{"data":{"glstrapi":{"blogs":[{"id":"6a1051644c0008e5ab9e0d05","title":"Thornley Groves Quarterly Insights Spring 2026","categories":"General","description":"<p>Our latest report explores how the property market across the North West is continuing to evolve, with clear insight into the latest trends across sales, lettings and investment.</p><p>From the phased introduction of the Renters’ Rights Act to the economic and geopolitical factors shaping confidence and investment decisions, our Spring 2026 edition examines how the market has performed so far this year and what this means in practical terms for landlords, investors and homeowners.</p><p>We look at the impact of changing legislation, interest rates, affordability and shifting supply and demand, alongside the opportunities and challenges currently influencing the market across the region.</p><p>This edition also highlights the continued investment we are making in our people through training, development and career progression — ensuring our clients continue to benefit from informed advice, local expertise and a professional service they can rely on.</p><p>Whether you are navigating legislative change, reviewing investment opportunities, planning your next move or simply looking for a clearer view of the market, this report provides the insight and guidance to help you make confident decisions.</p><p><a target=\"_blank\" rel=\"noopener noreferrer\" href=\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/i/TG_LQI_North_West_May2026_f82b353cde.pdf\">Download the full report</a> below or continue scrolling to read the latest insights in full. You can also explore the wider <a target=\"_blank\" rel=\"noopener noreferrer\" href=\"https://www.lomond.co.uk/insights/lomond-quarterly-insights-spring-2026/\">Lomond Quarterly Insights report</a> for a broader overview of market conditions across the UK.</p><div class=\"raw-html-embed\"><div style=\"position:relative;padding-top:max(60%,326px);height:0;width:100%\"><iframe title=\"TG_LQI North West_May2026\" allow=\"clipboard-write; autoplay; encrypted-media; fullscreen; picture-in-picture\" sandbox=\"allow-top-navigation allow-top-navigation-by-user-activation allow-downloads allow-scripts allow-same-origin allow-popups allow-modals allow-popups-to-escape-sandbox allow-forms\" allowfullscreen=\"true\" style=\"position:absolute;border:none;width:100%;height:100%;left:0;right:0;top:0;bottom:0;\" src=\"https://e.issuu.com/embed.html?d=tg_lqi_north_west_may2026&amp;pageLayout=singlePage&amp;u=lomondlife\"></iframe></div></div>","embed_video_url":null,"post_on":"2026-05-22T11:00:00.000Z","tile_image":{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/i/LQI_328_x_220_May20262_66afdce544.png","alternativeText":""},"tags":null,"slug":"thornley-groves-quarterly-insights-spring-2026","publish":true,"imagetransforms":null,"ggfx_results":[{"id":"6a1052e840e98113c14e154c","transforms":[{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x/688x460/LQI_328_x_220_May20262_66afdce544.webp","format":"webp","transform":"688x460","created_at":"2026-05-22 12:58:16.020","updated_at":"2026-05-22 12:58:16.020"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x/720x380/LQI_328_x_220_May20262_66afdce544.webp","format":"webp","transform":"720x380","created_at":"2026-05-23 07:50:00.237","updated_at":"2026-05-23 07:50:00.237"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x/352x220/LQI_328_x_220_May20262_66afdce544.webp","format":"webp","transform":"352x220","created_at":"2026-05-23 07:50:00.861","updated_at":"2026-05-23 07:50:00.861"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x/688x460/LQI_328_x_220_May20262_66afdce544.png","format":"png","transform":"688x460","created_at":"2026-05-24 08:06:52.299","updated_at":"2026-05-24 08:06:52.299"}],"src_cftle":"i/LQI_328_x_220_May20262_66afdce544.png","src_url":"i/LQI_328_x_220_May20262_66afdce544.png"},{"id":"6a105da640e98113c14f9b5e","transforms":[{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x/928x500/LQI_928_x_540_May20262_350c544283.webp","format":"webp","transform":"928x500","created_at":"2026-05-22 13:44:05.690","updated_at":"2026-05-22 13:44:05.690"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x/336x240/LQI_928_x_540_May20262_350c544283.webp","format":"webp","transform":"336x240","created_at":"2026-05-22 13:44:14.062","updated_at":"2026-05-22 13:44:14.062"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x/720x500/LQI_928_x_540_May20262_350c544283.webp","format":"webp","transform":"720x500","created_at":"2026-05-22 16:17:36.207","updated_at":"2026-05-22 16:17:36.207"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x/928x500/LQI_928_x_540_May20262_350c544283.png","format":"png","transform":"928x500","created_at":"2026-06-04 09:39:26.142","updated_at":"2026-06-04 09:39:26.142"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x/720x500/LQI_928_x_540_May20262_350c544283.png","format":"png","transform":"720x500","created_at":"2026-06-04 14:03:57.117","updated_at":"2026-06-04 14:03:57.117"}],"src_cftle":"i/LQI_928_x_540_May20262_350c544283.png","src_url":"i/LQI_928_x_540_May20262_350c544283.png"}],"createdAt":"2026-05-22T12:51:48.995Z","updatedAt":"2026-06-04T14:03:57.890Z"},{"id":"6a1038a94c0008e5ab9e0c49","title":"Why waterside living is the investment story of the decade","categories":"Sales","description":"<p>From Bristol's canal-side regeneration to Glasgow's riverside renaissance, blue urbanism is reshaping the UK property market, and the science of happiness backs this up.</p><p>Civilisations have always tended to settle beside rivers, canals and coastlines. Not just for practical reasons, but because proximity to \"blue space\" makes us feel better. Now, a wave of government-backed regeneration and compelling new research is translating that instinct into hard property values. For landlords and investors paying attention, the numbers are striking.</p><p><br>•&nbsp;&nbsp;&nbsp;&nbsp;+3.4% - Average price premium for properties near bodies of water (ONS)<br>•&nbsp;&nbsp;&nbsp;&nbsp;+75% - More sales within 100m vs. further out (LSE study)<br>•&nbsp;&nbsp;&nbsp;&nbsp;19,000 - People across 18 countries studied on blue-space wellbeing</p><p><br><strong>The science of feeling good by the water</strong></p><p>The wellbeing case for waterside living is no longer anecdotal. A landmark study by the University of Exeter's BlueHealth project drew on data from nearly 19,000 people across 18 countries and found that living near rivers, canals or the coast is directly linked to higher wellbeing and better mental health. Reduced stress, greater physical activity and stronger community ties all feature among the documented benefits. For tenants, it is a quality-of-life upgrade. For landlords, it is retention and rental success.</p><blockquote><p>\"Living near blue space — rivers, canals or the coast — is consistently linked to higher wellbeing and better mental health.\"</p><p>- University of Exeter BlueHealth Project, 18-country study</p></blockquote><p><strong>What the data says about prices and sales</strong></p><p>The emotional case is backed by robust financial evidence. Figures supported by ONS, found that properties close to large blue spaces (30,000 square metres) are on average 3.4% more expensive than comparable properties with little access to blue spaces. That differential is not trivial — on a £400,000 property, that’s a £13,600 premium based on geography alone.</p><p>A separate study from the London School of Economics goes further. It found that the proportion of properties that sell in new-build developments is 75% higher within 100 metres of a canal compared with those set further back. Fewer void periods, faster sales, stronger exit valuations; an ideal investment case.<br>&nbsp;</p><p><strong>Blue urbanism: a government backed trend</strong></p><p>\"Blue urbanism\" the thoughtful development of brownfield land around canals into new residential neighbourhoods — is already well underway across the UK.</p><p><strong>Active blue urbanism regeneration:</strong><br><i>Bristol – Leeds – Liverpool – Glasgow – London - Birmingham</i></p><p>Crucially, the government is putting serious money behind it. On top of the £52.6 million it already provides annually to the Canal &amp; River Trust, the custodian of over 2,000 miles of historic waterways, ministers have committed an additional £6.5 million of new funding to ensure these corridors remain in excellent condition. Well-maintained waterways sustain and amplify the premium; neglected ones erode it. The extra investment signals that policymakers understand the connection.</p><p><strong>What this means for you as a landlord or investor</strong></p><p>The convergence of science, economics and government policy around waterside property is rare, and it creates a clear strategic signal. Whether you are looking to acquire, develop or simply assess the long-term yield potential of your existing portfolio, proximity to blue space is a factor worth weighting heavily. Demand from tenants shows no sign of softening, and the post-pandemic re-evaluation of living environment has made it even stronger.</p><p>Wherever you're based in the UK, blue urbanism is reshaping the market on your doorstep — and with local experts in every one of these cities and regions, our teams know exactly where the opportunities lie.</p><p>Across our <a target=\"_blank\" rel=\"noopener noreferrer\" href=\"https://www.lomond.co.uk/our-brands/\">national network</a>, our agents combine on-the-ground knowledge of their local waterside regeneration zones with the broader market intelligence that only a truly national agency can offer. If you'd like to explore how these trends intersect with your portfolio — whether you're looking to acquire, let, or maximise the value of what you already own — <a href=\"/branch-finder/\">get in touch</a> with your local team today.&nbsp;</p><p>The waterside opportunity is here. We can help you find your place in it.</p>","embed_video_url":null,"post_on":"2026-05-22T11:00:00.000Z","tile_image":{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/i/Blue_urbanism_blog_53422f5d06.jpg","alternativeText":""},"tags":null,"slug":"why-waterside-living-is-the-investment-story-of-the-decade","publish":true,"imagetransforms":null,"ggfx_results":[{"id":"6a103b1e40e98113c14ab405","transforms":[{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x/688x460/Blue_urbanism_blog_53422f5d06.webp","format":"webp","transform":"688x460","created_at":"2026-05-22 11:16:45.981","updated_at":"2026-05-22 11:16:45.981"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x/928x500/Blue_urbanism_blog_53422f5d06.webp","format":"webp","transform":"928x500","created_at":"2026-05-22 11:22:45.454","updated_at":"2026-05-22 11:22:45.454"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x/720x500/Blue_urbanism_blog_53422f5d06.webp","format":"webp","transform":"720x500","created_at":"2026-05-22 11:54:47.054","updated_at":"2026-05-22 11:54:47.054"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x/720x380/Blue_urbanism_blog_53422f5d06.webp","format":"webp","transform":"720x380","created_at":"2026-05-22 12:19:38.313","updated_at":"2026-05-22 12:19:38.313"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x/336x240/Blue_urbanism_blog_53422f5d06.webp","format":"webp","transform":"336x240","created_at":"2026-05-22 16:17:38.933","updated_at":"2026-05-22 16:17:38.933"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x/352x220/Blue_urbanism_blog_53422f5d06.webp","format":"webp","transform":"352x220","created_at":"2026-05-23 07:50:00.213","updated_at":"2026-05-23 07:50:00.213"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x/688x460/Blue_urbanism_blog_53422f5d06.jpg","format":"jpg","transform":"688x460","created_at":"2026-05-24 08:06:52.288","updated_at":"2026-05-24 08:06:52.288"}],"src_cftle":"i/Blue_urbanism_blog_53422f5d06.jpg","src_url":"i/Blue_urbanism_blog_53422f5d06.jpg"}],"createdAt":"2026-05-22T11:06:17.835Z","updatedAt":"2026-05-24T08:06:52.992Z"},{"id":"69ef621f4a27a91abda356b5","title":"Where are the best investment opportunities for student landlords? ","categories":"Lettings","description":"<p><i>Our specialist student team provides expert guidance on where landlords should consider investing next. &nbsp;</i></p><p>The UK lettings market has made a strong start to 2026. This momentum builds on a strong finish to last year. According to our latest Quarterly Insights (LQI) statistics, landlord confidence across the country remains steady, with instructions rising by 2%. Letting activity has also increased by 1%, while average rents have grown by 6%, highlighting the market’s continued resilience and upward trajectory. &nbsp;</p><p>Landlords across the Northwest remain confident in the market, continuing to invest and benefiting from a 5% year-on-year increase in rents. This sustained growth is underpinned by strong, consistent demand, with the region also proving highly attractive to international students. UCAS data shows that 10% of Chinese students accepted into UK higher education choose providers in the Northwest, adding further interest to an already competitive rental market. The Thornley Groves Student Hub, based in Fallowfield, serves Manchester’s student population and its landlords by offering a range of rental accommodation close to major universities, including the University of Manchester. &nbsp;</p><p>Manchester presents a strong investment opportunity, combining attractive average yields of 8% with consistent capital growth and affordable housing. The city benefits from a substantial student population, particularly international students resulting in low vacancy rates and growing demand for purpose-built student accommodation (PBSA). Ongoing investment and regeneration continue to enhance Manchester’s appeal, making it a highly desirable location for both students and professionals. &nbsp;</p><p>Looking ahead, 2026 continues to present compelling opportunities for investors. Well-priced, professionally managed properties are well positioned to deliver strong returns, offering attractive yield potential for both new and experienced student landlords. &nbsp;</p><p>To explore how these opportunities could work for you, <a href=\"/branch-finder/\">get in touch with our expert team</a> for tailored guidance and market insight.</p><p>Our Quarterly Insights gives you the guidance to make confident property decisions, backed by local knowledge and expert analysis. Download the full report <a href=\"/about-thornley-groves/insights/thornley-groves-quarterly-insights-winter-2025-26/\">here</a> or <a href=\"/branch-finder/\">contact our team</a> today.</p><p><i>Source: Lomond Quarterly Insights: Winter Edition Q4 2025 YOY and UCAS </i>&nbsp;</p>","embed_video_url":null,"post_on":"2026-04-27T11:00:00.000Z","tile_image":{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/i/thornley_Groves_student_blog_2_d6ff39067a.jpg","alternativeText":""},"tags":"Lettings","slug":"where-are-the-best-investment-opportunities-for-student-landlords","publish":true,"imagetransforms":null,"ggfx_results":[{"id":"69ef63d540e98113c12255c9","transforms":[{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x/688x460/thornley_Groves_student_blog_2_d6ff39067a.webp","format":"webp","transform":"688x460","created_at":"2026-04-27 13:25:41.214","updated_at":"2026-04-27 13:25:41.214"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x/928x500/thornley_Groves_student_blog_2_d6ff39067a.webp","format":"webp","transform":"928x500","created_at":"2026-04-27 13:27:14.931","updated_at":"2026-04-27 13:27:14.931"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x/720x380/thornley_Groves_student_blog_2_d6ff39067a.webp","format":"webp","transform":"720x380","created_at":"2026-04-27 14:34:07.202","updated_at":"2026-04-27 14:34:07.202"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x/688x460/thornley_Groves_student_blog_2_d6ff39067a.jpg","format":"jpg","transform":"688x460","created_at":"2026-04-27 14:49:28.835","updated_at":"2026-04-27 14:49:28.835"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x/352x220/thornley_Groves_student_blog_2_d6ff39067a.webp","format":"webp","transform":"352x220","created_at":"2026-04-28 03:22:38.439","updated_at":"2026-04-28 03:22:38.439"}],"src_cftle":"i/thornley_Groves_student_blog_2_d6ff39067a.jpg","src_url":"i/thornley_Groves_student_blog_2_d6ff39067a.jpg"},{"id":"69ef6b2540e98113c1247704","transforms":[{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x/928x500/Student_banner_860b2d6b18.webp","format":"webp","transform":"928x500","created_at":"2026-04-27 13:56:52.475","updated_at":"2026-04-27 13:56:52.475"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x/720x500/Student_banner_860b2d6b18.webp","format":"webp","transform":"720x500","created_at":"2026-04-27 14:00:18.061","updated_at":"2026-04-27 14:00:18.061"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x/336x240/Student_banner_860b2d6b18.webp","format":"webp","transform":"336x240","created_at":"2026-04-27 17:55:34.710","updated_at":"2026-04-27 17:55:34.710"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x/720x500/Student_banner_860b2d6b18.jpg","format":"jpg","transform":"720x500","created_at":"2026-05-10 05:57:10.560","updated_at":"2026-05-10 05:57:10.560"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x/928x500/Student_banner_860b2d6b18.jpg","format":"jpg","transform":"928x500","created_at":"2026-06-13 06:05:37.642","updated_at":"2026-06-13 06:05:37.642"}],"src_cftle":"i/Student_banner_860b2d6b18.jpg","src_url":"i/Student_banner_860b2d6b18.jpg"}],"createdAt":"2026-04-27T13:18:23.949Z","updatedAt":"2026-06-13T06:05:37.990Z"},{"id":"69e6005c9e9403a2064a1781","title":"Best Time to List a Rental Property in the UK: Revealed","categories":"General","description":"<p>If you’re wondering, <strong>when is the best month to list a rental property in the UK</strong>, the data is clear.</p><p>We analysed tenant registrations across our UK-wide network in 2025 to find the best time to list a rental property to get twice as many enquiries. &nbsp;</p><p>Our data reveals that <strong>June, July and August made up 62% of all tenant enquiries</strong> across the year in 2025, and the same three months saw <strong>twice as many tenant enquiries</strong> than January, February, March, April and May combined. This means that for landlords and tenants alike, now is the time to get ahead and prepare for the summer lettings rush. &nbsp; &nbsp;</p><p>For landlords, that surge in demand can mean:</p><ul><li>Faster lets</li><li>Fewer void days</li><li>Stronger tenant competition</li><li>Less pressure to reduce rent</li></ul><p>If you're planning to let your property this year, timing your listing correctly could significantly improve your results.</p><p>Thinking of letting? <a href=\"/request-a-valuation/\">Speak to our team</a> today to find out if you’re ready to let for the summer.</p><p>&nbsp;</p><p><strong>Why Is Summer the Best Time to List a Rental Property?</strong></p><p>Seasonal rental demand in the UK follows predictable patterns, and the summer, particularly July, sits firmly at the peak for the following reasons:</p><p><strong>1. Graduate job starters increase city demand</strong></p><p>Many university leavers begin graduate schemes and professional roles in August and September. This creates a spike in demand during the summer as tenants try to secure accommodation ahead of new job start dates.</p><p>City centres and commuter belts see particularly strong enquiry levels, and if your property suits young professionals, listing ahead of the summer gives you maximum exposure to motivated applicants.</p><p><strong>2. Families move during the school holidays</strong></p><p>The summer holidays provide families with their most practical window to relocate.</p><p>Beginning to make a move in the summer allows parents to settle before the new school term begins, without disrupting their children’s education mid-year.</p><p>That makes June, July and August the strongest months for tenants looking for family homes.</p><p><strong>3. Higher overall rental market activity</strong></p><p>Longer days, flexible routines and summer momentum naturally increase browsing activity across property portals.</p><p>More searches lead to more viewings, offers and competition, again cementing the summer as the best time to have your property up to let. &nbsp;</p><p>&nbsp;</p><p><strong>What 2x More Enquiries Means for Landlords</strong></p><ul><li>Reduced void periods</li><li>Stronger applicant pools</li><li>Greater negotiating power</li><li>Lower risk of rent reductions</li></ul><p>Don’t leave your property sitting empty. <a href=\"/branch-finder/\">Contact our team</a> to discuss listing now to ensure you capitalise on peak demand.</p><p>&nbsp;</p><p><strong>How to Maximise Your Summer Listing</strong></p><p>If you want to take full advantage of peak rental demand, preparation is key.</p><p><strong>1. Professional photography</strong></p><p>High-quality images increase clicks and enquiry levels, especially when tenants are actively comparing multiple properties.</p><p><strong>2. Pricing correctly</strong></p><p>With strong demand, accurate pricing helps you attract maximum interest immediately rather than chasing the market later.</p><p><strong>3. Act quickly</strong></p><p>High enquiry volumes mean viewings book up fast. Speed and responsiveness often secure the strongest tenants.</p><p>&nbsp;</p><p><strong>When Should You Start Preparing to List?</strong></p><p>Now is the time to start preparing for the busiest months in the rental calendar.</p><p>If June, July and August generate 62% of all tenant enquiries for a year, the smart move is to spend the months prior getting market-ready.</p><p>From maintenance improvements and safety certifications to pricing strategy, photography and marketing plans, preparing a property properly can take up to 4–8 weeks. Leaving it too late risks missing the summer surge and entering a quieter market instead.</p><p>Landlords who use these next few months wisely are perfectly positioned to launch into peak demand. Those who wait may find themselves rushing compliance checks, cutting corners on presentation or listing after the busiest window has passed.</p><p>Use the next two months to prepare, so you’re ready to let when demand peaks.</p><p>If you’re considering letting this summer, <a href=\"/branch-finder/\">speak to our team</a> now to create a clear plan and be ready to let.&nbsp;</p>","embed_video_url":null,"post_on":"2026-04-20T08:00:00.000Z","tile_image":{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/i/July_increase_blog_d89c40bbf8.jpg","alternativeText":""},"tags":"Lettings","slug":"best-time-to-list-a-rental-property-in-the-uk-revealed","publish":true,"imagetransforms":null,"ggfx_results":[{"id":"69e601d340e98113c1a93026","transforms":[{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x/688x460/July_increase_blog_d89c40bbf8.webp","format":"webp","transform":"688x460","created_at":"2026-04-20 10:37:07.217","updated_at":"2026-04-20 10:37:07.217"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x/928x500/July_increase_blog_d89c40bbf8.webp","format":"webp","transform":"928x500","created_at":"2026-04-20 11:05:33.665","updated_at":"2026-04-20 11:05:33.665"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x/720x500/July_increase_blog_d89c40bbf8.webp","format":"webp","transform":"720x500","created_at":"2026-04-20 11:08:15.548","updated_at":"2026-04-20 11:08:15.548"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x/720x380/July_increase_blog_d89c40bbf8.webp","format":"webp","transform":"720x380","created_at":"2026-04-20 13:29:26.090","updated_at":"2026-04-20 13:29:26.090"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x/352x220/July_increase_blog_d89c40bbf8.webp","format":"webp","transform":"352x220","created_at":"2026-04-20 13:29:26.694","updated_at":"2026-04-20 13:29:26.694"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x/688x460/July_increase_blog_d89c40bbf8.jpg","format":"jpg","transform":"688x460","created_at":"2026-04-20 13:50:49.155","updated_at":"2026-04-20 13:50:49.155"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x/336x240/July_increase_blog_d89c40bbf8.webp","format":"webp","transform":"336x240","created_at":"2026-04-20 16:14:11.693","updated_at":"2026-04-20 16:14:11.693"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x/928x500/July_increase_blog_d89c40bbf8.jpg","format":"jpg","transform":"928x500","created_at":"2026-05-01 18:17:25.790","updated_at":"2026-05-01 18:17:25.790"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x/720x500/July_increase_blog_d89c40bbf8.jpg","format":"jpg","transform":"720x500","created_at":"2026-05-07 04:10:41.167","updated_at":"2026-05-07 04:10:41.167"}],"src_cftle":"i/July_increase_blog_d89c40bbf8.jpg","src_url":"i/July_increase_blog_d89c40bbf8.jpg"}],"createdAt":"2026-04-20T10:30:52.954Z","updatedAt":"2026-05-07T04:10:41.667Z"},{"id":"69e21bc5e029bd0d41fad8e6","title":"Manchester marathon 2026: Lettings agents reveal how much it costs to live along the famous route","categories":"General","description":"<p><i>Local lettings and estate agencies, </i><a target=\"_blank\" rel=\"noopener noreferrer\" href=\"https://www.thornleygroves.co.uk/\"><i>Thornley Groves</i></a><i> and </i><a target=\"_blank\" rel=\"noopener noreferrer\" href=\"https://www.julianwadden.co.uk/\"><i>Julian Wadden</i></a><i>, reveal the costs to live along the iconic route – from Altrincham to Old Trafford to the finish line on Oxford Road.</i></p><p><br>Sunday 19th April sees the iconic Manchester marathon return to the streets of Greater Manchester, with over 40,000 participants expected to be taking part.</p><p>&nbsp;<br>Today, local lettings and estate agencies Thornley Groves and Julian Wadden are revealing how much it costs to live along the route – with one of the areas named as<strong> ‘one of the most desirable suburbs in the North West’.</strong>&nbsp;</p><p><strong>Old Trafford / Stretford&nbsp;</strong></p><p>The average rent for a two-three-bedroom property in this area, which is located near the start of the marathon around two miles in, is around <strong>£1,000 - £1,400</strong> per calendar month (pcm).</p><p><strong>A two-bed terraced house, on average, costs around £230,000 - £280,000,</strong> whilst a <strong>three-bed</strong> semi-detached house price sits around the <strong>£325,000 - £425,000 mark.</strong></p><p>In recent years, the area has benefitted from regeneration spillover from the city.</p><p><strong>Sale</strong></p><p>Next up is Sale, which runners will explore from around miles seven to nine on the route. Here, the average rent for a two-three-bedroom property is <strong>£1,200 - £1,500 pcm.</strong> Meanwhile, the average cost of two-bed terraced property is <strong>£260,000 - £320,000,</strong> and a three-bed semi-detached often sits in the range of <strong>£400,000 - £500,000.</strong></p><p>Our experts say Sale sees strong demand from families due to the outstanding local schools as the area benefits from the Trafford primary schools as well as access to the grammar school network.<br>&nbsp;</p><p><strong>Altrincham&nbsp;</strong></p><p>Recently named in the Sunday Times Best Places to Live list and referred to as ‘one of the most desirable suburbs in the North West’ by our lettings experts, Altrincham is popular due to its connectivity and transport links, as well as access to good schools.</p><p>Runners will find themselves in Altrincham as they approach the all-important halfway mark at mile 13. The average rent for a two-three bed property here is <strong>£1,400 - £1,800 pcm. </strong>The premium suburban market found here has lots of a variety, and our experts say there is strong demand for properties between <strong>£1,200 - £1,600 pcm.</strong></p><p>With top-end schools found here, families wanting a three-bed semi-detached house will find the average costs around <strong>£525,000 - £650,000.</strong> A two-bed terraced house can be purchased in the range of <strong>£320,000 - £380,000.</strong></p><p><strong>Chorlton&nbsp;</strong></p><p>As runners approach the final stretch, they arrive in Chorlton at around mile 22. This area appeals to young professionals due to its close proximity to the city centre.</p><p>The average rental cost for a two bed is around <strong>£1,300 - £1,450 pcm.</strong> A two-bedroom terraced property is around <strong>£325,000 – £400,000</strong> and a three-bed semi-detached can be found on the market for <strong>£475,000 - £600,000.</strong></p><p><strong>Hulme</strong></p><p>Hulme, on the city-fringe, offers strong value relative to location. The average rent for a two-bed apartment here is <strong>£1,100 - £1,300 pcm</strong> and rent for a three-four bed house, which includes student accommodation, is around <strong>£1,400 - £1,800 pcm.</strong></p><p>This area has consistent demand from students, sharers and young professionals and is the perfect place to invest in property. A two-bed terrace can be found in the range of <strong>£210,000 - £240,000,</strong> and a three-bed semi-detached house average costs are <strong>£260,000 - £300,000.</strong></p><p><strong>City Centre – the finish line</strong></p><p>The Manchester marathon’s iconic finish line – mile 26 – is on Oxford Road. In the city centre, renters can find, on average, a one-bed apartment for <strong>£1,050 - £1,450 pcm</strong> or a two-bed apartment for an average of <strong>£1,100 - £1,500 pcm.&nbsp;</strong></p><p>Young professionals in particular favour modern apartments in city-centre regeneration areas such as Deansgate, the Northern Quarter and Great Jackson Street. A premium two-bed apartment in this area can average <strong>£1,600 - £1,900 pcm.</strong> To purchase a two-bed apartment, buyers are looking at an average price of <strong>£230,000 - £320,000</strong>, <strong>with premium new builds reaching £400,000.&nbsp;</strong></p><p>One-bedroom apartments in the city are a strong option for investors, offering high rental yields. The average one-bed city centre apartment costs<strong> £160,000 - £220,000.</strong></p><p>The city centre has a highly competitive market with strong supply. Here, pricing and presentation are key to securing tenants quickly. Rental costs for a typical two-bed house range from <strong>£1,200 - £1,375 pcm.&nbsp;</strong></p>","embed_video_url":null,"post_on":"2026-04-17T11:00:00.000Z","tile_image":{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/i/Manchester_marathon_small_8e6bcdfb64.jpg","alternativeText":""},"tags":"Community","slug":"manchester-marathon-2026-lettings-agents-reveal-how-much-it-costs-to-live-along-the-famous-route","publish":true,"imagetransforms":null,"ggfx_results":[{"id":"69e23caf40e98113c12b0f9c","transforms":[{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x/720x380/Manchester_marathon_small_8e6bcdfb64.webp","format":"webp","transform":"720x380","created_at":"2026-04-17 13:59:11.048","updated_at":"2026-04-17 13:59:11.048"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x/352x220/Manchester_marathon_small_8e6bcdfb64.webp","format":"webp","transform":"352x220","created_at":"2026-04-17 13:59:11.565","updated_at":"2026-04-17 13:59:11.565"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x/688x460/Manchester_marathon_small_8e6bcdfb64.webp","format":"webp","transform":"688x460","created_at":"2026-04-17 13:59:48.324","updated_at":"2026-04-17 13:59:48.324"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x/336x240/Manchester_marathon_small_8e6bcdfb64.webp","format":"webp","transform":"336x240","created_at":"2026-04-17 14:02:50.211","updated_at":"2026-04-17 14:02:50.211"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x/928x500/Manchester_marathon_small_8e6bcdfb64.webp","format":"webp","transform":"928x500","created_at":"2026-04-17 14:02:50.421","updated_at":"2026-04-17 14:02:50.421"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x/720x500/Manchester_marathon_small_8e6bcdfb64.webp","format":"webp","transform":"720x500","created_at":"2026-04-17 14:19:53.605","updated_at":"2026-04-17 14:19:53.605"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x/688x460/Manchester_marathon_small_8e6bcdfb64.jpg","format":"jpg","transform":"688x460","created_at":"2026-04-17 17:21:44.824","updated_at":"2026-04-17 17:21:44.824"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x/928x500/Manchester_marathon_small_8e6bcdfb64.jpg","format":"jpg","transform":"928x500","created_at":"2026-04-29 12:00:19.255","updated_at":"2026-04-29 12:00:19.255"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x/720x500/Manchester_marathon_small_8e6bcdfb64.jpg","format":"jpg","transform":"720x500","created_at":"2026-04-30 10:45:29.420","updated_at":"2026-04-30 10:45:29.420"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x/336x240/Manchester_marathon_small_8e6bcdfb64.jpg","format":"jpg","transform":"336x240","created_at":"2026-05-18 16:21:03.596","updated_at":"2026-05-18 16:21:03.596"}],"src_cftle":"i/Manchester_marathon_small_8e6bcdfb64.jpg","src_url":"i/Manchester_marathon_small_8e6bcdfb64.jpg"}],"createdAt":"2026-04-17T11:38:45.719Z","updatedAt":"2026-05-18T16:21:03.904Z"},{"id":"69b18bfa16e695023e48bf9d","title":"The Future of Tenant Selection Starts in May 2026 ","categories":"Renters_Rights_Act","description":"<p>The Renters’ Rights Act introduces clearer, more consistent standards across the Private Rented Sector. For professional landlords, this provides greater structure around how tenancies are agreed and managed, creating a more transparent and sustainable rental market.</p><p>The key to success will be preparation. Our experienced team is here to help you stay ahead of the changes and continue letting with confidence.</p><p><strong>What’s changing on the 1st May 2026: &nbsp;</strong></p><p>From 1st May 2026, landlords will not be able to apply blanket restrictions on applicants with children or those in receipt of benefits.</p><p>Landlords will still retain full control over tenant selection and affordability checks. Referencing and suitability assessments remain central to the process, ensuring tenancies remain sustainable and financially secure.</p><p><strong>Our view: &nbsp;</strong></p><p>This creates more inclusivity, without compromising the screening process. Landlords can continue to assess tenants based on their ability to meet rent and other requirements, rather than relying on broad criteria. Landlords can make informed decisions and with the right referencing tools in place, it reduces risk and strengthens decision-making.</p><p>Do you need to review your current tenant selection process before the changes come in? <a href=\"/branch-finder/\">Book a landlord compliance review</a> with our team.</p><p><strong>How we can help: &nbsp;</strong></p><p>We offer Open Banking &amp; Pro referencing, to give landlords peace of mind when sourcing a tenant. Combining Payroll and HMRC checks with Open Banking through our partner, Goodlord, sets the standard in the industry for the most rigorous and reliable referencing available.</p><p><strong>FAQs</strong></p><p><i>Q. What if my property isn’t suitable for children?</i></p><p>A. Landlords and agents should consider applicants on their individual circumstances.</p><p>For example, a one-bedroom flat might be suitable for a mother with a baby but not for a parent with two teenage children, where this level of occupancy would mean that rules on overcrowding were breached.</p><p>Letting agents would need to consider whether excluding prospective tenants with children represents a proportionate means of achieving a legitimate aim and landlords would need to be able to evidence their decision on a case-by-case basis.</p><p><i>Q. Does this increase my risk of rent arrears?</i></p><p>A: No, provided you use robust referencing. The change removes blanket exclusions, not affordability assessments. With enhanced referencing and income verification, landlords can continue to make financially sound decisions.</p><p><i>Q. Can I still decline an applicant?</i></p><p>A: Yes. Decisions can still be made based on:</p><ul><li>Affordability</li><li>Credit history</li><li>Referencing outcomes</li><li>Suitability for the property</li></ul><p>What changes is that decisions must be evidence-based, not category-based.</p><p><i>Q. What evidence should I keep to protect myself?</i></p><p>A: We recommend retaining:</p><ul><li>Full referencing reports</li><li>Affordability calculations</li><li>Notes on property suitability considerations</li><li>Overcrowding compliance assessments</li></ul><p>Our team can ensure your documentation process protects you if a decision is ever questioned.</p><p><i>Q. Will this increase void periods?</i></p><p>A: In many cases, broadening your applicant pool can actually reduce void periods. With proper screening, you may benefit from a wider range of suitable applicants.</p><p>Have a specific scenario you’re unsure about? <a href=\"/renters-rights-act/\">Contact us</a> for tailored guidance.&nbsp;</p>","embed_video_url":null,"post_on":"2026-03-11T12:00:00.000Z","tile_image":{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/i/Moving_to_Periodic_Tenancies_blog_7590e8083d.jpg","alternativeText":""},"tags":null,"slug":"the-future-of-tenant-selection-starts-in-may-2026","publish":true,"imagetransforms":null,"ggfx_results":[{"id":"69b2b54640e98113c1c6f439","transforms":[{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/688x460/Moving_to_Periodic_Tenancies_blog_7590e8083d.webp","format":"webp","transform":"688x460","created_at":"2026-03-12 12:44:54.145","updated_at":"2026-03-12 12:44:54.145"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/928x500/Moving_to_Periodic_Tenancies_blog_7590e8083d.webp","format":"webp","transform":"928x500","created_at":"2026-03-12 12:48:17.736","updated_at":"2026-03-12 12:48:17.736"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/336x240/Moving_to_Periodic_Tenancies_blog_7590e8083d.webp","format":"webp","transform":"336x240","created_at":"2026-03-12 12:48:18.429","updated_at":"2026-03-12 12:48:18.429"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/720x500/Moving_to_Periodic_Tenancies_blog_7590e8083d.webp","format":"webp","transform":"720x500","created_at":"2026-03-12 12:48:19.044","updated_at":"2026-03-12 12:48:19.044"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/720x380/Moving_to_Periodic_Tenancies_blog_7590e8083d.webp","format":"webp","transform":"720x380","created_at":"2026-03-12 13:03:26.063","updated_at":"2026-03-12 13:03:26.063"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/352x220/Moving_to_Periodic_Tenancies_blog_7590e8083d.webp","format":"webp","transform":"352x220","created_at":"2026-03-12 14:15:46.489","updated_at":"2026-03-12 14:15:46.489"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/688x460/Moving_to_Periodic_Tenancies_blog_7590e8083d.jpg","format":"jpg","transform":"688x460","created_at":"2026-03-15 17:06:54.847","updated_at":"2026-03-15 17:06:54.847"}],"src_cftle":"i.prod/Moving_to_Periodic_Tenancies_blog_7590e8083d.jpg","src_url":null},{"id":"69c61bad40e98113c1e97981","transforms":[{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x/688x460/Moving_to_Periodic_Tenancies_blog_7590e8083d.webp","format":"webp","transform":"688x460","created_at":"2026-03-27 05:54:53.570","updated_at":"2026-03-27 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14:44:22.155"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x/720x500/Moving_to_Periodic_Tenancies_blog_7590e8083d.webp","format":"webp","transform":"720x500","created_at":"2026-03-27 16:26:02.881","updated_at":"2026-03-27 16:26:02.881"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x/336x240/Moving_to_Periodic_Tenancies_blog_7590e8083d.webp","format":"webp","transform":"336x240","created_at":"2026-03-27 17:33:17.778","updated_at":"2026-03-27 17:33:17.778"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x/928x500/Moving_to_Periodic_Tenancies_blog_7590e8083d.jpg","format":"jpg","transform":"928x500","created_at":"2026-04-21 01:02:23.548","updated_at":"2026-04-21 01:02:23.548"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x/720x500/Moving_to_Periodic_Tenancies_blog_7590e8083d.jpg","format":"jpg","transform":"720x500","created_at":"2026-05-01 18:18:52.043","updated_at":"2026-05-01 18:18:52.043"}],"src_cftle":"i/Moving_to_Periodic_Tenancies_blog_7590e8083d.jpg","src_url":"i/Moving_to_Periodic_Tenancies_blog_7590e8083d.jpg"}],"createdAt":"2026-03-11T15:36:26.628Z","updatedAt":"2026-05-01T18:18:52.245Z"},{"id":"69b18a1f16e695023e48bf35","title":"Moving to Periodic Tenancies: A Guide for Landlords ","categories":"Renters_Rights_Act","description":"<p>The private rented sector (PRS) is entering a new phase of reform. From May 2026, the Renters’ Rights Act will reshape how tenancies are managed, ended and regulated.</p><p>The upcoming transition from fixed-term to periodic tenancies represents a significant structural shift in the private rented sector. From 1st May 2026, all new tenancies will begin as periodic agreements, offering greater flexibility while maintaining clear, structured possession grounds for landlords.</p><p>While the format of tenancies is changing, landlords retain important protections, particularly where tenants breach their obligations.</p><p>For landlords who want to sell or move into their property, they can do so after 8 months of a tenancy, giving tenants 4 months' notice. This provides tenants with initial stability, while still allowing landlords to serve notice in advance so that possession aligns with the 12-month timeframe if required.</p><p>Importantly, where tenants are at fault, including rent arrears, antisocial behaviour or property damage, landlords can act immediately using the appropriate grounds.</p><p>Have questions about how periodic tenancies could affect your portfolio? <a href=\"/renters-rights-act/\">Speak to our team</a> now to review your strategy.</p><p><strong>Our view: &nbsp;</strong></p><p>While tenants will technically have greater flexibility, behaviour trends suggest stability remains the priority. The average UK tenancy lasts approximately 35 months, which is significantly longer than a traditional 12-month fixed term.</p><p>Most tenants value security, community and convenience. In practice, frequent early departures are expected to remain the exception, not the rule.</p><p>For well-managed properties with responsive landlords, long-term occupation is the most common outcome.</p><p>Want to understand how your properties would perform under the new tenancy structure? <a href=\"/branch-finder/\">Book a portfolio review today.</a></p><p><strong>How we can help: &nbsp;</strong></p><p>The shift to periodic tenancies places greater emphasis on tenant satisfaction and proactive management.</p><p>We encourage landlords to focus on:</p><ul><li>Careful tenant matching</li><li>Strong onboarding processes</li><li>Responsive maintenance handling</li><li>Regular communication</li></ul><p>These measures help produce longer tenancies and reduce the likelihood of unexpected notice being served.</p><p><strong>FAQs &nbsp;</strong></p><p>Have a specific scenario you’d like advice on? Our lettings experts are <a href=\"/renters-rights-act/\">here to help.</a></p><p><i>Q. What if a tenant gives notice after only a few months?</i></p><p>A: While tenants can give two months’ notice at any time, early departures are statistically uncommon. Proactive management and careful tenant selection significantly reduce this risk. We focus on securing applicants seeking long-term homes rather than short-term flexibility.</p><p><i>Q. Will this increase void periods?</i></p><p>A: Not necessarily. In many cases, notice periods will allow sufficient time to remarket the property before the tenancy ends. With proactive marketing and database matching, voids can often be minimised.</p><p><i>Q. Can I still remove a tenant who is in arrears?</i></p><p>A: Yes. Fault-based grounds remain available at any stage of the tenancy, including for significant rent arrears, antisocial behaviour, or property damage. If you want to find out more about how this is actioned, speak to our team who will be happy to help. &nbsp;</p><p><i>Q. Can I still sell my property?</i></p><p>A: You can use the specific mandatory ground for selling, but only after the tenant has been in the property for at least 12 months. You must provide a minimum of four months’ notice, meaning you can serve notice on month 8 of the tenancy, and the property must be genuinely intended for sale. &nbsp;</p><p>Timing and compliance are critical. <a href=\"/renters-rights-act/\">Contact us</a> early so we can ensure notice is served correctly and delays are avoided.&nbsp;</p>","embed_video_url":null,"post_on":"2026-03-11T09:00:00.000Z","tile_image":{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/i/4f753370_1487_4b21_9596_a02b2d8ffea3_60b46ada4a.jpg","alternativeText":""},"tags":null,"slug":"moving-to-periodic-tenancies-a-guide-for-landlords","publish":true,"imagetransforms":null,"ggfx_results":[{"id":"69b2b54640e98113c1c6f463","transforms":[{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/688x460/4f753370_1487_4b21_9596_a02b2d8ffea3_60b46ada4a.webp","format":"webp","transform":"688x460","created_at":"2026-03-12 12:44:54.199","updated_at":"2026-03-12 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These changes bring greater clarity, structure and consistency for responsible landlords and our experienced team can help you prepare well in advance. &nbsp;</p><p>Read on for our analysis of this specific change, and find out how we can help you navigate it. &nbsp;</p><p><strong>What’s changing from the 1st May 2026:</strong></p><p>Under the new rules, tenants will have a formal right to request permission to keep a pet and landlords must have a valid reason to refuse this request. &nbsp;</p><p>Landlords must respond to pet requests within 28 days and, where a refusal is necessary, clearly demonstrate that the request is unreasonable or unfeasible, for example, due to lease restrictions. Service animals must always be permitted.</p><p>Our team can advise on what is considered reasonable, help you assess each request fairly and ensure your response is fully compliant.</p><p><strong>Our view: &nbsp;</strong></p><p>We encourage landlords to view this change as an opportunity to make their properties more appealing to a wider audience. According to <a target=\"_blank\" rel=\"noopener noreferrer\" href=\"https://www.rightmove.co.uk/news/articles/property-news/most-searched-for-locations-2025/\">Rightmove</a>’s keyword sort tool, the most sought-after feature by renters in 2025 was for a pet-friendly home.</p><p>Properties that welcome pets may also encourage tenants to stay longer, helping to reduce turnover and offering landlords greater stability. This can help address concerns around periodic tenancies and tenants’ ability to serve notice more freely.</p><p><a href=\"/branch-finder/\">Speak to us</a> about how to position your property to attract the right tenants while protecting your investment.</p><p><strong>How we can help:</strong></p><p>It’s natural for landlords to have questions about potential wear and tear. We help remove the uncertainty and stress by putting the right safeguards in place. This includes introducing clear pet policies, preparing detailed inventories at the start of each tenancy, carrying out regular inspections and managing thorough checkouts.</p><p>For support with pet requests, tenancy policies or full property management, please <a href=\"/branch-finder/\">contact our team.</a> We’d be happy to help you navigate the changes confidently while protecting your investment.</p><p><strong>FAQs</strong></p><p><i>Q. What is a reasonable reason for a landlord to refuse a tenant having a pet?</i></p><p>A. Landlords will be required to consider all pet requests on a case-by-case basis. Given the diversity of landlords, tenants, and properties in the private rented sector, the Government has acknowledged that it is not possible to legislate for every situation in which a landlord could or could not ‘reasonably’ refuse a pet.</p><p>It is always considered reasonable for a landlord to refuse a request if, for example, a superior landlord prohibits pets, such as in a leasehold property.</p><p><i>Q. Can I ask for an extra ‘pet deposit’ to cover damage caused by the pet?</i></p><p>A. No, you cannot ask for additional money over the standard deposit amount. The Government ruled that the standard deposit of one month's rent was enough to cover any possible damage caused by a pet in a property.</p><p><i>Q. What happens if a pet damages a property?</i></p><p>A. Tenants pay a tenancy deposit, which can be used to cover any damage to the property. If the cost of repairs exceeds the deposit, landlords may seek to recover the additional amount through the courts, in accordance with the wider rules governing the sector.</p><p><i>Q. Can I still advertise my property to let with ‘No Pets’?</i></p><p>A. Yes, you can still indicate a preference to let your property as ‘no pets.’ However, tenants can submit a request to keep a pet, and under the new rules, you will be required to consider each request fairly.</p><p><strong>Every property and pet request is different.</strong>&nbsp;<br>If you’re unsure whether a refusal is reasonable, or how to handle a specific situation, our team is happy to talk through your options and provide clear guidance. <a href=\"/branch-finder/\">Contact us</a> for tailored advice.&nbsp;</p>","embed_video_url":null,"post_on":"2026-02-20T12:00:00.000Z","tile_image":{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/i/Request_for_pets_blog_5de5596019.jpg","alternativeText":""},"tags":null,"slug":"the-right-to-request-pets-under-the-renters-rights-act","publish":true,"imagetransforms":null,"ggfx_results":[{"id":"6998673fd67e6fbddf0688a5","transforms":[{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/688x460/Request_for_pets_blog_5de5596019.webp","format":"webp","transform":"688x460","inputParams":{"action":"transform","src":{"cftle":{"Key":"i.prod/Request_for_pets_blog_5de5596019.jpg"}},"dest":{"cftle":{"Key":"x.prod/688x460/Request_for_pets_blog_5de5596019.webp"},"format":{"isFormatChanged":true,"format":"webp","content-type":"image/webp"},"transform":"688x460","resize":{"width":688,"height":460,"position":"x","fit":null},"brightness":null,"sharpness":null,"quality":null,"watermark":false,"resizeText":"688x460"},"additionalParams":{"contentType":"blog","id":"699854a1d67e6fbddf068820","field":"tile_image","force":null}},"created_at":"2026-02-20 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10:30:57.851"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x/720x500/Request_for_pets_blog_5de5596019.jpg","format":"jpg","transform":"720x500","created_at":"2026-04-19 00:00:09.931","updated_at":"2026-04-19 00:00:09.931"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x/336x240/Request_for_pets_blog_5de5596019.jpg","format":"jpg","transform":"336x240","created_at":"2026-04-22 06:55:50.246","updated_at":"2026-04-22 06:55:50.246"}],"src_cftle":"i/Request_for_pets_blog_5de5596019.jpg","src_url":"i/Request_for_pets_blog_5de5596019.jpg"}],"createdAt":"2026-02-20T12:33:37.920Z","updatedAt":"2026-04-22T06:55:50.636Z"},{"id":"6998543ed67e6fbddf0687e5","title":"How to regain possession of your property under the Renters’ Rights Act","categories":"Renters_Rights_Act","description":"<p>The private rented sector (PRS) is entering a new phase of reform. From May 2026, the Renters’ Rights Act will reshape how tenancies are managed, ended and regulated.</p><p>These reforms are designed to bring greater clarity, structure and consistency across the sector, giving responsible landlords clearer rules to work within and greater confidence in their decision-making.</p><p>Read on for our in-depth analysis of this specific change and find out how we can help you navigate it. &nbsp;</p><p><strong>What’s changing from the 1st May:</strong></p><p>From 1st May 2026, landlords wanting to regain possession of their property will need to do so on specific, clearly defined grounds. The Act strengthens and clarifies these grounds and recognises that landlords’ and tenants' own circumstances can sometimes change; it therefore includes strengthened rights to reclaim properties when necessary, for example to sell or move in. &nbsp;</p><p>Tenants will benefit from a 12-month protected period at the beginning of a tenancy, during which landlords cannot evict them to move in or sell the property. Landlords will need to provide 4 months’ notice when using these grounds, giving tenants more time to find a new home.</p><p>As was the case prior to the Act’s implementation, if a tenant does not leave voluntarily, landlords must apply to the court for possession and provide evidence that the relevant ground has been met. &nbsp;</p><p>To encourage high standards across the sector, landlords will only be able to regain possession if certain requirements have been met, such as correctly protecting a tenant’s deposit or registering the property on the private rented sector database. Our team will support landlords in identifying and resolving any compliance issues promptly, ensuring these do not cause unnecessary delays. These restrictions will not apply where possession is sought on antisocial behaviour grounds.</p><ul><li>For <strong>mandatory grounds,</strong> the court must award possession if the ground is proven. &nbsp;</li><li>For <strong>discretionary grounds,</strong> the court can consider if eviction is reasonable, even when the ground is met.</li></ul><p>A full list of each ground and its details can be found <a target=\"_blank\" rel=\"noopener noreferrer\" href=\"https://www.gov.uk/government/publications/guide-to-the-renters-rights-act/guide-to-the-renters-rights-act\">here.</a></p><p>Strong evidence is now more important than ever.&nbsp;<br>We support landlords by maintaining clear records, managing documentation and preparing evidence should possession proceedings be required. Get in touch to ensure your tenancy management stands up to scrutiny.</p><p><strong>Our view: &nbsp;</strong></p><p>While this is a change to the normal way of working, landlords should feel reassured that the updated grounds for possession cover all common reasons for needing to reclaim a property.</p><p><strong>How we can help: &nbsp;</strong></p><p>We will guide you through the new processes to ensure they are used effectively and with confidence. We are already implementing systems to efficiently and securely gather and retain the evidence if required. If you plan to sell your property or move back in, we will ensure that notices are served correctly and in full compliance with the new rules, helping to minimise delays or potential disputes.</p><p>Don’t wait until possession becomes urgent.&nbsp;<br>Early planning reduces delays, disputes and costly mistakes. <a href=\"/branch-finder/\">Contact us</a> today to review your tenancies and ensure you’re prepared for the new possession rules.</p><p><strong>FAQ’s</strong></p><p><i>Q. What are the most common grounds landlords will use to regain possession?</i></p><p>A. The most commonly used grounds are likely to be if a tenant is in rent arrears, a landlord is selling the property, or moving back in. The Act recognises that landlords’ circumstances change and provides clear routes to regain possession where needed.</p><p>If you’re unsure which ground applies to your situation, <a href=\"/branch-finder/\">speak to our team</a> for tailored advice before serving notice.</p><p><i>Q. When can I serve notice if I plan to sell my property?</i></p><p>A. You can use the specific mandatory ground for selling, but only after the tenant has been in the property for at least 12 months. You must provide a minimum of four months’ notice, meaning you can serve notice on month 8 of the tenancy, and the property must be genuinely intended for sale.</p><p>Timing and compliance are critical. <a href=\"/branch-finder/\">Contact us</a> early so we can ensure notice is served correctly and delays are avoided.</p><p><i>Q. What evidence will I need to gather to regain possession under the Renters’ Rights Act?</i></p><p>A. The evidence required will depend on the ground you are relying on, but you will generally need a valid tenancy agreement, proof the correct notice was served, confirmation the required notice period has been given, and clear documentation supporting your reason for possession (for example, a rent schedule for arrears or proof the property is being marketed for sale). You must also be fully compliant with your legal obligations, such as deposit protection and registration requirements.</p><p>If you are unsure what applies to your situation, contact us early — strong preparation can prevent costly delays.</p><p><i>Q. What happens if my tenant doesn’t leave after notice expires?</i></p><p>A. If the tenant does not leave voluntarily, you must apply to the court for a possession order and demonstrate that the relevant ground has been met.</p><p>Early preparation can significantly reduce delays. <a href=\"/branch-finder/\">Get in touch</a> so we can review your tenancy and ensure you are fully prepared should court action become necessary.</p><p><strong>Have a question about your specific situation?&nbsp;</strong><br>The new legislation affects landlords differently depending on their property type, tenancy structure and future plans. Our team is happy to talk through your circumstances and provide clear, practical guidance. <a href=\"/branch-finder/\">Get in touch</a> for a confidential discussion.&nbsp;</p>","embed_video_url":null,"post_on":"2026-02-20T12:00:00.000Z","tile_image":{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/i/Reform_to_possession_blog_db92278c19.jpg","alternativeText":""},"tags":null,"slug":"how-to-regain-possession-of-your-property-under-the-renters-rights-act","publish":true,"imagetransforms":null,"ggfx_results":[{"id":"6998673fd67e6fbddf0688a3","transforms":[{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/688x460/Reform_to_possession_blog_db92278c19.webp","format":"webp","transform":"688x460","inputParams":{"action":"transform","src":{"cftle":{"Key":"i.prod/Reform_to_possession_blog_db92278c19.jpg"}},"dest":{"cftle":{"Key":"x.prod/688x460/Reform_to_possession_blog_db92278c19.webp"},"format":{"isFormatChanged":true,"format":"webp","content-type":"image/webp"},"transform":"688x460","resize":{"width":688,"height":460,"position":"x","fit":null},"brightness":null,"sharpness":null,"quality":null,"watermark":false,"resizeText":"688x460"},"additionalParams":{"contentType":"blog","id":"6998543ed67e6fbddf0687e5","field":"tile_image","force":null}},"created_at":"2026-02-20 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From May 2026, the Renters’ Rights Act will reshape how tenancies are managed, marketed and regulated.</p><p>These reforms are designed to create greater clarity, structure and consistency across the sector. For responsible landlords, they offer a more transparent and stable market in which to operate, and our experienced team can help you prepare well in advance and adapt with confidence. &nbsp;</p><p>Read on for our in-depth analysis of this specific change, and find out how we can help you navigate it. &nbsp; &nbsp;</p><p><strong>What’s changing on 1st May 2026: &nbsp;</strong></p><p>The Act bans bidding wars on properties to let and limits rent in advance payments to one month. Landlords may request up to one month’s rent in advance, provided this is requested after the tenancy agreement is signed and before the tenancy begins. Once the tenancy is underway, rent must be paid in line with the agreed-upon due date, and no clause can require payment earlier than the period it covers. While tenants remain free to pay rent early if they wish, this cannot be a requirement.</p><p>For existing tenancies already in place on the commencement date, any clauses requiring advance rent will continue to be valid. You may request one month’s rent upfront at the start of a tenancy, but you cannot require rent to be paid early during the term itself.</p><p>With these updates, including limits on rent in advance and changes to property marketing, setting the right rent from the outset and ensuring appropriate protections are in place is more important than ever. Our team is here to review your current approach and help you adapt smoothly and confidently.</p><p><strong>Our view: &nbsp;</strong></p><p>The market will naturally adjust to these provisions, with rents set at an optimised level to reflect demand and property value. The vast majority of landlords are responsible and already provide decent housing and a good service for their tenants. The Decent Homes Standard (DHS) will help landlords by clarifying requirements and establishing a level playing field, backed up by consistent enforcement. It will make the expectations clear and identify those landlords who don’t comply, making the sector fairer for those who do.</p><p>The right rent price strategy matters more than ever.&nbsp;<br>As bidding wars are removed from the process, accurate market pricing and strong tenant selection will be key to maximising returns. <a href=\"/branch-finder/\">Speak to us</a> about how we position properties to perform well under the new framework.</p><p><strong>How we can help: &nbsp;</strong></p><p>We’ll ensure your property is marketed competitively while adhering to these new rules. Our exclusive <a target=\"_blank\" rel=\"noopener noreferrer\" href=\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/i.prod/TG_RLP_2025_063a029328.pdf\">Rent &amp; Legal Protection policy (RLP)</a> offers additional protection here, covering landlords If the first month’s rent isn’t paid after a tenancy is signed. Our clients can now claim immediately without this impacting any future claims. &nbsp;</p><p>Have questions about how this affects your existing tenancies or future lets?&nbsp;<br>Our team is happy to review your current arrangements and talk through any changes you may need to make. <a href=\"/branch-finder/\">Contact us</a> for clear, practical advice.</p><p><strong>FAQs &nbsp;</strong></p><p><i>Q. Can I still choose the tenant if multiple applicants are interested?</i></p><p>A. Yes. You can still select the tenant you feel is the best fit for your property. The key change is that tenants cannot offer, and landlords cannot request more than the advertised rent to secure the tenancy.</p><p>This shifts the focus to suitability rather than price competition. Our team can guide you through a compliant, robust selection process to help you secure the right tenant with confidence.</p><p><i>Q. How should I price my property if bidding wars are banned?</i></p><p>A. Your property should be priced and marketed in line with its true market rental value. With bidding wars removed, accurate pricing is essential to attract strong applicants and minimise void periods.</p><p>Our team provides detailed market insight and strategic advice to ensure your property is positioned competitively under the new framework. <a href=\"/branch-finder/\">Speak to us</a> for a tailored rental valuation.</p><p><i>Q. Does the ban on rent in advance apply to all tenants, including international or self-employed tenants?</i></p><p>A. Yes. The restriction applies to all tenants. You may request no more than one month’s rent in advance, and only after the tenancy agreement has been signed but before it begins.</p><p>If you require additional reassurance, we can advise on compliant alternatives such as guarantors and thorough referencing. <a href=\"/branch-finder/\">Contact us</a> to discuss the best approach for your property.</p><p><i>Q. Can I still protect myself if the first month’s rent isn’t paid after signing?</i></p><p>A. Yes. Our exclusive <a target=\"_blank\" rel=\"noopener noreferrer\" href=\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/i.prod/TG_RLP_2025_063a029328.pdf\">Rent &amp; Legal Protection (RLP)</a> policy is designed to protect landlords in this situation. Eligible claims can be made immediately if the first month’s rent is not paid after signing, without affecting future claims.</p><p>If you’d like to understand how this works alongside the new legislation, our team would be <a href=\"/branch-finder/\">happy to talk you</a> through it.&nbsp;</p>","embed_video_url":null,"post_on":"2026-02-20T12:00:00.000Z","tile_image":{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/i/Ban_on_bidding_blog_a60c2ab7eb.jpg","alternativeText":""},"tags":null,"slug":"changes-to-accepting-rent-in-advance-and-bidding-wars","publish":true,"imagetransforms":null,"ggfx_results":[{"id":"6998673fd67e6fbddf0688a4","transforms":[{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/688x460/Ban_on_bidding_blog_a60c2ab7eb.webp","format":"webp","transform":"688x460","inputParams":{"action":"transform","src":{"cftle":{"Key":"i.prod/Ban_on_bidding_blog_a60c2ab7eb.jpg"}},"dest":{"cftle":{"Key":"x.prod/688x460/Ban_on_bidding_blog_a60c2ab7eb.webp"},"format":{"isFormatChanged":true,"format":"webp","content-type":"image/webp"},"transform":"688x460","resize":{"width":688,"height":460,"position":"x","fit":null},"brightness":null,"sharpness":null,"quality":null,"watermark":false,"resizeText":"688x460"},"additionalParams":{"contentType":"blog","id":"699853aed67e6fbddf0687c7","field":"tile_image","force":null}},"created_at":"2026-02-20 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19:06:46.736"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/720x500/Ban_on_bidding_blog_a60c2ab7eb.webp","format":"webp","transform":"720x500","inputParams":{"action":"transform","src":{"cftle":{"Key":"i.prod/Ban_on_bidding_blog_a60c2ab7eb.jpg"}},"dest":{"cftle":{"Key":"x.prod/720x500/Ban_on_bidding_blog_a60c2ab7eb.webp"},"format":{"isFormatChanged":true,"format":"webp","content-type":"image/webp"},"transform":"720x500","resize":{"width":720,"height":500,"position":"x","fit":null},"brightness":null,"sharpness":null,"quality":null,"watermark":false,"resizeText":"720x500"},"additionalParams":{"contentType":"blog","id":"699853aed67e6fbddf0687c7","field":"banner_image","force":null}},"created_at":"2026-02-23 09:28:55.119","updated_at":"2026-02-23 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Focused on what matters to landlords, sellers and buyers, it gives an on‑the‑ground insight that Thornley Groves is known for.</p><p>From the introduction of the Renters’ Rights Act to the effects of wider political and economic factors on investment confidence, our Quarterly Insights provides a straightforward review of the Northwest market. We break down year on year performance across 2025, examining how legislative change, interest rate shifts, affordability pressures and supply‑demand imbalances have shaped both the lettings and sales landscape.</p><p>Drawing on the expertise of our local teams, we also set out clear expectations for 2026 - highlighting where opportunities are emerging, how local markets are diverging, and what upcoming policy changes mean in practical terms for landlords, investors and homeowners.</p><p>Whether you’re growing your portfolio, or simply keeping ahead of market movements, this edition gives you the grounded insight and confident guidance you need to navigate the year ahead with clarity. &nbsp;</p><p>Download the full publication <a target=\"_blank\" rel=\"noopener noreferrer\" href=\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/i.prod/TG_LQI_North_West_Feb2026_c9dee3716d.pdf\">here</a> or read the full edition below.</p><p>For a deeper dive into insights from across the UK, explore the full Lomond Quarterly Insights <a target=\"_blank\" rel=\"noopener noreferrer\" href=\"https://www.lomond.co.uk/insights/lomond-quarterly-insights-winter-2025-26/\">here.&nbsp;</a></p><div class=\"raw-html-embed\"><div style=\"position:relative;padding-top:max(60%,326px);height:0;width:100%\"><iframe allow=\"clipboard-write\" sandbox=\"allow-top-navigation allow-top-navigation-by-user-activation allow-downloads allow-scripts allow-same-origin allow-popups allow-modals allow-popups-to-escape-sandbox allow-forms\" allowfullscreen=\"true\" style=\"position:absolute;border:none;width:100%;height:100%;left:0;right:0;top:0;bottom:0;\" 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private rented sector (PRS) is entering a period of significant reform. From May 2026, the Renters’ Rights Act will introduce some of the most wide-ranging changes landlords have seen in a generation, reshaping how tenancies are managed, ended and regulated. These changes bring greater clarity, structure and consistency for responsible landlords and our experienced team can help you prepare well in advance. &nbsp;</p><p>Read on for our in-depth analysis of this specific change, and find out how we can help you navigate it. &nbsp;</p><p><strong>What’s changing from the 1st May 2026:</strong></p><p>From 1st May 2026, landlords will no longer be able to use Section 21 ‘no-fault’ evictions to regain possession of a property. Instead, possession will need to be sought on specific, clearly defined grounds under Section 8, where there is a genuine reason to do so. The Act strengthens and clarifies these grounds, while also protecting tenants from arbitrary eviction and giving them sufficient time to find a new home.</p><p>As was the case prior to the Act’s implementation, if a tenant does not leave voluntarily, landlords must apply to the court for possession and provide evidence that the relevant ground has been met.</p><ul><li>For mandatory grounds, the court must award possession if the ground is proven. &nbsp;</li><li>For discretionary grounds, the court can consider if eviction is reasonable, even when the ground is met.</li></ul><p>Examples of some of the most noteworthy grounds and their notice periods are: &nbsp;</p><figure class=\"table\"><table class=\"Table Ltr TableWordWrap SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-text-stroke-width:0px;-webkit-user-drag:none;background-color:transparent;border-collapse:collapse;border-spacing:0px;color:rgb(0, 0, 0);empty-cells:show;font-family:&quot;Segoe UI&quot;, &quot;Segoe UI Web&quot;, Arial, Verdana, sans-serif;font-size:12px;font-style:normal;font-variant-caps:normal;font-variant-ligatures:normal;font-weight:400;letter-spacing:normal;margin:0px;orphans:2;overflow:visible;padding:0px;position:relative;table-layout:fixed;text-align:start;text-decoration-color:initial;text-decoration-style:initial;text-decoration-thickness:initial;text-transform:none;user-select:text;white-space:normal;widows:2;width:0px;word-spacing:0px;\" border=\"1\" dir=\"ltr\" data-tablestyle=\"MsoTableGrid\" data-tablelook=\"1696\" aria-rowcount=\"14\"><tbody class=\"SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;margin:0px;padding:0px;user-select:text;\"><tr class=\"TableRow SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;height:20px;margin:0px;overflow:visible;padding:0px;user-select:text;\" role=\"row\" aria-rowindex=\"1\"><td class=\"FirstRow FirstCol SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;background-clip:padding-box;background-color:transparent;border:1px solid rgb(0, 0, 0);margin:0px;overflow:visible;padding:0px;position:relative;user-select:text;vertical-align:top;width:117px;\" role=\"rowheader\" data-celllook=\"0\"><div class=\"TableCellContent SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;margin:0px;overflow:visible;padding:0px 7px;user-select:text;\"><div class=\"OutlineElement Ltr SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;clear:both;cursor:text;direction:ltr;margin:0px;overflow:visible;padding:0px;position:relative;user-select:text;\"><p class=\"Paragraph SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;background-color:transparent;color:windowtext;font-kerning:none;font-style:normal;font-weight:normal;margin:0px;overflow-wrap:break-word;padding:0px;text-align:left;text-indent:0px;user-select:text;vertical-align:baseline;\" paraid=\"273217285\" paraeid=\"{7c67103b-fe6d-4a2c-a88a-aee51eb4cea8}{144}\"><span style=\"font-family:Aptos, Aptos_EmbeddedFont, Aptos_MSFontService, sans-serif;\"><span class=\"TextRun SCXW155467036 BCX8 NormalTextRun\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;font-size:12pt;font-variant-ligatures:none !important;line-height:19px;margin:0px;padding:0px;user-select:text;\" data-contrast=\"auto\" xml:lang=\"EN-US\" lang=\"EN-US\">Ground</span><span class=\"EOP SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;font-size:12pt;line-height:19px;margin:0px;padding:0px;user-select:text;\" data-ccp-props=\"{}\">&nbsp;</span></span></p></div></div></td><td class=\"FirstRow SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;background-clip:padding-box;background-color:transparent;border:1px solid rgb(0, 0, 0);margin:0px;overflow:visible;padding:0px;position:relative;user-select:text;vertical-align:top;width:137px;\" role=\"columnheader\" data-celllook=\"0\"><div class=\"TableCellContent SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;margin:0px;overflow:visible;padding:0px 7px;user-select:text;\"><div class=\"OutlineElement Ltr SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;clear:both;cursor:text;direction:ltr;margin:0px;overflow:visible;padding:0px;position:relative;user-select:text;\"><p class=\"Paragraph SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;background-color:transparent;color:windowtext;font-kerning:none;font-style:normal;font-weight:normal;margin:0px;overflow-wrap:break-word;padding:0px;text-align:left;text-indent:0px;user-select:text;vertical-align:baseline;\" paraid=\"111162799\" paraeid=\"{7c67103b-fe6d-4a2c-a88a-aee51eb4cea8}{151}\"><span style=\"font-family:Aptos, Aptos_EmbeddedFont, Aptos_MSFontService, sans-serif;\"><span class=\"EOP SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;font-size:12pt;line-height:19px;margin:0px;padding:0px;user-select:text;\" data-ccp-props=\"{}\">&nbsp;</span></span></p></div></div></td><td class=\"FirstRow SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;background-clip:padding-box;background-color:transparent;border:1px solid rgb(0, 0, 0);margin:0px;overflow:visible;padding:0px;position:relative;user-select:text;vertical-align:top;width:248px;\" role=\"columnheader\" data-celllook=\"0\"><div class=\"TableCellContent SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;margin:0px;overflow:visible;padding:0px 7px;user-select:text;\"><div class=\"OutlineElement Ltr SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;clear:both;cursor:text;direction:ltr;margin:0px;overflow:visible;padding:0px;position:relative;user-select:text;\"><p class=\"Paragraph SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;background-color:transparent;color:windowtext;font-kerning:none;font-style:normal;font-weight:normal;margin:0px;overflow-wrap:break-word;padding:0px;text-align:left;text-indent:0px;user-select:text;vertical-align:baseline;\" paraid=\"1887449416\" paraeid=\"{7c67103b-fe6d-4a2c-a88a-aee51eb4cea8}{156}\"><span style=\"font-family:Aptos, Aptos_EmbeddedFont, Aptos_MSFontService, sans-serif;\"><span class=\"TextRun SCXW155467036 BCX8 NormalTextRun\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;font-size:12pt;font-variant-ligatures:none !important;line-height:19px;margin:0px;padding:0px;user-select:text;\" data-contrast=\"auto\" xml:lang=\"EN-US\" lang=\"EN-US\">Summary</span><span class=\"EOP SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;font-size:12pt;line-height:19px;margin:0px;padding:0px;user-select:text;\" data-ccp-props=\"{}\">&nbsp;</span></span></p></div></div></td><td class=\"FirstRow LastCol SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;background-clip:padding-box;background-color:transparent;border:1px solid rgb(0, 0, 0);margin:0px;overflow:visible;padding:0px;position:relative;user-select:text;vertical-align:top;width:120px;\" role=\"columnheader\" data-celllook=\"0\"><div class=\"TableCellContent SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;margin:0px;overflow:visible;padding:0px 7px;user-select:text;\"><div class=\"OutlineElement Ltr SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;clear:both;cursor:text;direction:ltr;margin:0px;overflow:visible;padding:0px;position:relative;user-select:text;\"><p class=\"Paragraph SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;background-color:transparent;color:windowtext;font-kerning:none;font-style:normal;font-weight:normal;margin:0px;overflow-wrap:break-word;padding:0px;text-align:left;text-indent:0px;user-select:text;vertical-align:baseline;\" paraid=\"1508207082\" paraeid=\"{7c67103b-fe6d-4a2c-a88a-aee51eb4cea8}{163}\"><span style=\"font-family:Aptos, Aptos_EmbeddedFont, Aptos_MSFontService, sans-serif;\"><span class=\"TextRun SCXW155467036 BCX8 NormalTextRun\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;font-size:12pt;font-variant-ligatures:none !important;line-height:19px;margin:0px;padding:0px;user-select:text;\" data-contrast=\"auto\" xml:lang=\"EN-US\" lang=\"EN-US\">Notice period</span><span class=\"EOP SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;font-size:12pt;line-height:19px;margin:0px;padding:0px;user-select:text;\" data-ccp-props=\"{}\">&nbsp;</span></span></p></div></div></td></tr><tr class=\"TableRow SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;height:20px;margin:0px;overflow:visible;padding:0px;user-select:text;\" role=\"row\" aria-rowindex=\"2\"><td class=\"FirstCol SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;background-clip:padding-box;background-color:transparent;border:1px solid rgb(0, 0, 0);margin:0px;overflow:visible;padding:0px;position:relative;user-select:text;vertical-align:top;width:117px;\" role=\"rowheader\" data-celllook=\"0\"><div class=\"TableCellContent SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;margin:0px;overflow:visible;padding:0px 7px;user-select:text;\"><div class=\"OutlineElement Ltr SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;clear:both;cursor:text;direction:ltr;margin:0px;overflow:visible;padding:0px;position:relative;user-select:text;\"><p class=\"Paragraph SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;background-color:transparent;color:windowtext;font-kerning:none;font-style:normal;font-weight:normal;margin:0px;overflow-wrap:break-word;padding:0px;text-align:left;text-indent:0px;user-select:text;vertical-align:baseline;\" paraid=\"2055147469\" paraeid=\"{7c67103b-fe6d-4a2c-a88a-aee51eb4cea8}{171}\"><span style=\"font-family:Aptos, Aptos_EmbeddedFont, Aptos_MSFontService, sans-serif;\"><span class=\"TextRun SCXW155467036 BCX8 NormalTextRun\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;font-size:12pt;font-variant-ligatures:none !important;line-height:19px;margin:0px;padding:0px;user-select:text;\" data-contrast=\"auto\" xml:lang=\"EN-US\" lang=\"EN-US\">Mandatory grounds</span><span class=\"EOP SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;font-size:12pt;line-height:19px;margin:0px;padding:0px;user-select:text;\" data-ccp-props=\"{}\">&nbsp;</span></span></p></div></div></td><td class=\"SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;background-clip:padding-box;background-color:transparent;border:1px solid rgb(0, 0, 0);margin:0px;overflow:visible;padding:0px;position:relative;user-select:text;vertical-align:top;width:137px;\" data-celllook=\"0\"><div class=\"TableCellContent SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;margin:0px;overflow:visible;padding:0px 7px;user-select:text;\"><div class=\"OutlineElement Ltr SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;clear:both;cursor:text;direction:ltr;margin:0px;overflow:visible;padding:0px;position:relative;user-select:text;\"><p class=\"Paragraph SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;background-color:transparent;color:windowtext;font-kerning:none;font-style:normal;font-weight:normal;margin:0px;overflow-wrap:break-word;padding:0px;text-align:left;text-indent:0px;user-select:text;vertical-align:baseline;\" paraid=\"1023673438\" paraeid=\"{7c67103b-fe6d-4a2c-a88a-aee51eb4cea8}{178}\"><span style=\"font-family:Aptos, Aptos_EmbeddedFont, Aptos_MSFontService, sans-serif;\"><span class=\"EOP SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;font-size:12pt;line-height:19px;margin:0px;padding:0px;user-select:text;\" data-ccp-props=\"{}\">&nbsp;</span></span></p></div></div></td><td class=\"SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;background-clip:padding-box;background-color:transparent;border:1px solid rgb(0, 0, 0);margin:0px;overflow:visible;padding:0px;position:relative;user-select:text;vertical-align:top;width:248px;\" data-celllook=\"0\"><div class=\"TableCellContent SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;margin:0px;overflow:visible;padding:0px 7px;user-select:text;\"><div class=\"OutlineElement Ltr SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;clear:both;cursor:text;direction:ltr;margin:0px;overflow:visible;padding:0px;position:relative;user-select:text;\"><p class=\"Paragraph SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;background-color:transparent;color:windowtext;font-kerning:none;font-style:normal;font-weight:normal;margin:0px;overflow-wrap:break-word;padding:0px;text-align:left;text-indent:0px;user-select:text;vertical-align:baseline;\" paraid=\"367418250\" paraeid=\"{7c67103b-fe6d-4a2c-a88a-aee51eb4cea8}{183}\"><span style=\"font-family:Aptos, Aptos_EmbeddedFont, Aptos_MSFontService, sans-serif;\"><span class=\"EOP SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;font-size:12pt;line-height:19px;margin:0px;padding:0px;user-select:text;\" data-ccp-props=\"{}\">&nbsp;</span></span></p></div></div></td><td class=\"LastCol SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;background-clip:padding-box;background-color:transparent;border:1px solid rgb(0, 0, 0);margin:0px;overflow:visible;padding:0px;position:relative;user-select:text;vertical-align:top;width:120px;\" data-celllook=\"0\"><div class=\"TableCellContent SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;margin:0px;overflow:visible;padding:0px 7px;user-select:text;\"><div class=\"OutlineElement Ltr SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;clear:both;cursor:text;direction:ltr;margin:0px;overflow:visible;padding:0px;position:relative;user-select:text;\"><p class=\"Paragraph SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;background-color:transparent;color:windowtext;font-kerning:none;font-style:normal;font-weight:normal;margin:0px;overflow-wrap:break-word;padding:0px;text-align:left;text-indent:0px;user-select:text;vertical-align:baseline;\" paraid=\"1000833442\" paraeid=\"{7c67103b-fe6d-4a2c-a88a-aee51eb4cea8}{188}\"><span style=\"font-family:Aptos, Aptos_EmbeddedFont, Aptos_MSFontService, sans-serif;\"><span class=\"EOP SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;font-size:12pt;line-height:19px;margin:0px;padding:0px;user-select:text;\" data-ccp-props=\"{}\">&nbsp;</span></span></p></div></div></td></tr><tr class=\"TableRow SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;height:20px;margin:0px;overflow:visible;padding:0px;user-select:text;\" role=\"row\" aria-rowindex=\"3\"><td class=\"FirstCol SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;background-clip:padding-box;background-color:transparent;border:1px solid rgb(0, 0, 0);margin:0px;overflow:visible;padding:0px;position:relative;user-select:text;vertical-align:top;width:117px;\" role=\"rowheader\" data-celllook=\"0\"><div class=\"TableCellContent SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;margin:0px;overflow:visible;padding:0px 7px;user-select:text;\"><div class=\"OutlineElement Ltr SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;clear:both;cursor:text;direction:ltr;margin:0px;overflow:visible;padding:0px;position:relative;user-select:text;\"><p class=\"Paragraph SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;background-color:transparent;color:windowtext;font-kerning:none;font-style:normal;font-weight:normal;margin:0px;overflow-wrap:break-word;padding:0px;text-align:left;text-indent:0px;user-select:text;vertical-align:baseline;\" paraid=\"63905442\" paraeid=\"{7c67103b-fe6d-4a2c-a88a-aee51eb4cea8}{194}\"><span style=\"font-family:Aptos, Aptos_EmbeddedFont, Aptos_MSFontService, sans-serif;\"><span class=\"TextRun SCXW155467036 BCX8 NormalTextRun\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;font-size:12pt;font-variant-ligatures:none !important;line-height:19px;margin:0px;padding:0px;user-select:text;\" data-contrast=\"auto\" xml:lang=\"EN-US\" lang=\"EN-US\">1</span><span class=\"EOP SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;font-size:12pt;line-height:19px;margin:0px;padding:0px;user-select:text;\" data-ccp-props=\"{}\">&nbsp;</span></span></p></div></div></td><td class=\"SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;background-clip:padding-box;background-color:transparent;border:1px solid rgb(0, 0, 0);margin:0px;overflow:visible;padding:0px;position:relative;user-select:text;vertical-align:top;width:137px;\" data-celllook=\"0\"><div class=\"TableCellContent SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;margin:0px;overflow:visible;padding:0px 7px;user-select:text;\"><div class=\"OutlineElement Ltr SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;clear:both;cursor:text;direction:ltr;margin:0px;overflow:visible;padding:0px;position:relative;user-select:text;\"><p class=\"Paragraph SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;background-color:transparent;color:windowtext;font-kerning:none;font-style:normal;font-weight:normal;margin:0px;overflow-wrap:break-word;padding:0px;text-align:left;text-indent:0px;user-select:text;vertical-align:baseline;\" paraid=\"362278506\" paraeid=\"{7c67103b-fe6d-4a2c-a88a-aee51eb4cea8}{201}\"><span style=\"font-family:Aptos, Aptos_EmbeddedFont, Aptos_MSFontService, sans-serif;\"><span class=\"TextRun SCXW155467036 BCX8 NormalTextRun\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;font-size:12pt;font-variant-ligatures:none !important;line-height:19px;margin:0px;padding:0px;user-select:text;\" data-contrast=\"auto\" xml:lang=\"EN-US\" lang=\"EN-US\">Occupation by landlord or family</span><span class=\"EOP SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;font-size:12pt;line-height:19px;margin:0px;padding:0px;user-select:text;\" data-ccp-props=\"{}\">&nbsp;</span></span></p></div></div></td><td class=\"SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;background-clip:padding-box;background-color:transparent;border:1px solid rgb(0, 0, 0);margin:0px;overflow:visible;padding:0px;position:relative;user-select:text;vertical-align:top;width:248px;\" data-celllook=\"0\"><div class=\"TableCellContent SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;margin:0px;overflow:visible;padding:0px 7px;user-select:text;\"><div class=\"OutlineElement Ltr SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;clear:both;cursor:text;direction:ltr;margin:0px;overflow:visible;padding:0px;position:relative;user-select:text;\"><p class=\"Paragraph SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;background-color:transparent;color:windowtext;font-kerning:none;font-style:normal;font-weight:normal;margin:0px;overflow-wrap:break-word;padding:0px;text-align:left;text-indent:0px;user-select:text;vertical-align:baseline;\" paraid=\"46017382\" paraeid=\"{7c67103b-fe6d-4a2c-a88a-aee51eb4cea8}{208}\"><span style=\"font-family:Aptos, Aptos_EmbeddedFont, Aptos_MSFontService, sans-serif;\"><span class=\"TextRun SCXW155467036 BCX8 NormalTextRun\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;font-size:12pt;font-variant-ligatures:none !important;line-height:19px;margin:0px;padding:0px;user-select:text;\" data-contrast=\"auto\" xml:lang=\"EN-US\" lang=\"EN-US\">The landlord or their close family member wishes to move into the property. Cannot be used for the first 12 months of a new tenancy.</span><span class=\"EOP SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;font-size:12pt;line-height:19px;margin:0px;padding:0px;user-select:text;\" data-ccp-props=\"{}\">&nbsp;</span></span></p></div></div></td><td class=\"LastCol SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;background-clip:padding-box;background-color:transparent;border:1px solid rgb(0, 0, 0);margin:0px;overflow:visible;padding:0px;position:relative;user-select:text;vertical-align:top;width:120px;\" data-celllook=\"0\"><div class=\"TableCellContent SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;margin:0px;overflow:visible;padding:0px 7px;user-select:text;\"><div class=\"OutlineElement Ltr SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;clear:both;cursor:text;direction:ltr;margin:0px;overflow:visible;padding:0px;position:relative;user-select:text;\"><p class=\"Paragraph SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;background-color:transparent;color:windowtext;font-kerning:none;font-style:normal;font-weight:normal;margin:0px;overflow-wrap:break-word;padding:0px;text-align:left;text-indent:0px;user-select:text;vertical-align:baseline;\" paraid=\"331847905\" paraeid=\"{7c67103b-fe6d-4a2c-a88a-aee51eb4cea8}{215}\"><span style=\"font-family:Aptos, Aptos_EmbeddedFont, Aptos_MSFontService, sans-serif;\"><span class=\"TextRun SCXW155467036 BCX8 NormalTextRun\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;font-size:12pt;font-variant-ligatures:none !important;line-height:19px;margin:0px;padding:0px;user-select:text;\" data-contrast=\"auto\" xml:lang=\"EN-US\" lang=\"EN-US\">4 months</span><span class=\"EOP SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;font-size:12pt;line-height:19px;margin:0px;padding:0px;user-select:text;\" data-ccp-props=\"{}\">&nbsp;</span></span></p></div></div></td></tr><tr class=\"TableRow SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;height:20px;margin:0px;overflow:visible;padding:0px;user-select:text;\" role=\"row\" aria-rowindex=\"4\"><td class=\"FirstCol SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;background-clip:padding-box;background-color:transparent;border:1px solid rgb(0, 0, 0);margin:0px;overflow:visible;padding:0px;position:relative;user-select:text;vertical-align:top;width:117px;\" role=\"rowheader\" data-celllook=\"0\"><div class=\"TableCellContent SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;margin:0px;overflow:visible;padding:0px 7px;user-select:text;\"><div class=\"OutlineElement Ltr SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;clear:both;cursor:text;direction:ltr;margin:0px;overflow:visible;padding:0px;position:relative;user-select:text;\"><p class=\"Paragraph SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;background-color:transparent;color:windowtext;font-kerning:none;font-style:normal;font-weight:normal;margin:0px;overflow-wrap:break-word;padding:0px;text-align:left;text-indent:0px;user-select:text;vertical-align:baseline;\" paraid=\"1941717192\" paraeid=\"{7c67103b-fe6d-4a2c-a88a-aee51eb4cea8}{223}\"><span style=\"font-family:Aptos, Aptos_EmbeddedFont, Aptos_MSFontService, sans-serif;\"><span class=\"TextRun SCXW155467036 BCX8 NormalTextRun\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;font-size:12pt;font-variant-ligatures:none !important;line-height:19px;margin:0px;padding:0px;user-select:text;\" data-contrast=\"auto\" xml:lang=\"EN-US\" lang=\"EN-US\">1A</span><span class=\"EOP SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;font-size:12pt;line-height:19px;margin:0px;padding:0px;user-select:text;\" data-ccp-props=\"{}\">&nbsp;</span></span></p></div></div></td><td class=\"SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;background-clip:padding-box;background-color:transparent;border:1px solid rgb(0, 0, 0);margin:0px;overflow:visible;padding:0px;position:relative;user-select:text;vertical-align:top;width:137px;\" data-celllook=\"0\"><div class=\"TableCellContent SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;margin:0px;overflow:visible;padding:0px 7px;user-select:text;\"><div class=\"OutlineElement Ltr SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;clear:both;cursor:text;direction:ltr;margin:0px;overflow:visible;padding:0px;position:relative;user-select:text;\"><p class=\"Paragraph SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;background-color:transparent;color:windowtext;font-kerning:none;font-style:normal;font-weight:normal;margin:0px;overflow-wrap:break-word;padding:0px;text-align:left;text-indent:0px;user-select:text;vertical-align:baseline;\" paraid=\"51678187\" paraeid=\"{7c67103b-fe6d-4a2c-a88a-aee51eb4cea8}{230}\"><span style=\"font-family:Aptos, Aptos_EmbeddedFont, Aptos_MSFontService, sans-serif;\"><span class=\"TextRun SCXW155467036 BCX8 NormalTextRun\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;font-size:12pt;font-variant-ligatures:none !important;line-height:19px;margin:0px;padding:0px;user-select:text;\" data-contrast=\"auto\" xml:lang=\"EN-US\" lang=\"EN-US\">Sale of dwelling-house</span><span class=\"EOP SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;font-size:12pt;line-height:19px;margin:0px;padding:0px;user-select:text;\" data-ccp-props=\"{}\">&nbsp;</span></span></p></div></div></td><td class=\"SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;background-clip:padding-box;background-color:transparent;border:1px solid rgb(0, 0, 0);margin:0px;overflow:visible;padding:0px;position:relative;user-select:text;vertical-align:top;width:248px;\" data-celllook=\"0\"><div class=\"TableCellContent SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;margin:0px;overflow:visible;padding:0px 7px;user-select:text;\"><div class=\"OutlineElement Ltr SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;clear:both;cursor:text;direction:ltr;margin:0px;overflow:visible;padding:0px;position:relative;user-select:text;\"><p class=\"Paragraph SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;background-color:transparent;color:windowtext;font-kerning:none;font-style:normal;font-weight:normal;margin:0px;overflow-wrap:break-word;padding:0px;text-align:left;text-indent:0px;user-select:text;vertical-align:baseline;\" paraid=\"704090460\" paraeid=\"{7c67103b-fe6d-4a2c-a88a-aee51eb4cea8}{237}\"><span style=\"font-family:Aptos, Aptos_EmbeddedFont, Aptos_MSFontService, sans-serif;\"><span class=\"TextRun SCXW155467036 BCX8 NormalTextRun\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;font-size:12pt;font-variant-ligatures:none !important;line-height:19px;margin:0px;padding:0px;user-select:text;\" data-contrast=\"auto\" xml:lang=\"EN-US\" lang=\"EN-US\">The landlord wishes to sell the property. Cannot be used for the first 12 months of a new tenancy.</span><span class=\"EOP SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;font-size:12pt;line-height:19px;margin:0px;padding:0px;user-select:text;\" data-ccp-props=\"{}\">&nbsp;</span></span></p></div></div></td><td class=\"LastCol SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;background-clip:padding-box;background-color:transparent;border:1px solid rgb(0, 0, 0);margin:0px;overflow:visible;padding:0px;position:relative;user-select:text;vertical-align:top;width:120px;\" data-celllook=\"0\"><div class=\"TableCellContent SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;margin:0px;overflow:visible;padding:0px 7px;user-select:text;\"><div class=\"OutlineElement Ltr SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;clear:both;cursor:text;direction:ltr;margin:0px;overflow:visible;padding:0px;position:relative;user-select:text;\"><p class=\"Paragraph SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;background-color:transparent;color:windowtext;font-kerning:none;font-style:normal;font-weight:normal;margin:0px;overflow-wrap:break-word;padding:0px;text-align:left;text-indent:0px;user-select:text;vertical-align:baseline;\" paraid=\"1086419618\" paraeid=\"{7c67103b-fe6d-4a2c-a88a-aee51eb4cea8}{244}\"><span style=\"font-family:Aptos, Aptos_EmbeddedFont, Aptos_MSFontService, sans-serif;\"><span class=\"TextRun SCXW155467036 BCX8 NormalTextRun\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;font-size:12pt;font-variant-ligatures:none !important;line-height:19px;margin:0px;padding:0px;user-select:text;\" data-contrast=\"auto\" xml:lang=\"EN-US\" lang=\"EN-US\">4 months</span><span class=\"EOP SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;font-size:12pt;line-height:19px;margin:0px;padding:0px;user-select:text;\" data-ccp-props=\"{}\">&nbsp;</span></span></p></div><div class=\"OutlineElement Ltr SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;clear:both;cursor:text;direction:ltr;margin:0px;overflow:visible;padding:0px;position:relative;user-select:text;\"><p class=\"Paragraph SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;background-color:transparent;color:windowtext;font-kerning:none;font-style:normal;font-weight:normal;margin:0px;overflow-wrap:break-word;padding:0px;text-align:left;text-indent:0px;user-select:text;vertical-align:baseline;\" paraid=\"338403287\" paraeid=\"{7c67103b-fe6d-4a2c-a88a-aee51eb4cea8}{250}\"><span style=\"font-family:Aptos, Aptos_EmbeddedFont, Aptos_MSFontService, sans-serif;\"><span class=\"EOP SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;font-size:12pt;line-height:19px;margin:0px;padding:0px;user-select:text;\" data-ccp-props=\"{}\">&nbsp;</span></span></p></div></div></td></tr><tr class=\"TableRow SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;height:20px;margin:0px;overflow:visible;padding:0px;user-select:text;\" role=\"row\" aria-rowindex=\"5\"><td class=\"FirstCol SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;background-clip:padding-box;background-color:transparent;border:1px solid rgb(0, 0, 0);margin:0px;overflow:visible;padding:0px;position:relative;user-select:text;vertical-align:top;width:117px;\" role=\"rowheader\" data-celllook=\"0\"><div class=\"TableCellContent SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;margin:0px;overflow:visible;padding:0px 7px;user-select:text;\"><div class=\"OutlineElement Ltr SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;clear:both;cursor:text;direction:ltr;margin:0px;overflow:visible;padding:0px;position:relative;user-select:text;\"><p class=\"Paragraph SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;background-color:transparent;color:windowtext;font-kerning:none;font-style:normal;font-weight:normal;margin:0px;overflow-wrap:break-word;padding:0px;text-align:left;text-indent:0px;user-select:text;vertical-align:baseline;\" paraid=\"1962927641\" paraeid=\"{f6c27405-b948-4c7a-bc6c-c69f8ec5188a}{1}\"><span style=\"font-family:Aptos, Aptos_EmbeddedFont, Aptos_MSFontService, sans-serif;\"><span class=\"TextRun SCXW155467036 BCX8 NormalTextRun\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;font-size:12pt;font-variant-ligatures:none !important;line-height:19px;margin:0px;padding:0px;user-select:text;\" data-contrast=\"auto\" xml:lang=\"EN-US\" lang=\"EN-US\">4</span><span class=\"EOP SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;font-size:12pt;line-height:19px;margin:0px;padding:0px;user-select:text;\" data-ccp-props=\"{}\">&nbsp;</span></span></p></div></div></td><td class=\"SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;background-clip:padding-box;background-color:transparent;border:1px solid rgb(0, 0, 0);margin:0px;overflow:visible;padding:0px;position:relative;user-select:text;vertical-align:top;width:137px;\" data-celllook=\"0\"><div class=\"TableCellContent SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;margin:0px;overflow:visible;padding:0px 7px;user-select:text;\"><div class=\"OutlineElement Ltr SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;clear:both;cursor:text;direction:ltr;margin:0px;overflow:visible;padding:0px;position:relative;user-select:text;\"><p class=\"Paragraph SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;background-color:transparent;color:windowtext;font-kerning:none;font-style:normal;font-weight:normal;margin:0px;overflow-wrap:break-word;padding:0px;text-align:left;text-indent:0px;user-select:text;vertical-align:baseline;\" paraid=\"1513896609\" paraeid=\"{f6c27405-b948-4c7a-bc6c-c69f8ec5188a}{8}\"><span style=\"font-family:Aptos, Aptos_EmbeddedFont, Aptos_MSFontService, sans-serif;\"><span class=\"TextRun SCXW155467036 BCX8 NormalTextRun\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;font-size:12pt;font-variant-ligatures:none !important;line-height:19px;margin:0px;padding:0px;user-select:text;\" data-contrast=\"auto\" xml:lang=\"EN-US\" lang=\"EN-US\">Student accommodation</span><span class=\"EOP SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;font-size:12pt;line-height:19px;margin:0px;padding:0px;user-select:text;\" data-ccp-props=\"{}\">&nbsp;</span></span></p></div></div></td><td class=\"SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;background-clip:padding-box;background-color:transparent;border:1px solid rgb(0, 0, 0);margin:0px;overflow:visible;padding:0px;position:relative;user-select:text;vertical-align:top;width:248px;\" data-celllook=\"0\"><div class=\"TableCellContent SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;margin:0px;overflow:visible;padding:0px 7px;user-select:text;\"><div class=\"OutlineElement Ltr SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;clear:both;cursor:text;direction:ltr;margin:0px;overflow:visible;padding:0px;position:relative;user-select:text;\"><p class=\"Paragraph SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;background-color:transparent;color:windowtext;font-kerning:none;font-style:normal;font-weight:normal;margin:0px;overflow-wrap:break-word;padding:0px;text-align:left;text-indent:0px;user-select:text;vertical-align:baseline;\" paraid=\"954901603\" paraeid=\"{f6c27405-b948-4c7a-bc6c-c69f8ec5188a}{15}\"><span style=\"font-family:Aptos, Aptos_EmbeddedFont, Aptos_MSFontService, sans-serif;\"><span class=\"TextRun SCXW155467036 BCX8 NormalTextRun\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;font-size:12pt;font-variant-ligatures:none !important;line-height:19px;margin:0px;padding:0px;user-select:text;\" data-contrast=\"auto\" xml:lang=\"EN-US\" lang=\"EN-US\">In the 12 months prior to the start of the tenancy, the property was </span><span class=\"TextRun SCXW155467036 BCX8 NormalTextRun ContextualSpellingAndGrammarErrorV2Themed\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;background-image:url(&quot;data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI1IiBoZWlnaHQ9IjMiPjxnIGZpbGw9Im5vbmUiIGZpbGwtcnVsZT0iZXZlbm9kZCIgc3Ryb2tlPSIjMzVGIiBzdHJva2UtbGluZWNhcD0icm91bmQiPjxwYXRoIGQ9Ik0wIC41aDVNMCAyLjVoNSIvPjwvZz48L3N2Zz4=&quot;);background-position:0px 100%;background-repeat:repeat-x;border-bottom:1px solid transparent;font-size:12pt;font-variant-ligatures:none !important;line-height:19px;margin:0px;padding:0px;user-select:text;\" data-contrast=\"auto\" xml:lang=\"EN-US\" lang=\"EN-US\">let</span><span class=\"TextRun SCXW155467036 BCX8 NormalTextRun\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;font-size:12pt;font-variant-ligatures:none !important;line-height:19px;margin:0px;padding:0px;user-select:text;\" data-contrast=\"auto\" xml:lang=\"EN-US\" lang=\"EN-US\"> to students. Can only be used by specified educational establishments.</span><span class=\"EOP SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;font-size:12pt;line-height:19px;margin:0px;padding:0px;user-select:text;\" data-ccp-props=\"{}\">&nbsp;</span></span></p></div></div></td><td class=\"LastCol SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;background-clip:padding-box;background-color:transparent;border:1px solid rgb(0, 0, 0);margin:0px;overflow:visible;padding:0px;position:relative;user-select:text;vertical-align:top;width:120px;\" data-celllook=\"0\"><div class=\"TableCellContent SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;margin:0px;overflow:visible;padding:0px 7px;user-select:text;\"><div class=\"OutlineElement Ltr SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;clear:both;cursor:text;direction:ltr;margin:0px;overflow:visible;padding:0px;position:relative;user-select:text;\"><p class=\"Paragraph SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;background-color:transparent;color:windowtext;font-kerning:none;font-style:normal;font-weight:normal;margin:0px;overflow-wrap:break-word;padding:0px;text-align:left;text-indent:0px;user-select:text;vertical-align:baseline;\" paraid=\"1419344216\" paraeid=\"{f6c27405-b948-4c7a-bc6c-c69f8ec5188a}{22}\"><span style=\"font-family:Aptos, Aptos_EmbeddedFont, Aptos_MSFontService, sans-serif;\"><span class=\"TextRun SCXW155467036 BCX8 NormalTextRun\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;font-size:12pt;font-variant-ligatures:none !important;line-height:19px;margin:0px;padding:0px;user-select:text;\" data-contrast=\"auto\" xml:lang=\"EN-US\" lang=\"EN-US\">2 weeks</span><span class=\"EOP SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;font-size:12pt;line-height:19px;margin:0px;padding:0px;user-select:text;\" data-ccp-props=\"{}\">&nbsp;</span></span></p></div></div></td></tr><tr class=\"TableRow SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;height:20px;margin:0px;overflow:visible;padding:0px;user-select:text;\" role=\"row\" aria-rowindex=\"6\"><td class=\"FirstCol SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;background-clip:padding-box;background-color:transparent;border:1px solid rgb(0, 0, 0);margin:0px;overflow:visible;padding:0px;position:relative;user-select:text;vertical-align:top;width:117px;\" role=\"rowheader\" data-celllook=\"0\"><div class=\"TableCellContent SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;margin:0px;overflow:visible;padding:0px 7px;user-select:text;\"><div class=\"OutlineElement Ltr SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;clear:both;cursor:text;direction:ltr;margin:0px;overflow:visible;padding:0px;position:relative;user-select:text;\"><p class=\"Paragraph SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;background-color:transparent;color:windowtext;font-kerning:none;font-style:normal;font-weight:normal;margin:0px;overflow-wrap:break-word;padding:0px;text-align:left;text-indent:0px;user-select:text;vertical-align:baseline;\" paraid=\"1856041776\" paraeid=\"{f6c27405-b948-4c7a-bc6c-c69f8ec5188a}{30}\"><span style=\"font-family:Aptos, Aptos_EmbeddedFont, Aptos_MSFontService, sans-serif;\"><span class=\"TextRun SCXW155467036 BCX8 NormalTextRun\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;font-size:12pt;font-variant-ligatures:none !important;line-height:19px;margin:0px;padding:0px;user-select:text;\" data-contrast=\"auto\" xml:lang=\"EN-US\" lang=\"EN-US\">4A</span><span class=\"EOP SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;font-size:12pt;line-height:19px;margin:0px;padding:0px;user-select:text;\" data-ccp-props=\"{}\">&nbsp;</span></span></p></div></div></td><td class=\"SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;background-clip:padding-box;background-color:transparent;border:1px solid rgb(0, 0, 0);margin:0px;overflow:visible;padding:0px;position:relative;user-select:text;vertical-align:top;width:137px;\" data-celllook=\"0\"><div class=\"TableCellContent SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;margin:0px;overflow:visible;padding:0px 7px;user-select:text;\"><div class=\"OutlineElement Ltr SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;clear:both;cursor:text;direction:ltr;margin:0px;overflow:visible;padding:0px;position:relative;user-select:text;\"><p class=\"Paragraph SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;background-color:transparent;color:windowtext;font-kerning:none;font-style:normal;font-weight:normal;margin:0px;overflow-wrap:break-word;padding:0px;text-align:left;text-indent:0px;user-select:text;vertical-align:baseline;\" paraid=\"2135885580\" paraeid=\"{f6c27405-b948-4c7a-bc6c-c69f8ec5188a}{37}\"><span style=\"font-family:Aptos, Aptos_EmbeddedFont, Aptos_MSFontService, sans-serif;\"><span class=\"TextRun SCXW155467036 BCX8 NormalTextRun\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;font-size:12pt;font-variant-ligatures:none !important;line-height:19px;margin:0px;padding:0px;user-select:text;\" data-contrast=\"auto\" xml:lang=\"EN-US\" lang=\"EN-US\">Properties rented to students for occupation by new students</span><span class=\"EOP SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;font-size:12pt;line-height:19px;margin:0px;padding:0px;user-select:text;\" data-ccp-props=\"{}\">&nbsp;</span></span></p></div></div></td><td class=\"SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;background-clip:padding-box;background-color:transparent;border:1px solid rgb(0, 0, 0);margin:0px;overflow:visible;padding:0px;position:relative;user-select:text;vertical-align:top;width:248px;\" data-celllook=\"0\"><div class=\"TableCellContent SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;margin:0px;overflow:visible;padding:0px 7px;user-select:text;\"><div class=\"OutlineElement Ltr SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;clear:both;cursor:text;direction:ltr;margin:0px;overflow:visible;padding:0px;position:relative;user-select:text;\"><p class=\"Paragraph SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;background-color:transparent;color:windowtext;font-kerning:none;font-style:normal;font-weight:normal;margin:0px;overflow-wrap:break-word;padding:0px;text-align:left;text-indent:0px;user-select:text;vertical-align:baseline;\" paraid=\"845575813\" paraeid=\"{f6c27405-b948-4c7a-bc6c-c69f8ec5188a}{44}\"><span style=\"font-family:Aptos, Aptos_EmbeddedFont, Aptos_MSFontService, sans-serif;\"><span class=\"TextRun SCXW155467036 BCX8 NormalTextRun ContextualSpellingAndGrammarErrorV2Themed\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;background-image:url(&quot;data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI1IiBoZWlnaHQ9IjMiPjxnIGZpbGw9Im5vbmUiIGZpbGwtcnVsZT0iZXZlbm9kZCIgc3Ryb2tlPSIjMzVGIiBzdHJva2UtbGluZWNhcD0icm91bmQiPjxwYXRoIGQ9Ik0wIC41aDVNMCAyLjVoNSIvPjwvZz48L3N2Zz4=&quot;);background-position:0px 100%;background-repeat:repeat-x;border-bottom:1px solid transparent;font-size:12pt;font-variant-ligatures:none !important;line-height:19px;margin:0px;padding:0px;user-select:text;\" data-contrast=\"auto\" xml:lang=\"EN-US\" lang=\"EN-US\">A</span><span class=\"TextRun SCXW155467036 BCX8 NormalTextRun\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;font-size:12pt;font-variant-ligatures:none !important;line-height:19px;margin:0px;padding:0px;user-select:text;\" data-contrast=\"auto\" xml:lang=\"EN-US\" lang=\"EN-US\"> HMO is </span><span class=\"TextRun SCXW155467036 BCX8 NormalTextRun ContextualSpellingAndGrammarErrorV2Themed\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;background-image:url(&quot;data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI1IiBoZWlnaHQ9IjMiPjxnIGZpbGw9Im5vbmUiIGZpbGwtcnVsZT0iZXZlbm9kZCIgc3Ryb2tlPSIjMzVGIiBzdHJva2UtbGluZWNhcD0icm91bmQiPjxwYXRoIGQ9Ik0wIC41aDVNMCAyLjVoNSIvPjwvZz48L3N2Zz4=&quot;);background-position:0px 100%;background-repeat:repeat-x;border-bottom:1px solid transparent;font-size:12pt;font-variant-ligatures:none !important;line-height:19px;margin:0px;padding:0px;user-select:text;\" data-contrast=\"auto\" xml:lang=\"EN-US\" lang=\"EN-US\">let</span><span class=\"TextRun SCXW155467036 BCX8 NormalTextRun\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;font-size:12pt;font-variant-ligatures:none !important;line-height:19px;margin:0px;padding:0px;user-select:text;\" data-contrast=\"auto\" xml:lang=\"EN-US\" lang=\"EN-US\"> to full-time students and is required for a new group of students in line with the academic year. Cannot be used if the tenancy was agreed more than 6 months in advance of the tenancy starting (i.e. the tenant moving in).</span><span class=\"EOP SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;font-size:12pt;line-height:19px;margin:0px;padding:0px;user-select:text;\" data-ccp-props=\"{}\">&nbsp;</span></span></p></div></div></td><td class=\"LastCol SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;background-clip:padding-box;background-color:transparent;border:1px solid rgb(0, 0, 0);margin:0px;overflow:visible;padding:0px;position:relative;user-select:text;vertical-align:top;width:120px;\" data-celllook=\"0\"><div class=\"TableCellContent SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;margin:0px;overflow:visible;padding:0px 7px;user-select:text;\"><div class=\"OutlineElement Ltr SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;clear:both;cursor:text;direction:ltr;margin:0px;overflow:visible;padding:0px;position:relative;user-select:text;\"><p class=\"Paragraph SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;background-color:transparent;color:windowtext;font-kerning:none;font-style:normal;font-weight:normal;margin:0px;overflow-wrap:break-word;padding:0px;text-align:left;text-indent:0px;user-select:text;vertical-align:baseline;\" paraid=\"547770216\" paraeid=\"{f6c27405-b948-4c7a-bc6c-c69f8ec5188a}{51}\"><span style=\"font-family:Aptos, Aptos_EmbeddedFont, Aptos_MSFontService, sans-serif;\"><span class=\"TextRun SCXW155467036 BCX8 NormalTextRun\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;font-size:12pt;font-variant-ligatures:none !important;line-height:19px;margin:0px;padding:0px;user-select:text;\" data-contrast=\"auto\" xml:lang=\"EN-US\" lang=\"EN-US\">4 months</span><span class=\"EOP SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;font-size:12pt;line-height:19px;margin:0px;padding:0px;user-select:text;\" data-ccp-props=\"{}\">&nbsp;</span></span></p></div></div></td></tr><tr class=\"TableRow SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;height:48px;margin:0px;overflow:visible;padding:0px;user-select:text;\" role=\"row\" aria-rowindex=\"7\"><td class=\"FirstCol SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;background-clip:padding-box;background-color:transparent;border:1px solid rgb(0, 0, 0);margin:0px;overflow:visible;padding:0px;position:relative;user-select:text;vertical-align:top;width:117px;\" role=\"rowheader\" data-celllook=\"0\"><div class=\"TableCellContent SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;margin:0px;overflow:visible;padding:0px 7px;user-select:text;\"><div class=\"OutlineElement Ltr SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;clear:both;cursor:text;direction:ltr;margin:0px;overflow:visible;padding:0px;position:relative;user-select:text;\"><p class=\"Paragraph SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;background-color:transparent;color:windowtext;font-kerning:none;font-style:normal;font-weight:normal;margin:0px;overflow-wrap:break-word;padding:0px;text-align:left;text-indent:0px;user-select:text;vertical-align:baseline;\" paraid=\"1996769392\" paraeid=\"{f6c27405-b948-4c7a-bc6c-c69f8ec5188a}{59}\"><span style=\"font-family:Aptos, Aptos_EmbeddedFont, Aptos_MSFontService, sans-serif;\"><span class=\"TextRun SCXW155467036 BCX8 NormalTextRun\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;font-size:12pt;font-variant-ligatures:none !important;line-height:19px;margin:0px;padding:0px;user-select:text;\" data-contrast=\"auto\" xml:lang=\"EN-US\" lang=\"EN-US\">7A</span><span class=\"EOP SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;font-size:12pt;line-height:19px;margin:0px;padding:0px;user-select:text;\" data-ccp-props=\"{}\">&nbsp;</span></span></p></div></div></td><td class=\"SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;background-clip:padding-box;background-color:transparent;border:1px solid rgb(0, 0, 0);margin:0px;overflow:visible;padding:0px;position:relative;user-select:text;vertical-align:top;width:137px;\" data-celllook=\"0\"><div class=\"TableCellContent SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;margin:0px;overflow:visible;padding:0px 7px;user-select:text;\"><div class=\"OutlineElement Ltr SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;clear:both;cursor:text;direction:ltr;margin:0px;overflow:visible;padding:0px;position:relative;user-select:text;\"><p class=\"Paragraph SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;background-color:transparent;color:windowtext;font-kerning:none;font-style:normal;font-weight:normal;margin:0px;overflow-wrap:break-word;padding:0px;text-align:left;text-indent:0px;user-select:text;vertical-align:baseline;\" paraid=\"1143430553\" paraeid=\"{f6c27405-b948-4c7a-bc6c-c69f8ec5188a}{66}\"><span style=\"font-family:Aptos, Aptos_EmbeddedFont, Aptos_MSFontService, sans-serif;\"><span class=\"TextRun SCXW155467036 BCX8 NormalTextRun\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;font-size:12pt;font-variant-ligatures:none !important;line-height:19px;margin:0px;padding:0px;user-select:text;\" data-contrast=\"auto\" xml:lang=\"EN-US\" lang=\"EN-US\">Severe ASB/Criminal </span><span class=\"TextRun SCXW155467036 BCX8 NormalTextRun SpellingErrorV2Themed\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;background-image:url(&quot;data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI1IiBoZWlnaHQ9IjQiPjxnIGZpbGw9Im5vbmUiIGZpbGwtcnVsZT0iZXZlbm9kZCI+PHBhdGggc3Ryb2tlPSIjRUIwMDAwIiBkPSJNMCAzYzEuMjUgMCAxLjI1LTIgMi41LTJTMy43NSAzIDUgMyIvPjxwYXRoIGQ9Ik0wIDBoNXY0SDB6Ii8+PC9nPjwvc3ZnPg==&quot;);background-position:0px 100%;background-repeat:repeat-x;border-bottom:1px solid transparent;font-size:12pt;font-variant-ligatures:none !important;line-height:19px;margin:0px;padding:0px;user-select:text;\" data-contrast=\"auto\" xml:lang=\"EN-US\" lang=\"EN-US\">Behaviour</span><span class=\"EOP SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;font-size:12pt;line-height:19px;margin:0px;padding:0px;user-select:text;\" data-ccp-props=\"{}\">&nbsp;</span></span></p></div></div></td><td class=\"SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;background-clip:padding-box;background-color:transparent;border:1px solid rgb(0, 0, 0);margin:0px;overflow:visible;padding:0px;position:relative;user-select:text;vertical-align:top;width:248px;\" data-celllook=\"0\"><div class=\"TableCellContent SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;margin:0px;overflow:visible;padding:0px 7px;user-select:text;\"><div class=\"OutlineElement Ltr SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;clear:both;cursor:text;direction:ltr;margin:0px;overflow:visible;padding:0px;position:relative;user-select:text;\"><p class=\"Paragraph SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;background-color:transparent;color:windowtext;font-kerning:none;font-style:normal;font-weight:normal;margin:0px;overflow-wrap:break-word;padding:0px;text-align:left;text-indent:0px;user-select:text;vertical-align:baseline;\" paraid=\"1807989120\" paraeid=\"{f6c27405-b948-4c7a-bc6c-c69f8ec5188a}{73}\"><span style=\"font-family:Aptos, Aptos_EmbeddedFont, Aptos_MSFontService, sans-serif;\"><span class=\"TextRun SCXW155467036 BCX8 NormalTextRun\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;font-size:12pt;font-variant-ligatures:none !important;line-height:19px;margin:0px;padding:0px;user-select:text;\" data-contrast=\"auto\" xml:lang=\"EN-US\" lang=\"EN-US\">The tenant has been convicted of a type of offence listed in the ground, has breached a relevant order put in place to prevent anti-social </span><span class=\"TextRun SCXW155467036 BCX8 NormalTextRun ContextualSpellingAndGrammarErrorV2Themed\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;background-image:url(&quot;data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI1IiBoZWlnaHQ9IjMiPjxnIGZpbGw9Im5vbmUiIGZpbGwtcnVsZT0iZXZlbm9kZCIgc3Ryb2tlPSIjMzVGIiBzdHJva2UtbGluZWNhcD0icm91bmQiPjxwYXRoIGQ9Ik0wIC41aDVNMCAyLjVoNSIvPjwvZz48L3N2Zz4=&quot;);background-position:0px 100%;background-repeat:repeat-x;border-bottom:1px solid transparent;font-size:12pt;font-variant-ligatures:none !important;line-height:19px;margin:0px;padding:0px;user-select:text;\" data-contrast=\"auto\" xml:lang=\"EN-US\" lang=\"EN-US\">behaviour</span><span class=\"TextRun SCXW155467036 BCX8 NormalTextRun\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;font-size:12pt;font-variant-ligatures:none !important;line-height:19px;margin:0px;padding:0px;user-select:text;\" data-contrast=\"auto\" xml:lang=\"EN-US\" lang=\"EN-US\"> or there is a closure order in place prohibiting access for a continuous period of more than 48 hours.</span><span class=\"EOP SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;font-size:12pt;line-height:19px;margin:0px;padding:0px;user-select:text;\" data-ccp-props=\"{}\">&nbsp;</span></span></p></div></div></td><td class=\"LastCol SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;background-clip:padding-box;background-color:transparent;border:1px solid rgb(0, 0, 0);margin:0px;overflow:visible;padding:0px;position:relative;user-select:text;vertical-align:top;width:120px;\" data-celllook=\"0\"><div class=\"TableCellContent SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;margin:0px;overflow:visible;padding:0px 7px;user-select:text;\"><div class=\"OutlineElement Ltr SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;clear:both;cursor:text;direction:ltr;margin:0px;overflow:visible;padding:0px;position:relative;user-select:text;\"><p class=\"Paragraph SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;background-color:transparent;color:windowtext;font-kerning:none;font-style:normal;font-weight:normal;margin:0px;overflow-wrap:break-word;padding:0px;text-align:left;text-indent:0px;user-select:text;vertical-align:baseline;\" paraid=\"1916895139\" paraeid=\"{f6c27405-b948-4c7a-bc6c-c69f8ec5188a}{88}\"><span style=\"font-family:Aptos, Aptos_EmbeddedFont, Aptos_MSFontService, sans-serif;\"><span class=\"TextRun SCXW155467036 BCX8 NormalTextRun\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;font-size:12pt;font-variant-ligatures:none !important;line-height:19px;margin:0px;padding:0px;user-select:text;\" data-contrast=\"auto\" xml:lang=\"EN-US\" lang=\"EN-US\">Landlords can begin proceedings immediately</span><span class=\"EOP SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;font-size:12pt;line-height:19px;margin:0px;padding:0px;user-select:text;\" data-ccp-props=\"{}\">&nbsp;</span></span></p></div></div></td></tr><tr class=\"TableRow SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;height:48px;margin:0px;overflow:visible;padding:0px;user-select:text;\" role=\"row\" aria-rowindex=\"8\"><td class=\"FirstCol SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;background-clip:padding-box;background-color:transparent;border:1px solid rgb(0, 0, 0);margin:0px;overflow:visible;padding:0px;position:relative;user-select:text;vertical-align:top;width:117px;\" role=\"rowheader\" data-celllook=\"0\"><div class=\"TableCellContent SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;margin:0px;overflow:visible;padding:0px 7px;user-select:text;\"><div class=\"OutlineElement Ltr SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;clear:both;cursor:text;direction:ltr;margin:0px;overflow:visible;padding:0px;position:relative;user-select:text;\"><p class=\"Paragraph SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;background-color:transparent;color:windowtext;font-kerning:none;font-style:normal;font-weight:normal;margin:0px;overflow-wrap:break-word;padding:0px;text-align:left;text-indent:0px;user-select:text;vertical-align:baseline;\" paraid=\"892967658\" paraeid=\"{f6c27405-b948-4c7a-bc6c-c69f8ec5188a}{96}\"><span style=\"font-family:Aptos, Aptos_EmbeddedFont, Aptos_MSFontService, sans-serif;\"><span class=\"TextRun SCXW155467036 BCX8 NormalTextRun\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;font-size:12pt;font-variant-ligatures:none !important;line-height:19px;margin:0px;padding:0px;user-select:text;\" data-contrast=\"auto\" xml:lang=\"EN-US\" lang=\"EN-US\">8</span><span class=\"EOP SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;font-size:12pt;line-height:19px;margin:0px;padding:0px;user-select:text;\" data-ccp-props=\"{}\">&nbsp;</span></span></p></div></div></td><td class=\"SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;background-clip:padding-box;background-color:transparent;border:1px solid rgb(0, 0, 0);margin:0px;overflow:visible;padding:0px;position:relative;user-select:text;vertical-align:top;width:137px;\" data-celllook=\"0\"><div class=\"TableCellContent SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;margin:0px;overflow:visible;padding:0px 7px;user-select:text;\"><div class=\"OutlineElement Ltr SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;clear:both;cursor:text;direction:ltr;margin:0px;overflow:visible;padding:0px;position:relative;user-select:text;\"><p class=\"Paragraph SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;background-color:transparent;color:windowtext;font-kerning:none;font-style:normal;font-weight:normal;margin:0px;overflow-wrap:break-word;padding:0px;text-align:left;text-indent:0px;user-select:text;vertical-align:baseline;\" paraid=\"1816717538\" paraeid=\"{f6c27405-b948-4c7a-bc6c-c69f8ec5188a}{103}\"><span style=\"font-family:Aptos, Aptos_EmbeddedFont, Aptos_MSFontService, sans-serif;\"><span class=\"TextRun SCXW155467036 BCX8 NormalTextRun\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;font-size:12pt;font-variant-ligatures:none !important;line-height:19px;margin:0px;padding:0px;user-select:text;\" data-contrast=\"auto\" xml:lang=\"EN-US\" lang=\"EN-US\">Rent arrears</span><span class=\"EOP SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;font-size:12pt;line-height:19px;margin:0px;padding:0px;user-select:text;\" data-ccp-props=\"{}\">&nbsp;</span></span></p></div></div></td><td class=\"SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;background-clip:padding-box;background-color:transparent;border:1px solid rgb(0, 0, 0);margin:0px;overflow:visible;padding:0px;position:relative;user-select:text;vertical-align:top;width:248px;\" data-celllook=\"0\"><div class=\"TableCellContent SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;margin:0px;overflow:visible;padding:0px 7px;user-select:text;\"><div class=\"OutlineElement Ltr SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;clear:both;cursor:text;direction:ltr;margin:0px;overflow:visible;padding:0px;position:relative;user-select:text;\"><p class=\"Paragraph SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;background-color:transparent;color:windowtext;font-kerning:none;font-style:normal;font-weight:normal;margin:0px;overflow-wrap:break-word;padding:0px;text-align:left;text-indent:0px;user-select:text;vertical-align:baseline;\" paraid=\"910760180\" paraeid=\"{f6c27405-b948-4c7a-bc6c-c69f8ec5188a}{110}\"><span style=\"font-family:Aptos, Aptos_EmbeddedFont, Aptos_MSFontService, sans-serif;\"><span class=\"TextRun SCXW155467036 BCX8 NormalTextRun\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;font-size:12pt;font-variant-ligatures:none !important;line-height:19px;margin:0px;padding:0px;user-select:text;\" data-contrast=\"auto\" xml:lang=\"EN-US\" lang=\"EN-US\">The tenant has at least 3 months’ (or 13 weeks’ if rent is paid weekly or fortnightly) rent arrears both at the time notice is served and at the time of the possession hearing</span></span><span style=\"color:rgb(209,52,56);font-family:Aptos, Aptos_EmbeddedFont, Aptos_MSFontService, sans-serif;\"><span class=\"TrackChangeTextInsertion TrackedChange SCXW155467036 BCX8 TextRun NormalTextRun\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;font-size:12pt;font-variant-ligatures:none !important;line-height:19px;margin:0px;padding:0px;text-decoration:underline;user-select:text;\" data-contrast=\"auto\" xml:lang=\"EN-US\" lang=\"EN-US\">.</span></span><span style=\"font-family:Aptos, Aptos_EmbeddedFont, Aptos_MSFontService, sans-serif;\"><span class=\"EOP SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;font-size:12pt;line-height:19px;margin:0px;padding:0px;user-select:text;\" data-ccp-props=\"{}\">&nbsp;</span></span></p></div></div></td><td class=\"LastCol SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;background-clip:padding-box;background-color:transparent;border:1px solid rgb(0, 0, 0);margin:0px;overflow:visible;padding:0px;position:relative;user-select:text;vertical-align:top;width:120px;\" data-celllook=\"0\"><div class=\"TableCellContent SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;margin:0px;overflow:visible;padding:0px 7px;user-select:text;\"><div class=\"OutlineElement Ltr SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;clear:both;cursor:text;direction:ltr;margin:0px;overflow:visible;padding:0px;position:relative;user-select:text;\"><p class=\"Paragraph SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;background-color:transparent;color:windowtext;font-kerning:none;font-style:normal;font-weight:normal;margin:0px;overflow-wrap:break-word;padding:0px;text-align:left;text-indent:0px;user-select:text;vertical-align:baseline;\" paraid=\"1961939517\" paraeid=\"{f6c27405-b948-4c7a-bc6c-c69f8ec5188a}{123}\"><span style=\"font-family:Aptos, Aptos_EmbeddedFont, Aptos_MSFontService, sans-serif;\"><span class=\"TextRun SCXW155467036 BCX8 NormalTextRun\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;font-size:12pt;font-variant-ligatures:none !important;line-height:19px;margin:0px;padding:0px;user-select:text;\" data-contrast=\"auto\" xml:lang=\"EN-US\" lang=\"EN-US\">4 weeks</span><span class=\"EOP SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;font-size:12pt;line-height:19px;margin:0px;padding:0px;user-select:text;\" data-ccp-props=\"{}\">&nbsp;</span></span></p></div></div></td></tr><tr class=\"TableRow SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;height:48px;margin:0px;overflow:visible;padding:0px;user-select:text;\" role=\"row\" aria-rowindex=\"9\"><td class=\"FirstCol SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;background-clip:padding-box;background-color:transparent;border:1px solid rgb(0, 0, 0);margin:0px;overflow:visible;padding:0px;position:relative;user-select:text;vertical-align:top;width:117px;\" role=\"rowheader\" data-celllook=\"0\"><div class=\"TableCellContent SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;margin:0px;overflow:visible;padding:0px 7px;user-select:text;\"><div class=\"OutlineElement Ltr SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;clear:both;cursor:text;direction:ltr;margin:0px;overflow:visible;padding:0px;position:relative;user-select:text;\"><p class=\"Paragraph SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;background-color:transparent;color:windowtext;font-kerning:none;font-style:normal;font-weight:normal;margin:0px;overflow-wrap:break-word;padding:0px;text-align:left;text-indent:0px;user-select:text;vertical-align:baseline;\" paraid=\"493860303\" paraeid=\"{f6c27405-b948-4c7a-bc6c-c69f8ec5188a}{131}\"><span style=\"font-family:Aptos, Aptos_EmbeddedFont, Aptos_MSFontService, sans-serif;\"><span class=\"TextRun SCXW155467036 BCX8 NormalTextRun\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;font-size:12pt;font-variant-ligatures:none !important;line-height:19px;margin:0px;padding:0px;user-select:text;\" data-contrast=\"auto\" xml:lang=\"EN-US\" lang=\"EN-US\">Discretionary grounds</span><span class=\"EOP SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;font-size:12pt;line-height:19px;margin:0px;padding:0px;user-select:text;\" data-ccp-props=\"{}\">&nbsp;</span></span></p></div></div></td><td class=\"SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;background-clip:padding-box;background-color:transparent;border:1px solid rgb(0, 0, 0);margin:0px;overflow:visible;padding:0px;position:relative;user-select:text;vertical-align:top;width:137px;\" data-celllook=\"0\"><div class=\"TableCellContent SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;margin:0px;overflow:visible;padding:0px 7px;user-select:text;\"><div class=\"OutlineElement Ltr SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;clear:both;cursor:text;direction:ltr;margin:0px;overflow:visible;padding:0px;position:relative;user-select:text;\"><p class=\"Paragraph SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;background-color:transparent;color:windowtext;font-kerning:none;font-style:normal;font-weight:normal;margin:0px;overflow-wrap:break-word;padding:0px;text-align:left;text-indent:0px;user-select:text;vertical-align:baseline;\" paraid=\"1669955237\" paraeid=\"{f6c27405-b948-4c7a-bc6c-c69f8ec5188a}{138}\"><span style=\"font-family:Aptos, Aptos_EmbeddedFont, Aptos_MSFontService, sans-serif;\"><span class=\"EOP SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;font-size:12pt;line-height:19px;margin:0px;padding:0px;user-select:text;\" data-ccp-props=\"{}\">&nbsp;</span></span></p></div></div></td><td class=\"SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;background-clip:padding-box;background-color:transparent;border:1px solid rgb(0, 0, 0);margin:0px;overflow:visible;padding:0px;position:relative;user-select:text;vertical-align:top;width:248px;\" data-celllook=\"0\"><div class=\"TableCellContent SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;margin:0px;overflow:visible;padding:0px 7px;user-select:text;\"><div class=\"OutlineElement Ltr SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;clear:both;cursor:text;direction:ltr;margin:0px;overflow:visible;padding:0px;position:relative;user-select:text;\"><p class=\"Paragraph SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;background-color:transparent;color:windowtext;font-kerning:none;font-style:normal;font-weight:normal;margin:0px;overflow-wrap:break-word;padding:0px;text-align:left;text-indent:0px;user-select:text;vertical-align:baseline;\" paraid=\"827339612\" paraeid=\"{f6c27405-b948-4c7a-bc6c-c69f8ec5188a}{143}\"><span style=\"font-family:Aptos, Aptos_EmbeddedFont, Aptos_MSFontService, sans-serif;\"><span class=\"EOP SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;font-size:12pt;line-height:19px;margin:0px;padding:0px;user-select:text;\" data-ccp-props=\"{}\">&nbsp;</span></span></p></div></div></td><td class=\"LastCol SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;background-clip:padding-box;background-color:transparent;border:1px solid rgb(0, 0, 0);margin:0px;overflow:visible;padding:0px;position:relative;user-select:text;vertical-align:top;width:120px;\" data-celllook=\"0\"><div class=\"TableCellContent SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;margin:0px;overflow:visible;padding:0px 7px;user-select:text;\"><div class=\"OutlineElement Ltr SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;clear:both;cursor:text;direction:ltr;margin:0px;overflow:visible;padding:0px;position:relative;user-select:text;\"><p class=\"Paragraph SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;background-color:transparent;color:windowtext;font-kerning:none;font-style:normal;font-weight:normal;margin:0px;overflow-wrap:break-word;padding:0px;text-align:left;text-indent:0px;user-select:text;vertical-align:baseline;\" paraid=\"1090331886\" paraeid=\"{f6c27405-b948-4c7a-bc6c-c69f8ec5188a}{148}\"><span style=\"font-family:Aptos, Aptos_EmbeddedFont, Aptos_MSFontService, sans-serif;\"><span class=\"EOP SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;font-size:12pt;line-height:19px;margin:0px;padding:0px;user-select:text;\" data-ccp-props=\"{}\">&nbsp;</span></span></p></div></div></td></tr><tr class=\"TableRow SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;height:48px;margin:0px;overflow:visible;padding:0px;user-select:text;\" role=\"row\" aria-rowindex=\"10\"><td class=\"FirstCol SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;background-clip:padding-box;background-color:transparent;border:1px solid rgb(0, 0, 0);margin:0px;overflow:visible;padding:0px;position:relative;user-select:text;vertical-align:top;width:117px;\" role=\"rowheader\" data-celllook=\"0\"><div class=\"TableCellContent SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;margin:0px;overflow:visible;padding:0px 7px;user-select:text;\"><div class=\"OutlineElement Ltr SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;clear:both;cursor:text;direction:ltr;margin:0px;overflow:visible;padding:0px;position:relative;user-select:text;\"><p class=\"Paragraph SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;background-color:transparent;color:windowtext;font-kerning:none;font-style:normal;font-weight:normal;margin:0px;overflow-wrap:break-word;padding:0px;text-align:left;text-indent:0px;user-select:text;vertical-align:baseline;\" paraid=\"354491684\" paraeid=\"{f6c27405-b948-4c7a-bc6c-c69f8ec5188a}{154}\"><span style=\"font-family:Aptos, Aptos_EmbeddedFont, Aptos_MSFontService, sans-serif;\"><span class=\"TextRun SCXW155467036 BCX8 NormalTextRun\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;font-size:12pt;font-variant-ligatures:none !important;font-weight:normal;line-height:19px;margin:0px;padding:0px;user-select:text;\" data-contrast=\"auto\" xml:lang=\"EN-US\" lang=\"EN-US\">10</span><span class=\"EOP SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;font-size:12pt;line-height:19px;margin:0px;padding:0px;user-select:text;\" data-ccp-props=\"{}\">&nbsp;</span></span></p></div></div></td><td class=\"SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;background-clip:padding-box;background-color:transparent;border:1px solid rgb(0, 0, 0);margin:0px;overflow:visible;padding:0px;position:relative;user-select:text;vertical-align:top;width:137px;\" data-celllook=\"0\"><div class=\"TableCellContent SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;margin:0px;overflow:visible;padding:0px 7px;user-select:text;\"><div class=\"OutlineElement Ltr SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;clear:both;cursor:text;direction:ltr;margin:0px;overflow:visible;padding:0px;position:relative;user-select:text;\"><p class=\"Paragraph SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;background-color:transparent;color:windowtext;font-kerning:none;font-style:normal;font-weight:normal;margin:0px;overflow-wrap:break-word;padding:0px;text-align:left;text-indent:0px;user-select:text;vertical-align:baseline;\" paraid=\"111344810\" paraeid=\"{f6c27405-b948-4c7a-bc6c-c69f8ec5188a}{161}\"><span style=\"font-family:Aptos, Aptos_EmbeddedFont, Aptos_MSFontService, sans-serif;\"><span class=\"TextRun SCXW155467036 BCX8 NormalTextRun\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;font-size:12pt;font-variant-ligatures:none !important;line-height:19px;margin:0px;padding:0px;user-select:text;\" data-contrast=\"auto\" xml:lang=\"EN-US\" lang=\"EN-US\">Any rent arrears</span><span class=\"EOP SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;font-size:12pt;line-height:19px;margin:0px;padding:0px;user-select:text;\" data-ccp-props=\"{}\">&nbsp;</span></span></p></div></div></td><td class=\"SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;background-clip:padding-box;background-color:transparent;border:1px solid rgb(0, 0, 0);margin:0px;overflow:visible;padding:0px;position:relative;user-select:text;vertical-align:top;width:248px;\" data-celllook=\"0\"><div class=\"TableCellContent SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;margin:0px;overflow:visible;padding:0px 7px;user-select:text;\"><div class=\"OutlineElement Ltr SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;clear:both;cursor:text;direction:ltr;margin:0px;overflow:visible;padding:0px;position:relative;user-select:text;\"><p class=\"Paragraph SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;background-color:transparent;color:windowtext;font-kerning:none;font-style:normal;font-weight:normal;margin:0px;overflow-wrap:break-word;padding:0px;text-align:left;text-indent:0px;user-select:text;vertical-align:baseline;\" paraid=\"1551931380\" paraeid=\"{f6c27405-b948-4c7a-bc6c-c69f8ec5188a}{168}\"><span style=\"font-family:Aptos, Aptos_EmbeddedFont, Aptos_MSFontService, sans-serif;\"><span class=\"TextRun SCXW155467036 BCX8 NormalTextRun\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;font-size:12pt;font-variant-ligatures:none !important;line-height:19px;margin:0px;padding:0px;user-select:text;\" data-contrast=\"auto\" xml:lang=\"EN-US\" lang=\"EN-US\">The tenant is in any amount of arrears</span></span><span style=\"color:rgb(209,52,56);font-family:Aptos, Aptos_EmbeddedFont, Aptos_MSFontService, sans-serif;\"><span class=\"TrackChangeTextInsertion TrackedChange SCXW155467036 BCX8 TextRun NormalTextRun\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;font-size:12pt;font-variant-ligatures:none !important;line-height:19px;margin:0px;padding:0px;text-decoration:underline;user-select:text;\" data-contrast=\"auto\" xml:lang=\"EN-US\" lang=\"EN-US\">.</span></span><span style=\"font-family:Aptos, Aptos_EmbeddedFont, Aptos_MSFontService, sans-serif;\"><span class=\"EOP SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;font-size:12pt;line-height:19px;margin:0px;padding:0px;user-select:text;\" data-ccp-props=\"{}\">&nbsp;</span></span></p></div></div></td><td class=\"LastCol SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;background-clip:padding-box;background-color:transparent;border:1px solid rgb(0, 0, 0);margin:0px;overflow:visible;padding:0px;position:relative;user-select:text;vertical-align:top;width:120px;\" data-celllook=\"0\"><div class=\"TableCellContent SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;margin:0px;overflow:visible;padding:0px 7px;user-select:text;\"><div class=\"OutlineElement Ltr SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;clear:both;cursor:text;direction:ltr;margin:0px;overflow:visible;padding:0px;position:relative;user-select:text;\"><p class=\"Paragraph SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;background-color:transparent;color:windowtext;font-kerning:none;font-style:normal;font-weight:normal;margin:0px;overflow-wrap:break-word;padding:0px;text-align:left;text-indent:0px;user-select:text;vertical-align:baseline;\" paraid=\"430255585\" paraeid=\"{f6c27405-b948-4c7a-bc6c-c69f8ec5188a}{177}\"><span style=\"font-family:Aptos, Aptos_EmbeddedFont, Aptos_MSFontService, sans-serif;\"><span class=\"TextRun SCXW155467036 BCX8 NormalTextRun\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;font-size:12pt;font-variant-ligatures:none !important;line-height:19px;margin:0px;padding:0px;user-select:text;\" data-contrast=\"auto\" xml:lang=\"EN-US\" lang=\"EN-US\">4 weeks&nbsp;&nbsp;</span><span class=\"EOP SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;font-size:12pt;line-height:19px;margin:0px;padding:0px;user-select:text;\" data-ccp-props=\"{}\">&nbsp;</span></span></p></div></div></td></tr><tr class=\"TableRow SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;height:48px;margin:0px;overflow:visible;padding:0px;user-select:text;\" role=\"row\" aria-rowindex=\"11\"><td class=\"FirstCol SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;background-clip:padding-box;background-color:transparent;border:1px solid rgb(0, 0, 0);margin:0px;overflow:visible;padding:0px;position:relative;user-select:text;vertical-align:top;width:117px;\" role=\"rowheader\" data-celllook=\"0\"><div class=\"TableCellContent SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;margin:0px;overflow:visible;padding:0px 7px;user-select:text;\"><div class=\"OutlineElement Ltr SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;clear:both;cursor:text;direction:ltr;margin:0px;overflow:visible;padding:0px;position:relative;user-select:text;\"><p class=\"Paragraph SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;background-color:transparent;color:windowtext;font-kerning:none;font-style:normal;font-weight:normal;margin:0px;overflow-wrap:break-word;padding:0px;text-align:left;text-indent:0px;user-select:text;vertical-align:baseline;\" paraid=\"1434626163\" paraeid=\"{f6c27405-b948-4c7a-bc6c-c69f8ec5188a}{185}\"><span style=\"font-family:Aptos, Aptos_EmbeddedFont, Aptos_MSFontService, sans-serif;\"><span class=\"TextRun SCXW155467036 BCX8 NormalTextRun\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;font-size:12pt;font-variant-ligatures:none !important;font-weight:normal;line-height:19px;margin:0px;padding:0px;user-select:text;\" data-contrast=\"auto\" xml:lang=\"EN-US\" lang=\"EN-US\">11</span><span class=\"EOP SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;font-size:12pt;line-height:19px;margin:0px;padding:0px;user-select:text;\" data-ccp-props=\"{}\">&nbsp;</span></span></p></div></div></td><td class=\"SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;background-clip:padding-box;background-color:transparent;border:1px solid rgb(0, 0, 0);margin:0px;overflow:visible;padding:0px;position:relative;user-select:text;vertical-align:top;width:137px;\" data-celllook=\"0\"><div class=\"TableCellContent SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;margin:0px;overflow:visible;padding:0px 7px;user-select:text;\"><div class=\"OutlineElement Ltr SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;clear:both;cursor:text;direction:ltr;margin:0px;overflow:visible;padding:0px;position:relative;user-select:text;\"><p class=\"Paragraph SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;background-color:transparent;color:windowtext;font-kerning:none;font-style:normal;font-weight:normal;margin:0px;overflow-wrap:break-word;padding:0px;text-align:left;text-indent:0px;user-select:text;vertical-align:baseline;\" paraid=\"1204468215\" paraeid=\"{f6c27405-b948-4c7a-bc6c-c69f8ec5188a}{192}\"><span style=\"font-family:Aptos, Aptos_EmbeddedFont, Aptos_MSFontService, sans-serif;\"><span class=\"TextRun SCXW155467036 BCX8 NormalTextRun\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;font-size:12pt;font-variant-ligatures:none !important;line-height:19px;margin:0px;padding:0px;user-select:text;\" data-contrast=\"auto\" xml:lang=\"EN-US\" lang=\"EN-US\">Persistent arrears</span><span class=\"EOP SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;font-size:12pt;line-height:19px;margin:0px;padding:0px;user-select:text;\" data-ccp-props=\"{}\">&nbsp;</span></span></p></div></div></td><td class=\"SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;background-clip:padding-box;background-color:transparent;border:1px solid rgb(0, 0, 0);margin:0px;overflow:visible;padding:0px;position:relative;user-select:text;vertical-align:top;width:248px;\" data-celllook=\"0\"><div class=\"TableCellContent SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;margin:0px;overflow:visible;padding:0px 7px;user-select:text;\"><div class=\"OutlineElement Ltr SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;clear:both;cursor:text;direction:ltr;margin:0px;overflow:visible;padding:0px;position:relative;user-select:text;\"><p class=\"Paragraph SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;background-color:transparent;color:windowtext;font-kerning:none;font-style:normal;font-weight:normal;margin:0px;overflow-wrap:break-word;padding:0px;text-align:left;text-indent:0px;user-select:text;vertical-align:baseline;\" paraid=\"1687664061\" paraeid=\"{f6c27405-b948-4c7a-bc6c-c69f8ec5188a}{199}\"><span style=\"font-family:Aptos, Aptos_EmbeddedFont, Aptos_MSFontService, sans-serif;\"><span class=\"TextRun SCXW155467036 BCX8 NormalTextRun\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;font-size:12pt;font-variant-ligatures:none !important;line-height:19px;margin:0px;padding:0px;user-select:text;\" data-contrast=\"auto\" xml:lang=\"EN-US\" lang=\"EN-US\">The tenant has persistently delayed paying their rent</span></span><span style=\"color:rgb(209,52,56);font-family:Aptos, Aptos_EmbeddedFont, Aptos_MSFontService, sans-serif;\"><span class=\"TrackChangeTextInsertion TrackedChange SCXW155467036 BCX8 TextRun NormalTextRun\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;font-size:12pt;font-variant-ligatures:none !important;line-height:19px;margin:0px;padding:0px;text-decoration:underline;user-select:text;\" data-contrast=\"auto\" xml:lang=\"EN-US\" lang=\"EN-US\">.</span></span><span style=\"font-family:Aptos, Aptos_EmbeddedFont, Aptos_MSFontService, sans-serif;\"><span class=\"EOP SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;font-size:12pt;line-height:19px;margin:0px;padding:0px;user-select:text;\" data-ccp-props=\"{}\">&nbsp;</span></span></p></div></div></td><td class=\"LastCol SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;background-clip:padding-box;background-color:transparent;border:1px solid rgb(0, 0, 0);margin:0px;overflow:visible;padding:0px;position:relative;user-select:text;vertical-align:top;width:120px;\" data-celllook=\"0\"><div class=\"TableCellContent SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;margin:0px;overflow:visible;padding:0px 7px;user-select:text;\"><div class=\"OutlineElement Ltr SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;clear:both;cursor:text;direction:ltr;margin:0px;overflow:visible;padding:0px;position:relative;user-select:text;\"><p class=\"Paragraph SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;background-color:transparent;color:windowtext;font-kerning:none;font-style:normal;font-weight:normal;margin:0px;overflow-wrap:break-word;padding:0px;text-align:left;text-indent:0px;user-select:text;vertical-align:baseline;\" paraid=\"1291594893\" paraeid=\"{f6c27405-b948-4c7a-bc6c-c69f8ec5188a}{208}\"><span style=\"font-family:Aptos, Aptos_EmbeddedFont, Aptos_MSFontService, sans-serif;\"><span class=\"TextRun SCXW155467036 BCX8 NormalTextRun\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;font-size:12pt;font-variant-ligatures:none !important;line-height:19px;margin:0px;padding:0px;user-select:text;\" data-contrast=\"auto\" xml:lang=\"EN-US\" lang=\"EN-US\">4 weeks&nbsp;&nbsp;</span><span class=\"EOP SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;font-size:12pt;line-height:19px;margin:0px;padding:0px;user-select:text;\" data-ccp-props=\"{}\">&nbsp;</span></span></p></div><div class=\"OutlineElement Ltr SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;clear:both;cursor:text;direction:ltr;margin:0px;overflow:visible;padding:0px;position:relative;user-select:text;\"><p class=\"Paragraph SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;background-color:transparent;color:windowtext;font-kerning:none;font-style:normal;font-weight:normal;margin:0px;overflow-wrap:break-word;padding:0px;text-align:left;text-indent:0px;user-select:text;vertical-align:baseline;\" paraid=\"1222353322\" paraeid=\"{f6c27405-b948-4c7a-bc6c-c69f8ec5188a}{214}\"><span style=\"font-family:Aptos, Aptos_EmbeddedFont, Aptos_MSFontService, sans-serif;\"><span class=\"EOP SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;font-size:12pt;line-height:19px;margin:0px;padding:0px;user-select:text;\" data-ccp-props=\"{}\">&nbsp;</span></span></p></div></div></td></tr><tr class=\"TableRow SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;height:48px;margin:0px;overflow:visible;padding:0px;user-select:text;\" role=\"row\" aria-rowindex=\"12\"><td class=\"FirstCol SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;background-clip:padding-box;background-color:transparent;border:1px solid rgb(0, 0, 0);margin:0px;overflow:visible;padding:0px;position:relative;user-select:text;vertical-align:top;width:117px;\" role=\"rowheader\" data-celllook=\"0\"><div class=\"TableCellContent SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;margin:0px;overflow:visible;padding:0px 7px;user-select:text;\"><div class=\"OutlineElement Ltr SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;clear:both;cursor:text;direction:ltr;margin:0px;overflow:visible;padding:0px;position:relative;user-select:text;\"><p class=\"Paragraph SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;background-color:transparent;color:windowtext;font-kerning:none;font-style:normal;font-weight:normal;margin:0px;overflow-wrap:break-word;padding:0px;text-align:left;text-indent:0px;user-select:text;vertical-align:baseline;\" paraid=\"1269894234\" paraeid=\"{f6c27405-b948-4c7a-bc6c-c69f8ec5188a}{220}\"><span style=\"font-family:Aptos, Aptos_EmbeddedFont, Aptos_MSFontService, sans-serif;\"><span class=\"TextRun SCXW155467036 BCX8 NormalTextRun\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;font-size:12pt;font-variant-ligatures:none !important;font-weight:normal;line-height:19px;margin:0px;padding:0px;user-select:text;\" data-contrast=\"auto\" xml:lang=\"EN-US\" lang=\"EN-US\">12</span><span class=\"EOP SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;font-size:12pt;line-height:19px;margin:0px;padding:0px;user-select:text;\" data-ccp-props=\"{}\">&nbsp;</span></span></p></div></div></td><td class=\"SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;background-clip:padding-box;background-color:transparent;border:1px solid rgb(0, 0, 0);margin:0px;overflow:visible;padding:0px;position:relative;user-select:text;vertical-align:top;width:137px;\" data-celllook=\"0\"><div class=\"TableCellContent SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;margin:0px;overflow:visible;padding:0px 7px;user-select:text;\"><div class=\"OutlineElement Ltr SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;clear:both;cursor:text;direction:ltr;margin:0px;overflow:visible;padding:0px;position:relative;user-select:text;\"><p class=\"Paragraph SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;background-color:transparent;color:windowtext;font-kerning:none;font-style:normal;font-weight:normal;margin:0px;overflow-wrap:break-word;padding:0px;text-align:left;text-indent:0px;user-select:text;vertical-align:baseline;\" paraid=\"1993039331\" paraeid=\"{f6c27405-b948-4c7a-bc6c-c69f8ec5188a}{227}\"><span style=\"font-family:Aptos, Aptos_EmbeddedFont, Aptos_MSFontService, sans-serif;\"><span class=\"TextRun SCXW155467036 BCX8 NormalTextRun\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;font-size:12pt;font-variant-ligatures:none !important;line-height:19px;margin:0px;padding:0px;user-select:text;\" data-contrast=\"auto\" xml:lang=\"EN-US\" lang=\"EN-US\">Breach of tenancy</span><span class=\"EOP SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;font-size:12pt;line-height:19px;margin:0px;padding:0px;user-select:text;\" data-ccp-props=\"{}\">&nbsp;</span></span></p></div></div></td><td class=\"SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;background-clip:padding-box;background-color:transparent;border:1px solid rgb(0, 0, 0);margin:0px;overflow:visible;padding:0px;position:relative;user-select:text;vertical-align:top;width:248px;\" data-celllook=\"0\"><div class=\"TableCellContent SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;margin:0px;overflow:visible;padding:0px 7px;user-select:text;\"><div class=\"OutlineElement Ltr SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;clear:both;cursor:text;direction:ltr;margin:0px;overflow:visible;padding:0px;position:relative;user-select:text;\"><p class=\"Paragraph SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;background-color:transparent;color:windowtext;font-kerning:none;font-style:normal;font-weight:normal;margin:0px;overflow-wrap:break-word;padding:0px;text-align:left;text-indent:0px;user-select:text;vertical-align:baseline;\" paraid=\"1424960123\" paraeid=\"{f6c27405-b948-4c7a-bc6c-c69f8ec5188a}{234}\"><span style=\"font-family:Aptos, Aptos_EmbeddedFont, Aptos_MSFontService, sans-serif;\"><span class=\"TextRun SCXW155467036 BCX8 NormalTextRun\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;font-size:12pt;font-variant-ligatures:none !important;line-height:19px;margin:0px;padding:0px;user-select:text;\" data-contrast=\"auto\" xml:lang=\"EN-US\" lang=\"EN-US\">The tenant is guilty of breaching one of the terms of their tenancy agreement (other than the paying of rent)</span></span><span style=\"color:rgb(209,52,56);font-family:Aptos, Aptos_EmbeddedFont, Aptos_MSFontService, sans-serif;\"><span class=\"TrackChangeTextInsertion TrackedChange SCXW155467036 BCX8 TextRun NormalTextRun\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;font-size:12pt;font-variant-ligatures:none !important;line-height:19px;margin:0px;padding:0px;text-decoration:underline;user-select:text;\" data-contrast=\"auto\" xml:lang=\"EN-US\" lang=\"EN-US\">.</span></span><span style=\"font-family:Aptos, Aptos_EmbeddedFont, Aptos_MSFontService, sans-serif;\"><span class=\"EOP SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;font-size:12pt;line-height:19px;margin:0px;padding:0px;user-select:text;\" data-ccp-props=\"{}\">&nbsp;</span></span></p></div></div></td><td class=\"LastCol SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;background-clip:padding-box;background-color:transparent;border:1px solid rgb(0, 0, 0);margin:0px;overflow:visible;padding:0px;position:relative;user-select:text;vertical-align:top;width:120px;\" data-celllook=\"0\"><div class=\"TableCellContent SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;margin:0px;overflow:visible;padding:0px 7px;user-select:text;\"><div class=\"OutlineElement Ltr SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;clear:both;cursor:text;direction:ltr;margin:0px;overflow:visible;padding:0px;position:relative;user-select:text;\"><p class=\"Paragraph SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;background-color:transparent;color:windowtext;font-kerning:none;font-style:normal;font-weight:normal;margin:0px;overflow-wrap:break-word;padding:0px;text-align:left;text-indent:0px;user-select:text;vertical-align:baseline;\" paraid=\"916141787\" paraeid=\"{f6c27405-b948-4c7a-bc6c-c69f8ec5188a}{243}\"><span style=\"font-family:Aptos, Aptos_EmbeddedFont, Aptos_MSFontService, sans-serif;\"><span class=\"TextRun SCXW155467036 BCX8 NormalTextRun\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;font-size:12pt;font-variant-ligatures:none !important;line-height:19px;margin:0px;padding:0px;user-select:text;\" data-contrast=\"auto\" xml:lang=\"EN-US\" lang=\"EN-US\">2 weeks</span><span class=\"EOP SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;font-size:12pt;line-height:19px;margin:0px;padding:0px;user-select:text;\" data-ccp-props=\"{}\">&nbsp;</span></span></p></div></div></td></tr><tr class=\"TableRow SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;height:48px;margin:0px;overflow:visible;padding:0px;user-select:text;\" role=\"row\" aria-rowindex=\"13\"><td class=\"FirstCol SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;background-clip:padding-box;background-color:transparent;border:1px solid rgb(0, 0, 0);margin:0px;overflow:visible;padding:0px;position:relative;user-select:text;vertical-align:top;width:117px;\" role=\"rowheader\" data-celllook=\"0\"><div class=\"TableCellContent SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;margin:0px;overflow:visible;padding:0px 7px;user-select:text;\"><div class=\"OutlineElement Ltr SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;clear:both;cursor:text;direction:ltr;margin:0px;overflow:visible;padding:0px;position:relative;user-select:text;\"><p class=\"Paragraph SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;background-color:transparent;color:windowtext;font-kerning:none;font-style:normal;font-weight:normal;margin:0px;overflow-wrap:break-word;padding:0px;text-align:left;text-indent:0px;user-select:text;vertical-align:baseline;\" paraid=\"172716157\" paraeid=\"{f6c27405-b948-4c7a-bc6c-c69f8ec5188a}{251}\"><span style=\"font-family:Aptos, Aptos_EmbeddedFont, Aptos_MSFontService, sans-serif;\"><span class=\"TextRun SCXW155467036 BCX8 NormalTextRun\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;font-size:12pt;font-variant-ligatures:none !important;font-weight:normal;line-height:19px;margin:0px;padding:0px;user-select:text;\" data-contrast=\"auto\" xml:lang=\"EN-US\" lang=\"EN-US\">13</span><span class=\"EOP SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;font-size:12pt;line-height:19px;margin:0px;padding:0px;user-select:text;\" data-ccp-props=\"{}\">&nbsp;</span></span></p></div></div></td><td class=\"SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;background-clip:padding-box;background-color:transparent;border:1px solid rgb(0, 0, 0);margin:0px;overflow:visible;padding:0px;position:relative;user-select:text;vertical-align:top;width:137px;\" data-celllook=\"0\"><div class=\"TableCellContent SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;margin:0px;overflow:visible;padding:0px 7px;user-select:text;\"><div class=\"OutlineElement Ltr SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;clear:both;cursor:text;direction:ltr;margin:0px;overflow:visible;padding:0px;position:relative;user-select:text;\"><p class=\"Paragraph SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;background-color:transparent;color:windowtext;font-kerning:none;font-style:normal;font-weight:normal;margin:0px;overflow-wrap:break-word;padding:0px;text-align:left;text-indent:0px;user-select:text;vertical-align:baseline;\" paraid=\"836470771\" paraeid=\"{799f3948-5ebd-4c7b-bac7-558486e836aa}{3}\"><span style=\"font-family:Aptos, Aptos_EmbeddedFont, Aptos_MSFontService, sans-serif;\"><span class=\"TextRun SCXW155467036 BCX8 NormalTextRun\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;font-size:12pt;font-variant-ligatures:none !important;line-height:19px;margin:0px;padding:0px;user-select:text;\" data-contrast=\"auto\" xml:lang=\"EN-US\" lang=\"EN-US\">Deterioration of property</span><span class=\"EOP SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;font-size:12pt;line-height:19px;margin:0px;padding:0px;user-select:text;\" data-ccp-props=\"{}\">&nbsp;</span></span></p></div></div></td><td class=\"SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;background-clip:padding-box;background-color:transparent;border:1px solid rgb(0, 0, 0);margin:0px;overflow:visible;padding:0px;position:relative;user-select:text;vertical-align:top;width:248px;\" data-celllook=\"0\"><div class=\"TableCellContent SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;margin:0px;overflow:visible;padding:0px 7px;user-select:text;\"><div class=\"OutlineElement Ltr SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;clear:both;cursor:text;direction:ltr;margin:0px;overflow:visible;padding:0px;position:relative;user-select:text;\"><p class=\"Paragraph SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;background-color:transparent;color:windowtext;font-kerning:none;font-style:normal;font-weight:normal;margin:0px;overflow-wrap:break-word;padding:0px;text-align:left;text-indent:0px;user-select:text;vertical-align:baseline;\" paraid=\"276444277\" paraeid=\"{799f3948-5ebd-4c7b-bac7-558486e836aa}{10}\"><span style=\"font-family:Aptos, Aptos_EmbeddedFont, Aptos_MSFontService, sans-serif;\"><span class=\"TextRun SCXW155467036 BCX8 NormalTextRun\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;font-size:12pt;font-variant-ligatures:none !important;line-height:19px;margin:0px;padding:0px;user-select:text;\" data-contrast=\"auto\" xml:lang=\"EN-US\" lang=\"EN-US\">The tenant has caused </span><span class=\"TextRun SCXW155467036 BCX8 NormalTextRun ContextualSpellingAndGrammarErrorV2Themed\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;background-image:url(&quot;data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI1IiBoZWlnaHQ9IjMiPjxnIGZpbGw9Im5vbmUiIGZpbGwtcnVsZT0iZXZlbm9kZCIgc3Ryb2tlPSIjMzVGIiBzdHJva2UtbGluZWNhcD0icm91bmQiPjxwYXRoIGQ9Ik0wIC41aDVNMCAyLjVoNSIvPjwvZz48L3N2Zz4=&quot;);background-position:0px 100%;background-repeat:repeat-x;border-bottom:1px solid transparent;font-size:12pt;font-variant-ligatures:none !important;line-height:19px;margin:0px;padding:0px;user-select:text;\" data-contrast=\"auto\" xml:lang=\"EN-US\" lang=\"EN-US\">the condition of the</span><span class=\"TextRun SCXW155467036 BCX8 NormalTextRun\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;font-size:12pt;font-variant-ligatures:none !important;line-height:19px;margin:0px;padding:0px;user-select:text;\" data-contrast=\"auto\" xml:lang=\"EN-US\" lang=\"EN-US\"> property to deteriorate.</span><span class=\"EOP SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;font-size:12pt;line-height:19px;margin:0px;padding:0px;user-select:text;\" data-ccp-props=\"{}\">&nbsp;</span></span></p></div></div></td><td class=\"LastCol SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;background-clip:padding-box;background-color:transparent;border:1px solid rgb(0, 0, 0);margin:0px;overflow:visible;padding:0px;position:relative;user-select:text;vertical-align:top;width:120px;\" data-celllook=\"0\"><div class=\"TableCellContent SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;margin:0px;overflow:visible;padding:0px 7px;user-select:text;\"><div class=\"OutlineElement Ltr SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;clear:both;cursor:text;direction:ltr;margin:0px;overflow:visible;padding:0px;position:relative;user-select:text;\"><p class=\"Paragraph SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;background-color:transparent;color:windowtext;font-kerning:none;font-style:normal;font-weight:normal;margin:0px;overflow-wrap:break-word;padding:0px;text-align:left;text-indent:0px;user-select:text;vertical-align:baseline;\" paraid=\"1924648237\" paraeid=\"{799f3948-5ebd-4c7b-bac7-558486e836aa}{17}\"><span style=\"font-family:Aptos, Aptos_EmbeddedFont, Aptos_MSFontService, sans-serif;\"><span class=\"TextRun SCXW155467036 BCX8 NormalTextRun\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;font-size:12pt;font-variant-ligatures:none !important;line-height:19px;margin:0px;padding:0px;user-select:text;\" data-contrast=\"auto\" xml:lang=\"EN-US\" lang=\"EN-US\">2 weeks</span><span class=\"EOP SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;font-size:12pt;line-height:19px;margin:0px;padding:0px;user-select:text;\" data-ccp-props=\"{}\">&nbsp;</span></span></p></div></div></td></tr><tr class=\"TableRow SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;height:48px;margin:0px;overflow:visible;padding:0px;user-select:text;\" role=\"row\" aria-rowindex=\"14\"><td class=\"FirstCol LastRow SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;background-clip:padding-box;background-color:transparent;border:1px solid rgb(0, 0, 0);margin:0px;overflow:visible;padding:0px;position:relative;user-select:text;vertical-align:top;width:117px;\" role=\"rowheader\" data-celllook=\"0\"><div class=\"TableCellContent SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;margin:0px;overflow:visible;padding:0px 7px;user-select:text;\"><div class=\"OutlineElement Ltr SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;clear:both;cursor:text;direction:ltr;margin:0px;overflow:visible;padding:0px;position:relative;user-select:text;\"><p class=\"Paragraph SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;background-color:transparent;color:windowtext;font-kerning:none;font-style:normal;font-weight:normal;margin:0px;overflow-wrap:break-word;padding:0px;text-align:left;text-indent:0px;user-select:text;vertical-align:baseline;\" paraid=\"1875361218\" paraeid=\"{799f3948-5ebd-4c7b-bac7-558486e836aa}{25}\"><span style=\"font-family:Aptos, Aptos_EmbeddedFont, Aptos_MSFontService, sans-serif;\"><span class=\"TextRun SCXW155467036 BCX8 NormalTextRun\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;font-size:12pt;font-variant-ligatures:none !important;font-weight:normal;line-height:19px;margin:0px;padding:0px;user-select:text;\" data-contrast=\"auto\" xml:lang=\"EN-US\" lang=\"EN-US\">14</span><span class=\"EOP SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;font-size:12pt;line-height:19px;margin:0px;padding:0px;user-select:text;\" data-ccp-props=\"{}\">&nbsp;</span></span></p></div></div></td><td class=\"LastRow SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;background-clip:padding-box;background-color:transparent;border:1px solid rgb(0, 0, 0);margin:0px;overflow:visible;padding:0px;position:relative;user-select:text;vertical-align:top;width:137px;\" data-celllook=\"0\"><div class=\"TableCellContent SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;margin:0px;overflow:visible;padding:0px 7px;user-select:text;\"><div class=\"OutlineElement Ltr SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;clear:both;cursor:text;direction:ltr;margin:0px;overflow:visible;padding:0px;position:relative;user-select:text;\"><p class=\"Paragraph SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;background-color:transparent;color:windowtext;font-kerning:none;font-style:normal;font-weight:normal;margin:0px;overflow-wrap:break-word;padding:0px;text-align:left;text-indent:0px;user-select:text;vertical-align:baseline;\" paraid=\"1823036358\" paraeid=\"{799f3948-5ebd-4c7b-bac7-558486e836aa}{32}\"><span style=\"font-family:Aptos, Aptos_EmbeddedFont, Aptos_MSFontService, sans-serif;\"><span class=\"TextRun SCXW155467036 BCX8 NormalTextRun\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;font-size:12pt;font-variant-ligatures:none !important;line-height:19px;margin:0px;padding:0px;user-select:text;\" data-contrast=\"auto\" xml:lang=\"EN-US\" lang=\"EN-US\">Anti-social </span><span class=\"TextRun SCXW155467036 BCX8 NormalTextRun SpellingErrorV2Themed\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;background-image:url(&quot;data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI1IiBoZWlnaHQ9IjQiPjxnIGZpbGw9Im5vbmUiIGZpbGwtcnVsZT0iZXZlbm9kZCI+PHBhdGggc3Ryb2tlPSIjRUIwMDAwIiBkPSJNMCAzYzEuMjUgMCAxLjI1LTIgMi41LTJTMy43NSAzIDUgMyIvPjxwYXRoIGQ9Ik0wIDBoNXY0SDB6Ii8+PC9nPjwvc3ZnPg==&quot;);background-position:0px 100%;background-repeat:repeat-x;border-bottom:1px solid transparent;font-size:12pt;font-variant-ligatures:none !important;line-height:19px;margin:0px;padding:0px;user-select:text;\" data-contrast=\"auto\" xml:lang=\"EN-US\" lang=\"EN-US\">behaviour</span><span class=\"EOP SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;font-size:12pt;line-height:19px;margin:0px;padding:0px;user-select:text;\" data-ccp-props=\"{}\">&nbsp;</span></span></p></div></div></td><td class=\"LastRow SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;background-clip:padding-box;background-color:transparent;border:1px solid rgb(0, 0, 0);margin:0px;overflow:visible;padding:0px;position:relative;user-select:text;vertical-align:top;width:248px;\" data-celllook=\"0\"><div class=\"TableCellContent SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;margin:0px;overflow:visible;padding:0px 7px;user-select:text;\"><div class=\"OutlineElement Ltr SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;clear:both;cursor:text;direction:ltr;margin:0px;overflow:visible;padding:0px;position:relative;user-select:text;\"><p class=\"Paragraph SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;background-color:transparent;color:windowtext;font-kerning:none;font-style:normal;font-weight:normal;margin:0px;overflow-wrap:break-word;padding:0px;text-align:left;text-indent:0px;user-select:text;vertical-align:baseline;\" paraid=\"776469857\" paraeid=\"{799f3948-5ebd-4c7b-bac7-558486e836aa}{39}\"><span style=\"font-family:Aptos, Aptos_EmbeddedFont, Aptos_MSFontService, sans-serif;\"><span class=\"TextRun SCXW155467036 BCX8 NormalTextRun\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;font-size:12pt;font-variant-ligatures:none !important;line-height:19px;margin:0px;padding:0px;user-select:text;\" data-contrast=\"auto\" xml:lang=\"EN-US\" lang=\"EN-US\">The tenant or anyone living in or visiting the property has been guilty of </span><span class=\"TextRun SCXW155467036 BCX8 NormalTextRun SpellingErrorV2Themed\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;background-image:url(&quot;data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI1IiBoZWlnaHQ9IjQiPjxnIGZpbGw9Im5vbmUiIGZpbGwtcnVsZT0iZXZlbm9kZCI+PHBhdGggc3Ryb2tlPSIjRUIwMDAwIiBkPSJNMCAzYzEuMjUgMCAxLjI1LTIgMi41LTJTMy43NSAzIDUgMyIvPjxwYXRoIGQ9Ik0wIDBoNXY0SDB6Ii8+PC9nPjwvc3ZnPg==&quot;);background-position:0px 100%;background-repeat:repeat-x;border-bottom:1px solid transparent;font-size:12pt;font-variant-ligatures:none !important;line-height:19px;margin:0px;padding:0px;user-select:text;\" data-contrast=\"auto\" xml:lang=\"EN-US\" lang=\"EN-US\">behaviour</span><span class=\"TextRun SCXW155467036 BCX8 NormalTextRun\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;font-size:12pt;font-variant-ligatures:none !important;line-height:19px;margin:0px;padding:0px;user-select:text;\" data-contrast=\"auto\" xml:lang=\"EN-US\" lang=\"EN-US\"> causing, or likely to cause, nuisance or annoyance to the landlord, a person employed in connection with housing management functions, or anyone living in, visiting or in the locality of the property. Or the tenant or a person living or visiting the property has been convicted of using the premises for illegal/immoral </span><span class=\"TextRun SCXW155467036 BCX8 NormalTextRun ContextualSpellingAndGrammarErrorV2Themed\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;background-image:url(&quot;data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI1IiBoZWlnaHQ9IjMiPjxnIGZpbGw9Im5vbmUiIGZpbGwtcnVsZT0iZXZlbm9kZCIgc3Ryb2tlPSIjMzVGIiBzdHJva2UtbGluZWNhcD0icm91bmQiPjxwYXRoIGQ9Ik0wIC41aDVNMCAyLjVoNSIvPjwvZz48L3N2Zz4=&quot;);background-position:0px 100%;background-repeat:repeat-x;border-bottom:1px solid transparent;font-size:12pt;font-variant-ligatures:none !important;line-height:19px;margin:0px;padding:0px;user-select:text;\" data-contrast=\"auto\" xml:lang=\"EN-US\" lang=\"EN-US\">purposes, or</span><span class=\"TextRun SCXW155467036 BCX8 NormalTextRun\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;font-size:12pt;font-variant-ligatures:none !important;line-height:19px;margin:0px;padding:0px;user-select:text;\" data-contrast=\"auto\" xml:lang=\"EN-US\" lang=\"EN-US\"> has been convicted of an indictable offence in the locality.</span><span class=\"EOP SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;font-size:12pt;line-height:19px;margin:0px;padding:0px;user-select:text;\" data-ccp-props=\"{}\">&nbsp;</span></span></p></div></div></td><td class=\"LastCol LastRow SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;background-clip:padding-box;background-color:transparent;border:1px solid rgb(0, 0, 0);margin:0px;overflow:visible;padding:0px;position:relative;user-select:text;vertical-align:top;width:120px;\" data-celllook=\"0\"><div class=\"TableCellContent SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;margin:0px;overflow:visible;padding:0px 7px;user-select:text;\"><div class=\"OutlineElement Ltr SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;clear:both;cursor:text;direction:ltr;margin:0px;overflow:visible;padding:0px;position:relative;user-select:text;\"><p class=\"Paragraph SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;background-color:transparent;color:windowtext;font-kerning:none;font-style:normal;font-weight:normal;margin:0px;overflow-wrap:break-word;padding:0px;text-align:left;text-indent:0px;user-select:text;vertical-align:baseline;\" paraid=\"889563094\" paraeid=\"{799f3948-5ebd-4c7b-bac7-558486e836aa}{54}\"><span style=\"font-family:Aptos, Aptos_EmbeddedFont, Aptos_MSFontService, sans-serif;\"><span class=\"TextRun SCXW155467036 BCX8 NormalTextRun\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;font-size:12pt;font-variant-ligatures:none !important;line-height:19px;margin:0px;padding:0px;user-select:text;\" data-contrast=\"auto\" xml:lang=\"EN-US\" lang=\"EN-US\">Landlords can begin proceedings immediately</span><span class=\"EOP SCXW155467036 BCX8\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;font-size:12pt;line-height:19px;margin:0px;padding:0px;user-select:text;\" data-ccp-props=\"{}\">&nbsp;</span></span></p></div></div></td></tr></tbody></table></figure><p>A full list of each ground and its details can be found <a target=\"_blank\" rel=\"noopener noreferrer\" href=\"https://www.gov.uk/government/publications/guide-to-the-renters-rights-act/guide-to-the-renters-rights-act\"><strong>here.</strong></a></p><p><strong>Our view: &nbsp;</strong></p><p>Working with the right agent has never mattered more.&nbsp;<br>With the majority of possession cases already aligning with the new grounds, landlords who are well-advised will continue to operate successfully. Insights from the English Housing Survey report that only 0.03% of tenancies end using Section 21, and around 65% of the notices we issue already align with these grounds. Our role is to protect your position, reduce risk and manage tenancies confidently within the new rules. &nbsp;</p><p><a href=\"/branch-finder/\"><strong>Contact us</strong></a> to hear more about how our approach supports responsible landlords.</p><p><strong>How we can help: &nbsp;</strong></p><p>We will guide you through the new processes to ensure they are used effectively and with confidence. We are already implementing systems to efficiently and securely gather and retain the evidence if required. If you plan to sell your property or move back in, we will ensure that notices are served correctly and in full compliance with the new rules, helping to minimise delays or potential disputes.</p><p>Whether you own a single property or a growing portfolio, we provide compliant tenancy management, evidence-led possession support and strategic advice tailored to your goals. <a href=\"/branch-finder/\"><strong>Contact our team</strong></a> today to discuss how we can support you under the Renters’ Rights Act.</p><p>&nbsp;</p><p><strong>FAQ’s</strong></p><p><i>Q. When can I issue notice to a tenant?</i></p><p>A. Landlords can issue notice on the relevant grounds at any point in the tenancy where a tenant is at fault, such as antisocial behaviour, property damage, or significant rent arrears. &nbsp;</p><p><i>Q. What rights do I have if my tenant falls into arrears?</i></p><p>A. New protections will support tenants who temporarily fall behind on rent, helping maintain viable tenancies. The mandatory arrears threshold will increase from 2 to 3 months, and the notice period from 2 to 4 weeks. This gives tenants more time to clear arrears while ensuring landlords aren’t left with unsustainable costs.&nbsp;Landlords can still use discretionary arrears grounds, for example, where rent is repeatedly late.</p><p>Landlords should be reassured that less than 1% of our tenancies have rent that is more than 90 days overdue, however we recommend landlords consider taking out insurance to cover them for any lost rent. For added protection, landlords may wish to use products such as <a target=\"_blank\" rel=\"noopener noreferrer\" href=\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/i.prod/TG_RLP_2025_063a029328.pdf\">Rent &amp; Legal Protection</a>, which covers missed rent and legal costs, offering greater peace of mind.</p><p><i>Q. What if I want to sell or move back into my property</i>?</p><p>A. The Act recognises that landlords’ circumstances can change and strengthens the rights to regain possession where a property needs to be sold or the landlord intends to move in. To provide stability for tenants, a 12-month protected period applies at the start of a tenancy, during which these grounds cannot be used.</p><p>When relying on these grounds, landlords must give four months’ notice, allowing tenants additional time to secure alternative accommodation and helping to reduce the risk of homelessness.</p><p><i>Q. If my sale falls through, can I re-let the property?</i></p><p>A. Landlords are prohibited from marketing or re-letting a property for 12 months after listing it for sale. An exception applies to shared owners using the selling ground (Ground 1A), where they can demonstrate that a genuine attempt to sell the property was made.</p><p><strong>Have a question about your specific situation?&nbsp;</strong><br>The new legislation affects landlords differently depending on their property type, tenancy structure and future plans. Our team is happy to talk through your circumstances and provide clear, practical guidance. <a href=\"/branch-finder/\"><strong>Get in touch</strong></a> for a confidential discussion.&nbsp;</p>","embed_video_url":null,"post_on":"2026-01-27T12:00:00.000Z","tile_image":{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/i/Section_21_blog_6a681aabfe.jpg","alternativeText":""},"tags":null,"slug":"the-abolition-of-section-21-notices","publish":true,"imagetransforms":null,"ggfx_results":[{"id":"6978b8167326548881fa2d5f","transforms":[{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/688x460/Section_21_blog_6a681aabfe.webp","format":"webp","transform":"688x460","inputParams":{"action":"transform","src":{"cftle":{"Key":"i.prod/Section_21_blog_6a681aabfe.jpg"}},"dest":{"cftle":{"Key":"x.prod/688x460/Section_21_blog_6a681aabfe.webp"},"format":{"isFormatChanged":true,"format":"webp","content-type":"image/webp"},"transform":"688x460","resize":{"width":688,"height":460,"position":"x","fit":null},"brightness":null,"sharpness":null,"quality":null,"watermark":false,"resizeText":"688x460"},"additionalParams":{"contentType":"blog","id":"6978af977326548881fa2c04","field":"tile_image","force":null}},"created_at":"2026-01-27 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From May 2026, the Renters’ Rights Act will introduce some of the most wide-ranging changes landlords have seen in a generation, reshaping how tenancies are managed, ended and regulated. These changes bring greater clarity, structure and consistency for responsible landlords and our experienced team can help you prepare well in advance. &nbsp;</p><p>Read on for our in-depth analysis of this specific change, and find out how we can help you navigate it. &nbsp;</p><p><strong>What’s changing from the 1st May 2026: &nbsp;</strong></p><p>Rents can be increased only once every 12 months with 2 months’ notice and must match the true market rent. Landlords must use the Section 13 process for any rent increase, and all rent-review clauses will become invalid. If a tenant believes the proposed rent increase exceeds market rate, they can then challenge this at the First-tier Tribunal, who will determine what the market rent should be. &nbsp;</p><p><strong>Our view: &nbsp;</strong></p><p>Fair, market-led rent setting has always been at the core of our approach.&nbsp;<br>With annual increases now standardised, landlords who work with knowledgeable agents will benefit from smoother tenancies and fewer challenges. <a href=\"/branch-finder/\"><strong>Speak to us</strong></a> to find out how we ensure your rents are positioned correctly and supported by robust market data.</p><p><strong>How we can help: &nbsp;</strong></p><p>Want confidence that your rent increases are compliant and defensible?&nbsp;<br>We manage the entire rent review process on your behalf, from market analysis and Section 13 notices to tenant communication and record keeping. &nbsp;</p><p>&nbsp;</p><p><strong>Planning your next rent review ahead of May 2026?&nbsp;</strong><br>If you’d like support setting market-accurate rents, managing notices or ensuring full compliance, please <a href=\"/branch-finder/\"><strong>contact our team</strong></a>. We’d be happy to help you protect your income and manage rent increases with confidence.</p><p>&nbsp;</p><p><strong>FAQs</strong></p><p><i>Q. Should I put my tenants' rent up to the market value now, before the 1st May? &nbsp;</i></p><p>A. &nbsp;We would not recommend increasing rent above the current market value. However, where appropriate, a rent increase can still be considered. Any increase should be fair, evidence-based, and aligned with local market conditions to reduce the risk of disputes and ensure compliance with the new rules.</p><p><i>Q. If my tenants dispute the rent increase, what rent will be paid to me during the tribunal process? &nbsp;</i></p><p>A. If a rent increase is challenged, the tenant will continue to pay the existing rent while the tribunal considers the case. Once a decision is made, any approved increase will apply from the date set by the tribunal.</p><p><i>Q. What if the market rent comes down? Will I be forced to decrease the rent?</i></p><p>A. In short, no. Landlords are not required to reduce rent if market levels fall. However, rent increases must be justified at the time they are proposed and reflect the prevailing market conditions.</p><p><i>Q. Can I increase the rent between tenancies within a year, or am I restricted to one increase per year?</i></p><p>A. Under the new rules, rent can only be increased once every 12 months during a tenancy. If the tenant moves out and the property is re-let, the landlord may increase the rent further, as long as it can be justified as being in line with the market rate.</p><p><strong>Have a question about your specific situation?&nbsp;</strong><br>The new legislation affects landlords differently depending on their property type, tenancy structure and future plans. Our team is happy to talk through your circumstances and provide clear, practical guidance. <a href=\"/branch-finder/\"><strong>Get in touch</strong></a> for a confidential 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landlords will need to:</p><ul><li>Keep digital records</li><li>Use HMRC-approved software</li><li>Send quarterly updates to HMRC</li><li>Submit a final declaration at the end of the tax year</li></ul><p><strong>When does Making Tax Digital start?</strong></p><p>MTD for landlords is being introduced in stages:&nbsp;</p><figure class=\"table\" style=\"width:100%;\"><table class=\"ck-table-resized\"><colgroup><col style=\"width:20.22%;\"><col style=\"width:79.78%;\"></colgroup><tbody><tr><td>6th April 2026&nbsp;</td><td>Applies to landlords with gross income over £50,000 per year from your rental income and/or self-employment.&nbsp;</td></tr><tr><td>6th &nbsp;April 2027&nbsp;</td><td>Threshold lowers to £30,000</td></tr><tr><td>6th &nbsp;April 2028&nbsp;</td><td>Threshold lowers again to £20,000&nbsp;</td></tr></tbody></table></figure><p><strong>Important:&nbsp;</strong><br>“Gross income” means your total rental income before expenses.&nbsp;<br>If you have both rental income and self-employment income, they are combined when assessing the threshold.&nbsp;</p><p><strong>Who does Making Tax Digital apply to?</strong></p><p>MTD for Income Tax applies to you if <strong>ALL</strong> of the following apply:</p><ul><li>UK landlords who complete a Self-Assessment tax return</li><li>Landlords with qualifying income above the threshold (over £50,000 per year from your rental income and/or self-employment)</li><li>Individuals (not limited companies)</li></ul><p><strong>It does not apply to you if you ANY of the following apply:</strong></p><ul><li>Landlords operating through a limited company</li><li>Landlords with income below the threshold (for now)</li><li>Landlords who do not have a National Insurance number</li></ul><p>Still unsure if this applies to you? Use this tool to check if you qualify: <a target=\"_blank\" rel=\"noopener noreferrer\" href=\"https://www.gov.uk/guidance/check-if-youre-eligible-for-making-tax-digital-for-income-tax?&amp;utm_source=campaignpage&amp;utm_medium=referral&amp;utm_campaign=mtd#check-if-you-need-to-use-making-tax-digital-for-income-tax\">Find out if and when you need to use Making Tax Digital for Income Tax - GOV.UK</a>&nbsp;</p><p><strong>Our advice for Landlords</strong></p><p>MTD for Income Tax is a change, but with early preparation it doesn’t need to be stressful. Our advice is to:</p><ul><li>Understand when it applies to you</li><li>Move to digital records early</li><li>Choose the right software or professional support</li></ul><p>Getting ready before 6th April 2026 will help you stay compliant and avoid last-minute problems. For more clarity or if you have any questions speak to our teams or visit <a target=\"_blank\" rel=\"noopener noreferrer\" href=\"https://makingtaxdigital.campaign.gov.uk/\">https://makingtaxdigital.campaign.gov.uk/</a>. We also advise you to speak to your accountant, if you have one, for more information relating to you and your property specifically. &nbsp;</p><p><strong>Looking to optimise your property investments for the year ahead?&nbsp;</strong>&nbsp;</p><p>For any queries relating to your property, portfolio or <a href=\"/landlords/property-management/\">management</a>, please do not hesitate to <a href=\"/branch-finder/\">contact our team</a>. We’d be happy to assist you.&nbsp;</p>","embed_video_url":null,"post_on":"2026-01-16T09:00:00.000Z","tile_image":{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/i/Tax_changes_blog_fdb8aea0ab.jpg","alternativeText":""},"tags":"Lettings","slug":"making-tax-digital-for-landlords-what-you-need-to-know-before-6th-april-2026","publish":true,"imagetransforms":null,"ggfx_results":[{"id":"696a1c4d189ef9c08004d275","transforms":[{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/688x460/Tax_changes_blog_fdb8aea0ab.webp","format":"webp","transform":"688x460","inputParams":{"action":"transform","src":{"cftle":{"Key":"i.prod/Tax_changes_blog_fdb8aea0ab.jpg"}},"dest":{"cftle":{"Key":"x.prod/688x460/Tax_changes_blog_fdb8aea0ab.webp"},"format":{"isFormatChanged":true,"format":"webp","content-type":"image/webp"},"transform":"688x460","resize":{"width":688,"height":460,"position":"x","fit":null},"brightness":null,"sharpness":null,"quality":null,"watermark":false,"resizeText":"688x460"},"additionalParams":{"contentType":"blog","id":"696a1ad8189ef9c08004d270","field":"tile_image","force":null}},"created_at":"2026-01-16 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These reforms bring greater clarity and protection for landlords and tenants while also encouraging higher standards and consistency across the industry. As the changes are phased in, we have outlined each of the main points and what they mean for you. Click to download the full brochure <a target=\"_blank\" rel=\"noopener noreferrer\" href=\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/i.prod/Thornley_Groves_Understanding_the_Renters_Rights_Act_ea4098e05f.pdf\"><strong>here</strong></a>.</p>","embed_video_url":null,"post_on":"2025-12-11T12:00:00.000Z","tile_image":{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/i/Understanding_Renters_Right_Act_blog_dac708878d.jpg","alternativeText":""},"tags":"Lettings","slug":"understanding-the-renters-rights-act-what-it-means-for-landlords-and-how-we-can-help","publish":true,"imagetransforms":null,"ggfx_results":[{"id":"693ad8d829c2300b977e3590","transforms":[{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/688x460/Understanding_Renters_Right_Act_blog_dac708878d.webp","format":"webp","transform":"688x460","inputParams":{"action":"transform","src":{"cftle":{"Key":"i.prod/Understanding_Renters_Right_Act_blog_dac708878d.jpg"}},"dest":{"cftle":{"Key":"x.prod/688x460/Understanding_Renters_Right_Act_blog_dac708878d.webp"},"format":{"isFormatChanged":true,"format":"webp","content-type":"image/webp"},"transform":"688x460","resize":{"width":688,"height":460,"position":"x","fit":null},"brightness":null,"sharpness":null,"quality":null,"watermark":false,"resizeText":"688x460"},"additionalParams":{"contentType":"blog","id":"693ad78d29c2300b977e358c","field":"tile_image","force":null}},"created_at":"2025-12-11 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15:45:15.652"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/352x220/Understanding_Renters_Right_Act_blog_dac708878d.webp","format":"webp","transform":"352x220","inputParams":{"action":"transform","src":{"cftle":{"Key":"i.prod/Understanding_Renters_Right_Act_blog_dac708878d.jpg"}},"dest":{"cftle":{"Key":"x.prod/352x220/Understanding_Renters_Right_Act_blog_dac708878d.webp"},"format":{"isFormatChanged":true,"format":"webp","content-type":"image/webp"},"transform":"352x220","resize":{"width":352,"height":220,"position":"x","fit":null},"brightness":null,"sharpness":null,"quality":null,"watermark":false,"resizeText":"352x220"},"additionalParams":{"contentType":"blog","id":"693ad78d29c2300b977e358c","field":"tile_image","force":null}},"created_at":"2025-12-12 00:03:24.567","updated_at":"2025-12-12 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15:37:07.608"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/352x220/Understanding_Renters_Right_Act_blog_dac708878d.jpg","format":"jpg","transform":"352x220","inputParams":{"action":"transform","src":{"cftle":{"Key":"i.prod/Understanding_Renters_Right_Act_blog_dac708878d.jpg"}},"dest":{"cftle":{"Key":"x.prod/352x220/Understanding_Renters_Right_Act_blog_dac708878d.jpg"},"format":{"isFormatChanged":false,"format":"jpg","content-type":"image/jpg"},"transform":"352x220","resize":{"width":352,"height":220,"position":"x","fit":null},"brightness":null,"sharpness":null,"quality":null,"watermark":false,"resizeText":"352x220"},"additionalParams":{"contentType":"blog","id":"693ad78d29c2300b977e358c","field":"tile_image","force":null}},"created_at":"2025-12-15 15:39:14.976","updated_at":"2025-12-15 15:39:14.976"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/688x460/Understanding_Renters_Right_Act_blog_dac708878d.jpg","format":"jpg","transform":"688x460"}],"src_cftle":"i.prod/Understanding_Renters_Right_Act_blog_dac708878d.jpg","src_url":null},{"id":"69c61baf40e98113c1e97a97","transforms":[{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x/688x460/Understanding_Renters_Right_Act_blog_dac708878d.webp","format":"webp","transform":"688x460","created_at":"2026-03-27 05:54:54.468","updated_at":"2026-03-27 05:54:54.468"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x/352x220/Understanding_Renters_Right_Act_blog_dac708878d.webp","format":"webp","transform":"352x220","created_at":"2026-03-27 06:43:55.175","updated_at":"2026-03-27 06:43:55.175"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x/688x460/Understanding_Renters_Right_Act_blog_dac708878d.jpg","format":"jpg","transform":"688x460","created_at":"2026-03-27 14:44:22.909","updated_at":"2026-03-27 14:44:22.909"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x/336x240/Understanding_Renters_Right_Act_blog_dac708878d.webp","format":"webp","transform":"336x240","created_at":"2026-03-30 15:49:17.038","updated_at":"2026-03-30 15:49:17.038"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x/720x500/Understanding_Renters_Right_Act_blog_dac708878d.webp","format":"webp","transform":"720x500","created_at":"2026-04-04 11:16:49.234","updated_at":"2026-04-04 11:16:49.234"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x/928x500/Understanding_Renters_Right_Act_blog_dac708878d.webp","format":"webp","transform":"928x500","created_at":"2026-04-07 15:21:12.244","updated_at":"2026-04-07 15:21:12.244"}],"src_cftle":"i/Understanding_Renters_Right_Act_blog_dac708878d.jpg","src_url":"i/Understanding_Renters_Right_Act_blog_dac708878d.jpg"}],"createdAt":"2025-12-11T14:39:09.467Z","updatedAt":"2026-04-07T15:21:12.869Z"},{"id":"692db6d605a17f9e4d871c2b","title":"Furnished or Unfurnished: What Really Delivers Better Returns?","categories":"Lettings","description":"<p>Legislative changes, rising costs and increasing pressure on yields have created one of the most challenging environments landlords have faced in decades. With margins tightening and operating standards rising, every decision you make carries more weight than ever before. One of the most overlooked decisions can also one be of the most important: should your property be furnished or unfurnished?<br>Furniture is no longer just décor, it can be a driver that affects rental income, void periods, compliance and tenant satisfaction.&nbsp;</p><p><strong>Why Furnishing Delivers Stronger Returns</strong><br>Furnished properties can attract more interest. Today’s tenants compare your property not just to the flat next door but to curated Build-to-Rent (BTR) schemes, and lifestyle-focused interiors they see online. A furnished home helps to create an emotional connection in the first few seconds of a viewing, whereas an unfurnished one forces the tenant to imagine the potential which many will not bother to do.</p><p><strong>Expert Insight: Why Furniture Drives ROI</strong><br>A perspective from Lauren Curtis, Senior Sales Executive at LOFT, a company partner of Thornley Groves:</p><p>\"At LOFT, we're seeing a clear shift in the private rented sector (PRS). Furnishing a property well is no longer a ‘nice to have’. It’s one of the most reliable ways to reduce void periods and protect rental income. When tenants walk into a home that feels move-in ready, they make decisions faster and stay longer. The landlords who outperform the market today are the ones who treat furniture as a long-term asset that drives returns, not as a cost to minimise.</p><p>Tenant expectations have changed dramatically. They are comparing your property to curated, lifestyle-driven rentals and modern BTR developments, not just the flat down the street. In the first 90 seconds of a viewing, the furniture sets the tone: it communicates quality, comfort, and professionalism. When landlords invest in furniture that’s built to last and visually appealing, they not only attract better tenants they position their property as a premium, but reliable home worth paying for.</p><p>Furniture plays a much bigger role in a landlord’s profitability than most realise. When chosen strategically, the right pieces do not just elevate the look and feel of a home, they minimise replacements, speed up re-lets, and reduce operational headaches across the tenancy cycle. A proactive furniture strategy can turn void periods into opportunities, support higher rental values, and offer peace of mind for years rather than months. That is where the real return on investment lies.”</p><p>Find out more about our furnishing services <a href=\"/thornley-groves-furnishing-solutions/\">here.</a></p>","embed_video_url":null,"post_on":"2025-12-01T12:00:00.000Z","tile_image":{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/i/Furnished_or_unfurnished_blog_cba5157640.jpg","alternativeText":""},"tags":null,"slug":"furnished-or-unfurnished-what-really-delivers-better-returns","publish":true,"imagetransforms":null,"ggfx_results":[{"id":"692db7ca05a17f9e4d871c2f","transforms":[{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/688x460/Furnished_or_unfurnished_blog_cba5157640.webp","format":"webp","transform":"688x460","inputParams":{"action":"transform","src":{"cftle":{"Key":"i.prod/Furnished_or_unfurnished_blog_cba5157640.jpg"}},"dest":{"cftle":{"Key":"x.prod/688x460/Furnished_or_unfurnished_blog_cba5157640.webp"},"format":{"isFormatChanged":true,"format":"webp","content-type":"image/webp"},"transform":"688x460","resize":{"width":688,"height":460,"position":"x","fit":null},"brightness":null,"sharpness":null,"quality":null,"watermark":false,"resizeText":"688x460"},"additionalParams":{"contentType":"blog","id":"692db6d605a17f9e4d871c2b","field":"tile_image","force":null}},"created_at":"2025-12-01 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11:27:21.104","updated_at":"2026-03-27 11:27:21.104"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x/688x460/Furnished_or_unfurnished_blog_cba5157640.jpg","format":"jpg","transform":"688x460","created_at":"2026-03-27 14:44:22.872","updated_at":"2026-03-27 14:44:22.872"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x/720x500/Furnished_or_unfurnished_blog_cba5157640.webp","format":"webp","transform":"720x500","created_at":"2026-03-27 17:56:19.820","updated_at":"2026-03-27 17:56:19.820"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x/336x240/Furnished_or_unfurnished_blog_cba5157640.webp","format":"webp","transform":"336x240","created_at":"2026-03-30 23:20:32.995","updated_at":"2026-03-30 23:20:32.995"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x/720x380/Furnished_or_unfurnished_blog_cba5157640.webp","format":"webp","transform":"720x380","created_at":"2026-04-12 17:45:36.480","updated_at":"2026-04-12 17:45:36.480"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x/928x500/Furnished_or_unfurnished_blog_cba5157640.jpg","format":"jpg","transform":"928x500","created_at":"2026-05-05 19:26:53.164","updated_at":"2026-05-05 19:26:53.164"}],"src_cftle":"i/Furnished_or_unfurnished_blog_cba5157640.jpg","src_url":"i/Furnished_or_unfurnished_blog_cba5157640.jpg"}],"createdAt":"2025-12-01T15:40:06.754Z","updatedAt":"2026-05-05T19:26:53.769Z"},{"id":"69286c9d05a17f9e4d870dc5","title":"The Budget 2025: What does it mean for you and your property?","categories":"General","description":"<p>The Chancellor’s Budget 2025 announcement brings several major changes for homeowners, landlords and property investors. From the introduction of a so-called “Mansion Tax” to increased taxes on rental income, these updates will influence the property market for years to come. Here’s what you need to know, and our expert view on how to navigate the impact.</p><p><strong>Tax on Property&nbsp;</strong>&nbsp;</p><p>An announcement that was not expected was the government’s decision to increase tax on property income from April 2027. A 2-percentage-point rise will apply across:</p><ul><li>Basic rate taxpayers: from 20% to 22%</li><li>Higher rate taxpayers: from 40% to 42%</li><li>Additional rate taxpayers: from 45% to 47%</li></ul><p><i>Our view</i></p><p>In a climate of rising costs, which means possibly tighter margins, the support of a professional letting agent becomes more valuable than ever. By optimising rental yields, reducing void periods, ensuring compliance with evolving legislation and advising on market-driven pricing, agents can help landlords protect income streams and adapt to policy changes with confidence.</p><p><strong>Mansion Tax &nbsp;</strong></p><p>One of the biggest headlines from the Budget is the introduction of the so-called “Mansion Tax”, an annual levy on properties valued above £2 million, which will come into effect via a council tax surcharge from 2028.</p><p>This will mean:</p><ul><li>Around £2,500 per year for properties worth just over £2 million</li><li>Up to £7,500 per year for homes valued above £5 million</li></ul><p>This represents a significant shift for the high-end property sector nationwide, but will have a particular impact on the London and Southeast marketplaces, where there’s a higher density of homes in this price bracket.</p><p><i>Our view</i></p><p>This announcement finally brings long-awaited clarity to the upper end of the property market. With clear guidelines in place, agents can now better advise landlords, investors and homeowners on how to adapt their strategies.</p><p>However, it remains to be seen what effect the £2m threshold will have, as it will artificially influence pricing behaviours around homes around this value. According to industry <a target=\"_blank\" rel=\"noopener noreferrer\" href=\"https://business.zoopla.co.uk/autumn-budget-2025-property-tax-changes?utm_source=zoopla&amp;utm_medium=email&amp;utm_campaign=customer-EA-autumnbudget-20251126\">data</a>, 85% of homes above £2m are located in London and the Southeast, and though these properties account for just 0.6% of annual transactions, they generate over 20% of total stamp duty receipts. Properties worth more than £5 million will see the surcharge increase to £7,500 per year, the maximum levy.</p><p>In the short term, we may see a pause in sales of properties at these price points, as homeowners weigh up their options, possibly followed by a surge as some may choose to sell to avoid ongoing costs when the implementation kicks in. An alternative perspective is that the policy may generate less revenue than anticipated due to it being deferrable. If opposition parties signal that they intend to reverse the measure, many homeowners may choose to wait and see, holding off on major decisions until the next election due in 2029.</p><p>The next six to twelve months will be crucial in understanding how the market responds.</p><p>If you have any questions about how the Budget affects you and your property, <a href=\"/branch-finder/\">speak to one of our team 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Property Management for City Centre is our inspirational man this International Mens Day.</p><p><strong>How do you try to be a role model for those in your team?</strong><br>I don’t believe in pretending to be perfect - it’s exhausting. I make mistakes (daily, probably before 10am), but I own them, learn from them, and move forward. My team see me fail, but I hope they also see the bit that matters - how I get back up, dust myself off, and keep pushing until we get it right. If I can show that resilience is more important than perfection, then I’ve done my job.<br>&nbsp;</p><p><strong>What inspired you to start a career in property?</strong><br>I actually owe my career to the computer game: The Sims. As a kid (and, admittedly, still now), I’d spend hours building homes, redesigning rooms, and keeping my Sims alive - which was harder than it sounds when you forget to put a fire alarm in. There was something special about creating a space where people could live their lives and feel safe. Fast-forward to today, and I suppose that’s what I do in real life - just with fewer swimming pool “accidents” and more compliance checks.</p><p><br><strong>How has your journey with Thornley Groves evolved so far?</strong><br>I’ve been with Thornley Groves for over a decade - we’ve seen each other through thick, thin, and whatever comes after thin. There have been some really tough chapters, but we’ve grown stronger each time. The business is in a better place now than it’s ever been, and that’s down to every single person who stuck through the grind. It’s taken countless small steps - and sometimes a few leaps of faith - but each one has mattered. I always say, don’t rush from A to Z. You’ll miss all the brilliant letters in between.<br>&nbsp;</p><p><strong>What do you love about your job?</strong><br>My team, hands down. I spend more time with them than with my own family, so creating a culture of trust, humour, and support is everything to me. We celebrate the wins, we tackle the chaos together, and we keep each other sane (most days). There’s nothing more satisfying than seeing someone in the team turn a stressful situation into a success - watching that moment of pride on their face is priceless. That’s what it’s all about.</p><p><br><strong>What advice would you give to younger people entering the property industry?</strong><br>Remember: we’re fixing toilets, not performing brain surgery. Don’t take angry phone calls personally - they’re never really about you. Just focus on solving the problem and showing people why you’re the best at what you do. Property Management is basically professional problem-solving with a side of diplomacy. Keep your sense of humour intact, stay calm, and take pride in the little wins - because they add up to something big.</p><p><br><strong>How do you take care of your physical and mental well-being?</strong><br>As someone who’s neurodivergent and has been through the darker side of mental health, I take my well-being seriously. Property Management can be emotionally heavy - no one’s ringing to say, “Hope you’re having a lovely Tuesday!” It’s usually, “My boiler’s broken and I haven’t showered in three days.”<br>So, I make time for myself. I jog for 45 minutes every morning before work - it clears my head and sets me up for the day. And on Tuesdays, I play badminton with three close friends (who also happen to be colleagues). We laugh, we’re competitive. It’s therapy disguised as sport.</p><p><br><strong>Do you have a particular moment or accomplishment you’re proud of?</strong><br>Winning Team Leader of the Year in 2017 and then winning Property Management Top Performer at the 2023 Lomond Awards were huge personal highlights. But honestly, what makes me proudest is seeing the success of people who started in my team and have gone on to do amazing things within the business. Watching someone you’ve mentored grow, develop, and lead - that’s the kind of achievement that sticks with you. Their wins feel like mine too.</p><p><br><strong>What’s a fun fact about you?</strong><br>For my 30th birthday, I decided the world needed a little more chaos - so I booked a professional clown photoshoot for myself. I was in full costume and full commitment. Then I made all my friends and family send me their own clown photos. It was part nightmare fuel, part masterpiece. Terrifying for some, hilarious for others - but perfectly on brand for 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00:51:53.076"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x/336x240/Local_experience_1_00d8885723.jpg","format":"jpg","transform":"336x240","created_at":"2026-06-16 01:45:11.643","updated_at":"2026-06-16 01:45:11.643"}],"src_cftle":"i/Local_experience_1_00d8885723.jpg","src_url":"i/Local_experience_1_00d8885723.jpg"}],"createdAt":"2025-11-18T12:12:08.299Z","updatedAt":"2026-06-16T01:45:11.963Z"},{"id":"690a1d377ba34564730cc65a","title":"Quarterly Market Update Q3 2025","categories":"General","description":"<p>Download the full publication <a target=\"_blank\" rel=\"noopener noreferrer\" href=\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/i.prod/TG_LQI_Q3_North_West_Oct2025_aee0527ac9.pdf\"><strong>here</strong></a>.</p><p>Our latest report unpacks the evolving dynamics across the UK property market, offering data-led insights into lettings, sales and investment trends nationwide. &nbsp;</p><p>From legislative changes to regional market highlights, explore 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02:41:45.313"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x/928x500/Local_experience_1_32b4617904.jpg","format":"jpg","transform":"928x500","created_at":"2026-05-24 23:40:15.454","updated_at":"2026-05-24 23:40:15.454"}],"src_cftle":"i/Local_experience_1_32b4617904.jpg","src_url":"i/Local_experience_1_32b4617904.jpg"}],"createdAt":"2025-11-04T15:35:19.013Z","updatedAt":"2026-05-24T23:40:16.096Z"},{"id":"69037e777ba34564730cb330","title":"Why ‘ready-to-go’ homes are winning buyer attention in today’s market","categories":"General","description":"<p>With mortgage rates still higher than many buyers are used to, a new trend is emerging across the UK property market: buyers are increasingly favouring homes that are move-in ready. A recent survey by Market Financial Solutions found that nearly 80% of buyers now rank the quality and finish of a property as their top priority – a significant shift from last year, when location and price dominated decision-making.</p><p>This change reflects a broader desire for certainty and simplicity. In a market where affordability is stretched, buyers are less willing to take on renovation projects that could spiral in cost or delay their move. Rising material prices, labour shortages and the unpredictability of building work have made “fixer-uppers” less attractive.</p><p><strong>What buyers are looking for:</strong></p><ul><li>Modern kitchens and bathrooms</li><li>Neutral décor and well-maintained interiors</li><li>Energy-efficient features</li><li>No major structural or cosmetic work required</li></ul><p>For sellers, this presents a clear opportunity. Homes that are well-presented and require little to no work are not only attracting more interest – they're also selling faster and, in some cases, commanding stronger offers.</p><p>Even small improvements can make a big difference. Fresh paint, tidy gardens and updated fixtures can help your property stand out in a competitive market. If you’re thinking of selling, now is a great time to consider how “buyer-ready” your home really is.</p><p><strong>What this means for you:</strong></p><p><strong>Sellers:</strong> Presenting your home in its best light – clean, modern and well-maintained – could be the key to attracting motivated buyers in today’s market.</p><p><strong>Buyers: </strong>If you’re searching for a new home, consider the long-term value of a property that’s ready to move into. While it may come at a premium, it could save you time, stress, and unexpected costs.</p><p>Looking for a move-in ready home with minimal hassle? Thornley Groves partnership with LOFT, provide a turnkey furnishing and property staging services help buyers step into stylish, fully prepared homes – saving time and stress. Explore their <a href=\"/thornley-groves-furnishing-solutions/\">additional property services</a> to make your next move seamless.</p><p>Whether you're buying or selling, Thornley Groves are here to guide you through the evolving market with clarity and confidence. <a href=\"/branch-finder/\">Speak to our local experts today</a> and take the next step towards achieving your property 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11:21:31.906"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/352x220/Ready_to_go_homes_blog_11e7710cf2.jpg","format":"jpg","transform":"352x220"}],"src_cftle":"i.prod/Ready_to_go_homes_blog_11e7710cf2.jpg","src_url":null},{"id":"69c6272c40e98113c1eb0f53","transforms":[{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x/352x220/Ready_to_go_homes_blog_11e7710cf2.webp","format":"webp","transform":"352x220","created_at":"2026-03-27 06:43:55.932","updated_at":"2026-03-27 06:43:55.932"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x/720x380/Ready_to_go_homes_blog_11e7710cf2.webp","format":"webp","transform":"720x380","created_at":"2026-03-27 15:19:22.607","updated_at":"2026-03-27 15:19:22.607"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x/928x500/Ready_to_go_homes_blog_11e7710cf2.webp","format":"webp","transform":"928x500","created_at":"2026-04-01 21:48:33.444","updated_at":"2026-04-01 21:48:33.444"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x/336x240/Ready_to_go_homes_blog_11e7710cf2.webp","format":"webp","transform":"336x240","created_at":"2026-04-01 21:48:33.902","updated_at":"2026-04-01 21:48:33.902"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x/720x500/Ready_to_go_homes_blog_11e7710cf2.webp","format":"webp","transform":"720x500","created_at":"2026-04-01 21:48:34.255","updated_at":"2026-04-01 21:48:34.255"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x/720x500/Ready_to_go_homes_blog_11e7710cf2.jpg","format":"jpg","transform":"720x500","created_at":"2026-06-16 15:15:46.736","updated_at":"2026-06-16 15:15:46.736"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x/928x500/Ready_to_go_homes_blog_11e7710cf2.jpg","format":"jpg","transform":"928x500","created_at":"2026-06-17 18:06:19.168","updated_at":"2026-06-17 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These reforms bring greater clarity and protection for landlords and tenants while also encouraging higher standards and consistency across the industry. As letting agents who already operate at the highest standard, we see this as a positive opportunity to support both landlords and tenants through a period of adjustment to the new legislation. &nbsp;</p><p>For landlords, this legislation introduces new responsibilities and many may be daunted by the evolving landscape. With many changes coming into practice around tenancy agreements, possession, rent increases and property standards, expert guidance will be critical to navigating the new status quo. We believe this Act will help raise the bar across the sector and we’re proud to play a role in supporting a more professional and fair rental market.</p><p><strong>The main changes are: &nbsp;</strong></p><ul><li><strong>Abolition of Section 21 ‘no fault’ evictions </strong>– landlords will need to use updated Section 8 grounds.</li><li><strong>End of fixed-term tenancies </strong>– tenants can give notice at any time with two months’ notice.</li><li><strong>Rent arrears threshold increased </strong>– landlords can only seek possession when arrears reach three months.</li><li><strong>Right to request pets </strong>– landlords must not unreasonably refuse pets.</li><li><strong>Ban on blanket benefit/family discrimination </strong>– all prospective tenants must be assessed individually.</li><li><strong>Ban on bidding wars </strong>– properties must be marketed at a fixed rent.</li><li><strong>Awaab’s Law</strong> – strict new repair timelines for hazards such as mould (14 days to investigate, 7 days to fix, 24 hours for emergencies).</li><li><strong>Mandatory Ombudsman membership</strong> – ensuring transparency and accountability.</li></ul><p><strong>When will these changes take place?</strong></p><p>The Bill is structured so that reforms will be phased in over time, however the details of this are yet to be confirmed by the Government. We anticipate that some measures, such as the abolition of Section 21 and tenancy reform will come into force soon, while others - such as Ombudsman membership and rent-in-advance restrictions - will follow later, after a transition period to allow the sector to adjust.</p><p><strong>How can we help protect you?</strong></p><p>We can manage compliance requirements for you, whilst the right insurances protect your income.</p><p>To help safeguard your rental income and reduce risks under the new regime, our enhanced <a target=\"_blank\" rel=\"noopener noreferrer\" href=\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/i.prod/TG_RLP_2025_063a029328.pdf\">Rent &amp; Legal Protection (RLP)</a> insurance is now available.&nbsp;</p><p><strong>Next steps</strong></p><p>Our local teams will be in touch to talk through the changes and your options. In the meantime, please <a href=\"/branch-finder/\">contact us directly</a> if you’d like to discuss how the new legislation will affect your portfolio and how we can help protect your rental income.</p><p>Together, we’ll make sure you’re prepared and supported for the changes ahead.&nbsp;</p>","embed_video_url":null,"post_on":"2025-10-28T12:00:00.000Z","tile_image":{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/i/Renters_Rights_Act_Blog_86f3cfc311.jpg","alternativeText":""},"tags":"Lettings","slug":"breaking-news-the-renters-rights-act-has-passed-what-does-this-mean-for-you","publish":true,"imagetransforms":null,"ggfx_results":[{"id":"6900b796b81034be13277e71","transforms":[{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/688x460/Renters_Rights_Act_Blog_86f3cfc311.webp","format":"webp","transform":"688x460","inputParams":{"action":"transform","src":{"cftle":{"Key":"i.prod/Renters_Rights_Act_Blog_86f3cfc311.jpg"}},"dest":{"cftle":{"Key":"x.prod/688x460/Renters_Rights_Act_Blog_86f3cfc311.webp"},"format":{"isFormatChanged":true,"format":"webp","content-type":"image/webp"},"transform":"688x460","resize":{"width":688,"height":460,"position":"x","fit":null},"brightness":null,"sharpness":null,"quality":null,"watermark":false,"resizeText":"688x460"},"additionalParams":{"contentType":"blog","id":"6900b6aab81034be13277e57","field":"tile_image","force":null}},"created_at":"2025-10-28 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lets","categories":"Renters_Rights_Act","description":"<p>September always signals fresh starts. New seasons, new routines, and for thousands of students, a new academic year. Naturally, that turns our attention to the student property market, particularly HMOs (Houses in Multiple Occupation) and Purpose-Built Student Accommodation (PBSA).</p><p>This year, however, there’s an even bigger shift on the horizon. <a href=\"/about-thornley-groves/insights/understanding-the-renters-rights-bill-what-it-means-for-landlords-and-how-we-can-help/\">The Renters’ Rights Bill</a>, the most significant piece of rental legislation in three decades, is set to reshape how student accommodation is let and managed.</p><p>Currently paused until after the Labour Party conference, the Bill is expected to gain Royal Assent by the end of October 2025, at which point it will become the Renters’ Rights Act. Once in force, it will bring major changes for landlords, with full implementation timelines to be confirmed soon.</p><p>In the meantime, we’ve broken down the core reforms most relevant to student landlords and PBSA providers, along with what they mean for you and your properties.</p><hr><p><strong>Purpose-Built Student Accommodation (PBSA)</strong></p><p>PBSA is being removed from the assured tenancy system. Instead, these tenancies will become common law tenancies, meaning they can remain fixed-term. The Protection from Eviction Act will still apply, but PBSA providers must sign up to a Government-approved code of practice (such as ANUK or Unipol) to qualify for the exemption.</p><p>If you operate PBSA, it’s essential to:</p><ul><li>Confirm you are signed up to a recognised code of practice.</li><li>Review your existing leases.</li><li>Plan for how the move to common law tenancy status may affect renewals, lease terms and tenant relationships.</li></ul><p><strong>Houses of Multiple Occupation (HMOs)</strong></p><p>The Renters’ Rights Bill does apply to HMOs, as they are typically let on ASTs. This means:</p><ul><li>No more fixed-term ASTs: all existing tenancies will convert to rolling, periodic agreements.</li><li>Section 21 notices abolished: possession must now be sought using defined statutory grounds.</li></ul><p>You will need to review all current HMO tenancies and ensure any possession notices are served on the correct grounds. In addition, a new discretionary ground, Ground 4A, has been introduced for student HMOs, allowing evictions ahead of a new academic year, subject to strict conditions.</p><p>&nbsp;</p><p><strong>One- and two-bedroom properties used by students</strong></p><p>Smaller student lets are treated similarly to HMOs under most aspects of the Bill. However, some provisions, such as Ground 4A, do not currently apply as these properties fall outside the definition of an HMO.</p><p>If you own or manage these properties, assume the majority of reforms will still apply and keep an eye on possible changes, as ministers are considering extending certain protections.</p><p><strong>Key new grounds for possession in HMOs (incl. student HMOs)</strong></p><p>To regain possession under the new regime, landlords must rely on statutory grounds. Some are mandatory (the court must grant possession if proven), while others are discretionary (the court may grant possession).</p><p>Relevant examples include:</p><ul><li>Mandatory grounds: landlord or close family requiring occupation, intention to sell, serious rent arrears (3+ months), or serious antisocial/criminal behaviour. Notice periods will apply.</li><li>Ground 4A (discretionary, student HMOs only): allows landlords to regain possession ahead of a new academic year, provided:</li><li>The property is an HMO with 3+ bedrooms.</li><li>In joint tenancies, all tenants are full-time students.</li><li>Four months’ notice is given.</li><li>The notice expires between 1 June and 30 September.</li></ul><p>&nbsp;</p><p>Whether you have a student let or an HMO, or are thinking about one as your next investment, our expert team of property managers can offer support for landlords navigating these changes. If you have any questions about the Renters’ Rights Bill or what you need to do to stay compliant, <a href=\"/branch-finder/\">contact our teams</a> today. 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While this is only a slight increase on the previous quarter, it underlines the ongoing challenges within the court system.</p><p>The statistics, covering Q2 of this year, measure the time from when a possession claim is submitted to when it is granted. Although the number of total claims (from both private and social sector landlords) has actually fallen by 9%, waiting times have continued to rise – showing that pressures on the courts remain.</p><hr><p><strong>Preparing for the Renters’ Rights Bill</strong></p><p>The Bill is well on its way to Royal Assent, and it is anticipated to become law following the Party Conferences.</p><p>Currently, many landlords make use of Section 21 – the ‘no-fault’ route – which often allows for quicker repossession without requiring a court hearing. Once the Bill takes effect, all landlords will need to rely on specific grounds under Section 8, which can be challenged by tenants. This means that, in some cases, possession cases will require a court hearing, inevitably adding to delays.</p><p>These changes are coming, and while the government has assured landlords that the courts will be ready, it is only sensible to plan for the possibility of longer waiting times.</p><p><strong>How landlords can stay protected</strong></p><p>However, landlords managed by Thornley Groves, need not be concerned by the changes, as we have a number of tools and solutions to support our clients and help them navigate the new status quo. For additional peace of mind, our exclusive <a target=\"_blank\" rel=\"noopener noreferrer\" href=\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/i.prod/TG_RLP_2025_063a029328.pdf\">Rent and Legal Protection</a> safeguards against loss of earnings and supports you if legal representation is needed.</p><p><strong>Rent Arrears Protection:</strong> Coverage if your tenant falls into arrears or fails to pay a rent increase.</p><p><strong>Legal Costs:</strong> Up to £100,000 in legal costs to help you regain possession of your property.</p><p>Confidence in uncertain times and knowing you are insured against disruption allows you to focus on your property and tenants, rather than worrying about court delays.</p><p>With average waiting times already approaching eight months, this type of cover is becoming an increasingly important tool for landlords who want to keep their investment secure.</p><hr><p><strong>Looking ahead</strong></p><p>The abolition of Section 21 marks a major shift in the rental sector, and preparation is key. While many landlords will navigate the changes smoothly, having insurances in place means you are protected if things take longer than expected.</p><p>For our landlords, Rent and Legal Protection provides exactly that safety net, ensuring your rental income and legal costs are covered, even in the face of extended court delays.</p><p>If you’re a landlord feeling concerned about any aspect of the Bill and what the changes might look like in practice, we recommend <a href=\"/branch-finder/\">getting in touch</a> with our highly trained and experienced team. We’re available and ready to answer any concerns you might 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21:56:01.484","updated_at":"2026-04-02 21:56:01.484"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x/336x240/Preparation_for_Landlords_blog_9fcb075481.webp","format":"webp","transform":"336x240","created_at":"2026-04-04 15:44:07.763","updated_at":"2026-04-04 15:44:07.763"}],"src_cftle":"i/Preparation_for_Landlords_blog_9fcb075481.jpg","src_url":"i/Preparation_for_Landlords_blog_9fcb075481.jpg"}],"createdAt":"2025-09-25T11:12:01.427Z","updatedAt":"2026-04-04T15:44:08.075Z"},{"id":"68d522aab81034be1326e4c4","title":"Latest developments in Renters’ Rights Bill: What landlords need to know","categories":"Renters_Rights_Act","description":"<p>On the brink of becoming law, the Government has rejected the majority of amendments put forward by the House of Lords, which would have mitigated the severity of some of the amendments. Property professionals, landlords and tenants are poised to navigate this once-in-a-generation overhaul of housing legislation.</p><p>Keeley Child, Director of Property Management, at Thornley Groves recaps what North-West based landlords need to know about the rejected amendments:</p><p><strong>1. The Bill is still going ahead and will soon become law</strong></p><p>The Bill is well on its way to Royal Assent, and it is highly anticipated to become law following the Party Conference.</p><p>The Bill is structured so that most reforms will come into force immediately such as abolition of S21, introduction of new possession grounds, end of fixed term tenancies and rent-in-advance restrictions – whilst the landlord database and potentially the Ombudsman requirement will follow later, after a transition period to allow the sector to adjust and infrastructure to be put in place.</p><p>It is expected that the final Bill will become the Renters’ Rights Act this Autumn, meaning landlords have only a matter of weeks to make their final preparations ahead of the significant changes.</p><p><strong>2. No requirement for separate pet deposit</strong></p><p>One of the suggested changes would have let landlords request a separate pet deposit of up to three weeks’ rent, on top of the usual deposit cap, but that idea was turned down. The Government said the current five-week limit already covers potential damage, and adding more would make things harder for tenants financially.</p><p><strong>3. No requirement for pet insurance</strong></p><p>Requiring tenants take out pet insurance was also rejected, with Government noting that the insurance industry is not yet ready to offer suitable products at scale. Whilst pet owners can take pet insurance out if they wish, it won’t be something landlords can enforce.</p><p><strong>4. No change to the 12-month re-letting restriction after a failed sale</strong></p><p>Another change that didn’t make it through was a plan to shorten the timeframe a landlord has to wait before re-letting a property after asking a tenant to leave in order to sell. The House of Lords suggested reducing it from 12 months to six, but this was also rejected. The Government asserted the full year is important to stop landlords from abusing the grounds of repossession.</p><p><strong>5. No extension of student possession grounds to smaller properties</strong></p><p>Allowing landlords to use the student housing ground for possession for smaller properties, like one- or two-bedroom flats and not just HMO’s, was also rejected. The Government said that the current rules already strike a fair balance and help protect students who don’t fit the typical mould, like postgrads and students with dependents.</p><p>Whilst the finer details are still to be solidified, the industry is anticipating the imminent passing of the Bill, and is eager to establish the final version of the legislation in order to prepare.</p><p>If you have any questions about the Bill, please do not hesitate to <a href=\"/branch-finder/\">contact</a> one of our expert team, who will be able to help you.</p>","embed_video_url":null,"post_on":"2025-09-25T11:00:00.000Z","tile_image":{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/i/Renters_Rights_Bill_blog_06eca422b1.jpg","alternativeText":""},"tags":"Lettings","slug":"latest-developments-in-renters-rights-bill-what-landlords-need-to-know","publish":true,"imagetransforms":null,"ggfx_results":[{"id":"68d52441b81034be1326e4d0","transforms":[{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/688x460/Renters_Rights_Bill_blog_06eca422b1.webp","format":"webp","transform":"688x460","inputParams":{"action":"transform","src":{"cftle":{"Key":"i.prod/Renters_Rights_Bill_blog_06eca422b1.jpg"}},"dest":{"cftle":{"Key":"x.prod/688x460/Renters_Rights_Bill_blog_06eca422b1.webp"},"format":{"isFormatChanged":true,"format":"webp","content-type":"image/webp"},"transform":"688x460","resize":{"width":688,"height":460,"position":"x","fit":null},"brightness":null,"sharpness":null,"quality":null,"watermark":false,"resizeText":"688x460"},"additionalParams":{"contentType":"blog","id":"68d522aab81034be1326e4c4","field":"tile_image","force":null}},"created_at":"2025-09-25 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11:18:05.933"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/688x460/Renters_Rights_Bill_blog_06eca422b1.jpg","format":"jpg","transform":"688x460","inputParams":{"action":"transform","src":{"cftle":{"Key":"i.prod/Renters_Rights_Bill_blog_06eca422b1.jpg"}},"dest":{"cftle":{"Key":"x.prod/688x460/Renters_Rights_Bill_blog_06eca422b1.jpg"},"format":{"isFormatChanged":false,"format":"jpg","content-type":"image/jpg"},"transform":"688x460","resize":{"width":688,"height":460,"position":"x","fit":null},"brightness":null,"sharpness":null,"quality":null,"watermark":false,"resizeText":"688x460"},"additionalParams":{"contentType":"blog","id":"68d522aab81034be1326e4c4","field":"tile_image","force":null}},"created_at":"2025-09-26 20:45:05.202","updated_at":"2025-09-26 20:45:05.202"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/928x500/Renters_Rights_Bill_blog_06eca422b1.jpg","format":"jpg","transform":"928x500","inputParams":{"action":"transform","src":{"cftle":{"Key":"i.prod/Renters_Rights_Bill_blog_06eca422b1.jpg"}},"dest":{"cftle":{"Key":"x.prod/928x500/Renters_Rights_Bill_blog_06eca422b1.jpg"},"format":{"isFormatChanged":false,"format":"jpg","content-type":"image/jpg"},"transform":"928x500","resize":{"width":928,"height":500,"position":"x","fit":null},"brightness":null,"sharpness":null,"quality":null,"watermark":false,"resizeText":"928x500"},"additionalParams":{"contentType":"blog","id":"68d522aab81034be1326e4c4","field":"banner_image","force":null}},"created_at":"2025-10-07 13:44:15.002","updated_at":"2025-10-07 13:44:15.002"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/336x240/Renters_Rights_Bill_blog_06eca422b1.jpg","format":"jpg","transform":"336x240","inputParams":{"action":"transform","src":{"cftle":{"Key":"i.prod/Renters_Rights_Bill_blog_06eca422b1.jpg"}},"dest":{"cftle":{"Key":"x.prod/336x240/Renters_Rights_Bill_blog_06eca422b1.jpg"},"format":{"isFormatChanged":false,"format":"jpg","content-type":"image/jpg"},"transform":"336x240","resize":{"width":336,"height":240,"position":"x","fit":null},"brightness":null,"sharpness":null,"quality":null,"watermark":false,"resizeText":"336x240"},"additionalParams":{"contentType":"blog","id":"68d522aab81034be1326e4c4","field":"banner_image","force":null}},"created_at":"2025-10-08 02:55:41.075","updated_at":"2025-10-08 02:55:41.075"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/720x500/Renters_Rights_Bill_blog_06eca422b1.jpg","format":"jpg","transform":"720x500","inputParams":{"action":"transform","src":{"cftle":{"Key":"i.prod/Renters_Rights_Bill_blog_06eca422b1.jpg"}},"dest":{"cftle":{"Key":"x.prod/720x500/Renters_Rights_Bill_blog_06eca422b1.jpg"},"format":{"isFormatChanged":false,"format":"jpg","content-type":"image/jpg"},"transform":"720x500","resize":{"width":720,"height":500,"position":"x","fit":null},"brightness":null,"sharpness":null,"quality":null,"watermark":false,"resizeText":"720x500"},"additionalParams":{"contentType":"blog","id":"68d522aab81034be1326e4c4","field":"banner_image","force":null}},"created_at":"2025-10-08 02:55:41.463","updated_at":"2025-10-08 02:55:41.463"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/352x220/Renters_Rights_Bill_blog_06eca422b1.jpg","format":"jpg","transform":"352x220"}],"src_cftle":"i.prod/Renters_Rights_Bill_blog_06eca422b1.jpg","src_url":null},{"id":"69c6272c40e98113c1eb0f8d","transforms":[{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x/352x220/Renters_Rights_Bill_blog_06eca422b1.webp","format":"webp","transform":"352x220","created_at":"2026-03-27 06:43:56.414","updated_at":"2026-03-27 06:43:56.414"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x/928x500/Renters_Rights_Bill_blog_06eca422b1.webp","format":"webp","transform":"928x500","created_at":"2026-03-29 21:49:34.057","updated_at":"2026-03-29 21:49:34.057"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x/336x240/Renters_Rights_Bill_blog_06eca422b1.webp","format":"webp","transform":"336x240","created_at":"2026-04-04 11:50:00.509","updated_at":"2026-04-04 11:50:00.509"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x/720x500/Renters_Rights_Bill_blog_06eca422b1.webp","format":"webp","transform":"720x500","created_at":"2026-04-13 05:43:35.076","updated_at":"2026-04-13 05:43:35.076"}],"src_cftle":"i/Renters_Rights_Bill_blog_06eca422b1.jpg","src_url":"i/Renters_Rights_Bill_blog_06eca422b1.jpg"}],"createdAt":"2025-09-25T11:08:26.603Z","updatedAt":"2026-04-13T05:43:35.498Z"},{"id":"68a4530f8d20d95d0efc6942","title":"Back to school: The ‘outstanding’ state school price premium  ","categories":"General","description":"<p>Previously, a top Ofsted rating could send nearby property prices soaring, but recently, this has reached new heights. As private education becomes increasingly unaffordable, due to the VAT rise – the demand for homes near top-rated state schools has intensified.&nbsp;</p><p><strong>The premium price tag of an “Outstanding” rating &nbsp;</strong></p><p>A recent article in The Times reports that homes close to schools rated “Outstanding” by Ofsted average £359,000, compared to £243,000 for properties near schools rated “Inadequate”. That’s a £116,000 difference for being in the right catchment. &nbsp;</p><p>For sellers, that’s been a big benefit. A great school nearby can mean a significant boost in property value, and sometimes even speed, with homes selling faster purely because of the area advantage. &nbsp;</p><p><strong>A shift in school ratings</strong> &nbsp;</p><p>However, this could all be about to change. Sir Martyn Oliver, Ofsted’s chief inspector, announced that from this autumn, the government will scrap single-word ratings like “Outstanding” or “Inadequate”. Instead, schools will receive more detailed “report cards” offering a fuller picture of strengths and weaknesses. &nbsp;</p><p><strong>What will this mean? &nbsp;</strong></p><p>For Buyers: &nbsp;</p><ul><li>Less pressure to overpay just to get into a catchment area. &nbsp;</li><li>More informed school choice thanks to detailed reports, rather than relying on a single label. &nbsp;</li><li>Buying in an area with steadily improving schools can offer strong potential for future property appreciation.</li></ul><p>For Sellers: &nbsp;</p><ul><li>While the headline “Outstanding” boost may dwindle, sellers will still benefit if their local school’s strengths shine through in the new detailed reports. While top state schools with historically good reputations, or a strong exam track record, will still thrive and command an impact on local house prices.</li><li>Less volatility means a steadier, more predictable property market. &nbsp;</li><li>Homes in areas with consistently good schools will still command strong interest. &nbsp;</li></ul><p>Changing the rating system is only part of the solution. The real win for families, communities and the housing market will come from improving the performance of state schools across the board. The more “good” and “great” schools there are, the less desperate the rush to live near just a handful of high-performers. &nbsp;</p><p>Thinking of moving your children to a new school? <a href=\"/branch-finder/\">Contact our teams</a> today to find out more about our areas, or speak to one of our experts about making the move.&nbsp;</p>","embed_video_url":null,"post_on":"2025-08-19T09:00:00.000Z","tile_image":{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/i/School_catchment_blog_aeaf6ab265.jpg","alternativeText":""},"tags":null,"slug":"back-to-school-the-outstanding-state-school-price-premium","publish":true,"imagetransforms":null,"ggfx_results":[{"id":"68a454ef8d20d95d0efc695d","transforms":[{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/688x460/School_catchment_blog_aeaf6ab265.webp","format":"webp","transform":"688x460","inputParams":{"action":"transform","src":{"cftle":{"Key":"i.prod/School_catchment_blog_aeaf6ab265.jpg"}},"dest":{"cftle":{"Key":"x.prod/688x460/School_catchment_blog_aeaf6ab265.webp"},"format":{"isFormatChanged":true,"format":"webp","content-type":"image/webp"},"transform":"688x460","resize":{"width":688,"height":460,"position":"x","fit":null},"brightness":null,"sharpness":null,"quality":null,"watermark":false,"resizeText":"688x460"},"additionalParams":{"contentType":"blog","id":"68a4530f8d20d95d0efc6942","field":"tile_image","force":null}},"created_at":"2025-08-19 10:41:51.935","updated_at":"2025-08-19 10:41:51.935"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/336x240/School_catchment_blog_aeaf6ab265.webp","format":"webp","transform":"336x240","inputParams":{"action":"transform","src":{"cftle":{"Key":"i.prod/School_catchment_blog_aeaf6ab265.jpg"}},"dest":{"cftle":{"Key":"x.prod/336x240/School_catchment_blog_aeaf6ab265.webp"},"format":{"isFormatChanged":true,"format":"webp","content-type":"image/webp"},"transform":"336x240","resize":{"width":336,"height":240,"position":"x","fit":null},"brightness":null,"sharpness":null,"quality":null,"watermark":false,"resizeText":"336x240"},"additionalParams":{"contentType":"blog","id":"68a4530f8d20d95d0efc6942","field":"banner_image","force":null}},"created_at":"2025-08-19 11:05:44.985","updated_at":"2025-08-19 11:05:44.985"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/720x500/School_catchment_blog_aeaf6ab265.webp","format":"webp","transform":"720x500","inputParams":{"action":"transform","src":{"cftle":{"Key":"i.prod/School_catchment_blog_aeaf6ab265.jpg"}},"dest":{"cftle":{"Key":"x.prod/720x500/School_catchment_blog_aeaf6ab265.webp"},"format":{"isFormatChanged":true,"format":"webp","content-type":"image/webp"},"transform":"720x500","resize":{"width":720,"height":500,"position":"x","fit":null},"brightness":null,"sharpness":null,"quality":null,"watermark":false,"resizeText":"720x500"},"additionalParams":{"contentType":"blog","id":"68a4530f8d20d95d0efc6942","field":"banner_image","force":null}},"created_at":"2025-08-19 11:05:45.646","updated_at":"2025-08-19 11:05:45.646"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/928x500/School_catchment_blog_aeaf6ab265.webp","format":"webp","transform":"928x500","inputParams":{"action":"transform","src":{"cftle":{"Key":"i.prod/School_catchment_blog_aeaf6ab265.jpg"}},"dest":{"cftle":{"Key":"x.prod/928x500/School_catchment_blog_aeaf6ab265.webp"},"format":{"isFormatChanged":true,"format":"webp","content-type":"image/webp"},"transform":"928x500","resize":{"width":928,"height":500,"position":"x","fit":null},"brightness":null,"sharpness":null,"quality":null,"watermark":false,"resizeText":"928x500"},"additionalParams":{"contentType":"blog","id":"68a4530f8d20d95d0efc6942","field":"banner_image","force":null}},"created_at":"2025-08-19 11:05:46.273","updated_at":"2025-08-19 11:05:46.273"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/688x460/School_catchment_blog_aeaf6ab265.jpg","format":"jpg","transform":"688x460","inputParams":{"action":"transform","src":{"cftle":{"Key":"i.prod/School_catchment_blog_aeaf6ab265.jpg"}},"dest":{"cftle":{"Key":"x.prod/688x460/School_catchment_blog_aeaf6ab265.jpg"},"format":{"isFormatChanged":false,"format":"jpg","content-type":"image/jpg"},"transform":"688x460","resize":{"width":688,"height":460,"position":"x","fit":null},"brightness":null,"sharpness":null,"quality":null,"watermark":false,"resizeText":"688x460"},"additionalParams":{"contentType":"blog","id":"68a4530f8d20d95d0efc6942","field":"tile_image","force":null}},"created_at":"2025-08-19 13:00:41.572","updated_at":"2025-08-19 13:00:41.572"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/352x220/School_catchment_blog_aeaf6ab265.webp","format":"webp","transform":"352x220","inputParams":{"action":"transform","src":{"cftle":{"Key":"i.prod/School_catchment_blog_aeaf6ab265.jpg"}},"dest":{"cftle":{"Key":"x.prod/352x220/School_catchment_blog_aeaf6ab265.webp"},"format":{"isFormatChanged":true,"format":"webp","content-type":"image/webp"},"transform":"352x220","resize":{"width":352,"height":220,"position":"x","fit":null},"brightness":null,"sharpness":null,"quality":null,"watermark":false,"resizeText":"352x220"},"additionalParams":{"contentType":"blog","id":"68a4530f8d20d95d0efc6942","field":"tile_image","force":null}},"created_at":"2025-08-19 22:49:25.838","updated_at":"2025-08-19 22:49:25.838"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/720x380/School_catchment_blog_aeaf6ab265.webp","format":"webp","transform":"720x380","inputParams":{"action":"transform","src":{"cftle":{"Key":"i.prod/School_catchment_blog_aeaf6ab265.jpg"}},"dest":{"cftle":{"Key":"x.prod/720x380/School_catchment_blog_aeaf6ab265.webp"},"format":{"isFormatChanged":true,"format":"webp","content-type":"image/webp"},"transform":"720x380","resize":{"width":720,"height":380,"position":"x","fit":null},"brightness":null,"sharpness":null,"quality":null,"watermark":false,"resizeText":"720x380"},"additionalParams":{"contentType":"blog","id":"68a4530f8d20d95d0efc6942","field":"tile_image","force":null}},"created_at":"2025-08-19 22:49:27.415","updated_at":"2025-08-19 22:49:27.415"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/352x220/School_catchment_blog_aeaf6ab265.jpg","format":"jpg","transform":"352x220"}],"src_cftle":"i.prod/School_catchment_blog_aeaf6ab265.jpg","src_url":null},{"id":"69c6272d40e98113c1eb0fb7","transforms":[{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x/352x220/School_catchment_blog_aeaf6ab265.webp","format":"webp","transform":"352x220","created_at":"2026-03-27 06:43:56.337","updated_at":"2026-03-27 06:43:56.337"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x/928x500/School_catchment_blog_aeaf6ab265.webp","format":"webp","transform":"928x500","created_at":"2026-03-29 08:30:01.497","updated_at":"2026-03-29 08:30:01.497"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x/720x500/School_catchment_blog_aeaf6ab265.webp","format":"webp","transform":"720x500","created_at":"2026-04-04 10:17:52.398","updated_at":"2026-04-04 10:17:52.398"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x/336x240/School_catchment_blog_aeaf6ab265.webp","format":"webp","transform":"336x240","created_at":"2026-04-04 14:09:41.973","updated_at":"2026-04-04 14:09:41.973"}],"src_cftle":"i/School_catchment_blog_aeaf6ab265.jpg","src_url":"i/School_catchment_blog_aeaf6ab265.jpg"}],"createdAt":"2025-08-19T10:33:51.069Z","updatedAt":"2026-04-04T14:09:42.230Z"},{"id":"68a452958d20d95d0efc68ef","title":"Sea views are worth significantly more – especially in these key areas ","categories":"General","description":"<p>This summer, we have probably all enjoyed time at the seaside, leaving you wishing for a life with a home just a stone's throw from the beach. There’s no denying the charm of gazing out over the sea from the comfort of your own home, but that view doesn’t just offer a sense of calm – it also represents a considerable price premium.</p><p>According to a new Rightmove report, properties with sea views command an average 32% more in price compared to similar homes without one. In numbers, that’s a staggering £88,106 more on average, bringing the average price of a home with a sea view to £363,181, compared to £275,074 for other coastal properties.</p><p>For both buyers and sellers, this represents an important opportunity – and both in our area and in our wider national network, that opportunity is particularly strong.</p><hr><p><strong>Where sea views add the most value</strong></p><p>Across the country, the value of a sea view varies – but some regions stand out for their impressive premiums.</p><p>It may or may not be a surprise that the <strong>East Midlands</strong> tops the chart with a 68% premium for sea-view homes. That means an average price of £428,330, compared to just £254,544 without the view. This price gap likely reflects the rarity of sea-view properties in areas where coastal living is especially scarce, such as the East Midlands.</p><p><strong>Scotland, Yorkshire</strong> and the <strong>North West</strong> also show strong uplifts at 43%, 27% and 26% respectively, highlighting that it’s not just the South Coast where views matter.</p><p>The <strong>South East</strong>, where there is an abundance of coastal properties, sees the most modest uplift of 22%. A sea view still constitutes additional tens of thousands of pounds on top the average asking price.</p><hr><p><strong>The coastal hotspots to watch</strong></p><p>If you’re looking to buy or sell a home with a sea view, the top 10 areas for sea-view properties offer a diverse mix – from Folkestone and Brighton to Thanet and North Yorkshire.</p><p>These areas are not only popular with second-home buyers and retirees but also increasingly attractive to remote workers and families seeking a better quality of life. With agents in each of these areas, we can help you find your dream home by the sea, whatever your budget.</p><p><strong>What this means for sellers</strong></p><p>If you own a property with a sea view in one of these areas mentioned, you're sitting on a premium asset. With the right marketing and local expertise, you could achieve well above the average market price. Buyers are actively searching for these kinds of homes and the statistics show that they’re willing to pay a premium.</p><p><strong>What this means for buyers</strong></p><p>While a sea-view home may cost more upfront, it’s a smart investment. Not only are these properties in high demand, but they tend to hold their value exceptionally well. Whether you're buying a forever home, a holiday let or a long-term investment, the figures show that a sea view is really worth its salt.</p><p><strong>Expert agents, Local knowledge, National network</strong></p><p>With agents based in all the locations mentioned and beyond, we’re perfectly placed to help both buyers and sellers make the most of the sea-view property market throughout the UK.</p><p>Whether you're buying your dream home by the coast or looking to sell for the best possible price, our team is here to help.&nbsp;<br><a href=\"/branch-finder/\">Contact your local agent</a> today to discuss your next steps – or start browsing our sea-view listings now.</p><ul><li>A coastal cottage in Scotland</li></ul><p><a target=\"_blank\" rel=\"noopener noreferrer\" href=\"https://www.djalexander.co.uk/property-for-sale/3-bedroom-house-for-sale-in-6-pan-ha-dysart-kirkcaldy-fife-ky1-66bddfc4a629b62e5eddb857/\">https://www.djalexander.co.uk/property-for-sale/3-bedroom-house-for-sale-in-6-pan-ha-dysart-kirkcaldy-fife-ky1-66bddfc4a629b62e5eddb857/</a> &nbsp;</p><ul><li>Brighton beach views from your Regency balcony &nbsp;</li></ul><p><a target=\"_blank\" rel=\"noopener noreferrer\" href=\"https://www.brandvaughan.co.uk/property-for-sale/2-bedroom-apartment-for-sale-in-percival-terrace-brighton-east-sussex-bn2-66bf5b63163642bd0f6d87f6/\">https://www.brandvaughan.co.uk/property-for-sale/2-bedroom-apartment-for-sale-in-percival-terrace-brighton-east-sussex-bn2-66bf5b63163642bd0f6d87f6/&nbsp;</a>&nbsp;</p><ul><li>Seafront living with six bedrooms</li></ul><p><a target=\"_blank\" rel=\"noopener noreferrer\" href=\"https://www.michaeljones.co.uk/property-for-sale/6-bedroom-detached-house-for-sale-in-west-parade-worthing-west-sussex-bn11-662794baac7e096da260393b/\">https://www.michaeljones.co.uk/property-for-sale/6-bedroom-detached-house-for-sale-in-west-parade-worthing-west-sussex-bn11-662794baac7e096da260393b/</a> &nbsp;</p>","embed_video_url":null,"post_on":"2025-08-19T08:30:00.000Z","tile_image":{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/i/Sea_view_blog_b28572bf90.jpg","alternativeText":""},"tags":null,"slug":"sea-views-are-worth-significantly-more-especially-in-these-key-areas","publish":true,"imagetransforms":null,"ggfx_results":[{"id":"68a453bd8d20d95d0efc6959","transforms":[{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/688x460/Sea_view_blog_b28572bf90.webp","format":"webp","transform":"688x460","inputParams":{"action":"transform","src":{"cftle":{"Key":"i.prod/Sea_view_blog_b28572bf90.jpg"}},"dest":{"cftle":{"Key":"x.prod/688x460/Sea_view_blog_b28572bf90.webp"},"format":{"isFormatChanged":true,"format":"webp","content-type":"image/webp"},"transform":"688x460","resize":{"width":688,"height":460,"position":"x","fit":null},"brightness":null,"sharpness":null,"quality":null,"watermark":false,"resizeText":"688x460"},"additionalParams":{"contentType":"blog","id":"68a452958d20d95d0efc68ef","field":"tile_image","force":null}},"created_at":"2025-08-19 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","categories":"Renters_Rights_Act","description":"<p>One of the biggest upcoming changes for landlords under the Renters’ Rights Bill is a shift in how rent arrears are handled. Currently, landlords can begin possession proceedings if a tenant falls two months behind on rent. But under the proposed legislation, that threshold will increase to three months of arrears, delaying your ability to act when things go wrong.</p><p>This change could have a serious impact on landlords who rely on rental income to cover mortgages or other expenses. That's why now, more than ever, it's critical to have a proactive protection strategy in place.</p><p><strong>The statistics</strong></p><p>Happily, most tenancies end amicably. In fact: &nbsp;</p><ul><li>Only 0.03% of tenancies end with a Section 21 notice. &nbsp;</li><li>65% of notices already served fall under the new Section 8 grounds. &nbsp;</li></ul><p>Source: <a target=\"_blank\" rel=\"noopener noreferrer\" href=\"https://www.gov.uk/government/statistics/english-housing-survey-2022-to-2023-security-of-tenure-fact-sheet/english-housing-survey-2022-to-2023-security-of-tenure-fact-sheet\">The English Housing Survey</a></p><p>However, when things do go wrong, it pays to be protected and there is a simple solution to ensure you let your property with complete peace-of-mind.</p><p>The solution: Our enhanced Rent and Legal Protection</p><p>We’ve anticipated the challenges this legislation may bring and have enhanced our Rent and Legal Protection insurance with exclusive and improved features, so you can enjoy more robust coverage tailored for the post Renters’ Rights Bill landscape.</p><p>Starting from just £40.80 per month (including VAT), you’ll benefit from:</p><ul><li>Guaranteed rent if your tenant stops paying – even from the first month!</li><li>Section 13 rent increase protection - Should a tenant dispute a valid Section 13 rent increase, the policy now covers the difference between the old and new rent for up to six months (or until a First-Tier Tribunal decision).</li><li>Exclusive to Thornley Groves: If the tribunal rules the rent cannot be increased, you will not have to repay the disputed amount.</li><li>Full legal cover for regaining possession, plus accommodation and storage support</li><li>£1,000 property damage cover</li><li>Protection under the new Section 8 framework</li><li>Proactive legal support, not just reactive help</li><li>Peace of mind ahead of the Renters’ Rights Bill rollout</li></ul><p>This isn’t just insurance, it’s a proactive safeguard that keeps you in control and your income protected no matter what. The Renters’ Rights Bill is expected to become law this Autumn, but why &nbsp;wait to start protecting yourself from rent arrears? &nbsp;</p><p>With our enhanced Rent and Legal Protection, you’ll be one step ahead, armed with the tools to:</p><ul><li>Minimise income loss</li><li>Avoid lengthy legal battles</li><li>Maintain control of your property</li></ul><p>We’re here to help you navigate the changes confidently, and profitably. Ready to protect your rental income and future-proof your investment? Find out more about <a target=\"_blank\" rel=\"noopener noreferrer\" href=\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/i.prod/TG_RLP_2025_063a029328.pdf\">Rent and Legal Protection here</a>.</p>","embed_video_url":null,"post_on":"2025-07-23T08:00:00.000Z","tile_image":{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/i/Lomond_Rent_and_Legal_c35a817f14.jpg","alternativeText":""},"tags":"Lettings","slug":"the-renters-rights-bill-is-coming-remove-the-stress-and-protect-your-investment-returns-with-our-enhanced-rent-and-legal-protection-insurance","publish":true,"imagetransforms":null,"ggfx_results":[{"id":"6880a76a40c2cfa1f73d1c1f","transforms":[{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/688x460/Lomond_Rent_and_Legal_c35a817f14.webp","format":"webp","transform":"688x460","inputParams":{"action":"transform","src":{"cftle":{"Key":"i.prod/Lomond_Rent_and_Legal_c35a817f14.jpg"}},"dest":{"cftle":{"Key":"x.prod/688x460/Lomond_Rent_and_Legal_c35a817f14.webp"},"format":{"isFormatChanged":true,"format":"webp","content-type":"image/webp"},"transform":"688x460","resize":{"width":688,"height":460,"position":"x","fit":null},"brightness":null,"sharpness":null,"quality":null,"watermark":false,"resizeText":"688x460"},"additionalParams":{"contentType":"blog","id":"6880a5b940c2cfa1f73d1c18","field":"tile_image","force":null}},"created_at":"2025-07-23 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05:37:55.975"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/352x220/Lomond_Rent_and_Legal_c35a817f14.jpg","format":"jpg","transform":"352x220"}],"src_cftle":"i.prod/Lomond_Rent_and_Legal_c35a817f14.jpg","src_url":null},{"id":"69c6272d40e98113c1eb0fbd","transforms":[{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x/352x220/Lomond_Rent_and_Legal_c35a817f14.webp","format":"webp","transform":"352x220","created_at":"2026-03-27 06:43:56.815","updated_at":"2026-03-27 06:43:56.815"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x/928x500/Lomond_Rent_and_Legal_c35a817f14.webp","format":"webp","transform":"928x500","created_at":"2026-03-30 11:31:09.411","updated_at":"2026-03-30 11:31:09.411"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x/720x500/Lomond_Rent_and_Legal_c35a817f14.webp","format":"webp","transform":"720x500","created_at":"2026-04-01 06:40:41.273","updated_at":"2026-04-01 06:40:41.273"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x/336x240/Lomond_Rent_and_Legal_c35a817f14.webp","format":"webp","transform":"336x240","created_at":"2026-04-01 06:40:41.840","updated_at":"2026-04-01 06:40:41.840"}],"src_cftle":"i/Lomond_Rent_and_Legal_c35a817f14.jpg","src_url":"i/Lomond_Rent_and_Legal_c35a817f14.jpg"}],"createdAt":"2025-07-23T09:04:57.950Z","updatedAt":"2026-04-01T06:40:42.043Z"},{"id":"6871394d40c2cfa1f73cdcc8","title":"Revealed: the best month to list your rental property is...","categories":"Lettings","description":"<p class=\"MsoNormal\"><span style=\"mso-ascii-font-family:Aptos;mso-bidi-font-family:Aptos;mso-fareast-font-family:Aptos;mso-hansi-font-family:Aptos;\" lang=\"EN-US\">If you're a landlord, listing your property at the right time of year can make all the difference when it comes to attracting interest and securing reliable tenants quickly. But when exactly is the best month to advertise your property to let?</span><o:p></o:p></p><p class=\"MsoNormal\"><span style=\"mso-ascii-font-family:Aptos;mso-bidi-font-family:Aptos;mso-fareast-font-family:Aptos;mso-hansi-font-family:Aptos;\" lang=\"EN-US\">We’ve analysed the&nbsp;latest data, and one month clearly stands out from the rest. August consistently delivers the highest number of tenant enquiries per listing, <strong>13.5% more</strong> on average than in any other month. That makes it the best time of year to advertise your rental and secure a tenant quickly.</span><o:p></o:p></p><p class=\"MsoNormal\"><span style=\"mso-ascii-font-family:Aptos;mso-bidi-font-family:Aptos;mso-fareast-font-family:Aptos;mso-hansi-font-family:Aptos;\" lang=\"EN-US\"><strong>Why August stands out</strong></span><o:p></o:p></p><p class=\"MsoNormal\"><span style=\"mso-ascii-font-family:Aptos;mso-bidi-font-family:Aptos;mso-fareast-font-family:Aptos;mso-hansi-font-family:Aptos;\" lang=\"EN-US\">The end of summer sees a noticeable surge in rental demand, and there are several key reasons for this seasonal spike:</span><o:p></o:p></p><p class=\"MsoNormal\"><span style=\"mso-ascii-font-family:Aptos;mso-bidi-font-family:Aptos;mso-fareast-font-family:Aptos;mso-hansi-font-family:Aptos;\" lang=\"EN-US\"><strong>Student rentals</strong></span><o:p></o:p></p><p class=\"MsoNormal\"><span style=\"mso-ascii-font-family:Aptos;mso-bidi-font-family:Aptos;mso-fareast-font-family:Aptos;mso-hansi-font-family:Aptos;\" lang=\"EN-US\">Many students start searching for accommodation in August ahead of the academic year beginning in September. Whether they're incoming undergraduates, postgraduates, or relocating for courses in new cities, this demographic represents a significant portion of rental demand.</span><o:p></o:p></p><p class=\"MsoNormal\"><span style=\"mso-ascii-font-family:Aptos;mso-bidi-font-family:Aptos;mso-fareast-font-family:Aptos;mso-hansi-font-family:Aptos;\" lang=\"EN-US\"><strong>Graduate job starters</strong></span><o:p></o:p></p><p class=\"MsoNormal\"><span style=\"mso-ascii-font-family:Aptos;mso-bidi-font-family:Aptos;mso-fareast-font-family:Aptos;mso-hansi-font-family:Aptos;\" lang=\"EN-US\">University leavers often begin new jobs in August or September, particularly graduate schemes or internships with Autumn start dates. This transitional period creates increased demand for properties in city centres and commuter belts.</span><o:p></o:p></p><p class=\"MsoNormal\"><span style=\"mso-ascii-font-family:Aptos;mso-bidi-font-family:Aptos;mso-fareast-font-family:Aptos;mso-hansi-font-family:Aptos;\" lang=\"EN-US\"><strong>Family moves</strong></span><o:p></o:p></p><p class=\"MsoNormal\"><span style=\"mso-ascii-font-family:Aptos;mso-bidi-font-family:Aptos;mso-fareast-font-family:Aptos;mso-hansi-font-family:Aptos;\" lang=\"EN-US\">The school summer holidays are one of the most convenient times for families to move. With children out of school, parents take advantage of the break to relocate before the new school term begins. August is often the last opportunity to move without disrupting a child's school year.</span><o:p></o:p></p><p class=\"MsoNormal\"><span style=\"mso-ascii-font-family:Aptos;mso-bidi-font-family:Aptos;mso-fareast-font-family:Aptos;mso-hansi-font-family:Aptos;\" lang=\"EN-US\"><strong>General market momentum</strong></span><o:p></o:p></p><p class=\"MsoNormal\"><span style=\"mso-ascii-font-family:Aptos;mso-bidi-font-family:Aptos;mso-fareast-font-family:Aptos;mso-hansi-font-family:Aptos;\" lang=\"EN-US\">As the weather peaks and routines are more flexible during summer holidays, more people are browsing property sites. Whether it's students, professionals or families, many prospective tenants are more active during this time of year.</span><o:p></o:p></p><hr><p class=\"MsoNormal\"><span style=\"mso-ascii-font-family:Aptos;mso-bidi-font-family:Aptos;mso-fareast-font-family:Aptos;mso-hansi-font-family:Aptos;\" lang=\"EN-US\"><strong>How you can take advantage of the higher demand</strong></span><o:p></o:p></p><p class=\"MsoNormal\"><span style=\"mso-ascii-font-family:Aptos;mso-bidi-font-family:Aptos;mso-fareast-font-family:Aptos;mso-hansi-font-family:Aptos;\" lang=\"EN-US\">If you’re planning to list a property, timing it right can reduce your void periods and help you secure tenants quickly. Here are a few tips:</span><o:p></o:p></p><ul><li class=\"MsoNormal\"><span style=\"mso-ascii-font-family:Aptos;mso-bidi-font-family:Aptos;mso-fareast-font-family:Aptos;mso-hansi-font-family:Aptos;\" lang=\"EN-US\">Professional photos: High-quality images help listings stand out, this is especially important in competitive markets.</span><o:p></o:p></li><li class=\"MsoNormal\"><span style=\"mso-ascii-font-family:Aptos;mso-bidi-font-family:Aptos;mso-fareast-font-family:Aptos;mso-hansi-font-family:Aptos;\" lang=\"EN-US\">Highlight key features: Whether it’s proximity to universities, schools, or transport links, make sure your listing is tailored to the kind of tenant most likely to be looking.</span><o:p></o:p></li><li class=\"MsoNormal\"><span style=\"mso-ascii-font-family:Aptos;mso-bidi-font-family:Aptos;mso-fareast-font-family:Aptos;mso-hansi-font-family:Aptos;\" lang=\"EN-US\">Be responsive: With enquiries up, a prompt response could be the difference between securing a great tenant or missing out.</span><o:p></o:p></li></ul><hr><p class=\"MsoNormal\"><span style=\"mso-ascii-font-family:Aptos;mso-bidi-font-family:Aptos;mso-fareast-font-family:Aptos;mso-hansi-font-family:Aptos;\" lang=\"EN-US\">August isn’t just heating up in temperature; it’s also hot for tenant interest. Landlords who prepare early and list at the right time could see more success in letting their properties quickly and reducing costly void periods. With a 13.5% increase in enquiries, now is the time to list your property to let. </span><a href=\"/branch-finder/\"><span style=\"mso-ascii-font-family:Aptos;mso-bidi-font-family:Aptos;mso-fareast-font-family:Aptos;mso-hansi-font-family:Aptos;\" lang=\"EN-US\">Speak to our team today</span></a><span style=\"mso-ascii-font-family:Aptos;mso-bidi-font-family:Aptos;mso-fareast-font-family:Aptos;mso-hansi-font-family:Aptos;\" lang=\"EN-US\"> about getting your property on the market.&nbsp;</span><o:p></o:p></p>","embed_video_url":null,"post_on":"2025-07-11T11:00:00.000Z","tile_image":{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/i/Blog_best_month_to_list_304afe471b.jpg","alternativeText":""},"tags":null,"slug":"revealed-the-best-month-to-list-your-rental-property-is","publish":true,"imagetransforms":null,"ggfx_results":[{"id":"68713a7140c2cfa1f73cdccb","transforms":[{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/688x460/Blog_best_month_to_list_304afe471b.webp","format":"webp","transform":"688x460","inputParams":{"action":"transform","src":{"cftle":{"Key":"i.prod/Blog_best_month_to_list_304afe471b.jpg"}},"dest":{"cftle":{"Key":"x.prod/688x460/Blog_best_month_to_list_304afe471b.webp"},"format":{"isFormatChanged":true,"format":"webp","content-type":"image/webp"},"transform":"688x460","resize":{"width":688,"height":460,"position":"x","fit":null},"brightness":null,"sharpness":null,"quality":null,"watermark":false,"resizeText":"688x460"},"additionalParams":{"contentType":"blog","id":"6871394d40c2cfa1f73cdcc8","field":"tile_image","force":null}},"created_at":"2025-07-11 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With a recorded 630 hours of sunshine from 1 March to 27 May, this is 4 hours more than the previous record set in 2020.</p><p>This unusually sunny weather has meant more time spent outside, and as such, has transformed gardens across the UK into outdoor havens; especially south‑facing ones.</p><p><strong>The south-facing garden: not just a ‘nice to have’</strong></p><p>Homes with south‑facing gardens are more than just idyllic during sun-soaked springs; they can also boast financial benefits. <a target=\"_blank\" rel=\"noopener noreferrer\" href=\"https://www.rightmove.co.uk/news/articles/property-news/south-facing-gardens-premium\">Rightmove analysed</a> nearly 400,000 homes and found homes listed with a south facing garden command an average asking price of £22,695 more than properties without a sunny orientation. Against the national average, this is around a 7% premium, or in practice, £369,365, compared to £346,670 for a 3/4-bedroom home. &nbsp;</p><p>Not only do these gardens help to achieve more, but they also sell more quickly. On average, two days quicker across Great Britain and up to eight days faster in regions like Yorkshire &amp; the Humber. &nbsp;</p><p><strong>Our advice &nbsp;</strong></p><p><strong>For sellers: Make the most of the sunshine premium</strong></p><p><i>Highlight garden orientation clearly</i></p><ul><li>Ensure phrases like “sun-drenched south-facing garden” or “sunny outdoor retreat” feature prominently in your listing.</li><li>Make sure your agent includes this in your online title, bullet points and mentions again on viewings.</li></ul><p><i>Stage your outdoor space</i></p><ul><li>Treat the garden like an extra room, for example cutting the grass, repaint or replace fences, clean patios, add a table and chairs or even a BBQ.</li><li>Use photos taken during the sunniest times of day to showcase the natural light.</li></ul><p><i>Mention energy savings &amp; lifestyle benefits</i></p><ul><li>South-facing homes enjoy more natural light, lower lighting costs and warmer rear rooms.</li><li>Emphasise how the garden is perfect for gardening, entertaining, or family play.</li></ul><p><i>Time it right</i></p><ul><li>Late spring and early summer are peak times to sell gardens; they look their best and feel most valuable during warm weather.</li></ul><p><strong>For buyers: Invest smart, especially now</strong></p><p><i>Act quickly on south-facing opportunities</i></p><ul><li>These properties sell faster, especially in sunny months. If you see one you like, don't delay.</li></ul><p><i>Weigh the premium against long-term benefits</i></p><ul><li>Yes, you may pay 5–10% more, but the lifestyle benefit and resale value often make it worthwhile.</li><li>Think about long-term use, for example, family BBQs, gardening, energy savings, and even the growing appeal of home offices with light-filled views.</li></ul><p><i>Check the orientation</i></p><ul><li>Don’t rely only on descriptions. Use tools like Google Maps or a compass app to verify which direction the garden faces.</li><li>Ideally a garden that faces south to southwest for the best sunlight across the day.</li><li>Book a viewing for late afternoon to see where the sun falls when you’re most likely to be sitting out and enjoying time outside.</li></ul><p><i>Factor in the whole package</i></p><ul><li>A great garden adds value but so does how it's used. Look at the layout, privacy, access and how it connects to the house.</li></ul><p><i>Consider future resale value</i></p><ul><li>Even if you don’t garden much now, south-facing gardens appeal to many buyers and may sell quicker and for a higher price down the line.</li></ul><p>With more people valuing outdoor space, and typical UK weather becoming increasingly unpredictable, a well-positioned, sunny garden isn't just nice, it’s a good investment, both financially and with respect to wellbeing.</p><p>Sunshine sells and Spring 2025 has provided it in spades, and the outlook is promising for Summer. Now is the perfect time to get moving and whether you’re listing or looking, <a href=\"/general-enquiry-page/\">our teams are on hand to help 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19:44:43.907"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x/336x240/South_facing_garden_53ef3f65c6.webp","format":"webp","transform":"336x240","created_at":"2026-04-11 02:58:01.656","updated_at":"2026-04-11 02:58:01.656"}],"src_cftle":"i/South_facing_garden_53ef3f65c6.jpg","src_url":"i/South_facing_garden_53ef3f65c6.jpg"}],"createdAt":"2025-06-16T13:56:51.048Z","updatedAt":"2026-04-11T02:58:01.996Z"},{"id":"68501affa00dbdaa314f784c","title":"Manchester’s most connected agent: How Thornley Groves partnership with KFH benefits you","categories":"General","description":"<p>We’re excited to announce a major milestone, Thornley Groves is now a sister company to Kinleigh Folkard &amp; Hayward (KFH), one of London’s most trusted and established estate agencies. This partnership opens up a powerful new channel for our clients: direct access to thousands of motivated London buyers.</p><p><strong>Why does this matter?</strong></p><p>If you’re selling in Manchester, there’s one buyer pool you can’t afford to ignore: Londoners.</p><p>The migration from the capital to the North West has grown steadily over the last decade and now it’s booming. According to Reach PLC the pull of Manchester's social scene, excellent education and Northern charm is drawing more city movers than ever before. Manchester isn't just a weekend escape anymore, it’s where London comes to live.</p><p><strong>Did you know?</strong></p><ul><li>Over 10,000 people moved from London to Manchester in 2023.</li><li>Buyer budgets from London are often higher, meaning better sales outcomes for vendors.</li><li>The trend is only accelerating as hybrid working makes location more flexible than ever.</li></ul><p><strong>What our partnership with KFH means for you</strong></p><p>KFH operates over 60 offices across London, serving thousands of active buyers every year. Through our new relationship, Thornley Groves can now directly market Manchester properties like yours to London buyers. &nbsp;</p><p><strong>This connection:</strong></p><ul><li>Amplifies your listing’s reach by placing it directly in front of high-intent buyers in the capital.</li><li>Shortens time on market with a more efficient buyer-vendor match.</li><li>Potentially increases sale prices, with London demand often pushing up offers.</li><li>Helps you benefit from a joined-up selling strategy, with teams in both cities working together seamlessly.</li></ul><p>With KFH now in our corner, Thornley Groves/Julian Wadden is your route in to this expanding buyer base. We understand the lifestyle, the motivations and the market making us uniquely positioned to turn that into results for you.</p><p><strong>Ready to Sell? &nbsp;</strong></p><p>Let’s connect your home to the capital. <a href=\"/branch-finder/\"><strong>Speak to the team</strong></a><strong>.</strong></p><p>Did you know we also have 13 other sister brands in our group spanning the length and breadth of the UK, with some assisting international clients keen to invest in the UK property market?</p><p>Let’s talk about how Thornley Groves and our network can bring the right buyer to your door, wherever in the country (or world) they’re coming from.</p><p><a href=\"/general-enquiry-page/\">Contact our team</a> today.&nbsp;</p>","embed_video_url":null,"post_on":"2025-06-16T11:00:00.000Z","tile_image":{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/i/KFH_Connection_b55588b185.jpg","alternativeText":""},"tags":null,"slug":"manchesters-most-connected-agent-how-thornley-groves-partnership-with-kfh-benefits-you","publish":true,"imagetransforms":null,"ggfx_results":[{"id":"68501be0a00dbdaa314f784f","transforms":[{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/688x460/KFH_Connection_f74dc2ddf0.webp","format":"webp","transform":"688x460","inputParams":{"action":"transform","src":{"cftle":{"Key":"i.prod/KFH_Connection_f74dc2ddf0.jpg"}},"dest":{"cftle":{"Key":"x.prod/688x460/KFH_Connection_f74dc2ddf0.webp"},"format":{"isFormatChanged":true,"format":"webp","content-type":"image/webp"},"transform":"688x460","resize":{"width":688,"height":460,"position":"x","fit":null},"brightness":null,"sharpness":null,"quality":null,"watermark":false,"resizeText":"688x460"},"additionalParams":{"contentType":"blog","id":"68501affa00dbdaa314f784c","field":"tile_image","force":null}},"created_at":"2025-06-16 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","categories":"General","description":"<p>With over 400,000 buy-to-let companies now operating in the UK, a record number of landlords are choosing to purchase and manage rental properties through limited companies. According to a recent article from This is Money, the number of incorporated landlords has more than doubled since 2017, driven largely by tax changes, mortgage restrictions and portfolio expansion strategies. But is going down the limited company route right for you?</p><p>Let’s explore the pros and cons and what you need to know before setting one up.</p><hr><p><strong>Pros of a Limited Company</strong></p><p><i>1. Corporation Tax benefits</i></p><p>One of the biggest advantages is taxation. Limited companies pay corporation tax on profits (ranging from 19% - 25%), which can be significantly lower than higher-rate income tax for individuals. For landlords receiving sizeable rental income, this could lead to substantial savings.</p><p><i>2. Full mortgage interest relief</i></p><p>Private landlords can no longer deduct all mortgage interest from rental income before calculating tax. Instead, they receive a flat 20% tax credit. But limited companies can still deduct 100% of mortgage interest as a business expense, a key reason many investors are incorporating.</p><p>\"As mortgage interest is a legitimate business expense for limited companies, it can be deducted in full, allowing landlords to keep more of their rental income.\" – This is Money</p><p><i>3. Portfolio growth</i></p><p>According to Landlord Today, 73% of landlords with more than 11 properties plan to buy through a limited company. It’s a popular structure for those scaling up because profits can be reinvested directly into the company, avoiding personal tax until dividends are drawn.</p><p><i>4. Estate planning and succession</i></p><p>Owning property via a company structure can simplify inheritance tax planning, allowing shares in the company to be passed on rather than the property itself, which can offer more flexibility in estate planning.</p><hr><p><strong>Cons of setting up a Limited Company</strong></p><p><i>1. Initial setup and transfer costs</i></p><p>If you already own property in your personal name, transferring it to a company can trigger Capital Gains Tax (CGT) and Stamp Duty Land Tax (SDLT), which is potentially costly. While Incorporation Relief may be partially available, it comes with strict criteria, such as running the property portfolio as a business.</p><p>“Landlords who restructure existing portfolios into a company often face a hefty tax bill unless carefully planned.” – Landlord Today&nbsp;</p><p><i>2. Higher mortgage rates and fewer products</i></p><p>Buy-to-let mortgages for limited companies often come with higher interest rates, stricter lending criteria and fewer available options. Though more lenders are entering the market, individual landlords still typically get better deals.</p><p>“Average interest rates on limited company buy-to-let mortgages remain higher than those offered to individual landlords.” – This is Money</p><p><i>3. Ongoing administration and costs</i></p><p>Running a limited company comes with legal responsibilities, filing annual accounts, submitting corporation tax returns, paying for accountants and ensuring proper record-keeping. This admin can add time and financial costs.</p><hr><p><strong>Summary: Is it worth it?</strong></p><p>The shift toward limited companies is gaining momentum, and for good reason. For landlords planning to expand their portfolios, maximise tax efficiency and keep more rental income, the benefits of incorporation can outweigh the drawbacks, particularly if starting a fresh or buying new properties.</p><p>However, for landlords with just one or two properties or those concerned about mortgage costs and admin, sticking with personal ownership may still make more sense.</p><p>Before making the switch, it’s crucial to:</p><ul><li>Speak to a property tax advisor or accountant</li><li>Consider the long-term goals of your rental business</li><li>Evaluate the short-term costs vs. long-term savings</li></ul><p><a href=\"/branch-finder/\">Speak to our teams</a> today about your property goals or let them help you get in touch with our expert teams in tax and finance. &nbsp;</p><p><strong>Disclaimer: </strong>This article does not constitute financial advice; it is for informational purposes only and professional advice on your situation should be sought.</p><p><i>Sources:</i></p><p>Most landlords who expand portfolios operate company structures – Landlord Today</p><p>Buy-to-let limited companies hit record high – This is Money&nbsp;</p>","embed_video_url":null,"post_on":"2025-05-22T08:00:00.000Z","tile_image":{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/i/Buy_to_let_properties_7b6542a6d2.jpg","alternativeText":""},"tags":"Lettings","slug":"should-you-set-up-a-limited-company-for-your-buy-to-let-properties","publish":true,"imagetransforms":null,"ggfx_results":[{"id":"682eea71e3b071b34578217d","transforms":[{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/688x460/Buy_to_let_properties_7b6542a6d2.webp","format":"webp","transform":"688x460","inputParams":{"action":"transform","src":{"cftle":{"Key":"i.prod/Buy_to_let_properties_7b6542a6d2.jpg"}},"dest":{"cftle":{"Key":"x.prod/688x460/Buy_to_let_properties_7b6542a6d2.webp"},"format":{"isFormatChanged":true,"format":"webp","content-type":"image/webp"},"transform":"688x460","resize":{"width":688,"height":460,"position":"x","fit":null},"brightness":null,"sharpness":null,"quality":null,"watermark":false,"resizeText":"688x460"},"additionalParams":{"contentType":"blog","id":"682ee887e3b071b34578217a","field":"tile_image","force":null}},"created_at":"2025-05-22 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This Pride month and every month, we stand with the LGBTQIA+ community in solidarity and celebration.</p><p>Pride is a powerful reminder of the ongoing fight for equality, visibility and acceptance. We believe that everyone deserves to live authentically and feel proud of who they are, regardless of gender identity or sexual orientation.</p><p><strong>Our Partnership with Centrepoint</strong></p><p>We're proud to support Centrepoint, a leading charity that provides life-changing support, shelter and resources to young people facing homelessness, including many who identify as LGBTQIA+. &nbsp;</p><p>These individuals often experience higher risks of discrimination and rejection, which makes your support vital. Through Centrepoint’s support, they can find not just a roof over their heads, but also acceptance and hope.</p><p>Together we’re working to create safer, more inclusive futures for those who need it most. <a target=\"_blank\" rel=\"noopener noreferrer\" href=\"https://www.justgiving.com/page/thornleygroves?utm_medium=FR&amp;utm_source=CL&amp;utm_campaign=015\">Click here to donate</a> and make a difference to a young person’s life today.</p><figure class=\"image\"><img src=\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/i.prod/Website_banner_15e80806f9.jpg\" alt=\"\" caption=\"\"></figure><p><strong>Supporting Centrepoint’s Vital Work</strong></p><p>See how Centrepoint has helped <a target=\"_blank\" rel=\"noopener noreferrer\" href=\"https://centrepoint.org.uk/ending-youth-homelessness/real-stories/aris-story-becoming-themselves\">Asir</a>, <a target=\"_blank\" rel=\"noopener noreferrer\" href=\"https://centrepoint.org.uk/ending-youth-homelessness/real-stories/frankies-story-trans-binary-world\">Frankie</a>, <a target=\"_blank\" rel=\"noopener noreferrer\" href=\"https://centrepoint.org.uk/ending-youth-homelessness/real-stories/lenis-story-coming-out-was-relief\">Leni</a>, <a target=\"_blank\" rel=\"noopener noreferrer\" href=\"https://centrepoint.org.uk/ending-youth-homelessness/real-stories/zephs-story-dont-be-scared-ask-help\">Zeph</a>, and many others embrace their identities and rebuild their confidence.</p><p><strong>Stand Proud with Us</strong></p><p>Join us in celebrating Pride and supporting Centrepoint’s essential work for LGBTQIA+ youth. Together we can help build a world where everyone feels safe and celebrated.</p><p>Learn more about <a target=\"_blank\" rel=\"noopener noreferrer\" href=\"https://centrepoint.org.uk/\">Centrepoint</a> and how you can get 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Quantum Factors are the key elements that shape residents' daily experiences and lifestyle – both of which contribute to the popularity of a particular area. &nbsp;</p><p>These Quantum Factors include things like transport links, good schools, job opportunities and local amenities. Homes near train stations or major roads often cost more because they make commuting easier. Families are willing to pay extra to live near top-rated schools, while areas with strong job markets attract more buyers. Regeneration projects, like new housing developments or business districts, can also boost property values. Even parks, shops, and cultural attractions play a role in making certain areas more appealing. Understanding these factors can help buyers, sellers and investors make better decisions in the UK’s housing market.&nbsp;</p><p>In Manchester for example, the development of MediaCityUK in Salford Quays has significantly boosted property values in surrounding neighbourhoods. Originally home to the BBC and ITV, this hub has expanded significantly, attracting businesses, professionals and students. Furthermore, the expansion of Manchester’s Metrolink and planned improvements to rail connections, including HS2 (despite changes to its route), continue to make the city more attractive to commuters and investors.&nbsp;</p><p>To make informed investment decisions, it's crucial to work with an agent with an in depth understanding of upcoming local developments, such as transportation projects or urban renewal plans, which can create opportunities in various regions for the informed investor. Understanding market trends and the impact of universal factors like infrastructure, employment and amenities is key to assessing an area’s potential and help to identify emerging markets in any location across the UK. &nbsp;</p><p>If you are looking to buy or invest or if you have any questions about your local market, don’t hesitate to <a href=\"/branch-finder/\">contact us</a>. We're here to help guide you through the process and ensure your investment decisions align with your goals. 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This seasonal uplift is in line with typical March trends and suggests that sellers are pricing sensibly in a competitive market; in fact, the market is the most competitive we’ve seen in over a decade.</p><p>Buyer demand is also gaining traction. While the current wave of spring movers won’t have beaten this month’s stamp duty deadline, they will benefit from the highest number of available properties for sale at this time of year since 2015. The number of sales agreed is now 9% higher than this time last year, reflecting growing confidence among buyers even in the face of global uncertainties.</p><p>On the supply side, the market is equally strong, with new seller listings up 8% year-on-year. Regarding annual capital growth, Zoopla reports that semi-detached homes are leading the way, rising 2.6% (or £6,820) to an average of £274,100.</p><p>All of this comes together to point to a resilient and active market as we transition into summer, which should be encouraging news for both those looking to sell and those planning their next move.&nbsp;</p><p><strong>Northwest&nbsp;</strong></p><p>As we move further into spring, the Northwest property market is showing signs of renewed activity, despite a cautious start to the year. Rightmove reports that average asking prices have increased by 1.5% month-on-month and are up 2.6% annually, bringing the regional average to £263,855. Properties are currently taking an average of 67 days to secure a buyer, reflecting a relatively brisk pace for the region.</p><p>A key factor tempering transaction volumes early in the year was the slower-than-expected response from lenders to Base Rate reductions. Buyers targeting sub-4% mortgage rates have often been required to stretch to higher loan-to-value (LTV) products, making affordability a challenge for some and slowing market momentum in the first three months of the year. &nbsp;</p><p>However, confidence is growing. Much of the current activity is being driven by homeowners coming to the end of fixed mortgage terms and those re-evaluating their lifestyle or space needs. Location remains a key driver, with high-demand areas like Didsbury, Stockport, and Prestwich continuing to perform well due to strong capital growth prospects. Investors are increasingly factoring in long-term appreciation as much as immediate rental yields when making decisions.</p><p>The speed and certainty of auctions has ensured they remain a popular option. Particularly for refurbishment opportunities or those properties located in less traditionally popular areas offering attractive pricing and strong investor interest. While location remains the key factor driving demand, as shown in Didsbury, well-presented properties requiring minimal upgrades are moving quickly irrespective of postcode. &nbsp;</p><p>Ready to make your move?<a href=\"/branch-finder/\"> Speak to our expert team</a> to get started 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06:00:30.312"}],"src_cftle":"i/Manchester_property_market_829101d425.jpg","src_url":"i/Manchester_property_market_829101d425.jpg"}],"createdAt":"2025-04-17T09:43:33.636Z","updatedAt":"2026-04-08T06:00:30.604Z"},{"id":"67d44bbfdc1ca40d082ea3c4","title":"New sanctions rules for lettings: What you need to know for May 2025","categories":"Renters_Rights_Act","description":"<p>Important regulatory changes that affect all letting agents, have come into effect from 14th May 2025. These changes come from updated Anti-Money Laundering (AML) and financial sanctions regulations and will bring new compliance requirements across the lettings sector.</p><p>What you need to know:</p><p><strong>Mandatory checks for all tenancies:</strong></p><p>From 14th May 2025, all landlords, tenants, guarantors and adult occupiers (over 18) will be required to complete Customer Due Diligence (CDD) checks before the start of any tenancy.</p><p><strong>Proof of property ownership:</strong></p><p>Landlords will need to provide documentation confirming ownership of the rental property.</p><p><strong>Cost of checks:</strong></p><p>The cost is £10 per person (inclusive of VAT) and will be invoiced to you once the tenancy has commenced.</p><p><strong>Which tenancies are affected?</strong></p><p>We will roll this out in stages:</p><ul><li>New tenancies and new landlords from 14th May 2025</li><li>Renewed tenancies shortly after</li><li>Existing tenancies when relevant eg change to rent</li></ul><p>&nbsp;</p><p>What do you need to do?</p><p>We want to reassure you that we will manage this process for you. Our teams will contact you when we need information or documents. <strong>There’s no immediate action required from you now.</strong></p><p>If you have any questions or concerns, please feel free to reach out to your property manager or local branch. We are here to help.</p><hr><p><i>Frequently Asked Questions</i></p><p><strong>Does this apply to all tenants and landlords?</strong></p><p>Yes - this applies to all new tenancies from 14th of May, and then renewals and existing tenancies in later phases.</p><p><strong>Who needs to be checked?</strong></p><p>All landlords, tenants, guarantors and anyone over 18 living at the property, even if they are not paying rent.</p><p><strong>When will you contact me?</strong></p><p>You will hear from us ahead of time if we require anything from you.</p><p><strong>Can you give me an example of the cost?</strong></p><p>The cost of the check is £10 per person (inclusive of VAT) and will be invoiced to you once the tenancy has commenced. For example, if you and a partner own a property and let it out to two adults who have a guarantor, you will pay £50 (incl VAT) for the checks to be completed.</p><p><strong>Do I have to pay for the check for each property I own?</strong></p><p>No - A landlord will just be checked once, and this report will be uploaded to all of your properties you let through us.</p><p>Any other questions you need answered? <a href=\"/branch-finder/\">Speak to our team</a> today.</p>","embed_video_url":null,"post_on":"2025-05-16T08:00:00.000Z","tile_image":{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/i/new_sanctions_banner_6f1a1b9b07.jpg","alternativeText":""},"tags":null,"slug":"new-sanctions-rules-for-lettings-what-you-need-to-know-for-may-2025","publish":true,"imagetransforms":null,"ggfx_results":[{"id":"67d44ce5dc1ca40d082ea40d","transforms":[{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/352x220/new_sanctions_banner_6f1a1b9b07.webp","format":"webp","transform":"352x220","inputParams":{"action":"transform","src":{"cftle":{"Key":"i.prod/new_sanctions_banner_6f1a1b9b07.jpg"}},"dest":{"cftle":{"Key":"x.prod/352x220/new_sanctions_banner_6f1a1b9b07.webp"},"format":{"isFormatChanged":true,"format":"webp","content-type":"image/webp"},"transform":"352x220","resize":{"width":352,"height":220,"position":"x","fit":null},"brightness":null,"sharpness":null,"quality":null,"watermark":false,"resizeText":"352x220"},"additionalParams":{"contentType":"blog","id":"67d44bbfdc1ca40d082ea3c4","field":"tile_image","force":null}},"created_at":"2025-03-14 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17:36:55.096"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/720x500/new_sanctions_banner_6f1a1b9b07.webp","format":"webp","transform":"720x500","inputParams":{"action":"transform","src":{"cftle":{"Key":"i.prod/new_sanctions_banner_6f1a1b9b07.jpg"}},"dest":{"cftle":{"Key":"x.prod/720x500/new_sanctions_banner_6f1a1b9b07.webp"},"format":{"isFormatChanged":true,"format":"webp","content-type":"image/webp"},"transform":"720x500","resize":{"width":720,"height":500,"position":"x","fit":null},"brightness":null,"sharpness":null,"quality":null,"watermark":false,"resizeText":"720x500"},"additionalParams":{"contentType":"blog","id":"67d44bbfdc1ca40d082ea3c4","field":"banner_image","force":null}},"created_at":"2025-03-14 17:36:56.529","updated_at":"2025-03-14 17:36:56.529"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/352x220/new_sanctions_banner_6f1a1b9b07.jpg","format":"jpg","transform":"352x220","inputParams":{"action":"transform","src":{"cftle":{"Key":"i.prod/new_sanctions_banner_6f1a1b9b07.jpg"}},"dest":{"cftle":{"Key":"x.prod/352x220/new_sanctions_banner_6f1a1b9b07.jpg"},"format":{"isFormatChanged":false,"format":"jpg","content-type":"image/jpg"},"transform":"352x220","resize":{"width":352,"height":220,"position":"x","fit":null},"brightness":null,"sharpness":null,"quality":null,"watermark":false,"resizeText":"352x220"},"additionalParams":{"contentType":"blog","id":"67d44bbfdc1ca40d082ea3c4","field":"tile_image","force":null}},"created_at":"2025-03-15 12:02:41.300","updated_at":"2025-03-15 12:02:41.300"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/928x500/new_sanctions_banner_6f1a1b9b07.jpg","format":"jpg","transform":"928x500","inputParams":{"action":"transform","src":{"cftle":{"Key":"i.prod/new_sanctions_banner_6f1a1b9b07.jpg"}},"dest":{"cftle":{"Key":"x.prod/928x500/new_sanctions_banner_6f1a1b9b07.jpg"},"format":{"isFormatChanged":false,"format":"jpg","content-type":"image/jpg"},"transform":"928x500","resize":{"width":928,"height":500,"position":"x","fit":null},"brightness":null,"sharpness":null,"quality":null,"watermark":false,"resizeText":"928x500"},"additionalParams":{"contentType":"blog","id":"67d44bbfdc1ca40d082ea3c4","field":"banner_image","force":null}},"created_at":"2025-04-01 13:28:07.535","updated_at":"2025-04-01 13:28:07.535"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/688x460/new_sanctions_banner_6f1a1b9b07.webp","format":"webp","transform":"688x460","inputParams":{"action":"transform","src":{"cftle":{"Key":"i.prod/new_sanctions_banner_6f1a1b9b07.jpg"}},"dest":{"cftle":{"Key":"x.prod/688x460/new_sanctions_banner_6f1a1b9b07.webp"},"format":{"isFormatChanged":true,"format":"webp","content-type":"image/webp"},"transform":"688x460","resize":{"width":688,"height":460,"position":"x","fit":null},"brightness":null,"sharpness":null,"quality":null,"watermark":false,"resizeText":"688x460"},"additionalParams":{"contentType":"blog","id":"67d44bbfdc1ca40d082ea3c4","field":"tile_image","force":null}},"created_at":"2025-04-17 11:18:37.688","updated_at":"2025-04-17 11:18:37.688"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/688x460/new_sanctions_banner_6f1a1b9b07.jpg","format":"jpg","transform":"688x460"}],"src_cftle":"i.prod/new_sanctions_banner_6f1a1b9b07.jpg","src_url":null},{"id":"69c6272e40e98113c1eb1100","transforms":[{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x/352x220/new_sanctions_banner_6f1a1b9b07.webp","format":"webp","transform":"352x220","created_at":"2026-03-27 06:43:57.861","updated_at":"2026-03-27 06:43:57.861"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x/928x500/new_sanctions_banner_6f1a1b9b07.webp","format":"webp","transform":"928x500","created_at":"2026-03-28 13:45:31.348","updated_at":"2026-03-28 13:45:31.348"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x/720x500/new_sanctions_banner_6f1a1b9b07.webp","format":"webp","transform":"720x500","created_at":"2026-03-31 00:07:22.679","updated_at":"2026-03-31 00:07:22.679"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x/336x240/new_sanctions_banner_6f1a1b9b07.webp","format":"webp","transform":"336x240","created_at":"2026-04-04 06:47:10.416","updated_at":"2026-04-04 06:47:10.416"}],"src_cftle":"i/new_sanctions_banner_6f1a1b9b07.jpg","src_url":"i/new_sanctions_banner_6f1a1b9b07.jpg"}],"createdAt":"2025-03-14T15:31:11.367Z","updatedAt":"2026-04-04T06:47:10.695Z"},{"id":"67d44b33dc1ca40d082ea3ac","title":"How to get your rental property EPC ready for 2030","categories":"General","description":"<p>The UK government has confirmed that rental properties will need an Energy Performance Certificate (EPC) rating of at least a C by 2030. While this might seem like a long way off, planning ahead is key to staying compliant and competitive in the rental market.</p><hr><p><strong>Why energy efficiency matters to landlords</strong></p><p>Beyond simply meeting legal requirements, improving your EPC rating makes financial sense. According to Rightmove’s Greener Homes Report 2024, 80% of renters say energy efficiency will impact their next move, and 75% are even willing to pay more for an energy-efficient home. Investing in improvements now can help attract and retain tenants, reduce void periods, and even boost your property’s value.</p><hr><p><strong>Simple ways to improve your EPC rating</strong></p><p>Having an up-to-date Energy Performance Rating carried out by one of our experts is the best way to know your next steps. As part of your rating your assessor will often make recommendations of what you can do to improve your homes' rating. &nbsp;</p><p>The good news is you often don’t need to undertake major renovations to make a difference. Here are some cost-effective ways to improve your rating:</p><p><strong>1. Upgrade insulation</strong></p><p>Poor insulation is one of the biggest culprits for heat loss. Consider topping up loft insulation, installing cavity wall insulation, or upgrading to energy-efficient doors and windows.</p><p><strong>2. Switch to LED lighting</strong></p><p>A simple yet effective switch; replacing traditional bulbs with LED lighting can improve your EPC rating at minimal cost.</p><p><strong>3. Install a smart thermostat</strong></p><p>Smart thermostats allow tenants to control heating efficiently, reducing energy wastage and improving your property’s overall efficiency.</p><p><strong>4. Improve heating efficiency</strong></p><p>Upgrading an old boiler to a modern condensing boiler or installing a heat pump can make a significant impact on your EPC score. Check if government grants are available to help cover the cost.</p><p><strong>5. Consider renewable energy</strong></p><p>Solar panels or other renewable energy sources can provide long-term savings and significantly improve your rating.</p><hr><p><strong>The competitive advantage</strong></p><p>With tenants actively seeking energy-efficient homes, properties with a strong EPC rating will stand out in the market. A better rating can help to justify higher rents and ensure your property remains desirable. 77% of homeowners also recognise the value of energy efficiency, meaning that if you decide to sell in the future, a high EPC rating could increase your property’s resale potential (Rightmove, 2024).</p><hr><p>2025 might seem early to start thinking about the 2030 deadline, but making gradual improvements now can help spread costs and ensure you’re proactive. If you’re unsure where to start, our team can provide guidance on the best upgrades for your property and how to stay compliant.</p><p><a target=\"_blank\" rel=\"noopener noreferrer\" href=\"https://www.thornleygroves.co.uk/branch-finder/\">Get in touch</a> today to discuss your property’s EPC and make your investment future-proof.</p>","embed_video_url":null,"post_on":"2025-03-14T09:00:00.000Z","tile_image":{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/i/epc_banner_e7a8d5f8f0.jpg","alternativeText":""},"tags":null,"slug":"how-to-get-your-rental-property-epc-ready-for-2030","publish":true,"imagetransforms":null,"ggfx_results":[{"id":"67d44c86dc1ca40d082ea40c","transforms":[{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/352x220/epc_banner_e7a8d5f8f0.webp","format":"webp","transform":"352x220","inputParams":{"action":"transform","src":{"cftle":{"Key":"i.prod/epc_banner_e7a8d5f8f0.jpg"}},"dest":{"cftle":{"Key":"x.prod/352x220/epc_banner_e7a8d5f8f0.webp"},"format":{"isFormatChanged":true,"format":"webp","content-type":"image/webp"},"transform":"352x220","resize":{"width":352,"height":220,"position":"x","fit":null},"brightness":null,"sharpness":null,"quality":null,"watermark":false,"resizeText":"352x220"},"additionalParams":{"contentType":"blog","id":"67d44b33dc1ca40d082ea3ac","field":"tile_image","force":null}},"created_at":"2025-03-14 15:34:30.592","updated_at":"2025-03-14 15:34:30.592"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/720x380/epc_banner_e7a8d5f8f0.webp","format":"webp","transform":"720x380","inputParams":{"action":"transform","src":{"cftle":{"Key":"i.prod/epc_banner_e7a8d5f8f0.jpg"}},"dest":{"cftle":{"Key":"x.prod/720x380/epc_banner_e7a8d5f8f0.webp"},"format":{"isFormatChanged":true,"format":"webp","content-type":"image/webp"},"transform":"720x380","resize":{"width":720,"height":380,"position":"x","fit":null},"brightness":null,"sharpness":null,"quality":null,"watermark":false,"resizeText":"720x380"},"additionalParams":{"contentType":"blog","id":"67d44b33dc1ca40d082ea3ac","field":"tile_image","force":null}},"created_at":"2025-03-14 16:10:50.931","updated_at":"2025-03-14 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17:36:55.619"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/336x240/epc_banner_e7a8d5f8f0.webp","format":"webp","transform":"336x240","inputParams":{"action":"transform","src":{"cftle":{"Key":"i.prod/epc_banner_e7a8d5f8f0.jpg"}},"dest":{"cftle":{"Key":"x.prod/336x240/epc_banner_e7a8d5f8f0.webp"},"format":{"isFormatChanged":true,"format":"webp","content-type":"image/webp"},"transform":"336x240","resize":{"width":336,"height":240,"position":"x","fit":null},"brightness":null,"sharpness":null,"quality":null,"watermark":false,"resizeText":"336x240"},"additionalParams":{"contentType":"blog","id":"67d44b33dc1ca40d082ea3ac","field":"banner_image","force":null}},"created_at":"2025-03-14 17:36:55.980","updated_at":"2025-03-14 17:36:55.980"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/352x220/epc_banner_e7a8d5f8f0.jpg","format":"jpg","transform":"352x220","inputParams":{"action":"transform","src":{"cftle":{"Key":"i.prod/epc_banner_e7a8d5f8f0.jpg"}},"dest":{"cftle":{"Key":"x.prod/352x220/epc_banner_e7a8d5f8f0.jpg"},"format":{"isFormatChanged":false,"format":"jpg","content-type":"image/jpg"},"transform":"352x220","resize":{"width":352,"height":220,"position":"x","fit":null},"brightness":null,"sharpness":null,"quality":null,"watermark":false,"resizeText":"352x220"},"additionalParams":{"contentType":"blog","id":"67d44b33dc1ca40d082ea3ac","field":"tile_image","force":null}},"created_at":"2025-03-15 12:02:41.313","updated_at":"2025-03-15 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16:16:11.767"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x/720x500/epc_banner_e7a8d5f8f0.webp","format":"webp","transform":"720x500","created_at":"2026-03-28 07:12:57.332","updated_at":"2026-03-28 07:12:57.332"}],"src_cftle":"i/epc_banner_e7a8d5f8f0.jpg","src_url":"i/epc_banner_e7a8d5f8f0.jpg"}],"createdAt":"2025-03-14T15:28:51.649Z","updatedAt":"2026-03-28T07:12:57.652Z"},{"id":"67caf3211d971c1159beae3d","title":"International Women's Day","categories":"General","description":"<div class=\"OutlineElement Ltr SCXW247599531 BCX0\" style=\"-webkit-tap-highlight-color:transparent;-webkit-text-stroke-width:0px;-webkit-user-drag:none;background-color:rgb(255, 255, 255);clear:both;color:rgb(0, 0, 0);cursor:text;direction:ltr;font-family:&quot;Segoe UI&quot;, &quot;Segoe UI Web&quot;, Arial, Verdana, sans-serif;font-size:12px;font-style:normal;font-variant-caps:normal;font-variant-ligatures:normal;font-weight:400;letter-spacing:normal;margin:0px;orphans:2;overflow:visible;padding:0px;position:relative;text-align:start;text-decoration-color:initial;text-decoration-style:initial;text-decoration-thickness:initial;text-indent:0px;text-transform:none;user-select:text;white-space:normal;widows:2;word-spacing:0px;\"><p class=\"Paragraph SCXW247599531 BCX0\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;background-color:transparent;color:windowtext;font-kerning:none;font-style:normal;font-weight:normal;margin:0px 0px 10.6667px;overflow-wrap:break-word;padding:0px;text-align:left;text-indent:0px;user-select:text;vertical-align:baseline;white-space:pre-wrap;\" xml:lang=\"EN-GB\" lang=\"EN-GB\" paraid=\"1736189330\" paraeid=\"{7f6e5487-b3e3-49cc-8272-248ee63a0fc1}{252}\"><span style=\"font-family:Aptos, Aptos_EmbeddedFont, Aptos_MSFontService, sans-serif;\"><span class=\"TextRun SCXW247599531 BCX0 NormalTextRun\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;font-size:11pt;font-variant-ligatures:none !important;line-height:19.55px;margin:0px;padding:0px;user-select:text;\" data-contrast=\"auto\" xml:lang=\"EN-GB\" lang=\"EN-GB\">This International Women's Day, we're thrilled to share the inspiring journey of our Director&nbsp;of&nbsp;Property&nbsp;Management, Keeley Child. Her knowledge, passion and dedication to her work continue to empower and inspire us daily.</span><span class=\"EOP SCXW247599531 BCX0\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;font-size:11pt;line-height:19.55px;margin:0px;padding:0px;user-select:text;\" data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:276}\">&nbsp;</span></span></p></div><div class=\"OutlineElement Ltr SCXW247599531 BCX0\" style=\"-webkit-tap-highlight-color:transparent;-webkit-text-stroke-width:0px;-webkit-user-drag:none;background-color:rgb(255, 255, 255);clear:both;color:rgb(0, 0, 0);cursor:text;direction:ltr;font-family:&quot;Segoe UI&quot;, &quot;Segoe UI Web&quot;, Arial, Verdana, sans-serif;font-size:12px;font-style:normal;font-variant-caps:normal;font-variant-ligatures:normal;font-weight:400;letter-spacing:normal;margin:0px;orphans:2;overflow:visible;padding:0px;position:relative;text-align:start;text-decoration-color:initial;text-decoration-style:initial;text-decoration-thickness:initial;text-indent:0px;text-transform:none;user-select:text;white-space:normal;widows:2;word-spacing:0px;\"><p class=\"Paragraph SCXW247599531 BCX0\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;background-color:transparent;color:windowtext;font-kerning:none;font-style:normal;font-weight:normal;margin:0px 0px 10.6667px;overflow-wrap:break-word;padding:0px;text-align:left;text-indent:0px;user-select:text;vertical-align:baseline;white-space:pre-wrap;\" xml:lang=\"EN-GB\" lang=\"EN-GB\" paraid=\"1400988849\" paraeid=\"{7cbee88d-e66e-48fd-a535-711251670128}{4}\"><span style=\"font-family:Aptos, Aptos_EmbeddedFont, Aptos_MSFontService, sans-serif;\"><span class=\"TextRun SCXW247599531 BCX0 NormalTextRun\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;font-size:11pt;font-variant-ligatures:none !important;line-height:19.55px;margin:0px;padding:0px;user-select:text;\" data-contrast=\"auto\" xml:lang=\"EN-GB\" lang=\"EN-GB\"><strong>What inspired you to pursue a career in the property industry?</strong></span><span class=\"EOP SCXW247599531 BCX0\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;font-size:11pt;line-height:19.55px;margin:0px;padding:0px;user-select:text;\" data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:276}\">&nbsp;</span></span></p></div><div class=\"OutlineElement Ltr SCXW247599531 BCX0\" style=\"-webkit-tap-highlight-color:transparent;-webkit-text-stroke-width:0px;-webkit-user-drag:none;background-color:rgb(255, 255, 255);clear:both;color:rgb(0, 0, 0);cursor:text;direction:ltr;font-family:&quot;Segoe UI&quot;, &quot;Segoe UI Web&quot;, Arial, Verdana, sans-serif;font-size:12px;font-style:normal;font-variant-caps:normal;font-variant-ligatures:normal;font-weight:400;letter-spacing:normal;margin:0px;orphans:2;overflow:visible;padding:0px;position:relative;text-align:start;text-decoration-color:initial;text-decoration-style:initial;text-decoration-thickness:initial;text-indent:0px;text-transform:none;user-select:text;white-space:normal;widows:2;word-spacing:0px;\"><blockquote><p class=\"Paragraph SCXW247599531 BCX0\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;background-color:transparent;color:windowtext;font-kerning:none;font-style:normal;font-weight:normal;margin:0px 0px 10.6667px;overflow-wrap:break-word;padding:0px;text-align:left;text-indent:0px;user-select:text;vertical-align:baseline;white-space:pre-wrap;\" xml:lang=\"EN-GB\" lang=\"EN-GB\" paraid=\"2066481577\" paraeid=\"{7cbee88d-e66e-48fd-a535-711251670128}{11}\"><span style=\"font-family:Aptos, Aptos_EmbeddedFont, Aptos_MSFontService, sans-serif;\"><span class=\"TextRun SCXW247599531 BCX0 NormalTextRun\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;font-size:11pt;font-variant-ligatures:none !important;line-height:19.55px;margin:0px;padding:0px;user-select:text;\" data-contrast=\"auto\" xml:lang=\"EN-GB\" lang=\"EN-GB\">My career in property began unexpectedly after I realised academia wasn't for me. As a people person, I sought opportunities to engage directly with clients. I started as a lettings administrator and transitioned into property management, where I've found my professional home for the last 20 years. Working closely with teams, clients, and customers has brought me the most satisfaction, and what started as an unplanned journey turned out to be the best decision, allowing me to build relationships and make a meaningful impact.</span><span class=\"EOP SCXW247599531 BCX0\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;font-size:11pt;line-height:19.55px;margin:0px;padding:0px;user-select:text;\" data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:276}\">&nbsp;</span></span></p></blockquote></div><div class=\"OutlineElement Ltr SCXW247599531 BCX0\" style=\"-webkit-tap-highlight-color:transparent;-webkit-text-stroke-width:0px;-webkit-user-drag:none;background-color:rgb(255, 255, 255);clear:both;color:rgb(0, 0, 0);cursor:text;direction:ltr;font-family:&quot;Segoe UI&quot;, &quot;Segoe UI Web&quot;, Arial, Verdana, sans-serif;font-size:12px;font-style:normal;font-variant-caps:normal;font-variant-ligatures:normal;font-weight:400;letter-spacing:normal;margin:0px;orphans:2;overflow:visible;padding:0px;position:relative;text-align:start;text-decoration-color:initial;text-decoration-style:initial;text-decoration-thickness:initial;text-indent:0px;text-transform:none;user-select:text;white-space:normal;widows:2;word-spacing:0px;\"><p class=\"Paragraph SCXW247599531 BCX0\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;background-color:transparent;color:windowtext;font-kerning:none;font-style:normal;font-weight:normal;margin:0px 0px 10.6667px;overflow-wrap:break-word;padding:0px;text-align:left;text-indent:0px;user-select:text;vertical-align:baseline;white-space:pre-wrap;\" xml:lang=\"EN-GB\" lang=\"EN-GB\" paraid=\"374747199\" paraeid=\"{7cbee88d-e66e-48fd-a535-711251670128}{18}\"><span style=\"font-family:Aptos, Aptos_EmbeddedFont, Aptos_MSFontService, sans-serif;\"><span class=\"TextRun SCXW247599531 BCX0 NormalTextRun\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;font-size:11pt;font-variant-ligatures:none !important;line-height:19.55px;margin:0px;padding:0px;user-select:text;\" data-contrast=\"auto\" xml:lang=\"EN-GB\" lang=\"EN-GB\"><strong>How has your role evolved since you first started?</strong></span><span class=\"EOP SCXW247599531 BCX0\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;font-size:11pt;line-height:19.55px;margin:0px;padding:0px;user-select:text;\" data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:276}\">&nbsp;</span></span></p></div><div class=\"OutlineElement Ltr SCXW247599531 BCX0\" style=\"-webkit-tap-highlight-color:transparent;-webkit-text-stroke-width:0px;-webkit-user-drag:none;background-color:rgb(255, 255, 255);clear:both;color:rgb(0, 0, 0);cursor:text;direction:ltr;font-family:&quot;Segoe UI&quot;, &quot;Segoe UI Web&quot;, Arial, Verdana, sans-serif;font-size:12px;font-style:normal;font-variant-caps:normal;font-variant-ligatures:normal;font-weight:400;letter-spacing:normal;margin:0px;orphans:2;overflow:visible;padding:0px;position:relative;text-align:start;text-decoration-color:initial;text-decoration-style:initial;text-decoration-thickness:initial;text-indent:0px;text-transform:none;user-select:text;white-space:normal;widows:2;word-spacing:0px;\"><blockquote><p class=\"Paragraph SCXW247599531 BCX0\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;background-color:transparent;color:windowtext;font-kerning:none;font-style:normal;font-weight:normal;margin:0px 0px 10.6667px;overflow-wrap:break-word;padding:0px;text-align:left;text-indent:0px;user-select:text;vertical-align:baseline;white-space:pre-wrap;\" xml:lang=\"EN-GB\" lang=\"EN-GB\" paraid=\"282313118\" paraeid=\"{7cbee88d-e66e-48fd-a535-711251670128}{25}\"><span style=\"font-family:Aptos, Aptos_EmbeddedFont, Aptos_MSFontService, sans-serif;\"><span class=\"TextRun SCXW247599531 BCX0 NormalTextRun\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;font-size:11pt;font-variant-ligatures:none !important;line-height:19.55px;margin:0px;padding:0px;user-select:text;\" data-contrast=\"auto\" xml:lang=\"EN-GB\" lang=\"EN-GB\">I started as a lettings administrator and progressed through property management roles to become a director. One of the most rewarding parts of my journey has been witnessing the business grow from managing 500 properties to a much larger operation. This experience taught me to adapt to change while maintaining high-quality service and fostering personal and professional growth.</span><span class=\"EOP SCXW247599531 BCX0\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;font-size:11pt;line-height:19.55px;margin:0px;padding:0px;user-select:text;\" data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:276}\">&nbsp;</span></span></p></blockquote></div><div class=\"OutlineElement Ltr SCXW247599531 BCX0\" style=\"-webkit-tap-highlight-color:transparent;-webkit-text-stroke-width:0px;-webkit-user-drag:none;background-color:rgb(255, 255, 255);clear:both;color:rgb(0, 0, 0);cursor:text;direction:ltr;font-family:&quot;Segoe UI&quot;, &quot;Segoe UI Web&quot;, Arial, Verdana, sans-serif;font-size:12px;font-style:normal;font-variant-caps:normal;font-variant-ligatures:normal;font-weight:400;letter-spacing:normal;margin:0px;orphans:2;overflow:visible;padding:0px;position:relative;text-align:start;text-decoration-color:initial;text-decoration-style:initial;text-decoration-thickness:initial;text-indent:0px;text-transform:none;user-select:text;white-space:normal;widows:2;word-spacing:0px;\"><p class=\"Paragraph SCXW247599531 BCX0\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;background-color:transparent;color:windowtext;font-kerning:none;font-style:normal;font-weight:normal;margin:0px 0px 10.6667px;overflow-wrap:break-word;padding:0px;text-align:left;text-indent:0px;user-select:text;vertical-align:baseline;white-space:pre-wrap;\" xml:lang=\"EN-GB\" lang=\"EN-GB\" paraid=\"300731563\" paraeid=\"{7cbee88d-e66e-48fd-a535-711251670128}{32}\"><span style=\"font-family:Aptos, Aptos_EmbeddedFont, Aptos_MSFontService, sans-serif;\"><span class=\"TextRun SCXW247599531 BCX0 NormalTextRun\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;font-size:11pt;font-variant-ligatures:none !important;line-height:19.55px;margin:0px;padding:0px;user-select:text;\" data-contrast=\"auto\" xml:lang=\"EN-GB\" lang=\"EN-GB\"><strong>Have you faced any challenges in the property industry? How did you overcome them?</strong></span><span class=\"EOP SCXW247599531 BCX0\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;font-size:11pt;line-height:19.55px;margin:0px;padding:0px;user-select:text;\" data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:276}\">&nbsp;</span></span></p></div><div class=\"OutlineElement Ltr SCXW247599531 BCX0\" style=\"-webkit-tap-highlight-color:transparent;-webkit-text-stroke-width:0px;-webkit-user-drag:none;background-color:rgb(255, 255, 255);clear:both;color:rgb(0, 0, 0);cursor:text;direction:ltr;font-family:&quot;Segoe UI&quot;, &quot;Segoe UI Web&quot;, Arial, Verdana, sans-serif;font-size:12px;font-style:normal;font-variant-caps:normal;font-variant-ligatures:normal;font-weight:400;letter-spacing:normal;margin:0px;orphans:2;overflow:visible;padding:0px;position:relative;text-align:start;text-decoration-color:initial;text-decoration-style:initial;text-decoration-thickness:initial;text-indent:0px;text-transform:none;user-select:text;white-space:normal;widows:2;word-spacing:0px;\"><blockquote><p class=\"Paragraph SCXW247599531 BCX0\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;background-color:transparent;color:windowtext;font-kerning:none;font-style:normal;font-weight:normal;margin:0px 0px 10.6667px;overflow-wrap:break-word;padding:0px;text-align:left;text-indent:0px;user-select:text;vertical-align:baseline;white-space:pre-wrap;\" xml:lang=\"EN-GB\" lang=\"EN-GB\" paraid=\"619090203\" paraeid=\"{7cbee88d-e66e-48fd-a535-711251670128}{39}\"><span style=\"font-family:Aptos, Aptos_EmbeddedFont, Aptos_MSFontService, sans-serif;\"><span class=\"TextRun SCXW247599531 BCX0 NormalTextRun\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;font-size:11pt;font-variant-ligatures:none !important;line-height:19.55px;margin:0px;padding:0px;user-select:text;\" data-contrast=\"auto\" xml:lang=\"EN-GB\" lang=\"EN-GB\">Adapting to constant changes in property legislation has been one of the biggest challenges, but I've always focused on staying ahead. By embracing and preparing for these shifts, I've ensured our clients continue to receive high-quality service. I believe embracing change is crucial, using it as an opportunity to evolve and proactively manage challenges.</span><span class=\"EOP SCXW247599531 BCX0\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;font-size:11pt;line-height:19.55px;margin:0px;padding:0px;user-select:text;\" data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:276}\">&nbsp;</span></span></p></blockquote></div><div class=\"OutlineElement Ltr SCXW247599531 BCX0\" style=\"-webkit-tap-highlight-color:transparent;-webkit-text-stroke-width:0px;-webkit-user-drag:none;background-color:rgb(255, 255, 255);clear:both;color:rgb(0, 0, 0);cursor:text;direction:ltr;font-family:&quot;Segoe UI&quot;, &quot;Segoe UI Web&quot;, Arial, Verdana, sans-serif;font-size:12px;font-style:normal;font-variant-caps:normal;font-variant-ligatures:normal;font-weight:400;letter-spacing:normal;margin:0px;orphans:2;overflow:visible;padding:0px;position:relative;text-align:start;text-decoration-color:initial;text-decoration-style:initial;text-decoration-thickness:initial;text-indent:0px;text-transform:none;user-select:text;white-space:normal;widows:2;word-spacing:0px;\"><p class=\"Paragraph SCXW247599531 BCX0\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;background-color:transparent;color:windowtext;font-kerning:none;font-style:normal;font-weight:normal;margin:0px 0px 10.6667px;overflow-wrap:break-word;padding:0px;text-align:left;text-indent:0px;user-select:text;vertical-align:baseline;white-space:pre-wrap;\" xml:lang=\"EN-GB\" lang=\"EN-GB\" paraid=\"597711864\" paraeid=\"{7cbee88d-e66e-48fd-a535-711251670128}{46}\"><span style=\"font-family:Aptos, Aptos_EmbeddedFont, Aptos_MSFontService, sans-serif;\"><span class=\"TextRun SCXW247599531 BCX0 NormalTextRun\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;font-size:11pt;font-variant-ligatures:none !important;line-height:19.55px;margin:0px;padding:0px;user-select:text;\" data-contrast=\"auto\" xml:lang=\"EN-GB\" lang=\"EN-GB\"><strong>What achievement are you most proud of in your career?</strong></span><span class=\"EOP SCXW247599531 BCX0\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;font-size:11pt;line-height:19.55px;margin:0px;padding:0px;user-select:text;\" data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:276}\">&nbsp;</span></span></p></div><div class=\"OutlineElement Ltr SCXW247599531 BCX0\" style=\"-webkit-tap-highlight-color:transparent;-webkit-text-stroke-width:0px;-webkit-user-drag:none;background-color:rgb(255, 255, 255);clear:both;color:rgb(0, 0, 0);cursor:text;direction:ltr;font-family:&quot;Segoe UI&quot;, &quot;Segoe UI Web&quot;, Arial, Verdana, sans-serif;font-size:12px;font-style:normal;font-variant-caps:normal;font-variant-ligatures:normal;font-weight:400;letter-spacing:normal;margin:0px;orphans:2;overflow:visible;padding:0px;position:relative;text-align:start;text-decoration-color:initial;text-decoration-style:initial;text-decoration-thickness:initial;text-indent:0px;text-transform:none;user-select:text;white-space:normal;widows:2;word-spacing:0px;\"><blockquote><p class=\"Paragraph SCXW247599531 BCX0\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;background-color:transparent;color:windowtext;font-kerning:none;font-style:normal;font-weight:normal;margin:0px 0px 10.6667px;overflow-wrap:break-word;padding:0px;text-align:left;text-indent:0px;user-select:text;vertical-align:baseline;white-space:pre-wrap;\" xml:lang=\"EN-GB\" lang=\"EN-GB\" paraid=\"1840051356\" paraeid=\"{7cbee88d-e66e-48fd-a535-711251670128}{53}\"><span style=\"font-family:Aptos, Aptos_EmbeddedFont, Aptos_MSFontService, sans-serif;\"><span class=\"TextRun SCXW247599531 BCX0 NormalTextRun\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;font-size:11pt;font-variant-ligatures:none !important;line-height:19.55px;margin:0px;padding:0px;user-select:text;\" data-contrast=\"auto\" xml:lang=\"EN-GB\" lang=\"EN-GB\">My biggest career achievements include becoming ARLA qualified, being appointed as a director, and being recognised as a finalist for Learner of the Year at the Property Mark Qualifications Awards.</span><span class=\"EOP SCXW247599531 BCX0\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;font-size:11pt;line-height:19.55px;margin:0px;padding:0px;user-select:text;\" data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:276}\">&nbsp;</span></span></p></blockquote></div><div class=\"OutlineElement Ltr SCXW247599531 BCX0\" style=\"-webkit-tap-highlight-color:transparent;-webkit-text-stroke-width:0px;-webkit-user-drag:none;background-color:rgb(255, 255, 255);clear:both;color:rgb(0, 0, 0);cursor:text;direction:ltr;font-family:&quot;Segoe UI&quot;, &quot;Segoe UI Web&quot;, Arial, Verdana, sans-serif;font-size:12px;font-style:normal;font-variant-caps:normal;font-variant-ligatures:normal;font-weight:400;letter-spacing:normal;margin:0px;orphans:2;overflow:visible;padding:0px;position:relative;text-align:start;text-decoration-color:initial;text-decoration-style:initial;text-decoration-thickness:initial;text-indent:0px;text-transform:none;user-select:text;white-space:normal;widows:2;word-spacing:0px;\"><p class=\"Paragraph SCXW247599531 BCX0\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;background-color:transparent;color:windowtext;font-kerning:none;font-style:normal;font-weight:normal;margin:0px 0px 10.6667px;overflow-wrap:break-word;padding:0px;text-align:left;text-indent:0px;user-select:text;vertical-align:baseline;white-space:pre-wrap;\" xml:lang=\"EN-GB\" lang=\"EN-GB\" paraid=\"1329935728\" paraeid=\"{7cbee88d-e66e-48fd-a535-711251670128}{60}\"><span style=\"font-family:Aptos, Aptos_EmbeddedFont, Aptos_MSFontService, sans-serif;\"><span class=\"TextRun SCXW247599531 BCX0 NormalTextRun\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;font-size:11pt;font-variant-ligatures:none !important;line-height:19.55px;margin:0px;padding:0px;user-select:text;\" data-contrast=\"auto\" xml:lang=\"EN-GB\" lang=\"EN-GB\"><strong>What advice would you give other women aspiring to enter the property industry?</strong></span><span class=\"EOP SCXW247599531 BCX0\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;font-size:11pt;line-height:19.55px;margin:0px;padding:0px;user-select:text;\" data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:276}\">&nbsp;</span></span></p></div><div class=\"OutlineElement Ltr SCXW247599531 BCX0\" style=\"-webkit-tap-highlight-color:transparent;-webkit-text-stroke-width:0px;-webkit-user-drag:none;background-color:rgb(255, 255, 255);clear:both;color:rgb(0, 0, 0);cursor:text;direction:ltr;font-family:&quot;Segoe UI&quot;, &quot;Segoe UI Web&quot;, Arial, Verdana, sans-serif;font-size:12px;font-style:normal;font-variant-caps:normal;font-variant-ligatures:normal;font-weight:400;letter-spacing:normal;margin:0px;orphans:2;overflow:visible;padding:0px;position:relative;text-align:start;text-decoration-color:initial;text-decoration-style:initial;text-decoration-thickness:initial;text-indent:0px;text-transform:none;user-select:text;white-space:normal;widows:2;word-spacing:0px;\"><blockquote><p class=\"Paragraph SCXW247599531 BCX0\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;background-color:transparent;color:windowtext;font-kerning:none;font-style:normal;font-weight:normal;margin:0px 0px 10.6667px;overflow-wrap:break-word;padding:0px;text-align:left;text-indent:0px;user-select:text;vertical-align:baseline;white-space:pre-wrap;\" xml:lang=\"EN-GB\" lang=\"EN-GB\" paraid=\"444373596\" paraeid=\"{7cbee88d-e66e-48fd-a535-711251670128}{67}\"><span style=\"font-family:Aptos, Aptos_EmbeddedFont, Aptos_MSFontService, sans-serif;\"><span class=\"TextRun SCXW247599531 BCX0 NormalTextRun\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;font-size:11pt;font-variant-ligatures:none !important;line-height:19.55px;margin:0px;padding:0px;user-select:text;\" data-contrast=\"auto\" xml:lang=\"EN-GB\" lang=\"EN-GB\">Entering the property industry as a woman and working mum in a senior role can be challenging, but it also brings unique strengths. My advice to other women is to trust in your abilities—despite property being seen as a male-dominated industry, women offer invaluable perspectives, empathy, and multitasking skills, especially in managing teams and navigating complex changes.</span><span class=\"EOP SCXW247599531 BCX0\" style=\"-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;font-size:11pt;line-height:19.55px;margin:0px;padding:0px;user-select:text;\" 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13:27:12.288","updated_at":"2025-03-07 13:27:12.288"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/720x500/Website_Blog_International_Women_s_Day_cfe30657ad.webp","format":"webp","transform":"720x500","inputParams":{"action":"transform","src":{"cftle":{"Key":"i.prod/Website_Blog_International_Women_s_Day_cfe30657ad.jpg"}},"dest":{"cftle":{"Key":"x.prod/720x500/Website_Blog_International_Women_s_Day_cfe30657ad.webp"},"format":{"isFormatChanged":true,"format":"webp","content-type":"image/webp"},"transform":"720x500","resize":{"width":720,"height":500,"position":"x","fit":null},"brightness":null,"sharpness":null,"quality":null,"watermark":false,"resizeText":"720x500"},"additionalParams":{"contentType":"blog","id":"67caf3211d971c1159beae3d","field":"banner_image","force":null}},"created_at":"2025-03-07 13:27:14.091","updated_at":"2025-03-07 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16:37:53.524"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/720x500/Website_Blog_International_Women_s_Day_cfe30657ad.jpg","format":"jpg","transform":"720x500","inputParams":{"action":"transform","src":{"cftle":{"Key":"i.prod/Website_Blog_International_Women_s_Day_cfe30657ad.jpg"}},"dest":{"cftle":{"Key":"x.prod/720x500/Website_Blog_International_Women_s_Day_cfe30657ad.jpg"},"format":{"isFormatChanged":false,"format":"jpg","content-type":"image/jpg"},"transform":"720x500","resize":{"width":720,"height":500,"position":"x","fit":null},"brightness":null,"sharpness":null,"quality":null,"watermark":false,"resizeText":"720x500"},"additionalParams":{"contentType":"blog","id":"67caf3211d971c1159beae3d","field":"banner_image","force":null}},"created_at":"2026-03-03 16:39:02.217","updated_at":"2026-03-03 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08:14:57.674"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x/928x500/Website_Blog_International_Women_s_Day_cfe30657ad.webp","format":"webp","transform":"928x500","created_at":"2026-04-04 02:45:10.064","updated_at":"2026-04-04 02:45:10.064"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x/336x240/Website_Blog_International_Women_s_Day_cfe30657ad.webp","format":"webp","transform":"336x240","created_at":"2026-04-07 23:23:19.148","updated_at":"2026-04-07 23:23:19.148"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x/928x500/Website_Blog_International_Women_s_Day_cfe30657ad.jpg","format":"jpg","transform":"928x500","created_at":"2026-05-08 22:39:32.187","updated_at":"2026-05-08 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","categories":"General","description":"<p>The UK property market is gearing up for changes to Stamp Duty Land Tax (SDLT), set to take effect on the 1st of April 2025. These changes will adjust the rates for first-time buyers and home movers, prompting many to wonder how this will impact their property plans. &nbsp;</p><p>Here’s everything you need to know about the upcoming changes and why they might not be the challenge they first appear to be. &nbsp;</p><p><strong>The changes: A quick recap &nbsp;</strong></p><p>From the 1st of April 2025: &nbsp;</p><p>The nil-rate band for home movers will return to £125,000 (currently £250,000). &nbsp;</p><p>For first-time buyers, the nil-rate band will decrease to £300,000 (from £425,000). The maximum purchase price eligible for relief will also drop from £625,000 to £500,000. &nbsp;</p><p>On paper, this might seem like an increase in costs, but we’re here to explain what this might mean for you. &nbsp;</p><hr><p><strong>Why these changes might not be so bad &nbsp;</strong></p><p>From an estate agent’s perspective, here’s why this shift isn’t a reason to panic: &nbsp;</p><p>1. Balanced perspective on costs &nbsp;</p><p>The property market is cyclical, and SDLT rates are just one part of the equation. Buyers and movers often focus on the bigger picture, interest rates, property values, and the long-term benefits of owning the right home. While the reduced nil-rate bands mean some buyers may pay slightly more, these adjustments don’t outweigh the importance of finding a property that suits your needs and lifestyle. We find that the people who are highly motivated to move will continue to do so, meaning you benefit from buyers you can trust to see the process all the way to the end. &nbsp;</p><p>2. A gradual market adjustment &nbsp;</p><p>Estate agents are already seeing a gradual adjustment in market activity as buyers and sellers prepare for these changes. This means you're unlikely to face a sudden rush or inflated competition closer to April. Sellers understand the landscape, and many are already pricing properties to remain attractive under the new SDLT framework. &nbsp;</p><p>3. First-time buyers still have support &nbsp;</p><p>Even after the changes, first-time buyers will continue to benefit from significant relief. For example, properties up to £300,000 remain exempt from SDLT, which still covers a wide range of affordable starter homes in many regions. If you're buying above this threshold, the 5% rate only applies to the portion above £300,000—not the entire purchase price. For example, someone purchasing a property at £350,000 would only pay 5% SDLT on £50,000, resulting in a charge of £2,500. &nbsp;</p><p>4. Focus on long-term value &nbsp;</p><p>Stamp duty is a one-off cost, but your home is a long-term investment. As estate agents, we always encourage buyers to focus on the broader value of their purchase, whether it’s securing a larger home for a growing family, relocating to a better area, or making a smart investment. Slightly higher upfront costs won’t diminish the benefits of finding the perfect property for your future. &nbsp;</p><hr><p><strong>Why you don’t need to rush</strong> &nbsp;</p><p>While completing your purchase before April 1, 2025 could save you money under the current rates, it’s not the only factor to consider. Rushing to meet an artificial deadline could mean compromising on location, property size, or the condition of your new home. Instead, take the time to ensure your purchase fits with your goals. &nbsp;</p><p>Advice for home movers: &nbsp;</p><p>If you're considering moving, speak with your estate agent about strategies to make your transaction as cost-effective as possible. Negotiating with sellers or timing your purchase to align with favorable market conditions could offset any SDLT increase. &nbsp;</p><p>Advice for first-time buyers: &nbsp;</p><p>Don’t let SDLT changes deter you. Many lenders and schemes, such as Help to Buy or shared ownership, are designed to support first-time buyers through every step of the process. We can guide you toward the best options.&nbsp;</p><hr><p>The changes to Stamp Duty Land Tax reflect a market recalibration, not a barrier. With the right guidance and a clear plan, you can navigate these adjustments confidently. As estate agents, our role is to help you make informed decisions that align with your needs.</p><p>The goal is to find a home that works for you, not just to beat a deadline. &nbsp;</p><p>If you’d like to discuss how these changes might affect your plans, or if you’re ready to start your property search, our team is <a target=\"_blank\" rel=\"noopener noreferrer\" href=\"https://www.thornleygroves.co.uk/branch-finder/\">here to help</a> every step of the way. &nbsp;</p>","embed_video_url":null,"post_on":"2025-02-10T12:00:00.000Z","tile_image":{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/i/website_local_experience_4_2fdf4fd423.jpg","alternativeText":""},"tags":null,"slug":"stamp-duty-changes-in-2025-what-do-they-mean-for-you","publish":true,"imagetransforms":null,"ggfx_results":[{"id":"67aa237d4f5b992fdef19463","transforms":[{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/352x220/website_local_experience_4_2fdf4fd423.webp","format":"webp","transform":"352x220","inputParams":{"action":"transform","src":{"cftle":{"Key":"i.prod/website_local_experience_4_2fdf4fd423.jpg"}},"dest":{"cftle":{"Key":"x.prod/352x220/website_local_experience_4_2fdf4fd423.webp"},"format":{"isFormatChanged":true,"format":"webp","content-type":"image/webp"},"transform":"352x220","resize":{"width":352,"height":220,"position":"x","fit":null},"brightness":null,"sharpness":null,"quality":null,"watermark":false,"resizeText":"352x220"},"additionalParams":{"contentType":"blog","id":"67aa222b4f5b992fdef19454","field":"tile_image","force":null}},"created_at":"2025-02-10 16:04:13.325","updated_at":"2025-02-10 16:04:13.325"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/720x380/website_local_experience_4_2fdf4fd423.webp","format":"webp","transform":"720x380","inputParams":{"action":"transform","src":{"cftle":{"Key":"i.prod/website_local_experience_4_2fdf4fd423.jpg"}},"dest":{"cftle":{"Key":"x.prod/720x380/website_local_experience_4_2fdf4fd423.webp"},"format":{"isFormatChanged":true,"format":"webp","content-type":"image/webp"},"transform":"720x380","resize":{"width":720,"height":380,"position":"x","fit":null},"brightness":null,"sharpness":null,"quality":null,"watermark":false,"resizeText":"720x380"},"additionalParams":{"contentType":"blog","id":"67aa222b4f5b992fdef19454","field":"tile_image","force":null}},"created_at":"2025-02-10 16:04:34.145","updated_at":"2025-02-10 16:04:34.145"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/352x220/website_local_experience_4_2fdf4fd423.jpg","format":"jpg","transform":"352x220","inputParams":{"action":"transform","src":{"cftle":{"Key":"i.prod/website_local_experience_4_2fdf4fd423.jpg"}},"dest":{"cftle":{"Key":"x.prod/352x220/website_local_experience_4_2fdf4fd423.jpg"},"format":{"isFormatChanged":false,"format":"jpg","content-type":"image/jpg"},"transform":"352x220","resize":{"width":352,"height":220,"position":"x","fit":null},"brightness":null,"sharpness":null,"quality":null,"watermark":false,"resizeText":"352x220"},"additionalParams":{"contentType":"blog","id":"67aa222b4f5b992fdef19454","field":"tile_image","force":null}},"created_at":"2025-02-14 18:59:09.600","updated_at":"2025-02-14 18:59:09.600"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/688x460/website_local_experience_4_2fdf4fd423.webp","format":"webp","transform":"688x460","inputParams":{"action":"transform","src":{"cftle":{"Key":"i.prod/website_local_experience_4_2fdf4fd423.jpg"}},"dest":{"cftle":{"Key":"x.prod/688x460/website_local_experience_4_2fdf4fd423.webp"},"format":{"isFormatChanged":true,"format":"webp","content-type":"image/webp"},"transform":"688x460","resize":{"width":688,"height":460,"position":"x","fit":null},"brightness":null,"sharpness":null,"quality":null,"watermark":false,"resizeText":"688x460"},"additionalParams":{"contentType":"blog","id":"67aa222b4f5b992fdef19454","field":"tile_image","force":null}},"created_at":"2025-04-17 11:18:38.472","updated_at":"2025-04-17 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16:43:54.456"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/336x240/website_banner_2_1_2708a83168.webp","format":"webp","transform":"336x240"}],"src_cftle":"i.prod/website_banner_2_1_2708a83168.jpg","src_url":null},{"id":"69c6273040e98113c1eb11bd","transforms":[{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x/352x220/website_local_experience_4_2fdf4fd423.webp","format":"webp","transform":"352x220","created_at":"2026-03-27 06:43:58.267","updated_at":"2026-03-27 06:43:58.267"}],"src_cftle":"i/website_local_experience_4_2fdf4fd423.jpg","src_url":"i/website_local_experience_4_2fdf4fd423.jpg"},{"id":"69d1a69740e98113c197c256","transforms":[{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x/720x500/website_banner_2_1_2708a83168.webp","format":"webp","transform":"720x500","created_at":"2026-04-05 00:02:31.168","updated_at":"2026-04-05 00:02:31.168"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x/928x500/website_banner_2_1_2708a83168.webp","format":"webp","transform":"928x500","created_at":"2026-04-10 07:11:02.665","updated_at":"2026-04-10 07:11:02.665"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x/336x240/website_banner_2_1_2708a83168.webp","format":"webp","transform":"336x240","created_at":"2026-04-10 07:11:03.268","updated_at":"2026-04-10 07:11:03.268"}],"src_cftle":"i/website_banner_2_1_2708a83168.jpg","src_url":"i/website_banner_2_1_2708a83168.jpg"}],"createdAt":"2025-02-10T15:58:35.487Z","updatedAt":"2026-04-10T07:11:03.503Z"},{"id":"67aa21234f5b992fdef19448","title":"The Perfect Match: Finding Your Ideal Tenant or Buyer","categories":"General","description":"<p>Letting or selling your property isn’t just a transaction, it’s about finding the right person who will love and care for it as much as you do. Think of it like matchmaking: we help connect your property with its perfect partner, whether that’s a buyer ready to settle down or a tenant looking for a place to call home. &nbsp;</p><hr><p><strong>1. First impressions matter</strong> &nbsp;</p><p>In matchmaking (and property marketing), presentation is everything. We make sure your property is dressed to impress with professional photography, detailed descriptions, and marketing that highlights its best features. Whether it’s the south-facing garden, modern kitchen, or a cosy living room, we’ll showcase what makes your property special and irresistible to prospective buyers or tenants. &nbsp;</p><p>You only get one chance to make a great first impression, so we make it count. &nbsp;</p><p><strong>2. We know what they’re looking for &nbsp;</strong></p><p>Just as every property is unique, so are the people searching for their perfect match. Some buyers are looking for their forever home; others want a project to put their own stamp on. Some tenants prioritise convenience, while others dream of outdoor space or modern interiors. &nbsp;</p><p>We take the time to understand not only your property but also the wants and needs of the people we’re matching it with. By tailoring our approach, we attract the right audience who will value your property for what it offers. &nbsp;</p><p><strong>3. Reaching the right people &nbsp;</strong></p><p>To find “The One” for your property, we cast the net wide while targeting the right audience. Our marketing strategies ensure your property stands out on all the major platforms, reaching serious buyers or tenants who are ready to commit. &nbsp;</p><p>But that’s not all. Our large database of quality clients gives us access to people actively looking for properties just like yours. With our experience and network, we connect your property with those who are ready to take the next step. &nbsp;</p><p><strong>4. Patience, persistence, and the perfect match &nbsp;</strong></p><p>Finding the right buyer or tenant isn’t always instant, but we’re here to guide you every step of the way. From handling viewings to negotiating offers, and everything that follows, we do the heavy lifting so you can focus on the exciting possibilities ahead. &nbsp;</p><p>Just like matchmaking, it’s about finding the right fit, not rushing into the first option that comes along. We work to ensure the person we find for your property is the perfect match, ready to love it just as much as you do. &nbsp;</p><p><strong>5. The finishing touches</strong> &nbsp;</p><p>Whether it’s sealing the deal with a buyer or handing the keys to a tenant, we ensure every detail is taken care of. From referencing and compliance checks for landlords, to smooth sales processes for sellers, we handle the finer points, so you don’t have to. &nbsp;</p><hr><p><strong>Ready to find “The One”? &nbsp;</strong></p><p>Whether you’re selling or letting, our team is here to help you find the perfect buyer or tenant for your property. Let us play cupid and make the match, it’s what we do best. <a target=\"_blank\" rel=\"noopener noreferrer\" href=\"https://www.thornleygroves.co.uk/branch-finder/\">Reach out today</a> and <a target=\"_blank\" rel=\"noopener noreferrer\" href=\"https://www.thornleygroves.co.uk/request-a-valuation/home-visit-valuation/\">book a valuation</a>. &nbsp;</p>","embed_video_url":null,"post_on":"2025-02-10T12:00:00.000Z","tile_image":{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/i/website_local_experience_3_2b7371b854.jpg","alternativeText":""},"tags":null,"slug":"the-perfect-match-finding-your-ideal-tenant-or-buyer","publish":true,"imagetransforms":null,"ggfx_results":[{"id":"67aa22374f5b992fdef19457","transforms":[{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/352x220/website_local_experience_3_2b7371b854.webp","format":"webp","transform":"352x220","inputParams":{"action":"transform","src":{"cftle":{"Key":"i.prod/website_local_experience_3_2b7371b854.jpg"}},"dest":{"cftle":{"Key":"x.prod/352x220/website_local_experience_3_2b7371b854.webp"},"format":{"isFormatChanged":true,"format":"webp","content-type":"image/webp"},"transform":"352x220","resize":{"width":352,"height":220,"position":"x","fit":null},"brightness":null,"sharpness":null,"quality":null,"watermark":false,"resizeText":"352x220"},"additionalParams":{"contentType":"blog","id":"67aa21234f5b992fdef19448","field":"tile_image","force":null}},"created_at":"2025-02-10 15:58:47.664","updated_at":"2025-02-10 15:58:47.664"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/720x380/website_local_experience_3_2b7371b854.webp","format":"webp","transform":"720x380","inputParams":{"action":"transform","src":{"cftle":{"Key":"i.prod/website_local_experience_3_2b7371b854.jpg"}},"dest":{"cftle":{"Key":"x.prod/720x380/website_local_experience_3_2b7371b854.webp"},"format":{"isFormatChanged":true,"format":"webp","content-type":"image/webp"},"transform":"720x380","resize":{"width":720,"height":380,"position":"x","fit":null},"brightness":null,"sharpness":null,"quality":null,"watermark":false,"resizeText":"720x380"},"additionalParams":{"contentType":"blog","id":"67aa21234f5b992fdef19448","field":"tile_image","force":null}},"created_at":"2025-02-10 16:04:34.116","updated_at":"2025-02-10 16:04:34.116"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/352x220/website_local_experience_3_2b7371b854.jpg","format":"jpg","transform":"352x220","inputParams":{"action":"transform","src":{"cftle":{"Key":"i.prod/website_local_experience_3_2b7371b854.jpg"}},"dest":{"cftle":{"Key":"x.prod/352x220/website_local_experience_3_2b7371b854.jpg"},"format":{"isFormatChanged":false,"format":"jpg","content-type":"image/jpg"},"transform":"352x220","resize":{"width":352,"height":220,"position":"x","fit":null},"brightness":null,"sharpness":null,"quality":null,"watermark":false,"resizeText":"352x220"},"additionalParams":{"contentType":"blog","id":"67aa21234f5b992fdef19448","field":"tile_image","force":null}},"created_at":"2025-02-14 18:59:09.623","updated_at":"2025-02-14 18:59:09.623"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/688x460/website_local_experience_3_2b7371b854.webp","format":"webp","transform":"688x460","inputParams":{"action":"transform","src":{"cftle":{"Key":"i.prod/website_local_experience_3_2b7371b854.jpg"}},"dest":{"cftle":{"Key":"x.prod/688x460/website_local_experience_3_2b7371b854.webp"},"format":{"isFormatChanged":true,"format":"webp","content-type":"image/webp"},"transform":"688x460","resize":{"width":688,"height":460,"position":"x","fit":null},"brightness":null,"sharpness":null,"quality":null,"watermark":false,"resizeText":"688x460"},"additionalParams":{"contentType":"blog","id":"67aa21234f5b992fdef19448","field":"tile_image","force":null}},"created_at":"2025-04-17 11:18:38.241","updated_at":"2025-04-17 11:18:38.241"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/688x460/website_local_experience_3_2b7371b854.jpg","format":"jpg","transform":"688x460"}],"src_cftle":"i.prod/website_local_experience_3_2b7371b854.jpg","src_url":null},{"id":"67aa239c4f5b992fdef19467","transforms":[{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/928x500/website_banner_2_4ff69795e6.webp","format":"webp","transform":"928x500","inputParams":{"action":"transform","src":{"cftle":{"Key":"i.prod/website_banner_2_4ff69795e6.jpg"}},"dest":{"cftle":{"Key":"x.prod/928x500/website_banner_2_4ff69795e6.webp"},"format":{"isFormatChanged":true,"format":"webp","content-type":"image/webp"},"transform":"928x500","resize":{"width":928,"height":500,"position":"x","fit":null},"brightness":null,"sharpness":null,"quality":null,"watermark":false,"resizeText":"928x500"},"additionalParams":{"contentType":"blog","id":"67aa21234f5b992fdef19448","field":"banner_image","force":null}},"created_at":"2025-02-10 16:04:44.542","updated_at":"2025-02-10 16:04:44.542"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/720x500/website_banner_2_4ff69795e6.webp","format":"webp","transform":"720x500","inputParams":{"action":"transform","src":{"cftle":{"Key":"i.prod/website_banner_2_4ff69795e6.jpg"}},"dest":{"cftle":{"Key":"x.prod/720x500/website_banner_2_4ff69795e6.webp"},"format":{"isFormatChanged":true,"format":"webp","content-type":"image/webp"},"transform":"720x500","resize":{"width":720,"height":500,"position":"x","fit":null},"brightness":null,"sharpness":null,"quality":null,"watermark":false,"resizeText":"720x500"},"additionalParams":{"contentType":"blog","id":"67aa21234f5b992fdef19448","field":"banner_image","force":null}},"created_at":"2025-02-10 16:40:57.512","updated_at":"2025-02-10 16:40:57.512"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/336x240/website_banner_2_4ff69795e6.webp","format":"webp","transform":"336x240"}],"src_cftle":"i.prod/website_banner_2_4ff69795e6.jpg","src_url":null},{"id":"69c6272e40e98113c1eb113b","transforms":[{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x/352x220/website_local_experience_3_2b7371b854.webp","format":"webp","transform":"352x220","created_at":"2026-03-27 06:43:58.351","updated_at":"2026-03-27 06:43:58.351"}],"src_cftle":"i/website_local_experience_3_2b7371b854.jpg","src_url":"i/website_local_experience_3_2b7371b854.jpg"},{"id":"69c7a72f40e98113c12c6e3d","transforms":[{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x/928x500/website_banner_2_4ff69795e6.webp","format":"webp","transform":"928x500","created_at":"2026-03-28 10:02:23.240","updated_at":"2026-03-28 10:02:23.240"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x/336x240/website_banner_2_4ff69795e6.webp","format":"webp","transform":"336x240","created_at":"2026-04-03 11:02:48.979","updated_at":"2026-04-03 11:02:48.979"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x/720x500/website_banner_2_4ff69795e6.webp","format":"webp","transform":"720x500","created_at":"2026-04-04 03:55:29.227","updated_at":"2026-04-04 03:55:29.227"}],"src_cftle":"i/website_banner_2_4ff69795e6.jpg","src_url":"i/website_banner_2_4ff69795e6.jpg"}],"createdAt":"2025-02-10T15:54:11.250Z","updatedAt":"2026-04-04T03:55:29.535Z"},{"id":"67aa20164f5b992fdef1943e","title":"Leasehold Reform: The end of the two-year extension rule","categories":"General","description":"<p>The recent abolition of the two-year ownership requirement marks a significant shift in the UK's leasehold property landscape. We will explain the change and what it means for both buyers and sellers.&nbsp;</p><p><strong>Overview of the Change</strong></p><p>Previously, leaseholders were required to own their property for a minimum of two years before they could initiate a lease extension or purchase the freehold. This stipulation often delayed homeowners' plans to enhance their property's value or marketability. With the implementation of the Leasehold and Freehold Reform Act 2024 (LAFRA), this two-year rule has been abolished, effective from the 31st of January 2025. Now, leaseholders can begin the process of extending their lease or buying the freehold immediately upon acquiring the property. &nbsp;</p><hr><p><strong>What does this mean for buyers</strong></p><p>For prospective property buyers, this reform offers increased flexibility and immediate control over their home. Previously, the mandatory two-year waiting period could deter buyers concerned about diminishing lease terms, especially when leases approached or fell below the critical 80-year mark, a threshold where extension costs can escalate due to 'marriage value' (the increase in the value of the property following the completion of the lease extension, reflecting the additional market value of the longer lease). The removal of this waiting period allows buyers to address lease extensions promptly, potentially enhancing the property's value and making it more attractive to mortgage lenders. However, it's essential for buyers to remain aware of other factors, such as the remaining lease length and associated costs, which still play important roles in property transactions. &nbsp;</p><hr><p><strong>What does this mean for sellers</strong></p><p>Sellers also stand to benefit from this reform, as properties with shorter lease terms would often face reduced marketability and value. The previous two-year ownership requirement could complicate transactions, as potential buyers might be hesitant to purchase a property with a short lease, knowing they'd have to wait to extend it, iin turn reducing the lease even further. With the abolition of this rule, sellers can now market their properties without this issue, potentially attracting a broader group of buyers. Additionally, the ability for new owners to immediately extend the lease should lead to smoother negotiations and quicker sales. &nbsp;</p><p>The removal of the two-year lease extension rule is a positive development for the property industry, offering immediate benefits to both buyers and sellers. As agents, staying informed about such legislative changes ensures we can provide accurate advice and help you make the most of new opportunities within the evolving property landscape.</p><p>Thinking of selling your leasehold property, or looking to purchase? <a target=\"_blank\" rel=\"noopener noreferrer\" href=\"https://www.thornleygroves.co.uk/branch-finder/\">Speak to our team</a> of experts today and get started. 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the 21st July. Consideration of any amendments will commence after governments’ summer recess on the 8th September, and once both the House of Commons and Lords agree, the Bill will be sent to the King for Royal Assent which is the final step before it becomes law.</p><p>This process could enter a stage known as “ping pong” where amendments are passed back and forth between the Lords and Commons until a final version is agreed. This may slightly delay Royal Assent, but the core structure of the Bill is likely to remain unchanged.</p><hr><p><strong>What has been agreed so far</strong></p><p>The Lords have passed several government-backed amendments, as well as a few from other members, however, some of these may be reversed when the Bill returns to the Commons:</p><p><strong>Key government-supported amendments passed:</strong></p><ul><li>Pet insurance requirement removed: Landlords can no longer require tenants to take out separate pet insurance, as deposits are deemed sufficient for covering damages.</li><li>Flexible notice periods: Landlords and tenants can now agree to shorter notice-to-quit periods (under 2 months) or withdraw notices, provided all joint tenants agree.</li><li>Local authority advice for agents: Local councils will be allowed to offer assured advice to property agents, helping them meet compliance standards.</li><li>Student accommodation clarity: Purpose-built student accommodation (PBSA) managed by certified providers is exempt from standard tenancy rules and pre-existing PBSA contracts can continue under the new framework.</li></ul><p><strong>Additional amendments proposed:</strong></p><ul><li>Pet damage deposit allowed: A new amendment allows landlords to collect a separate pet deposit worth up to three weeks' rent.</li><li>Sales-related re-letting window shortened: Landlords will now have to wait only six months (down from 12) before re-letting a property repossessed for sale, with safeguards to prove the sale was genuine.</li><li>More flexibility for student landlords: The rule limiting Ground 4A (used for student lets) to properties with 3 or more bedrooms has been removed and will now include 1 and 2 bedroom student properties. This will mean student landlords would need to issue their ‘pre-notice' before entering into a tenancy agreement to manage tenancy turnover efficiently at the end of the academic year.</li><li>New grounds for possession: To house agricultural workers, including the self-employed or to house a carer for the landlord or their family, if living nearby.</li></ul><p><strong>What was rejected</strong></p><p>Several House of Commons proposals did not pass:</p><ul><li>Right to repossess for redevelopment.</li><li>Backdating rent increases if upheld by tribunal.</li><li>Allowing advance rent payments up to 6 months by mutual agreement.</li></ul><hr><p><strong>Will these changes remain?</strong></p><p>While some amendments passed in the Lords, some new amendments lack government support, making it likely they will be removed or altered when the Bill returns to the House of Commons. The government is expected to only keep amendments it proposed or supported directly.</p><p>This is partly due to Labour’s clear election mandate to implement tenancy reform (which limits the Lords' power to block key elements). As well as their strong majority in the Commons, meaning they will have the final say over the Bill’s wording.</p><p><strong>What happens next?</strong></p><p>In September the Commons will review the Lords' amendments, and if disagreements arise, a back and forth between the two Houses will follow.</p><p>Royal Assent could be further delayed if this occurs, but the Bill is still on track to become law this year.</p><p>Despite amendments and debate, the final version of the Renters’ Rights Bill is expected to closely match the original version introduced in September 2024, with implementation still likely between October 2025 and January 2026.</p><p>We’ll continue to monitor each stage and provide updates to help you stay informed and prepared. 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06:16:59.962"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x/720x500/website_local_experience_2_94278f2e51.webp","format":"webp","transform":"720x500","created_at":"2026-03-30 08:36:08.714","updated_at":"2026-03-30 08:36:08.714"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x/336x240/website_local_experience_2_94278f2e51.webp","format":"webp","transform":"336x240","created_at":"2026-03-30 09:52:08.406","updated_at":"2026-03-30 09:52:08.406"}],"src_cftle":"i/website_local_experience_2_94278f2e51.jpg","src_url":"i/website_local_experience_2_94278f2e51.jpg"}],"createdAt":"2025-01-27T09:29:04.508Z","updatedAt":"2026-03-30T09:52:08.739Z"},{"id":"674088bd8ba41a3432bbeb36","title":"The cities offering FTBs with the best chance of a SDLT-free property purchase    ","categories":"General","description":"<div class=\"OutlineElement Ltr SCXW266611155 BCX8\">\n<p class=\"Paragraph SCXW266611155 BCX8\"><span class=\"TextRun SCXW266611155 BCX8\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"none\"><span class=\"NormalTextRun SCXW266611155 BCX8\">New research from Lomond reveals that 66% of homes currently listed for sale fall below the first-time buyer stamp duty threshold of &pound;425,000, with more affordable areas of the market reaching up to 90% of SDLT-exempt stock.</span></span><span class=\"EOP SCXW266611155 BCX8\" data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:0,&quot;335559739&quot;:0}\">&nbsp;</span></p>\n</div>\n<div class=\"OutlineElement Ltr SCXW266611155 BCX8\">\n<p class=\"Paragraph SCXW266611155 BCX8\"><span class=\"TextRun SCXW266611155 BCX8\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"none\"><span class=\"NormalTextRun SCXW266611155 BCX8\">As it stands, </span></span><a class=\"Hyperlink HyperlinkGateOff SCXW266611155 BCX8\" href=\"https://www.gov.uk/stamp-duty-land-tax/residential-property-rates\" target=\"_blank\" rel=\"noreferrer noopener\"><span class=\"TextRun SCXW266611155 BCX8\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"none\"><span class=\"NormalTextRun SCXW266611155 BCX8\" data-ccp-charstyle=\"Hyperlink\">first-time buyers don&rsquo;t pay stamp duty on any purchase of up to &pound;425,000</span></span></a><span class=\"TextRun SCXW266611155 BCX8\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"none\"><span class=\"NormalTextRun SCXW266611155 BCX8\">. Lomond </span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW266611155 BCX8\">analysed</span><span class=\"NormalTextRun SCXW266611155 BCX8\"> current stock for sale to reveal what percentage of current listings fall below this threshold and therefore offer the opportunity of a stamp duty free purchase for first-time buyers.&nbsp;</span></span><span class=\"EOP SCXW266611155 BCX8\" data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:0,&quot;335559739&quot;:0}\">&nbsp;</span></p>\n</div>\n<div class=\"OutlineElement Ltr SCXW266611155 BCX8\">\n<p class=\"Paragraph SCXW266611155 BCX8\"><strong><span class=\"TextRun SCXW266611155 BCX8\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"none\"><span class=\"NormalTextRun SCXW266611155 BCX8\">66% of current stock falls under SDLT threshold</span></span><span class=\"EOP SCXW266611155 BCX8\" data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:0,&quot;335559739&quot;:0}\">&nbsp;</span></strong></p>\n</div>\n<div class=\"OutlineElement Ltr SCXW266611155 BCX8\">\n<p class=\"Paragraph SCXW266611155 BCX8\"><span class=\"TextRun SCXW266611155 BCX8\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"none\"><span class=\"NormalTextRun SCXW266611155 BCX8\">The research shows that across England as a whole, 66% of all homes currently on the market are listed with an asking price below the &pound;425,000 threshold.&nbsp;</span></span><span class=\"EOP SCXW266611155 BCX8\" data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:0,&quot;335559739&quot;:0}\">&nbsp;</span></p>\n</div>\n<div class=\"OutlineElement Ltr SCXW266611155 BCX8\">\n<p class=\"Paragraph SCXW266611155 BCX8\"><span class=\"TextRun SCXW266611155 BCX8\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"none\"><span class=\"NormalTextRun SCXW266611155 BCX8\">But which major cities offer first-time buyers the best chance of a foot on the ladder without forking out for stamp duty?</span></span><span class=\"EOP SCXW266611155 BCX8\" data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:0,&quot;335559739&quot;:0}\">&nbsp;</span></p>\n</div>\n<div class=\"OutlineElement Ltr SCXW266611155 BCX8\">\n<p class=\"Paragraph SCXW266611155 BCX8\"><span class=\"TextRun SCXW266611155 BCX8\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"none\"><span class=\"NormalTextRun SCXW266611155 BCX8\">Bradford is home to the highest level of stamp duty exempt stock for first-time buyers, where 94% of all homes currently listed have an asking price below the &pound;425,000 threshold.&nbsp;</span></span><span class=\"EOP SCXW266611155 BCX8\" data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:0,&quot;335559739&quot;:0}\">&nbsp;</span></p>\n</div>\n<div class=\"OutlineElement Ltr SCXW266611155 BCX8\">\n<p class=\"Paragraph SCXW266611155 BCX8\"><strong><span class=\"TextRun SCXW266611155 BCX8\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"none\"><span class=\"NormalTextRun SCXW266611155 BCX8\">Top Cities Offering the Best Stamp Duty-Free Options</span></span><span class=\"EOP SCXW266611155 BCX8\" data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:0,&quot;335559739&quot;:0}\">&nbsp;</span></strong></p>\n</div>\n<div class=\"OutlineElement Ltr SCXW266611155 BCX8\">\n<p class=\"Paragraph SCXW266611155 BCX8\"><span class=\"TextRun SCXW266611155 BCX8\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"none\"><span class=\"NormalTextRun SCXW266611155 BCX8\">Newcastle (91.7%), Liverpool (91.2%), Birmingham (88.6%) and Manchester (87.9%) also rank high in this respect, as do Leicester (87.7%), Sheffield (86.2%) and Nottingham (85.4%).&nbsp;</span></span><span class=\"EOP SCXW266611155 BCX8\" data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:0,&quot;335559739&quot;:0}\">&nbsp;</span></p>\n</div>\n<div class=\"OutlineElement Ltr SCXW266611155 BCX8\">\n<p class=\"Paragraph SCXW266611155 BCX8\"><span class=\"TextRun SCXW266611155 BCX8\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"none\"><span class=\"NormalTextRun SCXW266611155 BCX8\">In contrast, just 32.1% of current for sale stock found across London offers first-time buyers the opportunity of a stamp duty free purchase, whilst in Brighton this figure sits at just 53.6%.&nbsp;</span></span><span class=\"EOP SCXW266611155 BCX8\" data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:0,&quot;335559739&quot;:0}\">&nbsp;</span></p>\n</div>\n<div class=\"OutlineElement Ltr SCXW266611155 BCX8\">\n<p class=\"Paragraph SCXW266611155 BCX8\"><strong><span class=\"TextRun SCXW266611155 BCX8\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"none\"><span class=\"NormalTextRun SCXW266611155 BCX8\">High demand from first-time buyers</span></span><span class=\"EOP SCXW266611155 BCX8\" data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:0,&quot;335559739&quot;:0}\">&nbsp;</span></strong></p>\n</div>\n<div class=\"OutlineElement Ltr SCXW266611155 BCX8\">\n<p class=\"Paragraph SCXW266611155 BCX8\"><span class=\"TextRun SCXW266611155 BCX8\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"none\"><span class=\"NormalTextRun SCXW266611155 BCX8\">However, first-time buyers are best advised to act quickly, as 47% of this stamp duty exempt stock has already gone under offer or sold subject to contract across England.&nbsp;</span></span><span class=\"EOP SCXW266611155 BCX8\" data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:0,&quot;335559739&quot;:0}\">&nbsp;</span></p>\n</div>\n<div class=\"SCXW266611155 BCX8\">\n<div class=\"OutlineElement Ltr SCXW266611155 BCX8\">\n<p class=\"Paragraph SCXW266611155 BCX8\"><span class=\"TextRun SCXW266611155 BCX8\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"none\"><span class=\"NormalTextRun SCXW266611155 BCX8\">First-time buyer demand for a stamp duty exempt purchase is at its highest in Bristol, where 62.3% of all homes listed for sale under &pound;425,000 have already been snapped up.&nbsp;</span></span> <span class=\"EOP SCXW266611155 BCX8\" data-ccp-props=\"{}\">&nbsp;</span></p>\n</div>\n<div class=\"OutlineElement Ltr SCXW266611155 BCX8\">\n<p class=\"Paragraph SCXW266611155 BCX8\"><span class=\"TextRun SCXW266611155 BCX8\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"none\"><span class=\"NormalTextRun SCXW266611155 BCX8\">Sheffield (59.4%) and Newcastle (57.4%) are also home to particularly high demand from first-time buyers.&nbsp;</span></span> <span class=\"EOP SCXW266611155 BCX8\" data-ccp-props=\"{}\">&nbsp;</span></p>\n</div>\n<div class=\"OutlineElement Ltr SCXW266611155 BCX8\">\n<p class=\"Paragraph SCXW266611155 BCX8\"><strong><span class=\"TextRun SCXW266611155 BCX8\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"none\"><span class=\"NormalTextRun SCXW266611155 BCX8\">Stamp duty change on the horizon</span></span><span class=\"EOP SCXW266611155 BCX8\" data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:0,&quot;335559739&quot;:0}\">&nbsp;</span></strong></p>\n</div>\n<div class=\"OutlineElement Ltr SCXW266611155 BCX8\">\n<p class=\"Paragraph SCXW266611155 BCX8\"><span class=\"TextRun SCXW266611155 BCX8\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"none\"><span class=\"NormalTextRun SCXW266611155 BCX8\">Fol</span><span class=\"NormalTextRun SCXW266611155 BCX8\">l</span><span class=\"NormalTextRun SCXW266611155 BCX8\">o</span><span class=\"NormalTextRun SCXW266611155 BCX8\">w</span><span class=\"NormalTextRun SCXW266611155 BCX8\">i</span><span class=\"NormalTextRun SCXW266611155 BCX8\">n</span><span class=\"NormalTextRun SCXW266611155 BCX8\">g</span><span class=\"NormalTextRun SCXW266611155 BCX8\"> Labour&rsquo;s Autumn Budget on October 30th, the first-time buyer stamp duty threshold will </span><span class=\"NormalTextRun AdvancedProofingIssueV2Themed SCXW266611155 BCX8\">re</span><span class=\"NormalTextRun AdvancedProofingIssueV2Themed SCXW266611155 BCX8\">vert back</span><span class=\"NormalTextRun SCXW266611155 BCX8\"> t</span><span class=\"NormalTextRun SCXW266611155 BCX8\">o </span></span><a class=\"Hyperlink HyperlinkGateOff SCXW266611155 BCX8\" href=\"https://www.gov.uk/government/publications/stamp-duty-land-tax-temporary-reductions-for-residential-properties/stamp-duty-land-tax-temporary-increase-to-thresholds\" target=\"_blank\" rel=\"noreferrer noopener\"><span class=\"TextRun SCXW266611155 BCX8\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"none\"><span class=\"NormalTextRun SCXW266611155 BCX8\" data-ccp-charstyle=\"Hyperlink\">&pound;300,000 at the end of March 2025</span></span></a><span class=\"TextRun SCXW266611155 BCX8\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"none\"><span class=\"NormalTextRun SCXW266611155 BCX8\">.</span></span><span class=\"EOP SCXW266611155 BCX8\" data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:0,&quot;335559739&quot;:0}\">&nbsp;</span></p>\n</div>\n<div class=\"OutlineElement Ltr SCXW266611155 BCX8\">\n<p class=\"Paragraph SCXW266611155 BCX8\"><strong><a class=\"Hyperlink HyperlinkGateOff SCXW266611155 BCX8\" href=\"https://www.lomond.group/\" target=\"_blank\" rel=\"noreferrer noopener\"><span class=\"TextRun SCXW266611155 BCX8\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"none\"><span class=\"NormalTextRun SCXW266611155 BCX8\" data-ccp-charstyle=\"Hyperlink\">Lomond </span></span></a><span class=\"TextRun SCXW266611155 BCX8\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"none\"><span class=\"NormalTextRun SCXW266611155 BCX8\">CEO, Ed Phillips, commented:</span></span><span class=\"EOP SCXW266611155 BCX8\" data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:0,&quot;335559739&quot;:0}\">&nbsp;</span></strong></p>\n</div>\n<div class=\"OutlineElement Ltr SCXW266611155 BCX8\">\n<p class=\"Paragraph SCXW266611155 BCX8\"><span class=\"TextRun SCXW266611155 BCX8\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"none\"><span class=\"NormalTextRun SCXW266611155 BCX8\">&ldquo;The lower stamp duty threshold has been a welcome reprieve for first-time buyers already shelling out vast sums to get on the ladder and, as our research shows, there&rsquo;s plenty of stock available in the current market that would allow them to avoid a stamp duty when getting that first foot on the ladder.</span></span><span class=\"EOP SCXW266611155 BCX8\" data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:0,&quot;335559739&quot;:0}\">&nbsp;</span></p>\n</div>\n<div class=\"OutlineElement Ltr SCXW266611155 BCX8\">\n<p class=\"Paragraph SCXW266611155 BCX8\"><span class=\"TextRun SCXW266611155 BCX8\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"none\"><span class=\"NormalTextRun SCXW266611155 BCX8\">&ldquo;However, the clock is ticking and those who wish to </span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW266611155 BCX8\">maximise</span><span class=\"NormalTextRun SCXW266611155 BCX8\"> the benefits of the current stamp duty exemptions need to do so before March 2025. Whilst this may sound like a long way away, the deadline will come around soon enough, particularly when you consider the prolonged timeline </span><span class=\"NormalTextRun SCXW266611155 BCX8\">required</span><span class=\"NormalTextRun SCXW266611155 BCX8\"> when </span><span class=\"NormalTextRun SCXW266611155 BCX8\">purchasing</span><span class=\"NormalTextRun SCXW266611155 BCX8\"> a property.</span><span class=\"NormalTextRun SCXW266611155 BCX8\">&rdquo;</span></span><span class=\"EOP SCXW266611155 BCX8\" data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:0,&quot;335559739&quot;:0}\">&nbsp;</span></p>\n</div>\n<div class=\"OutlineElement Ltr SCXW266611155 BCX8\">\n<p class=\"Paragraph SCXW266611155 BCX8\"><span class=\"TextRun SCXW266611155 BCX8\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"none\"><span class=\"NormalTextRun SCXW266611155 BCX8\">Data tables and sources</span></span><span class=\"EOP SCXW266611155 BCX8\" data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:0,&quot;335559739&quot;:0}\">&nbsp;</span></p>\n</div>\n<div class=\"ListContainerWrapper SCXW266611155 BCX8\">\n<ul class=\"BulletListStyle1 SCXW266611155 BCX8\" role=\"list\">\n<li class=\"OutlineElement Ltr SCXW266611155 BCX8\" role=\"listitem\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"1\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" aria-setsize=\"-1\" data-aria-posinset=\"1\" data-aria-level=\"1\">\n<p class=\"Paragraph SCXW266611155 BCX8\"><a class=\"Hyperlink HyperlinkGateOff SCXW266611155 BCX8\" href=\"https://www.rightmove.co.uk/\" target=\"_blank\" rel=\"noreferrer noopener\"><span class=\"TextRun SCXW266611155 BCX8\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"none\"><span class=\"NormalTextRun SCXW266611155 BCX8\" data-ccp-charstyle=\"Hyperlink\">Data sourced from Rightmove and correct as of 19/09/2024</span></span></a><span class=\"EOP SCXW266611155 BCX8\" data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:220,&quot;335559739&quot;:220}\">&nbsp;</span></p>\n</li>\n</ul>\n</div>\n<div class=\"ListContainerWrapper SCXW266611155 BCX8\">\n<ul class=\"BulletListStyle1 SCXW266611155 BCX8\" role=\"list\">\n<li class=\"OutlineElement Ltr SCXW266611155 BCX8\" role=\"listitem\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"1\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" aria-setsize=\"-1\" data-aria-posinset=\"2\" data-aria-level=\"1\">\n<p class=\"Paragraph SCXW266611155 BCX8\"><a class=\"Hyperlink HyperlinkGateOff SCXW266611155 BCX8\" href=\"https://docs.google.com/spreadsheets/d/e/2PACX-1vTI5AiP1GnqHp0Pn14OfIkZqwaMZrKmIQpOV5RaoBwa4pCf_5jJ6sdnD6Ew6M-6IdE6M2znr_JqDga6/pubhtml?gid=2129400042&amp;single=true\" target=\"_blank\" rel=\"noreferrer noopener\"><span class=\"TextRun SCXW266611155 BCX8\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"none\"><span class=\"NormalTextRun SCXW266611155 BCX8\" data-ccp-charstyle=\"Hyperlink\">Full data tables and sources available here.</span></span></a><span class=\"EOP SCXW266611155 BCX8\" data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:220,&quot;335559739&quot;:220}\">&nbsp;</span></p>\n</li>\n</ul>\n</div>\n</div>","embed_video_url":null,"post_on":null,"tile_image":{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/i/FTB_image_42f6295239.jpg","alternativeText":""},"tags":null,"slug":"the-cities-offering-ft-bs-with-the-best-chance-of-a-sdlt-free-property-purchase","publish":true,"imagetransforms":null,"ggfx_results":[{"id":"674089868ba41a3432bbeb3a","transforms":[{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/720x380/FTB_image_42f6295239.webp","format":"webp","transform":"720x380","inputParams":{"action":"transform","src":{"cftle":{"Key":"i.prod/FTB_image_42f6295239.jpg"}},"dest":{"cftle":{"Key":"x.prod/720x380/FTB_image_42f6295239.webp"},"format":{"isFormatChanged":true,"format":"webp","content-type":"image/webp"},"transform":"720x380","resize":{"width":720,"height":380,"position":"x","fit":null},"brightness":null,"sharpness":null,"quality":null,"watermark":false,"resizeText":"720x380"},"additionalParams":{"contentType":"blog","id":"674088bd8ba41a3432bbeb36","field":"tile_image","force":null}},"created_at":"2024-11-22 13:39:18.988","updated_at":"2024-11-22 13:39:18.988"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/352x220/FTB_image_42f6295239.webp","format":"webp","transform":"352x220","inputParams":{"action":"transform","src":{"cftle":{"Key":"i.prod/FTB_image_42f6295239.jpg"}},"dest":{"cftle":{"Key":"x.prod/352x220/FTB_image_42f6295239.webp"},"format":{"isFormatChanged":true,"format":"webp","content-type":"image/webp"},"transform":"352x220","resize":{"width":352,"height":220,"position":"x","fit":null},"brightness":null,"sharpness":null,"quality":null,"watermark":false,"resizeText":"352x220"},"additionalParams":{"contentType":"blog","id":"674088bd8ba41a3432bbeb36","field":"tile_image","force":null}},"created_at":"2024-11-22 13:39:19.458","updated_at":"2024-11-22 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05:42:57.743"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x/352x220/FTB_image_42f6295239.webp","format":"webp","transform":"352x220","created_at":"2026-03-27 06:43:58.721","updated_at":"2026-03-27 06:43:58.721"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x/720x380/FTB_image_42f6295239.webp","format":"webp","transform":"720x380","created_at":"2026-05-26 09:49:50.542","updated_at":"2026-05-26 09:49:50.542"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x/688x460/FTB_image_42f6295239.webp","format":"webp","transform":"688x460","created_at":"2026-05-26 09:52:00.939","updated_at":"2026-05-26 09:52:00.939"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x/928x500/FTB_image_42f6295239.jpg","format":"jpg","transform":"928x500","created_at":"2026-06-05 13:13:54.326","updated_at":"2026-06-05 13:13:54.326"}],"src_cftle":"i/FTB_image_42f6295239.jpg","src_url":"i/FTB_image_42f6295239.jpg"}],"createdAt":"2024-11-22T13:35:57.733Z","updatedAt":"2026-06-05T13:13:55.455Z"},{"id":"6740888c8ba41a3432bbeb32","title":"Why listing now will help you move in 2025 ","categories":"General","description":"<div class=\"OutlineElement Ltr SCXW148789857 BCX8\">\n<p class=\"Paragraph SCXW148789857 BCX8\"><span class=\"TextRun SCXW148789857 BCX8\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW148789857 BCX8\">As the festive season approaches, you might think </span><span class=\"NormalTextRun SCXW148789857 BCX8\">it's</span><span class=\"NormalTextRun SCXW148789857 BCX8\"> best to put your moving plans on hold until the New Year, but that could mean </span><span class=\"NormalTextRun SCXW148789857 BCX8\">missing out on</span><span class=\"NormalTextRun SCXW148789857 BCX8\"> the perfect opportunity. At Thornley Groves, we believe&nbsp;</span><span class=\"NormalTextRun SCXW148789857 BCX8\">there&rsquo;s</span><span class=\"NormalTextRun SCXW148789857 BCX8\"> never been a better time to list your home and start your move than right now.</span></span><span class=\"EOP SCXW148789857 BCX8\" data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n</div>\n<div class=\"OutlineElement Ltr SCXW148789857 BCX8\">\n<p class=\"Paragraph SCXW148789857 BCX8\"><span class=\"TextRun SCXW148789857 BCX8\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW148789857 BCX8\">Here&rsquo;s</span><span class=\"NormalTextRun SCXW148789857 BCX8\"> why:</span></span><span class=\"EOP SCXW148789857 BCX8\" data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n</div>\n<div class=\"OutlineElement Ltr SCXW148789857 BCX8\">\n<p class=\"Paragraph SCXW148789857 BCX8\"><strong><span class=\"TextRun SCXW148789857 BCX8\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW148789857 BCX8\">Increased Buyer Activity</span></span><span class=\"EOP SCXW148789857 BCX8\" data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></strong></p>\n</div>\n<div class=\"OutlineElement Ltr SCXW148789857 BCX8\">\n<p class=\"Paragraph SCXW148789857 BCX8\"><span class=\"TextRun SCXW148789857 BCX8\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW148789857 BCX8\">According to Rightmove, Boxing Day consistently sees a significant surge in property searches as buyers get serious about finding their next home. With so many potential buyers browsing during the holidays, listing your home now means </span><span class=\"NormalTextRun SCXW148789857 BCX8\">it&rsquo;s</span><span class=\"NormalTextRun SCXW148789857 BCX8\"> primed to catch their attention when interest peaks.</span></span><span class=\"EOP SCXW148789857 BCX8\" data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n</div>\n<div class=\"OutlineElement Ltr SCXW148789857 BCX8\">\n<p class=\"Paragraph SCXW148789857 BCX8\"><strong><span class=\"TextRun SCXW148789857 BCX8\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW148789857 BCX8\">Less Competition</span></span><span class=\"EOP SCXW148789857 BCX8\" data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></strong></p>\n</div>\n<div class=\"OutlineElement Ltr SCXW148789857 BCX8\">\n<p class=\"Paragraph SCXW148789857 BCX8\"><span class=\"TextRun SCXW148789857 BCX8\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW148789857 BCX8\">While buyer activity soars on Boxing Day, the real flood of property valuations occurs just after the </span><span class=\"NormalTextRun SCXW148789857 BCX8\">New Year</span><span class=\"NormalTextRun SCXW148789857 BCX8\">, with the highest number of valuation requests expected on the 2nd and 3rd of January. By moving now, you can get ahead of the crowd, ensuring your home stands out in a less competitive market. Acting before the post-holiday rush puts you in a better position to secure </span><span class=\"NormalTextRun ContextualSpellingAndGrammarErrorV2Themed SCXW148789857 BCX8\">a quicker sale</span><span class=\"NormalTextRun SCXW148789857 BCX8\"> and potentially higher offers.</span></span><span class=\"EOP SCXW148789857 BCX8\" data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n</div>\n<div class=\"OutlineElement Ltr SCXW148789857 BCX8\">\n<p class=\"Paragraph SCXW148789857 BCX8\"><strong><span class=\"TextRun SCXW148789857 BCX8\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW148789857 BCX8\">Start Fresh in 2025</span></span><span class=\"EOP SCXW148789857 BCX8\" data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></strong></p>\n</div>\n<div class=\"OutlineElement Ltr SCXW148789857 BCX8\">\n<p class=\"Paragraph SCXW148789857 BCX8\"><span class=\"TextRun SCXW148789857 BCX8\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW148789857 BCX8\">By listing your property now, </span><span class=\"NormalTextRun SCXW148789857 BCX8\">you&rsquo;re</span><span class=\"NormalTextRun SCXW148789857 BCX8\"> setting the stage for a fresh start in early 2025. Whether </span><span class=\"NormalTextRun SCXW148789857 BCX8\">it&rsquo;s</span><span class=\"NormalTextRun SCXW148789857 BCX8\"> more space for a growing family, a new location for work, time to downsize, or simply a new home for a new chapter, making your move now gives you the chance to enjoy your new home for 2025 and beyond.</span></span><span class=\"EOP SCXW148789857 BCX8\" data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n</div>\n<div class=\"OutlineElement Ltr SCXW148789857 BCX8\">\n<p class=\"Paragraph SCXW148789857 BCX8\"><strong><span class=\"TextRun SCXW148789857 BCX8\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW148789857 BCX8\">Strong Market Conditions</span></span><span class=\"EOP SCXW148789857 BCX8\" data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></strong></p>\n</div>\n<div class=\"OutlineElement Ltr SCXW148789857 BCX8\">\n<p class=\"Paragraph SCXW148789857 BCX8\"><span class=\"TextRun SCXW148789857 BCX8\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW148789857 BCX8\">The current market </span><span class=\"NormalTextRun SCXW148789857 BCX8\">remains</span><span class=\"NormalTextRun SCXW148789857 BCX8\"> robust, with high demand for properties and stable mortgage rates providing an ideal environment for sellers. With buyer confidence returning and competition for quality homes increasing, </span><span class=\"NormalTextRun SCXW148789857 BCX8\">there&rsquo;s</span><span class=\"NormalTextRun SCXW148789857 BCX8\"> never been a better time to take advantage of these </span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW148789857 BCX8\">favo</span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW148789857 BCX8\">u</span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW148789857 BCX8\">rable</span><span class=\"NormalTextRun SCXW148789857 BCX8\"> conditions. Acting now allows you to lock in a sale while both demand and mortgage options </span><span class=\"NormalTextRun SCXW148789857 BCX8\">remain</span><span class=\"NormalTextRun SCXW148789857 BCX8\"> strong, giving you greater flexibility as you plan your next move.</span></span><span class=\"EOP SCXW148789857 BCX8\" data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n</div>\n<div class=\"OutlineElement Ltr SCXW148789857 BCX8\">\n<p class=\"Paragraph SCXW148789857 BCX8\"><span class=\"TextRun SCXW148789857 BCX8\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW148789857 BCX8\">Whatever your reason for moving, </span><span class=\"NormalTextRun SCXW148789857 BCX8\">we&rsquo;re</span><span class=\"NormalTextRun SCXW148789857 BCX8\"> here to help. With our expert knowledge of the local market, we can help you achieve the best possible price for your home.</span></span><span class=\"EOP SCXW148789857 BCX8\" data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n</div>\n<div class=\"OutlineElement Ltr SCXW148789857 BCX8\">\n<p class=\"Paragraph SCXW148789857 BCX8\"><span class=\"TextRun SCXW148789857 BCX8\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW148789857 BCX8\">If </span><span class=\"NormalTextRun SCXW148789857 BCX8\">you&rsquo;d</span><span class=\"NormalTextRun SCXW148789857 BCX8\"> like to discuss your options or find out more about listing your home, </span><a href=\"https://thornleygroves-campaign.lead.pro/\"><span class=\"NormalTextRun SCXW148789857 BCX8\">get in touch with</span><span class=\"NormalTextRun SCXW148789857 BCX8\"> us </span><span class=\"NormalTextRun SCXW148789857 BCX8\">today.</span></a></span></p>\n</div>\n<div class=\"OutlineElement Ltr SCXW148789857 BCX8\">\n<p class=\"Paragraph SCXW148789857 BCX8\"><span class=\"TextRun SCXW148789857 BCX8\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW148789857 BCX8\">Don&rsquo;t</span><span class=\"NormalTextRun SCXW148789857 BCX8\"> wait... just move!</span></span><span class=\"EOP SCXW148789857 BCX8\" data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n</div>","embed_video_url":null,"post_on":null,"tile_image":{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/i/TG_bbd3c0be2d.png","alternativeText":""},"tags":null,"slug":"why-listing-now-will-help-you-move-in-2025","publish":true,"imagetransforms":null,"ggfx_results":[{"id":"674089868ba41a3432bbeb39","transforms":[{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/720x380/TG_bbd3c0be2d.webp","format":"webp","transform":"720x380","inputParams":{"action":"transform","src":{"cftle":{"Key":"i.prod/TG_bbd3c0be2d.png"}},"dest":{"cftle":{"Key":"x.prod/720x380/TG_bbd3c0be2d.webp"},"format":{"isFormatChanged":true,"format":"webp","content-type":"image/webp"},"transform":"720x380","resize":{"width":720,"height":380,"position":"x","fit":null},"brightness":null,"sharpness":null,"quality":null,"watermark":false,"resizeText":"720x380"},"additionalParams":{"contentType":"blog","id":"6740888c8ba41a3432bbeb32","field":"tile_image","force":null}},"created_at":"2024-11-22 13:39:19.068","updated_at":"2024-11-22 13:39:19.068"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/352x220/TG_bbd3c0be2d.webp","format":"webp","transform":"352x220","inputParams":{"action":"transform","src":{"cftle":{"Key":"i.prod/TG_bbd3c0be2d.png"}},"dest":{"cftle":{"Key":"x.prod/352x220/TG_bbd3c0be2d.webp"},"format":{"isFormatChanged":true,"format":"webp","content-type":"image/webp"},"transform":"352x220","resize":{"width":352,"height":220,"position":"x","fit":null},"brightness":null,"sharpness":null,"quality":null,"watermark":false,"resizeText":"352x220"},"additionalParams":{"contentType":"blog","id":"6740888c8ba41a3432bbeb32","field":"tile_image","force":null}},"created_at":"2024-11-22 13:39:19.465","updated_at":"2024-11-22 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significant momentum, with the number of sales agreed </span><span class=\"NormalTextRun SCXW97494477 BCX8\">up </span><span class=\"NormalTextRun SCXW97494477 BCX8\">26% compared to this time last year, alongside a 6% rise in new sellers entering the market. This surge in activity reflects growing confidence among buyers and sellers alike.&nbsp;</span></span><span class=\"EOP SCXW97494477 BCX8\" data-ccp-props=\"{}\">&nbsp;</span></p>\n</div>\n<div class=\"OutlineElement Ltr SCXW97494477 BCX8\">\n<p class=\"Paragraph SCXW97494477 BCX8\"><span class=\"TextRun SCXW97494477 BCX8\" lang=\"EN-GB\" xml:lang=\"EN-GB\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW97494477 BCX8\">This growth is </span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW97494477 BCX8\">fueled</span><span class=\"NormalTextRun SCXW97494477 BCX8\"> by the easing of mortgage rates, which are unlocking pent-up demand and encouraging more people to take the next step on their property journey.</span></span><span class=\"EOP SCXW97494477 BCX8\" data-ccp-props=\"{}\">&nbsp;</span></p>\n</div>\n<div class=\"OutlineElement Ltr SCXW97494477 BCX8\">\n<p class=\"Paragraph SCXW97494477 BCX8\"><span class=\"TextRun SCXW97494477 BCX8\" lang=\"EN-GB\" xml:lang=\"EN-GB\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW97494477 BCX8\">Regionally the </span><span class=\"NormalTextRun ContextualSpellingAndGrammarErrorV2Themed SCXW97494477 BCX8\">North West</span><span class=\"NormalTextRun SCXW97494477 BCX8\"> has seen a 1.8% increase in average property prices since last year</span><span class=\"NormalTextRun SCXW97494477 BCX8\">, taking the figure to </span><span class=\"NormalTextRun SCXW97494477 BCX8\">&pound;259,792.&nbsp;</span></span><span class=\"EOP SCXW97494477 BCX8\" data-ccp-props=\"{}\">&nbsp;</span></p>\n</div>\n<div class=\"OutlineElement Ltr SCXW97494477 BCX8\">\n<p class=\"Paragraph SCXW97494477 BCX8\"><span class=\"TextRun SCXW97494477 BCX8\" lang=\"EN-GB\" xml:lang=\"EN-GB\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW97494477 BCX8\">More specifically for us, we can report that we have 28% more properties under offer compared to this time last year, reflecting a strong and active market. This increase in buyer and seller activity highlights the growing confidence in the property sector, and as a local business, </span><span class=\"NormalTextRun SCXW97494477 BCX8\">we&rsquo;re</span><span class=\"NormalTextRun SCXW97494477 BCX8\"> proud to be delivering positive outcomes for our clients. As your trusted estate agent, </span><span class=\"NormalTextRun SCXW97494477 BCX8\">we're</span><span class=\"NormalTextRun SCXW97494477 BCX8\"> committed to helping you navigate the market and stay fully up to date.</span><span class=\"NormalTextRun SCXW97494477 BCX8\">&nbsp;</span></span><span class=\"EOP SCXW97494477 BCX8\" data-ccp-props=\"{}\">&nbsp;</span></p>\n</div>\n<div class=\"OutlineElement Ltr SCXW97494477 BCX8\">\n<p class=\"Paragraph SCXW97494477 BCX8\"><span class=\"TextRun SCXW97494477 BCX8\" lang=\"EN-GB\" xml:lang=\"EN-GB\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW97494477 BCX8\">Looking ahead to 2025, Rightmove forecasts a 4% increase in average asking prices; their most optimistic prediction since the pandemic-driven surge of 2021.&nbsp;</span></span><span class=\"EOP SCXW97494477 BCX8\" data-ccp-props=\"{}\">&nbsp;</span></p>\n</div>\n<div class=\"OutlineElement Ltr SCXW97494477 BCX8\">\n<p class=\"Paragraph SCXW97494477 BCX8\"><span class=\"TextRun SCXW97494477 BCX8\" lang=\"EN-GB\" xml:lang=\"EN-GB\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW97494477 BCX8\">Have you got a property </span><span class=\"NormalTextRun SCXW97494477 BCX8\">you're</span><span class=\"NormalTextRun SCXW97494477 BCX8\"> thinking of selling? Now could be the perfect time to get your property valued.</span> </span><a class=\"Hyperlink HyperlinkGateOff SCXW97494477 BCX8\" href=\"https://thornleygroves-campaign.lead.pro/\" target=\"_blank\" rel=\"noreferrer noopener\"><span class=\"TextRun Underlined UnderlinedGateOff SCXW97494477 BCX8\" lang=\"EN-GB\" xml:lang=\"EN-GB\" data-contrast=\"none\"><span class=\"NormalTextRun SCXW97494477 BCX8\" data-ccp-charstyle=\"Hyperlink\">Contact us today</span></span></a><span class=\"TextRun SCXW97494477 BCX8\" lang=\"EN-GB\" xml:lang=\"EN-GB\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW97494477 BCX8\"> for your free valuation.&nbsp;</span></span><span class=\"EOP SCXW97494477 BCX8\" data-ccp-props=\"{}\">&nbsp;</span></p>\n</div>","embed_video_url":null,"post_on":null,"tile_image":{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/i/market_update_header_image_289aa375e1.jpg","alternativeText":""},"tags":null,"slug":"whats-happening-in-the-property-market-this-november","publish":true,"imagetransforms":null,"ggfx_results":[{"id":"673f0e8063f6112e3a8f6c9c","transforms":[{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/352x220/Getty_Images_1397498377_9752973cb4.webp","format":"webp","transform":"352x220","inputParams":{"action":"transform","src":{"cftle":{"Key":"i.prod/Getty_Images_1397498377_9752973cb4.jpg"}},"dest":{"cftle":{"Key":"x.prod/352x220/Getty_Images_1397498377_9752973cb4.webp"},"format":{"isFormatChanged":true,"format":"webp","content-type":"image/webp"},"transform":"352x220","resize":{"width":352,"height":220,"position":"x","fit":null},"brightness":null,"sharpness":null,"quality":null,"watermark":false,"resizeText":"352x220"},"additionalParams":{"contentType":"blog","id":"673f0d8363f6112e3a8f6c5e","field":"tile_image","force":null}},"created_at":"2024-11-21 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04:58:35.627"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x/336x240/market_update_header_image_289aa375e1.webp","format":"webp","transform":"336x240","created_at":"2026-03-28 08:32:11.772","updated_at":"2026-03-28 08:32:11.772"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x/720x380/market_update_header_image_289aa375e1.webp","format":"webp","transform":"720x380","created_at":"2026-04-10 06:29:45.152","updated_at":"2026-04-10 06:29:45.152"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x/720x500/market_update_header_image_289aa375e1.jpg","format":"jpg","transform":"720x500","created_at":"2026-04-12 13:49:28.519","updated_at":"2026-04-12 13:49:28.519"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x/928x500/market_update_header_image_289aa375e1.jpg","format":"jpg","transform":"928x500","created_at":"2026-05-04 05:45:54.998","updated_at":"2026-05-04 05:45:54.998"}],"src_cftle":"i/market_update_header_image_289aa375e1.jpg","src_url":"i/market_update_header_image_289aa375e1.jpg"}],"createdAt":"2024-11-21T10:37:55.773Z","updatedAt":"2026-05-04T05:45:55.345Z"},{"id":"6734bd8576a1ed1f8908a8bf","title":"Tenants guide: Winter-proofing your home ","categories":"Lettings","description":"<p>Stay safe and warm this winter with our essential guide for tenants. As temperatures begin to drop, preparing your rented home for the challenges of winter is necessary. This guide walks you through everything you need to know, from safeguarding entry points to keeping your heating and boiler systems in shape. Learn practical tips for handling leaks, managing condensation, and ensuring your lighting and security are winter-ready. <a target=\"_blank\" rel=\"noopener noreferrer\" href=\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/i.prod/Thornley_Groves_Winter_proof_Your_Home_7262246c32.pdf\">Click here</a> to access your guide to staying warm and safe all season long.</p><p>&nbsp;</p><p>&nbsp;</p><p>&nbsp;</p>","embed_video_url":null,"post_on":"2025-11-26T09:30:00.000Z","tile_image":{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/i/Untitled_design_2_34c111cfee.png","alternativeText":""},"tags":"Lettings","slug":"tenants-guide-winter-proofing-your-home","publish":true,"imagetransforms":null,"ggfx_results":[{"id":"6734c01976a1ed1f8908a8c9","transforms":[{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/352x220/Untitled_design_2_34c111cfee.webp","format":"webp","transform":"352x220","inputParams":{"action":"transform","src":{"cftle":{"Key":"i.prod/Untitled_design_2_34c111cfee.png"}},"dest":{"cftle":{"Key":"x.prod/352x220/Untitled_design_2_34c111cfee.webp"},"format":{"isFormatChanged":true,"format":"webp","content-type":"image/webp"},"transform":"352x220","resize":{"width":352,"height":220,"position":"x","fit":null},"brightness":null,"sharpness":null,"quality":null,"watermark":false,"resizeText":"352x220"},"additionalParams":{"contentType":"blog","id":"6734bd8576a1ed1f8908a8bf","field":"tile_image","force":null}},"created_at":"2024-11-13 15:04:57.122","updated_at":"2024-11-13 15:04:57.122"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/720x380/Untitled_design_2_34c111cfee.webp","format":"webp","transform":"720x380","inputParams":{"action":"transform","src":{"cftle":{"Key":"i.prod/Untitled_design_2_34c111cfee.png"}},"dest":{"cftle":{"Key":"x.prod/720x380/Untitled_design_2_34c111cfee.webp"},"format":{"isFormatChanged":true,"format":"webp","content-type":"image/webp"},"transform":"720x380","resize":{"width":720,"height":380,"position":"x","fit":null},"brightness":null,"sharpness":null,"quality":null,"watermark":false,"resizeText":"720x380"},"additionalParams":{"contentType":"blog","id":"6734bd8576a1ed1f8908a8bf","field":"tile_image","force":null}},"created_at":"2024-11-13 15:14:24.051","updated_at":"2024-11-13 15:14:24.051"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/352x220/Untitled_design_2_34c111cfee.png","format":"png","transform":"352x220","inputParams":{"action":"transform","src":{"cftle":{"Key":"i.prod/Untitled_design_2_34c111cfee.png"}},"dest":{"cftle":{"Key":"x.prod/352x220/Untitled_design_2_34c111cfee.png"},"format":{"isFormatChanged":false,"format":"png","content-type":"image/png"},"transform":"352x220","resize":{"width":352,"height":220,"position":"x","fit":null},"brightness":null,"sharpness":null,"quality":null,"watermark":false,"resizeText":"352x220"},"additionalParams":{"contentType":"blog","id":"6734bd8576a1ed1f8908a8bf","field":"tile_image","force":null}},"created_at":"2024-11-13 19:43:51.224","updated_at":"2024-11-13 19:43:51.224"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/688x460/Untitled_design_2_34c111cfee.webp","format":"webp","transform":"688x460","inputParams":{"action":"transform","src":{"cftle":{"Key":"i.prod/Untitled_design_2_34c111cfee.png"}},"dest":{"cftle":{"Key":"x.prod/688x460/Untitled_design_2_34c111cfee.webp"},"format":{"isFormatChanged":true,"format":"webp","content-type":"image/webp"},"transform":"688x460","resize":{"width":688,"height":460,"position":"x","fit":null},"brightness":null,"sharpness":null,"quality":null,"watermark":false,"resizeText":"688x460"},"additionalParams":{"contentType":"blog","id":"6734bd8576a1ed1f8908a8bf","field":"tile_image","force":null}},"created_at":"2025-04-17 11:18:39.684","updated_at":"2025-04-17 11:18:39.684"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/688x460/Untitled_design_2_34c111cfee.png","format":"png","transform":"688x460","inputParams":{"action":"transform","src":{"cftle":{"Key":"i.prod/Untitled_design_2_34c111cfee.png"}},"dest":{"cftle":{"Key":"x.prod/688x460/Untitled_design_2_34c111cfee.png"},"format":{"isFormatChanged":false,"format":"png","content-type":"image/png"},"transform":"688x460","resize":{"width":688,"height":460,"position":"x","fit":null},"brightness":null,"sharpness":null,"quality":null,"watermark":false,"resizeText":"688x460"},"additionalParams":{"contentType":"blog","id":"6734bd8576a1ed1f8908a8bf","field":"tile_image","force":null}},"created_at":"2025-04-23 18:21:41.930","updated_at":"2025-04-23 18:21:41.930"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/720x380/Untitled_design_2_34c111cfee.png","format":"png","transform":"720x380"}],"src_cftle":"i.prod/Untitled_design_2_34c111cfee.png","src_url":null},{"id":"6734c25876a1ed1f8908a8ca","transforms":[{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/928x500/Untitled_design_1_28096b0ee6.webp","format":"webp","transform":"928x500","inputParams":{"action":"transform","src":{"cftle":{"Key":"i.prod/Untitled_design_1_28096b0ee6.png"}},"dest":{"cftle":{"Key":"x.prod/928x500/Untitled_design_1_28096b0ee6.webp"},"format":{"isFormatChanged":true,"format":"webp","content-type":"image/webp"},"transform":"928x500","resize":{"width":928,"height":500,"position":"x","fit":null},"brightness":null,"sharpness":null,"quality":null,"watermark":false,"resizeText":"928x500"},"additionalParams":{"contentType":"blog","id":"6734bd8576a1ed1f8908a8bf","field":"banner_image","force":null}},"created_at":"2024-11-13 15:14:32.683","updated_at":"2024-11-13 15:14:32.683"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/720x500/Untitled_design_1_28096b0ee6.webp","format":"webp","transform":"720x500","inputParams":{"action":"transform","src":{"cftle":{"Key":"i.prod/Untitled_design_1_28096b0ee6.png"}},"dest":{"cftle":{"Key":"x.prod/720x500/Untitled_design_1_28096b0ee6.webp"},"format":{"isFormatChanged":true,"format":"webp","content-type":"image/webp"},"transform":"720x500","resize":{"width":720,"height":500,"position":"x","fit":null},"brightness":null,"sharpness":null,"quality":null,"watermark":false,"resizeText":"720x500"},"additionalParams":{"contentType":"blog","id":"6734bd8576a1ed1f8908a8bf","field":"banner_image","force":null}},"created_at":"2024-11-13 15:48:38.750","updated_at":"2024-11-13 15:48:38.750"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/336x240/Untitled_design_1_28096b0ee6.webp","format":"webp","transform":"336x240"}],"src_cftle":"i.prod/Untitled_design_1_28096b0ee6.png","src_url":null},{"id":"69c6272c40e98113c1eb0f6b","transforms":[{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x/352x220/Untitled_design_2_34c111cfee.webp","format":"webp","transform":"352x220","created_at":"2026-03-27 06:43:55.588","updated_at":"2026-03-27 06:43:55.588"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x/720x380/Untitled_design_2_34c111cfee.webp","format":"webp","transform":"720x380","created_at":"2026-04-12 17:45:36.503","updated_at":"2026-04-12 17:45:36.503"}],"src_cftle":"i/Untitled_design_2_34c111cfee.png","src_url":"i/Untitled_design_2_34c111cfee.png"},{"id":"69c7c3a440e98113c131b99e","transforms":[{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x/928x500/Untitled_design_1_28096b0ee6.webp","format":"webp","transform":"928x500","created_at":"2026-03-28 12:03:47.497","updated_at":"2026-03-28 12:03:47.497"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x/720x500/Untitled_design_1_28096b0ee6.webp","format":"webp","transform":"720x500","created_at":"2026-04-01 00:36:35.972","updated_at":"2026-04-01 00:36:35.972"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x/336x240/Untitled_design_1_28096b0ee6.webp","format":"webp","transform":"336x240","created_at":"2026-04-01 19:08:57.187","updated_at":"2026-04-01 19:08:57.187"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x/720x500/Untitled_design_1_28096b0ee6.png","format":"png","transform":"720x500","created_at":"2026-05-08 23:17:23.515","updated_at":"2026-05-08 23:17:23.515"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x/928x500/Untitled_design_1_28096b0ee6.png","format":"png","transform":"928x500","created_at":"2026-05-10 15:32:51.967","updated_at":"2026-05-10 15:32:51.967"}],"src_cftle":"i/Untitled_design_1_28096b0ee6.png","src_url":"i/Untitled_design_1_28096b0ee6.png"}],"createdAt":"2024-11-13T14:53:57.265Z","updatedAt":"2026-05-10T15:32:53.660Z"},{"id":"671faedba6b61d35bbeae979","title":"No sign of landlord exodus following first reading of Renters Rights Bill ","categories":"Lettings","description":"<div class=\"OutlineElement Ltr SCXW24242985 BCX8\">\n<p class=\"Paragraph SCXW24242985 BCX8\"><span class=\"TextRun SCXW24242985 BCX8\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"none\"><span class=\"NormalTextRun SCXW24242985 BCX8\" data-ccp-parastyle=\"No Spacing\">The latest research by Lomond shows that the Renters Rights Bill has not yet resulted in the max exodus of landlords that many feared it would.</span></span><span class=\"EOP SCXW24242985 BCX8\" data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\">&nbsp;</span></p>\n</div>\n<div class=\"OutlineElement Ltr SCXW24242985 BCX8\">\n<p class=\"Paragraph SCXW24242985 BCX8\"><span class=\"TextRun SCXW24242985 BCX8\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"none\"><span class=\"NormalTextRun SCXW24242985 BCX8\" data-ccp-parastyle=\"No Spacing\">The Renter&rsquo;s Rights Bill has </span><span class=\"NormalTextRun SCXW24242985 BCX8\" data-ccp-parastyle=\"No Spacing\">arguably been</span><span class=\"NormalTextRun SCXW24242985 BCX8\" data-ccp-parastyle=\"No Spacing\"> one of the most talked about topics within the private rental sector over the last few years and rightly so. Labour has seen the bill through its first and now second reading on 9th October 2024, and as we have shared with you before, much of the bill </span><span class=\"NormalTextRun SCXW24242985 BCX8\" data-ccp-parastyle=\"No Spacing\">remains</span><span class=\"NormalTextRun SCXW24242985 BCX8\" data-ccp-parastyle=\"No Spacing\"> the same as previously proposed. If you want to remind yourself of the proposal, we have </span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW24242985 BCX8\" data-ccp-parastyle=\"No Spacing\">summarised</span><span class=\"NormalTextRun SCXW24242985 BCX8\" data-ccp-parastyle=\"No Spacing\"> the key proposals for you </span></span><span class=\"TextRun Highlight SCXW24242985 BCX8\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"none\"><span class=\"NormalTextRun SCXW24242985 BCX8\" data-ccp-parastyle=\"No Spacing\"><a href=\"https://thornleygroves.co.uk/about-thornley-groves/insights/how-the-renters-rights-bill-affects-you/\">here</a>.</span></span></p>\n<p class=\"Paragraph SCXW24242985 BCX8\"><span class=\"TextRun Highlight SCXW24242985 BCX8\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"none\"><span class=\"NormalTextRun SCXW24242985 BCX8\" data-ccp-parastyle=\"No Spacing\"><span class=\"TextRun SCXW195671570 BCX8\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"none\"><span class=\"NormalTextRun SCXW195671570 BCX8\" data-ccp-parastyle=\"No Spacing\">More locally,i</span></span><span class=\"TextRun Highlight SCXW82413779 BCX8\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"none\"><span class=\"NormalTextRun SCXW82413779 BCX8\" data-ccp-parastyle=\"No Spacing\">n the </span><span class=\"NormalTextRun ContextualSpellingAndGrammarErrorV2Themed SCXW82413779 BCX8\" data-ccp-parastyle=\"No Spacing\">North West</span><span class=\"NormalTextRun SCXW82413779 BCX8\" data-ccp-parastyle=\"No Spacing\"> there are currently 2,235 properties with tenants in situ listed on the market. This is a significant reduction of -7.7% compared to June&rsquo;s number of 2,518 properties.</span></span><span class=\"EOP SCXW82413779 BCX8\" data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\">&nbsp;</span></span></span></p>\n<div class=\"OutlineElement Ltr SCXW153535942 BCX8\">\n<p class=\"Paragraph SCXW153535942 BCX8\"><span class=\"TextRun SCXW153535942 BCX8\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"none\"><span class=\"NormalTextRun SCXW153535942 BCX8\" data-ccp-parastyle=\"No Spacing\">This suggests that in the weeks and months </span><span class=\"NormalTextRun SCXW153535942 BCX8\" data-ccp-parastyle=\"No Spacing\">immediately</span><span class=\"NormalTextRun SCXW153535942 BCX8\" data-ccp-parastyle=\"No Spacing\"> following the Renters Rights Bill&rsquo;s first reading under the new Labour government, the number of landlords looking to sell their properties before the end of their current tenancy has declined</span><span class=\"NormalTextRun SCXW153535942 BCX8\" data-ccp-parastyle=\"No Spacing\">.&nbsp;&nbsp;</span></span><span class=\"EOP SCXW153535942 BCX8\" data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\">&nbsp;</span></p>\n</div>\n<div class=\"OutlineElement Ltr SCXW153535942 BCX8\">\n<p class=\"Paragraph SCXW153535942 BCX8\"><span class=\"TextRun SCXW153535942 BCX8\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"none\"><span class=\"NormalTextRun SCXW153535942 BCX8\" data-ccp-parastyle=\"No Spacing\">This is positive news, and a good sign that landlords </span><span class=\"NormalTextRun SCXW153535942 BCX8\" data-ccp-parastyle=\"No Spacing\">shouldn&rsquo;t</span><span class=\"NormalTextRun SCXW153535942 BCX8\" data-ccp-parastyle=\"No Spacing\"> be deterred by the bill. As your trusted local agent, we will ensure you are always kept up to date with the latest in the buy-to-let sector, and specifically on any legislative changes.&nbsp;</span></span><span class=\"EOP SCXW153535942 BCX8\" data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\">&nbsp;</span></p>\n</div>\n<div class=\"OutlineElement Ltr SCXW153535942 BCX8\">\n<p class=\"Paragraph SCXW153535942 BCX8\"><span class=\"TextRun SCXW153535942 BCX8\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"none\"><span class=\"NormalTextRun SCXW153535942 BCX8\" data-ccp-parastyle=\"No Spacing\">Contact us if you would like to speak to one of the team about this topic or if you have any other questions.</span><span class=\"NormalTextRun SCXW153535942 BCX8\" data-ccp-parastyle=\"No Spacing\">&nbsp;</span></span><span class=\"EOP SCXW153535942 BCX8\" data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\">&nbsp;</span></p>\n</div>\n<div class=\"OutlineElement Ltr SCXW153535942 BCX8\">\n<p class=\"Paragraph SCXW153535942 BCX8\"><span class=\"TextRun SCXW153535942 BCX8\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"none\"><span class=\"NormalTextRun SCXW153535942 BCX8\">Data tables and sources</span></span><span class=\"EOP SCXW153535942 BCX8\" data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:0,&quot;335559739&quot;:0}\">&nbsp;</span></p>\n</div>\n<div class=\"ListContainerWrapper SCXW153535942 BCX8\">\n<ul class=\"BulletListStyle1 SCXW153535942 BCX8\" role=\"list\">\n<li class=\"OutlineElement Ltr SCXW153535942 BCX8\" role=\"listitem\" data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"2\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" aria-setsize=\"-1\" data-aria-posinset=\"1\" data-aria-level=\"1\">\n<p class=\"Paragraph SCXW153535942 BCX8\"><span class=\"TextRun SCXW153535942 BCX8\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"none\"><span class=\"NormalTextRun SCXW153535942 BCX8\">*Properties listed with tenants still in situ, data sourced from </span></span><a class=\"Hyperlink SCXW153535942 BCX8\" href=\"https://propertydata.co.uk/\" target=\"_blank\" rel=\"noreferrer noopener\"><span class=\"TextRun SCXW153535942 BCX8\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"none\"><span class=\"NormalTextRun SCXW153535942 BCX8\" data-ccp-charstyle=\"Hyperlink\">PropertyData </span></span></a><span class=\"TextRun SCXW153535942 BCX8\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"none\"><span class=\"NormalTextRun SCXW153535942 BCX8\">and </span></span><a class=\"Hyperlink SCXW153535942 BCX8\" href=\"https://www.zoopla.co.uk/\" target=\"_blank\" rel=\"noreferrer noopener\"><span class=\"TextRun SCXW153535942 BCX8\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"none\"><span class=\"NormalTextRun SCXW153535942 BCX8\" data-ccp-charstyle=\"Hyperlink\">Zoopla</span></span></a><span class=\"TextRun SCXW153535942 BCX8\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"none\"><span class=\"NormalTextRun SCXW153535942 BCX8\">.</span></span><span class=\"EOP SCXW153535942 BCX8\" data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:220,&quot;335559739&quot;:220}\">&nbsp;</span></p>\n</li>\n</ul>\n</div>\n<div class=\"OutlineElement Ltr SCXW153535942 BCX8\">\n<p class=\"Paragraph SCXW153535942 BCX8\"><a class=\"Hyperlink SCXW153535942 BCX8\" href=\"https://docs.google.com/spreadsheets/d/e/2PACX-1vTNREPq8Pw1VYWCFlZaXC7bHZlkl-hjbgnNE3ujrjI9pHAcCF-GQvT14S7smPDSlDcttdVwWlsWIUtR/pubhtml?gid=1697239056&amp;single=true\" target=\"_blank\" rel=\"noreferrer noopener\"><span class=\"TextRun SCXW153535942 BCX8\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"none\"><span class=\"NormalTextRun SCXW153535942 BCX8\" data-ccp-charstyle=\"Hyperlink\">Full data tables and sources can be viewed online, here</span></span></a><span class=\"TextRun SCXW153535942 BCX8\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"none\"><span class=\"NormalTextRun SCXW153535942 BCX8\" data-ccp-parastyle=\"No Spacing\">.</span></span><span class=\"EOP SCXW153535942 BCX8\" 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17:05:59.839","updated_at":"2026-03-30 17:05:59.839"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x/336x240/Oct_hot_topic_image_english_brands_f5269616be.webp","format":"webp","transform":"336x240","created_at":"2026-04-01 22:20:35.625","updated_at":"2026-04-01 22:20:35.625"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x/928x500/Oct_hot_topic_image_english_brands_f5269616be.png","format":"png","transform":"928x500","created_at":"2026-05-06 00:35:29.307","updated_at":"2026-05-06 00:35:29.307"}],"src_cftle":"i/Oct_hot_topic_image_english_brands_f5269616be.png","src_url":"i/Oct_hot_topic_image_english_brands_f5269616be.png"}],"createdAt":"2024-10-28T15:33:47.062Z","updatedAt":"2026-05-06T00:35:31.593Z"},{"id":"66e953fc54fbc3e353421c0d","title":"How the Renters Rights Bill affects you","categories":"Renters_Rights_Act","description":"<p class=\"MsoNormal\"><span style=\"color:rgb(0,0,0);font-family:Calibri, sans-serif;\"><span style=\"font-size:12pt;\">The first reading of the Renters Rights Bill in the House of Commons has brought welcome clarity to the Government’s plans to reform our sector. Although we await further detail on all of these provisions, as the bill continues its parliamentary journey, our Lettings Specialists and expert teams are well prepared for these changes and are on hand to guide you through the detail.</span></span></p><p class=\"MsoNormal\"><span style=\"color:rgb(0,0,0);font-family:Calibri, sans-serif;\"><span style=\"font-size:12pt;\">Much of the bill remains the same as the previous proposed bill and we have summarised the key proposals for you:</span></span></p><ul><li class=\"MsoNormal\"><span style=\"color:rgb(0,0,0);font-family:Calibri, sans-serif;\"><span style=\"font-size:12pt;\">There is a commitment to ban Section 21 notices immediately the bill becomes statute. Landlords can gain possession under Section 8 grounds for certain specified reasons such as wishing to sell or move back in and can do so by giving 4 months’ notice after the first 12 months of the tenancy.</span></span></li><li class=\"MsoNormal\"><span style=\"color:rgb(0,0,0);font-family:Calibri, sans-serif;\"><span style=\"font-size:12pt;\">Reassuringly, Matthew Pennycook has said that the Government will work alongside the courts to ensure they can cope with extra workload by the time the bill becomes law.</span></span></li><li class=\"MsoNormal\"><span style=\"color:rgb(0,0,0);font-family:Calibri, sans-serif;\"><span style=\"font-size:12pt;\">The bill will see fixed term tenancies replaced by periodic or month to month tenancies with tenants able to give two months’ notice to end their tenancy from day 1. Landlords should be reassured that the average tenancy length on the UK is 20 months, and this is driven by tenant choice and requirement so we believe it is unlikely that we will see a significant number of shorter tenancies.</span></span></li><li class=\"MsoNormal\"><span style=\"color:rgb(0,0,0);font-family:Calibri, sans-serif;\"><span style=\"font-size:12pt;\">Rent increases can still take place annually by giving 2 months’ notice and using the existing Section 13 notice to do so. Tenants will have the right to challenge the initial rent within 6 months of the tenancy starting or a proposed rent increase by taking it to a tribunal who will base their decision on what they believe the market rent to be.</span></span></li><li class=\"MsoNormal\"><span style=\"color:rgb(0,0,0);font-family:Calibri, sans-serif;\"><span style=\"font-size:12pt;\">As before, landlords cannot unreasonably withhold consent to a tenant having a pet but a reasonable ground to refuse would be if doing so would breach the head lease of a leasehold building. There is also a provision for additional premiums to be taken to protect against pet damage.</span></span></li><li class=\"MsoNormal\"><span style=\"color:rgb(0,0,0);font-family:Calibri, sans-serif;\"><span style=\"font-size:12pt;\">The requirement to belong to an Ombudsmen scheme also remains, with clarification that this membership must be in place in order for a property to be marketed for let.</span></span></li><li class=\"MsoNormal\"><span style=\"color:rgb(0,0,0);font-family:Calibri, sans-serif;\"><span style=\"font-size:12pt;\">New provisions include a ban&nbsp;on bidding wars. Rents must be specified when advertised and accepting an offer over the specified amount will not be allowed.</span></span></li></ul><p class=\"MsoNormal\"><span style=\"color:rgb(0,0,0);font-family:Calibri, sans-serif;\"><span style=\"font-size:12pt;\">We remain confident that once the full detail of the bill is known, that the market will adapt and continue to thrive as it has post previous changes in legislation. The next reading is on 9th&nbsp;October but if you have any queries or concerns in the meantime please don’t hesitate to contact us.</span></span></p><p class=\"MsoNormal\"><span style=\"color:rgb(0,0,0);font-family:Calibri, sans-serif;\"><span style=\"font-size:12pt;\">&nbsp;</span></span></p>","embed_video_url":null,"post_on":"2024-10-16T06:30:00.000Z","tile_image":{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/i/Screenshot_2024_09_17_105843_e7d68470a6.png","alternativeText":""},"tags":null,"slug":"how-the-renters-rights-bill-affects-you","publish":true,"imagetransforms":{"tile_image_Transforms":"{\"i.prod/Screenshot_2024_09_17_105843_e7d68470a6.png\":{\"webp\":{\"352x220\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/352x220/Screenshot_2024_09_17_105843_e7d68470a6.webp\",\"720x380\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/720x380/Screenshot_2024_09_17_105843_e7d68470a6.webp\"},\"png\":{\"352x220\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/352x220/Screenshot_2024_09_17_105843_e7d68470a6.png\"}}}","banner_image_Transforms":"{\"i.prod/Screenshot_2024_09_17_105843_e7d68470a6.png\":{\"webp\":{\"336x240\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/336x240/Screenshot_2024_09_17_105843_e7d68470a6.webp\",\"720x500\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/720x500/Screenshot_2024_09_17_105843_e7d68470a6.webp\",\"928x500\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/928x500/Screenshot_2024_09_17_105843_e7d68470a6.webp\"}}}"},"ggfx_results":[{"id":"670fb1fc9e6e2acd76e5a9f0","transforms":[{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/352x220/Screenshot_2024_09_17_105843_e7d68470a6.webp","format":"webp","transform":"352x220","inputParams":{"action":"transform","src":{"cftle":{"Key":"i.prod/Screenshot_2024_09_17_105843_e7d68470a6.png"}},"dest":{"cftle":{"Key":"x.prod/352x220/Screenshot_2024_09_17_105843_e7d68470a6.webp"},"format":{"isFormatChanged":true,"format":"webp","content-type":"image/webp"},"transform":"352x220","resize":{"width":352,"height":220,"position":"x","fit":null},"brightness":null,"sharpness":null,"quality":null,"watermark":false,"resizeText":"352x220"},"additionalParams":{"contentType":"blog","id":"66e953fc54fbc3e353421c0d","field":"tile_image","force":null}},"created_at":"2024-10-07 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21: A Guide for Landlords ","categories":"Lettings","description":"<div class=\"OutlineElement Ltr SCXW151970589 BCX8\">\n<p class=\"Paragraph SCXW151970589 BCX8\"><span class=\"TextRun SCXW151970589 BCX8\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW151970589 BCX8\">The </span><span class=\"NormalTextRun SCXW151970589 BCX8\">likely </span><span class=\"NormalTextRun SCXW151970589 BCX8\">abolition of Section 21 has raised significant concerns among landlords, particularly </span><span class=\"NormalTextRun SCXW151970589 BCX8\">regarding</span><span class=\"NormalTextRun SCXW151970589 BCX8\"> their ability to manage their properties effectively. Without the </span><span class=\"NormalTextRun SCXW151970589 BCX8\">option</span><span class=\"NormalTextRun SCXW151970589 BCX8\"> to evict tenants at will, many landlords fear they will lack </span><span class=\"NormalTextRun SCXW151970589 BCX8\">options</span><span class=\"NormalTextRun SCXW151970589 BCX8\"> if a tenant causes damage or </span><span class=\"NormalTextRun SCXW151970589 BCX8\">fails to</span><span class=\"NormalTextRun SCXW151970589 BCX8\"> pay rent.</span> <span class=\"NormalTextRun SCXW151970589 BCX8\">W</span><span class=\"NormalTextRun SCXW151970589 BCX8\">e look at what this legislative change will mean for landlords and how we expect it will affect the lettings market.</span></span><span class=\"EOP SCXW151970589 BCX8\" data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240,&quot;335559740&quot;:279}\">&nbsp;</span></p>\n</div>\n<div class=\"OutlineElement Ltr SCXW151970589 BCX8\">\n<p class=\"Paragraph SCXW151970589 BCX8\"><span class=\"TextRun SCXW151970589 BCX8\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW151970589 BCX8\">However, insights from the latest </span></span><a href=\"https://www.gov.uk/government/statistics/english-housing-survey-2022-to-2023-security-of-tenure-fact-sheet/english-housing-survey-2022-to-2023-security-of-tenure-fact-sheet\"><span class=\"TextRun Underlined SCXW151970589 BCX8\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"none\"><span class=\"NormalTextRun SCXW151970589 BCX8\" data-ccp-charstyle=\"Hyperlink\">English Housing Survey</span></span></a><span class=\"TextRun SCXW151970589 BCX8\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"auto\"> <span class=\"NormalTextRun SCXW151970589 BCX8\">published on 18</span></span><span class=\"TextRun SCXW151970589 BCX8\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"auto\"><span class=\"NormalTextRun Superscript SCXW151970589 BCX8\" data-fontsize=\"12\">th</span></span><span class=\"TextRun SCXW151970589 BCX8\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW151970589 BCX8\"> July 2024 </span><span class=\"NormalTextRun SCXW151970589 BCX8\">should </span><span class=\"NormalTextRun SCXW151970589 BCX8\">help mitigate these concerns. The data </span><span class=\"NormalTextRun SCXW151970589 BCX8\">indicates</span><span class=\"NormalTextRun SCXW151970589 BCX8\"> that Section 21 evictions are </span><span class=\"NormalTextRun SCXW151970589 BCX8\">relatively rare</span><span class=\"NormalTextRun SCXW151970589 BCX8\"> occurrences</span><span class=\"NormalTextRun SCXW151970589 BCX8\"> in the current market</span><span class=\"NormalTextRun SCXW151970589 BCX8\">. In fact, 63% of private renters who moved in the past year did so voluntarily. The primary </span><span class=\"NormalTextRun SCXW151970589 BCX8\">reasons for these voluntary moves include job changes, the </span><span class=\"NormalTextRun SCXW151970589 BCX8\">need </span><span class=\"NormalTextRun SCXW151970589 BCX8\">for a larger property, </span><span class=\"NormalTextRun ContextualSpellingAndGrammarErrorV2Themed SCXW151970589 BCX8\">or</span> <span class=\"NormalTextRun SCXW151970589 BCX8\">to </span><span class=\"NormalTextRun SCXW151970589 BCX8\">move to</span><span class=\"NormalTextRun SCXW151970589 BCX8\"> a </span><span class=\"NormalTextRun SCXW151970589 BCX8\">different location</span><span class=\"NormalTextRun SCXW151970589 BCX8\">.</span></span><span class=\"EOP SCXW151970589 BCX8\" data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240,&quot;335559740&quot;:279}\">&nbsp;</span></p>\n</div>\n<div class=\"OutlineElement Ltr SCXW151970589 BCX8\">\n<p class=\"Paragraph SCXW151970589 BCX8\"><span class=\"TextRun SCXW151970589 BCX8\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW151970589 BCX8\">Evictions accounted for only 9% of tenant </span><span class=\"NormalTextRun SCXW151970589 BCX8\">moves</span><span class=\"NormalTextRun SCXW151970589 BCX8\">. Among these, the majority were driven by landlords wanting to sell the property or move into it themselves. For the small </span><span class=\"NormalTextRun SCXW151970589 BCX8\">number</span><span class=\"NormalTextRun SCXW151970589 BCX8\"> of tenants who were evicted, more than half were asked to leave informally</span><span class=\"NormalTextRun SCXW151970589 BCX8\">, </span><span class=\"NormalTextRun SCXW151970589 BCX8\">37% received a </span><span class=\"NormalTextRun SCXW151970589 BCX8\">Section 21 notice</span><span class=\"NormalTextRun SCXW151970589 BCX8\"> (used to evict tenants either after a fixed term tenancy ends, or during a tenancy with no fixed end date and you </span><span class=\"NormalTextRun SCXW151970589 BCX8\">don&rsquo;t</span><span class=\"NormalTextRun SCXW151970589 BCX8\"> have to give a reason)</span><span class=\"NormalTextRun SCXW151970589 BCX8\">, and </span><span class=\"NormalTextRun SCXW151970589 BCX8\">just </span><span class=\"NormalTextRun SCXW151970589 BCX8\">2% were served a Section 8 notice</span><span class=\"NormalTextRun SCXW151970589 BCX8\"> (used if your tenant has broken the terms of the tenancy)</span><span class=\"NormalTextRun SCXW151970589 BCX8\">.</span></span><span class=\"EOP SCXW151970589 BCX8\" data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240,&quot;335559740&quot;:279}\">&nbsp;</span></p>\n</div>\n<div class=\"OutlineElement Ltr SCXW151970589 BCX8\">\n<p class=\"Paragraph SCXW151970589 BCX8\"><span class=\"TextRun SCXW151970589 BCX8\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW151970589 BCX8\">These statistics should provide landlords with some reassurance. Most tenancies end at the tenant's discretion and even in cases of eviction, it is often because the landlord has a personal need to reclaim the property. The incidence of tenancies ending wit</span><span class=\"NormalTextRun SCXW151970589 BCX8\">h </span><span class=\"NormalTextRun ContextualSpellingAndGrammarErrorV2Themed SCXW151970589 BCX8\">a Secti</span><span class=\"NormalTextRun ContextualSpellingAndGrammarErrorV2Themed SCXW151970589 BCX8\">on</span><span class=\"NormalTextRun SCXW151970589 BCX8\"> 21 notic</span><span class=\"NormalTextRun SCXW151970589 BCX8\">e </span><span class=\"NormalTextRun SCXW151970589 BCX8\">remai</span><span class=\"NormalTextRun SCXW151970589 BCX8\">n</span><span class=\"NormalTextRun SCXW151970589 BCX8\">s</span> <span class=\"NormalTextRun SCXW151970589 BCX8\">relatively </span><span class=\"NormalTextRun SCXW151970589 BCX8\">l</span><span class=\"NormalTextRun SCXW151970589 BCX8\">ow</span><span class=\"NormalTextRun SCXW151970589 BCX8\">.</span></span><span class=\"EOP SCXW151970589 BCX8\" data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240,&quot;335559740&quot;:279}\">&nbsp;</span></p>\n</div>\n<div class=\"OutlineElement Ltr SCXW151970589 BCX8\">\n<p class=\"Paragraph SCXW151970589 BCX8\"><span class=\"TextRun SCXW151970589 BCX8\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW151970589 BCX8\">A good case study of this </span><span class=\"NormalTextRun SCXW151970589 BCX8\">system </span><span class=\"NormalTextRun SCXW151970589 BCX8\">working </span><span class=\"NormalTextRun SCXW151970589 BCX8\">can be found in S</span><span class=\"NormalTextRun SCXW151970589 BCX8\">cotland</span><span class=\"NormalTextRun SCXW151970589 BCX8\">, where</span><span class=\"NormalTextRun SCXW151970589 BCX8\"> Section 21 </span><span class=\"NormalTextRun SCXW151970589 BCX8\">was abolished </span><span class=\"NormalTextRun SCXW151970589 BCX8\">some years ago and </span><span class=\"NormalTextRun SCXW151970589 BCX8\">has</span> <span class=\"NormalTextRun SCXW151970589 BCX8\">subsequently</span> <span class=\"NormalTextRun SCXW151970589 BCX8\">been functioning well without it. Kevin Fraser, </span><span class=\"NormalTextRun SCXW151970589 BCX8\">Director of Property Management for our Scottish brand DJ Alexander </span><span class=\"NormalTextRun SCXW151970589 BCX8\">spoke on this</span><span class=\"NormalTextRun SCXW151970589 BCX8\">.&nbsp;</span></span><span class=\"EOP SCXW151970589 BCX8\" data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:279}\">&nbsp;</span></p>\n</div>\n<div class=\"OutlineElement Ltr SCXW151970589 BCX8\">\n<p class=\"Paragraph SCXW151970589 BCX8\"><em><span class=\"TextRun SCXW151970589 BCX8\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW151970589 BCX8\">&ldquo;Since the &lsquo;no fault&rsquo; eviction ban in Scotland came into force back in 2017, we have found that the market has adapted well and with </span><span class=\"NormalTextRun SCXW151970589 BCX8\">very little</span><span class=\"NormalTextRun SCXW151970589 BCX8\"> impact on our clients.</span> <span class=\"NormalTextRun SCXW151970589 BCX8\">The new legislation provided adequate alternative grounds for issuing notice to tenants, which we have used when they need to regain possession on behalf of our landlords.</span> <span class=\"NormalTextRun SCXW151970589 BCX8\">Most landlords issue tenants notice when the tenant has stopped paying rent, they are looking to </span><span class=\"NormalTextRun ContextualSpellingAndGrammarErrorV2Themed SCXW151970589 BCX8\">sell</span><span class=\"NormalTextRun ContextualSpellingAndGrammarErrorV2Themed SCXW151970589 BCX8\">,</span><span class=\"NormalTextRun ContextualSpellingAndGrammarErrorV2Themed SCXW151970589 BCX8\"> or</span><span class=\"NormalTextRun SCXW151970589 BCX8\"> refurbish their property and </span><span class=\"NormalTextRun SCXW151970589 BCX8\">these ground</span><span class=\"NormalTextRun SCXW151970589 BCX8\">s</span><span class=\"NormalTextRun SCXW151970589 BCX8\"> can still be used instead of a section 21, so the removal of this in England should not be a huge concern for those in the sector there.&rdquo;</span></span><span class=\"EOP SCXW151970589 BCX8\" data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:279}\">&nbsp;</span></em></p>\n</div>\n<div class=\"OutlineElement Ltr SCXW151970589 BCX8\">\n<p class=\"Paragraph SCXW151970589 BCX8\"><span class=\"TextRun SCXW151970589 BCX8\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW151970589 BCX8\">For landlords who still feel uneasy about </span><span class=\"NormalTextRun SCXW151970589 BCX8\">this change,</span> <span class=\"NormalTextRun SCXW151970589 BCX8\">there is an </span><span class=\"NormalTextRun SCXW151970589 BCX8\">additional</span><span class=\"NormalTextRun SCXW151970589 BCX8\"> safeguard: rent and legal protection insurance. This insurance, </span><span class=\"NormalTextRun SCXW151970589 BCX8\">priced at</span><span class=\"NormalTextRun SCXW151970589 BCX8\"> just &pound;1 a day</span><span class=\"NormalTextRun SCXW151970589 BCX8\"> (or a % of your rent in some cases)</span><span class=\"NormalTextRun SCXW151970589 BCX8\">, offers a cost-effective way to ensure complete peace of mind. It protects against pot</span><span class=\"NormalTextRun SCXW151970589 BCX8\">ential </span><span class=\"NormalTextRun ContextualSpellingAndGrammarErrorV2Themed SCXW151970589 BCX8\">damages</span><span class=\"NormalTextRun SCXW151970589 BCX8\"> and rent arrears, thereby </span><span class=\"NormalTextRun SCXW151970589 BCX8\">maintaining</span><span class=\"NormalTextRun SCXW151970589 BCX8\"> the security and profitability of your investment.</span><span class=\"NormalTextRun SCXW151970589 BCX8\"> Find out more about Rent and Legal Protection </span></span><a href=\"https://thornleygroves.co.uk/landlords/rent-and-legal-protection/\"><span class=\"TextRun Highlight SCXW151970589 BCX8\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW151970589 BCX8\">here</span></span></a><span class=\"TextRun SCXW151970589 BCX8\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW151970589 BCX8\">.&nbsp;</span></span><span class=\"EOP SCXW151970589 BCX8\" data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240,&quot;335559740&quot;:279}\">&nbsp;</span></p>\n</div>\n<div class=\"OutlineElement Ltr SCXW151970589 BCX8\">\n<p class=\"Paragraph SCXW151970589 BCX8\"><span class=\"TextRun SCXW151970589 BCX8\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW151970589 BCX8\">W</span><span class=\"NormalTextRun SCXW151970589 BCX8\">hile the abolition of Section 21 may seem daunting, the reality is that most tenancies conclude without issue</span><span class=\"NormalTextRun SCXW151970589 BCX8\">, and as we have seen in Scotland, with the right alternative grounds for issuing notice continues to work well</span><span class=\"NormalTextRun SCXW151970589 BCX8\">. </span><span class=\"NormalTextRun SCXW151970589 BCX8\">Furthermore, with </span><span class=\"NormalTextRun SCXW151970589 BCX8\">the right protections in place, landlords can continue to manage their properties confidently and effectively.</span></span><span class=\"EOP SCXW151970589 BCX8\" 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","categories":"Lettings","description":"<div class=\"OutlineElement Ltr SCXW266319485 BCX8\">\n<p class=\"Paragraph SCXW266319485 BCX8\"><span class=\"TextRun SCXW266319485 BCX8\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW266319485 BCX8\">The Labour Party secured a majority victory in the 2024 general election, resulting in Keir Starmer becoming the new Prime Minister. Throughout his campaign he has been vocal on his view of property and housing in general, </span><span class=\"NormalTextRun SCXW266319485 BCX8\">stating</span><span class=\"NormalTextRun SCXW266319485 BCX8\"> that &ldquo;</span></span><span class=\"TextRun SCXW266319485 BCX8\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"none\"><span class=\"NormalTextRun SCXW266319485 BCX8\">having a place to call your own is the bedrock of security and aspiration</span><span class=\"NormalTextRun SCXW266319485 BCX8\">&rdquo;.</span><span class=\"NormalTextRun SCXW266319485 BCX8\">&nbsp;</span></span><span class=\"EOP SCXW266319485 BCX8\" data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240,&quot;335559740&quot;:278}\">&nbsp;</span></p>\n</div>\n<div class=\"OutlineElement Ltr SCXW266319485 BCX8\">\n<p class=\"Paragraph SCXW266319485 BCX8\"><span class=\"TextRun SCXW266319485 BCX8\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"none\"><span class=\"NormalTextRun SCXW266319485 BCX8\">Angela Rayner has been appointed as Secretary of State</span></span><span class=\"TextRun SCXW266319485 BCX8\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"none\"><span class=\"NormalTextRun SCXW266319485 BCX8\"> for levelling up, housing and communities. </span><span class=\"NormalTextRun AdvancedProofingIssueV2Themed SCXW266319485 BCX8\">With this in mind, </span></span><span class=\"TextRun SCXW266319485 BCX8\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"none\"><span class=\"NormalTextRun AdvancedProofingIssueV2Themed SCXW266319485 BCX8\">what</span><span class=\"NormalTextRun SCXW266319485 BCX8\"> are Labour&rsquo;s plans for the property market?</span></span><span class=\"EOP SCXW266319485 BCX8\" data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240,&quot;335559740&quot;:278}\">&nbsp;</span></p>\n</div>\n<div class=\"ListContainerWrapper SCXW266319485 BCX8\">\n<ul class=\"BulletListStyle1 SCXW266319485 BCX8\" role=\"list\">\n<li class=\"OutlineElement Ltr SCXW266319485 BCX8\" role=\"listitem\" data-leveltext=\"&middot;\" data-font=\"Symbol\" data-listid=\"2\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&middot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" aria-setsize=\"-1\" data-aria-posinset=\"1\" data-aria-level=\"1\">\n<p class=\"Paragraph SCXW266319485 BCX8\"><span class=\"TextRun SCXW266319485 BCX8\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW266319485 BCX8\">Abolish Section 21 &lsquo;no-fault&rsquo; evictions&nbsp;</span></span><span class=\"EOP SCXW266319485 BCX8\" data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559685&quot;:720,&quot;335559737&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:278,&quot;335559991&quot;:360}\">&nbsp;</span></p>\n</li>\n</ul>\n</div>\n<div class=\"ListContainerWrapper SCXW266319485 BCX8\">\n<ul class=\"BulletListStyle1 SCXW266319485 BCX8\" role=\"list\">\n<li class=\"OutlineElement Ltr SCXW266319485 BCX8\" role=\"listitem\" data-leveltext=\"&middot;\" data-font=\"Symbol\" data-listid=\"2\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&middot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" aria-setsize=\"-1\" data-aria-posinset=\"2\" data-aria-level=\"1\">\n<p class=\"Paragraph SCXW266319485 BCX8\"><span class=\"TextRun SCXW266319485 BCX8\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW266319485 BCX8\">Extending &lsquo;</span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW266319485 BCX8\">Awaab&rsquo;s</span><span class=\"NormalTextRun SCXW266319485 BCX8\"> Law&rsquo; to the private rental sector. '</span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW266319485 BCX8\">Awaab's</span><span class=\"NormalTextRun SCXW266319485 BCX8\"> law' will require landlords to fix reported health hazards within specified </span><span class=\"NormalTextRun SCXW266319485 BCX8\">timeframes</span><span class=\"NormalTextRun SCXW266319485 BCX8\">. This will become an implied term in social housing tenancy agreements</span></span><span class=\"EOP SCXW266319485 BCX8\" data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559685&quot;:720,&quot;335559737&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:278,&quot;335559991&quot;:360}\">&nbsp;</span></p>\n</li>\n</ul>\n</div>\n<div class=\"ListContainerWrapper SCXW266319485 BCX8\">\n<ul class=\"BulletListStyle1 SCXW266319485 BCX8\" role=\"list\">\n<li class=\"OutlineElement Ltr SCXW266319485 BCX8\" role=\"listitem\" data-leveltext=\"&middot;\" data-font=\"Symbol\" data-listid=\"2\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&middot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" aria-setsize=\"-1\" data-aria-posinset=\"3\" data-aria-level=\"1\">\n<p class=\"Paragraph SCXW266319485 BCX8\"><span class=\"TextRun SCXW266319485 BCX8\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW266319485 BCX8\">Introduce a Warm homes plan, and create minimum energy efficiency standards by 2030&nbsp;</span></span><span class=\"EOP SCXW266319485 BCX8\" data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559685&quot;:720,&quot;335559737&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:278,&quot;335559991&quot;:360}\">&nbsp;</span></p>\n</li>\n</ul>\n</div>\n<div class=\"ListContainerWrapper SCXW266319485 BCX8\">\n<ul class=\"BulletListStyle1 SCXW266319485 BCX8\" role=\"list\">\n<li class=\"OutlineElement Ltr SCXW266319485 BCX8\" role=\"listitem\" data-leveltext=\"&middot;\" data-font=\"Symbol\" data-listid=\"2\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&middot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" aria-setsize=\"-1\" data-aria-posinset=\"4\" data-aria-level=\"1\">\n<p class=\"Paragraph SCXW266319485 BCX8\"><span class=\"TextRun SCXW266319485 BCX8\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW266319485 BCX8\">Empower tenants to challenge unreasonable rent increases (although few details have been provided on how they will do this)&nbsp;</span></span><span class=\"EOP SCXW266319485 BCX8\" data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559685&quot;:720,&quot;335559737&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:278,&quot;335559991&quot;:360}\">&nbsp;</span></p>\n</li>\n</ul>\n</div>\n<div class=\"ListContainerWrapper SCXW266319485 BCX8\">\n<ul class=\"BulletListStyle1 SCXW266319485 BCX8\" role=\"list\">\n<li class=\"OutlineElement Ltr SCXW266319485 BCX8\" role=\"listitem\" data-leveltext=\"&middot;\" data-font=\"Symbol\" data-listid=\"2\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&middot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" aria-setsize=\"-1\" data-aria-posinset=\"5\" data-aria-level=\"1\">\n<p class=\"Paragraph SCXW266319485 BCX8\"><span class=\"TextRun SCXW266319485 BCX8\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW266319485 BCX8\">Reforming leaseholds by banning new leasehold flats, and ensuring commonhold is the default tenure&nbsp;</span></span><span class=\"EOP SCXW266319485 BCX8\" data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559685&quot;:720,&quot;335559737&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:278,&quot;335559991&quot;:360}\">&nbsp;</span></p>\n</li>\n</ul>\n</div>\n<div class=\"OutlineElement Ltr SCXW266319485 BCX8\">\n<p class=\"Paragraph SCXW266319485 BCX8\"><strong><span class=\"TextRun SCXW266319485 BCX8\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW266319485 BCX8\">Renters Reform Bill &amp; Section 21</span></span><span class=\"EOP SCXW266319485 BCX8\" data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240,&quot;335559740&quot;:278}\">&nbsp;</span></strong></p>\n</div>\n<div class=\"OutlineElement Ltr SCXW266319485 BCX8\">\n<p class=\"Paragraph SCXW266319485 BCX8\"><span class=\"TextRun SCXW266319485 BCX8\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW266319485 BCX8\">Prior to the election announcement, significant changes were </span><span class=\"NormalTextRun SCXW266319485 BCX8\">anticipated</span><span class=\"NormalTextRun SCXW266319485 BCX8\"> in the property industry through the Renters Reform Bill. Although it did not pass in time to become law, the Labour Party is expected to take up the bill and continue its progression. </span></span><span class=\"TextRun SCXW266319485 BCX8\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"none\"><span class=\"NormalTextRun SCXW266319485 BCX8\">It is possible that Labour will look to take the bill further than the </span></span><span class=\"TextRun SCXW266319485 BCX8\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW266319485 BCX8\">initial</span><span class=\"NormalTextRun SCXW266319485 BCX8\"> plans proposed by the Conservatives.</span></span><span class=\"EOP SCXW266319485 BCX8\" data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240,&quot;335559740&quot;:278}\">&nbsp;</span></p>\n</div>\n<div class=\"OutlineElement Ltr SCXW266319485 BCX8\">\n<p class=\"Paragraph SCXW266319485 BCX8\"><span class=\"TextRun SCXW266319485 BCX8\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"none\"><span class=\"NormalTextRun SCXW266319485 BCX8\">Although previously </span><span class=\"NormalTextRun SCXW266319485 BCX8\">stating</span><span class=\"NormalTextRun SCXW266319485 BCX8\"> that they would abolish Section 21 &lsquo;no-fault&rsquo; evictions </span><span class=\"NormalTextRun SCXW266319485 BCX8\">immediately</span><span class=\"NormalTextRun SCXW266319485 BCX8\">, they have now admitted the practicalities of this are far more complex and therefore would take more time to implement. The sector would also need time to properly prepare for such an impactful change.&nbsp;</span></span><span class=\"EOP SCXW266319485 BCX8\" data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335557856&quot;:16777215,&quot;335559738&quot;:0,&quot;335559739&quot;:375,&quot;335559740&quot;:278}\">&nbsp;</span></p>\n</div>\n<div class=\"OutlineElement Ltr SCXW266319485 BCX8\">\n<p class=\"Paragraph SCXW266319485 BCX8\"><span class=\"TextRun SCXW266319485 BCX8\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"none\"><span class=\"NormalTextRun SCXW266319485 BCX8\">As agents we see directly how new policies affect both sides of the market, and it is important for the new government to consider how any reform in its support of tenants, will also affect landlords. If it is unworkable for landlords, this may </span></span><span class=\"TextRun SCXW266319485 BCX8\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"none\"><span class=\"NormalTextRun SCXW266319485 BCX8\">inadvertently compound the situation and further reduce the supply of rental properties, with landlords selling up and exiting the buy-to-let market.</span></span><span class=\"EOP SCXW266319485 BCX8\" data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335557856&quot;:16777215,&quot;335559738&quot;:0,&quot;335559739&quot;:375,&quot;335559740&quot;:278}\">&nbsp;</span></p>\n</div>\n<div class=\"OutlineElement Ltr SCXW266319485 BCX8\">\n<p class=\"Paragraph SCXW266319485 BCX8\"><strong><span class=\"TextRun SCXW266319485 BCX8\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"none\"><span class=\"NormalTextRun SCXW266319485 BCX8\">Leasehold Reform</span></span><span class=\"EOP SCXW266319485 BCX8\" data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:278}\">&nbsp;</span></strong></p>\n</div>\n<div class=\"OutlineElement Ltr SCXW266319485 BCX8\">\n<p class=\"Paragraph SCXW266319485 BCX8\"><span class=\"TextRun SCXW266319485 BCX8\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW266319485 BCX8\">Rishi Sunak&rsquo;s government planned major reforms to the leasehold system. However, the election announcement led to the Leasehold and Freehold Reform Act being diluted to pass quickly before Parliament dissolved.</span></span><span class=\"EOP SCXW266319485 BCX8\" data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240,&quot;335559740&quot;:278}\">&nbsp;</span></p>\n</div>\n<div class=\"OutlineElement Ltr SCXW266319485 BCX8\">\n<p class=\"Paragraph SCXW266319485 BCX8\"><span class=\"TextRun SCXW266319485 BCX8\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW266319485 BCX8\">Labour aims to go beyond this legislation and the Conservative manifesto, by pledging to \"end the feudal leasehold system.\" They plan to implement the Law Commission&rsquo;s recommendations on enfranchisement, right to manage, and commonhold, and in the short term, Labour wants to ban new leasehold flats and make commonhold the standard for apartment blocks. </span></span><span class=\"TextRun SCXW266319485 BCX8\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"none\"><span class=\"NormalTextRun SCXW266319485 BCX8\">Owning a property in commonhold would allow you to own the freehold of your apartment and mean you share the ownership of and responsibility for </span><span class=\"NormalTextRun SCXW266319485 BCX8\">common areas</span><span class=\"NormalTextRun SCXW266319485 BCX8\"> and services in your block</span></span><span class=\"EOP SCXW266319485 BCX8\" data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240,&quot;335559740&quot;:278}\">&nbsp;</span></p>\n</div>\n<div class=\"OutlineElement Ltr SCXW266319485 BCX8\">\n<p class=\"Paragraph SCXW266319485 BCX8\"><span class=\"TextRun SCXW266319485 BCX8\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW266319485 BCX8\">They also </span><span class=\"NormalTextRun SCXW266319485 BCX8\">seek</span><span class=\"NormalTextRun SCXW266319485 BCX8\"> to regulate and reduce unsustainable ground rents and maintenance charges.&nbsp;</span></span><span class=\"EOP SCXW266319485 BCX8\" data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240,&quot;335559740&quot;:278}\">&nbsp;</span></p>\n</div>\n<div class=\"OutlineElement Ltr SCXW266319485 BCX8\">\n<p class=\"Paragraph SCXW266319485 BCX8\"><span class=\"TextRun SCXW266319485 BCX8\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"none\"><span class=\"NormalTextRun SCXW266319485 BCX8\">Until Labour&rsquo;s plans are firmly in place, the full impact on the lettings market </span><span class=\"NormalTextRun SCXW266319485 BCX8\">remains</span><span class=\"NormalTextRun SCXW266319485 BCX8\"> to be confirmed. However, it seems clear that Labour&rsquo;s </span><span class=\"NormalTextRun AdvancedProofingIssueV2Themed SCXW266319485 BCX8\">main focus</span><span class=\"NormalTextRun SCXW266319485 BCX8\"> is to provide the nation with more stability, which is also being translated into the property sector.&nbsp;</span></span><span class=\"EOP SCXW266319485 BCX8\" data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:278}\">&nbsp;</span></p>\n</div>\n<div class=\"OutlineElement Ltr SCXW266319485 BCX8\">\n<p class=\"Paragraph SCXW266319485 BCX8\"><span class=\"TextRun SCXW266319485 BCX8\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"none\"><span class=\"NormalTextRun SCXW266319485 BCX8\">We are committed to keeping you informed about the latest developments and how they might affect you. As the Labour Government begins to implement its property and housing policies, we will provide </span><span class=\"NormalTextRun SCXW266319485 BCX8\">timely</span><span class=\"NormalTextRun SCXW266319485 BCX8\"> updates and detailed analysis to help you navigate these changes and make informed decisions.</span></span><span class=\"EOP SCXW266319485 BCX8\" 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","categories":"Sales","description":"<div class=\"OutlineElement Ltr SCXW204513348 BCX8\">\n<p class=\"Paragraph SCXW204513348 BCX8\"><span class=\"TextRun SCXW204513348 BCX8\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"none\"><span class=\"NormalTextRun SCXW204513348 BCX8\">The Labour Party secured a majority victory in the 2024 general election, resulting in Keir Starmer becoming the new Prime Minister. Throughout his campaign he has been vocal on his view of property and housing in general, v</span></span><span class=\"TextRun SCXW204513348 BCX8\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"none\"><span class=\"NormalTextRun SCXW204513348 BCX8\">owing to s</span></span><span class=\"TextRun SCXW204513348 BCX8\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"none\"><span class=\"NormalTextRun SCXW204513348 BCX8\">upport 80,000 young people to get on the housing ladder over the next five years, and build 1.5 million new homes. He also </span><span class=\"NormalTextRun SCXW204513348 BCX8\">stated</span><span class=\"NormalTextRun SCXW204513348 BCX8\"> that &ldquo;</span></span><span class=\"TextRun SCXW204513348 BCX8\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"none\"><span class=\"NormalTextRun SCXW204513348 BCX8\">having a place to call your own is the bedrock of security and aspiration</span><span class=\"NormalTextRun SCXW204513348 BCX8\">&rdquo;.</span> </span><span class=\"TextRun SCXW204513348 BCX8\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"none\"><span class=\"NormalTextRun SCXW204513348 BCX8\">W</span></span><span class=\"TextRun SCXW204513348 BCX8\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"none\"><span class=\"NormalTextRun SCXW204513348 BCX8\">ith this in mind, and the appointment of Angela Rayner as </span></span><span class=\"TextRun SCXW204513348 BCX8\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"none\"><span class=\"NormalTextRun SCXW204513348 BCX8\">secretary of state for levelling up, housing and communities,</span></span> <span class=\"TextRun SCXW204513348 BCX8\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"none\"><span class=\"NormalTextRun SCXW204513348 BCX8\">what are Labour&rsquo;s plans for the property market?</span></span><span class=\"EOP SCXW204513348 BCX8\" data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240,&quot;335559740&quot;:278}\">&nbsp;</span></p>\n</div>\n<div class=\"ListContainerWrapper SCXW204513348 BCX8\">\n<ul class=\"BulletListStyle1 SCXW204513348 BCX8\" role=\"list\">\n<li class=\"OutlineElement Ltr SCXW204513348 BCX8\" role=\"listitem\" data-leveltext=\"&middot;\" data-font=\"Symbol\" data-listid=\"6\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&middot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" aria-setsize=\"-1\" data-aria-posinset=\"1\" data-aria-level=\"1\">\n<p class=\"Paragraph SCXW204513348 BCX8\"><span class=\"TextRun SCXW204513348 BCX8\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"none\"><span class=\"NormalTextRun SCXW204513348 BCX8\">Freedom to Buy scheme</span></span><span class=\"EOP SCXW204513348 BCX8\" data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559685&quot;:720,&quot;335559737&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:278,&quot;335559991&quot;:360}\">&nbsp;</span></p>\n</li>\n</ul>\n</div>\n<div class=\"ListContainerWrapper SCXW204513348 BCX8\">\n<ul class=\"BulletListStyle1 SCXW204513348 BCX8\" role=\"list\">\n<li class=\"OutlineElement Ltr SCXW204513348 BCX8\" role=\"listitem\" data-leveltext=\"&middot;\" data-font=\"Symbol\" data-listid=\"6\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&middot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" aria-setsize=\"-1\" data-aria-posinset=\"2\" data-aria-level=\"1\">\n<p class=\"Paragraph SCXW204513348 BCX8\"><span class=\"TextRun SCXW204513348 BCX8\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"none\"><span class=\"NormalTextRun SCXW204513348 BCX8\">First-time buyers Stamp Duty exemption set to be reduced back to &pound;300,000 from April 2025</span></span><span class=\"EOP SCXW204513348 BCX8\" 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SCXW204513348 BCX8\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"none\"><span class=\"NormalTextRun SCXW204513348 BCX8\">&lsquo;First dibs&rsquo; for local people on new developments</span></span><span class=\"EOP SCXW204513348 BCX8\" data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559685&quot;:720,&quot;335559737&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:278,&quot;335559991&quot;:360}\">&nbsp;</span></p>\n</li>\n</ul>\n</div>\n<div class=\"ListContainerWrapper SCXW204513348 BCX8\">\n<ul class=\"BulletListStyle1 SCXW204513348 BCX8\" role=\"list\">\n<li class=\"OutlineElement Ltr SCXW204513348 BCX8\" role=\"listitem\" data-leveltext=\"&middot;\" data-font=\"Symbol\" data-listid=\"6\" 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class=\"ListContainerWrapper SCXW204513348 BCX8\">\n<ul class=\"BulletListStyle1 SCXW204513348 BCX8\" role=\"list\">\n<li class=\"OutlineElement Ltr SCXW204513348 BCX8\" role=\"listitem\" data-leveltext=\"&middot;\" data-font=\"Symbol\" data-listid=\"6\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&middot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" aria-setsize=\"-1\" data-aria-posinset=\"5\" data-aria-level=\"1\">\n<p class=\"Paragraph SCXW204513348 BCX8\"><span class=\"TextRun SCXW204513348 BCX8\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"none\"><span class=\"NormalTextRun SCXW204513348 BCX8\">Reform compulsory purchase rules, allowing councils to </span><span class=\"NormalTextRun SCXW204513348 BCX8\">purchase</span><span class=\"NormalTextRun SCXW204513348 BCX8\"> land at lower prices&nbsp;</span></span><span class=\"EOP SCXW204513348 BCX8\" data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335557856&quot;:16777215,&quot;335559685&quot;:720,&quot;335559737&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:278,&quot;335559991&quot;:360}\">&nbsp;</span></p>\n</li>\n</ul>\n</div>\n<div class=\"ListContainerWrapper SCXW204513348 BCX8\">\n<ul class=\"BulletListStyle1 SCXW204513348 BCX8\" role=\"list\">\n<li class=\"OutlineElement Ltr SCXW204513348 BCX8\" role=\"listitem\" data-leveltext=\"&middot;\" data-font=\"Symbol\" data-listid=\"6\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&middot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" aria-setsize=\"-1\" data-aria-posinset=\"6\" data-aria-level=\"1\">\n<p class=\"Paragraph SCXW204513348 BCX8\"><span class=\"TextRun SCXW204513348 BCX8\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"none\"><span class=\"NormalTextRun SCXW204513348 BCX8\">Reforming leaseholds by banning new leasehold flats, and ensuring commonhold is the default tenure</span></span><span class=\"EOP SCXW204513348 BCX8\" data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335557856&quot;:16777215,&quot;335559685&quot;:720,&quot;335559737&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:278,&quot;335559991&quot;:360}\">&nbsp;</span></p>\n</li>\n</ul>\n</div>\n<div class=\"OutlineElement Ltr SCXW204513348 BCX8\">\n<p class=\"Paragraph SCXW204513348 BCX8\"><strong><span class=\"TextRun SCXW204513348 BCX8\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW204513348 BCX8\">Freedom to Buy</span></span><span class=\"EOP SCXW204513348 BCX8\" data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240,&quot;335559740&quot;:278}\">&nbsp;</span></strong></p>\n</div>\n<div class=\"OutlineElement Ltr SCXW204513348 BCX8\">\n<p class=\"Paragraph SCXW204513348 BCX8\"><span class=\"TextRun SCXW204513348 BCX8\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW204513348 BCX8\">The Freedom to Buy scheme is designed to </span><span class=\"NormalTextRun SCXW204513348 BCX8\">assist</span><span class=\"NormalTextRun SCXW204513348 BCX8\"> those who can afford mortgage repayments but struggle to save for a deposit, meaning prospective buyers can put down a 5% deposit with a 95% mortgage backed by the government. Committing to a permanent mortgage guarantee scheme will not only support tens of thousands of first-time buyers, but could also help to stimulate the wider market, and instill confidence in lenders and developers. This, in turn, will </span><span class=\"NormalTextRun SCXW204513348 BCX8\">facilitate</span><span class=\"NormalTextRun SCXW204513348 BCX8\"> more deals and accelerate housebuilding.</span></span><span class=\"EOP SCXW204513348 BCX8\" data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240,&quot;335559740&quot;:278}\">&nbsp;</span></p>\n</div>\n<div class=\"OutlineElement Ltr SCXW204513348 BCX8\">\n<p class=\"Paragraph SCXW204513348 BCX8\"><span class=\"TextRun SCXW204513348 BCX8\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW204513348 BCX8\">Experts note that while this scheme may help address one obstacle for first-time buyers, the larger issues of high mortgage rates and house prices </span><span class=\"NormalTextRun SCXW204513348 BCX8\">relative</span><span class=\"NormalTextRun SCXW204513348 BCX8\"> to incomes </span><span class=\"NormalTextRun SCXW204513348 BCX8\">remain</span><span class=\"NormalTextRun SCXW204513348 BCX8\"> significant challenges that need to be addressed.&nbsp;</span></span><span class=\"EOP SCXW204513348 BCX8\" data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240,&quot;335559740&quot;:278}\">&nbsp;</span></p>\n</div>\n<div class=\"OutlineElement Ltr SCXW204513348 BCX8\">\n<p class=\"Paragraph SCXW204513348 BCX8\"><strong><span class=\"TextRun SCXW204513348 BCX8\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"none\"><span class=\"NormalTextRun SCXW204513348 BCX8\">Leasehold Reform</span></span><span class=\"EOP SCXW204513348 BCX8\" data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:278}\">&nbsp;</span></strong></p>\n</div>\n<div class=\"OutlineElement Ltr SCXW204513348 BCX8\">\n<p class=\"Paragraph SCXW204513348 BCX8\"><span class=\"TextRun SCXW204513348 BCX8\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"none\"><span class=\"NormalTextRun SCXW204513348 BCX8\">Rishi Sunak&rsquo;s government planned major reforms to the leasehold system. However, the election announcement led to the Leasehold and Freehold Reform Act being diluted to pass quickly before Parliament dissolved.</span></span><span class=\"EOP SCXW204513348 BCX8\" data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:278}\">&nbsp;</span></p>\n</div>\n<div class=\"OutlineElement Ltr SCXW204513348 BCX8\">\n<p class=\"Paragraph SCXW204513348 BCX8\"><span class=\"TextRun SCXW204513348 BCX8\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"none\"><span class=\"NormalTextRun SCXW204513348 BCX8\">Labour aims to go beyond this legislation and the Conservative manifesto, by pledging to \"end the feudal leasehold system.\" They plan to implement the Law Commission&rsquo;s recommendations on enfranchisement, right to manage, and commonhold, and in the short term, Labour wants to ban new leasehold flats and make commonhold the standard for apartment blocks. Owning a property in commonhold would allow you to own the freehold of your apartment and mean you share the ownership of and responsibility for </span><span class=\"NormalTextRun SCXW204513348 BCX8\">common areas</span><span class=\"NormalTextRun SCXW204513348 BCX8\"> and services in your block.&nbsp;</span></span><span class=\"EOP SCXW204513348 BCX8\" data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240,&quot;335559740&quot;:278}\">&nbsp;</span></p>\n</div>\n<div class=\"OutlineElement Ltr SCXW204513348 BCX8\">\n<p class=\"Paragraph SCXW204513348 BCX8\"><span class=\"TextRun SCXW204513348 BCX8\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"none\"><span class=\"NormalTextRun SCXW204513348 BCX8\">They also </span><span class=\"NormalTextRun SCXW204513348 BCX8\">seek</span><span class=\"NormalTextRun SCXW204513348 BCX8\"> to regulate and reduce unsustainable ground rents and maintenance charges.&nbsp;</span></span><span class=\"EOP SCXW204513348 BCX8\" data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240,&quot;335559740&quot;:278}\">&nbsp;</span></p>\n</div>\n<div class=\"OutlineElement Ltr SCXW204513348 BCX8\">\n<p class=\"Paragraph SCXW204513348 BCX8\"><span class=\"TextRun SCXW204513348 BCX8\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW204513348 BCX8\">Until Labour&rsquo;s plans are firmly in place, the full impact on the sales market </span><span class=\"NormalTextRun SCXW204513348 BCX8\">remains</span><span class=\"NormalTextRun SCXW204513348 BCX8\"> to be confirmed. However, it seems clear that Labour&rsquo;s </span><span class=\"NormalTextRun AdvancedProofingIssueV2Themed SCXW204513348 BCX8\">main focus</span><span class=\"NormalTextRun SCXW204513348 BCX8\"> is to provide the nation with more stability, which is also being translated into the property sector.&nbsp;</span></span><span class=\"EOP SCXW204513348 BCX8\" data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:278}\">&nbsp;</span></p>\n</div>\n<div class=\"OutlineElement Ltr SCXW204513348 BCX8\">\n<p class=\"Paragraph SCXW204513348 BCX8\"><span class=\"TextRun SCXW204513348 BCX8\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW204513348 BCX8\">We are committed to keeping you informed about the latest developments and how they might affect you. As the Labour government begins to implement its property and housing policies, we will provide </span><span class=\"NormalTextRun SCXW204513348 BCX8\">timely</span><span class=\"NormalTextRun SCXW204513348 BCX8\"> updates and detailed analyses to help you navigate these changes and make informed decisions.</span></span><span class=\"EOP SCXW204513348 BCX8\" 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02:27:14.869"}],"src_cftle":"i/Email_Headers_2024_07_16_T105309_567_9cbf194ebe.png","src_url":"i/Email_Headers_2024_07_16_T105309_567_9cbf194ebe.png"}],"createdAt":"2024-07-16T11:21:55.159Z","updatedAt":"2026-04-20T02:27:15.826Z"},{"id":"6690f708dacee9d1e58fe1e6","title":"What happens at an in-person valuation?","categories":"General","description":"<p class=\"MsoNormal\" style=\"line-height: normal;\"><span class=\"normaltextrun\" style=\"font-size: 14pt;\"><span style=\"font-family: 'Arial',sans-serif; color: black; background: white;\">Determining</span><span style=\"-webkit-user-drag: none; -webkit-tap-highlight-color: transparent; user-select: text; font-variant-ligatures: none; font-variant-caps: normal; orphans: 2; widows: 2; -webkit-text-stroke-width: 0px; white-space: pre-wrap; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; word-spacing: 0px;\"> your property's value can </span><span style=\"-webkit-user-drag: none; -webkit-tap-highlight-color: transparent; user-select: text; font-variant-ligatures: none; font-variant-caps: normal; orphans: 2; widows: 2; -webkit-text-stroke-width: 0px; white-space: pre-wrap; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; word-spacing: 0px;\">seem like</span><span style=\"-webkit-user-drag: none; -webkit-tap-highlight-color: transparent; user-select: text; font-variant-ligatures: none; font-variant-caps: normal; orphans: 2; widows: 2; -webkit-text-stroke-width: 0px; white-space: pre-wrap; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; word-spacing: 0px;\"> a complex process, but understanding what goes </span><span style=\"-webkit-user-drag: none; -webkit-tap-highlight-color: transparent; user-select: text; font-variant-ligatures: none; font-variant-caps: normal; orphans: 2; widows: 2; -webkit-text-stroke-width: 0px; white-space: pre-wrap; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; word-spacing: 0px;\">into</span><span style=\"-webkit-user-drag: none; -webkit-tap-highlight-color: transparent; user-select: text; font-variant-ligatures: none; font-variant-caps: normal; orphans: 2; widows: 2; -webkit-text-stroke-width: 0px; white-space: pre-wrap; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; word-spacing: 0px;\"> an agent producing a </span><span style=\"-webkit-user-drag: none; -webkit-tap-highlight-color: transparent; user-select: text; font-variant-ligatures: none; font-variant-caps: normal; orphans: 2; widows: 2; -webkit-text-stroke-width: 0px; white-space: pre-wrap; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; word-spacing: 0px;\">figure can make </span><span style=\"-webkit-user-drag: none; -webkit-tap-highlight-color: transparent; user-select: text; font-variant-ligatures: none; font-variant-caps: normal; orphans: 2; widows: 2; -webkit-text-stroke-width: 0px; white-space: pre-wrap; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; word-spacing: 0px;\">this </span><span style=\"-webkit-user-drag: none; -webkit-tap-highlight-color: transparent; user-select: text; font-variant-ligatures: none; font-variant-caps: normal; orphans: 2; widows: 2; -webkit-text-stroke-width: 0px; white-space: pre-wrap; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; word-spacing: 0px;\">much easier. </span><span style=\"-webkit-user-drag: none; -webkit-tap-highlight-color: transparent; user-select: text; font-variant-ligatures: none; font-variant-caps: normal; orphans: 2; widows: 2; -webkit-text-stroke-width: 0px; white-space: pre-wrap; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; word-spacing: 0px;\">Both instant and in-person valuations have their purpose, however </span><span style=\"-webkit-user-drag: none; -webkit-tap-highlight-color: transparent; user-select: text; font-variant-ligatures: none; font-variant-caps: normal; orphans: 2; widows: 2; -webkit-text-stroke-width: 0px; white-space: pre-wrap; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; word-spacing: 0px;\">it&rsquo;s</span><span style=\"-webkit-user-drag: none; -webkit-tap-highlight-color: transparent; user-select: text; font-variant-ligatures: none; font-variant-caps: normal; orphans: 2; widows: 2; -webkit-text-stroke-width: 0px; white-space: pre-wrap; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; word-spacing: 0px;\"> the attention to detail </span><span style=\"-webkit-user-drag: none; -webkit-tap-highlight-color: transparent; user-select: text; font-variant-ligatures: none; font-variant-caps: normal; orphans: 2; widows: 2; -webkit-text-stroke-width: 0px; white-space: pre-wrap; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; word-spacing: 0px;\">and expert eye of an agent that means an</span><span style=\"-webkit-user-drag: none; -webkit-tap-highlight-color: transparent; user-select: text; font-variant-ligatures: none; font-variant-caps: normal; orphans: 2; widows: 2; -webkit-text-stroke-width: 0px; white-space: pre-wrap; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; word-spacing: 0px;\"> in-person </span><span style=\"-webkit-user-drag: none; -webkit-tap-highlight-color: transparent; user-select: text; font-variant-ligatures: none; font-variant-caps: normal; orphans: 2; widows: 2; -webkit-text-stroke-width: 0px; white-space: pre-wrap; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; word-spacing: 0px;\">valuation </span><span style=\"-webkit-user-drag: none; -webkit-tap-highlight-color: transparent; user-select: text; font-variant-ligatures: none; font-variant-caps: normal; orphans: 2; widows: 2; -webkit-text-stroke-width: 0px; white-space: pre-wrap; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; word-spacing: 0px;\">ensures</span><span style=\"-webkit-user-drag: none; -webkit-tap-highlight-color: transparent; user-select: text; font-variant-ligatures: none; font-variant-caps: normal; orphans: 2; widows: 2; -webkit-text-stroke-width: 0px; white-space: pre-wrap; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; word-spacing: 0px;\"> you get the most </span><span style=\"-webkit-user-drag: none; -webkit-tap-highlight-color: transparent; user-select: text; font-variant-ligatures: none; font-variant-caps: normal; orphans: 2; widows: 2; -webkit-text-stroke-width: 0px; white-space: pre-wrap; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; word-spacing: 0px;\">accurate</span><span style=\"-webkit-user-drag: none; -webkit-tap-highlight-color: transparent; user-select: text; font-variant-ligatures: none; font-variant-caps: normal; orphans: 2; widows: 2; -webkit-text-stroke-width: 0px; white-space: pre-wrap; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; word-spacing: 0px;\"> figure for your property. </span><span style=\"-webkit-user-drag: none; -webkit-tap-highlight-color: transparent; user-select: text; font-variant-ligatures: none; font-variant-caps: normal; orphans: 2; widows: 2; -webkit-text-stroke-width: 0px; white-space: pre-wrap; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; word-spacing: 0px;\">Whether </span><span style=\"-webkit-user-drag: none; -webkit-tap-highlight-color: transparent; user-select: text; font-variant-ligatures: none; font-variant-caps: normal; orphans: 2; widows: 2; -webkit-text-stroke-width: 0px; white-space: pre-wrap; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; word-spacing: 0px;\">you're</span><span style=\"-webkit-user-drag: none; -webkit-tap-highlight-color: transparent; user-select: text; font-variant-ligatures: none; font-variant-caps: normal; orphans: 2; widows: 2; -webkit-text-stroke-width: 0px; white-space: pre-wrap; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; word-spacing: 0px;\"> planning to sell or </span><span style=\"-webkit-user-drag: none; -webkit-tap-highlight-color: transparent; user-select: text; font-variant-ligatures: none; font-variant-caps: normal; orphans: 2; widows: 2; -webkit-text-stroke-width: 0px; white-space: pre-wrap; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; word-spacing: 0px;\">just curious</span><span style=\"-webkit-user-drag: none; -webkit-tap-highlight-color: transparent; user-select: text; font-variant-ligatures: none; font-variant-caps: normal; orphans: 2; widows: 2; -webkit-text-stroke-width: 0px; white-space: pre-wrap; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; word-spacing: 0px;\">, </span><span style=\"-webkit-user-drag: none; -webkit-tap-highlight-color: transparent; user-select: text; font-variant-ligatures: none; font-variant-caps: normal; orphans: 2; widows: 2; -webkit-text-stroke-width: 0px; white-space: pre-wrap; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; word-spacing: 0px;\">we</span><span style=\"-webkit-user-drag: none; -webkit-tap-highlight-color: transparent; user-select: text; font-variant-ligatures: none; font-variant-caps: normal; orphans: 2; widows: 2; -webkit-text-stroke-width: 0px; white-space: pre-wrap; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; word-spacing: 0px;\"> will help you navigate the valuation process with confidence.</span><span style=\"-webkit-user-drag: none; -webkit-tap-highlight-color: transparent; user-select: text; font-variant-ligatures: none; font-variant-caps: normal; orphans: 2; widows: 2; -webkit-text-stroke-width: 0px; white-space: pre-wrap; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; word-spacing: 0px;\"> </span></span></p>\n<p class=\"MsoNormal\" style=\"line-height: normal;\">&nbsp;</p>\n<p class=\"MsoNormal\" style=\"line-height: normal;\"><span style=\"font-size: 14pt;\"><strong><span style=\"font-family: 'Arial',sans-serif; color: black; mso-themecolor: text1;\">How do instant online valuations work?</span></strong></span></p>\n<p class=\"MsoNormal\" style=\"line-height: normal;\"><span style=\"font-family: Arial, sans-serif; color: black; font-size: 14pt;\">Our instant online valuation tools use data from various sources such as land registries, Ordnance surveys and Royal Mail. They consider factors like your property&rsquo;s age, size and style. This information is then combined with data on recent sales and the market value of nearby buildings to estimate the value of your home. It&rsquo;s a fantastic starting point; however, these tools cannot determine the &lsquo;true&rsquo; value of your home.</span></p>\n<p class=\"MsoNormal\" style=\"line-height: normal;\">&nbsp;</p>\n<p class=\"MsoNormal\" style=\"line-height: normal;\"><span style=\"font-size: 14pt;\"><strong><span style=\"font-family: 'Arial',sans-serif; color: black; mso-themecolor: text1;\">An in-person valuation</span></strong></span></p>\n<p class=\"MsoNormal\" style=\"margin-bottom: 0cm; line-height: normal; vertical-align: baseline;\"><span style=\"font-size: 14pt;\"><span lang=\"EN-US\" style=\"font-family: 'Arial',sans-serif; mso-fareast-font-family: 'Times New Roman'; color: black; mso-themecolor: text1; mso-font-kerning: 0pt; mso-ligatures: none; mso-ansi-language: EN-US; mso-fareast-language: EN-GB;\">Before attending a valuation appointment at your property, our team conduct market research to look at comparable properties and what they&rsquo;ve sold for. Coupled with our extensive knowledge and understanding of the local market and current buyer demand, we come to you prepared with all the information you need. On average, valuations typically take around 30-45 minutes, to ensure our valuers get a good idea of your property, as well as taking the time to talk to you about your plans. They are experienced property professionals who have helped thousands of local people price their property correctly and can also offer insight into preparing it for sale.</span><span style=\"font-family: 'Arial',sans-serif; mso-fareast-font-family: 'Times New Roman'; color: black; mso-themecolor: text1; mso-font-kerning: 0pt; mso-ligatures: none; mso-fareast-language: EN-GB;\"> </span></span></p>\n<p class=\"MsoNormal\" style=\"margin-bottom: 0cm; line-height: normal; vertical-align: baseline;\">&nbsp;</p>\n<p class=\"MsoNormal\" style=\"margin-bottom: 0cm; line-height: normal; vertical-align: baseline;\"><span style=\"font-size: 14pt;\"><strong><span style=\"font-family: 'Arial',sans-serif; color: black; mso-themecolor: text1;\">Getting to know your home</span></strong></span></p>\n<p class=\"MsoNormal\" style=\"margin-bottom: 0cm; line-height: normal; vertical-align: baseline;\">&nbsp;</p>\n<p class=\"MsoNormal\"><span lang=\"EN-US\" style=\"font-family: Arial, sans-serif; color: black; font-size: 14pt;\">We&rsquo;ll look at several key factors, such as the condition of your home, the d&eacute;cor, the improvements made, or any extensions and renovations, as all are important factors. Even if you haven't made any improvements yourself, the ease with which someone else would be able to do so is also something they will consider.</span></p>\n<p class=\"MsoNormal\">&nbsp;</p>\n<p class=\"MsoNormal\"><span style=\"font-size: 14pt;\"><strong><span lang=\"EN-US\" style=\"font-family: 'Arial',sans-serif; mso-fareast-font-family: 'Times New Roman'; color: black; mso-themecolor: text1; mso-font-kerning: 0pt; mso-ligatures: none; mso-ansi-language: EN-US; mso-fareast-language: EN-GB;\">Getting to know you&nbsp;</span></strong></span></p>\n<p class=\"MsoNormal\" style=\"margin-bottom: 0cm; line-height: normal; vertical-align: baseline;\"><span style=\"font-size: 14pt;\"><span lang=\"EN-US\" style=\"font-family: 'Arial',sans-serif; mso-fareast-font-family: 'Times New Roman'; color: black; mso-themecolor: text1; mso-font-kerning: 0pt; mso-ligatures: none; mso-ansi-language: EN-US; mso-fareast-language: EN-GB;\">The valuation isn&rsquo;t just all about the property, it&rsquo;s about you too. We take time to get to know you and your circumstances. Whatever your reason for selling or planning for your next move, we&rsquo;re here to help. To get a better idea of what you are expecting from your sale the agent will likely ask you whether your priority is to achieve a quick sale, or a high price. The answer you give to either of these questions&nbsp;will result in a very different valuation of your property and strategy for marketing, and they will discuss how to proactively market your property to match you with the right buyer.</span><span style=\"font-family: 'Arial',sans-serif; mso-fareast-font-family: 'Times New Roman'; color: black; mso-themecolor: text1; mso-font-kerning: 0pt; mso-ligatures: none; mso-fareast-language: EN-GB;\">&nbsp;</span></span></p>\n<p class=\"MsoNormal\" style=\"margin-bottom: 0cm; line-height: normal; vertical-align: baseline;\"><span style=\"font-family: Arial, sans-serif; color: black; font-size: 14pt;\">&nbsp;</span></p>\n<p class=\"MsoNormal\" style=\"margin-bottom: 0cm; line-height: normal; background: white; vertical-align: baseline;\"><span style=\"font-size: 14pt;\"><span lang=\"EN-US\" style=\"font-family: 'Arial',sans-serif; mso-fareast-font-family: 'Times New Roman'; color: black; mso-themecolor: text1; mso-font-kerning: 0pt; mso-ligatures: none; mso-ansi-language: EN-US; mso-fareast-language: EN-GB;\">You should also expect to be asked what attracted you to buy your home, and why you love living there. Though these points may be overlooked by some, they&rsquo;re significant because they help to bring out your property&rsquo;s selling points and could affect the asking price.</span><span style=\"font-family: 'Arial',sans-serif; mso-fareast-font-family: 'Times New Roman'; color: black; mso-themecolor: text1; mso-font-kerning: 0pt; mso-ligatures: none; mso-fareast-language: EN-GB;\">&nbsp;</span></span></p>\n<p class=\"MsoNormal\" style=\"margin-bottom: 0cm; line-height: normal; background: white; vertical-align: baseline;\"><span style=\"font-family: Arial, sans-serif; color: black; font-size: 14pt;\">&nbsp;</span></p>\n<p class=\"MsoNormal\"><span style=\"font-size: 14pt;\"><span lang=\"EN-US\" style=\"font-family: 'Arial',sans-serif; mso-fareast-font-family: 'Times New Roman'; color: black; mso-themecolor: text1; mso-font-kerning: 0pt; mso-ligatures: none; mso-ansi-language: EN-US; mso-fareast-language: EN-GB;\">Thinking now might be the time to get your in-person valuation? <a href=\"https://thornleygroves.co.uk/property-valuation/\">Book yours today&nbsp;</a></span><span style=\"font-family: 'Arial',sans-serif; mso-fareast-font-family: 'Times New Roman'; color: black; mso-themecolor: text1; mso-font-kerning: 0pt; mso-ligatures: none; mso-fareast-language: EN-GB;\">&nbsp;</span></span></p>\n<p class=\"MsoNormal\"><span style=\"font-family: 'Arial',sans-serif; color: black; mso-themecolor: text1;\">&nbsp;</span></p>","embed_video_url":null,"post_on":null,"tile_image":{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/i/blog_photo_25a395b85e.png","alternativeText":""},"tags":null,"slug":"what-happens-at-an-in-person-valuation","publish":true,"imagetransforms":{"banner_image_Transforms":"{\"i.prod/1_24a4a1bac2.png\":{\"webp\":{\"720x500\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/720x500/1_24a4a1bac2.webp\",\"336x240\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/336x240/1_24a4a1bac2.webp\",\"928x500\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/928x500/1_24a4a1bac2.webp\"}},\"i.prod/blog_photo_25a395b85e.png\":{\"webp\":{\"336x240\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/336x240/blog_photo_25a395b85e.webp\",\"720x500\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/720x500/blog_photo_25a395b85e.webp\",\"928x500\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/928x500/blog_photo_25a395b85e.webp\"}}}","tile_image_Transforms":"{\"i.prod/blog_photo_25a395b85e.png\":{\"webp\":{\"720x380\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/720x380/blog_photo_25a395b85e.webp\",\"352x220\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/352x220/blog_photo_25a395b85e.webp\"},\"png\":{\"352x220\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/352x220/blog_photo_25a395b85e.png\"}}}"},"ggfx_results":[{"id":"670fb1fc9e6e2acd76e5a9f5","transforms":[{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/352x220/blog_photo_25a395b85e.webp","format":"webp","transform":"352x220","inputParams":{"action":"transform","src":{"cftle":{"Key":"i.prod/blog_photo_25a395b85e.png"}},"dest":{"cftle":{"Key":"x.prod/352x220/blog_photo_25a395b85e.webp"},"format":{"isFormatChanged":true,"format":"webp","content-type":"image/webp"},"transform":"352x220","resize":{"width":352,"height":220,"position":"x","fit":null},"brightness":null,"sharpness":null,"quality":null,"watermark":false,"resizeText":"352x220"},"additionalParams":{"contentType":"blog","id":"6690f708dacee9d1e58fe1e6","field":"tile_image","force":null}},"created_at":"2024-10-07 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16:32:53.301"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/352x220/blog_photo_25a395b85e.png","format":"png","transform":"352x220","inputParams":{"action":"transform","src":{"cftle":{"Key":"i.prod/blog_photo_25a395b85e.png"}},"dest":{"cftle":{"Key":"x.prod/352x220/blog_photo_25a395b85e.png"},"format":{"isFormatChanged":false,"format":"png","content-type":"image/png"},"transform":"352x220","resize":{"width":352,"height":220,"position":"x","fit":null},"brightness":null,"sharpness":null,"quality":null,"watermark":false,"resizeText":"352x220"},"additionalParams":{"contentType":"blog","id":"6690f708dacee9d1e58fe1e6","field":"tile_image","force":null}},"created_at":"2024-10-29 19:20:35.940","updated_at":"2024-10-29 19:20:35.940"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/336x240/blog_photo_25a395b85e.webp","format":"webp","transform":"336x240","inputParams":{"action":"transform","src":{"cftle":{"Key":"i.prod/blog_photo_25a395b85e.png"}},"dest":{"cftle":{"Key":"x.prod/336x240/blog_photo_25a395b85e.webp"},"format":{"isFormatChanged":true,"format":"webp","content-type":"image/webp"},"transform":"336x240","resize":{"width":336,"height":240,"position":"x","fit":null},"brightness":null,"sharpness":null,"quality":null,"watermark":false,"resizeText":"336x240"},"additionalParams":{"contentType":"blog","id":"6690f708dacee9d1e58fe1e6","field":"banner_image","force":null}},"created_at":"2024-11-02 05:08:38.138","updated_at":"2024-11-02 05:08:38.138"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/688x460/blog_photo_25a395b85e.webp","format":"webp","transform":"688x460"}],"src_cftle":"i.prod/blog_photo_25a395b85e.png","src_url":null},{"id":"69c6273140e98113c1eb1214","transforms":[{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x/352x220/blog_photo_25a395b85e.webp","format":"webp","transform":"352x220","created_at":"2026-03-27 06:44:01.318","updated_at":"2026-03-27 06:44:01.318"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x/928x500/blog_photo_25a395b85e.webp","format":"webp","transform":"928x500","created_at":"2026-04-04 11:17:46.911","updated_at":"2026-04-04 11:17:46.911"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x/720x500/blog_photo_25a395b85e.webp","format":"webp","transform":"720x500","created_at":"2026-04-17 18:49:43.433","updated_at":"2026-04-17 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09:52:02.504"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x/336x240/blog_photo_25a395b85e.png","format":"png","transform":"336x240","created_at":"2026-06-13 05:31:05.665","updated_at":"2026-06-13 05:31:05.665"}],"src_cftle":"i/blog_photo_25a395b85e.png","src_url":"i/blog_photo_25a395b85e.png"}],"createdAt":"2024-07-12T09:27:36.124Z","updatedAt":"2026-06-13T05:31:06.277Z"},{"id":"667bea3842888a98ccb6ddc0","title":"Garden Party Décor Ideas to Wow Your Pride Guests ","categories":"Communities","description":"<div class=\"OutlineElement Ltr SCXW223772696 BCX0\">\n<p class=\"Paragraph SCXW223772696 BCX0\"><span class=\"TextRun SCXW223772696 BCX0\" lang=\"EN-GB\" xml:lang=\"EN-GB\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW223772696 BCX0\" data-ccp-parastyle=\"No Spacing\">As Pride Month comes around, </span><span class=\"NormalTextRun SCXW223772696 BCX0\" data-ccp-parastyle=\"No Spacing\">it's</span><span class=\"NormalTextRun SCXW223772696 BCX0\" data-ccp-parastyle=\"No Spacing\"> the perfect time to celebrate love, diversity, and equality. Hosting a garden party is a wonderful way to bring friends, family, and neighbours together for a joyous occasion. If </span><span class=\"NormalTextRun SCXW223772696 BCX0\" data-ccp-parastyle=\"No Spacing\">you're</span><span class=\"NormalTextRun SCXW223772696 BCX0\" data-ccp-parastyle=\"No Spacing\"> planning a </span><span class=\"NormalTextRun ContextualSpellingAndGrammarErrorV2Themed SCXW223772696 BCX0\" data-ccp-parastyle=\"No Spacing\">Pride-themed garden</span><span class=\"NormalTextRun SCXW223772696 BCX0\" data-ccp-parastyle=\"No Spacing\"> party and want to make it extra special with some fun and original decoration ideas, </span><span class=\"NormalTextRun SCXW223772696 BCX0\" data-ccp-parastyle=\"No Spacing\">we've</span><span class=\"NormalTextRun SCXW223772696 BCX0\" data-ccp-parastyle=\"No Spacing\"> got you covered. </span><span class=\"NormalTextRun SCXW223772696 BCX0\" data-ccp-parastyle=\"No Spacing\">Let's</span><span class=\"NormalTextRun SCXW223772696 BCX0\" data-ccp-parastyle=\"No Spacing\"> dive into some unique and creative ways to transform your garden into a vibrant, inclusive, and festive space.</span></span><span class=\"EOP SCXW223772696 BCX0\" data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\">&nbsp;</span></p>\n</div>\n<div class=\"OutlineElement Ltr SCXW223772696 BCX0\">\n<p class=\"Paragraph SCXW223772696 BCX0\"><span class=\"TextRun SCXW223772696 BCX0\" lang=\"EN-GB\" xml:lang=\"EN-GB\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW223772696 BCX0\" data-ccp-parastyle=\"No Spacing\">1. Rainbow Canopy</span></span><span class=\"EOP SCXW223772696 BCX0\" data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\">&nbsp;</span></p>\n</div>\n<div class=\"OutlineElement Ltr SCXW223772696 BCX0\">\n<p class=\"Paragraph SCXW223772696 BCX0\"><span class=\"TextRun SCXW223772696 BCX0\" lang=\"EN-GB\" xml:lang=\"EN-GB\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW223772696 BCX0\" data-ccp-parastyle=\"No Spacing\">Create a stunning visual impact with a rainbow canopy. Use colourful fabrics or streamers in the six colours of the Pride flag and drape them from trees, poles, or a pergola. The canopy will not only provide shade but also create a beautiful and immersive rainbow effect as the sunlight filters through.</span></span><span class=\"EOP SCXW223772696 BCX0\" data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\">&nbsp;</span></p>\n</div>\n<div class=\"OutlineElement Ltr SCXW223772696 BCX0\">\n<p class=\"Paragraph SCXW223772696 BCX0\"><span class=\"TextRun SCXW223772696 BCX0\" lang=\"EN-GB\" xml:lang=\"EN-GB\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW223772696 BCX0\" data-ccp-parastyle=\"No Spacing\">2. Personalised Pride Banners</span></span><span class=\"EOP SCXW223772696 BCX0\" data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\">&nbsp;</span></p>\n</div>\n<div class=\"OutlineElement Ltr SCXW223772696 BCX0\">\n<p class=\"Paragraph SCXW223772696 BCX0\"><span class=\"TextRun SCXW223772696 BCX0\" lang=\"EN-GB\" xml:lang=\"EN-GB\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW223772696 BCX0\" data-ccp-parastyle=\"No Spacing\">Add </span><span class=\"NormalTextRun SCXW223772696 BCX0\" data-ccp-parastyle=\"No Spacing\">a personal touch</span><span class=\"NormalTextRun SCXW223772696 BCX0\" data-ccp-parastyle=\"No Spacing\"> by creating custom Pride banners. Ask guests to </span><span class=\"NormalTextRun SCXW223772696 BCX0\" data-ccp-parastyle=\"No Spacing\">submit</span><span class=\"NormalTextRun SCXW223772696 BCX0\" data-ccp-parastyle=\"No Spacing\"> their favourite Pride quotes, messages of love, or even their own artwork beforehand. Print these on weather-resistant materials and hang them around the garden. This not only decorates the space but also fosters a sense of community and shared values.</span></span><span class=\"EOP SCXW223772696 BCX0\" data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\">&nbsp;</span></p>\n</div>\n<div class=\"OutlineElement Ltr SCXW223772696 BCX0\">\n<p class=\"Paragraph SCXW223772696 BCX0\"><span class=\"TextRun SCXW223772696 BCX0\" lang=\"EN-GB\" xml:lang=\"EN-GB\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW223772696 BCX0\" data-ccp-parastyle=\"No Spacing\">3. DIY Pride Flag Pathway</span></span><span class=\"EOP SCXW223772696 BCX0\" data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\">&nbsp;</span></p>\n</div>\n<div class=\"OutlineElement Ltr SCXW223772696 BCX0\">\n<p class=\"Paragraph SCXW223772696 BCX0\"><span class=\"TextRun SCXW223772696 BCX0\" lang=\"EN-GB\" xml:lang=\"EN-GB\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW223772696 BCX0\" data-ccp-parastyle=\"No Spacing\">Guide your guests through the garden with a DIY Pride flag pathway. Use non-toxic, washable sidewalk chalk to draw large Pride flags on the ground leading to the main party area. Alternatively, you can use colourful garden lights or LED strips to illuminate the pathway in rainbow colours for an evening event.</span></span><span class=\"EOP SCXW223772696 BCX0\" data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\">&nbsp;</span></p>\n</div>\n<div class=\"OutlineElement Ltr SCXW223772696 BCX0\">\n<p class=\"Paragraph SCXW223772696 BCX0\"><span class=\"TextRun SCXW223772696 BCX0\" lang=\"EN-GB\" xml:lang=\"EN-GB\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW223772696 BCX0\" data-ccp-parastyle=\"No Spacing\">4. Interactive Art Installations</span></span><span class=\"EOP SCXW223772696 BCX0\" data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\">&nbsp;</span></p>\n</div>\n<div class=\"OutlineElement Ltr SCXW223772696 BCX0\">\n<p class=\"Paragraph SCXW223772696 BCX0\"><span class=\"TextRun SCXW223772696 BCX0\" lang=\"EN-GB\" xml:lang=\"EN-GB\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW223772696 BCX0\" data-ccp-parastyle=\"No Spacing\">Set up interactive art installations where guests can contribute. One </span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW223772696 BCX0\" data-ccp-parastyle=\"No Spacing\">idaea</span><span class=\"NormalTextRun SCXW223772696 BCX0\" data-ccp-parastyle=\"No Spacing\"> is a \"Love Wall\" where people can write messages or attach photos. Another is a collaborative mural &ndash; provide paints and brushes and let your guests add their own artistic touches throughout the party. This turns your garden into a dynamic and evolving canvas of expression.</span></span><span class=\"EOP SCXW223772696 BCX0\" data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\">&nbsp;</span></p>\n</div>\n<div class=\"OutlineElement Ltr SCXW223772696 BCX0\">\n<p class=\"Paragraph SCXW223772696 BCX0\"><span class=\"TextRun SCXW223772696 BCX0\" lang=\"EN-GB\" xml:lang=\"EN-GB\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW223772696 BCX0\" data-ccp-parastyle=\"No Spacing\">5. Rainbow Garden Furniture</span></span><span class=\"EOP SCXW223772696 BCX0\" data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\">&nbsp;</span></p>\n</div>\n<div class=\"OutlineElement Ltr SCXW223772696 BCX0\">\n<p class=\"Paragraph SCXW223772696 BCX0\"><span class=\"TextRun SCXW223772696 BCX0\" lang=\"EN-GB\" xml:lang=\"EN-GB\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW223772696 BCX0\" data-ccp-parastyle=\"No Spacing\">Revamp your garden furniture with a splash of Pride colours. Use washable, fabric-safe paint to decorate chairs, tables, and even cushions in vibrant hues. For a more temporary solution, use rainbow-coloured fabric or scarves to drape over furniture. This instantly brightens up the space and adds a festive touch.</span></span><span class=\"EOP SCXW223772696 BCX0\" data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\">&nbsp;</span></p>\n</div>\n<div class=\"OutlineElement Ltr SCXW223772696 BCX0\">\n<p class=\"Paragraph SCXW223772696 BCX0\"><span class=\"TextRun SCXW223772696 BCX0\" lang=\"EN-GB\" xml:lang=\"EN-GB\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW223772696 BCX0\" data-ccp-parastyle=\"No Spacing\">6. Pride-Themed Planters</span></span><span class=\"EOP SCXW223772696 BCX0\" data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\">&nbsp;</span></p>\n</div>\n<div class=\"OutlineElement Ltr SCXW223772696 BCX0\">\n<p class=\"Paragraph SCXW223772696 BCX0\"><span class=\"TextRun SCXW223772696 BCX0\" lang=\"EN-GB\" xml:lang=\"EN-GB\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW223772696 BCX0\" data-ccp-parastyle=\"No Spacing\">Incorporate the Pride theme into your garden's natural elements. Paint terracotta pots in rainbow stripes and plant colourful flowers in them. You can also use different plants to </span><span class=\"NormalTextRun SCXW223772696 BCX0\" data-ccp-parastyle=\"No Spacing\">represent</span><span class=\"NormalTextRun SCXW223772696 BCX0\" data-ccp-parastyle=\"No Spacing\"> each colour of the Pride flag &ndash; for instance, red geraniums, orange marigolds, yellow sunflowers, green ferns, blue hydrangeas, and purple petunias.</span></span><span class=\"EOP SCXW223772696 BCX0\" data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\">&nbsp;</span></p>\n</div>\n<div class=\"OutlineElement Ltr SCXW223772696 BCX0\">\n<p class=\"Paragraph SCXW223772696 BCX0\"><span class=\"EOP SCXW223772696 BCX0\" data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\">&nbsp;</span><span class=\"TextRun SCXW223772696 BCX0\" lang=\"EN-GB\" xml:lang=\"EN-GB\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW223772696 BCX0\" data-ccp-parastyle=\"No Spacing\">7. Glow-in-the-Dark Decorations</span></span><span class=\"EOP SCXW223772696 BCX0\" data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\">&nbsp;</span></p>\n</div>\n<div class=\"OutlineElement Ltr SCXW223772696 BCX0\">\n<p class=\"Paragraph SCXW223772696 BCX0\"><span class=\"TextRun SCXW223772696 BCX0\" lang=\"EN-GB\" xml:lang=\"EN-GB\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW223772696 BCX0\" data-ccp-parastyle=\"No Spacing\">For evening garden parties, glow-in-the-dark decorations can add a magical touch. Use glow sticks, LED balloons, or fairy lights in Pride colours to create a whimsical atmosphere. Consider adding glow-in-the-dark paint to planters, pathways, or garden ornaments to make them stand out when the sun goes down.</span></span><span class=\"EOP SCXW223772696 BCX0\" data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\">&nbsp;</span></p>\n</div>\n<div class=\"OutlineElement Ltr SCXW223772696 BCX0\">\n<p class=\"Paragraph SCXW223772696 BCX0\"><span class=\"TextRun SCXW223772696 BCX0\" lang=\"EN-GB\" xml:lang=\"EN-GB\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW223772696 BCX0\" data-ccp-parastyle=\"No Spacing\">8. Pride Photo Booth</span></span><span class=\"EOP SCXW223772696 BCX0\" data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\">&nbsp;</span></p>\n</div>\n<div class=\"OutlineElement Ltr SCXW223772696 BCX0\">\n<p class=\"Paragraph SCXW223772696 BCX0\"><span class=\"TextRun SCXW223772696 BCX0\" lang=\"EN-GB\" xml:lang=\"EN-GB\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW223772696 BCX0\" data-ccp-parastyle=\"No Spacing\">Set up a Pride-themed photo booth with plenty of props and a colourful backdrop. Use rainbow streamers, balloons, and banners to create a fun and inviting space for guests to take memorable photos. Provide props like rainbow wigs, feather boas, glittery sunglasses, and handmade signs with messages of love and inclusion.&nbsp;</span></span></p>\n</div>\n<div class=\"OutlineElement Ltr SCXW223772696 BCX0\">\n<p class=\"Paragraph SCXW223772696 BCX0\"><span class=\"TextRun SCXW223772696 BCX0\" lang=\"EN-GB\" xml:lang=\"EN-GB\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW223772696 BCX0\" data-ccp-parastyle=\"No Spacing\">9. Themed Refreshment Station</span></span><span class=\"EOP SCXW223772696 BCX0\" data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\">&nbsp;</span></p>\n</div>\n<div class=\"OutlineElement Ltr SCXW223772696 BCX0\">\n<p class=\"Paragraph SCXW223772696 BCX0\"><span class=\"TextRun SCXW223772696 BCX0\" lang=\"EN-GB\" xml:lang=\"EN-GB\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW223772696 BCX0\" data-ccp-parastyle=\"No Spacing\">Create a refreshment station </span><span class=\"NormalTextRun SCXW223772696 BCX0\" data-ccp-parastyle=\"No Spacing\">that&rsquo;s</span><span class=\"NormalTextRun SCXW223772696 BCX0\" data-ccp-parastyle=\"No Spacing\"> as colourful as the rest of your garden. Serve drinks in rainbow-coloured layers, like a multi-coloured punch or layered smoothies. Arrange snacks and treats in a rainbow spectrum, from fruit platters to cupcakes with vibrant frosting. Use colourful glassware and napkins to enhance the theme.</span></span><span class=\"EOP SCXW223772696 BCX0\" data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\">&nbsp;</span></p>\n</div>\n<div class=\"OutlineElement Ltr SCXW223772696 BCX0\">\n<p class=\"Paragraph SCXW223772696 BCX0\"><span class=\"TextRun SCXW223772696 BCX0\" lang=\"EN-GB\" xml:lang=\"EN-GB\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW223772696 BCX0\" data-ccp-parastyle=\"No Spacing\">10. Garden Games with a Pride Twist</span></span><span class=\"EOP SCXW223772696 BCX0\" data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\">&nbsp;</span></p>\n</div>\n<div class=\"OutlineElement Ltr SCXW223772696 BCX0\">\n<p class=\"Paragraph SCXW223772696 BCX0\"><span class=\"TextRun SCXW223772696 BCX0\" lang=\"EN-GB\" xml:lang=\"EN-GB\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW223772696 BCX0\" data-ccp-parastyle=\"No Spacing\">Incorporate garden games with a Pride twist. For example, set up a rainbow ring toss game, where each colour of the rings corresponds to the colours of the Pride flag. You can also create a Pride-themed scavenger hunt with clues related to LGBTQ+ history and culture, leading to a special prize at the end.&nbsp;</span></span></p>\n</div>\n<div class=\"OutlineElement Ltr SCXW223772696 BCX0\">\n<p class=\"Paragraph SCXW223772696 BCX0\"><span class=\"TextRun SCXW223772696 BCX0\" lang=\"EN-GB\" xml:lang=\"EN-GB\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW223772696 BCX0\" data-ccp-parastyle=\"No Spacing\">11. Inclusive Signage</span></span><span class=\"EOP SCXW223772696 BCX0\" data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\">&nbsp;</span></p>\n</div>\n<div class=\"OutlineElement Ltr SCXW223772696 BCX0\">\n<p class=\"Paragraph SCXW223772696 BCX0\"><span class=\"TextRun SCXW223772696 BCX0\" lang=\"EN-GB\" xml:lang=\"EN-GB\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW223772696 BCX0\" data-ccp-parastyle=\"No Spacing\">Ensure that your garden party feels welcoming and inclusive for everyone. Create signs with messages like \"Love Wins,\" \"Everyone is Welcome,\" and \"Be You\" in rainbow colours. Place these signs at the entrance, around the garden, and near key areas like the food station and photo booth.</span></span><span class=\"EOP SCXW223772696 BCX0\" data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\">&nbsp;</span></p>\n</div>\n<div class=\"OutlineElement Ltr SCXW223772696 BCX0\">\n<p class=\"Paragraph SCXW223772696 BCX0\"><span class=\"TextRun SCXW223772696 BCX0\" lang=\"EN-GB\" xml:lang=\"EN-GB\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW223772696 BCX0\" data-ccp-parastyle=\"No Spacing\">12. Pride Pinwheels</span></span><span class=\"EOP SCXW223772696 BCX0\" data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\">&nbsp;</span></p>\n</div>\n<div class=\"OutlineElement Ltr SCXW223772696 BCX0\">\n<p class=\"Paragraph SCXW223772696 BCX0\"><span class=\"TextRun SCXW223772696 BCX0\" lang=\"EN-GB\" xml:lang=\"EN-GB\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW223772696 BCX0\" data-ccp-parastyle=\"No Spacing\">Add a playful touch with Pride pinwheels. These colourful, spinning decorations can be easily made or purchased. Plant them throughout your garden, and watch them catch the breeze, adding movement and colour to your space.</span></span><span class=\"EOP SCXW223772696 BCX0\" data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\">&nbsp;</span></p>\n</div>\n<div class=\"OutlineElement Ltr SCXW223772696 BCX0\">\n<p class=\"Paragraph SCXW223772696 BCX0\"><span class=\"TextRun SCXW223772696 BCX0\" lang=\"EN-GB\" xml:lang=\"EN-GB\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW223772696 BCX0\" data-ccp-parastyle=\"No Spacing\">13. Custom Pride Flags</span></span><span class=\"EOP SCXW223772696 BCX0\" data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\">&nbsp;</span></p>\n</div>\n<div class=\"OutlineElement Ltr SCXW223772696 BCX0\">\n<p class=\"Paragraph SCXW223772696 BCX0\"><span class=\"TextRun SCXW223772696 BCX0\" lang=\"EN-GB\" xml:lang=\"EN-GB\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW223772696 BCX0\" data-ccp-parastyle=\"No Spacing\">Go beyond the traditional rainbow flag and celebrate the diversity within the LGBTQ+ community by including flags </span><span class=\"NormalTextRun SCXW223772696 BCX0\" data-ccp-parastyle=\"No Spacing\">representing</span><span class=\"NormalTextRun SCXW223772696 BCX0\" data-ccp-parastyle=\"No Spacing\"> different identities, such as the transgender flag, bisexual flag, and more. Create a flag garden by placing these flags on stakes and lining them along pathways or flower beds.</span></span><span class=\"EOP SCXW223772696 BCX0\" data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\">&nbsp;</span></p>\n</div>\n<div class=\"OutlineElement Ltr SCXW223772696 BCX0\">\n<p class=\"Paragraph SCXW223772696 BCX0\"><span class=\"TextRun SCXW223772696 BCX0\" lang=\"EN-GB\" xml:lang=\"EN-GB\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW223772696 BCX0\" data-ccp-parastyle=\"No Spacing\">Hosting a </span><span class=\"NormalTextRun ContextualSpellingAndGrammarErrorV2Themed SCXW223772696 BCX0\" data-ccp-parastyle=\"No Spacing\">Pride-themed garden</span><span class=\"NormalTextRun SCXW223772696 BCX0\" data-ccp-parastyle=\"No Spacing\"> party is a fantastic way to celebrate love, acceptance, and community. With these fun and original decoration ideas, you can create a vibrant and inclusive space that your guests will remember fondly. Whether </span><span class=\"NormalTextRun SCXW223772696 BCX0\" data-ccp-parastyle=\"No Spacing\">it's</span><span class=\"NormalTextRun SCXW223772696 BCX0\" data-ccp-parastyle=\"No Spacing\"> through colourful canopies, interactive art installations, or themed refreshments, every detail contributes to the joyous spirit of Pride. So, get creative, have fun, and let your garden shine with the colours of the rainbow!</span></span><span class=\"EOP SCXW223772696 BCX0\" data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\">&nbsp;</span></p>\n</div>\n<div class=\"OutlineElement Ltr SCXW223772696 BCX0\">\n<p class=\"Paragraph SCXW223772696 BCX0\"><span class=\"TextRun SCXW223772696 BCX0\" lang=\"EN-GB\" xml:lang=\"EN-GB\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW223772696 BCX0\" data-ccp-parastyle=\"No Spacing\">Happy Pride! </span></span><span class=\"TextRun SCXW223772696 BCX0\" lang=\"EN-GB\" xml:lang=\"EN-GB\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW223772696 BCX0\" data-ccp-parastyle=\"No Spacing\">🌈</span></span><span class=\"EOP SCXW223772696 BCX0\" data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\">&nbsp;</span></p>\n</div>","embed_video_url":null,"post_on":null,"tile_image":{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/i/Early_Hours_London_Summer_of_Love_Garden_Party_29_of_43_4d7094ab84.jpg","alternativeText":""},"tags":null,"slug":"garden-party-decor-ideas-to-wow-your-pride-guests","publish":true,"imagetransforms":{"banner_image_Transforms":"{\"i.prod/Early_Hours_London_Summer_of_Love_Garden_Party_29_of_43_4d7094ab84.jpg\":{\"webp\":{\"336x240\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/336x240/Early_Hours_London_Summer_of_Love_Garden_Party_29_of_43_4d7094ab84.webp\",\"928x500\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/928x500/Early_Hours_London_Summer_of_Love_Garden_Party_29_of_43_4d7094ab84.webp\",\"720x500\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/720x500/Early_Hours_London_Summer_of_Love_Garden_Party_29_of_43_4d7094ab84.webp\"}}}","tile_image_Transforms":"{\"i.prod/Early_Hours_London_Summer_of_Love_Garden_Party_29_of_43_4d7094ab84.jpg\":{\"webp\":{\"352x220\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/352x220/Early_Hours_London_Summer_of_Love_Garden_Party_29_of_43_4d7094ab84.webp\",\"720x380\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/720x380/Early_Hours_London_Summer_of_Love_Garden_Party_29_of_43_4d7094ab84.webp\"},\"jpg\":{\"352x220\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/352x220/Early_Hours_London_Summer_of_Love_Garden_Party_29_of_43_4d7094ab84.jpg\",\"720x380\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/720x380/Early_Hours_London_Summer_of_Love_Garden_Party_29_of_43_4d7094ab84.jpg\"}}}"},"ggfx_results":[{"id":"670fb1fc9e6e2acd76e5a9f6","transforms":[{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/352x220/Early_Hours_London_Summer_of_Love_Garden_Party_29_of_43_4d7094ab84.webp","format":"webp","transform":"352x220","inputParams":{"action":"transform","src":{"cftle":{"Key":"i.prod/Early_Hours_London_Summer_of_Love_Garden_Party_29_of_43_4d7094ab84.jpg"}},"dest":{"cftle":{"Key":"x.prod/352x220/Early_Hours_London_Summer_of_Love_Garden_Party_29_of_43_4d7094ab84.webp"},"format":{"isFormatChanged":true,"format":"webp","content-type":"image/webp"},"transform":"352x220","resize":{"width":352,"height":220,"position":"x","fit":null},"brightness":null,"sharpness":null,"quality":null,"watermark":false,"resizeText":"352x220"},"additionalParams":{"contentType":"blog","id":"667bea3842888a98ccb6ddc0","field":"tile_image","force":null}},"created_at":"2024-10-07 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and self-expression through the creative lens of influential LGBTQIA+ interior designers. Just as every space should tell a story, these designers boldly weave narratives of identity into their work. &nbsp;</p>\n<p>Join us in honouring their contributions and the vibrant, inclusive future they inspire in design.&nbsp;</p>\n<p>&nbsp;</p>\n<h3>Nate Berkus: Character and interior&nbsp;</h3>\n<p>Chicago-based interior designer Nate Berkus has quickly become a household name. Establishing a business at 24 and making regular appearances on Oprah, Berkus sees the home as an extension of a person, &ldquo;what they have seen, who they love and where they hope to go next&rdquo;.&nbsp;</p>\n<p>Teaming up with husband Jeremiah Brent for a TV show, crafting product lines and designing for celebrities, Berkus proudly infuses his interiors with character, reminding us that our homes are canvases of identity.&nbsp;</p>\n<p>&nbsp;</p>\n<h3>Sawyer DeVuyst: Reclaiming transgender storytelling&nbsp;</h3>\n<p>Sawyer DeVuyst, a transgender actor, artist, and interior designer, splits his time between Los Angeles and New York. As the founder of SAW, a furniture and interior design company, Sawyer has provided innovative designs for clients such as the Wythe Hotel, Etsy Headquarters, and Amazon Offices. &nbsp;</p>\n<p>DeVuyst is recognised for his minimalist, industrial interior design, punctuated with vibrant, bold colours. Through his work, like his self-portrait collection titled &lsquo;Mine,&rsquo; Sawyer aims to reclaim transgender storytelling and offer an intimate glimpse into his life, unashamedly bringing his identity to the forefront of his work.&nbsp;</p>\n<p>&nbsp;</p>\n<h3>Alan Buchsbaum: Breaking conventions&nbsp;</h3>\n<p>In the heart of American design's golden age, Alan Buchsbaum left an indelible mark. From the swinging 60s to the neon 80s, Buchsbaum fearlessly navigated the Supergraphics, High-Tech, and Postmodernism movements, breaking design conventions along the way.&nbsp;</p>\n<p>Based in the dynamic city of New York until his passing in 1987, Buchsbaum's designs defied norms, embracing courage and authenticity. His legacy was a testament to his unwavering belief in artistic integrity.&nbsp;</p>\n<p>&nbsp;</p>\n<h3>Jonathan Adler: Redefining modern American glamour&nbsp;</h3>\n<p>From a farm town in New Jersey to the bustling streets of the Big Apple, Jonathan Adler's journey is a testament to passion and perseverance.&nbsp;</p>\n<p>In 1993, Adler's big break came when Barneys picked up his collection of pots, paving the way for his first store five years later. Renowned for his eccentric designs and passion for pottery, Adler seamlessly blends classicism with humour, crafting pieces that redefined 'Modern American Glamour.'&nbsp;</p>\n<p>His whimsical style and bold approach prove that genuineness is the key to success in the ever-evolving world of design.&nbsp;</p>\n<p>&nbsp;</p>\n<h3>Shavonda Gardner: Embracing the bold&nbsp;</h3>\n<p>Shavonda Gardner is a trailblazer in the small spaces movement, offering inspiration through her interior and lifestyle blog. Shavonda&rsquo;s work on her 1940s bungalow, where she lives with her wife and children, showcases her talent for transforming spaces by mixing colours and patterns.&nbsp;</p>\n<p>&nbsp;Her frequent participation in the One Room Challenge highlights her ability to deliver stunning home makeovers that inspire homeowners to embrace the bold.&nbsp;</p>\n<p>&nbsp;</p>\n<h3>Martyn Lawrence Bullard: Unique luxury&nbsp;</h3>\n<p>Based in Los Angeles, Martyn Lawrence Bullard is an internationally acclaimed designer known for his versatile and globally inspired interiors. A staple on Architectural Digest&rsquo;s Top 100 Designers list and Elle Decor&rsquo;s A-List, Martyn&rsquo;s work spans luxury Calabasas homes to timeless elegance. &nbsp;</p>\n<p>His star-studded client list, including Kylie Jenner, Cher, and Ellen Pompeo, reflects his talent for creating sophisticated and inviting spaces. Martyn&rsquo;s appearances on Bravo&rsquo;s Million Dollar Decorators and his own show, Hollywood Me, have cemented his status as a design icon.&nbsp;</p>","embed_video_url":null,"post_on":null,"tile_image":{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/i/LGBTQIA_interior_designers_4_58b29dc334.jpg","alternativeText":""},"tags":null,"slug":"pride-in-design-celebrating-identity-through-interiors","publish":true,"imagetransforms":{"tile_image_Transforms":"{\"i.prod/LGBTQIA_interior_designers_4_58b29dc334.jpg\":{\"webp\":{\"352x220\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/352x220/LGBTQIA_interior_designers_4_58b29dc334.webp\",\"720x380\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/720x380/LGBTQIA_interior_designers_4_58b29dc334.webp\"},\"jpg\":{\"352x220\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/352x220/LGBTQIA_interior_designers_4_58b29dc334.jpg\",\"720x380\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/720x380/LGBTQIA_interior_designers_4_58b29dc334.jpg\"}}}","banner_image_Transforms":"{\"i.prod/LGBTQIA_interior_designers_4_58b29dc334.jpg\":{\"webp\":{\"336x240\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/336x240/LGBTQIA_interior_designers_4_58b29dc334.webp\",\"928x500\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/928x500/LGBTQIA_interior_designers_4_58b29dc334.webp\",\"720x500\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/720x500/LGBTQIA_interior_designers_4_58b29dc334.webp\"}}}"},"ggfx_results":[{"id":"670fb1fd9e6e2acd76e5a9f7","transforms":[{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/352x220/LGBTQIA_interior_designers_4_58b29dc334.webp","format":"webp","transform":"352x220","inputParams":{"action":"transform","src":{"cftle":{"Key":"i.prod/LGBTQIA_interior_designers_4_58b29dc334.jpg"}},"dest":{"cftle":{"Key":"x.prod/352x220/LGBTQIA_interior_designers_4_58b29dc334.webp"},"format":{"isFormatChanged":true,"format":"webp","content-type":"image/webp"},"transform":"352x220","resize":{"width":352,"height":220,"position":"x","fit":null},"brightness":null,"sharpness":null,"quality":null,"watermark":false,"resizeText":"352x220"},"additionalParams":{"contentType":"blog","id":"6659e400676e69690d3bb8e4","field":"tile_image","force":null}},"created_at":"2024-10-07 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23:33:10.137"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x/720x500/LGBTQIA_interior_designers_4_58b29dc334.webp","format":"webp","transform":"720x500","created_at":"2026-04-05 15:37:52.037","updated_at":"2026-04-05 15:37:52.037"}],"src_cftle":"i/LGBTQIA_interior_designers_4_58b29dc334.jpg","src_url":"i/LGBTQIA_interior_designers_4_58b29dc334.jpg"}],"createdAt":"2024-05-31T14:51:44.427Z","updatedAt":"2026-04-05T15:37:52.381Z"},{"id":"662a74b7753dac1acd93a1de","title":"Spring interior design trends to make your home bloom ","categories":"General","description":"<div class=\"OutlineElement Ltr SCXW61718807 BCX8\">\n<p class=\"Paragraph SCXW61718807 BCX8\"><span class=\"TextRun SCXW61718807 BCX8\" lang=\"EN-GB\" xml:lang=\"EN-GB\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW61718807 BCX8\">As the seasons change, </span><span class=\"NormalTextRun SCXW61718807 BCX8\">it's</span><span class=\"NormalTextRun SCXW61718807 BCX8\"> the perfect time to breathe fresh air into your home decor. Whether </span><span class=\"NormalTextRun SCXW61718807 BCX8\">you're</span><span class=\"NormalTextRun SCXW61718807 BCX8\"> looking to infuse vibrant colours, incorporate natural materials, or lighten up your surroundings, there are plenty of ways to bring the beauty of spring into your home. Here are five of our top spring interior design trends to help you make your space bloom:&nbsp;</span></span><span class=\"EOP SCXW61718807 BCX8\" data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n</div>\n<div class=\"OutlineElement Ltr SCXW61718807 BCX8\">\n<h4 class=\"Paragraph SCXW61718807 BCX8\"><span class=\"TextRun SCXW61718807 BCX8\" lang=\"EN-GB\" xml:lang=\"EN-GB\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW61718807 BCX8\">Floral Prints&nbsp;</span></span><span class=\"EOP SCXW61718807 BCX8\" data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></h4>\n</div>\n<div class=\"OutlineElement Ltr SCXW61718807 BCX8\">\n<p class=\"Paragraph SCXW61718807 BCX8\"><span class=\"TextRun SCXW61718807 BCX8\" lang=\"EN-GB\" xml:lang=\"EN-GB\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW61718807 BCX8\">Floral prints are a classic springtime staple; in recent years, there has been a resurgence of vintage-inspired floral prints in interiors. From a large flower design to dainty, delicate prints, floral patterns can add a touch of charm to any room. You could incorporate floral prints into your space through wallpaper, upholstery, or decorative accessories like pillows and curtains.&nbsp;</span></span><span class=\"EOP SCXW61718807 BCX8\" data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n</div>\n<div class=\"OutlineElement Ltr SCXW61718807 BCX8\">\n<h4 class=\"Paragraph SCXW61718807 BCX8\"><span class=\"TextRun SCXW61718807 BCX8\" lang=\"EN-GB\" xml:lang=\"EN-GB\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW61718807 BCX8\">Bring the outdoors in&nbsp;</span></span><span class=\"EOP SCXW61718807 BCX8\" data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></h4>\n</div>\n<div class=\"OutlineElement Ltr SCXW61718807 BCX8\">\n<p class=\"Paragraph SCXW61718807 BCX8\"><span class=\"TextRun SCXW61718807 BCX8\" lang=\"EN-GB\" xml:lang=\"EN-GB\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW61718807 BCX8\">Consider adding houseplants to your living space to introduce a touch of greenery and elevate the space. Additionally, botanical prints and flowers can liven up any room, from throw pillows to wall art, bringing a sense of the outdoors inside.&nbsp;</span></span><span class=\"EOP SCXW61718807 BCX8\" data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n</div>\n<div class=\"OutlineElement Ltr SCXW61718807 BCX8\">\n<h4 class=\"Paragraph SCXW61718807 BCX8\"><span class=\"TextRun SCXW61718807 BCX8\" lang=\"EN-GB\" xml:lang=\"EN-GB\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW61718807 BCX8\">Bold wallpapers&nbsp;</span></span><span class=\"EOP SCXW61718807 BCX8\" data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></h4>\n</div>\n<div class=\"OutlineElement Ltr SCXW61718807 BCX8\">\n<p class=\"Paragraph SCXW61718807 BCX8\"><span class=\"TextRun SCXW61718807 BCX8\" lang=\"EN-GB\" xml:lang=\"EN-GB\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW61718807 BCX8\">An element to add personality and flair to your living space. They add character, texture, and colour to a space and can create a statement feature wall. Consider using wallpaper as an accent wall or even in your bathroom for a fun and unexpected twist.&nbsp;</span></span><span class=\"EOP SCXW61718807 BCX8\" data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n</div>\n<div class=\"OutlineElement Ltr SCXW61718807 BCX8\">\n<h4 class=\"Paragraph SCXW61718807 BCX8\"><span class=\"TextRun SCXW61718807 BCX8\" lang=\"EN-GB\" xml:lang=\"EN-GB\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW61718807 BCX8\">Soft Pastel Hues&nbsp;</span></span><span class=\"EOP SCXW61718807 BCX8\" data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></h4>\n</div>\n<div class=\"OutlineElement Ltr SCXW61718807 BCX8\">\n<p class=\"Paragraph SCXW61718807 BCX8\"><span class=\"TextRun SCXW61718807 BCX8\" lang=\"EN-GB\" xml:lang=\"EN-GB\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW61718807 BCX8\">Say goodbye to the dark, moody seasonal winter colours and hello to spring's soft, pastel shades. Pastel hues such as blush pink, powder blue, and mint green are perfect for creating a light and airy atmosphere in your home. &nbsp;</span></span><span class=\"EOP SCXW61718807 BCX8\" data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n</div>\n<div class=\"OutlineElement Ltr SCXW61718807 BCX8\">\n<h4 class=\"Paragraph SCXW61718807 BCX8\"><span class=\"TextRun SCXW61718807 BCX8\" lang=\"EN-GB\" xml:lang=\"EN-GB\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW61718807 BCX8\">Eco-Friendly Materials&nbsp;</span></span><span class=\"EOP SCXW61718807 BCX8\" data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></h4>\n</div>\n<div class=\"OutlineElement Ltr SCXW61718807 BCX8\">\n<p class=\"Paragraph SCXW61718807 BCX8\"><span class=\"TextRun SCXW61718807 BCX8\" lang=\"EN-GB\" xml:lang=\"EN-GB\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW61718807 BCX8\">With a focus on sustainability and eco-friendliness, natural materials like wood, rattan, and bamboo are becoming increasingly popular in interior design. These materials add warmth, texture, and depth to a space.</span></span></p>\n</div>\n<div class=\"OutlineElement Ltr SCXW61718807 BCX8\">\n<p class=\"Paragraph SCXW61718807 BCX8\"><span class=\"TextRun SCXW61718807 BCX8\" lang=\"EN-GB\" xml:lang=\"EN-GB\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW61718807 BCX8\">Spring interior design trends offer an exciting chance to refresh your living space. From vibrant hues to natural textures, there are endless ways to incorporate the seasons into your home. You can create a stylish spring-influenced space by trying out the latest design trends.</span></span><span class=\"EOP SCXW61718807 BCX8\" data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">&nbsp;</span></p>\n</div>","embed_video_url":null,"post_on":null,"tile_image":{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/i/Barbiecore_inspired_interior_design_trends_2024_67dc704110.jpg","alternativeText":""},"tags":null,"slug":"spring-interior-design-trends-to-make-your-home-bloom-1","publish":true,"imagetransforms":{"tile_image_Transforms":"{\"i.prod/Barbiecore_inspired_interior_design_trends_2024_67dc704110.jpg\":{\"webp\":{\"352x220\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/352x220/Barbiecore_inspired_interior_design_trends_2024_67dc704110.webp\",\"720x380\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/720x380/Barbiecore_inspired_interior_design_trends_2024_67dc704110.webp\"},\"jpg\":{\"352x220\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/352x220/Barbiecore_inspired_interior_design_trends_2024_67dc704110.jpg\",\"720x380\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/720x380/Barbiecore_inspired_interior_design_trends_2024_67dc704110.jpg\"}}}","banner_image_Transforms":"{\"i.prod/Barbiecore_inspired_interior_design_trends_2024_67dc704110.jpg\":{\"webp\":{\"336x240\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/336x240/Barbiecore_inspired_interior_design_trends_2024_67dc704110.webp\",\"720x500\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/720x500/Barbiecore_inspired_interior_design_trends_2024_67dc704110.webp\",\"928x500\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/928x500/Barbiecore_inspired_interior_design_trends_2024_67dc704110.webp\"}}}"},"ggfx_results":[{"id":"670fb1fd9e6e2acd76e5a9f8","transforms":[{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/352x220/Barbiecore_inspired_interior_design_trends_2024_67dc704110.webp","format":"webp","transform":"352x220","inputParams":{"action":"transform","src":{"cftle":{"Key":"i.prod/Barbiecore_inspired_interior_design_trends_2024_67dc704110.jpg"}},"dest":{"cftle":{"Key":"x.prod/352x220/Barbiecore_inspired_interior_design_trends_2024_67dc704110.webp"},"format":{"isFormatChanged":true,"format":"webp","content-type":"image/webp"},"transform":"352x220","resize":{"width":352,"height":220,"position":"x","fit":null},"brightness":null,"sharpness":null,"quality":null,"watermark":false,"resizeText":"352x220"},"additionalParams":{"contentType":"blog","id":"662a74b7753dac1acd93a1de","field":"tile_image","force":null}},"created_at":"2024-10-07 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You can implement several easy changes to enhance your home's eco-friendliness.&nbsp;</p>\n<p>&nbsp;</p>\n<h3>Energy Efficient Lighting&nbsp;</h3>\n<p>Energy-efficient light bulbs are a game-changer. They can last up to 12 times longer than traditional ones, providing the same quality of light but with significantly less energy consumption. Unlike conventional bulbs, which waste around 80% of their energy as heat, LED bulbs operate at an impressive 80-90% energy efficiency. This switch alone, as per the Energy Saving Trust, can cut down carbon emissions by up to 40 kilograms per year, making a substantial difference to our environment.&nbsp;</p>\n<p>&nbsp;</p>\n<h3>Biodegradable Household Products&nbsp;</h3>\n<p>Although you can't dictate if the products you discard of are reused or recycled, you can choose items crafted from non-synthetic and biodegradable materials, thereby mitigating the consequences of waste.&nbsp;</p>\n<p>Biodegradable products decompose through interaction with bacteria and fungi. This ensures that they pose no harm when they interact with the environment, as they naturally break down.&nbsp;</p>\n<p>Examples of such products include:&nbsp;</p>\n<p>Recycled toilet paper&nbsp;</p>\n<p>Natural deodorant&nbsp;</p>\n<p>Washcloths made from hemp or agave fibres&nbsp;</p>\n<p>&nbsp;</p>\n<h3>Filling Gaps Between Your Floorboards&nbsp;</h3>\n<p>It's common for older floorboards to develop gaps as the wood naturally expands and contracts in response to changes in humidity levels. These gaps often lead to unnecessary draughts, resulting in wasted heating energy within your home.&nbsp;</p>\n<p>To address this issue, you can fill these gaps to prevent draughts using materials such as dust, resin, or acrylic fillers, or opt for wood filler strips available at most DIY stores.&nbsp;</p>\n<p>&nbsp;</p>\n<h3>Smart Thermostats &nbsp;</h3>\n<p>Smart thermostats offer an immediate home efficiency solution that's easy to integrate. Utilising advanced technology, smart thermostats adapt to your home's heating patterns and adjust based on outside temperatures. They incorporate presence-sensing technology, automatically turning off your system when you're away and activating it just before your return.&nbsp;</p>\n<p>Their use reduces energy demands but also translates into significant cost savings on your energy bills. Data from users of Google's Nest thermostat revealed that households in the UK achieved energy savings of 16.5% compared to those without smart controls.&nbsp;</p>\n<p>&nbsp;</p>\n<h3>Grow Your Food&nbsp;</h3>\n<p>Organically grown food offers numerous environmental benefits. By avoiding the use of herbicides or pesticides, it helps mitigate air and water pollution. Additionally, home-grown food minimises transportation emissions and the use of packaging, as it doesn't need to be shipped from the source to the shop. And since you put in the hard work to grow the food, you will use it wisely, reducing your food waste.&nbsp;</p>\n<p><br>These are just a few of the many simple changes you can make at home to help the environment but do your research and choose solutions that suit your home and lifestyle.&nbsp;</p>","embed_video_url":null,"post_on":null,"tile_image":{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/i/01_sustainable_eco_house_design_22d59f4b03.jpg","alternativeText":""},"tags":null,"slug":"how-to-make-your-home-eco-friendly","publish":true,"imagetransforms":{"tile_image_Transforms":"{\"i.prod/01_sustainable_eco_house_design_22d59f4b03.jpg\":{\"webp\":{\"352x220\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/352x220/01_sustainable_eco_house_design_22d59f4b03.webp\",\"720x380\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/720x380/01_sustainable_eco_house_design_22d59f4b03.webp\"},\"jpg\":{\"352x220\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/352x220/01_sustainable_eco_house_design_22d59f4b03.jpg\",\"720x380\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/720x380/01_sustainable_eco_house_design_22d59f4b03.jpg\"}}}","banner_image_Transforms":"{\"i.prod/01_sustainable_eco_house_design_22d59f4b03.jpg\":{\"webp\":{\"336x240\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/336x240/01_sustainable_eco_house_design_22d59f4b03.webp\",\"720x500\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/720x500/01_sustainable_eco_house_design_22d59f4b03.webp\",\"928x500\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/928x500/01_sustainable_eco_house_design_22d59f4b03.webp\"}}}"},"ggfx_results":[{"id":"670fb1fd9e6e2acd76e5a9f9","transforms":[{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/352x220/01_sustainable_eco_house_design_22d59f4b03.webp","format":"webp","transform":"352x220","inputParams":{"action":"transform","src":{"cftle":{"Key":"i.prod/01_sustainable_eco_house_design_22d59f4b03.jpg"}},"dest":{"cftle":{"Key":"x.prod/352x220/01_sustainable_eco_house_design_22d59f4b03.webp"},"format":{"isFormatChanged":true,"format":"webp","content-type":"image/webp"},"transform":"352x220","resize":{"width":352,"height":220,"position":"x","fit":null},"brightness":null,"sharpness":null,"quality":null,"watermark":false,"resizeText":"352x220"},"additionalParams":{"contentType":"blog","id":"662623fff735ef01d92c010b","field":"tile_image","force":null}},"created_at":"2024-10-07 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20:12:28.131"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/688x460/01_sustainable_eco_house_design_22d59f4b03.webp","format":"webp","transform":"688x460"}],"src_cftle":"i.prod/01_sustainable_eco_house_design_22d59f4b03.jpg","src_url":null},{"id":"69c6273240e98113c1eb127b","transforms":[{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x/352x220/01_sustainable_eco_house_design_22d59f4b03.webp","format":"webp","transform":"352x220","created_at":"2026-03-27 06:44:01.895","updated_at":"2026-03-27 06:44:01.895"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x/336x240/01_sustainable_eco_house_design_22d59f4b03.webp","format":"webp","transform":"336x240","created_at":"2026-03-30 13:37:08.075","updated_at":"2026-03-30 13:37:08.075"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x/928x500/01_sustainable_eco_house_design_22d59f4b03.webp","format":"webp","transform":"928x500","created_at":"2026-03-30 13:37:08.458","updated_at":"2026-03-30 13:37:08.458"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x/720x500/01_sustainable_eco_house_design_22d59f4b03.webp","format":"webp","transform":"720x500","created_at":"2026-04-02 01:48:17.661","updated_at":"2026-04-02 01:48:17.661"}],"src_cftle":"i/01_sustainable_eco_house_design_22d59f4b03.jpg","src_url":"i/01_sustainable_eco_house_design_22d59f4b03.jpg"}],"createdAt":"2024-04-22T08:46:55.816Z","updatedAt":"2026-04-02T01:48:17.987Z"},{"id":"65fab6e83f1883ca40084ede","title":"5 Steps to Selling Property in Manchester","categories":"Sales","description":"<p>Whether you are a Manchester landlord looking to liquidate your buy-to-let investment or a Manchester homeowner looking to sell your home, finding a buyer and then getting the legal work done can take a frustratingly long time.&nbsp;</p>\n<p>It is a step-by-step process that can take many months.&nbsp;</p>\n<p>One of the worst parts of house selling is not knowing how long you might be stuck at each step. Independent research shows that, in the last 12 months, every estate agent in the UK has taken on average, 67 days from the property coming on the market to be sold subject to contract (STC) and then 113 days to get to completion. That's nearly 26 weeks from the board going up.</p>\n<p>The journey is a long one and not guaranteed. Nationally, only 52.8% of UK homeowners who placed their homes on the market in 2023 sold and moved. Therefore, I will explain each stage of the house-selling procedure in Manchester in this article.</p>\n<h2>Step 1: Find Your Buyer</h2>\n<p>You need to instruct an estate agent in Manchester (of course, we can help you with that) who will discuss a pricing and marketing strategy to help you find a buyer who fits your circumstances.&nbsp;</p>\n<p>Yet, as have stated in other recent articles, the Manchester property market is split into many micro markets.</p>\n<p>Looking at independent research, it was thought-provoking to see how the different price levels (i.e. those different micro markets) are currently performing when we consider the average number of days it takes to find a buyer for a property in Manchester. No property type has taken more than four months to sell, with a somewhat surprising trend appearing: the bigger the price tag, the less time spent on the market.</p>\n<p>So, now you have secured a buyer. What is next? Selling your property in Manchester involves a variety of typical issues and the involvement of a wide and varied range of professionals. That means huge differences exist in how long it takes from one Manchester property to another.&nbsp;</p>\n<h2>Step 2: Instruct Solicitors (and Mortgage)</h2>\n<p>Again, we can suggest the best solicitors to sell your Manchester home. As the home seller, your solicitor will prepare your home's initial legal paperwork (with your help) and then send it to your buyer.</p>\n<h2>Step 3: Legal Work and Survey</h2>\n<p>Once your buyer's solicitor receives the paperwork, they apply for local searches from the local authority/land registry (to ensure no roads or airports, etc., are being built in the back garden!). These searches can take several weeks to be returned from the local authority or land registry, from which questions will be raised by the buyer&rsquo;s solicitor to your solicitor. At the same time, the surveyor will check the property to ensure it is structurally sound and worth the purchase price.&nbsp;</p>\n<h2>Step 4: Exchange of Contracts</h2>\n<p>Assuming all the mortgage, survey, and legal work is without any issues, both buyer and seller sign contracts, and the solicitors then perform an \"Exchange of Contracts\". When contracts are exchanged, the buyer pays a non-returnable deposit, and now both buyer and seller are legally tied in. YET, hold on - we aren't there yet!</p>\n<h2>Step 5: Completion</h2>\n<p>Completion is when the money and keys are handed over. It usually happens a week to a fortnight after the exchange of contracts (yet since lockdown, it can happen at the same time as the exchange of contracts). In essence, the buyer&rsquo;s solicitor sends the purchase money to the seller&rsquo;s solicitor, and once that money arrives, the keys will be given to the buyer.</p>\n<p><br>To conclude, you are looking at a good five to six months from putting the for-sale board up to moving out.&nbsp;</p>\n<p>If you are thinking of selling your Manchester home or if you are a Manchester landlord wanting to sell your buy-to-let property (with tenants in) and you want an informal, no-obligation chat to ensure you get a decent price with minimal fuss, drop your local branch an email or pick up the phone. We&rsquo;ll be happy to 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It's a pivotal moment when the Chancellor of the Exchequer stands before the nation to map out government expenditures, revenue collection strategies, and economic forecasts.</p>\n<p>On the 6th of March, 2024, the Chancellor unfurled what was presumably the final financial account under the steer of the present Government - a precursor to the forthcoming General Election expected by the year's end. Here's an overview of the key announcements and what it means for you as a landlord.&nbsp;</p>\n<h2>Capital Gains Tax Reductions and the Buy-to-Let Landscape</h2>\n<p>In a turn of events that caught many off-guard, the Chancellor delineated a dip in property Capital Gains Tax from 28% to 24%. This tax pertains to the profitable turnover of non-primary residences, such as buy-to-lets, commercial estates, or inheritance properties.&nbsp;The BBC's Simon Jack labelled the move as rather \"unexpected,\" suggesting that lower taxes could heighten property dealings, thus boosting overall tax revenues.</p>\n<p>Of equal note is eradicating the multiple dwellings relief (MDR). MDR previously afforded purchasers of multiple residential units a tax relief - an incentive to spur property investment. This latest amendment is anticipated to have a pronounced impact, particularly on larger-scale landlords.</p>\n<h2>Navigating Tax Revisions for Holiday Homes and Multiple Dwellings</h2>\n<p>One consequential revision that emerged was abolishing the favourable tax treatment for furnished holiday homes. With the draped curtain over the preferred standing of these holiday lodgings, average financial drawbacks tally up to approximately &pound;2,835. The Chancellor's gambit aims to rectify the market distortion - a shortage of rental homes available to locals.</p>\n<p>Noteworthy is the affected demographics - England and Wales' holiday hotspots. Echoing the change, the Welsh Government decreed a new licensing strategy in 2023 to tighten regulations around short-term accommodations.</p>\n<h2>The Housing Commitment Reiterated in the Spring Budget</h2>\n<p>The Budget re-affirmed an ambitious goal - a commitment to build a million homes before this parliamentary session concludes, dedicating &pound;242 million towards housing. The announcement is the newest chapter in the Government's evolving narrative on housing targets, a story of frequent adjustments and retreats on previously declared projections.</p>\n<p>With National Insurance cuts poised to leave more money in people's pockets, there is cautious optimism that the sector will see a corresponding boost in demand. Yet, the long-term success of these policies depends on diligent execution and responsive adjustments in line with the shifting economic landscape.</p>\n<p>As the current Government approaches the end of its term with these fiscal decisions, it sets the stage not only for the upcoming General Election but also for the future of the rental sector. Stakeholders should remain vigilant, adaptable, and engaged with policy developments to navigate the evolving terrain of the UK's property market.</p>","embed_video_url":null,"post_on":"2024-03-19T11:00:00.000Z","tile_image":{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/i/CORRECT_Strapi_banner_image_sizing_2024_03_19_T105357_288_24aedb41bb.png","alternativeText":""},"tags":"Lettings","slug":"2024-spring-budget-implications-for-the-rental-sector","publish":true,"imagetransforms":{"tile_image_Transforms":"{\"i.prod/CORRECT_Strapi_banner_image_sizing_2024_03_19_T105357_288_24aedb41bb.png\":{\"webp\":{\"352x220\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/352x220/CORRECT_Strapi_banner_image_sizing_2024_03_19_T105357_288_24aedb41bb.webp\",\"720x380\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/720x380/CORRECT_Strapi_banner_image_sizing_2024_03_19_T105357_288_24aedb41bb.webp\"},\"png\":{\"352x220\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/352x220/CORRECT_Strapi_banner_image_sizing_2024_03_19_T105357_288_24aedb41bb.png\"}}}","banner_image_Transforms":"{\"i.prod/CORRECT_Strapi_banner_image_sizing_2024_03_19_T105357_288_24aedb41bb.png\":{\"webp\":{\"336x240\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/336x240/CORRECT_Strapi_banner_image_sizing_2024_03_19_T105357_288_24aedb41bb.webp\",\"720x500\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/720x500/CORRECT_Strapi_banner_image_sizing_2024_03_19_T105357_288_24aedb41bb.webp\",\"928x500\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/928x500/CORRECT_Strapi_banner_image_sizing_2024_03_19_T105357_288_24aedb41bb.webp\"},\"png\":{\"336x240\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/336x240/CORRECT_Strapi_banner_image_sizing_2024_03_19_T105357_288_24aedb41bb.png\",\"720x500\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/720x500/CORRECT_Strapi_banner_image_sizing_2024_03_19_T105357_288_24aedb41bb.png\",\"928x500\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/928x500/CORRECT_Strapi_banner_image_sizing_2024_03_19_T105357_288_24aedb41bb.png\"}},\"i.dev/CORRECT_Strapi_banner_image_sizing_2024_03_19_T105357_288_24aedb41bb.png\":{\"webp\":{\"336x240\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.dev/336x240/CORRECT_Strapi_banner_image_sizing_2024_03_19_T105357_288_24aedb41bb.webp\",\"720x500\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.dev/720x500/CORRECT_Strapi_banner_image_sizing_2024_03_19_T105357_288_24aedb41bb.webp\",\"928x500\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.dev/928x500/CORRECT_Strapi_banner_image_sizing_2024_03_19_T105357_288_24aedb41bb.webp\"}}}"},"ggfx_results":[{"id":"670fb1fd9e6e2acd76e5a9fb","transforms":[{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/352x220/CORRECT_Strapi_banner_image_sizing_2024_03_19_T105357_288_24aedb41bb.webp","format":"webp","transform":"352x220","inputParams":{"action":"transform","src":{"cftle":{"Key":"i.prod/CORRECT_Strapi_banner_image_sizing_2024_03_19_T105357_288_24aedb41bb.png"}},"dest":{"cftle":{"Key":"x.prod/352x220/CORRECT_Strapi_banner_image_sizing_2024_03_19_T105357_288_24aedb41bb.webp"},"format":{"isFormatChanged":true,"format":"webp","content-type":"image/webp"},"transform":"352x220","resize":{"width":352,"height":220,"position":"x","fit":null},"brightness":null,"sharpness":null,"quality":null,"watermark":false,"resizeText":"352x220"},"additionalParams":{"contentType":"blog","id":"65f970fa3f1883ca400849f6","field":"tile_image","force":null}},"created_at":"2024-10-07 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monitor the Manchester property market, compare it to the rest of the UK, and then share it with Manchester homeowners and landlords to provide detailed insights into the property market.</p>\n<p>In February 2024, the UK property market saw a continuation of the solid start in the first month of the year. Therefore, in this article, we dive into whether that national trend mirrors or differs from the local market in Manchester.</p>\n<p>In the first nine weeks of 2024 (up to the 3rd March 2024), the UK property market recorded 200,823 homes sold subject to contract (SSTC). This figure is 11.5% higher than the first nine weeks of 2023, where only 180,748 properties were SSTC.&nbsp;</p>\n<p>It gets even more interesting when I compare it with two other time frames. Firstly, the average for 2017/18/19 combined for the first nine weeks is 185,192 properties. Secondly, for the first nine weeks of 2020, when we were experiencing the 'Boris Bounce&rsquo;, the number of house sales was 206,956, which is only 3% more than this year!&nbsp;</p>\n<h2>What about national house prices?</h2>\n<p>The average price of the property sold stc in the first nine weeks of 2023 was &pound;343,690 with an average of &pound;325/sq.ft.&nbsp;</p>\n<p>In 2024, the average sale agreed price was almost identical at &pound;348,414, yet the average pound per square foot was slightly higher at &pound;335/sq.ft.</p>\n<p>Such a surge in the property market demands a deeper analysis to understand the underlying factors and what they might mean for local markets, such as Manchester.</p>\n<h2>Key reasons why the UK property market is doing so well</h2>\n<p><strong>Decrease in Mortgage Rates:</strong> A key driver for the heightened activity within the property mortgage industry is the drop in mortgage rates. This change has made property ownership more accessible to a broader population, increasing property sales.</p>\n<p><strong>Increase in Salaries:</strong> The escalation in average earnings has been pivotal, too. With increased income, people are more likely to invest in property, which is considered a stable and profitable investment.</p>\n<p><strong>Increase in Rents:</strong> The average rent in the last two years in the UK has gone from &pound;1,405 per calendar month to &pound;1,797 per calendar month, making it cheaper to buy than rent on many occasions.</p>\n<p><strong>Low Unemployment Figures:</strong> A robust employment market coupled with low unemployment figures has boosted confidence among individuals, prompting them to undertake significant life choices like purchasing a house.</p>\n<p><strong>Other Influences:</strong> Additional elements also contribute, including shifts in demographic trends, changes in housing preferences following the pandemic, and government policies that might have encouraged the buying of properties.</p>\n<h2>Manchester&rsquo;s property market: A comparison</h2>\n<p>Now, let&rsquo;s turn our attention to Manchester. In the first nine weeks of 2023 in the Manchester area, there were 375 sales agreed (sold stc), and in comparison, in the first nine weeks of 2024, there were 458 sales agreed in the Manchester area (sold stc).</p>\n<h3>This is a 22.1% increase in Manchester home sales year-to-date</h3>\n<p>So, it is better than the national picture, yet it is still very early in the year so things could change. Before diving deeper into this, we wanted to see what had happened in the first nine weeks of the year in the Manchester property market in 2024 and how it compared to 2023.</p>\n<p>The average price of the property agreed on a sale (i.e. sold stc) in the first nine weeks of 2023 in Manchester was &pound;306,725 with an average of &pound;294/sq.ft.&nbsp;</p>\n<p>In 2024, the average sale agreed price on the properties sold (stc) in the first nine weeks was &pound;328,981, with an average of &pound;303/sq.ft.</p>\n<h2>The future of the Manchester property market</h2>\n<p>Moving forward, the UK property scene in 2024 holds considerable promise. Yet, for property owners and landlords in Manchester, it's vital to grasp the intricacies of the local market. The focus should be on more than just national movements but also how these trends meld with local and regional dynamics.</p>\n<p>As local experts, we urge all Manchester property stakeholders to seek advice tailored to their needs. Knowing the present market value of your property and the strategies for manoeuvring through the 2024 market could be crucial for well-informed decision-making.</p>\n<p>Despite a solid kick-off to 2024 for the UK property sector, diving deep into the specifics of the Manchester market is essential to identify both opportunities and potential hurdles. I offer specialised knowledge and advice for Manchester property owners that align with our distinctive market conditions. Whether you're a homeowner contemplating a sale or a landlord considering expanding or downsizing your portfolio, a deep understanding of Manchester's property landscape is critical to strategic planning.</p>\n<p>It is essential to recognise that the Manchester property market is ever-evolving, and national trends may only sometimes directly reflect local realities. As we progress through 2024, keeping abreast of market changes and adapting accordingly will be vital for any successful property deal. I create lots of content about the Manchester property market, just like the article you are reading now, so if you would like to receive them all, please contact the office, and we&rsquo;ll send them to you.</p>\n<p>Should you wish to gauge your standing in the Manchester property market or have questions about potential investments, don't hesitate to reach out. I'm here to assist with my expertise and detailed understanding of Manchester's market, guiding you through these dynamic times in our local property scene.</p>","embed_video_url":null,"post_on":"2024-03-15T11:00:00.000Z","tile_image":{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/i/CORRECT_Strapi_banner_image_sizing_2023_11_03_T160348_096_1_3054cd7dc2.png","alternativeText":""},"tags":null,"slug":"the-manchester-property-market-report-for-march-2024","publish":true,"imagetransforms":{"tile_image_Transforms":"{\"i.prod/CORRECT_Strapi_banner_image_sizing_2023_11_03_T160348_096_1_3054cd7dc2.png\":{\"webp\":{\"352x220\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/352x220/CORRECT_Strapi_banner_image_sizing_2023_11_03_T160348_096_1_3054cd7dc2.webp\",\"720x380\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/720x380/CORRECT_Strapi_banner_image_sizing_2023_11_03_T160348_096_1_3054cd7dc2.webp\"},\"png\":{\"352x220\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/352x220/CORRECT_Strapi_banner_image_sizing_2023_11_03_T160348_096_1_3054cd7dc2.png\"}}}","banner_image_Transforms":"{\"i.prod/CORRECT_Strapi_banner_image_sizing_2023_11_03_T160348_096_1_3054cd7dc2.png\":{\"webp\":{\"720x500\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/720x500/CORRECT_Strapi_banner_image_sizing_2023_11_03_T160348_096_1_3054cd7dc2.webp\",\"928x500\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/928x500/CORRECT_Strapi_banner_image_sizing_2023_11_03_T160348_096_1_3054cd7dc2.webp\",\"336x240\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/336x240/CORRECT_Strapi_banner_image_sizing_2023_11_03_T160348_096_1_3054cd7dc2.webp\"}},\"i.dev/CORRECT_Strapi_banner_image_sizing_2023_11_03_T160348_096_1_3054cd7dc2.png\":{\"webp\":{\"928x500\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.dev/928x500/CORRECT_Strapi_banner_image_sizing_2023_11_03_T160348_096_1_3054cd7dc2.webp\",\"336x240\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.dev/336x240/CORRECT_Strapi_banner_image_sizing_2023_11_03_T160348_096_1_3054cd7dc2.webp\",\"720x500\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.dev/720x500/CORRECT_Strapi_banner_image_sizing_2023_11_03_T160348_096_1_3054cd7dc2.webp\"}}}"},"ggfx_results":[{"id":"670fb1fe9e6e2acd76e5a9fc","transforms":[{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/352x220/CORRECT_Strapi_banner_image_sizing_2023_11_03_T160348_096_1_3054cd7dc2.webp","format":"webp","transform":"352x220","inputParams":{"action":"transform","src":{"cftle":{"Key":"i.prod/CORRECT_Strapi_banner_image_sizing_2023_11_03_T160348_096_1_3054cd7dc2.png"}},"dest":{"cftle":{"Key":"x.prod/352x220/CORRECT_Strapi_banner_image_sizing_2023_11_03_T160348_096_1_3054cd7dc2.webp"},"format":{"isFormatChanged":true,"format":"webp","content-type":"image/webp"},"transform":"352x220","resize":{"width":352,"height":220,"position":"x","fit":null},"brightness":null,"sharpness":null,"quality":null,"watermark":false,"resizeText":"352x220"},"additionalParams":{"contentType":"blog","id":"65f42aedfa01a5083610ffe7","field":"tile_image","force":null}},"created_at":"2024-10-07 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05:12:19.031"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x/928x500/CORRECT_Strapi_banner_image_sizing_2023_11_03_T160348_096_1_3054cd7dc2.png","format":"png","transform":"928x500","created_at":"2026-04-20 19:00:26.750","updated_at":"2026-04-20 19:00:26.750"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x/720x500/CORRECT_Strapi_banner_image_sizing_2023_11_03_T160348_096_1_3054cd7dc2.png","format":"png","transform":"720x500","created_at":"2026-06-05 14:09:29.679","updated_at":"2026-06-05 14:09:29.679"}],"src_cftle":"i/CORRECT_Strapi_banner_image_sizing_2023_11_03_T160348_096_1_3054cd7dc2.png","src_url":"i/CORRECT_Strapi_banner_image_sizing_2023_11_03_T160348_096_1_3054cd7dc2.png"}],"createdAt":"2024-03-15T11:03:09.619Z","updatedAt":"2026-07-17T18:01:24.498Z"},{"id":"65e8556a1f91e765d9e3f114","title":"🚀 UK Property Market Soars Above 2023!","categories":"Sales","description":"<p class=\"MsoNormal\" style=\"margin-bottom: 6.0pt; line-height: normal; background: white; vertical-align: baseline;\"><span style=\"font-size: 11.5pt; font-family: arial, helvetica, sans-serif; color: rgb(66, 66, 66); border: 1pt none windowtext; padding: 0cm;\">The 2024 UK property market has demonstrated remarkable resilience and growth, outpacing the sales figures achieved in the first two months of 2023, compared to the same two months in 2024. It's an interesting time for British homeowners and prospective sellers as we observe an upward trajectory across the board.</span></p>\n<p class=\"MsoNormal\" style=\"margin-bottom: 6.0pt; line-height: normal; background: white; vertical-align: baseline;\"><span style=\"font-size: 11.5pt; font-family: arial, helvetica, sans-serif; color: rgb(66, 66, 66); border: 1pt none windowtext; padding: 0cm;\">Leading the surge, London boasts a staggering 19% increase, making it the beacon of the property market's strength. The South East and East Midlands closely follow with an impressive 15.8% upswing each.</span></p>\n<p class=\"MsoNormal\" style=\"margin-bottom: 6.0pt; line-height: normal; background: white; vertical-align: baseline;\"><span style=\"font-size: 11.5pt; font-family: arial, helvetica, sans-serif; color: rgb(66, 66, 66); border: 1pt none windowtext; padding: 0cm;\">East Anglia and the South West are neck and neck, both celebrating a 12.9% rise. The North East at 12.4% with the West Midlands and Yorkshire &amp; Humberside regions not far behind, with a solid 12.2% increase in property sales.</span></p>\n<p class=\"MsoNormal\" style=\"margin-bottom: 6.0pt; line-height: normal; background: white; vertical-align: baseline;\"><span style=\"font-size: 11.5pt; font-family: arial, helvetica, sans-serif; color: rgb(66, 66, 66); border: 1pt none windowtext; padding: 0cm;\">Wales shows a double-digit jump of 10%, while the North West hits an 11% rise, suggesting a healthy and broad-based recovery. Even Scotland and Northern Ireland, with more modest increases of 5.2% and 6.6% respectively, are partaking in the property market's success.</span></p>\n<p class=\"MsoNormal\" style=\"margin-bottom: 6.0pt; line-height: normal; background: white; vertical-align: baseline;\"><span style=\"font-size: 11.5pt; font-family: arial, helvetica, sans-serif; color: rgb(66, 66, 66); border: 1pt none windowtext; padding: 0cm;\">As the figures illuminate, the UK property landscape is thriving, with every region showing positive momentum. This paints a hopeful picture for anyone considering selling their property.</span></p>\n<p class=\"MsoNormal\" style=\"margin-bottom: 6.0pt; line-height: normal; background: white; vertical-align: baseline;\"><span style=\"font-size: 11.5pt; font-family: arial, helvetica, sans-serif; color: rgb(66, 66, 66); border: 1pt none windowtext; padding: 0cm;\">It must be remembered though, that there are more properties for sale today compared to 2023, so realistic pricing is vital if you wish to move home.</span></p>\n<p class=\"MsoNormal\" style=\"margin-bottom: 6.0pt; line-height: normal; background: white; vertical-align: baseline;\"><span style=\"font-size: 11.5pt; font-family: arial, helvetica, sans-serif; color: rgb(66, 66, 66); border: 1pt none windowtext; padding: 0cm;\">So, if are you contemplating selling your property in the North West, now could be an opportune moment.</span></p>\n<p class=\"MsoNormal\" style=\"margin-bottom: 6.0pt; line-height: normal; background: white; vertical-align: baseline;\"><span style=\"font-size: 11.5pt; font-family: arial, helvetica, sans-serif; color: rgb(66, 66, 66); border: 1pt none windowtext; padding: 0cm;\">For a free, no-obligation valuation and expert guidance through this flourishing market, talk to<span style=\"background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial;\"> Thornley Groves,</span> your dedicated Estate Agent in the North West.</span></p>\n<p class=\"MsoNormal\" style=\"margin-bottom: 6.0pt; line-height: normal; background: white; vertical-align: baseline;\"><span style=\"font-size: 11.5pt; font-family: 'inherit',serif; mso-fareast-font-family: 'Times New Roman'; mso-bidi-font-family: 'Times New Roman'; color: #424242; border: none windowtext 1.0pt; mso-border-alt: none windowtext 0cm; padding: 0cm; mso-font-kerning: 0pt; mso-ligatures: none; mso-fareast-language: EN-GB;\"><span style=\"font-family: arial, helvetica, sans-serif;\">Contact your <a href=\"https://www.thornleygroves.co.uk/contact/branch-finder/\"><span style=\"background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial;\">local branch</span>.</a></span></span></p>","embed_video_url":null,"post_on":null,"tile_image":{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/i/TG_1_11dddb3269.jpg","alternativeText":""},"tags":null,"slug":"uk-property-market-soars-above-2023","publish":true,"imagetransforms":{"tile_image_Transforms":"{\"i.prod/TG_1_11dddb3269.jpg\":{\"webp\":{\"352x220\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/352x220/TG_1_11dddb3269.webp\",\"720x380\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/720x380/TG_1_11dddb3269.webp\"},\"jpg\":{\"352x220\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/352x220/TG_1_11dddb3269.jpg\"}},\"i.dev/TG_1_11dddb3269.jpg\":{\"webp\":{\"352x220\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.dev/352x220/TG_1_11dddb3269.webp\"}}}","banner_image_Transforms":"{\"i.prod/TG_1_11dddb3269.jpg\":{\"webp\":{\"720x500\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/720x500/TG_1_11dddb3269.webp\",\"928x500\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/928x500/TG_1_11dddb3269.webp\",\"336x240\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/336x240/TG_1_11dddb3269.webp\"}}}"},"ggfx_results":[{"id":"670fb2db9e6e2acd76e5aa27","transforms":[{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/352x220/TG_1_11dddb3269.webp","format":"webp","transform":"352x220","inputParams":{"action":"transform","src":{"cftle":{"Key":"i.prod/TG_1_11dddb3269.jpg"}},"dest":{"cftle":{"Key":"x.prod/352x220/TG_1_11dddb3269.webp"},"format":{"isFormatChanged":true,"format":"webp","content-type":"image/webp"},"transform":"352x220","resize":{"width":352,"height":220,"position":"x","fit":null},"brightness":null,"sharpness":null,"quality":null,"watermark":false,"resizeText":"352x220"},"additionalParams":{"contentType":"blog","id":"65e8556a1f91e765d9e3f114","field":"tile_image","force":null}},"created_at":"2024-10-14 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15:35:11.358"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/688x460/TG_1_11dddb3269.webp","format":"webp","transform":"688x460","inputParams":{"action":"transform","src":{"cftle":{"Key":"i.prod/TG_1_11dddb3269.jpg"}},"dest":{"cftle":{"Key":"x.prod/688x460/TG_1_11dddb3269.webp"},"format":{"isFormatChanged":true,"format":"webp","content-type":"image/webp"},"transform":"688x460","resize":{"width":688,"height":460,"position":"x","fit":null},"brightness":null,"sharpness":null,"quality":null,"watermark":false,"resizeText":"688x460"},"additionalParams":{"contentType":"blog","id":"65e8556a1f91e765d9e3f114","field":"tile_image","force":null}},"created_at":"2025-05-22 11:32:51.026","updated_at":"2025-05-22 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01:37:59.881"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x/352x220/TG_1_11dddb3269.webp","format":"webp","transform":"352x220","created_at":"2026-03-27 06:44:02.067","updated_at":"2026-03-27 06:44:02.067"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x/928x500/TG_1_11dddb3269.webp","format":"webp","transform":"928x500","created_at":"2026-03-28 07:19:55.929","updated_at":"2026-03-28 07:19:55.929"}],"src_cftle":"i/TG_1_11dddb3269.jpg","src_url":"i/TG_1_11dddb3269.jpg"}],"createdAt":"2024-03-06T11:37:14.646Z","updatedAt":"2026-06-21T18:38:45.283Z"},{"id":"65dddd62f39a4aa038fd782e","title":"Manchester's Growing Availability of Family Homes: A Promising Outlook?","categories":"General","description":"<p>When keeping a keen eye on local Manchester property trends, it becomes imperative to delve into the nuanced landscape of property types, mainly through the lens of bedroom distribution across various tenures.&nbsp;</p>\n<p>This analysis enriches the knowledge base of Manchester homeowners and landlords and positions them advantageously in making informed decisions.</p>\n<p>At the heart of this exploration lies the categorisation of properties based on tenure: owner-occupied, owner-occupied with a mortgage, privately rented, and social housing. When dissected by the number of bedrooms - one, two, three, and four or more - each category reveals insightful trends that I can compare with local and national housing narratives.</p>\n<h3>Understanding this breakdown is crucial for Manchester homeowners as it sheds light on the current demand and supply dynamics within Manchester.</h3>\n<p>It offers a glimpse into which types of properties are most sought after. For instance, a surge in smaller, one or two-bedroom privately rented properties might indicate a rising demand from young professionals or smaller families, a demographic trend that has been observed nationally. Conversely, a prevalence of larger, owner-occupied homes could reflect a community with a significant number of established families valuing space and comfort.</p>\n<h3>On the other hand, Manchester landlords stand to gain immensely from this granular analysis.</h3>\n<p>The bedroom distribution across privately rented sectors can guide investment decisions, highlighting portfolio diversification or consolidation opportunities. For instance, a Manchester landlord noticing an undersupply in three-bedroom rental properties might consider acquiring or converting properties to fill this gap, thereby meeting market demand and enhancing rental yields. Our local authority, Manchester City Council, will also find it helpful to compare their housing stock against the private rented sector.</p>\n<p>Moreover, comparing these local insights with national statistics offers a broader context, allowing Manchester's property stakeholders to benchmark against broader trends. Such comparisons can reveal whether Manchester is moving in tandem with national shifts - like the growing preference for more space post-pandemic - or if it harbours unique local preferences that could be leveraged for competitive advantage.</p>\n<h3>Let's look at the distribution of properties under tenure in the Manchester area, comparing them against the national stats.</h3>\n<p>In the Manchester area&hellip;</p>\n<ul>\n<li>15.55% of Manchester homes are 1 bed households, compared to 11.4% nationally</li>\n<li>32.67% of Manchester homes are 2 bed households, compared to 27.1% nationally</li>\n<li>39.83% of Manchester homes are 3 bed households, compared to 40.4% nationally</li>\n<li>11.94% of Manchester homes are 4+ bed households, compared to 21.1% nationally</li>\n</ul>\n<p>Next, let&rsquo;s look at the distribution over the tenures in Manchester&hellip;</p>\n<ul>\n<li>16.50% of Manchester homes are owned outright, compared to 32.8% nationally</li>\n<li>21.51% of Manchester homes are owned with a mortgage, compared to 28.7% nationally</li>\n<li>29.47% of Manchester homes are social rented (Council &amp; Housing Association), compared to 17.1% nationally</li>\n<li>32.53% of Manchester homes are privately rented, compared to 20.3% nationally</li>\n</ul>\n<p>And now household tenure by bedrooms &hellip;</p>\n<h3>Owned Outright</h3>\n<ul>\n<li>4.14% of Owned households in Manchester have 1 bedroom (compared to the national average of 3.9%)</li>\n<li>21.97% of Owned households in Manchester have 2 bedrooms (compared to the national average of 22.9%)</li>\n<li>56.09% of Owned households in Manchester have 3 bedrooms (compared to the national average of 46.7%)</li>\n<li>17.81% of Owned households in Manchester have 4 or more bedrooms (compared to the national average of 26.5%)</li>\n</ul>\n<h3>Owned with a Mortgage</h3>\n<ul>\n<li>4.38% of Owned (with a mortgage) households in Manchester have 1 bedroom (compared to the national average of 3.6%)</li>\n<li>24.87% of Owned (with a mortgage) households in Manchester have 2 bedrooms (compared to the national average of 19.0%)</li>\n<li>51.60% of Owned (with a mortgage) households in Manchester have 3 bedrooms (compared to the national average of 45.1%)</li>\n<li>19.15% of Owned (with a mortgage) households in Manchester have 4 or more bedrooms (compared to the national average of 32.3%)</li>\n</ul>\n<h3>Social Renting</h3>\n<ul>\n<li>22.87% of Social Rented households in Manchester have 1 bedroom (compared to the national average of 29.4%)</li>\n<li>32.60% of Social Rented households in Manchester have 2 bedrooms (compared to the national average of 35.5%)</li>\n<li>39.35% of Social Rented households in Manchester have 3 bedrooms (compared to the national average of 31.2%)</li>\n<li>5.17% of Social Rented households in Manchester have 4 or more bedrooms (compared to the national average of 3.9%)</li>\n</ul>\n<h3>Private Renting</h3>\n<ul>\n<li>22.10% of Private Rented households in Manchester have 1 bedroom (compared to the national average of 18.8%)</li>\n<li>43.32% of Private Rented households in Manchester have 2 bedrooms (compared to the national average of 39.1%)</li>\n<li>24.25% of Private Rented households in Manchester have 3 bedrooms (compared to the national average of 31.8%)</li>\n<li>10.33% of Private Rented households in Manchester have 4 or more bedrooms (compared to the national average of 10.4%)</li>\n</ul>\n<h3>So, what does it all mean? The Manchester housing market, with its diverse range of properties and tenures, offers a rich tapestry for analysis.&nbsp;</h3>\n<p>For Manchester homeowners and landlords alike, understanding how the number of bedrooms correlates with different types of tenure provides a strategic lens through which to view their home or investments. It underscores the importance of local market intelligence in making informed decisions for buying, selling or renting properties.</p>\n<p>As Manchester continues to evolve, staying abreast of these trends will empower current property holders and attract prospective buyers and investors to this vibrant village.</p>\n<p>And finally, to answer the question posed at the start, 39.83% of Manchester households are 3-bed homes &ndash; is that enough? Well, that can't be answered in this short article, as there is such a difference between the tenures. Instead, the article's purpose was to highlight the information and make you think.</p>\n<p>Why? Ultimately, the most knowledgeable agents, homeowners and landlords will recognise the value of detailed, localised property insights, using them to navigate the complexities of the Manchester property market with confidence and understanding.</p>","embed_video_url":null,"post_on":"2024-02-27T12:00:00.000Z","tile_image":{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/i/CORRECT_Strapi_banner_image_sizing_2024_01_08_T171521_793_1_01d40ada4e.png","alternativeText":""},"tags":null,"slug":"manchester-family-homes-growing-availability-a-promising-outlook","publish":true,"imagetransforms":{"tile_image_Transforms":"{\"i.prod/CORRECT_Strapi_banner_image_sizing_2024_01_08_T171521_793_1_01d40ada4e.png\":{\"webp\":{\"352x220\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/352x220/CORRECT_Strapi_banner_image_sizing_2024_01_08_T171521_793_1_01d40ada4e.webp\",\"720x380\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/720x380/CORRECT_Strapi_banner_image_sizing_2024_01_08_T171521_793_1_01d40ada4e.webp\"},\"png\":{\"352x220\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/352x220/CORRECT_Strapi_banner_image_sizing_2024_01_08_T171521_793_1_01d40ada4e.png\"}}}","banner_image_Transforms":"{\"i.prod/CORRECT_Strapi_banner_image_sizing_2024_01_08_T171521_793_1_01d40ada4e.png\":{\"webp\":{\"720x500\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/720x500/CORRECT_Strapi_banner_image_sizing_2024_01_08_T171521_793_1_01d40ada4e.webp\",\"336x240\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/336x240/CORRECT_Strapi_banner_image_sizing_2024_01_08_T171521_793_1_01d40ada4e.webp\",\"928x500\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/928x500/CORRECT_Strapi_banner_image_sizing_2024_01_08_T171521_793_1_01d40ada4e.webp\"}}}"},"ggfx_results":[{"id":"670fb2db9e6e2acd76e5aa28","transforms":[{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/352x220/CORRECT_Strapi_banner_image_sizing_2024_01_08_T171521_793_1_01d40ada4e.webp","format":"webp","transform":"352x220","inputParams":{"action":"transform","src":{"cftle":{"Key":"i.prod/CORRECT_Strapi_banner_image_sizing_2024_01_08_T171521_793_1_01d40ada4e.png"}},"dest":{"cftle":{"Key":"x.prod/352x220/CORRECT_Strapi_banner_image_sizing_2024_01_08_T171521_793_1_01d40ada4e.webp"},"format":{"isFormatChanged":true,"format":"webp","content-type":"image/webp"},"transform":"352x220","resize":{"width":352,"height":220,"position":"x","fit":null},"brightness":null,"sharpness":null,"quality":null,"watermark":false,"resizeText":"352x220"},"additionalParams":{"contentType":"blog","id":"65dddd62f39a4aa038fd782e","field":"tile_image","force":null}},"created_at":"2024-10-14 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This drop of 31% underscores a pattern trend that has been developing over recent years.</p>\n<h2>What is causing this trend?</h2>\n<p>This scarcity of rental properties is occurring against a backdrop of increasing mortgage costs for landlords, which, in turn, places additional pressure on the rental market.</p>\n<p>Higher interest rates, coupled with a high demand for rental properties, have led to significant increases in rental prices (rising from &pound;1,343pcm in 2020 to &pound;1,739pcm in 2023, an increase of 29%), making it increasingly difficult for tenants to find affordable housing.&nbsp;</p>\n<p>The combination of reduced availability and escalating costs creates a challenging environment for renters, finding fewer properties available at higher rents.</p>\n<p>The difficulties tenants face are further compounded by the financial pressures on mortgaged landlords, who have seen the affordability of mortgages decline sharply. This has led to a re-evaluation of their business models by some landlords, with a resultant divestment from rental property portfolios in some cases. The impact of this on the market has been profound, with average buy-to-let mortgage rates experiencing a sharp increase, further exacerbating the challenges landlords and tenants face.</p>\n<h2>Rising rents are playing a part</h2>\n<p>The UK rental market's dynamics have shifted significantly, with rents rising by 29% as available rental stock dwindled by 31% since 2020.</p>\n<p>The Bank of England has highlighted the potential repercussions of this situation in its financial stability report in the summer of 2023, noting that many landlords are likely to seek a raise in rents to offset their higher costs as they come off their fixed-rate mortgages, thereby exacerbating the difficulties for tenants, particularly those with lower incomes and lower savings.</p>\n<p>The supply crunch in the rental market has led to increased competition among prospective tenants, with many properties being let almost immediately to quality tenants. This competition drives rents upwards, making it even more challenging for new tenants to find affordable housing. Additionally, the reluctance of existing tenants to move, fearing higher rents elsewhere, contributes to the shortage of available properties, as fewer tenancies are ending and coming back onto the market.</p>\n<p>This situation is particularly acute at the lower end of the price spectrum, where the availability of homes to rent for less than &pound;1,000 a month has significantly declined, making it even more challenging for those on tighter budgets to find suitable housing.</p>\n<p>740,027 sub &pound;1,000 pcm UK rental properties came onto the market in 2020; this dropped to 464,774 in 2023, a drop of 37.2%.</p>\n<p>In contrast, the market for premium properties (over &pound;2,000 pcm) has seen an increase in availability of 52.6% (from 203,502 coming on the rental market in 2020 to 310,516 in 2023), highlighting the stark disparities within the rental market.</p>\n<p>The implications of this trend are far-reaching, affecting not only those currently looking to rent but also the broader housing market and the economy.&nbsp;</p>\n<h2>How is this an opportunity for Manchester landlords?</h2>\n<p>The escalation of rental prices signifies a robust income stream for Manchester property investors. This is particularly advantageous in a market where high demand ensures properties are let swiftly, often to quality tenants willing to pay a premium for scarce housing options. For Manchester landlords, this means not only an immediate increase in rental income but also the prospect of sustained long-term profitability as market dynamics push Manchester rents even higher.</p>\n<p>Furthermore, the challenging mortgage landscape, with rising buy-to-let mortgage rates with high percentage mortgages, has meant more landlords leaving the market, thereby reducing competition and potentially increasing the demand for existing Manchester rental properties even further.&nbsp;</p>\n<p>This unique set of circumstances presents an opportune moment for current and prospective landlords to capitalise on their Manchester property investments, leveraging the tight supply to secure higher rental yields and enhance the attractiveness of their property portfolios.</p>\n<h2>What about Manchester tenants?</h2>\n<p>As the UK grapples with this challenging rental market landscape, a multifaceted approach is needed to address the underlying issues. This includes considering the impact of mortgage costs on landlords, the affordability of rents for tenants, and the overall availability of rental properties.&nbsp;</p>\n<p>The Government need to build more homes. Yet excluding land, the building costs in the UK start from &pound;163 per square foot. A 3-bed semi is a minimum of 1000 ft.&sup2;. The most conservative estimate shows that Britain is approximately 2 million households short now, meaning the bill for those additional 2 million homes would be &pound;326bn (excluding the land). For context, the NHS costs &pound;181bn a year!</p>\n<p>The Government currently spends &pound;17.35bn a year on housing, which would need to increase to &pound;49bn a year for the next ten years to pay for those 2 million homes. To give you an idea of what that would cost taxpayers...</p>\n<h2>What would be needed</h2>\n<p>Income tax would need to rise by 5.81 pence in the pound to pay for those additional 2 million homes.</p>\n<p>That is the equivalent of an extra &pound;991 per year for every taxpayer for the next ten years - not a vote winner! Yet without significant Government intervention and strategic planning, the difficulties tenants face in finding affordable homes will likely persist, with potential long-term implications for the housing market and the broader economy. &nbsp;</p>\n<p>Meanwhile, British landlords must pick up the pieces and continue to buy properties. Unfortunately, it is the nature of the game that with limited supply and increasing demand, prices (i.e. rents) go 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followed by the South-East, at 20.02%, the South-West at 16.18%. Most other regions (West Midlands, Outer London, North-West, Yorkshire, Ulster, East Anglia, Wales, East Midlands, and the North-East) increased by between 12% and 15%. The smallest rise was in Scotland at 4.45%.</p>\n<h2>Supply and Sales are growing</h2>\n<p>As well as increased property sales, the supply of UK properties on the market is 13.95% higher than a year ago. January&rsquo;s figures showed 592,574 properties for sale, versus 519,987 for sale in January 2023.</p>\n<p>Net sales (sales agreed less sale fall throughs) paint an even better picture, with a rise of 14.8%. As of January 28th, 55,459 net UK home sales were recorded since the same date last year, with the previous 12 months recording 48,325 net sales.</p>\n<h2>Other positives in the Manchester market</h2>\n<p>Growing optimism is evident among prospective buyers and sellers as mortgage interest rates, which saw a significant rise in 2023, have started to fall in the last month or so. By the end of December, inflation had fallen to 4%, down sharply from a peak of 11.1% in October 2022 and considerably lower than the Bank of England's anticipated 4.6%.</p>\n<p>Additionally, average mortgage rates have dipped to their lowest point since early June, with some banks and building societies reducing mortgage rates to below 4% for customers with large deposits.</p>\n<p>Even with this upswing in property market activities, price levels are likely to remain stable, and the market will continue to favour buyers due to ongoing mortgage affordability issues and the still relatively high-interest rates.</p>\n<p>The reduction in mortgage rates has undoubtedly rejuvenated buyer interest and transactions, particularly after a slowdown in the latter half of 2023, when many prospective movers paused their plans. This resurgence is expected to help increase the number of properties sold, which, at one million, were at an 11-year low in 2023.&nbsp;</p>\n<p>However, this trend is unlikely to lead to a significant increase in house prices in 2024 because the market remains advantageous for buyers. Sellers eager to move in 2024 might find encouragement in these initial signs of increased activity, and buyers&rsquo; focus on value means that any undue optimism on the part of sellers could hold back the current property market recovery.&nbsp;</p>\n<p>There are also warnings that the uncertainties often associated with a general election year inhibit the property market, as buyers and sellers become more cautious in their decisions in the lead up to voting at the polls.</p>\n<p>In short, this is the time to be realistic with your pricing if you&rsquo;re going to put your Manchester home on the market.</p>\n<h2>Consequences and Thoughts for Manchester's Property Market</h2>\n<p>For Manchester home sellers: We are transitioning into a market where sellers must be more strategic, flexible, and patient, so it would help if you braced yourself to expect your home to be on the market for longer with an extended marketing period. Realistic pricing is even more vital than ever</p>\n<p>Manchester home buyers should ask themselves: &lsquo;What are the challenges and opportunities?&rsquo; Some homes will still have bidding wars, yet you will have the luxury of choice and time with others.</p>\n<p>External influences - from global economic trends to inflation and interest rate repercussions - could all cast shadows on the Manchester property market. The pre-election Budget will no doubt affect the property market, as will everything going on ice in the three or four weeks up to the election itself.</p>\n<h2>Delving Deeper: Strategies and Tactics to Sell Your Manchester Home</h2>\n<p>Given the property market's temperature, here are more granular insights:</p>\n<p>Sellers: We've already mentioned that pricing is absolutely key to finding the right buyer, but the way you market your home to make it stand out is also vital. Features like video/virtual tours, specialised social media campaigns, and interactive property listings could all make a difference in what is a cooling market.&nbsp;</p>\n<p>Buyers: Again, there is more than one market. The competition will heat up if you are looking for the type of property everyone wants. Having your mortgage pre-approval in place will give you an advantage over other buyers. Also, it is worth being open to widening your search radius to spot bargains others could miss. On the other hand, Manchester home buyers can exert more power in negotiations in a less competitive market, from offer price to extras (e.g. carpets or fixtures and fittings). Don&rsquo;t forget -</p>\n<h2>81% of sellers are also buyers</h2>\n<p>This means that what you might lose from selling in a buyers' market means you gain when buying.</p>\n<p>As we progress through the second month of 2024, the Manchester property market offers both challenges and opportunities for Manchester's buyers and sellers alike. Understanding the market nuances is vital if you are a Manchester first-time buyer, an existing homeowner looking to move, a seasoned property buy-to-let investor, or someone looking to relocate.</p>\n<p>Stay adaptable, stay informed and remember that, as always, your home-moving story is as much about the journey as the destination.</p>","embed_video_url":null,"post_on":"2024-02-07T15:00:00.000Z","tile_image":{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/i/CORRECT_Strapi_banner_image_sizing_14_1_a86eb71e5a.png","alternativeText":""},"tags":"Sales","slug":"house-sales-up-14-8-on-2023-as-mortgage-rates-fall","publish":true,"imagetransforms":{"tile_image_Transforms":"{\"i.prod/CORRECT_Strapi_banner_image_sizing_14_1_a86eb71e5a.png\":{\"webp\":{\"352x220\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/352x220/CORRECT_Strapi_banner_image_sizing_14_1_a86eb71e5a.webp\",\"720x380\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/720x380/CORRECT_Strapi_banner_image_sizing_14_1_a86eb71e5a.webp\"},\"png\":{\"352x220\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/352x220/CORRECT_Strapi_banner_image_sizing_14_1_a86eb71e5a.png\"}}}","banner_image_Transforms":"{\"i.prod/CORRECT_Strapi_banner_image_sizing_14_1_a86eb71e5a.png\":{\"webp\":{\"336x240\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/336x240/CORRECT_Strapi_banner_image_sizing_14_1_a86eb71e5a.webp\",\"928x500\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/928x500/CORRECT_Strapi_banner_image_sizing_14_1_a86eb71e5a.webp\",\"720x500\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/720x500/CORRECT_Strapi_banner_image_sizing_14_1_a86eb71e5a.webp\"}}}"},"ggfx_results":[{"id":"670fb2db9e6e2acd76e5aa2a","transforms":[{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/352x220/CORRECT_Strapi_banner_image_sizing_14_1_a86eb71e5a.webp","format":"webp","transform":"352x220","inputParams":{"action":"transform","src":{"cftle":{"Key":"i.prod/CORRECT_Strapi_banner_image_sizing_14_1_a86eb71e5a.png"}},"dest":{"cftle":{"Key":"x.prod/352x220/CORRECT_Strapi_banner_image_sizing_14_1_a86eb71e5a.webp"},"format":{"isFormatChanged":true,"format":"webp","content-type":"image/webp"},"transform":"352x220","resize":{"width":352,"height":220,"position":"x","fit":null},"brightness":null,"sharpness":null,"quality":null,"watermark":false,"resizeText":"352x220"},"additionalParams":{"contentType":"blog","id":"65c3aa8a5dda15beba240ff1","field":"tile_image","force":null}},"created_at":"2024-10-14 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analysed over 100,000 landlord insurance policies to reveal which cities have seen the largest increase in buy-to-let properties over the last 12 months.</p>\n<p class=\"MsoNormal\">Glasgow topped the list with an almighty increase of 12%, while Nottingham and Leeds came in level second - both with an rise in BTL properties of over 8%.</p>\n<p class=\"MsoNormal\">Buy-to-let properties in Edinburgh soarded more than any other area in 2022, but the city slipped to ninth place after seeing an increase of just over 5% last year. Leicester experienced a similar drop, falling from second to fifth place in the last 12 months. Meanwhile, Leeds&rsquo; position skyrocketed to third place in 2023 after failing to even make the top five places last year.</p>\n<p class=\"MsoNormal\">Despite being home to over 40,000 buy-to-let properties, London saw the smallest percentage growth in the<span style=\"mso-spacerun: yes;\"> </span>number of privately let properties in the top 10.</p>\n<p class=\"MsoNormal\">According to policy data from Simply Business, the full top 10 list is as follows:</p>\n<p class=\"MsoNormal\"><strong>1. Glasgow</strong></p>\n<p class=\"MsoNormal\"><strong>2. Nottingham</strong></p>\n<p class=\"MsoNormal\"><strong>3. Leeds</strong></p>\n<p class=\"MsoNormal\"><strong>4. Bristol</strong></p>\n<p class=\"MsoNormal\"><strong>5. Leicester</strong></p>\n<p class=\"MsoNormal\"><strong>6. Manchester</strong></p>\n<p class=\"MsoNormal\"><strong>7. Birmingham</strong></p>\n<p class=\"MsoNormal\"><strong>8. Liverpool</strong></p>\n<p class=\"MsoNormal\"><strong>9. Edinburgh</strong></p>\n<p class=\"MsoNormal\"><strong>10. London</strong></p>\n<p class=\"MsoNormal\">Simply Business' study suggests that London remains number one for the total number of private rental properties available, with properties in the capital accounting for 40% of policies provided through the broker in 2023, but the capital saw grow slow significantly &ndash; just 4% up in 2023 compared to 21% up in 2022. This suggests that most landlords could be looking away from the capital in search of cheaper mortgage rates and upfront property prices for their investments moving forward.</p>\n<p class=\"MsoNormal\">Despite the current market climate, many landlords still strongly consider rental properties to be a worthwhile avenue of investment, with half of landlords surveyed saying they would recommend investing in buy-to-let property.</p>\n<p class=\"MsoNormal\">Alan Thomas, UK CEO at Simply Business, said: &ldquo;It&rsquo;s heartening to see continued growth in the buy-to-let sector, with our data demonstrating that Glasgow is becoming an attractive spot for landlords to invest. Landlords provide housing to over five million households nationwide, but a combination of economic uncertainty, changing regulations, and rising costs meant there was no shortage of challenges facing the nation&rsquo;s landlords in 2023.</p>\n<p class=\"MsoNormal\">&ldquo;Insuring more than 450,000 landlords allows us to gain first-hand insight into the integral role they play in the housing market, plus the challenges they&rsquo;re facing. It&rsquo;s important that landlords are given the time and information they need to prepare for significant upheaval in the coming years, so they can continue to provide much-needed housing for almost five million households nationwide.&rdquo;</p>","embed_video_url":null,"post_on":"2024-01-29T15:00:00.000Z","tile_image":{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/i/CORRECT_Strapi_banner_image_sizing_2024_01_29_T151815_065_983b66ff99.png","alternativeText":""},"tags":"Lettings","slug":"uk-buy-to-let-hotspots-2023-manchester","publish":true,"imagetransforms":{"tile_image_Transforms":"{\"i.prod/CORRECT_Strapi_banner_image_sizing_2024_01_29_T151815_065_983b66ff99.png\":{\"webp\":{\"352x220\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/352x220/CORRECT_Strapi_banner_image_sizing_2024_01_29_T151815_065_983b66ff99.webp\",\"720x380\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/720x380/CORRECT_Strapi_banner_image_sizing_2024_01_29_T151815_065_983b66ff99.webp\"},\"png\":{\"352x220\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/352x220/CORRECT_Strapi_banner_image_sizing_2024_01_29_T151815_065_983b66ff99.png\"}}}","banner_image_Transforms":"{\"i.prod/CORRECT_Strapi_banner_image_sizing_2024_01_29_T151815_065_983b66ff99.png\":{\"webp\":{\"336x240\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/336x240/CORRECT_Strapi_banner_image_sizing_2024_01_29_T151815_065_983b66ff99.webp\",\"928x500\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/928x500/CORRECT_Strapi_banner_image_sizing_2024_01_29_T151815_065_983b66ff99.webp\",\"720x500\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/720x500/CORRECT_Strapi_banner_image_sizing_2024_01_29_T151815_065_983b66ff99.webp\"},\"png\":{\"336x240\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/336x240/CORRECT_Strapi_banner_image_sizing_2024_01_29_T151815_065_983b66ff99.png\",\"928x500\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/928x500/CORRECT_Strapi_banner_image_sizing_2024_01_29_T151815_065_983b66ff99.png\",\"720x500\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/720x500/CORRECT_Strapi_banner_image_sizing_2024_01_29_T151815_065_983b66ff99.png\"}},\"i.dev/CORRECT_Strapi_banner_image_sizing_2024_01_29_T151815_065_983b66ff99.png\":{\"webp\":{\"336x240\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.dev/336x240/CORRECT_Strapi_banner_image_sizing_2024_01_29_T151815_065_983b66ff99.webp\"}}}"},"ggfx_results":[{"id":"670fb2db9e6e2acd76e5aa2b","transforms":[{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/352x220/CORRECT_Strapi_banner_image_sizing_2024_01_29_T151815_065_983b66ff99.webp","format":"webp","transform":"352x220","inputParams":{"action":"transform","src":{"cftle":{"Key":"i.prod/CORRECT_Strapi_banner_image_sizing_2024_01_29_T151815_065_983b66ff99.png"}},"dest":{"cftle":{"Key":"x.prod/352x220/CORRECT_Strapi_banner_image_sizing_2024_01_29_T151815_065_983b66ff99.webp"},"format":{"isFormatChanged":true,"format":"webp","content-type":"image/webp"},"transform":"352x220","resize":{"width":352,"height":220,"position":"x","fit":null},"brightness":null,"sharpness":null,"quality":null,"watermark":false,"resizeText":"352x220"},"additionalParams":{"contentType":"blog","id":"65b7c3c9cf533ece45480576","field":"tile_image","force":null}},"created_at":"2024-10-14 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11:15:08.269"}],"src_cftle":"i/CORRECT_Strapi_banner_image_sizing_2024_01_29_T151815_065_983b66ff99.png","src_url":"i/CORRECT_Strapi_banner_image_sizing_2024_01_29_T151815_065_983b66ff99.png"}],"createdAt":"2024-01-29T15:27:05.998Z","updatedAt":"2026-07-15T05:31:46.997Z"},{"id":"65b258dcc7ba844673577d8e","title":"Abode Magazine Autumn 2023 Edition","categories":"General","description":"<h2><strong>The Ultimate Property Magazine for the North-West&nbsp;</strong></h2>\n<p>Welcome to Abode, the ultimate property and lifestyle magazine for the North-West of England. Abode is a collaborative magazine from three of the leading estate agents in the area; Thornley Groves, Julian Wadden, and Matthews of Chester. This issue is packed full of features, from property market updates to exclusive listings with each of the agents, and everything in-between. This month's features include:</p>\n<p class=\"MsoNormal\"><strong>Meet The Agent: Mark Diamond</strong></p>\n<p class=\"MsoNormal\">This month, we feature Mark Diamond of Thornley Groves&rsquo; Prestwich branch. As a local agent, Mark is best placed to share his insights into what's happening in the Prestwich property market. Read his exclusive interview to find out about him and what's driving the property market in the North West.</p>\n<p class=\"MsoNormal\"><strong>Local Spotlight: Stockport</strong></p>\n<p class=\"MsoNormal\">The charming town of Stockport is just a stone&rsquo;s throw from Manchester and is fast becoming one of the most desirable places to live in the North West region. Learn more about this vibrant town through our Local Spotlight feature. From its charming architecture to the abundance of shops and restaurants, Stockport has something for everyone.</p>\n<p class=\"MsoNormal\">With Abode, you get all the information you need to make informed decisions about your property and lifestyle needs in the North West. Whether you are looking for exclusive listings or want to stay up to date with the latest trends, Abode is your go-to guide for property and lifestyle in the North West.</p>\n<p>&nbsp;</p>\n<div style=\"position: relative; padding-top: max(60%,326px); height: 0; width: 100%;\"><iframe style=\"position: absolute; border: none; width: 100%; height: 100%; left: 0; right: 0; top: 0; bottom: 0;\" src=\"https://e.issuu.com/embed.html?d=manchester_magazine_-_india_edit&amp;u=lomondlife\" sandbox=\"allow-top-navigation allow-top-navigation-by-user-activation allow-downloads allow-scripts allow-same-origin allow-popups allow-modals allow-popups-to-escape-sandbox allow-forms\" allow=\"clipboard-write\" 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19:30:52.089"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x/336x240/Abode_Magazine_Cover_Photo_670389b222.webp","format":"webp","transform":"336x240","created_at":"2026-04-09 07:32:22.297","updated_at":"2026-04-09 07:32:22.297"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x/928x500/Abode_Magazine_Cover_Photo_670389b222.jpg","format":"jpg","transform":"928x500","created_at":"2026-05-06 10:52:00.545","updated_at":"2026-05-06 10:52:00.545"}],"src_cftle":"i/Abode_Magazine_Cover_Photo_670389b222.jpg","src_url":"i/Abode_Magazine_Cover_Photo_670389b222.jpg"}],"createdAt":"2024-01-25T11:28:53.274Z","updatedAt":"2026-07-15T05:31:46.997Z"},{"id":"65afacadb3df1b0cdf095b26","title":"2024 Property Market: A Robust Start with Implications for Manchester","categories":"General","description":"<p>As experienced estate and letting agents in Manchester, we closely monitor the trends in the UK property market regularly and analyse how it might mirror or differ from the local market in Manchester.</p>\n<p>In the first 11 days of 2024, the UK property market recorded 22,402 homes sold subject to contract (stc). This figure represents a significant increase compared to the first 11 days in 2023, when only 15,735 properties were sold stc.</p>\n<h3>This is an impressive 42.37% increase in the number of UK home sales year-to-date</h3>\n<p>For those of you who like your property stats, the average price of the property sold stc in the first 11 days of 2023 was &pound;337,678 with an average of &pound;321/sq.ft. In 2024, the average sale agreed price was almost identical at &pound;337,972, yet the average pound per square foot was slightly higher at &pound;326/sq.ft.</p>\n<p>Such a surge in the property market demands a deeper analysis to understand the underlying factors and what they might mean for local markets, such as Manchester.</p>\n<h3>Key Drivers of the UK Property Market Surge</h3>\n<p><strong>Lowering Mortgage Rates:</strong> One of the primary catalysts for the increased activity in the property market is the reduction in mortgage rates. This development has made purchasing property affordable for a more significant population segment, boosting home sales.</p>\n<p><strong>Rising Wages:</strong> The rise in average wages has also played a critical role. With more disposable income, individuals are more inclined to invest in property, which is a secure and lucrative asset.</p>\n<p><strong>Low Unemployment Rates:</strong> The strong job market and low unemployment rates have instilled confidence in people, encouraging them to make significant life decisions such as buying a home.</p>\n<p><strong>Additional Factors:</strong> There are other factors at play as well, including demographic shifts, changes in housing preferences post-pandemic, and government policies that may have incentivised property purchases.</p>\n<h3>Local Factors Influencing Manchester&rsquo;s Market</h3>\n<p>The performance of Manchester&rsquo;s property market could be influenced by local economic conditions, the specific demographic profile of the area, and even regional policy decisions. For instance, developments in local employment opportunities, infrastructure projects, or changes in the local landscape compared to other parts of the UK could significantly affect market dynamics.</p>\n<p>Looking ahead, the property market in 2024 is on a promising trajectory. However, understanding the nuances of the local market is crucial for homeowners and landlords in Manchester. It's not just about national trends but how they interact with local and regional factors.</p>\n<h3>Future Outlook and Advice for Homeowners and Landlords in Manchester</h3>\n<p>We encourage Manchester property owners and prospective buyers to seek tailored advice because understanding the current market position of your property and how to navigate the 2024 market landscape can be pivotal in making informed decisions that decide the outcome of your journey.</p>\n<p>While the UK property market has seen a robust start in 2024, it's essential to fully delve into local market conditions to grasp the opportunities and challenges. For those in Manchester, I am here to provide expert insights and guidance tailored to our unique market conditions. Whether you are a homeowner looking to sell or a landlord seeking to expand or liquidate your portfolio, understanding the specifics of Manchester's property market is critical to making strategic decisions.</p>\n<p>Remember, the Manchester property market is dynamic, and what applies on a national level might not mirror precisely at the local level. As we move through 2024, staying informed and adapting to the changing market will be crucial for success in any property transaction.&nbsp;</p>\n<p>To understand your position in the Manchester property market, or if you have any queries about potential property investments, please feel free to <a href=\"https://www.thornleygroves.co.uk/contact/branch-finder/\">contact us</a>. Our expertise and local market knowledge of Manchester are at your disposal to help you navigate these exciting times in our local property market.</p>","embed_video_url":null,"post_on":"2024-01-23T12:00:00.000Z","tile_image":{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/i/CORRECT_Strapi_banner_image_sizing_41_1_3_5a10acadcc.png","alternativeText":""},"tags":null,"slug":"manchester-2024-property-market-a-robust-start-with-implications","publish":true,"imagetransforms":{"tile_image_Transforms":"{\"i.prod/CORRECT_Strapi_banner_image_sizing_41_1_3_5a10acadcc.png\":{\"webp\":{\"352x220\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/352x220/CORRECT_Strapi_banner_image_sizing_41_1_3_5a10acadcc.webp\",\"720x380\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/720x380/CORRECT_Strapi_banner_image_sizing_41_1_3_5a10acadcc.webp\"},\"png\":{\"352x220\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/352x220/CORRECT_Strapi_banner_image_sizing_41_1_3_5a10acadcc.png\"}}}","banner_image_Transforms":"{\"i.prod/CORRECT_Strapi_banner_image_sizing_41_1_3_5a10acadcc.png\":{\"webp\":{\"336x240\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/336x240/CORRECT_Strapi_banner_image_sizing_41_1_3_5a10acadcc.webp\",\"720x500\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/720x500/CORRECT_Strapi_banner_image_sizing_41_1_3_5a10acadcc.webp\",\"928x500\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/928x500/CORRECT_Strapi_banner_image_sizing_41_1_3_5a10acadcc.webp\"},\"png\":{\"336x240\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/336x240/CORRECT_Strapi_banner_image_sizing_41_1_3_5a10acadcc.png\",\"720x500\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/720x500/CORRECT_Strapi_banner_image_sizing_41_1_3_5a10acadcc.png\",\"928x500\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/928x500/CORRECT_Strapi_banner_image_sizing_41_1_3_5a10acadcc.png\"}}}"},"ggfx_results":[{"id":"670fb2dc9e6e2acd76e5aa2e","transforms":[{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/352x220/CORRECT_Strapi_banner_image_sizing_41_1_3_5a10acadcc.webp","format":"webp","transform":"352x220","inputParams":{"action":"transform","src":{"cftle":{"Key":"i.prod/CORRECT_Strapi_banner_image_sizing_41_1_3_5a10acadcc.png"}},"dest":{"cftle":{"Key":"x.prod/352x220/CORRECT_Strapi_banner_image_sizing_41_1_3_5a10acadcc.webp"},"format":{"isFormatChanged":true,"format":"webp","content-type":"image/webp"},"transform":"352x220","resize":{"width":352,"height":220,"position":"x","fit":null},"brightness":null,"sharpness":null,"quality":null,"watermark":false,"resizeText":"352x220"},"additionalParams":{"contentType":"blog","id":"65afacadb3df1b0cdf095b26","field":"tile_image","force":null}},"created_at":"2024-10-14 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06:44:03.050"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x/720x500/CORRECT_Strapi_banner_image_sizing_41_1_3_5a10acadcc.webp","format":"webp","transform":"720x500","created_at":"2026-03-30 03:10:46.230","updated_at":"2026-03-30 03:10:46.230"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x/928x500/CORRECT_Strapi_banner_image_sizing_41_1_3_5a10acadcc.webp","format":"webp","transform":"928x500","created_at":"2026-04-04 04:19:40.240","updated_at":"2026-04-04 04:19:40.240"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x/336x240/CORRECT_Strapi_banner_image_sizing_41_1_3_5a10acadcc.webp","format":"webp","transform":"336x240","created_at":"2026-04-07 18:04:03.638","updated_at":"2026-04-07 18:04:03.638"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x/928x500/CORRECT_Strapi_banner_image_sizing_41_1_3_5a10acadcc.png","format":"png","transform":"928x500","created_at":"2026-04-27 14:49:29.409","updated_at":"2026-04-27 14:49:29.409"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x/720x500/CORRECT_Strapi_banner_image_sizing_41_1_3_5a10acadcc.png","format":"png","transform":"720x500","created_at":"2026-06-05 01:16:34.290","updated_at":"2026-06-05 01:16:34.290"}],"src_cftle":"i/CORRECT_Strapi_banner_image_sizing_41_1_3_5a10acadcc.png","src_url":"i/CORRECT_Strapi_banner_image_sizing_41_1_3_5a10acadcc.png"}],"createdAt":"2024-01-23T12:10:21.732Z","updatedAt":"2026-07-15T05:31:46.997Z"},{"id":"65a7b1d03188a7550a895866","title":"Potential Mortgage Cuts to Save Homeowners Thousands","categories":"Sales","description":"<p>In a recent financial turn, Manchester residents are experiencing a wave of relief as mortgage rates across the UK take a surprising dip. This reduction, led by major lenders, signals a potential opportunity for the Manchester housing market, directly affecting homeowners, landlords and first-time buyers.</p>\n<p>Let's delve into what this means for the local market, weighing up both the opportunities and the need for realistic expectations.</p>\n<h3>The Welcome Decline in Mortgage Rates</h3>\n<p>Leading the charge, Halifax announced on the 2nd of January a significant 0.83% cut in its re-mortgage deals, a move promptly followed by other financial institutions.&nbsp;</p>\n<p>These cuts are not just numbers; they translate to substantial monthly savings for homeowners. For instance, on a &pound;200,000 mortgage, this reduction could mean savings of &pound;138 per month. As these lower rates become the new norm, they herald a brighter outlook for those looking to re-mortgage or enter the housing market.</p>\n<p>For Manchester homeowners eyeing the market, this is a particularly opportune moment. The lowered rates could make transitioning to a new home more feasible, easing the financial burden often accompanying such a move.&nbsp;</p>\n<p>Additionally, previously daunted by high entry costs, first-time buyers might find the market more welcoming, spurring a rejuvenation of property transactions in the area.</p>\n<p>At the time of writing this article, Halifax are offering an 85% loan-to-value, five-year fixed rate at 4.57%, yet HSBC were offering something even better, a 4.44%, 85% loan-to-value mortgage on a five-year fixed rate.</p>\n<p>The drop in mortgage interest rates makes quite a difference and will be a welcome saving to most Manchester household budgets.</p>\n<h3>Economic Indications and Market Predictions</h3>\n<p>The trend of falling rates is expected to continue, fuelled by competitive market dynamics and a general anticipation of further interest rate cuts by the Bank of England. Financial experts are betting on a substantial drop in Bank of England base interest rates throughout 2024, with the money markets believing base rates will slowly reduce in small steps from the current 15-year peak of 5.25% down to 3.75% by the year's end, making mortgages more affordable and possibly boosting the property market's health.</p>\n<p>However, amidst the optimism, Manchester homeowners must adopt a tempered view. While the cuts are substantial, the rates are still relatively high compared to the historically low rates in previous years. Homeowners looking to sell should be particularly mindful of this. Setting realistic pricing, reflective of the current economic conditions and buyer capabilities, will be crucial to successful transactions.</p>\n<h3>Advice for Manchester Homeowners and Buyers</h3>\n<p>For those considering a move or entering the Manchester property market, it's an opportune time to reassess your options. Seeking financial advice and comparing the market can ensure that you benefit from the best available rates. The market is fluid, and staying informed will be vital to making financially sound and beneficial decisions in the long term.</p>\n<h3>Advice for Manchester Landlords</h3>\n<p>In Manchester, falling interest rates herald a prosperous time for landlords. As financing costs decline, the burden of mortgages and loans diminishes, enhancing profitability. Concurrently, rents are escalating at a rate outpacing inflation, often in double digits, amplifying income streams significantly. This dual boon means landlords can enjoy reduced operational costs while benefiting from increasing rental revenues, bolstering their investment returns in the vibrant Manchester property market. This positive shift in financial dynamics offers a promising outlook for existing and prospective landlords in the area.</p>\n<h3>Final Words</h3>\n<p>The recent drop in mortgage rates brings a fresh wave of optimism to Manchester's property market. It opens doors for homeowners looking to move and incentivises first-time buyers. However, a balanced, well-informed approach will be essential, with economic indicators suggesting varied outcomes. Whether you are planning to buy, sell or re-mortgage, understanding the market and setting realistic expectations will be crucial to making the most of this financial shift.</p>\n<p>Manchester's property landscape is evolving and with careful consideration and strategic planning, residents can navigate this change effectively and advantageously. If you are a Manchester homeowner, landlord or first-time buyer and you have any questions about buying or selling in Manchester in 2024, please contact <a href=\"https://www.thornleygroves.co.uk/contact/branch-finder/\">your local branch</a>.</p>","embed_video_url":null,"post_on":"2024-01-17T12:00:00.000Z","tile_image":{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/i/CORRECT_Strapi_banner_image_sizing_2024_01_17_T103850_839_81ca39da03.png","alternativeText":""},"tags":null,"slug":"potential-mortgage-cuts-to-save-homeowners-thousands","publish":true,"imagetransforms":{"tile_image_Transforms":"{\"i.prod/CORRECT_Strapi_banner_image_sizing_2024_01_17_T103850_839_81ca39da03.png\":{\"webp\":{\"352x220\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/352x220/CORRECT_Strapi_banner_image_sizing_2024_01_17_T103850_839_81ca39da03.webp\",\"720x380\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/720x380/CORRECT_Strapi_banner_image_sizing_2024_01_17_T103850_839_81ca39da03.webp\"},\"png\":{\"352x220\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/352x220/CORRECT_Strapi_banner_image_sizing_2024_01_17_T103850_839_81ca39da03.png\"}}}","banner_image_Transforms":"{\"i.prod/CORRECT_Strapi_banner_image_sizing_2024_01_17_T105035_680_4599d87574.png\":{\"webp\":{\"720x500\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/720x500/CORRECT_Strapi_banner_image_sizing_2024_01_17_T105035_680_4599d87574.webp\",\"928x500\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/928x500/CORRECT_Strapi_banner_image_sizing_2024_01_17_T105035_680_4599d87574.webp\",\"336x240\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/336x240/CORRECT_Strapi_banner_image_sizing_2024_01_17_T105035_680_4599d87574.webp\"}},\"i.dev/CORRECT_Strapi_banner_image_sizing_2024_01_17_T105035_680_4599d87574.png\":{\"webp\":{\"336x240\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.dev/336x240/CORRECT_Strapi_banner_image_sizing_2024_01_17_T105035_680_4599d87574.webp\",\"720x500\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.dev/720x500/CORRECT_Strapi_banner_image_sizing_2024_01_17_T105035_680_4599d87574.webp\",\"928x500\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.dev/928x500/CORRECT_Strapi_banner_image_sizing_2024_01_17_T105035_680_4599d87574.webp\"}}}"},"ggfx_results":[{"id":"670fb2de9e6e2acd76e5aa2f","transforms":[{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/352x220/CORRECT_Strapi_banner_image_sizing_2024_01_17_T103850_839_81ca39da03.webp","format":"webp","transform":"352x220","inputParams":{"action":"transform","src":{"cftle":{"Key":"i.prod/CORRECT_Strapi_banner_image_sizing_2024_01_17_T103850_839_81ca39da03.png"}},"dest":{"cftle":{"Key":"x.prod/352x220/CORRECT_Strapi_banner_image_sizing_2024_01_17_T103850_839_81ca39da03.webp"},"format":{"isFormatChanged":true,"format":"webp","content-type":"image/webp"},"transform":"352x220","resize":{"width":352,"height":220,"position":"x","fit":null},"brightness":null,"sharpness":null,"quality":null,"watermark":false,"resizeText":"352x220"},"additionalParams":{"contentType":"blog","id":"65a7b1d03188a7550a895866","field":"tile_image","force":null}},"created_at":"2024-10-14 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stone in 2023. The Halifax thought there would be an 8% drop, Savills suggested 10%, and the respected Nomura Bank 15%, yet according to the Land Registry, they ended 0.5% higher. Looking at the Land Registry figures for Manchester&hellip;</p>\n<p>The final quarter (Q4) of 2023 recorded above average levels of new property sales in the UK, 11.1% higher than the year before (221,996 homes sold stc in Oct/Nov/Dec &rsquo;23 in the UK compared to 199,807 for the same three months in 2022).</p>\n<p>What was of particular interest was a drop of 25.4% in the number of sale fall throughs (sale fall through being home sales agreed yet cancelled before legal exchange and completion), dropping from 75,033 in Q4 in 2022 to 56,761 in Q4 2023.</p>\n<p>This surge in activity is a testament to the enduring value and attraction of homeownership.</p>\n<p>Market sentiment has been bolstered by rising incomes and an initial decline in mortgage rates, making property investment increasingly feasible for many.&nbsp;</p>\n<p>Demand is also considerably higher, up 19% according to Zoopla's property searches from last year.&nbsp;</p>\n<p>Coupled with an increase of 20.7% in available properties for sale (633k in Q4 &rsquo;23 vs 524k in Q4 &lsquo;22) compared to last year, the property market has seen an increase in choice, supporting robust sales.&nbsp;</p>\n<p>This pricing alignment between buyers and sellers has reduced the downward pressure on values.</p>\n<h3>So, why didn&rsquo;t Manchester house prices fall by 8% to 15% in 2023 as predicted?</h3>\n<p>Despite average mortgage rates climbing from just over 2% to over 6% in the last two years, house prices haven't plummeted as anticipated. This defiance against more significant falls is attributed to several key factors:</p>\n<p><strong>1. &nbsp; &nbsp;</strong>Labour Market &amp; Earnings: The UK's robust labour market and a 7.3% growth in average earnings have provided British households the financial stability needed to sustain mortgage repayments, even amidst rising rates.</p>\n<p><strong>2. &nbsp; &nbsp;</strong>Lender Restraint: Lenders have adopted policies to support many British households struggling with repayments, effectively reducing the number of forced sellers and maintaining market stability.</p>\n<p><strong>3. &nbsp; &nbsp;</strong>Mortgage Affordability Testing (Stress Testing): Perhaps the most influential factor has been the introduction of stricter mortgage affordability &lsquo;stress testing&rsquo; (the Mortgage Market Review tests) for new borrowers since April 2014.&nbsp;</p>\n<p>These &lsquo;stress test&rsquo; regulations were designed to prevent British households from taking on excessive levels of mortgages during periods of low mortgage rates. They have been pivotal in preventing a significant housing crash because, like 1988 and 2008, when borrowers borrowed too much in the years before, that caused rapid house price inflation (due to over-borrowing). The added advantage to stress tests is the built in resilience for higher mortgage rates, enabling many households to manage the transition to higher mortgage rates more effectively.&nbsp;</p>\n<p>For instance, even though the average rate all new mortgage borrowers have paid has dropped from around 4% in the autumn of 2014 to just under 2% in the autumn of 2021, borrowers have had to prove they could afford a 6.5% to 7% mortgage rate to secure that mortgage during that time frame. As interest rates have risen in the last couple of years, the stress levels have increased to an average of 8.7% (i.e. borrowers now need to prove they can afford to pay a mortgage of 8.7%).</p>\n<h3>Impact on Manchester's property market in 2024</h3>\n<p>As an estate agent witnessing these trends first-hand in Manchester, I've seen our local market reflect this national resilience. The regulatory constraints on buying power, while capping the purchasing ability up to and post-pandemic, have, on reflection, maintained a steady demand for quality homes.&nbsp;</p>\n<p>Manchester first-time buyers are still buying plenty of homes yet approaching the market with slightly more caution and greater financial preparedness than a couple of years ago. They are adapting to the current economic climate by opting for smaller Manchester homes to offset the elevated costs associated with borrowing. Interestingly, another reason for higher first-time buyer demand is rising rental prices, which have risen at nearly double-digit annual percentage increases since 2021.&nbsp;</p>\n<p>As I anticipate the future, it's crucial to understand that while base rates may start to fall later in 2024, the regulatory constraints on buying power continue to hold. While ensuring market stability, these limitations suggest that house prices are unlikely to rise sharply in 2024 and are more likely to drift slightly downwards by 1% and 3%.&nbsp;</p>\n<p>For homeowners and prospective buyers in Manchester, there's an opportunity to plan and navigate your property decisions with a long-term perspective.</p>\n<p>As the housing market navigates through fluctuating mortgage rates, there's cautious optimism that a slight ease in these rates might boost buyer confidence. This shift could encourage more individuals to proceed with buying homes.&nbsp;</p>\n<p>Those ready to ascend the property ladder may leverage the buyers' market depending on the type and location of their second or third home in Manchester, presenting offers lower than the asking price in hopes of securing a deal.</p>\n<p>Additionally, those looking to relocate would welcome any dips in fixed-rate mortgages. A significant decrease in two-year rates has already been observed, potentially enticing a segment of buyers to re-enter the market.</p>\n<h3>Buy-to-let Manchester landlords are facing a mixed scenario</h3>\n<p>While they may be experiencing notable increases in rental income, the financial pressure from elevated interest rates, insurance costs, and taxation is real. There's plenty of speculation in the press that these factors may lead to a reduction in the number of rental properties as landlords potentially exit the market, which could further impact the availability of rental stock. However, as the number of British landlords selling up has increased by 55% (over the last couple of years) and the number of landlords buying has only decreased by 22% (again in the previous two years), the net numbers of British buy-to-let properties are still very marginally growing!</p>\n<h3>Final thoughts to Manchester homeowners</h3>\n<p>To all Manchester homeowners considering a move in 2024, we encourage you to view this period as an opportune time to evaluate your options. With a comprehensive understanding of the local and national property landscape, I am committed to guiding you through every step of your property journey.</p>\n<p>Whether you want to buy or sell or want to discuss your options, we invite you to connect with us. There's no cost or obligation - just a straightforward conversation to help you make informed decisions in a changing market. Let's navigate your future move in the Manchester property market together!</p>","embed_video_url":null,"post_on":"2024-01-08T12:00:00.000Z","tile_image":{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/i/CORRECT_Strapi_banner_image_sizing_2024_01_08_T171521_793_fdcd16965f.png","alternativeText":""},"tags":null,"slug":"why-2023-house-prices-crash-did-not-happen","publish":true,"imagetransforms":{"tile_image_Transforms":"{\"i.prod/CORRECT_Strapi_banner_image_sizing_2024_01_08_T171521_793_fdcd16965f.png\":{\"webp\":{\"352x220\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/352x220/CORRECT_Strapi_banner_image_sizing_2024_01_08_T171521_793_fdcd16965f.webp\",\"720x380\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/720x380/CORRECT_Strapi_banner_image_sizing_2024_01_08_T171521_793_fdcd16965f.webp\"},\"png\":{\"352x220\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/352x220/CORRECT_Strapi_banner_image_sizing_2024_01_08_T171521_793_fdcd16965f.png\"}}}","banner_image_Transforms":"{\"i.prod/CORRECT_Strapi_banner_image_sizing_2024_01_08_T171521_793_fdcd16965f.png\":{\"webp\":{\"336x240\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/336x240/CORRECT_Strapi_banner_image_sizing_2024_01_08_T171521_793_fdcd16965f.webp\",\"720x500\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/720x500/CORRECT_Strapi_banner_image_sizing_2024_01_08_T171521_793_fdcd16965f.webp\",\"928x500\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/928x500/CORRECT_Strapi_banner_image_sizing_2024_01_08_T171521_793_fdcd16965f.webp\"}},\"i.dev/CORRECT_Strapi_banner_image_sizing_2024_01_08_T171521_793_fdcd16965f.png\":{\"webp\":{\"336x240\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.dev/336x240/CORRECT_Strapi_banner_image_sizing_2024_01_08_T171521_793_fdcd16965f.webp\",\"720x500\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.dev/720x500/CORRECT_Strapi_banner_image_sizing_2024_01_08_T171521_793_fdcd16965f.webp\",\"928x500\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.dev/928x500/CORRECT_Strapi_banner_image_sizing_2024_01_08_T171521_793_fdcd16965f.webp\"}}}"},"ggfx_results":[{"id":"670fb2de9e6e2acd76e5aa30","transforms":[{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/352x220/CORRECT_Strapi_banner_image_sizing_2024_01_08_T171521_793_fdcd16965f.webp","format":"webp","transform":"352x220","inputParams":{"action":"transform","src":{"cftle":{"Key":"i.prod/CORRECT_Strapi_banner_image_sizing_2024_01_08_T171521_793_fdcd16965f.png"}},"dest":{"cftle":{"Key":"x.prod/352x220/CORRECT_Strapi_banner_image_sizing_2024_01_08_T171521_793_fdcd16965f.webp"},"format":{"isFormatChanged":true,"format":"webp","content-type":"image/webp"},"transform":"352x220","resize":{"width":352,"height":220,"position":"x","fit":null},"brightness":null,"sharpness":null,"quality":null,"watermark":false,"resizeText":"352x220"},"additionalParams":{"contentType":"blog","id":"659c2e9f92c9d655404037f9","field":"tile_image","force":null}},"created_at":"2024-10-14 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class=\"MsoNormal\">This comprehensive guide delves into the crucial aspects of property pricing and its profound impact on the property market transaction process.</p>\n<h3 class=\"MsoNormal\"><strong>Manchester's Property Market: A Brief Overview<span style=\"mso-spacerun: yes;\">&nbsp; </span></strong></h3>\n<p class=\"MsoNormal\">The Manchester property market presents a unique blend of historical charm and modern appeal, and caters to diverse preferences, from contemporary modern homes to apartments, flats, maisonettes and semi-detached homes. However, this diversity brings with it the challenge of accurately valuing properties. Various factors, including economic shifts, transport links, schools, demographic changes, and national housing trends, have influenced local Manchester property market. Understanding these elements is essential for setting a price that reflects your property's worth amidst current market conditions.</p>\n<h3 class=\"MsoNormal\"><strong>The Risks of Overpricing Your Manchester Homes </strong></h3>\n<p class=\"MsoNormal\">One of the most common pitfalls in property sales is overpricing. This mistake often originates for two reasons.</p>\n<p class=\"MsoNormal\">The first is an emotional attachment to the property or the owner's misinterpretation of the market, so the owner&rsquo;s hopes are over inflated for the local property market (remember, buyers haven&rsquo;t got the emotional connection you have for your home).<span style=\"mso-spacerun: yes;\">&nbsp; </span></p>\n<p class=\"MsoNormal\">The second is when estate agents overvalue properties to attract homeowner business; it poses significant risks and consequences for the homeowners. This practice, often driven by the desire to secure a listing, can lead to a misleading perception of the property's actual market value.<span style=\"mso-spacerun: yes;\">&nbsp; </span></p>\n<h3 class=\"MsoNormal\"><strong>Overpriced Properties in Manchester Tend to Remain on the Market for More Extended Periods </strong></h3>\n<p class=\"MsoNormal\">When a property is overpriced, it leads to what's often termed as 'listing fatigue.' This stagnation can create a negative perception among potential buyers, who may assume there are unspoken issues with the property.<span style=\"mso-spacerun: yes;\">&nbsp; </span></p>\n<p class=\"MsoNormal\">This stagnation not only diminishes the property's appeal but can also necessitate subsequent price reductions, which may cast doubt on the property&rsquo;s condition or desirability in the eyes of potential buyers.<span style=\"mso-spacerun: yes;\">&nbsp; </span></p>\n<p class=\"MsoNormal\">Additionally, a property lingering unsold due to overvaluation can disrupt the homeowner's plans, whether purchasing a new home or relocating.<span style=\"mso-spacerun: yes;\">&nbsp; </span></p>\n<p class=\"MsoNormal\">Of course, for the seller, an overinflated price tag initially seems appealing, but it ultimately results in a prolonged stay on the market as the property fails to attract buyers whilst sat on an unrealistic price tag. When this happens, sometimes you have to drop your asking price below the market value six/nine months later to get it sold.</p>\n<p class=\"MsoNormal\">All these scenarios underscore the importance of choosing a Manchester estate agent who provides honest, market-reflective valuations from the outset, ensuring a smoother, more efficient sale process and safeguarding the homeowner's best interests.</p>\n<h3 class=\"MsoNormal\">The Downside of Under-pricing Manchester Homes</h3>\n<p class=\"MsoNormal\">Conversely, under-pricing a property, although potentially expediting a sale, can result in substantial financial loss for the seller. Setting a price too low in a market where maximising returns is paramount can mean significantly under-realising your Manchester property's actual market value. This scenario underscores the importance of expert valuation that considers all aspects of the property, including its potential in the current market.</p>\n<h3 class=\"MsoNormal\"><strong>Striking the Right Balance for Your Home</strong></h3>\n<p class=\"MsoNormal\">Accurate pricing is a delicate art that balances understanding a property's intrinsic value and aligning it with market trends. It involves thoroughly analysing local market conditions, comparative property studies, and awareness of broader economic factors.<span style=\"mso-spacerun: yes;\">&nbsp; </span></p>\n<p class=\"MsoNormal\">As a team of seasoned estate agents in Manchester, we bring comprehensive understanding and in-depth knowledge of your local markets to assist homeowners in accurately pricing their properties. This approach is not just about facilitating quicker sales; it's about ensuring that properties are sold at their rightful value.</p>\n<p class=\"MsoNormal\">There is no harm in &lsquo;trying the market&rsquo; at a slightly higher price in the initial stages of marketing. Yet, if you are going to try a slightly higher price, it is so important to have this monitored on a weekly basis in the first four to six weeks of the property being on the market and making any necessary changes to the asking price around that time.</p>\n<p class=\"MsoNormal\">There is such a thing as a Goldilocks price reduction. It shouldn&rsquo;t be too little or too much, just right, so it gives a strategic price reduction.<span style=\"mso-spacerun: yes;\">&nbsp; </span></p>\n<h3 class=\"MsoNormal\"><strong>Tactical Price Reduction </strong></h3>\n<p class=\"MsoNormal\">In a competitive property market, a strategic price reduction can reignite interest in a property. When used judiciously, this tactic attracts more potential buyers, sparking renewed attention and leading to a quicker sale. By adjusting the price to align with market trends and buyer expectations more closely, sellers can effectively boost the appeal and visibility of their property.</p>\n<p class=\"MsoNormal\">The rule of thumb is that if you try a slightly higher price in the initial stages of marketing, do so, at most, for a few weeks a month, then reduce it. But how much should you reduce it by? As always, that comes down to your property and its standing in the market.</p>\n<h3 class=\"MsoNormal\"><strong>Looking Ahead to the 2024 Manchester Property Market </strong></h3>\n<p class=\"MsoNormal\">As we advance into 2024, the Manchester property market, like many others, is navigating through a period marked by economic uncertainties and evolving buyer preferences. In this environment, realistic pricing is not merely a tactic for selling; it becomes a critical tool for differentiation in a competitive marketplace. Manchester properties priced in line with current market realities are more likely to attract serious buyers and foster successful home moves.</p>\n<p class=\"MsoNormal\">Homeowners need to understand and master the art of property pricing, which is crucial in today's challenging and complex real estate market, especially in a diverse and evolving area like Manchester.<span style=\"mso-spacerun: yes;\">&nbsp; </span></p>\n<p class=\"MsoNormal\">As an estate agent committed to delivering the best outcomes for my clients, my role goes beyond facilitating property transactions; it involves guiding and educating Manchester homeowners to make informed decisions in this dynamic market. Regardless of which estate agent you choose, remember that realistic and accurate pricing is the cornerstone of success in the current property landscape.</p>\n<p class=\"MsoNormal\">If you're thinking of moving in the next few months, and you want to know the true place of your Manchester property in the Manchester property market as a whole, or you are presently on the market with another Manchester estate agent and you would like an honest opinion of where you stand, please do not hesitate to contact us.</p>","embed_video_url":null,"post_on":"2023-12-18T12:00:00.000Z","tile_image":{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/i/CORRECT_Strapi_banner_image_sizing_97_42291af60d.png","alternativeText":""},"tags":"Sales","slug":"navigating-the-manchester-property-market-the-art-of-pricing-properties-right","publish":true,"imagetransforms":{"tile_image_Transforms":"{\"i.prod/CORRECT_Strapi_banner_image_sizing_97_42291af60d.png\":{\"webp\":{\"352x220\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/352x220/CORRECT_Strapi_banner_image_sizing_97_42291af60d.webp\",\"720x380\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/720x380/CORRECT_Strapi_banner_image_sizing_97_42291af60d.webp\"},\"png\":{\"352x220\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/352x220/CORRECT_Strapi_banner_image_sizing_97_42291af60d.png\"}}}","banner_image_Transforms":"{\"i.prod/CORRECT_Strapi_banner_image_sizing_97_42291af60d.png\":{\"webp\":{\"336x240\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/336x240/CORRECT_Strapi_banner_image_sizing_97_42291af60d.webp\",\"928x500\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/928x500/CORRECT_Strapi_banner_image_sizing_97_42291af60d.webp\",\"720x500\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/720x500/CORRECT_Strapi_banner_image_sizing_97_42291af60d.webp\"}}}"},"ggfx_results":[{"id":"670fb2de9e6e2acd76e5aa31","transforms":[{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/352x220/CORRECT_Strapi_banner_image_sizing_97_42291af60d.webp","format":"webp","transform":"352x220","inputParams":{"action":"transform","src":{"cftle":{"Key":"i.prod/CORRECT_Strapi_banner_image_sizing_97_42291af60d.png"}},"dest":{"cftle":{"Key":"x.prod/352x220/CORRECT_Strapi_banner_image_sizing_97_42291af60d.webp"},"format":{"isFormatChanged":true,"format":"webp","content-type":"image/webp"},"transform":"352x220","resize":{"width":352,"height":220,"position":"x","fit":null},"brightness":null,"sharpness":null,"quality":null,"watermark":false,"resizeText":"352x220"},"additionalParams":{"contentType":"blog","id":"6597d6901b04d0eca7c3e288","field":"tile_image","force":null}},"created_at":"2024-10-14 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10:57:58.801"}],"src_cftle":"i/CORRECT_Strapi_banner_image_sizing_97_42291af60d.png","src_url":"i/CORRECT_Strapi_banner_image_sizing_97_42291af60d.png"}],"createdAt":"2024-01-05T10:14:40.990Z","updatedAt":"2026-07-15T05:31:46.997Z"},{"id":"65941b9aa55bcc45cb003df7","title":"2024 – a New Year, and a new Manchester home?","categories":"Sales","description":"<p class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto;\"><span style=\"font-size: 11.0pt; mso-fareast-font-family: 'Times New Roman'; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin; mso-font-kerning: 0pt; mso-ligatures: none; mso-fareast-language: EN-GB;\">As we settle into the first few weeks of 2024, you may contemplate moving home. Whether it&rsquo;s a quest for more bedrooms or reception rooms, a desire for a larger garden, a view, a move closer to the countryside, or downsizing, the New Year symbolises new beginnings.&nbsp;</span></p>\n<p class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto;\"><span style=\"font-size: 11.0pt; mso-fareast-font-family: 'Times New Roman'; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin; mso-font-kerning: 0pt; mso-ligatures: none; mso-fareast-language: EN-GB;\">In navigating this journey, selecting the right Manchester estate agent becomes crucial to help you move.</span></p>\n<p class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto;\"><span style=\"font-size: 11.0pt; mso-fareast-font-family: 'Times New Roman'; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin; mso-font-kerning: 0pt; mso-ligatures: none; mso-fareast-language: EN-GB;\">Begin by consulting those closest to you. Recommendations from friends and family can provide valuable insights, particularly regarding estate agents in Manchester. Their experiences can highlight agents who are communicative, knowledgeable, and efficient, essential qualities in securing a property that meets or exceeds your price expectations.</span></p>\n<p class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto;\"><span style=\"font-size: 11.0pt; mso-fareast-font-family: 'Times New Roman'; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin; mso-font-kerning: 0pt; mso-ligatures: none; mso-fareast-language: EN-GB;\">Next, turn to the wealth of information available online. Reviews on platforms like Facebook and Google offer a window into the experiences of others with various Manchester estate agents. However, approach these reviews with a balanced perspective, recognising that not all feedback may be entirely objective.</span></p>\n<p class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto;\"><span style=\"font-size: 11.0pt; mso-fareast-font-family: 'Times New Roman'; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin; mso-font-kerning: 0pt; mso-ligatures: none; mso-fareast-language: EN-GB;\">Your research should extend to the agents' websites. Compare their services, fees, and property marketing strategies. Assess their engagement with the Manchester community through social media interactions, demonstrating their local area expertise.</span></p>\n<p class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto;\"><span style=\"font-size: 11.0pt; mso-fareast-font-family: 'Times New Roman'; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin; mso-font-kerning: 0pt; mso-ligatures: none; mso-fareast-language: EN-GB;\">Equally important is understanding the different operational models of estate agents in Manchester &ndash; from high street offices to internet based and hybrid models. Each comes with its benefits and drawbacks, tailored to individual needs. Please pay close attention to their terms and conditions. How long is their sole agency agreement (this is particularly important)? Do they have any charges if you withdraw your property from them?</span></p>\n<p class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto;\"><span style=\"font-size: 11.0pt; mso-fareast-font-family: 'Times New Roman'; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin; mso-font-kerning: 0pt; mso-ligatures: none; mso-fareast-language: EN-GB;\">As you narrow down your choices, evaluate the agents' performance and ability to meet your specific requirements, whether the number of viewings, website views, proactive outreach to potential Manchester buyers, or achieving a timely offer.</span></p>\n<p class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto;\"><span style=\"font-size: 11.0pt; mso-fareast-font-family: 'Times New Roman'; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin; mso-font-kerning: 0pt; mso-ligatures: none; mso-fareast-language: EN-GB;\">Remember, the right agent should excel in selling properties like yours and possess in-depth knowledge of the Manchester area, ensuring accurate valuations and effective communication with prospective buyers.</span></p>\n<p class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto;\"><span style=\"font-size: 11.0pt; mso-fareast-font-family: 'Times New Roman'; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin; mso-font-kerning: 0pt; mso-ligatures: none; mso-fareast-language: EN-GB;\">Finally, trust your instincts. The right agent for your Manchester property will often resonate with you beyond just the facts and figures.</span></p>\n<p class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto;\"><span style=\"font-size: 11.0pt; mso-fareast-font-family: 'Times New Roman'; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin; mso-font-kerning: 0pt; mso-ligatures: none; mso-fareast-language: EN-GB;\">For personalised, no-obligation advice on selling your home in Manchester, our expert property team at the name of your agency is ready to assist.</span></p>\n<p class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto;\"><span style=\"font-size: 11.0pt; mso-fareast-font-family: 'Times New Roman'; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin; mso-font-kerning: 0pt; mso-ligatures: none; mso-fareast-language: EN-GB;\">If you want further help, our detailed <a href=\"https://www.thornleygroves.co.uk/property-guides-and-resources/\">property guides and resources</a> are designed to give you step-by-step intructions on how to maximise your property journey.</span></p>","embed_video_url":null,"post_on":null,"tile_image":{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/i/CORRECT_Strapi_banner_image_sizing_94_8d3dbb8583.png","alternativeText":""},"tags":"Sales","slug":"2024-a-new-year-and-a-new-manchester-home","publish":true,"imagetransforms":{"tile_image_Transforms":"{\"i.prod/CORRECT_Strapi_banner_image_sizing_94_8d3dbb8583.png\":{\"webp\":{\"352x220\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/352x220/CORRECT_Strapi_banner_image_sizing_94_8d3dbb8583.webp\",\"720x380\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/720x380/CORRECT_Strapi_banner_image_sizing_94_8d3dbb8583.webp\"},\"png\":{\"352x220\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/352x220/CORRECT_Strapi_banner_image_sizing_94_8d3dbb8583.png\"}}}","banner_image_Transforms":"{\"i.prod/CORRECT_Strapi_banner_image_sizing_94_8d3dbb8583.png\":{\"webp\":{\"336x240\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/336x240/CORRECT_Strapi_banner_image_sizing_94_8d3dbb8583.webp\",\"720x500\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/720x500/CORRECT_Strapi_banner_image_sizing_94_8d3dbb8583.webp\",\"928x500\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/928x500/CORRECT_Strapi_banner_image_sizing_94_8d3dbb8583.webp\"},\"png\":{\"336x240\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/336x240/CORRECT_Strapi_banner_image_sizing_94_8d3dbb8583.png\",\"720x500\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/720x500/CORRECT_Strapi_banner_image_sizing_94_8d3dbb8583.png\",\"928x500\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/928x500/CORRECT_Strapi_banner_image_sizing_94_8d3dbb8583.png\"}},\"i.dev/CORRECT_Strapi_banner_image_sizing_94_8d3dbb8583.png\":{\"webp\":{\"336x240\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.dev/336x240/CORRECT_Strapi_banner_image_sizing_94_8d3dbb8583.webp\",\"720x500\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.dev/720x500/CORRECT_Strapi_banner_image_sizing_94_8d3dbb8583.webp\",\"928x500\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.dev/928x500/CORRECT_Strapi_banner_image_sizing_94_8d3dbb8583.webp\"}}}"},"ggfx_results":[{"id":"670fb2de9e6e2acd76e5aa32","transforms":[{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/352x220/CORRECT_Strapi_banner_image_sizing_94_8d3dbb8583.webp","format":"webp","transform":"352x220","inputParams":{"action":"transform","src":{"cftle":{"Key":"i.prod/CORRECT_Strapi_banner_image_sizing_94_8d3dbb8583.png"}},"dest":{"cftle":{"Key":"x.prod/352x220/CORRECT_Strapi_banner_image_sizing_94_8d3dbb8583.webp"},"format":{"isFormatChanged":true,"format":"webp","content-type":"image/webp"},"transform":"352x220","resize":{"width":352,"height":220,"position":"x","fit":null},"brightness":null,"sharpness":null,"quality":null,"watermark":false,"resizeText":"352x220"},"additionalParams":{"contentType":"blog","id":"65941b9aa55bcc45cb003df7","field":"tile_image","force":null}},"created_at":"2024-10-14 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08:21:58.590"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x/336x240/CORRECT_Strapi_banner_image_sizing_94_8d3dbb8583.webp","format":"webp","transform":"336x240","created_at":"2026-04-04 02:43:51.405","updated_at":"2026-04-04 02:43:51.405"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x/720x500/CORRECT_Strapi_banner_image_sizing_94_8d3dbb8583.webp","format":"webp","transform":"720x500","created_at":"2026-04-10 11:32:05.225","updated_at":"2026-04-10 11:32:05.225"}],"src_cftle":"i/CORRECT_Strapi_banner_image_sizing_94_8d3dbb8583.png","src_url":"i/CORRECT_Strapi_banner_image_sizing_94_8d3dbb8583.png"}],"createdAt":"2024-01-02T14:20:10.420Z","updatedAt":"2026-07-15T05:31:46.997Z"},{"id":"65856ac1a55bcc45cb002f90","title":"Six tips to maximise your Manchester homes' saleability in 2024","categories":"Sales","description":"<p class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; line-height: normal;\"><span style=\"mso-fareast-font-family: 'Times New Roman'; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin; mso-font-kerning: 0pt; mso-ligatures: none; mso-fareast-language: EN-GB;\">In the ever-evolving property market, positioning your Manchester home for optimal saleability requires a strategic approach that goes beyond the traditional norms.</span></p>\n<p class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; line-height: normal;\"><span style=\"mso-fareast-font-family: 'Times New Roman'; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin; mso-font-kerning: 0pt; mso-ligatures: none; mso-fareast-language: EN-GB;\">As the market continues to shift, prospective buyers are seeking not just a place to live but a lifestyle to embrace. In this article, we unveil six essential tips to ensure that your Manchester property stands out from the rest, attracting serious buyers and maximising its saleability.</span></p>\n<p class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; line-height: normal;\"><span style=\"mso-fareast-font-family: 'Times New Roman'; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin; mso-font-kerning: 0pt; mso-ligatures: none; mso-fareast-language: EN-GB;\">From enhancing kerb appeal to leveraging technology, these insights will empower you to navigate the dynamic Manchester property market environment and secure a successful sale for your home in 2024.</span></p>\n<h2 class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; line-height: normal;\"><strong><span style=\"mso-fareast-font-family: 'Times New Roman'; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin; mso-font-kerning: 0pt; mso-ligatures: none; mso-fareast-language: EN-GB;\">1. Strategic Pricing</span></strong></h2>\n<p class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; line-height: normal;\"><span style=\"mso-fareast-font-family: 'Times New Roman'; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin; mso-font-kerning: 0pt; mso-ligatures: none; mso-fareast-language: EN-GB;\">Understanding the Manchester market is critical. Homes priced correctly from the outset are more likely to attract serious buyers. This requires a deep understanding of the local market trends, something a knowledgeable estate agent can provide.</span></p>\n<h2 class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; line-height: normal;\"><strong><span style=\"mso-fareast-font-family: 'Times New Roman'; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin; mso-font-kerning: 0pt; mso-ligatures: none; mso-fareast-language: EN-GB;\">2. Tailoring to Buyer Preferences</span></strong></h2>\n<p class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; line-height: normal;\"><span style=\"mso-fareast-font-family: 'Times New Roman'; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin; mso-font-kerning: 0pt; mso-ligatures: none; mso-fareast-language: EN-GB;\">Align your Manchester home with current trends. This could mean investing in creating flexible work-from-home spaces, upgrading energy systems, or modernising key areas like kitchens and bathrooms. However, before you start spending tens of thousands of pounds on this, please do pick up the phone so I can give you the best advice for the type of property you own in Manchester. I have lost count of the number of times I've seen a Manchester homeowner spend money on the wrong things without advice, only to find the money they spent did nothing for the value of their home nor made it more saleable.&nbsp;</span></p>\n<h2 class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; line-height: normal;\"><strong><span style=\"mso-fareast-font-family: 'Times New Roman'; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin; mso-font-kerning: 0pt; mso-ligatures: none; mso-fareast-language: EN-GB;\">3. Effective Marketing</span></strong></h2>\n<p class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; line-height: normal;\"><span style=\"mso-fareast-font-family: 'Times New Roman'; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin; mso-font-kerning: 0pt; mso-ligatures: none; mso-fareast-language: EN-GB;\">Utilise a comprehensive marketing strategy that includes high-quality photography, possibly virtual tours, and leveraging online social media and portals. As experts in the Manchester property market, we can target the correct demographic and present your home in its best light.</span></p>\n<h2 class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; line-height: normal;\"><strong><span style=\"mso-fareast-font-family: 'Times New Roman'; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin; mso-font-kerning: 0pt; mso-ligatures: none; mso-fareast-language: EN-GB;\">4. Preparing for Viewings</span></strong></h2>\n<p class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; line-height: normal;\"><span style=\"mso-fareast-font-family: 'Times New Roman'; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin; mso-font-kerning: 0pt; mso-ligatures: none; mso-fareast-language: EN-GB;\">First impressions matter. Ensure your Manchester home is well-presented, clean, and decluttered. We can offer personalised advice on the presentation of your home to appeal to potential buyers.</span></p>\n<h2 class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; line-height: normal;\"><strong><span style=\"mso-fareast-font-family: 'Times New Roman'; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin; mso-font-kerning: 0pt; mso-ligatures: none; mso-fareast-language: EN-GB;\">5. Flexibility and Negotiation</span></strong></h2>\n<p class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; line-height: normal;\"><span style=\"mso-fareast-font-family: 'Times New Roman'; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin; mso-font-kerning: 0pt; mso-ligatures: none; mso-fareast-language: EN-GB;\">Be prepared for negotiation and show flexibility in terms of viewing times and conditions of sale. This approach can make your property more appealing compared to others on the market.</span></p>\n<h2 class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; line-height: normal;\"><strong><span style=\"mso-fareast-font-family: 'Times New Roman'; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin; mso-font-kerning: 0pt; mso-ligatures: none; mso-fareast-language: EN-GB;\">6. Capitalising on Local Knowledge</span></strong></h2>\n<p class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; line-height: normal;\"><span style=\"mso-fareast-font-family: 'Times New Roman'; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin; mso-font-kerning: 0pt; mso-ligatures: none; mso-fareast-language: EN-GB;\">Manchester's unique charm and amenities should be highlighted. As a local market expert in the city, I can help showcase these aspects effectively to potential buyers.</span></p>\n<p class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; line-height: normal;\"><span style=\"mso-fareast-font-family: 'Times New Roman'; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin; mso-font-kerning: 0pt; mso-ligatures: none; mso-fareast-language: EN-GB;\">&nbsp;</span></p>\n<h2 class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; line-height: normal; mso-outline-level: 2;\"><strong><span style=\"mso-fareast-font-family: 'Times New Roman'; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin; mso-font-kerning: 0pt; mso-ligatures: none; mso-fareast-language: EN-GB;\">Summary</span></strong></h2>\n<p class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; line-height: normal;\"><span style=\"mso-fareast-font-family: 'Times New Roman'; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin; mso-font-kerning: 0pt; mso-ligatures: none; mso-fareast-language: EN-GB;\">With the right approach and strategies, selling your home in 2024 can be a realistic and successful endeavour.&nbsp;</span></p>\n<p class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; line-height: normal;\"><span style=\"mso-fareast-font-family: 'Times New Roman'; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin; mso-font-kerning: 0pt; mso-ligatures: none; mso-fareast-language: EN-GB;\">By understanding the Manchester market, pricing strategically, aligning with buyer preferences, and utilising effective marketing and presentation techniques, you can significantly enhance your chances of a successful sale.</span></p>\n<p class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; line-height: normal;\"><span style=\"mso-fareast-font-family: 'Times New Roman'; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin; mso-font-kerning: 0pt; mso-ligatures: none; mso-fareast-language: EN-GB;\">As Manchester property market experts, we offer more than just transactional advice; we provide insights into what makes our local Manchester market tick. By partnering with a knowledgeable estate agent, you can confidently navigate these challenging times and maximise your chances of a successful home sale in 2024. Contact us today for more information.</span></p>","embed_video_url":null,"post_on":null,"tile_image":{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/i/CORRECT_Strapi_banner_image_sizing_2023_11_03_T160348_096_378527139f.png","alternativeText":""},"tags":"Sales","slug":"six-tips-to-maximise-your-manchester-homes-saleability-in-2024","publish":true,"imagetransforms":{"tile_image_Transforms":"{\"i.prod/CORRECT_Strapi_banner_image_sizing_2023_11_03_T160348_096_378527139f.png\":{\"webp\":{\"352x220\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/352x220/CORRECT_Strapi_banner_image_sizing_2023_11_03_T160348_096_378527139f.webp\",\"720x380\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/720x380/CORRECT_Strapi_banner_image_sizing_2023_11_03_T160348_096_378527139f.webp\"},\"png\":{\"352x220\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/352x220/CORRECT_Strapi_banner_image_sizing_2023_11_03_T160348_096_378527139f.png\",\"720x380\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/720x380/CORRECT_Strapi_banner_image_sizing_2023_11_03_T160348_096_378527139f.png\"}}}","banner_image_Transforms":"{\"i.prod/CORRECT_Strapi_banner_image_sizing_2023_11_03_T160348_096_378527139f.png\":{\"webp\":{\"336x240\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/336x240/CORRECT_Strapi_banner_image_sizing_2023_11_03_T160348_096_378527139f.webp\",\"720x500\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/720x500/CORRECT_Strapi_banner_image_sizing_2023_11_03_T160348_096_378527139f.webp\",\"928x500\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/928x500/CORRECT_Strapi_banner_image_sizing_2023_11_03_T160348_096_378527139f.webp\"},\"png\":{\"336x240\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/336x240/CORRECT_Strapi_banner_image_sizing_2023_11_03_T160348_096_378527139f.png\",\"720x500\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/720x500/CORRECT_Strapi_banner_image_sizing_2023_11_03_T160348_096_378527139f.png\",\"928x500\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/928x500/CORRECT_Strapi_banner_image_sizing_2023_11_03_T160348_096_378527139f.png\"}},\"i.dev/CORRECT_Strapi_banner_image_sizing_2023_11_03_T160348_096_378527139f.png\":{\"webp\":{\"336x240\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.dev/336x240/CORRECT_Strapi_banner_image_sizing_2023_11_03_T160348_096_378527139f.webp\",\"928x500\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.dev/928x500/CORRECT_Strapi_banner_image_sizing_2023_11_03_T160348_096_378527139f.webp\",\"720x500\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.dev/720x500/CORRECT_Strapi_banner_image_sizing_2023_11_03_T160348_096_378527139f.webp\"}}}"},"ggfx_results":[{"id":"670fb2de9e6e2acd76e5aa33","transforms":[{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/352x220/CORRECT_Strapi_banner_image_sizing_2023_11_03_T160348_096_378527139f.webp","format":"webp","transform":"352x220","inputParams":{"action":"transform","src":{"cftle":{"Key":"i.prod/CORRECT_Strapi_banner_image_sizing_2023_11_03_T160348_096_378527139f.png"}},"dest":{"cftle":{"Key":"x.prod/352x220/CORRECT_Strapi_banner_image_sizing_2023_11_03_T160348_096_378527139f.webp"},"format":{"isFormatChanged":true,"format":"webp","content-type":"image/webp"},"transform":"352x220","resize":{"width":352,"height":220,"position":"x","fit":null},"brightness":null,"sharpness":null,"quality":null,"watermark":false,"resizeText":"352x220"},"additionalParams":{"contentType":"blog","id":"65856ac1a55bcc45cb002f90","field":"tile_image","force":null}},"created_at":"2024-10-14 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a staple in British retirement planning.</p>\n<p class=\"MsoNormal\">The introduction of the buy-to-let mortgage over a quarter-century ago marked a significant turn, presenting opportunities for dual returns: rental income in the short term and capital growth in the long-term. You can see why there are a substantial number of Manchester landlords who view property investment as a cornerstone of their retirement strategy.</p>\n<p class=\"MsoNormal\">However, this path is full of challenges. Recent shifts in tax and regulatory landscapes, coupled with escalating interest rates, have imposed pressures on profitability, compelling some landlords to reconsider their positions. Thus, becoming a landlord in Manchester necessitates meticulous research and a strategic approach.</p>\n<h2 class=\"MsoNormal\">The Foundations of Buy-to-Let Mortgages in Manchester</h2>\n<p class=\"MsoNormal\">A critical step in this venture is securing a buy-to-let mortgage, a process distinct from obtaining a homeowner loan. Lenders assess buy-to-let applicants based on an interest-coverage ratio (ICR), which demands that rental income meets or exceeds a certain percentage of the monthly mortgage interest (a minimum of 125% for standard taxpayers and 145% for higher-rate taxpayers). Additionally, many lenders require that buy-to-let borrowers have a minimum annual income outside of rental earnings to mitigate dependence on rental income.</p>\n<p class=\"MsoNormal\">Regarding the initial investment, a typical deposit hovers around 25% of the property's value. The borrowing landscape has experienced upheavals with the Bank of England's recent base rate increases. However, the average rate for a five-year fixed buy-to-let mortgage has witnessed a reduction in rates recently. For example, at the time of writing, HSBC has a 5-year BTL mortgage at 4.84% with a 75% Loan to Value (i.e. you put down a 25% deposit) with an arrangement fee of &pound;1,999. Prospective Manchester landlords must judiciously consider these factors, evaluating the sustainability of their investment against potential interest rate hikes.</p>\n<h2 class=\"MsoNormal\">Understanding Costs and Preparations</h2>\n<p class=\"MsoNormal\">The financial commitment extends beyond the deposit. Prospective landlords in Manchester should account for additional expenses like stamp duty, which includes a 3% surcharge for second homes. Furthermore, maintaining a contingency fund for maintenance and unforeseen rental voids is prudent. It's advisable to earmark approximately 1% of the property&rsquo;s value annually for repairs and upkeep.</p>\n<h2 class=\"MsoNormal\">Navigating the Buy-to-Let Landscape</h2>\n<p class=\"MsoNormal\">Investment in Manchester buy-to-let properties is not merely a financial decision but also an emotional one. Landlords must be prepared for the demands of property management, ranging from addressing maintenance issues to dealing with tenant-related challenges. The complexity of landlord responsibilities is underscored by over 150 pieces of legislation governing the sector, a figure poised to rise with impending regulations.</p>\n<h2 class=\"MsoNormal\">Demand &amp; Supply of Manchester Rental Properties</h2>\n<p class=\"MsoNormal\">The Manchester rental market has experienced a sustained period of significant rental inflation over the past few years. Despite that, Zoopla recently stated that demand for rental properties on its portal was 51% higher in Q3 2023 than the five-year average.</p>\n<p class=\"MsoNormal\">Even though demand is higher, the long-term supply of rental properties coming onto the market in the Manchester area has dropped.</p>\n<p class=\"MsoNormal\">So, we have increased demand and reduced supply, which can only mean rents will continue to grow as they have for the last couple of years.</p>\n<p class=\"MsoNormal\">This ongoing imbalance between supply and demand is a consistent characteristic of the rental market throughout all regions and countries in the UK. Currently, the annual rent growth rate in the UK stands at just over 10%. It's not good news for tenants, yet it still makes buy-to-let financially viable for most Manchester landlords, especially as interest rates have risen significantly in the last few years.</p>\n<h2 class=\"MsoNormal\">Rent Adjustments and Tenant Relations in Manchester</h2>\n<p class=\"MsoNormal\">For landlords, understanding the regulations surrounding rent increases is crucial. These rules vary depending on the tenancy type, with periodic tenancies allowing for annual rent reviews. Ensuring transparent communication and fair practices in rent adjustments can foster harmonious landlord-tenant relationships.</p>\n<h2 class=\"MsoNormal\">The Eviction Process: A Delicate Matter</h2>\n<p class=\"MsoNormal\">Eviction is a process governed by strict legal parameters. The anticipated changes in the Renters&rsquo; Reform Bill, particularly concerning Section 21 evictions, are set to alter the landscape, emphasising tenant protection. Landlords must be well-versed in these regulations to navigate tenant eviction legally and ethically.</p>\n<h2 class=\"MsoNormal\">Conclusion: The Role of Expertise in Property Investment</h2>\n<p class=\"MsoNormal\">Having a knowledgeable and experienced guide is invaluable in the intricate world of property letting. Whether navigating the complexities of buy-to-let mortgages, understanding the nuances of property investment in Manchester, or managing tenant relationships, our proficiency is a vital resource for anyone looking to explore or deepen their involvement in the property market.</p>\n<p class=\"MsoNormal\">In conclusion, the journey to becoming a landlord, especially in a property market like Manchester&rsquo;s, rewards careful planning, informed decision-making, and strategic foresight. With the guidance of seasoned professionals like us, Manchester landlords can navigate the challenges and complexities of the property market, ensuring their investment not only endures but 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The one thing that is immediately apparent is that the UK does not have only one property market.&nbsp;</span></p>\n<p class=\"MsoNormal\" style=\"line-height: normal;\"><span style=\"color: rgb(0, 0, 0);\">House prices are up in one region of the UK, yet down in another. It is like a mosaic of numerous small property markets all performing in different ways. <span style=\"mso-spacerun: yes;\">&nbsp;</span></span></p>\n<p class=\"MsoNormal\" style=\"line-height: normal;\"><span style=\"color: rgb(0, 0, 0);\">That got me thinking&hellip;</span></p>\n<h2 class=\"MsoNormal\" style=\"line-height: normal;\"><span style=\"color: rgb(0, 0, 0);\"><strong><span style=\"mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;\">Is there just one Manchester property market, or many?</span></strong></span></h2>\n<p class=\"MsoNormal\" style=\"line-height: normal;\"><span style=\"color: rgb(0, 0, 0);\">So I decided to dive into the dynamics of the <span style=\"mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;\">Manchester housing market to see if it operates as a singular entity or if the diverse price ranges significantly influence a property's saleability. </span></span></p>\n<p class=\"MsoNormal\" style=\"line-height: normal;\"><span style=\"color: rgb(0, 0, 0);\">This curiosity stems from the observation that properties, much like a spectrum, range from modestly priced to premium priced. Such variations in pricing could potentially carve out distinct segments within the market, each with its own trends and buyer behaviours. <span style=\"mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;\">I decided the best way was to split the Manchester property market into four equally sized distinct price ranges, each representing a unique slice of the market. </span></span></p>\n<h2 class=\"MsoNormal\" style=\"line-height: normal;\"><span style=\"color: rgb(0, 0, 0);\"><strong>Imagine the range of house prices as a four-layer cake</strong></span></h2>\n<p class=\"MsoNormal\" style=\"line-height: normal;\"><span style=\"color: rgb(0, 0, 0);\">The lowest quartile forms the base layer, representing the most affordable 25% of homes - these are typically the most accessible for first-time buyers and buy-to-let landlords. Next up is the lower middle quartile, the second layer, encompassing properties priced between the 25th and 50th percentiles. These homes offer a step up in features, style or location while remaining within a moderate price range. </span></p>\n<p class=\"MsoNormal\" style=\"line-height: normal;\"><span style=\"color: rgb(0, 0, 0);\">Ascending further, the middle upper quartile, the third layer, includes homes priced between the 50th and 75th percentiles, appealing to buyers looking for more amenities or premium locations. At the top sits the upper quartile, the cream of the crop, representing the most expensive 25% of properties in <span style=\"mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;\">Manchester. These homes are often luxurious, boasting high-end features and coveted locations, and are sought after by those who desire the best the market has to offer. </span></span></p>\n<p class=\"MsoNormal\" style=\"line-height: normal;\"><span style=\"color: rgb(0, 0, 0);\">By segmenting properties into these quartiles, we gain insight into their saleability and can tailor strategies to target buyers effectively within each segment.</span></p>\n<p class=\"MsoNormal\" style=\"line-height: normal;\"><span style=\"color: rgb(0, 0, 0);\">The best performing price ranges/quartiles in Manchester are the lower quartile and lower middle quartile markets, with the upper quartile (the top 25%) range finding things tougher. </span></p>\n<h2 class=\"MsoNormal\" style=\"line-height: normal;\"><span style=\"color: rgb(0, 0, 0);\"><strong><span style=\"mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;\">Market Analysis Results</span></strong></span></h2>\n<p class=\"MsoNormal\" style=\"line-height: normal;\"><span style=\"color: rgb(0, 0, 0);\">From analysing the Manchester property market, it's clear that the dynamics are multifaceted and cannot be neatly categorised under a single umbrella.</span></p>\n<p class=\"MsoNormal\" style=\"line-height: normal;\"><span style=\"color: rgb(0, 0, 0);\">The market's behaviour is akin to a kaleidoscope, with each turn revealing a different pattern based on the price segment. This diversity in performance across various price bands/quartiles is indicative of a market that caters to a wide spectrum of buyer preferences and financial capacities.</span></p>\n<p class=\"MsoNormal\" style=\"line-height: normal;\"><span style=\"color: rgb(0, 0, 0);\">The most illuminating insight from this investigation is the relative success of different price quartiles. </span></p>\n<p class=\"MsoNormal\" style=\"line-height: normal;\"><span style=\"color: rgb(0, 0, 0);\">The lower and lower middle quartiles have shown remarkable resilience, with a high percentage of properties going under contract. </span></p>\n<h2 class=\"MsoNormal\" style=\"line-height: normal;\"><span style=\"color: rgb(0, 0, 0);\"><strong><span style=\"mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;\">This trend likely reflects a robust demand from first-time buyers and investors</span></strong></span></h2>\n<p class=\"MsoNormal\" style=\"line-height: normal;\"><span style=\"color: rgb(0, 0, 0);\">In contrast, the upper quartile, representing the most expensive homes, faces a more challenging landscape. With a lower percentage of homes sold, this segment could be experiencing a slowdown, possibly due to its limited buyer pool or the broader economic factors affecting higher-end property investments and underlines the need for realistic pricing.</span></p>\n<p class=\"MsoNormal\" style=\"line-height: normal;\"><span style=\"color: rgb(0, 0, 0);\">This disparity in market performance underscores the importance of understanding Manchester's property landscape through a segmented approach. </span></p>\n<p class=\"MsoNormal\" style=\"line-height: normal;\"><span style=\"color: rgb(0, 0, 0);\">By recognising the unique characteristics and demand drivers within each quartile, estate agents, buyers, and sellers can make more informed decisions. </span></p>\n<p class=\"MsoNormal\" style=\"line-height: normal;\"><span style=\"color: rgb(0, 0, 0);\">As a Manchester estate agent, this insight into the local market's nuances not only enhances our ability to advise clients but also reinforces our commitment to providing tailored solutions that resonate with the diverse needs of the Manchester community.</span></p>","embed_video_url":null,"post_on":null,"tile_image":{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/i/CORRECT_Strapi_banner_image_sizing_3_1_230bea44ac.png","alternativeText":""},"tags":null,"slug":"manchester-property-market-which-homes-are-selling-the-best","publish":true,"imagetransforms":{"tile_image_Transforms":"{\"i.prod/CORRECT_Strapi_banner_image_sizing_3_1_230bea44ac.png\":{\"webp\":{\"352x220\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/352x220/CORRECT_Strapi_banner_image_sizing_3_1_230bea44ac.webp\",\"720x380\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/720x380/CORRECT_Strapi_banner_image_sizing_3_1_230bea44ac.webp\"},\"png\":{\"352x220\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/352x220/CORRECT_Strapi_banner_image_sizing_3_1_230bea44ac.png\"}},\"i.dev/CORRECT_Strapi_banner_image_sizing_3_1_230bea44ac.png\":{\"webp\":{\"352x220\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.dev/352x220/CORRECT_Strapi_banner_image_sizing_3_1_230bea44ac.webp\"}}}","banner_image_Transforms":"{\"i.prod/CORRECT_Strapi_banner_image_sizing_3_1_230bea44ac.png\":{\"webp\":{\"336x240\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/336x240/CORRECT_Strapi_banner_image_sizing_3_1_230bea44ac.webp\",\"928x500\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/928x500/CORRECT_Strapi_banner_image_sizing_3_1_230bea44ac.webp\",\"720x500\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/720x500/CORRECT_Strapi_banner_image_sizing_3_1_230bea44ac.webp\"},\"png\":{\"336x240\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/336x240/CORRECT_Strapi_banner_image_sizing_3_1_230bea44ac.png\",\"720x500\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/720x500/CORRECT_Strapi_banner_image_sizing_3_1_230bea44ac.png\",\"928x500\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/928x500/CORRECT_Strapi_banner_image_sizing_3_1_230bea44ac.png\"}}}"},"ggfx_results":[{"id":"670fb2df9e6e2acd76e5aa35","transforms":[{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/352x220/CORRECT_Strapi_banner_image_sizing_3_1_230bea44ac.webp","format":"webp","transform":"352x220","inputParams":{"action":"transform","src":{"cftle":{"Key":"i.prod/CORRECT_Strapi_banner_image_sizing_3_1_230bea44ac.png"}},"dest":{"cftle":{"Key":"x.prod/352x220/CORRECT_Strapi_banner_image_sizing_3_1_230bea44ac.webp"},"format":{"isFormatChanged":true,"format":"webp","content-type":"image/webp"},"transform":"352x220","resize":{"width":352,"height":220,"position":"x","fit":null},"brightness":null,"sharpness":null,"quality":null,"watermark":false,"resizeText":"352x220"},"additionalParams":{"contentType":"blog","id":"6567579251815b9f38cc4620","field":"tile_image","force":null}},"created_at":"2024-10-14 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Next year, the LHA will rise to cover the 30th percentile of local rental market rents. This adjustment, long advocated for by landlord and lettings agency groups, aims to assist approximately 1.6 million households in both private and social housing sectors.</p>\n<p class=\"MsoNormal\">The impact of this change is substantial, translating to around &pound;800 annually for each household receiving LHA. This will mean a significant part of the uplift in the rental market rents over the last few years will be covered by change.</p>\n<p class=\"MsoNormal\">The government's commitment to supporting first-time buyers is further underscored by the extension of the 95% Mortgage Guarantee Scheme. Originally set to expire sooner, the scheme is now extended until the end of June 2025, providing an additional 18 months of support. This extension is a strategic move to bolster the property market and assist those stepping onto the property ladder.</p>\n<p class=\"MsoNormal\">Additionally, there are proposed changes in planning regulations. The government is considering a shift in Permitted Development Rights, allowing the conversion of any house into two flats without altering the external appearance. This potential change could open new avenues for property development and utilisation, offering more flexibility in housing options.</p>\n<p class=\"MsoNormal\">Finally, the decrease in national insurance contributions will help everyone with their disposable income, and therefore, albeit in a very small way, should help buyers&rsquo; affordability, which has been stretched due to the recent increases in interest rates in recent times.</p>\n<p class=\"MsoNormal\">Should you have any questions regarding what the Autumn Statement means for the Manchester property market, please don&rsquo;t hesitate to give us a 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19:45:08.221"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x/336x240/CORRECT_Strapi_banner_image_sizing_71_878f3861db.png","format":"png","transform":"336x240","created_at":"2026-05-15 19:53:31.329","updated_at":"2026-05-15 19:53:31.329"}],"src_cftle":"i/CORRECT_Strapi_banner_image_sizing_71_878f3861db.png","src_url":"i/CORRECT_Strapi_banner_image_sizing_71_878f3861db.png"}],"createdAt":"2023-11-23T15:34:41.750Z","updatedAt":"2026-07-15T05:31:46.997Z"},{"id":"655c9bdcea2ca1c7cb3f48e2","title":"The Future of Manchester House Prices","categories":"General","description":"<p class=\"MsoNormal\">In the ever-changing landscape of the Manchester property market, predicting future house price trends can be akin to navigating a labyrinth. The past two years have witnessed unprecedented upheaval, primarily due to fluctuating interest rates that significantly impacted household finances, reminiscent of the challenges not faced since 2008.</p>\n<p class=\"MsoNormal\">The average rates for fixed-rate mortgages have dramatically risen, notably from late 2021. This hike in the Bank of England base rates has led to a substantial increase in monthly mortgage payments, consequently affecting people's ability to purchase new homes.</p>\n<h3 class=\"MsoNormal\">However, the Manchester property market has begun to show signs of stabilisation.</h3>\n<p class=\"MsoNormal\">Recently, there's been a second consecutive pause in the rise of the Bank&rsquo;s base interest rate, maintaining the same rate for two consecutive months after a consistent increase since late 2021. This stability is mirrored in the mortgage sector, with lenders offering more competitive rates.</p>\n<p class=\"MsoNormal\">The initial forecasts by many pundits at the start of the year saw them predicting a significant decline in property prices. Savills were expecting a drop of 10% in 2023, whilst Jones Lang LaSalle predicted a 6% drop. Yet, looking at the press in the last few weeks, these opinions have been adjusted, with recent data indicating a less drastic reduction than anticipated. This trend suggests a potential levelling out of house prices soon.</p>\n<p class=\"MsoNormal\">Overall, these statistics look very good considering the dark clouds at the start of the year, yet four months of statistics are still left before the year ends. In measuring house prices, the Land Registry is often seen as the definitive measure of local property market house prices. The issue is the time lag in the data.</p>\n<p class=\"MsoNormal\">However, the Land Registry house price index can be predicted with very high certainty. The key to this forward-looking perspective lies in the sale agreed (i.e., when a property becomes sold stc) pound per square foot figures.</p>\n<p class=\"MsoNormal\">A meticulous examination of both the &pound;/sq.ft at sale agreed and the Land Registry Index data over the last five years by Denton House Research reveals a robust 90.5% positive relationship between the national &pound;/sq.ft at sale agreed and the eventual national Land Registry Index four or five months later.</p>\n<p class=\"MsoNormal\">For homebuyers and sellers, this insight is groundbreaking. It means that the pulse of the property market can be gauged in advance, allowing for strategic decisions well before the official figures roll in, giving them a substantial edge in the property market.</p>\n<p class=\"MsoNormal\">Therefore, whilst UK house prices are currently 0.236% higher from December 2022 to August 2023, the &pound;/sq.ft data suggests they will end the year between 0.5% and 1.3% lower.</p>\n<p class=\"MsoNormal\">Again, nothing like the 6% to 10% drops suggested at the start of the year by many.</p>\n<h2 class=\"MsoNormal\">What about 2024 and 2025 in Manchester?</h2>\n<p class=\"MsoNormal\">To judge that, we must look at the national picture first.</p>\n<p class=\"MsoNormal\">The first half of 2024 will see continued treading water of house prices (when some months there will be a slight increase and other months where they will dip slightly). By the end of December 2024, the net effect will show national house prices around 2% to 3% lower.</p>\n<p class=\"MsoNormal\">Then, in 2025, there should be a slow and steady increase in average national house prices between 2% and 3%, with more normal rises of 4% to 6% a year by 2027/8.</p>\n<p class=\"MsoNormal\">Another key indicator of market confidence is the surveyor sentiment, which, although still cautious, shows signs of improvement despite the lower number of property transactions predicted for the current year compared to pre-pandemic levels.</p>\n<p class=\"MsoNormal\">This resilience is partly attributed to homeowners managing the increased financial strain of rising interest rates better than expected, with minimal cases of forced sales or repossessions. Financial institutions have played a role, offering flexible mortgage options and extended terms.</p>\n<p class=\"MsoNormal\">Another factor contributing to this resilience is the financial buffer created by savings accumulated during the pandemic. These savings have allowed many to continue their purchase plans or meet increased mortgage payments. A robust employment market and rising wages have also helped mitigate the mortgage debt burden.</p>\n<p class=\"MsoNormal\">The landscape for first-time buyers also appears promising, with their numbers potentially recovering more rapidly than home-movers. This trend is partly fuelled by financial support from the 'Bank of Mum and Dad', a contrast to home-movers who might be constrained by higher rates and larger mortgages.</p>\n<h2 class=\"MsoNormal\">The rental market, however, faces continued challenges.</h2>\n<p class=\"MsoNormal\">Some doom-mongers have pointed their finger at the buy-to-let market as signs of an impending house price crash as buy-to-let landlords are reportedly 'dumping' their rental portfolios on the property market.</p>\n<p class=\"MsoNormal\">The number of landlords selling their portfolios has indeed increased. On average, 96,700 rentals are sold by UK buy-to-let landlords yearly; the tax year ending April 2023 that had risen to 153,000 UK rental properties. Many have picked up on this in the press as an indication of a massive landlord exodus.</p>\n<p class=\"MsoNormal\">However, it must be remembered that there are 4.6 million private rental properties in the UK, so these disposals only represent 3.32% of all the rental properties. Also, whilst fewer landlords are expanding their portfolio, buy-to-let purchases (looking at the stamp duty statistics) show that they are only 22% lower than the long-term average. Interestingly, 144,000 properties were bought for buy-to-let in the tax year ending April 2023. So overall, it's not the exodus the newspapers are saying!</p>\n<p class=\"MsoNormal\">Therefore, with the number of buy-to-let properties available to rent remaining roughly the same as last year but demand increasing, that has created upward pressure on rents. This situation is exacerbated by landlords&rsquo; increased mortgage costs, resulting in the need for even higher rents (as I have discussed many times in my recent articles).</p>\n<h2 class=\"MsoNormal\">So, where will Manchester house prices be in 2028?</h2>\n<p class=\"MsoNormal\">Subject to no further black swan events getting out of control (e.g., energy prices, Ukraine, Taiwan or the Middle East, etc.), Manchester house prices will be between 10% and 12% higher by the middle of 2028.</p>\n<p class=\"MsoNormal\">This is an educated guess, yet the Manchester property market is navigating through a period of adjustment marked by gradual stabilisation and cautious optimism. While challenges remain, particularly in the rental sector, the overall outlook for the Manchester property market suggests a slow but steady recovery, with variations in different parts of the city and a shift in buyer behaviour. As the property market adapts, potential buyers and investors must remain attuned to these evolving dynamics to make informed decisions.</p>\n<p class=\"MsoNormal\">As we look ahead to the future of the Manchester property market, I'd like to hear your thoughts. Do you agree or disagree with my perspectives? Please share your views in the comments - every opinion is valuable and contributes to our understanding. Also, don't forget to check out my previous articles on Manchester property market growth for more insights. Your engagement and feedback are what make these discussions genuinely insightful.</p>","embed_video_url":null,"post_on":null,"tile_image":{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/i/CORRECT_Strapi_banner_image_sizing_41_1_07ff84d01a.png","alternativeText":""},"tags":null,"slug":"the-future-of-manchester-house-prices","publish":true,"imagetransforms":{"tile_image_Transforms":"{\"i.prod/CORRECT_Strapi_banner_image_sizing_41_1_07ff84d01a.png\":{\"webp\":{\"352x220\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/352x220/CORRECT_Strapi_banner_image_sizing_41_1_07ff84d01a.webp\",\"720x380\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/720x380/CORRECT_Strapi_banner_image_sizing_41_1_07ff84d01a.webp\"},\"png\":{\"352x220\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/352x220/CORRECT_Strapi_banner_image_sizing_41_1_07ff84d01a.png\"}}}","banner_image_Transforms":"{\"i.prod/CORRECT_Strapi_banner_image_sizing_41_1_07ff84d01a.png\":{\"webp\":{\"928x500\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/928x500/CORRECT_Strapi_banner_image_sizing_41_1_07ff84d01a.webp\",\"720x500\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/720x500/CORRECT_Strapi_banner_image_sizing_41_1_07ff84d01a.webp\",\"336x240\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/336x240/CORRECT_Strapi_banner_image_sizing_41_1_07ff84d01a.webp\"},\"png\":{\"336x240\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/336x240/CORRECT_Strapi_banner_image_sizing_41_1_07ff84d01a.png\",\"928x500\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/928x500/CORRECT_Strapi_banner_image_sizing_41_1_07ff84d01a.png\",\"720x500\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/720x500/CORRECT_Strapi_banner_image_sizing_41_1_07ff84d01a.png\"}},\"i.dev/CORRECT_Strapi_banner_image_sizing_41_1_07ff84d01a.png\":{\"webp\":{\"336x240\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.dev/336x240/CORRECT_Strapi_banner_image_sizing_41_1_07ff84d01a.webp\",\"720x500\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.dev/720x500/CORRECT_Strapi_banner_image_sizing_41_1_07ff84d01a.webp\",\"928x500\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.dev/928x500/CORRECT_Strapi_banner_image_sizing_41_1_07ff84d01a.webp\"}}}"},"ggfx_results":[{"id":"670fb2df9e6e2acd76e5aa38","transforms":[{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/352x220/CORRECT_Strapi_banner_image_sizing_41_1_07ff84d01a.webp","format":"webp","transform":"352x220","inputParams":{"action":"transform","src":{"cftle":{"Key":"i.prod/CORRECT_Strapi_banner_image_sizing_41_1_07ff84d01a.png"}},"dest":{"cftle":{"Key":"x.prod/352x220/CORRECT_Strapi_banner_image_sizing_41_1_07ff84d01a.webp"},"format":{"isFormatChanged":true,"format":"webp","content-type":"image/webp"},"transform":"352x220","resize":{"width":352,"height":220,"position":"x","fit":null},"brightness":null,"sharpness":null,"quality":null,"watermark":false,"resizeText":"352x220"},"additionalParams":{"contentType":"blog","id":"655c9bdcea2ca1c7cb3f48e2","field":"tile_image","force":null}},"created_at":"2024-10-14 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18:57:38.858"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/928x500/CORRECT_Strapi_banner_image_sizing_41_1_07ff84d01a.webp","format":"webp","transform":"928x500","inputParams":{"action":"transform","src":{"cftle":{"Key":"i.prod/CORRECT_Strapi_banner_image_sizing_41_1_07ff84d01a.png"}},"dest":{"cftle":{"Key":"x.prod/928x500/CORRECT_Strapi_banner_image_sizing_41_1_07ff84d01a.webp"},"format":{"isFormatChanged":true,"format":"webp","content-type":"image/webp"},"transform":"928x500","resize":{"width":928,"height":500,"position":"x","fit":null},"brightness":null,"sharpness":null,"quality":null,"watermark":false,"resizeText":"928x500"},"additionalParams":{"contentType":"blog","id":"655c9bdcea2ca1c7cb3f48e2","field":"banner_image","force":null}},"created_at":"2024-11-01 07:48:45.944","updated_at":"2024-11-01 07:48:45.944"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/720x500/CORRECT_Strapi_banner_image_sizing_41_1_07ff84d01a.webp","format":"webp","transform":"720x500","inputParams":{"action":"transform","src":{"cftle":{"Key":"i.prod/CORRECT_Strapi_banner_image_sizing_41_1_07ff84d01a.png"}},"dest":{"cftle":{"Key":"x.prod/720x500/CORRECT_Strapi_banner_image_sizing_41_1_07ff84d01a.webp"},"format":{"isFormatChanged":true,"format":"webp","content-type":"image/webp"},"transform":"720x500","resize":{"width":720,"height":500,"position":"x","fit":null},"brightness":null,"sharpness":null,"quality":null,"watermark":false,"resizeText":"720x500"},"additionalParams":{"contentType":"blog","id":"655c9bdcea2ca1c7cb3f48e2","field":"banner_image","force":null}},"created_at":"2024-11-03 09:55:16.082","updated_at":"2024-11-03 09:55:16.082"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/336x240/CORRECT_Strapi_banner_image_sizing_41_1_07ff84d01a.webp","format":"webp","transform":"336x240","inputParams":{"action":"transform","src":{"cftle":{"Key":"i.prod/CORRECT_Strapi_banner_image_sizing_41_1_07ff84d01a.png"}},"dest":{"cftle":{"Key":"x.prod/336x240/CORRECT_Strapi_banner_image_sizing_41_1_07ff84d01a.webp"},"format":{"isFormatChanged":true,"format":"webp","content-type":"image/webp"},"transform":"336x240","resize":{"width":336,"height":240,"position":"x","fit":null},"brightness":null,"sharpness":null,"quality":null,"watermark":false,"resizeText":"336x240"},"additionalParams":{"contentType":"blog","id":"655c9bdcea2ca1c7cb3f48e2","field":"banner_image","force":null}},"created_at":"2024-11-04 23:11:44.421","updated_at":"2024-11-04 23:11:44.421"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/688x460/CORRECT_Strapi_banner_image_sizing_41_1_07ff84d01a.webp","format":"webp","transform":"688x460","inputParams":{"action":"transform","src":{"cftle":{"Key":"i.prod/CORRECT_Strapi_banner_image_sizing_41_1_07ff84d01a.png"}},"dest":{"cftle":{"Key":"x.prod/688x460/CORRECT_Strapi_banner_image_sizing_41_1_07ff84d01a.webp"},"format":{"isFormatChanged":true,"format":"webp","content-type":"image/webp"},"transform":"688x460","resize":{"width":688,"height":460,"position":"x","fit":null},"brightness":null,"sharpness":null,"quality":null,"watermark":false,"resizeText":"688x460"},"additionalParams":{"contentType":"blog","id":"655c9bdcea2ca1c7cb3f48e2","field":"tile_image","force":null}},"created_at":"2025-05-22 11:33:16.855","updated_at":"2025-05-22 11:33:16.855"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/352x220/CORRECT_Strapi_banner_image_sizing_41_1_07ff84d01a.png","format":"png","transform":"352x220"}],"src_cftle":"i.prod/CORRECT_Strapi_banner_image_sizing_41_1_07ff84d01a.png","src_url":null},{"id":"69c6273540e98113c1eb153d","transforms":[{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x/352x220/CORRECT_Strapi_banner_image_sizing_41_1_07ff84d01a.webp","format":"webp","transform":"352x220","created_at":"2026-03-27 06:44:05.394","updated_at":"2026-03-27 06:44:05.394"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x/928x500/CORRECT_Strapi_banner_image_sizing_41_1_07ff84d01a.webp","format":"webp","transform":"928x500","created_at":"2026-03-28 03:16:57.808","updated_at":"2026-03-28 03:16:57.808"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x/720x500/CORRECT_Strapi_banner_image_sizing_41_1_07ff84d01a.webp","format":"webp","transform":"720x500","created_at":"2026-03-31 04:43:35.447","updated_at":"2026-03-31 04:43:35.447"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x/336x240/CORRECT_Strapi_banner_image_sizing_41_1_07ff84d01a.webp","format":"webp","transform":"336x240","created_at":"2026-03-31 06:17:46.997","updated_at":"2026-03-31 06:17:46.997"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x/928x500/CORRECT_Strapi_banner_image_sizing_41_1_07ff84d01a.png","format":"png","transform":"928x500","created_at":"2026-04-18 19:53:03.258","updated_at":"2026-04-18 19:53:03.258"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x/720x500/CORRECT_Strapi_banner_image_sizing_41_1_07ff84d01a.png","format":"png","transform":"720x500","created_at":"2026-05-01 19:29:02.257","updated_at":"2026-05-01 19:29:02.257"}],"src_cftle":"i/CORRECT_Strapi_banner_image_sizing_41_1_07ff84d01a.png","src_url":"i/CORRECT_Strapi_banner_image_sizing_41_1_07ff84d01a.png"}],"createdAt":"2023-11-21T12:00:28.782Z","updatedAt":"2026-07-15T05:31:46.997Z"},{"id":"654e31224eeb03ac3f20db53","title":"The Growth of Manchester’s Private Rented Sector: Opportunities Amid Challenges","categories":"Lettings","description":"<p class=\"MsoNoSpacing\">As Manchester strides into the future, the burgeoning private rented sector has continued to house many of its residents.</p>\n<p class=\"MsoNoSpacing\">The decade-spanning 2011 to 2021 saw a significant surge in the private rented sector, a testament to the enduring appeal and viability of the Manchester property market. This growth has unfolded amidst a backdrop of housing challenges, underscoring the pivotal role of private landlords in bridging the housing gap.</p>\n<p class=\"MsoNoSpacing\">A glance at the housing trajectory reveals a stark reality: the public sector, notably local councils, has been markedly lagging in meeting the housing demand. Over the last two decades, the UK has witnessed a notable shortfall in council house construction (an average of 1,630 for the whole UK per year (that's not a typo!)), compared to 144,910 per year in the private sector.</p>\n<p class=\"MsoNoSpacing\">That is particularly interesting when we look at the averages for the 1950s, 60s and 70s when, on average, 160,570 council houses were built per year compared to 147,960 private sector homes per year.</p>\n<p class=\"MsoNoSpacing\">The shortfall in council housing has inadvertently propelled the private rented sector to the forefront, making it an indispensable player in Manchester&rsquo;s housing market.</p>\n<p class=\"MsoNoSpacing\">This growth has been a beacon of hope for many; for Manchester landlords, it's a realm of investment with promising returns, while for Manchester tenants, it avails the crucial roof over their heads in a market where buying a home remains a distant dream for many.</p>\n<p class=\"MsoNoSpacing\">Landlords have found a fertile ground in Manchester to nurture their investment portfolios. The town has demonstrated resilience. Although some landlords have chosen to exit the market recently, the demand for rental properties remained robust. The persistent demand underscores the inherent value proposition that Manchester holds for both seasoned and aspiring landlords.</p>\n<h2 class=\"MsoNoSpacing\">However, the blossoming of the Manchester private rented sector has its shades of concern</h2>\n<p class=\"MsoNoSpacing\">For tenants, the dream of homeownership is further away as Manchester house prices have continued to soar over the last few years (although they have eased recently), making the rental market the only viable option for many.</p>\n<p class=\"MsoNoSpacing\">Although renting offers flexibility and fewer responsibilities compared to homeownership, the desire for a place to call one&rsquo;s own is a sentiment that resonates deeply among many Manchester tenants. And the proposal that Manchester rental prices will increase by 20-25% within the next five years is only going to make homeownership much harder for both current and future tenants renting in Manchester.</p>\n<p class=\"MsoNoSpacing\">Amidst the unfolding narrative, we are conscientious letting agents deeply attuned to the market dynamics and the needs of both landlords and tenants. Our expertise in the Manchester property market has enabled us to cultivate a harmonious landlord-tenant ecosystem that is not only financially rewarding for landlords but also empathetic to the housing needs of tenants.</p>\n<p class=\"MsoNoSpacing\">The comparative analysis, enriched by statistics, paints a favourable picture of Manchester&rsquo;s private rental sector growth, making it a compelling choice for existing and potential landlords.</p>\n<p class=\"MsoNoSpacing\">The journey of a landlord is one laden with both promise and challenges. The landscape of buy-to-let investments is ever-evolving, and navigating it requires a blend of market insight, foresight, and a trusted partner who understands the local terrain.</p>\n<h2 class=\"MsoNoSpacing\">As we look ahead, the horizons are promising for those keen on exploring the opportunities nestled within Manchester&rsquo;s private rented sector</h2>\n<p class=\"MsoNoSpacing\">We invite existing landlords and those nurturing the idea of delving into Manchester&rsquo;s rental market to engage with us. Our doors are always open for insightful discussions about making informed investment decisions in a market ripe with potential.</p>\n<p class=\"MsoNoSpacing\">The narrative of the past decade is a telling compass of the potential returns ahead. Being a landlord is a long-term commitment and should not be influenced by short-term market fluctuations. For many landlords, the initial investment is not only about quick returns but also about long-term benefits, such as property appreciation and consistent rental income. Even with rising mortgage rates, the incredible suggested increase in rental prices will come as a huge potential benefit for landlords.</p>\n<p class=\"MsoNoSpacing\">Moreover, long-term appreciation can offer significant returns when it comes to selling properties, especially considering the leveraged nature of property investments. Even in challenging times, holding onto properties aligns with the foundational reasons many entered the buy-to-let market. Manchester landlords play a crucial societal role, filling the gap left by insufficient social/council housing.</p>\n<h2 class=\"MsoNoSpacing\">In essence, while entering the Manchester buy-to-let market might be daunting now, those already invested should think carefully before exiting</h2>\n<p class=\"MsoNoSpacing\">In Manchester, the private rented sector is more than just a market; it&rsquo;s a community where every landlord&rsquo;s investment catalyses the broader social good, and every tenant&rsquo;s satisfaction is a badge of honour we wear with pride.</p>\n<p class=\"MsoNoSpacing\">Your journey in the Manchester rental market is not just a business venture; it's a voyage of impact, and we are here to ensure it's rewarding.</p>","embed_video_url":null,"post_on":"2023-11-03T12:00:00.000Z","tile_image":{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/i/CORRECT_Strapi_banner_image_sizing_16_6c0d35dfd3.png","alternativeText":""},"tags":"Lettings","slug":"the-resilient-growth-of-manchesters-private-rented-sector-a-decade-of-opportunities-amid-challenges","publish":true,"imagetransforms":{"tile_image_Transforms":"{\"i.prod/CORRECT_Strapi_banner_image_sizing_16_6c0d35dfd3.png\":{\"webp\":{\"720x380\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/720x380/CORRECT_Strapi_banner_image_sizing_16_6c0d35dfd3.webp\",\"352x220\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/352x220/CORRECT_Strapi_banner_image_sizing_16_6c0d35dfd3.webp\"},\"png\":{\"352x220\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/352x220/CORRECT_Strapi_banner_image_sizing_16_6c0d35dfd3.png\"}},\"i.dev/CORRECT_Strapi_banner_image_sizing_16_6c0d35dfd3.png\":{\"webp\":{\"352x220\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.dev/352x220/CORRECT_Strapi_banner_image_sizing_16_6c0d35dfd3.webp\"}}}","banner_image_Transforms":"{\"i.prod/CORRECT_Strapi_banner_image_sizing_16_6c0d35dfd3.png\":{\"webp\":{\"336x240\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/336x240/CORRECT_Strapi_banner_image_sizing_16_6c0d35dfd3.webp\",\"928x500\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/928x500/CORRECT_Strapi_banner_image_sizing_16_6c0d35dfd3.webp\",\"720x500\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/720x500/CORRECT_Strapi_banner_image_sizing_16_6c0d35dfd3.webp\"},\"png\":{\"336x240\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/336x240/CORRECT_Strapi_banner_image_sizing_16_6c0d35dfd3.png\",\"720x500\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/720x500/CORRECT_Strapi_banner_image_sizing_16_6c0d35dfd3.png\",\"928x500\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/928x500/CORRECT_Strapi_banner_image_sizing_16_6c0d35dfd3.png\"}}}"},"ggfx_results":[{"id":"670fb2df9e6e2acd76e5aa37","transforms":[{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/352x220/CORRECT_Strapi_banner_image_sizing_16_6c0d35dfd3.webp","format":"webp","transform":"352x220","inputParams":{"action":"transform","src":{"cftle":{"Key":"i.prod/CORRECT_Strapi_banner_image_sizing_16_6c0d35dfd3.png"}},"dest":{"cftle":{"Key":"x.prod/352x220/CORRECT_Strapi_banner_image_sizing_16_6c0d35dfd3.webp"},"format":{"isFormatChanged":true,"format":"webp","content-type":"image/webp"},"transform":"352x220","resize":{"width":352,"height":220,"position":"x","fit":null},"brightness":null,"sharpness":null,"quality":null,"watermark":false,"resizeText":"352x220"},"additionalParams":{"contentType":"blog","id":"654e31224eeb03ac3f20db53","field":"tile_image","force":null}},"created_at":"2024-10-14 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Presently, this figure has surged to an impressive 664,780, denoting a remarkable increase of 56.5%. Analysing property sales during the same period, October 2021 witnessed a commendable 111,229 properties sold subject to contract (STC). However, by October 2023, this number experienced a decline, reaching 88,737 properties sold STC - a reduction of 20.3%.</p>\n<p>Taking a closer look at the year-to-date (YTD) figures for both 2021 and 2023, the data showcases intriguing insights. YTD until the end of October 2021, the UK recorded a substantial 1,252,108 property sales. In stark contrast, the YTD until October 31, 2023, saw a dip in property sales with a total of 933,690 - a notable drop of 25.44%.</p>\n<p>These changes in the UK property market, characterised by a surge in available properties alongside a decline in sales, create a unique and somewhat complex environment. Particularly in Manchester - a city renowned for its rich history, excellent transportation links, and esteemed educational institutions - proper positioning of our homes becomes essential, as we strive to stand out amidst the abundant options available.</p>\n<h2>The Danger of Overpricing your Home</h2>\n<p>Now, let's dive into something truly fascinating. Within my extensive reservoir of property insights acquired over the years, a striking pattern emerges. When homeowners set excessively high prices for their properties, particularly in a saturated market, dire consequences often follow.</p>\n<p><strong>Decreased Interest:</strong> In today's digital age, buyers are more knowledgeable than ever. They meticulously compare properties on various platforms, and if your home appears overpriced compared to similar ones, it may not even catch their attention, let alone prompt them to schedule a viewing.</p>\n<p><strong>Extended Time on the Market:</strong> Overpriced homes tend to linger unsold for longer durations. And the longer a home remains on the market, the more prospective buyers ponder, \"Is there something wrong with it?\"</p>\n<p><strong>Stagnant Appeal:</strong> A home that overstays its welcome on the market loses its allure. It becomes 'stale', provoking disinterest even if the price is later reduced. The initial excitement surrounding a fresh listing fades away, leading to a desperate attempt to catch up, often resulting in a much lower sale price than if the property had been accurately valued from the start.</p>\n<p><strong>Missed Opportunities:</strong> As the property languishes unsold, homeowners might miss out on advantageous mortgage rates for their next purchase or their dream home that becomes available.</p>\n<h2>Harnessing the Power of Proper Pricing</h2>\n<p>Correctly pricing your home from the outset yields numerous benefits. Not only does it attract more potential buyers, but it also increases the likelihood of receiving multiple offers, potentially driving up the final sale price. Moreover, it expedites the selling process, reducing uncertainty and stress.</p>\n<h2>Disregard the Naysayers</h2>\n<p>It's crucial to remember that while property sales have dipped in 2023 compared to 2021, the property market remains robust. Let us recall that the total UK house sales year-to-date until the end of October 2023 are only 94.0% of the average for the years 2017, 2018, and 2019. Thus, although the current environment is challenging, it is not as dire as sensationalised by certain newspapers. Once again, I must emphasise the significance of setting realistic prices.</p>\n<h2>What Should Manchester Homeowners Do?</h2>\n<p>For Manchester homeowners looking to sell their homes, here are some expert tips:</p>\n<p><strong>Conduct thorough research:</strong> Get a clear understanding of the current Manchester property market and assess where your property stands. Analyse recently sold and available properties to determine a competitive asking price. Research indicates that Manchester properties typically sell within a 1% to 2% range of the final asking price.</p>\n<p><strong>Seek guidance from professionals:</strong> It's crucial to work with an experienced estate agent who is well-versed in the Manchester property market. Their advice on pricing and market dynamics can prove invaluable.</p>\n<p><strong>Be realistic:</strong> Remember, the objective is to sell your home swiftly, not let it linger on the market. Pricing it attractively can lead to faster sales and better outcomes.</p>\n<p>The dynamic Manchester property market is continuously evolving. While the increase in new listings presents challenges, it also brings opportunities for those who navigate it wisely.</p>\n<p>I want to emphasize to Manchester homeowners the importance of not overpricing your homes for sale. With the right strategy, backed by thorough research and expert insights, we can maximize the current market conditions and help your home find its ideal buyers.</p>\n<p>To all residents of Manchester, best of luck with your selling journey, and here's to a prosperous property future!</p>","embed_video_url":null,"post_on":"2023-11-10T12:00:00.000Z","tile_image":{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/i/CORRECT_Strapi_banner_image_sizing_14_d556fb56d9.png","alternativeText":""},"tags":"Sales","slug":"manchester-property-market-the-importance-of-realistic-pricing","publish":true,"imagetransforms":{"tile_image_Transforms":"{\"i.prod/CORRECT_Strapi_banner_image_sizing_14_d556fb56d9.png\":{\"webp\":{\"352x220\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/352x220/CORRECT_Strapi_banner_image_sizing_14_d556fb56d9.webp\",\"720x380\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/720x380/CORRECT_Strapi_banner_image_sizing_14_d556fb56d9.webp\"},\"png\":{\"352x220\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/352x220/CORRECT_Strapi_banner_image_sizing_14_d556fb56d9.png\"}}}","banner_image_Transforms":"{\"i.prod/CORRECT_Strapi_banner_image_sizing_14_d556fb56d9.png\":{\"webp\":{\"336x240\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/336x240/CORRECT_Strapi_banner_image_sizing_14_d556fb56d9.webp\",\"928x500\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/928x500/CORRECT_Strapi_banner_image_sizing_14_d556fb56d9.webp\",\"720x500\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/720x500/CORRECT_Strapi_banner_image_sizing_14_d556fb56d9.webp\"}}}"},"ggfx_results":[{"id":"670fb2e09e6e2acd76e5aa39","transforms":[{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/352x220/CORRECT_Strapi_banner_image_sizing_14_d556fb56d9.webp","format":"webp","transform":"352x220","inputParams":{"action":"transform","src":{"cftle":{"Key":"i.prod/CORRECT_Strapi_banner_image_sizing_14_d556fb56d9.png"}},"dest":{"cftle":{"Key":"x.prod/352x220/CORRECT_Strapi_banner_image_sizing_14_d556fb56d9.webp"},"format":{"isFormatChanged":true,"format":"webp","content-type":"image/webp"},"transform":"352x220","resize":{"width":352,"height":220,"position":"x","fit":null},"brightness":null,"sharpness":null,"quality":null,"watermark":false,"resizeText":"352x220"},"additionalParams":{"contentType":"blog","id":"654e1ead4eeb03ac3f20da7d","field":"tile_image","force":null}},"created_at":"2024-10-14 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04:23:54.084"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/336x240/CORRECT_Strapi_banner_image_sizing_14_d556fb56d9.png","format":"png","transform":"336x240"}],"src_cftle":"i.prod/CORRECT_Strapi_banner_image_sizing_14_d556fb56d9.png","src_url":null},{"id":"69c6273640e98113c1eb15ca","transforms":[{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x/928x500/CORRECT_Strapi_banner_image_sizing_14_d556fb56d9.webp","format":"webp","transform":"928x500","created_at":"2026-02-13 03:06:08.308","updated_at":"2026-02-13 03:06:08.308"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x/336x240/CORRECT_Strapi_banner_image_sizing_14_d556fb56d9.webp","format":"webp","transform":"336x240","created_at":"2026-02-13 03:06:30.394","updated_at":"2026-02-13 03:06:30.394"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x/352x220/CORRECT_Strapi_banner_image_sizing_14_d556fb56d9.webp","format":"webp","transform":"352x220","created_at":"2026-03-27 06:44:05.867","updated_at":"2026-03-27 06:44:05.867"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x/720x500/CORRECT_Strapi_banner_image_sizing_14_d556fb56d9.webp","format":"webp","transform":"720x500","created_at":"2026-03-28 08:18:34.832","updated_at":"2026-03-28 08:18:34.832"}],"src_cftle":"i/CORRECT_Strapi_banner_image_sizing_14_d556fb56d9.png","src_url":"i/CORRECT_Strapi_banner_image_sizing_14_d556fb56d9.png"}],"createdAt":"2023-11-10T12:14:37.025Z","updatedAt":"2026-07-15T05:31:46.997Z"},{"id":"654519a92836a8d75872d255","title":"Bank of England holds interest rates at 5.25% for second time","categories":"General","description":"<p class=\"MsoNormal\"><span style=\"font-size: 11.0pt;\">The Bank of England has held the interest rates at 5.25% for the second consecutive time.&nbsp;</span></p>\n<p class=\"MsoNormal\"><span style=\"font-size: 11.0pt;\">This decision, welcomed by many, especially hints at a semblance of stability for homeowners and prospective buyers.&nbsp;</span></p>\n<p class=\"MsoNormal\"><span style=\"font-size: 11.0pt;\">The widely anticipated move came on the heels of September&rsquo;s inflation figures, which remained steady at 6.7%, alleviating some pressure off the Bank&rsquo;s Monetary Policy Committee.&nbsp;</span></p>\n<p class=\"MsoNormal\"><span style=\"font-size: 11.0pt;\">The vote to maintain the rate was a majority of 6 to 3, indicating a cautious approach towards any further interest rate hikes amidst existing economic conditions.</span></p>\n<p class=\"MsoNormal\"><span style=\"font-size: 11.0pt;\">This hold on interest rates brings a sigh of relief to around 2.2 million homeowners on variable-rate mortgages, who have been navigating through the rising tide of interest rates since December 2021. The average Standard Variable Rate (SVR) has soared from 4.4% to 8.2% over the past two years, making the current pause in rate hikes a breather for many.&nbsp;</span></p>\n<p class=\"MsoNormal\"><span style=\"font-size: 11.0pt;\">However, many experts advise homeowners on SVRs to explore more economical options, possibly switching to better mortgage deals.</span></p>\n<p class=\"MsoNormal\"><span style=\"font-size: 11.0pt;\">The steadiness in interest rates also signals a respite for those eyeing new mortgage deals. Recent times have seen a dip in mortgage rates, reflecting a competitive market scenario. </span></p>\n<p class=\"MsoNormal\"><span style=\"font-size: 11.0pt;\">Notably, the best two-year fixed rates have dropped by one whole percentage point over the past two months. Additionally, more five-year fixed-rate deals are now available below 5%, which alongside the rate hold, could be indicating a phase of market stabilisation.</span></p>\n<p class=\"MsoNormal\"><span style=\"font-size: 11.0pt;\">Despite the short-term relief, the Bank's cautious stance resonates with the unpredictable nature of economic conditions, especially with potential upside risks to inflation from global scenarios such as the events in the Middle East. The Bank's \"wait &amp; see\" mode reflects a prudent approach towards any further tightening of monetary policy.</span></p>\n<p class=\"MsoNormal\"><span style=\"font-size: 11.0pt;\">Understanding these financial nuances is crucial for making informed decisions, whether you are considering buying, selling, or holding onto your property. If you are contemplating a move or curious about the current market value of your home, we offer free market appraisals with no obligations attached.</span></p>","embed_video_url":null,"post_on":null,"tile_image":{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/i/CORRECT_Strapi_banner_image_sizing_2023_11_03_T160348_096_8037a7f37b.png","alternativeText":""},"tags":"Community","slug":"bank-of-england-holds-interest-rates-at-5-25-for-second-time","publish":true,"imagetransforms":{"tile_image_Transforms":"{\"i.prod/CORRECT_Strapi_banner_image_sizing_2023_11_03_T160348_096_8037a7f37b.png\":{\"webp\":{\"352x220\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/352x220/CORRECT_Strapi_banner_image_sizing_2023_11_03_T160348_096_8037a7f37b.webp\",\"720x380\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/720x380/CORRECT_Strapi_banner_image_sizing_2023_11_03_T160348_096_8037a7f37b.webp\"},\"png\":{\"352x220\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/352x220/CORRECT_Strapi_banner_image_sizing_2023_11_03_T160348_096_8037a7f37b.png\"}}}","banner_image_Transforms":"{\"i.prod/CORRECT_Strapi_banner_image_sizing_2023_11_03_T160348_096_8037a7f37b.png\":{\"webp\":{\"336x240\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/336x240/CORRECT_Strapi_banner_image_sizing_2023_11_03_T160348_096_8037a7f37b.webp\",\"928x500\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/928x500/CORRECT_Strapi_banner_image_sizing_2023_11_03_T160348_096_8037a7f37b.webp\",\"720x500\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/720x500/CORRECT_Strapi_banner_image_sizing_2023_11_03_T160348_096_8037a7f37b.webp\"},\"png\":{\"336x240\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/336x240/CORRECT_Strapi_banner_image_sizing_2023_11_03_T160348_096_8037a7f37b.png\",\"720x500\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/720x500/CORRECT_Strapi_banner_image_sizing_2023_11_03_T160348_096_8037a7f37b.png\",\"928x500\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/928x500/CORRECT_Strapi_banner_image_sizing_2023_11_03_T160348_096_8037a7f37b.png\"}}}"},"ggfx_results":[{"id":"670fb2e09e6e2acd76e5aa3b","transforms":[{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/352x220/CORRECT_Strapi_banner_image_sizing_2023_11_03_T160348_096_8037a7f37b.webp","format":"webp","transform":"352x220","inputParams":{"action":"transform","src":{"cftle":{"Key":"i.prod/CORRECT_Strapi_banner_image_sizing_2023_11_03_T160348_096_8037a7f37b.png"}},"dest":{"cftle":{"Key":"x.prod/352x220/CORRECT_Strapi_banner_image_sizing_2023_11_03_T160348_096_8037a7f37b.webp"},"format":{"isFormatChanged":true,"format":"webp","content-type":"image/webp"},"transform":"352x220","resize":{"width":352,"height":220,"position":"x","fit":null},"brightness":null,"sharpness":null,"quality":null,"watermark":false,"resizeText":"352x220"},"additionalParams":{"contentType":"blog","id":"654519a92836a8d75872d255","field":"tile_image","force":null}},"created_at":"2024-10-14 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11:55:27.127"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/688x460/CORRECT_Strapi_banner_image_sizing_2023_11_03_T160348_096_8037a7f37b.webp","format":"webp","transform":"688x460","inputParams":{"action":"transform","src":{"cftle":{"Key":"i.prod/CORRECT_Strapi_banner_image_sizing_2023_11_03_T160348_096_8037a7f37b.png"}},"dest":{"cftle":{"Key":"x.prod/688x460/CORRECT_Strapi_banner_image_sizing_2023_11_03_T160348_096_8037a7f37b.webp"},"format":{"isFormatChanged":true,"format":"webp","content-type":"image/webp"},"transform":"688x460","resize":{"width":688,"height":460,"position":"x","fit":null},"brightness":null,"sharpness":null,"quality":null,"watermark":false,"resizeText":"688x460"},"additionalParams":{"contentType":"blog","id":"654519a92836a8d75872d255","field":"tile_image","force":null}},"created_at":"2025-05-22 11:33:17.685","updated_at":"2025-05-22 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15:30:31.543"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x/720x500/CORRECT_Strapi_banner_image_sizing_2023_11_03_T160348_096_8037a7f37b.png","format":"png","transform":"720x500","created_at":"2026-04-12 11:33:54.339","updated_at":"2026-04-12 11:33:54.339"}],"src_cftle":"i/CORRECT_Strapi_banner_image_sizing_2023_11_03_T160348_096_8037a7f37b.png","src_url":"i/CORRECT_Strapi_banner_image_sizing_2023_11_03_T160348_096_8037a7f37b.png"}],"createdAt":"2023-11-03T16:02:49.943Z","updatedAt":"2026-07-15T05:31:46.997Z"},{"id":"65424f38c196ffac0e9e5915","title":"Possible delays to the abolition of Section 21 “no-fault” evictions","categories":"Lettings","description":"<p class=\"MsoNormal\" style=\"margin: 12.0pt 0cm 12.0pt 0cm;\"><span lang=\"EN-US\" style=\"mso-ascii-font-family: Calibri; mso-fareast-font-family: Calibri; mso-hansi-font-family: Calibri; mso-bidi-font-family: Calibri;\">The Renters (Reform) Bill has been widely anticipated for its aim to abolish Section 21, also known as &lsquo;no-fault evictions&rsquo;. However, recent concessions suggest that there may be delays in implementing this change.</span></p>\n<p class=\"MsoNormal\" style=\"margin: 12.0pt 0cm 12.0pt 0cm;\"><span lang=\"EN-US\" style=\"mso-ascii-font-family: Calibri; mso-fareast-font-family: Calibri; mso-hansi-font-family: Calibri; mso-bidi-font-family: Calibri;\">The impending Renters (Reform) Bill is a landmark legislation for the private rented sector, representing one of the most significant changes in the past three decades. The abolition of Section 21 has long been a key focus of the bill and has received widespread attention in the media.</span></p>\n<p class=\"MsoNormal\" style=\"margin: 12.0pt 0cm 12.0pt 0cm;\"><span lang=\"EN-US\" style=\"mso-ascii-font-family: Calibri; mso-fareast-font-family: Calibri; mso-hansi-font-family: Calibri; mso-bidi-font-family: Calibri;\">Yet, just prior to the bill's second reading in October 2023, the government announced that the courts' processes would need to undergo \"sufficient progress\" before Section 21 could be abolished. This suggests that the abolition of Section 21 may face delays, with some referring to this as a complete \"U-turn\", according to Letting Agent Today.</span></p>\n<p class=\"MsoNormal\" style=\"margin: 12.0pt 0cm 12.0pt 0cm;\"><span lang=\"EN-US\" style=\"mso-ascii-font-family: Calibri; mso-fareast-font-family: Calibri; mso-hansi-font-family: Calibri; mso-bidi-font-family: Calibri;\">To clarify, the government stated that it will not proceed with the abolition of Section 21 until there are necessary reforms to the justice system. They have emphasised the importance of ensuring improved court processes before moving forward with the abolition. It acknowledged that while most tenancies do not need to ever resort to going to court over issues, the system needs to be as &ldquo;smooth and efficient as possible&rdquo; for when there are disputes.</span></p>\n<h2 class=\"MsoNormal\"><strong><span lang=\"EN-US\">What changes can be expected for section 21?</span></strong></h2>\n<p class=\"MsoNormal\"><span lang=\"EN-US\">Plans to abolish section 21 were first disclosed in the Queen's Speech in 2019 and were confirmed in the A Fairer Private Rented Sector white paper in 2022. The main objective of the bill is to simplify tenancy structures by transitioning all tenancies to periodic contracts. This means that a tenancy will only end if the tenant chooses to leave or if the landlord has a valid reason based on section 8 grounds. The removal of section 21 would eliminate \"no-fault evictions\" altogether.</span></p>\n<h2 class=\"MsoNormal\"><strong><span lang=\"EN-US\">Why is section 21 being abolished?</span></strong></h2>\n<p class=\"MsoNormal\"><span lang=\"EN-US\">Michael Gove stated that under current legislation, some renters face a lack of security, particularly in relation to \"no-fault\" evictions under section 21. The government's response in A New Deal for Renting highlighted that section 21 evictions discourage tenants from challenging poor standards due to the risk of eviction without reason.</span></p>\n<p class=\"MsoNormal\"><span lang=\"EN-US\">The new rules aim to empower tenants to challenge unfair practices and rent increases without the fear of eviction.</span></p>\n<h2 class=\"MsoNormal\"><strong><span lang=\"EN-US\">What does this mean for landlords and tenants?</span></strong></h2>\n<p class=\"MsoNormal\"><span lang=\"EN-US\">Once section 21 is abolished, landlords will always need to provide a reason for ending a tenancy, such as a breach of contract or the desire to sell the property. However, tenants will have the option to end the tenancy at any time by providing two months' notice to the landlord.</span></p>\n<p class=\"MsoNormal\"><span lang=\"EN-US\">The 2022 white paper also ensures that student tenants will benefit from these reforms, offering them the same security and ability to challenge poor standards as private renters.</span></p>\n<h2 class=\"MsoNormal\"><strong><span lang=\"EN-US\">What will replace section 21?</span></strong></h2>\n<p class=\"MsoNormal\"><span lang=\"EN-US\">The government plans to strengthen the grounds for possession under section 8 of the Housing Act 1988. This will enable landlords to reclaim their property under reasonable circumstances.</span></p>\n<p class=\"MsoNormal\"><span lang=\"EN-US\">After a tenant has resided in a property for six months, landlords will be able to pursue eviction under \"reasonable\" circumstances based on section 8. This includes cases such as redevelopment, property sale, or allowing a close family member to rent the property.</span></p>\n<p class=\"MsoNormal\"><span lang=\"EN-US\">The ground for anti-social behaviour will also be reinforced, allowing landlords to immediately make a possession claim for behaviors capable of causing nuisance or annoyance. This ensures that a wider range of tenant behaviours can be considered in court.</span></p>\n<p class=\"MsoNormal\"><span lang=\"EN-US\">As your letting agent, we will continue to inform you of any changes to the Renters Reform Bill that may impact you and your property. You can read our helpful guide <a href=\"https://www.thornleygroves.co.uk/renters-reform-bill-everything-you-need-to-know/\">here</a>.</span></p>\n<p class=\"MsoNormal\"><span lang=\"EN-US\">&nbsp;</span></p>\n<p class=\"MsoNormal\"><span lang=\"EN-US\">If you have any questions, please get in touch with your property management team, we&rsquo;re here to help.</span></p>","embed_video_url":null,"post_on":null,"tile_image":{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/i/CORRECT_Strapi_banner_image_sizing_2023_11_01_T145453_326_573439f975.png","alternativeText":""},"tags":"Lettings","slug":"possible-delays-to-the-abolition-of-section-21-no-fault-evictions","publish":true,"imagetransforms":{"tile_image_Transforms":"{\"i.prod/CORRECT_Strapi_banner_image_sizing_2023_11_01_T130417_350_0196ffed49.png\":{\"webp\":{\"352x220\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/352x220/CORRECT_Strapi_banner_image_sizing_2023_11_01_T130417_350_0196ffed49.webp\",\"720x380\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/720x380/CORRECT_Strapi_banner_image_sizing_2023_11_01_T130417_350_0196ffed49.webp\"}},\"i.prod/CORRECT_Strapi_banner_image_sizing_2023_11_01_T145453_326_573439f975.png\":{\"webp\":{\"352x220\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/352x220/CORRECT_Strapi_banner_image_sizing_2023_11_01_T145453_326_573439f975.webp\",\"720x380\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/720x380/CORRECT_Strapi_banner_image_sizing_2023_11_01_T145453_326_573439f975.webp\"},\"png\":{\"352x220\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/352x220/CORRECT_Strapi_banner_image_sizing_2023_11_01_T145453_326_573439f975.png\"}}}","banner_image_Transforms":"{\"i.prod/CORRECT_Strapi_banner_image_sizing_2023_11_01_T130417_350_0196ffed49.png\":{\"webp\":{\"336x240\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/336x240/CORRECT_Strapi_banner_image_sizing_2023_11_01_T130417_350_0196ffed49.webp\",\"720x500\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/720x500/CORRECT_Strapi_banner_image_sizing_2023_11_01_T130417_350_0196ffed49.webp\",\"928x500\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/928x500/CORRECT_Strapi_banner_image_sizing_2023_11_01_T130417_350_0196ffed49.webp\"}},\"i.prod/CORRECT_Strapi_banner_image_sizing_2023_11_01_T145453_326_573439f975.png\":{\"webp\":{\"336x240\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/336x240/CORRECT_Strapi_banner_image_sizing_2023_11_01_T145453_326_573439f975.webp\",\"720x500\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/720x500/CORRECT_Strapi_banner_image_sizing_2023_11_01_T145453_326_573439f975.webp\",\"928x500\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/928x500/CORRECT_Strapi_banner_image_sizing_2023_11_01_T145453_326_573439f975.webp\"}},\"i.dev/CORRECT_Strapi_banner_image_sizing_2023_11_01_T145453_326_573439f975.png\":{\"webp\":{\"720x500\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.dev/720x500/CORRECT_Strapi_banner_image_sizing_2023_11_01_T145453_326_573439f975.webp\",\"928x500\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.dev/928x500/CORRECT_Strapi_banner_image_sizing_2023_11_01_T145453_326_573439f975.webp\"}}}"},"ggfx_results":[{"id":"670fb2e09e6e2acd76e5aa3a","transforms":[{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/352x220/CORRECT_Strapi_banner_image_sizing_2023_11_01_T145453_326_573439f975.webp","format":"webp","transform":"352x220","inputParams":{"action":"transform","src":{"cftle":{"Key":"i.prod/CORRECT_Strapi_banner_image_sizing_2023_11_01_T145453_326_573439f975.png"}},"dest":{"cftle":{"Key":"x.prod/352x220/CORRECT_Strapi_banner_image_sizing_2023_11_01_T145453_326_573439f975.webp"},"format":{"isFormatChanged":true,"format":"webp","content-type":"image/webp"},"transform":"352x220","resize":{"width":352,"height":220,"position":"x","fit":null},"brightness":null,"sharpness":null,"quality":null,"watermark":false,"resizeText":"352x220"},"additionalParams":{"contentType":"blog","id":"65424f38c196ffac0e9e5915","field":"tile_image","force":null}},"created_at":"2024-10-14 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11:33:18.759"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/352x220/CORRECT_Strapi_banner_image_sizing_2023_11_01_T145453_326_573439f975.png","format":"png","transform":"352x220","inputParams":{"action":"transform","src":{"cftle":{"Key":"i.prod/CORRECT_Strapi_banner_image_sizing_2023_11_01_T145453_326_573439f975.png"}},"dest":{"cftle":{"Key":"x.prod/352x220/CORRECT_Strapi_banner_image_sizing_2023_11_01_T145453_326_573439f975.png"},"format":{"isFormatChanged":false,"format":"png","content-type":"image/png"},"transform":"352x220","resize":{"width":352,"height":220,"position":"x","fit":null},"brightness":null,"sharpness":null,"quality":null,"watermark":false,"resizeText":"352x220"},"additionalParams":{"contentType":"blog","id":"65424f38c196ffac0e9e5915","field":"tile_image","force":null}},"created_at":"2025-11-04 16:15:07.553","updated_at":"2025-11-04 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05:33:14.966"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x/720x500/CORRECT_Strapi_banner_image_sizing_2023_11_01_T145453_326_573439f975.webp","format":"webp","transform":"720x500","created_at":"2026-03-28 05:33:14.855","updated_at":"2026-03-28 05:33:14.855"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x/928x500/CORRECT_Strapi_banner_image_sizing_2023_11_01_T145453_326_573439f975.webp","format":"webp","transform":"928x500","created_at":"2026-03-28 05:33:15.574","updated_at":"2026-03-28 05:33:15.574"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x/928x500/CORRECT_Strapi_banner_image_sizing_2023_11_01_T145453_326_573439f975.png","format":"png","transform":"928x500","created_at":"2026-05-08 23:33:54.367","updated_at":"2026-05-08 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Norwich, Alan Partridge.</p>\n<p class=\"MsoNormal\">However, recent property trends in Manchester have given semi-detached homes the last laugh. Their dramatic rise in value makes semis a smart investment and underscores their enduring appeal in the housing market.</p>\n<p class=\"MsoNormal\">This article will delve into the resurgence of semi-detached houses in Manchester and explore why they continue to captivate homeowners.</p>\n<h3 class=\"MsoNormal\">A Historical Perspective of the British Semi-Detached House</h3>\n<p class=\"MsoNormal\">Semi-detached houses have a rich history in the United Kingdom, dating back to the Victorian and Edwardian eras. Surprisingly, during the late 19th and early 20th centuries, they were often called &lsquo;villas&rsquo; rather than &lsquo;semi-detached&rsquo;. This demonstrates that Britons have cherished the concept of semi-detached living for well over 150 years.</p>\n<p class=\"MsoNormal\">While Europeans often favour apartment living with close quarters, the British have historically preferred the comfort of suburban semi-detached homes. These houses strike a unique balance between being close to neighbours yet maintaining a sense of independence, offering families the best of both worlds.</p>\n<p class=\"MsoNormal\">Manchester's semi-detached houses have performed well against all other property types in terms of house price growth, significantly bettering detached houses, flats, and apartments.</p>\n<h3 class=\"MsoNormal\">The Appeal of Semi-Detached Houses</h3>\n<p class=\"MsoNormal\">Semi-detached houses have always been appealing for several reasons. They offer many benefits of detached houses but at a more affordable price, making homeownership attainable for a broader demographic. These homes were constructed in substantial numbers during the Victorian, Edwardian, and interwar periods, and their enduring popularity attests to their enduring design and functionality.</p>\n<p class=\"MsoNormal\">One of the often-overlooked factors contributing to the appeal of semi-detached houses is the gardens. These homes typically feature a front garden that provides a buffer between the house and the outside world, ensuring privacy and a sense of separation.</p>\n<p class=\"MsoNormal\">In addition, the back garden offers a private oasis for relaxation and outdoor activities, a luxury many terraced houses don't have. The presence of gardens contributes to better air quality and the convenience of moving items, such as bins, from back to front without traversing through the house.</p>\n<p class=\"MsoNormal\">The enduring charm of semi-detached houses can be attributed to their spacious interiors, which often include larger reception rooms for dining and entertainment. While the bedrooms may be smaller than detached houses, they exude a cosy atmosphere that many homeowners find appealing.</p>\n<h3 class=\"MsoNormal\">Semi-Detached Houses in Manchester</h3>\n<p class=\"MsoNormal\">Manchester boasts a diverse range of semi-detached properties, from older, character-filled homes to modern builds that cater to contemporary tastes. These homes offer a compelling blend of tradition and modernity, appealing to many prospective buyers.</p>\n<p class=\"MsoNormal\">The rise of Manchester&rsquo;s semi-detached houses is a testament to their enduring appeal in the housing market. These homes offer a unique blend of affordability, functionality, and charm, making them a top choice for both Manchester homeowners and even Manchester buy-to-let investors.</p>\n<p class=\"MsoNormal\">With their rich history, semi-detached houses have consistently provided British families with suburban comfort and a sense of independence. The presence of gardens, spacious interiors, and the ability to adapt to modern lifestyles ensure that these homes remain as popular today as they were with the Victorians and Edwardians.</p>\n<p class=\"MsoNormal\">Whether you are a homeowner, a prospective buyer, or an investor in the Manchester property market, the resurgence of semi-detached houses is a trend worth paying attention to.</p>\n<p class=\"MsoNormal\">As the demand for these homes rises, they will likely remain a sound investment choice, embodying the enduring dream of suburban independence.</p>\n<p class=\"MsoNormal\">For more insights and updates please read my blog posts on the Manchester property market. Feel free to follow me and our agency on social media for more thoughts and articles on the Manchester property market.</p>","embed_video_url":null,"post_on":null,"tile_image":{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/i/CORRECT_Strapi_banner_image_sizing_2023_10_27_T093914_888_98799ab58c.png","alternativeText":""},"tags":"Sales","slug":"the-resurgence-of-semi-detached-houses-in-manchester","publish":true,"imagetransforms":{"tile_image_Transforms":"{\"i.prod/CORRECT_Strapi_banner_image_sizing_2023_10_27_T093914_888_98799ab58c.png\":{\"webp\":{\"352x220\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/352x220/CORRECT_Strapi_banner_image_sizing_2023_10_27_T093914_888_98799ab58c.webp\",\"720x380\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/720x380/CORRECT_Strapi_banner_image_sizing_2023_10_27_T093914_888_98799ab58c.webp\"},\"png\":{\"352x220\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/352x220/CORRECT_Strapi_banner_image_sizing_2023_10_27_T093914_888_98799ab58c.png\"}}}","banner_image_Transforms":"{\"i.prod/CORRECT_Strapi_banner_image_sizing_2023_10_27_T093914_888_98799ab58c.png\":{\"webp\":{\"336x240\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/336x240/CORRECT_Strapi_banner_image_sizing_2023_10_27_T093914_888_98799ab58c.webp\",\"720x500\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/720x500/CORRECT_Strapi_banner_image_sizing_2023_10_27_T093914_888_98799ab58c.webp\",\"928x500\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/928x500/CORRECT_Strapi_banner_image_sizing_2023_10_27_T093914_888_98799ab58c.webp\"},\"png\":{\"336x240\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/336x240/CORRECT_Strapi_banner_image_sizing_2023_10_27_T093914_888_98799ab58c.png\",\"928x500\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/928x500/CORRECT_Strapi_banner_image_sizing_2023_10_27_T093914_888_98799ab58c.png\",\"720x500\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/720x500/CORRECT_Strapi_banner_image_sizing_2023_10_27_T093914_888_98799ab58c.png\"}},\"i.dev/CORRECT_Strapi_banner_image_sizing_2023_10_27_T093914_888_98799ab58c.png\":{\"webp\":{\"336x240\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.dev/336x240/CORRECT_Strapi_banner_image_sizing_2023_10_27_T093914_888_98799ab58c.webp\",\"720x500\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.dev/720x500/CORRECT_Strapi_banner_image_sizing_2023_10_27_T093914_888_98799ab58c.webp\",\"928x500\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.dev/928x500/CORRECT_Strapi_banner_image_sizing_2023_10_27_T093914_888_98799ab58c.webp\"}}}"},"ggfx_results":[{"id":"670fb2e09e6e2acd76e5aa3c","transforms":[{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/352x220/CORRECT_Strapi_banner_image_sizing_2023_10_27_T093914_888_98799ab58c.webp","format":"webp","transform":"352x220","inputParams":{"action":"transform","src":{"cftle":{"Key":"i.prod/CORRECT_Strapi_banner_image_sizing_2023_10_27_T093914_888_98799ab58c.png"}},"dest":{"cftle":{"Key":"x.prod/352x220/CORRECT_Strapi_banner_image_sizing_2023_10_27_T093914_888_98799ab58c.webp"},"format":{"isFormatChanged":true,"format":"webp","content-type":"image/webp"},"transform":"352x220","resize":{"width":352,"height":220,"position":"x","fit":null},"brightness":null,"sharpness":null,"quality":null,"watermark":false,"resizeText":"352x220"},"additionalParams":{"contentType":"blog","id":"653b77fa486543f6460e84f1","field":"tile_image","force":null}},"created_at":"2024-10-14 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04:23:48.807"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x/720x500/CORRECT_Strapi_banner_image_sizing_2023_10_27_T093914_888_98799ab58c.png","format":"png","transform":"720x500","created_at":"2026-06-14 19:19:21.972","updated_at":"2026-06-14 19:19:21.972"}],"src_cftle":"i/CORRECT_Strapi_banner_image_sizing_2023_10_27_T093914_888_98799ab58c.png","src_url":"i/CORRECT_Strapi_banner_image_sizing_2023_10_27_T093914_888_98799ab58c.png"}],"createdAt":"2023-10-27T08:42:34.154Z","updatedAt":"2026-07-16T13:34:50.312Z"},{"id":"653a25497a11cfc2caee4ff5","title":"Rental Market Dynamics: A National & Regional Overview","categories":"Lettings","description":"<p class=\"MsoNormal\">The UK rental market has once again demonstrated its resilience and dynamic nature.</p>\n<p class=\"MsoNormal\">Recent figures state that the average advertised rent for newly listed properties in the UK last month was &pound;1,787 per calendar month (pcm).</p>\n<p class=\"MsoNormal\">The average for the UK excluding Greater London is &pound;1,211 pcm (and Greater London on its own is &pound;2,989 pcm).</p>\n<p class=\"MsoNormal\">In our region of the North West, the average rent currently stands at &pound;1,067 pcm.</p>\n<p class=\"MsoNormal\">Rents in the North West have grown tremendously:</p>\n<ul>\n<li class=\"MsoNormal\">Rents in the North West one year ago (Oct 22) were &pound;953 pcm, a growth of 11.97%</li>\n<li class=\"MsoNormal\">Rents in the North West three years ago (Oct 20) were &pound;937 pcm, a growth of 35.02%</li>\n<li class=\"MsoNormal\">Rents in the North West five years ago (Oct 18) were &pound;723 pcm, a growth of 47.53%</li>\n<li class=\"MsoNormal\">Rents in the North West seven years ago (Oct 16) were &pound;816 pcm, a growth of 30.72%</li>\n</ul>\n<p class=\"MsoNormal\">A persistent disparity between supply and demand strongly influences this rise in rents.</p>\n<p class=\"MsoNormal\">Demand from prospective tenants is intensifying, but there aren't enough UK rental properties to accommodate them. That is also true for Manchester tenants.</p>\n<p class=\"MsoNormal\">As a snapshot, one of the major property portals stated the average rental property in the country now receives approximately 25 enquiries from potential tenants. This is a striking contrast from the average of eight enquiries recorded in the pre-pandemic era.</p>\n<p class=\"MsoNormal\">Furthermore, the number of tenants looking to move within Britain has surged by just over 40% since 2019. On the other side of the coin &hellip;</p>\n<p class=\"MsoNormal\">The average number of UK rental properties coming on the market in the five years before the pandemic was 117,510 per month. In the last two years, it has been 99,747 properties per month, a drop of 15%.</p>\n<p class=\"MsoNormal\">Talking to agents in Manchester, they are witnessing large numbers of eager tenants attending viewings as soon as a property is listed. Such data is echoed by estate and letting agents I know nationwide, many of whom highlight the wide gap between soaring demand and the limited supply of rental stock.</p>\n<p class=\"MsoNormal\">Encouragingly, even though the overall average of properties coming onto the market for rent for the last two years is 15% down (as mentioned above), that statistic does mask the fact that 2023 is very different to 2022&rsquo;s available rental properties. The number of new properties being introduced to the rental market in the last ten months (Jan to mid-Oct 2023) is 6.9% higher year-on-year than the same time from the year before (i.e., Jan to mid-Oct 2022).</p>\n<p class=\"MsoNormal\">While the continual surge in rental prices and the mismatch between available properties and tenants may make the market challenging for many to navigate, signals suggest an easing of this pressure.</p>\n<p class=\"MsoNormal\">With new rental listings at higher levels, a sustained balance between supply and demand may decelerate the annual growth of Manchester rental prices.</p>\n<p class=\"MsoNormal\">For Manchester tenants in this tight market, being proactive is crucial. Speed is of the essence when arranging viewings, especially amidst other commitments. Immediate property alerts on the portals and also cultivating strong face-to-face relationships with local letting agents can offer a competitive edge.</p>\n<p class=\"MsoNormal\">Tenants must be clear about their property requirements; from budget constraints and intended stay duration. Flexibility, especially concerning the move-in date, can make an application stand out. Finally, having one&rsquo;s finances and documentation ready can expedite the tenancy application process.</p>\n<p class=\"MsoNormal\">The evolving rental landscape is also prompting many to reconsider traditional preferences. Expanding search horizons beyond typical hotspots in Manchester might increase the probability of securing a property and introduce tenants to more cost-effective options.</p>\n<p class=\"MsoNormal\">For Manchester landlords, these national figures and regional and village-specific statistics provide a comprehensive overview. The underlying message is clear: despite the increase in rental properties, the rents continue to rise, painting a promising picture for landlords who continue to provide much needed homes for Manchester tenants.</p>\n<p class=\"MsoNormal\">As Manchester&rsquo;s trusted property consultant, we remain committed to keeping you informed and guiding you through these dynamic market shifts.</p>","embed_video_url":null,"post_on":null,"tile_image":{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/i/CORRECT_Strapi_banner_image_sizing_2023_10_26_T092343_959_1f76a2fe7a.png","alternativeText":""},"tags":"Lettings","slug":"rental-market-dynamics-a-national-and-regional-overview","publish":true,"imagetransforms":{"tile_image_Transforms":"{\"i.prod/CORRECT_Strapi_banner_image_sizing_2023_10_26_T092343_959_1f76a2fe7a.png\":{\"webp\":{\"352x220\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/352x220/CORRECT_Strapi_banner_image_sizing_2023_10_26_T092343_959_1f76a2fe7a.webp\",\"720x380\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/720x380/CORRECT_Strapi_banner_image_sizing_2023_10_26_T092343_959_1f76a2fe7a.webp\"},\"png\":{\"352x220\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/352x220/CORRECT_Strapi_banner_image_sizing_2023_10_26_T092343_959_1f76a2fe7a.png\"}}}","banner_image_Transforms":"{\"i.prod/CORRECT_Strapi_banner_image_sizing_2023_10_26_T092343_959_1f76a2fe7a.png\":{\"webp\":{\"336x240\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/336x240/CORRECT_Strapi_banner_image_sizing_2023_10_26_T092343_959_1f76a2fe7a.webp\",\"720x500\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/720x500/CORRECT_Strapi_banner_image_sizing_2023_10_26_T092343_959_1f76a2fe7a.webp\",\"928x500\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/928x500/CORRECT_Strapi_banner_image_sizing_2023_10_26_T092343_959_1f76a2fe7a.webp\"},\"png\":{\"336x240\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/336x240/CORRECT_Strapi_banner_image_sizing_2023_10_26_T092343_959_1f76a2fe7a.png\",\"720x500\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/720x500/CORRECT_Strapi_banner_image_sizing_2023_10_26_T092343_959_1f76a2fe7a.png\",\"928x500\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/928x500/CORRECT_Strapi_banner_image_sizing_2023_10_26_T092343_959_1f76a2fe7a.png\"}}}"},"ggfx_results":[{"id":"670fb2e19e6e2acd76e5aa3d","transforms":[{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/352x220/CORRECT_Strapi_banner_image_sizing_2023_10_26_T092343_959_1f76a2fe7a.webp","format":"webp","transform":"352x220","inputParams":{"action":"transform","src":{"cftle":{"Key":"i.prod/CORRECT_Strapi_banner_image_sizing_2023_10_26_T092343_959_1f76a2fe7a.png"}},"dest":{"cftle":{"Key":"x.prod/352x220/CORRECT_Strapi_banner_image_sizing_2023_10_26_T092343_959_1f76a2fe7a.webp"},"format":{"isFormatChanged":true,"format":"webp","content-type":"image/webp"},"transform":"352x220","resize":{"width":352,"height":220,"position":"x","fit":null},"brightness":null,"sharpness":null,"quality":null,"watermark":false,"resizeText":"352x220"},"additionalParams":{"contentType":"blog","id":"653a25497a11cfc2caee4ff5","field":"tile_image","force":null}},"created_at":"2024-10-14 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what is typically the busiest time of the year in the Manchester property market, we look back at the trends and statistics of 2023's third quarter. Property prices continue to change, and the levelling out of interest rates have seen varying moods in the property market.</p>\n<h2 class=\"MsoNormal\">SALES MARKET</h2>\n<p class=\"MsoNormal\">The slight slowdown in our sales market should settle as buyers adjust to higher interest rates and the expected fall in mortgage rates starts to filter through. Although prices have softened somewhat, there have been no significant slides or real drops in activity and the rate of sales being agreed is holding up.</p>\n<p class=\"MsoNormal\">With a constant flow of people relocating to this area, there is a market out there for switched-on buyers. Stock levels are higher than they have been in some time, providing choice for the healthy intake of buyers who have been registering. Conversion rates have also improved, indicating there are more genuine, committed vendors and sellers in our market.</p>\n<p class=\"MsoNormal\">Our first-time buyer market has been very active, showing a keen desire to get a footing on the property ladder but they are having to evaluate what they can afford and possibly compromise.</p>\n<p class=\"MsoNormal\">In a price sensitive environment, managing vendor expectations with expertise and experience is key. Higher interest rates have meant a substantial shift in buying power and buyers are hesitant to overstretch themselves.</p>\n<p class=\"MsoNormal\">Around a third of properties now sell in 30 days, down from 50% twelve months ago, as buyers take time to consider their decision. Although a gap in expectations between buyers and sellers is prevalent, we are seeing sensibly priced properties receiving multiple viewings and going for above asking price.</p>\n<p class=\"MsoNormal\">Jason Watkin, Regional Chief Executive Officer, said: &ldquo;With interest rates soon to peak, buyer confidence and sentiment should improve as we come into autumn and enter a period of greater stability.&rdquo;</p>\n<h2 class=\"MsoNormal\">LETTINGS MARKET</h2>\n<p class=\"MsoNormal\">Rents are continuing to rise, not yet limited by the affordability ceiling and supported by our region&rsquo;s economic diversity, high employment and large-scale investment. We have a high percentage of tenancy renewals as renters fear the open market.</p>\n<p class=\"MsoNormal\">Our student market is one of the most undersupplied in the UK, witnessing a shortage of 23,186 beds1. An increase in renewals has further constricted supply and supported significant rent rises.</p>\n<p class=\"MsoNormal\">There is an increasing institutional appetite and investment in the sector, with significant opportunities for both institutional and private landlords. With the prevailing issue of lack of stock, we are extending our reach, letting new development properties in Preston, Liverpool and Stoke-On- Trent, giving our landlords a wider range of opportunities and returns on investment.</p>\n<h2 class=\"MsoNormal\">HOW WE PERFORMED IN Q3</h2>\n<p class=\"MsoNormal\">Despite fluctuations in the current markets, our property experts continue to deliver brilliant service to our thousands of customers.</p>\n<p class=\"MsoNormal\">While we continue our efforts to grow the company even further, our teams produced the following numbers in Q3:</p>\n<h3 class=\"MsoNormal\">SALES (per branch)</h3>\n<ul>\n<li class=\"MsoNormal\">48 new instructions</li>\n<li class=\"MsoNormal\">334 applicants</li>\n<li class=\"MsoNormal\">33 contract exchanges</li>\n<li class=\"MsoNormal\">7 applicants per property</li>\n</ul>\n<h3 class=\"MsoNormal\">LETTINGS (per branch)</h3>\n<ul>\n<li class=\"MsoNormal\">22 new instructions</li>\n<li class=\"MsoNormal\">553 applicants</li>\n<li class=\"MsoNormal\">26 applicants per property</li>\n<li class=\"MsoNormal\">65 new tenancies agreed</li>\n</ul>\n<p class=\"MsoNormal\">You can read the full summary of the Manchester property market below, or click <a href=\"https://www.lomond.group/about-lomond-group/latest-property-news/lomond-quarterly-insights-q3-2023/\">here</a> to learn how Lomond is transforming the UK property market, notably in the investment sector.</p>\n<div style=\"position: relative; padding-top: max(60%,326px); height: 0; width: 100%;\"><iframe style=\"position: absolute; border: none; width: 100%; height: 100%; left: 0; right: 0; top: 0; bottom: 0;\" src=\"https://e.issuu.com/embed.html?d=3_dataloft_lomond_quarterly_2023_autumn_v7&amp;pageNumber=12&amp;u=lomondlife\" sandbox=\"allow-top-navigation allow-top-navigation-by-user-activation allow-downloads allow-scripts allow-same-origin allow-popups allow-modals allow-popups-to-escape-sandbox allow-forms\" allow=\"clipboard-write\" 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We take a look.</p>\n<p class=\"MsoNormal\">Major national publications splash headlines filled with pessimism about the UK housing market, citing issues such as buyer affordability caused by challenges with average salary growth not keeping up with inflation, higher interest rates also hitting buyer affordability, and the hangover of the pandemic making recruiting people hard work.</p>\n<p class=\"MsoNormal\">However, these gloomy projections don't seem to resonate with the fact that Monton and Eccles's property market activity in the past year closely mirrors that of 2017/18/19.</p>\n<p class=\"MsoNormal\">But these gloomy projections don't seem to resonate with the fact that the Monton and Eccles property market activity in the past year closely mirrors the levels we saw in 2017-19.</p>\n<h2 class=\"MsoNormal\" style=\"text-align: center;\">This divergence might hint at the age-old notion:&nbsp;'bad news sells newspapers'</h2>\n<p class=\"MsoNormal\">To provide a clearer picture, let's delve deeper into Monton and Eccles's property market nuances, focusing on the demographics of movers and their motivations.</p>\n<p class=\"MsoNormal\">During the past year most of the property sales in Monton and Eccles during the last year were terraced properties, selling for an average price of &pound;205,830. Semi-detached properties sold for an average of &pound;292,180, with flats fetching &pound;146,820.</p>\n<p class=\"MsoNormal\">A closer look at Monton and Eccles's homeowner sector in the last 12 months of housing data reveals the following...</p>\n<ul>\n<li class=\"MsoNormal\">387 Monton and Eccles households moved within the same ownership sector, implying they sold their home to purchase another.</li>\n<li class=\"MsoNormal\">91 Monton and Eccles households ended and exited home ownership (i.e., moved in with family, moved to a care home or sadly passed away).</li>\n<li class=\"MsoNormal\">98 Monton and Eccles households shifted from owning to private renting.</li>\n<li class=\"MsoNormal\">9 Monton and Eccles households moved from home ownership to social housing (i.e., Council Housing or Housing Association).</li>\n<li class=\"MsoNormal\">206 Monton and Eccles households shifted from private renting to homeownership.</li>\n<li class=\"MsoNormal\">209 new Monton and Eccles homeowner households emerged, transitioning from residing with family or friends to buying their first property without experiencing the private rental sector.</li>\n</ul>\n<p class=\"MsoNormal\">Despite the constant negative portrayal of the property market in the media, it is heartening to witness a robust influx of Monton and Eccles first-time buyers securing their own homes.</p>\n<p class=\"MsoNormal\">Remarkably, 209 of these newcomers have moved from family or friends into homeownership, showcasing the enduring spirit of people wanting to buy their home. Additionally, 206 households have transitioned from the private rented sector, demonstrating a genuine aspiration among tenants to achieve homeownership.</p>\n<p class=\"MsoNormal\">This trend underscores the resilience and adaptability of aspiring homeowners amidst challenging times.</p>\n<h2 class=\"MsoNormal\" style=\"text-align: center;\">But what does this data spell out for Monton and Eccles's buy-to-let landlords?</h2>\n<p class=\"MsoNormal\">On the surface, with 206 households moving from private rentals to homeownership and 98 moving the other way, there seems to be a slight contraction in the private sector.</p>\n<p class=\"MsoNormal\">Whilst the number of British landlords, according to capital gains tax receipts, selling up has increased by around 45% in the last year compared to pre-pandemic levels, the number of landlords buying buy-to-let is only 19% down.</p>\n<p class=\"MsoNormal\">There are new rental properties being created, whilst at lower than previous years, it is still growing nationally by 177,000 households a year.</p>\n<h2 class=\"MsoNormal\" style=\"text-align: center;\">So where are the opportunities for Monton and Eccles landlords?</h2>\n<p class=\"MsoNormal\">A golden opportunity for Monton and Eccles's property investors lies in the 91 properties that went up for sale last year due to owners passing.</p>\n<p class=\"MsoNormal\">These homes are typically maintained by older owners over many decades and feature high-capital improvements such as double-glazing or central heating. They may, however, lack contemporary aesthetics and occasionally have outdated decor or out-of-style fixtures from the 1980s and 90s.</p>\n<p class=\"MsoNormal\">These properties therefore often come at lower prices because many buyers overlook their potential due to dated appearances. A smart investment in renovating these properties could land you handsome profits on resale.</p>\n<p class=\"MsoNormal\">And it's imperative to put things in perspective. Regardless of global events - whether it's post Brexit, post Pandemic, potential political shifts in the US or China, interest rates or stock market dynamics - Monton and Eccles's property market remains robust in the mid to long-term framework.</p>\n<p class=\"MsoNormal\">Even as we witness minor value corrections in the upcoming 12 to 18 months, history has shown that property prices bounce back, often with greater momentum.</p>\n<p class=\"MsoNormal\">This underscores the timeless advice to those venturing into the property market, be it first-time buyers, landlords, or homeowners: property is a marathon, not a sprint.</p>\n<p class=\"MsoNormal\">Commitment to the long haul invariably yields rewards, a philosophy that can be applied universally don&rsquo;t you think?</p>","embed_video_url":null,"post_on":null,"tile_image":{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/i/CORRECT_Strapi_banner_image_sizing_2023_10_10_T171129_174_e0b73d11f5.png","alternativeText":""},"tags":null,"slug":"monton-and-eccles-housing-market-where-people-are-moving","publish":true,"imagetransforms":{"tile_image_Transforms":"{\"i.prod/CORRECT_Strapi_banner_image_sizing_2023_10_10_T171129_174_e0b73d11f5.png\":{\"webp\":{\"352x220\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/352x220/CORRECT_Strapi_banner_image_sizing_2023_10_10_T171129_174_e0b73d11f5.webp\",\"720x380\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/720x380/CORRECT_Strapi_banner_image_sizing_2023_10_10_T171129_174_e0b73d11f5.webp\"},\"png\":{\"352x220\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/352x220/CORRECT_Strapi_banner_image_sizing_2023_10_10_T171129_174_e0b73d11f5.png\",\"720x380\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/720x380/CORRECT_Strapi_banner_image_sizing_2023_10_10_T171129_174_e0b73d11f5.png\"}},\"i.dev/CORRECT_Strapi_banner_image_sizing_2023_10_10_T171129_174_e0b73d11f5.png\":{\"webp\":{\"352x220\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.dev/352x220/CORRECT_Strapi_banner_image_sizing_2023_10_10_T171129_174_e0b73d11f5.webp\"}}}","banner_image_Transforms":"{\"i.prod/CORRECT_Strapi_banner_image_sizing_2023_10_10_T171129_174_e0b73d11f5.png\":{\"webp\":{\"336x240\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/336x240/CORRECT_Strapi_banner_image_sizing_2023_10_10_T171129_174_e0b73d11f5.webp\",\"720x500\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/720x500/CORRECT_Strapi_banner_image_sizing_2023_10_10_T171129_174_e0b73d11f5.webp\",\"928x500\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/928x500/CORRECT_Strapi_banner_image_sizing_2023_10_10_T171129_174_e0b73d11f5.webp\"}}}"},"ggfx_results":[{"id":"670fb2e19e6e2acd76e5aa3f","transforms":[{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/352x220/CORRECT_Strapi_banner_image_sizing_2023_10_10_T171129_174_e0b73d11f5.webp","format":"webp","transform":"352x220","inputParams":{"action":"transform","src":{"cftle":{"Key":"i.prod/CORRECT_Strapi_banner_image_sizing_2023_10_10_T171129_174_e0b73d11f5.png"}},"dest":{"cftle":{"Key":"x.prod/352x220/CORRECT_Strapi_banner_image_sizing_2023_10_10_T171129_174_e0b73d11f5.webp"},"format":{"isFormatChanged":true,"format":"webp","content-type":"image/webp"},"transform":"352x220","resize":{"width":352,"height":220,"position":"x","fit":null},"brightness":null,"sharpness":null,"quality":null,"watermark":false,"resizeText":"352x220"},"additionalParams":{"contentType":"blog","id":"652641635994142553570bd2","field":"tile_image","force":null}},"created_at":"2024-10-14 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11:39:20.209"}],"src_cftle":"i/CORRECT_Strapi_banner_image_sizing_2023_10_10_T171129_174_e0b73d11f5.png","src_url":"i/CORRECT_Strapi_banner_image_sizing_2023_10_10_T171129_174_e0b73d11f5.png"}],"createdAt":"2023-10-11T06:32:03.523Z","updatedAt":"2026-06-25T00:44:36.928Z"},{"id":"652640715994142553570bcc","title":"Hale's Housing Market: where Hale people are moving","categories":"General","description":"<p class=\"MsoNormal\">Hale homeowners have benefitted from sizeable property rises in the last decade, but are these hikes now coming to an end? We take a look.</p>\n<p class=\"MsoNormal\">Major national publications splash headlines filled with pessimism about the UK housing market, citing issues such as buyer affordability caused by challenges with average salary growth not keeping up with inflation, higher interest rates also hitting buyer affordability, and the hangover of the pandemic making recruiting people hard work. However, these gloomy projections don't seem to resonate with the fact that Hale's property market activity in the past year closely mirrors that of 2017/18/19.</p>\n<p class=\"MsoNormal\">But these gloomy projections don't seem to resonate with the fact that the Hale property market activity in the past year closely mirrors the levels we saw in 2017-19.</p>\n<h2 class=\"MsoNormal\" style=\"text-align: center;\">This divergence might hint at the age-old notion:&nbsp;'bad news sells newspapers'</h2>\n<p class=\"MsoNormal\">To paint a clearer picture, let's delve deeper into Hale's property market nuances, focusing on the demographics of movers and their motivations.</p>\n<p class=\"MsoNormal\">During the past year, most of the property sales in Hale were terraced properties - selling for an average price of &pound;534,850 &ndash; while detached properties sold for an average of &pound;1,134,510, with semi-detached properties fetching &pound;745,620.</p>\n<p class=\"MsoNormal\">A closer look at Hale's homeowner sector in the last 12 months of housing data reveals the following...</p>\n<ul>\n<li class=\"MsoNormal\">159 Hale households moved within the same ownership sector, implying they sold their home to purchase another.</li>\n<li class=\"MsoNormal\">37 Hale households ended and exited home ownership (i.e., moved in with family, moved to a care home or sadly passed away).</li>\n<li class=\"MsoNormal\">40 Hale households shifted from owning to private renting.</li>\n<li class=\"MsoNormal\">4 Hale households moved from home ownership to social housing (i.e., Council Housing or Housing Association).</li>\n<li class=\"MsoNormal\">85 Hale households shifted from private renting to homeownership.</li>\n<li class=\"MsoNormal\">86 new Hale homeowner households emerged, transitioning from residing with family or friends to buying their first property without experiencing the private rental sector.</li>\n</ul>\n<p class=\"MsoNormal\">Despite the relentless negative depiction from the media about the property market, it's heartening to witness a robust influx of Hale first-time buyers securing their own homes.</p>\n<p class=\"MsoNormal\">Remarkably, 86 of these newcomers have moved from family or friends into homeownership, showcasing the enduring spirit of people wanting to buy their home. Additionally, 85 households have transitioned from the private rented sector, demonstrating a genuine aspiration among tenants to achieve homeownership.</p>\n<p class=\"MsoNormal\">This trend underscores the resilience and adaptability of aspiring homeowners amidst challenging times.</p>\n<h2 class=\"MsoNormal\" style=\"text-align: center;\">But what does this data spell out for Hale's buy-to-let landlords?</h2>\n<p class=\"MsoNormal\">On the surface, with 85 households moving from private rentals to homeownership and 40 moving the other way, there seems to be a slight contraction in the private sector.</p>\n<p class=\"MsoNormal\">While the number of British landlords, according to capital gains tax receipts, selling up has increased by around 45% in the last year compared to pre-pandemic levels, the number of landlords buying buy-to-let is only 19% down.</p>\n<p class=\"MsoNormal\">Another positive headline that escapes the news is the 177,000 new rental property households that are being created every year.</p>\n<h2 class=\"MsoNormal\" style=\"text-align: center;\">So where are the opportunities for Hale landlords?</h2>\n<p class=\"MsoNormal\">A golden opportunity for Hale's property investors lies in the properties that went up for sale last year due to owners passing.</p>\n<p class=\"MsoNormal\">These homes are, more often than not, maintained over several decades by older owners and feature high-capital improvements such as double-glazing or central heating. They may, however, lack contemporary aesthetics and occasionally have outdated decor or out-of-style fixtures from the 1980s and 90s.</p>\n<p class=\"MsoNormal\">Because of the above, these properties often come at lower after being overlooked by many buyers due to &lsquo;dated&rsquo; appearances. A smart investment in renovating one &ndash; or more &ndash; of these properties could lead to handsome profits on resale.</p>\n<p class=\"MsoNormal\">Remember, it's imperative to put things in perspective. Regardless of global events - whether it's post Brexit, post Pandemic, potential political shifts in the US or China, interest rates or stock market dynamics - Hale's property market remains robust in the mid to long-term framework.</p>\n<p class=\"MsoNormal\">Even as we witness minor value corrections in the upcoming 12 to 18 months, history has shown that property prices bounce back, often with greater momentum.</p>\n<p class=\"MsoNormal\">This underscores the timeless advice to those venturing into the property market, be it first-time buyers, landlords, or homeowners: property is a marathon, not a sprint.</p>\n<p class=\"MsoNormal\">Commitment to the long haul invariably yields rewards, a philosophy that can be applied universally don&rsquo;t you think?</p>","embed_video_url":null,"post_on":null,"tile_image":{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/i/CORRECT_Strapi_banner_image_sizing_2023_10_10_T171121_307_5612fa2fd7.png","alternativeText":""},"tags":null,"slug":"hale-housing-market-where-hale-people-are-moving","publish":true,"imagetransforms":{"tile_image_Transforms":"{\"i.prod/CORRECT_Strapi_banner_image_sizing_2023_10_10_T171121_307_5612fa2fd7.png\":{\"webp\":{\"352x220\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/352x220/CORRECT_Strapi_banner_image_sizing_2023_10_10_T171121_307_5612fa2fd7.webp\",\"720x380\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/720x380/CORRECT_Strapi_banner_image_sizing_2023_10_10_T171121_307_5612fa2fd7.webp\"},\"png\":{\"352x220\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/352x220/CORRECT_Strapi_banner_image_sizing_2023_10_10_T171121_307_5612fa2fd7.png\",\"720x380\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/720x380/CORRECT_Strapi_banner_image_sizing_2023_10_10_T171121_307_5612fa2fd7.png\"}},\"i.dev/CORRECT_Strapi_banner_image_sizing_2023_10_10_T171121_307_5612fa2fd7.png\":{\"webp\":{\"352x220\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.dev/352x220/CORRECT_Strapi_banner_image_sizing_2023_10_10_T171121_307_5612fa2fd7.webp\"}}}","banner_image_Transforms":"{\"i.prod/CORRECT_Strapi_banner_image_sizing_2023_10_10_T171121_307_5612fa2fd7.png\":{\"webp\":{\"336x240\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/336x240/CORRECT_Strapi_banner_image_sizing_2023_10_10_T171121_307_5612fa2fd7.webp\",\"720x500\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/720x500/CORRECT_Strapi_banner_image_sizing_2023_10_10_T171121_307_5612fa2fd7.webp\",\"928x500\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/928x500/CORRECT_Strapi_banner_image_sizing_2023_10_10_T171121_307_5612fa2fd7.webp\"}}}"},"ggfx_results":[{"id":"670fb2e29e6e2acd76e5aa40","transforms":[{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/352x220/CORRECT_Strapi_banner_image_sizing_2023_10_10_T171121_307_5612fa2fd7.webp","format":"webp","transform":"352x220","inputParams":{"action":"transform","src":{"cftle":{"Key":"i.prod/CORRECT_Strapi_banner_image_sizing_2023_10_10_T171121_307_5612fa2fd7.png"}},"dest":{"cftle":{"Key":"x.prod/352x220/CORRECT_Strapi_banner_image_sizing_2023_10_10_T171121_307_5612fa2fd7.webp"},"format":{"isFormatChanged":true,"format":"webp","content-type":"image/webp"},"transform":"352x220","resize":{"width":352,"height":220,"position":"x","fit":null},"brightness":null,"sharpness":null,"quality":null,"watermark":false,"resizeText":"352x220"},"additionalParams":{"contentType":"blog","id":"652640715994142553570bcc","field":"tile_image","force":null}},"created_at":"2024-10-14 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18:22:14.425"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/720x380/CORRECT_Strapi_banner_image_sizing_2023_10_10_T171121_307_5612fa2fd7.webp","format":"webp","transform":"720x380","inputParams":{"action":"transform","src":{"cftle":{"Key":"i.prod/CORRECT_Strapi_banner_image_sizing_2023_10_10_T171121_307_5612fa2fd7.png"}},"dest":{"cftle":{"Key":"x.prod/720x380/CORRECT_Strapi_banner_image_sizing_2023_10_10_T171121_307_5612fa2fd7.webp"},"format":{"isFormatChanged":true,"format":"webp","content-type":"image/webp"},"transform":"720x380","resize":{"width":720,"height":380,"position":"x","fit":null},"brightness":null,"sharpness":null,"quality":null,"watermark":false,"resizeText":"720x380"},"additionalParams":{"contentType":"blog","id":"652640715994142553570bcc","field":"tile_image","force":null}},"created_at":"2025-05-22 10:44:04.871","updated_at":"2025-05-22 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02:21:36.383"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/336x240/CORRECT_Strapi_banner_image_sizing_2023_10_10_T171121_307_5612fa2fd7.png","format":"png","transform":"336x240"}],"src_cftle":"i.prod/CORRECT_Strapi_banner_image_sizing_2023_10_10_T171121_307_5612fa2fd7.png","src_url":null},{"id":"69c6273740e98113c1eb166d","transforms":[{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x/336x240/CORRECT_Strapi_banner_image_sizing_2023_10_10_T171121_307_5612fa2fd7.webp","format":"webp","transform":"336x240","created_at":"2026-01-22 01:40:12.002","updated_at":"2026-01-22 01:40:12.002"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x/720x500/CORRECT_Strapi_banner_image_sizing_2023_10_10_T171121_307_5612fa2fd7.webp","format":"webp","transform":"720x500","created_at":"2026-01-22 01:40:13.064","updated_at":"2026-01-22 01:40:13.064"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x/928x500/CORRECT_Strapi_banner_image_sizing_2023_10_10_T171121_307_5612fa2fd7.webp","format":"webp","transform":"928x500","created_at":"2026-01-22 01:40:14.518","updated_at":"2026-01-22 01:40:14.518"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x/352x220/CORRECT_Strapi_banner_image_sizing_2023_10_10_T171121_307_5612fa2fd7.webp","format":"webp","transform":"352x220","created_at":"2026-03-27 06:44:06.683","updated_at":"2026-03-27 06:44:06.683"}],"src_cftle":"i/CORRECT_Strapi_banner_image_sizing_2023_10_10_T171121_307_5612fa2fd7.png","src_url":"i/CORRECT_Strapi_banner_image_sizing_2023_10_10_T171121_307_5612fa2fd7.png"}],"createdAt":"2023-10-11T06:28:01.482Z","updatedAt":"2026-07-08T09:15:49.967Z"},{"id":"651e8a1d59941425535706dd","title":"Rent arrears and how we at Thornley Groves can help you","categories":"Lettings","description":"<p class=\"MsoNormal\">Headlines often highlight the increasing number of tenants falling behind on rent payments due to the ongoing cost of living crisis. But let's not forget the impact this has on landlords as well. Managing mortgage payments and property repairs becomes a challenge when rental income is disrupted. And let's not even mention the headache of chasing missed payments and negotiating repayment plans.</p>\n<p class=\"MsoNormal\">But don't worry, it's not all bad news! In the current market, where demand for rental properties surpasses supply, we have seen an increased number of tenants applying for each property. Plus, our rigorous application process ensures we find the best match for your property.</p>\n<p class=\"MsoNormal\">We perform identity checks, thorough referencing, and even conduct open banking checks for a secure and seamless financial background verification. Our application partner, Goodlord, utilises open banking to verify tenant and guarantor incomes, making the process instant and hassle-free.</p>\n<p class=\"MsoNormal\"><em>&ldquo;The combination of the Goodlord technology and the expertise of the Thornley Groves staff helps ensure a thorough and professional pre-tenancy process. Whilst it may not be obvious, the technology that sits behind this process supports you as landlords to be compliant, assess tenants&rsquo; ability to pay the rent and allows tenants to complete the entire application process from their phone making for a greatly improved customer experience.&rdquo;- Oli Sherlock, Goodlord.</em></p>\n<h2 class=\"MsoNormal\">This is great for a new tenancy, but what happens if my tenants do fall into arrears?</h2>\n<p class=\"MsoNormal\">Arrears don&rsquo;t and won&rsquo;t impact everyone. But if circumstances did change, we&rsquo;re here to help you.</p>\n<p class=\"MsoNormal\">Our property management team are on the case as soon as a tenant fails to make a payment. Often, the best way to a resolution is to form communication with the tenant to better understand their circumstances and reasons for falling into arrears, keeping you informed every step of the way.</p>\n<p class=\"MsoNormal\">Behind the scenes we work hard to ensure the appropriate process is followed to get the best resolution for you to ensure your rental income is reinstated as soon as possible.</p>\n<p class=\"MsoNormal\">As a landlord, protecting your income is crucial. So, how can you ensure you're covered if your tenant fails to pay rent? With Thornley Groves' Rent and Legal protection service, you can have peace of mind.</p>\n<p class=\"MsoNormal\">Here's what this cover includes:</p>\n<p class=\"MsoNormal\"><strong>1. Rent protection:</strong> If your tenant falls into arrears, you'll receive rent for your monthly rental amount.</p>\n<p class=\"MsoNormal\"><strong>2. Arrears coverage:</strong> You'll receive 100% of the arrears until you obtain vacant possession.</p>\n<p class=\"MsoNormal\"><strong>3. Legal fee coverage:</strong> All legal fees related to rent arrears, up to &pound;100,000, will be covered.</p>\n<p class=\"MsoNormal\"><strong>4. Post-possession support:</strong> After gaining vacant possession, you'll receive 75% of the monthly rent for up to 2 months while we remarket the property.</p>\n<p class=\"MsoNormal\"><strong>5. Claim management:</strong> We handle the claim process on your behalf.</p>\n<p class=\"MsoNormal\"><strong>6. Coverage in 12-month cycles:</strong> Enjoy ongoing protection for your income.</p>\n<p class=\"MsoNormal\">Let's take Landlord A as an example. Their tenancy began in September 2022, with a rental value of &pound;875.00 per calendar month. Arrears first occurred in month 3 of the original 12-month term. With our Rent &amp; Legal Protection, we initiated the cover, and the landlord has been paid the full monthly rent since then.</p>\n<p class=\"MsoNormal\">To ensure a smooth process, solicitors were appointed to progress a possession claim, and a court attendance was scheduled. In August 2023, a possession order was granted. However, the tenant did not vacate upon the expiry of the possession order.</p>\n<p class=\"MsoNormal\">Through the cover, we re-appointed solicitors to apply through the courts for bailiffs. By having our Rent &amp; Legal Protection, Landlord A estimated savings of over &pound;10,000.00, covering tenant rent arrears, solicitor, bailiff, and court costs.</p>\n<h2 class=\"MsoNormal\">Protecting your income as a landlord has never been easier with Rent and Legal protection</h2>\n<p class=\"MsoNormal\">Things to think about when deciding whether the Thornley Groves Rent Protection service is right for you:</p>\n<ul>\n<li class=\"MsoNormal\">In the event my tenant can't pay their rent am I in a position to cover my monthly costs (mortgage etc)?</li>\n<li class=\"MsoNormal\">With the average eviction taking over 5 months could I maintain my personal financial position with no income being generated from my property?</li>\n<li class=\"MsoNormal\">Do I have access to, and can I fund, legal support in the event of arrears or any other breach of the agreement?</li>\n</ul>\n<p class=\"MsoNormal\"><em>\"Given the economic pressures on both landlords and tenants we have seen the demand for a comprehensive Rent Protection service increase. The Thornley Groves Rent Protection service, provided by Goodlord, helps provide peace of mind that in the event of a breach of the tenancy agreement you as the landlord do not incur further costs or losses.</em></p>\n<p class=\"MsoNormal\"><em>The average rent in the UK (according to the <a href=\"https://www.goodlord.co/newsagent/goodlord-rental-index\">Goodlord Rental Index</a>) is &pound;1,154.52 per month, at less than &pound;30 per month the Thornley Groves Rent Protection service, protecting your entire rental income and legal protection, essentially costs less than 1 days rental income. I believe this is great value for something that is protecting one of your most valuable assets.&rdquo;- Oli Sherlock, Goodlord.</em></p>\n<p class=\"MsoNormal\">Want to learn more about how we can help you? Head over to our <a href=\"https://www.thornleygroves.co.uk/landlords/rent-and-legal-protection/\">Rent and Legal Protection</a> page.</p>","embed_video_url":null,"post_on":null,"tile_image":{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/i/CORRECT_Strapi_banner_image_sizing_2023_10_05_T103810_934_4382769669.png","alternativeText":""},"tags":"Lettings","slug":"rent-arrears-and-how-we-at-thornley-groves-can-help-you","publish":true,"imagetransforms":{"tile_image_Transforms":"{\"i.prod/CORRECT_Strapi_banner_image_sizing_2023_10_05_T103810_934_4382769669.png\":{\"webp\":{\"352x220\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/352x220/CORRECT_Strapi_banner_image_sizing_2023_10_05_T103810_934_4382769669.webp\",\"720x380\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/720x380/CORRECT_Strapi_banner_image_sizing_2023_10_05_T103810_934_4382769669.webp\"},\"png\":{\"352x220\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/352x220/CORRECT_Strapi_banner_image_sizing_2023_10_05_T103810_934_4382769669.png\",\"720x380\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/720x380/CORRECT_Strapi_banner_image_sizing_2023_10_05_T103810_934_4382769669.png\"}},\"i.dev/CORRECT_Strapi_banner_image_sizing_2023_10_05_T103810_934_4382769669.png\":{\"webp\":{\"352x220\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.dev/352x220/CORRECT_Strapi_banner_image_sizing_2023_10_05_T103810_934_4382769669.webp\"}}}","banner_image_Transforms":"{\"i.prod/CORRECT_Strapi_banner_image_sizing_2023_10_05_T103810_934_4382769669.png\":{\"webp\":{\"720x500\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/720x500/CORRECT_Strapi_banner_image_sizing_2023_10_05_T103810_934_4382769669.webp\",\"336x240\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/336x240/CORRECT_Strapi_banner_image_sizing_2023_10_05_T103810_934_4382769669.webp\",\"928x500\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/928x500/CORRECT_Strapi_banner_image_sizing_2023_10_05_T103810_934_4382769669.webp\"},\"png\":{\"336x240\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/336x240/CORRECT_Strapi_banner_image_sizing_2023_10_05_T103810_934_4382769669.png\",\"928x500\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/928x500/CORRECT_Strapi_banner_image_sizing_2023_10_05_T103810_934_4382769669.png\",\"720x500\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/720x500/CORRECT_Strapi_banner_image_sizing_2023_10_05_T103810_934_4382769669.png\"}}}"},"ggfx_results":[{"id":"670fb2e29e6e2acd76e5aa41","transforms":[{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/352x220/CORRECT_Strapi_banner_image_sizing_2023_10_05_T103810_934_4382769669.webp","format":"webp","transform":"352x220","inputParams":{"action":"transform","src":{"cftle":{"Key":"i.prod/CORRECT_Strapi_banner_image_sizing_2023_10_05_T103810_934_4382769669.png"}},"dest":{"cftle":{"Key":"x.prod/352x220/CORRECT_Strapi_banner_image_sizing_2023_10_05_T103810_934_4382769669.webp"},"format":{"isFormatChanged":true,"format":"webp","content-type":"image/webp"},"transform":"352x220","resize":{"width":352,"height":220,"position":"x","fit":null},"brightness":null,"sharpness":null,"quality":null,"watermark":false,"resizeText":"352x220"},"additionalParams":{"contentType":"blog","id":"651e8a1d59941425535706dd","field":"tile_image","force":null}},"created_at":"2024-10-14 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17:44:16.817"}],"src_cftle":"i/CORRECT_Strapi_banner_image_sizing_2023_10_05_T103810_934_4382769669.png","src_url":"i/CORRECT_Strapi_banner_image_sizing_2023_10_05_T103810_934_4382769669.png"}],"createdAt":"2023-10-05T10:04:13.397Z","updatedAt":"2026-07-23T14:33:57.527Z"},{"id":"651bf22f7f717f5d5e481e75","title":"Huge Increase of Properties on the Market in Manchester since 2021","categories":"General","description":"<h2 class=\"MsoNormal\">How are Manchester homeowners navigating the storm?</h2>\n<p class=\"MsoNormal\">In recent months, the Manchester property market has exhibited signs of cooling. As a result, homeowners selling their homes face increasing competition from more homes on the market.</p>\n<p class=\"MsoNormal\">The increase in mortgage rates has played a pivotal role in this cooling, taking a toll on potential buyers' incomes, thereby lowering affordability and demand.</p>\n<p class=\"MsoNormal\">The consequence? Some previously buoyant regions, especially in the South, have experienced price corrections.</p>\n<p class=\"MsoNormal\">As the market faces this colder front, local factors like the availability of reputed schools, amenities, and public services remain paramount for those looking to buy.</p>\n<h2 class=\"MsoNormal\">The Overpricing Trap</h2>\n<p class=\"MsoNormal\">In a tougher property market, a common strategy by some agents is to suggest you put your property on the market at an inflated price, only to encourage the homeowner to drop it months later.</p>\n<p class=\"MsoNormal\">Large estate agencies have the resources to allow many listed homes to remain unsold, whereas smaller agencies rely heavily on consistent sales. Hence, the latter often propose more realistic prices to ensure they get the house sold.</p>\n<p class=\"MsoNormal\">I have encountered countless Manchester homeowners being advised to list their property at an elevated price despite their reservations. Over time, with sparse viewings and no genuine offers, they drop the asking price. The original overestimation meant a prolonged waiting period and they lost homes that they wanted to buy. People like to think they are level-headed and wise to such tricks.</p>\n<p class=\"MsoNormal\">So why does this happen? Remember, greed can take over when an estate agent says they can get you an extra &pound;30k than another agent. That is why estate agents do it.</p>\n<p class=\"MsoNormal\">Of course, it's tempting to price your Manchester home ambitiously. While testing the waters with a slightly higher price tag is understandable (we do it often at our agency), refusing to adjust the asking price after the first few weeks if there is no substantial interest could be a costly mistake.</p>\n<p class=\"MsoNormal\">An overpriced home can stagnate on the market, leading potential buyers to assume there's something wrong with it. The longer it sits unsold, the more it becomes stigmatised.</p>\n<p class=\"MsoNormal\">A lack of early interest regarding viewings should be a clear signal; if there are no serious inquiries and/or offers within the first few weeks, it's imperative to reconsider the asking price. By being responsive and proactive, Manchester homeowners can avoid the pitfalls of a stale listing and increase their chances of a successful sale and move.</p>\n<h2 class=\"MsoNormal\">Determining the Right Price</h2>\n<p class=\"MsoNormal\">Altrincham buyers and sellers can arm themselves with information about the Manchester property market. Many online platforms provide data about sold property prices in specific areas, giving Manchester homeowners a benchmark. Additionally, the time properties spend on the market can provide insights into an agent's efficiency (again the portals like Rightmove and Zoopla show you this).</p>\n<p class=\"MsoNormal\">When selling, obtaining valuations from multiple agents and critically analysing them is vital. It's crucial to ensure that agents provide evidence to back their valuations, enabling homeowners to make informed decisions.</p>\n<h2 class=\"MsoNormal\">Rethinking the Selling Strategy</h2>\n<p class=\"MsoNormal\">The Manchester property market tends to shift collectively, much like boats carried by the same tide. Things are okay if you're not faced with financial losses and can manage an upgrade. Many assume continuous gains are certain when selling your home, but the real profit materialises only when you part with your final property. You may not even realise this profit directly, but it could be used later for elderly care expenses or as a legacy for your family.</p>\n<p class=\"MsoNormal\">Once a property is listed, attention to its online journey is essential. The initial four weeks provide insights into whether your Manchester property is priced correctly, gauged by the number of web views on the portals, actual viewings of your property and offers received.</p>\n<p class=\"MsoNormal\">Yet, deciding to reduce the listing price is more than just about attracting buyers; personal timelines and goals play a significant role. For instance, one might ponder: Is there a deadline by when the property must be sold? Can waiting a few months make a difference? These considerations help in making informed decisions on price adjustments.</p>\n<p class=\"MsoNormal\">However, it's beneficial to consider boutique agents, like our agency in Manchester, in a challenging market. They often tend to offer a more authentic experience and realistic valuations.</p>\n<p class=\"MsoNormal\">Finally, one strategy employed by some savvy Manchester home sellers is to list their property at a slightly lower price to spark more interest and drive up offers.</p>\n<h2 class=\"MsoNormal\">Switching Agents or Going Online?</h2>\n<p class=\"MsoNormal\">With a slow property market, one&rsquo;s patience can wear thin. If you are considering switching agents, sellers should evaluate the current agent's efforts and communication frequency. Another option is multi-agency agreements. However, this approach has recently declined due to associated higher fees.</p>\n<p class=\"MsoNormal\">With their fixed fees and remote operations, online agencies seem like an attractive option. Yet, their one-size-fits-all model can fail to capture the nuances of individual properties, making them less effective in slower property markets.</p>\n<h2 class=\"MsoNormal\">Renting as an Alternative</h2>\n<p class=\"MsoNormal\">Renting out unsold properties is gaining traction where rent is rising. However, prospective landlords should tread carefully, considering growing mortgage interests, tax restrictions, and tenant-related challenges. Again, if that is a potential option for you, do give our agency a call.</p>\n<h2 class=\"MsoNormal\">Final Thoughts</h2>\n<p class=\"MsoNormal\">The current Manchester property market is complex. The recent freeze by the Bank of England base rates is a welcome pause. It won&rsquo;t turn the Manchester property market into a frenzy like the stamp duty holiday did in mid-2020, yet it is a welcome respite.</p>\n<p class=\"MsoNormal\">With the right strategies and awareness, Manchester home sellers can effectively navigate these waters, ensuring their property finds the right buyer at the right price.</p>\n<p class=\"MsoNormal\">If you are a Manchester property market owner and this article has sparked any questions, do not hesitate to give <a href=\"https://www.thornleygroves.co.uk/contact/branch-finder/\">your local Thornley Groves team</a> a call.</p>","embed_video_url":null,"post_on":null,"tile_image":{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/i/CORRECT_Strapi_banner_image_sizing_2023_10_03_T114728_255_89cdbb05ce.png","alternativeText":""},"tags":null,"slug":"huge-increase-of-properties-on-the-market-in-manchester-since-2021","publish":true,"imagetransforms":{"tile_image_Transforms":"{\"i.prod/CORRECT_Strapi_banner_image_sizing_2023_10_03_T114728_255_89cdbb05ce.png\":{\"webp\":{\"352x220\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/352x220/CORRECT_Strapi_banner_image_sizing_2023_10_03_T114728_255_89cdbb05ce.webp\",\"720x380\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/720x380/CORRECT_Strapi_banner_image_sizing_2023_10_03_T114728_255_89cdbb05ce.webp\"},\"png\":{\"352x220\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/352x220/CORRECT_Strapi_banner_image_sizing_2023_10_03_T114728_255_89cdbb05ce.png\"}},\"i.dev/CORRECT_Strapi_banner_image_sizing_2023_10_03_T114728_255_89cdbb05ce.png\":{\"webp\":{\"352x220\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.dev/352x220/CORRECT_Strapi_banner_image_sizing_2023_10_03_T114728_255_89cdbb05ce.webp\"}}}","banner_image_Transforms":"{\"i.prod/CORRECT_Strapi_banner_image_sizing_2023_10_03_T114728_255_89cdbb05ce.png\":{\"webp\":{\"336x240\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/336x240/CORRECT_Strapi_banner_image_sizing_2023_10_03_T114728_255_89cdbb05ce.webp\",\"720x500\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/720x500/CORRECT_Strapi_banner_image_sizing_2023_10_03_T114728_255_89cdbb05ce.webp\",\"928x500\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/928x500/CORRECT_Strapi_banner_image_sizing_2023_10_03_T114728_255_89cdbb05ce.webp\"},\"png\":{\"336x240\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/336x240/CORRECT_Strapi_banner_image_sizing_2023_10_03_T114728_255_89cdbb05ce.png\",\"720x500\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/720x500/CORRECT_Strapi_banner_image_sizing_2023_10_03_T114728_255_89cdbb05ce.png\"}}}"},"ggfx_results":[{"id":"670fb2e29e6e2acd76e5aa42","transforms":[{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/352x220/CORRECT_Strapi_banner_image_sizing_2023_10_03_T114728_255_89cdbb05ce.webp","format":"webp","transform":"352x220","inputParams":{"action":"transform","src":{"cftle":{"Key":"i.prod/CORRECT_Strapi_banner_image_sizing_2023_10_03_T114728_255_89cdbb05ce.png"}},"dest":{"cftle":{"Key":"x.prod/352x220/CORRECT_Strapi_banner_image_sizing_2023_10_03_T114728_255_89cdbb05ce.webp"},"format":{"isFormatChanged":true,"format":"webp","content-type":"image/webp"},"transform":"352x220","resize":{"width":352,"height":220,"position":"x","fit":null},"brightness":null,"sharpness":null,"quality":null,"watermark":false,"resizeText":"352x220"},"additionalParams":{"contentType":"blog","id":"651bf22f7f717f5d5e481e75","field":"tile_image","force":null}},"created_at":"2024-10-14 08:51:35.481","updated_at":"2024-10-14 08:51:35.481"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/336x240/CORRECT_Strapi_banner_image_sizing_2023_10_03_T114728_255_89cdbb05ce.webp","format":"webp","transform":"336x240","inputParams":{"action":"transform","src":{"cftle":{"Key":"i.prod/CORRECT_Strapi_banner_image_sizing_2023_10_03_T114728_255_89cdbb05ce.png"}},"dest":{"cftle":{"Key":"x.prod/336x240/CORRECT_Strapi_banner_image_sizing_2023_10_03_T114728_255_89cdbb05ce.webp"},"format":{"isFormatChanged":true,"format":"webp","content-type":"image/webp"},"transform":"336x240","resize":{"width":336,"height":240,"position":"x","fit":null},"brightness":null,"sharpness":null,"quality":null,"watermark":false,"resizeText":"336x240"},"additionalParams":{"contentType":"blog","id":"651bf22f7f717f5d5e481e75","field":"banner_image","force":null}},"created_at":"2024-12-18 04:57:03.826","updated_at":"2024-12-18 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04:57:05.771"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/688x460/CORRECT_Strapi_banner_image_sizing_2023_10_03_T114728_255_89cdbb05ce.webp","format":"webp","transform":"688x460","inputParams":{"action":"transform","src":{"cftle":{"Key":"i.prod/CORRECT_Strapi_banner_image_sizing_2023_10_03_T114728_255_89cdbb05ce.png"}},"dest":{"cftle":{"Key":"x.prod/688x460/CORRECT_Strapi_banner_image_sizing_2023_10_03_T114728_255_89cdbb05ce.webp"},"format":{"isFormatChanged":true,"format":"webp","content-type":"image/webp"},"transform":"688x460","resize":{"width":688,"height":460,"position":"x","fit":null},"brightness":null,"sharpness":null,"quality":null,"watermark":false,"resizeText":"688x460"},"additionalParams":{"contentType":"blog","id":"651bf22f7f717f5d5e481e75","field":"tile_image","force":null}},"created_at":"2025-05-22 11:33:21.228","updated_at":"2025-05-22 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03:48:51.810"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x/720x500/CORRECT_Strapi_banner_image_sizing_2023_10_03_T114728_255_89cdbb05ce.webp","format":"webp","transform":"720x500","created_at":"2026-04-04 13:44:48.854","updated_at":"2026-04-04 13:44:48.854"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x/336x240/CORRECT_Strapi_banner_image_sizing_2023_10_03_T114728_255_89cdbb05ce.webp","format":"webp","transform":"336x240","created_at":"2026-04-24 15:09:38.317","updated_at":"2026-04-24 15:09:38.317"}],"src_cftle":"i/CORRECT_Strapi_banner_image_sizing_2023_10_03_T114728_255_89cdbb05ce.png","src_url":"i/CORRECT_Strapi_banner_image_sizing_2023_10_03_T114728_255_89cdbb05ce.png"}],"createdAt":"2023-10-03T10:51:27.209Z","updatedAt":"2026-07-23T14:33:57.808Z"},{"id":"650c5cdda0e3c3d01b2def92","title":"Manchester Property Insights: Ignoring the Doom-monger Headlines","categories":"Sales","description":"<p class=\"MsoNormal\">Navigating the property landscape, particularly in a city like Manchester, requires more than just a reactive approach to the daily newspaper and social media headlines.</p>\n<p class=\"MsoNormal\">As homeowners and potential investors are continuously bombarded with whispers of falling house prices, coupled with rising interest rates and the heartache of negative equity, there's a tangible atmosphere of anxiety and trepidation. Yet, the truth we must all embrace is this:</p>\n<h2 class=\"MsoNormal\">No one can predict the property market with pinpoint accuracy,&nbsp;not even the experts</h2>\n<p class=\"MsoNormal\">Every press release from Halifax, Nationwide or the Land Registry with the merest hint of a downturn or hiccup in the property market becomes headline fodder, often stoking fears and uncertainty. Why do the newspapers and clickbait doom mongers post that?</p>\n<p class=\"MsoNormal\"><em>Because &lsquo;bad news&rsquo; sells newspapers!</em></p>\n<p class=\"MsoNormal\">With interest rates on an upward trajectory, both prospective and current Manchester homeowners are grappling with pressing questions&hellip;</p>\n<p class=\"MsoNormal\">Will the house price decline continue? Is negative equity on the horizon? What of interest rates? Let us dive in on the current state of play.</p>\n<p class=\"MsoNormal\">Historically, property prices have exhibited a rhythmic dance of peaks and troughs. A review of housing market trends over decades would reveal this inherent cyclical nature. House price declines are only a prelude to eventual rebounds. This pattern has been the underpinning of the property market for generations.</p>\n<h2 class=\"MsoNormal\">What of negative equity?</h2>\n<p class=\"MsoNormal\">If Manchester house prices drop by 10%, a small percentage of homeowners (2.83% of all homeowners that have bought in the last two years) will be in negative equity.</p>\n<p class=\"MsoNormal\">Yet, that is only a problem if they decide to sell the property, and as we all know, homeownership is a long-term thing, and most of those who would have negative equity will probably be on five-year fixed low-rate mortgages.</p>\n<h2 class=\"MsoNormal\">But what if house prices dropped from the peak in&nbsp;2022 by the same percentage as they did in the global financial crash in 2008/9?</h2>\n<p class=\"MsoNormal\">If that were the case, house prices would just return to the Land Registry house price levels achieved during the pandemic &ndash; and nobody was complaining about those! (Although the number of people in negative equity would increase slightly).</p>\n<p class=\"MsoNormal\">As Manchester homeowners face uncertainty regarding potential house price drops, it is crucial to recognise the various factors that support the housing market&rsquo;s resilience. While economic conditions can fluctuate, history has shown that housing values tend to appreciate over the long term.</p>\n<p class=\"MsoNormal\">Manchester homeowners can also take comfort in the differences between the 2023 market and the 2008 housing bubble, including stronger equity positions and a more regulated lending environment.</p>\n<h2 class=\"MsoNormal\">So, what does the future hold for Manchester homeowners?</h2>\n<p class=\"MsoNormal\">For homeowners in Manchester, it's crucial to understand the broader context. Global economic dynamics, national policies, regional developments, and local demand-supply dynamics all play pivotal roles in determining property prices.</p>\n<p class=\"MsoNormal\">As such, while short-term market shifts are inevitable, they don't necessarily define the long-term trajectory of property values.</p>\n<h2 class=\"MsoNormal\">Property should often be viewed as a long-term investment</h2>\n<p class=\"MsoNormal\">While the temptation to make quick decisions based on current trends is strong, it's vital to consider the bigger picture. Remember that property isn't just an asset; for many, it's a home, a place of memories, and a cornerstone of family life.</p>\n<p class=\"MsoNormal\">The mortgage interest rates of 1% to 1.5%, that we saw up to 18 months ago, are not going to return. Yet, looking at 5-year swap rates, the money markets are predicting (with billions and billions of pounds of their own money at stake) that UK interest rates will come down significantly over the next 5 years from their current levels of around early 6%.</p>\n<h2 class=\"MsoNormal\">There is a saying in property -&nbsp;&ldquo;Marry the house, and date the interest rate&rdquo;</h2>\n<p class=\"MsoNormal\">It simply means you are committing to a long-term relationship with the house you love, but you can dump the interest rate when you re-mortgage. The idea is that when you find the house you love, you buy it, with the anticipation that you will be able to refinance later when interest rates drop.</p>\n<p class=\"MsoNormal\">Diving into the archives of property history, one witnesses a tale as old as time: a fluctuating market characterised by peaks and troughs. Like the ever-rolling waves of the sea, property prices rise, fall, and rise again.</p>\n<p class=\"MsoNormal\">Such is the cyclical nature of housing markets worldwide, and Manchester is no exception.</p>\n<p class=\"MsoNormal\">For the residents and homeowners of Manchester, understanding the broader tapestry of property dynamics is paramount. Consider these vital elements:</p>\n<h3 class=\"MsoNormal\">Global and Local Economic Factors</h3>\n<p class=\"MsoNormal\">Manchester&rsquo;s property market, though unique, doesn't exist in a vacuum. International economic shifts, national fiscal policies, regional developments, and even local events play decisive roles in shaping property prices. A short-term dip, as mentioned above, does not foretell a long-term decline or house prices crashes as seen in 2008.</p>\n<h3 class=\"MsoNormal\">The Long Game</h3>\n<p class=\"MsoNormal\">Traditionally, owning property is a marathon, not a sprint. Quick, impulsive decisions, driven by panic or greed, rarely bear fruit. Instead, a more measured, patient approach, considering the property's long-term potential, is often more rewarding.</p>\n<h3 class=\"MsoNormal\">Manchester&rsquo;s Rich Tapestry</h3>\n<p class=\"MsoNormal\">With its historical charm, coupled with an array of property types ranging from vintage homes to contemporary modern brand-new homes, Manchester offers resilience against sweeping market downturns. This diversity provides both stability and opportunity.</p>\n<h3 class=\"MsoNormal\">Infrastructure &amp; Growth</h3>\n<p class=\"MsoNormal\">Manchester's ongoing development and infrastructural projects often lead to a long-term appreciation of property values, countering short-term market fluctuations.</p>\n<h3 class=\"MsoNormal\">Rental Prospects</h3>\n<p class=\"MsoNormal\">A potential silver lining during market downturns is the rental market. Manchester's strategic location, history, and vibrant community make it a perennial attraction for renters. For Manchester homeowners, this can translate to a steady income stream even if the sales market looks less favourable.</p>\n<h3 class=\"MsoNormal\">Historic Resilience</h3>\n<p class=\"MsoNormal\">A glance at Manchester's past reveals a property market that has not only weathered numerous economic challenges but often emerged stronger and more robust. This resilience speaks volumes about its inherent potential.</p>\n<p class=\"MsoNormal\">In weaving through the property labyrinth, homeowners and investors in Manchester must cultivate a panoramic view. While it's easy to get swayed by the market's immediate waves, one must remember the vast seas and ocean beyond. The short-lived troughs are merely precursors to the next crest.</p>\n<p class=\"MsoNormal\">To truly succeed in the Manchester property market, it's less about reacting to today's noise and more about tuning into the timeless melodies of history, patience, and informed foresight.</p>\n<p class=\"MsoNormal\">If would like a chat about where you sit in the Manchester property market, do not hesitate to give me a call or drop me a message on social media.</p>\n<p class=\"MsoNormal\"><em>by Matt Smith.</em></p>\n<p class=\"MsoNormal\"><em>I have had the privilege of working in the property industry for the past 20 years. Throughout my career, I have gained extensive experience in sales, lettings, and property investment.</em></p>\n<p class=\"MsoNormal\"><em>With a specialist knowledge, I have established myself as a trusted authority. Since 2007, I have been an integral part of Thornley Groves Estate Agents, a company I now proudly serve as the Managing Director, ensuring our clients receive exceptional service and achieve outstanding results.</em></p>\n<p class=\"MsoNormal\"><em>With a dedication to excellence and a deep understanding of the industry, I strive to cultivate the careers of our staff to enable them to emulate the same high standards.</em></p>","embed_video_url":null,"post_on":null,"tile_image":{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/i/CORRECT_Strapi_banner_image_sizing_3_cf867260e3.png","alternativeText":""},"tags":"Sales","slug":"manchester-property-insights-ignoring-the-doom-monger-headlines","publish":true,"imagetransforms":{"tile_image_Transforms":"{\"i.prod/CORRECT_Strapi_banner_image_sizing_3_cf867260e3.png\":{\"webp\":{\"352x220\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/352x220/CORRECT_Strapi_banner_image_sizing_3_cf867260e3.webp\",\"720x380\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/720x380/CORRECT_Strapi_banner_image_sizing_3_cf867260e3.webp\"},\"png\":{\"352x220\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/352x220/CORRECT_Strapi_banner_image_sizing_3_cf867260e3.png\"}},\"i.dev/CORRECT_Strapi_banner_image_sizing_3_cf867260e3.png\":{\"webp\":{\"352x220\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.dev/352x220/CORRECT_Strapi_banner_image_sizing_3_cf867260e3.webp\"}}}","banner_image_Transforms":"{\"i.prod/CORRECT_Strapi_banner_image_sizing_3_cf867260e3.png\":{\"webp\":{\"336x240\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/336x240/CORRECT_Strapi_banner_image_sizing_3_cf867260e3.webp\",\"720x500\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/720x500/CORRECT_Strapi_banner_image_sizing_3_cf867260e3.webp\",\"928x500\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/928x500/CORRECT_Strapi_banner_image_sizing_3_cf867260e3.webp\"}}}"},"ggfx_results":[{"id":"670fb2e29e6e2acd76e5aa43","transforms":[{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/352x220/CORRECT_Strapi_banner_image_sizing_3_cf867260e3.webp","format":"webp","transform":"352x220","inputParams":{"action":"transform","src":{"cftle":{"Key":"i.prod/CORRECT_Strapi_banner_image_sizing_3_cf867260e3.png"}},"dest":{"cftle":{"Key":"x.prod/352x220/CORRECT_Strapi_banner_image_sizing_3_cf867260e3.webp"},"format":{"isFormatChanged":true,"format":"webp","content-type":"image/webp"},"transform":"352x220","resize":{"width":352,"height":220,"position":"x","fit":null},"brightness":null,"sharpness":null,"quality":null,"watermark":false,"resizeText":"352x220"},"additionalParams":{"contentType":"blog","id":"650c5cdda0e3c3d01b2def92","field":"tile_image","force":null}},"created_at":"2024-10-14 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People are now favouring value-oriented spending over expensive and time-intensive projects. With the increasing costs of dining out and socialising, there is a notable shift towards people preferring entertainment in the comfort of their own home. A recent Mintel Consumer Trends report found that 49% of respondents aim to enhance their living spaces, anticipating reduced outings in the coming year.</p><p class=\"MsoNormal\">This shift is also reflected in the property market where energy-efficient features are becoming more and more prominent. Economical heating systems, such as smart meters, and great insulation now rank high on the list of prospective homebuyers' priorities, aligning with cost-consciousness and sustainability. Estate and letting agents should therefore consider catering to the demand for value-focused and energy-efficient living spaces, as should sellers and landlords looking to attract buyers and tenants.</p><h2 class=\"MsoNormal\">Sustainable Luxury at Budget-Friendly Prices</h2><p class=\"MsoNormal\">The concept of \"micro-luxury\" is also gaining traction, allowing consumers to add opulence to their living spaces without straining their budgets. This trend is exemplified by the integration of technology into homes, such as smart speakers and automated appliances. Despite rising living costs, tech companies are finding a receptive market as customer need for modern living does not waver. The UK currently boasts 15 million smart homes, with 54% of respondents preferring a home equipped with smart technology, and 65% willing to pay extra for the convenience and long-term efficiency it offers.</p><p class=\"MsoNormal\">The desire for sustainable luxury, affordability, and technological innovation is reshaping the home market, and will continue to do so into 2024 and beyond. Agents that embrace these trends are well-positioned for future success.</p><h2 class=\"MsoNormal\">DIY Home Projects Are Thriving</h2><p class=\"MsoNormal\">Despite economic challenges, the do-it-yourself, or DIY, spirit remains strong, with 58% of consumers having completed a DIY project in the past year. This surge in DIY home projects presents opportunities for brands to offer valuable advice and resources. One in five homes in the UK have unfinished DIY projects, highlighting the enthusiasm for home improvement in British homeownership culture.</p><p class=\"MsoNormal\">How did DIY get so popular again? First, the necessity brought by the pandemic and lockout forced homeowners to put in some elbow grease. But social media platforms, especially TikTok, have also played a pivotal role in re-popularising this trend. The easy-to-consumer ‘advice’ content provides vast audiences with instant access to DIY tutorials and influencers who offer inspiration and guidance. A significant 26% of individuals credit social media as a key influencer in their recent DIY endeavours.</p><p class=\"MsoNormal\">Estate agents can leverage this trend by engaging with increasingly savvy and selective consumers. Understanding customer needs and providing tailored advice can foster a relationship with homeowners built on trust and loyalty, potentially strengthening their position when such customers decide to buy or sell their property.</p><h2 class=\"MsoNormal\">Summary</h2><p class=\"MsoNormal\">In conclusion, the property market is evolving rapidly in response to changing consumer behaviours, the demand for sustainable luxury, and the popularity of DIY home projects. Agents that adapt to these trends by offering value-focused, tech-infused solutions and personalised guidance are poised for success in the ever-changing landscape of home living in the remainder of 2023 and into 2024.</p><p class=\"MsoNormal\">If you’re a homeowner or landlord and want to make your property more sustainable and energy-efficient, read our guide on how to do just that.</p><p class=\"MsoNormal\">Click here to view <a target=\"_blank\" rel=\"noopener noreferrer\" href=\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/i.prod/HOME_REPORT_SUMMER_2023_compressed_b3d1863eb6.pdf\">The Home Report Summer 2023</a> in 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world of the property market is akin to stepping into a rhythm. The beats of buying and selling, supply and demand form the underlying tempo.</p>\n<p class=\"MsoNormal\">Monton and Eccles, an area rich in history and character, is no exception. As we venture into the last quarter of 2023, it&rsquo;s crucial to understand the current property market&rsquo;s tempo and how it might influence your property decisions.</p>\n<h2 class=\"MsoNormal\"><strong>A Refresher on Market Dynamics</strong></h2>\n<p class=\"MsoNormal\">For the uninitiated or those who need a memory jog, Monton and Eccles's property dynamics hinge primarily on the proportion of properties tagged as \"Sold STC\" and \"Under Offer\" with the total properties on the market,<em> e.g. if there are 40 properties sold stc and 100 properties available/for sale, then 40 as a percentage of 100 is 40%. </em></p>\n<p class=\"MsoNormal\">This isn't just a number game; it's a barometer of market sentiment:</p>\n<ul>\n<li class=\"MsoNormal\">Extreme Buyers' Market (0%-20%)</li>\n<li class=\"MsoNormal\">Buyers' Market (21%-29%)</li>\n<li class=\"MsoNormal\">Balanced Market (30%-40%)</li>\n<li class=\"MsoNormal\">Sellers' Market (41%-49%)</li>\n<li class=\"MsoNormal\">Hot Sellers' Market (50%-59%)</li>\n<li class=\"MsoNormal\">Extreme Sellers' Market (60%+)</li>\n</ul>\n<p class=\"MsoNormal\">The weight of these brackets can&rsquo;t be overstated. They directly impact everything from listing prices to negotiation leverage.</p>\n<h2 class=\"MsoNormal\"><strong>Current Monton and Eccles Property Market Snapshot</strong></h2>\n<p class=\"MsoNormal\">To fathom where Monton and Eccles&rsquo;s property market stands now, let&rsquo;s incorporate our most recent findings:</p>\n<p class=\"MsoNormal\">The statistics have been sourced from the website 'The Advisory', which has calculated the market state for many years. I wanted to share them from the summer of 2018 to today so you can see for yourself.</p>\n<h2 class=\"MsoNormal\"><strong>What are the Statistics for the Monton and Eccles area for the Last 5 Years?</strong></h2>\n<table class=\"MsoTableGrid\" style=\"border-collapse: collapse; border: none; mso-border-alt: solid windowtext .5pt; mso-yfti-tbllook: 1184; mso-padding-alt: 0cm 5.4pt 0cm 5.4pt;\" border=\"1\" cellspacing=\"0\" cellpadding=\"0\">\n<tbody>\n<tr style=\"mso-yfti-irow: 0; mso-yfti-firstrow: yes;\">\n<td style=\"width: 38.3pt; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt;\" valign=\"top\" width=\"51\">\n<p class=\"MsoNormal\" style=\"margin-bottom: 8.0pt; line-height: 107%;\"><span style=\"font-size: 12.0pt; line-height: 107%;\">&nbsp;</span></p>\n</td>\n<td style=\"width: 34.55pt; border: solid windowtext 1.0pt; border-left: none; mso-border-left-alt: solid windowtext .5pt; mso-border-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt;\" width=\"46\">\n<p class=\"MsoNormal\" style=\"margin-bottom: 8.0pt; line-height: 107%;\"><span style=\"font-size: 12.0pt; line-height: 107%;\">Jun-18</span></p>\n</td>\n<td style=\"width: 34.6pt; border: solid windowtext 1.0pt; border-left: none; mso-border-left-alt: solid windowtext .5pt; mso-border-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt;\" width=\"46\">\n<p class=\"MsoNormal\" style=\"margin-bottom: 8.0pt; line-height: 107%;\"><span style=\"font-size: 12.0pt; line-height: 107%;\">Jun-19</span></p>\n</td>\n<td style=\"width: 34.6pt; border: solid windowtext 1.0pt; border-left: none; mso-border-left-alt: solid windowtext .5pt; mso-border-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt;\" width=\"46\">\n<p class=\"MsoNormal\" style=\"margin-bottom: 8.0pt; line-height: 107%;\"><span style=\"font-size: 12.0pt; line-height: 107%;\">Jun-20</span></p>\n</td>\n<td style=\"width: 34.65pt; border: solid windowtext 1.0pt; border-left: none; mso-border-left-alt: solid windowtext .5pt; mso-border-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt;\" width=\"46\">\n<p class=\"MsoNormal\" style=\"margin-bottom: 8.0pt; line-height: 107%;\"><span style=\"font-size: 12.0pt; line-height: 107%;\">Jun-21</span></p>\n</td>\n<td style=\"width: 34.65pt; border: solid windowtext 1.0pt; border-left: none; mso-border-left-alt: solid windowtext .5pt; mso-border-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt;\" width=\"46\">\n<p class=\"MsoNormal\" style=\"margin-bottom: 8.0pt; line-height: 107%;\"><span style=\"font-size: 12.0pt; line-height: 107%;\">Jun-22</span></p>\n</td>\n<td style=\"width: 34.7pt; border: solid windowtext 1.0pt; border-left: none; mso-border-left-alt: solid windowtext .5pt; mso-border-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt;\" width=\"46\">\n<p class=\"MsoNormal\" style=\"margin-bottom: 8.0pt; line-height: 107%;\"><span style=\"font-size: 12.0pt; line-height: 107%;\">Dec-22</span></p>\n</td>\n<td style=\"width: 34.7pt; border: solid windowtext 1.0pt; border-left: none; mso-border-left-alt: solid windowtext .5pt; mso-border-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt;\" width=\"46\">\n<p class=\"MsoNormal\" style=\"margin-bottom: 8.0pt; line-height: 107%;\"><span style=\"font-size: 12.0pt; line-height: 107%;\">Mar-23</span></p>\n</td>\n<td style=\"width: 35.45pt; border: solid windowtext 1.0pt; border-left: none; mso-border-left-alt: solid windowtext .5pt; mso-border-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt;\" width=\"47\">\n<p class=\"MsoNormal\" style=\"margin-bottom: 8.0pt; line-height: 107%;\"><span style=\"font-size: 12.0pt; line-height: 107%;\">May-23</span></p>\n</td>\n<td style=\"width: 34.65pt; border: solid windowtext 1.0pt; border-left: none; mso-border-left-alt: solid windowtext .5pt; mso-border-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt;\" width=\"46\">\n<p class=\"MsoNormal\" style=\"margin-bottom: 8.0pt; line-height: 107%;\"><span style=\"font-size: 12.0pt; line-height: 107%;\">Jun-23</span></p>\n</td>\n<td style=\"width: 34.6pt; border: solid windowtext 1.0pt; border-left: none; mso-border-left-alt: solid windowtext .5pt; mso-border-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt;\" width=\"46\">\n<p class=\"MsoNormal\" style=\"margin-bottom: 8.0pt; line-height: 107%;\"><span style=\"font-size: 12.0pt; line-height: 107%;\">Jul-23</span></p>\n</td>\n<td style=\"width: 34.7pt; border: solid windowtext 1.0pt; border-left: none; mso-border-left-alt: solid windowtext .5pt; mso-border-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt;\" width=\"46\">\n<p class=\"MsoNormal\" style=\"margin-bottom: 8.0pt; line-height: 107%;\"><span style=\"font-size: 12.0pt; line-height: 107%;\">Aug-23</span></p>\n</td>\n<td style=\"width: 34.65pt; border: solid windowtext 1.0pt; border-left: none; mso-border-left-alt: solid windowtext .5pt; mso-border-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt;\" width=\"46\">\n<p class=\"MsoNormal\" style=\"margin-bottom: 8.0pt; line-height: 107%;\"><span style=\"font-size: 12.0pt; line-height: 107%;\">Sep-23</span></p>\n</td>\n</tr>\n<tr style=\"mso-yfti-irow: 1; mso-yfti-lastrow: yes;\">\n<td style=\"width: 38.3pt; border: solid windowtext 1.0pt; border-top: none; mso-border-top-alt: solid windowtext .5pt; mso-border-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt;\" valign=\"bottom\" width=\"51\">\n<p class=\"MsoNormal\" style=\"margin-bottom: 8.0pt; line-height: 107%;\"><span style=\"font-size: 12.0pt; line-height: 107%;\">M30</span></p>\n</td>\n<td style=\"width: 34.55pt; border-top: none; border-left: none; border-bottom: solid windowtext 1.0pt; border-right: solid windowtext 1.0pt; mso-border-top-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt;\" valign=\"bottom\" width=\"46\">\n<p class=\"MsoNormal\" style=\"margin-bottom: 8.0pt; line-height: 107%;\"><span style=\"font-size: 12.0pt; line-height: 107%;\">61%</span></p>\n</td>\n<td style=\"width: 34.6pt; border-top: none; border-left: none; border-bottom: solid windowtext 1.0pt; border-right: solid windowtext 1.0pt; mso-border-top-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt;\" valign=\"bottom\" width=\"46\">\n<p class=\"MsoNormal\" style=\"margin-bottom: 8.0pt; line-height: 107%;\"><span style=\"font-size: 12.0pt; line-height: 107%;\">52%</span></p>\n</td>\n<td style=\"width: 34.6pt; border-top: none; border-left: none; border-bottom: solid windowtext 1.0pt; border-right: solid windowtext 1.0pt; mso-border-top-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt;\" valign=\"bottom\" width=\"46\">\n<p class=\"MsoNormal\" style=\"margin-bottom: 8.0pt; line-height: 107%;\"><span style=\"font-size: 12.0pt; line-height: 107%;\">48%</span></p>\n</td>\n<td style=\"width: 34.65pt; border-top: none; border-left: none; border-bottom: solid windowtext 1.0pt; border-right: solid windowtext 1.0pt; mso-border-top-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt;\" valign=\"bottom\" width=\"46\">\n<p class=\"MsoNormal\" style=\"margin-bottom: 8.0pt; line-height: 107%;\"><span style=\"font-size: 12.0pt; line-height: 107%;\">77%</span></p>\n</td>\n<td style=\"width: 34.65pt; border-top: none; border-left: none; border-bottom: solid windowtext 1.0pt; border-right: solid windowtext 1.0pt; mso-border-top-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt;\" valign=\"bottom\" width=\"46\">\n<p class=\"MsoNormal\" style=\"margin-bottom: 8.0pt; line-height: 107%;\"><span style=\"font-size: 12.0pt; line-height: 107%;\">80%</span></p>\n</td>\n<td style=\"width: 34.7pt; border-top: none; border-left: none; border-bottom: solid windowtext 1.0pt; border-right: solid windowtext 1.0pt; mso-border-top-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt;\" valign=\"bottom\" width=\"46\">\n<p class=\"MsoNormal\" style=\"margin-bottom: 8.0pt; line-height: 107%;\"><span style=\"font-size: 12.0pt; line-height: 107%;\">63%</span></p>\n</td>\n<td style=\"width: 34.7pt; border-top: none; border-left: none; border-bottom: solid windowtext 1.0pt; border-right: solid windowtext 1.0pt; mso-border-top-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt;\" valign=\"bottom\" width=\"46\">\n<p class=\"MsoNormal\" style=\"margin-bottom: 8.0pt; line-height: 107%;\"><span style=\"font-size: 12.0pt; line-height: 107%;\">52%</span></p>\n</td>\n<td style=\"width: 35.45pt; border-top: none; border-left: none; border-bottom: solid windowtext 1.0pt; border-right: solid windowtext 1.0pt; mso-border-top-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt;\" valign=\"bottom\" width=\"47\">\n<p class=\"MsoNormal\" style=\"margin-bottom: 8.0pt; line-height: 107%;\"><span style=\"font-size: 12.0pt; line-height: 107%;\">57%</span></p>\n</td>\n<td style=\"width: 34.65pt; border-top: none; border-left: none; border-bottom: solid windowtext 1.0pt; border-right: solid windowtext 1.0pt; mso-border-top-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt;\" valign=\"bottom\" width=\"46\">\n<p class=\"MsoNormal\" style=\"margin-bottom: 8.0pt; line-height: 107%;\"><span style=\"font-size: 12.0pt; line-height: 107%;\">57%</span></p>\n</td>\n<td style=\"width: 34.6pt; border-top: none; border-left: none; border-bottom: solid windowtext 1.0pt; border-right: solid windowtext 1.0pt; mso-border-top-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt;\" valign=\"bottom\" width=\"46\">\n<p class=\"MsoNormal\" style=\"margin-bottom: 8.0pt; line-height: 107%;\"><span style=\"font-size: 12.0pt; line-height: 107%;\">57%</span></p>\n</td>\n<td style=\"width: 34.7pt; border-top: none; border-left: none; border-bottom: solid windowtext 1.0pt; border-right: solid windowtext 1.0pt; mso-border-top-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt;\" valign=\"bottom\" width=\"46\">\n<p class=\"MsoNormal\" style=\"margin-bottom: 8.0pt; line-height: 107%;\"><span style=\"font-size: 12.0pt; line-height: 107%;\">55%</span></p>\n</td>\n<td style=\"width: 34.65pt; border-top: none; border-left: none; border-bottom: solid windowtext 1.0pt; border-right: solid windowtext 1.0pt; mso-border-top-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt;\" valign=\"bottom\" width=\"46\">\n<p class=\"MsoNormal\" style=\"margin-bottom: 8.0pt; line-height: 107%;\"><span style=\"font-size: 12.0pt; line-height: 107%;\">52%</span></p>\n</td>\n</tr>\n</tbody>\n</table>\n<p class=\"MsoNormal\">In June 2023, we were at 57% in the Monton and Eccles area. In July, that remained at 57%; in August, it dropped to 55%, and as we enter September, it has dropped to 52%.</p>\n<p class=\"MsoNormal\"><img 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ekiRDOpfqn5zBBF2XUuAOWKtBeYQe2GEj+GDymT62EKZOT5fZozJl4kjiqSuVuVFmxCyScPKT2uB1dvNCdZuRwXrb6LA9K1jxoyRo446Sk4++WRZvHixHH/88TJ79mwZMGCAOqeoQf/phd1nJwOzJ8LC7JowMLuqqWD2ZBCY7RoPZifHg9njfjB7Px7Mr4gK5g95wfwsP8JMk2H+IYP5m14wPzZRmH/tBfPbGUwDcMN0hESxp8k0ixDCbtINyySGlwiiV611ge+inBLDCpkXrPAyWGXgtE4RhDVoQWCNpx+JLozKOgI/WGcTBNa5NRWsUw8DMyqCwoyaRMG/TQZmeIWFGYJRwAzXqGAGd1jMSI9xQwvkmpMPkaev2Fuev2pPefHqPeUFxTMr95L7l+0jR03tJ8Wl1SreZnZq4FRZMMerpWFEDBvm8Npg9Adexw8vkhtObS/PXbO3/Pn6PeSVG3aXP1+3u7x07Z7y9Ip95JQ5vaWqsmbD+W1sWthrjhhYeWsN0Pq9icPa8ahg/U+ioI9F+3T00UfLY489Jv/3f/8nb7/9tuatt96Sv/zlL3LddddpkQQ2DetT3bj7a7svTwZmZwSF2TdhYPZVU2LblUFgdqwfCY0MwTSZzWg3GeZv+bGpiCFRrxdiYHqAG6YnJELCQgguZAEmArtBNyyDGhETOAAeSlcV7kHt2sn+Bx6ot8Hp0LGjtO/g7A18oKJTp076wUVRGOzC5QcruIyGFaCf9OiVJh27ZsghnTM30iVLOnTN1nTsli2dumdLt55Z0qeff4VkFZiRmYnXTOnVN1u69syVzj1yVRwc/NazT46kq/NZQ2LDGrIgsIbTk1awMCrr1JoK1qGHgRkUQWGGTKIwYysZmDEYBcxgjQpmaIcF016qKstl0WH95MM7fy3yxy1EXlA8HwPvn91Crj/1ECkuiXaKTLGKO7ewRrLy+0tmnjf43ZBdMMCTrPwBkldU66ydQRyvpoA5qoA5tkHBSI+amio5bnqmekbbi/xJPZPnXOA5/WELWXfeAVJX60yVYeG00TooKytVbXW+6pfQN2XHXr3JQZ+nnA+8z1OOC65Fe4t2raKCl9OWAGsTNnVYOx4VrP9JFNgK9fX1snLlSvnhhx9iLkHD4/XXX5e5c+dqu8vuT/1g/Xmi2DZGGJh9EwbbtmpqmG0ZD2bHxiORNUOyVbvVyDb3gdn9QWB+RlQw/4jB/K14uH09P5ifyGB+pxfMn00YI3QEQA9KYH68BdMD3DA9IRESEkKaUgQBLIMa4BJBQDd1Ta6qtOPGj5e5RxyhlewTTjhBjj/uODlqwQI57LDDdMMONQ7qFH2oIWAFjMEKLaNxJUiTssJeMnFQJzl8THuZO9bhiHHtZd64Duq1g8we00Gmjegow2q6S3amuq/emY0qHKu4XqDy903L0sJG//I+cujwLjJ3XEeZN6GjzCfMGdtJBtf0jDUavDExsEYsCKzR9KSFiyCsM2sqWEceFGZEhIUZMWFx/6vEDKxEYEZgsjAjNQqYYZ0sECNqq8vk7Pk95KO1vxH5vXKqn3DxpEI527ee1U7KyzaOIEkGswDr4LoSmT0hU044rI8smtlHvzLwWxBOnt1H5kzMkv41CJ87X1HBxA7AHNtkKa+olv61lXL63DT5xx07ej6j+5YfKMMGlmshJOhokzZaDqb8DBs2VDmYh8uJJy6Sk046Ub/6sWjRIj1d4dhjj5EFC46U2bNnycSJE6S2tla13wW6/a2oKN9QRll5bgnY7cTmAGvno4D1S2GAzVBXVycrVqyQL7/8MuYSNDxeeuklPUUGthfrW71w9+Osnw+LbWskArN7wmDbW00FszPjwezZeLQtoBof2/fyA35o1CNDmP/JYP5sMgQeFaIIIoYwPcCG6QqJ4N5SN64Q0hq2yT24XTuZOnWq/PWvf5X//e9/sVvYePzrX/+SG2+8UTfyGBnCHmhQWOFisMJq07jA95M+ipqSnrL8yP3ltRu2k68f3EK+W7+FfKtewXeKbxT/umcLeffWX8n65bvIMZMOkaI8FW/fDEmLVTZWWb1wKn2mujZLRtX1lNWn7CNv3rSt/Ps+Jy4T9wZUej6/Z0tZe/ZuMqa+u77ea2QIa7ziwRpJP1rqwqh5efmSnVMoWTlFkgmynVd8zs4tVOfwDi4qWKcdBmY0hIEZLonCjKpEsQ2/KGAGaRQwAzoqjBBy5rye8sGdHkLIs1vIzWdGJ4QUYy2SGkd8+csNO8k3qi35/iGnTUmGX1R6X7h6V5k2Jk8qza4qxOGKAtuJTSVGCDnt8DR573YPIUQ9o3uXHShD69uEkNYKRoIMGjRQzj//fHnttdfkm2++ke+//16+/fZbX77++mv597//LZ999pm888478sc//lHuvfdeOfvss2XatENl8OBBWgApLy/T8bRkMcTA2o1NGdbuRwHrp4KAvr9///6ybNky+fzzz2NW9Mbjl19+kWeeeUamT5+ubS/WxwaB9fOJwuyPMNi2T1iY/dUUMLszHsyujUebGBIfW/CIh+3/+cH8RxvmhzKYX5sMmJFh++SeRCSGAKYxhMWIIS1KCGGZ0ghLCMHn/Q84QI47/vhY0vnx5z//WY8KOeSQQ+jDDAIrVDasgDJYYe/dJ03dU5qcPOMAeffWbUWeVkbu7xR4tXnK4afHt5QP7thGzpq7vwojXfr245XUC13ZFb37Zcuw2p5y1zl7yveP/IrH6eYZiCRbyqpT9pTcnAzpo663GxHWaMWDNY5+JCSCNOGaIMVF+VJWkiflLvAZ3+uOzOrYooJ11mFgxkIYmLGSKMyISgRm9CULM0CThRnLqaA5hJC8ohoZObhQnr9yVy1eeLZvYXl+C3UP28sZR/RS91QhpWXYSYU7WmFoblGhTQjZPMDojfHjx2khI5kDTuqPP/6oBRKs7YC1HGbOnKnjqKys0EKIHTcr9y0J1o5sqrD+IApY3+UF+v+amho588wztcBmHz///LNeO2TKlCnaQWZ9bVCiGhliYLZIUGwbKCzMDmsKmN0ZFGbretG2m0x8mODhBfMB/WB+JIP5pTbMv00Wt1/uSQAhBDB9wIZpDGEJJIREJYKwm7BhmWHDFkc1QsiiE0+MJZ0fr776qgwaNChhIYQVJhtWKBmskINevdOke890WX3Knlpo0E4CDF1j8NpADME5ygn4/eU7yagB3VUFw6iQYJXXVHSM5ujRJ0fOPPxg+Wb9Vo6xDeeCxQmQHvyuDPCnLt1J8nLT9boi7saDNVbxYI2iH6zRjUdYEYR1HvHIyy9Q1xZKXZXK0yM6yZrT95W15+wpd5+7h369+fTfynnzO8qQWtWA5xTRzi0ZWCcdBGYchIEZJomyOU6BYYZxKmkOISS3sFYmDC+Qj9f+Woe9oT1JFpX2T+7eXi5c2E3615RLSQJCSEsUEFqiEFJTg3VLWifsfloC+fl5cuihU+Wf//xnzGKJ5vjPf/4jf/jDH+Tkk0/S8ZSXlzaK2wblh9WPlgBrUzZFWP+QLKwfY6AvRxk45ZRT5JNPPomVpI0HhJD169fLpEmTtI3E+tywtCRBBDD7KAjMHmtKmD0aD9vmjQezq+PB7Hc/mH8QBLcPEiXMf/KCiR5eMD/QD+ZPMph/ymC+bqLYvrknLUwMARBCDmp3UGMhpClFEMAywg0TQYARQo4/4YRY0vnx8ssvy8CBA0MLIazweMEKJIMVcAAhpFvPdLnrnN1FXowZuW6j1wtlCH+xbitZduR+kpWZLr37ZdEK6mZDBc/M0lNiasv6yb3n7eEswAeBhcXjBmlT5z57eUMhhDVOQWCNoSexBeJYg+tHU4gg6Iww7aW0OF9OmN5d3rhpR/nmkV/JDw9vIT8+soX8oPjmoV/pxSlPPqybShOmyETTgbKOOSjMGAgDM0YSJSoRhBl5ycIMzGRgRnBT0VRCiNuR0ULIiAL57O5fO22NO75keGYL+fiu7eXCY7oHEkKcNRMcp8/AnMLmJpVCCBMK2vCG5WFUGCEE03hTcWCkCRa3RLnHmiEsDW7sugFYPWpuWHuzqcH6jWRg/Zob9MGI97jjjpMPP/wwVoI2Hph+vm7dOhk3bpy2eVjfmwibihhiYDZaU2DbpEFg9q8XbbvJBIMJHzapWC8EMP/UC+b3JkJrniLTsVNHLYTccustsVbOObZgJycCSziDZcQGPEQQsCkKIWvP3iOcEKLO+/npLeTxi3aWorw06dUHi57yymkwFRsiSJ9+WXL8oYfI2zdv54wwYXHYxIQQjERpciEkt2kWRmUdRjzQEWENkOryXLl4YXv57uGtnN03zBB+AGdGcdlx7aWo0Bk9YndmicA646AwQyAMzBAJCwyhzW0kiG30NiXNKYR8cldsRIg7PjeoJxgVFxTVXn529/Zy7gJMjWkshDjCx0aqq5t2rY9EaRNCWg4sD6PCCCFsTYYoDjivjz76qEycOFG1scU0DfGw65C7fjUXrL3Z1GD9RjKwfs0N+mK8LliwQN5///1YCdp4oCzddtttMmrUKG3zsL43UYwNYNsGicDslDAwOykMzEZrCmybNAjM/vUjkTVDNqfdZAATPrxg/iCD+ZMM5p96wfzeRIly8VSmEzCY7hAWrB3arl271AghLNEMlgluWCYaUimEsELjBSuMDFa4DQkLIeD5LeTtm38tk4Z0k4z0DOmX5l9pTcXul4bRI1my+tQ95cfHVThB4yRCCGuUgsAaQU9C7g6DBrspRRAAIaSqLFeWL+gg/75/m8bOC5w8lX8XHdMhEiGEdcJhYEZAGJgREpaWLIAwYzJZmMHb1KRaCGGOS1Ah5OsHt5Z/rvu1fH7PdnH5QvGv9dvJc1fuJYdPytHxlFU0dNyYY9caCCuEVFXXqOu4I99G08CeYzyCCCFY+wNTFf72t7/J22+/Le+99558/PEnerHUIMd3330np556qqofqJsVNB1hcNcvYNf1poS1P5sarB9JFtbfmf4Yu8KgjNkHhBBsPjBs2DBtf7ivZf1xIrSJIcnB7NN4MDvYD2NbM7vbk1a+gCrzpfxgogdjUxkVAkKJIcTft2GagQ3TH8IAIQTaQKOpMezksLAEu2E3zWAZaEiFEIIHaeJGOu37wbAenGMKESuENqxA2wQWQtj3ykD+8r6tZMWx+0pxfj/p2YdPj2lYqUGWDK7uI89dsYsWUxqFi7hYfPjuuS3kmct3kvzcDOndL4c2SP5kS0ZmjqRn5EgaSM91UO/T1feZCpxjGsSw02EwhC83F3Ma8zeAz7xRz5PsnHzJyoaQUaheC9XnAnUNhArecbhxd0LYHaayNFeWxRFCLjymgxSq83NjO8hoXOEEYWOHWyh5+UXqnoskR1Os0q5Qr/gOv+WrcwpcnTTr+L0oLCxS1xZvoKjIy/DA7yUqrhLJKyjV4D2+K/S4pqlEkNJSZeSVlEsRKK6QQhdFxeX6N1CizsP5zHCMR1lZuZSWYbFOhzJyjmPUVqrfK7UYYShRn8sUZovZZChXQLgoKW0YB+I0ggY+RymEMAfFJq4QouL87qEt5bFL9paLj+sqK0/sHJcrFdcs7iQnzeontXr7XGcov+24eYFRFBWV1VKuKKuo0ZQr8B1+Y9eERU8tUGEhDoS9IR7EofBKb3Ah5CAZNrAilBCC8yqrcJ+1Kh0bqVDf4fuoBRWkTcdnxYn3+E6nnVyXShwHHmUG9RL1E/W+bMNn9wKj7PpEsZ9zECEEIsi1114rRx55pN4yF6LG8uXL5YYbbpAXX3xRvvrqq9iZ/ICQcs0118jw4cNUO+O9VojJEzcmD/xw13OnTWjc7rnPcYPf3OfGO98PXOdu901YYcA16E9sh9z0VU64/Np4IOx46TPx23Gb8/3AOe60u/txr3BMWgB+x7lYDBU7EdnHTz/9pMsR1tyDHeG+FiDuKDDpB4jH2Fpuu83YXsaeMecz3Plgg+uZbWWfgzi1HeoC3+E3L+xwmwqTX2Fw521QQk+VUXnmFjqCwP0Hf9y+TpQwv8oPJnwwwoghgPmZNm6xww/mBydD0Gkybj/fD+N7e+HWHRLBCCEY6eY+khZCWGLdsJttRE/vKTGGKIUQM28Jr/iMgoQCZ+ZxmYKKgqNVL9d5frgLrx8QQnr0ytA7t4QeEfJUbAvJK7eXuoqe0q1ndqMKaVfovmlZkpOdIafPOVg+uGO7xka2H0hbbERIfl44ISQj0xFAMrOcBjE3B2RJXq4D3ufoxg/TbXKcc7NzJRsdD2tYKWic81Wj64gfBnzG9xsa8ZgAgu/xubAgT4oKHfAenUNuniOI4NXuOMDGjgfnFEp6VrFUlOTJsiPjCCELO0hBPgQXCBiFG8hT3wURRNDJ5hc4IgfA56KiQikuKpCSYodiBb5rcG6BETMaGgOMQoUWP9Q1heoVggjEjkItbGw0VIwAgu/xubSkSMpKHfAe3+F89zkwdJgBFBbbEHNjxA9H4HAMPu3olJdKZYVDBVCfy2PX4LySUkfIcBuLfmgBJHYN3juoz+o7vBoDt0wZz0aMqFSfqyrLpbrKAQ6HFjDU727BIiy4DtfDUK9U4Zs4qhCH+t2IMIXFyimLQAhhzogXvkII4lN8dvfWcvaR3VV8VVJXWyb1/f0ZOKBcBtWVy4BaFUeVcuSIk2ZTFRM/3GJHTU2l1KowIDzUqvc1rvP8xAovcP6GOHC9+q6mpkqHvSEO9Rnn4necV2WJDxAIBvSvktPmRieEGEECr/jcv7ZKg3j6K2prG57niCLOuWGBsGHCMWEgfBOfjlO9x3dGmHHO5eEli/NcUBYdBx+f8X1tbY2691oZMKC/Bu/xnX2NOT9qCgry9Xa3X3zhLYS8+eabcvzxx6m2s0hfgzTW19cpu6ZeRo8erXeIwagPrwMOLBa5nDJlsg4D9+LGnS9478ap5/FHkZgwcL65zmDaSnd74P7efa7X+X441zQUFvDe6QdU+07isME5pk/BZ9Rhp9475VPXadd57nODgHMBrje4v3Ofg3sy8QJ8NtfgPPPegGtMn4r3OAfXmHsw+YRzcY451309wHewL8aMGaNHH9kHBLUVK1aoejJA2wjmOgbCShQjyBjc9oI7fMf+aLjoPD7jext3eAZtG8XsOLwHeI/vHJvKCdt8RjhIC8B7c765loHfmwNjo4bF2Mdh4Ha4N7bYEQ/mS8TD9nmiwvat4sGEDy+Yb+gF8zcZtvDBcPvCyRJmvZB4U2QMTEdww3SIoBgh5JZbbtGLQRsSFkJYAhnsRhugModlmg3OO+CAA+SEJIUQCBtdu3bV4gYauLFjx8q8efPktNNOkwsvvFAuvfRSvcc/VtLGdnToUHAN7gXXs8IHWOH1ok/fDOnZO9NbCFGfv31oC/nP/Rs/N/hdGcn/XLe1zBzVWfr2w/ofGyssq8y9+uRIQV66PLh8F70Nb6NFUlX4/7l/S/lKwdKSiBCCxVn7peVIv/RcGVCRJnPHdpPTZraXpfMPlsuO3V8uP24//X7h5M4yaXAvqSlLV2nNkb4ZeZKRFUwM0Qp1Tp5KV57UlmfJmPp+MmFwXxld10+qSyG2oNGGkp0nWdn5kp5ZIFWlOTJnbE85Z14Huey4A+Xy4w+Qs+Z2kMPH9ZLBNZmqocdIDwgVDTsXd6eDkR0QIbBQ6pDabHUv7VTebe2sYeDOu5gQcsUJ7aS2IlcqSvKlqixPAwElH2GpeNxhu9nYuSI9RZKZU6KuzZeZo/vKqbO6ynlH4h4OlqtOPFAuPqadLJ7ZVWaP7SvD6rJV+ookO7dUcvMhSnDDwE1BTPioq86X8UOyZMrwTJkwNEvqa/KVEeCM8ihSxgAEjuy8MqmpKFR5libnzO8sK044RK5cdJBKT2dZMLmvjKjHtsHFkpdfqq5pbPiExW1wMTCyA6M/8grh9FfI0LpCmT85TU6f212WH91Zrlh0iFx9sip3x3dQ6e0mJ8zoI4dPyJTRQwqUE16hroVg0NjgtMGoD5xXVVEmIwcWytRRuXKoYvzQfBlQAwMXYTjokR+K0YMLZdFhfeXiY7uoNHSQlSd2lDPm9pI547Nk8ABlZOkRHOFHh0BEQRzVleUya3y2nD2/hyoLneUaFceKEzrJ4tl9ZNIIVd6Vs5JbqJzhqvLQQogxqBMhiBDy8dpt5OTZvSUjTxnaJdXqfhqC9T9Ky2sagdEVzDmzgVNQps4tKa9Vn6tlwvBiOfrQLDl3QU89wuSqkzrLRcd2l1MP7yeHji6UGnUOznWECh6mDc7D+TpdFTUyfFCZHD4xV5bM7SuXndBNPfNO6rWrnHNkH5k3OVcG12E6D+JoKAJELYTgNz0SQ8U1ZmiZnDgrU85f2FMuX9RFrju1o773s4/sLQum5sj4ESXq/Bp17/11OvzCZUAEqVTX477611bL5JElsnB6tpw1v4++d8SHkTyXHt9NzlTfzZmYJwPVvZZXqPiQD1Z4yaKfi3bOy1Ufj3UyVJomT5YTT1wkS5eeq/v4a6+9Rq677lr9/uyzz9Z2xeGHz5GRI0fq6wDCYeEnQxAhBNvhHn30UaqfyVH1HA4s2jk4jKpNVX3e1KlT5ZFHHtFTF9iBrXVfeeUVOeKIuar/KND34cYIIEOHDtGjAaZPn67SNE3vDgLbCfHZ19hsDGOoTg+ud4eBdtndHsDWwnPAehOIE+ceeuihnuf7gbxA3BCF3GHh2ek6r8Ky20s3aMuRHvR7gwcNkqOOOkrOPfdcueyyy/QIiCuvvFJ/xvcTJkzQ94v+GNfgWhamG8SP8wap+8L9IX+RvhEjRsTS7zj26Nvx3eLFi2XlypVa4MIrtrOFXWrfh+6D1HdIN9IyZMgQOeyww2TRokXaZkW6kX7cx3nnnSfHHHOMzhOci7gQJ8IwICw4tniGb731Vqz0bDwghFxwwQX6uUEIwPnxcPfbQTDPAVMv8Bn5ddJJJ6l6ulTXzauvvlquuOIKnSdYy8R5HtX6fIDnguuNAGKD34ARKXDfw4cP1+0BQHlE3prfYbviPjBdCHl61VVX6XzF+xkzZqj04s+ihvaZF+a8psRtswbFFjqCwOxxP1rzAqpuoSMeTPDwo7mmyth+cTK0psVTO3fuLO3bt9dtC0Ze/v3vf9ekVAhhN+kGmUIzy4MDDzwwYSEEYkaXLl10utDwQ/R4+OGH5YUXXpC//vWverEoDFfFau6ffvqpnjP5l7/8Re+jjiGpRxxxhB7qhbBQkNwFjxVaP+IKIcqBfueWbeSlq5QTgfU8bOFCOdzfP/IrueL4/aSiuK/06uNUVlaJ09OdhVLH1veUt9ao8J6zwoo5JS9fs728ev32Tlzu9OB9CCEEAkiPPqqTysmShZM7yqpT95XHL91dXr1hR3nv1l/LR3duK1/cs7X8696t9Ps3btxBXrxqZ3nskt1l3bl7yxUn7CcTh/SStIx86ZeZp5x53rBiJEhurnJAK7Nk+YJD5LHL9pRnV+4mL6zcVZ69Yjd59NI95Yw5HaUoP0/6ZRTKoJoMWTr/IFl/wZ7yyg07ywd3/Fo+X7e1Tsv7t/9a/nL9zvLk5XvInWftK8dP76w7iPSsIvW6sZPBGh+Y4jJ9VB91XwfIQ5fsLU9csqe8edMO8qN6Hkxgwuuba3aURy/aSx6+cG95RL0+cvFe8pB6PeuITlJXlS3OjjIb43F3plm5xYoSOWxMX7nqxIN0GH++bhdVPn4jH965nbqHbeTL+7aWz+7eVt6+ZQd5Wf329Io95IHl+8pNS/aTo6d214ZAVm5pTOxoCEZ+YATIgKp8OXd+Z3lsxd7y3JV7qGeyuzx/5e7y+OV7y/KjOktVOdJSJoP756nzOsmDF+wtL9+wq7x/x/byz3u2Vc9za/lQvX9t1S7yu5V7ybqlv5XTDu8qlWUlkptfoRx+bgjFwza03JQqIH6UlJTL1JFZcr5K5x3n7CdPXra3vKrS8e6tO6gyhvUnNubR+7f/Rt64aWd5+frd5Jkr9lLO//5yzLS+UqUcn9wC5Ty6DEU3RiiZMjJX1pzeTn535d7y4tUqnxTPXoVn+1vlZKdLcUmVolpmjstWDuDB8ozKvzfX7KQFgX/du61e6+LdW3eUP6v4n1ixj6w542DlOGdIYbFyREudfyH9wEiS/CLl7FWVy5Ijesq95+8nf7p+d3nvth30Di2I47N128nfbt5Jnr96L3ngwv3Ued1lUF2pnDK7j/zjjh08nexbzmwnFeWVKo6N/yomShAh5JO7tlGOf0/JK6pV9+ZcZ/7VBG7HKwwQJxzRpFY53dmy6rR28tCF+8uz6pm9tmo3+cftO6h646w58vHa7VVe7ayeoyqz5++vR6iMGVqyQRDBaBEWByhXTnxRWX8ZNaRULjquq9y77ADVhuyr6uceqi7uJJ/evb2O41P1XCBuvLJqD3n0kv1k5UmdZOb4PHWPjnhQqxzkqIQQfOcILf3l6GmZcutZqqxesa8q87vKB3eijGyn6sI2uhy+d9uO8pcbdpffX7mPrL9of7n+tA5y+KRcKSkboEWUIAIFRnWUlveXgXWVsnhOmty99CB57mqVz6t3k3dV+Lh3xIdy+cld28s76rs/Xb+HPHzxfnKlyodpY/LVc8eIjMRGorjByA446BgFgREUCxYcpZyYlXL//ffL888/L2+88Yb84x//0AYQ+vkvv/xSv0dfD/HhT3/6kzz11FN6WsqcOXNUfYdjV0LjSpQgQgjSeeyxx6r2uVCXM/f1jkhRrR2zH374IXZF4wNTHRYuPFr1K3k6DADxAPkzduwYZQheIk888YTOF2y7iyk3zz33nLZ3EDZG7jBBBGEAOJBOGE9qG8oO45xzztF12BFyyuXwww+Xm2++WZ5++ulG58MOw/Qf067bbYkB7R/6xKlTJ8uaNTfK7373uwZhIWzEMWvWLJVWVQ9cYem2U6UDjjf6WDi1119/vTzx+OPy2muv6XLx2Wef6XLxxRdf6M/4/tlnn5WHHlovN910kxx99NEbRAWE5W6XTfiIs66uTv+x9rjKh+fV/bnTB6caU01wHgQQLGyL0RiwPbEGDF7fffdduf3227V4gvgQLkB/Dece4s/ll1+unx92CcIIog8++ECnG2Ua94HPsGuRRxgGDnEBIztMn2rChFMLexnn2geEEDxHnId04Log2H24F7ifrKxMLdYsX36B3HPPPfp5Ij+QftwH7gd5gjqK54HyivJy5513arGqvr5e252w12wRxIDnjVfkJ/LVlBvwzDPP6HhRHhAOhBY8a/gRH330kY4f4D2eH6aq4R7hC7jtNC+MTdeUuEWOoNhCRzyc6ejhpsq0iSGNScU0GWALH164feRkaA4xhOkS8TAjQiCwYst5bGOPdqZVCCEQMZDZiQohiAfpQWMO9RwN6X//+9/YFcGOP//5z9o4QQVF2t2FjhVYL1Dw4wohygj+49U7yC2n76EM6V/JLzHHYcPvT28hP6vXV67bXsYOVA+3O9bZ4EJI777ZUpSfJsuPPEA7gw2ckliYn929law9a3f53WU7O7vJuOPC+4BCSJ+0HEWuDKnpLRcvPED+b/X2zqgI7KYCAcbs/IA4AN7D4MdvOOd5Z+vZJy7bTU4+rJPUlqv40vL1dBn8O2YaVKcBxlSYfJk6vI/Kh53UA3Ku3xCW+vzg8r1lxIB0mTuuu6w9ex/5/N5fOb+btLjTgXzBs1DpefOm7eXcee2kpgKN98ahmHhfpF4vP+FA+Xb9liJ/VOcjTlzvzjMb/I7zYveo4/kDnvEuMnNMH3V/xaozcuKA0FKkOlCs/4ERIP0rc+XUOZ20uPPTo7HrkX7km/seAL7DfZi4ntpCXr1xB7no2PYybnCmyrMSFS6GeW4UQiCO5BcUy6RhmfL8lXtsvCfEgVeVj89cvqceHTJ3Ql+5/awD5NN12zjxeOUj4lav7962vVyq4h4yQN1bEaaPcIPID9vIMkD8wCiQySOy5ZJjO8sTK/aWf96t0mXyGunAezuP8NmUOcUvj28hf1m1i1x/yiEyZWSOFBUr4z1mJLopLqmU6soyOe3w3vLv+7YV+VMsDMSjniXCvfyELjJuaKGcPreX/P6KveRHPC9zjp0GfB+r+8+t3EOOP6yvVFc502lsA9uAUSP5RTUyqH+JXHJcJ+VU/mZjWPZ94h5jz/Efd2wnq5e0k5uWHCwfQ5jA7+7yibKr0qiFkAr8U9+0Qkh+ca2+Bg6W7XiFAaIFxIui0v4ycnCpnD2/lzx75V7yP1NvgFe9QR6q9++v3U7uOKedzJmYq6e0VFhrh+gpLoqi0gHKWayShdMz5e7zDlJtiyoTuE932XPHYZ6T+u2/D24lv7t8HzllTj8ZUl+hxYRkhRAtplTW6lEdo4aUyXlH99ACmb7Ovm+0ySZNJs2K/z22hRaLlsztLUNVHGWV/dUz8RYoMJqjRjnMGOFx0+kd5I1bdvGPz50Piv+u/5Xcc94BMmNcvs6DZEeGwHHHNJKjjlogq1evlpde+qN88+03sR48+IFpJ7///e/l4osvVg7/SNXelNL4EiFZIQR1BPcJ4eD777+PXdH4eOON/5MFC47U8Zmy60xlKdcjHV5/vbHjaw4413V1cJoximNj2Qe4HuFgFO3rr78eu6LxgfyDIFCCqZOqvcY/637CDQQHLMqJNh9tnd2eAHwP53LZsvP19B924NlhBAHEBji/uM6MEkH/CscZAgScYa8wvA7YlhhpgREF6DthTzZsnx3BAKM5MDWJHcgz5B2ceDYKwxxwvE8//XR9vwgT4A+8s846Swsg8daJsQ/Ei1EV/fv312k3/RqcWi8hBMeSJUs23Ku7//XD7sPd4Hc8F9hwiH/evCPknnvWqfoQfjtpiJgY4o7topE+2KBG/HCDe0Q5QJ57lUH8BrEOz81rpBXKC4QUiLawrd2ChxfGdmxKmNARD7fIERg94rqh2OFHa95NhgkeXjDBw4tNRQgBehmJILQAIQT12H0kJISwRNmwm2sARJCAQojJ6ESFEKQHFWvZsmV6tEciB4abYjgqGlRkprvQsQLLQKFH4Q8ihPzpmh3l0mP2lacu3UG+f1g53TAm3Uax+ozpM8dOaS89eueoCsgrcLfeuVJf2Vt+v2In+UkZug3CUe9/Vt89euGucsnC/eS5K3ZyjFV3evBeGa1+QkhmZpakZWRLcUGGzBrVTRm3e6g0q+sQlj1Kwg/EhfOVcf6pcmqvO2l/GTuot2Rl5+rpMrl5G7fHxXofWPdj1pie8qdrd3YMb5NuvCqD+7krd5VrTt5f/nL9Ds539r0xEL/Kly/Wbamc+IO0GILdYdDB4LWoMF85jHvLD7g/d16GIXafb920vRx7aFfJcAshqvPE+h4wgicNS5drTzpIPl23lZP2sPEhHpUv36ry8+CyfWT+xF5SWgyRxRmO6gghKu6CYjlsTLoeCaIdFZNHsesxAuW6xQfJn69Vjg5GKLnP8QL5qNL81QNbynUnHyyD+6sOujCYGGIbVjalWNujpFxGDMyXdUv3kx8wGgcOHeKMly4bnB/L2weW7yOjBqtnoKfKNBRCMH2mtrpUzjmyh/6XW5c3E0asHt1/wX5y+9kHyUdrt3fyCOlxx8XAM1W8edNv5OTZvfRUlyKPkSFYZHXkoEIt2vz7PlUmcG28OHB/SN+jW6h0bSvfrFfX2XmEzyr/mkMIWXJELykogcPd0OFKBL0gqQpn2tg8uXFJB/nnuu02llX7nhk4Rz3X/z2+pay/8LcyZqgypMv6bwgfjijEh3LltI8YXCbnH91TXlut6gSeAZ5F0DhwripzGJl0zPQMKSoboEWMZISQiqpa/YqRJhAlMEIrcBk04Fx1zYfquVx5UhcZN7zUc+QJKKvoL7Mm5GlRR18fpF0w4DyVB/++b2u5+LhuUlpRq+Ni8QQBzwflDiM34chHcUBowD/4sCfKyqIZGZKsEAJRBgID1m7AP/bsgK2CkRazZs1U/cnGqTFGCIENhX/XvQ6MjIFg4CWEQIxB+l599dXYFY0PCCGDBw9W7XSxaj/L9JQNvz+fMALj5JNPVvdYo/sAuz0BaPshlqxduzZ2VeMD//JhigmmjaB/M9ehDceWwhhJ8Y/3/xE7O/yB0QEYdYJpFaZvMO0z3sMhx4gN/NnGDox2WLdunXbi/Q6MiDjjjDO0PQBnvra2Vg/nTtR+xYFngvVAjAgBYHNgpMh9992nR8NASEK5//rrr/UzwYK9cJSD9MsMd78O8ExwP5gShClpfmUo6AGbHwIRyizuzcRhwHfIP0zzYTsvffvtt3LvvffKSy+9pNcL8DpwHkaihBFCgBEomhJb6AhCI6EjAAktoNoEI0NsPygqmPDhhS16eNFc02OA8ZGjgvnvjYAQ0kxiiBFCkt41hiWGwW7MDc0gD0wmJyKEIM0oaGjQ2crYYQ4My0Mj6BZCWGFlGBEEBBFCXlXO+5KZB8vyBfs7IzlswzhmeK9evI9Ul6q0pDWu/BBHevfLlsNGdtPTQLSh6g5DGaIQWZbOO0iOn9peXrpKGeBwCt3pwfs4Qkh6hmqw1Osph7VXxv1v5BcY1MC+L3eYXr8B/KbSAeHmyUt3lsE1qqHIwGKmG7fHNULIzNE95Y/XWEJILAyIMd88tOXGMP3idBNL/8drfyXHTesi/TKxO0pMCCnKl9vO3Ec537Hz2PXxQDrUtX+7+dc6/IwsCCGxTlORlVMss8b0lWcu313+92hMBPNKe7z7wm/qeiyw+/c128n8Sb0kM6dUL45qhBCs+zFjTIY8u9ISQmLX416/TSIfP79nKznziC6SgykyJQ0NIxtmTNlgHZDqylI5Y24P+eiu7b1FEHyOpYH+7j5Plbcv799Krjr5EG3sF5c6hq0BI0L615TJ2fN7Os69XR8VKGsY0eQbFwPPV72+fN1OMnmkKt+FNRuMa21gKzBSZHBdqXLwD5TvH1HPIkwcOM/vXPzWDEII1gg55fDekl1Yp6eymB1WvNBrd/gIJhAtxo8okidX7KXKrMojuy0LAvJV1YH379hWpo3Nl4KSug1OKMDIBbxevbij/AvrApnnECYenKue+c+PbyEXHNNV8lUcmIqSjBCC6SyzJ+TJ71fuJT+hzWD3js9IL8obwHv37+Ycde03D24tq0/rKCMHl0lJRf8N8RiQ3rHDSuXOcw7Wo6p0eCw+E5c7TnOeev/dQ1uoOtdRT68xeZsI5eWlevQGprH6jTwIe2BIPkZfGFGAxR2GoGuELFy4UPUJebotMgIGRBCM5sO/6BA6vJy2n376nzb04PS6xQwTDob3+zmgEJLiCSFYfwJTh70OTDmAEIIwKiqcESxvvdV4QU5zwPG+4447ZOCggboftNsTtINwajE9BTae1wGBAdNS4PhClMC16OcwSuOBBx6Qb74JP0LIPjBiANMpxo8fr9O6oZ1W/QTihEjy0EMPxc5ueODaIOUT02NwH3DicQ8nnnii3ko5mQPrxiDNcEZNv2byCKMhMFwcggCmkuFZYJ0OCEq4R9YPB8Xdv8N2g5h1yy03y7///WUsZckfEKggcmmbRtlqTAjBzks4zz4gHOKZ4NXvQBlFvYIPALsX+RIUW6hoCpjYEQ9jX4chtBiisMWOeNg+RxBsfygqmOjhhVvw8GNTEUOY/+4F0wXcMF2BYWsUfkQihLBEMNhNuWGZ4oXJYAy7SUQIwcIoaLgwRzPeYVaQ9WoQMdcTYXXs2JEWUC/cIggIIoS8ceP2smB8R5k4uJu8d9t2jZ0JGJSKV677jcwe3Ul69Gk8KgTTYiqL+8kVx+8vPzz8q4ZCSMxI/eSurWTy0K5y6LAuOqxGBjTe+wghEEEwImT8oF7yh6t3doY9w+C178mEZQxh8958ts/F9+qe/6Oc0/OPbCflxdmSkYV1OpzGN64QAtxxuL8z37N4DbgHlRdrTttfassxGgUChTMi5IZT95dv16v8NHnlFw4w5xgQt7r2tRt2lCMndddTY7Agql4UNb9I6qtz5fYz95P/Pe3jzJlw3GF63RO+i4Vz5zn7yfC6bL2IKhY/NTu8zBjtIYSY60347u/M9/b5bvC7ejb3nLefDO6PebyY1tJQ/ADMgPIC02zqaorlikUd9foDDZxGd1rtdJk0s/TiO1XesLbIERMzpVwZ/NhRZoMQUloVVwjRYdjxmvgM7vPdqPAwWuPsI3tKTZUz+sMY2BBBsKDqksN7yju3xqbDIB4WDuJw3787Tq/48b269+YYEXL6vF5SWIrFTLGzij+2U+YGQsnAARVy4TE95KsHYlMA2f3iO5M/Xvmk8hfryswYr4xDlxCip29U18j8KTny2qpdnbYO17vDN3jFY37HZ1UnLzuhi+QVJyeEYFoNprJcf1on+ekx1WZ41eHYd788vqXG/n4Dsbbv47XbybEz0tXzaSgGIe4i9d0Fx3aTrx+MjUzyiA8iyc+x+LRg4voNefD9I1vINYs7JC2EYOTB5MmT9D/bfv/qhj1gC2C4PEYTQEhAWWPxByWZESEQIHCPd911l68zjbUiIHag3cI17uubWgjBaBBcAyHi4Ycfif3a+EA+Y/rGmLFjtBNntye4Fzi5mK7E/tU3B8IYN26cdvB126n6FkwHwbonQaaTIB3xHGIcGN2C9TPgPCJtQYWQoAdGY2BqDOxFrKGB0Qrx0hXPfsUzxxoYbiHEgDzGM4fwgSk4eHYQD/Bb2P7ZCzw/xIPRG37PMNEDtj8EHSM8BBVCgh4Q0cJOjXHjFimaGlvwiIdb6AgKEzz8sMWOeLj9jqC4/aEoYaKHF27fLx7Mf/SCiR82TPhgGD87CgJPkVE09ciQJhFC2E00IMR0GGQmFmBxZ25YIQTXYIFUDFX0a3gxnBKLVl100UV6+BwWS0NH9uGHH8bOcI4XXtg4IoQVTIYtgoAgQgjWqZg7tqNUlfSWJy7eSf6H72E8u89Tn797dEs5d96B0q1XjqRbQkjXnrlaSPnTNdvrEQHaYDXXqvc/qmsfv3hnGVDeR6YO65qQENK7b64U5mfKTadiusivuIMIkPaYgf7lPVvIvxT6e5xv35chZmC/vurXMnlYLxV30YZGN5AQYoPfESbSAbxEBnOu+v2Nm3aQY6d2E4ggAGt4XLjwEJV+5YBjLQyE485XhjtOACdN8cyK3eXQkf3UvThCCKbEZOWU6F1sPlNOomdextKGcP/7wJby+botnfVD/NISu/cvVLrPmNtJMnPLtQgSSAixiYW14X788hGo39+9dXu9eGpRUbkWQxIRQAxGCLlyEaYAbOukAfGYfFGfMTLjo7Vby6s37KzXPsHir3+75Td6HQR9jp1GoPL73/dvK1ed1EFPg8F0GCNGBBJCbOx88no2QP+2pTy1Yi85dHSOXhDVMa4dUaS6slwvjKrFMa+8dseH9OHVq265wXWqPEYlhMBRyivuLxNHFqq8io3YIfFiNNozV+wh157aXlaf3k5u9OCmMw7WYCcWrP2BdTvsXV3yiwfohVH/euOOzj175bXJH3XPG8qCeTYmX1XefaHKlS2ElFb0l0F1FXLvsv3kh0dj09Xs8AHix28qTF0vTdvnjiP23WWLuiYlhECYKVRpPGl2P3WdKpeI137m+Kyux0LBD120v6xa0knWnNFRXrx6T2cKY+z3BtfE0nrnOe30yA8sDIu+r6ZWxVuDESI1snbpQY4YZF+rPkP0eO+2X8vac9vJypO6y3WndpV157WTV27YTU/p1PmhQPwYEVJWUafuqb9yWGpCg7Q4Qshk/a8/RkSwA0PbMcID631hRAWmgGAthngHRpJirQQ49RBDTHlIhCBCCKY/YI0T2DqnnnqKdogvvvgiWbPmJv1nDOwVrwPTGu6++y69mCmcQHfcqJdIP8L1mxoTpRCC8xEnns8VV6z0nM6DA4tiYuQD0opRJBj9hfbEiAx4DxHIy9HHvUMIM+tg4Hw4wdgBxC+tOJDnjz/xuM73VatW6UVz460j9/jjj6syN0X3Y0ZQiEoIweL9KHOwsbBwL6ateB1IJ/Lb7LCCxT6xYO1HHzW0X82IEOSJSa873XDW3c4w8pD1v4mCe8GipKh/QQ6IfSgTQUfx4Pnfeecd+n5wj1ELIWg/MFIGYcG+toWOMDCxItW4n20QjK0dlJY6TQa4/aIoYIKHH7YP6EWYkSGAiR8MJn7YuMWMZIl6W12mN7hhegUjaSGERe6GJb4RQUUQK1N1xqrvwwohSDcqAYYYejWm6ETQeUAJ15U51klgDiMWtcJwOxgfMKBuvHG1btARLiuUNkwEAUGFkPkTOkphXppcsGA/vbuJNh7d58GAVcbxnWfvJRXFaZKWgV1bTEXNlJ59cmTR9PaO4ek2wmNxYH72OUccJPm5GTJrdBf5y3U7OIa0+zy89xBCMBokKytbZo7qLu/dqhxS23g3qDRigcCHLthDzp3fTqfpxBmHyNnzDlHO3V7aOdf3ZhvwQKUH6y9ccfyBUlWaLZnZTgMdWgjB/SveueXXcv+yveXuc38rf752J2fNC/zGrlHhYYj95Sru9Kxi1XirDiy/QMYOTpOViw6WBy/cRx69eC95Y80O8uOjv2qcfqRHgV1lHrpwL70GBRZwXX/h3nLfsn3lpMO6S3V5nup0sGApOscivfXtU5fu5n0/Kp/gZLx0za5y+Qnt5JTZXeTkmZ3lzCM6yU1LDpB3bo3t/MPuCeGp6x9RaRkzOEcLIIbAQkgs7Pfv+LW6p331Gh1/vGY3x6n0ycefVJpvOn0/KSiCAOOsrp8ohUUVUltdIhcc3UWVYVV2UIdiDtkbN+2k0nSALF/YSRbN7CkLpvaT2eMzZc6EDDlmeh+5dnEHeQ87p9h1Caj0/6Se9/3qOdX3V/lS7IgRoYUQ5F+s3P7lhl3lvuUHyIMX7K8cVSI0uq9RefvPdVvJsTP6SHYBdlJxRoNUqtejpqSrcqTKK+7TvhbE4vu/1TvJPecfINef0lGVsQP0v/qecRrwWwRCCBwXM3Ulv6S/TIojhCBe1K+vHthKtw9efL3e4c/X7SbHH5aud3SpjC1i6mxfWyND68vk+lM76OkmtByi3Kp8wE4pdy1tJxcd103OX9hNLj8Ru70cJB/coZ4NrsNzVen9XLW3M8aruhkTQsxipifNTpeP1vo8f1Wu/vvANvL4pdgVpYuO48LjusqaMzuoshCrJ7gW5U+l59JFiY8IqaqGc4steyvk7vMOdNJvP2f1HUSbF67aW06f11emjC6WEYMrZNSQCpk7OU9uWNJe7zyl88d9Ld6r7z5bt72cOb+3FJUhH2qlpra/FkKmjCqRp1b81nm25DoIUqfO7SPjhpXJoLoaGTaoSiaNKpUjp+XI8mN7qDbwQHlbPYvXV+8iZ8zvK+VVA1T4EEJqEwLTRjASAHP43QecIwgeMHyw0CUcbSwWirVE5s+fr20DrNngN1oAv8FGQBxNIYRALPj444/1biCYTvL3v7+tP3/zzbexM/iBP3swrWH69GlO3ahqmNbmFEJw3xiJgjUyvA6sT4F/3EePhohTFLsHxOm0wdOmTfMd2Yt1NbDoJQRCOPaw47D+BRZq9VoYFSMokBfnnX+e/sMM0zYwImK6igujT2D3eR3OdIwVgpE7RgxJVAgxO72YkT7Y0hHlFGFiLQ0vUQbO+Zo1a/SOKHhmuF8s5oq8wnbR2BkHzxPCCkQk2LVwchFuIrD+OAjIFzwXbA8cb5FaTAvCOixYI+WUUxwhEPUPdni8ayFaYrFkPA+su5aMEII8x/M3IhTqJcQmlEk45RCKABM6gsDEilRjix3xcAsdQWiKaTLA+CBhsMWMZGGChx/MF2TAbwwjiNiihxdM/LCx/e5kCCqGBBFCANMdbNyaBWOzFEKwZzA6UHQGMIjYge1zIILsueeeOo1mRVuMJEEYKMBQsWFAQU1HJUR6WIG0YYUcBBVCjp7UQcc/bmB3+b8blaGO1fjd5+E6ZUz/ddX2smBiR71OSFq6U0n7qffVpf3kptP2dRwh2zlQBuw7t24rY+rVM+mdI0eMgxCiDHCcaxu2HkJIr765UlfZV93HHsqhsabemGvh3Cln9ebT95Fh/ftK9z4F0q1PofToW6DeF8qAynS55sT9lQOojHGc744bxAz0167/jcwZ2136phfqBjeUEKLS9T/lID112S56N5phAzKkvipb5k3oIQ8s20u+fXirxmkHCE99f+Npv5W0TNWhxra5zcpWRlp5rrqfLJkyvJ/ccMoBymEjQlXMMVl16oEydnC6DK/LlJH1GTJ6YKYMH5AtJVi4NNfpSHPyitXnArn0uHbKCfMQlVR43zy6tfxuxR4yd2JvdW2p9E6vkH6ZZfq1tKRQzjyis/xtzQ7yvye2dPLOfT3uRz3fT+/aTs4/qqMWQPLyQwghsTL0wpW7yhlHdJWxQ3JlSP8CmTepn6w7b1/5iuUBQHhw4s7fR/ILkxdCsFAq/p2dNR5p3lM+umd7vR0udrQ5cWZvGVanykhhtWTl1ahX5ZQXVUmu+pyd76y9ge1U//sIWTQ0VtaeWbmrDBpQondoMUZ4YCEEYao8+Ldy7u9aup8snJYmIwcXyeghReraHsqZ39U5hz0blb8YQbB4Ti/JzOuv4y0sqZba6jJZe87+8s1DKn/tegxUWD8+/it56Zrd1P33UY5yscqnahk5qFiWK0cco2L0dexagLjV80lECIFTZDDOEsgvDiCEAOSDSZsXaJMU3zy4pVx4bFcpLMU0io1CCESXRTP7ybu37uTcC7Di+FnVB2yTu3xhTxlcV6nSVy+5RfV6NAV2WTnryF7y5Ip95F/3b6t35Hr5+l2U416od4eBE4kFTccNL1bO/97y42NkNEjs+X127/Zy+9mHyJRRRarMDJA8FUduUZ30r61WZSFT7jj3IC10oD368t5t5Ix5vaWgxNmuNqwQAgGosqpWzlnQSz4w4p773vFefQdx8OhDc6S0ok6Ky+rVNQOkQlFQOlCGDa6Uu5ceKN+sV2WL3ZNKx+rT26u4IIQ4Igg4bkaWFnb0NSTOBy/YV/KKB+o4MNKjUlFeOUDlY72UlNfLxJFl6t77ypIj0mTiqFIVJhZ75SJHEOCcoN/HzhhwtuH4YXtMrBmCdSXglBsHBE4ZHCU4SfgMAQW7iHhNN4HzddNNN6o61TRCSCIH0g6RAOIOHJjSUiyw2XCqUXMKIWivMUoF/6h7HRjpgZ1UZs48TPXxuRvixLWIE4vd+43gwf1j6odx2PFsMcXIa0cUHBCYTjsNa8CUaocZrygf+crGQPsGx9fPeX744Yd0GhMVQmB/YhQTRDoIHhiNjFEtGJ0MQQbceOONWvBgB8QvbBcMmxXl2ZRrOL2wVatUO7lgwQIdNqaNoK4gjW5xIwx2XxwEpAk2G8oM1r/xOrB+Cp4/xCz0fXDeYP/CKcT1GBmDLWwhmHkd332HEVF367YA95+IEALBA2UJCxJDiMEocYhIGC00c+ZMfT+oY21CCAf5zQQPL8KOCgFugSMotpCRLEbgCArzBb1oE0Iaw3QHG6ZduElYCGGRMVjCGxBQBAFRCSG4aajQUJe9jBwsgITt1FBQIH507dpVx+UuGEg/7hHfs4LoBSvgIKgQcuzk9tK7X6ZkZ6XLoxftIj97OJnfYHjxon20+AEwGqS7Fjc6OVvYwtlwO17KYP/p8S1VmDtKcX6adOmRK/PGdw4lhKAx6t47XyYP666cHdd6GeY6EIv3tjP3lrqqNOmbkS9Z2Wj4NtIrLV9qytPlxlP3lR/NAofuMBCm4usHt5CTZ7aXnn2LtAASWAhR9/qDci4fv2QnGT+4r6RnYfpJoUpHoWSo96MGZupdZ35m6cfn5zHi5rcqPhVv3sbOKy+/UI8SKS/Jk/OP7Cj/vp9MZYETp8K4YGFH1ak4a4wgDEyBAZgOYzpFbJVbVZ4nz1+l7sV2aAzKEfrjtbvIYaP76TU+8vJhyKMjdsjKLZGS4iI5d14n+fSu2HaedhjqeWCa1K1n7Sv5hSUqnNJgQgjKzGPY6lXFPyZD8goqndEdxeWSV1ghwwfmq+t3l/+xfAQqHx+5aB8pLSmTInUNM5jCADEEw6ePm95XLji6m8wZnyUVylArKq7Ua3uUlak4YLi5KC2r0ILIsdP6yF9XK6cZ5dOdVrxXz/C11TtqMSEhIUTl03/u31puOuMgLaZgO96SUqzxUSVFJTXaYcf6E6Zs2Nfiu7Pm9ZSc/FrBIqkYlTK4rlhevUGlF8+T5a16ZrifY6enSUlZtXJ2q7WYgffl5dVy/Iw09fuO2sHXcdjXI0wVdlghxBY/3AQWQoKA9Cm+Xb+FXHJ8p4ZCiHKA8fnKkzvyPAUqf7CWzLkL+kj//tVSWo41SXC9A9amKC4boNJbLNcu7ijrlRN//tG9ZOggZfxXqnOVE4k1MeZOytEL/9I6Emvr7lp6sIweospaBXbC2RgHhAss5jqorkqVod7ygIpj1WntZdqYQimrqE1o15jyyv5a0MAIIK/y9PWDW6t4DlH32F8LIUbIALgWIsXcyQXy5hrV7tijjRCeSse68w9Wcapnra7B+Xg9aVaGKlO7egohf7puVzlU3RvEDwgfiAvXwSGB4IFw8B1EGfN9sqCeYj0FOH1wLPEvOcopvscz0FN7LODc4TXejhxYHBPhIDzn2o0CQxhSJYRgxCv+Mcd9TJ8+XddN5942xh1UCMEImoED61Ub6mwb7K7XiQghOB/AaYRQ5fWnFA78hlE6RnRCnBBkIOrgGXjZcXCiMRoIfYMRJeCUYQSC13aoiAuiA7YKxrnG2QcIA+DPL2zt63X8/vfP6vVPNvZLwYUQOOX4kw6jUOB0uh1rOPD4DuLRbbfd5plnEAUuvPAClb+qzVXn41pz/8CkCeHhFZ/d95kI5l6DgngxDQIjc/wOTINB+UAccKZxnQH5gjAg5kCo8zuwFgpGvsD5DCuEIJ8htuDPT5QJ2Lp6Coeyd/Hqfk5ujB0XFrdI0VTgHsJgBI4wJDRNxiV0BMEtcgSBiRlRYAseXjBf0IvNSQjRBBBDbM3BC6ZjGFIqhLBEuwm6LghgIojOVPVbWCEEogYaKQxx9FORsRo3jCd0JqiQKDQm3e74UVBYQbRBIWaF2xBYCJnSXvr0y5S+ikuO+a18ca8ywpkjo5zMJy7eVS+MmpaOUSFZelrMRUfvr/95bBS+MqjhKC894kDJzc6QHn1yZX4IIcRphLLV+zyZN6GbnutPDXflGHx+z6/k6Mmd9QiQrJzGjWNmtsrvtDyZNqKnfLzWtd6DGzgZ6vXsee1VOOjYAgoh6rofH9tS7zwzbnBfyc4tUNdhRAka93zJyMY2a/ly3eL99KKsVIRReYspLZWlaOCdESG6M1FkqusrS3Nl2ZEdfIWQCxd2kEIshKqFlI1s6AwV2Clm6IBsPc2m0cgfoMLBQojXnry/yjcIGI5x4KagUBkLeaVSV5Unz16xu/zCHFDck/r+geV7awEkJ4gQovIRcb941c5ymDoPQgZGdZSU4N+zUi2ElJSWypUntpN/YYcjjzL6uxV7yaBaleclMDS50RQUxyCDGFIulRXOZwggADu+FJcAZXzHKCyGcFMp2fnVMnVkjjx12d5OuYqVLXc637ltRxk7TD2bYggKIYQQlW/fPLiV3HT6QXqHl5IyZcSXwSFx1vrIKayV8cPzVdx76vV5GuUTPqv0XHxsVylT8elFUkuqZMLwAvn7LapuepSL/6lnc8OpBytHu0Zdg+k8jlCBV4gh1coJOX5Gurx10w7y85NkjZFYmQgqhLgdIy8CCyGIG88Ar17EntN3EEKO6yyFJUYIcQSGofWYGnIwbwPUZ9zzH69VbcBwVWdK6/R1bgcRn81CqBAj6gdUSv/ajYtU4rda5fyeOb+vfPtQTAix4gAQSU45vK8UlNTrdDWIQ4HvMJWlVoWNOBBXba3zu5l64yuEqO/uW36QDB/kiBIQEmDgP3nZvnzKlErnq6t2l4XTc7TgUFHpiA4bqO4vpeX10r9/rfx+peqL7PzDexXGE5ftJ4eOKdbnGyFk7uR8+cPVe/E8V88K60U9vWIfOXpatgwfrO51AKbybBRf3KNLkhkJ4saIG5geAPAefTpwl1/UZ4NxDjHiE1NRvA5snW/CY3E3xFsoSZUQgtEUcPgxcgDrn2BahS7XrhEsiQohbjDdBvU7rBCCa3Dvhx8+R69V4bXOx88//6IFjXHjxqpnU6yvNaNJ/NaWwHpuEL/M80R/gD4R00a8DrMjEMpEUXGRvsYNwoIj6DeKBfYmRiqgLEGAwDVBhBA8p1WrVmmHHTYArkW6TRh4xffIQ0wL8VsnA1NqLrvsMhk9erQu97q/cgkfbux7TAY7bC+QDqQH0568DkxRwggu3C9scJMHboy9hC2t/RZExkKz2DEJtnYYIQRlEqIXRtjAxsN1bjEAr4jftrsMJn1hcYsUTYW5rzC4hY4gtMTdZJiQEQVM+PDC9ge9aC4xBLh972Rhfr4XtnZgw/QHG6ZjGBISQlgkNiyxNkGFEJaJhqBCCDpLCCHYLQbxojAdd9xxcRe+QgNp/lHBvwAosIjTxI9CxAqgTTwRBIQRQtLSM7QYctjILvLna5SBDKfCPl999/ebt5djJneULFUpsVtMfUUfefD83fn5L2C3mZ1kdF0vFX629EnLCSSEFORlqnNzdQOUnpkjeTnZsmROR/mRTYtRTh0ctEcu3F1G1vWRnv3yacMHMCpkQFWaFiww6qCRgwhHSIV/6bEHS3oGppMEFEJUul9btZPMHttTnZuvRRDTqKMzwJofhco4O21OJ3nvNuWwIQz39bF7f+KSPWVo/yw9CiQvJoQAjPCoKsuV5Qv8hZCLjukgxUWIm3eWZnTIzDH9VDp+09ipQTpUWK+v3kkWTu0hWbkQL4ppZwyBBL9df+qB8t/1HsKZev5wxqvKcH4AIUSVobeVI37MoX2ktKRUT29xGyhFsZ1gFs/uqcqhKkN2WQDqnv5w1e4yYVieugaiRfh/lgxuYwzCB4QOiB+loCw2GiQ2IsR9Lr6DQDJxRL6sv3B/J29Qtqx0vnvbDjJheL4KF8OyAwohCEfVnYcv+q2MH1agrq1W8Td0ugqKq5TTXqz/occ/9azOIByMShhQXbYhfuxi84/bd+DlQp3/91t3lJNn95b8YowisZw+GPmlNVJXWy6Xn9BZPlun0m7Hi3DUM/YSQowjE4ZQQkg8kLcKrCV03lE99OgNLSooIFLMnoDRSHvzsqueyb/u3U6uPrmz3lWmlGwFa0B4GAFSps7BCA2IF/geIzYwfWb1ko7OFEBbMFXPDW3dY5f8VqaNVYZybDoNA2FC9EAczmgTCCO1eupI3YAaWXJEunrW8YUQiAkAa3C8CEGClQ11/kvX7inHzsiWqaNKZMqoUjl0dEkDJowoU6/FetHaDfntDkPd6x+v3UuOmpa7IU6IF2OGlcvDFx/A+5fYtRBPP1q7vTx6yX5y9oK+Mm54mSob0QsgbiBW6HKv6htEC4gBjvDliCT2+UbYwHa1fjupYPHJuro6fT4LJyjoNyCE4N/vVB0QRLDzzDHHLFTtMgQsR9RrbiEEIztGjhwRd4tjZ/vgo1VeYS2LMunfv0ZOOukkPd3J6/j973+vpy24+wdM78F2sF4H1uHA1IdJkyfpKTV4dQM7cOSokbL2rrWejjemciBtKHNw3kE8IQRTL5A/WJMEtgjS7O4nDOhbES7EGr8FcnHgdwhMmFqDURMoo7je9Jl22O5+MVlMHAykAXmCKT5+eYL6AMEHaUOeGNvCDcKB07lo0SLfsoDpRhgVBTtV20QBhRAIY1iPBOfDkYdtZttX8bBtuzAYu7IpMfZwUGyxIwjM5vfDiBxBYYKHH7aIERW24OEH8wsZYcQQYAsfDCZ8MNz+d7Iwf5/B9AMbpkPYMD0DhBZCWOAMllA3QUQQCA5eI0EMYUeEQAjBdVgnBEMX/RpO94Gt52AQYQG1k08+WTlWpXrKDMJiBc9NEBEEaCGkT1YgISRdVZrefbOkIDfDOR8Gr32+MsS/f+hXcuuS3VXDkKGnxSya1l7evnk76vT8rLj73N0kNydT+vTL0WKIrxCijN3fX76zFORvFELSMpRhXJKhFzHV/27bzoH6/P3Dv5KV6vfqsgxJy/RWh/tm5EllaYYemfEVRmbYaYYjpPJk9akHSHmRij8HooYjhMwa00v+eM0u+vdG+aIc/mdX7iaDarL0aJDcPEcAMWCEBnaBOWpyD/k/7DZhO2wIT+X30yv2kNH1GVoEgRhiro9KCMnNK5aykgJZPLO7fIyFGO104P5Vfj580d4yYWim5BU4U2JYR4zfMDLkjLld5B8Qd+y8BM9vIX+4encZPTBH8gtKNL5CiDofi35iTRCMBCku2bjrCzBCyPzJafLK9bs2zgeg8vGP1+6mR2NgNEhYIYQZYAaIIVgHBDutYDrK8dP7qjzvJFcvPkRuOuNAWbt0H1l/0Z7y5Io95XeX76mcw93l07tVPuM+7XtV6UxYCFF5d9Pp7aVGGf56JIjL8DRhDBxQKpcc103vTtPo2cSEkNVL2qv7KNUjUmqqymXxrD7yERMUEKe65tFL9pWpo5XxWIah6xsFDIMzKqRClszt4ywKaqcdeaDCtoUQOH2OMxmeIEIIFv39+K7t5LXVu8j/3bSTJ2+sccCCoLMn5m2YrmKEkOMPy1Tlc/fGbRdQcUNYOGl2hgyoVfelzredu3iUlKt7GVWsp6X8hEWR8Zzccah4IQZfe0oXGT5YlcmKhnGY3U04joNcWT0glBCCER4QEo6YnC+vrt6N57EqHyhnf71xV/nLqt01GCHi5hWVb6+u2s3Zfcm+HnGqe31rzS5y6tx0LdYYIQTvV59xyIY2rtG1AL+pNP+k+ocP1u6g6t0eqowdLEdPy9Vpx04xqRBDAMotHCe0D9j6FkPu4WitWrVKMNUADjJ2isPaIPgXGMKAn7MJIQSOdbJCCNp7LGYKO8PrgJCBaTpY6wSjVeGg4XPQ3TPMgbUnJk2aqPIAAhTqMtqD5hNC8IowsWbLF//yvn+IJBdcsFznFRZNHTJksJ7e7PdnFtZvMPcH8NwnTZokTz75ZOyMxgfyE6OAXvnLK1pE0K9u1HewJz/55BPPESwYiYK1S1Au0P8GEUKwMCp2hEGfgHt09xFucA+FhQUyY8b0wPYrHH0ISQ8//LAeIYOFU+HAop9mcQDTjyYL67eRHwDCBEYqeR0o62bLZ+SJ274wIByIFBC8/KYrIQ+wNgxGg2g7L6AQgnZh0KBB2r617aowIP2JYmzLpsQWO+JhCx3xwMgQPANm+1MwTSbFu8kwISMKmOjhBfMNGZuCGAL/Hj488/8b0DO1U2QiF0JYAm2CjgRxj7zwIhEhBA8SQggaGCjlfv9CsAMGCAwmdNyoyLgnhMkKX1ARBGCqS6+AQggqF0Z49OiTI8sWHCBfrVeGuH1+zEh++drtpbq0rwo7W9Ys2Vt+wIKZ7nPxXhntn6zdVs454gC9y0zftMSEELwOrekrd561l/43tJFzoNLzzfqt9FawRQXZkpHt3RCmZeZJWXG2nH/kIfLZOrJQaCzd95+/t4wYkC5Z2fmSleNMb/EVQpQD//xVu8qwugzVGEPEaCyE4HXm2D7KgfeYI98EQkh2brHePebiY9vrbTupEKTu/46zD5BBtXmSDyGEdMAAo0EKFQun9pbXVnnki3qef129sxwxsZ+6pliPCoknhMBZnTgiW4sgthCCzxBCZozJ0AKLdsrsMJIQQmyDy4ARHnlFVVJfUyJHTeknlx3fQR64YD95/cZdlAO+nXomW8t3D22pHW5drvF8Mb0Er/jsTp8rnckIIbeceYgefYHRILYQgrVCEMY5R/ZUz3k7Xl4ghJzuCCEQdupqS+XChd3k83uIqBkrF7ee3U6G1COfqvQIECaE9K8pl7Pm95IP7/QRQs46RJ1frcKAw8MFjqD4CiGIT4HpaNgWd/7UTDnusDTN8TPTG3HCzDTNtLEFUl8Hp8o4ZTV6dMUpc9LkTeWsU6dcPc+3bt5FDp+Up65xRpHYzl08sLYHRnpgZANt69Rz+f7hreSCY3tJ3QBMpYHT21js8CPsiBCsvYF/yk+bmy7v3BobEec+34C0Iv9R5hmmPtj3BBCn+v49VR/OWdBnoxCi0ov1RhZOz5LXsU4IwkdZtK834DekT52H7XJfvmEPvS3yzPEFWtAxU3ySBdumotyizcC/+fi3H6MP4AxDUMC/znCmw9oBOKIVQqb7CiFYwBNrR8CZO+mkk/V9YAeNZcvOlxUrLtPrWmA6RLwDu11gWnB5ealKtzOyq6mEEIzQwCL0iM8IIQCjPLA4bbwdQLDgJaaNYNHUUaNG6pG+XqMycJ8QuvLzczfcI9pbLBIadKvWRA+MPsDOgmiT0P8GEUIwdQPTL0z/6e4jbFBeYM9iwVS/tVXYAZEGU7ogumA0E9KHusHiYf1rIrj7bQAxAveIsuxX5vDn42GHHbbhGnO9ySMDHHGM3oHI53WgjkOcQj2F3R5UCLnkkkv084NthzQY3PZVWNx2XlCMfdmU2GJHPJjgEQ9m+/vhFjriwcSOINhCRhQw0cML5h8yohZD3GKHH8wXT5RAQggIIIYApku4YbpG0wshAUUQkEohBNcBKL3r16/XwxLDHhhCCXUdToUpIHbBY4XXizBCCKa69OmXLX36Zsvs0Z3lz9fuwA1+ZdB+tHZbWTipgwyv7aWFC4yIaHAOrlFG7zMrdpUx9b0kIxPriWQnJIRgx5gJg3rKU5fsIr/AObANYXUP2Pry+GldJCcnV9j6IIaMrHwpK86RpfPby6d3ewshj1y4p4wd1C+0EDJ8gxDSsJMxQsihI/uqfFVhwCFwXx/Lr1QLIZnZxVJXnSNrTt+P7z4Tc3ixDkRFGeL3E0KwdkixHDWlt7y6ymPKkHqeb67ZURYe2lt39EGFkElxhJApI7LkOYQBx8gOQ+VjlEIIRoFgzY/hAwvksuM7K+dqF72GhL5fgHKM/EfeATs9Xqh0plIIwQ4wS+b2coQNVl5UOEYIySuqkcF1Jeq5d5D/oHzhntznx8rF9ad1VOFiLn3yQkhVJRx5TCdoLG6EIYgQ8vHabeSk2X0kPW+gFJX214IDpr14gSkqWMdjo1PmCCFYfBTb4nq1i6/fuJtMHlWsBQr39UEpUumaOT5fnr1ib/nf41wI+e7hreSMeWkbRkzYDnA8QgshFRhBUi2XHt9D5bF6pnbZiALEqcJ959ad9PooRgipUenFLi8D+mPHmn7yIeJHu2G3WwzkHe7tcdWuXr6vHDcjW993InnmBiII6hjKO/4xxnoE6LejOppSCMEuJ0ceeaQ2qouLzWKRpt/J1//yX3jhhfL66697LgRqDjiMGJnhHi3RnEIIpscMHjxI78iBHU+8jv/7vzf0CAE4XZjq4beQLUYHzJkzW+WV6o9VXHrdKBXv6acvibQMsOOzzz7V06lRJtCXBhFCIGLNmzdP92PoP919hA3OQR8I5x8jmBIR8TCaBGIN1hAxfSqLJwpM+AbYJLhHrMEHAcjrwAKoGLmN/MP55npjYxhQHiByQgz0OrABAtZMgfhjnHDUvXhCiJmag3rWJoT44xY4ghJqVIgizKgQJnIEwRYxooAJHl4w/9AL2+f0wxY+bIwfGw/miydKYCFEEWQnGaZLuGG6RighhAXqhiWqARGLICBRIQQgTbgeDShGeCQyPxcNKDo8NFTIA7vgsYLrRVghRG+Lq6gsTpObTtvHMXrhBLmvUd/hH9b7zttVrjphH/n7zcRZU/Fgd5QbFu+rKmG2Jl2RmBCSJ1OHdZcXV+7o/ONup0fFDSFk4dSukpXtLYSgcczIKpDykmxZfpTHiJCYk3n/+XvJ8AFpztSY3ALVuAYXQpz1PRp2MkYImTaieYWQjOwSGVSbLXefu7d8+xBZgyB2/9cubielJc6oD9bpotM2Qsix03rpNUWoc6Ke519v3FlvextmREhTCyHM0AIYCQJRYWh9oaw6tZ18gWkm5vkbTLzIOzwH5Kkbu7wamkAIOT2eELKkvQyugxBSq3evufWsg501RVi5UN9de0onqa7cOKXFpqUKIZ/ctY2cNq+X3j7WvcOKJ5ZThmkuWMvjvKN6OlN+YvWtQVy67O4mE0YohwNTalQ47jCCgK1z50zMlRev2kN+hhBilx313CGEnDY3Q6UpsV1QwgohmFZSX1et1z7RZckuG4ZYGdH1OixIg8q/P1+3uyw4NK+RyINRKcMGVcmFx/TSu858h2lDJi47j9zgXvC7el6YmnPcYVl6VEgy02TwXCFSQASBw5jIHx5+R1MKIVjfA/+go013yivEu42gDYTwg7Uj4o0MwXQEjD5wCwRBhBDca1RCCM7feL0jyCBNfiIFpq1cfvkKGTCgv3Zq/abFXH31NTJo0EB9f4jL3OfSpef6Ot9RHO+8+7acdPKJ+r5Mf4i1P6ISQgDOQX+IPHvwwQd9y47X8dVXX+nRUXgmKIMsHoO7r00GpBllGOmHcIcpRl4HRghhxyfYMOZ+DfgMIJLAocaUJ/yp6XWgrED0QB2BnQbHHXUvUSHE4La1wuC29cJibM2mwBY74mELHUFI9W4yTOyIBxMzkoEJHl4w/9AL2+f0g4kfDLfo4QXzxxMlzE4yqRBDAgshLDAblqAGBBRC4q0L4iYZIQQYwQWGxNKlS/VQPHS28f5RcR9Q1tEZmQJkCh0rtF6g8IcVQjZsidsrV049rJ38+LA6xzY0VRj/e2wL+eyuLeXNG7eS/9xvGewx4/PjtVvLYhUGRnRkZGZrEhFCsGPM+ME95UmMCIEQAifEXAPUPXy9fis5+bBOkp+H3WEaN4BoFNE4GiFkWRwh5K5z9pFB1Rnq2oLAQsgLV+0mI+obL3QKWooQgq1zMSLk5tP31+JRI6cG96++w24kNRWqw7JGhLg76w1CyKG95fXVOztOiZ0v6p5eXbWLzByTrsLBNrzRCCFTR2bL81cmL4Qwo8oNdoCpry2Rq07qsHHKCPLIHSfex77DdAas4YDpC3BYseClnuLgTp9BpbO5hZAbT+8gQ+rKJL+oVobWl8jq09rLVw+o8oX7dJ9vysUZ7WVgf+RN6xoRAiFkybxeUlg6QF3T0OEKgh4RUlkrZ87vLe/c6jEiRD3PN9aosj6hQMWRwNSY2hq9/essdf0zV+wjP7OpMeoZfP/IVnLe0X30KAkIBrYDHI/QQkhlnT7/4uOwfbnKY7tsxEA5//ahrRPj4a3lqwe3kdVLOmjBAyIIRoOYNEO4QLoH1tXIUYfmyAMX7C//VOX6h8dUG4b4Y+W50TMxqN9/UWDh4pFDlMOM8BMUQ9AOTZ06VTuKQf41x7QMnIfpBthRDsKJ1zoQOJpaCMEC72jPWVz4Dr9h6sjjjz/ua8Ng1AgWl4SjjrVCggohGEWSCiEEYFQIhAuk3S/PsU4bRoM89dRTnsLWf776j5yw6ARlm+TreIARQpYsOU2vPeF1YKoNnj12cEkEONz33nevjBo9akPfhHIYtRACTL+I3XMuuugi/VzD2q8YVYNRNqafZfEYzP0kC8op7vGcc87xFaVgt0PgwLkQPEwaDeZ72ItY8wf13OuA6IMRKOhTUN/gtEMUSVYIAW6BIwxuey8sxt5sCmyxIwhuoSMoti8QD1vw8IOJHfFggkay2KKHF8xP9CLMFBlb9PDC7Sd7YfvjyRBUDIlCCDEYfSMyIYQlpgFhRoNYGeRHskIIQBiYf4TKgr3bMXcSnXG8FbnNgU4HQ27RqGJr3jDrggBT8BMRQlCxuvXMlekjusir1ytnBtfAyHRfBx53BBEtTri/x7nK6Hzswt1k3MCe0jctW4WZlbAQ0hdrhNT2kbvO3ttxKm3nQBnmGN1w3vxDpLQoS9KzvIWQ9MwCqSrLkisXHSD/xvarzOFTeXL94gOluBCqMnZ82XSEEKwRUluRJ5cd10H+dS8JJ+bw3n3u/jJsQK4jhMQWS7U76nwIIer1tDnd5O1bdnCepzssoPNldxlej7CwLV2ZHDYmcSEEogZ2gjk0SSGEGVI2GA2SX1glU0flyHu3qvtDXrF6EPvug9u3lccv2UvWnnOQrDq1g6w8sYvcftZB8reb1bU4h6SzpQghBcU1MnBAmVx2fDe98wmNU12z7vwDZfQQZXBCCPFYLLW2pkLOmt9bPlwbyzN3OMiD1iiEVMcWS53hv1gqpnYcOyNLOZH+i6Wa9Tzg7LsdfogOU0YVy31+i6Wq71ee1E2GDlLPIOCaF+44Qk+N0WuE1Krz0/T9NTofqHRh7ZSrF3eTC4/tpbnouGBcfHwvveYJRmuMGlreIN1utBgSG80xeli5Oj9b1pzZQW/3/DN2ADN1zH4uBpXuD+7cQZYe1Udq++N5hl8vxAgDZ511lu82+TgggGCBTDiq2BYV/5Jfc8012rHCIpZeR0sSQgDaXUz3veuuu7RT7nXgXrHGSBghBH8SYZqCGWHhriMQQhAWdtlJVAhBOlDXLrrIf5TASy+9JDfddJPnc4GQ8YeX/iAzZsxQfWvehrYHcYKjjz4q7pa7q1at0g4yuOCCCwKB0Q14hcA0esxo3cai3UUbj+eSCiEE6L62pETbnxD9zj//fC0SwfEPciC/MFUK02xgv7A4bOz+NyxG1EB5hnjjdWA6GEQvXINyb9sGAPePEcR43k8//XTsysYH1ozBun7GJsK9RiWEAFvkCIpt94XB2JxNBRM8/HCLHEGwfYEguMWOeDCxIx62kBEFbsEjHsxnZDSXGAKYbx6WMKNColo81egbcYUQdrENS4SboIujgjAiCIhCCDEPHCIGdoJBhYEggk4JxhAWVIt3oPPHYl/IUFZIGXaBT1QI6d0vW/qX95HVp+zrDNFmTi7CYg5ezMm66OgDJTsLI0Gcyp+oENIvPUdqytLl6hMP0LsCNEqL+vzDI1vKzafvIwNrVIXMaNj4GREE9E0vlP6VmXL/+bvLjw+TsHA/ysm8cOEh6txidQ224m1FQsixjhCCbXJZJ4ddYypKC+S02fh3VznZzHFUYT23cne9xa7ZIpd10nkQNopK5IoT2sm/7926sdMGVL48fsmeUlqC88v0ri+JCiEwUBwhpCwpIcQ2oLzANrkV6vWUOb3km/Xq/jycbPwzffOZB8u8SRkyRcU5dmiBDKsvlvraUpk1Plseu/i3G+pEg+tbkBBSWFITG8nR29nlht2rOv/Fa/aQeZMzpbhMORlk69vScuVM1VQqZ7OXfIz1HOx4EY4KO0ohBNNdJo8qkk9TKITgGggb2D739yv34WVX3eund28vFxzTQwbWQUAwQggcTBs41c46GO5RHeXKOR89tFxWLems2jQyYks9N4jB684/WCaNUoZ/Zd2GaxkQQEwciA/fhRVCHLGlvxw5NU9P/aF5rM5/7sp9ZOb4IhlUV6Puv1oG1wdnkDq/onKAvh+3aMOorhkgpRUD1T3VyZjh5bJgWo5ceExPeWrFfvLt+libbj8boPIOO57dfvbBUldXq+6rTjstDBYvniPECYgC2DnE68DIA0zFwPTWOXPmaEdSb486cqQeWYEtUOGMeR0tTQhBmwmhAX/MYE0ErwMjIvCHD+okhA20BwjbT8TAriNII84F7jpXWYl22HFs/fLLTwgx4WItDYgdXgccfCxG6jVqBKIXFsHHmikYZWLaHoSNeKdNm6p3BfI6sA4JFlTFc8UUHKyLgvdYW8IPcw6eAZ4n+iVHDEmtEAJwDeKE84k6gXJ84okn6rL/zjvvxGLwPiCMHXHEEVpQYOEzTN+bCMZOwEjqF154IZaKxgfyBKM4UL8gGrhtAwPCgc0KEQ7bFnsdGPmCsgU7FdfAVkNeRSWEAFvkCIOx+8Ji7M6mwhY74uEWOuIReooMCLmbjFvkCIItYkSF7f/5wfxHRmtfPLW5xBAjhKDfdB9aCGEX2bDIbYIKIWFFEJCMEIJrkT6E437w+A4Z07FjR924oVOEYu73r9JHH32kOthp+hpWQG1YYU9UCEnPcN4vnNxROYHqPBj+7uu8QPiKz+7eWuZP6CRde+ZtqPyJCiHpmTlSmJcl5847RAsejdKiHLSf1etfV/9aJg/rIV16F21o0NwiCLbA7ZdeKOMH95W/3aycJjiDdn6osH58dAvlQHaQnv0wPLLlCCHV5blywVH+QsjlJ7SX8lJc27ATNB0jRngUq9d5E/sqJ0g5qnY6gMqDL+7ZVs6Z11HSMsv1FJhGnbMCQkh1RaE8evHe8jPLS3xWz3jdeXurMMrU+eUJCSFuAyVRIYQZTvEoKK6SoXVFct0p7VUd4E7pT49BTGgn9f1LJSN3gOQVVeutaAvVtXmF1TJiULHcvfRg5/mofG1wfQsSQopLlZOnDOzjZqQ7U1pYuVD5jK1Plx7VTXIKB6j0GiHEcQjK1WtJea1MHlkkj1+6r3zzyNaN7xnPKgIhxO3sNIkQoqisrpFxw0tl/UUH8jZA5en3j20lj126twwdVCFFZRApuHOJnVCqqgfIqMEVqoxUyID+EE0w4kE5SfXVekQFpouwtu4XFe87t+4gR0/LlrziQTR8AAED63sMra+S0UPKtdgAkQEjIcIIIY6QMkAmjiiVl67dS9fRRuerdGLrXIzqQJy4P9zLBtT1fiD8mlovUQLrhahzFHhvvq+pVWWwql4Kywap8lcnsyYUycqTusjfMXXJLnexdCLvHrlkHxmohZD6BvHEA0IB6hZ2nIBY4XXAocaUWDha6HfgIBnnCq+zZ8/WCzZ6HS1NCMFvQ4cOlSeeeMJz2ggOjO7AdAgtGmphtEovxIo1GbwO7JZ34omLVDzI23Jd1wDEBUyXGTt2jKxdu9bXqfQTQoARZTAqJ9H1XJCH+Ocfzw9hmXbICCFDhw7x3V3kgw8+1Lvx4FwsRguBx+nTUCY2jnj0Av2REZxTKYTgPDOywv29mSoCBxFCIAQRbJvrN0II9QDTmmDDucMKiumHg2Lq2JgxY3zrJ2zue+65R5dPiDTmWje4XzjcGJHjt5U0xD9MIYLNjLhhq6GtiFIIceMWOYLitgPDYGzPpsIWO+Jh7PogJCKGtG2ru5GoR4YYfzketm+eKGHEELfO4AfTLtxgF1loA1deeaUeOQZ/HiMDoxNCIIIEEEIgSrBMiUeiQgiuwysKOe4DwgfSi+/cBQDf4RoMCcUcWa+5l1jpHEZTcwghoEvPXBlV10PeuHFb+QWGJTMubZQzgLntD12wm4wc0FPFnbOh4icqhGRm5ah05coxUzvLTxBCmOGu0gYB4/z5B6t48qRPer5qyDaKIDm5edK7X5GUFubIpccepNdwaORkIBwF1j45YXon6Z3WckaEZMeEkGULOvkKIbeeeYDUV+fqRVEhhmAqDNYFyckrUZ2b6hT1gqUlMnZIlryN6R62UwOQFvVsHjh/L6mtKJSs3DI9DWZDZ6zIylPfFZTKCTN6yAd3KAeUOc7qmfzw8JZyw6n7awEkv7B1CSF5hVUycXiuPHLRPvIjyh0RQr6871dy+KQM6ZczoIERB3Eip6BGpozMkycv22eD8NDgepXO1Aoh5XL63N6BhJCS0moVTrXMGJennGOfcqGue/CCfWXoQGX0FdfqqTDYArekvEbvxjJxRKHcdtbByon/VeP6ZcJIkRASb9eYxYertrmwXkrLa/WuMEHQi56qOACmx/RXDtvt5xzilHe73AF1z5/evY2cMDNTXV+v1/yAkIA1KfCKEQ/FZfUyYki5nH1kX7ntnPZ6EVJM9ShXv+E8CBWL56TrNWa82rpf1PtVp3WQAXBUVXhm4VTEgZEVRWUDtXO5cFq2rF7SSW4/+xCZPyVHpQkCRXghBKJKvboGa5c02iEMqDT996Ft1LM/RMXbX983RqBgSg2caVtUqFVA3CivrJfi8kEqvYNU3qhrajENp+G5OA8jOOoG9NcjQSB+2OfVqHNwfWV1vVy9uLN8hUWN7fqG+1J1+Hcr99RrjYQVQnAfaBeCTPeAcAAnZMCAjemEAwtnCdfj33KvoymFEIzIgIOPPhLthnGycZ9obxEGwsJUIGy163dAkEB8EEKQdoDPmFLhdWAkBv4xg3ONKScQCEpK0M8U6VE0a9as8d3xBUc8IUSLtCrcM888K6EFTTHNA7Ye7DX0xe52yAghyKvbbmv4z5/7gPON7WWRTtynSas7HCcsJ/8RHsqPtl1ycnS8+C4ZIQTX4zovTL+H541+HnHjFd+5z8N3sMswbQT54mW/YvQQyjpsP/f1QTHpCQruD3mC8nfvvffEUsEPjNhC+pG3cKpxHa43+Y77wzoiftNiMHro+eef16OEcH6bEJIcttARD2PbByWVO8kA4+cExS1eRAnzA71gfqQXTPRguAUPL+AHB4H554kC/5zpBDZB1gsBtm5hY4QQ7FqGKZfvvvuuJjIhhCXeJlERBCQihOAaFCyow5gnO3PWTGXAVesChOkxwH1vBx10kDYU8C+C14JrGHaHf5+aSwiBiFFT1kfWnLaXXoODOjY26pzvHtpSzp7bTgryMiUtY2MDkagQkqXo3jtfpo3sKV+s27qxQwpg9Cpevm4nOe7QzlJYkCOZWQXSL6NQT4fBIqklhdlyykzMKVeOobnGHUZMTHj6sl1k8vDekpapDBHV4LYEISQnt0iP9DhtTlf54l6PRV5VGAj7qMk9VXqL1HVFUlWeL4P750htVZ6UKOMSHWNWbqn0V59xL7+wewEqjz9a+2u9lsjAmjzJLyjRgkhmTplk5yljVXXKc8b3kWdX7iI/ParOZ06HKgt/v/k3snhWDy2AFBYFE0JejQkhEDCAMVBAIkJIaWl4owrkFlTLlFHZ8rvL92i8Ng3iVPf8+T2/kgVT0yQ9RzmfJVVaxMBrYXGNnhpz6XGd5YM7lYMeez52OlMmhJQhjAo544g+gYSQUnV+UWmNjBhcIi/fsKv84lXXVbnAVKDrTu0go4cW62kw1aodq+tfITPH58kd5xys6r86j90vwHcJCiG2g2MIIoT8U7UbS4/uptJbLUMHlsuwQfEZrsAUF7PoKRZALSodIFcpRxs7Yul7dMcFVL7+pMrKsyv3lmOmZ+vdViAMQEzA4qYQFqaPK5RVSzrKZ+vUs1Vl4PN7ttELrBaWDtQjNorK6uWIKXl69A1tc3FPKu53b9tRTwkZMbhy48KpNbUyqL5Kxg0vk3MW9JbXVu+6obxcdkJXKSwZqEWNMEIIBBZcAwHl/uUHyC92u21Qef/OLTvJibMyZcigaimvHChlCggOlVV1+hWY7+oG1MqYYRUybVyRzJ5YIBNGlumRGhBJtPAQY8SQCjn58Az1/PrKnEkFMnIo0uQIH5jeUlmN0TV1+jMEFWy/+4871H3F2vMN6VPvMSLk8Uv3TlgIQRu0ePFi34UxMRUE/0qj3TaOK65DvYRzhREOfmuFNaUQgmH/mKqDNMKWgSABMI0XU3mwxgNGt+A8v8VGcWCXPDj6cEQNEA/8dt3AAXHitNNO03HW19fpdMyceZjcfPPNvv/GmyOeEILv8BsWvoQYEfaAWIPpIBj1AZHG3SaZsAsK8uTqq6/WoonXgR0EMSUD4WB6DUaG4NUNvkMfjWcPMQ1phsMOUQiiWqJCCM5Hn2autUH5xPNCecHzxsgePDt8ZxxjOOIYKYFX2JaY5oW4vexX/AuK0Uaw/VicQbH7ZT+QJ3B6V626wXdxV4xkwba4mO6D+4FjDVEE1+IeYcdjbr/fmij4DdOlMHUJ1zWFEALcIkdQzDNMBGODNgW22BEPI3IEJawYoqfIuMSOIBh/JyhuESMqbD/QC+ZHesFEDy+Y+GHDhA8G89ETJbAY4tIbvLB1CxvPNULYyW5YZDYs0YymFkKwDgiMjxtvvFEbOWgk0UlgaCgaaFQQdyFFYcFcRvwz5GVg4J8lGCJQlljBdGMXcEMyQgje52RnyNGTOslnd2/T2MmwQdjKSP7wjq1l0jD1PPtsnBYDEhVC0Bj1TlcOfU1feXDZ7s46IW6n1HX9z09tKa+v/o1eOHXsoDSpLFWdcEmmjKxLkxXHHyDv3761/je1UT4AlZ5v1v9KlszppAUQLJSKxra5hRB0RhjdUVBYJPMn91HPQjm27FmoMP6n8ubRC/eUo6f0krnj+8r5CzqpZ7+vnHdkRxnSP0dPjcHokLLSArn6pIPkS7ZgbAw4PJ+quFadeqDMGttP6mvypbqyQC+ievqcbvKXG3ZQ8alzmUOo0oJdGm496wCprVQdOEZ3FAdfI2TyyJykhJA/Xbu7HDoqV12jzi9LTAjJL6qSMUPz5Z7zD9A7dejy6o4HTu8jW6h87Ki3nq2qwhDscqlW4PO1p7TXOxPp0VTu6wwpEEKMoQxhI4wQUlYOEadaBqjwbjqjnXz1gCoXrI7FroUYctfSA+XMeX1kwdQsueCY7vKn63bXO+bo9NnPxIDv1TMLKoTYTg3DVwiJxfndw1vIE5ftJSsWdZerTu4iVy+Oz3WndpbT5/XT01yMY1dcVieLD09Tz+033vepvoNwBkEP4Sycnqsd+JNmZaky0UVvJ43dhPT1qgxgl555U3KlGKMoVB+C14mjSuR3l++lp155PQeUq49U+bhz6UFyyuEZcriK4+hpOepZ9JanL99Hvro/1tah3Kp4rlZxF5dDkAgohFxwsIwYrJ5BLaalYLTKALnouB7yCdaQsesCUOn55ckt5e1bt5fLTughE0aWy8D6Ghk8sFoGxV4hkGCR14mjyuTkOZly29ntVX3fWT69axtZe247mTq2VAsbZsQI4j5pdqa8umoP+faxreVdFfbq0zupey3U4Qyqr9biSb0eMVIrwwdXym1nHaTF+EbPRuUjBH2IdTgf8dhihx/o31HHjjrqKN/1JvAHBqZBwLGH8wpHCa9waGET4J9yP1EBi6rDrkB5Q5xeaYkH+o14QgimL9x22216bQ/stnHuuedqR/jyyy/XQgTWWvBzBs0BpxfOH5xBiDcA6cd93HnnnbGz+IG8gMOOqStIw8qVK3X+YpedIEc8IQTgezi4cED9xAp2YPoOthg203dM22TASA6MYDn55JN9t+nFgQVbsWju5MmTVLkwa4VgLRAIQPWa0aNH6yklOA/5gH8TsU0z7EUjqIFEhRCDCQfAzoDzf8stt2j7FWX0yaee1NsmQxBDmTPPFCAsjCTyE8jMGiGw39xxJYK7X/YDeQKbDeKen1iJA+ULwhjsfIg6uEfsYDR//vwN9dTveOWVV7SwaQSKphJCABM7guAWOMKAdDYlbrEjCEz08CL0NJlWKIYwX9AL5k96YQsefjDxg8HEDxvmpydCUCEEJLuTDPx2CCHoX92HrxDCImGwBNskI4KARIQQqD9Q8N1zEzEfFXOCYExAIMHK2+gsMWIEnRyGpXrNWcWK8/fff79umDGShhVKAyvchmSEkAxFzz45Ul/RR169QTlTzHF1owxNrOHx8PJdpb6yDxdCMnJk/oQugYUQNEJojLAlbq56PWJ8d/noTjIiwqDSgF1svrh3G/nbzb9RDvEO8vJ1O8hba34j/1aOgXY+gH2dSgv+yX3ikt1l9MA06Zvh/EsAmlMI2dARKbJySmTisAz5eK3zT3KD6w3q3r5Txv5Hd/5a3r9je/n83m3l24e3kudX7iKHj+st2bnKUCjA1rfFMmZQpjx3xa5cTIiFhe/hFGM9kb/csKP8+bqd5I2bdtRijN4tKHZOo+sUf71xJzl2Wm/Jza9URqiz9W1rEUJgpECcGFSnjOdFXUQvlmoLRrF4ITT87oo91HkdtXhx7eL2qgzvLv++bxvHiUV+uK8zqHQmK4RAuIAQYm9lm4gQgp1gcO2RU7Lk/24kZdSA+NW9f7t+Kz2q4YM7f6Pq23byM8qDXadt8FsAIYQ5M17EFUIUEAS+fWgr+fK+7VQ7sG0g/vPQtqos7iZLDk9XTjbS6qx3MWJwhdy0pIMTNvLRFc8GVB6hfiAc7FSCEQpYPPY/6rPOA5NP6jn+c922cvjkPC2AwIHFmhl1/WvklMPT5DP2/F1xIIxv1H19cvdvdByI6/N7fr1xUWmcE+OKk7roKSt6mktdrZw+L0NdQ3aBQbrUd24hpFaB19HDKuT+5Qd6P+dYXP9S+fzKDbvIwxfvK7eqZ33DaZ1lzRmHyLplB8rvV+4ub67ZST5Waf76wVibrPLh5et310IORnaYdUEQ5/KFvdWzja1bo/Ib2+y+d/uO8tSKfWS1Kr8XH9tLli7oK1ec2F2eXLG3sxsWS5uKA2Xk4uN76AUrIe4YYSEIeDb4px7/IvutB4F/ov/x/j/koYcfkksuuUSWLVum/xWC4xTEuQ8ihPgRRghBWuH4QryBww0gjsCJw5atQUUD7ISDRSPRfpn44TjDOYSwESQcjP5A3JgKE0asCCqEYLTFokUnxHWQ7ePFF1/UohbW8nC3UW4gkGCb3uuvvz52lfcBYQlTqx599BFtJOMajDiBYPTkk0/qHU9gN+I8IzJgcVKMRIKYY/qnZIUQA36DnQOnHuvAmAM2KIQb7IaDtGGItxHLIJJhfRkv+xXPD2GhriBsxBEV7n6agTyC8BjkWaA+YsoXFuPFfeIVeRZvW2yUU4gZiA92HZ5FUwohgAkdQTF2ZRiQ1qbE2N9BYaKHH40EjzgwwcMPt+8TBLeQERXMJ2Qwv9KL5lgvhPnpiRJ0vZBkp8iYqTHRCiFB1wWxbjoRwgohHTp00EII5gqi8WdD8tDJw9jAvwsYChpvyCca4mXLl+lGC+lhBZIVaJtkhBAAIaQoP11uP3MPZXCT7RzdqLBghJ4xp726RsWdvnF9EBBOCMlS1zdsrPpmqA61NEvuPncv+Y79Q2+AYQ3jHoYzHCO8AjiyzECOxfvFPVvJMVO7S34e1uTY2BAbIWT22N7KwU69EDKqPkPFWyj5BQ07ovSsEhnSH06qco687gXgGbnvW6X39VU76ikzWbnOWiH5+cUqjcVy0cIO8k8MwfdybPAd4kI4CNOEizxAPrPzY89l5aJ2UlVRLIVFztzd1iKEGIOrtAxzyyvlxMP6yX8xQgJxueMx4D7U6+f3bCvv376DcraVI4bvvfLUoNIZxYgQ7N4ShRCCbRkhhtRUV8gDF+zr3Bd7xsA8Z4SLfGHlAefY94/P6nxbCGHOS1CCCCEa3DPuKSiqLOK5X7u4swyuV8+nEo65M2IDa2+8e6tyznE/XnkUe046Tab+4LP7fJVv/7pvWz0iRK+rEXMisV4IpoQ8fsm+8qM9LcuN+zmYOPDefT7iU+dcs7iLFhkwEiK8EKIcbGXgl1QMlFPnpqtyq65DuPbzBea+VZzY1hZ5+KW6x/+o1++wdkysDGiQdqCueW1VbLFVSwi58Nie8hEW8I2V2Q15quLCekkfr/2NvH/HjvLPdb92xFmcZ6cLn1X+vLZqNzlyKnbBGCDVKmxbRIiHGeVw3XXXxXpq7+PHn37UjiSc2nj/LruPZIUQA2wHjELxE0KiODAqAFMp0Ha6p/LgPZxSTI/Anz6pOoIIIQDrhGC6R7wRKu4DYtAtt9ys7qdG9SUlNFwjhhQU5OsREH7rx7gPiBwoF3CYIUb5LTwKuxGjjFIhhADYJggLQgwEEPtA2uD8v//++zrMeOUZNvBVV12l/8iD02761KgwfbUX+AMNIzsg1qTiwA5BGCmDOob7CyuEQBxEvsOuc4sbYTHCRiK4bcugGHu2qXALHUFggocXqR4Z4vZ9guL2vaKC+YVeMD+TEVQMYcIHg4kfDOavJ0KUYgjTM0BqhBCSSEZzCSG4aYwIeeSRh33nJgY5oKajc0enjUKCAsUKIyvINhuEkHMTE0L6pmXr6THHTekg/7jNZyQCUMbpW2u2k5F1vVU4OWK2zTWEEkIKshptg5uRnSvZqjGaMaqHvHq9MoyxaB+MYncabOz7tYFhre7pq/Vbyk1Lfqu3qE3PglCwsXHdIISMa14hJDOnWKrKc2X1afvJ1xihYDswDNyfdjJ2kqOm9JTsmBBSWOgIISPqc+S+ZXs7YbH7svH7Hb+pMPDv+zOX7yaTRmRKVq6zQGBrFEIw3QQ7wEwcni8vXrWH/Pykj0OKfEZ5Rh7GHDv9PdKGa9h1Kp0tSQjBdc4UmRpZPKeP4+iz/I1HLC/glOqpU+7fEJYKE2mPWgj57O44QkhY1D0g7zCVButuQAiBg4cFT4cNqpRrFneSHx5W56Euh80jg0rv1+u30muCYIFTI4Rg5AnenzQrXd7Bc0BbZ8pUWHCdSuO1p3aWkvJBCQshMPAra+pk6KBquWFJxw3P0jNd+B2/oayhTgC8t/MK56jvIFIcNzO7kRBy/sI+eqRLozqE6xAm2hGA9ywtiE/9/q8HttNTk4bUw1lX9+QSDYKin79qh7BrBhzCVBxRCiFYY8zPIUv2+OtfX9cLqSK9aDuRXgOEEIyggTMc5N/5eAdz0HEEFULwG/qhM888M/C0m7fe+pucdNKJ+nps52uHCUycGDGCkUYYAeQnaiRyvPPOu1oIwToiGH2CfgKiSJRCCEaEYAqOVz4HPSDwYFckLPSP/EZ9MX1qVLj7awbKPurAhRf57/qSyPH222/r0TlwpvEMcH/GxkE+It6gQggTN8LgFjbC4rYtg2Ls2abCbYcHwRY74pHKBVTdvk9Q3L5XVDC/0AvmZzJauxACmH5gA92B6hEumJ4BQgshLHA3gbfKBeSGw2KEEMwz9Duwhgc6eQghWAwVDduNN66O/Zr4gSG0c+bM0QUT6WEF0S7AXmghpG+23LN0L5E/xIxCt5GoDN6/rdlejp96CBVC0jOyVKHPkgFlfeWFlTtqR7VRGEAZqT89vqU8uGwXKSpIV3Hmkkqeo8LLkQUTO8tr1yvDFoarOyy8Vwb781furBrdxkIIyMhypsucOqud/OmaHZ3dKWDIMwPbDxjMuE5d8/Yt28vVJ+4nwwZkqsYRokXDBjg3F58L5PDxveTl6zyEEOWo/OHq3WTkQH8hZPrIvvIKwoDz5L4e4am8febyPWTsoAwtguQXNOys8vU6IYUyeXi6/Pm6nZ1ngTx0h2ODcFXe/N+NO8rCqRgRUqrC2tgZYuFTLHr6+KW76S1zNzgVYfIS58YckU/XbSv3nr+XzBqXLuXKMITwYYwEI4TMHJvuiBgsHnVPf71xF5kyyl8ImTYqW4sT1FFXefvydbvLtNHhhRDb4MLuK9XKAD5xVl9VTlSZxXMLkj/4HWVSgalKGCXyi6ofDa5TYb13+w5aaGFCyLlH9pBPsR4Dyps77FjZxQ4d9XGEkLPm9dbTVhqFEUvbmjNcQkhs1wKIEwMHVCoHtLtKX+yfeBDknlXeYBTA66t30aLhF/ds09A5xTnqvjFdorpKOUqxhUiTAULIpFFF8tFadZ92vUoGdS8YZbDypG56LQpMKdEOnnLS8X7yqBK5d9n+8k/kL+qh3Z75gTxB2VVxvHL9rjJpdIne/WWDI1mD3Wr660U9Lzm+m7x9247Oeh8oe8zZZyAtSJOKB1NVzpjfTy8maoSQM+eny/t3eggh6poHLjxYRg5pKIQAjAqZPr5AT3v5BOITykaQOsHANYhfxffi1XvLEVMK9E4yiA87wSDuE2Zmy5s37eqIQYiLhcNw3T9GEN55bnu9IKteg0SFa+4nLKijGP2J4e0YMZDIgWkPXmtvYFRpVEIIpsbgn/yoD4x0wb/iixefrONC27mh7FogHXPnztUjJbzWk/A7MAoBfzohTnY8++yz+k8otF3IM9ZGGLBjC2wrTIEIkpYnnnhSRo4codcBCSLYYq0QrLWBnXAS2aHG68B6G/hjrry8VN0n1oLCiJASPfXEbwFYbNmIkREos3hG7j7CDZ4RRjhgjZBkD4z+QVoRLpx105dGjbvfZhQoGwxrf6y5eY0eUZPsAUEFW0Fj3RSUa4ggRugxNg7sRdQHbLvrt9sRRstAJET+IBzgFjjCYuy5sLjty6C47dqmwG2LB4EJHn60iSENYf6mTdTTYwATPhi2v54o8POZjtCIBEeFhBJCWKA2QYUQdrOJEHRECLa+NSNCcA0KERZHxRzUsP8IoFPGgmNoaBctWqTDQlpYIQTugusHhI3efbPlrrP3FHnJMQq10QpggP4BQsiv5ehJHagQAvr0y1ZxZsr1i/d0dgiBs4Fr3eEoI/XDO7eRJbPaSV4uwmk4LQaNArbBhRAyd1xXeRUjQuDIu9OD9y9uIb+/wlsIAVnZKpzMXJk4uLfcedY+ylncduP6BCZdeG8cOAO+M3EpZ+KrB7eW51buIsce2lU1uM7ID9awQsSAEHLY6D7Kwd7ZGVlj37/K2xev3kWGDfAXQqYM6yevIAw8CzsM9SyeuXx3GVWfpUUQWwgBuXnFKpxCWXbUIcox/7X8COfahGHfMz7H8vd3Ktxpo/upe3RGhKAT1B2oIje/VIYOyJWVJxyid3n5/rHYFCivcA0mP9X77x79lV475KJj2ktdjUprUZly6B3jwGCEkGmjMlW+7+44Nu48ACpfsJgktq0t9hFCJg/PkReuUmHYzwKofHz5ul311rVBhRBmaBmKS6qkShmelx3fUf87/726V33/iIvleex7lEks7njfsn3lsUv3cZwzd3lX94p1XMYPayyE1FaXyZlH9JLP123r3KO5BiAMVQcxqgJih5cQUltdIUvm9nXWKrHDQB1Wr6uXdJCBA1QeqzBg6BvKK5UTVlMlZ8zrpcvZz0g7rnPfLxxy8x6/qdevH9par5dy1NRsOWd+b3nvtthWvCZePCuVltvOPkSlEzudJC+EFJcNkDHDiuXZK3fVu4LoOOwykQgqnZjSsWJRNxlYp/I4JoQAjNaorO6vR4asWNRV/n7LTg3rDfLJLhvAfK/yE2uQvHz9biqP07TQgl1ZTPgGiCG1Kp4TZ6Wr8r6n/Hd9TFgyafSKA7+p8yAAYNeiG07rIhNGKgeq2tlhBULIqXMz5cO16vnYZQN5p57ZfRccpO5P5bElhACsYzJiSKVcclxPwc40/31441ofGne63OXEnT6gnhfS+M97fi3XntJVRg+r3LB2h1mXZNywCrlDlZcvH3KtQ4Nr3WG643D9/v2jW6n+QdXB5QfJYROK9GgT930kCtoijNhct26dXlcj6ChQjETAGhB33XWXXpOAHZiegF1jkhVC0OZi1xGscZHsgam6Zi0R/Nt/0UUXybhx43Qa4dDZ5dYNfkd6sOAo0oKtZIMcsKHgVGNdCoyG8JpyAiEEI0IQD0ahODRuJwBGbcDhxxpt8UYKYGTEqlWrdD5CeGDhMTBiAwvkIs0vvvhC3O1//Q7kO6Y2YSHZiRMn6HSYrXYx1QeLrvqNCMH6FxChTD/n7iPcoDwj32B7wn4N+ozcB+4Tf+LheRkn3+5LU4W7L3cDOwdlFOIFyl6QhX/tA3Ub+YhngFEzsMPMSBA3KCewF1HmsR6gn0hq1hdBHm2wj9T7ZHGLHEGxbcyguO3bVGPb5PGwxY54pHI3GbcfFATb/4oK5h8ymL/JCCOGACZ+2DDhw8b215OB6QiNCCCEAFvbiFQIaWoRxIAbmDZtmu6I0SGjY4ARg1cA4wcLoKIx69Kli36IEENQQbC6N24e/wjgXCwohcYUU14M+Izv0dGhQ4Zxga3VsHUdKgPCQ0FjBZAVXi/S0rO0kHHBUfsJtvr87pFfyfcPO+D9t8qpe/TCXWX8oJ7q/EwVfuOKiO/S0jNl+ogu8uQlu+iV9xuEo8B39yzdVeoq+klmBnbI2VixNzYI2ZKRmSMj6/rI3ec4W/La6fnXvVvJDafurRqzbEnL9F7QCCNDsnLypKY8SxbN6CzPrtxZPrt7K/l2vQpLhfPjo1vqnRtgOAO8x2KoP6r7xTlv3LStrFx0oIwZlCZ5uc6aIPZIEIBG2CxcOqIuS+45b2/5VhnuiMOdbnx359l7SWVpriOcNGrInTAG12bLfeere3+MhPHwVnLLGftKTYWKuwDb35LOR4EdZEqLC+TISb3kiUv20EPrf1D3hXvT96ww94vvP1X5suzo9lJZjs7L6SzdnWdBYYmKr1SqKgplzoR+cu+yvbWo9d8HnTRuCPfxWH7Gwv9ROX5I+0drt5G7zv2tzJ2QJhXlzpog7pEgBrNg6vC6Arn9rP1VuUH4ilge4P13ynF56MK9ZPCAQhUGRAzb2HDEkMEDimTtOfupfDNhxEAYivuW7SPD6pWRUYatAbmRBJhRZQOBAuuF1FSXyZFTMuT+5b+Vz9c5ef6TyoMNebMhT7aSL+/ZSl64cjdZNLOPjBhUJJed0Fm+vHcb5Sy70qneP6fOGT5QGSPFMKCd+BBXpXo9YmKmcpR3lu8ed8538+X9W8kFC7uqtOG6xoYtxJFKxRGTsuX11TvquPS1Js9VPn+u0njeUd21oWgvWgpDtryiRvrXVqp7SJMXr9pNvlHlDPe3sSw492zKGbZbvuXMdjJxRKEKr0bmTYZYtWej9GNxzxWLOktpxQAVV/JCSEVlrQysq5Czj+wtr1yP9km1A+o+8fpdMqh0/+WG3eWY6TkqH2Lb07ocPIgUEC+wkOqxM3Jk/UW/1W0Qrv1B3edPKk+QPxvzSdUlVZ++UfUKYt9VJ3fVW+liB5caCB6usI0za3ZPAdPHFcvqJZ3kb7dsr8NAXjaom+p1Y73cSj6449dyz/kHqbRly7BBcFadURAQF/B6+KRCPapqQ9lwgbp/9cmd1X07YoRJjwHfVVUP0Du2zBhfIjee2UHeuwOLn6rrVdy4zwb3r0DaAL7/QZU/xPH3m7fXaVxyRIYWQbzimjSqXC45vqfeFhu74ei65773DffvtFcIHws6P3DBAbJoVpaMGuqEzcJPBDiNqDdwqjE1BAuiw/FBnw4H2u7nYTtARMBWslhHAlMa7rnnng12hQGfsbCqCZ/FHRS0AxAI4JRBRDB2TBCM6AEbxlnY81G9PSzWAsFWrkaoMeKDu+wycC5esWYJti2Fc4/7NbYR/ggy+QWbCI7n3XffrUdvIA5M8UEakDY7v7AdsblfO17gbivQtkEMgTgQb5QAdoA57bRT9fkQHtzh+IE4IIYgTRAvsAPPG2++oZ1wpBn3hzLCbEJ8b2xCpA8iB4QFiG5mVArAe8SBkTDYwtWEbecNyiXEMPS/6FvcfYQN+lcsMooda5D3mFaDcLzsV5NWxIMto7EwMIQCPGvEF7R/jQq7bwdIB+wd3B92YEQZxpo2mLaCezPPwuveIO4888wzelcl2OZGPEC4brvEgN+QloULF2rfgZVX1CsIM7ALzagSQ7IjQ4BJY1hsWzMIbhu3KbDt83gw0cOLlrZmiO2HJYvtG/rB/E4vmOjhhVv0YDDhg8F89kQJOjKE6RNubG0jsBDCAnPDEuMFu8FEMBkNAQYqIYbWofPGSA8s+oVOAp0oOhcYACg0uM48RGQqBAw0vGPGjNFb7V188cV6yCEMAOwqg84NmQNV+Iwzz9BzOBEPKjquR3iswAG7wPqhC7+uAJlSXdpHDh3WTa/PcfzUjrJoekc5Rr3OGt1Vhtb0koJc53wvEE5BXoYMqemjrzl2aic5aUZHOVFx7JROMlt9N6iqd6wCOxWZNgaKgrwsFU5fmT2mm0pDZyecaZ3k6MldZcboHlJf00/lPYagkcYnBhqtrJx8Sc8skKLCHBlZ30+mjOglR4zvobe/XbnoILnrnL3l8Yt3k0cv3F0LGDefvp9cdPQhKp4eMmFoH6kpV2nKKVBpwoiPhg2o3QCDkqJ8GVGXIUdM6CUnTO8mp8zqKosVx03rLnPH91IOfroUqvNsEcSA74tVGCPr05WT29MJY6YKQ3HC9B4q3D4yrC5TdUq803GTleN0eKMHZslRU3rLOfO6yDUntVP3vJ88uGwfWbf0t7L61INk6fzOMntcH+lflaeuc65hnWdhUYkeGVKkXkfUZ8vUUWkyd0JfOWV2D1lxQge5/awD5LGL99LCCxbSXHvOgSq+9ur+e8rMsWkyrD5PSktKJb8Qq7Y3FEAaoIyFyvJSGT04T46cnCYnzeotS+b21Jw8u7ccNbWfjBuaIxXqHIgezNgoUwZOZUWZjBmSJwumpstidd2Sub00eH/U1DQVRq6qg2XUOAK2ERUEjNrA6+ghhTqO5Ud3lxtO7SD3LTtAnl6xtzysHOFrF3dU6egtcydlyMQReXor3aLSKi2GHHWoSuvhfeT0I5De3nL8jDQ5dHSOPkfv/BKLx2yFW9+/TKaPyZXj1HlL5vaRM+er69S1J87qJ0dMzpThA/GPm7O2BwOjROoQxtgcHRfCOGMewugjJ81Ok3mTs2T4oBLtaBgD202VAmJIbU2lTB2dL4vnpOntYOG4Pn7Jb9U976PueX89uuP8o1Xdm5wtIweXSJm6pryyRgbVVcjMCfly4pwMlfa+ctb8PnLa3DQ5ZlqWjB6q4o1ABAEwvPE6ZGCFutd8mT81W4481JCbONNzVfoLZfBA5x9vs35HQyerv147BELJxJElcvhk9bwOy5JlR/eWG0/vJA9ddIA8ueK3sv7CA+T2czrIikU95ISZmTJjXIEMH6wck6oBenSFPeLCRo/kqKlT+VYhsybmy9HTc1Sepsk1p3STe5cdrON49OIDZN35h8h1p3aT0+elyeGT8mX8iLIN19siwOD6GpWOIjlhVrY+/+wF/eTMI9PklLmZeveWccPLfNOF3xAuwG4ys7F9r8ozbMu7YlFPueWsjqp8HCC/u3wfnb4HLzxI1i5tL6uWdJGlR/WVhdOz1b0UyASVRoxQwf15CSHV6jeMTpk2tkhft/yYXnLLmR3lARXmE5ftJ7+7Yh95RN3/Hed2kKtO7ibnqntZqO5h4shSGaDCqKhSjntNNCKIAf0/6ikcpEMPPVSvGwCnF0LGww8/rKeOYOc3rAeA3yCAGLsBZRbTGjD9FmtWQEyBswWhAeeY8sXiDYq5HtN4ICQsWLAgMJhOgfQefvjh+lrsCGO2GDXtpzt9Jr1+oE1CWwMhBTYPnEFMEYBdhLyCbQRRA9MKEL/j/EO4UOWjvl7/MYVRuqeffvqG/IJNZvIrniCD39FOFBbm67Ax3cbvgGg1YcJ4lW7/tUcYOB9CBUQUiBUzDpuh7wm7Bl5wwQX6TzTsPPT000/rEUDr1z+oRwlh9xgIVxg9M2vWTJVX4/TWushzk44N7bMWZ2qUnTlaPbMjddgoS+AUVd5gq6KM4d7xvOz+wQbnIK+R59jCd+bMmbrc4hkhbSjTSC+mbkHEw6ga3AvWy8EULDwjY08grObC3c8D3JNx9jGVHXUV5RrpRllbs2bNhnvDNCOM8rrpppv07jgop2bkE2w43NsGO4QAGwevEJRQXo9VzwDPAmUVu0U6z3XWhrxqZB8p2sQQf2xbPR5M9PCD+Rt+MD/HC7fQEQS3DxYFto/oB/M/vWCiB8MWPhjGB4+H229PhqBCCGA6hY3RN5pUCMFNRLEuiMFkMh4I0ogb6dixo35vzsF2tpgOg5EgONd+wBBR8JuZMoOGCQ0jOkTMH4VBgaGTaDCzsrP0+VhjxIgorKABVli9sCsA1gnp1jNXevXJ0aNEMjKy9DSY7j1zpHsv5zv7GjeolOkZ2dKjd546P1edj1EfDmlp+D5XevbJVZ+dCswaAQPWCunVL09vr5uGnWXU56zMXOmXnic9+xVIn3RMU+GNjgFCiGm4srLz1TWF0qNvkfRNK5R89V1teZaMqEuTCUN6y/ghfWXUwDQZUpsplSVYxLVInV8sGVmF6vrGDSdrfAFGhqRlFqt0lkh2DsQTjM4oVO9VvBklkp5V7CmCGDAyRIeRUeyEoafdFKl7Ut9llkpGdoke9cE6HDcQS/IK1D1kl0pWjupAi4ukvjpP3WeWjBuSKaMHZcng2lwpKylU56hyluv8M2J3mDaFhSXq3DLpl1Uh6dnl6nOp9K8qkJEDc2TyiAyZOjJDJgzP1kLGoNoCFWaZZOZWSk5+BR0F4majsVAmuQWVkpVXJYVFWIfDmQJTWFwhOeq7nHwsatfYyAAbjZtyySvEuZiXjQVZMWe6Qr/Hd3mFGAbd0CAyMOMpKBitkV9UIwVFyuCtKtejTrDGx4yxOTJlVJ4MqSvR5+QU1EpuYY2UYOcZdR1EFFxXUqoM+3Jn6grCyFPfYcQJRoC444FhinU78opq1XnYsQAjP3BtlQqrRoXdX4pLsYAfN2oN2AUG5yIMjB6prISBXq3SVSv5xQPU73DKGgogNuXq/MKS/iruWhk6sFwmjSzSgsPM8Xly6JgCGTusWE+jwTnFKlxHmMBUkho9baWkfIAyrp31QDB6o7CkTkorlPNEHIhkKFdhF5XVqfsauJGSQYlTPEiFV99oJAgD52DXl4LSQXqtjwHqO4gW08YWazHl0DHFWpQYMrBa3Xu9FJYOVPkDx7+xA+sFhIdy5dAXlSNdg7Q4MGJwtUwZU6rjmDGuWCaPLtPremD6S6E6B1NBvAQAfF9SPlCVgYH6fCM4VKhrED7W6mDX2WxIV9lgfV2Vuq8hA2tk3IgKPYpl9sRCJw/GlsjEUWV6dEZ/dU1x2UB9L0hjlUqL3+KlRnQpVmkFdf1rZdzwch3mzAlFWoTB/U8YWS7DMfpFhYf78rv/qIDjCOcF9RYjMODowzHEYpFwRNHvo91Bu4120HHIUR8dJ82pL87CombIPYsnUdAOoG1n/ZEXG/uZjbti4P6QVhYHg9UT3CfCQhwID9vSYnQM8gp/OEHUgJOIeHGeic/kDcD94HtzX/iOxcXAdYj3yCPn+67hgZEB2C4W63CgDWTtTRBwLcQQTL3F+iS4p7q6AXok0ZQpk7XIdNhhM1Q5maJFF6xHgnQWFsJWyNP9PKbAuEeDuMH3JSXY6h9hO3kDypDHMScQ5cx8HwSUPzx7/OONvIV4gDKNsoxnBAcfn/HskFY8K8SD12T716hAOmxwXyh3xsnEPSL9sMch9KHOoixC+MB3CMfYrLg3XB8UnI84clUe4j3yEa/4cxX2OdKBsuCFKevGLksUxBkWU/fDYNqNpsK22eNhfIUgMH/DD7dvEwRT/oLC/LFksf1FL5gfyrAFDz/cvrIfxhf3wu23J0tQMYTpFDZG34hGCAk6JQaQG0sUrwzXGaXSZM5jD86Neei4HtdBPIHYAYEEr/iM+0RYOI8VLhtWUL1ghR/o6S9YADUdwoYz0oOdZ9OgYiqwIwyEEYD3+M59DmsAbDA6JDMLYN0PjPBQjQppaGzQmbiFEDe5iuycfBUmBIcC6ZdRqF6LJD0LggBEC2cHGNZYGljD6wZih14HJC9GvvMdO9cLJwwnHGc9EGfaC+tkGA07LlyPtT5K9K4wED3wmpOHKS8Y7QFj1jmXdZZeYP2QwqJiySvAaJEyyckv14JHbkGF5BWWK+e6XE91YR05wzYWMDrEiCAlJXh1vrPPc9PIuFFg+osbfGef58Y2mhLBTJfBeh6Y1pJfVC0F6hWf3aM7GlyjwG8GsyYIw22YYmQHprqUl0OUgJDR0HCNB4xlLYDEdmkBcCyYYe1HpboGoz1KyiFw1G4AYkqFnloD47+x04DvIYIYqq3fk8dxLIFxeJoTjByBMII1RbDDDIQPvEL4iOfwhwHCBQQMiBBw+AHiYKM//EB6cL7BbxRIEHS61H0iLRBTTNrw3qQP4kQi+YBdObD1bU0twlFhqnsvr4TgMVC/x3cbR5akVgCxwbNHvUL9RTtj2it8h9+8rrHLLzuvNYJ78cOIGcgn00e484uBPMJ1hrB1HuFDhLj++hv0VAWvA9NCMGIAAgPaPt7uhEe3o5UYeQFnF/2s0zfjfWkpRhtAcEIecOHDj6oq9BsbQRgGu08ICvLLOPGwO4z9gvewEfAbzrH7r+YGaYoHyhvuAfcCuw/2o7H/zP25bY9EsMUMfDZlPQjJiiFuOzEouPewmHLRVLjt9SDYfoIfqVw8Fbj9pCAwfyxZmM/IYH4oozkWTzW+eCS4NAU/wmynG1cIYRc3IKAIAnGC3lSCsMy2YQ/Mhj18ht/oDwYrqDas0CcLq5zxYA0ARTUirHHxAo0Ua7y8YI2iH6zRTSWsU4kH67ziwTrJ4ITrvBnMSAgLM2bCwAymlgQzRJMlEYM6EZjRn1palvjBYM5hGxyMmGytsPtpg8PqSVOCvhDTIuLtGvPggw/qURrJjggJgt2WpoJkxBA/WD/WkmB2QFiYLRIGZg+FoU0M4TD73Q/mH3iRSjGE+UvxYH5ZsjD/0Yb5oV5ELYYw/9uG+fGJgpklTGewCSqG+Aoh7KIGBBRBQJRCCMtkG/awbNhDZ4QRQVgB9YIV+GRhFdMPVvkpIUUQwBotL1hj6AdrbFMJ60ziwTqteLDOMShh/8GwYYZBWJhxEgZmILU0mJEZBcwojhJm2DcFzMlpCTDnb3OCCQVteMPycHOC1aFUAdEUbS3WfsBCmF4HFstcvny5ugbTlYIvkposrH2Nks1VDAHMLggDs0vCwuyjoLQWMQQwWzdVMDveD+YneNGSxBDmlyUL8x+9YH4poznEEMB8+rAEFUI0AcSQJhFColoXhGUqgz0kBnvgNm0iiCLFI0EAawi9YI1sqmCdRxBYZxUP1ikGpblFEGaQhIUZRS0JZlgmSyLTXsLCDPnU0jJHfjDnblOEOfFtNA3seWyKsPoVFWg/0B9gDQgsYOt3YMcaLBiLPhdiCG+PUgtrc6MC/QPrN5KF9W8tCds2SARmp4SB2UlBaQ4xBNh2aBCY3ZtKmE3PYH6CH6ncSYb5T/FgPloyMD/SC+afMoKKIcx/ZjB/nMH8+0RgekMjkhFC2MluEDiN1IIlPlFYhjLYA7JhD5sRVAhhhdELVsiTgVXCeLDKzkBjQRsRD7zWA/GDNYJ+sMY1FbBOIx6scwoC6wyDkowIwgyAsDAjJCzMGGoJMCMyCpjRGyXMYE81zKlpLpjztinBnPA2Wj7sWW4qsHqYCBBC0Cdip5oPP/wwZpI2PrBtKnZFgWCCfrBhGLyNSiWsHY4S1o9EAev3WgrMVggDs1fCwuymILSJIRxm0/vBfAYvUimGAOZL+cH8tWRg/qQXzE+1CTMqBDBf2g3zxxnMv08Upjs0Io4YgvVAQwshQUUQwBKeCCwzGezhuGEP14tUjAZhhTsZWOXzg1VuL1ItgrBGzw/WqKYK1lnEg3VK8WAdYBhaswjCDJ+WBDMakwHDnfEPXypHgTADPbVg9IehoUPT1DDnrLXCnOg2Nm1YOWjNsDoaD7QnWFgV71etWqV3hPE6vv32W70lLLZERvvaMCynTUJ4vN1KHaxdjgLTd6RilAjr/1oSzH4IA7NdwsJsqHgkK4YAZjfGg9mn8WB2cKpg9r0ftu/gR5sY4sD8VEZrF0OY7kDxEUPMzrEpEUKael0QwB6MG/ZgGWFEEMAKIoMV7GRgFc8PVrG9oI2GB5gO0yaE8E7JD9bxBSUZEQSwzj4szOgICjN4WhLMYEyGplgMlRnm0bNx8VPQ0AFpPpgz1lphjnIbmzasHLRmWB2NB9oTOPoTJkyQJ598MmaO8uNvf/ubzJw5U/clXu2Qu51yYO1ZtLB2OUrahJDwMNslLMyGCkJzjAxh9mk8mB2cKph97wfzH/wIvWYI8X+8YH6VH8xvSwbmVzKYn+pFGDGE+dVumF/OYH5+IgTdThcwPQMYIeSOO+6I9S7O4S2EQAQJIIS0RBEEsAfLYIXFC1YIvWAFO1FYpfODVWpPQqwLkuo1QQBrTFMF6yTiwTqjeLBOLyiteSQIYMZOS4EZionijAJxRoIwozYKmDGeGtqEj6hhDnEbbbhh5aa1weovA+0LRoSMHTtWbrnlFr0GyBdffCFffvmlBu8/+eQTee211+TSSy+VwYMH6/6EhcVoSkEEsPY6CpyRIU7fwvqdRGH9YUvBtiHCwuyYsDB7KghtYkhjmJ3vB/Mj/AgjhoRZPBUw/8oP5r8lCvMrvWD+qhdBxRDmVzOYj27D/P1ECCqGeO0iY4SQVatW6ZGGX331lfznP//xFkJY4DZRiiCAZaAb9hAY7KF6wQoKgxU+BivQycIqnB+sQnvBGgsv7AYoHqyR84M1oqmCdQ7xYJ1QPFhnF5TmFEGYgREWZuS0BJhhmCzMiI0KZninjpYhgDAnqzXAHNw22kgGVs5aA6xe28DRnzp1qixdulSuuuoqueGGG+S6666TK6+8Us477zy9rS7ywEyjCUtTiiGAtd9RwfqdZGH9Y0uA2RNhYXZNGJhdFYTWIoYAZhunAmbv+8H8CT9SJYYw/8oP5r8lC/MzvWC+q02Uo0IMzF93w/z9RAkshhBdo2vXrtKxY0ctrn/00Ufy1ltvyZtvvsmFEBYoo6lHg7AHYMMeJiPolBhW2LxghThZWGXzg1VmSsgdYgBrgLxgjZsfrPFMBawzCALrfOLBOrkgJCOAANaph4EZFUFhRk1LgRmCyZDqKTDM0E4VbWt/hMN2Vttoo6lh5bKlwuo7MALHwIEDZciQITJ06FAN3uM7CBloa6MQaFm7l0pYmx4Fm9uUGWZnBIXZN2Fg9lUYmH0XBGZPBoHZrvFgdnIqYHa/H8yv8CL0FJk2MYT6xQzmZ9swf92G+f2JEFQIAfbIEDMiZM2aNfLjjz/K999/r0lYCIlqq1zAMs2GZT6DPUiboCIIYAWNwQpvsrBK5gerxJSQIggamaDrgrAGLR6s0UwFrBOIB+tsgsA6tyC0iSCpgRl/yZCqKTDMoE4lzbkAKnOYWiLMCW2jjZYIK78tEXc7ADEEbTTrTxIdCcJx2rpNYZRImxgSDmbrBIXZWUFpmyrTGOYD+MH8DEYqF09l/lY8mE+XDMzvZDA/ltEcU2QA0wDCAv2B6RI2XkKI/xohQdcFsRKVLCyz3LBMZ7CHaJMKEQSwgpsorFL5wSquFznZpEHwIy/4SBDWiPnBGslUwRr/eLBOxg/WkYUhURGEdd5hYcZDGJjx0twwYy9ZnDnb3DhNFmZEp4La2uYTQJhT1NJgDmYbbbRWWBlvabC2IrWg7ePtYypg7X2ymL6I9VPJwvrT5obZHWFgdk9YmP0Vj2TFEMDsTT+YPRsPZjenCuYP+MH8DQb8FerHeNGKdpJhfqcXzJ9lNIcYwjSARAgqhrh3kQm2a0wAEQS0CSGNYQU3UViF8oNVWApGgqRwq1zWgPnBGshUwRr+eLAOxg/WgQUlmZEgrMMOCzMcwsAMl+aGGXiJYhasYwZpVDADOlqcf0ObQwAxMCeopcGcyTbaaK2wMt7SYG1F6jGjQ1I/QoS191GxuSymyuyOMDC7JyzM/gpCU48MYfZsPJjdnCqYP+AH8zcY8Fc21WkyzO/0gvmzjNYshACmTzSipQshLJMYLMPdsAfnRVAhhBUuL1ihTQZWobxgldUL1gj4kcptclnjmCpYox8P1rn4wTqvoLSJINHDjLtESaUAwozmVMGdgdTDHJ+WBHMe2+DU1dW1OFg62+Cw8t+SYO1HU8Day1TB+oEoiHp0COtXmxtmf4SB2T9hYXZYENrEkIYwv8AL5m/4wfwZP5i/5AXzw7xg/l0yMP/TC+bX2gQVQgzM/3bD/HcG0wMSgekTjQgjhASZEgNYYhKBZQ6DZbYb9rC8YAXBC1awGKywJgOrTH6wiuoFawC8YI2LH6zx8oI1iqmANfRBYJ2KH6zTCkpziiDMUAgKM1JaAsygS4bWPg3GGQHCjf9UwpyclgBzDjcnmJCwucPyaXOC1ZOWAmtbUkvTrR/C+oUoYP1YMrB+tiXA7JKgMHsoDMweC0JrEEMAs6dTAfMPvGB+hx/Mr/GC+UteMD/MD+bnJQPzQxnMr/WC+cteMD/cDfPjGUwXSASmUzQiJob4CiFBRRDAEpIILGNsWCbbsAfFYA/fC1aobFgBTRZWifxgldQLVvkZGFbGGhU/WKPlB2sQo4Y17kFgnYkfrLMKSnOJIMwwCAMzSloCzIhLFGZgRgEziFNB2/ofG2HO36YIc/LbiA6W55sirA41N6y9STWsXU0VrK9IlrbpMvFh9lFQmF0WFGYPhoHZon4wWzcezK6OGuYf+MH8Dz829211mX/rRVNPk2G6QCIwncKLSISQ1jwlhj14BitMDFYwk4FVHj9Y5aSEXBckrBDCGis/WGMYNaxRjwfrPPxgnVMY2kSQ6GBGW6I48625YZkMzPiNHrP+R9OKIMxxaU6Yc9faYY55Gy0L9txaO6x+NSes/UkdTlvaFGuIANZvJEubGBIfZieFgdlo8Uh2ZAhgdqkfzO6NB7Ovo4b5CfFgvghjU10vBDC/1Avm69qEmSbD/HEb5tPbMH0gLNAlgm6p6ymEBBFBEElTiiAsU23Yw/EiyLogrPB4wQplsrCK4wWrlBSIIKSy+8EaEwZrnOLBGsGoYY15PFin4QfrlMKQqAjCOuEwMCMgDMwIaU6YoZY4zhxrZkwmAzN4o2bjLjDMmI8e5qA0J8yBa40w57qNTQP2vFsjrP41J6x9Sg1oX3n7GzWsH0kG9Gub+vohzF4JA7OXwsDstXi0iSENYT6DH8wvYbSUnWSY35cszD/1gvm9Nsx/9oL55TbMv7dhOkEiQKNg+oWbrl27eggh5GQbCCEs4kRgGWHDMtSGPRhGa1gcFbCK4wWrjJSQQkiY0SCsYYoHa/yihjXk8WAdhh+sQwpKc40EAcwACAMzQJoTZqAlQqpGgQBm6EaH829l2wgQ7rS1NpgD3camAXverRFW/5oT1j6lDjM6JLUjRFg/EgVRjg5h/XFzwuyVMDB7KQzMXgtCMmIIbFHYvLDH9ahvH4zNnoiN7LavU4ntL8TD7Y/4gU0fmL/jicov6k95wHw0BvP7koX5p14wv9emtY4KAYGEkG7dpEPHji1fCGGZyWAPxiaoCAJYwWGwwpgsrNL4wSojJYQQsilsk8sa8XjYIkcQWKcUhNYogjCjoyXAjLNEYUZjsjADN2q4sZ46mCPSXDAnrbXAHOU2Nk9Y+WgtsHrZXLD2KpW01ukyrP9LFNYvtwSYHRMEZjeFgdltQYgnhsDmhK0KWxpOuvEDYIvD7kXc1dUb7QG7XuA33B/CwJ+d8GPg8yAMfDY2utsuZrht7VTh9huCYPsmXoQSQ1IkhBiYD5gMto/qhe3zehFUDGF+OYP5+W6YTpAIQYWQjp06ye233x6TQJwjrhAS1ZQYwDLBhmWkDXsojJY+GoRVEj9YJfRCK8GskhNYw+EHa5C8YI1d1LBGOwi2wBEE1lEFoU0ESR5mjCUK/h1jhmKyMGM2WjbP0R/MEWvpMMe3jTaCwMpTS4fV2+aAtWOpI/WCCOtnkmVTXzuE2TNBYTZUUJj9FgRbDIGtCfvZ2NuwVxE++n/UtSFDhsikSZNk9uzZctJJJ8n5558vF198sVx66aWyYsUKzWWXXaa/w2+nnHKKzJ07VyZNniRDhw7V9QSjYBEvbGjEA5/BCCO2rWywbe9UYHyHILj9kiAw/8cL5ld5wfw1P5g/mCjMT/WC+b82YUaFAOaju2F+PoNpBmGJJ4YkJIREKYIAdvNuWCa6YQ/Bi81aBCGV2gvWWPjBGiMvWCOXCliDHQ9b4AiCu6MKQ3OJIKyTDwozLpoTZnwlSmtcC4Qb4anDdi6aGtvJaukwZ7aNNqKElbuWDKvXTQlr11IJa7ejhPU7ydC2bog3zJ4KCrPjggA7EXam207F9yjL48aN04LHrbfeKi+++KK8+eab8t5778kHH3wgn376qXzxxRfy5Zdfav79739vAJ/x22effSYffvihvPeP9+Rvf/ubvPTSS9oZXLx4sUycOFHHAVuV2fDu9Ni2d6qw0+EH81P8CLOAKvOvvGB+mx/ML0wU5q96wfxgBvOrvWD+uhvm79swzSBRmJ4BmlUIYTdtwzLPhj0ARmuYEsMqhhes0nkRZiQIYA2FF6wR8oI1bqnA3UgHwRY3gmKLG0FpDhGEdexhYEZFc8KMrkSA4Re1CMIM1ugw6380zSgQtxPRHDBnqqXBHNQ22mhOWDltabD63pSw9i56nLa6KabNsL4oEUyfyPrLRGD9d3PC7JswMPsqKMym8wK2Iuxm2PvwYUaNGqVHczz44IPyu9/9Tv74xz/KO++8I19//XXMdUv++Pbbb+Xdd9+VP/3pT/LMM8/IQw89JJdffrlMmDBB+1AAPgXS5bahmR2eCtz+RDyYv+JFGCFET5NJ0U4yzC9MFua72jA/mBFmZAjz122Y32/D9INEYHoGCC2ENKUIAljGuWGZ7wV7qAxWSLxghS5RWKXwg1W4RmA9kJAiSGtfF8TdOAeBCRzxsIWNMCQqgrBONSisMw8DMyaaC2ZoJUrrEkAcuLEdLcxpaEqY09SSYI5nG220ZFg5bkmwdqApYe1g9PA2PUpYv5QoUYohBtanNxfM1gkKs7OCwuw7N7Ax4YvAPp06daqcdtppcsUVV8ijjz4qn3/+ecxNa7oDo0ieeuopueqqq3RaDj30UG3/Y51ICAjGlmb2eNQwvyIett/iBfOH/AgqhjD/zQ/mHyYD810Zti/sBfOvvWB+uxvm9zOYjhAWrykyoYUQFngisBtlsIxzwzKekYrRIIAVukRhFcIPVuEakcIdYgBrdPxgDVvUmEY5KLbIEQQmcAShNU6HAcyIaC6YcZUIqVgPhBmm0WD+UWwbBdISYI5mG220ZFg5bkmwdqApYe1g9Gxsx3k7nzysX0qGTXndEGbrBIXZWUFh9h1sQ9ivsNuRNgggy5Ytk8cee0w+/vjjmGvW/Aem00AUWb58uU4j0gq/CeluChvf9imCwHwXRqhRIYrNVQiJclQI8/sZTEdIBKZrtGghhGWaDct4BnuYDFY4GKywJQOrDDY4z44f37OKtwFUVEVWtgrDBRNIwoggrLHxgzVoqYAJHX4wkSMeRtTAe8Rp3yfCdYsfhtYogriNhuaGGVWJErUIwgzSKOFGdbQw56ApYc5RS4A5lW20DFgZYue1wbHLekvBfq5NDWsfo4a181HC+qlEiXpkCOvfmwtm94SB2VxBcNt3xo7ETi4QF8466yy9XkdLP/7yl7/I0qVLdZpRRoyv0hQ2v9vuDgLzYxhhdpIJKoQAkzdBMT5eVLj913gw39gmqBjC/HYG0wDcMB0hEZiuYYSQO+64I1aynYMKISzQRGA3yWCZ5YZluk2YkSCAFQobVsiSgVUCNzjH3If7fLw337GKhykxmVmqAmRmbBA/DOZ7I4iEmQ4DWEPjBWvEUoEtcsTDFjiCYEQNvEcYeO/u0CB2uH8zNIcIwjrtMDCjoblgxlQiRD0VBjAjNBo2/dEfzAlqbpjD2EbLAmXHlF33szPftz1Hf9x5tXGEggOcMWA+s3xuShB3c4F7TzVOPtttfzSw/ipZWL+aCKyfby6Y/RMGZn8FwdiSeB08eLAWQLBo6TfffCO//PJLzB1L4vj5Z4f//U/kp58c8B7g+wjiMGuKYITIoEGDtM1v/ARmp0eJ7Wv44fZfgmCLHp5gvRDif3nh9u2CAP8uKpg/y3D7xH5EKYYwDcCG6QmJgCldbm3DCCFYdPhnVS9+UvUENBBCcBELLBHYzdmwTLJhmc2whRB8tsH3rDAwWOFKFlb43Zjz4MSNHj1arxQ9ZswY3XCigiNddmXT64LEhBA0tNgaa9z4cTJ+/Hi94BIMHR1+dpauzKlaF4Q1XlHjFjeCgPxIBLewgXhhKB122GFy3HHH6ZW7Fy1aJAsWLND5676mtYkgzFBoTpgRlQjMqEsUZnRGxaa+CCpzdpoT5ii24U99fX2zgucGo3vKlCkyZ84cOfzww2XmzJm6fzPP1b6G3cfmBvLF1EO0AUbsAKZuur8zmPbC5G1zYdLeHLjbzlTB+oOoYP1YorD+NRFYf9+cMHsoKMwO8wP2HWxE5ANsRyx+imknSR/ffivyj3+I/OEPIo8/LrJ+vci994qsXSty550i99zjfPfYYyIvvCDy7rsi//1v7OLED6xd8uyzz+oteeGrwP+Av2Db61HD/A4vbF/Gj0aCRxxsH8wP28fzw+0rRoHt03rh9pu9gP/M/G4G8+NtmB5gw3SFRHCvF9Kte3fp1Lmz3l4a09AgRoJmE0JY5jBYRjPMw+qr3iN8rQT17Kkx92XOY4XBhhWsRGGF3g3iwyv2Br/mmmv0vDxskYUhc39QjRwaHazoPH/+/A3h6YqW40yFKS4p1k46Flh67rnn9HUAYSCsK1deKTXK6cK1QYUQ1rh4wRqtqGFCRzyMSBEGI4DgPeIdOXKkXjjqlVdekbfeekv+/ve/a/7v//5PHn74YVm4cKEWQBCfLW4EhXWeQWEddTyYYdBc2AZTomAKDDrlKEeCMCMzKppCBGFGfqphTk1zwRzEzRlbMGjJ4PlBADn++OPlkUce0f0g2mDw5z//Wdn1L8hdd90lM2bM0GWdhREGll+tFdRDtK3IF+QP/n2++uqrlX+0VvlF65XP9Lg8+eSTyqZYL7feeotenPHss8/WeT1+3DipUH0E2lG7PjUXdhvTFLjb0dQA4Yn3DVHA+rNEMH0qYP1uItg2QHPC7KMgMFuMATsSU9Eh3K5evVrbjgkdGNkBIUP5AXLZZSInnigye7aogEWGDRPVWIrUDxRVYUQVAAdVjqWuXmSg+g3n4NyZM0VOOEHk4otF7rtPlFEr8uOPsUjCHdi+9+abb5bJkydr3wKCiG23Rw3zP7xgfg0jzBQZTYiRIW4/LwjGZ4wC26f1wy16eBFUDGF+PMPWBGxsTSFR3EKIGRFy/fXXy1dffaW3loaw1+qFEITVvXt36dixo3Tp0kU/VDRUEBXGjh2rR1RglAT+7UBBwzmdO3fW94oHaxcIAytYiWIXdhukA43lUUcdpfcE9zpWrVqlK7gJE0IIpr0MHDhQ7r777thZjQ8oX5MmTdLXGPU2Hnaj4gdrsKLGFjmC4BY4gmKEEFyPe8M/kDC+2YGhgjAwUd6QRiZyBMHuPCGsIG48Z9YgAVZWdZlQjS/KEq5HOO7O28AMguaCGUqJUF3dWhZE3fjPa6phBn6qYY5Mc8GcxCDg+aAeGkHUq43AORhxx8JIFITnF7cB5+AZ45qgjrzt/LdkcG8YFXnjjTfGWtvGx4/KgMfOBjgXz5uFExSWX60R1EGMIIWoAccLf4S8/fbb8p///CeWaw2P//3vJ/nXv77QQ96xDsBD69fLueeco+0m9BUoj3a9amrsNqYpMG1oKjF9Ae8nkoP1Z8nC+t1EYHZAc2HbRkFB++sH7DrYY0VFhXLqqafqhVBhL4Y6vv9e5LnnYPiLLF0qcvTRIiNHiDLyRNq3F/ntbx0OPFCkXTuRQ9R3HTo0BOe1O0TkoIM2no9zld2onCSR+fNFzj5b5JprRJ58MvSIkR9++EGPcDn99NOVzZmnfTb4D7b9HhXG5wiC7dP4EXrxVJfY4QfKQBiMLR8Fbh8hHszHYAQRQ2wf3gtbE7BhukIiMCHkToyYch0bhJCotssF7KZsWMbYsEw2IB6IGnhFZ4mpC8cee6yce+65elQFhAGMkMC/SevWrdMG1XnnnafakqO1KIAO3oRjCyKsUCUKK+w2SAcq+eLFi+Wjjz6KPZrGx5o1a3QDq8ONrQWSnpGup2g88MADsbMaHx9++KEeTozKjsrJGgI3rFHxw26sosYWOILAnAc/jHNjQBi4NwzHxr+P7ICSiH3X0aEinW5xIwisAwUID8903rx5eqQPQNl2Y743vx1zzDFaSINwM23aNG3IwuiA8IX7QHzowN1GQHNjG0iJYEaCMMMtUZhhmTxtAkhTwJzDMCCM4cOH63p/4okn6uG/aJfd4Hs4mnPnzpURI0bo8oc8YOEFBdejfKDeH3HEEXoI9cknn9woboDpeajnEPuRXubYt3aQF+inYbBgLi874FhgJAPOR/7ZYaQC9uxaCqj7GEVzwgkn6FEziR6ffPKJ/qf3yCOP1OEZsc9dz5oD09Y0JXbbmhqMIBK9KML6t0RxRobwfjgszB5oLmyRIyjMdgPGpoQgefbZZymb/sNYzQpw/PCDyJtvijzzjMiVV4qMGyfSu5fIIYeIdOoo0r2biPLXlBMlykkS5Tw4r0Ew5+JahNGjhwqzkyOMKAdRhg4VueQSkaefFvnrX0W++SaWqPgHpvqce+45+k9ZM2LCtuOjwO13BIH5N16EEUPge7kFDz+Yz+eH7UMmg9uv9YOJHl64/XA/mE/vhukCDKMrJIMRQ+LuGtOUQgjLFDcsU90gDLzCuYMAcsstt/iOpHAfUDDfeOMNufbaa2X69Om6wTIPGAWCFaZkYAXdBveCSg7DF6KF13HTTTfpf/kRrq6IMSEE0zfuwzA3j+ODDz7Q+RRECGGNiR92Q5UKbJEjHqYjCootgriFEIgKULzZgZE2F154oe4UkU63yBEP1oHiezxfDDWEIYrnBmMfYFEtL77++mu9/zvqAKbvPP/883oY9JIlS3RY6JARvhkhwoyBpoYZR4nADLZEYYZkFLT2tUBgoCOv7ecHwxi/MaelqbCdwWRAHkLYwFQC1KEvv/xS9xemDhrw7zrq2h//+Ec91xQOu8krFm48cB+IGyMYIay+/PLLOm7Uazvu7777Tv773//qqSIQRSCGIF7mtLdmUK4mTpyoDZb/YVg4OdD24Vnh/JaQB+zZBgXph+DgOJsbwXcoG+waG9RJDMFH249ykswB8QkjRCAEwrlxp8Gug82FqXNNBfIg1bD+IwpYf5copu9NFnd/0ty4BY6wuG04Y1NOmDBB+yVoswMdGP3xzjuiGjyRWTNFGZ8i3bs7AkWvnqIcKwfl+ygnKRoQlgkXwoiJT/kIMnWqyOrVIn/7m7MWSYADfSWEa7TbWlRI4VQZ2w+JB/N1GC1BDLF9yCiwhQ+GW+zww+2Lx4P5925sbYDBNIawBBJCohJB2E3YsMywYRlqwJQWPAxUNlQ6/HuBChj2gKGAIaNnnHGGdnyRfhQGVogShRVyBu4LlTuIEAJn2b0zTHMJIXbDlCpskSMeboEjCLYAYsBviB9ODoY1suP999/XI5DQGSJut9Dhh7vjdIN4Ec4ll1yi564lesCIRZ2Aw/Teu+/JbbfdJofNPEwZMdU6fqSXGQNNBTOKwtCatsRlxm6UMIM9ShAHnA44Q/h3GKKaAZ+bwzEyDlnUoA5iEeQ//elPnqMQ3AfOgSiCEYcYyQHHlYUbD1yHaSCYZodRZkF2EYA4gJFqEGpRp5hj3pppjUKIH+y5G0yZRn2CsOUG9Qx1z76GgXKA/grriWHaULIHyiFGlmAdLPQZXnXPXTebA7vNSjV2Gxw1rB+JCtb/JUoUo0PcdkFzY4SNRDD2G8AfrFiLJ5BfgrZetfmC7TzHjnVGbUCU6NnTESbwXvlNyjFKPYgLcWKkCN4jLcOHO4KI8rNUhxdLtPeBdgdrEJkR6CBV/oLtk/jBfB1GGCFEE3C9EOb3+cH8yWSwRQ8vbNHDC9sv94L59zZMJ7CxtYZE8RRC2MmJwBLPYBnhhmWmAddjPRAYnb///e+T/tcDB8LBUOhuKoNYAUoUVri9wL3BAY4nhGBqDBrcVAghrPHwgjVKqcCIG0GxRY54mI6Lgd+RBvxLi06NHZhXjbmReCaI3xY8GDjXCxPnvVj5O8ID/yy//MrLeoQIDC3EwwyBVMKMoERoHSLIprEQqokHU66w3gCmG6JsAjj/q1at0tOyzLnMSYkC5nylAtQLTLUI60RiZBjWqoAji2fPwnZjO8io+5iG8A/sABDiwKgUTM9Bu+IOc1NgUxNCvED5RtrhPK1cuVKP5kD9Qn+OV/yrfOaZZ8qwYcPili20s0YISeTPIXZga0FsNYiRUqaOs7gN7nrbHCAvmwrTFqeOlr9+CERc1k8ngm0zNBdM6IiHsRvRjj/zzDPBfZNHHxWZOUuksMgRHzp2dIQI5Qs1K2baDF6VbStTpojq9GOJ9j/Q9mCjBixDoIWFFjIyxPZ5vEjV4qnM9/OD+ZXJwIQPGyZ6eBHV4qm2RuAF0x3CotcTVeX6tuYUQlgmuGGZ6KaTugF0djDCI9l7Wx0YFYJhbF27dqWFJ1FYwfYCBQqOdHMJIazR8II1RlHjFjeCAAcmLG7Rg4FzkBaIZF7CBLZdwjMzIoYtergxYocfJk7sRpOK45133tFTefBPY1NOk2FGTyI4Q8WjgxmJyZLKaTDMGE8VJk5sW3rPPffoqVcw7mDkgO+//15/h7KK9WjgpOE62zFJFOZkpRq0JcuXL4/VluAHnMX7779fO+6oUyY85vjaII+xmDd27ggyCsV9YNQY1hNBXWZht2Y2FyEEzx9/7EAE+ec//6mH0qN+QYzDK0b1vfbaa3q9KOSJX91AW4s8w3phtpj3j/f/oZ0T/Fv7xBNP6PcQ8IIcGHWLkY9og5HPLG6GXaebEtOONRWmvYyeNjGkOXCLHH7gXPQbaIPh+GOUXqB2/NVXRRljzm4vnTo7a4AoP0o5OlyYaA6QFqQJi65CoFHlUc47T+Sll2I34X9gZCVGk8HvgE+EfHLb+VHB/BQvbN/Hi1BiSEAhxMB8QIbtU0YBEz8YTPiwCSqEAObv2zDNwA3THcLS6oUQxIFCj2kDgefdBTjahJA2IYSBc5AWGKv2CsPmwBa6+EfciBhMADG4BQ8vTJxeI1CiOFAWsLYAnqXpyFMNM3jC4CyI2tJ3hXEWu+PGbDQwAzxVmHvBP1x+Cy+++eab+t9sk0bmlCQCc6xSDdqSRIQQHJgmh+3NUY9NeLbTy0AdxKgOrEkSVtzHNJo2IaR1CyG4T4iNENK8Dtg7WKvD1E13mXWDqY8QVa688kq9eCGEMmynv/rG1XLW2WfpkV0Ysj5r1iz9funSpVrIxHo08Y4HH3xQpxd1nMXNYPW6qTB51VSY9i8VmL6F9zuJwfrDZDB9NOu/w8Dsh+bALXb4gT4D7S/6SazbFLcNx1ogqi7JjBnO9BcIIHhVPo5yglomSJvyv7QggjVEJk8WuesuNMCxm/I+YDsgb+BnwC9Cfrlt/SiwfRQ/bN/HDz2ahQkfNhBC4I9ZgocXzAdk2D5lFDDRg8GED5vWKoRgQEVKhBCWaAa7eTcsAwF+ww4x+FcEi0HGO/APBhacgxEAAxPbn+LfcPy7Yh8QQmBwRSWEsALthakYzSmEsMbCD9YQRQnyIQxG2AgKEz0YOBfhw7jEwqXsePXVV7XzA6ED59vih8EtdviBMJAH8YQQ/DOPMo5/9IzBi3/ogx4YOg2DGXGiM2eGQFQwYycMbVNhHJjxnSrgSJh40ebi32OvA3UA61SY822HJAzMmWpKUN8TFULwDzyuxfQY3Ivt8DIQJ+rgOeecE8gZtY82IWTTEEKwoLXf9vcoG7ANTP20y60Bv2E9EewodP3118tVV12l+320o2iL0ZcZpxr/4qPtx+KqmH7DbCP3gX+6p06dmnBdNdc1NSbPmgLTBqYK59nZfU/ysH4yUTYnMQTtLmxF1Ldnn302VlN8Dqyzoeqlqvgbd2pR/o1ycFoHSCvWEMGWvOo5y8qV2JIydnPex0svvaTzCL4HfBDb5k8W5qf44fZ/4kGFDw9SIYYA5mcmChM9vGDih01QMcT29RlMM7Bh+kMYIIR07tw5NWuEsAS7YTdtwzLPgDAgVGA0iN+wMxhMWOkchiWGG6OSoKHC/FYMW8M8dwwzdRud2EFm3LhxoYUQFAKkzb4HFAwUIpzDCrUbUylashBirrGBCmqutxumIJjw3WnB90bgMJg0ID6A9zgXvxlxg4HfTTw4H9eZawG+N2G4BRCDCQNCxg033BDLyYYHhv7h3zWcg/Pd4ofBiBxBQBhIs58Qgn8cUMYvuOAC/Y8e6gT+AcT0Hfw7j/VA4h0QTy666CLdkSONdufvThM+u38H+N4YAQaEY5/LjBw3JiyTVwjTpAnfV1SUJy2EOIYZ0lKxISwvYxDnIM7ycty3Az7je6/rYJwyo9UP44i488HklzP9Z+Miq8zg9sOEb2Bh4DvE4U6DidM4EOZ6ONrxhJBDDz10w/kmDrczounvOCWIw2DOY45TPHCdiSuZcNygvicqhKBfwnbtxvFkTq8N0oy1H7AGQyJHIkII7tPknXkOppy4nwlg1wfBxGHAZ/scfG/iNvEjbnMuvotKCGHpYWmKB66x842lPSg4H/UO63rcdZe/EIItkxGHiSco5hrgzgOAdKMNQD5D6PDKZxyvv/66Hv1owrTjCYOdjqbCnRepxJSPVOCUOdYPJYfpL6NgcxBDYJ/AjoQ4GGgqMxa/P/NMZ+FTsxgp3iu/odWhfD69k83/s/ce8JYUZfp/u9ldw4bf/tddV11FJYOAIDlHFRdRogKKCCgogiAIJmARUTCB5CCMoKgoCiiIihJEEVDACCayIiAgooSZ+ve3zn1nauo+1el0n3vOvd3z+X7OnXM6VFdXVb/P01XVyy7j3Hvey2RVUyeZXnjhAIYv2ojY23RAW7DPqpgGqIIyPIpQWkmh9GARsf4chtDsKCI2PRST1iukMyNEJTZEnaxCZRzwG/uhUKaGKNjCnA1vfvObveBlO0sfF4vCh9BkfgQmxCOAZ8Z/xtMyM/uyeeOkCk2IFQ4zOyigVrBNrPN3uC7w/7hg23YwU0aIaiSA3+x8+JuGJjQNzCQI1wX+HzdQCtsuTIP9n9/Zt63HJ8c0kczf9jvpiAm3DdNsAjsU3fzGurYv1gthe9LEkzW1IBARgZaucP/AtaqDpafICGE+AubIIbDjhkzgZYEeATVPAinXRQtmCl2xSSPptpu+pSO+4YMFBfZ/ghWCaIP/2zasGwY1MbYfPvk/2yMIQgimzMTAjKhriti2ZmKE30MYAIbfMSb7pS9F2AywMdq2DuvbeipQLYIg1s6V/4fXDsIg2vKBbSzALsOOYfuw/9t3rGP/529ESSjKbB9gx2fYBiIptWDKEQza+ra9HS8+L/vOvjdCoVREuJ3tJ/5ObVcF6ntTI4SFHloMO6NehYJXQTq5DgcddJDvvdhkqWqEcG6WR3zyHT0H7E1ABv+Pt7H8tO+LiLcx7LtwHT7j49vvQN4Ma4RwHFUmLD0Qb6NgmzjvwnRbvvE76wHbhPuIsePTHnCe59PVPLFghLzrXe9aWIdsWyPeN8eP63kK6iyfNpwmtdx6661+nhD2z37j/TQlPpdRYNdoFNg1a59uDBGwe+UwWEwwLBabzCQW1xjELrS5XF8erjKXT+FCTJ+3827FFZxbaqmBkZDrk4mGc6BHC8N69t138JrdgoUek/Sspv6hKyy2bxvTE2WY3qiC10LC9FCEuq6MWBOWEWrRYTGzowzTsEVUNUNCvV9E6B8oYg+iDq0bISqBCnWiMSrTDNsPFejrX//6VLKnLzRGPBWnMjCMhm3tQnKh2MdyeaUFBCcT/NGlmydyVAzWUwUmhP1w7uyXSTTf8Y53+Nfv8nT+xBNPdMccc4yfHIjAhgaUc2N99h0W6LhCzIQREjcMITRUnCN/03X2kEMO8UHQJz7xCT+p24c//GH3zne+049tJiiySsr+44Yphn2yHgIcU4r5WcgvzoE843fWY59cJ+Yf4NgEakAe0wuDfDCjw+D/ln5uWLySEqHA+GomCWV7rhPXC8GCgOOYZuKYAWKwT87rhBNOmMrJxRe6Q5I/ygghfXWxcygyQrihUIk5JufJ+sA5AENe+J2JLIsWZjYnEGU/dnPnE1MQ5566wfXdOr9G5BG/m3HCm3R4Swb5ecYZZ/j8IT/pecV6rK+CGuAYlr9cc+oQ1/fYY4/1htPpp5/urxVPQDE12ScmCOvTQ8PMiDIGBshmfvvddnuDL/9c71e+ciu3mTcjBrDvDTZY3wsaxrJSvpi4kvPik7JOnaadYD3229QEsfOn3POaVqtTHIvztnpF3iOuyEu2Yfs4wI6xY7BvrhvnC/R2o+3kN+D45DvCivObN2+eP/7R+XlT1zafMjPID3rVkZ6iOUJ4Uky3V9bl2OQTkH6OR9q4Dlu+Ykv32p1e63bffXd/XZmrgOvBdqwXC6QUfl+5GMP0Y1+0BaSb9pzfOV68TVWoR0VGCIKcIQQpYU6vEMqw7S8UpzFcE+oJ66feMMD31OPUuPMqRgjpsGsAtA/0jqTXJHWOV/ZSBvik3lGvKe/kKWXArqHadwznxCdtItdlr7328teI8mZ5wv5YjzJAXcO4RUxQFrn/sS7HY71hjBCOxflyDpQV6oKVO+oHZZVjhNsoLM1AXaLeUEa4D9JTkHrLeWBoUZ5Z3+osf6f2SXpJw1ZbvdLn1cUXf3XqrKYvlAHiDOoV9YXYA/ibvEwdx+D3FJbOQw891D9ISi3EJZQPq9fxftqAcxk1XIeuIY+7QhkZbRDeS4fB7vvDQls501icRHvLJ233/fffP1VDEstdd02ZICu6XIFpU2GSybWWo4fLPvswUdbUSeuFdoz20uJVi/Xbhv1WxcyOMkivMj4UXptFGi9FqAvLCLXosJjRUYaZHVWItXuKWP/HmOYvI/QjqjIjRog6yRCVSTG2L0Qt4i21PP7E436cLQWGk01dbC4Y6WcoDBlCTxC+KypoGBUYKFQyTIHPfe6zPi0MRWCSPJ6k0CDyRJChNjxBpbvc5z73OS92uOGSJjtOXBlGaYSYG6vgN9JCg3/Y4Yf5V/kxzwoBEvtgVns7T86dHhGYUxQqzpNghmvGceLGCWhQOE8CZYLfb3/72wvncbnyyiv9ORA8k+ec0yc/+Uk/vpBj81QM7spvLGyD8OYGyT4RyaSfvCX4Pfjgg33vIa4RT6yZB4Y5NUg74oH0//KXv/Tpp2cEgoAgl7RhRphQB64Zw0jUcsUVV3ihzXrcHJsaIAb7IQ1lRgjXhXNnXa6V3ahJA+lHfFAOixbELYKA45JuDJCjjz7aXfbNb/rrQd7w+a3LLvPGEcEveYuAuvzyy32eMjcJNzfKBWUEUWPGEOkJAxnSyTXafPMtfDnn6QD7QUjz2lCuD/sLy9f111/vy8hXvnKRv4Huscfu+b4xnNZfLNgKsZ4blB9MBranPjKRGefD+fE6Ss6F/N5hh+3dRz/2Ufe1r13q5xK6/fZBOaes8UnZYzgdXTsRQFtv/Up/LuSHCkwVnD95glBCcDKEgnLJU1Yrl8CxfvrTn/r0Uq8YMkE5J5jmOrGvOMgG0oLgwzxi39QPzpdrSL06++yz/XXhKR3GBhMfMtEv7RbXj3y/LW/HaD+5Ngg75pHhDRNcA9KWWtje52u+LnnEJ9D2YZAgnBDe533hPF8fSRN1mvSRTso64pK0cS6xODJoQ8lHeqicd955/rXn7Iv9kF+UJc4ToYv4K9pXjAlG6k6REfLQQw/64XBFw88obwhurlW47xC+53y4p3G9Ugv3gh/84PppbwCxpcwIIU8pG7vttpu/prTTpI+yx6u/aUvZB9eQT8of9ZjfyVN6nlFXEN2UedKsjmPnieFAm02Z47pwndkPbylByJMnmKgICH7n3kk94/iURdqC448/3ptalPemRgjpJE282vxrX7tkYVkhPXxiYFPu+J3yGW5rsL21eUwsSntFe0+9IZ9IL2n3dSdvv2gjKM/Um3POOcebSWwLYTngWBgYmPM8uKHOsF3RfZ+HPLRNcR3jHDAwuD7qHBSkJcTKKe0CbU9qoaxwH+zSCDG4fqOG/Osa8rp9uA8NjDplaAxDfG9tAm3QgMWNjSZYnDOT2MMq7pPUicIlj2MWHHigW5DrjQW53liQa55ZRx7vL1hySbcg1zcLMEPy+0rRQrtJm0WMj/YhL5VWGIZQ01QhNDyK6OJNMmiWOoS6tA2URo5BA1Uh1u5FKD8gJPQRUsSeRBUm2ghhXZ5kEYgULQQLPGVZeuml/XbqohqqUMRQ8JZffnl/fAQvvQmYdLXOQqBEpiOCqBzsi/2GlWEcjBAKMmmhhwai8/Y7it3deKGBY9I1gm4aI/bFfsMGiu8Q3TSEDz300NSWiy8EW6SVIDzV5ZAnpASRBGXkJeeFGMAAwGBBRNdZCMQRbohFGjwzNsqMEAJ+gktujqw/00aI3agJiopMQxZEBxNhsj3HZYjP93LRohb2hbjDMKIspRYmMqaHB9eatFgAw/5h55138k9S614fFsoCYvf/jvi/vC6+Oj/PdfJjYEgsHrDRY4OgC8GMOFELZWf77XfwAp1yhuFRZaGMI/Roi7jWiBwdnA4MC35nPcrpOw9+pxe9dd94haGFOEQUkpdmGITwPeIxNXSQNgUDFzFKG5lauLaUvaIeIFUXejNwrWmbEIYL5qdn00c80m6Tb4iSlDji3Om9klqox5RR9mUCtAomEsuMEK4/QxgwUVPinHUwHYqMA64Zx0UMp57CI/JNsKfawZQRwr5pA+jZxVN8TLWi+0rRguGJ8UQPJkt3eCzgPH0Zz8U05p5aaLOYWJp7RNHQPQwS2hquRV0jhDRY/eNeWtbOYCpgIFJW7FxsH9QpjKoPHPUBb56Uvg0iWFgX04U5nKiX7J/0sX/2y32GMt/GwgMX2m72a+dQhJV5w+pcWY8Q4h6GFLOP3ghphpXNLhhXI8SYDUaIxWn0luMBQeFC74jDDhsYIJBrGWkkzAY4N86Rt8ocfLBzt902lQl6seG03lxIPDQdhljblBGaHUX0Rkgx6Fil4RXmAaQIfYQUypcoo1UjRCVKoU4wRGVQCgLLIrHPQoA1b948/4QEA4OTZlt1cVWhCGEdtqWiEJgxlwjzMzRdCPDoPkvQyv4p1FYZhjFCSOcwRggVnDSQvwS7BIeV3oOeWHg6zKRq7M+OYQ2UHYeASolP8pceGgiAVPDLwhtSOF+CVvKSc8IE4clf04X08PST60IQjoDlWvF/rgt5SODNsa3LOk/suUHa+najbAL50sQIiW/WpIXPon2w8PQPYWLHpYxz7dSCeMY8KOoZwILwoIxzzS09nBvBM09VL7nk4lpvt1ELPSgwuzDcbO6QxQOuwZwgmBzccNWCgcWwntTvRQtlIOxhoYJS4DcEEOshRm++pb75YwvHvOCCC3xvKQuowwCbsoDoxdRRCz1s2D4lUm2hlwB5g/gdpg1gwfBBQNMDACMkNfyDBbPHJmLk3JQw4jwxaYt6UGAMYL4whID8j/cDoSiMKTdCfu/bYIYxFNUFztsEljoOooW2i5txqncJ9ZN7GYK5To8QzpHjYtxTT1KGc90FM8DKH/sn/Qb/x1BATGMSqYW2md4oReWAMoeBQE8i2iR6mJQZIdxLLA1A+aFXEPspWtgnphbpZhvLP86PPGQfDH25+7d3T21Rf+GeQluBUUHa2C9tInWVnjJ1zBW1kF9cF0xf9mvnUAerJ5xrUZmmrSQ+sDxmm1Fh13ZUWLvaJeRh+1jPkHZNkfD+OgyTboYQK9NzlntpUTuWVyTnPvTBgTmw7LJuQa6FpIEw21huObeAeUOYFDa/N6UW8o44n7qNgA5NjLYw7VEFrmsVMEK8hlLGR0xFIwTM5KhKqFOHJdTERcSmR4qqZojyA0KUn6BQ/kQRIzdC1MmFqMxRkLl8YmzMywPDsoWnZzRUBB9UCC4iaeaY7EsVBgXrsg3Cju6wwwYtLAgMuq9TmSgwVhGGMUJIK0+omxoh9t3hhx/u09fGeSKIeTpI/rNva5w4V4Q3T/F4cqoWrl+RCcKCyKIbPw0pZQPjq2iyuSoLQTUiiIaGIBxjA0g3+yfg5ok7DTimAD0DEAaIJ4RIaGrUhTypa4QQwJrpEcJ37It0Fi1MFmxzrXBc/qaLtlowqFJPpcOFXiZ0CSfPSAv7Jp3kHb1F2ihbLOQBvUMQ2QyVsUCLoI1gi78xXlK9HxCHGFlNF8wcRCZik/NTQSnnjkGJKB7mWLaQdwwxQKCRtxzDgmoCRERj6hWcCKYq1w8Ri1jFEGnDCKGc8kSc+l7Uk4j8IT8RpcrAMOGA0C56yk+6aV8Rxqxv2ysBqCgzQujdh2Ckx0fR0DNMb8Q8x0ZYhcfgO9KGqVPU84b6y7nQmyNlwCsjhLzik+FGTXpepRauJ0Yb9xrSr4yQoh4u1NmyBwm0+7RBtEVNjBCMR3qRkE5+K1poqxh2ZtvauVD+uFdSD4Y1bVmod9w3SBf7pm3GCKnby0Qt1FHKGkYI+7UykMLKo9Un8gvRTJtSZgpjZFFm2ZZ9WN0aJRx3lHCuXcI16IrYzGgDu88OA3UgNjeaEMY8o8AejPGApbAHKfdZei3mMRCmgB8Wk+uhOQHnyhCZPIZecNJJBEpTmTJ9YVghDz/QIKFGaJNQ55QRmx5FSONDUcMMgdjwSBFr1WGJTQ+FGR1VGKUZEnsTZbRmhKjExKiTilEZoyBj+WQCVIYoVAnQCWAIiumGyzwIFDIujl0oLqwqEIatRxfroglaw6VqUENAwU2WfKJQW9qaGCGYGKS3ihFCsOMrcWCEsD0gKKv2pqh6noxh5mZP+jgWDRPnSsBWZIRUWXCUMbvIRwwynrhXGXJA2lPpZ3vKF/kTGiFAnhM0EuzzRAAIzLhBDmOCkBchbRkhfCKaixYEB0/O7VyLjJCqC+KQoTFcb86PdCAqmFeh7QXxPJi8b8v8WBssDNaqGCFtLHQVxzzkPCkbYRBKoEb54PffVXi1XFG5DBdEFT0eyFcEjAXUHK/ICKm6cE7U2zaMXyYVZV4FzCLSluptxMKxeELOupZ3IZwr+YoJUTQ/B6IQ44V12U6JwSLKjBDKHMMG6Y2EUE4tXHOGM5EG0hIeg3Oh/UDA01NHLeQH89tw76IHTOqehzHD8Dbqrwl5ygP75zxKx7DXXLiPUKa5L9L22jH5u8wIqbJgeFjPk7pGCHWQ9ow2vMx45N7D9WE7rpGdB3lHGaSOVTFBqtZbrhPzkVgbjSnCMN8yw79soVzQg4u2m/2G5SyG8+Q6Wb2wvzHsKGOFT7jzhQcN5I/VrZmG9I8Ca2O7hnxtm7Z7hkBsbDTFDI1hsPo0CoiTafdpnwqXPHZbkLclC5773Lllghic8/Oe5xbkbYy78MKpTNELPb8xV9F3sYnRFqZ1qhAbHkVI4yOBGR1lxIZHGaFmHZbY+Ehh2riItowQI/YXYpRPkWKsjBCVKTFkppkXfHICuLF15uggUKKLMTdxG5bCpKfsXxUGg3PgmMced2xh12JEKU9SyFS62mNUlE1SSfdTxuoTdJMOKgDHQgDzhGqURggFm8aC4L7ISECAISo5T9blsyzgRQwQGBOkc44ch882jBCCVDNCOB/+Ti0EizzpZhgLwS+TVSIYuW5hsMv5MymoMkIoN6TfjCMgL7mGZmrUJTZBYFgjhLSyH4QEYrZo4Risyz7Yrg0jhCfQ5vKTX1tu+XJfVqr0RmBBwJSJmHDhqe6ee+6R59naCwO1URkhiBjmleE62JNVC0C5hoyBLRL/LLQFGJAYtgwfYVgaT0qKFuttMAhyB2YIQWEbRghDZxgCWJbuKgvXkTmVEOWUTepfkYnNhJOYaIgc8jAUPJwn4rvIfKCtp6yxDevHQrAKZUYIQy9p/+ghhimTEo+UDcTlVv87eOtKeAzyArOmaMgL14H7FUFi0VDFIiMEQ6DICOGpJm0EQ0iAHltl9ZT2kjJGuijzdkyuURtGCOdJ+a5rhFi+0gumLD7AoOPaYXjYteEc+KRdJt/LzgEDi7KI0Ue5pr6UGfFMUEwvVY7BgwfuWcMMtbWF/WCY0Q5ZGYuxukQPtX3eto9/MxD3Otov2sgyE4SYhmvLNad82f7GATMsRoGZFl1h9492sclUFzc0hsHMjGGYpJ4hFq/xVrfCOpvfz5kwdMHznz/oDZLriDkJw4HIg1xz5DehqcyZvnC/4X5LfE1MTczYNqZ1qhKaHUUowyNJrinM7ChDGR4pYt06DLHhUURsfCjQtKGeT6H8gZjYX4hRPkUKM0LoqR0utYwQlYgQdRIxKjMUZoIYbEvAVzRZXtFCoIchwqSBNG5MqMox4gLBsbjYmAvX/yA9IRIihi6vPPEmkGKf3JgRKXRrTgWVBHs8Id9u++0cb6yh8NcxQjbYcANvhFDBhjFCTMwj2IpmiydgJthDKDPbPTdsPhGa9JZJBfPcMAgQEQ1cTxolzpV8qmuEEPAilOgKzsJTOIJZAln2XzQx6A033OCDW4QUN18CGibBozsxXdwxBAieCQgpG+RJbIQozNBoghkfMU2NENuWa4sgKesazrVBfHMDamqEUI6ZrwOxZU9FyWvKP3lIuvbf/+3+zRBFC0/4v/nNy/wkl8zRcuSR7/ciDqFYZgpwHryBgje52MSpTY0QxA/5hvAiH8qOzYKAJN8oh9YrxMoYQqNIYGDOYRRQLxFG1GHmuWG7oiENCDmuHcciEKQ+cswmRghtGG2DpZO2h7xnCAptGCKcSeGK8gJzgN4crAv2RguMHc6NvKB8IVg5VmrhvBgeQz5wPiZ0OE8+mc+mqJ2iDlN+WJc8UYKwjCpGCPcfRDRtNUMJUwvikTaG9JAH7J+/OTfm46HHYmoh75lbBuHcxAihDVD5TV3EoKHOkFcYBzxcoK7Q9mESFxn51HOeiNrknHZMzq+JEcI9kvYjvBdQdnjySttU1Qih/eM+XNarkXKO+OcNYbRPln47B4wC7nWpXh60N7Rx3Dco2+yH68Q1YKgk7WFq4VpRt+xaYfrRjnN9eTJaZFrR5jOUkV5+YR1jiCZDUK2HTlyeDcocZgnHoz7TvlDXywwQFsrevHnzvLnGMSjD7JPPcYK0jQrqWJcsMjHaZPx6h1AuYZNNhjNFqMtdQjxDfec+l1zytmh+fu+YnwvU+S94gZuf65X5uSaak3Du5EGupeZ/8IM0vFOZNH2hPSLuMY3QFbHhkYJrXYVaE6fmhGZHGcr0SBHr12GIDY8UoS5PUdUIgdgjUCi/IUT5FQo0N6NL6LiAniRGIi6aGCMEcHIIPEpnbC5YENQE3ARzXFTSzacVBoZaEITx5K9odnuCEG7AGCrkDWnm/MhknphhAqQCWAIQnsxwLAqzN0LWrW6EUFmsZwJpbmKEkJ/cIHmqlRLNpB/ziPMknzgW25Nmzpngk2uRChzJP4Qi58cxSTc3lqpGCMdnHD2FlqdYiBSCOdKMmCCoZAI3egakFgJp0sr5WoNIvvF/0oMpwr4Zj4/AQQxx/dl3EcrgqEpofoRUNUIQwpwDZe4lL1nNnxdiHAFBuSXoLloQwMcdd5w/DzN96hghlFHKBa9M5pW7iF5ecXv00R/yeUgZQdx/5StfTRplLDREXE8Ez+AGw7vlmUl8dcdrbT/96XNKz4U3wyDk1luPt+XUN0J4kouoQPyTdgQdZYt8LCuj5CNlk+CVgIz6RNlBtBe1UfSWwPBgO673IBgcvGKXT0yhoiE1GDA2ISj74LOOEUK95Ik2wy+4fog4jCdEPoKJskQbRhuJYE69fYcFgxlBzbrAjPpAvWI/FtizX95wkVqo64hM1qOOmMDh3BBhDFcwI1QtzBlDHth2sRisQhUjhFdEI5jLXn1L2Tj1tNO8aYxJxv7JB64b1z41xAexze+0B7TZdY0QO3fb9ne/+63v+UGbcvTRx/hrxHVhG8oa+Qscj/TRa66oVxYimnaf9UMToa4RgomEKYGpQFtE2eUexhAS8pe0lRkh5CHrcy3YV1Fbw2/0dmKf7NvSbnlGnrCvInOLnjrco8knzt/KNn9jyJMGDL3UgtHKsdgGrI5h1NMGpRZ6pdImUK9YH+EADLExYR6W4xD7nfatynCfcMGool7RQ4dzDPdr9WxcMJNiFJCfXWLlo20o47GZMQyhqTEMtD/UyabExkWbUO65L/PQImkc0u5ceaV7Ir9/PPG857kn8li5J2eJJdwTeWzqmF4gkXe0SRjEaApiwNC8aBMzOsowo6MKxODK9FD4OR2njI4yzOSogunWNgjNjiJMjxcx7kYI8STxPX4A9/XKRog6eIw6gRiVETHKBAGOQUFB5PCEJBUgVlnolbHf2/fzwS/H4wJTGDA2uGkUTR5G5iHAMWZsW8PSSFCYCnYJygi6qEhss/IqK7t1cyFXdWgMQpNtgTQ3MUJIJ8KvKHDlKSuijuFEHCtsBDguIhoxnAqwMFiY9wSxZ8fm5lLFCCGPcOB5qkp6OR5pIG/ZD7BfRBhiLLXwlJD8YVsaDtLBdlx34G8aSj7NFCgjNDXqwo01RRUjBKHEk0GCU4yPt7xlb/9UkJsJQWuRGLAFk47tw3OqaoQg0BEuBMNcF4IE0s2kpeyH68u14boVTiqWL4gfhglgYthrbw2Gu2y//Xa+C1vROVHHEOsYKIOgqroRggmCoYk4Iu0EZIhWzgmBxNPhVB22BXFPcMx5E2hSljAXUnWC68f8AIg3rvUgOB1gASF5UmQa0DMCMWpBM9tVNUIQaphPTNhImjmeHdd6tbBf/uZ7rmPRkzDaScQZ69v2to9QpLD/E044ofBa0vMEUch+bHu2o52izJN3auF7zG3Sy7FCwVaHqkYI7QllHuMolSbEO/WJXgOcA+WJ/EbA0oNN5QOGMjdlJhymnaJO1jVCTNiTD7QLBPCHHHKwN2C22GIw0aU6dyB9tPcMT0kttNv0+qIts+Oxz6pGCOdCbyh6cmBwkTeUF8q/lRvSwt9lRggGAfcfylXRfZO8pm3ESLByFeYX6afsYDCnTH1EEPWG9VnXyjZYumlTi+IGzA7Mj3Bb9oWhgbGcWqgX3OesneBYQLrZR3wdQ0gb1542u0oPEFsoW7wdiXNiH2XHCc9ppiFfRoFdhy4gz7tAGRrDwv12WKgHtAVNoe1qG2Iyi40Kh4vefrtbsO++7olc3zyR6wdpCsxFyIvll3cL8nteLiamMmv6wn2SGIK4kfteaGC0iZkdVSAdVajTM6SqGRKbHWWgjdoi1LJFKH0eU9UMUT5BjHkMZSjvImTooTHqoCEq8TEqE2JSJojBfrj4CAG6lNa5ucfLr3/za98bAEHCOVIQcIwIHIq6cRO0EMRhEJCmuJCQ0Qid1GR4BGYEqDS2mCCrvHiVykYIjTMNxrBGCPlIoJl6ykpASBBKt1vOMW4AgPOnAUs9tUdoItARNhwXOOcyI4RjY1QR5HNtOM+4geI7fiNQK5qMkzQgKrmZEQhwY6NRZB9sj6AxEMD8XkRsbFQlNDxSkAbSVGSEsFDm6UpNWSFI5v+UqVQQHy73/P4ed9QHj/Kij2OSNs6rihHCU26eGFMm2D48P/Zh50H+0tW+SPSyL3rhcB0wQeLAiKEu5Me+eYBRZpohXulNMgioqhkhCFiECT3MSDOBmAkNAiv+j9FUNtErbRBBMftgW9JM3U4tmEOkF/FAvtkxDY5L/tEjJXU9eWqNyCXot22qGCEISuYUYDgc5xgelzrKJ0E452OBM28lKZogDkOafLL1Q6EQChPO9eCDDy4UyphHGBr0JuKc2I40YR6kXsvKgnmAGcY5sU0s0qpSxwhhXe4dRUNcaP8xzMlT8oEywnVLtZfUF9pxrg/lqKkRApwP5gR1lf/bNYGU4GI/GGSkIXVMzAeG05DXHMP2XdUI4SEC5gU9Zbi2YbqAfGKfpKfMCKFtp8wXzYfEthh5lGMri5ZHhh2bHiOphfPi/FiPtFnZNswELOolRD2y4VJA/pEH5HmZEUJbadcsPK6V3RSkiXiG3l/kV2ohn7iPUMbp9UNPN+oh6atynJAwfTOJXdeuCetTF3AN24brqkyNpth9e1hoV4YlNDOGgfaQdp4hg8mhxnkcseDCCwcmyJJLakNgLrPUUu6JXNeRR+SVWojFGOpuGsGMiy4wHVEF0xpl1Bomk5+fMj9iYrOjiNDIGJZYy6YINXkZSucrQq9AoXyHmNi3iGlshKiDKVTCY9TJx5QZIfzO8bgYBKQIhpThUGWh1wMmwQorLO/3DZgsReILQwIBRfBHQBdDEI9ATwXJBB08bd7qf7dyL1rpRSM3QtiOT4L0VDdoAuF58+b5p1UEUhwjhps0QXEqzXStPfvss30wToXlmNxgyowQridP1WmMzPDghhTCdzRsdEku6lbMQjoIwBl7TzCLiWX7rGqAGKH4rwrXrApVjZCmC8Kaa0q55dy5FqSP8yozQgiSSRfXnTSSXhWEsD9EQdHEYpR/nvDvuuvr82u41rRgyKBXyI477uCu/u7VyX2xELRvsMH6fhszVcqMEHpVsA51lXTHgSLf8VvRRLwsGCXUD/KS8yYAp56mFso2QhDzgGEgGIkhiGBMVAyB1Dljgn3oQx/y15E0QpkRQn3maTV1nmuUEqGGBeEI7TIjxJ60Q7iPENJogi8lsvmeoXCIVtLIdaA95VyLhsVgFtBmNxFtIdSJKkYI14c6w3kzpCi1EDzTa4QePpQPhnxwv0qdP7116CnBdaV+DWOEmMAnD8Pros4bWJ/8o71niEfKfCCN1mvHtuM4VYwQ8o9hjdQXjmXbK0h3mRFCe0Z6Ur+zUJ7MNCSd8XFIA78h+uk1kloYHsb5cc2puzY8xbC6W2SEMISTHpIc09LCedIOFNVdjBBiAzsHtq8K1577L2/YKhoCSzvGEDkMF86RXlhWdtR+q2LlbqYh37rG2sAu4Fq0T2+GpKD9pV2lnSt8c+QNN7j5eXvgTZBll9VmwFyGPMnzZn7elrvrrpvKtOkL9zmuG/E+cX9sYLRFaHSUYUZHGV0YIRAbHkXEhsawxMaHQulzhdL5CuUZhMSeQwrlYxiN3xqjDhSjEh2iTlpRZoKEsF/SR4BN4Mw8BUW9OIoWTAQC7qWWWsoXbIIBnlinFo5DgMU8AAqEA0FPKvAggCNgotv0ii9aceRGCJUMoUHQnRrTTBqZRIbzJEhS0IWap3GpJ00IOcQzQSbprGqEcC4Eyy9Z7SULDQuF/UZwXWXhiSuGCIIfQYNZte66g2E7XfUG4XpVpWsjhC75BOzcEOyGTxo5tzIjBFOPN8KQTvIqDjwMfuPakb8pIc+TfwQiJpYZGAqG27z61a9yn/7Mp5PllIUu7bxGl94gVY0QurpazwN7mhvCuXCujCUsmjOBeo4AMkMCg7ToyTKGEmIRU4L08RlDnaMdKBLATHiJwCGdHLfMCCH/6B6PYOW6hwG8Eg4WgLdlhHAc8pkhgX96JD2RL20m61AuOTeEOe0B+ZZauEZcM44RC7E60JZUMUIwNshzzpc8TfXcMYFpbS+9m4ry8pZf3OLXtWs6rBEC5D2mA/vc+lVbu4PeeZDvHYDopd5QZugxhwlA+0Cbzv0idU70CGlqhHBvpEeEGVZxWkO4nmVGSNnC/Yv5Vkgf18rSG0I6+J7hPsy9k1o4byaStTpKuQ+x74uGA9JzCYOf45EmO886Rkicb+yrCM6ba8NxU/EI90UzVlmfusf1tbxpA0v7TEO+dw152BV2f2qPds0QCO/hTRjcS6fHFnWxGKcJFuOgBYrmDVpA+5RroMeXW849nuuRx/m7ZxHkSS4+6Rmy4KyzpnJt+sJ9g/iSezA6ITYw2kSZHim4b1dhpnuFGKGZMQzK+Eih9HkIul7pfUXsHcQo/yEm9jBCGhkh6iAxKrEh6mRTqExUhBeA4RkMZyG4oiLRxYpJ9+osBLhMJvaCF7zAB5VMTEbg09VCkEmXegKgFVZcYeRGCHlHUMDTyaLussMuBLDMh0BAy7WqaoTQFXH9XCDTaBUZIcA+6ZVS9KYNtRAUEvhyLNJnjaSZHjFmbNTBDI6qdGWE/ObW3/iKj/FDkMFN3m74pJPzKzNCCPYRpXZecdBhcE1MvKYEHHlPjxHK4EYbEXTrgGjDDTfIxf5WfjhOajgBC/m1yy4758ffKD+njfy2ZUYIgtReA6qMkEEwtqk76qijvIBJLdzA6WXBNuQngqrs7RXDLrRXGL8YTuQ56SwzQhBTDE2hnQQC9lAgxFjg3ZYRApQ7JqKlN06qbLBwbvSeoCzRbpHHKWHOnDW0m+xbCbA6cLwyI4T7C0YIeUi9Ofid7yx84wf3EXoBEFQhRlP3FYyeCy+60Jtzdk2HNULYBwY/7SPmB3Xyxptu9L2SMPdo++uaDMMYIZj/9KahLNi2KahPwxohXBdeVU+7yjHVcUg7n1yjsleOD7uQ7za/kh2X8xzGCImxsmxYneSemzJC+J65YYgnSFe8jy6wc5lJONcusTaxC+w+1Q7tv2IXwnt5E4Z9mwxYnFMX4jDqE72N6VEsl7x9mf/ud7vHn/c89/jyy2sjoGeQN3kezc/vleSZWng4RhxHbImmsXi8K2LDo4jY9Egx23qGmM4uI9TmKZTeT6F8hBDlQ8QoPwPG3gip0xtEXQjSy0Sn3MwRI5gGBNxFXerDhSdkpIMAlydlRU8g21iuvPJKt8vrdpkRI4S8pusrs9gXzeMw7EIAaxPEcY2qGiE8dWU9GqwyI4TfyROGGxS9vjC1kEa6PtKriP2wTzM/QkKDoyrsrw5tGyFcd4TUEe8/wt/U7dzCGz7p5LsyI4SeD/QmsbTqoGMwyemb3/wmb/SlFnonYDyGPTgUmCQMY0I8FA2NoIy98Y275cevZ4Rg2JQZIfSaKpoHgqdFvAqT4JS8ZG6UorestLEgYufNm1fLCGEb2hfSOVNGCOlE6DNcrqh9pUcM4h1zgzSnJqzFHOHaU3bZtxJcdaB+1DFCyHuGRdCjIiXWSSPbIHa5r6QWRPLhhx/ue/mQj5xPUyOEc6FMc1+gRwS9PEh7G8swRgjD4egxRVmwbVNQB4c1Qsg3emdxTPJUHZO088l1L3vV97AL93aGqJAOOy7n2aURYoKc9jZVj2gbrL7F23eFnctMQt50ibWJXRDeq9qCNk0ZGk2J7+d1oQ0M44smhLFOVSwWIz5g6HxqWXDuZ9wTG6zvHs91R98bpADyZrll3RN53tKDJrWQ1xjl6AQMiNi8aJPY7CgiNDvKkKZHAmV6KJThkSI2M4Yh1tkpQm2eYlx6hYy1EVLVBFEXwbB12B/HpQDx9BGRW9St3haMBII7bmAYBEkXuKWFyVq2euVWbqWVV5oRIwRBQt5UNYqaLgxbqTtHSBUjhBuVQT4Q2BBkMqlik2uHWLA31BAQDmOAGGYaVIVz4dzKjBCuGYIEcQOYBAgpei7wBh2EJAKR7s48EWa/nAvHCG/4QDrbNkLe9rZ9fBpSC/WRLqeYFsoIsUBq0CPklX7y0aKhaszT8LrX8VpM3oLSrhFCHjKcKrWQ34hRgkjykgk0i8RgGwt1h3QhfEg76axqhNC+cX6xKIixgLtNI8TWQUgXvR6YMn30MUf7sotpkjJrqef0dMAQYr9KcNWBulfHCOGYpBGzIfW0HSOEISHM+VKUj5RVDGOuDWlpaoSwLXnNsLOyt6k0WcbNCOG3VG8hFuoKcwixT65XfBy+I+20MUVlso2FoTW0e5w7ecbxOc82jZAY1qes8taZlBFC20p7OUojxLBzmkm4Fl1CGesKyk+7zD4zBOK4pwjqAe0bDzWSvf3yGGz+QQe6x//7mb0JUgXy6L//O8+zg7hxT2Xi4gsPMomfiC/RCrF50QWx6ZEiNjxSKMMjRWx4FBEbHkXEhsYwKK2tCHV6iqpmSOwhxCgfIkb5GVDbCFE7D1EJjFEnqWjDCDFYzzKcdBKoVunhgQgkSKPhxXAoGjJCAE7g2wSCEQQrjeyaa63pVl1t1ZEbIeSR9QgpMg2anid5x3nytNzG/dmxudEMa4SEJoiZBzRW3PAYh3/xxRd7c6COIUIw/YUvfMEHRuyTm2FoatTFDIM6cEzOpcwIQXwjyBjWw/AmhBgBNsKJIQUEwARg3MxJS8oEAfsd07DoFXFVjBB6eKy33jp+X/QISQkUygZv+SDosh4cRhhE2dAYBF3R0BhegTsYUoARUm2OkKpGCD2Nip4UI27Id/ZBvjD8pKhHCKKWbqDUkSaQdww341qEaR13I8SED2WOdpZhaUUC9pxPn+NfI8t6KSOANoTrTL6H4qouJhqp99Sl1BIbIWxDuac3GW1samE72sJUm8d15dWsmH62X65pEyOEa0AvKt7WVWTg2cK+MZpoK7lH8llkPGCEMPmopRMTgevLMel1UPR2H4wQzB7Lc7ZNwXkwuS4PDFLpId0MZylqG1houxj6QTop/5ZXll8cr6xHCGkgf+L6WBXMXyYKZl4wqw8cn7rYpRHCcShL3IdTRghij/yhHFmdmAns/GYKMy66wNrHLrD7QHuMlxkCcazRhDj2SUHMSVvMEE3aO7nccrOb//rXucef9Swt/Hum88xnuvnbb4/rP5WJiy+0T2g16iK6JjYtuiA2PFKEZkcZ6DJlfCjG/ZW6SmMrQp2eoqoRAspPiIk9iRjla9QyQtROY1TCYtQJxtQxQcK/U4QXkTQwXIbAm2CoaOGp3W677eaDYbriF/UiITg95phjfLd55hAABFMZjBHH8STw2SAXeautvpqvDG0YIbwRJbWERohtQ+DBcKCUQUSATI8R5nLg6TNprwpBJd28mUSSGwsNCTeXYY0QMz4UrMdxMBMwvxBR9EZBgBQJrnChax5PNc2QCI2NqphRUBfOt4oRQm8QrjVPwQmwECDcOMz0IB+skWd/tu8Ulu6mRoi9rtZggtPX5wECXdJTAg5hgFD73//lFbLMzD7YNg6gmEiVyVLnzZvnxWRqodcAeREOtaGrd5ERwis1y+YI4fzocVA0LOem/BgIY/KS9RHFRT1rEG28lYM2hjzgsyqkhfaDesU1JwgenPd4GnKr+5UAAP/0SURBVCGx0AHymrJL21PUy+fKq670Iph0qwURzFwsVibVsVIowQi0I02MEPIekV9kvFIXUvWBdgdjkP2Rh3w2MUI4N9LF/a6oR5YtlGvKKiY6bzFjAmMCBOp66pjjZIRwj2bS4LI5eWgzaVO5bpQ/OwZpoD7wSd3A1EwtDI+jVw91EJi3qAqYuKz/vnz/lJMt82NxPIO62KURArRNtO/q2pCH3OepR6wX1pOZxM51JqBMdIm1lV0Q3sOGJb4fD4Pd44dl2ElULe4pgjiVNpT4QbaD+Xd+ktSXbuEez0WVFP090yGvNt7Izc/jOfIwXojT6ZnNQ1p0IbFsGM92RWh4lBEaHkXUmS+kCzMk1MHDonS2ItTrKaqaIbGXoFC+REzsbbRqhKhExaiTi6ljgrCupY+/44tghBeQAsGbYBB6PI3hSWxqYcZ3ggW2Iegg+EgtPInnRkGBLxPoIQSsVGx7U4xVhGGMENLLuLoqRggVmW2oVDT4mBapp0TcAHgbA0EJgjq+WSjsZkMQzzZcD9JqDdowRojKTwXnyLVnWwwR5ovBmOEpelmvIHqzIHTsOplJUBUzCepi+VfFCEEAUok5V64j6eRvtrU02P6qYGloYoTEJghsuOH6brvttvVPU1ICBsGIwHnNa3b0xokKnIA3+my//XY+UE8Nj2BBcJAPFiixbZkRYj1CKKvKCLGyTC+homOTZ4gN8oT9IHaKrh91kYkZMQPYjjJaFbYhbRyLTwusx8kIiQVNDMdn/xhG9GxKLaS36Ek/pgTDGegBRb6rY4WEwjAF9aiuEUJeMgwFU6usZ0JqYb4oejSRL5bWJkYIecv2zFnDULnUgvhlOBm9yGgfeQBA+cFQpx2gHKXq7jgZIaSFNwzxIKLozQ4s5BUPL2wYlR2HtJMW8pE3/KQWJmCntyHXmn0QrNeBY1o55XgG5afMCLG6S1otvXWgXJAGhjTxUIP7IfA3xj/XnHOy8jNu2HmPGvKjS6zNbBvKVDvYJKqza7iMioNCiOupE0mj/vHH3ROHHOKHezy2/PLusVwT9VRgKq/IO/JQLQyP8W/TzNcjpjNC46ILQrOjjNDwSNGFEQJmdFQh1MLDEGvsIpR+jxmlGRL6GlDZCFE7i1EJilEnFlPVCAEqA4KfYI2LQ08P0hJehPgCUhhYD4GIoCkSwgRBBJ7sk0aw6DV4F1xwgQ+iMFnsPEpZJT/XF6/iXrzqi33BDyvCqI0Q4G+6y6a6/uHOYh7RRZByQSXkuHHFNMI02d80MGFj1pURYo1Z+J0dj7LD9kxqiLFTNPkVgoOAlPLC/szgqIIZBHUIb75Q1QihGz3BAOvG+6gDQYGlpb4RooMUhrq8/OUvc8d94jj/JFYt5DNPX/fa6815OVl9KtiaHiytl9cJ6mTRNSM/PvShD+Y3nzXy7TbPt2P7zUuNEG64J510kg94uX5sYwEg+yBvEG08oShaEKoEteQJ+6Bd4Ol6auEpPHPZcFyuN8eqA+mLA+oujRC6zBcZIZQLrhH7ZX0lZGI4Pu0KeZcSuWULwxiY08fyIz6GEoRl0G7UNUI4FudN+9pkbhjuSZiGXFvOw9JS1Qjh+lB+KXfkBcYQvRCKejFhLNKrCAOFcm5ln7+5v86bN28ijBBMfO4lmBP0/ivqkcP9jCFr5Bd5bcex/Kb+8Prg1ILRQm8s0mXXir+rQh7ZsULId4wQhqmmFsodhg/rh2WkKpafBOjEC5QXjsv15//c6/g9zA8I69M4ELZPo4Q874qwjLQJ17ddFr8/D0scN9Rl2DfKqHgIrE2kRzM9V+WSt62P5/eAx571LPdYrnWmCf6eNM99rns8b9fzG8lUZi6+0KbTm5u2Co0S6geL87vATI4qmNlRxuprLm54FPKSanOG0F5XJdbDwxDq7CJi3a5AD8degEL5CjGhL1GE+RtjZ4SYQaAyKoR1+USoXXDhBV4k8gSIJ2gUDMwITo502brAvnmtLr8T5PDkMhVQshCk4USyPsFk0RtICMKZCwCThWNS6OICa1CISAtvh1l2uWU9mCKhGTJqI4RP8ognuUU9X5jLBLNk+eWX9+eiGhCDfZIuKoNdf9vGGrIujBDWIU98UJfnNcdgG35DaPI9f/M9/6f7d9GwJ56UEiiyXz6rYgZBHcIbMMyUEUL66xghmB0cPw5OgB4ZDGk57PDDCusbouXYY4/L97dhft7r+e0sSOLvtddeywfjzIFSJHAwLBFgTNKKOEOk8FlmhLAwNp6hXwTZlpfkCeWFAJhJFovKKeeHgCGgZTuOS17SYyy1cC4MR6A3CsckyAwD4xj2yb6tHPPJd+E6XRohmA0MI0otCETaQtYl7/kkPcDfsZgBOz49eYryN7UgjMlDRDt5o44RCrqqkL91jRDgvHmizj2k7uTT9IpBYFue2D7Jv6pGCHUSEUuaMBooB/RuUwvpoycgbSTHMUMA2A/lEqM/dcxxMkI4R4anUgbo0cF8MkUL58SwNO7zZoaQDtJD+jGIUgvHYggR19nKnG2voJ5xDNoU2gSuZ3h9Da4758lDh9SCOGB4Db3C2A/7Jv/DOhbvN4R1SCu9sIidqHe0qzwYoJcM8+yEPWVsO/Y7TpB/M4G1s11AnncB5apdxq9XCHECdbEJYRwUwj2Z+B9zWsYdtIt5nPR4fvzH/vu/eyOkLs9+tns8r1MLbroJd3oqUxct9Non/qcdQtuYdgBi8q4wk6MKyvRQ0CvEPxgODY8UuT6p0jPETI4qxGbGMMSGRwrT30WY9kcjFhF7CorYm0hh/kZrRohKTIw6qRiVQQqOSQafdvpp7pE/DxxaxCBPb+jWSaNFw0ZFoTCxDZnMxaPQEtgRTBWJKRYaPgKWJZdc0t9ImIStaGFCTgJxCrrlW3h+/J/vSY8XVlu+3G23/XaeTfOGnIlSzQxpaoRQ2SjwVYwQgmryg+2o+KSP9Be9GpSFiSjZP9twLlyLsLJZBWC/3Eh40sv4SoJN8pEbC9va9WEdgteqRgjbk38xfA8EbAixw3PhzdwUL3vZS/12pIfz5W/g2KSXsfjkh1p4akiwSzlgGz6rwDWpi914Q0ZlhIQBAWnhHOoYIepNLyFr5WV7v/3288KxaLnxxpty8fQ+f80wROgBAqSHwJegvax8MinrXnvttdAgqGOEsPCmCMQAdcECU4b20LYU9URhoQwjKtiO60HASLmh23lRTwcTNtQrthvk6WBIWXhduFakZ9ttt/FPjblGPMlHEIXBNNshpoqeKtc1QliPY2OWMqwstdB9mLaT+k6+E8DwN20AbUEsZoB9cwzOp8hkSS0cEyFHPnDMcN8m4ppAu9LECCE/OVfKQt03j3AfwcQiP8L0U47JH97+VNUIYRv2RfuR6v1IoEn5pK3hHOw68zdmAHNZFQ1ZGjcjhDaC/ZEe6nGqh6Mt9JTBCGL/bMexSD95x7EWzE/PJ8W9+YgjjvBtBcdjG649+xqIxUFvMj7JD+oBPREZfkT9pbzGZZRtKU/UodRcVsQulAPaOY5Lmmk7iG0Y8sL/w32GcDzSQ1mirVR5yUMirillIU6f7WPc4JqNGvKnSygLbWPlsh1m3ySqcWxETM09j7oi29383j3/jDPc4/l6jz3veb0RUgfyKs+zx/O43M8TInrckOdoO9p+dNyojBAwo6MKoeFRxjTTowBlfsSE+quM2NAYFtN7RZh2LyPUy0UojyEELVuG+RulRojaWKESEqNOJkZljGLFFQZGyGfO/YxbkP+zhQpDIHTzzTf7rugEKIzhJRB8zY47uj322MMde+yxftK4MhOELnCIBDKJ3g8IMfaZeqrGgiBlbDeCj/WpSGGlBcQZQRMBIiKFIJEg80NHf8htnItJeoZQ+JsYIVbJKOxNjBDyloCCdBUNGeI8L7/8cp+33Dg4J87XID0EZwS4mAykA/GKkUTPD0QalZf8aNMIsd/e9a5DfJfnP/3pYXfzLTe7U089JReLr/c3bo7NfkgjcL5UgNRcMQhUhA7nRXrD80xh+66D3XRjRmGExIEA6eE8qhoh4ZtZUjC3B0E6wXvRE3LqMOWE+RXYN2+IQVAiGui5Q11IiQMW6ifCLRQlfPL/qkYIC4KSp+DUUwwQ6j5luOjYLPRKQOhwXI7JJ9eQORrIr6KFY/J0mp5aCBmEk0EeAAKJ80D0cyzqDBND0nXUglwCaM65KyOE9guxnlrII9oX5uvgyTJ5yHlRz/g/58N+QhEDlg7WLcvneGFYFfu2/cTCrSm0K02MEPKLtNB7pmqZY6H8k2/UZfZDOTC4pnWNEPKTnpIME0mZkOQ15vagvg3KGQKd64w5x5tmUsdjGUcjhPVpyzgnzo02smhB5JBvHIN0kB7yDiMlZZKzkHf0BqXHF8ci3zAiGJoD/M2DGdov6hpvQKA8YI5RhzAyrC5wXLC8YzhT0UK+kxe0LbxxjsmGabO455qJa/sM4byID5hUNtXVn+tN28E5heU6BekfF6y9GiXkdVdQPrqActAWytRoioof6jJMzxAI4yNiVHpOpSZOXsCwmIMPdo/lmuSxpZfWgr8nDXmW67/HDzzQLUhMP0AvU9pKtGSop4C4v0tiw6OI0OwoIjY7iohND0VsdlRBmRpNiE0PRazhUyhfQBH7CzHKp1C0ZoSoRISok1CoTFGQqaSNT8RJaISECwERIoEghqe4VCSGdRQN+wiXSy+91Acwyy23nD8uBQchx5OSooUAjcCRJ6YEKQQbBLYEKYhVnE2MDwIhMxsIpr50/pfclq/Y0k+aSuGfCSOETxoWvi8b246YJT8xRJhrBWHGsAFm0ScYQ0CzD66BmQwEo1wzghUqEMci3dx4qhghrMc2KSOEc+GToQ3hvhB8v/zlL/w1JWBlQjjGV/PWDQLxojdVEOQirG0YQmx6hJipUZfwphvTtRES3vwN0sT5VDFCmFSxihHC0JnNN9/U99Qpe0JOfUDQIaBuvPEGP2kxf5f1JqFMUh7pIcG1siCtiRHCgkhgOByTTD78cHrolC3UZ+o514HjWcDJ8RFm9A4oM2Ax3gi4ELvUq3nz5vk6RVvCd7Q/lEnKtIlB0sgTfYJmzpfAvAsjBCyAjm8a8WLXkLSSfww9o06SP7SrpC8WMKSD8kd9K2rz1EI9RoSSNiXUmkI5amKEAOfDZ1E7HC+0me9617t8PrBtaAQ0MUJIA4Kc8lHUviKqGUZCWaP9pD0nT6v0ZhlXI4Rzt3pfNnEq96hzP3uuN4EsLZwDJtIXz//i1FrphbiCuvmNb3zDp498xHyi/nHPp04z7C4cgskDGyZJtjJr58nftCHcE6lHRQt5z72c+kJ9pv1gKCdmrJlpMXxPu809pcjg4q15PNSxsliHsF7PFGG7NSooc11g95K2oey1CfVNmRtNUHFEHdoyQxCatCHUX7UsyO9vj7/hDe6xFZZ3j+V6QYr9njRMmJqL0cdf+1q3IGE6E6NzDdCKZoDExAZGW4RGRxmmwaoQGx5FxMZHitDoKCM2NIYhND2KiPW8osoQGVB+Q4jyK2JKjRC1UYw6eIhKfAqVIQoyk7k1+KTraCogGmZB4NF11Y5HoSGNFDQmUywSzuGC6CFAIjglYE6JIL7n1aIEYWaEMIEqQXhVIwQTwyoY6W1ihADbIvoJ5B58UL+mMl7sPMkXArPUE3+EIoEhwR75SuPFsbnptGmEMPGkms+FoJI0kp+YOEXHs4VgkJ5EGBIQmx8hZmzUJTQmYro0QsKbfghp4nzaNEKAIS6vetXW/kloUY+jpgtd3HnrBcEY52HBWVMjpO6CYUPPDPKO44UBJ9eRcsREq0XiI1wQddQrBA5/p0QRYtWG43C+BORdGSGsy/nRO6dMpMULxhK9PXharYwQ9k866IaMoKy6cB4YLJbXSpg1hfZkGCOE8+TaFE1UGi7MC0HvAc7DhLHRxAixvKW3TBVzifLGvYH0Vr2+42qEkAbyjLkuuG+TzqLl1ttu9T0WuW7APmhH3v2edxeeQ7hwXTAjyEfKRlE7xz4x5MN8M6hjGGJFc1elFowXyglpt7IYwvf8znqpfOTaM1k8bWZqP1Ww8jfTWPs1KqwMdYG1c21i98p2GCczZPgJVImJmRePtlUtC267zT326le7R5deyj2ai/pHc33SU4c8z174AvdYXk8XJAxr2lQeoiGS0SmhARJiOqYLQsOjjNDwSFFnvpDY8CiC8loVZWo0AT1XhVjPK6oaIaB8hxjlXYSMjRHCiasMUZCZHJvPk08+Jdm1s+nC00vE1GovWW3hhKAUGLuIPHUkeGtz4WkU81Bs9cqtZtwI8RU0/z/j+a+5Ji2CmyxcKybtI0Cm8tBwVTVCEBusxzZlRgjdmVPufZ0FMUD3ZILpMhMEzNioS2xQhMwmI2TjjZkgcBM/pOqnP/3p1F7aWRA59DbCTMTICwMzrl/XRgiChx5RBN2xCULwShr4jeF6VY3UqgumH72bOA7nSyDO8boyQigjPMkumjdCLYg6jBDaJspqKFQMjkFa6EX3xBPVJhnlSTxBkqVRCbKm0J40NUI4H/KLp+pFb9mxhfsAvWE4f7YPhTFwTesaIUAZZG4KzKWyHklNlnE2Qtgn2zE8lmGrReeP+Ge4GW3awm3z67ftNtv6noRtP3Sh9w9volBGCPWDIXKkuY7hSBrZhnLCPthvDPWXbuZFRggLQ4h7I6QZ1PuusPtKm9DmtIkyNZqg4oi6DNszhHiaoWeIcbUsuPVW91h+zRHzXtRLsd+TJs+z5z/fPZbHpAsS8zCiHbgGs8kIgcpGyCx5nW6s5xUzZYTQAztcRmqEVDVBwsy07Ri3V/Se/zoLwQYB2yc+cZwvyMstv9y0QsOxyRsLbMueMFVdODbdaF/6spe6F630Il/wzQghkCwS9Yg/GuvYCCEwLxrHzz4JljjX0AgB2weGEPmbugHUXRDsiAZu5lRYRLsZIQiAotcTn3322flNbTPf2BUZIfyGe1/1CV5qoeHFZKJbOceM50GJCY2NqihzIsaMEIb1pBaCWQymOkZIeKOPIW2cE8FykYBjLg+e3lc1QoAJUPlkeBI9KIbtGULdYe4OyhViB1FBOQmDMv7P92VGCCKpSXowNjAc7PWjcZBpASz5TnmiLJPmqj1DyhaMUnuSzfkSiHPO9CxgfoTUgohn/pNwuyJMULA+50EvjDrngEjlZlNkhAB5iLFx2223Tm1ZvGD40svE0qgEWVNoV+hhllq4B9B7jiEUsRECpAfzvGwoEQttFiYGdS8UxQbXlDr57W9/OymO6YmA0Ugdtu3IF9JCu9jUCKTtZt+qtx8GF9dLGSEI/aJhKQxlY8ipXTdLs4K6RJnG9E2VO9pt7iWsTxr4pLyyb+6lZUNkuAcxPxHlm+OxPWX1jbvt5u+nPChpa7EJSal78blb/mGcpp5Eq4V8scmiacvZbwznw9AZ3ohTVH9vuOGGoY2QGKvjMwX5Okooe10Q3l/awu6X7UCvkHZ6hsQxRBOGMUOIVblPpkzDBb/6tXssb5sffcHzB6Jeiv2eQpZ4vnssv+/5N8eIhdiMhy9oQTRKaH6EhDqmC8zoqILpsSKqGiFQ1QwJNWsZytRoSqjRi4i1vaKqGaJ8hxjlXYTwJlleiIKGsN6ckKmVQ9TBYlSiY5qYIJaRbLtGXjje856BWCdYKJqEMbUQ4NG1/LLLvukDRSoT++bCqoLD8Uk749znzZvnh1gM85SNIPKnP/updzuZE2SVVVfxlYPjI2oxI4rGaWOgEDjHRgjpK+oRQkBHV32rjHGF53vm7yBIZYI3epCQV00WgnYEA4EfeUx62T/nx7ERiEzwVvSkfF6e16zH9WG72AQBawwJYjEGeOKdEgypBSFM3tBFnXMnfaS3iNDcqIoZEmWYEVJkahHM8pS0ihGibvQxpI/z4olk0Rs8MEIQ/3WMECAoIS0YcQh1et7UEdS2UHdIH70aCORiA8SoaoQwlxDigB4WVcsNZQVDAHFPvoWBpQpgSQsBOWnmiSwNbtOF9o7tSTO9u+y4BOAch/Jb9Ppc8o/ggm3IpziID4kFBefKRKCILvZTZaF+M0SB+sn1iPdpkHYEL3WwrE2n7WWflFvSqcTXMNCuML9GasHc4fpjPJOHoZgF9kFZx/ijPUottK3UYTPz4v0A+UKd5PW5qYX7IK+N5fqE25I3lD/m/2Buijo9KakP9NzAjFWTSpMHCHrSx/na8RDylPOiNy1h6tBbhetu26agnFKmi0wl0kfvQvZFGmxbSw/3MnUOtlCeMOush49tT95RxzHFMAiqlnm1cHyuEw8xKOdWbu1YBscnb6jDRQ8JwgWxxhxdtMt2PWIopxh3BH5FsQvDdTG6SYfazzDEdX6UkN+jJrwHtIm1+W1i9802UMZGE1QcUZc4zqkCbTdxMEPYUsuCm2/xvRkeff4SWuT3lJPnnTdC8rZVLbRrvFIeXYQ+sVhfEWuZNlGGRwo0ThUYIqOMD0VvhkxH+Q8xyscwmAd0qaWW8kOY6SBAT016O4+9EWKwPRfSnpzQZRhhgpglsKTyILAAYcP/Cay5+ROMEJgjIhg/jZCjwSsyQQxL9wa5SN0rF3OIVMwKjsu+w2NzXD75P/CbBUJ0PWVSuj323MOtv8H6C1+di/imMK+15lr+yQ2T2LFvtmP/ln6e6BKk+8qUb2OVj/MgeLFx0fF27AsBiVnCumynKj2/sV8CKp4y0rWagMzOk7yMz9PONTxP0s+ksYg1AnT2jWAHjo3Yp3cPPQTCtFp6uU485bPtYgMkxH4ngGS4AHlM0KrKQ5hWjsU15Mn+/gfs74M10gWx8RHC+dTFTIkq8HSc8+Fakpcqf3jKyXAgbtykV+0H4pt8CtYlnTxlRxTEx7TjUne2yUUtvTwwN1TwEWOBDZOnUud4qwIm2Pe/f+20smXXKb5WrENjhQClGzvlk3RT5lUwxu/8VmaEMAyIJ6mkB3OV44Tp4BOsDaG8ku+cA3nGMSyYVEEr8BvpIThmSABvsWKIEXWZPOX8Uucenj+9QJiQme0RK3GAz3ljODC0i/qjyg1GFmYG6SZt4fYQC4gQOx/eKoGgwii16xbWM/62/OLtNuSvbR/v0+DYpAmTpmxuDYZYMZeC9TCJBdewUA9IB4a3ykN6cVBeyGvOKRazwLWgHadt4TqH+7D9cC3eceA7/DE5D7Ufyg5DFin3XNN4P5gbtOsci/oQb0++cq+kRyMmEwZHXN7smrE/no5QNhkaxJAUG3IYH5e6SPtNubZj2bXgenPd47wD0ouRbxOUhmlVkH7qGmWetiLeH8egLbQ3KHF825a/uT4YSdyvMW/i7YH4gWEw3BvZh21P+tie+UZ4gEAvIAwe2w/5aOU+rrfkL7+zLj3BmMwUY4w8DdMYw2+cM6YF14CyHh/LsDrGtUAwkKdsa/sJ4Vwok9zTeThhZSBMK+WdHjTsw65lV7D/mYLzGyWUobahnLaN3TvbgLY8NDWaEsYRTanbM4T7eqkR8vOfu8fyGOjRJZ6nRX5PORgheay7INHDn/aU+yz6Cx2gDJAQ0zBdYEZHFULDI0UXRgjEurWI2NBoitLpiljjK0ZlhNAjhKExPCSx+x8UGiHqIDEqsTHDmiAGQ1WYywMBTJDHEyOeTiGCmUyV4BMBz1M0gj+CHJ4YYX7wNIZAgYYOV4i0s09VUGJIG/lBgeO4PMljglWegHFsMpWAhydpfPJUh6EWvI6QbsRv3P2Nbvsdtnebb7G5L+AMhaGQUyl85Vhj8InYJvilyzQBP130CMx5ZR7GAjdX1osrH40B58ZTd/KD7Qhs2AcBEPtEZLO+quwG6aCAsz+CUIQnaSHYYhw/T+fIX57sIYzJb4Jb3DV6uRB4Ykpww2Z/ljYzQuxvgmgCQ4JY0kqXaj5JO+dAwMS6oemRwswQ8obrwvkSxJP/9JLBMENEXnLJxe6znz3XmwwYaQTzBMDkOfnCPhBCofERYsZGHcyUqIptR96TPvKDvGEoBJ8HHXSQz2MCdFs/3geom3wZBDBcuwMO2N+XHeoNx+VvevZwvegCW9cEMTBCNtxwgzwgfbl/gvmWt+zt6wbXCnHNE0nGu9N9HvGCKcO1ovxT9skT0sn5qQDMqGqEMD8AooNyQznnfCkzlG96b5AO0oQI4qaM4KTuW15ZEBkHqgrSxHZcN64f7RHlnW75DJ2xcweOzxxCtCm0LZw/T/0xIRDgdp4WbAPHINDn+nHe1FfMxKOPPtqfF/ugvWLYBuuG28ZiQUF95JicN0/PSf9R+X5PzdtXhi7QewB4Os1Ex5ZftElFxzBxRNuEiC4bykCbjqFEvtu2bUJaMQRpQ7g+zD9BrwqELPWAtpAyQzlgfc4vhu8RptQX6g1tDdeB/XBN2C+GFGWBPFD7ANsPbRrtP8E5+6G+UC/pPUhbWbQf8onf2AdpCcublXF6KmCwUxe5BrSJXGvOk/aHY3FMjk0bRN5QF9UxKZ/UVe6LnCvbkXeUB+4P1PtUvsXYety7uE+E5891setBelVabHvu+5wb14G0WJo4F/KV66SuJ/+3Ok4arD0mP2iXmP+GuorxQ73lfkj5535ITxLuvVZvuUZWD8JjxPA7eW/tP/lmx2LeKI7HteMYXDM7/1Se8j1Q5zlH9onJQhngXm4xCm0GaWQ926ZrONeZwtq+UUG+to2VzTaxe8uwtGWGgIot6lDXDCHGP/zww6buONOXgRGykXt0ib5HSGMwQvJ4e0FBD2TaeHtwixYoItYxbWNaqwponjLqmCHkQWh4pFC6NUVsaAxLrNMVsdZPofyDmNiDUMRehmFDY6bNEaJWNtQBYlRCY9oyQoD1OC6TnnBC7Buhyg2HmzmBOhBE8uSQgoeBwrpsQ3rsAqpCkoLCxvExYuhag5nCd4hRgg6OScDEJwHhK/73FW7jXPxheiy73LJ+HpKVVs6PvdqqvoCbCRLC/kgr58ffGBNUBI7L93ymKh/5wjqklf/zPdua08Z3qpIrOC7bca5sy3fc3DgvzCeCSwQJ3YcRVwg9jmXlgTRwfDNAYkgL++casG9rzCy9HD80O1LQIwIRxSfHs2vKDY20kkaCb4Qu6SZopJywDcciHewnNj1CzJyoS2xO1IH8IH2cE2llf2ZkkTfkodoO4ht7Vdh2nXVo9DHkNlgYQPD32mtzM1q71ARRgUwMvUPY15p5+ec8CJy23XYbX6YQUXvuuUd+zQblizrMeZMfXAvKYBx0xVQ1QpgPBYFI3rJ/tkH8IeARhKQFEUMZZ5+klfwgYFSBaRVojyirdv0QBLQXlE+OiVnBE2iOS1uCeCF91lOJdLCfMMg2wv3zaekkT6z88DfrKnFQBbYlDeyP/W+T1yeEJGm2dJNf5CXrcPx4H0oQsS+ELb2gUguuPWZCV71BTDySFq4Nx+F8+Y3jcd58zznZuilsffKAPLf0sj/2y374W20bwjaWl+F+SKPVW76jnKjtwdLCcalPlCvKOKKY8kYdYD3SZNfMjsF2fFoekBaOSdrVMVnH0hXmneUp+4u3KcPKb5yPdj2K8tHO3bYP02Tnwvd8p7YHfrM0WP5gVJBvtBGYHeQlf1OPabfIG/bN+hzf8lTtX8H6bE++2bGoXxyDa8cxWI91qpRHsH3yN4Yp+6QscP8O82Gm4JrMBJSJUUD+dwFlpG0oC8PTnhkCKt6oCm0fZbwKxN2FRsjNN/dDY4bFjJCrr57K1ekLZjWxLjEv8VkZpl26gDRUBU1RhcpmSK4DKJNVMb1ahmngNjBtXkSo84tAP5Zh3kMRys8AM0IYmhwunRshCFtQJx2jMlARXgS2Ix3WWwSDAvibcyANrBNuY6gCkkIVONLCudnxgTfBMAkqpscqL17Fv5FGFXBVOQwzQDiOCXZV6RTxvvhOVe6qsL2lh3Mm3+waWL6oBguxV0bYgNk2sdmRwkyQGBOalheWdj45Dr/ZtqHhkcIC4LoQpA8L+4nTotYLUTf3qljgYPOAGE17gZTBNuyf4TYbbMDQpMWvDWlCsOhAS4PwYJuqRgjrGhwvzHP+tjSEgaIKSOvCftivBWl2bfmb7zgPzod1VWBdhO0/TC/fW+Afi4EmsE/Lb9Ibp1ltA7EAIg8wU+hZQpdYtfA9vUV4gk/ZiPfRBrFw5Ls43fE6VRiX/bA+157yYNcN+D/7S23T5JjDplUx7D7bShPbWj5Sdi0f+Zt85Xt+b+ucw2OFxyAdapsiwv2xn7Cu8ttMYtdl1JAfo4B87gKuZdtY2RgWK7Pq3l+XONaoS9WeIcSzxUZIP0fI0FQ0Qky/hLoihemILiANVQm1VxlKF04DHdjBEJlQBw9LqM1ThDq/CPR07CHEhP5DitjLMGobIWrnISqBCnWyCpV5MeoiDIMqIClUoYuh0MrCHIEoVxVDoSpbClWJ20I1PkWY2VEFZXQUkTJByjCBWwcEah1iY2KUqBt7FQgSBkK2OSp4aYIKqOpgoqSuEaICQoUKRodBBc1doYTAKFDCx6COMWyiaJJN5jNguCG9hri+aj9NUGKxp2euoOrETKPaj1Gg2suuUPeBYVD3qWFR99amTJIZQhzfGyEd04ERYijt0gax1ioi1nAp/ENaoQ8VbU+cqvTwMCi9HqN0v0L5CArlS4QoX6M3QiJU4VCowqZQhTeFqhQpVEWLURW3bVSjo1BGRwplcpQxziYIKINiVKgbexVU0FAHFbQ0QQVRdTEjhHkFmOA0tTQxQlQQOgwqSO4KFfx3jRI6IaxDvp588slTV0UvTOTJXCesT76pfVVBicGenp7xM0XCdmRUqHazK+J7wbDE96o2UPfXpoyLGaLinxBi+d4I6ZgaRkgd7QGxbmkbpb9iYg1XRC0zJNKcKZSOTaG0cROUXo9Rul+hfASF8iVClK9RywhROw1RiVKok1SoTItRmd8EVRiKUAVNoQpuTJ2eIKAqmUJV2LZQjU0KZXYUoYyOMpoYIcrkKEOZHGUoc2IUqBt6VVSwUAcVrNSn3vCXIjBC+GzLCFFBZxuo4LhtVLDfNUrUKFiX68Q8FUxmXLQwLIY5VKhjal8plODr6ekpR9WnmSJuY0aBak/bRt0X2kDdx5oS3luHpS0zBFQsUpWiniHE8r0R0jE1jRC0gtIbKWIN0yZKf6WI9VyKqmZIrDlTKB1bhNLJTVC6XaE8gJgqQ2RA+RMhsbfRGyFTqIKQQhUyRdtDYlSlSqEqa1uoRqaI2OgoQpkcZdQ1QZTBUYXY4KiCMihGgbqZV2HY4TAqOGkCk6qpoKkJBG5mqrRhhKggc1hUQNw2KrDvGiVgiiCdlEPesFH02lxeH8ybMpggkvXVvmKUsOvp6amPql8zhWp3uiZuW7tC3SuGQd3PhiW+3zZjvM0Q4vkyI+TRPO76Sy7m/5KL+p4GYCLl8XxXRgjEWqZNlA5LEWs7ReVeITXmC1F6NoXSyU1Qul2hPICYGTdC1M5CVGJiOAlQJxiiMkmhMr0JqhCkUIUrhSy0EXV6g6gKpVCVtE1UA5MiNjqKUCZHGb0JMh11I6/C+MwH0o4JEgZrZoQwseYwRogKLodBBb9doIL5LlGCpQy2I6285evCCy+cuiJ6uf/++/2wGN54wnVR+1MCrqenp31U/ZsJ4naoS+I2tivUfWMY4ntaG8T33maMixkyfagM8XxvhHRMAyMElO5IEWuZtlF6TBFruxRV3yLTxcSpoPRyE5R+Vyg/IKYtMwTM3xi5EaJOLEZlkEJleBNUAUihCpYkL5iqwMb0RsgilNFRBCZIb4RMJ76JV2U8jBAMi+6MEHqE/PznP59q5qYvTKTKK5V7I2Q4lEgpw9K65557uh/+8IdTV0QvXCdey8s1TR1PCbaenp72UfVvJojboS4J29cuUfeNYYjvaW0Q3neHYXDfVXFBPVR8UhXioLhnCDF9b4R0TG+ETKM3QqbTGyEBKrObogpAClWwplHRBIHZPCwmNDmqoMyOIpTRUYYyOaqgjI4ilEExCsKbdx3GpzeIDpDqEgdqZoTstttu7qKLLnK//e1vfa+CBx54wMPfd955pzv//PPdNttss3B9tlXB5LCogLdtVPDeJUqY1MHSzDX6yle+4u655x73hz/8wV8fPu+//z5/3TBBPvrRj/reIFyjeD9KqPX09HRPXBdnirht6pq47e0CdR8Zlvg+OQx27x0WFRc0QcUpdQjjI+L63gjpmIZGCCj9kSLWNG2i9FiKWOMpqhohMM7DY0Dp+BjlB8TMiBGiNo5RiYiZK71Bqs4LAhRyVfhjVCVKoSpnW6hGpYiwoSpDGR1lKKOjCGVwlKFMjiKUOTEqwht3HVQQUAcVhDRBBUVNUEEa8BsGxxvf+EZ/Qz3ttNPcvHnz3FlnneX/PuKII/yrWMP9qOBxWFSQ2zYqWO8SJUaaYPtjstRjjz3WffKTn3Rnn322v0ann36a+/CHP+x/Q3TZcWMx1tPTMx7E9XuUWFsyKlQ73DbqfjIs8X1yGOzeOSzj0DMEiI823rg3QkbCiIwQiLVNmyhdliLUeUUo/ShhvpBIkyqUvk2hdHMTlI5XKF8gpm0zZKyMEJUpCpXJTVEXPoUqUDFVjRBV2FOoCpRCVcy2UA1KirCRKkOZHEX0b4hZnNjYqIO6+ddBBR/1aWcoDKjgLIRj8UmQzlwUr371qz38TfAc7kcFjcOigts2UQF6l8Tiow04Dz65Ltttt53bfvvt/ee2227rrxPH5fqwTiy8enp6xo+wfs8EcbvVJXGb3AXq3jIMdn9sg/B+PBzjMWcIcRKxfZkR8pc8FvtzLub/nIv6ngZgIuXxfRMjxFBaRBFrmzZRuixFrPWKUDpyGmNshBhK08cofyBkpEaI2ihGHTym7w0yHVXQFarypFCVsi1UY6JQjVMKZXKU0ZsgixMbG1WZrW+HqQJmCOce5yXf2X5UsNgUFch2gQrKu0AJjbbhfLgWgyeDi+DakAYltnp6esYfVd9HRdyWdUncPneBut80JbxHtkF4by4jbOMX/43vdOwAdWKScN26rL56b4R0TgtGCChdkiLWOW2iNJoi1nwplI6UVDRDQGldhdLPTVGaPkb5AzFVzRBQ3kXI2BghKjNiVKYOg7rgMarwpKhqhFQdEgOq4sSoStgWqvEoQjVMKZTRUca4GiGxqB4FyuCoCkaIuuFXQQUZTdhii3aGw6ggbBhUkNgUFby2iQrAu0IJi1GgxFRPT8/ko+r7KFDtW1eodrtN1H2nKep+OAzqfh1CLEJMRzxoMST/56HEou2nmyGbbLJxHg+uG8Sqa+Xbree/j9cNUfFMFXojZATMgBECi8pQ+yi9FhNrvhToxqqv1FX6NIXSvTFKPw+D0vcxyieIUX6DQnkXIZ0bIZggc8IIYYLUGRoWoypgW6iGowjVMKVQRkcZvRGyiNjcqMPMGyE8+WmnN0gcfA2LChCbogLXNlGBd1coQTEKlIDq6emZfFR9HwWqfesK1W63ibrvNEXdD4chdb/ebLPNfDy39dZb+ze58Sp0RO773/9+t++++/p1iBEXbTcwQ4hb1lln7fz3Ldxb3/pWd+ihh/ptDj30fe5Nb3qT/x5DhPWUgaLimSoQ2x9++OFT8mj60hshLdAbIaVUNkIqTpwKSvfGKP08DErfxyifIKZqrxDlXYQkjRC1cog6mEIlXqEyIkZlaFPUxVaogqNQhTGFKuAKVWkUqgK2hWo4UqhGKUVscFShrgmiDI4qKKOjCGVSjAJlcFRhPIbELB4cNSUMuoZBBYXDooLWNlFBd9soETEKlGjq6emZvah2YBSodq9tVPvdJur+MyzqPtmE+H5NDEL88rrXvc6dfPLJ7ic/+Yn705/+5B599FH30EMP+VenH3300X4+KNa1bYk/6PHBnFHHHHOMu+6669y9997r/vjHP/rPK6640h111FFuxx13yPe/kV9XxR5xTFMFBOj//d//Tcmj6UtvhLRAS0YIKH2SItY8baL0WopY/ymqGiGgdKpC6d4USks3Qen7GOUTKJTvoFA+hrHccst5I+QLX/jCVEkbLCM1QlQmxKjMbIK6uClUoVGoQqjoX5U7QJkcZSijowhlcFRBGR1FxObEqAiNjToMY4KACizqEgZGTYmDrWFQQWBTVJDaNirQ7gIlGrpGCaSenp65g2oXuka1f12h2vQ2Ufelpqj7ZVO4b9MTlDiEt7N961vfcn/+85+nJMfiC99/7nOf85Nk03uEuAV23XVX/2p1TJMFCxZMrT1Y+D+vWv/iF7/gdthh+zw+23Ba7AEqrimj3Ai52f0ljwf/vMQS7s8r5KK+pz553v0l1xILvvOdqVydvlQ1QkDplBSx9mkTpdtSxFpQUcsMGeNX6iqdr1CeQYjyHRTKxzDMCPnsZz/rHn/8cffYY495Co0QdRCFSrRCnXyMysgmqAubQhUYhSqAMW3PCwKq0rWFaiyKUA1RCmV0lKHMjiKUyVGEMjmqoEyKronNjaqoG3wdVFBRj/EbCqOCv6aooLRNVFDdBUoodI0SRD09PXMb1VZ0jWoT20a1722i7k9NUffNphCb7bLLLu4b3/iG+8tf/jIlb/XyyCOP+NemY4QQo3FtLrjggtLt/vCHP7hTTz3FvfrVr8q320DEIfXNkDIjZP7NN7tH8njw4VzM/ykX9T31Ie8eybXETBghEGugNlH6TRFrwRToSaUzY+aCEQLDDpFZfvnl3TLLLONOOOEEd9ddd7lf/OIX7pZbbhmNEaJOWqEysQnqoqZQhWUaNeYFqWqEqMqRQlW4tlANRQrVCKVQJkcZoxgSo0yOIpRB0TXK3KjKTPcEaWM+EBVYDYMK+pqigtG2UIF028RiYBQo4dMzd9hqq60qo7bvmTuo9qNrVDvZNqq9bwt1nxoGdQ+tA/dw4rODDjrIPfjgg1PSdrDceeed7uqrr/ZDXMLle9/7nr/+xDD77bef+9WvfjX1y6Ll4Ycfdk888cTU/wYLQuZNb9ozj5PXlPGIoWIdRW+EdE8VI4QhU6Z9lL6IUXolRayB2iTWbkUoXRhT1QjxVHyLjNLBKZS+boLS+wrlH4QMa4TQI2TppZd28+bN8+0JZiokjRC185g2J0gFlYFNUBc0hSoo08AIUQUvYjb3BlGNj0IZHFXoTZABsbFRh5meE6SNt8OowKopKsgbBhWEtoUKnttGiYAuiUVOz2SgDIpJRp1jz3ij2pMuUe1l26h2vy3U/WoY1P20KvQIJRY54ogj/NAWW3784x/773bbbTf3sY99bDEzhPlD+J58+vSnP+3nA7HlnnvucWeeeaY78sj3u/PPP9/97ne/m/rF+W7tTG5Kj5CyOCaOeRS9EdI9dYyQOtoDYt2SQumhtog1XAqlCxWVzZA5YITAMGYIRshSSy3lvvjFL06VtMEytBGiEhqjTlihMrAJ6oKmUAVlGr0RIhsdhTI5yujfELMIZXBUYZi3w4AKHOrRztthVGDVFBXgDYMKQNsiDpq7QAmALlECp2f8UWbCJKPOsWe8Ue1Jl6j2sm1Uu98W6n41DOp+WhUzQnjLC+PwbWHSU94UQ14ccsgh7u677576xbmf/exn3gjh7TKsZwtGyqWXXur3ufLKK7kdd9zRff3rX5/6dTBfCHOMMHFqaq4QQ8U9Mb0R0j29ETJA6cIUSm9OozdCFkP5GmaEVH5rjNpxzFzoDVJ1SAxM0rAY1TgUoRodhTI6iuhNkEUog6MKMz0cZjbPCaKCzjaJg+UuUIF/VyhR0zMeKJOgZ4DKr57xQLUzXaLa0DZR94E2UfexJqj7ahW4lxNDHXjggX4cfjjZ6fXXX+8+9alPuRtvvNH35mBhuMu3v/1tnzcYHeGwGHp/HHfccf43YkU4/fTTp34dLLx9Zr/99s3jyXVL45k49okpM0LyxLnH8ljtL89/vnt0xRVHxl9yHhGmwiQyDkaIobTRsMQargilDxVKb0r64TELUb5GLSNE7TRmrvQGqWqEqMKbQlUIhapkbaEaBYVqbFIoo6OMURghsclRBWVUdIkyOKrQmyDTUUFdE1SQ2RZhYNwVKsjvCiVgekaLEvg97aHyvGd0qHanK1R72jbqvtAW6n7WBHV/rQJx10477eQnPQ3fGIMpggESmiPMI3LKKaf4eGavvfZyt99++9Qvzv3mN79x73vf+/w5EScRP2OMhAvrv+c9787j1bUrxTRxDBRSZITMz9P8+M9+5v6Yn9uDuZh/KBf1o+LhHDNE+HuS+SO9aXJtMb+iEYJOUHojRaxhilDaqC1iPaeItWERSndOo+8VshixtzEjRog6SYXKtCaoi5hCFY6YOr1BVMFVqMoQoypVW6jGIIVqZFLEBkcV6pogscFRFWV0FBGbFKMgNjiq0va8IJvlbLJpdTbdbPOh2GzzLXJe2gpbbKGDuSbEgWWbqKC4TVRg3yVKtPR0gxLoPTOLuk493aDany5R7WubqPtDW6j72jAowyMFcRevxKX3B5MSFi2///3v3cc//nEfzzB05o477pj6ZTAZKpOusk9+Jz5m3fnz50+tMdj+8MMPy+PbtZJxTUwcCxnKCCH9N9x4o/vat7/tLj7jDHdhrn8u+K//chc+73mdc8EU31xiCXfnssu6x70Zog2GSaGJEQJKd6SItUwRSie1RajrUiidqFC6M4XSswqljRVKbzdFeQAxyk8I6dwIUTuL6XuDLE7bQ2JUhWoL1RCkUA1MitDgqMIoTBBlcpShTIquCY2NOjQ1QVKBweY5G260mVt97S0GrMPn5hp+y1ljnZfm8NkUtm/Omuu+zK253svdWjnrbfRyHzC97GXD9QpRQWVbqGC4TVQw3wVKpPS0hxLcPZOFuq497aHapS5Q7WzbqHtFG6j72zCEZkcKengS1+y///7eyAjnCWEJTQwWXpP7ta99ze2www7eCLntttumfhkYIe985zv9fol5iGExQsIeJUymethhh+Uxa7UeISFhXASxEUJvE45PPLxyrjFWWmYZ96KnPtW96O//3r3oyU8eGav94z+6LfLjfvl5z3NPvGjFwRCTCaU3QjRKM4agMymfSoPGKD2rUNpYofR2U5QHEKP8hJiqZgiYv9EbIRGqUCxGjVfmqkKrUIVfoSpUW6iGIIVqYFKEJkcVlNlRhDI6ylBGRxmxSTEKYoOjCsNMjqoDgk3cuutv7l6//ZruzMOe5848POfQ57lPJuC3ot9HBWk967Al3FkfWMJ9aP/l3cteSi8VHcRVRQWUbaGC4DZRgXwXKGHS0x5KWPdMFuq69rSHape6QLWzbaPuFW2g7m/DEJseCuITeoOcffbZUzJjsPzoRz/y83uccMIJXojcf//9U784d99997njjz/e7b333u6WW26Z+ta5W2+91b8VhnMhViKGZftwYZ13vetdeczarhHypz/9yfdGefrTn+6yLBsLNn7qU913XvAC3zNkUs2Q3gjRKM0YU9kIyfWr1LURShsrlN5uivIAYpSfoFD+hML8jdaMEEyQKkaIOrkYlUlNUBcuhSoM06j4lhigYKoCq1CFP0ZVprZQjUAK1bikCA2OKozjvCCxOTEKYnOjKu2bIJv6fa6y+hbu0L2Xc+57mXPX5nx3grgpcz8752nuZVts7DbYaBCQqUCuiDiIbAsV+LaJCt67QgmSnuFRQrpn9qGufc9wqHaqK1T72ybq/tEG6n7XlNj4iCH+Yq6Pq666arGeGxgYFvtTF2666aapXwbL1Vdf7d74xjcu9v0f/vAHd8YZZ+RxyuY+hiZWmzdv3tSvg+Xaa691++yzTx5blk+Wqgjjo4ERcoTf75133ume//znS0Nipvj7nA894xkuF2Puz8JkmASaGiGg9EeKWNMUofRSW8QaL0WoFVNUNUKgbTMElP5uQugDpFC+QkzVXiHmb5QaIWpjhUqMQp1YjMqgJqgLlkIVhMXowARRhT6FqkhtoCp/CtWoFBE2VFVQRkcRsclRRmxyVEEZFV2iDI4qtG2CAL+x75VW28wdsseyzl2eOXdVzrcniGsz94NP/rPbdJP13bobDCZwVUGcQgWObaGC3TZRwXoXKAHS04xYHPfMXVT56GmOarvaRrXDbaLuI22h7n9NUAaIQQymjJCzzjorjzc2978zkeoNN9ww9ctg+U4ujHfeeWf/BhkbPsP2GB277767P+5+++3nDZNwOeecc9y2226Tx3HFr88tYhAjbeJj+iOOGBghvN4XzaMMiZniqU96kjvWjJAJnTh1VEYIxNqmCKWb2iDWeEUo/RjTthmidHIKpb+boPyAGOUrKGKPIsXIjRB1UjEqc5qgLlYKVQimUdEIqTovCKgCr1CVqC1UxU+hGpQUYSNVxih6goAyOopQRkWXxOZGVbp6Qwy/sf8VX7yxe+cblx4YC1fmfGuC+H7mrjv96W6jDfLyvt6mlY0QFSy2hQpy20IF6F2gxEZPdZT47ekpQpWjnuqodqwLVLvcFup+0hbqPtgEZYIAMc5rX/ta97nPfW5KZgyWX/7yl+6kk05yBx98sJ9ENRwa88gjj7hzzz3XbbPNNu7EE0/0PUFsYYjKFVdc4XuGXHfddQtfu8vC/CKHHHJIHreuLWObqgxipIERYkNj2DeGjh8a86QnSWNilPxtnoaXPvWp7rIlllg4NOaPE8hDefofznXGEw2MEENpEUWsbYpQuqktYq2XQulHBfpT6dKYSe8VAspjCFE+haLUCFEbKVQiFOpkYlTGNEFdKIW6+NOo0xuk5QlSQVWgNlCVPoVqTBSqcSqjHxIzIDY4qhAaGk1QN38Dg2WjjTZ2y6+8oTvwDUtOrBFy7WlPdxusl9e5dTfJz2tzGbyFqCCxLVRw2xYqKG8bJTB6ilGitqenDVR56ylGtWtdoNrotlD3ljZQ98OmxEYI997NNtvMHXnkkYuZFvTywOC46667/Ctzw94iP/nJT9wee+zht9tzzz3dj3/846lfBgv7YZsnnnhi6ptBb5Ebb7zR9xZZe+113BZbbL5YXFMX4qQ18tg+nCyViVs//OEPu7Xz2Pg5z32ue+4zn+me83d/557zV3/lnvM3fzMS/vuv/9otlX/u9W//5q56wQsW9ayYUNowQkDpkhSxzkmh9FMbxFqvCKUjY6oaIZ6WX6mrdHgTlC+gUB5DTNUhMiMxQtRJKFSmNEFdpBTqwk+j7w0iGxGFapiKGEcTBJRR0SXK5KhCbGzUQd30QwZGyEZu2ZU2cAfs+oIJNkKe5tZfN69z6xQbISowbAMVyLaFCsDbRomJnmKUaO3p6RpVFnvSqPaubVS73RbqftMG6v7YhNgMIZ54zWte4774xS8uZl6o5d577/UTpWKCsB3b0yuE1+IWLUywimnBeRAj0Qt0WDNkzTVXd4cfvvjrcx944AH3nauvdl+9+GJ38ZlnuotyzXTRM57hLnru/4yEC//nOe7S5z7X/XLppdxjK67onsiP/5AwGCaFuWiEQKz5UigdqahshrRshIDS401Q/oBC+Q0hIzNC2pogFVSGNEFdoBTqwk+jN0JkI6JQDVMRyugoQ5kdRZi5UQdlVnRJbHBUYZh5QUDd8EMWGiEvWt/t/7rn90ZIQ1QA2xYq8G4bJSB6ilEitaena1RZ7Emj2ru2Ue12W6j7TRuo+2MTYiMEU4K4grlAeHvMr371qynJsWjBIGGekGOPPdbtuOOO/p6NGULMw6t0MUN+/vOfT629aKEnyE9/+lP/Gl3OgdhvYIIMYD8qzqkCMXtshCy23Huvyw/i3Atf6NzKK42QlZ3LtdojGAmRsTBp9EZIMbGGLELp02n0RshCkkaIWjmmigkC6gQUKkOaoC6QQl30mKqvymUMYdvDYlSlaQtV2RWq8UihGqUi6vYGiQ2OqsQmRxnKqOiK2NyoSheTo8bMJSMkDgTbQgWvbaGC7rZR4qFnOkqU9vTMJKqc9kxHtXtto9rvtlD3nTZQ98kmKDOEGIbfGCbzla98xU+Eevnll7tvfetb7vzzz3cHHHCAv1cTg4TbEY+Qn+973/vchRde6NdnO7b/8pe/7N797nf7mI/YKjRBDBXnVIG4PRwaEy/zb77ZPZynDTGvRH5POW0ZIaD0SYpY8xShtFRbxPpPEWvJFJUnTu2Hx3iWX375bo0QlXiFyowmqIuTQl3wmKpGiCqMClW4U6jKMiyqcqdQjUYK1RiV0bUREpobVYmNii6JzY2qjMIEgblihKggsA1U0NoWcaDdNkow9CxCCc+ennFGleOeRah2sE1UO94W6v7TBvG9simhEWKmBvdiPvk9PA/+H/4ebsd3Bv9nXUur/U7vEbZTqDinCsTuvRHSLW0aIaB0SopY+xShdFUbxPovRawpUyidOo2+V4insREyJ3qDqIKTQBVEhSrYMaqStIWq2ClUg5FCNURFKKOjCGV0FBEbHGUoo6JrlMlRxqhMEJgLRogFUW0TBqltoYLrLlAioac3P3pmF6qM90x2DxF1LxqW8H45DKGhYdiQlxgzOhQYGsQmKqbi+9j8iBkYKTrmSUHs3hsh3TLXjRCItaAi1pQplE5NofSvQmnpGKXLm6B8AoXyHWLKzBAzQr7whS9MlbTBMlIjRGVCE9RFSaEucowqMApVCGNUgU6hKkgbqEqdQjUWKVQjVIYyO1Ioo6OM2OgoQ91Uu0Td/MvgJq8Mjiqom3sZs9UIIZhSAd+wqMC0LVQw3SZKEPT05kfP7EeV+56+h0iMMjeaEBsbTVAGRx3qmiHE8L0R0i1tGyGg9EqKWAMVofRVG8RasIhYYyqqDpFR+lehtHQKpdGboDyDEOU7xFQxQpZeemk/iXO4FBohk9wbRF1cRdUhMaAKYIwqyApVOdpCVegUqqFIoRqgIsZtSIwyKrpEmRxVmEkj5IDXV3hrDL+D+k1Rd/0yLs+5Iifc54iMEBWMtoUKottEiYC5jBKLPeW88pWvHBtU+nqqoerEXEW1l22i2vu2UPepYVHGRhNiY6MJyuCoR3UzhBi+3AjZ0D30vOe5P+aiqqc+5N1cN0Ig1oQpYo2pqDVXyOpaC8coXa1QGr0JyjOIUf5DTJEZssIKK7hlllnGnXrqqe6ee+7xr8e+9dZbeyNEFhYBBU0VwBhVkBWqYrSFqtApVEORQjVAKcbxdbnKrOgSZXKUwZCYsTNCMB2uybl+iu/lXDv193dzMCZsXYPvWO+6nO/nsP4PctgP+wvX5Vj2O/tkm6tzYvOE/1+Vk+/70UszN/+bwW/CCFEB3rCoQLQtVADdJkoAzGWUOOwpRxkSM4VKX081VJ2Yq6j2sk1Ue98W6j41LMrUaIIyNuqizY16VO0ZQgzfGyHd0hshA2JNmCLWmIrKRkjObDdCQPkZYEbIaaed5l/bfccdd7jbb789bYRggrRlhKiTboK6CCnUhZ1G1dfltmyCgKoYbaAqcwrVSKRQjU+K3gQZ/bwgoG7sVRgYIRu75VbaYLoRclXmHv9G5m7+VOa+/bHMXfiBzH320Mx96YjMXZ7//7bP5uuwfmiGfGfw3S/OztxVn8jcl9+fuQvy9b/1kcz97KzMPZHvb2GPjvw4f7okc9efkrlLjsr3n697+cczd8/5wTrBfn/16cyd9o7Mffwtmbv2xMw9dmn+PceOjBCCHxXgDYMKQodFBc1towL/uYoShHMdZTDMVtT5z3VUPZnLqDa0TdR9YFjU/WpYlLHRBGVu1CU2NppQxQwhju+NkG6paoSsneskdIrSGCmUdlHEWqgIpbPaQOnCFLHWVPA2U6VfY9o2QkDp9SYo/yBE+Q+KVK+Q2kNj1M4VKrEx6oSboC6AQl3UaVQ0QWA29gZRjYNCNTZljOJ1ucrsKEKZFV2ijI4ylLlRBXVDrwP7IM3TjJD888/fyNzXjs7cDhtm7j/+JXNZtohn5v/fa6vMXX9y5uZflq+PcZHzl29l7spjM/faTTL33P9atP7/e0rmXrX2wOx45JJ83avy/V+auXPfm7k1lsnck/8mc3/9V5l71v+XuSN2y9zvMUMwOSBf94ELM/f2bQf7esa/Zu7Md2buYfZDWjs2QlTwOSwqSG4TFeTPRZT4m0soQ6AnjcrDuYSqQ3MN1Z62iboftIG6dw2DMjaaoMyNusTGRhNU/BNCHF9mhPxxow3dg7mYfwhR31Mb8u6PuQbpwggBpWNSxLpIoXRWWyh9qIi1pqKqEQJztVeIGSGVJ0tVO1aohIaok22CyvwU6oJOo2pvkLxwqUIXowpvClUh2kBV4hSqUVCohqaIud4bRBkcZYzyDTGLM3htHX+T9sWMEIamXJm5iz6QufVelLm/+5tFhkbIP/595l61Tubu+Hy+PkNhcr7+kcyttVy+zd9OX/9v/zpzyz0nc1/J98sxvnFM5lZferD/Z/975p77jMz9Tb7Oc/4jc8fvm6+DCUJarsjcsW/N3L8+ZbCf7dbP3K3nZm4+Q2VIb0dGiAo220AFx22hAvu5hhJ4sxUl5nu6QeX/bEXVq7mGal/bQt0X2kDdx4ZBGRtNUOZGXUJToylFPUOI5XsjpFuqGiHr5JpGaYwylI5JobSRQumtNlD6MEWsORV9r5BFKF+jdSNEJVChTrQJKuMV6mJOo05vkJaNEFUZhkVV3BSqMUihGpkiZvvkqBtVYOONN6nNwBDZtDabejOEHh3lqJt+oRHC3B9XZu6tWw96aWA+/M9/ZO4Du2fu/MMz97rNMveUfxh8T++Myz6ar39V5u67KHPv2GGR8YGxsf+2mTtgu8wt+exF3++5ZebuvTBzx+2Tub960mAfJ709c595T+ZWesFgnZ02zffJMJurM3fpMZlbbenB92stM+iF4nuCAMNmOjBCVJDZBioobgsVzM8VlJibTShh3jMeqOs121B1bi6g2tm2UPeHNlD3s2FR5kYTlMFRl9DYqEtvhMwsdYwQNAXEWqMMpWdSKJ2UQumvYVE6URFrTkWdXiF+4lSljyOUzlYo3d4E5SMolC8RonyNWkZIlblBVMJi1Ek2QWV6CnUhpzHLeoOoCptCNQQpVANTRB0jRBkdZSizo4jYyGjKJpts7NbfYBP34jU2d6usvpmE35qy6ppbNGK1tV5aiTXWGbyPf/PNwx4kAxNkEBhERshUL4yHvpq5V6w1MB+e/PeZe93mmXvwovy3GzP3pcMzt8JzB789/SmZ++x78+/z7S77SOZWX2bRNke+MXN3npe5u/Lt3rXz4Ht43n9l7poTMvfBPQf/X+rZg/lD7v1S5l62+uC7/82Pjbly9xczt/U6mXvSkzL3gv/O3KfflX8fmiAdGCEquBwGFQS3hQre5wpKsM0GlNjumSzUdZ0NqHo4V1Dtb1uo+8YwqPvasChjownK3KiLxS9NSJkhxPO9EdItvRGyOEonpoi1p6KyGdKyEQJKvzdB+QkxypcIsXlOQ2+jlhGidhqjEhajTrAJKsNTqAs5jd4IqYRqYFJYg6VMD4UyOspQZkcRsaHRlHXW29Rtt9Va7sMHLOk+cuAL3UcOELwj/60hH+2Ajx241ICDl3Lv23sFt8Vm9FgJe4dUM0JeufYiU+PV62bujs/lv12buTMPytwSU/N//L+nZe6yD+ffXzPo4fG0fxx8z/CWH30y/563wPw4c1/9YOb+7emD3zA1Ljwyc0ftPvj/ks/K3I2nZ+7u8zK3+WqD75hj5OE8Df/3hsEQnKf/U+YO3SVzf2KC1Hgi1d4ImZMooTYbUMK6Z7JQ13U2oOrhXEG1v22h7hvDoO5rw6JMjSYoY6MuFr80oTdCZo4mRkhdM0TpmRRKJ6VQ+mtYlE5MEWvPFErPTmOWGyHQqRGiEqVQJ9gEleEKdRFjuPiyUAj6YTHVUWZHEcroKEIZHUXEZkZTGO6y0ks2dQfstsJAfOeC2w/XGHeYOwN+kLlfnvsUt+UW67u11t18qmfIIhNkEBSkh8a857WZe8qTB8bEP/9j5g7cPnNnv2tRr41//IfMbbNu5n73hXz9GzP37qDXx6pLZu43n8m/xwi5dvA2mFVeuOj3zx06ePvLX/915v71qQPD49h9MvfCZw2Ml7e9ajCR6n//v8H6b3hpvj+MGF6zOzVvSBdGiAoqh0EFvW2hgvW5gBJok4wS0j2zD3XtJxVVL+cCqh1uC3X/GAZ1fxsWZWw0QZkbdQnjmPpMN0OI53sjpFvqGCGhtog1RxlK16RQeimF0mFtoDRjTKw9Uyg9K5nlw2MaGSFVhsSASpBCnWBdVGanUBcwpqoRogqXQhXWFKrwD4uqqClUA6BQjUoZoclRhjI6ilBGRxGxmTEM7G+FF2/k9n3dsgPBjQCnx8SkcG3mfnbOU9wWm67t1lxnMMEqAUAYEEgjBDPliszdcMagZwbGBGbEX/3VYMJTenTAuitk7vsnDtblWG/bepHRsdEqmbsN4wLz6JrMfe+EzG2w0qLfT94/c5cenX/HZKx/m7mn/lPm/uWpg2NtumrmDtxh0TCbVV6Qua99KHMPfjNz91+UuT9+Nd8nb6rhHFswQlQQ2QYq2G0LFaTPZpQYm0SUQO6Zm6jyMYmo+jqbUe1xW6j7SBuo+15TlLHRBGVu1CWMZZpQ1wh5aKMN3QO5mH8QUd9TG/LuoVyPdG2EgNI3CqWXUigd1gZKMypiDZpC6dppjGmvEOUnKJQ/EROaIa0ZISoxCnVyTVAZHaMunEIWhASqYClUQY1Rhb4NVCVNoSp/CtWgFBGaHFVQZkcRsdFRRmxmDMMGG2zoll1pffeWnZZ2T3zzSYNeFtYLYRK4JnM/nvcUt9lGeXldZ5PqRgjzb1yeufnfGbzhxQyJEIar7P7yzN3Da24xiPJ13/S/i37f4iWZux0jJE8DXHNi5jZZZdHvR78pc49cPDBDXr3eYHjM0s/O3E6bZO4je2fu9VsMJlL9l6dl7vi3Ze78/8vc/jsMvj9818x99/jMPWrDZIYwQlTQ2AYqyG0DFZjPZpTwmhSU+O3pKUKVo0lB1d/Zjmqjh0XdT9pA3f+aooyNuihjoy5hLNOUgRGyqY/peyOkW5oaITCbh8iA0o8xsQZNoXRtCqWXFUp/xygd3wTlKyiUTxFSywiZ5N4g6oIpVAGIWWONNSoNiVEFVKEKe1uoCqpQlT6FakzKCBuqMpTRUYQyOoqIjYxhYH+keekV13V7vWZJ9/iEGiE/mvcUt+kGeblee2P/qt5KQ2OmhtbcdFbm3vy/mfuPfxmYF/TW+Iep1+LyNhkmPX37Npm794J8/esyt/crFxkdm7w4c7d9Nv9+qkfI909a3Aj5yF7591dmeb5m7mfzMnf18Zn77omZ+8mZmXvf6wdvknnqkzP3tldnbt/8GAyrsWP/v6dn7iVLD94mY71RmhghKlhsAxXcDosKwmcrSmRNAkrY9vQMgypnk4Cq17MV1V63gbq3DIu6Dw6DMjjqogyOOoTxTDMGw2TWzGP/3gjpllEaIYbSOgqlnxRKj7WF0pEKpUtD0LHoWaVzY5ReVij9nUJp+jooX0GhfIoYM0NGaoSok2qCylyFumAxVYfEUHBUoYpRBVOhCnobqMqZQlX4FKoRKYKGKWyoilBGRxmx0VFEbGQMC/sk3UuvsK7ba8cXTqwRctNZ/+Q2Wj+vJ2tuVM0IYbjJdwZDUPbfLnNPnZr8dOnnZO7oPTN36oGZe8Wamft7MyWelrlPvztzj12ZuYN2XGR0rL185m49N9/XtYN0YHSss8Ki3089IP+eniTkaf67+2HOTYMhMMvkx2Kdl6+Ruc+9L3MvXnLwf4bbvPWVgzlF+P8+r8rcb5mfJN/2utPrGSEqSBwGFci2hQq+ZyNKUI07Srz29HSBKn/jjqrnsxHVbreFut8Mg7ofDoMyN+qiDI66hHFNXXojZDQMY4SAaQ/0itI7MbHGKUJtn0LpsjZQOlKhdGlMVSPED5FZXWvnEKW/UyhN3wTlMYQonyKmN0KmkBdf0Bsh082OFHVMEFBGRxmx2VFEbGQMC/sk3bPBCNlwvVWrGyEMi8n59kczt/ILBobDv/9z5o7YbWqfNw0mPl3vRYPf/uavM7fHlpm770uZ+8DUW2AA4+RXn87XZ3LTGzP3rY9k7nn/OfjtSTlMhOqun9onx8zz9kdnZG7jlQfr0APki4cPJmf9n3y7v/2bwdtq7j0/cy9/SX7cv8rXXWVqjpIf9UbIbEAJqXFHCdaeni5Q5W/cUfV8NqLa7bZQ95thUPfDYVDGRl2UsVGXMK6pC3ERsX1vhHTLsEYI8D06yPSY78kvsN9ZV+mdGKWfQOku+65tlI5U2LkVQR4onavojZCKRohKhEKdTB1UpqZQF0uhLnxMWHGKUIVSoQp5W4QVsghV2RWhwVGFuiYIKKOjiNjoKCM2MtqA81x6hXXmlhHCOV6euXnvHMzbgSnxgmdm7rMYFwxD+eGgFwZvceE35vHYadPM3XVe5s7Kt/n3pw2+Z+LTLx2Rufn5/h7/XuZO3HdgZvDbc/49c99gWAtGyNTkrPd+KXN7bjmYjPWf/ylzx711MIfIyW8fDM3hDTX0DnnwovzYWwx6pKy9XOa+84l8+xpGiAoMh0UFr22gAu7ZiBJQ44oSqD09M4Eqn+OMqvuzDdWOt4G67wyLuj82RZkbdVHmRl3C2KYuxO29EdItwxohxOTEqzvuuKN750EHuUMOOcQdfPDBEn7be++9fVlH51TVRKaf0ISmS/nbvgely9oi1pIplD6NYYiM0rsxVYwQUDo8Rajrm6I8hhjlV4RUMkLa6g2iTqIJKkNTqAu1GPnFVRddMSlGSFgZy1CVXBEbHWV0OSRGmRxFhMZF28xJI4TeGVdk7qIPZG7F5w2Mi3/6h8ztvNlgwtM7P5+5Uw7I3IuWGPyGIfGu12buDxdm7vqTF/XowCDZaq3MfeWozJ1/xGDOEL6H3V6WuV/SW4TX9H4nc3+6OHMnvT1z//mvgx4mb94ycw99NXNPfCNz8w4ezBeS5fs7Yb98u3My98p1Bj1CXvqSzP3wlHwfN1UzQuJAsA1U0NoGKsieTSihNI4oAdrTM46o8juOqPZgtqHa9GFR959hUffJpihzoy7K3KhLGN/Ugbj9iCOOmJJH0xczQv6Qi/kHEPU9tSHvHsy1SVMjBA1EWTv22GPdH/7wB/eXv/zFPfroo+6JJ56Q3HjjjW7ffff1OofrG2sfxUA7rZPHy5v69mr77bf3n/ZbSKzP2iDUkUUofRpT1QiB2dwrBIY2QtTBY9QJNEFlqEJdpGlUNEKqTJAKqjAqVOEelrgCFhFX7CJik6OMur1BlNlRhDI7UsTGRdvMSSNkao4QJjrdas1F5gVvifmfZwx6iTBUhlfp8v1z/zNzl3woc/Pz7XiLy/teN3i1Lr/RA+SZ/y9z//Vvg54efPff/z54A8zjvP52ynT55ocz9/xnDn5/2eqDV+2672VuQb7Pqz+RuaWePfhts9UGk6f+K71O8mMcuGPmfvfFfN0flk+WqoLAYVHB6rCooHq2EYqicUUJzZ6eSUCV53FDtQuzDdW+t4G6Fw1DfK8cBmVu1EWZG3UJY5yqELv3Rki3tGGEUGZPOukkb3SULbfccovbf//9vdbhYXeop0wD8Xf4Peutv/567r3vfa/7Tp7OW2+91X3qU5/y6UFXrrnmQOPZdrE+DDWj7deIfwelGfmedIQP6O3/8ffg58EMWGy7yAxBF6/2klxHC6ZpaIHS4wql75ug/AaF8i5CkkZI3xtkwFw1QkKDoypzpTcIjIURwtAR9X0I6zBsBRMj/L6JETI1VGV+vv1XP5C5LdfM3F9PmRgxqy2VuU+8bTBcxedNzi1nDyYxffpTpq+/0gsyd/o7MvfAV6bWz9N3w2mL3iaDScIQnMf4jfO5crDvd74mc0+bmrTVhtesu+JgWMwTmCklb42JA79hUcFpG6hgejahBNG4oARlT89sQJX3cUK1FbMF1c63gbovDUN4v2wDZXDURRkcVQljnKoQu/dGSLe01SPkE5/4hPvzn//s17/pppvcmWee6Y4//nh34oknLuTkk0/2Q5222WYbf23RsmhetCb/Z//oILQdOpbf0Jast0auCz/+8Y+7hx56yB/j0ksv9d8vt9xy+Xqr+G3QWmjNF73oRX7ohZ90NP8/61knA47DeqSbbSwNZlRwXL7j71Dr2X6B3/m/pZ3jsH/+Zj/2f36P/2a/oRGCLl7lxau4FVZcwa28ysr+/3zyf7732rmEWIsXYdp+WEK/IQX5VMQKK6zgjZDzzjvPX1NbMrVyiDqYQiW8CSojFeriTGMGeoNYQW4bMziqEJsdRYQGRxW6NEFAmR0pYtOiC6QRwptOrsthfosieG0sxgTGwvdymDRUrRfCvlmf7Rg2Yt+z7TU5mAOh0QHfycm/Z3jJXy7N3ILwt6ZGCOZCngaGplxzUuY+9pbMHbB95nbfMnN7vGLw9wd3H/QE+SOmBumydOfb3v65zJ36jsy9e6fM7bXV4PW373/jYJjMY1/P1yEfp/Ll+lMyt8ummdt2/cyduF/m7r9w8L2jxwj7y2E4DHOFvH3bwSt63/+GzF320UEPFH/+eV4rI0QFfMOigtJhUQH0bEEJn3FCCceeRWy99dYThTqHngGq/I8Tqv2YLah2f1jU/WlYQjNjWJS5URdlclQljHOqQAzfGyHd0qYRwrAYli996Utuu+22878Ty26yySYehrbwHXpht912871IzjrrLN/Tg/aG640OetWrXuWOOuooN2/ePG+c7L777u7UU0911113nXvkkUf8MW7Orz3GCvvAIGG4DGlhDhJMmBNOOMGn4TWveY075phj/HE4D9KAHsWcIC0HHHCAO+2009y5557rYVu+Q2uggc3Y2GWXXfxxMHfo0UJ9Z86Tc845x33mM5/xadljjz38uuyXOVHotcJvZ5xxhnvb297mNRX7RL+yX3p8rPiiFd22227jPvShDy1cn89jPnxM/v223nhB00/T0xFKlytCfT8MseeQQvkYxoorruiNkC9+8Yv+mtrSGyE5odlRRGh4pAjNizZRhkeK2OwoIjY6yqDCVSU2OaoQmx1FhIZFV4RGyBOXPcmL/J/PGxgATAR6wZHT+fL7B9Bb4ZFLMjf/m5n7wamZ+8Lh+e/592obhoowJwe9KRZcNoDj8NaU0w/M3Gfek7nrTh7sb6EZgpFw1eA1t188LHPv2Tlzx741//8F+feYA02MkF0DI4TtzZDJ90Oa7v3ylFExtW9vWKTMGYyg/POPX50yP/g/67NPWy//++H895+flZ/7pzL3RJ5XC48dMtV7hLSRn34/pIt9YZj0RsjYEoudcUMJxrmAMhEUBImThDqHGJUfcwFV/scJ1X7MFlS7Pyzq/jQsoZExLMrYqIsyOKoSxjlVIIYvM0Ie3GhDd38u5v+AqO+pDXnXlhHC3CAsn/70pwcx7HLLebFrPSms1wRaBzPhvvvu8+vffvvt3gxZdtllvWY67rhj3f333+9/u+SSSwrLgC0YD+hCjAxbzj77bHfBBRe4xx9/3P+f41D3l1pqKX9vwtTAUImXn//85/6cqdMYFqT7Ax/4gPvTn/7k5s+f7w2Zz372s+73v//91BaD5corr3RvetOb3Ac/+EF3zz33TH07WOgl89a3vtWfP+lcbdVBTxfWv+iiCxfmnS2PPfZY/v1F3lwxPS519RRKlytsX8OifAdF7GGEUDa45phU9PShPMBYGSEqE1OoCzON3ggpJDQ4qhI3SkUoo6MIZXYUERoWXREaIe7yJ3nRj+HwzH/L3FP+YfB2k6dP8S9Pydy/PS1z//rU/DNn01Uz95tzB0M7dt0ic3/3N/l6/7j4Nqz7708f/M0+ef0s6994euZ23jRzT33yYBjI3zwpc5vl+6NHBXNxeAMgT8v8nE8dkrkXTs2vseUambvzvPw3TAMMhDpGyMobune8IT/P0AgB/m/HjOE3Wy+E79V2av14vfh3WydeL9zXiIyQOBAdljhYnm0osTPTKIE418AMiA2EucRcNkNCVP2YaVQ7MptQ94FhUPepYQnNjGFR5kYdlMFRlzDeKYIYvkgEP5GL2Ac22tDdl4v5+xH1PbUh7x7IdUqbPUK+8pWveIG/ww47+B4Zr33ta91OO+3k3yzDumhGysHnP//5hQYAvUi43gyb+dGPbvLfYTS8+93v9ttjTjz44IML5yHBlLjzzjvdHXfc4X7xi194kwG9Re8LW+67/z73xz/+0T388MPeWPnWty7zx+X49OTA1GDhOOyD+Us4BgsTvzIBrI/Fl1vOHXXUB/LfHnALFizw67Df3/3ud+62225buA2Gy9VXX+1+9atfuXvvvdf/ZmYPCz0faCPQ6GjinXfe2RskLAwr+vWvf+3Pk+3MvPn+97/vttt2W59mdPk0XT2FafEqxFq/CbHnkEL5GAbmGPOE0KvnrrvuWngNWjFCVKKboDJQoS5KDN2FlOkRowwPRWh2pIjNi7aIjY4ilOGRIjY5yogbpCKU0VGEMjqKCM2KruA4nMvSK6w7MEKuGBghDM3A1MB4CHlS9P8XPCtzN589mMxz63UX/w1sQlGDt6zst03mfnxm5g7ZafD2FObFwADh9bGsv/2Gg7e2eKPiqlz8nzz4ne2XeU7mLvtI5ubTQ8J6aVQ0QuhGuPwqCSMkxAwJ9VuKKtvU2a9ab6ERsoY3Qrj5qABvGOIAdFhUkDxbUAJnplFCcDYz182OYVD5OZtR9WUcUG3LbEDdD4ZB3a+GJTQzhkUZHHUwQ2MYwpgnBXF8qRGSx6v3/c//uPuXXbanAeTdA7muKTJCGFqCnlG6A01EmcIIsWErmA6//OUvfW8LhC0CF3PghhtucIcffrjXhPS0YOjHD37wA78N67OPU045xT3wwAP+O4wSYn+Og9Fx/vnnLzQdrrnmGrfPPm91e+65p2ezzQZx8+mnn+5/Z8Ho4C01DH3BzNl//7f7/R30zoP88Vh+85vfuPe85z2+TLL98Scc7x54cHB80st9e8kll3RHHnnkQlMDM+ayyy5zBx54oDd4GMpiBg1GCeYF++S3j3zkIwvnNcHkYNjNMsss4/Ps8ssv99+zzcUXX+xNIPIYg4ReJyzkBcN8qAv0TIm1dYzS6DFK7zdB+Q8xyscwrEcI15n8w/yBQiNEHUShElwXlXkp1MWI6Y2QYkKDo4w684IYyuwoIjY6igjNii7hWJzLQiPk24OhMZ9+d+Z22iRzr1hr8BpXTA5Yf8VB7w4zNlZbZvCK2Mcuy9zH3zJ4G8pWay/aZrsNF72eFjBXjnjDYIiMmRvbbTCYQ2PPVwz+v+ISmbv0mFz4X5W5B7+SuV1fmm/3t5l71r/nx9g7c49/I/8tNDEqGSGbVzdCxpWOjRAVfA6DCo4nHSVkxgEl/GYTveExOlT+zzZUHZppVHsz6aj7wrCoe9cwhGbGsCiDow6hqdGUMO5REMf3Rki3tGmE0EujaOF35tlAD6IL0T4MZcHcQADTC4OeFBgDfB522GF+klHWJSZmwlUzI772ta/lWmUDb6iQBj6JnUMjBOOBeTxIJ9uzHn+zLcKb4ScXXnihL2urrvpir2cxZ+jRwkIamHvkhS98oTdCbLgO5sRb3vIWr7fp0fD2t7/d3fO7e/xvLJguaHZ+o1cMRhALw2UwghD/u+66q98/C6bMoYce6s8Tc4D8oZeEGUKkkfynB4Vp6hSxPk+hdH9dYu8hRexlGGaE1JojRB0gRiW2CSrjYtRFUFQxQSjEVSZJjc2OIsy4aJPQ5CgjNjuKiM2OIuoYIcrkKCM2OspQpkVXcE5mhDwxNVnqfV8ezN9x4+mZ+9EZOfnfPzkzc0ftnrnn/efAsKAnx9u3y9y9X8pF+tWZu/u8wdtR/PqfzMnX/+lZmdv95Yt6kvBKWuYeYfjLCs/L3N//7WCy0b98LXMf2nNglLzgvzL3pf8bTIr60b0Gw3HYdu+tMvd75u5gLo1weMmcMkKe7jZYL6+z67ZnhKhgc1hUUDzpKPEykyiBN+lgeCiUYO/pBpX/oK7XpKPq1Uyi2p1JR90fhkXdx4YhNjSGRZkcVYmNjbqEcY+COL43QrqlqhGCTlHaA11EOcIIsbfG/PSnP3Wf+9zn3Cc/+UlvdDAHBDChKL03Qn1GO84bYMKFnhynnXaqj4XRhuhItAlzepgRwtwh6623rteirIPOjI0Q5vGgzmBIsB6mCuXqpqmhNxyH4Sgc/xvf+Ibv5cEnvVdYGP7y+te/zi299FLu/e9/vzdqWDAuuM/QswMh/+Y3v9ndcecd/jfW2WeffXwvEobU0Fb+6Ec/8r8xBAcjhHTst99+C40ODJZrr73Wff3rX/dg1Pz4xz9eODyGdKH9qhghEOr0FEr3N0H5EDHKzwAzQqa9PletbKgDxKiENkFlXIy6AAplfMRQkJXxERMaHWVYRWsTZXikiM2OImKzo4i5aoRgDnBOZoQsfGsMJgGTdTIPB/BGl6szt/92mfvnKWPiBc/M3BUfz9zjiHTWZ/JQ1mW7XLTz1plbz83cNusP1ueVsPQYuf2zmbv8YwMjhO8OyPf5+NcHb1zh/y9aYjAx6iVHZW7Z5wy23Wy1zN1w+tT+4zk2eiNkKFSgOSwqIJ50YtEy0yhhN2nEYjsW5T3jQ3yt1PWcNFS9mklUuzPpqPvDsKj72DDERsawKIOjKrGxUZcw7lEQx/dGSLe0aYSEb41hPhDe0BLGt/yNZjDNw/XFLAjn9WDBANh337c5RDLrYnI06RFy3HHH+TSgQzkWn7SlmAws9AohzRg4fNrf9FDBpKAnx047vdYts8zS3ggx4wJjg54jCHleAcuwnbvuvsv/xvwe/J/v+f3Vr361+8lPfuJ/o0cIPT/Q2AcedOBCY4Xj0luGz0f/8qj/ZDgNv3O+9JhYd711eyNE7VyhEloXlWkKdQGmUfWVuS0bIaF50SbK8EhhJkcRsclRRt1hMcroKCM2OlIos6IraASTRkgowK/I3ILLB2+FWen5A2OCoSqvWnfqtbK8DjdcHzAZcnj97H/+62AbJk0948DMPfL1zN08b9HQmDWWydxZB2fupasP/r/FSzJ39iGZ23y1wf+XfFbmLj06398NORghGC7hHBolRsggOOiNEIUKModFBcOTjBIsM0ks5iaFWEiDEtw9k4G6nuq6TwKqns00qi2aZNS9YhjU/WxYYkOjKcrgqEtobtTFYh8FsXwVI+TeXMzfh6jvqQ1594dc27RphNAbhHpkui7UZmgjtAyfbMt8GEwwGi/05qBtQUeaEcJwkbBHyAYbrL/wGHGPEIbXMNlpaISgW0mr9dBgTpOrrrrKfexjH/NwDgzd4Xw/+tGP+Ff3MvfI8suv4IfGtGWEoOn3P2D/hfvDcDnnnLP9fCIc/+PHftwPr+FNNbxG+K37vNWtufaa7sWrlr9GF2KtXoTyAOqgfAhF7GlA60aISmBTVGYp1AWIUaZHTNsmCITmRVuEJkcRsdlRRGx0lNFlbxBldhShDIuuqGyEXJ25P12cuUNem7n/NzU/yPP/K3NnHph4FSw9Nq7I3D1fzNyWU+YGk6Cu/ILM/eqc/LfvDeb5OPKNg6Eyf/NXA5PkyX+XuWf9f4OJWul5wna8aeajew8mT70z3x+fvKrWT5RaOllqGBj0RkiMCi6HIQ58J51YmMwkSrxNEohkJaZ7ZheTbIYYqv7NFKpdmmTUfWMY1H1tGEIzY1iUuVEXi1+aoEwQIJYvM0L+kMeuvRHSnLpGCFoh1BloI8pQaIQw+SVl1GvA1aemPpgCLYdO4m80DaYJ29ETg4lLeRMLJgZvesEIsAlClRHCsfnd9h0bIfQIwcggDayLviX935k6V45JWjkvhs/Q4wJtu/XWr3S77vp6XzYpgwxlCY0QepRUNUKYADU0Qhgaw28MEbL9/exnP/UTuS6z7DKe5VdY3q23/np+fhLuVeusu85CvUznglBjK2KtXkSs/5uifIkQ5WvUMkLUTmNUwpqiMitGZb4iNDxSWOUoIzQ6ijDjom1iwyNFbHakiE2OMrrsDaKMjiKUWdEVZoKUGiEYBldn7pZPZW6VFy56C8wr1szcXbzCNn7FK+TbY3SceVDmnj/1ytt/eWrmDtxhYKj4HiRXDobNfGSvzG28cuZWWGLQA+TE/TL33l0Gw2+YL2SXzTJ3zrsy96E9Mveq9TK348aZO26fzN39hcwtwAjh2MIIwfhYPCjojZAQFVQ2RQW8k4wSJDOFEmqTQiySe+YeqlxMCqo+zhSqnZpk1H2kKer+NgyxoTEMytyoQxjDNKU3QkZPF0YIJgVCHxNgu+22C9je95DYbLNN/XZMJGq9M3h7DK/KZR4Re8sKQ0IoF2hOjksvCYwSFt7MwvYYHbxel/JC3FxkhKBJOY/BXCOLJirlTS7oGnQm+7zgggv8a3lPOOF4v0+G78RGCOfTxAihPC+11FLeiP/Zz37mv2eIznnnfX7Qe2X1PI3rretNIOYqwbRhYlW08qqr5bqhghECsWZPoTyAJihfIib2NsbSCFGZlEJl/GJUHBIDVYyQ2OwowoyLtlBmR4rQ6ChDmR1FjEtvEGVWdIUZIAbnljRCvpO5hy4eGBT/8rSBqUHvjfe/If8NI8F6ZYRcnbkHLszc1usM5vxgG0yU7xyXuQX8bgZGzoMXDUyWm87M3K8+n7nPH5q51ZZetM0xbxq8uYaeI5gwvG73v/89c/tuk7nfnJvv47s53++NkKqoQHIYVJA7ySgRMhMoYTbOKBHc06NQ5WfcUXV01Kj2apJR95NhUPe7psSGxjAog6MOYRzThN4IGT1NjBAwrYFGouxgLthkqQ8++JDv3cGQj8X5pR+KwkShlN0vfPEL7tFHH/XbfOYzn/HaEYPB5vDAePjoRz/qv0cH7rLLLu6mmwYTnTKshX1ipPAd5gMaLJxvBHMGIwSNyW+UJ/az5ZYvd1//+mCCVgyTO++80xsrV155pTcnLE1MUkp9XXrppb0xYa/uNSOEHiRmhNz927v9b7fffvs0I4TJY1mYLJW5Ruh9Qr7xit277hoYKPSA+fGPfuyuuOIKd8211/h1WTB+GE6z5lqDoTFo5nHsFaJ8iZjY22jVCFGJaoLKIIXK9GlUNEKqvCkGQqOjiNDAaIvQ6CgjNjtSKKOjiHExQUAZFl1Rywi5bjCfx4YrZe6v/3pgUGy0cua++4n8N+bqiCcuvWLwKt2vH7Po7TJ/9aTMvX6LzP350vz30HzAjGAf+THcDzN3zwWZ22XzwTZMxHrCvpnb65WZe/LfD/b1lq0zt+3UxKv0MPHzhrBtZITgjL/0pYO5QRYFA70REgeOw6KC20lEiY6ZQAmwccXmhDCU4O3pUcRlR5WvcUXV25lAtWOTirq3NEXd95oSGxrDokyOqoSxTBN6I2S0NDVCgHgcjUQZpCdHlQVz48Mf/rDvhXH/Hwavo+XNLQceeKA3D9A7p5xyijcGWG688Ua30047eR2Ixjr11FMXTjIaLu973/t8Wj71qU9NfeP8UBqGy5gRwu/sB9282267+TfEYISoBWMEw4bzJl0f/OAHvfnCQi8Seo5Yj5C3ve1t7r77B0N2MDDYLjRCWJ+Fc2I/DOchDeQfecH5qwUThB4u3IvQ1Ku9ZDWvmye1V0jsbfRGyBS9EVINMzmqEDZUVVBmRxHKsOiKykbI5Zl7NOez783cU548MCB4De57d87cn5gbJDZBpsT6vednbvctBwYG2zA8Zt4789/Yr+pBkn//50syd/AOgyExmBwMhfnlOZlbe4XBPnbedPB63guPHPwfPnVIvi09Qq7tjZAqqMBxGFRQO4kooTETKOE1ToTiNRa3PT1NCcuVKnfjhKq3M4FqxyYVdW9pirrvNUWZGcOgDI6qhLFME3ojZLQMa4TwPb0ueGUsr8g999xzvRkxnXm+1weTgb7pTW9ye+yxh++9wfqYGJRjrjd65zWveY1fj9/o1YERgr7C0MCAYIjMeeed5y688EJ3/vnn+9f0sg5pwYRgu3nz5rm9997bp5P9sr1pOv6PlmWi1hNOOMGdc845fjjMV77yFb9fjBi2NV3M0BqME8yes88+2334Ix/2ZZ3fWIf5Qkgn58knvUVMV2PEkF624603b3jDGxbqaD6J9Q855BCfd8yXwjnx1h32ddhhh/l8WfFFKy6mqeecEaJ2FqMSVBeVOSlUhodQaEKzIwWFetyNkNDkKMNMjirERkcRdXqDQNhQVUGZHSmUWdEFofkRwvlJI+R7g2ErmBBmPrzwmZm78Ij8t2tzMBNCoZ7/f8F3B0NgrDcI7LRJ5m5LzSfynczNzz8/857M/fe/DdZ/zcaZ++0FgzlIVlxi8N1eW+X7/ubgdb02TwlzkPgeJWaErL+qW32tgRHCDX/xQGBuGyEqaGyKCmYnFSUyRo0SXONEb370jIreEKmOas8mFXWfaYq6/zVFGRrDEBscdQjjmSbUNUJ+n4v5exH1PbUh7+7Ptc7jDY0QPvme39day/TadNbMtZ5Ng2B6ib/Ri3yGuojfWRc9ab05+N22QYfyNwYMaWAfth6/sx3r8Hes40zbUbZYD53N9ugO9sdv6Gq2N01p++U79DLb8Zvtj2Pzvelx/m/HYTu+M03PtnxnWBqYkJX/o7OYI2SVF6/ih97YcJhp5Glm2yJIb1VI47CEvkQRlhetGSEqMU1QGaNQmR1T1QgJC0MRFLgyrNC1TViByrCKWoZV9iqMkwkCsWHRFbEBYnCO04wQTI1rMnfuezP3n1MGBbx168zd+rn8dwwIYWrc++XMHfb6wet1WZ83wRy7d/4br70Vw2jm58e69sTMvXjJwfqr5p9f/VD+2w2Z++0XMrfWsoPvX71u5m44LXPzDlmUlvMOzdf7/oAfnfVPbqMNVnOrr0XD2xshISpYbIoKYicRJSxGiRJX40hvgPTMBJNghhiqfo8S1b5NIup+0xR1HxwGZWo0QRkcdQnjmrr0RshoGMYIMYjL+U1pmBD2EWqlUD+p9UIdFm5DuTBtyO+hBuR7jAg+bdsQWw9sP4pwn2rd+DeOadj2hn1vhk24H/s+hCEwRnJ0Rb6e0t8xSscrlC/QBOVTxJi/MVZGiMqUFCqjY/zFVBcuIiwMRYQFKkVYKNsirkBFWCWtQljhyxgnI0QZFl0Qmx8hnONiRggmxxWZ+935mXvLKxcZD0/9x8x94bDMzWc4SmyCTAn1b39sUS8O4E0w3zsh/01ss+DqzP2cHiebDdZl+M3J+2XuMQyTfF/3XZC5PbbM3D/8Xeb+v3/O3CvXydz6Lxqsu9SzMvcd5ilhjpBreiMkhQoSm6KC10lDCYlRooTUuKGEaU/PTNL3EilHtXeThrrvNEXdD4dBGRtNUOZGHcK4pi69ETIa2jJCDDNEYs3D91XMkpBwHwZ6C31m2s/0V/x9kYYzjRcSbtcE276I0OyIDRGD7ytNLdGyEQLKH6iL8ilizN8oNULUxgqVkLqoDEmhMjpktpggoCpQiriyplCVPUUdE0Q1TmUos6MIZVq0TWx8xHCuixkhvN72O5n7xjGZW33qDS7wv2tl7ufzBoJ8mkjHWPhe5k7ef9H6wFtf/nxZ/pvoDcLbaD6816LeIwdsl7n7vpz/hmmS//54vt2Vxw4mag33+Zz/yNzx+wzeOONNm94ImYYKDIdBBa2ThhIPo0SJp3Gh7/nRMwn0hkgxqt2bNNT9ZxjU/bEpythogjI46hDGNnUhDu+NkG5pwwgBYnN+Zz2uW6zRbPu6ZgiwreksXjFL+aYNoXzxO79xDOJmvud3/ra0hFrN1u2C8JwV6GPT0vytNK/he4oI7RyjdHhIqN/LUP5AXZRPoWjNCFGJaILKEIXK5Ji5aIRQ2aoSV/AixsUIUYZFV5jhkYJzVT1CfvnpwdwdH3tL5k7YL3PfPzFzf/7a4Dcp1C/P3A2nD9Y/9q2ZO+Xtmft1vg+/v3hdjJCLMnf2uzK302aZe+drMveLc/LvWdd6juT7e/wbmbvquMx9NN/noa/P3Af3yNyXj8jc/RcMfvfr9UbIYqhgcBhUsDpJhEJh1CihNC4gKg0lOnt6xpGw3IIq2+OAag9GhWoHJw11L2qKuk82RRkbTYjNjbqE8U0diMN53WhqwQi5P49l78nF/O8R9T21Ie/uy/N5WCOEa4UGZOLQd73rXe4jH/mIn/CUiUIPPvhg3/6Zrou1ThkcG62H3mJiUSY1vfzyy93Znzrbz+uBPkXLchy+v/TSS/1Eo0xUiiaNNVuo89ok1qZgOpa8Y6JUJoblLTPkB9ukDJG2jBAj1vOK2BtoivIrYmavEUJ3ngpGSKpLkCIuVIq4MLZFXHlShEZHGaqSp+iNkOlwrnKyVD6Z2+N7AxHuPzFB6OERi3Tge4wMJlJlOz5tXzHfztwT38jcvV/K3K3nZu7hi/PvMDbiniP8n2Pb0Brbf7jf3ghZDBUIDoMKUicJJRRGhRJIM40JSCUye3omjXE1Q1R7MCpUOzhpqHtRU9R9sinK1GiCMjfqEMY3dSAOLzNC7stj2d4IaU4bRgjXCdPh0EMP9SbFzfTU+cMf3B//+Ed37733up/97Gf+TSiHH364f51sXT3EuuhBjnPaaae5J554wqfrV7/6lS/nTDTKxKK8WtcW3hxDfUK7xprNNF7bKH1KutG8GDa8OeY3v/mNu/LKK91BBx3k85P0hZrXqGyEtPgGGeUPNEH5FTGlRojaSKESUBeVGSlU5oaoixRT1QRRBUqhCmMbxBWnCKvURajKXUSXJogyO4pQhkUXxKaHgvOVRghgGBihKC+izjYYHRgSfBatz2+2Trxeb4QsJA4Ah0EFp5OGEgmjQAmjmcTMj94AaY9Xv/rVraD23VOPsHyr8j+TqPZhVKg2cZJQ96WmxPfKpihTYxiUsREaHkWE21SFWLw3QrplWCOE74lhjzrqA+6ee+6Z2mKwPProo1N/DRZMkQ984ANeu6GdQs3DfvgejQj8HWondCHl4fjjj3cPPvig398NN97gyxa6eaWVVvKvrmV55JFH3JlnnunrANo11mzsG81qGpjjhfrP4JjekFh9db+NpY9t421Yl+9Nm4c9PfgbI+Tb3/62T99vf/tbbxpxXqxr68X4YwsdHWMavIhQyxdh3sAwxF5FCjNCeAVyuFQ2QtTBm6AyIkZlqkJdoBgurLrgMVboyggLYpvEFUdBJa2KVeaqjIsRogyLrohNDwXnmzRCusaMjdjcqENvhHhU8NcUFZROEkoUjAolhmYaJR7nOsqUmDTUec11VPkfB1RbMQpU+zhJqPtTU8L75TCYicE9mPkViC34TMHviDbWj02Q8Hd6APA3EMOEpofC4ps6EIv3Rki3DGuEoBHf8pa3uF/96pd+XXpr3Hbbbe6b3/ym7wXynXy/d911l/vLX/7iDYAPfvCDXuOZLuLTNB+ag3IF/M13/MZ6fFIeMEIeeOABf6yUEfKnP/3JnXXWWb78kz7TbOwPrcp+2D/lmU/+z/exuRHqPI7P73yHDuGTdfiebflkX9QH26fpZ4wQtmHIDgs9WRgeY+uwraJNIwQ4VhnKJ2iK8i5CzAj57Gc/6x577DFfRmCkRojKBIXKUIW6QDFVjBAzOapgBbZNrNKUYRWkjNDgqIIZHFWIG6UyqKBVUWZFV9gNtQzOecaMkDaY40aICviGQQWjk4ISAqNACZ+ZZK73/FCmwVxF5c9coe8hsgjVXk4K6j41DKGpMQyYGSq9Co4bmiAWm/A35WKXXXZxu+66q58Pwn7vwgwhHu+NkG4Z1ghBs77zne90jz/+uF/35z//uZ/HA5OBskF9fuMb3+g+/elP+14jm2++2UKdw6fpKdo/5hY58cQTck70f9MuUgY4tum9pkYI26IvOYfXv/713pA55ZRT/Bwme+65p9c86FOOw3qc24477uhNnn333dfXC7TK3nvv7ef5oPyzjpkcO++8c35+R7mTTjrJfexjH/PrkQccF33MPhk2xPLTn/7U1yFvdAQ9R2JmwggxlGdQF+VdhDCcafnll/fX+84773S33HKLH1aVqZUV6qB1UScfozJTwcVUFyikigkCodFRBAWsC6xiFhEaHWWEJkcVzOSoQtgglREbHWXEZkUXxEZHGZzzMiuu6/Z+zZLuiVluhKywykbuwDcsOSuMEM6Rm1Ic5A1DHLxNEnHgPypioTOT2PCAWBDOVpTw76mGys/ZiNUJVV9mCtWOjALVbk4K6n41DKGhUReEImlCrH79619311xzjbv66qvdd67+zjT4nt/PO+88t99++/ljc+8mfnzd617nPvnJT/rff/KTn3gxd+ONN7ovf/nL7oADDljYSyQ0PlKE8U4RxOP9ZKnd0oYRwiSl8+fP9+tef/313hRYcsklF2pNdB3tG+WDv4nj2RdainKDGfGDH/zA3XHHHd7kgNtvv91dd9117v1Hvt+vj36kPDQxQkwzvuY1r3Gf//znvVnDMJ6HHnrI/f73v3e/+MUv3Fe/+lVvkLA+Gps6Q3lnXXpwnHHGGf7Yv/zlL71oZzgH50RbxbGoD+yTYTv33XefX49eMdQ70s08Jl/84hd9+m666SZ/XzPtHOrfmDXWrGCG5Ptoc64QCL2CpsS+RQxGyHLLLefOOeccf83IOyg1QtTBmqJOPkZlpEJenIhxN0Jis6OI2OxIoYyOImgczOQoI26QylBmRwplWnRBbHQUwfqcxzIrrjfrjRCc5BVevPGsMkLi4G4YwqBz0ogD/lGgBM5MMdsNkFjE93SHyv/ZwDgaIqDalq5RbeikoO5dTYkNjqogNDEx4nH4Rcuf//xn//SaMkhcyhN+JnhkAsx4oScAhghPwekBQJzGZ2x+xIQxTwri8lIjJI+F73nOc9zvl1mmpwHkHUbIY0MYIQceeKB7+OGH/brMA3LRRRf5MrPddtv58sM6PPlHsNt2aLh1113Hv1mGoTO2MHwmnGsEE4L5NNBdbH/CCSfUNkIYgsH9AiOQIRgsNoSHsm4Lv++0085umTxfaIcvueSSqV8G54VxYss3vvEN32PkQx/6kJ8UlgUziPQzvMMWDBTyYIUVVlg4KSg9H7bc8uVeh7dihOSMoxECyscwMELkHCFq5RB1oKaok49RGTkN3hYjLkxMb4SUowyPFGFjVAVleKQIzYouUYZHCtbnPMwImc1DY2abEcJ5qeCuKSronBRUsN81StSMEhN2EIu+2UYs1nu6Q+X/bCKsN6pejRrVtnSNakMnBXXvakpscFSF2Inu/d/73vemZEa1hTd9IGS5BpggZQtP8BHEgximnWEyxOWlQ2PyWLg3QppjRsijDY0QdB09QL71rW9NrT1YeDvKhRde6IefMAyFt6RwTdGeaB32xZAZemOw0BsE84LeJe9+97v9/CK/+93v/G/f/e53fTlm27pGCD0xON5HP/pR/xsLdYFzotfThz/8YXfttdd6YwRTj94pSy75Ql/uEehmlCxYsMCbMhdffLHvBfWOd7zDvfa1r1047wdp5Rhvf/vb/fnyPWbiPvvs48sxaeS8vva1r7mTTz4511kbev1cposxQlhHaeqQSTZCpr01Rq0cog5UF3XSKVRGLkZVEyS/mOoixyjDQxEaGG2hDA9FbHYUEZocVVCGR4q4QSpCmR1FxIZFF4QmRxXYhnPpjZAJoCMjRAWbk0IY3I8KJWZmAiXyZgNKnPfMLOo6zQZUvZoJVDvTNao9nRTUfawJscFRFesRwutEEZAIO96qYSAa+bShDSwIwq997RK3/fbbe1HHU+5wYT88Ibd5IVj4myfoHIs4LTY+YsKYJwVxeW+EdEuVHiGYBegZZYTYd2/LBT/DYu6///6prRZfMDowMajPaEt6DX3mM5/xPUkwGS644AIf43Mc9M1OO+3kLr/8cr/tr3/9a//aXXpPYHaUGSGU53nz5vnyz9CLvfbay/3whz/0v1HeGa6C3qR8oXeYj8R6O5155ie9eUI6MUKsdwdDX+jlwvmi1dgWI+Sqq67yv5NGjB3Ogd+od8T26HaMDHQr23E89hHq3iooXT0NhsgonR4Qa/wilH9Ql9jDCLGhMTZkyJaxMkJUJk5jlhghyvBIERodRYQGRxlUjNjoKCJujMoITY4yzKjoGmV2FME2nMvsN0K2mCVGyNO8EbL2upv6m5UK7uqggsxJIAzoR4USMKNmNvb+UMK7Z/xR13JS6XuHTB7qftaE2OSogg1TQQwyYSXDFnhSj/DkSSxPremqb0MGWBgy8N73vtcbIVdcccXUt4Ou/8yPMC8Xmccdd5wXvuF2/Lbvvm9z6+XxrxkeRYRxj4LYvMgIcb/5jXs4j1kf/J//cQ8tu+xoyQXc/fmnMhcmiWGNEPD6JWf77bbzk4Uyjww9QpgrIxwmQq+Ls88+2wt22rEbbrhh4feUM4aZ0KuC4TLHHnus+9GPfuR/x4ij/KK/KHdVjRDK/tJLL+3LEN+xYHiQBl7jy3AueoZ86lOfWvg7vT3QQdRbBLq9AhgjEe2F7iX9mBsvfdlLfc8VW5gXBPME85AJWKl/1uMD3cqnbWtalu+qoHT1NCoYIaD0vkL5B3VRPobRyAhRB6mLOtkUKgNDyHR5MQRVjBArGEXEBkZbxGZHitjsKEIZHim6MkJik6MKsWHRBcroKIPtOKfZbIRYcDAbjJDrTn+623D9vM6uN7wREgeWk4IK5rtGiZZRMxtMECWoe2YH6npPEr0ZMnmo+1oTYqOjCnb/xdhgwkjmNthhhx38d0x0euutt/qn8rZ887Jv+u123313L2ht4Wk/ExuyPfvELGHiR1swRd6Xf0eMavFMGRb7KIjNYyME0fznXFz/ef5898dcSN+Rx9q3PvvZ7rZc8I6K23N+t8wy7r5ll3X3RsbCpFHVCEGnpLQH368zpZG4prxNiLK2xx57uNNPP33hEBcWhqEw5Ip1MA5YKHv0DKF8YVRgdPA3vTcw3xh2xfAudFUdI4QyjBFC+m2h5xITcrJ/Ow6ffE86MDI22WRTX2dDI4ThLPQUCU0MdDBvkAnrCOszlwjnfNlll/m3y1CO0ctso/SufVeE0tWSCmaI0vsplI9QF+VnwNgbISrzYqoaIW32BgnNi7awClyF2OxQxCZHGXVMENUIFaGMjhSxWdElyugoAmOAzw026I2QiaBFIyQOKCcFFcR3jRIrowSBNqkmiBLMPXMDVR7GHatrqh6OGtUWdY1qc8cddX9rSmh0VIF7MN31LZ4iVkWMMjwhnDCSt2jwNJ645LDDDvP/t4WeIxgnbE88itilh4ktCMnTTj3NvSovlxyLY5ZhsY+C+Dw0QhCtPG3n+JtuvrnbJNcEG/zLv7j1/+Ef3PpPecpIedVTn+oufu5z3SPLLy8NhkmhDSMEuCZcT3QSGhK9iWlAWeUa0luIhXk2KEOYIZQnFnqNMMSEoTPMKXLaaad56BlCrw16b1Dn2XfdoTEYIfT6sIWJWHlzDOvacejFwjlyvLe+9a0+3RwPU8SMENLGpKuhDkUDo2fe9KY3+W2ZP4QhQLZg4jC/DvUMzZzSuaEOToGOVvp6GhWMEIg1f4rYQ2iC8jOgthGidt4EdaIKlXExVY0QdVEVqoDEWAFsk9DoKCI2PFLERkcZXRkhyuwoIjYruiI0OMrYdNPBTRvDgP/PXiNk8cCAc57rRogKJCeBMFgfBUqYjJpJNUCUKO7pUWVlXJnLhohqfycBdb9rQmx2VIUhA8RTmAomKm1hkkeEG2WLp+Dh7z+4/nrfG4TXoBKnsC+GDNiCEcJQmze84Q1+/xbTlBGaHyHE52aEIJaZy+E///M/XZZlY8FWT3uau/z5z3cPTg2RuWcC+d1znuPuzfO5aLLU0AhBK4Q6A9MAU4O3o2Aw7LLLLl6z8j0aEYOCNpXJd1kYdvWe97zHf2cT+NKTCEOCHhdcczQR21PWKEvoKv7PbxgS9Ohg+cEPf+BjZY4RGiH0JGF/lFOMEAw92+buu+/2r8nlLTacE9qT43Ec6iZpJh20Z2VGCFoZw4+ySvqoM0zAeuqpp7qbb77Zb0dPl/3339+vz75jTQuxFk6h9PU0xtAIgdjTgDljhFA41AVVqAISYwWwTZTpoYgNjxShyVGF3ghJgxGCWdAbIdF+xp3eCBkZsRgZJZNqgBih+O3pMVRZGXesLs6kKaLapy5R7e8koO53TYgNjiqYCbLvvvv6YQrhwoSPmA3E9pghzJ0QvjL0mly4viLfB/GJmRUMlbEFI+Tb3/62e/Ob3+xjPYtpyrB9xRCfmxGCgF1iiSWkITFTPPlJT3JH/sd/uMdyUX2fMBkmgWGMELQLn7xphSFLLF/96ld9GcJsoC3dbbfd3Cc/+Uk/uS4Lk47SgwKTgt4eZlBQFnnDCvEwZYchXMzlwVtWGH7C8dGTJ5544kJzDrOB9SiviGozQjAvmAOHHkuYGky8+s1vfnPhb7xRht9IP0YGRgUT/TKHDm/AwSShPUsZIQbnQO8p5gnhbTGkkVfvMuzM3rREWplkFW2Ibg63N5QeVnD+SmcvBkZIhTfIKN2vUD5CE5SvMSNGiDrJFCrjQqqYIKAupkIVjpjYwGgLZXooYsNDYeZGVboyQSA2OooIjYquCA2OqswFI+SlL138VXMEAL0RMplGiArWuyQWIqNkEg2QWPD29JShytG4o+rrqFDtVJeodnjcUfe7piizowiLM2LxwVN5hiWQPmJCnvLPmzdvoVBl4Qk+vxcZIbzpo64RYtg+DeLzI4880u+boRUIVGVIzBRPyfnQf/yHexwjZNllpdEw7jQ1Qvib7yhTDC2hF4YtiH/Kwec+9zlvCNjbhRgqwmSkdm1pq66++mr/G8tdd93lzjzzTG9osJ1NxEu5w7BAxx511FHeFGP54x//6M0LjA4Mj/AVuayDkUcbTm8RzIjQ1OO4rE8ZD+cqYcLWJZdc0rdlpNXepsQ5mhFiupUJUW1CV8on6xz8znf6OsEQHBbmD+FtMmhmjIxY14bYfouoZIbkKN0eonR/ithLaILyNcbaCFGZFjNbjBBleKRQxkdMaHJUYS71BolNjjJCE6Q3QqL9jDtDGiFh0DgpqCC9S2IBMkpi4TWuxKK2p2dYVDkbR1S9HRWqveoS1R6PO+q+14TY6CjC4guegNsbO1gQgN///vf9hJTEj8QfvK4UYWevFWX5wQ9+4F8ZypNwntxz/M9+9rNTvw72wzwJ9AIgXgvjmiqYAWIQo1uPEOYx4dW8T37yk6UpMWr+Ome9f/ond/5znuP+mIs5Jk1VRsO408QIAdMaaCOGsDDXDG+JMdODsmAmAgvXj14fzA/CdUXToX8YtkIvEet5Qc8Sm7iUz1/84hfeDGNddCemAm+YseNgwNAjhf294x3v8HOQ2HFZ59BDD3UvfOELfTuBQUEa+d32z/H4m+MzuSlDZJZddlnfjiHQSTe/H3/88dOMECZC/da3vuWHbdn++NvOgfl15s2b5+sTGty0bArbbxFtGSGG8gBiYi+hCcrXqGWEqJ02QZ2gQmVWiMr0FOpChqjCoAjNizaJzQ6FMjxSxEZHEbHRUYQ1OlUJTY4ylGnRNqHBUZW5YIQQUKhgYC4bISpoHHfiwLwrYsExSiapB4gSsD09baLK3Tgyk0NlQLVjXaDa5XFH3f+aoEwPhcUbCA8TniyYHbwBxgwOIH2HH374Ym/8QJQeeOCBPkYhrmNYAnOC2ILA5Ik+JkrVyVJjUkYIi020+fznP9/9xzOe4Z7xb//m/v2v/sr9e5aNjH/LeWbOxv/0T+6zmAgTPD8IDGuEYFAAdZ2ygTGGyXb7Hbf7ssMbX6677jr/9hjeQsS27Itt+CTW3XvvvX3vjRtvvNH3CqE3BWWNHhmYdqyDvkKPsQ1lgKEuTEx62+23+fSxDumjHPP6XvZDL42DDz7YC250JGUaY4RhMJQl0kfPEdLHfDiUZ8ocupuy+JGPfMT3TPnhD3/o5zVhUtZQj3IOO++ys3+TDT1MmP/knt/f4+648w6/HZO8Uo4xL6rq3Vgjx1Q1QkDp9xjlAcQoP6EJsbcxciNEnVwKlVkhKsNjuFhtvTIXrOC1SWx4pIjNjhRU0DqERkcZoclRhjVUVYlNiy6ITY4yaNRCE2Q2GiFrrD0wQmgo40BgrhohYZA4KaigvAtigTEqbN4BJbLGBSVUe3pGiSqX44LVYVW/R4Fqz7pCtdHjjLoPNkEZHyHMDUJsQa+KsDcIT6+vv/56P8klsSbrsh5GBsIVIWsLQxEY7sA6PJ1HVNqwAhaGMvCEnzg0jmvqwLZAnB4aISyIW57Cf+3SS92l8+a5i1dayV38jGe4i//nf0bCV3MuyblqiSXcXcss43uD8CpdZTJMAk2NEDDNgSGATuOTuWV4be5b93mre9u+b/NvYaEXB3UTPcV6obbh/+gn2im/Xb4+MI8Iw7PYJ3rSdBO6EU3BcBjW2/ste/tjkg70Kb/RU8P/tvfevm6YjuR3jskcHuyf34H1KXfeZMjLNeWO49J2US/oJUKZ59ihhmRd5uMgjmduEdsnQ8NIH2lBw9fRuqaNi6hqhoS6PYXyABTKV6hL7G2MpRGiMkmhMjyGC6UuYIwqCDFhwWuT2PBQxGZHEVZRq0AlCxuDIqyxqUrYUJVhRkWXxCZHFXojZO4ZISpIHFfi4LtrYmExKnoDpKenHqqcjgtzxQwB1W6PK+p+2BQzPmKslwfmxa23/mZKcjg/VIAJHym7xCOsi2lC7MZ3zM8QDnHgSTtP/XkrB0/KbYgCC0/ymYSV2Jl9hHFNHYqMkMWW++93eaKde/7zXa6qRspjK6zg5wX5LWbCBPPb5zzH/T7P578MYYQYZoigE1dbdSCeTVvyfUr3sG/0IOuieel5AWxHGQi1E/Ad6zIvCGBIUOZsP/Y6XTATBY3GOvyfY/AbQhzYhx3LdB/ptWOwLr/zG+uE2PmyHkNnjHCf4bplhPo4RZtGCHCeZcSeQhNCXwMm1whZvTdCUoQVtQzVGKSIG5sywoaqjNi06ILY5CgjfGXubDVCNt7gJb0REhEHh+OMCry7RAmLLrEnyEpMjROhAO3pGQdUOR0nrG6ret8lql3rEtVujyvqftiU2AAx6OFB+TzttFMXvsGDhSEIPBHnd8yLcH32x4SSmCVVFuYHoccJcd8ojJAnbr7Z3ZPHyHfnYh5DYpQoU2ESadMIKSPWNkVgmsS6KYXSYynQlN5IWH3wKlul+yDWi20Q6toUSifHVDZCKrw9BpQfEKN8hbrE3kZlI0TtrC7qpBQqg2JUZsdUGRIDqhAoVIEaBlXoU6iKpFCVswhV8VOoBiVF2EhVITYtuiA2OsqIDRCD32aFETLvKW6TDfN6svYmvRGSowLDcUYF3V2gxMQoGHcDJBaePT3jiiq/48JMmCGGau+6QLXf44y6PzYhNEBCY4O5O+jN8cgjj0xJjsHrTBlaQKwWrm+xCPMm8ArTcE4Rtdxyyy1+7gbbDiNkWDOEeL3MCPl9HiMj5pXI7ylnGCPEQHvwu2k29B36KdYvoa6x9b0eXGMw5CTsMVLHCAGlyxSsy/4tzbHmCwl1YxtY/pQR6uQU6Gylv2PafJUuKI+hLuZvjJ0RojJHoTI6ZrYYIaoSpQgrZBGprmEpwkakCqqRShEbFl0QmxxVUCYI8FtvhEwIFY0QFQyOMyrY7gIlHkbBOJsgSmj29EwCqjyPA70ZMn6o+2RdQkPDsB4hp556qh/ewtstMER4AwcGCfFVvI3FI7xN5hvf+IZ/QwfzgPCGDBbmF+GtGj/5yU+8YUF+E9OYCTKMEQLE4b0R0i1tGSHErGEsS3lLaRj7nuFabAOsb78ZbfYKQfuxf+byOOigg/ykqsz/gRZN6cJQN9YB3cp+6bkBpmNDXVtEqJNTtGmEgPIFFMpjqIv5G2aEnH/++VMlbbDMGSNEXXxFXMDaQBV4hapMClUpU/RGSDHKADH4vTdCJoRZaITEAXZXKNHQNUokzTSxmOzpmS2o8j7TqHaha1T71xWqTR9H1H2yCbGpgSnBJ+KP15HylgzeivG2t73NH5d7dLwNEI+wLdv93//9n/vSl77kJ1v92c9+5i6//HL/xgwmiSSPLZYJjRCw2KYuxOFlRsi9eZzcGyHNGdYIQdMQx7797W/3T/Z5ixA9iHilLUZHrGVMA73+9a/3r9xl/a9e/NWF64c6qY4RYiiNBgyFoXyeeOKJfoJf3hjDPDdoZDRprP9A6ccqoF3Zpxkh6vcyQr2smE1GSLJHiNq4LuokUqiMWQzmBskLksrokNnSGwRUZVKoypiiqhESmhtViBunIpRh0QWxyVFEal6QENbrjZAJoYIREgeA40ocUHeJEgtdM269QJRw7GnGNh2gjtPTDFX+ZwragZnoIaLawa5Q7fs4Et8rmxKbGpgSxBwcg+Ew5IkZHfG6Br8hUIkdWRcBy4SovNYUA4Qyw29xT5CYMMapCnF4kRHy+AzOETJbIO/uybVRUyMEDUQ5YcLdBx980PcYoqcQr8KljLAN25pWQYcN1j/Ozz3D+ky4+/Wvf92X2VAntWmEoGMpUwwNI30sCHD0Npo01n9GrCGLMN1KPdlzzz3dBz/4QW8eUn/Qz/F6RcSaWVHVDOHY0zR9hPIFUii/oS7kO5PQLr/88r6XGsbUb37zG894GyEqgyN6I6SY3gjRYIQo8yOE9XojZELojZBGKKHQFSZ8lCiaSZRg7GmGMjKGRR2npxmq/M80ozZDVDvYFap9H0fie2VTQkMjhBjDhiVgUqh1jNDMYH3iMGJO4lTivDIDxAhjnKoQh5cZIb/L03FXLubvRtT31Ia8+12ujYYxQihr9LQI55Fh6NVZZ53lt+E6mlZBbzI85Zprvje15mBhiBZlP9ZJ7B8hj6ZFG7M92jDUVcB6fI9epRcGx0Tz8X+24U0ylN9PfepT/jXQLOeee+5iRgjHYV0+2Zftw+B7eyONvRUm1Kkcl9/32WcfP5SMIWg/+MEPfP4g+Nm39RBhuyJizZxC6fBpjLkR8slPftKbYuQXr8eeESNEZco0KhghvhtQS0aIFay2oWBXwUyOIuKKWEZVEwSs0ahK3DgVERsWXREaHWX0Rsiimz//n+1GSBz4jSsqmO4KJRK6ojdAJg9lSkwK6nx6FkfViZnCTFLVdnSFahO7QLXz40h4vxwGZW7URRkbdQljnKoQi/dGSLe0YYRQRj7xiU/4OWTCBTOAddBe6BS2R3MyjOYPf/jD1FqD5Vvf+pYvr6aV2C86Fj1IW8Sbjd74xjf6yXvZF79RPkxfsW/KDG0pMbTpSNqW7bbbzu9TGSHsx4wW5inhWKSDv0kD+yDNGB8cd8cdd/Rpee1rX+vjd7YD05jE7gw7s/ND3O+2227+e/KJ/Ai1bgqlmxXobqXHF6OCEQKhL1CEnfMw4HPY0BiG24XLWBohZKLM3Ah1kRTqosdYoWqT0Ogow8yOIqwCVqUrIyRslMpQhkXbxCZHGVVMEGDd3giZEBJGiAr4xhUVRHdBLAi6ZtxMkFgQzlWUgTCXUHky11D1YyZR7UeXqPaxC1R7P66YodGU0NAYFmVw1CGMc6pALN4bId3SVo+Q448/frG3EbH8+Mc/djvttNNC/cO6xLf0HrEJd20JjRAg3qdNwDRhLpFrr73Wz03D/CMMN+G3UK9RPg899FBvbpBe6vnee+/tzjnnHHfBBRe4Aw880JepM888czEjhF4J6GDaO+bM+fznP+9fGb39Dtt73Yj+JS0YMB/4wAfcZZdd5of9XHnlld78wZzhd/bBuXHsa665ZuExGC7EEByOS88H0oSurqKFY+2cQunxabTYK0T5DXUJjRA5R4jaqC4q8SlUhoTMNSPEjI4yrMJWYS71BqFRqENvhMx+I4Rz4ianAr1xJA6cuyAUAKMiFjoziRKCcwFlAvSkUXk421H1ZaZQ7UjXqPaybVS7P66YqTEMsanRFGVw1CWMd4ogHi81QvLY+q5nP9vdvfTSPXUxIyTXXG0aIcz5gdFBrwgmJCX+Q9fRe4E3EP3whz/0v/PGIZuvw4wQtBp6CQOEyXgffvjhhfOIsC6ffHfxxRf7tpL12Xf4mudbb73Vmy1M6Ms2cOGFF/qyd/rppy80KTBYEOIME7vooov8fjkHJnBlXbQv+8cA+fnPf+5/4/gG6b/tttu8gYK23X777f3rqPnNjB4+SRNDhegxQz4xfIZ9h5pXEWvnFEqPT6NFIwSU71CXsTFCVGbEtGmEqIsdY8ZF28SGR4rY8FDERkcZfW8QDYI/NjxSsH5vhEwIE2qEqIC5C1Tw3xV9D5CZQYn6nvZQeT4bUXVoJuiHyswcZmYMizI26mJmxjCE8U4RxOO9EdIt5N3vct3VhhGCMcByc35dfvWrX3kTAGOAoSnoSDTnEUcc4Y0BzAhem/rrX//ab2NGCDqRWP/SSy/137MwkSY9MJhHhLkkWB566CF30kkn+TSwX4aqYJzYggnzxPyByUKvDAwQytQZZ5yx0AiZN2+e15wYHazD8r3vfc+9+c1v9umg/NGDgx4gttx0002+hwk9VDA8WH70ox95g4cJiDFjODbmDQufGDO8qYa8oDcLGh1TKNa+KUw/p1B6fBoVjBAI/YEiYs+hCRNjhFQ1QdqcJFWZGMMSGh0pYrOjiNjoKKLvDZKmrhGy4YYbuWVftH5vhIw7YmiMCvDGCRUkd4EK+rtiXEwQJfBmG0qs94wGdT1mG6pejZpRmyGg2tC2UfeDcSM0NIZBmRt1iY2NJoQxTwri8ipGyJ25mL8LUd9TG/Lut7nuasMIodcDC29mwSxgwbjAWECHoTlZj4W3gzBcBUOBJewRwn6POuoobyrQa4NXPGOmYDR8+tOf9iYIy3e/+13fm4MeFvQI+eY3v+m/Z8FsYSjKwQcf7A455BC/LbH1vHnzFhohTOa6++67LzRjfv3rX/l10dAMmWHfDIXBzMDkwbjBcOF75grhHDkOvzMEh3iedJLme++91+/zt7/9rXv3u9/th9Dssccevr2pqoWNUEMr0N9tzRUSewQpYs+hCbPOCFEXR6EuckxoYLRFbHooYrOjiNjsKCI2O4pQZkcRcaNUhDIu2iY2Ooqo8srcELbhPJZbqTdCxp7ACFlnvU194KOCu3EiDo67QgX7XTBOPUGUsJttKIHeMxrU9ZhtqHo1E8zGniHqfjBuhGbGMChjoy6xqdGEMOZJQVzeGyHd0qYRginAcswxx/jhIvPnz/emBf8npsWMwFigp8h38uPx+mXm02CJ5wjhWPwf04G/2ZbeGQxbYQgLC3OGEC/HRoiZFvy21FJL+d+Z7JT/h5OlYsIwoSvLPffc49O8ySYbL9TQr3vd69zvf/97/zu9UuiBggHCseCMM05fOCnqlVde4fPjhS98oTvssMP8209Y6BnDcZdcckkv/NHVpkuV/lUoLR1TyQjJiTV+TOwRpIg9hyYkjRC1cl1UolOojAjpjZDpWEWtipkcVVBmR4q4QSpCmRZtExsdZSizowi24VzmghHCjNWTboRcO2WErLv+Zj7wUcHdOKEC5DZRQX4XIFT6niDdosR4z3ihrttsQNWzUWNtjGp/ukC1p22i7gfjiJkZw6CMjSbExkYTwrhHQVzeGyHd0pURst9++/nhIAwfYUgL7QXDQjAOHnjgAXfKKae4Pffc088XwhIaIeyTY+2www7ufe97n+8FwpCV22+/feExWHg1LfFybIRgWrz1rW/12g9NSTlCz5oRYj1KbB4PerKcd955vlwjztGqpOOAAw7wBgkL2/ziF7/ww2CA4TK33vqb/JfBPvi/f4C5wgq+Nwtvi2Gh58s222zj0xjr21D3FhHraMWojRBQ/kMd6HUz40aIyoSYtowQdXEVYSFpg9DoKCM0O4owg6MqodFRhDI7iogbpCKUcdE2sdFRhjI7iqAHCefSGyETwIQZISo4bhMV3HfBuBggoETcpKKEds9koa7rJKPq3KjpzZDRE5oaTYlNjSbEpkYTwrhHQVzeGyHd0oURcsIJJ/ghIgyRYXnojw/53hwMGWG55ZZbfG+Q17/+9f7NMixmhHDNOc4+++zj5wWhVwmTlN59991+7hGGsdhrelNGyB133OF23nlnr19N26FnYyOEfbOwv3nz5vnjo6ExFZjSgGEyZoSwDuYGZozB3B/0+OCTYTLkB0ZKVSMEYg2cItbUMW0ZIYbyDGJi76EuE2GEqEyMIfPVRYlRF1YRF5JhMZOjjNDoKCM2OooIjY4ylNmRIm6MylDGRZsoo6OI0OCoylwwQiw42LQ3QkaGCorbRAX1XTAOJogSbJOKEtM9swN1vScVVQ9HSW+GzAxmajRFmRt1CU2NpljsoyA2742QbunCCDn11FP9bxgCttDjAuOChUlN6T3x2te81r/ZhQUjhDKFbqMnyNVXX+3f9sIwF974wvwatAEf//jHvSnCcv311/sYOjZCMCmYy6PMCLEJTFkYLnP0MUe7DTbcwOvodddZ17+5xobG0AuE3inbbbdtnr7t8+Pt6D933HEH/7aYLbccTPTKcWIjhHYSgwS9HOvcWAOniDW1grlClE6PCXV+CuUZxMTeQ106M0JUYlOokw9RGRjTphESFo62CM2OIkKjo4jY6CgjNjuKUIZHirgxSqFMiy5QZkcRyugoYvPNN/MNJ+fUGyETwIQYISoYbpM4kO+K3gQZHiWYe+YGqjxMEqo+jhrVLnWBamfbRt0rxo3Y2GhKbG40ITQ26mKxj4LYvMwI+e3667s7cjF/J6K+pzbk3d25/iozQughobQHuohyFBohvKEFbcgkp2Yk8FYWTA2GrRx77LFeH+20006LGSFcc46z//77ezODhaEzb3jDGxzzZ6644oo+Lffff7//7brrrvO6gPk/6hghNkfIueee6w499NCFr/DlVbgM6WF4C3qa9JnpgrHBussss4xbfvnlfFrQrfRcobfLSiut7HU1540RYnOE0FuENoV92u+xTo21sELp6phRGyEQexB1wAhZfvnlZ8YIUSetUBkYU8UIURdVEReOYQmNjjJCs6OI2OhIQWUeh7fFKNOibZTRkaLuBKnGXDBCwsCgN0K6JQ58u0AF8V0w0yaIEmaTghLFPT2qrEwKqo6OglH2DAHV5raJum+MG7Gp0QRlbNTFYpemmPERQ2zeGyHd0pURggZjSMiXv/zlxeb1+P73v++HxKCTdnndLtOMEPTQQQcd5HtSsPA7xgiTpu66664LJ1dlYR2MC9LAUJy6Rshpp53mz4khPPa6W4bjMEnq8iss7+PzSy65xM8hwnwiTM565JFH+jfNYH7MmzcvT9/PfW+Rww8/3B8Hw4aeIwyZYWFOFIYK8fYavt9ll118ukLNG2vhFLG2jmnTCAHlH8QoH6Iq42+ErN4bIYrY8EhRxwSB0OSoQtwYpVDGRdsowyMFRogyOsrojZBoP+NOb4TI4L1NEB59T5DhUCK4p0eVlUlB1dFRYW2Saq/aRrW5baLuG+NGbGo0QRkbdbHYpSlmfMQQm/dGSLe0YYRQFk8++eSptQevpbXfmHDUhqKwYCywn3XWXcft+oZdF766lrfIUJbQbgyNuemmm/z39Nbgb+bgoAcI64f74zve5EKbwKSsLMzrQW+O2AihTNELhAlcWRiuQ88O3khjk7ayMBSHefrQpUzoamlhwdhgiE/43QMPPOg+8IEPeO2HEYIBhLFjC9tgztAbBpOItIQ9Q2ItnELp65DKRkiu7xfT+wmUfxCjfIiqjLcRUtUEyTNdXYwYdUEVVijaIjQ6ijCTo4zY7CiiKyMkboSKUKZFFyjDI0UTIwQTZDYbITTOcVDQGyHdoYLeNokD9i6YaQNECbBJQQnfnh6FKj+Tgqq3o6I3Q0aHMjfqEhsbTQhjmKaYAWIQn/dGSLfUNUKI+UOdgd7h2h199NF+klJMCIa+EO+jNzEFeOMLJgC/0zsCXYimwqy46qqr3L333uu+9KUv+XLEb1z3T3ziE/4tLQypYVJTemyw/YknnujOOeccbyxgMDCcZbfddvNp+MIXvuCH4mBUYKZgNph2wxQh3ub4zA1COukRghhnHXpr0OOD7+m1wvwg6FI0Mb09+I7j8+pe0oOZct999/keK7wBBx1nHQOYs+Q973mP/41hPKSdXjGk7dRTT8nXWaMTIwTaNENi70ChfIiqtG6EqASmUCe8GDNghIQGRhuERkcZZnSUERodRdQxQWKjo4ywASojNizaJjY5ymgyJAZ6IyTfrjdCWkEFu22igvW26U2Q+iiR29NTF1W2xhlVf0dFb4aMBmVsNCE2NuoSxjBNCU0QID7vjZBuGdYIQcfQewIzgtfmYoIwsSnrcf0Y0sJQl4985CP+9bmYH+gp9ke5efe73+3NDXqOsB++R0ex/Vve8hbfu+SrX/2qf+OMrUO9Z74OjIwPfvCDvp6iMRgmg4GCqUH5QQuaLkNnkn6GtRxxxBHuYx/7mO/tYTqVdfbdd19/roARwnc2jIU27b3vfa8fDkOPkfPPP9+f6667vj5P83p+H6Y/+ZtzZG6Tk046yQ8PwqRh7hCG8PC70r2mh1OwXRmjNkIM5UuUMWNGiDrZabRohKiLqYgLxLCERkcRodFRhlWoMroyQsLGpwwzK7okNjrKaGKEmAkyW40QbhIqGOiNkPaJA9y2iQP0LuhNkOooIdvT0waqvI0rqh6PEtWOtY1qj9tE3U/GCWVs1CU2NpoQxzJNqGuE3J3H27f3RkhjmhghEGsO4nOGeYPF6uFvxLqYGPw/1DR852PefB2+M23Etef//EYZp2ywPt+js0gD+2Q70ga2P/SGGSqG6Tj2zbZ2PL5jn+hQtrHf2Ae/oSetpwfr28NLzpN12W71XDPHOtZ6fLAv1iWtbB+uE2N6uIhYY8e0aYSA8hEUypcoY3yNkBnoDQKqUAwDBbsKVjmKCCtTFahMVpmLoFLUgUpeFSpol4QGRxVoDJTRUUZvhPRGSBuo4LZNVHDeNjNlgihxNc4o4drT0wWq/I0zqn53zWzpGQLq3jIuKHOjLsrcqEscz9SF+McgRq9ihNyWi/k7EPU9tcFEuivXYMMaIWga9BLXjL/D3+x7sP2AbYNm4zP83n5DR5oRwf/5nn2gG+mtYd+jvfguXDfWZnxn61hPD74z+L9pYdaxNANpZBt0NJqbuUD4e401FvUEiWEfti6wX9Km1gWOXwbbl1HVDOF8Fmr/BKF/UEToR1SlVSNEJSqFOtHFGHFvEFUYhiUsvGWElSBFXJmKqGqCgFX6KoSNShmhYdEVyuwooq4REhogvRGSb9cbIUOhgtq2UEF52/QmSDFKpPb0jBJVLscRVc+7ZlRmCKg2ui3UvWXcUAZHXZTBUZU4nmlCb4SMjqZGCMTao4hY0xSh9JKCNCkdlkLpu5hYIxah9OewKJ0co/R2jNLt02jRCAHlTxRhRgjzw4RLb4S0gCqwKVRFiFEVKkVvhGh6I2SK3giZEVRQ2xYqGG+TmRwOo4TUOKKEaU/PKFHlchxR9XwUzIaeIereMm4oY6MuyuCoShzPNKE3QkbHJBshoHRYCqXvYmKNWITSn8OidHKM0tsxSrdPYwyMkBVWWMHPA8OkuEwmy2S1nRoh6iSnMYeMEFUJYlRlKmIuGCHK6CijN0Km6I2QkaKC2bZQQXjb9D1B0igx2tMzDqjyOo6out8lvRnSPcrYqIsyOOoQxzRN6I2Q0TCXjBBQOk8R60WF0p/DonRyjNLbMUq3T6OCEQLKT1Aof6KIlVde2b++mFcv33333f5tPjCjRgiZIjMrQmW6Ql3AGFUQhkUVWIUq/DGqIhVR1QhRlb8I1bCkCBuqLlBGRxHK6ChCmSDQGyETxBgYISqIbQsVfLfNTJggSiyNG0p49vSMI6r8jhuqHeiS3gzpHmVu1EUZHHWJY5s69EbIaBhHIwSUblIoHVaE0nmKWC8qlP4cFqWTY5TeVij9Po0ZnCfEhsbwRh1eSWzUNkJUYlKoEwxpywhRF06hCsGwqMKaQhX+GFWRUqhKmkJV/BSqUUkRNlJdocyOIpTZUYQyQaA3QiaIGTZCVPDaFirobpveBJmOEpo9PZOAKs/jhGoPuka1e22j2u+2UPedcUKZG3VQxkZd4timLsTgvRHSLcMYIUasQ1LE2qYIpZtSKD2WItZ4KZRmVCgdOixKLyuU/g5R+n0aMzg8xowQXkUcLp0ZIerkYuaKEaIKvUJVoiJUBU2hKn4K1aCkUI1Umyijo4i6Q2JAmSDQGyETxAwaISpobQsVbLfNqE0QJYzGCSUse3omFVXGxwXVPnRF3zOkW5S5URdlbtQljm/qQBzeGyHdYkbIn+eIEQKx1kuh9GOM0qHDovSyQunvEKXfp1HBCAHlKyiUT5GitbfGqIQo1ImFVDVB2pobBFQBGBZVUGNUgVeoCpSi6pAYUJU+hWpMFKpx6gJldhShjI4ilAFi9EbIBDELjRAVZLdNb4IMUAKypxrbbrPNyFDH76mGKvfjgmorumBUZgioNn1Y1P1nnFDmRl2UuVGHOL6pA3H4kUceOSWPpi+9ETI8bRghEGuSImKdk0LpJwVpA6XNFLHWS6H0Y4zSocOi9LJC6e8Q9Lp/VbDQ8ovRYq8Q5VOkGD8jRGWOQGV2jLpgClUAhkUV1BhV4BWqAqVQlTOFqvApVCOiUA1TFyizI8Wmm/ZGyDR6I6RzVMDaBiq4bpN+OMwilHCc02A6VGTbbbcdGer4SdR5zWFUuR8XVFvRFZPcM0Tdf8YJZWzURZkbdYjjmzoQh/dGSLd4IyTXbZNshEBvhGgqGSE5yhcIUb6CQvkUKVoxQlQiUqgTC1EZo1AZHaIulkJd/GFQBVShCnsKVYFSqIqZQlX4FKoRUaiGqW2U2ZGiiQkCygAxeiNkgpghI0QFq22hguu26HuCDFCCsefV0oSYNHozRKPqwTig2o2uGIUZotr0tlD3onFBmRt1UOZGXeIYpyrE4aVGSB5/3/asZ0mR31OON0JysdwbIRqlIxVKlw6D0s0KpcNDRm2EgPIrFCM1QtRJxaiMUaiMDlEXSqEu/DCogqlQBV2hKk8RqmIqVGUvQjUiCtUwtY0yPFK03RsEeiNkgmhghLziFf/rXvryV7otXtacl3bBy7f2vKyAl2+5tdtKBN9V6E2QAUokzim2GW1vjnGhN0gGqDox06j2oyt6M6QblLlRF2Vu1CGOcapCLN4bId0yzkaIobRUTB0jBGLNl0LpSIXSpcOgdLNC6fCQtowQQ3kMMcqvUIyVEaIyJYbMVJkcoy6UQl34YVAFU6EKukJVHAWVT1XKFKqSK1TjkUI1Sm2ijI4iMCyU0VGGMj9CeiNkgmhkhLwiX+8V+flv6V76spdXhvW7gvSUseWWpH0QCBMQqwA8xVw3QZQgnPXMUcOjLnPVIFH1ZCZR7UiXqHayTWIDo03ie9o4EZsbTVAmR1XiOKcKxOJlRshdeRx+67Oe5W5H1PfUhmFFd+b6bpi3xhixNiki1jxFKC2l6KJXiNKRCqVLh0HpZoXS4THMFaJ0fcxLVtceQYjyGGKUX6GY00aIuujDoAqlQhVyhao0KXojZDpNjBBlfMT0RsgEUdMI2Xjzrd0bX7uBu+z4Z7qrzniGu+rkGpzSHd855T9z+CzgzP90F370uW6HbbZwm79sax8QqwA8ZpQmiBI4M4kSgLOVaZOMCtHfkyDKu7lkjqh6M9OotqVt+p4h3aHMjToog6MOcaxTBvF4b4R0y1w1QoxY/ymUnlQofToMSj/HKB0eM2uNEHXwGHUSCpUhMVWMEHWRFOqCD4MqkApVwBWqsqSoaoSoyl2EajgUqjFqG2V2FNEbIQX0Rohk7Q23dvvttrpzl+fb/jAnz6eJ4cbM/eGiv3M7b5fX3c2qGSGjMkGUmJlplOibLcTC3aMEfk9zovxV12E2oerQTKLambaZZDNE3d/GBWVu1EUZHFWJY50yiMd7I6Rb2jRCINYoKWLNU4bSVTFz0QgBpcdD2jRCQPkNCuVdhPRGSIuoAqlQBVyhKkuK3giZTm+EFJAL594IWRwCpLXWf4Xbe5fV3J8u+RvnviP2N858N3O3nfdPbodXrec22GRwTirwNuZyTxBQYm+iQYxPIYV7T6eE+S+vz4Sj6tBMotqZLujaDFEmRhvE97dxQhkbdYnNjTrEsU4ZxOO9EdItvRGidWCI0pMKpU+HQelnhdLjIb0RUgGVISFkosrcGHWBFOqCN0UVxhSqgCtUZVFUNUFAVewUqtFIoRqiNlFGRxF1TRBleKSYU0bIppu5FV+8sTtot6VmvRHCb6uv8zK352tWcQ9f8tcTaYTc+vl/dNv+7zpuvY0GwSIBsQq+56oJogTebKDv8TFmzFIzBFS9milUe9MFk9ozRN3nxoXY2KiLMjjqEsY7RRCP90ZIt8yUEQKx9ilC6SpFXTMk1n8KpSdTKJ3aFKWfFUqPx1QxQ+amEZKftMqMmDaNEHWxh0EVRIUq3DGqkhTRGyHTGY0RsoHb+zVL9UbIOBMZIVtuWWyErLbWFm73HVZyD188gUbI9zL3m8/9o3v1lvm5bvByHywSDMcBd2+CzA6kAO8ZS2ZbLxFVv2YK1e50waT2DAF1v5tpYmOjCcrcqEMc86QgLi8zQu7MY/HfPOtZ7jZEfU9tbn32s90dawz/1hgj1ihFxNqnCKWrFHWNEIi1oGIdoSsVSqcOi9LSIUqPx7TZK0T5DQrlXYQ0NkLUwVKoE1iMFo0QdXEU6iIPgyqIClWwY1QFSdGbINNRRkcRyuwoojdCJgiMkNMwQtZ2622wuQ9+VFAGL3/5y9yqa27m3rj9iybYCHmye+XLVndrr/8yHygSBIfB9lw0QZSQm0T6Xh+zB3V9JxVV50aNan+6ImxP2yY2MNpC3e/GgdjYqEtsbDQhjnsUxOW9EdItbRshEGuVImINVITSVymUbksRa0HFOkJXKpROHRalpWOULg+ZCSMElI9hdG6EqMRPo4IR0mZvEFAXeRhUQVSogh2jKkiK3giZjjI7ilBmRxEYIaRr+ZV7I2TsqWmEvHiNzdxu2604K42QuWaCKNE2idhknEpQ90woU9d0tvQUUfVvJlBtUdtMas8Qdc8bB2Jzoy6xsVGXOO5REJf3Rki39EbI3DBCoIoZUsUIAeU7KJSPYcw5I0Rd3DZQBVGhCnaMqiApeiNkcTbdtDdCKtEbIdOYzUbIKE0QUCJl1CjBNjGYSEYwKyHdMyvYBoJrLcvCBKDq30yg2qIu6NIMiQ2MtlD3vHEgNjbqEhsbdYnjHgVxeW+EdEtvhMwdIwSUzg+ZW0aImSCrT8+IkHE2QlQhjFEFWqEqRwoahKpGiKrMRaiGIoVqgNpEGR4plNFRhjI7iphLRshmm/VGyMSQMEL64TATghkfEAnmnrnBJBsiqh7OBKpd6oLeDGmH2NhoQmxu1CWOfWKIzXsjpFsmyQgBpbMUpFfptxSxJkyxjtCZMUqvDovS1SFKlyuUzp/G6qtr3yBA+Q4K5WMYZoR86Utfmippg2VkRsjqq7/ErfqSNdwKL1rDLV/ACiut6VZYOc2KK6/lXrTK2qWs9OJ1KrPyqusmWWXV9dxqqw8KmiqAMaogK1TFSKEqXQpVkVOoRiKFanzaRJkdRSijowhldJTBdpts0hshE8G4GCHknfq+Cezr8qnP8HthhBBUqyC+C5QoGTVKoE0EvfnREzCpZgioejlqVPvUBZM4TEbd+8aB2NyoQ2xs1CWOfWKIzXsjpFu6MEIMpV0UsRYqQumsFEq/pYg1YYp1hM6MiU2MNlDmh0KZHyHS+IgZsRFy7rnnukcffdQ98sgjnkIjRB1EoRIdwjqr5qy5xmpu/XVWceutvXKS9ddeJYfPFKu4DdZ5cSkbrrtqNdZf1f3/7J0FuFXF3sbn2tdrXPXez3uv3YpFCyIIEpIm3amiKGKLgd3dXSgGioqBit1BI6CYYHeAhfH/5jez57DOnNl19j6xYdbzvM/ee61Zs3rWvL8985/W6dSqsTGQrXZvWnZzhG7CpEI3ckihByOdQg9cOoUe5HQKFRDpFCp0iqkQ7MgkH3RkUwh0ZBPrLesgxFUOIghJiON/QYtzkBTzfCiRKS0QI5kWMc9P5+eJmEfaHEFIdbUGCZmR6lbIlNV2xdYfURkVgUilFSqnqkKl1jIk9O6rDfLhRmWUhBv5Kln/8UXdPBMIWTJ/vnyk6+Tvb7SRfKhNfVT++mDjjeWjpk3l5whCclLIZ/pKAoxiKQQ9QgrBj6SC4MNXDiAE+ewhnUI8A9WvX1923nlnufbaa+WTTz6Rd955R+brZ7paQAjabsemMrTbdjL71jVk9rh/yOzbKq83c9IauUmbxEyac++acs3oTaTRLs2l6a7hm9ApdBOHFHooMin0wIUUeogzKVRA+AoVNsVWCHSkU3XEBkEAAz4jCCkRFQuEJMFGav6fT+tPgATXPgk3XFrm67Sk+/OpxDwfcrjz6pbxye9knk56/q+PK3n/TiUL71Hy25N6nsurhkBIyIRUp0ImrLYraHqjojKoFFuJhJ7X6lSovCq2YquQ4skHG9nkIIb/uzJK1n98UT+PIKRqVZUgBIV8jC/fC2VTyG+FFPJvmeR7w3QK+c2QQkCjEIXAh68Q/PAVhB8BhdhBUiH+EFKIZyBahOy0005y1113yS+//CKLFy+WRYsWVT0IcWk237aJHNl/c1OJlxla2rhUqbQBLIrmKnn8kvWkboNmskuWLjKhGzik0AMREgUBCj1wIYUe4HQKFQ4hhQqaYisEPNIpgpA8pe9hH4TQFYaXfrJiEEGIVgpOfHqfkuuPUjKqm5J+7ZT0aq0/2yo5e5iSd+9YmvavZ5TMu1XJpYcpOWgvm6631sD2Ss7Saadep9MBOTiXWj8/rmTyBUqO6qGk5x5KBul01x2p5KPxqTQOdLyiZME9Ss4YrKRdIyV99bbfHafnUx6xvAyENJXmLTuZY6pqEBIyH9WlkPGq1aL1h1PA6EZFZVXq/gneX7VYoee3OhUqu4qpUoQhyH8H1rRcvSNZF0mCjyTw6Nixo66LtTdyf+QwvxCRR0jUzyMIqVrVBhDi5PuidAr5rZCcZwv5uZB8b5hOIb8Zkg8yClUIfIQUgh9JhaBHSCGGkFSSO2RSiGegSsUICW0gpNAOO7GcbjGbbd1YDum1mTEPJWUmtcGacO6/Zad6+iI1sTdH6AZEoRs4pNADEVI+EASFHuB0ChUKIYUKmmIrBDzSKYKQPBVBSAUFQUjqmKdcp2RIRyWb/keJUuX1z38oGXeikiW0zpiq5OUrlXRvqWSdNSumXWt1vayVktevUfI7+/eKksfPV9J8x/LpNllfybkHKPnpCZ0GEKP34VddRl52qJJ1U/n22kPJx8CSCEJqtzCuKGRso6IqobJ7KnS/1UKFnt/qVKjsKraqEoaEIEYx5L8Da0KADWAGdT7qIMzjfLJ/1EF8AEKdhPS9evWS4cOHy6GHHioDBw40y6gLkoerw+QrBz58UT+PIKRqtSyDEBRBSEWFoEdIIYaQlM8e0inEM1Deo8aEMk+n0A47uTSbbt1IDu65aWmCkLPXkx120id3l13NzRG6AVHoBg4p9ECEFEFIeTGKSwh0ZJMPObLL/vPA9whCSkSFgJBX9PqvKnnrNiVdWyyFFOutraTBVkp221HJzlvo79soueNEJb8ALeYoOX2wTbf6qkrqbKqkkV7+v/WWrr/iikqO6KbkyweU/PSYkoP3sfM3+JeSY3rpfHeyvxtvp2QarUcAIXpfJp2rpKHOi2W76zRzbkotc11oUiBkv85NpXmrzuaYqgqEhMxGdSpktmqdUmY1ZGSjooqhUgIioee4OhUqx4qtUoMh/juwukWrDgTIOOWUU+TSSy+Va665Rm688UbTX//40ccbAOLqJe10vW3IkCHGEI8bN06eeuopeeGFF+SBBx6QK6+8Uo466iiTljxdPSYfsW5I1M9rKwj5IDCvFBVByFL53jCdQn4zJB9kFKoQ9AgpBD+Saqqvdwh8+AoxhKSS3CGbQlyjykBIaGeTIg35bbJVQxneY5PSAyFTlNx31rpSZ4eG0rCxDZoaugFDN29IoYchnXIFIaEHN5tChYKvUCFTTIVgRyblC0IqAo5cZCHIsgxCeOH7lYLlGoS8quR3fV3PGqrkbymIsd5aSkb3VfLaNUo+uFPJ0xcruetkJW+PTcUMma7kqlFKNvuvksP2U/LIObYrDHls/j+bhwMZdJ+Ze4uSPerZeXSz+WyCkvOGK1lhBZ1e53HXGJ2nPu+0/Oiyq023/SZK7j1FyR9sL3nfVRMICZmM6lLIYNVKRQASVY0qFRiCQs91dSlUnhVbVQVDQiCjGPLfg9Uh4AZ/vHCuRo4caQzIDz/8IH/99VfKgtgJyEEa90fNwEED5aGHH6qQzk3z5s2T0aNHm/c86yTrM/koCUEQdfRMIEQ++ki+1nXuz7SZ/2L77atNX2p9XqeOGXWl1IFIsUAI3gfvhScjbdKzJH0My4yxb2a9G+u5Zb4vyqak70qnfEAI8j1iOjmvmU0OYhRDIegRUgh++MoFhoQYgi+fQaSTzzRQjYOQjbdoIAd137gkQci9Z60r225fXxo0bGJujtDNF7pxQwo9CCHlCkFQ6IFNp2QBkU3JQqcqFIIdmRRBSCUUQUgFJUHIz09YEPL27Ur2T7UGWWcNJSf0VfLZfTpfvcxc8+ctkDAQhO29oOTzCRZw/PioXU4Xm/fG2ZgeDoTU31rJ7JuVvHGtbeWxykpKDt1XyaJJSq49Usk/VrPdY+44Qcm3Dyo5tqdNs7qef8rAVJBUts81ccdaDSAkZC6qSyFTVdsU439E1bRC92VtU+j5ri6FyrViK8KQzKJuwecFF1xg4MWvv/6ash7lp+nTp0uPHj1M/atnz57yxBNPmOEt000AknfffVcOP/zwMniSrNPkKgdAnKij+yDkzz//NPtNcMXvZ82Sd7QHmLvhhjJv222rXHO13tJ6X+sTrY+1PihlbbedvLfRRrKwSRP5+aWXUme44pQLCMEPuJZG1F/xCG5Z0scwf2krb9s1K7nc90iZlPRd+DTn6Xy/lg8MSfrDTAr5zpB8mFGoQuDDVwh8+KruViE+00ARhFRWEYRUmZKQI5uqG4LYQnMZAiGtloKQUGVgeQUhv062IOTB05XU38rCi603VDLjBp2nPg/fPKJk8ST9ne4zxOhw54VyDPjxmpYuI4ym2VYheza2+fztb0r2bmZHfiG/3Xe283q10vk+pOSC4UpWXEHJTpsruX20kpuOsa1DWLd/uxSIYbt0i0keaxWDkJCpqC6FzFRtUsiQRkXVpGp7K5HQc15dCpVvVaEQzCiGQjCjEPnvwqoUcIJjOPPMM+Wtt95KWY7w9Pzzz5e1Hjn33HPl888/Ty1JPwFDCHo4YMAAUz/06zW5KhsIufPOO83xsGy3hg1ll7XXlkarriqNV1+9ytUo9bmr1sj11pOXt9hCvqxTx4CRIGgoAb234YYWhFSyRQjzuU/GjBkjr776qsyaNUsuvvhic68lPQ7fMelHH320aXH0xpQ3ZNKkSTJo0CBjzJPpcpXzXOwDeeP9kl4suTzk60JK+sNM8j1nOvkgo1AlgUcm+eDDV8mBkFCm6RTa0aRIQ54RhFiFHoSQcgUhoYc1k9zDn01+4VNshWBHJkUQUklFEFJBSRDy25MrGrBw6aE2dgcQ4j/rKDmiq5IDu9hWIozwMmJfJXefrOTnx/S23LnR98Ln9ysZf6qSW45XcuEICz5ckFNaetw2WslPTyr5dqINwuryJ15Io+3s7zYNdDq9fr0t7e9W9ZRMvV7nP1sLwAIMcfFBUBWBkJCRqE6FTFStES1AYiuQqFqqCEMyK1TeFVNJeFFMhWBGofLfh1Ul6hT9+/eXqVOnVujisnDhQnnooYfk1ltvNXFCjj/+eFPH45gxrUuWLEmlFPn000/luuuuM4Bk2rRpqbl2+vjjj+XwUYeb+rJfr8lV6UDI77//bgz29ttvb97LNa21VlhBBq27rjy9+ebyCd1MApChFFQoCMEfcX9df/31qdQijzzyiGlRhCdy/oV18aAXXnhhKpXI999/b1oR4Umd10n6o2xinxDbB/Cx3ZtuusmUwW4Z+8Cn7+nSyfeI6RTynenkw4xCFIIeIYXgR1K1IU5IBCGVVQQhVaIQ7MikCEIqqQhCKigJQpY8ZUHIqQN1ReMf4QqI086b2y4six7X22OkmVeUPHqukq02VPLf9ZSstvLStH9f1Q69+9UDdt9o1THxLCXNdrDLSEN64oYc11tJnzZ23mb/UXLj0Urm3aZk8sVKntR6a6xeP9X1xrREiSCkeoXJ9IxnVFRtEvenuU9rKRAJPe/VqVB5V0yVUhcZ/31YFaKegTEFYNClxE3fffedTJ48Wc444wzTBYZuDdS7qN+xzrBhw2TBggWp1CKLFy+WCRMmmGUNGzY05hOI4ia6rJxy6immzko9xq/b5CIfhJxzzjkm76+++kp22mmnsnd6bdDaK6wg562/vny3/fayMAAZSkHFAiFXX311GTCjZRDlIJ7I+RfWxYOed955Zem+/PJLOeyww4wvdV6HdGwLM8987jM8K+vi95zPIi33B/N5Nl955RWT5zvvvGPuddZhXfwg6/ieLp2S/jCTfM+ZSUmQUah84JFOIfiR1DIJQkI7WEFNlg8QErppQwo9BOlUFSDEPfi5yC98iq0Q7EgnhsyNIKSSiiCkgkIghJggjP5CZWPllWzAU6AFw90COVxFpOn2Subcorc3TetlJQ+crpeva4Orrp0AKWumhs994IwUONHb+PkJG3SVIKyDOio5to+S+/X6o/UnQVP/voqSw/dXcsVhSgZ3ULLNRkq230zJwPZ2vcXEC6GbTBWAkJB5qA6FTFOtUMpUxlYgUaWm2gxEUKgcqA6Fyr1iqlRgiP8+rApRxzviiCPKQQ1iftCVYdSoUcY4ko56B/Uu140GQPLFF1+k1hB57733TFBUus2QjhYmdG9wE/E7aBnA+a/sCDIoCUJoecIEcNl6663L3um1Qatonfrvf8uPEYQYEOLiyDCaEGUfnsj5F9bFhwJCXDrurSQIIY3zW9xDgDiGaR4xYoQMHjzY3HfO55E3+bIdRi2aO3euyZPYN0ceeaS5N+mmxf2Ur99DSa+YTknfmUk+zChUIfDhKwQ/fDXdNYeAqU0CLCGgJI9IJ59t1AgIMQelPxs2LBEQggFEyXk1AEJyhSDIQY5clAQd2ZQseIqtEOzIJB9yZFNFwJFdHTqUhyARhHj51HblCUIa7bqnDOtZdykI6WcDlFLZoIvMrccr+eIBJV8RwLS3DWDKMmDF05fo7U3VelnJB+OUXDbCjhZDy47W9ZSstbpNS/yPLTdQMvl8JX8murcQdPUP/fmb/j12tJIt/mdjh+zZSMm5ByppUkfJano7wJV11rT5MPrMy1fq9YlTUmQQEjIN1aGQSaotShrLqKhSVIQhFRUq/4qpCEPsSDHUJ0499VT56aefUlbDdkt48cUX5fbbb5c77rjDdFnAdHLOqBcCR4AatBpx08yZM82Qu4ASB0vGjx+fWmrjhNA9YejQoWabft0mVyVBiOsaw+g2bG+llVYqAxE1rR1WXVVu3nBD+apOHVkQgAylIEDIgiKDkPvuu8/c1xhy58nwanXr1pWzzjorLQjBQwHQGNGI+xK48e2335qWI3TDYmhn7q3WrduYdShD7rnnHnnzzTdNayWmH3/8UWbPnm26gM2YMUOOO+4443vZf9/bZVLSK6aT7z3TKQkxiiEfeqRTCH4klQsIQbnAkCSPSCefbdRuEIJB4J9OXz6USCq5Dt9DaZmXzC9dOsQytzyZphaDEB90ZJMPO9LJL3iKrRDsyKQQ7MgkH3LkomUdhLTbo2kEISlxvI137WBAyG+AkFeVnDZIyT9TLTrqbGKHzDXxOaYpeeBMJdttbJetuKJtxWHidqTO0c+P21Fgvn/UDn87cv/ylZczh9plJj3lEOu+pmTGTUo6N7VpGFHmkbOVDOusZCW9jXpb2S4ygJGV9W9gyC3H6vXYJ31NSx2EhMxRrVBsAZKTMC01rdB+RXmKMKScQuVfsVUVMMQHGcWS/24shlyd4vzzzy8zoEx//PGH/PzzzwaO8Alo+Oijj+Syyy4z9Ty6ymBGMZZueuONN8w5pd7iYAXBS90ECCHQKv/gFwJCEHlTT3cghLwxvIAdYMiKaMUVZcW//U1WpC7AZzVq/b+tIBeuv74s2HYb+VDr/RLVuxtuKB9WQYsQ3gkst63Hqbu3Neac+9CNVpQEIVxrIAgtgD744INyXbiYuP7Ajjlz5sgJJ5wgO++8s/Tu3duMcMS97OLe8Ek8GcR88mvQoEEEIQGVDAgJZeYrtFMhmQPSnxlBCPCBvu/aGBiD4EwYv9OZseQ6/EOa+Le1nFif4S9d3gnzUk6sq/frm4lKPr1XyS80ZWc/2ZcsICR0s/oK3fSZVBUgJAQ80skveIqtJOTIpOrqEhOCIIhlEYSUiCoJQn4lWKouIy47TMmG/7ZQgi4ps2/SeVJezFDy2PlKdtzMLqPbzKRz9XzKnWQZRDnD51s2jsiqKy4FIUf1UPLZBL2Meyd1bhk1Zmh72/Jjo/9TcutxSr58QEnbRnYdutUQX+S1q5Z2ubn4kFQeejvFAiEhs1DVCpmimpbpAhMhSJl86FCKCh3XcqnUvR2672taofKhqhUqB4upUmkVgvx3YzHE+xWgzL/pyaCn6abPPvvMDK/LvUrwVB+EcOzUW8gX+SCE4Kq0LCk2CHETMOTee++V2+65R27WpvqKbbeVy9ZbTy773/+qTVdp3bPRRjJ3q63kszrbyXseXCglFROEOHhB0NyXdX7PPvus0XPPPWc+n3rqKTNiEV2omBiNyIGQJnofhg8fLu+//75ZxgT0oFUS99j8+fNTc0XfY8/LgAH9zT1CV5uJEyeWdeHik99APHTQQQcZ058vCEG+dwwp6T8zyYcZhSgEPULywUdI1d09Bjm+Ub0gRB8EN5k5IP07LQjRJuKXJ5Q8ro3GWcOUHLafkgP3UnLw3krOHKzk5SuU/El6/kUlPcBCG57fn7L/np7Y1/77erM2EZ8y1CQmA5FWb2PerUouHK5kxD42T4arnH+7XobJc+nIU+vuMUp6tbYjOzx3qd4G/fFJV80gJFcIgnzYkUkh4JFOfsFTTIWARzoBQkKwI5N8yJGLkvAjKZZFEFIiygOEsMwHIfefYVthABzojnLOAUp+nazzfUWXRbps+ucadtn6/1Ty2tV6/su23LrxGCVv3abkD10mcc7en2DjfKy8gk2PyOsn4GqqNQjl1wUHKVlX50nrD8qnH3V5Q6uSFjvbdfq21evo3zNvULJ2atuMbGPgS5FASMgkVLVCZqimtTwDkBBAWNYVOg/LhWopDEGhsqKqFSoTiyUfYhRLIZhRqPz3Y6HiX/Y+ffoYU8i/5MmJf+YBH4sWLSr7R50J4IFBJbjqN998k5or5t/3vn37mjzpGkP+dE1wE3k8+eSTxtASQyRZr6mMqIP7ICQ5/aVN8+c6zUcbbWRGbqkufab17fZ15FP9WcoQBBUThNCyKJ/JgZD69eubOu/ll1+eWqKrZq+8YobadXVkWoEAWJhoGcLoMPgu1jvkkENMdxgm4Am/aTnEevx563xcvjAk5B99Jf1nJvkwoxgKwY+kQuDDV3W3CkGOb1Q/CHEHo39XACFU5rUh+OAeCyd23X6paUgKg/BbyowYYKEN2pyxdp3G2y5Nx8gLb1ybSpPqAsNIC8P3UrJGKgAiWmM1bVK6arMyTqfB6GFq9b48f6mS+ikTVHcLJS9dqc0K5oq8qhmEJEFHNvmwI5NCwCOd/IKnmAoBj3SKIKQIiiCkgljmQMjPT1gQQlnUo9XSsoIgpSf3V3LWEF0mpIa1RQP3tNB10SNKhna0gVIZ8YVRZ+jGMkgvdy1L0H/XsyPLmDIMCKLLpsfPsyPNsLx9YyVTb9DLpitZPEnJPrvZ+U22UzLuRAs/Vl3FziNuiYlNEkFI8bQcQxAUAgXLukLnYXlRbY0bEiorqlqhMrFYojyuipYhIZBRqPz3Y6ECWNCF4LbbbisHQhhdgxYfxAYZN26cfP3116klIp988olcc801phsD3930zjvzTWBK6i3UH3l+H3744dRSC0KIN8L2CgmW6kQdPBMI+UMfw0KdhjgXH2hTX50KQYVSVFW0COGeIRAv3aQQrYTQM888E2wRwmhABEOlxQgTXVpOP/1041fxeIz+ggdhfXcPM9oRvgsz369fv7KhnIljw2/WY5nv45y3y0Uh/+gr6T8zycGLYioEP5JysCOTIghxIEQbj0WTlZymzcPaicCCDB2J6aCPPs3FD+yS+ldWp/9Tm7NXrrKtNkifFEEGX71GpwOEAFm0iSN4IXmvu6aS/Zsr6aANB6NCrLe2kqtH6TTaOGFMPhqvl7ew+WykDcxNR+v5SSO4nIEQv9AptnzYkUkRhBRBEYRUEMscCFn8uAUhlBu3HKdk4/Urli9o1ZWV7F5XyYuX67T6/NC1hdZoobROm/1XyZgBSj69X6/zmpI/9DmlNUnznezyjXUZZ+KNsH1dFv2iyzq6vwBPWL65Xp/9IZBqs+1tNxlTbum8CgEhIVNQ1QqZn9qgkFlcVuUDgailCp2vZVURhixVqHwspkIwoxCFQEah8t+PhYr6BMd+1VVXlesaQxwHltFavFevXgaMuInuMHfffbcZaebdd99NzRX59ttvDDQhPesSgJWuKm7CpAIuqL/wXnf/yldW1MEzgZAlb78tC3Sd/t0NNwia/KjsKiYIcbE/CJgL2GA+z4mDkLTOuOSSSyrECNl+++3Nvfa2vp5MtFBi5BdairBNTD1gjS4yLGMCmrB9fN+gQYNMYFQmWobw27X+8H2a83a5KOQffSX9Zyb5EKMY8sFHSCH4kVQEId03trBCm8mJZy1tik4/+f2aK7nvNCXzblPyyhVKbjteyaTz7AgLpP/5MdtthfSYkn+sZoec5Df/qr7mQAj/vL6gpG8buwzTQfPyyRfavv/MO7aXTjNTyY+PKjmpvw2SyKgQJ/RJtUChJQhmEIOVBoSEbtCQQjd7JvkPUTolIUc2hYBHOvmFTrEVAh4h1TQEQSyPIKRElAMIcRU/lpWBkMdWtGWGPl7KA7rZMUTu//3TdodZdy0lG/xblyftlLxwmZI/KY902r90WUP5BIRdfx0LXOnCQvr/rGtbqV13pAUm5lzq+4auL1eMtF1vGBHm0sNSoJfllF36vBOjiJgim6xv8yUvRox58IxE2VQACAmZgapWyPTUpJaXrjAhwx+Vm0Lnc5lTLQQiofKjqhUqJ4ulJMQoppIgoxjy35WFiPcrJhKg4AwoE/+cjxkzxnSb4fPTTz9NLRH56quv5NJLLzXdYF5//fVy3Wb4t594I8RmYGSO5DJG96A7A3ViIIiTq9vkK8zsOeeck8q94vSbNs4f6nr9OxtuYLqoROWvd2hNUyQQ4oKlTpgwwTzLzkOxHp/4Va5nCIQAPhx0I3Avwzo7EILPo65MayMHQp5++mmzffwf0MWBkFmzZpmRjYoBQlDIR4aUhB7plIQYxVAIfPgKwY+kagMIAcompzIQElo5pNDOVFAmEEKLDV3hP2Rf2z8eMNGmgZL37lDyRwqSYAqWPJmq+GPK9G9MRO9W2qBoA0H3lkP3U/KvtT0QgknQ+QNPACss21Mv+3qikjm3KNlx8wQIeVXJxDOtyWEe4ORdvQ9u/8oMVjWCEP8ByiQHOXJRCHikk1/oFFMh4JFOEYQUSRGEGCUrfSwrB0J45slDlzM/6zLnvXG2uxxxQ568SMnsm5V8fn8KgqSABSK+EaPEAFqJFwLIpdvLDP17oZ7/02M6HWUS62iR/pUrlVw+UpcpOu2XD+r5yfsplS/wZLrO45mLlbyq0394ty4LiVnEctJVEoT4BqA6FDI7NallHYL4hj6qcIXO87Kk0HNSkwqVI1WtUHlZLIVARjGUfKcVQ8n3ZaGiDgegoCuCmzCtgIsFCxaYz2S3Gf5Vx1yyH0APwIibAB8YVYY1Ta5DdwaCYg4bNsxsL4KQ0lBVgBD+4aelm1sHL8NnE+1Fzzvv3LJ0DoRghg8++GATm4aJe4lhbwEh5EGrJbp4TZo0aWnXmCcnm3zxfz4IGTBggPF7LGN936/5Xi+TfA+ZTg52ZJIPMgpVCHz4CsGPkJLQI6RcQAgKcYqQkiCE+4Vyxan4ICQBQczB6HkOhAzvYUHIL9ogtKxrAQT/eJ5/kK7cv6q00VSyiGEmMSbTtPinNlX5J8DglGuVPKsNCgFPr9Rm4v/W8UAIhkOvw7+13VvaZa3q2XghL12hZLtN7Lyzh9p5zXawvxtto2SyNjKmiTp5OGOClhMQ4hc2VaEk6MimqgchjBQTHi3GiXQRhJSIigFCOG6+63PGdTbd+AAZ/H4t9T25Tc4Ry5AuN8pACb/pwsK94uCFFvn9+oTS20ylJb/EciN+Uw6xPdanDEztT1maEgEhIZNTk1oWIUjIuEdVrULXoaQVW4YEy8tiibLZNdUvppLvtGIo+b4sVLQI4VkBamQLaEmcBwKg8l6mfkI3Axd/IdMEGCGgJfUXlAQhlYUhEYRUvaoChPAPP2UZ3sj5GT6bag96/vnnVQAhGGLu+VtuucXMZyIPygKGviVGCGAl2Q2L5Wwb/0cLEAL5MtG9hlGLgAD4XdKw30m/5jxeLgr5yJCSwCOdfJBRDPngw1cIeoSU5ARppe+TcnwhoBCnCAnOAehiGGRGBgLSMmwyowZVKwg5pKftGkOw0p23sBACmLHfbnakBbq+EIyQ0WNoom6GnHT/qGIQMAezlSx5SsllhwZahJAOI6MNCq0+GOqSJuh92irZt4XtUrPF/5ScPkjJSL0N1qVJ++2j9TqYj5mpz6ThqYUgJAk5sikJOzLJL2yqQiHgEVJ1DJlrQUgYgDiRLoKQElEGEOJX+FgWBCFJUZa4ssdf5ovzlUzvw42kSMM9xGemdC7PUJpKgBC/4l/VCpmbGhHww8k3gCUo35RH1bxC16nk5J6R0DNUgwqVLVWlULlZTJUCDEHuvVmogCE9e/Y0sT+SI8EkJ8wIcRgY9YV6CP/Co5NPPtkMh5pu+F26NBBclf2l7sL2IggpDdUGEALowIzTCsR1mwGsERCVkWTIm7gjP/30k1lGwFW60uDp8H/UKxyso7USQ/UCVcaOHStDhw41Xjnp2Xyvl0m+h0ynJPBIJx9iFEMh+BFSEnqElOQEaVUFIIRAuQRt/u6770z5g6oVhBzaa2PzTyhBT7ff1IIIF+fDF4FLCXj64yRd8U+aMm1afnhUyaUj0oAQ0upPWoDQKmTN1W0atkMwVvrfM5rM2sQFWVn/7q5k5o1K3rhFyfOX2aEwzdC5zqhEEFI0haBHSBGEFFERhFSo6LEsKwipzYogJHeVCgBxRjS0LKGQEY+qWZVdH3cNfSWuX62X3t/gc1RDCpUtVaVQuVlMLW8gBBhB3YKYIBjLl156yXQjmDdvnokXQrcW4oIQCJU6H+nZPp/UR0YcOkLuvuduee2118wQpZhR/oV/4okn5IwzzjDpgCZ8hpSs4+SqCEKqXsUAIdwnDGfrpscee8xAN/yR8zN80jXm0ksvSaWyrY8IkupACPWD8ePHGwiSbmIIXeLT4OfYJ7bP/cp6ya5abgKI4BGTns55vFzke8h0SgKPdPIhRjEUgh4h+eDDV5ITpFWRQYjrGvPggw+mrpadqh2E0MXl2UuUbJvqprLC32yAQYarZAjb/61nR5BhGUNMPqPT/uGaqGMCsoEQ9y+qNnJ0pRndV0nv1nYEGkaLuegQJU3q2NYirRsouW20TbPLdkp21PvQt60dtvLHR2weIRASuilDCt3kmeQemmzyYUcmJWFHJvmFTTEVgh2ZFEFIERVBSLlKHmLZ8gRCQpX+qlLIzFSXunfDzHSTTnv1kI5demrxWRrqpPe38149pWs3DGlF85w03j17MPJHD+myT2/pvLdVp7171Xq5fd1r3176mDiW3MAOaVmn1h+rvoa+7DXVxxG4prVWyzEMQaEytBiqChCC/PdboXLvzWKJ9y31Dp5l/o0/9thjTVcC9t3VR/x1ABlADpb179/fxBs5/vjj5aCDDjLn0Q2V68MPX6TJRxGEVL0KBSHM51qde+65BqrROuiGG24wz5jzPKTjs1mzXeWUU8bI/PnzTTpacRx44IHGYJMWWEBeQBW6wXz00UcGijC088KFC2XKlCkGgnAv4enwXw6GEGOEoZzpXkFMG8R3RksiT9KQlnWSPi8X+V4ynXzwkU4+zChEIegRkg8+fCU5QVpVEQgJjhoTWimdQjtSTplASO8UCLlYybYbW4ixzhpKDtxraUBCYn9stYFdBiA5c6iSH4AS9JXHBOQCQkiX+mRUBgIg/vqkklk3KemwiwUtjAxx+WF2SMzVVrYtRNgXAAlDVj56rpI/yWda1YMQ97DkKgc5clESdqSTX9AUWyHYkUlVD0KyQxBE2ghCSkQBEBKq5CGWLQ8gJFTJr0qFTEx1av/9+dxP+vfuJAP7dJQBvTuUjNjfgX26aBPKdbOm2QcCTt26dpee3feXwf26aHWWQX3t8dZ2sZ92f/eSHvo4+TcudHxJdQMM6bQD9TqldKxOg/p2lh7d95Ou+5de65DQM1ZTCpU3VSm/LC2WlrdWIQgTSR0D8T3dPF+ubuLSIOYBSJLzMon0+Yi6eDYQ8oGu28/fcAN5V5v6qPw1v0AQ4jwF9wijDPXr10/2088BdVg/Hf6G+8Cl6927t6kD46NYRv58Z12eJVqL0Erp/PPPlxEjRphtuDTOUyVFXgcccIBccMEFBpgMGTLE+AuWOb/m5ABKLgr5yZBC0CMkH2YUqhD48BWCH76aNs0ygkwRQQgqCggJ7UQFZQAhI1zXmCuV1Em1CCFmx3VH6co9LT6mKPlovJJ9UiO+0K1l5P5KvmJ0BWJ3YAK0aWGYy6wgBPEdgDLVjkIzSufFUL3/XU/J6YOV3HK8kn+n8jjvQCU3HW1/042GLjSAGWKS1BYQ4j+EmZQEHdnkFx7Flg86MikEOjKpIuTIRRGEJEWlwoCQRm3l+GHbRRBS2xVBSDm57bfv3EOG9W8nM8f+SxY8tJYsuG/N0tHEtWT27f+WAwe2Ny1EjGn2oIAxqHo+rV0OHdJW3rpzPVmo11twX+loob4uU29ZXwb36Sid9wofZ9nx6mWd9+4pA/t0kjdu/q8sfDicZ63Vg2vJ23etIyOHttb3Zk97v5YaDNH76z9vNaFkOVMd8svSYsuHGYUq9J4rRA5GFFMOTFDf4DOUJiTWc7FD3LoOdOQq1slFEYRUvYoBQhDLnIfCH4XSoGQ65PsjfjtYQHruM1ockSeGnmUh/0VeLGc/8RQI30c+IU/HvOR+ZJLvJdMpCTsyyQGMYikJPNIpBD58FQOEoBCvCKlaQAg77R8I88sFS9Um653bldRNBUvd4F828KkxmLqC//0jtnsKy2ilQdDTbybqZQANwIZO89PjtjWHAyG08phyXSoP38Dp9X6ZrOSqw5Wsnxpl5pB9lLx1q5JzD1Lyj79b+PHylUoW3KWk+Q62VUi33fV+MpzunMqBkNDNnU6hhyYk/0HMpOSDnk1+wVFMhWBHJoVgRyZVhBy5KIKQpJZFELLXXss3CAlV7qtSIfNSneKYW7fvJsMHtJJfntDXdLo+T8DzUpHe318nryiHDNpD2nakJUS4tQTz23ToKUcMa2FHNWJ0tVB+tVUz9Dt+0ioytK8uvzulP07EMtIM7L2nfPPwqmbdYJ61VVO1dFl69IG76Xuzp31O9DGFgEOtFvusFXruqlN+mVPVSpanxVYIZhSi0HuuUPlAoiYVghv5yK/zpBN18QhCqlbFAiH5+BiXJps3YpuAA+fhkp4qnUiH8ccb8j3k3VA+IAT5njIkH3ikUxJiFEM+9EinEPxIKisIQUVsFVIrQMjw7hsbI/nTJCUtdrRQgpFcerWyrTwwM4+eo6T+1nYZI8pcMVLJz4/pZa8o+eMpJb88qeSz+5Sce6AdEYZ0bRrYWCJ0gzGVQ2cYtJn78wUlz+llO2xm0zbX2519k077uJIxA5SsvpqSDf6t5NWrlXyq8+24iw2iun+L6gEhuUIQFHoI0yn0kKdTqOAolkKwI5NCsCOTKkKOzMo2ZG5SpG+rj2HHBnvIoX23lT8iCKm9iiCkrJIdqtRXpUKmpbrF8bdqt58M7dNCvnpIm2bXlbJUpPf3a232D+jbQlrvac9rD21Cy8EB/burvr57tOsqIwY1kx8nrVx69+6r+j37wD9kQM89pG37NMephQFnWdsOXaVv99by0YR/WLgQyrO2Sl+bnx5fSQ4f0kzfm9ZYAxTc8ZWcIgwpmqqiiwwKve8qKx9G1LRCgCNX+XWedIogpOo1f6MUCHnppdRZrTjlAkJ8kdb5pNByFPI/6eS8FCABH4tXxrizDZeGZcxHGP9sfi4fGBLylSElgUcm+TCjEPnAI51C8COpnECIVpIzhBTiFSHVChByUAqE0A3msH2UrLKShRMbrKfk5P5Krj1SSYfGSlZa0c5vsLU2N9cq+fN5q0nnKjljsJLj+yjZU6cDYpBuyw2UDOmk5MwhSu48Scm3D+ltsB1tGN6+Tcl+LWy6TdZXMn6Mnq/N4c+P23gk7MNqq9pt33+Gkm02tjFEGMIX4CJvRhBSiEKwI53atavFIKRfBCG1WuVASAdd+YkgpLoUMizVppQ54/hbtt5XBvVsVtIgZHAvXZlqs6+5js40l8EB/Xt/fZy76+Mc3q9JyYKQT+5fXfp0bSF7tEsdpzbZyeM0x6rnAX1a6zQ999tdFt5XuiDk0IG7SAt9zbh2JQ1CtNzzVlMKlT9VKVemVoVCIKNQhd53lZUPImpaIcCRq/w6TzrlBUK20cY+Km+VtQh54YXUWa045doiBA/VtOmuxnvynXn4L35jst285Dq5yvkuRj0iWC9DOhM3hBiG5Mt2WHbSySfJMcccY2KQ4GNYlvRtSVUnCMGrMjrOzjvvbAAAHj4JMwpRCHqEFIIfSS2/IITuLdpMPn2xkrYN7agxQApfQIuzhyoTU4RKIjE++rcLp02qwVZK3hqr15lhY4sc08POp+XJOQdQ2dTLqFC9oOSFy+3INCzfaXMljba13zf5j5Lxp9oAq+SzLIOQZMFSFfJhRyaFQEcm+ZAjF0UQkg6EtJe6jdrKcaUOQlrtJi336GgqP6HKHeKYl1UQEqrMV6VCZqU65cwZx797631kQPdd5auJJQpCHlpVBvbY1RxH0jSXwYEUCGm+xz5yYJ9d5MdJK5UkCPl4wt+l137NpVVbfZz6nuUaJo/THKuex7I9dJru+7SQBfeuXpIgZPHjK8kh/RvJbq3SXNMUYCglhZ7D6laoLKoqOXBRbIVARqEKve8KkQ8jalI+3MhXfr0npJxByAYbyLtbbx1VCXHu3te+8KcCQAjz8UTUXQEQjOBy3HHHyamnnmpGJWJ0IeYT64N8kuuGfFBIzp9dfPHFZjSYn3/+2QwBzb2E18UTs2zxT4vl008/lWuvvdbcpwAA37s5kZ/vAdMp5CtDCkEQxLaoGw0ePNicC2KfMJ/988FGZZQEHukUgh++coEhPmvw5bOKdEoLQkKJQwpt3FcuIMR0XdGVvj+02Xr4bCVt6itZa3Ulq65iYcUaf7dA4vqjUkPYEkRVi/WO6KbkH6vZNKzzzzWUrLOmjSWypp6HOjdV8sFdep05Su47TckW/1Xy91WV9Gip5F26umgTYYyerqQwGs0Fw5VsvaEdMQZt+h8lYwbqSilxSahkVnL43NCNHRI3a+iB8ZWEHNkUeqjTKVlAVIVCwCOdQrAjk3zIkYvyBiF6v3Zq0NqAkGU7RkgEISWjWgBCQuakulVmzFIgpMUee0v/rk3ky5IFIavIwO5NpUU2ENJqbzmgd2P5oYRBSM999XPaJjsIAZZ027u5BSG8u0N51lYZELKiHNwPELJ38Jom5e7nUlBNtwxBoXKpKuTARVWIcisENApR6J1XWSVBRG1QEmzkK7/eExL18QhCqlZlIOTFF1NnteKUDYSwjPvzwgsvlKlTp8gPP/wgv/76q/z222/m8/vvvzdD5TL6C89wMp+QDwrJ+TMAx48//mj2a+7cueY+xNfSiOCaa64x89nmHXfcYZ4/zH3IwyHy8z1gOoV8ZUg+AHGQAgj00EMPmXPD8MGnnXaa2Qf2PQk0KisfeoTkQ4+QigFCnELsIqn69etXLQgJ7TxiWQUQQuVNGy1aXBA49amLlNx1spJ7xih5/lLbomPxJJ0G04kpS1UsFt6jZOp16TXtehvX47fJOr2ucPGbViBXjVIy9xYlf5GPM3jkq/Xdw0pm3qDkkbMtmJmh1zGj1LCc1it5ghD/Zs4mHgz/YQkpCTqyKfRQp1OycCm2fNCRTSHYkUk+5MgmH3RkE+uwX8sDCCGAbKmDkKk3rS2tWzVfbkGIX4GvKoVMSbVKmzDflC1TIEQfB8fDsZUzyqnjxFQDQkq5RYgBIa1TcMA7TnOseh7LWrXZe5kAIc1a6muqK8mZQAhy93QpaHmCISgEMoqhCENylw838pVf9/FFfTyCkKpVoSAE38Rzc91118lnn30m8tdfqbUqTt98843cdtttZd6I9Z33cfN8j+WWO38GCAEmML355pvmPsTXJkHIL7/8khaEkIcTHhFYkc4vuvlJJSFHaJ6DDklIwT7Q3f2FVKubr776SsaMGWP2gQYLybSVVRJ4ZFISeoRUrO4xKMQukqpdIMSZScyWNjDlmrxq4wZ8CBpO0hElP5NYH4Ch0xM8lXghPxFslfxS88uE4aMiyT7w6b5TiWYZ+5oCIdtt30AaNmpqboDkTerLv7EziZsy+cBkkntIc5F7kLPJL2CKLR90pBOxQeh3F4Id6eRDjlzkg45sYh32L4KQEtByDkKoGIQq71WhkCGpNnkQxBmyCEJKRBGEVDjWkNy9XetVwzAkVD5VpZIAo1iKICR/+YAjV/l1H1/UySMIqVoVCkIw8ocddpjpruKmZ5971rT+OFdfuysuv1yefeYZM3/BggUGADgP5fIgb0w6eZV5WP2deSzDHzmPBuyghQnTrNmzzP1HekDI1VdfbebTbeb22283zx7m3vk21sczuvTE7GjQoIH5DgBwnpF0fGceaRD5sD+kx8Djw53/ZBlpmE93j7p165alcfChVauW8sQTT5j9e++998w5c9twMKMQsZ1cxL5kUgQhThivVBcY8z25rBCl4pEYU5ctX9L6oAQlQUjjCELykQ880qk6gqQiH3RkE+uwfxGElIAiCAlW3KtCIUNSbQqYsQhCSkgRhFQ41kxy93itVg3CkFD5VJXyIUYxFEFI/vIBR67y6z6+qJNHEFK1KhSEABFOPPFE+fPPP03aeW/Nk1FHjCqDC/ilA4YNkzvGjTMQBK/j8uE75ps675FHHmm61gAzEN9HjRpllrnWF+xDZUAI23OwoHfv3ibQ6mWXXWbyuvzyy00sk/79+5vtODDBn8HDhw+XM844Q84991yzHmXDWWedZSAP+0t3FwAIz+VJJ50kl1xyiVx55ZUmb9IRD4RtAnWaN99NHn30UbN/8+bNk4EDB5rtRBBS4yBkkzAIqc2KIKTS8oFHOlUPCMk9NogT67BvO6WCpUYQUosVQUiw4l5shcxItUibLQxXyIhFEFJCiiCkwrFmkrvHa7uCz2w1KVROVZV8iFEs1XYYgpIgoqblA45c5dd9fOUDQt7Rpj4qfxUDhAAB3DR16lQ55JBDykCI8aNNmpR5HPwTn+TF9169ehmAMWfOHPnjjz9SuYj8/vvvMnPmTBMAlfvd+bnKgBAAB9tnlJkHH3zQduFJTF9//bU8/vjjMnLkSLNf5MW6d955p3z++efy3Xffybhx40yedLthP0lPWct74a677qqQJ/vw8ssvG8jCvgNMiBHC9NZbb5l6EueH/fOhRmUUgh4hJaFHSCUBQkIbCym044hlXJCNt2wow3tsGkFIQrmCEAc4clESdGRTsnAptkLAI52qZ9jcMOzIpOUBhLjKQQQhJaQECGmxR2dzTFSmQxX3YipkQqpLvvFKqqRACM8WLQ/9ForLIggJHeuyCkJCLUrzBCHdu/eQvfftJXvtY9Ulqb17GHXeq/api9Zeet+67r98tAzxIUYxFEFIfkrCjXyVrP/4yhWEvB1BSKXFuXtP+8LFlQQh+FKGqwUWuGnChAly6KGHygEHHGBGSOF5wjvh1/hkPTwX9V8gwuLFi816AI53333XaNGiRWbeJ598YmCIW58YIfmCEJazL9OnTzfLlyxZYkaWoWXGxx9/XAZgXn/9dTPCDeaccgBwQcBX0hPXg2P86aefysAIdR1injCR5sMPP5S39T3JJ8AEmEN3GFqXMGzurbfeao7rlVdeMfe36/7jYEYx5IMPXz74CKnprtUTMBUQstNOO8kDDzxgzqGbigJCQjvtxPLlBYT4oCObIgixyheEhEBHNiUBR66KIKSEtNyBkNWl617NZPc9uphj4iUaqrQXSyHzUV1ywCOdMoIQzCn3cjr53TGzpXdKml5/nXRdPB0YQP7yQkEI+bHd5H4kxbJM+5xOyXVC20guT8ql9Y+1GCCE/JL74Ct5/kP7HFJyHcR+J9fzlzsxj7T+caI8QAjzu3frKn167au1t/TugfYqU6/uXWqvenSR3j330c+hLYNCz3B1yS+3qkpJiFFM+TCjUPnvvkLlA4maVBJu5KNk/cdXBCFVr0JBCOaaLiDPPvusgQFMAABgBa0pGNkFMDLikENMvZZ1yItPYMk777xj1lm4cKEBHjzPPCs33XRTGVwBUFBXprVCPiCEZ4RlBCqly8pfqUCu7CutP9q2bSMHHzxcXnrJHjvde+j2UqdOHfP8T5w40YxA45YBTgAf7APrc9xPP/20WU78E7rScE/37NnTAJ4nn3zSfAcuAD04XmDImWeeaTwfx+ODjELlgw9fPvQIKRcQgnZpEmYQSYU4hlMEIZVVFYGQEPBIJx92ZJIPO9IpWbBUhULAI6TqaA2CkoAjF9EXj6F2l2UQkqwYRBBSQqpGEBIyG9UmzGEKdmRSRhCCgeX6phPPc9LAZkvvxPPBeu5ZYR55OYUAgc57yWQlC+7SuscG8y5LVwwQ4vYjnTi2xL4E0/ginTs/7Ks7PrbllDx/KPX7+4eVfHCnkm8nKvnz6dT8YoAQ9iO0r07sH9uiruH2OZQuKXfNWId13flxx4uS589Jz/vjKTui3Yd3K/n5cT3PXVO9fjYQ0h3pebSsGNqvg7x20//k7fvWlbfuLCHdu65MueU/ctCAPaVjlx41XnYky6+qUhJeFFs+zChE/ruvUPkwoibl6i+VkasD+YogpOpVKAhx82hJQesHBw6SE2CCVhJ0gRg2bJjxodwzABJaXDDde++9xl8RbBSDTBdxF1wUyDBgwADTxQXYkQ8IIb/DDz/cdL1hYuSao48+2syn5UeDBvVN4FK6xzAx2gyAgnc7Bt3tH910jjvuOLNf1NvxbeyTGwmGrjHki59k//Es5MG+ASDYd84T9zX1e377EKMY8sFHSCH4kVQEIbVdNQxCkpAjm3zYkUnJgqWYCsGOTKp6EEJskPzjg0QQ4uVT2xVBSLDCXqhCRqM6ZP4hT4GObPJByFeAEG24MaTPXark6J5Wx/ZaqmP078O7Kjn/oNRw6a9YMPHYeUqO7K7kqB7l0zsxH91/uh2NDIP/wmVKTuirpHcbJYPaK7lqpJIP7tJ5YpydKdb5f36/kosOVtJhFyXddlcy62Y9Xz+fbnmlQAjARz+rgJWbjrHH5R/rEd2UjBmg5PHz7T7/ro37Q2fZ+X5ap6P0OSAvhpX/8VG9DX0+OU/XHankwM5K+rVVcuh+Sh49NwU53HFSduh9euNaJT1aKWnbUMn1Ryn57iE9n7KzEBDCudLn9PVrlBzfp+I1Yn85pjOH6m3cq9Pqd/ecW5RcoK8xy1AyvVsHnTFYX4+b9Dq6HOF4Xr9ayakD9TXVx9m/nZKLD1Hy9u16OcfpgIg+lm/0cV09SkmnJkq67Krk1atsHmZ5DiAEcf+269hDDhrQWn5+QpdHM2zeBvyUgqZzT/1NDh3cUtq072HKotAzXV0KlWNVoSS8KKZCQKNQ+e/AQpSEETUtV4fJV64O5CuCkKpXriAE/xPyKvgG/BbXigCgxMQAJhArxMEFNwFJWIbn4p1CCws38R1QQkDRSZMmmdYY77//vllGNxYXv+Oqq67KC4QAO2jl4YAGy2gRAoR57LHHTMyQyZMnm64sTHSHoQUJz2kShNDCg+NkO4gWHqR7+OGHzXJajBD745lnnpH77rtPTj/9dHMPkxb4wLpABny8DZ5qh9v1QUah8qFHSD748FXdIIRrnZwiCMmmCELykg86sql6QEgYdmRSBCFePrVdEYQEK+uFKmQ0qkNUWnJVEITo+36JNvwn91eiVHr9+59KZmOApyn54n4lB+8TTudrwJ76GtylDb825W0alF+2wXp6uwNSACHVauJ3baBvOU7Jf9e1aTrtouQdjHUxQIg2zU9epGTX7cvvR1Ir/E3JCH1sn09Q8t3DSgZ1CKfzdVAXJZ/cqw3/JAtxNv1P+eW717XwaAkwhGPVz+EHdyvp29YuX3UlJTccrc8FrV9YXggI0Xn/oc8VUOJv+niS+5HU31dV8uIVelvzlNx+gpJ/rRVOl9TqqykZq9PKm0pm3Kikc1MlKya28a+1LWT5GmjGcbyg5E/9ee+pS8/J7jspmXmDXpYPCNHHyXPWpn1XGdKnlXw58e/2mrpnvRSkj/O7R1aVA/s1l1ZtbbwL8xzrY/Wf6+qQX4ZVlXyAUSxx/nyQUaj8d2Ah8mFETcrVYfKVqwP5iiCk6sW5e1f7wkJACPMx2G5oWa4drTDOO+9cGTfuDpk1a1ZZS5HZs2eblhQESXVD7rouK+kmWpMQgJV9qAwIufTSS838TJPbBwAJx8RzmgQh1113nfHOwAv8JZ9AA1qTPPfcc2UgxU3EFCGgKoFk8ZhJ+JGUDzIKlQ89QvLBhy9ASC5BUwsFIdwvxE6huxHdoL744gvTnapaQAg3zCZbAUI2iSAkpSTsyKQQ8EinJOjIJr9wKZaSkCMX5QNCwqAjmyIIiSCkvDjeCEKyK2QyqlzaPOXTGgRVACEPWRCy6FElo7ouNbNrrm4N7b+1+FxPG+Sdt1Ay71Z9TnU5/+UDSo7rreSfa1its6YVadfS67p8EEb/5SuVnDLQ/l5XpxuljTItIPi9/abajF+u86UFgb5ez1+mjfLOdln9LW2LA7/FSKVBiM7/gTOVbLuxzX/FFe1+/98/7b6vq49zk/9TcmJfJV/pYwSE0BrGHKN3nGv+3ebhBDD5Rpv/F/X+b/k/CyD2bKRkcHslW/zX/u7ZWul90fuhz+EPTyo5fbCSlfU+rLqykmN76G1OtPtojrNAEPLbZCWnpc45WkPvr39Nt9rQthoBagAq6myy9BgR14rP1VdNHOsKSm49QckSXRace5Cdx/1y6L5K9mpmf2+yvpInzlfyJ8eh92XKtbZ1D8vY5jMX6flcT3dNcwAh/ObZbdV2XxnYo7l8MXG10gMhen+/fWQVGdp7V9m9zb4WhKSe4WUdhqAkxCiWig1D/HdgIfJhRE3K1WHylasD+coFhLyv6/pvaTM/X5v6qPzFuXtH+8LKghC8Di0jiIVBYFTmYaYx+U20UcaL0WWEGCBMQA2G22U42vnz55t5xBQhkCmjtNBFBhhBq4o77xxnfgMheLa5H3IdNWbs2LHm+aDFAbFH3IThBlDQMoXtoHvuuceAk/Hjx8vo0aMNLOC5p7WIAyHEBcG4c1zOY/IdI88+3HzzzSaWCV1wvvzyyzKwQgwUoA/+Hb/qAIhTEmIUSz748JWEHpkUYghJFQOE1K1bV2644QYDQABjtALKCEJCGwkptMNOLF8eQEgIdmSSDzzSyYcdmeTDjkzyC5diKQQ70onIxiHgkU5h0JFNEYSEQIhfKYggpIRUDSAkZC6qQ5infJUOhCzW5vyI7tao/n0V250Dk37GEG2mB9nuItceYcEAZo5YD89cYrtdoBP7WdHVgq4sq2izbEyzFvOfvEDJfi2U/E3/3ntXJR/dY7uOAAD+9y/bEoL33TcTbbcZ1tvsP9pwH5uKD5K87woEIRPPUrJdCoRgygEd52hDz/HSOoUuQC9fkdqu3t4Tet+BPqO949xHH8fKiZYQnKO/tLG/82T7G3gw/hQlC+5W0n9PO6/eVkp+eETnq9+V4060EAhA0qmxbTVjjpMyheMsAgihGwvbXUFfj+4t7bUsu6YDlVxxmG3dQ/q3xyq58nDbdWm0Fsd5sk4zYl8LpNxxbvZfJZP1OaHFTB99rWhB03JnJe/eoeSuMRaErbe2kktG2H348TElB+1l16WVz5UjlSzS88pBjFxASOo4W7bZR/p1ayZfPLia7Rbj8igFAUIeXkWG9NT3but9yoEQFHrOq0Ohcq0qlAQYxVKxQQjy34OFKAkjalLJekxl5ACIUwQhVa9CQQh+a8iQIQYoENODgKB4KuZjuvFodJlxQVEBIbSSoCwivgZdShi1BTDBNlgHQMC17969mwwY0N/E5SBP5iWDpc6cNdPUoWmpEQIhnTp1kh122MF016GFBhOxPOhmwzoODHAcgBmedb6TF2VJCIQ4f+mOj/uU8hXP17IlXX66ySWXXFLWrYfuQcQWYR3gwvIGQlCIZyDXNYYuUYAjp8JAiN6p0M4mRboIQsorCTqyyYcdmeTDjpCSBUpVKAQ80qm2ghAgSAQhXj61XRGEVKigF6KQsagOOfOUjzKBEOJ9YFZpMfDwWUp+fVIb2af15xM2sOUv+tO8k1JGfYleTpcWI73+jzoNBvecAyzwIK+1/2FbYMy8UZvlukpWXsl2lQGo3HWykn+uac3xtaOUfP+QNe4AhFVWtvtDnA5Tjjg4gIoAQrbeSMmKK9huHfNu08eptwH4+FkfI8dJbBCzLb3d3wLHyfeT+i09TlpXPHS2Tj/HxvlgHi0wnrrIwoCD97bzdtpCH7s+znfvtC1igCD1t1LyNC0k/LKkiCBkNX1Ox51ojzHdNf1Dz2de8lgX6/0gXkqzHWw+aHBHG1fkbX3eiPexir6mezezQIU4KP/R15PzccGB9ppedqi+zvo+4FgP6KLkW2KgcC2S1zRXEKKf3d1b7yN9u+4qnz+Yim/j8igFpUDIoB67SPNWey13IAQ5gFFMFRuG+O/BQhSCEjWlZF0mX1EXSCqCkKpXISAEn8N8YnDQqgOg8fLLLxvQQQsRnpmhQ4fK3XffLT/++KPJi24yjK5CnZ6WGg5QEIz0qKOOMvPxIpRZxN+g1cgZZ5xhtoPfo0WIG02GZX369DHzkyAEeEHcCZbhnWmpQisQJsAL0IVWGhwPI8eMGjVK3nzzTRMrZNCgQaaVAs98OhCC2CbngGF0ac1Cqxd8VIsWzU0ezz//vFmPfaWVCfcy3U18EFIVMCQEP3z50COkEEPwVUirEAdCOM/JKYKQbKpBEOKDjnRKgo5sShYqxZYPOrKpqkEIIMOHHLloWQYhHFeoMhBBSAmpikFIyFRUh5xxyle5gJD/rKPkJeJGTNUiGCWfumwvM6+8lzi3dFdhnpNOhznu2crmg/Ht0tTG90B0jQAcEPMD03zDMUpWWlHJVhvo70cpueMEJTtsZtfdt7kdRcXcby7gppPeVqEgZKsUCOnaUsmXxLKYpzVNi2PV56PcM813d4wYb30uZt1ozT/7yjHQCmY+cUzmK7nlWDsfoHP3GNsiBPjDvFY7K3nvDiWj9retYTb4l205AYSoAHyKCEKI6/HoOTpPriPXlGPlO8dD9xSuKZ/sQ/JYdbqrj7Bdg8gH6HHnSXp/df5v6WtNKxOuc7Pt7XHSvYbj3ujftrUJLWKabGfXJT7MXLpWcU39MjNXEMK9q88FIOSLZRCEIH6HnvmqVqh8qwolAUaxxHkMAY1C5L8LC1EIStSE/PpMvoogpHqVKwjhWjhf4TwGHgZTfdZZZ6VSioEhn3zyiRk2l3ggwIpFixallooZUpZ6Lz6NsgiIwARI+eijjwwQmTZtmlnfDcf71FNPac+xpwEJF154oQmeykRcDtIfccQRxiPTEgPQwfTtt9/KG2+8ISNGjDBg4+STTzYtRZh++OEHeVvfO1OmTDHbct122B7QZfvttzfPPAbd7UMShDjgcPbZZ5eBnI8//tgEiCVYKttldBqmr7760gyzi/fmXEUQslSVGjUmtIFyiiCkTCHgkU4h6BFSCHqE5MOOTHIFSlXIBx3ZlA8ICYGObIogRCuCkAqKICSskJGoFmGaPOOUj3IBIXSNAVoM62xHOzllgB355Xu6dCRjdSTFPH2urzjUxpUgH+JvADh+1cvpDnJEKgYJMSfoKtEiFQek8bZKxo5W0nxH+7tJHRsnRGZqOQCT3Kb+XXDXmE2sgd/kP0p67KHkwH2UHL6/kku1eZ96nU6X7rlOwZ9zhi6FA/9Yzba2+AWYMUvJY+cq2fDfdllzfYw929juP8QYGdbJdk0hSCzL2eaiyXo94IR+Ls02HQwpIggB1rRuYK/pIfsqOam/knvG6PMIBApd09Txzx+rZP/dbR6Ao922VzKHEXz0tfnhUTtajDkHqyoZoo9tz8b2N7FGuKbt9W+6zuy8pZJHz9PrTdcCNjkA47YXQUh56XnB578aFCrviq0kxCiWig1D/HdhIQpBiZqSX6fJRxGEVK8KASEIv0XZSRwPN0RtaKJlBUCDIKpJ73X88cfLSy+9lEpVcZoxY4accsopZltAA1p3MOpLciLYJv6Flia07EhOwJFtttnGdJOhNYkL0OpPP/30kwEf/fv3N3E/KCOBNm5iGxh3jtcBjIMPPtiMcuMAiz8x7O/ll19mzlm6YKnIBxmFKgQ+fPnQI6QQQ/AVQUhNKIKQnJWEHNkEYIggpBoUQUgFRRASVshAVIt8w5Sn0oEQuqBgkDGxvhgRhBgRjCrz6X36nPJcO7OO+K5N7afEjGht1wEyYIbpEmNghn5G6CZCEFQCa5KG1gXAD4afpbsF8wAIdKWgu8pTlyqZrNdhWFezHUAG78RCQIg+1gmn2/gj7viSYmQcYpkwZO7iJ3T6ZBmGcddaeLeNc0J6TH6DrROj2ujn42N9js4aauOPuHwJxkrQWALGEkiVeQwhS9DQqTcrefxCG5eEGCllYCIJQtrsbe5b/zjNsep5LPNByJLJtvuO2wdfO2yq5OgeqeGL/WuaAj606qDVCukBPpccYgGIOZd6ndeuVtKu0VL4ReDXXbazcVeG721bvay/jpKzh9lr+qy+pk/oY+W+MK1gABlc0whCKij4/FeDQuVdseXgRTEVQUhu8us0+ShfEPKeru/P02b+bW3qo/IX564QEILwXPgHYmEADOiG8sorr5gWEnSVARYASogVgvF33ofT48XvAAD/9ElEQVRPPBgAg2CjrPfaa6+ZFhW0rGDIWrqtOJ+Gv2JbzKPbzKuvvmogyumnn2a8AvtANxSG32UZ+3DkkUcaCIH5p1UJUIXgqORPixDSMIzulVdeaZ5x0tLyhLgkZ555pgnailE/5phjzDLnLzkO/DRdbBiVBojyoj6HHDOxT+iaw7Y4RqACXjUJP5JKQoxiyIceIfnQI6SqHjmm5kCITtO4UWPZxAyfG0EID7cPPNLJBx7p5CBHNvmFSbHlw45MCsGOTAqBjmyqDAhxECSCEC+f2q4IQoKV83wUMhBVLYxhyDDlo3QghDgYl2nTW29LJQ23UdJoWyU7bb601QNafRUl1x6p5KfH9XlNPtvc/1o3HaNNfsr8Ex+D4KLG2GNWtbFmG3S5IagoI6wc2ct2paCFBMO4EtDzwC5KrhppY0nU0Uadlhu9WtvYE2ZY2ZRBrzQI0XrpciW997CxOThOQAajumDa3bEyvO40WoYAN9xxpmDBFXr/GBWFdOvq80OQ1R9pLUP+qXRfPWhbwzAML8dy+aH6/ByrZP8Wdr3N/6fkwoOtWuykt69/A4kAJXQvMuc0BUJ67ddcWrXdx9x3HBv9u5NiHstIkwQhf+j6A8MQE6CVY+RY625h43e446Sr0gXDlSyaZPfb7D9lmj7PxDLpqc+TS1sGtigDUmmIpcKIMFxDrunIHjb2C8dFyx/W699OydWH26Cr3FPbbGTPA0DqO2LAAH2WRRDCOeLY+HTz8gAhHD/LQmVBVSpZzlWlkhCjGOJcohDUqKz892GhCoGJ6pZfp8lH+YCQX99+W97V9f252sy/pU19VP7i3M3X/rEQEILwPngvTDb1WqDHQQcdZFpYACjwangu3/vwm/ksZz26kQwbNsw8Z8wHFPi+im2QJ9tAHTt20B6tpdlH8mEfidPRt29f4yOchyM/Z/L3229fsx1amABImOf2kXzcPrn0fHfzkfOaLHOBV3mHEBOFspU0+Hbm++DDF3kXW2w3k9xxZVOIIyRVrSAklHkFRRBi5G7UbOKmToKObErCjkxKPrCZlCwMqkJJ0JFNIdiRSSHQkUmFtgZByxoI2bV5O3NcoYpABCElpCoAISHzUNUqBgRBPgj5cmLKTGrDRmuP166yZpd/7wEGDHP731Q3Dhfzw7TQSAICff8TZJMWD840Y3ZNnJGUYTbp+K7159PWpC/R5QNdbgAerENXmXMPVNKqnoUSDGWL6JKxizbxky/U67Ndvb+VBiH6OOkGBGzAwBOzYtZNdrQTunGwLfaFlg23Ha/3lX3GzLL/en+/f1jJvrstPU7AkQEmgePk/W1aPej5AKFje9lzyKgqjEwztKMFRrS0oKvMaqvYFiYn9LPDGXOsn9yfOwjZQ6fpvk8LC0L0fc9+MwQwww/PvMEOfUwLDgDVximQg1rXV/KGPhdl1zRVbhMLBBBFGvaRgK8cfzn4kDpWc021GFKXUXaAaazXeDsl5wxT0rlJ6pquaUEMXXUYjvkBff1NfvraFARC2A/KYcqndGI56ahX5ZM+eaycG+4jFErjxD3D/eAvyweEpBQqD6payfKuquSDjGIpBDQqK/99WKhCYKK65ddp8lUEIdWnYoEQhP9xXinpdZyHSud7XBq3nsvHeTSXj1NymRPrIObj7/xlfLplzify280L/U5CipC3ZB5pHFwgnVsn+Tub3DaKKbdP6RSCHiGFOEJSuYAQFOIaRQchNNkJ7aSvCEKWihs++bBkk3vQMsl/YDMpVCAUSz7oyKYQ7MikEOzIpAhCUoogpIIMCGnWQQ7oVS+CEK2QaahqhcxRZRUEIZg67mPMm/vExGm9f6c17M40E+vhVW2mTXcXzq++94Eak86z//aThtggvfYImGZEvmxPP2tv3W5bHAAHACcPnGHBCyPLMLztVaNsNxlGniEN3TKMWdfXtFIgxN27SZOa+o6BH3tCeUCAgWf0FPN867KM1g/3631kxBmWs59DOij5hRYy/nPhygWOX+/zzcfa1iN0B+rXzh7rno1sPpyDZy5W0ra+/Q0IeuVKvd40JZ8+UEkQwnbd8SWlj5URXw7X59kdJ8djIBOxO1hHX5+fH1PSt40FFqShNchj+hr/SZ3EL+/Il+PX98SH9+j7pZNt3QPcIVgq8UiAPJv+R8lFB9tWRf9LwTW6W5l91Sq0RQj7Boz5Q18n8+mU+m32PbHfeaXnvGhRJ/ud0ZSesF2PTB2NZYl8OR+s/8l4JTNusF2pWMed23xBCAqVC1WtZLlXVfIhRjEUAhqFyH8nFqIQmKgp+XWbXBVBSPWpDIS88ELqrFacHAjBtzjPEPIdTqTzfVEonS+3nvNb/E4nl875OLet5HyUnOfmO4CBfC/Id98rppPvPZMgIjk/CT0yKbl+oQrBj5BC8COpEEeooCZNglwiqRDXiCCksqoBEJJ8wLIp9MCmU6ggKJaSkCOb8okNgkKgI5vyBSFJAOIUQUgJKYKQYKU8F4UMQ1UrZIwqq7QgxAEKjCXPLdLnjoCbx/ZeaprpXvH6NXqZAyE6/U+TbPcPzC5pttzABso0RtIvA3he9LYWa6N9xH5K/vF3O1wvwINhVbunRpzpuIs1kATm3Oj/7LwxmGb2s1AQkjo28zsFORj2lpYMLq4HLTPoMsKxmW3qsuG7ibbVi+tCs/2m1uinLQNYT+dNTAxatLAOo6vQQmPSuXYoXeadNcwOZ3t0d9tFCOhAQFcCi35WCAgBUCSvaQrMcF3YJts2x7GZkqcv1ssAITrNH3rfCVbrWuqgbi1SUMi/nih1TX99Sskp/Sy4Ig4MgVoJsHvgXjYP4sG8dauSBXctHR3oMH0P/Eke3EeVBSF6nxbcY++hAe1snBpgUz99rRBQDmDFPfk1Q/fq8o/WT9ccoWRgeyW9dXq677j0dJtiPl2ZvnjA5s95+fx+e0/s09TCqn12U3LjMbaFkTnX7lzo+4qWN4AuWgwRH+XzCTaPCELKy4cYxRDnNAQ0Kiv/nVioQlCiJuTXbXJVXiBEG8i5//ufvLXVVlGVEOcu1xYh+BbnG0K+I1+Pky69Pz+TQj4snTgGPCK+sXlz6x19v1cICEmnEPQIKQkyClUIeoQUgh9JhThCBUUQUs2KICQnJUFHNoVgRyaFQEc2RRCSkjY7c8auIXu2jiDEKYKQpQqZhaoWZjBkjCorH4R8TYwQfY4YCvXhs5W8cY0NnMo9/cvk1PCndaxppVUG3ULoYmFaZmjz95c2wIyy4owtIpCoMZCAAJ4Pdy14n3H/6HnXahP633Vsekzo19pk877bKzUk7V46D0Y0eX/c0lYajFBinrXKghBtQv/S+/Hylfq4xihZqM2z2S+9nx/eq+SoHkrW0ibeHce4k7RJZ3/18j/1dl+83Mb2cMsx3F/T6gUTnDxOxDy9HgbdxdnY+N92pBaWP6LP9bYb6XOq5593kI2fQnwQusrU2VjJQ2fqdIWAEP2Mv6fPHUPm0rrEtWxZ8pS9zhh5dxwY9rJ4KFq05DlsfzvkLssZCvfKkXoZ19Mv010dRec97kQlm6SgFcMfEzyXZWVDB9fV5/wuJV/evxQCEVT1T/IpBITofX7xCiXNd7J5plOfNkreuUOnn23v2XYNw+mc9tPH8CbdwGbY+xmgwTVMpgGG3Xyc3ncXWFfXgd6708IXlq+2sr3Xf9Dn3YGpyoAQzgXpQmVEVSpZ/lWlfJhRqEJAo7Ly34mFKgQlakJ+3SYfUS+gnp4NhLyjDeQcbebnaVMflb84d4WCEOZzrTDOBNhEmGzWSaZLpserubQIL5dcnqtCPiwktke9moCut99+uzHfJ554ogEQ7Lvze8UEIeTNeeDYksAjnRzEKIaSsCOTktAjpBBHqKBSAiHcbBGElBc3fTblA0NCD2o6JQuGYisJOrIpBDsyKQQ6MgsIEkGIUQQhFRRByFKFjEJVK2iKQsJM5WCofBDy7SPaTOpym3/LMarEABnd18awOLGfkibbLTV9xLYg6OV3LrAmpm6iDX6KgScNMSDOHqqXcZ/4z4X+/ac20y9eZuNDkJ5WAi/RDUTvA3EmnGneeXNrMK87amlwz0tH6HT63q00CNGm+WdtWI/rZbve0IrlTL2v5xygZGgHbXJTJh413Mp2azDb0+sRa+MYvZ5r9fIvWrGwP3pfDCBIHifSx0+rF0ZtIWgoQWdP6K1kiT5GzsOr+phpLUBe/fQxM6LO3qnYI1wHYrXQQqMyXWM+mrC6Me/EX2nXwMY+IT4JwOUUfa0IzkqLF7ZFVx2u9VcAHa6ZvqbEC3GxQRD79a4298bIo+Rxco21pl+vZLfU8McEZn2KrjacG32fMAQz87feUMk1o2zslY1ScIt7x8CMQkCIvkZP6vNHty3ypMvSf9a1IwMB0QA5W22g5Hh9/j8Cfs22cMgBPrpyra/Tb+7S6/tg8//a4Z6BSbQWIl7Opql9BvRxD3Gc/N6jvpLPgD76nH+r76/TBylZaQUbZ4ZtfknAYCAT5yuCkKB8kFGoOK8hqFEZ+e/EQhWCEjUhv26TjyIIqR4VCkLwPdRXDzjgAJPusssuMxo9erS5t32/Q3paoQ8YMEDOO++8svQMo0t92KXPVUn/lUmYeu4rRoz5448/zHFhwPHO+MZighC8dr169Yx3Jz/mhcCHLx9mFKIQ9AjJBx++OJYQTyinUgIhHBTpzPC5yygI8W/Ulru3kGa7tZT6jVsF1WCXPbKqYZPW0qhJm5zUeNe2OWmXZu2yqolWs+aZ++KlUxJ0ZFMIdmRSGHakVwh0ZFMSgDhFEFJCyhOE7NKs43ICQvaXfffrJu0795D2nbT4TKlDdapLT6OOearL3j21WcI4pTdWQRCiDfcdJ6YfUhZhLAe1V/LxeH1OtZkz972+jwg4SlcYl66tNt5TaF0AHEi2ktDf/9DPyayblHTYxab9v3UsgDH3lBZxFa4/ysaSYDmfm2lDSqsJoAGwwBhKbX7zBSGLHrMgZPHjSkbuv3R/fQEGCPRJ8FTSmjJMv9de0EZ4w9QwsoiWKxyLefZ9OKDXYejdW49Tsk5q1B261LyNqSY/vc5X2hwP7GCDswKYmmLK/2a7xowZmAIT+vxWJliqAyETz1SyfQJo+GKo4J6tlLxLKwmAgr4GjBQDHHJpMPP8NtfcP059TWkpw/quSxPBba86XC/j+qfuk3H63tpmY7scyMAIOYAY4sI8SMsXgIm5NpUHIXTtYXQctkH3JiDe9ccujTMDUKO10y+03Jim5NWr7MhAtHICfhzdS8kNqfSXH6bkmiMtrDIjJM20++nOCcdDqxni2fCb+/QjnovpSm4/wR4r+XZpouQDABL76J6FvEEIAKS7ebbdc27Kh1C5UYVKloU5K1WGUqZStpYva8vLBxnFUDFhCPLfjYUoBCZqQn79JldFEFI9KhSEcI24zgyP6wAD0/vvvy8nnXSSWQfA4NLj07jXGS53yZIlqdS62HrlFfNMAS2SoCObfOCRTvhf7qlx48bJ4sWLzTbvvffegkAISvpPBzS4f4cMGWJan4wZM8Z4GoBCEnqE5MOMQhUCH744L9mUFYZEEFLNygOE8LvZbi2kzR7NZJ+Oja065K99O+6Ss/br1CQn7d+5aWZ12VW67r2r7N1xN/MQt25dHnRkUhJy5KIQ7EinEOjIJh9y5CIfgqAIQkpIEYQEK+P77ru/dOu6twzq015rzxrTYL39fDW0f0cZ1LezNk322DCRIWPlg5CvH9ZmUt8Ps25UclAXG8SSFgx0EaEVw/9ps8w/3xccnOpKwv2OIeZTm7pnL7HGFlDC6DLnHajkL5cmeR30M8LIMgznSjq2wZCrtJoogwlatLwggOam/7XbXn8dJY23teaT9Z3BrmyLkL/0NsiLoXNp1fFPfZwcKwZ+o38p6dHSdichNorZr9RxEtNjw38vPc4rtdmnW1CF40S6HHl3nJJOu1jIQasahv8tM8SpY6UVQ+em9hgR+QJHZgNYSKuVz/C5DoQsvG91A7fmj1VypDbrtHRJXlMACF1TOP+mxQP7xLHo7X1wl5JD99X3gT4XHCtdXOh2Yp57/1j1+aFLD0Mgcw+QN61mvgPiuHOjBTSg1Q2Awl1ThvEFeplhe0mr8y8UhNTd0gKWNg1S3bema7l7i2N0+63TA0JoEUL6Zjuk4F0oPZ+6XkMXMaAHUI6WNrReorWHASHrWxBCl5h2qQC4gLvn9LPhzlPZtvMBIXo+17Vb1/3Ns80z7p73ULlRO9VeuusylbKVY8mkJMQohiIIyS6/fpOrIgipHlUWhCD8BteI63zttdfKb7/9llpDX5tff5U777zTrEMa50/woAyRO23atFRKO73wwgvmebJ+x0IOwETS3yXl9seBDpfWecLkb4RP5p664447ZNGiRWab48ePLwMh7KODBy4P5jkxz4GBpEgPxCA9v/HrdLl5W9+bnI/3339PlxX7yc4772z2gTQ+AHFy+1osJYFHOiWPJZ1qBQgJZeorghCr5I3bXP/euUFLOXLQ9rJAV/YW3K91b+3QwqxaXRY+uro8ctF/ZI9W+lh2z71lSLKgyiSgQgh2ZFIIdGRTCHRkkg9AnCIIKSFFEFKhAs5Lvk2HbnL0gS3kw3vXko8fWkM+vr909Mmja8irN/5X+vToLF32tsEVQzDEByFu+Nwl2tB+8aAFIgQNvfc0JY+cY1t8MHKMiTHhG3997zN/ljbudI3AwNNVxqRLXgOk12MbU3V+V4xUcufJSj65T89PlhE8S1rfPmK7pTx9kY3LAVQw/+S7bVcWhHDv6vwx3wAAgpY+fJY18s/obRGYlbgWjA5jjoH9Se0XQT8ZVpjjfFOn+8GZfbfvSelj+lqfh9tG29YFdKv41YEVl0bnCUTAQGPKJ+tzzjETkBOTbfKuJAhxw+dyHF/pa8pwx0AXrulDqTgwHD/HZM6pO6/681e9Twvutsc5TYsYJ8wrOxdJ6fRsg+tPSwpG3flAr1uh3Nfpvuc+0eeN0XFeuEzJ27enWlu4bRcLhKxgWyWZ2B7TtDjn7A/Xnu8cRwCEvK7vy7Tpp+vzpu8TAAe6XN+/b49VMqyz/d14a31v6HNAVxq65dAV5wp93f/gPkrdc2XnIlcQoufxDPMs9+zeRV66fgP5ZFL42a+1mriGLLxvTTl2eHNTtnKsftmblAMYxRTbDEGNysp/P1ZWPpCoKfn1m3yE2Y0gpGpVLBBy9dVXy88//5xaw07PPPOMSYM3c/4ET3vUUUfKTz/9lEplp+eee848Sw6EuBYafKfeb/1Ee+1D9jT5OADiYAifbht8Z3+Zz2/2Fa/IPZUOhLj0rOvWL/OS+h7j0+xPG3sO3D6wrvOhgAW+X3DBBfLVV1+ZbXz22afSq1dP7dMbmzxI5wOQpFi/WPKhRzr54MNXMUAI8tlGUUFILhAEcUDLCwhxN9t2O+0uY4ZvaSomJmI9TWRLRW/qiv+ta0rL3ZtL093Kw45MShZUmVQdICTf2CDIByBOEYSUkCIIqVABp5Lbok1XOeHgXez1pDzCZJWKZmoTf/8/pHf39tK+Uzfpqo8pZxCizZkxpJRrdD3RJtyM+MK9zTzKZ9/QIdJg2FnOei5dMk1CvM8AAoCIMtjgjLAT2+B42C7lB/tGvsmypBAQwvrkRZ5sR/824IFr7o7Df545zuTyLMfJMZAno4mYFg8cY6iMYB75sR/sE985btKzTT2/0iCEPMmHT/ZXb6vsmjJPv6vLrrvbH5a7ddgXtz+hfU+J4LO0nuE4ATtprynbIr/kNU3eU/p7oSCkfipmx3pr28CpnXezo90w6tHj59vhbt21N11jdrBdWOi+xHfSd22u5KieSh4+JzUsMul1WcAoMDumAgIzmk67xrZrFy1tGJFmdB/bYojlI/fTx8K2XJ2G8+eOUx97riCEZ7h9Z30OunaQBfetYZ5xc7ylIu4xff7GHNrYlK2UsX7Z68sBjGKJ85sEGYXKfz8WIh9K1JT8Ok6uiiCk6lWVIGTu3LkybNgwsx7QgDxIe/PNN6VSLJ2SIATggLcdOnSo6cry9NNPy8svv2y6z9ByBON89NFHG4/nAAXP9hVXXGHS3HLLLWY7F154ocn31VdelUsuucTMu/XWW8uBEPwweYwYMcJ0lXnttddMt53evXub+fhm9puYJ4888og89/xzZl/Yj8mTJ8sZZ5xhzgXemmfutttuk/fee6/sXCxevEief/55eeyxx+TRRx+VY4891hwb3jUJQJySIKNQhaBHSEnoEVJVxQmJIKSyygeE6GXb7thcjh+6ha04Zahs1UpRmbpubX0c+ro1W9rHLpuSBVUmVQ8ICcOOTPIBiFMEISUkfe9mAyGu0rc8gBBe8MzfrdW+cvSwRtrQrVB6964+znfuWku67avLmPb2n9eQwUoLQlw+3M+Uxxha5AxcNuWajrw5t0lzGJLbj1Aavb8FgRAn8nbH6Zv3dMr1OEnHMXKs2fJOd6zaTBYEQpJ5kX8+15Q0uaRD5F3oNS0QhNCihmGHARG+GP2GVh/XHqnvG1ryzFLy0hW2e1QoPQFxG29nY4t8/qDNn1ZKxHyhFclKK9p0G/xLyaAOSs4cYoOxMm/vZrZ10XOXK7lzjI3T8uFdOg+OmXOfIwhhHs9wuw76Wd6nrcwbt7aFKv55q83S98Qfuh5w/EENTdlKGcvxJsteXw5gFFNs0wcahYjjKIYwfrVBfh0nV+UCQuZr8/imNvNztamPyl+cu7e1jywmCKFbzO+//26AAyCjc+fOZcb8yCOPlHnz5smff/4p33zzjfzyyy9mHYAF9z75ke/pp59uoAT5+NNff/0lzz77rAm4CgTB7/Xr109eTB0DrTFo+fHJJ5+Y30yTn5xs9hPIkQQhdevWlU6dOslTTz1l9onp4YcfNmnxzOQNUHnrrbfMMn/64IMPTLBXzg3788UXX6SWhKebbrpJGjZsaM7FMgVCtEJ8IimfbUQQUlnlAUJYtvX2zeTYwZvbylEJmsmXr1tbXzd9AzXd3TxoSeCRTsmCKpMiCKkBRRBSJlfhW55AyK677y1HDK5fwiBkTdlvr1bSZk97jJUCIaWgYoGQ2q5igpDarkJAiL4fZt+sZFRXOyRux12sGm2jZO3EcMgE9QWY0LKCYXQZ+YWYHiZ9EyW7bGdbeLj0m6yfCubKNvT+/fqEkolnKTl9iJIT+yoZe7wNMsxQz6RnKN2zD1By2iAlDbZS8u+1bLBaRieii5cBITqvfEAIz/I+XfYoaRByzLB6umy17xiON1n2+nLwophim0mQUag4jmLIgYiall/HyVURhFS9iglCHNQAdNAqgumdd94xrSvwn3jPs88+28TOAEY8+OCD8uGHH5p0DoQAAxhV5vHHHzfzgSovvfSS3HfffQZcOIjy448/mtYd1JXJu2/fvqYrDhPLAShff/21aZUybfo0uejii8x+JluE0HIEr3jNtdeUQRxae9CKhX1lGS1BHNwAsABJGH534sQHTf5MH330kRx11FGmHCBo7Jw5cxItQhYbaENrkgceeNCkw4fjT30IghzEKIZC0CMkBzzSqapByMSJE825clMEIdmUBoQ4AOLEDdWs2W6y5XZN5eiBm5YuCLl2LWnapJE0brJ7WX+3TEoWUtmULwgJgY5sCoGOTPLhR1IRhJSQIggpV/nmBclLuGmLLjJqUL2SBSHz71xT9um8ewQhmGaMpJ7ffI995MA+u0QQUttVCAjRZTDdcj69V8k7t9shcgns++QlSga0U/L31JDH6KKDlfyu61V/aH0xwaYnLaMh0YrjwC5KVl91aXqgBrFtyloN8UnZoOs6xMcBppCO4aMvOkTJwXvbOCFr6t87bLoUxDDikhliVz+n3z6SHwjZq2NLmXvHWiULQo4aUteUrZSxHG+y7A3JAYxiiW0mQUahSr4nCxXnpKbl13FyFf/2RxBStSoEhKAkCAFaMN19991l//LT6mPUqFFmfXzZ9ddfb+YDQBhVZcqUKea36xpDfnidk08+2QAQAq7SooSWG/hdWnS47bzxxhu2/qjn0yLEgRBajHz77bcGehx66KFy4IEHmvKO/QRiOBBCaxWG7XXQ4t133zX7SosN8uRZdPtHTBO2zbC42267rdRvUF/v2zgDf9gfQA3nh6Co3LOffvqpWY/jZEQr1mvadGlw1XTyYUah8qFHSD748FWVIITzxf3CeQQaoSoBIRyEO6DlDYRsYUDIJhGEBBRBSA0ogpAyuQrf8gRCmjTvLIcPrFuyIOTtO9eQvTu10IZ4b3OMyzMIQZyDCEJKRIWAENZ3gIJPBy10fYTYIMkuM8f3UfINAX25F/z0U+0IOQRddekZavnL+/UyynjXvYV1tW48Wsnaq9shlwd3tAFV92lu19t/dxt4uH87+5tuOIw8RNn7/aM5xAjhWPX927rd3tKlw+4y9/a1zPupwnmrzdLn14KQnWWX3TqbMpbjTZa9IXHcVaEkzChEyfdkoeKcJOXqGJjLkFhGGn895NajKwHie7q0vkiXryIIqXoVE4S4UWMIFkp3EobTxdheeeWVpq5L1xFaXAAqiJtxyCGHVAAh+By7nTbmWeB5ZV3uNVpqsJ6bZs6cae4TfC0ghFgiTGxz7Nix5pnEI5Inhp+0dJmhNQkTLTeAKUzAEeJ9uN4E6IADDpDPPvvMLAeSsByfQsBW9un88883rUGYOC5astDCgVYvrlsOXWcYNcaCkKZmP3z4kZTbdrGUBB7p5PhAJuUCQ0J8IimfbTRo0MAALlrRcL5oPTR//vwIQrJqOQMhr1y7lr5mjaTRLtp8FBGE5AtBUAh0pFf+QVIRhUs6RRBSQsoCQpIVvghCSkTLOwhJmeYkHOAcRBBSItLXpiAQ4uoQSc1S8vxlSnZIBTlFpw5KjYDE8x1IP/U6O1y0S19uOGDKeraj93XS+bbrDWl23V7JNL3e85fa2CLMO1avx0hH5wxTsubqSjb9j5LbT9Dr6rL3h0kRhGQTx15sufdaMZR8XxYiByKceN9mE+/r5DquXpJOfvqQSJOvcgIhuv7/5gYbytytt9HaOiovbWPO3du7NJHFLxQPhBCYlJYVdEuhm8rrr78mvXr1MoCEf/6/++47k/7ggw82MIMpCUJQixa7Sf/+/eWqq64ygIMuMbSycK03mGbMmGHuEx+E0JXl8MMPLwML7Ds+mLRJEEL3GWCNa+3BvUxeHBP7QGBTN/oL28Wsv//++0YADiCJO+bp06ebejvA47zzzitrEbJgwYf6HdrDePkk8MikJMgoVCHw4SsJPNKpKkCI6xpzzz33mFY1nGOuRQUQEsosqWwQBEUQEkGIrwhCakgRhBglK3scbwQhJaDlGIRwrD30sflwgPkRhJSIKgtC9H3P+kCIqw63rTCI5cEIOPPvVHJUdwsiHNi44ShtzvW5ee0aJVeOtODjZ0aH0Xm8f4+Sk/op+ecaS9NfTFca7hvqKOgFne5uJb1b2+Ub/0vXeU6167MPLgCrAyF0xaF7zOb/UXLXSTpdBCHlyt504tiLrSTIKFTJ92Ux5OoXffr0kTFjxsjFF19s/tHGtJ177rlG/Mb8YVpJ6yAG9RH+kR85cqTp2jBhwgQTrwFjy7/8/EPOe9ylD8ltPx/lDEI23FDmbrOt1jZReWlbc+7e1r5w8Usvpc5qxSlfEHLttdea8oVuLUy00CA2BvcME//8DxkyRAYPHmxgCZMDIXg38uRenDVrloEmTLTYAJq8+uqr8uWXX5p5fosQ1zWGVhpAFEw+9xDeie+kTYIQNy1ZskSefPJJU07SSgFPiZ868cQTy0AIAIfuNoh9QuzHxx9/LAsWLDBxLjgfrF9qIAQloUdIuYAQrkOIU/hyfCPnGCGhTJIK7oynCEIiCPFVG0GIDz58RRBSQoogpFylO4KQQH61WUkQ0joMCPjNOYggpERUGRDCvavLbIbFPWWgkg3/ZQOXHrKPklHdlHRtoWSD9ZZCjcbb2pYbrHPhwXYZgVIP1umP0Ol7trQBUl16usgAN6jXmHJelwkMqXtCHxtUFfHdDBus93/OzUpa1rXr7tlYyYQzlOyn94HfTesoefEynU6Xvd9HEJKzOAfFEttGSaBRWSXfl8UQdSyuOeaUf9cxi8Qv4J9t9y83v/mX/dJLLzXvbOonQA7+XSeewuuvv25iPvAvOqYXA/j0U08Z48c2gCUOfISUrOfkoqwgZP58eVvX/2dvtKHM2W67qEpo9kYbyVuAkJdfTp3VilO+IOTGG2801+6ss84yv5kYlQUAQgsRoAPdSIAVbjQWQAj3EPkB61xLEYDDQw89JGeeeabpqgLAcwFWSUP9MQRC+I3BD4EQFyOEbhi05GCiRcINN9xg7nm8Ncd7xBFHlIEQng+6cBxzzDFywgknGDGEL88GrV8AO3hR9gWI47rUsK+UDZh+PDj74YMPXz7MKEQOdGSTYwTplBMI0fIZRUiObzgQknXUmFAmSYV2xFcEIUUGIVRYUGhZZURerg9xcn4EIeUUQUgJKYKQcpVtKsdUFqoMhBS7TEr9M10uzwhCKsABzkEEISWiAkDIr0/ZLi8OYPhadSU7fO6E05X8ArTQ5fXFh4TTopVXVNJwGyV3nqTkR1qLUL7r8mCx/k6LEhcAtXcbRmpKLddi+XF9lgZb3XZj+8nvk/or+YouNvo5/S6HYKnmWPX9WyUgpNjlEXmFyqRaBkJQbQQhvH+pa9Ciwxm7TBNxGHgvUy/DlLoRPNJN/PtNTAjOP9vhM6RkPScX5QRCdm+pzfzGQZMflV2zN95Y3tLesJgghCFi8Zvcb3RT+UvPc8Pgfv755+Zewc8MHDiwHAjhmuNjRo8ebSAb09SpU00LpTp16hjTfM0115S16ADaAVTwtECVXFuEOBBCkE62BdxjousLcUCM6ddemTxo8cHEJy2g8N3bb7+9CfJJnByOkVgnQEC2wbrJFiEOyrAe5xD54MOXDzMKkQMd2eQYQTpFEFKbVAwQwvHqyoKpyPlivl+Z5cXLulTmWc4nIj2fvJz99GzD5efy9EEHYl23vl9xyAOE+IVTNuUDQsKgI5siCAkqgpAKlb3lHoRQLnDMyXLIF9c/WT74ZYwrk9KVNfx2y1EoTyfKo9D9ptfLG4R0aypflSwIWVUG9thVdm9tr6cPCPjN/AhCSkT62ix+fCU5pH8jM+RxXl1j9PPw5IVKOu9qA6Nu8T8bk2OrDZXU3ULJkA5KnrpIm/KndFqeS62XrrCtNfz0O2+upH9bJY+em2rp4coBvZ1P7lPSs5WS/66npFVdJY8R/JTzzPOLdNrpNyg5qIvNd6sN7JC6jCTD8L7mOdPpcxk+1xyrvn+DIIQygO1mEvtD/ZH07h3lyhg+3fdQeeS24dK4dVxdKCnWTVdW6fOxrIIQJ/feLEQYNu4BYje4rgaZJv6xpw7CenSFcV0RMk0LFy6Uww47zNTleN87+JFUsp6Ti3ICIS1baTO/iTb1daIqIc7dW9orVRaEMJ9r64MQfBj33L3jx8tvqVFemF577TXTnYprS9cYH4SwDbrRcD8x0Yrk9NNPN0PwDh8+3IARN9FKg7R4I5bnC0Juu+02UwenlRTdY5gYqYaWJ3Rx4Rmg24aDOHTjoZULsU1oCQJIIS+gx6mnnmqOGd9Olxo3fPD3339vWpow77TTTjMtR/DkeFcfgDglQUahSsKOTEpCj5AiCKlNKgII+fkJJd8/ouQH9GhC+jfzXX/eMukX8J9P239jvn1YV1bG22H0vn5QyU96njmH5M+LOvWy/nWyDYD2xQP686FUn+JUXsl8GWLv/XFKnr1EV3BuTA2j5yoNVQRCIKgh4JFOYdCRTRGEBBVBSIVK3vIEQhji0Qchf+iy5afHUuWRVyZRHhF48Tddnphyhu2lyhnKikWTlHw1UcmCe6yJ+l6nJW6AS2PSp8oTtvGtTvsVZZIum8qVNU7aiFD+zb7JNtlfcFfK3JGXPs4IQiIIWTZAiL6m+h7NOViqvv9/18/B9/q5+VA/E69freQZ/c6eeYMdsnaRfrb+9OoBv+vnmud34d1K3rhGp79Yv+Ov13UH/Zwu0s8pdYqy9OyfLuMX6+f5sfOU3HGikhk6b/PsJeGATks5QLoP9H6w/Y90/ov19k35QF763i0IhLDveruUOxXqSKl5LCON2V5K/KY8+lqXMQt1HYnhgsvVp0iXOA6On/Rf6HrUV1ockzknXjrOEef9tauUPKfLJOpUZe/DIoAQxHkopooJQ9x7sxBRv8IYEpSQeA1uIu4B/9AjYAeQZOFHC+X6G6439USefUbWcBOjfbigkazjjC8TedF9hn+/2Z6DH0n5dZ1sygZC/tBG+D1dL5636aby9vbbV6vm1akjc5YBzd5kE3lL+6hCQQhxQbg/mBi2lmXNdb4jDztMvk/At0mPPirtUusxCgyjsTC9+OKL5l7FvwE13GgyTD/88IOBHrTc4D7lt5u+/vprkw/PihtRhm4pwBYMvg9C7rrrrrLhdxnylpYdlAF0+3ITQIV9wV/SGgU4QncwJoAJ9zpyE/t2yimnmGPCl7MOrajc+XBdydguLVrw4PhxH4A4JUFGsZSEHiE5RpBOJQ1CkhAELbcghMqErghhEs4brqR1fSWdmijprMWn0S72X5hTB2uTwEue86JfxLz0HzlHyYF7KWm2o5KdNley8xZKmtRRcuh+Sl683KYzL2e9DhUAApiR10463e56nbOG2oqLy9Psj05PZWrf3ew/Rv3aKvnmIT3fVTBLFIQALJKAI1f54MNXBCElpAAI8St4iJfNcgtCOE59XfmHl8CHHRrbeAJl5ZFWmwZKeu2h5O4x1iiY+10LM3XtkXpZayUNtlGyY6pMolw7Y4iS98bpdCkTwTb4t/gwXVY13dama9dQyW2jlfyKSXFmjE9dLo07Scl2m1hdc4Q1M2a7OYIQzKUxkxGE1H4tzyAkdU2TMnCAe9cHIazPO5vv3Ms8K8l5iO/J7WVLHyjTqY8BPc0fJ+nKffIiT8Ry991tQ3+vNAjR5TZ5MhLO/i2U7NmofHmEKDu6trR/3BhwossG4AflyYA9bZwUV0dqubOS0X30O++W1L6xjzp/jo+hfvu1s3Uk0g5pr2TyhRYMl51LfZ4ATWP62/KI1i+PnK3ns5+cH73tZR2EIN4phYg4HwceeKC8+NKLZf9uM2H++Hf70EMPlSOPPNLEP+Cfbowcx8C/3xhNN2FE+fec7gDklxzKFNNHzAbyop7p4EdIfp0nnbKBkL8WLpSFelvvbb65fLDjTtWm93fc0cCQOcuAZm+6acEghHuM+BnE/2CipQV1WDws95JrHQEMuOH6643xdiCEFh9MgBDuOfwbnub4448vB+GY6GZD1xVgQnL0GO5ZnuNcQAitOBzEwIDT8gNffNBBB5VBGfZz7Nix5njx2XThIW0S/LmJGCPEC6H1VBJi8Iwk4YqbbrnlFrM99icJP3y5fIoltpdJSU6QTk13zQ5DfEYRkuMbEYRUVpUFIakKAwYCs+H66oa0244p00FzTV15ulabAYKarbxSxbT/WE1J56b239Pf9bn8U+/jBcOVbPhvu9z19f3PukrOP2hp/2HEP7iD9Muf5Wv+XcllI1L/5rrrEUFIOUUQUkKKIKRCRZv5TZonQEjKwIw/VVfyU339Q1ppBSVHdrMt0Cj/FoxXctpgJZv9N5x+/XW0IdEG4907dPrpSuaNVTKsk5K1EiNbIEafALDQKs08R/repBxrpI0My4GzdAf41UGSHEBIOTMZQUjtlzaayzsISR5j2b0bAiFOCWhYBh8yyU/P71A65Mp6nsdsebt8/fz0vVtpEKLLlz91HteMKl9WhPTgmXpbM22LjksOUbJNmjJs3TVtF6EZ1+v0KXDy6tV2SGCWr7aKkhV1GUfclA66bvbWbToN50qnW6L3ZexoJf/+p027TzO9/Fa9zJUnOk0EIdlFvY9uKwSHTE4YTeI18G/2oEGDTF0Sg0pdk5YdDz74YDnDySgetCyhjk3dm642mFM38W/90cccY9b34UdSfp0nnUIghG4PE+6/X26+9Va58bzz5Pw6deTsf/1Lztlgg2rR2VoXbryh3L/FFjJ3hx3kfW3k5my/Q2lK7//szTaTt7RfqiwIYR71d+4furAQ1HTo0KHGZ3CfUMclqCjzuc+4r1xe3AvHHXecWQbMIB/mc92Bd9yzl112mRna9uqrrzYjGrn16GbCvcs2eebYDukBJYAJYna4exnxnX0CvrAfrAfMwz9yL+MZgRfM554DDPI8GACgfTTvh5NPPtkEEqarC+CHkZboRsP+koY8yI/vbHPYsKFywQXnm+5lwBvAYt++fcvghIMeIbk0xVIIfiSV5ATpFEFIbVEhIERXhN6/U0nbBvaluurKtt/uthvZoGPb6M+tN1RyQOfUPzKAEF0J6rnH0pc6hmWHTW1wNDdvBf0Sp4/uNxNt/nvUs/P55F/bpqkXPv+kEPWdPPnX48yhStZbS8kaf9dGp6ttLlvO8EYQUk4RhJSQIgipUNlmfgUQossCKvpuJAnAKgCC/v+UR8QA2GU7JVccZlumyVQlL1+hpImeR3oAKv++bvJ/SlbSRoJ5iLLttuNteobUBIKspudRTp060OZPOso208Rdl6sfjFfSt62d/991ldxyrJLf+HfWmY4IQirAAeZHEFIiKhYIqe3S924hIOSPJ8sHev2/f+p6kVdH4o8h0xJ2tpI3b1LSodHScmeHzZRs/t+KfxwxTPCS5/U1eEzJOQfYeUCSs4cpOaqHkhV1+UVd6GZd7tC1WKYpeeHSpWUd4PbVK/V8njEHfyIIyUnU+zCjSWjBxD/jtPIgMOULL7xgDC/PAfVnYhkwVKnrEsA0efJkU1ejfoLRJD5DMmYD+Z104onSuopACP+wjxgxQuo3aCBbbbO1bLXJJrLJ3/8uG6+0kmy88srVoo20tlhtVdljzTXlCr39mdvvKPN22EnmlKhmb75FQSAE4UG4Z/CWDRs2NL7M+RJ8C76T+SwnnVuH6+uW4U/J33kaBxccTHG/2Q/yYD3WwSeThu2wHHPNdtz+Mh85wMI6tAKpV6+eycMtJz3rMZ88yIv0zMdj4rdZD2jA/pMf+808jpd9IJ0T6VjO/rlt8xux/9nkAEaxlIQeITlGkEnVDkJCK1dQkwhCuMD5gBD697ZPvbS30S90WmnQH/d2LQzJLcfZIGdmW5wXvc4pgyzMGNXVphun1XW3pa09EP+iAkFo2kkTzlV0JeDMIbZf/tE9lazwN1t5eEov/+sF27xz09Q/uvs3VzKbfznYx+S/QDmCEFcY5ap8QEgIdGRTZUBIEnikUwQhJaQIQipUtpkfAiGUP5v9R8nfdBlBd7srRiq581Rd1pxgTcF9pyl55w4LT1lnljYeI/axQJchPe8+RcmVR9hm6K48As4e19sC3St1fswjACNlGzFCeqTgbouddL5PWYNyygBtTFJg9ujuqb79yWsRQUgFOMD8CEJKRPraZAIh5jjdvbs8gxBdHlx26NKyZEgnC1XvOEnXkXSZxHfKJOJ6kP7d223XPrrx8XnXGCXX6nKLbjSUaS6fAzvbsueje2wXmlVWVrLbDrbLMF1xNviXLntWV3JSP1tv+kSn7dPGrrvR/9l618+0qE0+Y0UCIYhzUUwVE4Y4oFFZ8e/6SSedVDbaRrqJoI/80806/KvPqBxuokvN/fffb97l1NkAIQSvTHaPAZqcftpp0lbXS/fy4EdSyfpOJmEe+dedidgmdFFYaaWVyu6pmlaD1VeXsZttLu/vXFfm0jKkBDV7iy3kLe2hCgEhTiF/UqgcREAOaCAHMJLz/PmZ5PLMpqSvxGs6SMGn7z0dBEnKetFm5dbhM5scwCiWfPARUpIVhJQTCGkSYBUBFQ2EhHbCVwQhFUEI/V4pxDAOBD4lTyNagPCSdTAi1fR0ljYeplmnO1cvKHn4LCUNt15aINbZ1DZFJ5bIlhvYf3bPPdB2daGPLP/W1ttKydMXaiOs82uVMi2s95DOy2w7CUFQBCHlFEFICSmCkLIKdrfUJ/PTgZCN17dlxID2NiAh/7SaZuSYMO5x9w+oLiMI2Dz3VhsHxARoZLkuvy45eGl5BAghJsh3E5VcmjI1gJDXrlby4yNLDUbretpcaNPx+Hn2X1+aqHdtkYox4jf9zwJCMJXIGKwIQkpDEYRUOE7mc+9GEGJF+WSe36la1FP4zvuIMkmLlmrzblPyzu2pAMwsm65k3Am2W5/Lh3ggQBDqYD1aKVl5ZVsHI5jsy1fa1rlr/cPGAyEYPXHVaHlL1xn+TDIt4vxrocu+5QGEIN4flRHnhPoE3QGS3VzSTcRXYPjPoUPKgxBae4wfP968y6m3AELoWvDss8+mUlhYQtcE6pikS8KPpFxdJ5swouwLE11itttuu7L7qTZoVa0T/vNf+bhefZlbd2d5c+edSk6zttxC5mnPtOiVV8x5Dk01CUKckrAjk3zgkU4+8Egn31tmUhKAZJIPPULyQUahCoEPX0lWEFIuIATlAkMiCClEHgjhhgndkMzPBkJ23UHJjBstrGAYu7Io6O4ln9qmMRt8Zz6VAH2+AB4NEiBk97p25Aaardfb0s6jGTqtRPj3g9/0fx1/ipIjutlmo6vqF/zVo5T8hdkg32oAISHYkUkh0JFJlYEgKAk80ml5AiGck3qN20UQUgoqIgihpQZA9Rd9zQmaaFqBUC4AJVJlkimz2S7zuS94BrTxuHTE0vKIFmh0gaHsonse89ZZU8mtxyt5UZdR7VJlIEN1Tr1e/051F6QbDsN6unIuWQ5mAiEYSCdjsCIIKQ1FEBI8Tq45IOTzCEJMHQUI8auuIwE6TPlDuZOqr/D7L7abLI9mKrlLl2srJVqEjNxf79dDNvjpIbpuBKyl69/Ll9s4SWusZmOB0C3nel1muXoUweQJQB8sk/TvYoEQxPkolmobCKFrzLvvvmNGvSCwKZ+0APnwww/NaBZuhAumhx56yMRSSI7cQXpahLj6CSCEQKvJFiGAEGI3UNfknZ+EH76SdZ50woi6FiGMUoNxcvdTbdBaf/ubnPq//8lH9RvI3Lp15c2dgSGlpVlbbinzWraURa++as5zaFqeQQji2EM+M6QQ+PCVBB7pFIIZhSgEPnwlWUFIEYTUFhUDhDS0hRhNwIlYTuWfZp0D99Sm5AT7sjYvdffC5Xvqpe9exCcPWNo1hv739HFlmNzvtbrtbufTzx7oQh9bfh/QRclF+iWPIeH34d1SzUunpfJNmB2jCELKibw5hp0btpaR/euYClBJ3bsogpAKlbtlGYQAQbKBELrbucCnxAyi5Rhd8drVVzJKlxFmJAX+aaV8YHvcD65M4rue/8n9NrYReaDVV1Jy/2l6mTYkgA369ittSrbdREkjXd79Q5d9tFwDyg7tqOTvq9pyjG40f/BM8c+vXyZFEFLBNDM/gpASUR4gpGWbfaRft2byxYOrLZcgJAlVKZsYCYYg8kCJ0wYqefPmFPxw5UOyPNLvqq8fVnJsbyV/S+WBrjtC563P5ZKnbZc//gwChjTfyY58RRrAyI3H2NGvgLmUg4ysZ64BSgAYI11G1VYQ4hR671VGDmxURrx/OT4CQDKELi09GOoWkEGcjwkTJsiiRYtSNkSf5hdfNIEniRviRpkBlBAjBABCVxtGyWDdJCwBqNAFB0Pqgw9fyTpPOmFCXYwQQAzBJtdff/2ye6qm1fmf/5RJ224n79StJ3N2BoSUnmZtudUyBUKQDz1C8mFHJi0LIASF4EdSSVYQUgQhtUVFACH0iw8Varx4CYZKVxaan1cAE+Sh5zGefdM6S9fbaVMlr1yhX8ipSsDDZyvZu5kFHkRCp+8rrUPGDFBSV5sc1qFJ+qPnKHnqIiVXHankJl0xmHKtzd9cD67LcgBCfNiRSRGElJAcCNlDG6zWncxxpavcLe8ghD73/1tvaXmSFLAWA3KzNgc/PqbT++eG+0I/A4xs5UaqomXJ3k2VvJcaNebLh7QJ0WVMI202CJhKc3MCrBJDBLnRZI7sbmOI3HOGLpNG2dZrC+/ReTijEwAhmCnMY1LGYEUQUhrS918EIRWPc3kGIX8+reTCRDc7X/9e2/6ZZGKpUf4k60iUE/p83XOykq02XLoOXWCmX6eX6fwprz6820JeArBSXv1jVTua36mDbLc9usNsur6S8w9U8vrVuow8QcnVugybeJaS7xjO210TndfyAkKQAxv5inXproJJpMUGo3RwT+A1MGYAElqHuImgpMzDoBCbw01Tp001o16QD/VsRu2gpYabCLzKyB7UVX3w4cuv94SECU0GS/3444/N8L1HHX209O7XT7pSj1z/P7LnGmtJ+3+uW+XaM/XZdb1/ydEbbCAPbFtH5gBBtAxY4LPENGurrWWePs/LGwhx8qFHSMUGISgJPdIpBDMKUQh+JJVkBSFFEFJbVFkQAmDQFaHvH7ZRyrvubkdIQO0b2X9i3Ut7g3X1i3yMkt/oKuMMKOvrCsa74+xIC8QAIS3rnavzM91qqATrdDQfBWpco83J+YfY4GFAj/2a23WIqH6efsEf3cO2RiEvhtfl35aHzlayiCCFbLcKQAgvw1xVeRCSuzp2zB2GkJ5jiCCkBBRBiKlYZwQhHKe+rsTtOEqbgh4tbT/6Xrp8IYggEMSVSYyYMPNGnR4DwP1Auc36Wgxx2zg1sgIiWDMxP34lTarcWzTJduejyfslI5RMOlfJ9Ufp8icFdGkRd/5w22qNEWgwJuTD8N5TMTDcf/re9UEIwSUxj0kZgxVBSGlI308RhFQ8zuUWhOhym/KFVmjddXlEXYcyie/bb7q0jEGH7KvvnXt1enfPU0boc0V51qb+0nQAWupTi6kjUR6lWo58ote991QbsP6Ko5U8psss6kWupS0t1egmw5C51I/WXN22ljtL17fevzuVl952bQch7E/o3VcZObCRr2jFwbClV1xxhWnlQRcXWlcceuihcswxx8gdd9wh33//fcqGWBAyePBg0y3l66+/Ts0V852WJECS448/Xl555RX5888/zTJajMybN88MQUq91Acfvvx6T0iYUH/4XKZvv/tO5r79tkybNEkmaQM3cdPN5eE6O1S5Hkp9Pr3DjvJ2/QbyQYNGMrdeA3mzbv2S1ayttokgJIsiCLEChMAUQqwhqVoFQthp/0CWWxDCyzd1nN88qGSBfpF+rT+/eUjJ9Ovtv6G8bHkB/30V+xJmmakEpf7lINDXEV1tbA/Srb2GDUj42f2pNO6fET7ZljYOdHv5Xc87rpdeb2ULTg7fX8kJffX3tW1wsJ23WDp8Jk1BzRC7/HOSBwhp17aNtNyjnTaU7TOqyW4dctauLTpq8Zm7mu3eSatjztqtZWfZbffO0lKb5WxQZHkCIZyLCEJKRGlAiIMgaUFI6t4FnDKaAoGbTR96XZ48famSrtp88M+oKZNWVXL3ybYsKSvLtPi3lGbkpEEbadNB9ztiHpWDD6zDeaVMmmHLv/1TXfgIkspoWV2a2t8YF1q8AUP4zUgQ39FCbqqS+RGElDPNzI8gpESkr00EIVlACOWDLiuIm0Z957P7bJkE8CC+EPUTV9bQrfjx83V61qE80ud33i32Dx9a15LmX7qOQ0vY7wl0qsvJsn3knZb6c8nUdaYvHXGP9Whxct5BSlrWs7/pxsewvIzGR4uUyw/V6/Cs6fWLCUKcOC/FVOjdVxk5sJGPOCfUM0499VT54YcfUlZD5MsvvzRdYOgmk2z1wfTcc88ZeMIoLW+99VZqrp3IgyFz58+fL7/99ltqrh0x5r777pP+/fsLMUmS0COd/LqPL0xoCISUTR9/LB916iTv1akjHzRqXG16r2EjmVu/obxZv0HJa9Y228q8VnvUehCCfOCRTj7syCQfeoQUQUh5hXhDUhGEVLUKASGYydS/COaY+c6nnj//diXtG9uXLkO+7atf5l8Sv4OXvE7/hTYnJ/XVxmRFm4Z/a4cTDPUuu9zk5UAI4rt+SXN+MRm8yOkTe/BeNqAq/WLJh+jpjI1/gX7p85s+s09eoNflnxl9rNlAiCt89mjdVvbq1FJX3naVfl2bphfLq1D989SA7s1kYM9m0nO/3VOtStLDkAhCSkgRhOQMQsy15Zhd+cT8qTZ2iOvuAghhWN2fJull2pj9pdPPuEFJl2a2+x1piEnESAtlEMQvk1JlH8PiMjwu6/zfOkpOG6xkwulLgz+f3F+Xh2OVdEgFVKW1yKtX63VnKHnnrghCkqaZ+RGElIj0tYkgJDcQYsqgZJmk8yR4M5DVDYnLkLYMowvEYDnD6NLCdrUUQGUo7mN6KvnBdWUhL7+ORN56m8Qc6a7rQqzH6DHUgc7UZRn1oS3+Z7sPPn2RkrqpAKoMxfsn+6nzjSAks1yd4vzzzy8HLtJN3377rRlClzggrE9rER+UhKYFCxaYbjFsC/nQI6RkvSckTGgmEPLru+/KWx06yKxt68ibDRpWq2YvI5q57XYyd4/WRQEhyPcoxVQ64OHPdwDDLc8klzaTIggprxBvSCpfEPLggw+m7jQ7GRASWimk0A4kFUFIRRBC/1dzzPxOGQPmz7tVSbtUEFWABc1BTdBUbei+1y/yM4coWSvVVJ1/OwisOpuWG6xPXrzUfdOh9fo12mBsYdfbo56SWXqdd+5Qspl+uTPvWF1R+PMpbUR0hYLf6AFtSky+2gzl0iIENdp1Tznt0B3ky0dXlS8f1tLmo2a0Wv6avJo8cvEG+jjaSes26WOHRBBSQtLHCQhps0eLCEJSlWvmh0BIuTKJ68zx63KOf2D/9y9bJgBCbj0uNWqDLpMwDnSh4R9SltOc/MR+dmhck68rk5L7qef/qT8ZBYKWI6w3QJdzxAG55xQbFBGoQjyRxZPsyA60SKm/te1+I7MiCPFNM/MjCCkR6WsTQUh2EEJZRJlUBiook/Q5oJUIrTRcPYX4HnS3Y6jvD+6y3erWTNWRKK9G7KvkS1rL8kyQj19HSuX/oy5rju2uy7KVlfxzDdt1D+jCkLnkBaCdeYOSbyYu/QOJ+hn7w7H++UzxQQji3BRLoXdfZcV7JF/RQoMuK9OnTy8LfhqaaNVxz/h7zD4TDJVWIXSReVWbZJalm4gvcuWVV5r7jDqNDzzSya/7+MKEZgIhv7zzjszT9cWZ29WR2Q0bRVVCnLu5rdsWHYQ4KOGAg/ud9C35KpmnAxQomT/fnQ9kGencPoTkYEcmFRuEJCGHgx4hJSFGMRSCH758ZhBSiDcklQsIQQ6E0FWPrnV0s0O5gRC9kdDGfS3TIGSHBtJ4l2bmZgndjMwvB0L0y5go54+dq43A4TZIKQFRf9UvXMbAZ/QEhm7jJUv3lVMG2H9OMTmXHaZk/XXsMiAITTSv0nnMvknJ9BuVvH6V/XcWcGIiqfOC1xUKmpbSt5b1CJhKn/y/plsQwr8czD9KVwB46dNXlt+IeCKm8pVDixBXOOzcqK2cf8SWZh3TmoT1Q8KQ1DbpitTrN6yrC5zWsnur9ualnQQgToAQYpfs3LBNBCG1XcshCNm/SzNt/ruY46IinQmELHnKBktd8pTt8nKhNhiUJ8TyWPyYkhevVLJ/C2sOKBPWXE3Jc5fo8kM/3++PV3KkLq9WT/3zigjOjCmZe7ON6fHGtfo+u8UOe+kAy1/6PnpZ5+sCPTfTn9N1ucUx0Ieff2Ip365MDZeJkeHfXeIYsW0LQtaUfTrvLnto80RlOYKQCEJKRssZCBnco4m+Ny0YyAWEzLtjLdO6gz+FGL72Ll0uERMN4ECA0rEn2NFjXJnToXEKUOjy6vTBtquwW9aqnpL7dJ2Gbr4Mz/3GNbZ8KzciX+rPomt0efNvXedihJk+rZV88YCeP9UGUyUv4iNN02Ua3QcJHM28wR2U/EHdVV+bqmgRgjg3xRT75b//KqMk4MhVvGPZPjDk9ttvN91dkmAD8/HOO+/IDTfcYLq20BrEgQpgyCGHHGJahjDUbnJiJBe6yRA0leeHtKyThB2Z5Oo86YQJzQxC3pV5HTrKzDp1ZLb2NVH5a2ad7WVu23ay6NXXUme14pQvCHFAwoGKJJBgme9hchXrOrEtvAL3anIZ31mGV+DTAY90SgKPTCoWDLHe1AIHPh30CCkEMwpREnikk88MQgrxhgpq0iTMLxJq0KCB1K1bV66//nr57LPP5P3335f33nsvgpCsqiwI0WaFfzlO6KNku41sX9ceqUBgHXax/U7dS7wJBkG/eGl6+cWDSvbZbekymoUCNVrVtVHOaeXB905NbEWB1iO8xL/SRoJm6i6eyPG9dV4s02bigzuX/rPBi50Ahm7oSyDMK9qsOKCRCwhh/k4NWsuZh25pDTMVjNC5q63Sx/ncVf/S10wXIC0J0Lr8ghBXOYggpIRUCRDyewqEYAwG6Uo93VraNVLSu40dNaGFLhfcaC6UOb11WfUZgQlnK3noTCV1Un3pnRgFpnNTG6SQMgl11GXS0xfrdQCjeluAWYb2prk5XfVuOcbOx5i8eLn9h5e82Iebj7MtQfhN9723b9PptEmaf2cEIUnTzPwIQkpEEYRUEOegHAjR5QuBlJvr8ofgqJQp1JEImsofQK68oSXa5Yfp86nfS3TtTQISxHDdnXX5kyyPKN/ogmfOJ+9tXU957lI7mhXrAGiJeWSW6/fHGUNsXLX/+6cNLH/BcBtonrR0uTFlik4bQUh2sR6QAtPYp08fOeGEE+SSSy6Rq6++2ujSSy+VE0880dwTDoIkYQX1LtYbM2aMXHb5ZXLNNdeY9S6++GITOJXjc3WZ5Lq5iHXSCQOaEYS8CwjpZMz87EaNoyqhmdvvIHP19V30WuEgBD+C98Lwc22HDBli4BtBeQcMGGBaGTkg4PuYXITXwd/16tVLLrvsMnniiSfk4YcfNvem87hsk5gTjz/+uNxyyy0G7GHwHfjw5QOPdCoGCOHccBzc29R78TrkC6RgmS8fZBQqH3qElOQF6RTiDRWUAwihRcjOO+8sY8eOFYI1E7cIRRCSTZUFIfqF+ac+1nMPsP+uJl/aTjQLB0zQJN38a6ErTu+N06Zk53B6XyP3t01Bf9PrMRyua2FCEEL63BtDopf98Kjta+tamRANfUVtTviH99B9bYAyzFWuIKRVqz1k+7ot5fRDNi9ZEPLsFevJrs10AdrSUt4kAHGKIKSEFEFITiCEZuHDUhA0pPXWVNKrtf1H9Q+2NU3J7SfY+aH0vq49Uq/zlpLPH7BmgnkMV0kckK+JN8K51vfW1xPtfrCMssh1yfnvekpu0eXhT4z4oJ/TCELKm2bmRxBSItLXJoKQLCBklpIXL1PSLBEU1RetWQkSb4bWnmNbsG6S6mqXTacM0uvMUPKXLnPm3qpkz1RcNmIh3TZaL+N9zjOk6zAvXL40EDR1M+pJfG+4jR0Vy6TTiiAkPzkgkjSBfMfIsswBCl+YWNIkDSSf5JVpvWxK1n98sY2sIKRTZ2PmQyY/KruKBUK4F0gzaNAgA9nuvfdeE3SX7lhTpkyRJ5980gx9zEhEgAu8C+v4fiaTSI+hP+igg+S1xP6OGDFCGjZsaMRoRq61E3FrjjjiCOObWTck9wxkUzFACP5++PDh5twgzgX3OfuXBCBOPsgoVCHw4ctnBiGFeEMF5QhC6BozceJEc73cFEFINlUWhKT+gcBQjOpqgQd9Twm+1WhbJS12UnLw3kqe05UAgIkBIVoMt8vY9jT19EVEc8R3WpWM0wblp8eU/KDXOWWg/dd11x30C13n6fJzTUI/vc9GU2c/eLHvqisedM95G2BCGtLmCEJatmwl2+3UQk47eLOy4wyeu9oqfZzPXLGuvl/19dwdELKnAQERhEQQUhJKgRATI6S1Ps5URTwTCFnihs/V1/aBM5Ts18KWATQDp0yiVRoxi+iiRxcX80xzD+h1GJ7yoC7pyyOnTrpMMi1CtFmZfaMNBs0IMQPbp+Ib6WtUVtZovXKVzZd/ZikbW+s8GNryc/r5Ywb1cUYQUt40Mz+CkBKRvjYRhKQHIXMBIdNsYHiG/qfFK93iKI8ol5rpugxd8K47SslXBJKnTNJlAvGKqFP55ZFfJhF0+X5ahOg6HHHRHjvf5rn9ZkrOHKbkZ2J+uDqSFi1479dl4156m7Q4QXvtagO00p3YpNPv/6oCIYjzUyzVFhCC0oGI5PyQkmlzXSebQnk6YUCzgpDOXWTmDjvK7Ma7RFVCnLu57faURa+9njqrFadsIAQfgj+h/MTU/vrrr6k1K04E3qWbFX944tV8P8M2HKDg03V3QfzG2w0dOlSeeeYZk9/PP/9s4AK+Fv981FFHmYC/THPnzjWtUfC9rJtUEm4AKfh00MMX6RzMcOkdrHDznKz3tFAB+ODS8FmvXj0DP9z01FNPmXNGFxGXX1I+yCiGktAjJJ8ZhBTiDRWUBwgJjhoTWqGcIgjJH4TwgtVGguP9Xb9gCbyFwZhynZJ3blfy48N2vtkGaRPb/F2/tHnxZtMfqQBjvzyuZNr1Sh4+xwZHJcBhBTih05H+ywdsVxn6v7KdsooAabKAEFcA8ZBuu2NzOXX4piULQp6+Yh19z+4qu7VoY/5hiCAkgpCSUSVASLlgqbpM+lWbgM8n6PLiRn3edJm08C5tDB7TZQTlM9fflQmp9JQpoTKonHQaE/RQ3zuUd09cYOOIfDw+lV+ynEvlv0SvR4u098cpWfRIan23/QhCKphm5kcQUiKKIKSCOAd+sFTyoIyh/GFUPGJ8zNTlEuUT5UrZH0WpMsPUqfKsI1GufKTLocfOs91jysBK8jh0OuIaETeJ4b4pt/ijqSwOG58lBEJQsWAISoKNQpSEEjWhZP3HFyY0OwjZS2bssJPM2qVJVCU0Y8edZO6e7WXR65UHIXgurtcVV1wh33zzjVnnl19+MfEeXnnlFZk2bZoJqEugXuLRPP/886beByBwoAN/Qz5cczePTwcr+I5YJwlCfvrppwogxO3DnDlzgiDEeUTy5jfbZB6ggPwdAEF2+xaCOEABMDDfSa8/3bp4bOaTFjGvadOmJj3fMf5nnHGGia2DaCHDM8i+u7xDYt1iKQk9QvKZQUgh3lBBtQGEhHYeLe8gxHxSWUXuZc4L2M0LvIzN+aEylElU9Mmfl7c+p3/oikEZ2EDJPJP5Itbj0+2TSxNBSDlFEFJCiiAkZxBSVv7wm2vtrjdlCvP88oPfpA+VQ0mxfqoscGYlY5nk8mWbbD+5TyyPIKSCaWZ+BCElIn1tllcQ0j0fEOLKH+5lPl2ZRFnAc+zmue1VojxCwBDKI1MHJY9knk7J/Uh+d8v1PkUQUpiSUKImlKz/+MKIZgMhc7vsLdN3qiuzmuyqjX1UfmomM3asK3P37FAQCMFA090F4OGm8ePHm/uU+x4QO3DgQNNaBAhy9NFHm/W4vg548J1WIpTDdH057LDD5IADDjDPIWlYjgcqFIRwHORFd67+/fqZQMCs309/pz4O9MBDkga1a9dW78P+5vhYh2Xcm6Tv07u3dND7DGDAc+JdSEd+Lk+6lLEOaTD+xNlZtGiREXFOOGb2z0GPkJIgo1D54MNXiBuEFOIO5RRBSBWqUBDi8uGlyzxezOlewoWIfNkeeYeWO7FdJ39ZBCHlxLC6LIsgpAQUQUjuIMSJ6+zKpFB5UIjIz5VJ2fJmeShNBCEVTDPzIwgpEelrE0FIDiAkmRflAGVSVdSRyI/yKJfyjuWhNFUMQhDnqFiKIKSikvUfXxjRrCBE5zG9bl2Z1bRZVCU0Y6e6Mrd9ZhBCUFyuRToQQqsHQMfChQtN+h9//FHOPvts2W677YzfxHc21f6TIKek4w9N8nJehvX79u0rd999t8yePduMYMQIIvPnz5eZM2eaUUVYB19XCAhx6xMYmPXpOkOrlXf1fUTal156UQ4//HCTD+lYZ9iwofLoo4/Km2++KVdddZWJgQLMIT3zThkzxvhy4A15Mp/8yJf8X3rpJTn99NONd8H0jx492uwfwUFpHcI2OH72LZ1CQKOyCsGPpELcIKQQdyinCEKqUMUCIaWgCELKaVkHIcmKQQQhJaRigZDarghCKphm5kcQUiJankFI6jlNQhDznOpzkBGE1HYtxyAEJYFGIXJ1j5qSqwP5yguE6Pp+VL5qJjPq1pO5HToWBELwloAMIAYTcTueffZZOX708abcaaU9yi7a2xIjA49LXngX8sOrARcY/SUZW4SuNW4i5gdDO3Ov4oErA0KAAGzz5JNPNgDDTQRWpcuOm2bPniXHHHOM9o+7Gm91xBFHyscff2yWMXw0ECQ5cX9STgA8ktNff/2V+kaes01LkW222cYEc6U1yG+//Wb2BeBSm0CIk88OfIW4QzlFEFKFiiCkTBRAfFYpCEn3T0xlRD6hf7wjCDFKVgoiCCkhRRBSTsZgRRBSGoogJHicEYSUiCIIKYpc3aOm5OpAvnIDIfvI9Lr1AyY/KhfNqNdA5nbsVBAIwXNxva6/4foymAFgmP/OfHlo4kS57tpr5ZyzzzatLbjeGG38DGL9sWPHmpgZxA+hFcWtt94q559/vtx3333y0UcfmfyAIUAN/Gu+IATfzDYBLg6C0CIDWMMIN5dffrm8+OKLJpAr01NPPan3q405LtZ/++23zXwm9hOwQfoHH3xQBg8eLKeeeqpZxv4/8sgjct5555lzxkg5tGyZMGGCef4x/QzvC/Rh6N9hw4aVwYkk+PDlw4xC5EBHNvnswFeIO5RTISAklLiCIgiROjs2zAmEbGlAyKYRhGCmWabNjKns6LxNBY/z4qfjPLl0pMHE8Bv555BtMZ/8SB9Kg1y+pOeeSy6LIMQoWSmIIKSEpO/5CEIiCIkgpJYrgpByEMQ8p/ocRBCSWZyjYqqYMCQJMwqRq3vUlFwdyFd2EPKezN17X5muzXzI5EdlU/MUCOlcEAjBh7CsT98+MmnSpLJRW5LTn3/9ZSDHddddZ4AEHg3vwtC3M2bMMGmAHscdd5wx7LQeYZu0BGECsNDFBH/H+vmAEEZloa4N9HAtTSZPnmzK/J133tkYcr7PmjXLLJs6dar079/fbJ/9cyCEfXjhhRdMXBGeP55luuwQ64OJVh6nnHKKOa66detKp04dTTwUts0xccycJ9Yjbgrnzc3PJAcxiqEQ9AgpxA+SCnGHcsoBhHBdACH333+/OX9uygpCyDy4UU+hHUcRhJSQigVCMNL68+fH7Sg1n02ww/d++1AqeGIynT5PzPvmYZtm/u1K5t1qo7Z/49JzLhNpv56o5JPxShbqNF/o/M0oOT5g0fvEyBUvXa7kqQt15fue1IgUpIsgxChZKYggpIQUQUg5GYOlz0EEISWgCEKCx7ksxgjh2FAEIfmL81QsRRBSUa4O5CsnELIPIKS+zNqteVQlNKN+A5nbqYssev2N1FmtOGUDIU4sJ6DoNddcIwsWLDCtLmhlQSsKN9ENhdYU7vqS1oELYoIAMgAdtPqgjGI5E11Nbr75ZhN8FEiRDwjBbBO49Omnny7rskJrE7aD6LZCyw4ACBPxPegew/EAPRwIAeTQqgWPiZ/GZ7LdM88807QGYaIbzdixY03MkP33388cJx4NCEE3GJQEHO57JiVBRqEKQY+QktwgpBB3qKAsMCSCkMoqgpD8QYiuGH33sJIrRyrZs6GSulso2WlzJQfvrWTurak0rKPF8HQTz1LSu41Ns/l/lWymtd0mdh7LGJbT3TOTL1DSbXe9fEMlW26g82+sZMLpKWCCgUc6X4bOO2uYko3XV1J/KyXjT1HyyxN6GdckghCjZKUggpASUgQh5RRBSAkpgpDgcUYQUiLSZWgEIYXL1T1qSq4O5CsrCNGGde6++8n0+g21qW8RVQlx7uZ07iKL3igchOBR8F7AEMDCqFGj5LTTTpPbbrvNdBFxE4Dk0ksvNXW/22+/vaw7DZ8Ms/vJJ5/IZ599ZoKvfv3112YZMGXcuHHmfskXhOy4444GrEyfPr0MhHz33XemBYrbHgCD2CZM7CsBVTnegw8+2AAaJlqDcGx4aaACx8p2yfvVV18tgyG0Ovnyyy9lwYIPDXyhlQtejVggDoS49XNREmQUqhD0CMlnB75C3KGCIgipIkUQUgZBUFYQgonWFcAXL1eyzUZKlFqqnbZQ8tRFqeHrODc67W3HK9l+UyUrrVg+LVpZz2tSR8kj5yj5U+f9ypVK2jey81deQcmKf7Ppmu+k5LHzdX7sB8ZA79Pto5Vs9G+7vHU9C2D+YHmOLUKgwHwuqyDErxREEFJCiiCknCIIKSFFEBI8zmUZhCCeUZpmcw4iCMkuzlMxFWFIWA6AOOUGQvbXZr6xzGq+e1QlNL1BY5nTZa+CQQhehOXU0fFgzvSzjPv9iFGjZMb06SY/4ocQI4MyaOzYsaZLCdMPP/xgWmW89tprMmXKFPP95ZdfNrE86MpCcFHyz7drjAMhjEDjJgKfkvcb+rjZFp/PPfecEcAFkIPnomuMAyFsk+MEKHBsHCffSUf+t9xyi+lewz65CfDC+uyHC4rqWoY4KJJNSZBRDIXAhy+fHfgKcYcKiiCkihRBSH4gRJsXusIcum95qIF23sICi79IpyuJdIHZp9nS5Q22VjJyf7sucMTNP6CLrmhNVHLBQUpWWkHJ/9ZTcsogJWMGKNnwX0r+9jclx/TSeVKp0pWyqdcp2X0nu27dzZU8fZGez7Vw910EIRUqAxGElJAiCKlgsiIIKRElQYg2/9ynHBvDHKLksbIsgpAS0HIKQihbeX9WBQhx4nwVS6H3YWWUhBmFKFkHqSk5AOKUEwjZr5s287vIrBattFpG5aVWMr3hLjKny95ZQYjzH857JMUyPg888EC58847DYxo2LChMf6Yajxng/r15cFEUMwXXnjelEUMSUsLESa6oAAMGIEGEMFQuwQUpXtK7969TWsM/B3zgCNMQAd+Y6p9EEJQU1p07LDDDiYvuuS4FiEM1UuXmAEDBphltDIhH7bLc8WxclyHHXZYORDCcQITHAhBeGu2zTp0iaEVDAFYkyPJAFe4px0gygeEIB9mFCIfeoTkswNfIe5QQTUJQjjRoR1HEYSUkAoFIdpA/6UrRXRD+d+/LIj49z+V/GM1+73eVkqeuMCmo/J050lK6myyNN0txyn59UktfY8c28vORy12UvL2WCXH9LS/m2yn5IM7lbx7h5Jdt7fzBnXQeeprRVyQge1tCxOAydUj9Xz2LwlrIgipUBmIIKSEFEFIBZMVQUiJKEcQglgWQUgJKIIQcw2rQpyvYin0PqyMkjCjECXrIDUl6glJ5QRC9u9mzLwFIVH5Kh8QwkgqznskPQjXCZjgWmnQooNhYmm54a4tQIGuKUzECXnssUnmWU3G4KB7CvE2qO/jY2lhcuSRR8rVV18tJ510knlugAe0vqDLCRPdaeiCg7cFvhCclG4vTHRxYRkBUalnXnvttWXdV2j5ccABBxivyLbYx7POOksuvPBC08KEY+O4MoEQBDTgOOnqwzHvuWc72XrrrQ18YeQbN7Eu5wj/7dZFDnRkkw8zCpEPPUIK8YOkOGch/lBONQlCQjvtFEFICakQEJKCG8CJ3q0tnFjr70r6tFnausMHIbceZ+N8sOy/6yl56Cw9X1ce/9A6sa+djzo01vneruSIbvY33WUIpgoMabaDnUf8kSVPK7nqcL3d1ZWstoqSo7srE4S1bP8SxxlBSPnKQAQhJaQIQiqYrAhCSkRZQEhSGOcIQkpAOYAQZJ5TfQ4iCMldnK9iKfQ+rIySMKMQJesgNSUHQJyyg5D3Ze7+3WV6oyYya/c9oiohzt2cvfaRRVMqB0KAFVynI444wsT1cBOtMoAV119/vdx0002mWwoAhIn4GUAC6vP4l3vuuads2RdffGFiijD6Cq0q3HC3xAoBimDkeR8xBC0T3WwIfAq8wPeNHDmybMhdArXeddedpjUJ/nnI4MEmEKqb6A5z7rnnmhYcd911l+mawwS04H5k32ih8s4775TN55jZByAGnxwDw/0yAWBuu+1W050GAPPoo4+a+UwcE/c0HnxZACEoKwyJIKSKFEFIbiBEH++fuuJ32aFK/rGqkpVXUrJ/cyXXjFKyWwpW+CDk2UuUtKxrl9HlpXMTJc9fps/3qUoab2Pn/3MNJWcPU/LT40qO723nbbuxDZB632kWsqyo1x2tlz19sZIt/2fT7Lebkhk32mMy1yGCkAhCUpW4CEJKRBGEVDDNzI8gpEQUQUg5RRCSvzhfxVLofVgZJWFGIUrWQWpK1BOSyqlFSLfuMn2XXWVWq9ZReauNOXdz9t630iAE4UF47m688UbTqgM44Sa6orjuKEy//PyzgRhcbwcDaHVBtxUXK4QJMOLWoxUH8UJoeYGPbd++vWndkdwOMUdcGf7II4+UgRUmusHQWmTPdu3koosuMiPauLzJI5kPAVMBGxwTXhKw4uDJ888/b44XmMB+Awx4N06YMKFs38mXwK6I7+z7Bx98UBbHxB2zUxJ2ZJIPMwqRDz1C8tlBSBGE1JQiCMkOQtALSqbfqKRTEwsiaOkx6Vytc5Q0SkENB0L+TN0DP01Wcs4wJWv9wy5fdWU7agxxPwApf19VSY+WSt4fp9Pr63DTsUo2/j+7bJtNlGyrtYr+TguR43op6dLU5rPF/5Q8fJaSv6hQsm9cC+RgSAQhFSoDEYSUkCIIqWiwIggpDUUQUuGacg6WBxDCs8s5AIR0XkZACGUs16+qxPkqpkLvxMrIwYxClKyD1JQcAHHKCkLef0/m6vt4WpNdZeYebaIqIc7d7H32k0VTpqTOasUpGwhxvoT7CKiBsXVxOtwEFKCrytVXXaWfpf2NbyFPF4B1yJAhcscdd8hXX32VWsNOxA8hPyAI22AdzDyxOIAnDmIASuhmg4mnFQeBUt306COPSGu9HuCBOvexxx5rRoBJwhImWn7QQoQ0bIP7j9YdxBphevzxx82+ssyBDPaf9yPnyLUccRMQhG5CtA7BlwIO3HpOSdiRSQ5iFEM+9AgpxA98lTQIIajLJls1WuZBCBd8qzq7Ln8gJGU6TuijZO1/KFnz70oO21fJ948oeeYiGyS1HAh5Wqfn3Oj1vppoW3OsnBoBJimgyF0n63RsQ+/bpxOUXDjcDrO7+qpK1lnDtihhmNxhnXQeKyr5h972xYcoef5SJdcdZwOsjj9Vr3uvzgODz3VZDkFIuxQI4bhClYEIQkpIEYSUUwQhJaQIQipcU85BBCElIl2GVicIQZyzYin0TqyMOO5iyK+L1ITyAyHvy9zuPWSarjvObK2NfVTemta0mczed/+CQAjCizhzTxBShow944wzzPUDLpx++mkyatThsre+rnhRAILzM8638Xwdc8wxJlYH67Du6NGjTdcW/Bxeh22RFi9ArBC2cd5555kgqZR1pCMNMMTlQ8BU55VYzrEAVhiF5uyzzzbbOe20U8067dq1Mx7ZgRruSVqFjBkzxgSDZR7H6PaZ/PDV7A8g5tRTTzV5nn32WTr/k0zwVdKEIAhKwo5MIo9iKQQ+QvL5ga9igZAHH3wwdafZKYKQbIogxChZ+JQDIboS9NcLer0rlTTc2gKMPRsq+egend80Ja9epaR+an6jbfXvq/V8KnpU4PV6s25S0r+NkhVS8GOllZaCkP9bx44Y88a1Nv4HxohgqA+freT6o5TcOlrJc5fYrjNbbWjhSN+2Fozss5uSdddUsprOb4fNdD6dbcBVc+/pa/pMBhACLIggxMuntiuCkAhCIgip/YogpMI15RxEEFIiiiDEyIGMQuXXRWpCeYEQYoQAQrS3CZn8qCzS/mHarrvJ7P26FgxCnPAkGHy8JkbZme+m5ncT48+cj0kKMIJvw+fiVVnHeVbm++nxPSxnG864M88tc9t3+8C9xDEg9oHl9I5weTRubIffZVukIT3iWEhXr149s2/MS3pNJ/Kh+w2yfr2xMfr8ZvtJ+JEU28tF7jwWQ0nYkUkcUyZx3kIMokz6HDt2ERLnhkC2DDtMC6JPP/3UKIKQbIogxChZ6JQDIXqd355QckJfJeusaQFG+0ZKHj9fycPnKDm5v5JN/2Pnb/ZfJWcMVjLlWiW/PK1Nzu2264sBICva4XOP7K6kf7ulo86g7joNQVgxRiYeCZ/TtKYrefVKJY23s+naNlRy+wlK6m1pfwNAGEaXvPl90cG6YvqYXm9GBCF+RSCCkBJSBCHlFEFICSmCkArXlHMQQUiJKIIQIwcyCpVfF6kJ5Q9CehkzP7N126h81aZt0UFIUvgTAIeT8y/ZlG2d5HIHN1ByvluWBCAI+JCEIA545KOQ53TyQUc2JWFHJvkwoxCFoEdIPj/wlRMIaRJmGQgQUrduXbnhhhtMkNwPP/zQxFPJCEJygSAotMNOEYSUkAIgJFTQlAMhU5UselRJr1ZLwQUivsdqqyhZMTEP0UJjv+a2xcglI5bGByGuB/FEOG/f6fyO6qHz0OubdVZW8si5dv/KTLquZC6827b8IA1BU284WsktxyvZ4F82gOpto5XMvlFJg63s7556H9+iVcibEYT4FYEIQkpIEYSUUwQhJaQIQipcU85BBCElojQgxJW5VSHOWbEUeidWRg5kFCq/LlITyguE0DWmR29t5ptrU98uqhIyIGT/rrJoamEghOVJw47JZ54PMZy4tklTzrqZ0iflA49MIk/E9vhNfbNfv35m6FzqKn6aXBTynCE50JEEH75YnovceS2GkrAjk0IMIamsICSlEM9AtJihRcgDDzyQutPsFEFINkUQUk4UCj4IWTxJyZAOdrhcAp4SzBTwsILW37zYHyvo323qayN3p40j4ua31vO+uF/vw0ytGUomnKZk81RLEnTXSXo+lX7Oq654ffeIkmN7KVlDb5M8aWny9QMWrtAyZd21lDx2vs2TEWRW0fvVvnFqJJk5EYT4FYEIQkpIEYSUUwQhJaQIQipcU85BBCEloghCjBzIKFR+XaQmlDcI6dlHpjVrITPbto+qhKbt1kJmd+0mi6ZOTZ3VipMDIe3atTUxNHwfghjJhevn7iXqdczzIYYT+XCN3XXv3LmzmRdKm05J4JFODnIAHfAPJ5xwghk2l6Fyx40bZ7aJh/JhRyaFPGdSbMvBBHxoEnyElAQe6ZQEGYUqCTsyKcQQkioWCMkrRkgEIVoRhJQThUE5EKIrbQQ/ffw8JWcMUXJsbyWj+yo5sZ+S4/oo6dZSyf/908KMf+vP3q2V3HmSkp8fVzJin6WgY+sNlTx5kd6HF3RFQ+/LOUNtzA+WraT16Fl6mb4WVC5/fVLJ3WOUbPR/dnnvVko+v1/JEj3/UkDIGjZo6kS9zif3KtkbELKS/txVyZs36zxii5By4uUQQUgJKYKQcoogpIQUQUiFa8o5WN5ASJeOLSMIyUOct2KJ6xN6N+YrZ0ALkV8XqQk5CIIwnVlBSO8+2szvrk19h6h81a6DOXezu/aoNAgBNuBDjjjiCJk+fbq8/fbbRk899ZQJYOpghIMXfGceo8u8/vrrZekZUpfAon76TCJtNpEXwhMCZs4//3z5+uuvzXE9+eSTxlPgGX3YkUm+3/QF3MBvs13qt277PgBxYlk2+TCjUIXAhy+fH/iKLUJqShGElBOFQTkQwrV8QckvTyj56kEln96n5PMJSr6YqOQT/f320UrqbGKBBd1XABiLH9fr6EoiMTtcXBFakRDro8ceSrrtrmSrDex8tKueP4uWHFO1dKXr9attPBGWNd1BydMX6vn6Ov2h760HzlCy3lp22Yj9lFx4iI03QsuUo7rrfdP7JLMiCPErAhGElJAiCCmnCEJKSBGEVLimnIMIQkpEEYSUycGMYsivk1Sn8gMhH8ic3n1l6m4tZUa7jlGVEOduVteeBYMQRktJTgwdO3bsWLMMT+bgBd+5ttdee60ZUtdN8+fPN6O2kIZtufSZ5EOPkMjLgQhACCPMfPnll2abTzzxRFFBiIMaAJ0bb7xRnnnmGXnooYfMuxNowDIfgrh1cpEPMwpRCHz48vmBrwhCakoRhJQThUEIhBhRKXeigqOP/4nz7TC4gIktN1TyzMV2PpWnObcpGbmfknXXWAo9fO26vZLxpyj5EXiir8XcW22MEZbR/eXm45T8zL6zH1of3qVk39Ryuun8M5V33S1ti5MlmPypyycIadYighAqXRGElIgiCKlgmpkfQUiJSF+bCEISiiCk0uK8FUsRhJSXgyAI05kNhLzZu69M0WZ+ujb1Uflrym57FAWEnHTSSfLjjz+m1rATIIDlmH0HLzDPAwYMkFdeeUV+//33VEqRGTNmlA1z60AI1x9Djv8luCnCv5IHPi8JPBCejzT4XHyR+43hRvgHhtP9/PPPzTYff/zxMhCC2A7p2AbrJuEHnpL5LCfAJ6pfv75Zx/lQ9pXRZWgJs2DBArONb7/91jxT2267rVmH9KSNICSCkMorgpByorAIghA/L338f+nPWTcpGbm/ko67KBnVTZvyW/V87oEUOHn3diWnD1TSWS/fva4FHy12svE8Duyk5MGzqHjYtFSaJp+vZLcdlDTYRslJ/WyXmLLKlD7fdNMBtgzrrKSVzq/Fzkp6tLKjyfwETMEg6eN8ejkCIW+OXUP2bKOPdfc9pXPnCEIiCCkRRRBSwTQzP4KQElEEIeW1jIOQqoQhnLdiKYKQisoPhPSTKc1byfQ9O0VVQlOa7yGzuvWqEhAyZ84c6d+/v1kXkRYPCij47rvvUqns5IMQjDjbApqMGjVKjj/+eBPf49hjjzXpuOeBCC5fPvv06SPHHHOMHHjggcYrUBehCw7rkA8+gvvJByH4Re41WnKwbwcfcrBZlzzxk+wzrUmGDRsmRx55pMnv6KOPNi1YSMd+4K9JTx4MB/vRRx+ZbdD65OSTTzbBWUnPexRvyjYjCIkgpHKKIKSccgYhCRG7g5ggv+vPcssw3Cmx/IO7lMy+Scl7d+gK5KPll5v0ejufTVDy5IVKXrxcyQ8P63mcZ7c8ke9fTyv56gHbTecPtpvMJ4KQCpWACEJKSBGElFMEISWkCEIqXFPOQQQhJaIIQsrkIEYx5NdJqlt5gZA+/WVKiz1kevvOUZXQlBatZVb33rJo6rTUWa04VRaE0Bri5ptvMoFQ8WR4FerydIuh60xyciCE/Lju3IennHKKiTXC0Kp//PGHSffTT4tl7ty5cumll0qHDh1MWqdrrrnG7APBUAEit99+u3z88ceyZMkSefTRR02eZ555ZgKEPGG2B4wAmNBKZbHO/4UXX5CRI0ea/cU377PP3nLhhRfIzJkzZdGiRaZLD3l+9tlnMmHCBBk+fLgBB5QNL7/8svz6669lrV3Yb2KSAES++uorufzyy00rFfxpBCFVAELYqdDOJhVBSAmpKkCIOw+k49OHFsnlDmrwye9A3tw/tBAx95FLn1hu5NYnX9Z3+UQQEkGIfjFFEFIiiiCkgmlmfgQhJaIIQsorgpBKi/NWLEUQUlE5g5APPpA3+w2QKa1ay/SOXaIqoSkt28isHsUFIRj/77771gADoAXlDf4Uc02rCIKqAgi+/PILAxaYACGHHHKI8W9c9+uvv97kQzqgwi+//CI///yzASjk+95778npp59u9ge/x/7dfffdJi/yBGoAH1wckmeffdYAGdZxIGTSpMfM9nr16mngiUtLPhwbnnnPPdvJhAn3yeLFi8222ZfFixeZfWECiLz66qumxQnHybG5fWTi87fffjMCkFx33XUGhHAuSh2EoFxgSIhnoAhCKqsIQsqpMi1CjELAIikHQJzSpWc+20uCjXRieShNGhDiAEgEIXq9ZR2E7NZRDuxdXxuVCEJqrSIIqWCamR9BSIkogpDyiiCkIHHuiqViwRDkYEYh8usk1a38QMhAmdKqjUzvtFdUJTSlVVuZ1bOPLJo6PXVWK065ghBgAROtOF588QXznVYQI0aMkBa7tzDe86yzzjJAgOFr77jjdpk3b55JR2uLJAihdQcQhFYlwANGpaGVBqPLAEUADC+++KKpP+J9kyCECUDx4YcfmmCl9957r1x44YWmBUmyRcj48fea99r9999f1uKEoVx5BvDKHNdpp50mn3zyiVn2gb7fCLZ6yCEHmxYkABAmIMfYsWONT6ELzF133VW2jW+++UYuuugi053mxBNPlL59+xrIgEeNICSCkMopRxDCzbXbbs0jCCkFRRBSoRIQQUgJKYKQcoogpIQUQUiFa8o5iCCkRJQFhLiytyrEuSuWIggpr7xASP+BMmWPtjKt895RldCUPdrJrF59ZdG0wkHITz/9ZNLfcMMNZtQUYAWtMy655BLp2Kmj8Z4ADiagAuDjhRcsMHEtQtgO171fv35y0UUXGhDBNurUqSP169WTq6++uqzlyTvvvGOeHXwt6wEg3ERrEIbK5fmibOe+Is5HMkbI008/bbqqOIAzZcoUGTp0aFkQVO5BYAetQAA3HBfLNt98M9lyyy0NmHEgh/3Hn+y4444GeLz77rtmPrFCKG8Josp+AhgcAIkgJIKQyimCkHKKICSQX21WBCEVKm0RhJSIIgipYJqZH0FIiSiCkPKKIKQgce6KpQhCyiuCkOrTlDbtZFbv4oIQurWMGTPGdF8BIhA3g3cI9ycjyTC99NJLJrjpc889Z347EEJeXPdddrEjt1BWEaD0ggsuMK0uAA8uvshbb70VBCG0OCF2B3VLzDY+kTSAkOSoMcQeef/998138jruuOPMtvGPpGf/Pv30U7McoOPAyZVXXmlEDBKOkQmww/YAHu7YmYhRQisQ1x2GfUlCEORARzb5MKMQ+dAjJJ8fhFSSIIQ0jXVeEYSUgDwQQoGTLIBQBCGB/GqzIggpJypdEYSUiCIIqWCamR9BSIkogpDyiiCkIHHuiqXaBkKQXy+pTuUDQmYPGCRvtG4n07poYx+Vt94wIKSfLJo2I3VWK075gpA77rjDtKy45557zG9aUxAIlW4pdBUBKtDdpXfv3iaWB1OyRQgejjKKYKl0W6FVhYsVwmgzLj5HOhBCdxpigQA+8ILsI17RgRCCnCYnutEAOXiuafGBpyL9AQccWAZCXMyPdNP8+fPLwAv7nQQhtG7Bw5NnEoA4MT8XhYBGZRUCHyGFOEJSEYTUhCIIKacIQgL51WZFEFKh0hZBSIkogpAKppn5EYSUiCIIKa8IQgoS565YiiCkvPICIQMHazO/p0zba5+oSuiNtnvKrD79ZdH04oEQgATXkXgaTEAEWlAQO4QJSMAQt9z3BCllciAEP0O+tLYAoDj4wXJigNx5551l3U7efvvtIAgBttAqA7+AH0wHQmg54vb5+++/N11a8MgOFjBcrms9Qnec2bNnmxYsdOdBfJ88ebL5HDt2rNlvWn74IIQWIfTEIE/2I4IQqwhCKqsIQsopgpBAfrVZEYRUqLRFEFIiiiCkgmlmfgQhJaIIQsorgpCCxLkrliIIqajcQMiHMnvgEG3m28u0vfeNqoQ4d7P65gpCqJ+3M3IeJARCaAnCslGjRpmRX5joOgKgYCLIKUCFUVymTbOj1QA6DjroIJPfoEGDDHRgokUGMUZ4RliHViXJ7izcK/jjEAghPX7QByEObhD/g3VcoFT2hVFtnOfu3buXARlMwBO6xTgvwid1V55f3o1uiGDggQ9C6GLTsGFDs4w0EYRYRRBSWUUQUk4RhATyq82KIKRCpY1lTZp3kgN714sgpDYrgpAKppn5EYSUiCIIKa8IQgoW569YKhYMcSAjnZJ1jUzL0on3ta9QukJFvjmBkEFDtZnvqE39/lGV0BvtOsqsfgOKDkKADpSpjNpCyws3EZfjqquuMh4NkJAEIbQSIc/DDz+8DHbMmTNHhg8fLvXq1TXxN66//rqy7dAihHsef+yDEGBEuhYhDoTcd999pguP655D6xNGmOFZAFxwD9LyA1DCMUycONHkQasPlpNu7NixZqSZgQMHmm3gs2lZQlcZJrbFCDP4NPYHOJOEIMiBjmwKAY3KKgQ9Qkryg5CqFYRkgyAogpAIQiIIqeWKIKSceJGwLIKQElAEIRVMM/MjCCkRRRBSXssJCEmWwcUW569YqmoQwjLqFxg56o3UH6lTueV8Zx71TOpZmFS/XtKhfQezLqYTSMEn6cmT5cn0hYr8cgEhbw4eKlPadZJp+3SNqoTe2LOTzOo/UBbNKC4I4Rpy/Y455piyliBMjMzCELN4NO47v0UI26FFiOv+QryPJ554wsCTcePGyWef2ZgdTHRnAbRQnmHa8wUhgA22d9RRR5XFAmG0GVp+4LnxVkcffXRZqxC29+yzzxrwgQj4Cjxhuummm8x26ALD8bkuPwz1y/fHHnvMdKM5+eSTjacHRiRhCEpCj5B8mFGIfOCRTiGOkFQuIIRz6TMNlD8ICWXuKYKQCEIiCKnliiCknHgRsiyCkBJQBCEVTDPzIwgpEUUQUl4RhBQszl+xVNUgBLDBNo4//nhjbAEM/NNOk36WE5/h7LPPkssuu1ROOOEEU447uEHdi+/DDx5ujCRGEWN6xRVXmCFKR4wYYUwm9TS/PlNZsb2cWoQMHqbNfMegyY/KLgtCBlUehOxhQcipp52aSi0GTnBPAwUIiOpAAhNxQmgVgRnnGWIIXCbAh2s5wb0E1HBgJTnNnDnTtBJJTtyvu2pvy0gxTMAJutD4IKRDhw6mm40LtkoXHe4xtsk97YblBb6cddZZZl1gAPc5XXvSTVOnTjWAg3OEx+a8XHXVlfLDD9+nUiydODd4cfJdbkCIVohrOBACkEpOEYRkUwQh5RRBSCC/2qwIQipU2lgWQUgJKIKQCqaZ+RGElIgiCCmvCEIKFuevWCoWCEGcB1+YwAEDBph/p/mXmtgNdANw9z7/cH/55RfGRL755pty6qmnmryod1EvAaA8+dST8u1336bsip0IaMm/5KNHjzbpigVDcgIhH34os4YcKK936CxT9+0aVQm93r6TzOw/WH6cMTN1VitOmUBIm9ZtjA8ZOXKkibkxffp0ueyyy8w9h5HmvibAKfMRIML5NtIAL5hPN5XBgweb7eBpGGmFFiBz586VD/V1fu+9901QUrrP0EqDIXm5T7mfHUC58MILTV6ko3sNwIX5eCc8If6BIXIZIYZ0DPNLGvaTY7ntttvM/FmzZpmRb1iGZwbMMAoN+bI/QBHE9h999FGzLQcYOC5aQPTo0d20EiHWCfFCEN8vuugic187uLG8g5C6deuWQS9AFOVJBCHZFEFIOUUQEsivNiuCkHLiRRhBSIkogpAKppn5EYSUiCIIKa8IQgoW569YqkoQwjuWugX/nH/11VcpeyvG1GFghwwZUvbPPBOghH+uKcsxg5hH/vVON4Qo8xcsWGBgCS1P/G41lVFuIGSBzBp6kLzecS+Zul93beyj8tXr7bvIzP5DKg1CnLhPgG3U0wEHyWXU21mGSIeXwbsg0jLfrePmW7/TRvr06W26rgwffrC5r7gnWMb9wf3ZpUtns57zR+TD9tw8J/YfkTf74NIwz7UKccvIA7Ee8/GUpGEd3hOAD54bnlvmszzpRR3YYBnP44gRh5jWV9zXbllISegRUghoFKoQ/EgqxBGSKgSEEGeFuC8MpfzJJ5+YMojYKhGEZFMEIeXEg7tsghAblTmCkAhCar0iCCmnCEJKSBGEVLimnIMIQkpEEYQE5QCIU4cOHc0/7Pwzn+xuQDcD/oVHbpQLpt9++00mTZpknnn2jX/Q3cgamSZiJvCPPWbSr9fkq9xByHALQvbvEVUJce5mDigchOBPnKHnujmowCeezJl5BxyQW4f5fDpQgfjOPNK7/MmHvBHLXL78dsudwXfznMgPkcaZfNZ18xG/nVd2eSD2gWXJdZjHb1p/kJZ8k0rmxW/2F/+N+B4S62STO75iyZ2LdHLHkE6FgBDXNWb8+PGyZMkSE5AWRRCSTRGElBMFRgQhJaQIQipU2CIIKRFFEFLBNDM/gpASUQQh5RVBSMHi/BVLVQlC2rZtZ+J40JT/zz//TNlbXS1+/nlTt6LLjN8ihH77PBN0eVm4cGFqiZj1gSYEsHQjY7gJyMKIGdRV/XpNvsoFhPy2YKHMHnawvN5pb5natWe1aVpgXqmKczdz4NCCQUgmObhRGXEvcR+w/dCyXOVgRzY5+JFO+C3rL22w05D/TIo0DirgV/mdTkngkU4+yChUSegRUogjJFUMEBJjhOSrCEIqFDARhJSQIgipUGGLIKREFEFIBdPM/AhCSkQRhJRXBCFFE+exUFUtCGlrurcQBNJN/PPKP7HUIQEhbpQOJkDI/fffb1qRkMYFl2QiXsPZZ59tWpEQkBK4kpyIs8CzRJ3Nr9vko1xAiHz5lbx3yOEyZ++uMq9nv2rT/N76fPUZILN79JEpAIVuvUpWr3feR2YOOkB+nDkrdVIrTjUJQrLJBx7p5AOPdPLBRzqFfGc6+cAjnXzoEVIIZhSiEPxIKsQRkioGCImjxuSrCEIqFDARhJSQIgipUGGLIKREFEFIBdPM/AhCSkQRhJRXBCFFE+exUHGdigVDHABB1CmId0Dw0yTQeP/9983IGHRfSA5XygQIIXilC67qJtdlhm1Q7yTf22+/PbXUTgyHSkwH6mp+3SYfpQMhDLN6zTXXyKVXXSXnn3KqjN6thRyzw05ybL0G1abjGzSSK5q3lFf27yFv9R4gU7r1MgqBhlqt7r3l9S77yszBEYQ4+cAjnUK+M5184JFOPvQIKQQzClEIfiQV4ghJRRBSE4ogpEIBE0FICSmCkAqKIKREFEFIOdOMuK4RhJSIIggpr+UMhCCWVYU4j8VS6B2Zr5IghACTzLv00ssMyHATo13wTFOH5n5IdnMBhDCax9ChQ2XevHmpuWICrTLSBusBQTCODKOb7G7z2WefyRlnnGHqprzb/fpNrvJBCAFZGXWDY1FK1bg2/Mc/5IxddpUp3XrLNFqGdO9dknqty74yY0gEIU4+8EinkO9MJx94pFMSeKRTCGYUohD8SCrEEZKKIKQmFEFIhQImgpASUgQhFRRBSIkogpByphlxXSMIKRFFEFJeEYQUTZzHYin0jsxXSRBCvQmg8fDDD5ULeDr+nvGmrEYHH3xwuWCptBxhOF1Gxnj77bdTc8WM7MAQpewn+VL/ZDjQxYsXp1KI+X7BBReY+moxQMi5555r8mVoTeatsMIKQTBRE9r2n+vIpbvtLnP7DJBpPfvKFIBIiem1vfaTGUMPXOZBCPKhR0g+8EinkO9MJx94pJMPPUIKwYxCFIIfSYU4QlK1CoQ03TU7BEERhJSQ3lDy8rVrSdMmjaRxk93NgxwqYCIIKSFFEFJBLIsgpAQUQUiZYQYM8Ml1jSCkRBRBSHlFEFI0cR6LpdA7Ml8lQQhdXwhg+u67S4OhMn3x+RcmvsfceXNNoFRagbjJgZAjjzyyXEuRjz76yIAJ7ikHQoAe33//fSqFbU0CHKG+yrvdr9/kIwzneeedZ/IlYOt2220XBBI1pdVWXEGObdBI3h0wRKb16idTgCElpX7y2t7dZMaw4fLjzNnmPIemQkEISsKLYioJOrLJhx4h+cAjnUK+M5184JFOPvQIKQQzClEIfiQV4gi+4A8hLpFUiGtEEFJZZQEhQAHE9whCSkQRhJRTBCGB/GqzIggppwhCSkgRhJRdU8RvzkEEISWiCELSinNBfYJ6I604kt1isk2AEMxJthYh5I1JTg7JS4sQ0rCsGCDEtQj58ssvax0IWWvlVeSERk1kPiCkd3+ZAgwpMb22TzeZccDB8uOsCEKQDzzSKek1sykEPULyoUdIIZhRiELwI6kQR/AVQUh1KwcQwk3K9whCSkQRhJRTBCGB/GqzIggpp2UdhDgwwHeuawQhJaIIQsorgpCiifNYLIXekZWRAyGYu0suuSRlMXKbXIyQAw44oFyMkG+++UZuvPFGc8zECKGuTeDSZJcbgAVBWKmbFgOEuBghS5YskauvvrrWwJCVV1hBem29rUzcaz+Z2XeATO3dT6aUoF7bFxBySAQhKTnQkYsiCLGKIKS6FUFIhcIlgpASUgQhFRRBSIkogpBykIDvXNcIQkpEEYSUVwQhRRPnsVgKvSMrIwdCABaHH364TJ482XRz+eCDD8yIMU6MFrNgwQIznK6b3KgxAwcOLDdqDGmefPJJs5/4CQKxAkySE6O6HHPMMaauVkwQ4iZGqenVu7d012XSvrpe2G7LraT1hhtJm403rQZtIm022kT23GQzOWDHneWhvfeTtwYMCQKGUlFlQUi7duW9SDb5AKNY8mFHJvnQI6Qk6MimCEKsIgipbkUQUqFwiSCkhBRBSAVFEFIiiiCkHCTgO9c1gpASUQQh5RVBSNHEeSyWQu/Iyohz4QSw6Nu3r5x00kly5plnmlFd0Omnny4nn3yyaTHy6aefpmyIBSH333+/9OvXT+65555yw+4SJwQ4MXz4cGOQky1GGNll3Lhx0rt3b1Nn8+s2+Yq6vA9C3EQblO/ee0+mHHKovKTN/Cu9+lWD+sqrPfvK1D4DZe6AoTKz/2B5o09/mVLCem2/7jLjwPxBSL4wxAcYxZIPOzLJhx4hJUFHNuUKQlAIfPjyoUdIIZhRiELwI6kQR/AVQUh1K4KQCoVLBCElpAhCKiiCkBJRBCHlIAHfua4RhJSIIggprwhCiibOY7EUekdWRkkQ4uoVzOd+SKajbsWoMrQMcRMg5KGHHjLPPYFWP/zww9QSCzsAI3SBYSSX5NC5ixYtkhNOOMHUVf16TWVEXT4dCGH6/dPP5M2RR8qUbr1kev9B1aYZKU3tN1De6DugpPXq/j1k+kEjShaEoCTsyCQfemRSEnikUwQhVhGEVLciCKlQuEQQUkKKIKSCIggpES3nIMQHBPzmukYQUiKKIKS8IggpmjiPxVLoHVkZJUEIom5By5CkOnfurM1sO9MFJjl8Ll1gHn30UfPMc/+89NJLqSXpJ+KEkI64ItRL/XpNZURdPhMI+WXhRzLz0FHyateeMqXfwGrRG8uYOHfThx8qP86ekzqrFacIQsKKIMSqpEAIB0W6CEJKRBGERBASQUjtVwQh5RRBSAkpgpAyCIL4zTmIIKRElCcIQSyvCnEui6HQO7IySkKQTCKGCCCE2CFuokXIvffea5556pnHHXecTJ06NbU0PNFFhnTUYYAsfr2mMqIunwmE/LzwI5lxGCCklzb1g6IqoVdpTXPwYSUHQnzIkYt82JFJSeCRTrUBhJQHF+WX5aLy64cV4glJRRBS3YogpELhEkFICSmCkAqKIKREFEFIOTDAb65rBCEloghCyiuCkKKKc1kMhd6RlVESdmQSdSue7auuukpef/11eeedd+SJJ56Qo48+2uTj6l5HHHGETJw40bQccUPx0goEgELrkVNOOcUAkA4dOph8/XpNZURdPjsIOSIFQgZHVUKvdust0w8ZWRAIwYewHC+STlxLPEwSZlRGbI+8MPH4Wj7ZdhJ4pJODHLmIbWQTx5X0n5kUAh++fOgRkg8xGjdubIBCgwb1pUmTXcotz0VJ4JFOPkvwFUFIdSuCkHKiYOCYIwgpEUUQUkERhJSIIggpBwb4zXWNIKREFEFIeUUQUlRxLouh0DuyMnKgIxfxDqabzMiRI00w1YMPPtjUt5jv6iTUNdm/s88+W8aPHy+PPPKICah63nnnSZ8+fUzdrFgtQZyoy2cEIR8BQo40Zj5k8qOyy4KQwysNQrgv6F5FHZ37jvImeW8xj2uJX8GD4tkc1KiMuCcoq0ePHi3nnnuuiWFD/oAEH3z48mFHJjnYkUk1CUKaNGlizsdBBx0kp5wyRj+3Z8iAAf3NfM5zEnZkkoMdmRTiCUlFEFLdiiAkgpAIQmq/IgipUPmmUhBBSInIAyFcPx8Q8Jv5EYSUiCIIKa8IQooqzmUxFHpHVkZJM5qLXN3Did9uvlvmYouE5NYppqjLZwUhI4+SV7v3kTf6D4mqhDh3hYAQrhHX6thjj5XrrrtObrjhBrn++uvNp9M111wjp512mjHt3Cesk4QbuQoPhHkHfriYNgz9PGTIEOOTk9AjJB92ZBL7mE01CUKACDznAEm6sjFde+21Uq9ePeP3Xbps8qFHSD5L8FUoCHnwwQfN/rspgpBsiiAkgpAIQmq/cgAhrtLHsia7RRBS6xVBSDkwwG/mRxBSIoogpLwiCCmqOJfFkv+urIwc4MhHvIsR9RA3z6+b0HIkWS/jt1un2KIunxmEfCzTRx0jr/TsK68PHBpVCXHupo8YJT/OqRwIwYMxzDLdphg1iEC7SdGNasmSJWakoU8++cRAEe4b8vNBB/Lhhb8M884w0AsXLjT7xrDPjHqET/bXRUm4kY8c6HCeMiQfhCShRnK+v8wpCTj83yElwUX9+vVNWTF58mQzkhMTAKpu3brG7ydhRya5/DLJZwm+CgUhEyZMMN3sfv/9d6MIQrIpgpAIQiIIqf2KIKRC5ZtKZQQhJaIIQioogpASUQQh5cpeXyyvCnEuiyX/XVkZOZBRqPz6SXWKunxWEHIEIKS/NvUHRFVCnLvphwJC5qbOasUpFxAyadKkVGp9XX7+WT777DP5+OOP5fP/Z+8/wK2q1gRd2L79dHV1V/W9t7v//97b3beq+1TVqRPMioo5Zz3ZY0ABMQASBERUVKKg5Cw5CSggiETJeZNBASPmjAJiwBzGXe/Ye2zHGutbaa65915z72/wvM/aa4Yx45pzfC8j7N9vRYhLDMXMNXWxiy85JHHhpvsihBohb7zxhs0PIRLWCHHr+sLC//Tzd8sxz80HP670Y0sfpjHPlxjsn/ub6W59Jz/csr6IcH/764a4ZV08T80PfudLly6tPr/UyEmSCGnUqJE9DgQOQoshvEFFSD5UhNR7EUIv5qEEURES5FPuqAjJKHxTqFQRkhBUhGSgIiQhqAhJe/aGML8m4FzGRfiujIIvM0ohLJ/UJpTl84uQe8zm65uZbTe3VCLAudvVvlNJIuTGG2+0NUL4X30StRTuu+8+28Eu9OzZ0+zYscP89NOPtvbCypUrbVmedYlhyNsF3XS2S58zyBWWoQNQ4rlCRQh5kS99ZRAb8dts1qyZvZ+Ydvrpp9vpTppwj7E82yZvtuX62aAsw3sBeXHKKafYTydBHCxHzQa2z+/lhhtusNtiOoG+y9NJEL4znfyIacifZzTTkQJsm/3xIW+2wbHxHmY7LMv6CKikihCOif2dMWOG+fzzz82hQ4fMwYMHVYTkRUWIihAVIeWPipCMwjcvLxUhCUFFSAYqQhKCipC0Z28I82sCzmVchO/KKHAu4iAsn9QmlOULEiFNmpltt6QCe6VoOHe77uwciwj58ccf7fKTJk2ycQkjmhCwE8OOHTvGfPHF53b+1q1bbTnfxW+U7du3b29GjRpl5s6da1avXm3WrFljO+UdNGiQufnmm+32yZPgPZsIIS+WQ6TQqe/06dNtjYl169aZhQsX2poHd911l902+SAmuM969uxhJk+ebEUCzWzI77HHHjOMnoTUIR+GhqYZGPvg4kyOj2nsz8SJE21/Hez7okWLzNSpU22/KU74OKFBzNa2bVt7rPSNwXGyj2yjW7duNj8nIFgHMcI0OjGeNWuW3SdGaRo+fLhdHhHi+ghJogihaQz3jp9UhORDRYiKEBUh5Y+KkIzCN4VKFSEJQUVIBipCEoKKkLRnbwjzawLOZVyE78oo+DKjFMLySW1SkAjpfG8qmG+eCupbKRHg3O3qEK8IQSIwkgyBNrEntTxmzpxlvvzySwtBP/ELIoKOdpEWu3fvtuuGiSB/zpw59n5geeJYSYQgJYiRGPEIOXDkyBE7P0x79+41rVu3tvkQW1PzpKKiomqusbVVEDVhYphoxAPrcczsCzHJiBEjbLMOKbGPCA9EBjVRWI+aMs8991zVEumJZkTIGuIdBAg1R1gXyXL48OGqpX5O7NOLL75o+2IhJVWE6KgxxaIiREWIipDyR0VIRuGbQqWKkISgIiQDFSEJQUVI2rM3hPk1AecyLsJ3ZRR8mVEKYfmkNskrQt57zzx7931m8403m223tlYiwLnb1fFu8/kLL1Wd1cxUbNOYZcuWmS5duthaHgzJ3LdvXxu0IzWo0UBTFeIWaNq0qdm0aZNd79NPPzWvvPKK2b59u9m5c6dtJkFCNJAf8Q6CQBIhSANiB0ZOYT/YFvN27dpltm7dYkeZoVkOUPuDcifrUHtk1apVtpNOEp800XjppZcs7IMTPAgW7kniaT6HDRtm+0IhsT228fzzz9tPOokl8TfHiKjhfHBcJOaTPzVItmzZUn2sn332me0MlhiW2jS9e/e2ndCSWIdRcpA5HL+b7pKKEBUhKkJUhJQ/KkKqcQU+FSEJQUVImhjgO9NVhCQEFSHpqAiJFc5lXITvyij4MqMUwvJJbVKICNl1931m040tzNZb71AiwLnb2bGL+ezF0kWI66sCKfDJJ59YoUBNBmqBkJAh1P5wcQvXl3xpSoMgGDBggH0OUybkd+CGVWV9mppwT9C3RramMcS4NH1BrDzxxBPmtttus2Vs9rVXr55WMpC2bdtmh/JFGiBCqAXiRAj5DRs21O4Dv+v+/fubd999186jnxP2j9ogvBMRNiQ6h+X4yYsaLsyj+Qpih2MjpuE8cTxIFWTMhg0brBAirqP2DMMMu0RTGbZNbRCa2ZBc3yotW7a0sR/nnHPid0SrIkRFiIoQFSHlj4qQalyBT0VIQlARkiYG+M50FSEJQUVIOipCYoVzGRfhuzIKvswohbB8UpsUJEK6dDWbmt5itt7eRokA525nx3tiFSF8umYwSAJXO4K/GRVk/PhxtjxP7AK8W1znqHznN0CfHIgHtx5DrPIsoxZHrj5CaIbjOixFWCAZbrmlhXn88cer9++FF14wHTp0sEG4EyGuNsu0adPsPrAdanHwrHz22WftPJrv0F8JcRfNZBgVh0TNjjZt2tjaKgT3rNe8eXNbiwUxwjli312TG2p/TJw4wR4z04lv6AvFiRr2j3NKntSQISFV6HMEEcR+H3fccaZFixbV80kqQlSEqAhREVL+qAipxhX4VIQkBBUhaWKA70xXEZIQVISkoyIkVjiXcRG+K6Pgy4xSCMsntUl+EfK+2XXP/WZTs1vN1pZtlQhw7nZ2ujcWEeJkAk1NGCmGJh4IA/6mOYoTBx999JGt/UGZnrgUYXH77bfbvkXWrl1r9uzZY5dxtTTo74NOVPOJEO4X8qNMSf7UykA+MGSvq5VComkJTXYkEdKvXz8rGYgh2S9+A9QgITkRQhzy6KOPVjdnoQaKfyycEyQD/YK40WaoneKECmLHNaMBprOPLtH8hdoiXbt2NR9//LGdxvlo3ryZOemkE23eCA/2jXPt9l1FiIoQFSEqQsofFSHVuAKfipCEoCIkTQzwnekqQhKCipB0VITECucyLsJ3ZRQ4F3EQlk9qExUhNc+mZreZnZ3jESGuLw2aeRD8UzOC+JVP4hXEhEsbN260vxtiGPoQoS8Pl5AcyImXX3nZfkdi0GFqLhHCNthH11kqTXNIfLItZIXrQDWXCBk4cKDdhhMh/B5dExhECDU9iEPo1NRtg/ypeUKMzTrEZEgQVzuEadTuQPCQOJ59+/aZl19+2dbo4G9qgdA8COnCaDkca89ePW3zIhIihJot5Ml2+OR3zmg4rqaLihAVISpCVISUPypCqnEFPhUhCUFFSJoY4DvTVYQkBBUh6agIiRXOZVyE78oo+DKjFMLySW1SmAh5wGxqfpvZ2qqdEoFNzW83OzvfZz57sVI6SKlYEcKoMJTXiU1YDxHQqNHJtnmKSzR74TlEExVqR5AI+lm3Xbt2dj361yBRg2L27Nn2vg5FCLUnqKVBx6K8p1yfGqT169ebXr162biBkWLc6C6IELZBzQ9JhFCLI5sIYVtID4avdbU1qHXCb8XF2TSR4fjpJJV+PsgHgeJkDzVj2A61YBiul34/+KTWCPA8IZ/eD/U2H+6v7Iz1wIEDdtuIDiTLMcccY38j9DWiNUKqUBGiIkRFSAJQEVKNK/CpCEkIKkLSxADfma4iJCGoCElHRUiscC7jInxXRsGJjFIJyye1SUEi5N4HzaabbzdbW7dXIrDp5pZmZ+eu5rOX4hMhM2bMsH1jELMQo8CVV15hR5NxaWPFRvvMnTRpku1clYQcoY8PZAfyYNasWXY6IoQaIdyPBM80uaHjVRIdmSIIjj32WHP33Xfb/jpI1JLo1KmTXR5J0rlzZ9vPBonmKIgQ1ilWhFD7hHPBtlxzFkQOcobpSBAEA53CUlNkzJgxNg/KuXwnIXwYEpeYhhojiA2ECbVGGFmGc0c+/M02SZ9//rmVOsR7rMM5atu2rXn//fftfJKKEBUhKkJUhJQ/KkKqcQU+FSEJQUVImhjgO9NVhCQEFSHpqAiJFc5lXITvyig4kVEqYfmkNilIhNzXzQbzW1vfqURg082tzM67749VhCA8EA/IBuDvJ554vLoGBU1DqB3CfYoIQXSQaB5C3xjEAKzz3HPP2elIDWp30OyF4J1OSGlWQqKD0R49etj9YMQYJAeJ/kXo74OYgffXzJkz7XQSzWm4r8iLjlURIW7fJRHiOm1FSlCLg20Rj1RUVNjprMs89plt0S8K+85IL9RCoa8P4jSOmWkk9gFZwvK8e5AY1Ppgec43+03Mx+g3LiFcaEbEeaMzWYbddftNUhGiIkRFiIqQ8kdFSDWuwKciJCGoCKmWAq7wwnQVIQlBRUg6KkJihXMZF+G7Mgq+zCiFsHxSmxQmQrqbihatzJY7OigRqGjR2uzsUroIoa8KV6sCOUGTFWptAEF/2FkpwoPrS0D/6quv2unUDKFGB01IWIcaHE6SfPHFF7ZGBbU/KGMsX77cTiexLaQCTVHmzZtXNbWytgh50QcHHZuSBwlJwn5Rs4T32ooVK+x0EqO3hCKEvjtI7DfNWJhOPI34cOKFxH6w/8gMJygQJIwOQy0O3jF0burS/v37rdABV1uFRM0Pto/UYKQYzoVLH374od0mn5xvaoo4uaIiREWIRUVIaj0VIeWLipBqXIFPRUhCUBGSJgb4znQVIQlBRUg6KkJihXMZF+G7Mgq+zCiFsHxSm+QVIe+/b3Z17WEqbmlttrTpqESg4pY7zM57HjCfvfTzMKxhyiVCkALUqqCDT5p8IDwQGgTpyABwATsBP6KCZiWsR5xGMxD623D9hLhEsD969GjbJIZ1STRFoU8Rmo0wEo0/0sqChQvs/UpzEWpquOY2JPaLPkZGjBhhh+9FHFDLhO3yfKQ2CyICUYJQ8UUI86mNQqIjU/ryIOYi9uQTkbN69erqjlNdYpuLFy+2+0M+bgQZmtYQ+PtywyU6U+WYKROzPPKEmKdPnz62honrFJWE5OFcIlaoacMQxSNHjrTNgIj3JekhEUoPidAlhKgIqW1UhKgIURFS/qgIySh885JWEZIQVIRkoCIkIagISXv2hjC/JuBcxkX4royCExmlEpZPapOCRMj9PUzFrXeYLW1Tgb1SNJy7UkQI07lWNFcZNWqUGTt2rB1aNmTo0KG2iQj3N7Eo8QzxC5KA+xWxQdMRhsllqF36x+D639DkBpvvlClT7JC4PLtOT8W8f/zjH0zv3r1t05G5T801D3Z70PYvwv60atXK1o4gL/oZeeihh2wfHMRMbihf+u6gY1JiC2pdsA32E1GBICCuAuIOmrpMnz7Nbo99Zb+Yx3LsP7VbqEkybdo0K1zo8JV95b2J/GC5ypj0LBuLu+OlWRD7R7MdRqGhTxPyRYK4vFmfaR07drTnluXpgwUBw3mnXxG2zfHSbAdfwPll/UJwsiMXvkeQUBFS26gIURGiIqT8URGSUfimUKkiJCGoCMlARUhCUBGS9uwNYX5NwLmMi/BdGQVfZpRCWD6pTQoXIW1SQX0nJQKcu533PhhZhLg4xMVdBO/ZYD7LOQniIO/KmK0yOHe1LViO5fkO5MGybJNPvrtgnvWZ5uflAnnWJR/y5G833a1DPuE0lnfrkJeTEy7GdPPcusz3Y3ZfZpAnn+C2T60WlqPWB7h1mOeO1+GWd52kglue6cgScNssBvLOh+QTfFSE1DYqQtJQESLkV86oCKnGFfhUhCQEFSFpYoDvTFcRkhBUhKSjIiRWOJdxEb4ro+DLjFIIyye1CWX53CLkA7PrgZ6m4ra2Zku7u5QIVNze1uy8r5v57OXoIgSIT5yIyEUoQcCt6wQD8N3N86e59f11XNzHNDedaQ63Lp++lGCeW9bFkP6yDrcOny4/cOsxLxQMxKZuHbeMg3mShHDrSTCfOB7ZAS6m96e5PIrBbTsXziFkQ0VIbaMiJA0eCByzipCEoCKkGlfgUxGSEFSEpIkBvjNdRUhCUBGSjoqQWOFcxkX4royCLzNKISyf1CaU5fOKkAd7pYL5dmZL+85KBCpatjM7u3Y3n728r+qsZqZCRIiTGj5hrBLixIVDWqYQwnyy4QQHMZOLFZkmwbx8OBFSCL4IyUUoQEIkmVEKofSQkHyCj4qQ2kZFSMbDRUVIglARUo0r8KkISQgqQtLEAN+ZriIkIagISUdFSKxwLuMifFdGwZcZpRCWT2oTyvL5RMjObr1TwXx7s+XOu5UIVLRqb3be36MkEUIcwnwnGIDvYaziw3w/duNah8sUSig8JNgey1Le5PfKb8T1KSLhZEcuOE7/GHIhSQ+JUHyESDKjFELpISH5BJ9SRcj8+fOr7rTKpCIkHypCMh4uHLOKkISgIqQaV+BTEZIQVISkiQG+M11FSEJQEZKOipBY4VzGRfiujIIvM0ohLJ/UJpTl84qQ7g+lgvk7zZYOXZQIVLS+0+y4v2dkEUIMglBg5Bg67mzXrp2588477fP0/PPPs/N9EUIcwyflPoaiZXlgfSct3LKF4tbLBUE/9zMdlDLKCyPF3HXXXVY+cJ/FKUKIS4m5bezeuHGG7MiFLz0kQpFRKqH0kAhdQkhUEUJfJwz3S0e4DG/83nvvWVSE5ENFiIoQFSHlj4qQjMI3L2EVIQlBRUgGKkISgoqQtGdvCPNrAs5lXITvyig4kVEqYfmkNqEsryKkZilVhBB/cP8PGzbMbNy40WzdutUOMzt69KOpst3VGdKC5SnzMZLL2rVr7fLA+sRtXPNwnXyE0kMCIcEzniF8Sd98840dPpe4mH2KU4Qwj2O86aabrOAhP6SDJD5CQvEREoqMUvGFRzYkn+BTqghBTjEEMEMKv/322ypC8qIiREWIipDyR0VIRuGbQqWKkISgIiQDFSEJQUVI2rM3hPk1AecyLsJ3ZRR8mVEKYfmkNqEsn7ePkB59UsF8B7Ol4z1KBDh3Ox7oZT57JZoIIQYj4F+yZIn56aefqtYw5qWXXrLD0hKjsK6TFgiJ5s2bm+3bt1ctWZlYn7yIZ9yyQNzjpAP4efnLgBMYfLrvLiZkuzz3nn32Wbu9Tz75xA47S1zs8nXb4VOCuNLJCKSFH3v68xi+l+B++fLl9pOYhhFfmB+KjxCWyYUvMeLAFx7ZkHyCT1QRok1joqIiREWIipDyR0VIRuGbQqWKkISgIiQDFSEJQUVI2rM3hPk1AecyLsJ3ZRR8mVEKYfmkNqEsn1OEfIAI6Wsq7uhktnS6V4lARZuOZseDvUsSITfeeKNZuHCh+f7776vWMObIkSNm2rRp1TGKkxYIibvvvtt88cUXVUtWJpqqkJdblu25mI7vxAXg8uPecHn6EsTBMqzvJAlxNM+9Xbt22e0dOnSoWoSwHBLCjyEvuODnvJiHNGA+2yP2YntMI7Z265555hmG0Vs4bs7Fjz/+aGu9EL8Q9DuZ4aRHiJufC19ixIEvPLLhHEI2VITUNipCVISoCCl/VIRkFL4pVKoISQgqQjJQEZIQVISkPXtDmF8TcC7jInxXRsGXGaUQlk9qE8ryuUXIh2ZXz4dNRdtOZstd9ykR4Nzt6PaQ+eyVV6vOamYqRIQgMr799tuqNSrTqlWrbJxCPOZiFa7rxIkT02qPkAiGyYtlnNzg+l999dW2D5F+/frZe6F169Y2HmAey7hliQ8oe1A7hXcV06666iq7PH2RsDzzs4mQSy65xM5v1qxZav2/pPb7IrsO+8N8/qaZS48ePczDDz9sOnXqZPeN9d1+X3jhBfb4kEIubdmyxbRo0cI+h4H9ZXkVITpqTHRUhKShIkTIr5xREVKNK/CpCEkIKkLSxADfma4iJCGoCEmH32nqHKgIiQfOZVyE78oo+DKjFMLySW1CWT6fCNnZ6xGzsd1dZnPnrkoEOHc7uvcxn+2LX4Ts3bvXNoMhdmF94tAOHTqY3bt3Vy3xc3IixEmH2267zUydOtX2H/Lqq6+a/fv3mw8//NA2uVm/fr3p3btXarmfh8Glg1aa15D3okWLTM+ePc3ixYvt8uxH37597XOP/ktIiJDBgwfbYJxYim0hSehDhOYsxFZOAtx7773Veb///vt2X15//XXbvGf06NH294/IoEkM8uejjz6y2yAdPnzYvPDCC3bdOXPmmBYtbra1RjhWFSEqQqKhIqTeixBkB9JDRYiKkESgIiQNFSEJQkVItQQBvnMOVIQkBBUhWfFlRimE5ZPapCAR0ruf2dj+brP57vuVCGxs39ls79HXfBqjCKHZy1dffWU+++wzKxWomcFy9JOBkGAeyyIdPv30U7sOIoTAnNiN5xMyw29qQ56+aNm0qSL1XrrOLo9E6NWrl5UUJJZ744037N8k8hk5cqQtmyBWSPQRQs0O9qt3797V+/HWW2/ZWh8utmzbtq3ZsWOHnUeiyc+BAweqvlXmM378ePsfuHff3cXKmmyJ/knatWtrmweRv4oQFSHRUBGiIkRFSPmjIiSj8E2hUkVIQlARkoGKkISgIiTt2RvC/JqAcxkX4bsyCr7MKIWwfFKbqAipeRAh22ISIU5cEPBTE4PEJ+8PYlCWHTNmjJ3+wQcf2GFTqVlBciIEIdCkSRNbc4MhVWlagkyhaQw1OJ5/fq9dnmFWGXmGGIj1HnzwQfPKK6/YeS4hPRAqEyZMsM1aKJvs3LnTzqPWButTi2Pfvsr+UZiGUEFUUGuD3+KaNWvscX355Zd2VBzuR7Y1bty4avFCjZX27dvb4+zfv7+tAeKa/iBkpk+fbveB7fGsYH85FypCVIREQ0WIihAVIeWPipCMwjeFShUhCUFFSAYqQhKCipC0Z28I82sCzmVchO/KKPgyoxTC8kltUpAIeaif2Xjn3WZzlweUCHDutvVEhLxWdVYzU6Ei5IcffrDLT5s2zcydO9f+TRMU+vhguaZNm5p169bZTkQRHAyZi0QguaYxCAHiGmplID4QGMSuF114kX0HLV++zC5PDY7JkyfbmhjEt74IQVzQfIZ1TznlFBsPEkfz3HOjxtC8ZdasWdVBODVO6LuEex4JwjodO3asrv1B3t27d7dxF/clfYqsXr3azuMYaSLDOieeeKLdL46RRFMZ9vGkk06yx+GOUYJ5+ZBkRik42ZEL3yNIqAipbVSEqAhREVL+FCBCHFaEnK0ipOxREZImBvjOdBUhCUFFSDoqQmLFSYxSkd6RUXAio1TC8kltUpAI6TPAbOxwj9l8TzclApy7bT0fjkWEuOCfmg/UjOA7TUlYn3gFscF3anpQG2To0KG2KQrJ7yyVbVHWp2zIb4taG+SxavUq88nhT+zyiJDHHntMFCHUNrnjjjuqg33iQTd8russlf34+OOPzXfffWeb0sybN8++A4iTWefyyy+3nanSvIdErRFqdiA8aGaDxHF5ffPNN2bmzJl2vxEh9DfiaoQgS8hLRUim11AREhUVISpCVISUPypCMgrfFCpVhCSEQIRwrKEg4DvXVUVIQlARko6KkFjhXMaB9I6Mgi8zSiEsn9QmBYuQjveKQb6SHytCej0Sqwjp06ePadOmjXnttddsLRFqgfAOoQYGieYy1BKhjw6auJD8GiFsi9ojyBKamdAE5fCnh80XR74wX3/ztV0eEYJw8EWIa+JCLROee9TsIG4C/ua555rG+KPW0M8HHaI6GUGsTLmUvj8+//xzuwyyAynCd2D7TCN9/fXX5sknn7TbadSoka0R4/KnaQ19pNA/ii89JNh2PiSZUQq+8MiG7xEkVITUNipCVISoCCl/VIRkFL4pVKoISQgqQjJQEZIQVISkPXtDmF8TcC7jQHpHRsGXGaUQlk9qk4JESN+BlSLk3u5KBDh323r3i1WEUPOD6+eaxyAOkB6uKQmfzKc/Dte5KCKEGJXYjSFsn3nmmeraGNQaefyJx21NE5qakMgzmwihZghD4DI9FCGuFgd9flArhITQWL58uX3H0ZSG/XAihCYzJITMjBkzbK0QPoG+S+grZOSIEabDnXdamUHNk2kqQjKQvIaKkKioCFERoiKk/FERklH4plCpIiQhqAjJQEVIQlARkvbsDWF+TcC5jAPpHRkFX2aEUM64+uqrq8tVfPKd6dKyPm49qvuzLkEe7/BwuTgoSIQ8PMhs6HSf2XRfDyUCnLttD/WPVYSMGDHCigeax7jEELZID5rF0KyE+4fRWnwRgkQgrhkwYICtpUFiPYbcvfCCC81xxx1n+98gUSODDkiJgdiWL0L27XslVQ65xsa92UQIHaMiVRgCl8S+kzf3NjKE/Rs4cGB1jRDkDX2OICyIuYD7n/fiFallnTDgc5onQliPYzr22GOzjhbjcLIjF5LMKAUnO3LhHEI2EiVCgJtBRUhCUBGShoqQBKEiJKPwTaFSRUhCUBGSgYqQhKAiJO3Z68O8moDzGBfSOzIKvsxwUL6gHEWQx31BAMv/vjNKB9/533Xmu/X9cgnCg/l88luh6QLrsyzTKaPFLUTyipAP95sdjww26+/qaiq69lQiwLnb2meA+fTVytFbpBRFhNBXRufOnauFhkuIB+457hmG0vVFCLEu9yY1PRAdJETCBRecXy0yKioq7HRqatDUhvuEYL1YEUJnqYxE07VrVytn3DRqrrAekoDmO66z1LffftsMHz68+n7nkyZA7CvCh/cj+8F2mOZG0NmzZ4+57bbb7PJIROI1SYKALzyyEYqMUvGFh4TvD7KhIqS2URGiIkRFSPmjIiSjAE7BUkVIQhBECMfmSwL+5rqqCEkIKkLSURESG5zHuJDekVFw8sPBe5ZyFP+rfdddd9nmC3Q2STBJ4EbHkPzPO/tAWYt1XJmE9Vj/1ltvtc0ZaDJA55A0E3Dr8XxgOVezJA7yiZAvP9xvtiNCOt8vBvlKHu7vZc9dHCKEYWpdGjVqlK1Vwb22ePHi6tFkSEuXLrWxDGV5RAQdlpIWLlxoY11GY2F7jMRCevPNN22nqowiwzJuOunFF1+0eSBP7rvvvuqheF9//bWsImT37t12GUQLIoZ7dtq0abbDVBLD9iJAaMrC74D9pUNVEqKE5j4MATx79uxqScIQuZ06dbLnglof/LbcftIEh2Y3nB9+NzfddJMVDCyrIkRFSDRUhKgIURFS/qgIySiAU7BUEZIQVIRkoCIkIagISXv2+jCvJuA8xoX0joyCEyAOanJQ84Pq/++++64N0OgbgQCQT74T0BHEITN4L7vyCOUv/nefTi/pV4HOIVnHrUfnlDQj4NnPdsIyTVQKEiH9hlSKkFRQrxTP+s4PmK19B5YsQqjRgfCgSQijqhBkc/3uvvtuKwWYzr1GvxrEtJTlqX3BCC8k10cI8QzCjWFuqVXBetxn1AABRAadsDKd7bEc20dE0DcI01955eUMEeKPGsMy7BP3LME406mpQo0Wton8uDIVb3AMvBe479l31mM+f7t9Yx+WLFli4xP2n3VatGhh+wZxAoV8WY6OYennhONnORUhKkKioSJERYiKkPJHRUhGAZzCqIqQhKAiJAMVIQlBRUjas9eHeTUB5zEupHdkFHwJQtmJpizU4nD/i50t0XcC/+ON0GA9Pvnf9i1btlQHdlJ65513bE0AnhX8D31YrolCYSJkqFl/94Om4oGHlAhw7rb2HWQ+fa04EeJiEGItfgM0G9m6dasVE926dbNxCYE27w2azTD9qaeeMq1bt7bTqfmBXEM60A8I/Ya4GI5yfvv27a0c4X5FPFDbY/SY0bZZDX2LsC2awhBEs41bbrnFDoH73HPP2Vob3PfEh06EsE1+F48//rit9bFixQo7UgwxMRKCUW6ovUItE8QGtZzYF+JmRAuCcNOmTbYZDWIGkbJhwwZbI+Xaa/9q8ycfjoH7lv1hW3T0iiykCRD7ynTyZN98CQJOduSC7cSJJD98fH+QDRUhtY2KkDRUhAj5lTMqQjJQEZIQVIRUB8wU9vnkuqoISQgqQtJRERIbnMe4kN6RUXAShDIFfRrQF0I+CeISwSCBIBKEPKjW7/o8yJUIVtu2bWvL4GG5Jgr5RchHZnv/YWZ9l26m4sFUYK8USR977rY+PNh8+tobVWc1M+USIcQliC+awSA5uP68K4hNWIcye/Pmze10luE701mX+5TaH0gP3jFOWnDdiWuowYSE6969u7nzzjttHEDNDmIBtsU9ihghT+7Vm2++2QoNtodoIR8/T6bRNKVVq1ZWSLB9prv4EeHB+vTpwfuA/URQEDezDfa1S5cu5oEHHjD33HOPrflB3m5EGJePkwg8ezt27Gh/e9RYcXkSt/oCxOELj2xIMqMUfOkhIXmEEBUhtU0BIgT4W0VIQlARkoaKECG/ckZFSBoqQhKEipDqawp85xyoCEkIKkKy4kQI71eCRP5H20+HDx82a9eutf0j8D/hrnNKEs1f6AOBZ/kdd9xhmxy4RHMAhAf9NVBLxA1BSmIeHWVSjomjr5DCRMhwFSGRcSJkSGQR4schLrDmujEd8cA8gnziT+I18mEasBzrEJcSs7npQLzD8sS/iAaWYRtuPRfPsj55Mo1tM41PpjkJ4nDLIFNYjv1iObc+ebItN7oL0xx8Z3qjRo1sAA/sG9v3Y1AHebMNljvhhBPMSSedVL28Ex8hbCMfrB8nnI9ccE7yUaoIocaQn1SE5COPCPFvQhUhCUFFSBoqQoT8yhkVIWmoCEkQKkKqrynwnXOgIiQhqAgRcRIEKFMgJe6//37bt4JLiAz2ncCP/3l3I264tGPHDvu/7YgNvyYJTWfoW4FaAPzPOTLETzQf4H/vKauFZZtiIQDNK0IGjDDr7+luKrr1USLAudv6SGkiJB++4IibUHbkwkmPXPjyIxfEmFLsKeHLjlyE0kNCkhmlIMkPH8kjhJQiQpBENCFCqCJjEbSRRQggOaSd9FERkiC2H2U2j/3fTePGp5hTTjvH/pClB4yKkAShIiQDFSEJQUVIWtAMXFcVIQlBRUg6KkJig/MYF9I7slh8EQKIEH6/jJKxc+dOKy/oZwHRwQgZiA06UHWJmh2MdEETA/pLcM1imI7ooIkDZU8Cx7Fjx6aNCoI06ftwXzufd3tYvikU1iXgzCtCBo4w6+7tYTZ276tEgHO3pd8Qc1hFiCUUHtmQ4s5shMIjG6H0kJBkRilI8sNH8gg+OAXJR4RIXoPaNQyzPG7cONtpLp0ug4qQfKgIyXjAqAhJECpCMlARkhBUhKQFzcB1VRGSEFSEpKMiJDY4j3EhvSOLxZcgDsoW5E8/CDyjqenB0KSffPKJ+fzzz6tlBiNc0PTlwQcftDVFGGXDJTp9pD0/61MWo0zap08f2xGkSz/8+IMZMXKEnVfTIuTbg5+YXUNHm4r7HzJbevWvNTb36peiv6no8YjZmHDW3dfLbOk/tN6LkFB4ZCMUHtmQ4s5shMIjG6H0kJBkRilI8sNH8gg+pYgQ1zSGzm3daDygIiQfKkIyHjAqQhKEipCMApuKkISgIiQjaGa6ipCEoCIknQYmQpheU3AeS4XrJL0jo+DkRwh9hVBuJOB78sknq8Lc9MT/zPI/tCzLs9xvMkO19WnTptnpNI2hPEaTm5deeqlqico0dtxY2z9ETYuQ7z/9zOwdMc5s6/aI2dFncO3QFwal/h5kNvXqbzb2fCTRrOvay2wZMMwcfl1FCITCIxtS3JmNUHhkI5QeEpLMKAVJfviEDiEkDhHC6EB+UhGSDxUhGQ8YFSEJQkVIRoFNRUhCUBGSETQzXUVIQlARko6KkJLh/MVFTYsQyhbIDcpRjCJDHyFSop0+/0PLe5lnOVXVXWLI0ClTpqSJEIYg3bNnT9USlWn8+PF2HnmE5ZtCYV0CzlCEMPRpjx497NCrd97RxjQ9/yJzQ+MzTZMzz6kVrj/jbNP0nPNN72tvNGu69TG7+w8zG5AKvZLJuvt7mS0Dh5vDr79ZdYYzk4qQTKS4Mxuh8MhGKD0kJJlRCpL88JE8gk8cIiS2UWNARUj6jaciJCGoCMkoAKgISRAqQtJQEZIgVIRkXFPOgYqQhKAiRMTJD+A7ZSegbw+axiBCaPqyYcMGs3v3bvPGG2/YJjEuHTx40IwePdoONbp3796qqZWSZMaMGfb+QYRQ64N8/FFlSPQbUhM1QlatWmX7O/mbv/kbc9RRR9Up//R//z/mvj9cY1Y+2Ntsfmig2di7fyJZ98BDKkI8QuGRDSnuzEYoPLIRSg8JSWaUgiQ/fCSP4KMipC5QEZLxgFERkiBUhKRBQU1FSEJQEZIRNDNdRUhCUBGSjoqQkuH8xUVNiRDEAQKEWhRIjFmzZplu3brZ/acPkE6dOlnZsH37dvPVV19VhSLG1gRp3bq1qaioqJpizNdff22H2mVdRAcB4cMPP2xrirj0/Q/f2/5HKJvGIUL69etn86UfE8qAkpSoK/7p//p/TP8bbzbP9h9uKqwMGZA41j3Qx2wZOEJFSBW+7MiFFHdmIxQe2Qilh4QkM0pBkh8+kkfwURFSF6gIyXjA1E8RcrmKEBUhyUBFSBoqQhKEipCMa8o5UBGSEFSEiDgJApQTe/bsad577z076gswjC7TXJBIuWPUqFFpnZ6+9dZbpkOHDrb9/jfffFM11ZjnnnvO3HLLLTZoRIY89thjVXMq0/79+20HqpRN4xAh/fv3t/m+/fbb5te//rUoJOqKf/dv/zfT8crfm72DR5uKhwaZDb0HJI61D/YxmweNVBFSRSg8siHFndkIhUc2QukRIomMUpHkh4/kEXxUhNQFKkIyHjAqQhKEipCMApuKkISgIiQjaGa6ipCEoCIkHRUhJcP5i4uaFCEMlfvxxx9XhRmViZodDI9L2QqxsXnz5uphckmMKHPHHXfYIBi54RLNY6ZOnWprk9x///3mxRdfrJpTmdatW2fatm1rm9+EZZticCLE1Qhh/xluUxISdcV//ru/N13/dK15btAoU9F3kNnQZ2DiWNu9r9k8ZJQ5/MZb9jxLSUVIJlLcmY1QeGQjFB8hksiIiiQ9JCSP4KMipC5QEZLxgFERkiBUhGQU2FSEJAQVIRlBM9NVhCQEFSHpqAgpGc5fXMQlQpwAcdCXB01cVqxYYWuDuITQeOGFF2yTmJdfftk2e/HTli1brOy47bbbzPPPP181tTLRFAYB8s4775jvvvuuaqqxIoUaHJTVaJITlm2KwYkQ10cIedO0p1xqhfybo/6NueHs882Crj3MlkeGmo19B5sNCWRt90fM5iGPqgipIhQe2ZDizmyEwiMbofgIkYRGVCTpISF5BJ9aFSGnNT4tFRDLG3CoCEm/8VSEJAQVIRkFABUhCUJFSBoqQhKEipCMa8o5UBGSEAoQIXyvKTh/cVFTIoT36++uvtr06/dIWh8guRK1Qe7v2jVVPrnKXJ1an6F2Q1EiJUaPadWqlQ0o2XZYtimGUISQXB8lDz30kLmzY0fTssUt5q/nXmD+lIoF/nL62TXOn6toktrmPX+61sy7r7vZNmC42dBnkCgZksDaHoiQ0SpCqgiFRzakuDMbofAICYVHNiShERVJekhIHsGnEBGCv5C8RvEiJIWKkBQqQjIeMCpCEoSKkIxCm4qQhKAiJCNoZrqKkISgIiQdFSElw/mLi5oSIXD5ZZeZpk1vMjNnPmHef//9qnBDTvv27bO1Oi6z5bArzJVXXWWbujzzzDPmyJEjVUtlJiQIgoLzQnktLNcUiyRC/PTJ4cPm7RdfNiseGWwW3NPNLHqgd62xslc/89zQMWbn4FGiXEgSKkLSCYVHNqS4Mxuh+AgJhUc2JKERFUl6SEgewacgERK4DIeKkKioCMl4wKgISRAqQtKgkEYV2tPOusK0vOEkFSHljIqQjKCZ6SpCEoKKkHRUhJQE5y4u4pIg4ORHCE1k+Bw+fLjZtWuXrfXxwQcf2A5S6UiVIXRpDsPoMizLO9uVRyh3tWzZ0sydO9eOJsPy9BvCuuTDyDKMRFNZdrkio0wTBfIi4MwmQkjfHjpsdj460Xb6WdFveI2zqYqKfsPMxkeGmg0PJ5+1PfubzUPHqAipIhQe2ZDizmyE4iMkFB7ZkIRGVCTpISF5BB8VIXWBipCMB4yKkAShIiSj0KYiJCGoCMkImpmuIiQhqAhJR0VISXDu4qI2RAhlC961LNOsWTPTpUsX2xHpwIEDbU2Ojh072mF2eVdDWCahmQzPADpQ7dWrlxk8eLCtOUI+N910U3X+4bpRcPtAwJlLhHx14KDZNmqiWcsIKP2G1x6PDDPr6wlreg0wm4eNNZ+88U7VWc1MP4uQi1MUJ0EglBdxEcqOXITCIxuh8MiGFHdmIxQfIaHwyIYkNKIiSQ8JySP4qAipC1SEZDxgVIQkCBUhaVBAUxGSEFSEZATNTFcRkhBUhKSjIqQkOHdxURsiBChfIDSA7/6xMI9yFu9jt6wP05nPuuxvuB7Tw3WiUqgI+fLjA2brqAlmTe8BZn2/VGCvFA3nbtPwcebQmypCQtmRCynuzEYoPkJC4ZENSWhERZIeEpJH8EmkCCGPU089VUVIEghECD9U6QGjIiRBqAjJKLSpCEkIKkIygmamqwhJCCpC0lERUhKcu7ioLRHicOUMJ0WA7/78bDgh4nDrSstGhfyAgDOvCHl0olnz0ECzvv9wJQKcu00jxteYCAnlRZxIwiMbvvDIRig7ciHFnRKh9JAIhUc2JKERFUl6hEgOIURFSF1QoAhxN42KkASgIiSjEKAiJEGoCElDRUiCUBGScU05BypCEkIeEcLfNQXnLi5qW4TkIyyT1DaFi5CDZuvoSWZNn0Fm/YARSgQ4d5tGTlARkiKUHdkg5pLiTglJfIT4siMXocwoBUl8hEgOIURFSF2gIiTjIaMiJEGoCMkotKkISQgqQjKCZqarCEkIKkLSURFSEpy7uFARkk5xImRyKpgfnArqRyoR4NypCKkkFB7ZkGLObEjiI8SXHbkIZUYpSOIjRHIIISpC6gIVIRkPmfoqQhAfoCIktV59FyFnXmFuv/5Ec2SpipCyRUVIRtDMdBUhCUFFSDoqQiLDeYuLuCSIkxhxEJZJapuiRMiYyWZN38Fm/cBUYK8UDedu06gJ5tBb9VOE+KIjH6HwyIYUc2ZDEh8hvuzIRSgzSkESHyGSQwiJQ4TMnz+/6k6rTCWJEIe0sw4VIQlCRYiKEBUh5Y+KkDRUhCQIFSEZ15RzoCIkIagIqcZJjDgIyyS1TVEiZOwUs+bhIWb9oFFKBDh3mx6daA699W7VWc1MKkLSkWLObEjiI8SXHbkIZUYpSOIjRHIIPoVIEJB8BjgRwrDc33//vfnuu+8sKkLyoSIk4yGjIiRBqAjJKLypCEkIKkIygmamqwhJCCpC0lEREhnOW1yoCMmkYBFy4KDZMu4xs/qR4Wbd4NFKBFY/MsxUPDpJRUiKUHhkQ4o5syGJjxBfduQilBmlIImPEMkh+JQqQho1amROPPFEM27cOPPBBx+Y1157zbz66qsqQvKiIiTjIaMiJEGkCpovTPt7c8mFp5szz7nEHpdUCFARkiBUhKShIiRBqAjJuKacAxUhCSGHCOGzpuC8xYWKkHScBFERUjtw7ipGT1YRkiIUHtmQYs5sSOIjxJcduQhlRilI4iNEcgg+cdQIOeGEE8zjjz9ujhw5Yg4fPmxREZIPFSEZDxkVIQnCEyFnnK0ihEKXipCEoCIkI2hmuoqQhKAiJB0VIZHhvMVFOYmQsCxSFxQtQsY/Zlb3G27WDUkF9krRrO43wlSMmVKyCCEWkSSBC/b5mzx8kVEqkvgIcZKjEHzZkYvwGHPhCw8HksHG8yn425cd2QhFRqn4wiMbkkPwiatpzIIFC6rutMqkIiQfKkIyHj4qQhKEipCMwpuKkISgIiQjaGa6ipCEoCIkHRUhkeG8xQHXRkVIOkWLkAnTzer+I826oWOVCKzuP8JUjJ1iDr0dXYQQh1A25x7K9lthHrEKMSifvtCIiiQ+QnzRkY9QeGRDijmzEUoQprlzxf3O+WQa8aovPkJ8iREHkvgIkRyCT1wiJNZRYxzSDjtUhCQIFSEqQlSElD8qQtJQEZIgVIRkXFPOQUMTIVddfq6KkALhnMWF9E6MAscdB2FZpC4oXoTMMKsHjDLrho1TIrB6wEhTMXaqOfTOe1VnNTPlEyHEXDxnhg4dah577LFqpk2bVv05YcIE88ADD5imTW+y5V7yQ1SEcqMYQukh4SRHIYTCIxthvJkLX4IQlxKvtWrVyp6TKVOmmHbt2tljQTw46SERioxSCIVHNpw3yIaKkLpCRUga/IBUhCQIFSEZBTgVIQlBRUhG0Mx0FSEJQUVIOipCIsE5iwvpnRgFJzJKJSyL1AVFi5CJiJBHxSBfyQ8SqWLcYwWJkIsvvigjBgEC4mbNmtmOLr/99ts03EggjAry1Vdfmb1795oePXpYocL19cVGoUjCIxu+6JBgH4ihHE525MLFmX4tDx8nPRxuOSci+vbtW31+Ro0aZeMazqG/TohbNw4k6SEhOQSfOhEhUIgMkXbYoSIkQQgixD0I3AOIv1WEJAgVIRkFOBUhCUFFSEbQzHQVIQlBRUg69ViE1CScs7iQ3olRcCKjVMKySF1QnAg5ZDZPnGFWDXzUrB0+XokA527j+Gkli5DmzZubt99+u2oNYz777DP7/d133zUff/xx1dTKtGvXLtOyZUsbv7i4xpcWLs5x+PN8weHLCTfdh2V8weHycOu6eeBiR395Rzg/FB1uXjgdnHxw34m/e/bsWXUmjBk5cqTdV+Jzf70Ql08cSNJDIvQHIXlFSOPsEgQQIccdd5yZN29e1dmoTCpC8qEixOIeQPzND7M+ixAnQ1SEJAgVISpCVISUPypCMq4p50BFSEJQEWJxIqNUwrJIXVCcCPnEbJ70hFk1aLRZO2KCEgHO3cbx082hd96vOquZKZ8IIbZ0NUJI1PyYM2eOadOmjbnzzjtN586dzbBhw6rnf/rpp2b48OG2/Is8IG8nIIjfEAPpEsTVwkBQ0L9IpeQ455xK+XDWWWem1j23enmHiwNZhrzddO4rAn3i4csuu8w0bdrU3HjjjTbPU045JTXvrGoJApXbqJQZfLoAn3iEbZIXyyAGCO79PPmbYWKJu1n/pJNOMvfcc489D6QBAwbYY+McMj8bbDcufNmRC98dSKgIqStUhFjcA4i/VYQkCBUhGQU4FSEJQUVIRtDMdBUhCUFFSDoqQiLBOYsL6Z0YBScySiUsi9QFxYmQw2bzpJmpYH5sKqiflGKiUhST7LmLW4R8/vnnNsCn2QMSAC5IXcvly5bZ+dQWmTp1qi37sW6TJk3s8gyjOmnSJPvdSYjLL7/cdOhwp5kxY4ad37XrfVYutG7d2sye/aSdPnLkiNQ6N9i4D9FBTETTm3vvvdduZ9asWWbw4MF2X1mGIP/WW2+1zVIIwjds2GDWrVuXym+2Xa5JkxttrMyy7EOXLl1sPmyL/bzjjjtsTY55854yY8aMMTfcULlt9pv1/Txp9jFixAi7PeK1Y4891nTs2NH88MMP9lzQTIZYlfNAHtnwRUaphMIjG84bZCPRIgTj9T//pVG9FyFYvX/5zekqQsqdBihCLq0SIRwTL/ywIKAiJEGoCElDRUiCUBGScU05BypCEoIgQjgmrmFNQN5xwXWR3olRcCKjFPwySF3hBIgjrwg5eNhsnjzTrBo8zqwdOUmJwKrBY83GCTNiFSFffPGFFQYnnHCCjVsJmCkHVWzcaOfv37/fdpzKugTcnTp1Ms8//7ydR38ifCeGo5YF9wEdrbo0f/58Gw90797d/Pjjj3baN998Y+6//34rXBAh7A8iBBHh0tKlS+39xPbuuusus3bt2qo56YntP/nkk/Z9Rz7sA99dOnDggNm5c2fVN2PeeOMNW+uF9wfDwLK+lFasWGFuuukm86tf/cp06NChaqoxDz30kI3L2S8nPSQkoREVJzpy4ZxBLlSE1BUqQlSEqAgpf1SEqAhREVL+qAjJuKacg4YgQuzvNHUOECFX1xMRwvuT4+Ua1gScr7iQ3odR8GVGKfhlkLqCcoJPQSJkykyzasg4s3bUZCUCnLuNEx83h979oOqsZqYoTWOovdGiRQtbc4PAnxoVH374oa0N8tRTT9n1XPzWvn17s337drsutUnuTH1nHhKC8uHo0aPNTz/9ZOfT5Oaqq66yz+slS5bYaaRBgwbZdbhn+OR99eKLL9p5zz33nG2mw3SefU66IFD27dtnhcmmTZvM+++/bzt1pekOo91wzBzbtGnT7LIk9gPZ8dFHH9n+T6glQhMYRsxxyyBHEC2bN282b731ljl06JD9zvn47W9/a2655RbbaSzzkD600kBQsH/ZCGVGKUjiI8Q5g1yoCKkrVISoCFERUv6oCFERoiKk/FERknFNOQcqQhKCipA0mVEKfhmkrnACxFGQCJk6y6waOs6sfTQV2CtFw7nbOPGJWEQIUoGELPjyyy/NwYMHrQRALLiaEggPmpa42IV4DRGybds2O59lQxHy6KOPVjcloXYGv3GCcPoeYTskanxQ44IYl+Y0iBG2T5o9e5adTvyAsPjkk0/s9C1btpjbbrvNNrUhxqCZChKDhEThd8GxIXHcdhjpZWPFRlurhGNm/3g/Lly40M4nsQ3uXcr3LNOrVy8rSzgm8mM/6FyW5jLsK9OYlwtJaERFEh8h7FM+ylqEgLTToCIkQagIqUZFSJBPuaMiREWIipDyJ48I8Y+VeSpCEkABIoTfKGKLc6AipHA4X3EhvQ+j4ERGqfhlkLrCCRBHISJk02OzzcrhE8za0VOVCKxKnbuNk2fGKkJIX3/9tZUa1AChlgcCgcS0rVu3WungJECxIoTfIp2OIhdeeuklO931S0JgzTOO5is0naF2yogRw1PTj7W/F2pmMB2omcJzn3cd/XvQiSm1R0jU9kBUEE9OnjzZ5kNClLRq3crKAkQA8TS/Z/bL1VphGzTVYf84Ru5j4neO9ef4tFI4ICb4no9QZpSC23YunDPIhuQdMlARUkOoCFERoiKk/FERoiJERUj544uQiytFSHic7liZpyIkATRQEXLaWVfZ92dNiBDOU9xI78Mo+DKjFPwySF3hBIijIBEy7UmzcsQEs2bMVCUCnLuNU2blFSFcC0Zr8QWIg9gybBpDJ6HU2LjvvvssiAFqbbjmIy+88IIdWYWYtF27dkWLEOJh7ls6QnWSgmYzBPHUODl8+LCdhtigD48TTzzRPvtefvllO51EU5jdu3dbmcJ0RI7LiyF/abZC3OWLkF3P7rI1SIijfUFBh6qupglC5IMPPrB5r1+/3kycONGWAzlWjgl8MUE+ufCXjYNQekiE7iBE8g4ZqAipIVSEqAhREVL+qAhREaIipPxRESIep4qQhJBQEcI+Su/DKDiRUSp+GaSucALEUZAImf6kWTlyglkzNhXYK8VRpAihI1JfgDiILX0RQi2Qfv362VFjiDfpA4MaHCyDGCAhRKgVQp6Ii2wihP5AGKElFCEE9MREjMBCfx0k+vqg/43evXtXiwtGoSFOoiNVan68/vrrdjo1Vt5++23bXwgiBGgOs2PHDtt855lnnrH7y3FPmTKlOr+du3bae5NY2sWbHB+dsw4cONCsXLnSvPPOO3ZZl+h3hKYzbJ9lnQwBJztyEYqMUpHER0joDkIk75CBipAaQkVImgxpKCIEqGJWX0UI+IUBFSEJQkVIRpClIiQhqAgRj7M+ixB+nw7OgYqQ/HCe4kIlSCauDBRSmAiZY1aOnJQK7KcpEVg5YpLZOGW2OfRefCKEUWPoJ4OmI8RjrOtqQVA7goQIQTBwnVu1apUmQhAj5ElAznxGjXHNThjilt8k+bIM5UfEBU1dXnvtNZsno7eQP0Kma9euVsIQP/OMpyYK6ciRI7YTVOQE/YS0bNnSShSa6VAThCFx2W/iKzpOra4RsmuX3SdfhBBvsi8cI/fzgw8+aGuncEzvvfeeXY+EHCL4Z/lCJQiEIqMUQuGRDY4nF5J3yEBFSA2hIkRFiIqQ8kdFiIoQFSHlj4oQ8ThVhCQEFSGx4MoedYUrA4UUJkLmmpUjJ6eC+ulKsYybbs/dxqlPxipC6K8DEcJ01nOxC6KBGhMkamSwDM1MECH0G0JCotCUhjiOeBVBsWHDBjuP5IsQ4jxqYgwfPtw2ZSHPN99809YQoRYGQ9ayXy7+5TezeMni6o5bGYqX9ZlH8M8+Mqxvnz597G/VxZe5RIgTGjxPGdKXDlv5TlMcarOwLvtComYLcTzzVYSUIEIsjU+TN+oh7TioCEkQKkLSUBGSIFSEqAhREVL+qAgRj7PeiZCq36kTIA7OgYqQ3HCO4kRFSCauDBSSV4Qc+tRsmvGUWfnoZLNmfCqwV4pm5aNTzMZpc8yh9z6sOquZqVARQo0MEkKC4XNvvvlmO3wuNTyQGwgN12kq4qJt27Y26G7evLlZs2aNnU4TGIbFZR6djT7xxBPV65B8EcI+AfIBQUFyNUeQHYMHD7aig2URD8QPPXr2sH2DkBhVZtq0aXY7PB/pbJV+QqhJUilJLrb7h8zgmEjPPvusvTeJpcmTWi+UYceNG2fzY8hcapRwrsjX70SV/aGJDvFpvRcheSQIOBFCfzJ+Oor2Q9IKaagIMb855uSCRMg/WxHyP1WElDMqQix+oUBFSIJQEZKGDbBUhCQDFSHicaoISQgJEyFxShDwZUYpuLJHXeHKQCEFiZDH55mVo6eYNRNmKBHg3MUtQkgMm0t/HG+99ZYF+UDzFRLNVugzg3uYdSnXz5g+3c4jMVQtNTvIj6Ylrg8QkusjhDiPmIhPOnGl9oefaGJDJ6zEzCzH/iMfuN8WL15cXUuDJjLUZKGzVDfcLvMQMKzH/k2bNq26k1c6X+XedCKEeBqRs2nTJjufxIgzdJRKnq4DVT6pbUIzHdZTEXKaPReIEKSTn1SE5ENFiIqQeipCwBUKVIQkCBUhadgAS0VIMlARIh5nfWwaE0oQ+ztNnQMVIbnhHMVFnCLEFxml4GREXeGXf0LyiZAjn3xqKp542qwYPdWsnvi4EoGVY6aajdPnliRCCJxdrQxqUyAhaEqCUHBQqwPRwDKMwtKiRQsbv1hBkYrXqDmCzGBdl1iP2iH0EYJYIU9qZ/BbIs5jf4h/zj33HNtRKQKChLRghBo6hCbmJXZy0gQBQU2V6dOn29ofrraGSwyPy/4xnC7igOXHjx9v9u/fbwUNnb1SZnX9n3DsDObQrVs3s3z5cjtajJ84BuQJtU1Yjzi8nEVI6AyyIXmHNAoQIdQIoUNdOrQ9cOCA7WQWVITkQ0WIihAVIeWPihAVISpCyh8VIeJxqghJCCpCSsaXEnWBX/4JyStCDjsR8lgqqH9CicDKMdPMxhnzShIhxCDcS4zWQj8Yw4YNy4D+QPr372+bjVDmI0YjpmF9PsmbmhUsO2PGDNu0hu1S04TnMn+PHj3admaKeHBxHkKBAB4R40akoQYJo8mwzyznRAgwjTiae+/+++83Y8aMsTU+ECM0b6GjU44F0UHeLE/TnkGDBtlj69q1q21ug1Qgb46dZdkHmsJwDsiHPJE2I0aMMB06dLDLEt/zqSKkEidCEE9IMmr/ILNiEyGnn5EKtKSdVxGSHFSEpHH55ZfZB5CKkASgIkRFiIqQ8kdFiHicKkISQg2LEM5PnKgIycQv/4QUJEJmPm1WjFUREpUVY6aZDYiQ97OLEPq2IM7IJkKAWMTFXrlgmTCWAVe7g2VcUM7fTOM+4G8CedbnO52sco+wLv9JSo2MvXv32v1lSFzuLb82SAj5kJ+Li8EJDSdAHGybecTfTpCwvg/TWNfF2A5ieqaxLSdAHORbCE5ixIE7t9kInYEEfkHyDmmkjjnDXQTUeNMYkGSIu0gqQhKAipA0VIQkCBUhKkJUhJQ/KkLE46xvIoQq4qEEsb/T1DlQEZIdzk+cqAjJxC//hBCE5hUhs+abFeOmmdWTZyoRWDE2HhECzIdQOvi4ZfxYxuHWdQLCX95N55OAniFvqSHCSC3UFnnllVfsvrphcZEjLMfyPuThYkRkBH/7coLvTr44+O6LCxdnhrhlfLHgBIS/DYfLLx8ujzjw900idAYSkm/IoAgRUmOdpYKKkPotQhwqQhKEipCMwpyKkISgIiQjaGa6ipCEoCIkA86BipDscH7iIi4J4kuMOPClRF3gl39CCELzi5AFZsX4GWb1lNlKBFaMf9xsmPm0OfRB6TVCnGgA/s4mPCCb9JCWdbh1iGX79u1r++ygTxLkh0vr1q2zvzcnM1hewuUFbh9yQX5SrCkhSQ8JX3ZISCKjVCT54RM6AwnJN2SgIqQGURGSgYqQBKEiJKNQV19EyJ+vPjMV/F9tj4tCtIoQFSFlj4oQ8ThVhCSEGhQhnJs4KTcR4suIusQv/4QQgOYWIZ+ZitkLbTAvBflKfipFyHxz6IP9VWc1MxUiQphXGXdVBtT8nS1mAeb5yyMGci0PTl6wHp2j+onhbRctWmQ7YWU++8uyDu4l8uA5f88995h+/frZDlrJ00mTXEQRIewHuO8+bl4uJJFRCu5c5yJ0BhKSb8hARUgNoiIkAxUhCSKPCAHEgIqQBKEiJA0bYKkISQYqQsTjVBGSEFSERCYUEnVBWPYJIQDNK0KeVBFSCqWKEBeHMBILo3/QySlDz9IxKs9T1gG3HH9zXZk3evRou/zMmTPtqCrS8j5uHrEQnaiyjcqOWIfY+4QOUwnmfQHiQD4QWzCE7datW+3oJNOmTbPHQMyYT4YUI0LYB2L5E0880XYIioRQEZJJ6SIktRFx4x71XYScctoZ9maRbkSmqwhJCCpC0lARIuRXzqgIScMGWCpCkoGKEPE4VYQkhISIEPZJRUgmYdknhAA0vwhZZFZMeMKsnjpHicDyCTPNhpkLIouQCy+olBMPdnvQNlVxidE/Hn744dS8yiFyXbzC36xH56aHDx+uWtqYPXv22NFZnOjwYxyHEyGATCCepfNS4G/iPrd+CPPoYJXRX9wQvatXr7YxBXnFIUKc5KB/EsRQ165dTefOne13RISbD+xPPkKRUSqS+AgJnYGE5BsyqHERUoW4cY96LUKOPtk0OvV0e7NINyTTVYQkhCJECA/Q4xtdqCKk3GmAIsT2EXLB1faYKPzWRxHyyhN/b35/ZepZdLGKEL4zXUVIQmhgIuTma08zZ5//OxUhEeHcxIX07ouKExmlEkqJuiAs+4QQgOYTIRvnLDbLJ840qx6bq0Rg2cRZZv3shebQhx9VndXMlE+EEIcgNr744ouqNYz54YcfzLx586qlhYtXCMh59syePdt8++23VUsbs3v3bitCWMaPdZzEcEE6n+TnBIcPsR/z2Qb7C/ztYl9ECE1i9u+vlD7Lli1LEyEsK40cwzy+M53YmxiaWN3JFxd3sj7Tb731VrNgwQLz8ccf2xFseJ5QO4R5Lm/Wywf5xQnbzofvC7Ih+QYfKmuEvkIipwgpVIZIO+CjIkRFSCJQEZJGvRAhqWuKCLnwglSApSLEvgiZriIkIagIyThW5qkISQAqQuw1LAXOS5xI774oOIlRKqGQqCvCsk9IQSJk7hKzfNIss2paKrBXimZZ6tytf3JRdBGSmkYc8uCDD5rPP/+8ao3KVFFRYa688gob+Lt4hdi1ZcuW5uWXX65aqjI999xzaSLEiQ3y517wf0sIDfaH+4P5DqZzX1GuZn3m8zf3PPtKDCGJECcd+Jvy6FVXXWVrcTgRUhlPVja5YZ67d1mGYyO25hPYD2rCvPnmm3YbH374obnllltsPuwf88mvEEKRUSqh9AgJfUE2JN/gU4gIwXOoCImKipA0+FGde66KkMSgIiQNXlAqQhKCipCMoJnpKkISgoqQDDgHKkIy4bzEifTuiwLvkDhwIqKuCcs+IQSPOUXIp5+ZjU8tMcsnzzKrpj+lRGDZ5Nk1JkJef/1107nzXXY5tz5xKP10+LVBSL4I4bqzLDEP0oQ+RzZv3mx27Nhhm7PQNwi/c5ZjGSc96AR1/vz5tu8RnuXNmzc3EydOtOv06/dIqqx5lR1tJhQh7BPrIzAIyidPnmzuuusuuw9OSiAx2G/W2b59u5U806ZNs5KDWiTkgSQZOnSo2bZtmx3NhsSINgsXLjQzZsywx9GxY0e7POLB5Z0NSWaUQig+QjiGQpB8g09ZiRBwF6j6AFSEJAcVIWk0JBGCaVYRkhCyiBAK1PVdhBBMUeDwsQGWipBkoCJEPE4VIQkhZhHC+Ygb9kd690XBiYxSCYVEXRCWeyQKEyFLzfIpc8yqGU8rEeDcbZizJFYR8sOPP5ifUv+++eYbs2TJEnvPEWgTm/GMnTNnjl2O9NNPP9lPJ0K45tC2bVu7HDVHvvrqK7uMSx988IGZO3euuf76621cxL7xOWXKFLvsG2+8YYYPH26H0qU/ELaxdu1a+xvq3bt3mghhnzgGln/77bfNd999ZztTpY+PyjjyTHP33Xeb5cuX2/luf0k0BXrxxRet/GAfOLYXXnjBfP/99+bHH3+0y7A858FBh7LE4MTjTnhkQ5IZpeBLDwnfFUhQucL2xyK4Bh8VITWNihAVISpCyh8nQs4/25x3QeUxhoU64AWpIiQhCCLEBVgUABw2wFIRkgxUhIjHqSIkISRAhEjvvSjw/oiLUErUBWG5R6IgETJvmVk+da5Z9fh8JQKcuw1zl5pD+0sXIa6PkFf2vWLefPMN+zejszDCC4E28eh9991n3nvvPSsFkB9OStBHSJs2bWzzEq77rFmz7HTSJ598YuXExo0bbb8bJIQHUsF1RHphKj568skn7TwkBNt1if5KVq1abcuavgihpgZxVfv27auXp5NXRrBhH4gjeS5Qo8QlZAhShBohrlYL61AbhWWZxz5yfCTECuu8+uqr5rXXXrPnkhic8+GEh0QoMeLAlx4SviuQQIRIniFERUhNoyJERUijC037pr9REVLOqAixL0UVISpCyhoVIeJxqghJCGUuQsqxNgiEUqIuCMs9EgWJkKdVhJRCnCLEjRpDR6gLFsy3fzMyzL333muXYyhZJAPpwIEDtikKzV1IToSwHa77kCFDzLPPPmvWr19v74Ebb7zRPrMYbpfmJiQ6IuV+Jq4lPmIYXj9RI2TChAm2pggChuYtftOYp556yrRo0cJug0SNltGjR9t9JU9ikTFjxthjQK4gYzp16mTzYV9o6sJxIFoQIDSNoTkO+0GtFdLBgwfNwIEDbVMbZAm1WIjFfekhIYmMUpHkh4/vCiRUhJQLKkIatAi55JKLzXEnX2Da3fRr872KkPJFRUh14VpFiIqQskVFiHicXPMb/3KG2T8/de+qCClfyliExClBgPdHHIRCoq4Iyz0ShYqQZYyA8kQqsFeKhnO3/ql4RQjyYNiwYbbWBkybNs3ewwTjjz32mF2GJi80P0FWkKgdggghL647nzyTmzRpYq688kr7e2ratKmZPn26lQukV155xU4PRQjS4qWXXrI1UQi2iQeJfxEYfmepW7Zsqa5Fwr4zyg2igriZGJtnguvUleNg2+73zfOTkXJoCkNie5TbCew5F/SPQqK2yA033GAlEPlyDpzsyIUvMOJAEh8hviuQUBFSLgQihAtMVSoVISpCEkGBIoQH9gmnXKwiJAmoCLEQRIINsFKFExUhCUBFSMZxMp17FxHykYqQ8iZGEcK5iBMVIdkJyzzZyC9CPjcb5y83y6bNM6tmLlQiwLlbP2+ZObS/ssmJlIoVIXQ22rlzZysaSAgLpATDylLzg34z6DuEWh40dyGFIoR8ESBMcx2e0h8HfX5QA4OEpJBEiKvZwfrMIyYk0HcihJFcSDRboT8P9ocOUBEzxMcsT7zMPr///vt22a+//tr2PUJHqCwLe/futftDYpQYyvPHH3+8FSQsS6IZEDKnkOYwPqHIKBVfeGTDdwUSZSlCQNoJHxUhKkLKHhUhaagIEfIrZ/KIEAfT67MIAQJJG2CpCEkGKkLSj9PduxeqCEkEDUSEOIkRB9lkhJuej3C9YtZ1SHlIFCZCVqgIKYFl0+eZ9U8vN4f2H6g6q5mpWBFC8xVqQdAshURfGoyWgpxAPtCchOvKM5fmJiQnQrjmbOu2224zixYtsiKCvkdoDnPw4IHq76RsIuTQoUOmR48edkQY4kPmEROGIsQlxArNY6gN0qhRo+oYkhFr3LIIE/YByeJgZBhgfQQP+Z944ol2274Iuemmm2y8Tp7sD5/5CEVGqUjiI8R3BRKFiJDQUWSjIBFSqBCRdsRHRUj9FyHnpI7318eepSIkCagIySjgqQhJCCpC0oPm1HemqwhJCHlECH9X37sqQpJBTCKE8xAncUoQcBKjVJyI4J1L2YNyBlCln/4NeE+7ZSSYz3Is79YlH/KTls+GK+vkoyARsmBFKph/2qyatUiJAOcubhFCR6eXXnqJ6d69m/1Ooj+OnTt32r9pRnLNNX+x19hN80eN4V5FgrjOSDdt2mR69eplZcr48eNt56OkbE1jECHUysgmQlzTGPrxcE1faG4zduxYe38SKyMGqCHiRAjLMgRuly5dbF8f9DlC3ycdOnSw/Ya0bt3axp7E5UkUIb4nyEZcIsT5DRUhUVERoiJERUj5oyIko6DNC/b0c+q3CLGkpqkISQgqQtKwcoB7V0VIMlARUhS8awkOyZORMhhBo0+fPjao43/wKXshOVjWSQvgO9OZT1DXtWtX2+kk6/O/+Lzfmcenv142XFknH3lFyGdfmI0LV5plM+abVbMXKxHg3MUtQugs9aKLLrQ1Kugrgz47kBPMZzSVxYsXp+K0c2zTlV27dtl1ECGtWrWy+fFJUxPSvn37rGw49thjzb/+67+anj17VjdXoakMZWViWtbzRUj37t3zipAVK1bYY3M1TMiX9VzszTPS9fVBnqz7j//4j+YXv/iF+eUvf2l+85vf2M5RETg2Hk/F10gF9tGJEPoI4Rlz9NFHmxNOOMEuV4gMCUVGqYTiI8T3BNmoKRGyYMECe65cUhGSDxUhaagIEfIrZ1SEpOEKZ/VdhFAwpgCoIiQhqAjJOFbm1TsRkrpfOTYH96+KkAShIqQgyIOgk/IGAoQmCxs2bLDDeRJwEoTOmTPH/k829woBpC8u+M5z4KGHHrL/s08zANZj/TVr1phRo0bZ4JVtANv01w8JyzzZKEyErDLLHl+QCuqXKBHg3K2fvyJ2EcJ9QO0hOk798suv7HQS9w21O8iPe8EXIYgT8uIedSIBEfLAAw/Y+4G+NlauXFndRwiSgdoYF1xwvo37ihUh3PP8NmjKQ5MdEv2a0JfJSSedaJdnZBg3FC77Sm2QW265xYLwYBrHxG+DfSBuZxlqvZDYl0GDBllhyL66zliJXX3xEeJLjDiQ5IeP7wmyURMihD5VqGlDUyPOFcQuQsCXISpCEoSKkDRUhCQIQYT4hTK/gKciJCEUKEKYxvGqCEkADVmEpO5RpB3H5rBygHtXRUgyaAAixL03S4F3LOeGav30ycD/0EuJwBKpwf3COry3CWb5TrMBF0CGiUCR/12neYBbj+2FuDJOoRQkQhatNsueWGBWPZkK7JWi4dytX7DSHPqoNBGCeKAfDRKyjPuOeJO+Pujbw6XNmzfbZy0xGvc3HY6SGH3FNY1BFrgmM3RkyjIEy0g3msXQcalLe/bsMbfeeosN5hEwJGp4ICnYv1CEMJTtJ598YpdbtWqVnc69VlFRYaeRGMnmj3/8g51HTSma5rjEvc42GdrX7QfHzbbZHvE170x+Dy4R5PPbYrtTp06154X9JX+JUGLEgS89JHzhIYFHkPxCiOQpQpzfYCQdasnQ3ImmR4jVV199VUVIXlSEqAhREVL+qAhJK2g7EdL47KtUhCQBFSEZx8q8+iNCUgFz6vmjIkRFCOcgTuKUIODem6XA/4zzv+z8L3U2CeISsoP/xXd9gfA5evRo89FH2YdXJREULlu2zP5PeVijxBGWdfJRiAjZsGiNWfrEQrNyzjNKBJbOXGjWLlhpDpZYI4TmUvxvPvcB0oL7jhiV5+rOnTvsdECSsA4xGvc3NTCYzmgsrp8N5nPP0VSFfkLAdVTKELY0rWE4W6azTWpgEAciGciL9aihItUIefjhh6tlCv2QuHnt2rUzzz//vM2Tfj2GDBlij5n4maZj1FhhHWqjUHvEjTjDflBLheepEw7E7tQQIbhHnPz44w92PfLm+Nkmy7E82w5x8iIOfNmRC196SNSECHFNYzgnnB/OJ6gIyYeKEBUhKkLKnxwiBPxCnoqQhBBFhPylsfk4sSLkb0zzv56eCoplQcB3zoGKkIRgRci/NXfcdIo58zwVIfZYU/evihBZaEQlLhHivy9Lgfcrx0lg6ZoU5EsEp/xPOOUThjjlf/ELSYygQdBIWdUXII6wrJOPfCLkqy++NBuXrDPLZi02q55aVqusnLu0XrB01iKzduEqczBijRAXh9BsheVGjhxppQISjViMe+jee+8xQ4cONcOGDaseGQYo09Ps5dFHH7Wdm3KfkhfzuHepwYTcQLDNnz/f9O/f3y7DtrgvJk2aZEaMGJG6V69P7d+5qbzvsNun+QvLsG/sN/cjn+wvQ+LSLw7L0VTFxlCpGJJPvlNjhDzpCJVpxM180hcItUzYn2eeWZLiGbv9++/vmnqWXmNlAnEnebEOccydd95pa1ItWrTQLFy40OaLKHQxajZCmVEKofDIhnME2ahJEcK19ZOKkHyoCEnD/ohTx5t4ETLiP5vTGqeu5zkXmcsuUxGiIiRBqAhJo96JkNRxcKyhIOA701WEJAQVIRlw/zZUEcKxx01cEgT892UpUJZgtA3+x91PVO8fMXKE7b+A/2F3HUaSqBVCQMh5osnDW2+9VTWnsubH0qVL7Xr87/w777xTNacy0acCQSh9RJQiQSCfCCHt2fCs2fzMRrNtxZYaZzus5O/NZsPitWbVvOWVQgExklCWzl5s1i5abQ5+dLDqjGamXCIEiEWofcE1pzyHBPDjlEsuubS6/xiWJx83D2HCtaYs7PICYji2yW+KDnp5DzHfyQK2x++EGkssz73i9oE8mUbMFEIe7B/LsTzrsR3iSP5mHnkC34kniZ2Jt1mOe5mmO8B+n332WTZWd7Goi0eJtYm92Y57h5I30oFl3XFIOIkRB6HwyIZzBNmoSRFS+qgxqZMt7YyPihAVIWWNipA0VIQI+ZUzKkLSqI8ihOOhY81QDnAOVIQkBBUhGXD/qgiJD/deiwP/fVkKlBNpDnD48OGqMKOynwP+N/vCCyr/N5wmCbTPd4nq6fyPd9OmTW1HkjRLcIk2/PyvPmVs3uthEMOQpvfff78NOJ0EAb+MUyiSCEHYbNy40XZ0+fiMx80j3R82Pe/tYXp37VUL9DQ97+th+vV8xDw5ZZZZv2SdWb9orVk5b1liWfrkErN20ZqSRQjzWAbCWMXJhmzziNn49AWJm1cZy1XKA7cPblvMY10nOdw0JzXcdB+Xp4sd+e5wsaMUV/Kd6cTTLv7mb7cPzA9xy7t4nvibaayTC5aJi1B4ZMOXHhIFiZDU8fl+IhvufBQsQkDKyCefDFERoiKkrFERkoaKECG/ckZFSBr1VYS4oNmXA5wDFSEJQUVIBty/KkLiwxcZpeK/L0uBciO1N/y+QehrgWkXXVhZhuT+oH8EP9FhZIsWLeynS/SLQCeQ3Dv8bzqBJ/nQT4JLjBxi806VT3nvxylCkCwDBgyweTOU6r/8y7+Yf/gf/2D+x3//7+b//e//o8ZhO//tv/0388//9M/mT1f/yYzoP9wsnbvUrJq/0qycv8KsfDp5LJ3zjFm7pHQRUhM46VEIvuzIhy8/chHGlbkIJYhEKDyyEcqMUpCkR4gvPLJRiAiR/IRP6DZUhERFRUjGg0JFSIJQEVKNK+ypCEkIDV2EpI7ND5qBc6AiJCGoCMmA+7chihCOuyYIZUZU/PdkqSAsqKFBR6kIEGpU0PEj0wj2qLpPPw107OgSNUbowPDmm2+2y7pEHyCzZs2y9w5lFIJghtx1Q526NHr0aDuP935cIoR9YlSRv/u7vzNHHXVUWXDKSaeYEf1HmPXPbDCrFqwyK60QSRaInLXPrGswIsQXHfkI48pchNJDIhQeEqHIKBVJfIT4wiMbiRchDg5GRUiCUBGShoqQBKEiJK3grSJEyK+cKUCEEEQTNKsISQgqQjLgN6wipHTYZigzSsF/T5YK71eOmZE1pk17zPbrcdddd9lzxbyuXbvaoUv9GiOMqoEcoa+Pl19+uWqqscN/PvbYY/beoR8G+jygc9SwNsm4cePsPN77USUIEIzSQSYJUXP88ceLQqKu+A//4T+Y9q3vNFtWbzcrF642y+evTBxL5i43a5ZuMAc/OmTPs5TKXYSEsiMXoezIRRhX5iKUHiGh8MhGKDJKRRIfIaH0CCmoWUwKyU/4hG5DRUhUsogQh7spuaFUhCQEJ0JOO92cefaFqRcogkBFiIqQhKAiJI2GJEKYzlCst99wqoqQckdFSAb8hhuaCHHyIk7YZigzSsF/T5YC5wPo+JHPJk1usJ08IjG4Jxgm99133zU//fRTVQhSmdauXWvfyyyzb9++qqnZRcjevXurlqhM48ePj0WEEHwzAgiJIU1//etfi0Kirvjbf//vTZtW7cyWNdvNykVrzPIFqxLHkqeqRMjHxYuQMB6JG1925CKUHbmQhEcIx+pLjlz48WcuQuGRjVBklIIkPSRC8RGiIqTcUBGS8aBQEZIgVIRkoCIkIagISQ+aq45TRUhCUBGSAb9hFSGlwfYkmRGV8P1YCpwPB01gKENStqC5yfr1681HH31UFXr8nPbs3WPu7nK3DQi5b6gt4hLNap588kn7TCAfmt0wpKg/qgxp9OjRtnzKe59t++WbYiAgdU1j6IeEEWz+y3/5L6KUqAvOOO0MM37UJLN26UazghohCWTJvOVmzbLyEyG+6MiHLzryEUoPCRUh6agIKTdUhGQ8LFSEJAgVIRmoCEkIKkLSg+aq41QRkhBUhGTAb1hFSGmwPUloRCV8P5aCkyDUCOE9e/vtt9saHTR9CROjyqxZs8YOtXvBhZVlTe6RTZs2VdcYYTQZluG4KY9S1h4yZIjtINUlhAWBM2VT3vtxiRASQ/X26dPHlpso+zc+rbE59ujjzG9/c7Q5+rfH1Di//Q0cbU447kRzyUWXmyH9R5g1z2wwy6kNsjCZLHl6pVmzXEWIj4qQdAoSIY3rWIRAITKEA1IRkiBSweQmRMhpjVSEpFARkiBUhKQVviksqwhJECpCVISoCCl/ihQhHG/csD1JaEQlfD9GxUkQoBnLrbfeapYuXZrWFwgJubF//36zatUq06VLF9t0hmFzeWdzbHSOSk0Ql+gYleUou7Asw+z6yQ2fS20Rv1wThVCEkJAue/bssfu7cMEiM7T/cPNwrwGmf59BNU6/hwaZRx4aaIYNGGmenr3ErF2+2ay2ImStWb4wmSx5epVZs3yjOXhARYhDRUg6eUVIARIEQrdRlAgBKVMfFSGVuJuTG0pFSEIIRAgvUF7cvgQBFSEJQkVIWgGcAqWKkAShIkRFiIqQ8qeORQjbkmRGVMJ3Yyk4CUKTGH7DkydPttIjTF9//bXZuXOnmTdvnm32smDBAvtJzQtEB01f/BokDKG7detWO4wtkuTgwfTRRlgXkcJ2w7JNMVAuoCwfihA/fXXka1OxaqtZtmCNWbVkfa2yMsWKxesqJUiCSboICUVHLiTpIVFXIiQUGaUiSY+QUHpIxCFCJK+hIiQqKkIyHhYqQhKEipAMVIQkBBUh6UGzihA5z3JFRUgG/IYbighx8iJO2JYkNKISvhtLgXPBe5eA9cEHH8zox8Mlmr0gQ44cOWKbtXz77bf2++uvv25Hmrnpppts8xg//fDDD3YoXpbz06FDh2xtELbpRIxftimGQkTIN199azau2W6WLlpnVi7dWHs8s9EsX7LeLFu8LvEsmb/arFleYQ4UKULCWCRufNmRi1B25EKSHiHFSBDw489shMIjG6HIKBVJfISE0kOiXokQOK1xaodOObXeihBwN6eKkISgIiSjANDQRMipZ16uIqTcURGSHjSrCJHzLFdUhGTAb1hFSDQkkRGV8J1YKr6EoNxI7Y1QWuRLn332mendu7fNp2/fvrZJTK5ETRFqlSBOKMO57UelEBFy5IsvzbpVW83ihWvNsmc2KBHg3K1eudkcOHC46qxmptoWIb7oyIcvOvIhiY+QuqoNAqHIKAVJekhI4sNH8ggZqAipZRqgCDnttEapYz3b/pClB4aKkASRKmg+P+3vzSUXqAhxqAhJCCpC0oNmFSFynuWKipAM+A3XdxHixEXcSEIjKuE7sVQ4Dw6GsW3btq1Zv2F9VZhRWPr4449tjRCauHBO6RSV/j+kREerc+fONa1ataoux7Bt93exUCYAgtK8ImTNNhUhJaAiJB0VIelIHiEDFSG1jIqQjAeGipAEoSIkAxUhCUFFSHrQrCJEzrNcURGSAb9hFSHFwzYkoRGV8J1YKk6CAO9XPu+66y4z96m5ZsmSJWbhwoU5oVPVSZMm2dodjDhDeYRzSQ2Rp+c/bVasWGFHj6HD0uXLl5uxY8eaZs2a2fIMy7tth2WbQlERUnuoCElHRUg6kkfIQEVILaMiJOOBUT9FyGVpEgRUhCQIFSFphXEKzhQMVYQkBBUhKkJUhJQ/dSRCJJlRCuE7sRSchPBx5Qrgb2kZH5ZznZ2G0xAdnGN+L9xXzHPT3bIO1o+C29e8IuTIl2bd2h1m8aL1ZtnSCiUCnLvVq7bWexEiSQ8JFSHpSB4hgxJFCB00+ymyCLE0Pk3eSQ8VIQlCRYiKkIYiQs643Nx23QkqQsoZFSHpQXPVcaoISQgqQjLgN4wIueqyc80L0/9TvRMhTlzEjSQzohK+D0vFFxE+rmxRCEgNPsM8wuV8yN8t58oyUXF55hchX5l163aaxYs3mmXLNisR4NytXr3NHDjwadVZzUxOhBBz1LQEgVB2ZCOUHbmQpIdEXYiQUGLEgSQ9fCTpISF5BB+cgugjAiSv4UTInDlzbB9D33zzjSWrCAEp8zRUhKTdeCpCEkIDFSGnn3WxipAUHK+KkASgIiQ9aG6AIoRlrvn92ZUiJHU/iHmWKypCMmDeBRf/zlx12TkqQgqAvCWZUQrh+7BUnIyoSfzySr75xeIkSMEiZMNOs/iZjWbZ8lRgrxTN4iUbzeo128yBgypC6kKCQCgx4kCSHz6S9JCQPIJPISJE8hlw8sknmxNOOMGMGzfOvP/+++bVV181+/btqwURklrODp/7SxUhZU8gQvihSg+M+ipC6CfE7ytERUiCUBFSXRgHCtAUEFWEJIQGJkKu++NZ5ryLKq9peJz2WFPTmHd+ahkVIWVOgSLE/U4rRUj9qxHC/Ro35C3JjKiE78JS8EVEXROWaYqhWBGydsNOs2hphVm6YosSgUXPVJhVa7ebAwc/qzqrmak2RUgoO3IhCY9shNJDor6IEEl8hEjSIyTvsLkpShEh1Ag5/vjjzcyZM82XX35pR6oCFSH5UBGS8dBQEZIgVIRkoCIkIagISQ+aq46z3oiQVPCPBAiP0x5rahrzVIQkgAJEyDUp3HOpPooQX17EBflKMqMUwndhKfgioi4JyzPFUrQI2bjTLFq2ySxdtVWJAOdu1bqd5sAhFSEqQtKRHEJIqSKkqD5CQNpAGipC0m4+FSEJQUVIRkFARUiCUBGSHmSpCEkOKkLE46zXIiT1N99VhBQH+UoyoxTCd2Ep+DKiLgnLM8VSvAjZpSKkBKwI2aAiBFSEpCM5hJA4REjBo8aAtIE0VISk3XwqQhJCAxYhHB8v/LAgoCIkQagISUNFSIJQESIeZ30WIdeknkcO5qkIKQzylWRGVML3YCn4IqKu8csyxeIEiKMwEfKsWbRcRUhUOHerNuzKK0KIP4g3whgkbnzRkQ1JdGTDFx35UBGSjuQQQspPhFQh7ayD+SpCEoKKkGpUhAT5lDsqQlSEqAgpf1SEiMepIiQh+CIk9WzlPYNk8AVGHHCeQpFRKuF7sBRCGVFX+OWYKDgB4ihIhFQ8axat2GyWrt6mRIBzVylCPq86q5mptkSILztyIQmPbPiiIxeS7MiFFHeGhMJDIpQYcSCJDx9JekhIDsGnEAkCks+ASCIEpI2ESDvsYH5DECHuZvgXFSHlj4oQi18YUBGSIFSEpKEiJEGoCBGPs76KEF+CqAgpHM5TKDJKIXwHlkIoI+oSV4YpFlcGCilMhOxOBfNbzdI1O5QILFq51aza+JyKkEB05EKKOSUk8RHiC4y4CMVHiCQ9JCSH4FNKbRCoUxHSqFEj8492+Nz/pSKknFERUo2KkCCfckdFiIoQFSHlj4oQ8TjrnQhBfKSOtV6LkLOuSr1L4hchnKNQZJRK+A4shVBG1CWuDFMsrgwUkleEfPm1Wbtpjw3mpSBfyY+KkEok4ZENKeaUkMRHiC8w4iCUHhKS9PA5/YxUfFLDI8aAipCoqAjJeHCoCEkQKkIy4HhVhCQAFSHpQbOKEDnPcqVBipDfmz+mjodnUChB6pMIuavFcebUM69MvUviFyGhxCiF8N1XKqGIqEtc+SUKrgwUkk+EfPHl12bN5j1mYSqYfyYV1CvFw7lbWYAI4VogFsIYJE5C4SERio5chLIjF5LwyIYUc0pI4iPElxhxEEoPCUl++CBCJH8QoiKkrlARkvHgUBGSIFSEZMDxqghJACpC0oNmFSFynuWKipB6K0I63XysFSG8ZxAOvsgoBc5PKDNKIXz3lUooI+oSV36JgisDhRQmQvaahau3m2fW7VIiwLlbWbG7QYsQjk0SHtmQYk4JSXyE+BIjDkLpISHJDx8VIeWOipCMB0dDECGAHKjPIgRcoUBFSIJQEZKGipAEoSJEPM76IkLOOq9SDKgIiYYvMeIgfPeVSigj6hInNYrFL/+EFCRCtjxvFlK7Yf2zSgQ4dys37TEHDn1RdVYzU02LkFB25CKUHbkIhYdEsRIEpJjTRxIeEr7AiItQeoRI4iOkXogQkHYamNdQRMjpqQv6T79urCKk3FERUo0rGKgISRBWhPwH86erCJqvssdEIbpeipDH/9787goVITZoVhEi51muNCARcmgR9+6p5qzzrrYBuIqQ4uC8+AIjDsL3XqmEIqIucVIjCn75J6QgEbJVRUgpqAiJvzaIJD0kfIERF5L88JHER0ghIiR0DtmQPIYjsghxSBv0kXYcmNeo0SnmH//5ZNPqr/+oIqScURGSRkMQIXDVVVepCJHyLFc8EXL2+VfZgiGF6XopQp5AhKSeRRdVdsJI4BiiIiRBqAgRj1NFSEJQEVIW+GKjGMKyT0ghImTVlufNgtU7zJJ1zyoR4NytqChdhBQjKVg2XLcQpLyyEQqPbNQXESJJDwlJfPgU0kkqhM5BQnIXPoiQY4891sybN6/qTqtMKkLyoSIk4wHScETIpebiixEhF6oIKXdUhDQIEaI1QlSEJAYVISpCCoBz4guMOJDee1HxBUS54MuNYgjLPiH5RMjnX35tVm5+3sxftcMsXvusEgHO3fIYRAiSwAbRjVOxZg4IxsNYJhQe2Qglh/su4ZbJh4qQdFSEJIEqEfLro08yJ5/S2N4A0o3IdBUhCUFFSBoqQoT8yhlBhFCYbggixAZYqeCRANKhIiRBqAgRj1NFSEJQEVKn+FIjCmHZJ6QQEbJi817z9KrtZtHaXUoEOHfLN0YXIUy79NJLTatWrczkyZPN9OnTczJ8+HBz6623Vq8byo5cIA9OPfUUG9854ZGNUHhIFCtBQIo3fULZkQ0nMOJCkh4SkvzwqV8iBPuWZefrjQhppCKEh4OKkAShIiQDjllFSALIJkJSwSQBJUEkqAhJECpCxONUEZIQVITUKb7UiEJY9glREVLzlCpCmE45dsiQIVVL506ffvqp6devn12XmCaUHRJuuzyj77vvvtS2Bpv777/fxgPk4QsQh5MduVARkklBIqRxQkQISDKE6Q1LhJxmOjdTEVLWqAhJAxFy6aXJFyE7Jv4f5oLzUwFWAxUhFKobhAipgiASVIQkCBUh4nFyzZv8+XSzX0VIeROzCOF8+AIjDqR3XlR8CVEO+FKjWMJyj0QhImT5pr1m3srtZuGaXUoEOHfLNu4xH5coQgYMGGC++uoruzyfH330kXnvvffM+++/n8aWLVuszCAvF3wjBohvnPjgb6a5eQTwSIgHH3zQvPPOO3Yba9assbHeKaecYpdjP1iX5QjmwcWDzCcedss5EeLmERf78TXrsl1fgLAPbjnXxIdPts8AJG49JyYqY+1G5uSTT7affGcd8gW3nI1VU+uRD8siB9w6bjv+stlguXxwrPlgX0JvEMKxFIJ/TiWyihBOhrSChLRhHxUhKkISQTEiJHXMx1Z1lkoBSEVImaIixBasG5IIARUhQl7ljIqQjON0966KkAQQowjx5UVcSO+7UvAlRF3jS40ohOUeiUJFyFOpYH5BKqhXiodztzQGEdK/f/9qEbJ161bTq1cv0/qO1qZt27amXbt2lvbt25vbbrvN/jao9cw15l644oor7H9yOhFCvkxj3pVXXmm/c8+xH/v377fbWL9+vV2GZjks42qHED9Qhmaey8+Vs900J0GAvJlPHuD2BfmBsGAZ/mYdtsV+M9+ty/KsRx7k7cSE2y7zWYfvToD4IsRJF/JiOdbxt4GcQGK45bMRSg+JUHpIxCFCJF8hceKJJ1oRkjFqjIqQPKgISYMH0znnIELOVhGSBAoWIZea40+52NyXdBFy3lnm3PMvS73QrhYLdsAx11cRAg1JhPgBloqQBKAipPr4wJd4KkISQAMSIU5AlAtOaEQhLPNkI58I+ezI12ZZxV4zd8V2M3/1LiUCnLulG/aYj2IUIcuXLzdNmza1AT7ziV0cfEcK3HHHHWblypVm165d5oknnjCtW7e2y7NMixYtzOzZs83evXvNlClTzAMPPGCXff31183XX39tt/Hxxx+bDRs2mI0bN5oVK1bY9Qniu3btarZt22ZrjHTu3NncfffdNtB+/vnnzeLFi+1z3kkB/h4xYoTN46WXXjIvv/yy2b59u5k4caJp1qyZ3R+3LEKHfNauXWvnI3TGjh1rXnzxRbNv3z6zefNme56IX/i9jhs3zjz33HPmlVdeMTt37rTfeQ4TuztxQb7Eq3feead56qmn7PLsw569e8zSZUvtsXCOOS6Wd9IjhHmF4GRHNgqRIBC6hpDQVWTDiRCtEVIsKkLSaHAi5OKLzLEnnW/a3ljfm8aoCEkMeUQI8J3pDUGEOPGjIiQBNGQRkjoe279N6tgcKkKE/MqZmEQI58EXGKUivedKxZcQdU0oNoolLPNkQ0VIzcO5eyZmEYJw4JlDE4/TTqtsStK4cWVMevbZlTHbzTffbPbs2WOX/+KLL8yYMWPM8ccfb2tCPPbYY+bIkSN23oIFC6wQ+PHHH+33bKl79+62ecnIkSOrphizevVqs2PHDvPTTz/Z7x9++KG57rrr7HY6duxopcaBAwfsPD/RjwkihVosHB/HQQ0XaqOQ15tvvmmFCfvtp7feess89NBDZtasWdXnwqVDhw7ZflSI45AS7CvxOJ3HImF++OGHqiV/Toif0aNHW3GEqGA9X4A4fNmRi1B8hNS2CKFpzHHHHWcmTJhgm1K9/fbb9hyqCMmHipA0GqwIaaIipKxREZJR0GZ6wxIhv1MRUu6oCKmWIKAiRMivnIlJhPgSIw6k91yp+CKirgnFRrGEZZ5sFCZCnk8F8zvEIF/JT5wi5Msvv7TLv/DCC7YmB52aDh8+zAb71LwYNmyoueOO1jYoR3j07NmzuqkLwoJaGNQGoRYF6Y033jBdunSxzylqTFBDxG0DqbFs2TIrXahRwEg05Mt2XEJGAOKC/BcuXGjvK/Z7yZIlVUsZWyvlySefNNOmTauWM6RnnnnGLk+tBfaVbZK+/fZbK0s2bdpk13v22WftdNKrr75q3n33XZvn3LlzbW2T7777zs579rlnTZs2bawAIEbl2D744AM7DxEwf/58O7IOn+RPol8V+lShdgoxvZMfPr7syEUoPkIKEiGpfQhdQ4jkKyScCGG0IUQR54LjjVWEWLBw3kEwTUVIQlARkoaKkAQRiBCOSyrcAfPquwihcEwBsKGIEI737POvNjf95TQVIeVMAxQhrW9sZM48r/L+VRGiIoRzwDpxIr3nSiEUEXWNLzWi4Jd3clGQCNm418xZvt08vYoRUJRi4dwtiUmEuFocudKUKVOrg3dkCM1aqA1B7Qr6/UB4uJoWSIHKGOccez8MGzasWkawLL81+tOgjw5qTRAj+SIEAUGtEEQCTXGQLJStqbVBR64kmqMgYGim8etf/9q0bNnSNmUhsa0bb7zR/Pa3vzU9evSoXof9RYBQu4SYunfv3ubzzz+380irVq2yeSIXaLKDGCGxzKDBg2x+PHeQJSTOGzKA+P9Xv/qVzZNaJZyH77//3taK4TwQ9zv54RMKD4lQekjkFSEFSBAIXUU2XNMYxI+fihIhIO1EGipCVISUOypC0qgWIY0uMvfe+msVIeWOipA06pMIaXZNY3N2KiiWBIGKECG/ckZFSAYca0MWIRw/y8eJ9I4rlVBE1CW+0CgWv5xTCIWIEDr6nLN8Wyqo36lEgHO3eMNu89GhnwP5MBUrQr755htbo4H/5Xd88skn9pN+NajdQJxGfjRpoY8NEs1OWJdELQ6axBCcE8+xLbbhalAgOBApzHMju5AftU9comYKzVuIq5lPIE98QbMXl9atW2duueUW26cJzXVuv/12Kx5I1D6hBgdNadhPJ0I4NpajRgPzWIZmLCSOoU+fPnY6/Dn1nHE1RqhJwv4R/FODhXNCQrhwXm644QbTpEkTuy80FXLSh75QED0cB8cbIomPEEl8hMQhQiRPkY2cfYQUI0OkHUlDRUi9FyFnp473V8c0lOFzVYQkAkGEuIJUWMhjXkMRIaedpSIkEQQihGP1g2YVISpCyhYVIWnP3mxw7CwbN+H7rVTce7Nc8MVGsfjlnEIoRIQs2bjHzFq2zTy1aqcSuetU9AAA//RJREFUgdmpc7dofTwixPWLsXv3btu3Bf1qIAX69u1rHn74YVsTAwFALENerIsUmTlzpl3PT9TscPmzDNLDFyHIDGIF5rGM2z9fhBBg81wn7nUihH1l/1yi81Unag4fPmw/XfObzz77zNx11122j5Bu3brZZhskBAXCAtFBMI8Iee211+w8zsG9995rA3zm8ex1NT8QIdRqQaDQQSrbI1Hrg9ofbNvBd9dvSEVFhRUhDKnrCxCQpIeEJD58fE+QlRhFCJ5DRUhUBBHi7KKKEBUhZY+KkIyCHvMaigihsN6+2fEqQsqdPCLED5pVhCQEFSEZcKwqQuIjfLfFgXtvlgO+1CgWv4xTKAS3+UTIog17zBNLt5k5K3cqEZiZOncL1+42Hx2MT4Qwwgu1LJAXbkhYB+V71iOwZ12kwNSpU+16fho4cKCdT9xDjMd6AwYMSBMhlJOJ91jG7Z8vQsiX3yXxIMsQ8DOcLX2NkBANyAgEB7U9XB8VdNgJCAzEDQE7NUKcCKGpC01mmM7+M6KMqxGCwLjnnnusJGEe7xS/RsjQoUPt9E6dOlnhQaImDXKF/B10HIpcAZrJcGy4ASdAHJL0kAjFR4jvCbKiIqRMUBGShooQIb9yRkWIxS/oMU9FSAJQESIGzWelgurbbjjFfKYipLxREZIBx9oQRQjHzXJx4r/T4sB/X5YLvtgoFr+MUygEtypCahZEyIK1u83+GEUInZhSY4IAnHiM2hju08UxfJJfhw4d0joodQlZwTzXNIa4ADkSNo0h/iNfl7cvQuh3g98S6zsRgpih41QSfYggbWg+Qx8ibK99+/a2hgdygyFy2S41MegjxBchN910U1YRQo2QXCLkhBNOsOu4DlHpFJbRblq1amWnsz/0LUJTHYQSTWY4f+w/x+ITCo8QX3bkwvcEWVERUiaoCElDRYiQXzmjIsTiF/iYpyIkAagIEYNmFSEJQUVIBhxrQxMhHDPLxI3/TosD/31ZLvhio1j8Mk6hFCVCVqQCe6VoZj4TvwhZunSpuf766228STDuB+7Ea8Qy/M0nI7kgJBAICIqtW7dWj7IyadKk6vWIC9iGkxF0lso04mUnQ0IRwsg1/JbcttgX9pkOWWkSw5C8ronNL3/5S8vRRx9t5QPbQuaQd5wihP2js1TWd0P3MmIMzYf+5Z//2fziF78w//Iv/2L3l05eO3fubGvPhOfR4YRHNiTpIeF7gqwkVoSAJ0P4riIkIRQhQv71mDMTLkL+T3PqaY2tCLn0UhUhKkIShIqQNFSEJAgVIeI1VRGSEIoUIRwv82sC/50WB/77sq7xhUYU/PJNMRQiQhau32MeX7LNPLl8pxKBJ1Lnbv6aeESI61uDGh6jRo2yzUnoJ4RRVYA+Qh588EHbrIR4hloYTiAwUgs1Me6+++5q4cA0JAMBOMvTr4Zbnk/264EHHrB5854i7sslQogN2V9qfrz88st2GZrGMDoN0oHmKuyzqzHCELvchwTrcYkQ+j5BhFDGRwDQPwhpV+pYH0wdS8eOHa38oFkPYunjjz+uHj7X1Y5xSOIjRJIeIaefkX/YXDxChlsQkDyFREEipBghIu1MGipCVISUMypC0mgIIgRcgY95KkISgIoQMWhWEZIQVIRkwLE2JBHCvJrAvcviInxX1jW+1IiCX74phoJEyLq95vHF28zsZXT8qRQLEunpNbvNhwdKEyGDBg2qDupzJTompcNQalts3LjRTmOkFQJ/al4wFC5D6rq0fPly25yFoJ5yMfNY3k+MNIPAIGZGwLiE4OD3STxI/MS+Ookwfvz46qYpJPbdjVhDQlqwbe7/Y445xsqWgwcP2nnICUZ2oYkLwTzNadyIMuTDaDfHHXecFSG8Vxi9xiU6kWU6sTjvGzpCZVsusQ+uRgyJPkIQSMS1CCG3/xBKDwlJfPgUIkGgEBEi+QkJ5zdUhEQliwhxqAhJrZfQpjGnntrYnHHWBeaSSxAEKkLquwhxME9FSAJQESIGzSpCEoKKkAw4VhUh0ZEkRqmE78e6xhcaUfDLNsVCcwdGG8mWPj3ylZm/breZvnirmbVshxKBGalzN2/1cyWLkH79+tnOPwnqkQE0O0FY+JDoFBRZ0aVLF/POO+/YoJ8aE4zOQqDPNhAJr776qs3nxRdftDUknMS4//77zXPPPZcmXehslBobrM++sg8wceJE+5tiPeInVysEAcC9iZChJgf76idGi3n66adtzRXWRdAwagxD+pIvfXr4naVSs4UaJsxD9HBsrkYIz95t27bZedQWoY8Q8iN2Zz/oF2Tx4sXm88/Tzz/79Pzzz1sB45rGAPvj8IVHNnzpIaEiREVIeaMiJA0VIQlCRUhGAZwXr4qQhKAiREWIipDyp0ARwnEyPW5CiREH4fuxrnFCIyp+2aZYChIha3ebaYu2mplLdygR4NzNWxVdhBCk02kpz06artC0A2hmEsJ0mr9cd9119nfplm/RooWtCUL+wMgut99+u23CgmTg+cV09oF5zZo1s0IEqUCTHPLmXuV+YVnyBbbDvrGeEyEsA0gCyt9sm/XJh2Y11Cxhm+yfkwnEk9zL7BMdmfJJvyJONFBjhdFlaCJDJ6ccixMNnJ/mzZvb4yZfnhtMd+sSt7It5tHMZ8iQIXZfEEPIFs4xcb7bDx+3f9lw+5CLhiNCoEqG8LeKkISgIiQNFSEJoggRwvGqCEkAKkLEoFlFSEJQEZIBx1rfRQjHyLS4kSRGqYTvxrrGyYyohGWbYqBcQFk+pwj54ivbrOOxhVvNE8/sUCLAuXtqZXQR4uBaEY+GMayPqwlBfOaWZxo1OZAT5IM44G/mnXzyyfaT2M5JEtYjL4J4ZATTWIbAn7/5pCYG0KeGkyB8ghMhwHyCcbbDMkgT8mWa2y7b85elpgefHAPTmc88msnQHIb5HA/Twe0PAT+w7+TL+jZOTa3LfNYlPnfH6LbFNLesw4mOfPjCIxt11T8IcIy1K0JS2ANKfaoISQgqQtJQEZIgVISkFcYpOFMwVBGSEFSEqAhREVL+qAipUXypEYWwbFMMKkJqh7hESCEgOQqFbeXCr93hZEcuQgni42JG5AFxpD89H378mQsnMXKBmECiIEfYF2kZ8GVHLkLpIZEIEQJSRiHSToXYA0p91mcRAu7mVBGSEAIRgpWlqpmKkIYkQi5TEVLuqAgRg2YVIQlBRUgGHKuKkOKRJEYchO/GusaXGlEIyzbFUIwImZoK5h9PBfVK8XDu5tagCMkmN/zpIf5yhRBKD4lcIkTClx3ZCGPPbIQiQ8IXGNJ8H3/ZXEjiw6e2m8WEbkNFSFQakghJHeumMf+7Oe3Uk1WE1DMRcvH5jVWEVHHVVVeaU864VEVIuaMiRAya64MIufYPZ5pzL5SP0z/W8y76vfnL785SEVLOqAipUQkCksQohfCdWA74QsPhyid8SvMdriwTFbZRqAiZt3q3mbJgq5mxZIcSAc7dnBU1IUIutDFLNrFAjObiN5aLKkKc6MhHOYsQpISL009PxelIDGk5Ryg8shGKj5AGKUKAZclTRUgCaMAiRBpCV0VIgihShDQ6/VJz67XHqwgpZ1SEiEGzipCEoCIkA+adf9HV5srLzql3IoTPmkASGaUQvg9rG86ZEw+8p/nupjvcfLeM/91fzuHKMlFxeVOWzydCnlr1nJm8YIuZvmS7EoEpqXM3Z8WzsYsQyup0bJrtd8N1ppzLsk5q1JQIKVaCgC88shHGntkIRUYIx0EscMUVl9vYh3UQGdKyEAoPCUl8hBTULEbwCBKhk5AI3UbsIsQh7aAPy5BnfRYhwHQutIqQBKAiJKMQoCIkQagISUNFSIJQESIeZ0MQIX9JPZcISOqbCOGYuIYuAIsTP5CLi/B9WJtwvhjhgvIGUB6h/OHmAd/plJK/b775ZtOyZUs7mgVBLuvwbnfLgl+WiYKTIECwmUuEHP78K9usY/L8LWb64lRgrxQN5+7J5c+aD2IUISz7xz/+wa7HULewe/duy549eyxM27x5s5kzZ469p4jZipUgEEoPiWJESCg7siHFndlwAiOEGJW4nOGCKyoqzLPP7jLTp0+zvy06kZXWkaSHhC88JOiHRBIfIaFDCAkdRC5Ct1GUCAEpUwlpR31YhvxUhCQAFSHVEkRFSJBPuaMiREWIipDyR0WIeJz1WYTwN/BcIhCvjyKEY64JfIERB+G7sDahnEH5g2E7Z8+ebRYuXGiGDRtmh/pEjrj53Cv9+vUzzzzzjA3WtmzZYtavX2+DFwI4zrkrx9SFCJmz8jkzKRXMT0sF9UrxcO5mxyxCEAo8T8MAV0rffvutWbVqlWnVqpVdz22nEELhkY1iRYiLI33xEeLHm7kIBYb7DsgI4nGGzP3+++/t+eA3xu+TkWT8ZR2+7MhFKD5CaluE+D7D4UTI/Pnz7bG7pCIkHypC0uBhoCIkQagIyUBFSEJQESIGzSpCEoKKkOrfJ6gIKR5fYsRB+C6sLfgfZ+jUqZNZu3ZtVfhhzLvvvmt69eply2CUQ6gBMmnSJDtdSvzPfv/+/e39xPJhWSYKToIAAWchImRCKph/LBXUK8UzMXXuZtWACOGeeOKJJ6pyMLY2yFNPzU1Ne9zMmDHDLF682Bw+fNjO++6778zkyZNt3Ma6xDqMniINn0utEZajxgTzWY59YxliWwQC65x7buX++iKEmJD5DHVLPMz95c8jT4Jzljn55Mrl+Jt5vgRBNLAcQ96yLaSC+145DG7l8Lms56aTFzAkLp/sK+uxHw888IB55513zDfffGNmzZpl44L6ViPEuQwfd26mTZtmPvvsM3PgwAGLipB8qAhJo/6KkEut+PA7Ta1XIuSCn0VIWIDgu4qQBKEiJA2mcbwqQhKAihDxOOurCOHTUR9FCO8ZjsmJi7jw5UWchO/CmoZ3kOu34b777rNNE/z05ZdfmlGjRtkyNL8FAhSm5UpvvfWWlSEub78sUyy+BAGCyXwi5MkVz5kJT28xUxdtVyLAuasNETJ27Fhz5ZVX2LiMGJTru2zZMitBSE899ZQN4LnmNMW6uXlz0759e3Prrbfa+xUB4qQGeVOTiVokTZo0sTEDz22a2LRr187WamJfyYt12B+gptPtt99u2rZta6677jq7nhMMlLlvuukmm2+nTh3NXXd1sn83a9bMbhvhQn78Nli2RYsWpk2bNvY42BbLtW7d2sJv7dRTT7H7yv7d3vJ206FDByseWadp06Z2XzheYnKmv/LKK+aLL74wEyZMsPlzjty++fiyIxuc43yUgwhBMiGGxo0bZz788EPz+uuvm9dee612RAimSUVIAlARoiJERUj5oyJERYiKkPKngYuQkPomQk45ozII55g45rjwxUWchO/B2oDzw/3du3dv8/zzz5uffvrJBqEuIT1Gjhxpy84EgfwvtZ8IWlnmxx9/rJpSmXbs2GEDPqk8Uwys65NPhHz6xdfmyRW7zcSnt6aC+h21ypSF2+sF4+dtMTOXPWs++LjmRQjleWJQYlrKuNQC+fzzyu3OnDnT3ncE8vzu1q9bZ2tIUOvI1VIirkNIDBw40NYcIHh++umn7bOsY8eOZufOnebrr79Ofe4w1113rc2PfSFP5MpDDz1k3n//fZvvY489Zu858mNf+vTpY7Zv325lBM1UgL/37t1revbsaWUI8oC8kCAvvfSSzWf06NHm3nvvNS+//LL9zu+jZ88eNshnn8jz088+tfn98MMP5quvvrLSg/PBdlkOOfLiiy+aI0eOmBEjRthj5Tw5+eFwoiMfHHc+ChEhkkMIce4hH6HTAGqE0DQGCcYzxVGyCAFpZx3MVxGSEAIRwoOIH6P/wKn/IqSS+ixCXHtcvzCgIiRBqAhREaIipPxpoCKEoJtjcgLEUZ9ESMfmiJDKZqYck5MYceDERZyE78DagHIG17xfv0fMvn2vZMgMEoEf/YRQLuGToNIl5q1YscL+7y0BJ307uIQwoYZJ1FohvvzwySdCvvjqOzN31fNm0oLtZtqSXbXKY4t31gshggh5ohZEyJQpU2wtDGQI5VtqeiAJEAQ0veI6u4CfdREgJGQHNY6cCCGOpdaSSxs2bLDPbvaNfm5IyBX6tWFbiAFi6BtuuMH2ReLS+PHjbV7sL6KFe9iJQWQFuHTw4EHzyCOP2NgZgXDbbbeZjz76yM578803zQsvvGD/JnE8Xbp0sbKEDmHd74z8/NpV1Hyg02FECMsiEw8dOmT3m2Nh39z5cITCIxuh9AiRpIeE8wbZCN1DLkKnAU6EILP8lFWEgJS5hLTDDuarCEkIKkKqURES5FPuNEAR8scrTzdnn3elPSYCDxUhKkLKHhUh4nHWFxFy5rmVz12Oid+lj4qQ/PjyIk78919twf+IU/WfvhqyJWTHgAEDbJBKp6h+jZGNGzfa6dxLnTt3tv8D7hKBJ/+jz2+IsosryxSKLz988omQA598YWYu3WXGzNlkJj29pdaYuninmbX6ZTNj6V4zecHWFNsSy/inNttzWNMiBNFAsE9zLKBGEqINIcA15r5hPa45z6Znn33Wrvfee+9ZOeCLEGpNkJAM69atM9dee6357W9/azsdRdAxnfURDcS79MlBk5UPPvjArse+3HPPPeboo4+2tTFo3kWiRsb06dNtExuaq1BjxckLtx22j7jw+82hf4vly5fb2iFIGvZ/6NCh9veDAHl8xuO2aQwCBQHDbwmhyD1OTM4nMobaWDSx4RwQvzoB4pCkh4QvPSQk6SHhuwMJ3zvkQvIZ4ERIwaPGgLQBCWmHHcxXEZIQVIQ0CBHiv/hdoUBFSIKoFiGp59F5lR32UVh0EgQoVNcnEXLehZVVrEMJoiJEyKucUREiHqeKkIRQgyLEFxdxEb77ahNECH0T7Nu3ryrcqEy+7ECEEJTyP9quI0sSwSWdphKoUg6ljELgR1V/EnlQSwTRQrnUCY5C8Ms/IaEIYf8QLgSp7dq2NS1uud1ccvVfzbmX/slccPmfa42Lrr7W/OWmNuaR0XPN9KV7zKT52xLL2LmbzRNLd5n3a1iEZEvU+GDUIu5N4lPiN55Nu3btsvMRDpII4Z7j/qOzXwQFnW76go5mKnwnT+LnBx980NbWIE2dOtXWXGJbw4cPt9NIdODKPfk//+f/NL/4xS9SMcdltskKiZof5MH26UQYQUNCnrDe9ddfb88PvzOWoekNCREybdo0+wz+5S9/aeNS9pflnLhgPzhvTgY58RHiy45sONmRC0l6SDhvkA3nHPIRugyHipCoFCtCfqUipOwpSIRcpiJEyq9cURFS70UIx0RhR0WIipBEoCIkDRUhufEFRlyE777ahJqnXHeCWoI7/iee/5WnrwWXEA19+/a1o1i4oJH08ccfm0GDBlWXzbifCF4JAl16++23bYBImZTrUCh++SfEFyH0T8L/mP/rv/6rOeqoo8qCC674ixkwYaGZuniXbZ4zcf62xDFm7mYzvRZEyKuvvmpWr15tO0hdunSp/ZsmJe4+W7Nmja0NQfzG7y+XCEFehCKEEWQoYzEijUsIE/aZ/FywjSChdgYBOM9A7mOXyIt7jNocbJP16VOE9Omnn9rfANv3RQhNeOiglbiaefQ5Qg0UmvPweyLRtIZmZeR3//33W+nDOXJ9jnBcts+O1Lruu4QvPLIRSo+Q088orJNU9sV5g2yE7iEbks8AFSFRsSLkP5tf/za/COHG+sW/nlqvREj4IGooIgQYUldFSEJQEVLvRQgFe45NRYiKkERQlAj5nWnyp8YqQsqdGhIhTlzESfjeqwtcOaN79+5WdiAZ6PTRJSdC+J9vv6YIoznQwWpluewye45oNkCfBi7t37/fNhmIW4TQNwMJGUNTBklI1BV/9/f/h2nWpqt5YuVLZvLCHaJoKHeqRchH8YkQluX58vjjj1flUNlZKuVd4jICcgZ/QEi4+w/RRUDM+pSVsokQYthQhND3CPFto0Ynm65d76vu22b9+vV2P6gZwv1DYnuIjGOOOcb2G0JtDnevsw9AvoCkQZyQH81p+L2wfV+EIHbYBsfkhAXLUEOE2kv8LsJE7Sk6Z+VYEQ5uvVxI0kPClx4SovQIKUCCAMdZCJLPgEgiBKSNSEg7DcxTEZIQVIQ0OBEC/M+NipAEIYgQCoq8HB18VxGSIFSEiMfaEERI5b2rIiQRqAgpGneOKGcx2gU1Q1zyRYjfmaokQmgqw/90u0QTh2JFSFj2CUGEEASTCIjpB0ISEnXFv/v3f2uatLrHzFz9ipm0cIeZMH9b4hiNCHlml3mvhkUIfWLQHIW4jOtKsM2yiAiXkB9cd+4NJ0IQEMgwliXQp+aH6yMkFCHEt9QqoQNVEvczw+AyygyJJl70AcLvgCAcWeE6WCWxTTruXLRokYV5jGgCEydOtH18sB3ucydC2H/Kduybi0f5ZDl+YwjHrVu32hol9DfCPpP4vdx99912ec4J6+TClx25kOSHjyg+QmqhNgioCIlKAxchNI1x8GBoSCKENnUcs4qQBNDARQgFTYKPhiBC/OBKRYiQVzmjIqTy+DLuXRUhiSBmEcK6NUH4zqtrKGfwP/KIECSHS9maxhC00YkqZTDKJpwrmj24oU9JBIb8TzllUyc68hGWfUL8pjE0w/lDaruSkKgr/te//Nbc2W24eWzpXjNh/nYz/ultiePROZvNtJhFCM0+QhEyYcIEe82Jzbj3CMr5XLToZxFBMxN7X6TKwE6EvPceNUIesfcV6xAHUxuJFIoQYj/uT5qlUJODNH/+02b58mX2b5qBtWrVqlIIpIJ9fpuIEZemTZtmm9kgbLj/3H9qsRzlco6fdek02ImQJUuW2N8UEsKPR4k/2SfOBc9ffht33nmneeaZZ+x6JJoI8SxG7rBuLkLhEcJ+FYIoPkIaigj5h386ybS65h8S20fIr357ojnp5NPsDeBuPB9uHBUhCUFFSBo8cC+5REVIYsgiQniB8gJsSCLEwfGqCEkADVSEnHFuZQGXe5VjUxGiIoT1aoLwfVcuUJZiyNtQhCAeECT87RL/k85oF5Q7KYdxvgjo3P9uk2hywP/Gky/XIR9huUfCFyEkmhQ0adLE/Nf/+l/Nf/pPf2/+7u//3vzt3/5H8zf//j+af5/6rA3+3d/8rfnb//h3VoLc1qmPGT1ns5mwYIeVCuMSyKjU/j+2pOZFiBs+15V5KQ/RNOaFF56vWiL1iN60qaqcf6G91qQvvvjcSjfWI7Zr27Zt9TxknS9CECsE8cgO19kvn59+etguy2gt3HvE0uTFfiL4XNq7d4/tiPfkkxvZYW0pi48ZM8be6z169LD3P3HlLbfcklWEAPmzD/Q/MnLUSHtMv/nNbwxNu+hnxDXFcR0MIwTcuhK+8MiGJD0kRPHhcVpj2R2EhM4hG76/CKlxEQLZdl5FSEJQEZIhQjjuY05UEVL2qAipLmAThPDZUESIEz8Ekzf9pXFiRciBhX9jmv7ltNRxqAipTyKkVZOTzRnnyp398t3duypCEkBMIoR1aoLwXVcu8C6iLCWJEP43/Y477rAdqvr9hNBUgLIJZW76Vnjuueeq5lR2QMkoMjQ1oPzmZEcuwnKPRChCSHSwSbOcsWPHmKHDR5rbO/Y0N93xoGnerlut0Kxtalvtu5sOPUaYUbM2mseWvWjGPrXVjJ2XTEY+uclMXbTTvPfRZ1VnODPFIUIQZfSnQXMT7iVqQ3AP0ScHiVpHyAbiN7a1cuVKO51E8xiarDz55JP2+lMTiXtOEiHEuLyvKioqrMBz6aOPPrJNZNg/YkP2kXVo5uLECokOhGfPftL278E97foboXNX7n9ESzYR4oQEy82fP9/OP/LlEZsPo8hw39JMhkTTM5oLEQOwz6H88HF55yIUHiF0kspxS/LDpxAR4hxDIUgew6EiJCoqQlSEqAgpf1SEZBS2G4oIIehiXv0RIbk71lQRkhBUhKShIuRnWKcmCN915UIuETJkyBB7Thhi1G8e88Ybb9jmDfQVQoD7ySefVM2p7CiVIJP16EPEFx7ZCMs9EpII8ROaZsHmt81jy18xT6x+tdZ4fNWrZuqy5834+dvNmLlbKkVIQhk5O34RwnXjGTNnzpyqHLInZAUjyjBaC/kTu5133vmmW7du5pVXXqla6ueEgECgMCwtacuWLVbMEd8iQliffaB5l5MVJETMjTfeWB0jIkKIH1mHminbtm2rlh5hoh8d7m9X4+T222+3fX6QECT81p2M4JPnLX2KvPXWW3aZMCFxqJ3iBA7rOOkhwfx8hOIjpNDRYhIhQhzSBkOyHYCKkISQR4SAihAhv3KmIYmQSYiQM805512aKvhcJRbIoCGIEL5T+GsoIoTretZ5yW4a40TIWed7QbMnCVSECPmVMypC0lARUgnL1xT+e65c4P3kixAEh0t05khASrma4NDvDJVEUxgXgPpp7969tg8E+lag/OILD4mwzJONfCLkky++MdOfeS4VzG82Y+dtq3XGPLU18YyYvclMWbTTvBuTCOG+QjJw/zO6y8svv2xFB5+IDdi3b5/9Tj8g1Jy45557rEBjPWQD2+IT6fbss89aoUCtEGop9erVy3bmW7GpwtYOQcrxPCPeYz0gziWOQG6QqH2xbt3a1LSLrBQ455xz7bacDOGzZcuWVtywfwwFzfbefPPN1HrrTJd7uthjZxusj1BBZHAcCA/uVfJx4gJZQrzCULmIEkSKy5O/CfzpeJVYlWXdetkg71z4wiMbdSFCJHfhoyIkKipC0miYIuQ807bJr1SElDOBCOG4pEIZNCwRcoWKkCSQTYR48J3piJDbVYSUPypC0lARUgnLx43/fis3fBHStWvXtP+1RnKMGjXKlp/pu8BvGpAtffbZZ2bGjBk2zzhrg0A+EXLws6/MY4t3meEzN5nRc7cqERg+a5OZvDBeEQL8jRiTfh8O7hmWYVknP9gG8J3p/Ebpe4YmLDzH3D5wf7j12R4yg/uFe5cYl3sRWUF6//33bZOvc889x8aMToKAixdZl9iD7TVt2tSKPTpOpYzOPNZjOZZn35hOWZ11mO/Hnk5OkD9xC8dKnhwHx8D+s6zLMxvML4RQekgUIkJqs38QUBESFRUhaagIEfIrZwoVIanjP67RReaeW36lIqTcKUKEnHLGFaZ90+NUhJQ7RYgQgs3brm+kIqTcURGSRkMXISxXE/jvtnKDd5ODYIzhO2ky4BI1QFw/CgSYNAHgf8T9JjJ+QpzQIaQ/0oYvPEL8ck4hFCJCpi7eZYbO3GQeTQX1SvEMm7XJTKoBEcKyXD8bhFfVpEgLzFPTgBgOYeBLEIdb38V1LE9s5/6mNgXrs2/EDcgP1uFz6NChtl8QEv14MO3ssyuFB0LEiRC+A/m4GNntr//d7QOwLHE4o72wjNsnJzCAZdg/4m3gb2A9vrtjyQV5FIJ/XiXirA0CzjHkw3cWEiWLEJA2LBEegIqQhFCACOHhcfbZ55hfqQhJBipCMlARkhBUhIhBs4qQhKAiJI2GLEJYpqbw323lhi9CEBeMwIJooEkAwciIESPs0KCUQZhP8NimTRvbXIZgkmYKdCa5fft2uzwjYPA/3ZTLeMf70kPCL+cUAgFqPhEyZdEuM+SJTWbUnK1KBJBIExfsNO/uL12E+LFJPkLpkQu27WRJiBMarVu3NrNmzbJNUZB39FtDOnTokOnXr1/aELXIARc7OhHicPEjuPkursyHWy/ElxX8LS0jwbL5cPnmorabxUi+QkJFSFRUhKTBg0BFSIJQEZKBipCEoCJEDJpVhCQEFSFpqAipGfx3W7nhixDgvcw5o7NJmsKw/5Q/mMfyzKM8hhShaQJ9OdDvQefOnW0/CZTJgOVZNh9+OacQCELzipCFu8yQxzeZUU+mAnulaJBIE+aXJkIol3OtiLkcxGF+rBLilnc1JYjZQgHiCOWHjxMVSDx/OGfSgQMHzOTJk+2zDiHAMXAfumcf9y7rkkcuXFyZD19ixEEoPSRC6SGhIiRFeBD1TYRww0g3pIqQhKAiJA0VIUJ+5YyKkDRUhCQIFSHiNVURkhAiiBDm1xT+e63ccPIjhHNGmQN4T0vLMB0ZQrmMchifhTSF8WHZYiEIVRFSszgR8k5EEUKZnPuB9wTDytIJKE2qeMZQU4N1/JjFfed+a968uV0eeMcQzzj54eOLjxDXvAVBR62lDRs22L5BGJ532LBh9ndJvEw8yDZpMsMwvIyKxDDRiAJiRl98+ISxZTZ8gcG22Ca1UPh0cWox+LIjF6H0kChIhDSuOxHihhp2SUVIPlSEpMGDQEVIglARkoGKkISgIkQMmlWEJAQVIWk0RBHCvJrCf6eVE6HUkHCyQpoH2USGWy8f0rqFQCCaT4RMXrjLDH68wox8cosSgcFPVJQkQrhGPEsYdhkBsXXrVrNjxw5bQ4MyOzGKH7OwPBKNkV9oxsLILsD6xG5uO4WKEAfrOXnhQ558EvfyHtuzZ489Joa/pWkXcTHxYriew48rc+EEBiBnaFbGb4fyPPm4WLVQfNmRC0l8+NhaN5L4CPA9QS5CvyAh+QoJJ0LoZ4hhlOlzCGpEhIB/ECpCEoKKEBUhKkLKHxUhaagISRAqQsRrqiIkIRQhQpheU/jvs3LDFxpR8IVGVMIyTqEQQOYSIQc++8pMXLjLDHy8wgyfvUWJAOdufAkihFiLplVPP/20HWGIoWqBoXHbt29v1/FjF2oe0AxrzZo15ptvvqlenvWJ57jmvgBhXdcPiMMXIA7iPhv0VzW14W8XH5KnEyG7d++2x8RoR6EI8WNIvofTWM4JiDD25G8nHmhGNnbsWLNo0SIzevRoG9OwfbdOIfjbyUUoPkLiEiGhU8iF5CskTjrpJHP88cfbc8XIPgyzzJDERYkQkHZCwj+Y+ihCHP5NqSIkIagISUNFiJBfOaMiJA0VIQlCRYh4TVWEJIQ6FiH+e6wcCaVGFHyhEYWwfFMMBKI5RcinX5mJC3aZgTNUhEQFETKuRBFCp7sLFy60QsOlzz//3EyYMMGW2bmOLmahuUi7du3M4cOHq5asTKxPPMeyToQ4CeILCf5mGvN8EcI0F/u55dx3IO7luYegIdGJ6oABA2xc7JZxcoG//W26eU4sOPzlwcXYyA+ODzG0cuVKG8+ccMIJdn1/+Wy4fPPhC49s1LYIkTxFNqgRctxxx5mZM2fac/XFF19YVITkQ0VIGk6E/OvRZ5oerVLHmWARcsqpjc3pZ55vH64qQhqGCKGgxfGeoiKk/FERIgbN9UKE/P4Mc84Fv/v5OK+5Jg17rKnreu6FvzN/+d2ZqftdRUjZoiLEXkMH32sK/11WbvgyIyq+0IhKWL4pBoLRvn372sBVSoiQCQt2mQHTK8ywWVuUCAyYUWHGPV2aCLn++uttjQ6aN/hp+fLlVTFKZcep5EE5nmYzYQprhJAv8SrLt2rVynTr1s02p6EfEuZT68OXIMQMPNOQMvzuyYv9Y3lqaJAvzz1JhLAs+fCcpBNg8mF/WYf9INZmOdZnyOkHHnjAjqZE8xfEDvvJMbIf3POLFy+22yBt2bLF3HzzzdXPi/PPvyAjbg1hfiFI4sOnIAkSY98gEDqKXMTSRwhIOyLhH4yKkITQEEXIGefZh5eKEBUhiUFFSBoqQhJENhESYI9VRUgyUBFir6GD7zWF/y4rN3yhERUnM0ohLN8UQ8EiZFqFGTYzFdgrRYNEQoS8XQMihOGWqVGIIGBdgnOGuaUfkTA5EUJ+LI+QoDYQQ+LS58g777xj3nrrLdsPyfTp022tEhfvAR2uPvbYY7YGxpQpU0ynTp3MuHHj7PIMp9ulSxcr9Rn6mYQIGThwoK2RwHb79+9vm7Js2rTJdqjqZAuig7yp5bFs2TLz2muvmXfffdc899xzdtjp7t2723uVY2Moafq7ePPNN81PP/1kt7N//367ffaLGjKIGvINY1cf5hWCLz0kRPERggjxhEc2QqeQDclTZCOWUWNA2pFsuINREZIQVISoCFERUv6oCElDRUiCUBGSeZyp6Q1NhFxx6dn1UoTwd03hv8fKEV9oRMGXGVEJyzbFUpAImb/L9J9WYYamgnqlePpPrzBjn95p3opRhND3x3fffWc+/vhjO3ILNSeIy4hZe/XqZTsqZahbJAGdY5JYn+Cd/CgTIkBcfjS5oU+PL7/80n4n0dEq9ynrEAdSYwRRQiL/vXv3VssI9mfUqFH2ueckzCeffGLvLUTHnXfeaT788EM73dUUQRAAx4bIcIkmPyzjmgFxDJwfzk3Hjh2tsPET+8CyfNIpbJs2d9g43B2rhC87cuGERzZE8RFSgAjxPUI+QkeRi9hECEg7I+EOqD6LEFAREuRT7qgISaPhiZArTKPTL1ERUu6oCBGDZhUhCUFFSBpOhJx34VXmikvqnwjhs6bw32HliJMZpeALjaiEZZtioBxEWT6fCKGjz37TKsyQVFCvFA/nbsy8aCKE8jgxmOssFflBevHFF83rr79u/6YpCjUxnFhwzWI++ugjM2PGDPPGG2/Y76xPzMY1p9YENTcQH9SuYB7rTZw40X4n8cmQudQeIV/+pqNNlxAtb7/9tnnppZfssLq33nqrfea5GiEHDhwwPXr2sLU4qN1Bop8KRq9BIhAncx9SSwSR8v3335vnn3/ejBw50tZUIXhHppDogJVaI5wHaqFw7E7CUHuE/k+eeuopW9OEGjLsrxS7gpMcuQiFRzZE8RESowiR/EQuVIRERUVIGvVNhDQ+o/IYL730EhUhKkKSgYqQNFSEJAgVIZnHmZreEESI+53WNxHCMTlhUROQfznjy4yo+DIjCmGZJgqFihCadTzyWIUZ/ARDwSrFwrl79KkdsYgQ5AOJ5iEE/ySEB318EJjz3HnmmWfsdAQJYsDJC9Z3gT5lfWplIBXuuOMOO9wugyhwb7n+N+iMlPnsA3Ft165dzcsvv2znkWiWQz8elLFZj3iQ7bs+QhilhKYqkydPrq7dQS0Unv+MZsL+sm2WI7GfPXv2tMdNTSX2ae3atXYeUoVjqYzHzjZPPPFEdZ4sw3Y5fxwD4iaMWX3cOciFLzuyIUqPkAIkCPgeIReSn8hFnYgQYHkVIQlBRYiKEBUh5Y+KkDRUhCQIFSGZx5maXp9FCL9ZUBFSPORd7vhCIyqcx6iE5ZkoUAYqRIR8/OlXtlnHw1MrzKDHtygReDhGEeKC/759+9ihaUk0JenTp4+NVfikFgVNVxgphHz9GiHkxTVHFiAaKPOz3euuu850797NCpb33nvPLk8eU6dOtftAbOuLEJrk0KkpgT6jtRDME3Tz3Nu5c6ddhtFJaEpDMxcEDh27UjvEBf8c3yOPPGKb5JDIG/HCMfTu3dv06NGjupnNkSNHbL8lCJLf/va3tuaKqxGyYsUKe96OPvpou59IijBm9XGyIxeh9JAQxUdIjLVBIHQT+YhVhIC0UxIsW99FiENFSEIQRAgPQBUhKkISgYqQNFSEJAgVIZnHmZpeX0WIkyD1TYR0uvnY1Duk8l3qpEVN4N5b5YgvMqISSo0o+GWZKDgJUqgIGfP0TtN3aoUZmArqleLh3I2aW7wIcTEIMVgoQnr27GHat29vpQVNSpYuXWqfq8gC0quvvmruuusuKxpoOkJyIsTFb9dee211B6Z79uyxwoK83DaoEUJtDvaB2BYR8sorr9h5dGjK/Uysi1QB/vZFiJ/I695777Xbd8E/9x/iA5FDonkMUgTpgUThb7cvJJq+EI8hXhA0ToTQlwnlfPoi8eNTCbafD0l6SIjiI6QOm8WAipCoqAhJQ0WIkF85oyIko/CmIiQhqAgRg2YVIQlBRYiKkBJx761yxMmMUgilRhT8skwUVITULjUhQhiNhWcMEoNE0xGGvqXWBWnDhg3mD6l7lqYmH3zwgZ3G+gTwxG48q6gxgqAg7d+/36xZs8ZMmzbNdjhKQkRkEyF88nxjejYRQiet9AlCQm48/vjjthYKwTkCgPtv/PjxVnqQ6G8EqbFq1Sr7CTTzYejXJ5980nTr9qC9XxEevghh+doWIaefUcCwuaAiREVI2aMiREWIipDyR0VIGipCEoSKkMzjTE2vbyKEY3ICxFGfREjH5sek3iGX2feMkxZx4t5X5YovM6ISCo0o+OWYqBQrQkbP22n6TKkwA2ZsUSLAuRs5Z4d588P4RAgjxZx11pl2PZcqKipsB6dIh7Fjx6bK9JfZEWTcaC2sT4zKNh566KHq6fTNQUeorrYFQ+OSaBqDqEByENeGIoRnHPk5EYKIYJrrI4T8GSrX9VFCbROa8xA70kcI8QbfXY0Qhs7l/YBoYBmOmz4/eD6w7BnIh8aVcoFhfJ0IYdhc1zQGsZArZmVePkLpEVKoBDmtsSw+Qnx/kAvfRxSKipCoNGARwo+ZH5R7AEF9FiH0E+L3FVIfRQgvA174YUFARUiCqBIhf7iisTnr3CvsMfFyJPhw8J2CooqQhKAiJPNYVYQkg9S9+0mVCDnj3Kvs84hjcgLEoSKkMPz3VTniREaphFKjWPwyTFR8CQKFiJBH5+00D6WC+f6poF4pHs7diCJFiB+DEIOFIoQRXk444XjTpcvd1TUqnBigE1NGWGFkSPrb8EUIsSlygT42EB0kalSwHQQD67haJdQIQThQhiZgL1aEUMtk0OBBtr8PNywvooZ8XGepDIdLfyMk8qRfEPaF/DgPnTp1sqPI0KyG704eUCPEdRzLKDU08yFWY13uaSleBV94SITSQyJOERL6g1yETqIQYhchDmkHfVimIYgQpjdGhPzqNBUh5Y6KkIzCgIqQBOGJkDPPTR/C0cF3pidahKTu3Vce/3tz1WVnqQipOlamqwhJCA1IhBxa9O9S9+4p5oxzKmuocUxOgDhUhOTHf1eVK77MiIovNKLil2Gi4ksQKEiEPLXTPDS5wvSbvlkpkv4pOHfDnyxdhNBExCXkADLhpptusk1anBQg0XkoZXmEB8PQIiRIrE9sSv4jR44wBw8etNOdgKDPEcQHo9CQkC4Me9utWze7TpcuXaprd/DJM46YNxQhiBgSnbb26t3L3ndz586tHvqXUV6aN29ug3Tua2qNkBA5DItLPycMsYvsoK8TJAp9mCBFOBfE2Igg18kqQmfBggVmzpw5diQcnrv8J70fu/J3IUjiI6S2RYjvH4pFRUhUGrgIcVbR0RBEiJMh9VWE0C6Rl75fGFARkiAaoAg594LK68lLneDRR0VIglARknmcqencuypCEkANihD3jipnfJkRFScySsGVXaLiyw+fvCLk8Fdm1NydpvfkjWKgr+SHczfsye3mzQ8ra2BIyRchfvwBxFpNmjSpHtaW9Oijj9oaHMQnDzzwgO2Pw6UZM2bYWBQRQmeoTnjQnwjBN9e8ZcvbrWQgIVGoNUIfHeRDR6huSFvm7dix3Vx33bVWRLgRaKjZwbOc7TCSCyBCmPb888/bZWjy0n9AfxuMN2vWzLz44ot2+rfffmsDc+QKwuLWW281u3fvtvNIiA86bqWJj0vr16+3z1jX5wbr7Nixo2puZUer5EvnsTT7IQ5HWvjxaiGE0iOkLprF+P6hWOpUhHBD/L+/OLH+i5DUTVnfmsaoCKm/IgRcoUBFSIIIRAjH5ArTvByBvykw1kcR4gIrChmgIiRBqAipPj7gPua3qiIkIdSQCHHvp3LGiYxSCaVGFJzQiIIr+0gUIkJGzt1peqWC+UdSQb1SPJy7oU9uM29EFCFcI56do0aNss1OqB3RvXt3O50YjGcNzVmYzugxd955pxUMiBCGuKUPjRdeeMHWInHxHPOo6UGzGDe8LfKDmhsID/aHbSE+nnlmSWr7fzYtWtxiFi5caEUHn9zbbMeJEOJfpjEEL7VCqPlxzz332JorbJfmLdReoQYKUofmO8iFRo1ONm3btrUdtdLMhRoe9CdCR64Mn0uHrbfccovN39X04Fx16NDByh3kByLk4MED9ljbtGljJYMfu/J3PnzhkY2CRUggPCR8b5CL0EEUg4qQqKgISXsIqQgR8itnVIRkFOZUhCSEAkUIfzNPRUgCaMAihN8k96o7Pqi+d1PXXEVIAlARUjKh1IiCkxpRcGUfiUJEyIi5O03PSRtN32mblSJ5OAXnbujs6CKEGIRO/5s2bWolBXLD9YlBzEK5/fbbb7fTaSqD5CAv1uUZdMcdd1gJceONN9rpwHpIBfJk26NHj7ajztBHCMEznwgVpiEhqL3B/eK2g8RgGvePEyHEhGzz5ptvtpKidevW9rnIMi5epGYI67dr187WcmE/EAy0ouB4WIdaLKNGjbSfLVu2tHk7meLiT/adWJvjowYIyz/8cF/bhMjFp25Z9z0fofSQUBHiIe2sg/kqQhKCipA0LrnkYjtPRUgCUBFSDS9bPikw1mcRAmnBpIqQ8qeBipDTz0kfVtZRfe+qCEkGMYsQzkdScCIjKqHMiIKTGaXgyj4SBYmQOTtNz4kbTd/HUsG9UhQPp+DcDZ2VX4RI8YePEx/+cogTNx1h4OYx3Z/HdXbzHAgRJzBcnOfycPKC4J/pLn8X+/nTQtx6bl03nb8RGMSNrmYH2wGXL9P9eJplXT4hbnlfKrh8w+UKwe1zLmpbhITuoVgQIcccc4yKkKJREVL9EHEPHxUhCSKPCAG+Y7xVhCSEPCLEQcGxvosQIOhiXn0RIWemjuMPKkJUhCQFFSGR4FwkAScySiEUGlHwZUZU/HKPRD4R8lGVCOmhIiQy3VPnbkgMIsSJDYeLU9x0xEa26eTt5vs4GQJObLhPJyncNAin8RnCfBcnumXdei52dHGlm+7PQ2Y4kA/ZYlAIl5eWZVohhNIjhPwl6REiSQ8JyR+EhO6hWJwIYcQgP9WaCPkfvzjBtGwAIuR//fIUc1fTf1QRUs4UKEKoUsc8FSEJQEVIBhQeG4oI4Rycee5V9aNGyHmZQbOKEBUhZYuKkKLhPCQBrmWphEIjKr7QiIpf7pEgAM0nQoY/udN0m7DR9Jm6WYlA99S5GzJzm3njg9JEiI8vO/LhpEchOOFRKKEEyYYvPLIhxZml4ouOXEjiIyQuESJ5g2yE7qFYwhohjMwDR9EWSVqhWKSdBubVFxFy4kmn2hsg2w1W30WIe4ioCEkQBYoQjj/pImRnlQg5+9xL7HFlK9g1FBFCwe+UMy5vMCLkjHOvNDf++VTz8YK/SWQwmUuEuKCZ60p/EypCEoCKkDRUhPwM56Hc4TrGgSQ1isWXGVHxyzzZIADNJUL2H/7KDJu9wzw4YYN5aMomJQLdxm8wg60IyT18ros/fOEh4ccnheAkRyH4kiMfkvDIRig9JKQ4s1RC4ZGNUHpI1LYICZ1DFBAhxx13nBk/frwdRpnRfugAV0VIPlSEZDxEGpII4ZiPPuFcFSHljidCzjr3EntMFMKkwl1DEiEU1tvddGyDESFN/lR/RYgLJFWEJAQVIWmoCKmEc1DucA3jQJIaxeLLjKj45Z1cEIDmrhHypRkye7t5YPx603tKhRKBB1PnbtDMreb1OhAhTnAUgmtCUyiS8JAIhYeEFGPGQSg8shFKj5CCJEgqHi5k2FzJG0iEziEKJ5xwgu0sderUqXYUHmQIQyWrCMmHipCMB0lDEiHnn3+B+e3xKkLKHhUhGVAAVBGSEFSEqAhREVL+qAgpCklsFIsvNKLil3dyQRCqIqRm4dwNtCIknqYxfnySDyc5CsGXHIUgSQ+JUHpISDFmHITCIxuh+AgRxUcIIkQQHyGSN5AInUMUECE0jZk/f37VnVaZVITkQ0VI2oMES8oPVUVIQlARklHAUxGSEFSEpAXNKkKE/MoZFSFpNHQRwrEnBa5hqUhSIwq+0IiKX97JBWXb3E1jvjRDZm0396eC+V6poF4pnjhFiB+bFIIvOvLhS458SMIjG77wyIYUY5ZKKDskQuGRDVF8hBQgQiRnkI3QOUTBiZCMUWMQITUpQ5iuIiQhqAhREVJPRAjHRWFMKuCpCEkIKkLSgmYVIUJ+5YyKkDQasgjhuJMC168UJJkRFV9mRMEv5xQCZdt8ImTwrO2m67j1pufkCiUCnLsBT9S+CPElRy6KbRIDkvAI8UVHPqQYs1RC6SERCo9siOIjJEYRErqGKOA5VIRERUVI2sNERYiQXznTwEWIwy/kqQhJCCpC0oJmFSFCfuWMipA0GqoI4ZiTANctDiShUSy+zIiKX8YpFMq2+UTIoFnbzX2pYL5HKqhXiue+setN/xlbzWvvlz58bjH4siMXdS1CpPgyDkLpERLKjmyI0iOkAAkCkjOQCF1DFFSElIKKkLSHiYoQIb9yRkVINa6wpyIkIagISQuaVYQI+ZUzKkLSaIgihONNAlyzOJCkRrH4MqMU/DJOoVC2zSVCPjz8pRk4c7u5NxXMd59UoUTg3jHrTb8yFSFaGyQ/ovgIibE2CISuIQoFiZCaEiJ8VxGSEBqKCEkd5+oR/2fq3jxNRUiKhiJCHCpCEoKKkLSguT6JkL8iQlLBP/cp19A/TmDaH1LX9dwLrlYRUu6oCBHhWJOAey+WiiQ1ouDLjKj45ZtioGybT4QMQISMWWe6TdyoROCe1Ll7pEQR4sckheDLjlw01NogEAqPkNPPOL2g0WIKGSkGfE+Qi9AvRMH5DRUhUVERkvZAUREi5FfOqAjJQEVIQlARkhY0NzgRkpqnIiQBqAgR4ViTgHsvlookNaLgC42o+OWbYqBsm1OEfPKlGfDEdhvMS0G+kh8rQqarCJGQYss4CKWHRCg+QhAhkvgIURFSRXgQKkISQgMTIY0QIaefax+sKkJUhCQGFSFpqAhJECpCMo6T6Q1JhJx7wZXm8ovPMi9Mq58ihGNMEu69WAqS0IiCLzOi4pdtioWybU4RcuhL0//x7abL6HXmwQkblQhw7h6etsW89t7hqrOamZIgQiThkQ1fduRCii1LIZQd2Qilh4SKkCIJD0JFSEJQEaIipJ6LEApbV1xxuYqQJKAiJC1oVhEi5FfOqAhJw/1OrQi55Kx6KUK4lkmC6xEHodCIgi8zSsEv2xQD5SDK8vlESL/Ht5u7U8H8A6mgXikezl3fWhIhvuTIR7G1QSThIRHKjlyEcWWphMIjG6H0kIhThPiOIB+hX4iC8xsFixCQMioW/yBUhCQEFSH1U4Q89nfmwvNPNaefdZGKkFSB6/LLLzcnnaYipOxREZIWNKsIEfIrZ1SEVP8+gevJvPoqQriOSYHrEBeh0IiKLzOi4pdrioEyUMEiZMZ20/nRdeb+8RuVCHDuECGvRhAhfixSCL7oyEd9qw0CofCQCIWHRCF9g4AkPSR80ZGN0ClEIXQbKkKi0sBESMWY/2ROPeUkc/KpqeAj9YPnAeE/WFSECPmVMypCMgptKkISgoqQtKBZRYiQXznTgEWI+53yWd9FCNcvSXAN4iAUGaXgy4wo+OWZKBQsQg5+aR5BhIxaZ+4flwrslaLh3PV5rOZFiC858qG1QXITpwjxZUcuQqcQhdBtqAiJSgMUIac0UhFSn0WIVAhQEZIgVISkoSIkQagIyThOptfHGiG+BKm/IqTyeLmGSYH9jYNQZpRCKDaKJSzTFIuKkNqjEBEyZMiQ6vijNkSILzkKQZIeEqHsyEUYU5ZKKDyyEUoPCRUhJeAORkVIQmjAIgTpEcqQ+iZCGp+JCLk09eLXGiEqQhKAipC0oFlFiJBfOdOARQjXzpcg9VGEnNy48l3K9UsKnP84CEVGVEKhERW/PFMsToIAgVr37t2rwqPMhAh5eMZ20ykVzN+XCuqV4uHcPZRHhPTp08deC+KPKBIEfNGRi5qqDQKh7JCQ4sk4CIVHNkLpEVKoBCH+9YVHNkLhIRG6hKiEbqMoEQJSpsXiDkhFSELwRMhJp5xlf8g8KPyHi4oQIb9yJhAhHBedhYYFARUhCaJBiZC/M1deeqYNnijIqwhREZIYGpoI+XMjc/rZV9hnLNeuPouQDs2ONidZEVL5XEoC7h1YKr7IKIVQZkTFL8sUixMg1JS96KKLbHl32LBhVeFRZvrg4Jem7/RtpuPItebesRuUCHDuek/dbPblECEjR4608QaxBtekPtcGkeLJUgllRzZC6SFRX/oHARUhUVERkvaAqc8ipFKGXKwiREVIeVMlQn5/+WnmzHPqf40QRMg556sIUREi5FfOqAhREVImuPdfHPgyoxRCoREFvxwTBcoCl156qYVj6927t3nhhReqwqPMZEXItG2m4wgVIVHh3PWastnseze7CHn99dfNgAED7H3iamyEsUgufNGRj1B05CMUHtkIhYeEFEvGQSg8shFKD4m4REgoO3IRuoQoSF6jTkSIQ0VIQlAR0iBECC//K674uTCgIkTIr5zxRMgZ51xmj4kgI4SCYn0SIVw/jiuUISpCEoSKkIzjZPqZqXv3+j+cZvY/rSKkrGngIoRrGweh0IiCK79EwdUEQYBQzrvxxhttcLR//37zww8/VIVHmYlRY/pM22Y6pIL5e8ZsUCLAuUOE5Goa89NPP5kDBw6YxYsXm+bNm1fLBT8WyUYoOrJRbJMYcPtRCKH0kJBiyVIJZYdEKDuyIQmPDGJsEgOSQ4iC5DWKFiEgZR6FhiBCmH7aaSpCEkEOEeLLkPotQioLAq5QUB9EyI4qEXL2eZUF1GwFOWrEnNy4HjSNqRIhFAop7BJo+DAdEdK+af0SIQRVBJROiPDJPBUhCUBFSPXxuXuX6SpCEkKVCOnY3ImQ8u4jxL334sAXGaXgy4xS8MVGMbiyD4Et3/v37282bNhgvv7666qwKHt6/+CXpvfUrab9sLWmy+gNSgQ6DF9rekzebF5861DVWc2evvvuO7N121bbeerFqXI5gXIYk4T4siMXNSVCQtmRCymWLBVJfIT4siMXovgIKUMRIvkMcCJk/vz5VXdYZYpdhCA9jj/+eLsxOPbYY83RRx9t/vP//Wtz6x/+a6UgoEBDoJUEdh9lnurz780//OLX5je/Pc6cdNJJ4rli+vGpk/x//b/HmQ43/P8qC6gUaKQ8y5XnjjJbx/xv5rhjfmt+c0wje1NSLSrth5G66RulrvM//NPJptut///Ka5kqCIn5lSNIm9Rxrhv+78wxxx5vTjjxNPtgCB9Q7oF2xhlnml/8qrFpdc0/VgqCpNy7HCfsSgWT044yZ51xnDnh5LPtw5yXwIUXVr40aBeLCOJ4f3n0WaZzs9Rxsj73LuuH+Uq4bdUlzx5lnpv0b80ZjU82pzY+1x6Xq/Lqg/C58MLzzdEnnGOa/fFfzffLU+tSGJfyLFd2HmU+mHOUueLC481Jp15ghR1tnAHJ5WD6MSddYO64/pfGIKC5d6X8ypXUcb7xxFHm4vMbmdPOqLyevsQDV7Bl3kmnXWz+etVx5tNFqXW3B3mVO6n9/XzxUeb63x1vGjW+pHp0Jz+A4DvTqc1081+ONt8sS62XtHt3x1Hm43lHmT9cfpI59YxKKUtQ4x8nMI15p6WW+d2lJ5sP5qbWTd0PYp7lSurafL/iKHPrX39rTjyVWoaX2nvVD+b4zjU9ufHF5i9XHG8+WZBaL3WOxPzKldS9e2QJ9+4xqeO8yD5jw98pMI1zwG/5wvNOMfum/xv7fhLzLFd4hqbKAe2b/LP57Qnnp94zF9pjcs/fcoL9igOuJ1T+J1H232yh+Pd/KfA8jALnhjLQtddea8aNG2fefffdqnAod/r2ux/N0u1v2w4/O4xYJwb5Sn46jVxv7htbYWav2WeOfP1d1dnNnT76+CMzafIke80or1NeDQWIw5cduVARkpvTz6j9TlJB8grFIsXocOKJJ1onMXXqVHP48GHz0Ucf2VpgsYoQ1uFCYI+vv/56c8MNN9hPbt5LrrjGPND+EvPBshPNB6uOT33+zPtLK/GnZYXlCsDlGYWft3eC+XD9CWbOsHPM7/5wjbn2uhtM06ZNTbNmzTJgepMbbzRX/P4G06fLZebDFSeYD1am8Pc9hG0VgrRuDcCxrpl0prnh+mvNdTc0tVXSWrRoYW655ZZq+N6seTPz+z81NYMfvNx8uDp1PTlWIb/yg/2svKbLx59jrr+hibnpphbm1ltvNbfffnsGt912m53357+2MD06/968v+wk8+GqAo9Vuo75kPKJTNWxrjvRbH38DHNbi9SxNrvNtGzZ0rRu3drccccdljZt2thPpl9z/a3mka6/N/tXnFh1nEm4rqljXM41PdFsnHa2aXHzTebmFi3tcbVr1y6Dtm3bpo63tbn+pttN145/MW8tbpS6h1Pr1/qxuvNbHOwn13TPnMamXesmpunNre0xtW/f3nLnnXda+JvpTZq2Nr3uuca8t/Rk75rWJNKxFkvlNd2fOs5ds880bVo1My1urbyeHFuHDh3SYBrzmrVoa7p0uNHsW3Ca+XBN6rkU+37Fzc/7x/6+uuBUc29q/5vfUnk9ObZOnTpV446V43yg8/XmzcWnVD5/vXzKnQ/XnmhemHe66dSuqWlxW+VxduzYMe04gWnMY5kObZqavXNPt/d95e80GXBt3n6mkel293Wp3+nP9y/H5uCaMr35LW3M3e1vNC/PT927qXOUnpd075QLlffu6wtPM/d2TJWPWuT/nfJbbt2yudkx8yyzP/Xc5ree+zj9c1G32Gfo8pPMQ/f+OfUOaVX9nuFeLTfYrzjgPQL8zfFS1qV2DzJCEh3ZCEVGKUiCIx/IOGQOUL576qmnzJEjR6pC7dzp8y+/Net2v2+6T95iOqYC+c6Prjd3p4J6pXg6P7rB3JU6h13HVZjlO94xn3z+TdVZzp2+//57s3jJYtOqVSsrMQjoERq1IUEk4ZENSXhIhAIjLkLpISGJjxBRekgUIEIk4ZENyS0US+gyHIiQ4447zowfP94KkDfffNO88cYbuUUISBvJBrUiMMi84AcNGmQGDx5sBg4caDu9ofpZv36PmH6P9DV9+z5k+vTpXc1DD/Wy+NNy0VeYFsIyffs8VPWZC5ZJ5+HU/sEjD/dJ7fPDqf3vX308Q4cONcOGZcJ0qm8N4pjt8VYeK3k83Lc0HrH5FAjLFgnHWHmc/VLHOSB1HIPN8OHDUgw3I0aMEBieOt4hqfMxyAwaWHWs5EFeVfRPfS83BqT2c2DqGAcO7G+Pkd7BOZ5Ro0Zlhd6rWYZlhwzhePun8ulnjzluOP9xwTHaa5m6RsOGDbHX7NFHR5nRo0dnZdSokfa6Dxs6OHVtB9o87PnKA+ekrhicOkb2dWhqn9n3kalrxbGMHTvW/m9PCNPHjBmTOhePpq7tCDM89dvlug5J5cG9XFsMHjQwEuwnxzoidazcn+5YebD7uGOtvK6j7PJD7XGmnmNCvrGR2r9SYR+H2mfQUHtPcq24ZhzXhAkTRDhelrHH61/XKqTt1DX+/rG/o0al37sc18SJE6vhu7u2o1PnhOXD4yx3/OPkODge/xh9qo/V3sOVx8q9L+Vbjrhj5f5111S6h5n+8281Gfeug9/q8NT7hd+c+51mO05gunv+Vr5vUtc09Vu3zyUhf4v0nKkjeIbyLKVcEF7XYmG9cofjc7DPvEvuuecec80111ixIAkPCUlmREESHIVALRZqs/CftEiijRs3VoXXudN33/9gDn72tVm4+Y1U4L7JdByx3tw1qjKYV0qjU+pcdh610cxe86p5/8AR88132ftm8dP27dtN586d7f1H4I/UKBcRIgmPbIQCIw4k6REiSQ8JUXqEJKg2CLimMUhQ+qFxxCpCWJ4Tw41D1XSHs7AXXHixOfvcS8xZ516czjlVpP5mfk7Ou8Scc/6leTn3gsvMeRdcnpfzL7wiLxdfQhVsh/ygtaR+mCxz2WVXmgsuTnFRbi68+KqCuOiSqwvm4kt/VxSXXP57c2k1fzCXX/kHsa0p8L8APlf/7g/msiv+mOIP5lJIre+47MrU9CK4/Mo/1ThXXPVnc8XVfzZXpj6v/v3PnS3mgvbc11zzZ/OnP/8ltc415qrf/aUgWDYKv/vDtZH5/R+vE/njn6+ztbKuu+5a+ylx3XXXmeuvv8789a/XmT/8+Xrzhz85Ut/z8MfU8n/88w2l85cbzJ+Kpkk1f/lrE1sLDZo0aZIXagT95a83mj9fU8mfrknlE+Dm/dlbLhbILwLs71/+epO55tqbUsdwo+3kLRs33XSTpUmT1PLXNbXr/KWGueZatlMiqX39q6WZue6GZqljaGr/FzI/HG9Tc+31qfWub576TA7X3dDcXN/kZtO0WXPTvHllLUNq5EncfHPz1Pzm5oYbW6TWuzlxsN/Nqo6j8nhuFnHHymc5H6t0PaH6mjblGLJfz8pr3cxee5Yvl3tX/G2GVP1O+c3dWPDvtKn9nfLbZl1+65XPJxnpOVOjpJ6v0rMXmMcyN9wgP3PLAeldFwX3LvXfqdTwpkyEUEBMSNJDIhQaURHL3XlwNUEos/Ifmvv27bO1C/Kl777/0VTsfd8Mmb3L3J0K3DsMX2do1nHXKCUOOJecU2rXPDJju1mx8x3zbQEy5McffzRvv/22lXNcX4J7xIYkPCS0NogsPkJE8RGSoNog4ETI008/XXU3VaZYRQiwDtVP6CckhJ1wsIwEtUoK4eRGJ+el0P2XLohPIcuESDdECDdRodBXRyFIN3Qu5B+T/INKX07+gftID4psSA+gmoCHoI+0jA8PzgsuKB764IjCRRddnCYRi4GXvd+etxjcej5hW+FchO2To8L/3EShlHwoKOUjLFzVNdI+ZsOtIxUsawqpMBwFKe9CcOtTYJekbjnCvhaKv14oqJOAv/+FIOVRF0j7lgvp2uVDyqe2YPv+769QpN9gIUh5+Ujr1DT+c1ZCesaWC9L7LSrhO9W959kO50m6XhLh+Y2KdC0KgZoC/KcWNVoK7Q9k/ydHzJx1r5puk7aYNkPXmLYpCNw7EcArsdJu2FrTZsga03V8hZmx4mXz5oefV12F3IlRZWbMmGHvMWKuUHhko6ZEiBQDZSM9liodKV6TkGLAkEL7BjmtsRzXhoSxcTbCuDwqvr8IwT3QZyk1QvyUV4Q4pA0Wi3TwIdKJlJAuTEihYkC6YSSkGzAOpB9KiPTDy4b0Y84GDwXpYZENVwWtEOiEsxik4D5uJAmQD39I3WK47DIKDsVCEB9dCIQFo2KRChKFIhVeohAWpKISBhilIgUOSUEK6mqDcOSIuoCROSCs7VXfcSOwKMUjnc/6jPuNSL+f2kZ6jtQG0nMzKUjvq1KQ3qdRkN7vUZDKG4VAGZdaLDNnzjQff/xxVdiTPf2UYvfrB82j83bb5hutB68x7akJkgrY6RtEiR/O7Z0j1pk7Bq+2NUSGzn7WbHlhv/n2+x8rL0qO9Nlnn9n/3f/rX/+ailNPFmMWn5qSICDFbRJSDFgqUrwqIcW/IUkWIZK78Kl/IoSaEsLF8VERUhjSAyMbkvDIhiQ7ciGJi7iRREc+aleEMDKGipA4kAp4pSAVQJOCVPCvDaRAp65oaEJECvCVwpDOZ32knASIQ3qO1AbSczMpSO+rUpDep1GQ3u9RkMobuaAsQ1mYpqEMlfnll19WhTzZ08effmVWPfueeeTxnea2/qtsTQUpcFdqBmrctB+2ztw2YJXpNXWrWbT5TfPBwfzXjaYyS5Yssc27GbU0V0wTxj75CGOrXEhxm4QUA5aKFK9KSPFvSEEiJBV/1ysRwo0jrRAibbRYpIOXkE6mhHiBAgqRIdINkw3pJiwV6cciIf34JKQfdC6KqRUiCY9cSMIjG5K4qCkk4ZGL2pYhlTVDZNmRj1BuFItUsCgUqRATFalgFQWpoBcVqRCaFKTCf20gBTt1iQv+HFKAWJ+RAv+GinR+6jPhvS/9PuoS6flRG0jPy6QgvadKQXqHRkF6p0dBKmfkgrITZU9qgixatMgGyvnSh4e+NNNXvGI6jNxg7hi81tyZCso7KHWGbY40bK2ZuORF897HR8xPVNXJk5YuXWprhhDTEQeFsUuxtUEgjK2yIcVr2ZBiwFKQ4tRshLFvCPGyFEeHSPG4hBTfZ0NyBsUiuQsfuuiocxEC0gkIkU6ohHSBQrRWSGGoDMlNkkQISIKjGKQCRjFIBZooSAWsKEgFvqhIhdEkIQUCtYUU/NQ1UsDY0JGkQdKQjquhI93/5YD0rKgNpOdjkpDeT1GR3ptRkN7jUZHKFrmg7EP/ZnQaSy2Bb7/9tirUkdOPP/5kXn3vUzNi3h7TdijNM9aaO4fTVEOpU1LXoM3QteaOIetM/yd2mT1vHDLf/5BbaDH6x5o1a2wtIBcvuZilJiUIhLGahBT3xYEUp0pIcW9IXYgQyRNERXIXPiWLEJA2XCzSiciGdGJ9pAsUUp9EiEP6IYZIP+xclIsIAUla1ASS8MiHJDvyIYuOQkhmrRCQCjVRkQpbUZAKf1GRCqVJQwoMagMpECoHGmLtkJpCEhNRkPJWiqMca344pOdDbSE9E5OE9F6KivS+jIL0/i4FqWyRDco9lOsYiWnDhg3mm2++qQpzsqc9rx0wvaZsTQXcdNi51jbNsCJEqXPap2ibuiatBq0x90/YYra88KEdySdXYjSgHTt22JG4iOuIbYhZyqE2iBT3xYEUp0qEMa9EnCJEiuklJE9QLJKvkMgpQsqxVghIJzeNxvH2FQLSDRQi3YxxIP14JKQfYzakH3g2alKGgCQ9JEJhUZNIsiMXkugoBFl0FILKEKnAFRWpEFgKUgE1SUgBQm0hBUZ1jWsyIAWUipIk3L0s3ed1jfQ8qC2k52DSkN5FUZHek1GR3t9RkMoT+aC8S22AtWvXmB9+yD0M69ff/WDW7f7A9Ji8xdw2cHV1p6hK+dF6yBpz64BV5oGJm82SLW+Zw1/kruVD2rhxo7n22mttvEm8IsU7uQjjqFxIMVqIFO/FgRSfSkixbkjBEiTGvkFCNxAVyVeE4DliESEg7USxSCckG9IJ9ilEhIB04SWkmyhEuiHjQPoBZUP6QUpIP/JslIsIcUjiIm4k2ZGL2m8iQ+epsugoFElyFIpU4CgGqZATBanQFRWpMFgKUkE1aUgBQ20iBUt1iQsiVYooScK/b6X7uq6Rfvu1hfTcSxrS+6cUpPdjVKT3dhSkckQ+KOvSJwgdo+brE+TTI9+apdveNveN22Ra9Ftp7hi61rRLBdxthynlCNeGZjIt+q8ynUZtME+tf90c+PSrqquZPdE0imfiSSedJMY7uQjjKAkpLsuGFO/FgRSfSkixbkhctUGkOD4bkh8oFslTSKgISUFPuNLFD5FuohDphowD6QeUDemHKSH9yLOhIqQwaIMqyY5cSIKjUEoZRQYkwVEoUqGjGKSCThSkgldUpAJhKUgF1qQhBQ61iRQ0lQt+cBkGnopSDpSz/PCRfvu1hfTcSxrS+6cUpPdjVKT3dhSkckQ2KKNQVmTEkNmzZ5uvvsodIH/x9bdm0ea3TKdHN1oJIgXeSvlyS/9Vtg+R2WteNQc/+7rqqsoJITZv3jz73CHuLCYeCuMoCSkuy4YU78WBFJ9KSLGuD/FxQSKE0WKEONxHiuOzEbqBKEieQqIgEVKoEJF2pFikE5IN6USH1JdaIdIPKBvSDzMb0g89G8XIEJCERy5C2ZELSVzUBJLsyEcUGQKS6CgESXAUQyg4ikUqhBSKVNiJglT4KgWpYBgVqdCaNKTgoTYJg6ZyRApCFaUuUQGSH+l5lzSk905UpPdhKUjv6yhI5YdsUC659NJL7fanTp1qPv/886qwRk7UBFmy7S3T+dEK06LfKjHQVsofZEiHERvMrDWvmo8P5xZf3333nXn88cdtOZ9AP188FMZOuZDismxI8V6pSHFpiBTfSkjxcgYFSBCQ4vhsSH6gWCRPEeL8RlmJEJBOioR0okO0eUxupB98NspJhEAoLWoKSXbkorZFCJRSMyQUG8UiFUSKQSr0RCUshJWCVEiMilR4TSJSIFGbSIFUOaI1RJS6IAniwyH9vmsT6fmWRKT3TVSk92ApSO/oKEjlhlzQfxrrPfLII+aNN96oCmnkhAR5euObpuOoilQgvbqyc9ShNLlQkgYjydCvS7sRG8xjy18xHx/OXTPk3XffNYMGDbLxBLFbrpgojJ2yIcVj2ZDivDgIY1IJKb6VkOLlDGIWIZIXiILkKUKc34hNhIC0M8UinZhsSCfbp1ARAnE2kQHpBi0F6YeUDekHmg3pR58LSXpkQxIeuQhlRy4kaVETSLIjH7XdX0hdNpEBqTBSKGGhp1SkAllUpMJiVKRCbFKRAovaRgquyhEpYFWUOEmKAJF+x7WN9DxLKtJ7JirS+y8q0nu5FKRyQzaQIJRJ7r77bvPCCy/k7Bfk86++M4u2vG06jNpoWvRfbVoNZoSYyoBaSR5cu1ZD1ppbBqw2batqhuRqJsOwuq+++qq5//77bbxCfCfFPFLclA0pHsuGFOeVghSHSoQxrQTxsBQnixQgQqT4PRuSFygWyU9IOL9RsAgBKSMfaYeiIJ0cCemEZ8AIMtLFCyh3EQLSjykb0o9UQvrh5yKUHbmQZEcuJOGRC0lc1BSS8MhF7XeemlwZAlIBKCpS4SwqUqGxFKQCbRKRgoy6QAq4ygmCVB8pkFWUYgjvKem+Kyek321dID3Hkor0bomK9N6LivQ+LgWprJALypGMELN169acEuT71Lw1u983HR+tMDf3W21aDl5r7hjKSCRKkuEaIrQQW22GrzcLN79ljnz9XdVVz0zIkF27dtm+ZIgppZgojJmyIcVh2ZDiu1KR4lAJKa4NKVSExDlSDEg+IAqSn/AJ3UasIgSknSoW6QRlQzrpaRQoQqCQ4XSlGysb0s1aCtIPKhvSDzUb4Q8/FzSRqcnOUyXhkQ1JWNQUkuzIhyQ68iFLjkKRJUehSIKjGKSCSTFIBaGoSIW0qEiFx1KQCrZJRgo66gIpCCs3/ABWCnIVRcK/b6T7qhyRfqO1jfS8SjLS+6QUpPddVKT3cFSk8kEuWIfyKUOjPv300zmHyU3Fvmbj8x+Ye8ZtNk0fXmUlCEE0ATQ1CpQEU3UtuaZcW2r7LNv+jvn62+z3A/fK4sWL7XOWGNaPd6R4KRtSHJYNKb4rBSn+zIYU1/oUUxukEBEixe3ZkHxAsYROQiJ0Gw1DhBTYREZFSGGoCCmM2h5FprJWiPYXAlJBLSpSAbIUpAJukpECkLpACsbKGT+4dYQBsNLwkO4L6f4pd6TfaG0jPa+SjPQ+KQXpfRcV6T0cFal8kAvKW+zD2LFjbUeYudJzrx0090/YYq7vvbxSfij1lhseWmE6j9lkKvZ+UHX1s6dJkybZMjtxpYt1pHgpG1Iclg0pvisFKf7MhhTX+jRkEYJE9VOdihCHdKJC/JPtr+dfCOCinXLqKeakk0+qptEpjcypp51afVELESEg3VwS0g0bB+6HxL6wzxLMYznpBxviS45CqMmOU0PZwfpsM9sDxB0jy7BsTQqSUHQUgiQ78iFLjkxY9pJL2K+L0taTJEchSHKjWKRCSjFIhSIgb7eP0nyJsKBWKlJBMipSIReY529PWqYckYIQH7ecOyZpmbiQgrLahH3wj1FaJhtSYFzOuCCdT2l+fcE/zpo+Vv9+qAvc/evuYWmZbLh7vhxwx5AN96zlMwnPWrefceDeMXEhvX+jIpULckGZgLJW3759zTvvvFMVwsjpjQ8/N32n7zRN+640tw9aa1oq9Z6bUte6++St5oU3D5mfqu4DKe3fv9/eQ8RuhcZODhefFEIYw8RBGHtmw49js1Hfm8VA6DYQIcccc4x54oknzNdff22OHDliEUUISJn6SDsWFelkhbCc27ab5n93FwIJcsaZZ5hzz0sF8uefZz/POvssezGRIXw6gZAP6QbLhnTTloK/D/wAfSnh/uaTeW55PvkB+j/cEF90FEJN1wphPbbB364DLF6S2V7ABMm8DN02a0qI+JKjEHzBUSy+9MgGNUCuuAKRcZk3LVNyFAPnOipSQcXHbYNr6nDbdMu4a+oTXu9i8O+XUpEKlRIsy7b9Y3f74i8nFXiLKcyXA+543bExzT8G6VjtsinCZeNECtRKgTz9Y3D77s93x+kv708rhrqUCy7wz7YvTHPH7uQA36Eu9zsK/nG643Hz+Nuf7r67Y/fziYq/jZrE3Y8OdwwOd6+66wjutxsuG+KvU9e443DPJP+5FM5zx8ff7vnslisX3D7GhTv2uHDv2Tjw35eFQLmBclbr1q3Nxo0bq0JaOX148CvTf+Zztk+QFgNWWxGi1H9uGbDG3PTwKtNjynbz5v7cQylv377dtG3b1rYiIG6SYiWJUHbkwsVycRHGnLlw8WMu4hQhLiYvhDD+j4qL/7MheY0TTjjBHHvssWbMmDHm/ffft53o7tu3L7oIcUg7WCzSyQphObZHcM5LkJcygbCbxyf7zU3QsmVLM3jwYPPoo4+aIUOGmK5du5o//flP9uK7miFxyxDpxo0K+fED5YdH4Ynj6dKli+nWrZvt+fiee+6xn507dza33HKLfbGwLOu6H6H/4/UJRUc+ihEhIAmPbLA822As+FtvvdU8/PDDZvz48Wb69Olmzpw5Zt68efaTakwzZ860VdoYBqtNmzb25ei2J4mMUglFRyFEHVIXfOnhYDry4K9//f/Yuw94yaoy3/sT7szcmfvOzJ08jjOGMZExgMSGbhq6gSbnnFFEAQFJkpMimCMgCNpmrihBMogBMGPANOasSJKc17u/+5zV7F79VJ2K51RDVX9+nzpdO628nue/wt4uHXDAAenQQw9Nu+yy86INWp0zim+S8Xv0LJTXZcPIb4w3eat8K9ebV//PxzshMt76oTQsS/J5UVjQ6j7ar1122SUddNBBdR3ec889Fx2LDORRQNhyfJpxKs+xdnvvffZO++23X12nt91mm0XnNZ2YYVE6bt2S79OMVzPs+Rzt8h577FGX13333TftvPPO9bF8bvOeveD+kTM9SDwjcs7z7/mYDebk5f7771/3Rf6fz4vuO2o049Ik/57P8Z3zVDx32223tE1VfnuJa/S86SCX01blNx/Tp+y11151PYU8zee1uucoIaxlm9Rsm/Jx3+qmOKqn2l1xap43CgjLICnTZBBEfVwvNG2FTmEjsss+/vGPpwcffHDSnV3yc/sfH0jnX/GDyjH+bL13xD5vvH7MU4R9K3Y/7bpaEHnXp25p+1pdy6qUpbXXnhANIl+pSVPgmIrSnxsUpc/ZitKHjeD/loJHRCR6RDR99alo+v69UGoQrSg1DeSlMfxJ7cj999+f7rvvvtZCCKKbl0QB7YUoweCY58xZb07tIInAJZdcUuPvE044oXIIN0zLLLNM7Rib8nT11Venb37zm+nb3/52uvnmm9OXvvildMEFF9TGjdkhWQyJCkhJVNBaERXebnAPBZT4oOO2DvLiiy9O1157bfr85z+fbrrppnTDDTfUf/v+3Oc+l6666qpaMHDuq1/96toZF273iyp0phQ82jGMWSHOdW8KP+FDPKi0t9xyS/rBD35Qvxf+pz/9af39s5/9LP3oRz9K3/3ud9PXvva19JnPfKae2kQM0klqfEohYxBEYsdU9CqGlCIILIXZZJMF6bDDDq/KwSV1vI877tg0d+56tRiSzxslMUT8GU3K74knnlgLV2984xvTySefXDsYjD7p5LnOz8aR6zgQ6rQ8Vp7tCp/v2zSk2lEab/0SGZlwTBw4/oTW008/vRZdzzjjjLpccqiE2znN+/iNk3TsscfWbZg8JQDm55UG8iggj32/7GUvS0cddVSdl8cff3ydx+Iijr4JtYyLK6+8chGETG3yTjvtVMc9cmqGQenMdYLr5JE8JToqv+IqzvJTOjjOgXzHO96RLr/88rqvueKKK+q8PP/882txS1r1GoYm0rSkdLh7RRjdT5+ovJ566qnppJNOqgVXTrJ4CoNj6qS81Ebn/kY533333esyO8hwDRphE1d5esghh9RxPOWUU+p4EVs3rdoMx4mRb33rW+vN9OSp+Ppb30SsnCr98/FMmZfTQW4/xOvII4+s4ym+Bx54YJ2nuX00qPKhD31oUZ76vuiii+rBI+ngvFx+c30aBcQNyqYwSmflVVuU66m4536JAPKGN7yhtqHEUz299NJL67izJTff4gkBIt97usnPHyS5LxkUuW8dFLlP7xS2gT6GLfH73/9+0pVd8nP/g4+kq7/6y7TfWz+3yCGOHOYxT252f8N19feFn/9JuvOehyZLx5Kf2267rWrz31L7Q/yu0kdqUood7Sj9ukFQ+prtKH3YiJkQQkqfv1dKDSIi0jPQ1R4hmegBEVFguyVKOAiHhD76mKPTTV+8Kf32t79Nt956a42/vRLptNNOqztt7xT/8pe/XE95sQ7sD3/4Q91w+pszbadYIx8rv3DlOpM7nRWCqMCVRAW4U/I9LPXQoeu4Of/CL67iAnH++c9/XiOe+diPf/zjdN1119XGHKMn3zeq1CjFjnZ0OysEkfiRyedwjDkQ1nuKV84rcfve975XCx9EkSyO/OpXv1qU97/85S/rKZKMIJ2l+w1jmUwpdExFJIQQNIgX7Vh//bnVecL/BLNnr1sZdBvWDhlhT7q88Y1nVGk4ZzEhZIKZ3zzVqM2OO+5YO/bylVinfuLGG29Ml112WTr77LNrJ5OBJb1czzjy97bbblvnKYXW9Ubw8r1LY6odpSE3CEpjU5iU3/e///21mEHEE8+vfvWr6frrr6+FV84ipzmns+vEl+PE6SDUKvum6eWwR8byTCK8HAp5qvMQ1yzCyiNxNFuAY8mBVEbV5d/85jf1t3r6papNFl/3kQaRkzNMms5iK5wnvqbLnnvuubVzqCyCEE14JXhx/uWXNkkcczx9m2apjOuH5GWnz+6G0uFG6ZRPhXgaGecof+ITn6j7jSywC//b3va2WqDmTPu/vlMcM9phYuW73vWuWiDK4YqeNZMIk7CJi5mGhCv5Ka7iTLQ7oeo/5ClhSxurT23mqX5VX6x8S7dWeZDzZ6ZQ3og9+kPxynkqvuItr6QDMUg9NsCQ81M8xfsb3/hGLUBrs8R1JupqK4Qnh0lcCR7iRKzKA0PaJu0u8Uf5Jk5rj5XXZp4aYJE+0irfL99/OvHsQRP1Xf0gbQZF7su7Qb/JptLOaHPbfb71k9vTEWfdlHZ53TX1spjaMSaGjHnqUOW5V+ru8rpr00Hv/EL6yvdbC2c+lkVo//l4rfylSOxoRfa7Bk3Tz2xH6bdGdCyCjODeIJH+EFFqGZmu3hqTiR4QEQW4W6KEy/dmaDDIOMkKLoNFp81I0YF/8YtfTB/72MdqxZ8xqqPjjHz0ox+pjPWLa6PNuY4Ztazv38WsEESFriQqwJ2icPo2oijsOm1OBTGAMSNuDBh/M0ylA9FH56+zz8bq97///XoJCUNQIY0qNiLBoxWEkEEtkXHMvRg3H/7wh+s4yq/vfOc76Zprrqnz8ZxzzqmNcbzzne+sR9oZqpxOI1dmxjDkOJHSg3GnERpVIWTBgomR5M0241C3ZvPNjUw9geu23Xab2tnkZMvbN7zhtCodR0sIyTB2iJLCygGWP4xQdTQ7GPKaY+k8okke7ZF2hBAGKqWeg8bYzQZRaVS1IzLo+qVpaHqGsBkpFx9lWFxzPCHeDDdlnPDD8CUUSSd1Mxvp6rEynsNeGsszSY6zGR3aUHnazE/tjd+lA2eReCkdxInI4//Sx3XaKo53TsvS0RkmkeNYIlz77LtvnV/aljKu2lfij7ZVvjmuT9E+y2eidY4rZ4zh3s3z+6HpkDdpigJNXENc1W/mOprjKk/1r+Kgz9EuO0ffKU/FVzydr56b7eVZ7hk9ayZRhtVTM3WEv8xT9ZZAe95559VpkfNUuRXXnKeuMavAvaYrT7tF+TWAoj8UrzJP5aPZWYSDLMCKX85TZd758v7tb397nafaoxzfmSa3SfoCIgfBRn/YzFP9i3hpa9TTz372s/Uxeercb33rW4vsQ+drs8yIyu16fsZ0kdvXQSIegyT3S4Mg9+XdwKZjF7AL//jHP066LUt+fn37femtn/hW2uGkq2tHmFNsRsiYpx7yXhnY8ZSr0+kfvTn95Dety80999xTt4vKGl8z8pVKsaMdpV83KCJ/MyLyXUtmYjYImv5+r5TaQysiPQM9CSGIHlISBbgXyoR78YtfXGeuaYycX50XR4ljbITRyMfN37i57th06jpznR5x4OCDD6kK0Fq1kcDRYNzoFN/znvfUjpdNVWV2VFAiygIXERXgTlGgCAQf+MAH6njgS1/6Ut2hG5mjWuroOBPiYoaEKcp5qrpRH8YOI4gj4jyig3tHlRuR6NGOptAxFZEIAnH0beSVQ8x4YVAzRo1YcYyjZ+XrGGhGfBgxjBrXM9x0mKMghCDv4eFvIsXBB7+6dnw5lFNh5D0jXzkapvNmh2sYQghKUaMb8j1MqyZUqafZoTBTgrPBefR/DiWUVbNDlGvXylvr8QchhCAy6vpF/XNv4TVNl9OQ2x7CLGcKflc21UX1WHtkCR+DXvnWJpmyLW1GVQjJRrU8kBfZSZRvwp3zU/zEH45LB2XACDyBxLmOud6sCjPy3Lt0dKaDpuPYxDHlWJ7Iuxwnyyo5VbUDNRlHyFtwOi2d0EZrf9VPjpi+Sv11b2lZPm+6KMUQ/xdXI/5ZhBZXbYv8RHaKc1zlqfhzoAnUrlPGxV+eEuctYYueN5MIi3ZDG5oHQsRH/srTXEfz7zlP5Z04imtTNFCO1Xn3Vn7LtJ5JhMd+Jsqh9gjqpngLtzpb5qmySugy+0kZNqNCW8RGUpYJee6r/Dbr0HTTbJOg/WTzsI3EA/LS/7U94pDzNOOYtkibpG1yvjxldxhg4WgrK+Wzhom0HSRlXzUIcp80CHI/3g1sGpi5480OrT4PPvxoev+VP0g7v+6atEflAO/FER7zlGeP0z+Ttj3xqvSeS75TL5tq9SGGmO1JyODHlX5SKXa0o/TrBkXpa7Yi8l1LnqrLYjBUIQRRoLulTDw7vCpcDFRG6cSI+BsmMnL11esRVp2bzk/nz7DTGRIOXPeiF72o4oX1CILOkINmfeg2225Tv1LX1B8ZHhWWiKjglUSFeCpcp0BxsMx8ufXWP1Th/WLtGHOm83nSyFp7CiYhhBjAAJL+fmfUSCPpkEewpJO0KCs3SqGjE0qBoh1Z/GjiueJkRFKeCOvChQurznzTWuyA5+S/m79lXG/mDIPcLCF5ysFy/2GIIfDMbhEWRgDBTvlkVDNAGaYcjk5Rvhl0HJLWQsgEWZTolVLk6IQ804GBmkfhxJMDfcwxx9SiFyHAqA7jU1yIIcoqI1w5lcacl0EJIYiMu37J4TE7KYsDHCtihpkf9hNgXJvdxBmR75wQYpC2ixHMwDcjZpSFkBxfeUrIEVfll5NoVp385ATLw+yQiAsHkrgljtoks5nE07I3DpblRI4x3rOzM92UjmSO7zlVXyKeHGKOIcFdX2LTbf9XbuWnuBJBONnbTDre9kvhZDkmTbTF7u2+5fNmCnGX7pbuWPrDGdS+5OUE8lTf4jfxyM6z9tUyNUJlXialPGt71deDDz64TgPPyELETKMtkfbqoj5GPPQXllPIU7+b4dPMU8fPOP30tF3lGLuH9kfb7RxlWzpwmtXTMm1nCnkqPPpDgnluV9VNgyHqKgFSeyw/c76Kl9kQ4mlJjbzXdstTZVsZyWnYrDvTQdkWZZRdjrG2M8dF22Jwy2CZwTGDK+pvbncdz8uFpRfRjr0hP6G8sx30fdEzh0EWLwaFPBo0uT8aBLnP7BY25D777FP3P4899tiky7L45/HHU/rCt3+TDj/ri2mHk6+und8xYzI7nnJNevW7bkhXf/VXdVlp9dGf8aUMvjd9pCxwdELTpxskpY8Z0fRT21GKHSGVz1iKHRGlv96O0tfvhVJzaEWkY2SWCiEEzcQjhHB8OQqcR6M1NgT1HmCIlA38GHUMWB2bWRI6G6/IsfxlxZVWrBtVRrjO0XEF/iWrvGRkhJB8f501B+rOO++sOugLakNE2koL9/YtLmZAiKsRPKN7Mlba6eSt23eMw8ngc41K2qzcTZoCQyeUYkc7ShEEwsJxtuyFY89AM1sip0We2dEK91VRGUxEI8a8kTtvNMjPLEWMQRGJHe0QFoaAPLn99tvr8sdQZZgL91Qo076zod6JEIJS3OiWUuiYCvmpXOZZDsJttJHzJP7OUSc5UYQRBrsy6jyCHkeMwcMot8/EoISQTGTo9YJ7CQvHQfjsVaOeca6IrY6JJ2fJ7Ca/q6PyXB5KG8a6JUE2p/R/6TCKQkhON04voYdToZ7JU8a3+qct1qEom7CkjwNl1JbDolyIK1HWzC3HCSscknyPmSbHV54SeXKeyid56hjH+PTJ2SLZwTKbyTW5zrgX4Zoz/Zvf/Loq0x9f5Eg2HdeZRFyEhwhN2BEP/Y0NJ4VfeP1t9Fy5dJxTzJlu1kGOozorT92HE63Mu0cWImYScRUWYTJLwtIQbSfxg0gnHYg6p0zOFhFPdZS4qY3K7Zq0MhptDwqDKNpxfbS0KNN2phBP4TGiScgQFwIPQTafoy1aWDn/BBLxVEaJeOKYy6+8NxtVPA1QaJ+y6OMZ00WujxHywznyUTgJdkQQs1ccEwd7uQi/9kjfqSzvsusudRy1R76JJgQ8gv0111xd57n2KnrmIGmKF4NCvAdNrueDQNnsBfm0QWXjnH7G6fWbHVp9fnf7/emUD349bXfi1fUmmXu8oXKAx4xpoGwcd95X0s/avFL3oYceqoXjvEVB9o+aQsdUZB9m0JQ+ZkT2IadiCdEjYsBCSOnj90qpObQi0jEyNINll122tt+bnymFkEz0wCZRwHuhmYBmdCiMjFKGjNkeOjoiB0SKMc4A4FwaCWB0a0SXW265OkMJIRp3HZ9zIiFE4fdO5ajglESFMCIq0K3I92bEcQTvuuuu2nDZYIN5ddjy/cRHh225hLgShxg5VExpx1l3jMH+85//rDZm5I1rc8UuicSOduQZGk3Box1NEQQaDI6SUR1GqNE2jmCOYyR+NHEPlVCeEsAYMwQRI82e55xSwBgUkdjRDmGdP39e7TRx+BmhyrAROjOZjJ63wznWt1922afrvL7llu90JIQoI9P5JpkshKinZm4xQpVfx+SH+zkn/020YnSLkxFIZdlsEcIdZ9nsgUEKIWgaer3iPsLCcNaOEGw4SZwOv0t354hrFgE4neKk7SH8MNKtbzfLgEPC4WTY53hGBvRMkNOMSEkYMLuFU8kRUX/lrbxkPKjD8ly5lmfZqXCOeygLyr5RFzMPOGd+bzpAM0WOrzz9aFUGbTzN+ScI5DzfoKr7Rs85wuIKzr883qKKi+vdS1+k/b799tvqfoiz7R7ZIZ1phFN45BlxS5skzwg64iKu8uzYY46tnUx5ph7qYxzjaHK+/K19Igq5j7ac0+yYc2aanK/qH3FDe0J0VE9z+LXPe+25Zx0/dVBcCbnKbrNc6FcIgMqFvCUCuT5K35lAWLUbBGb1Ky+ZNSiinuY8JVCyC7RByqby7XdxlCbirR1Sj/XL2vL8phnPGDY5vduh7KpTxA8inPjoM3Ic9dFmoSnT2itCiAEXZVscc94Tcwm4RM8vfOHzteCZ26xhkJ89aKTHIJE2gyT3ad0iL9kKZppZ+t7q89Ajj6aPfeZHaa8zPpu2O2liNsjuleM7ZkxGmdj+5KvT7qd9Jp13xQ/SQw/HM4t8DMpqF/lSpcgxFdmXGyRNf7Id2X9sB/+20yUxnQghTT99Kpr+fT+UmkNEpF00aSmEcKKjC0qihzaJAt4LzQQkhCgQjE6GDKfX9FQdJ2fc6I6pjQwZRplOntFuFMd1z3/+82shRMfnd6MIRv0Yfs2lMZhJIQQKF8OFsc3oMh2QYa1Qmhkjn4g/O+wwMRrNGGewiJtjCjkhwPR8xultt/2hFkWkqftHIggisWMq+hFCXM9gscEpB5EjbFTS8gn3lQ7SuUwfaZorqE6WyMPpZhAZ9dl5l53r542SECIsMG3eLAgjk4QQM3p2qcK75ZZb1GVx++23C9lmm60rg3aXenmBvDai15kQMr2v1GVoMmDycg91kTHKuJIOTSNHGfebusugVS+VAXEjbDFu1fNRFULElzFuRNwsH06zWQ4MXuFsGqmMa9+MdTNkOBkcLktMlH1xZbCPshCinhFvtLGWMRFrlQ9tsLKtHhO0iFnNVx67h7Tyrc0lBHHUCEMcOPduOkIzhfDJL/HSt8hTsxy0o8KZ00J5JUwqp/JPnivL+RzfHG1tGYGMs+me4unYKCCcwqN/lBfyTD3jPMpTIoI4aYu/fvPX63pMSLD3T45HLttEMWVZ2VDvR0n0yXkrPgQbDq/206wJv4mDPOUAm7Wl/MpXZVP8c7nw7dWzhPZRF0K0MQaE5Km+xiwJ7Y9zxGmfffaphVfigLbZ/+VXLhPyX1rIc2llP5RRFEKg/8yzfJRlcfS7dNCfEnH0s2wkZVN/02yX9cfEIgIZIXsshEwgrwdJ7tO6Rb/BFjSA1GpJzCOPPpa++ZPb00HvujHtcMq1taO7W0XkDI956pLLxPYnVz7G229IX/2fP6SHH2kthujX+Bl8jkjwaEXprwyC0qdsRemjRvBvFxM72vEkFkJWWmmlWAghNnQihkQPLYkC3ws5AT1Xpui0OQ6MEY6T0WQdtTXZHAlGthEsjoXOjyHLqNGRM+oWLlxYj5QQQjhfOr1VV1t1pIQQ8SVMqIgcJhiJes1rDq0NVR38nnvukd797gnDTTzzHiHSSdgIARwTQgiDnkEgPd2/FECalELHVHQjhKAphOTfGJTWMTNoGG/iIs+MvHI6xNk54u1vxoplQAxTM0jydP1f/erXdZrMr5x/9x+mEIIscnSC84VHuExFZrgJM4N6n332rtJyner4xKtzIyZen7tRLQRaYiGdTj/9DdX9RksIUZ98H3744fXMKwamODLG871KQ4dxbhTZ+m2GtzrMsVKu/a2hkt/5msjQ6pbI+OuWHBeb+xJs5CkBYNvKEdyoSofSWPVc6WN0Ky9bE0/lQB03CtEUQlwTGdPTTY6vPOXcazvlac4T4VS+CQbaI3kmHdTVfNy3OswxUyaUDdPS8/0jh2gmyGEVfvHUj3AKhd3vwkrgcTznGcczO5qO+zajgDCgXHz84x+rne58bBTIcdVHWCpq4IAjaNZDzg+i5gEHHlCLzOJBCNEeu849fGuT1c+8n4SlM0SffM4oIC7qqhkBnH9llCiiH8l5qqyqe+ok+0A7K09zOimn+iT2hLRgb4zi0hhxMZIpfOKqb9TeaHvEQZ4aMLnpizfV/a2Bgyxu5bqorBI65WleOkPccg/PGAae3Q3yRL9huR7Bhu2nfLKB5Jt8kT8GDuS3uurcPCNEXJxjVjF7UvknvisHro+e2S+eOwzk2SCRNoNCGvcKe0EemzWqLW31ufXOB9JbP/HttNOp16UdTrlmkRAyZkyEvUJ2ft116XUfvjn9+rb7JkvRkh92Nh+EP8aPi0SPiNKfGwSlT9mK0keN6FQI4RNHwkdJ9tGnovTteyXSGyKamkWEyQSEkCX2COlUCEH04CZRBHqhmYiey/G2+RznQUfPkdAR+maAU/+JI0SOvMs7Y5aRpmBn5+p/fvA/6dhjj524/+oTr89tYlZFVIhKosIYERXuVni2b46FTprhJY7f+tY3a6NVxjHIGG3ix3AzQsmgEB+FU2dOIJIGDHpGgHxx30gAaRIJHu3oZ1aIawkE1tTLH3kD+aTz4zAanWXkWBribyPwHLEsJjhf+tx00xcrZ+2wujEatgiSiUSPVjhfGnAelOGf/3zitYVEqi222HyRqBHh2CabLKgNdGIBIaTTGSGYLjEkn8+glE9GYDmLnEkOEsOmNHhcx0AlhuQNNeUnGKhG7DjdznN+ZHD1QmQEdoOwiKuZEsquGUnaGc7kJsJZnRMZreomUZb4x4DPcSXgEvZyujSviwzr6SKHmwBgBJmDJE8JV8qyfJGvhEmz1zhfZqA5Jp3FhXNlyj7HyiwJgsi+++yz6N6lYzRTiK/45DeMaF8JBJzLXPYssxA/+1TlDUKVA86ouFhao+xzvuQp0SQfazquM0mOKzGAkKePMBPizDPPrH8TT3GyFIYwLS3e+Y531MdyeZSnZsPYh0KeapPzBriOR8+dCYRHnubyp7/Qt5i1I09A6NIH6VflN3FL/F0rvpzqhQsX1u21/lZflPfNiJ45Uwir8sn+UXaVQflLwMrtFeFDv0rgUjbVa2ngWvEljuXZTPLWbNScDr4HjbLSC9oceSi/2H8GxpTH3H4Sb/SXZseY9cTe0/aKh3zzbHaTvlSe5hnC0ih6Xj945qDJZXeQSJdBkfOhV9gE8ks/2erz6GOPp5u+8/u05+mfqUWQXU+7bsyYKdm+Kiu7vO669Jmbf5MeebT1zqn6cf4En6wpdrSi6ccNisifjCh904huZoN0IoRk/7wTSt++V0qtoaTUKlrRVggZ5KwQRBHphmZC5vtR/e10rvPSiensiQLZ4dKR6QTzG1VKscRvIr/TzjulF77ohWEhmEkhBO7Nac5ihjiKg2/G2ITzNDGarKM3ypOfJY108pwWxi3H0rpgaaiyRuJHk0jsaEe3s0JQiiHyLO8VIi/FT9zENY/Swd85z/M5fmPYGo3Uebp/KVgMi0jwaIdrpBmHgbHJgTbtc8cdd6jCPbsK/7wQs0LMCMkjuAQy07vNIulECJlgesQQz2Gk2lMiz8ziJHGi5Hdk9LhO3qm3HBLOtOsY8+qxGSX5/pHR1SuRMdgprhd2joW6JqyE2PptE5XjJKyRAZvjy8k0mm7EUjnWfpnqndOkvC4ysKcLzxdmeSOO6qJyaMmSfJMWnEnlkzMiv/K1ygNhLLdH0olztkV1TDo2n4OmkzTdeL4wiZdRcW0MwZWQ3HR85bl4EkHELecPcYCAzaE24q5t5oDle5eO60wiTMpZFlflqTZJ26S+i5M85Qhra/ap0iRfm/PboAMxj2Bpbx/l3nXN54wCwiTPzLLUrgizNwERDeS3fCMWEEDkHzEr56nrCWFELyKgvCWUuWaU4prLsLwz20qfKE+JGcppFgG0sURLsyFsMJ+vlafEav0RmyPPfJFGjuX7Dwpp2w/Krj6F6KNdYRew/9RHx5yzS5WPh1e2D8HEubntdkzctWFmqEkr9of452sHgfQeBjkeg0QeDwpp2A/KsPJq6ZL2t9Xnp7+9J735/32rHuXf6dRr066vrxzdMWOmQFnBaR+5Of3w13+cLE1Lfthk7LTsk5XCR6b03wZJ049sR9MvbcVMzQZB06/vlVJfiIj0iib0DTrHQIQQRIEoiSLTC83EJFLozBmiRlAZN6a15pE5cXCuDpHiTwgggBBCGHwfXPjB2uhxH2+TiQoCZlIMcb6CJj6MUA4Tp5kAwOj0LV5GMQ6sjDTOf1YtXaczIqJwIo1eSi9hjYSPVpSCRzu6FUOaQgiEWwfI4JSX9lHQAcoz8S3xu+POUwYYdhw14Z6u2SCZSPBoh/gvWLBx5SzuXhlj+1YG2s5VftkzY4PFxI8mWewwc8SyqL333qsy2raqjy0peLRHmeoH6dwO5xBC1D8bYjKsiSLKoPiXRk/GdZxqxijnUdnlfHBYsrAA55aGV79EhmGnuF65ZZArixxHcfB7ZMQix4MxLn1Myzbzxah1DlN0HSKDezoQXs6EPDVzwOwdDqO4NM/jWDXDyqB1HvFam2U2CEfN/drFJ3KepoP8fLN2bGQrX3Oe5vA6jyPcvM4xYgkHk/BnxN216oHjTad1VFB+5allH8qhukYwUP6a54nrlpPx9H/HOchm6MlT7TAhOqdd89pRQdgZteqomRAGB7QrObyO1/Gc/Nu3Y/LdsjD7gxB2zeYzi8I5+byZID+/RN4QqbQlyh9xdZ999qnrW/O8XH5zeXaduLKn5KkyTPBxTDnJ1/VDLh+DQH0TLqKl2WnKLyFLnvrdcSi3zetyXLxmmNDDjli4cOGiZV9ont8L+T7DQPgHiXwfJMpZv7CrxFX7cs8990y6KEt+LrnxF2mHU65LO55ybT3CP2ZMpxBCtj/p6nTh53+SHmvxPt377ruv9rHY7HzKpvjRJPLhBkHpQ7ai6Y+2gn8Y+bkRT+bZIDMihCCKULc0E9WzhVPmcp50PL4ds5mo7/xsxxg/OkjCifWGOkFvinGPqBBkZlIIyYg7kYEjwdnnQDBwxIfzZSqniigczve3Z6m4DB0GkbTJFbYUO9oRCR7t6FcMyeFn5HEQjeJwKhjp1twTdIzM+j9HmXFqDZ/zXSvewkAImW4xBKXg0QoigZkcs2bJY2Fet/p9/cWEj1ZYCrPWWsrcmvXflrxEYkc7lId+yaJEO4gajBllkAjCwGleWxo/yNcx0Dhk6itHrZWBVRph/VAaiJ0izOKpLnIO1bvm8WzAlgi/9BA/8VSWpdVU16FpdE8nwiV+2iNxVfea4XFcWpa/cbC0X+qsuq08+D2f046mIzVdCJtvIob8IXA0jwuXc3I882/SxmwYswq01Zwr52XndRQRbvnDuZev/haf5vEcx+Zv8lCe6ouUX+U/p08+b5TIcVBuxZXD3DzuWBlX3/JUPprtJK6W6eXy0bx+OvDMTlAunS8/c57meOXjuf6V15gRJJ6+5WkzTXol32PQ5DoonLmeNo/neObz8m/C5HxiiHpKTCnbrV5xj2GQ4zFImv3fICj7517QJ7KT9P9mbrX6/Oz396bTPvKNtNkxV9b7g3Bu7f0wZsxU1ELIKdelzauyc/z5X0vf+8Wdk6VqyY9ZIdqXVhun+m1YNP3HdpQ+aUSnQsgozgZp6gntKDWKiCeNEJITVhgIH16D49uzyowSnxVWWKFm+eWXr3eKrZdibLxRmlM5klFByCg4nWycGhXMiKigd4JwiJu4iGfzWzoIQ1Q5fetQOGqEAb9FgkcrIrFjKiLBoxWlEOI3Ycz5Jq8gju5NbJB30kP+apjE3W8MBcZejusoCyEQ34l0Jk7NquK3ThX/2dV95i4mfJSYOcIw33bbbao4b1r/Fokd7eh3vxBI504g+sjXLJKJt7yRBu4TGUL5WsaquMrb6DxExlivRIZip7iegNMsd+LoN+FsGrQRHBCOpe/oeElkgE8XOa7iJ3/9bdaHPJMW0TV+d448ZVRkYSE6t8R5M4Fnyzvxy3Es4xldk8uTssvpJm7J11FGmVIfczxzHRcPcYquEV/n+DvHUxtcnjdKCLM45bzM7Zl8lqeOR9dIH8dznmYRMDp/mHhep+Q8bdbRHFfHomvktTz1rZ5CnKNzu8H9hoW4CLN45jY3xzfHNbpOOchxJYqJq7C2Or9TXD8MlL9Bk9uqQSG9+0XfqR0x6/Duu++edE+W/Fz4+Z+l3U+7vn5TDCEkcnjHjGmFMrMjTrkuffQzP54sVUt+lEEzCLUnfJPI1xoWkR8Z0fRHI/ixHQshDR+6HdkX74Tsx/dKU09oR6lRRHQshKATMSQKSEQUsV6IErgkyjA4RjzQyFrnrpE14rHu7HXbLo9BVLAiogJaEhX2bmh1r2bFdIzTSVG3EaelJka0CAeOl4JHO0qhYyqyw9spWQTxLNfqTBnU9oExYsM40TnmeDknO9NwnWssvTBl2SwS5+dzslM6HTDCpsJ54sBoEzfx3GuvPetlMl6Ty1AliJgx0hRAzBixnMbIqzw1vfuVr9y//n1UxRBx1HkwasTT9Gwoi5x+b/eRJu7VNIRcwyA1C8gmuccec0z9JpbmOU2ahli/RMbiVLhOHPxtpFkczXqwb0+eQi9O0qRp2LrOMe2QJQnaJDMJclia57YiMsSHSQ4bx8HIuDXcMKJq9oQw5bQor+PIaXvtvWGDWSPVjnUTD+k1XQizZyq7ZuuYWSiu2lVCTi57zXCJi2/1VJ5ammkmot+cVzq2o4Awyy/tkXwUT+FXhpVf54in85rX5XhbPmEKuzbYbBjH/N48d1TI5TLnqXiKr3iLf67PzfDnv+W95abeODNdb8fx7F4QLvFQTpVXcUQzT5Vf8S2v85sZl+qpWZiuz8ea506FdJ4OxBPaE21ubpO0T9qpBZP9kfDna/wN+a6fUU/NNNUvuVfz/t2Q7ztI5McwyOk2CJr9ca9ku4FNp37ap+bxaMlC9dPvbr8vnfiBr6eNjryidmjHjOmVBa+9Mp1QlaVf3HrvZAFb8mNfKeI3H7Lpa6Hphw2Spq/XisgPjYj82pAOXpebKX3viMiP74VIV4iIdIomWQQZqBCCKDARUeS6JSdsdP+S8lqYEaIDsNGkDfs4HmaGrPrSxV+fWxIVrIiooLYiKvglzoue04p8b+lEBMib4JnaxRiXBu6r8mahYyoisWMqIsGjFQQL3wQCRjRj2iv9vC7Y+l3GmE3MGCw6SyICshAi3ow9b3Cw6dnChQtr4yffuylUTAel8FEizMogwYZwY0d0cfWdnSYNLqHC7JAsdFgGs/nmm9WGqd3xv/vd79Xp4vfON0tdnGG+ScZx+SXfhDnnqf0hbKrISbQHg7xzbh69g3T0u/1BvCbb/jiM8XzvfF6TyDjrlaax2AnCxIC254D19cqt/QQuvvji+u0S6qHwZ+fDMxi4rjPayhC3Jt/GhuXrczslMsoHTX4OoSfnqXjKV7ur26hQuc6CSI6na8SV4+h8b6PwzQl1XBo2n9MJkeM1SIRJO5Lrqby0saLyq00i6HCk5btzxSNfJ08JPd5QYgNHjrNj0qP5DDSd3pkgh0M91fba0Fbe5LeT6SMtk+CYOC/H07Xi6tt58vTaa6+t9+nymzzKzxgVhEm7YomL/SS0uTlPrQNXD4kF8j2X23yd7+OPP75+K5T9uZQB95KnzWf0Q86LfhFe4Sc4K6dEKnlqHxd5Je72HXPcubn+udbf2h7xk6feyKJdEz7HymdFuNd0keubZcL287HPkjzVJinLyvT+VZ7KK+fKr3wdlG39jDy1J5VBGP1R+Zx2SOthkcM5aKTDoMj9Vb/oI6Q92007cscdd0y6Jot/Hnvs8fTR636Udj/9+rTl8dfUI/pjxvTKNidck3Z63WfS+y7/QXrk0ccmS9nin7vuuqveJ4xQwMcaBREETf+vHZFfuwQdiiBNoWMqSh+8FyL/PiLSJ0oiIUSf0fwsJoRkops1iQIUEUVwmESZYnmMjosxY0d/BkEnQgg6WSKDqLBGRIW/JLquHfk6hZXTfcopp9Sbu1lnyfCRLo53I4QgEjvakUWOTsjXWGvO2fAGjbwDPPztNwbZ2972tkUiB5pCiLeM6DgZfUb2HJ+JWSEoxQ/kY4wQo4oEqu9+97uL3oLj2/9tsCgd7KVg6Ut+K0wWQswGsbmb808//Q1VPM0u6U0IwTDEEL+bDSJPNTKEuDJPxZV4RfwxcpfvxyCSTvLUGzd0QM3X56I0oDKRkdYvpQFZ4hzGP4NbGRQvgkbOU3XPW1YY5wQR5VccXOubEW/TUeIWY5yYkOMTGcbtKA30QeL+wsTh4DAYrRPPXH79Le7SwJtEiByuE0/XiishhDP2xz/+sd4c1kwYx5xTPq8bSkesX9xTvnAildGyniq/2lWOPzHSSLRy4DpxydcSt7wNiDjmvrmsTEXpIA8TYZJXxElxErdmniq/NunmVNpPwTU5zcXV/wkK8tQAA5Ehn5OfMQrkPDXqr/+P8lS7Kg5EPrMmlE3xzHFRf5UHG3UTTvoVQpp5PkjUU2Kleqg/ieqp/od4aQaasOT2Q566XvzkqdfO6ouc41j0PLh2usnthsEDr+1mJ4ifeCLnKdvBZqrEPPmV2xy4Vj8jT4lE3Qoh7jUschgHhbgPmtxX9Uvu29lr6p68ePjhhyddk8U/9z3wSDpp4dfT5sdembY/5dp6acyYMf2w4LVXpKPP/Wq64+4HJ0vZ4h9lUR+pD+FHjYIQUvqerYj82ZABCyFNf7wfIj0hItInmjRFEGQhxECrmWePPfZYTU9CCKJAlUQR7IZ8Dw6ujpdDwRDpBg0345sR8Otf/7reUX3DyhGcCSEEUQVAPiaejGwjrJ3ifGljCqxXVHJCGQPljJBhiiF51kYWLFrhHOeL58IPLqyNEW/3gRk73g7j22v8/MZQV2iN2uXrpbm8ZaDeeuutS8wI0bFOtxgSCSF5dorNXxni+c03Oa4Zv3OInfPOd76jFnWkUXNGCOOWg3Laaa+v4jm7uv/6ocjROYMTQ/Jv8kT54wiKVxlX8fR/DrXRO6OO6qewSCfXG6kzKtnJjJBM00gbFJFRCceER93iQImPeCLHMyNPzRAwO0BcCEWu1bHmGSGclV5nhGQiY71f3Fd81StrZTkZOa5lnvrmkHjjhBF0DpR0UibyjJDbb7+97xkhEdkp6wf3kfacP6+SzflZxhXKNpGAw2kqvvwUV3na6YyQTsiO8yDJ91bPlDkOZJSn8H/OM2dTvFyT8829OC3ydFRnhIinPDWiR5D0SuRWcXWMKEn4IeTm+u8+/cwIyek9bKS78kdcVQ/FKZffZjxBKPBqXSKuup3bNGklfvJ0qhkhue7NBPoKbYgZePKkVZ76je3grVXKQN2PVHEUn35mhOQ2dxgI2yCRr4Mm91P9UudHhXRna1qW1Wo2yKOPPpa+/j+3pVe9/ca0ydFX1E7s9iePGdM7ytCmR1+ZXvm2G9KNt/w+PfxIPCtEe6h/40A3/bVBUvqI7Wj6ne2I/NklGNHZICi1hIhIlygphRD7T1olwqY1MYI9px8IhZBOlshEAYuIItkpwiFTCRn2DTBqzgDrBiMgnC4Oh87SVMpOhRBMx6wQvyuUnHcGKsPNiHinGJ0TV/HMzhXDbjqFEHQihLgvgcAo8/Wfvb4ujMLL2OREv/Nd76xHpr70xS/V+UW8YqgaVTaSRWBQ4UxPHyUhBKUQIjyWulgq8dOfThimRCp5piJyluQ141U8iT+MN+lgJGuttdaoDZrhCCEYzJ4h7uObE8EZ/s1vflM7g5xCs3VMtedk5JFV8fTNyTLiysBUduRpL0JIJjLc+qE0LJHja1aLRlTZlC/qnuUU8DexRzzlq/xVpjnOyiVnYpBCSJPScO+VHF9LmQgY4mLNrDAbJVF+5ekNN9xQp0MWudRjMybUR3WAMzVMIaRJ6bB1ivAoy/JBHOUpkcAMFnXR7A5LKdRN8ZSn8pwTxclSHjx/kEJIRNPJ7gX3EFd5oM8QF/HVV6hvyrQ85SjnPOVUipMZbUR36SSu+ptRF0KElcMvL+WpukboYkvIU/aEdjX3M87zGxFAXVRGOxVCmvk0nUhz4TQbRL0UF3mnrMpjM2CFW1urXMpTqMfKu5H43JZPJYR41kyi7Opn9RlEOnkqX8RNnqpz+lZCpXTI/ZD2mPhh3xB1tVshxHOHhfQdBs1+bFDkPqpfcp+e+1IDBGZFtvrcdc9D6fSPfSttd/J1acvjr66+rx0zpm+2PvGa+vv1H/5muuvehyZL25Ife/Pxndr5cP2Q7zsVpc8Z0c0GqU+12SAgaC233HJ1f2HmOf8RoRCC6MZNooBFRBHtFG+GUQAZMxxI+0HoxHVwnKVO0LG7LneaoyqEKHA6Y5266akMUM6HTLJnwlSIq3NdI56MgVEUQoSFMcNpMKVeeE1TNSJgVEsaMLj9334EDFVpwVCVNl4j7D4MM07YKAshwrLpppvUxtnvfvf7ugyLk30GGCviS+Sz/IeBzimRHkbtOCTWc0sPTvNwhJD+X6vLmLFbv28bKJpWLQ6cJ689tvktg9peMJwK8TI7Kzsf8tCSAkYho1M6KMujLIQoe5yO3/3ud3WeyF/LAzhJZvMQ+d7+9renq666qna+pIdvzqOZTeKq/C8NQohlBRwjdVCbYp8X+UK0snRJnhK7xEUbq21Wry3nUieFiYgw6kKIb52j8HOIhVX7yUnSHhH5xJ1wqX7KU/VV3OS966XV0iCEaEO1peqgJVz6RLMJ5Zc8tSmoPP3Sl75UO9XSRJ1lEKrP4mSAYdSFEOEhwub6pz4qr3kmpXpK4Lnkkktqx9p5+k4CmGWl7qMMjLoQot0gXBCh1UH9jPKnrRFe/Yj4EPW0z+IiT4klhBL1WRuu/I+6EKL91bZoj9Q/gsZJJ51U77Gl7RVnQqw2WTrIU2VYOWVTuIfyOhZCuif3Uf2S+3QQQZRP7Wirzw9+9ce0+xs+mzY++sp6NL90aMeM6QVLrBYcfUXa9bTr03d+dme8SW/10a4amOSjtfLh+qHpH7aj9Dkj+KuRHxvyJBdCIl0jL40xSND89CyEZKIANoki2inCIXMp+IwynRoj07IPzrOp6Uav2uEczlYeFaqFkA03TKususqMCCGIKoICx3nWgWeDzEgyo0Q8fLfDOQw2o3uMvlYzQroVRCLBox1TiSHCIp7W7zLEzAwwOkc0kA6u91x/c7acx3jLTpa8VB50nv6ONkvNQshMCCJZBPG3ZzPQdPKce84Hp8kxaeW4uDIGjCxz/hnk2cgzrfeAAw6sZ4RwQkshZH4Pb44pKYWNXmBEM3A4FcqdPBV2hp44qm/OWb/6m7HKoVRms5PFiSYMMMgJIYS9XoQQRAZcP5TGpWdwoogawmmWC8dRXHM6yE/n2l9BOjDI80itEWczm4i72rRBCyGIjPluyXEWTmVPnnIYlWfxzOkh//2mjGprtVsELsKdfOZYG5FV/octhDRpOovtcK7wiAORTnsivkQ8y3rEz3Fl0DdBxOwebVfOU7PVtLUcMG3SsISQVpROeSvEVboTLAk22lRGHpEyz2oRR+VQehBgOYzaInmq37W01CarHEh5OopCSE4XbY3ZeGYdyi/tk9/kpbDKG/HNM07z7BDpoq1WrznZbI0shOiTpE8z/WcS8RAf4pb+X9jZAoQt7ZD4yXNhJorIe0KPdkee6m/MYtPW6kflqbY5CyHSyDNGgc023SxttfVWtQ3HRmIfEZzlqfIrnrmv8CYZM5wIeNou6SJ9CGHSSj/TiRAi/YaF8A4DeTZIpOcgkDdNpDk7SB2TR9HngYcfTZ/+8i/rV55uevRVabuTKid2zJhBcPK1abNjlKnr0keu+0n6433x/jQG34moBuYj/60f3K9Tmv5mKzoVQvi+peAREQkerSj9916JdIQmkQ4RUWoayEII+735GboQgiiynZDvr8MXcA6iDs3IjtEcRrbR9ZL8KjUw8jjORildX+8R0oUQAlONokJXEhXeiKhCUOc4xTY75Rgy3hirjGuGmpEO360QVwYpA5zB2mqPkGELIWgnhggLoYCTxDhljMgT1wkXIcN57uH/OkuGC4Nc3jOAOFyMIU43Y27hFEIImmLFdOG5jDRCiPWvDFDl0zHhzOfkv+31wnCXdwxyRqqyzpkWV4ZfKYQgEji6QRr3A4ObocMZFk6Okz0U/CZe2ehR7+Q9I9C+KZwwjqSOhqBguYUyTxzpVQhBZMz1SzYw3Z/hLHxGTzkdhA3HxTGfn8Ns6rk6mUU/swmUZXmqTfL/QQshmciw75RsVGt/tEfZaeBMNZ1m5wg3p0l7QxRwrraWEyLuHCvt2XQKIU1K57FJPkeeEkKIW8qg8mnGlrzM5+QwmxVhpgHHWZtEZOcsmyXhWk7mdAohU5EFghwHjof6Jp+0TeKj7GYRwXnyyP+POOKI+hzijjZJ20S4VobNiBplIUSfYBYEcUu7JN6EDGmQz8n1hLipHirr2iTx5TjLU9/+r58ZVSFEeVXP5Kl2VdupXc7nNOuc/DLgotzKU/2Kfkf/pJ5q07w5ybXN8j/TEEK22HKLehmFPsLyQ4JlzpP6nMl4wu+EXHVSnuqXDKrIUzaE//s7EkLcZ5jkMA6a3P8Mitwv9Uvux5voR9hs6lWrzy//cG963Ye/UTurWxx3TdrmxGvHjBkY3kC0zYnXpaPO+Wr6yW/umSx1S37MnOMX8/Oaflu/RP5hhOdORTezQQYthJS+e6+U2kFEqUG0otQ00LUQgk72CkEU2CZRhDtFGCQ0g4xBwvgyWsPBIB44RqgoyYXDO6AZRzp3DtciIaQK10tXe2lYSEqa92tHVIBbEVUI99BBGJ3i8BtJPuuss+vfslDSCtcaqSWkMPpc204IQXSfVpRiRzvaCSGeyzk2jdyIOIPGCKu3oHgOUSCTxRAGnZFYjhTDjQHDIOdw+P/CERRCOPzCwgjgNHOwGKqmKMsnYW3OHslxZrwReUxZzwY5Q1VcxTkSQjKRyNEp/bxJRv74tnbbiDhxymZ2HEnxK40f5zOyzIIxQ4JAwIDPbyXhRPcjhKA06AYBQ9O9GcrKrGVZxAxLe/KyrqZR6lxhJ4a9/W1vq4WBnKfqp7jK22EJIZmmgd8pOQ5GQjj52iOiXN5ToHmuZwg7x8ksGJ2M/IR4msmk7Z0pIaRJdiCb5DTiNOtfCBym38u3HK/mucLOeSLmyn/x1CbJS3lKwBwlISQjjsJjYICAoZ597nOfTfvuu08dz1JMEE9/G3SwFEy5JfzIU3GUp6O8NEb4taV5NgsHmuDRKk/1IYS/LBLlPCVWQj8zikKI8JhpaNmW/vDLX/5SPTiinpbn5npn4ER8xEueimfO05EVQqp82qjqP954xhl12RVeDkoW8prniqd00S7n5X3yU77mPFVXIyHEc4aJsA2a3EcNEuk3CHIf3kR6swUMVOpfWn2+/sPb0k6vuz5tftzVaevKcR0zZtAoW2YcKWutPkRi/Qo/K/LfeqHpD06F507FeDbIE0R6BmZUCMlEEZ8K1wkLB5showPUkRE0OI52gG0XJpHWUejcGURG8roVQjBoMSSqGK5XABkxpm4KL8fy5S/frz6mwDXFnibiw7nmjDLkGQnl63MjSsGjHaXg0Y5WYoj7+DZ1l2NlKq7RxVe+cv9asHBtFgXgXOH0t3ThYHOcGXyMGn8v7EAIQSlWDBth8W2mAyOMmGHtPWNI+jiWxRAIo/gz3uwbIh/FLwsFZhW0E0IQiRyd05sYQthxrdkulkEQCPIrGNU9x0sjKIsnNuMkehAIssjlu18hBJFx1y/uK9z2S2BIcw6NrprNI57OKQ1Uv3Og8hInjgfkKaeSEJLjWBrNg6TpKEyF84VfnqpzBAKj5doXS0bEq7xG+F0jT814kZfa6/w9CkJIk6aDKP0tnSDaCC+n0hIQed08N58vrtttu229fCSPOOc8HWUhRLrvs88+df4Qob/1rYk2RfvpWHmN32BGoqUhWagUT98zLYSU4c0Ii7yz5I7AKk+FVTza5amyffJJJ9WDLvJU2+tbudDPjJoQAvmTl7bIE2El0nHwW+WpOFg+YnZPFkByno6qEAL9hhmi+kZ5KqzEV21s2cb5f87rvC+OOOY8bQoh+i/nD4tcj4aBPBo0yscgyP13ifSGGT3azehz7wOPpo9e/5O04VFXpE2OuSptfcI1acsxYwbIVhWbHHtVWnD0lelj1/843fNAvDxGu2iQOftbpe/WC5FfGMH3mwphivzWiKfqbBD0JIRgkGJIFPlOcH8R4GxYp56nupqmvcIKK4SZk3GdjogRZFSTmMLpFB7HO10eg6gAlkQFuRVR5VCgiQXW8v74x95g8JP09re/re48hDe6BgouR9oI7tdv/no9AsYRlX6OlwJIpil0TEVT6OiESAzxm3vpBM18MRWXYWITUR2wdMkiSBPXuNZIlkLMkGG8EYuMzhu9nUoIQVOoGDY5LJZOGPWwS7FZAf7PcBPephAC14krI59jZsSZMKAhJgCeccYbquuGJYQgFjumIosAHEB5IsxmexiBlQ6lIQRGrevkadNx5qDZzMjSt3xuZGR1StPA6xf3Ex4jsMRKy2OIGQQCeSYtImNV3nKyOM757TniamTSqHWOZ2lAD5qmozAVwu1b+OQniJccaXlXno+cRhxOS004G+qpem5UhUgiHPneo4DwCDOHytIeQh7RUl7lzTFLZxLymmPMmOc4M+jF1bVmlzin1bUzhfhKe20Lp1B4LRMgMquL0TXOFw+OszY7O87qqWvVBWVfOkbXzwTiKU8Jb9oh5U/+2HNKX9EqXzau8nSrKi5mEXCcc54SPPUzoyiE5Dwl+qhv7BxCdO5nmufB37meElDspXHLLd5yNVFPs4idz8vXjQIbVW2kckjAEE95Y1CMmNEqrOqpsmlgSPuVy71vtsSwhRB5MyzEedAoF4Mg92kRue83MPTAAw9MuiOLf37wy7vSsed/LW382ivTpsddFTqyY8b0y2bHXZ0WHH1VOvy9X063/LTVK5wfrW1U/onZ+aX/1S1NP3AqIj+zpFMh5Mk+G4RegUjLwFIthLjWMxRARrgRdiMeGlRhjDIl/1/4OWLW0NpYywgnASAfl+lRgYnoZOPUqCC3IqogEFezAk4//Q21cJMNmrICNu/j2cQH00TfUF1nbawN77J6WQogmSxydEIpdHRCUwTJ+F2YOB4MGiKBNco6YfGRX03ydTkMDCHCiRHqPDuIIe4c55fiR5NSrBgm+ZmMoTPOOKMevWKUW7LEUBDeSAghcqy77qz6OlO1iXhmg5jee/zxx1VxdN2whBCzQrqfGeI6cc0bhMpT38qg30tDyDW+lWtGkTxlFBF+OFocLsJnPr80srqhNPT6Id+PqCFvxNPsAcIlp1m8ImPVt3gqp5bSWMcvTzkdHO4cz6YBPQwiR6EVzpevlqVZGiGuZodog+VbdA1yOslTe8WYMUHwUR7MsnBf6RFdOxPktOHkciY59/JHnVUGxSc7kxnX+ZZn2uq8CSUB2pI/fY3j4tm8bqYRbnmaZ3iIq5k6hBC/R+cjl2PipFkEX/ziTXWeKg/uldOxvH4mER711AaZ8tPMQ0KI5V3t8lTZ9W1QwQw39VRfYzZpng3VvG4U0O6ol9pN8eTwE6iaeZrzMpd3eSqu0kPcbrzxhjpPlQfLoXK+5+tGAeHWhlrepd0lVplR560O8iW6Buqp4wQeIrulp2bnESzNhpJ+OV0GjTQcFuI0aJSJQZD7tIhs6xCeW32uu/k3aZfXTyyL2eL4q0MndsyYftni+GvSZsdeXc8O+fSXfjFZ+pb86N/5TKMmhPBLOxZCCsGjFdk/7oSmr94PpV5Q0tQbWtFOBMFICCGIEqBTXC9Mdu/17bcyQ/xuXxBh8lvOVP93zD3KTI8KTCuighgRFeiSqIJk3COHTyFvnu9vv+Xja675xLF8ncrqvFL4iCgFj3Y0RY5OyCJGidkdHGSOslFixpiO0e+lCCKM4pbv6XejOJwPDofrOZlTiSDIIsV0Ig4MaM4Gp4HDJbyONUUQ4Rd/rL++TVTnVAbFxumww15T71nAgbamlghiT5VICEEscHQHw7BbGN0MIEap6fJER4ag30tDKMffN6faK6133mXnevqhGQimZmcDtjSweiEy+PpBfI0sE35AgBRXx5qGqvCLf04b/3eetzJY/sTZNiMmh9M12YAeNqWzEOE8TpSRY3nCQSL4CGer833neKjX8tRafo6lst/N86cTeaddsXcN8VmciRyOZWcSwp7LQf7b79KHU0akJx75rbx2FBAmzqS2RDkUX/EWl/Jc+ZjrT843eWrjUTMJzJzQhuc0LK+faYRfPZUf8ocQpy2eKk9z+ZU2+hh1NS8B8nvz2lEgx0feKLvCajZeVE/FMberjkMeekuOeqq+ulY8UV4/0wi/dkR/Kq7yVD0twype4omct+LsOnWUKKZMuDbn+6DJ6TtocnwGSe6D+iWneSv0nfp8AtRXvvyVSVdkyc+FX/h52vi1V00KIRMO65gxw4AQssERV6QPXfejydK35MeglXpS+mO94PqpaPqT7Yj81FZkn3Eqmn51K5q+eT809YF2NPWGVnQihCyzzDL10vvmZ0ohBJ2IIVHAI6KE6AbPyuHx/5wp7q2A6QAZK7Mr5zMfl7H+zs8vMx2Eg6jglEQFMSIq2K0oKwn8rsLB/Zq/EySM2m+99VZ1XOfOXX/ROfm6/P9S9IgoxY52NEWOTuHYN0WQTHb6y9+zCOIYgYAha2SWAdA8LwsJviPRox2umW6aokcJw4AhywBllGpwJ65ZvxYmNt6Y2MChnr9I8GhHU9TolabI0SnZ6fd3ZAQ5Jm6EA45mnmqer3csG3r5mtLQ6hX3HBTNezYN1CYMYaKBVz1zOvMyC9c5lh2YdgZzNqiHRdNxaEWn5wqvuJXh1kZxNnxH140KUTyzo9mEaGBmhBkv6mu+1jFOdo5red0o0S5+TZRb4i1xs5l//s5xja4bJTqJpz4m56m+xm/NPMXSkqdTQSwhvuY8zeXePZaGeoqynkboW7S9e1f5mutpbpvENcczx39Q5LZ7GDT7oEGS+7N+afb1rTD4IS6vP+319fLQ6HP/Q4+msy75flr/8CvSppWTuvlx14wZMzSUsXlHXJneffH30j33x/uEWI5veR0/qJ9ZIdnvm4rsS05F5KcuQRXeyO8tyf50J/ClB0FTH2hHU2+ImEoEwdCFEESBj4gSoxeamSKCOjbTl0zFNgVS5ntelOElnQoh6GSJDKLCHRFVllYIK2fSqI24eqXl3nvvU6dHdK9I+IgoBY92RGJHO1oJIXA83zP/loUQacgA9fpGe8KIs0403891wu7/zo8Ej3aUQsWwaT63KYKICwPKDBdTRe2DYyRSvCaudZ34rVfFP14SExGJG92QxYluUT4JOyiNIPFhoNpg1JRzo3LqbRZQXCOP/d28LjK6eiEyAnvF/XL4/L9psPqNU2HkXJ7C8rxmXHJ6+bt5bUlpaA+DpgMR4Zwcnug4CD0cSvHOv7kup5Xv5vmjSDOeZbr4TXtk5NzyAXvEaJPysRxX+LvppI4iOb5RWMVHvbS0yfJDSy440Pkax3OZ91t5/SjRjGcZ1hxPBq5li5ZaWFaqDC8teSpOmZw3OezNYzkeZn3IU8tLCV35GsdyPS2vHUVaxTP/ZraIKdDy1IxKeZrb6ma77dxBkcM0DIR1GOT+qF9ymk4FW007euVVV6aHH46dzm/99PZ6z4YNKud0s2Nj53XMmEGhjG141FXpyHO+mr7x49snS+Hin/vvv792oNns/MrS1+qU0v+LKH3JVkT+aciAhZDSF++Vpi7QjkhvKOlLCLGMJLqgZJRmhWSaGbPccsvVI3U2NbvzzjvrdfdrVQXF8xyPMn0JOtw4tVMhBFEhj4gqTIS46HTsiyGu9lQw7Vc8W92nFD3a0RQ82tEUOjqhnRjSCjNbOFYc5nvuuWfRq4+z8FHSFDk6JYsU00VTAMmID4PWtHprtMXXLvfSzTXtlsF0QiRydEZv+4WUNI0gaS5P7aNw33331fuCMIomnhXPIsmUhlevRMbgIGgareIiXoQeTgdsqul3YWie2wmR0T1oms5EN4gPJ8NSCfsT2IhTHvd731FDPOUpR1kdtTGl/HVMHpUO6tKM8kwgIPg8+OCDtZBnBldOi+iapRH5Jp4ELRtZ27DZHmTKszSIrhkFcj50Q26nGIHy1P4w3t72ZKunub20FM+gmE1R7QWi7mp/c3wHTW6rh0HOu0GT+8R+ifrrCOnPVjPrytuNWn0+/Jkf1682tTSGkzpmzLBZcMzVaduTr0sf+8xPJkvhkh97gCnv/N3I12pH6fO1IvIjWxH5p0swng2yCC9X6UsIQRSAiCgiJVGi9ELOGEKINYcK6q9/85v0ulNPHZoQgkHPCkFUeUrERYfCafZaQBtoWvMqnq3uEQkerYhEj4hS6OiEbsUQFVieEnu8yUGc2wkhKIWOqSiFiukgEkIYcNYtc7DE14aq0iyfHwkc3RALHZ0SCxzdkA0haS5PbRzr1cnnv//8joWQTGmE9UpkGA4KcREvr8w1mynPaPK7Z0fGbqdERvigKZ2LdoiTWT42U+Vg2YyQodvLvUYZ+cZBJmjZPFNfQ/QRR3keOaxLK+JDILAZqoEFs9SezEKIvU68zYlgaYPyURNCmuWwV3LbZCaIPLWhqqVAT7Z6mttIs3z0MzbfJtIOSwhpts2DJufZoGn2g/0S9dGt0M+zZ5S7VstiHn3s8fSGj30zrXPIp9OmlXO62THXVN9jxgyPXMbWrcrcmz7+7fR4VQajj7f9WbrOD+vUZ0PTz5uKyI8s6WaD1PFskCcYiBAyyCUyUcL0Qs6csRAyFkJQCh1TUYoU00FTBEEnQsjEpqK9EwscnTK4WSHSfCyEPDmFEI7VHXfcUb8JaiyELN2Iz1gIGQshSyO5jRwLIa1p9oP9EvXRrdDPw9Jfrz+OPnff90j92tw1D7p0CYd1zJhhssYBl6bXnvvVdOe9D02WxsU/v/71r+uyy1ciRET+VkTp67Uj8iNL+J+RXxryJBdC6BIDEUIGPSskikxJlDC9kDNnKiEEUeYvwYgvjxEPHYqd7DsVQlAKHu2IhI9WlGJHO6ZDCEEpdkxFKVQMm16EECztYgikd79CCCKDrBciI3EQiM+whBBEBvkwKJ2MCHEaCyHx/ieRU7s0ID5jIWRmhJBm+RkkuW16sgsh4ihfhy2ENNvjQZPzahg0+79+iPrlqWDDSDuvKWfTRZ+f/f7edNh7v5JmHXxZ2qRyTseMmS7WrsrcAe/6YvruL+5M0ZyQ22+/vX7TH3ucLxb5WhGlr9eKyH+M6FQI4c+Gfm5B9pE7IfLDe6GpB7Qj0hiaRDpFBJ1jWoUQRBEqiRKnVwgh1qUzZH5fNbCnVcZqKYQgKgSL0c2skMm3s0xFVOBbEVWiJuKgQ3nnO99Zd/Be6eT1seLZ7vpI8GhFJHi0oxQ8piISPSKyEOJ9/xwsBuowhBCUYsWwyeIGshDiFY233HJLvVadESetynP72S8kFji6gyHZD/JHnt5www3prrvuSh9Y+IGehBBExlkvRMZiv4gPZ4qjTNwC408cPTMyfnuhNM6HRelsNBGnp5IQctppp9XClr6GeCmO8jy6JiJyfkcN8SEQEEDsz/TpT3/6SS2E2NSYAG2PJntRTZcQ0iwXwya3TR//+MfrPL322mufdHuE5LooX21OrZ+xl8+55547MCGk2f4Og5xPw6DZ7/VD1B93AlvLXn4f/vCH6zJYfh57/PF00/duTa94x41p9muuSAuOvmbMmGlDmdv7TV9I13z9N/USrfJz7733Jvvaqad8rsjXKil9vHZE/mNJx0tiKjoRQpr+8VREvncvZA2gHZGuEBHpFBEdCSHdCCKdLJGJIlYSJVCvLL/88otmhPzud79Lr3vd6+pC4znNjIwKQkRUqFpRFtRWRAW/JKpITcRBZ25GCKdZR9+JEIJI9GhFJHi0ohQ6OiESPkoIId5EYWNNsweIP94qMpUQglLomIpSqJgOmkIIA4tTpfwabY5mhGSWZjFE3shT+0lwmr2NolchBJGR1iuR4dgt+V7KKWfK6MHNN9+8mBAi3M1rSkO4W0pDfZg0HY78f3EihFx99dX1SLM3WT1ZhJAcB8hXeapvIc5qf72NwjH5GF3fKZGTPJOIT54RQrD05q4n+4wQG2vawPHd73730ISQZp5PN7m9MSNEnnrr0ZNhRkgOf0Yc5as+1IxZQsg555wzECGk2e4Og5xHgyb3S4Og7IO7gV3nlcY21X7ooSWXHzzy6GPpgs/9NO1y2ufS+kdclTaunNMxY6YLZW6HUz+bPnjNT9LDjzw2WSqf+Ciz3tapf+AHR35WSenjtSLyGUu6EkECvzai6R9PReR790JTB2hFpCuURPpERNY3pl0IQRS5iCihukW4OLRHHnlkPQXd7JCccWVmIioQi2FmSOWIRwWsJCqwEVHhj4gqU0ZF4Djvtttu6YQTTqhfE7z55pvVYY3OL4lEj1ZEokcrSqFjKkrRI0IYGC5mR3Ao99lnn9qRdqwperSiFDs6oRQrpgPPJQTsvffetbN8/PHH1xsyiUMpgmRmVgwhWvS2VCZPjTVa540bBx10UG2oORYZTp0QGWv9UBqRneJa8ctlz2/KLMf51KpN2nuvvepziCTyUN6Ld2QQ90ppuA8DzxGPnPbiQAjxmkqvmLNZ6i677LLo/Mh5WVqQh/IL4ik+8tSsEG+P2W+//erzBh3PyImeTsTHt/7UTDz1lYA5CmEbJDk+2l711AwuAwvEkX7jmvNyJsl1MKPuvuY1r6kHFbwG2uCR36Pryt9GjWa8muR2kI1E4LI8UZ66Rn0uz5+K3LYOk9yHDBrt8yAp+95uYStqM73J5/HHlxxxf/DhR9NbPvHdtNmx16X5R16dNn5t5aCOGTNNKHObVmVPGVQWy48ya7Byp512qn3OyMdqEvl3rYh8xpJOhZBBL4kp/e1+iDSAkkhPiGjqEu3I+kYWQj75yU9O5ujE50khhAhPDv/KK69cf6+00ko1+fd8zLmuiQpFSadCyKA3To0qFBwTJgVTuvlbXPxdFlx4ZnmPUuxoRyl2tCMSO9pBzCmFjybOEQZxzvFo/t3E813TFEGyM9otpUgxbDwzx1c8hDvHPadVRpo5/wkxJBY6piIWN7pjo426nxmSBQBxyPmT0yDHKaeLuLkmMqZKIoOtHyKDcipcx9A+5JBD6iVOptrvuuuuT9yv+p5fxYkzSbz0eu83vumN6RWveEUdh8g47oXIkB804sBx9NpuI8rix3EkVn78go/XQjRhJJ/fdF6WFqSlb86ipRLitP/++9ejysqpspnTvLx2EESO9XQhz3KZbtavXB/z//3tvJkObytyPNoh/3yLTy6v/m4eyzgWPacVZZ5ON8Kb45DLaY5jPqdZfv1O5Nb2+lbOtdmuz+eMEjkuTYRV2PUh+pgcB31M7mccz/nZCdJo2AjPMMh1dVCo8/3AXrOn3R//+MdJF2TxD+fziHO+Vi9R2PCoq9NGrx0zZvpQ5tZ7zZXpmPO+nh54aEkhxMeKAyIr/7L0RUqyT9cJ2U9sBT+zYyEk8GcjIr8xoulv90vT929FpCeU8OUjfSIiawArrrhiWnbZZdP73ve+ekb6b3/72/Sb3/xmSSEE0Y1KOhFDoghGRInVCcKhMMpQnd6EYzgxejcxar24I6Yh5kzmAtAsEBGdCiGICm5EVAFKosokvsKjMxeP3Hn6zh1200hwTJqU92sKHVPRFDqmonTaOyESQzxXOvlbHBiUpqFxtDghHCzf+W84T7qIb0Q2gjolO+PDRlylgfwURw5mxkhdEzOc/C6urmXQoVcxBJHA0R2dzQoRRvngfPkmLtYJg7JuGYXvjNkE8rVbw6s02vpBOndKfrbdxC+//PK6o7T0h+Psd2ngWzqIs6n3377l2+nnv/h5Ov/88+v453s1jeNeaRrxg0T41Ecjyuedd149RdRsAXXTMd/bbLtNXZaFo9keLW3IL3G2R4YN0ixvuvDCC+tZTEcccUQ9K0RZVqaRz4/uNUiajvagEX5l2bdySsgzjZ3R53uPPfZYDEtl1FX5Hd1vJpFW2hAz63JbMxXaJW1tq2Pyu9WzRgn5B3ljNqWZLmZEaIf0HfM2mFe3RfK6eY247LX3XunoY46uhb9jjjmmFjv1O81zZ5IctxLtTQ7jXnvtlQ499NA67hAPsyzNbtJGK7vOV2+jezXJbeqwyO3+MNAmDRLp2w/KH7vOQMB999036VYu/rnz3ofTfm+7Ma1+0KVp/muvSvPGjJlGlLk1X/3pdOC7vpjuvv/hyVK5+IeIZwCL/xn5a02yT9eO0kdsReR3hlR+YuTPRpSCRytK37sfIg2gJNITmnQqgpTaRhZCzj777PT73/++fh3yT3/60+EKIYgiGRElWCuc794Kh87b9HqdvfXa3iwSwWDngBxwwAG1E+4+UcEo6VQMKQttO6LKEJErEhVQp2301Qil6bumtopPEyOXZ555Zo39Jhiv4pDv1aQpeLQjEj1aUQodnZDFEN/g3DM6GTKmntsLJcep5KyzzqrX/jJwGBXuU4ogiMSOqWgKFoPG/YWVocVZPvnkk+tZBOKjgkbY9V4ZNpriWvfpVwhBLHB0Q3sxJDuJnH0GkLKrrOY4lchP4oApzcpBvk9kWLWiNOB6JTIuI8SRAS7c//M//1M3rPbJ4IQJe76Xv5VTZdvePl4faLNjcc3PbBrJ/VIa9f0ibTm92p5vfOMbtZpuY9R8zHd+btN5WRqRF+JhP4Vf/vKXdYf585//PP3kJz+pN0olilgew8EkGGSRUjr4nok0aDrn3eJ6QpY+Q3uqL9UeGTkB4atk4cKF9XkEkXyP8r4zQY4LwUr/IYz9oC/VbhEA3VcZz2k+iuT6b3YasVKbpJ4qq2wISxOIAbnMOte3vuijH/to+s53v1OXc3tr2MtB+0RUmul4q1OtUF+JWESPj3zkI/W+YsIv7j/84Q/rpRj29PnCF75Ql1t9kfPVV/Eq75fTcJhI82GR+5N+kT6DwgClPtBsyAceeGDSrVz886Pf3Jt2fcPn00sPuDTNP6pyTseMmWZWP/DStM+bv5B+fVss1ln+q53J/lzpW2Wavlwr8j06IfI7l6BDESQSO1pR+t+9Uvr8rSg1hIhehZCO9wjJRDctmalZIZ5NHCBqXHLJxXUH5w0qdnzX+UXkzpCjpRMSNpkcFZIm3cwKGfQSmXy+DokTbBNNbyqwoVuruOaO36t1iSbi6V5lJY1Ej3ZEwkdEJHa0IwshriUQELXsMdBJnmank+Fj9CvfaxBiSCleDAr3Fh7GFoGumadRHDPy1HnWO0s39xnErBDEAkd3ZMGiSTZ8jMJxHK2t7CRPOZ02aXz5y19eX09oiAyrdpQGXa9ERmaJ8HEqzAb5wx/+UM8GsaeCdkb4m+dKE+cSgtRR5dffOdxNQ3lQlEZ+rwgfIYSQJS9/+atfpo989CO18ykNxG+q50UOziiS42Ek2RtTzAhRPn/0ox/VTqL6qM5yuLyFgxBvloi8lR6ubaZH9IzppikWNHFMGPWn2lIi11T1FOqpfWE4lVkgiO4/neS4EFGJkcIoLv0gHeS1N10QBNSDZrqOGvIBBFdvciLkCb+34hDxvvyVL9dl2mugpZN2Tv55s4ryrU3KI2VsJq+gVQ+c577RM4eJ/GyHema2DgfbG9eyXZDDD3UW/nZcWpjdpcy4vnm/nH7DwvOGSbP/6ofcJw0C/SBbRX6yex588MFJF+SJj/0Xvvr9P6RtTvxMWvVVk0LIkWPGTB/K3GoHXJp2fP1n0zd/csdkyVz8Q8QzSMuO5x+WvlXpx7Wj6Re2I/I3Q54CQkivIgiyEMIfaX6GLoQgimxElHgl+X5GW+1k//Of/6zu6Kfi17/+dT2CadRWZ+E+7hcVkiXo8JW6nQohiCpFifBxnjm/OngjyFHcmjhHXHX2NlOVR+5VVlZEgkcrSsGjFaXQ0QmuI2IQM4ggDJhf/OIXUyK+pjcxeKcSQtAUOjqhFDEGgTByGjWkRJAoXiU5XxmpRiilmfBlIWRCDOl981RE4ka3NDdQzcvTjJZzFBmhUdxKcp5edtll9asd8/0i42oqIuOuH0qDE373LMsHvI7SukNqs3jnMDTPlyaM4fxqx1tvvbV2sHKYS6N5kDSN/V4QFw6TGUxmsmhnOEnHHntsfTyLIZno+aWTM+oYNTbjwei6mQE22SKKcBSVVd+cTG+RIQrIS+njGmkgzUY57jlvtZ9meeg3zHzJRHU0o+wqw1kIcZ9SmJhucpwsZ2EfWNYUhb0bcr/LeFqahBBlljirjGp/5ad4WJJHEPCWHDNmxMmeP861XprIxd5w3N+u8cpIdWG6ynIul1MhPPoHS2C0ReIKfSWxw4wY5YAgRLT0uzwVJ+cb2VVuht32otk2DhrtzCDJ/dEgyH04m8XM0I997GPp4YeXXHbw0MOPpiu//Ku0xfHXpdUO/HQ9Or9B5ZyOGTNdTMwI+XTa6qTr0jU3/yY9/OiSG/p6c4wZ6ewdQkHpV5V+XCsiv7AVkb+5BOPZIIsR6RpdzwhBdPOS6Z4VIlwcc8a3V1ISN4xgcbaMcHAwTO0t8So1nSWDT2F1LxkdFZQl6FAIwSBnhUhbnZxOXOdNINB5G5FlbItriY5d2pgWbHTSzJmyojYpBY92lKJHO0qxox3iypkXdgaYPDXiTBTh+Nt40uyWEkKPY9br6WjbiSCZptDRCZGY0Q/ShgFnRC7n6U033VSPxhFH5KupyOJVIs6mNOdwNYWQQYghiASObshiiFkqyq46x6CWp2a0EDgsrTCCLq4RjjHijfJFhlW3RIZerzSNT/hNfHepDDyvoySEcJgIIX73/Ob5WSxQ1jmRZpBwnvO5kQE9SEpHohvyPbShHCNOBceZAKCeqocEADMjSoha0oTDHDk+o4r8VZblj9Fzywr0JRxIAqy6a3ZIdprNHiAS2VvE7ENtlD0Lct5Hz5hJcpmw7MMyiOwI+1v4ifCWAEU4phwrD1mEiGgKFVMRXd8t4qOcaS8tt8tLR3uF0WtGprbMfeVl9NxRIddTeUoIyMJAft0+gUCZJWSavWYmkDJ9/fXX17+xN9gP0KYRpt3HsszcDkTPHQS5rekUeUF0lz/iSeAhePj/YYcdVsdNuC0LItipt5bHEEIImAsXLqztJPfI6TYMhHNYNPunQdDsO/tFu5lhnxHclK9HH11yI8p77n+kfm3ppsdem9Z69WX1CP0GR4wZM30oc2scdFna9Lhr00c+89N07wOPTJbOJz6PPPJIPSCi3eC3Nv2p0odrR+kTRnSzQep4NsgTlFpGZmhCCKIAN4kiHBElYInNUXVa1i9zrHTwDDajGgqMcOc3xkQ47lk5o6OCsgRdvEp3UEKIc4TP5pE6do4k45Rxp4NxXDzapa/0IGA0K2pJKXa0oxQ72hEJHq0QTh0wo9NyAcaMKdqcKg6+cDqnJKel4+4TCR8lpdAxFaWQ0Q/ul2e+fP7zn6831WSUEfCUX+dIu3ZpzZgoBZAmM71MJr9NRlw4NqbBEioJPjqP/BpDx8WlFY5zHEvDqhdKQ68fIiNUe7T1VlvVIo88VV/tKSBPm+VOvHxzjJVv7ZdRWnswZGMxMqIHSeRMdEq+nrBhzwEiSJ5yTsC0nMmeGo6VEDUJYOKeHZ6mAzTqCK+8VsfyrC7ijvJNCCIe6IvyiDOH0t/q9wUXfLyehk9EUWZGKe7Co57mGWrqKeeX029WheO5bEaoX86J7p1pCh1TEV3fLdIXrTagJrASNDzPdyfk+5bPGkVyXSdSETq0McRoZVC+WubCECQcmN2k/4E+SZllW2mn9CWW7RFNHHM/aTZVfvdDzrtOEMc6LFtsnt7//vfXgo3BMXulyWft7kR/+MTrypUJ6WAGl3Qh8CjnzsvpNgyEc1g0+6dBUPaf/dBsK7Sblrsqk4899tikC/LE5857HkrvuOgHaaOjr02zDr4idFTHjBkm8yrWOvjytOFrr0nv/NT3011VmSw/yi5B2aAkx7zpT0W+XCuy/9IO/mTkZ4aMhZBFNHWMJkMVQjqZFYIo4iVRIjax6ysjlPNg/S5nws7mz3nOc+pwTHWfKLOjwhIRFr6CQS2P4eh7pin3DFTTkMVZxyceU12PZgVtRSl2TEXknLeiFDxaoQKLF6PLqNX3f/D9elaEsuWZOtBWcC6zs9kJDLxeYET1i+cLrwaUg2Q2gGmiDDHplR3lds9sih6tmGkxRP0UVg4Eo9TsHsa0WQPKnLg5Zyoiw6pXIoOvV5pGKISVYU6QNSOAI2xWgA1wzWwxU4ITbDNCs9MY7QQ/U+6t2be2PRuL7hcZ0sOgdCymQtw5QpwmwgfRJy+fEBdird98l9x55511mbdvAYfH80snaBQRb3kib+Sz37TJ8pIorc26+uqrayFEWiDvQ8DRzEsV/a0uKIujFHdxk6eEO2VR2BcuXFiHUztSloGI6L6jgLA1y3uGEKLNNchgiW0nOJ+wGT1n1Mjx9OYXsz+UxQ984AP1sdwHEUP0tURqAxDEAW0WYcRrsHPbZuaPcsEGOfXUU4cmhJRlqhPEUVi8qerDH/lwuuP2O2oH5eCDD66Paa+a5ztXPWYvEq0JJ9ok5WBYQkhOx2HR7Jf6pdlfDoLcp2XYa/pCaR4JIbf98cF02se+neYfdXWadcgVaf3KKR0zZrqZdcjlaf0jr0qnfOhb6Q93Lbmpr71stIkGhHoVQpp+YDs6FUIM1pf+akTk/7ai9J17penftyPSDJpI6xkRQhA9JCIKeEkU+ZIoIZusvPLKdYNq+jwHi4HJac6zPUpRJrp/meFRgYmICmBEc7ZCO6IK0kT4GQmmrJqybMSVEy3MxIPonk3co1lJW1GKHe0oxY52RKJHhLAatWG4aWBswmgKq3sI31T36lYMQVNw6IRSkOgVcTEqZXoop9GIVH6TEaYKp3tE4kfJTIsh668/tzYELXVhRHMG88wH8ZgI38SrriM4nc6NDKxeiYy/Xmkao+7tOxvY2SE2uqo8q7+cZQZgnvHkuNF3y2iIJDmMzfuWRvWwaDoL7RBvjpAleOLJaTL7hbMF+dwKI7U6HwKCe3lu6QyNIsIpzhzhfSrDx6i4cmxUk+iVZ8QQ+uStdLDXgrjKc4KR89R1S6BymkfPmgmUM9/y1LJL9fTiiy+u46sOdlIOy3uOKsIqPpZIWO5CmGougWlFXhojjbTdox7nnC9ZCFEuxUM5zv2IJVvsJ3U4x09dNlOCbZXbXsufiCV+J4oQt3OZ6ZeyfekFYYGlpeqYcGbBJpffjPiIFwHTDBcipTpqyZs0abbtOQ37ofnsYZDDOwhy/zMIpHEEu90yJeUsEkJurZzOExbeXC9PWOfQy9Pcw68cM2baUfbWq76POvdr6Xd33j9ZOhf/aDvNCOX7Zj+q9N/aUfpqEfzIyL+MeCoIIaXm0IpSw2hCCHnBC14ws0IIogQoiRIzQ+iQSaZY68yMNmaBwHHPaJ5fZm4rokITERXCVkSFOyKqKJAWHEadvNkv1rSais1RzNflStgvkejRiix0dEJTsGiFe/rmaFj+w6AhFHiDDDHAfYgdrSjFg07JRmGnlKJGL4gLw8NIstlMP/if/6kdK0srcpjKayKhoxP6EUMicaMb7Ffi2+saiT3yNL9NhREnbJGx1IrI4OqF0gAcBE2j1EireHKMOchEDxBFfOffzCCwpMLafAZ7vk9EZGQPmsjJaIUR8rzm3gyPTrBen+BjNL55r8hBGhWEz2ixvRLUUW0TQYew0cxL9ZjYpZ2WJvZCMTVfn0SkN+uLIGLJQc7P6HkzQc4HyxAZBwR3wpWlMhxE4Y2uWxoRF22ADdMJkfJRnxry3e/V+ZrfXgbL2cwKcY/o/qNCrtPaFm0MwdWeNQx3x5Vp5VkaKJdmg/g/UQTEj5zvyrS2zGwR4skgZoTkMjcIxFP7aQ8t5VY7a2kXh1ubmts238Lt9dCW76m78ldZGOQeIZ4xTHI/M0ia/WM/RP12EzaewQJlzqh6+eF0vvZ9X6udUaPycw67csyYaUfZW/fQK9KhZ34l/fb2WAjRL7Bn+L6l3zYVpf8X0ZUIEvipEZHf24qmD90PpW8fUWoErSg1h1ZEOkampRBihkV0QUn0wJJyNkZElBAlUYI28SwOIsOSgcIYNbKqkc3TXe1O3cS+DL412GZTuE8z46OC04pO9wuJCngrogrjOUQCziQjnOijszd6QwhicOvYSxjg0kDn7j6R8FHSFDo6oSl2TEVT9GiFMOgsjVxpZBgqRlatabbBFkPddxPCCRgyykMvokgpdkxFU6DoBWH0ba0ssYfjwfj0xgbGm3gxWEuc7xhHMt8rEj9K+tlAtRQ3usXzN910s3pvCAq6PFWOzRIxM0CcTJUtkQ7KNsOvaUiVhle/REZhrwgrg9yIqRk+BEsb4lqbz+A2PV0a2FzT746LZzRyGREZ3cOidDZKmuf5jsLbinb3j5ymmUJYhUl7ZJQ5t0mWAdloUZ/DOVy48AO1E6bc6l/kp7IqT5Ux9VV7LK99j1o8kcNkiZa4iqdy6y05Xn2tPOtbSxzTNuUlI6MYtybyVJ4QNLxNJr8NphVmmxIRCAbye2kRQuSDeqZvZBeJp/JLkLbBr37VLA/x800Y8MarvM+N2V5mPhE+iAquJ6gQBN3fvctnToUwDQvtL/uOqCFOhBvCj5kfnBWirf7GMkV5aIaM/FV/LQNSlh13nrLOtsrtmu9OyW3csCj7nH7IfeCgaPbTrWDnGdxS5iIh5DeV03noWV9Ns1/DGb0idFLHjBk2yh4OeNeX0q9vu2+ydC7+0VZqM/jGpd/Wisjva0WnQkjkn7ai6e+2ovS1+yXy70sinaCk1BpaUeoWJcsvv/xoCCGIEiMiSljPUFAYnqbw5jX5vnXWOkC/+27C+dDBc8KMRguH+5UFISpAJZ0KIZ0ukUFUcYSPM8mRNBKpk2ek+psxk+NVIp4yWscuTu5VCh+tiESPiEjwaEUpepR4LpGBs2BTRSNyjE/Oo1k/4pPj1UQaEBPsPcHhmK49Q7IQ0QviyyiwfwQBhKEtT2+pnGVxEU/xKrniiivq/CYMiadwNAWPVszUa3U9Vzxf9apX1mWRGKD8MrQZoOKT87CMJ6PctHViCIcSTYMqMsR6JTISe4Wxmpf2mBHACLde3b4gHAt5Z2aEcm60PZ/brRFdGuDDInI6MvJBOyrellFw8omVreBcEKk7dYpKR2q6ES/hUB/vvvvuWoRWfgkENn81au6tHHvttWd9vrRQTqVb8z7yy+/qojRrHhsFclrrT70JiJOoPYJlFZYOqJOc6BL97cKFCxcJemXcRw1xFUb5ZumlmRAR9ks56+yz6in8eeaPV7By4paGeCLnq+UsHE9LnvJeNXnfGn0s0cDyPQNKWfTR/1ompe/VbhPr2VTqsfvme09FPneYyAv1SttqJp78QtN2UH71LUQd8ZSfzpEu+lzHM2Z2GWAjaOsf3H8qyvZ5GDT7mX4p+8B+yf3yVLB91CH2aysh5JD3fDWte+iVae2Dr6gFkTFjppu1D7mi3jD15W/7YvrlH2IhRFtJNOU/l35bK0qfrxUzORuk6Wv3S+TTl5TaQCsivSEi0i6aPGmEEHuBcAI5kjq02267re7YGar+9vrKiLvuuqs2aL1mlzEjrO5XFoSoEJV0KoQgKugRUcWR7sLKOP3jH/9Yj2IwYCwzMKIVIa42JmS8WOsrnu5VCh6tiESPiEjwaEVT9IhQ8TkLRiAprfJRXMXBJrH+3yqu99xzT+2s2MDQvUZdCJHG8pSToTyKZy6/Nk8V1whxtbmb2UDSVDhK0SOCIDETS2Tmzl2vNhLf+MYzamNaHHJcxaNVXOWrPDVzhOKuXBALmgZVZIz1SmQo9gqD1T3ls7IlrPKaSOf3XN4cJ2ZBHuVrO6U0xIdF5HhAGAg9loEojzZitPxD2+o7wsi0WTAEEfdod39EjtV0Io7CYaaWqdwcYcvZLH0SB3mrrclLvMqyIH7RfUeNHE4DBGaDqIPqKfQz2l91NUI9lTaWuynn0qy8/ygyVfneeMHG9SxDM2TM4CIOEALyG6+WlrzV5hCTDRQQrswmZUsQADj8RAD5J37ymyCSxR95D/0S8YC9JW26iXuZrsNAmdOGaoPYSPoXcWEn5X4moyyzKXL5dk5Zvh988ME6beS/ep3LSjuEYdiU7Us/5L5vUEinTmCftZsRYhmCGSGEkDVffUVap/oeM2a6IYSs8erL015vvDH97PexEKKdMcg1DCEk8iNDKj808k8jSj+3FaW/3Q+RT18S6QMlfNhIb4godYuStkLIdIshUYJERIkrHBxBozpex2n0uKnot0Knb0SAOMCxyvePCkNUkEo6nhXSx1tkpJUOxEidzrk5Gic+rTCKx3DT6Yije5WCRzsi4aMVTcFjKpriRxPhY8xwrDhMRhqjeJWIp3ON4nE23Ws6lsegKW50gzAybLw5xKibOHSCcm5Uy8wCDrR7ZbGjE/oRQxCJHe3YYIP1q3guqPNUo2O0Tv2bCvGULu9973trcYsQgtKoigyyXomMxV4QToax5WmmkZt2bSNCzrQ3reT4cBKMwNs7wyir/5eG71SUxviwyY6Hv4XX3hdGXPOrYjkY/jZS4tv/wcnyG6dKXWU8ZAcm33MqsmM1neRnm05P/LDMIP+eX8tKDIpwLL9yddTJ6Suelkioe+ogiJHtsPnvRz/ykVogIITMVF51S87bVijj2gV5qP4SAsySqPdymhQ1o/uOImwd3/LIJqJmwhBGzFKztEkb9cEPfrAWMf3OPrKpL3vDzD113NuwLIHKdbZ8RpMyLYeNvNKmmvmi7CqXufz2grfO2BelkxkhzfZ4WET9TD/kPm8QlH3yVLB9LEMiuLUSQg47eyyEjJlZaiHkoMvTbqffmH7yu3snS+fiHwKxPrNTISTy9yI6fl1uhyJI5N+2oulnD4LSn48otYGSTkWQUquIkFcjJYQgSpSIKHFlGsdaR8gw0WlNhfPAgZyqgJSFKaKbWSGdiiFl5TFTIsezNLZNrW8HY11c3ScSO9oRCR7taIodU5HFjyZ+59wzaMQt7/OS8f9WWJcvfQgaRJBehBBEYkc7srDRLa4lSnCWOMbdkOPqPpHYMRWluNEtkeDRinw+49j6bfubNJdKtMO5llsw3CKDKhMZZ71SGozdku/D4TADwn4geYNUcCyMnCtryjih0uwnIqcZBjkMkTHcjshAHxb5efJH+I2KiKP9Byzz4jD6P6fRSLPfTFEXf4KIZW8EhXwvZbkbSqdrOhBW/YZwE/XsB8LpMlsgwiajRC8Gv+tnKtzdYu8Ldc9yLnv3dAIxzzU2eo7uOarIk1ymW5Hrsw1HibhEPWVeOml7ovuOImwftoAyLOyZbA/5W1+E/Lv2mkirvTKYoi2WJtH9M816Ot1oS4SRWNMsv/5vf7W8x5ZjnWAWjfi2al/9PmzK/mUQ5DI9CMq+uBPYetrFlpul3vFAOvKcr6d1X3NlPSIfOaljxgwbQsjqB12edj39hmkXQiL/MWSEhZDSh29FpAuUTLsQkolu0CQKRMkgxZAooRGd247y+qggNIkK1RKsvlpcSAM63S8kqkStro3OzeTjkdDRCZHg0YpS7JiKUgjJROciLyOYiiyE9CqGoBQ8pqIUOjolulenuD4SOjphumeGPHHtxH4YGaJXJ0QGVZPISOuVyHjshBwOzrKRVY5/3vsF1uUbabR5nzLG4bBpoXNMRTe7It8jMoqnIjLWh4HwcXrMkBAfzqHp9jYU9ZslauJqxpo1+8cee2w9G48YQhyxjCY7LqUz0wulMzZoPIMj6TWkRpoJOwQuWOcOf1tukH/Lx40qu4fyUd53FOk1XXu5ZqZpxrUVyqhZLuqmmS9mNCnLREx1NbrvqJDjYBDBnkRmeRDwxCXj//k3m6Kqv/5W1s0WIYYQUNwn1//oGTNNDltuC9W33Jbn30o6OSfftyQ6d9AI16AR30GR+95uYaPZV8ESvEgI+f2dD6Sjz7u5FkJWO+iy2iEdM2a6WfPVl6fVD7ws7fGmG1oujTEL1ow6WzWUvldJ6bdFdDwTpGKUX5WLyP8uifSAkkGLIFhqhRCUiSyTOVNGySn+Rig7wbk68TWrQudeUYHIlIWqJR2KIZ0KIcgViOpHIGCUGKnIIx2ZciSjifjqAPP9IrFjKiLRoxWRgNGKSADRScobeWRU3f4QGZvxtULHyuAjDjTFkFLg6JRIeJiKpsAxFZ6h7BpJNTrSDdLCyJ17uFckdHTCdIghzttoow0rp3/reuT4kEMOrjqOgxq8ul4mEWE0UvlleE63GJIpDcl2yE8GrE2NzY4wU8I6aPtK2KzPb4QDwoB8Y8CbOZDf0EFIyHEpjeJuKQ33QSJ8hAF7+ZjebEaLZT+cQ06TKfaEEMvb8uwl+Wk2jDTxxga/5/s1HZp+aDpogyKHz6g4ESTvo8AAEhf/F9fyN8uCzIrxBgv3UT7Ke48SOf2MqGt3LeniPHcCh9k18r95r1EllxdlMM8SiJhorw6pl41YgknII1oSL4mY2ofo/qNCrl/aWAafumpPKqLrVGi3tFnaYGklrs18zWk40+Q4ZrR9wqot1k4pz/JS++Nbu5Xba31K7gejtr5sR5vt6zApw9Ev4jZocj/VC+wz7YVy9thjj026IE98br3rgXTs+d+YEEIqRzRyUseMGTZmIxHi9nrzjennt8ZCiH6eTc5nzv5aROnbtaJTIaRTEQSRX9uKpo/dD6Xv3opIDyiZUSEE0Y2aRIEp6VQMQZRQJTmh3ZvjrKNmcFvX2dwLpBUMGnsQmLasI/Rc94sKRSYqXBFRgY3odlaIMOp8OBjlHiGtyHtncMIYQuLoXpHQMRWR4NGOptgxFU0hRPgYJr3uEWIjNwaqe426GCLujJ5e9ghRju0RIp7C6X5NgaMbhv02GXuELFiwce0waXSU3zJO5f4gmbxHiL02Op0ZgtJo65fIuIxgUHMSLrroonrKZH71KJGO4GHWhN/kHUPdNTpRDrbN+pSFHMfSOO6FphE/SISPQ2Fmh1kQhBybbCr/4mQWBBHAEgLLfaSL8CxcuLA2HNRVeztxZPxeOjeDIjtt/SA+4ixv8swezqQZPxxizqU3lZkFYxPV/LYrooi6SiQQFvGM7j8qiKPvaI+Qqaj3CKmu4dyYPZHvNaoIn/ywhElbqo9svlku43ftk/z2VhUznwgE9qLKDnV0/1FBPEHE0+7YKN4muNqaJnkDUW2W+knYM/NFvLVVxM1h1tNuyfGK0DYpg9pVwrI6qm5qY/1tiZN7aGeli3rNFszCrHiW98y/TwfK1CCJ+rN+yf1sr7DNDObYeyYUQv74YDp+4TfSOoSQAy6r3xwzZsx0s3othFye9n3LTekXLd4ao60clBDCL4z8xYhRng0S+e0RTd+/FYMSQUptY9qFEEQRjIgSqyQntqlInEDOrxG4e++9d4m3iWR0/jp55xmx8/fCyijXYUpo94sKRiYqYBEdb5zapRAirYWV0/HAAw8seqtGM375bzukG51k0Iir6fmcFPF0r0jomIpI7GhHKXa0oymESBcGCueRI+VtBOIWwXjLmzCKK8ONeGJdr/uOuhAiXRmrjE15+gdxyjR2rxfXnKfi6lvjyxiX1sLpfpHI0QnDfpvMxFtjNqlHVTmI3pDTjF8TxnjOU4i3jWHNbFIu8ijfVETGWz9EBmaE8Nmvhjjn7T72CNl88y3q9GWAc0aMgnEu/CasZj453xueOJM5DpGR3C2RQT8IhI8jqO21DMRab/tliL/jHBBvCDL7Jb/mWVnjdBhR97tp+Mq/dCsdnUHRdAp7RTraL4G4pXwSs9Q9+UawJezZEyVv1EwMuPTSS+p4cr7MrBAW94nuPyrk8OkriDuc5uwoR+T+NDvNnBqij35qaYirMswxvu+++xa1PRHaIPHTl8rnhZXdkGeUKuvlvUeJXA/MevGmJvHVJmlnmpihRdgjPpvdpT9Vr81m2mvPzt7uNJ3kdqhEvsLgmNksxCt5p6z6Zj/lZXnaI7PYHNMuWxKk7Grv29172JR9Sr+UfdkgyH1Ur+gP9OkE1EgIue2PD6ZTP/LtekbIqq8aCyFjZobVDry83iPkle/4UvrVbbEQoo0xI52/nP21iNK3i+hYCLEvyFgIWYxSmygptY0shHjRSvOz1Akhns8RnJgR8om6E+c0ZfIMEH8btTKSw2gjDHgVno6Pk5zvGRWMJlEhiwgLbkGnQkhGGHUgCysjzGhqjluJuDJIiQhGLk3lzRsTioMKWYocndIUOqaiFDumIgshwsdAMVpMqeNIRLNdxFWeWqvP4ZCnHBTONqPFvZpCSD+CSCR2TEUpekSIN8OHMWYTvnKGS0Z8OY7yUp5qeMXfLB/xbD5P2vVKFjZ6JRJB0JwRwhCPZoRAvOU3pzqPvKuznGrTmwkhebZEp0RGXK9ERmYT5wif2SvKJkeS4y9tHSN+5Gnn/pZfhAOjCeo0wctbGpwr7KWB3A+lUd8vwsfR4jRzIuSVN2l4lrTwVgrx1A5xtIz+aae10YQusw2kgXs4v3R0Bk3TOewG14qvJYlGlYlbZgoQu+QTY16c1E1v4cizfE444fi6Hc7p4l5+L+8/SuR0soRAnrWaESK+6ikBV/7qUy35stlvFgj6SfPpIJdT4oByyiHzVpQI6ZD73LPOOqvOc3k/6nEsMasjb4Za4phlTYQ9NoRySwx7y1vfkjbfYnrqaCeU7VATeapdsvyF7TAxs+WnddnUj6ij4qSeSg9CtBlBjpnRpa2WFlnMbd532EjfYaCcDorcpw6C2bPXTS972b613RMJIXfe81B624XfS3Nec1V68f6fTmu9+ooxY6adlx5wWVrjoCvqVzn/9o77J0vn4h/tizaHv9wUPpqU/lwrOhVCIr8zovRhpyL71v3S9NfbEWkAJcMUQpZZZpnabrn//vvrAVqEQgiimzaJAhURRTIiSrCSZqJz0jlcnK2NN+b8TJA7A86Jt6cweoxIM950lPaTEL+oQEREBS0iKritiCpDhAoinjqR0sDJMBTENzscHGajspwVDn2+R79EwkdEKXa0IwshGc6j0Zm8e32JY5wTRo1RHkKIESBGqoYnEkEypdDRCaXQ0QlZnGiFc3I8GaHbN+D4Z8RXnjJQGXNG7Iw+M9KELbp3Fje6JRI4uqEUQZow+NRD+WYacolj9kvJ+04QuDheRDFh61YEyURGXb/ktqWEcS2/OM1GmU2tt8eJuOcZIfC3MmpWhVdVEn+MrltakcPdNJQHSdPI7xVx9W0khFBHIJBXHGHPMAKtvFoeYhRdnPObY/zmGHFEm+X8prMzHUTtZ4RzxdMsM+2LWTuEZQ6TcmDZj7iYLUDQzGXA3hLSRRkwS00ddyx6xqih/IqvuKmPJfbjIqybAUTsUW4NLNiI0/XSq7znqJHLgfgQfiwHaoW3pSjPxC/1NV9f3nOUyfHN9Tcil09iiLpsBsVVV1+V9tl3n0XtRr7PdFKGsxW57lmC+J3vfLeyCX5UtzsEDq/9VVbNcmEzqI8ED7O3tNVmWarf+lv3yG3ldCDcg6TsqwZBsz/tF7YAIWTvvfeqBz8effTRSZfyic/d9z+czr3iR2nuYVenlfe7tHZKvUZ3zJjp5CWv/HRa6+Ar0vHv/2a9b035sdEvu0Z/yBfuVQBBx7NBKiK/MyLyY1vR9Kn7IfLXSyK/PyLSESJKTaKk1DSwwgorpGWXXTa95z3vqW1S/jL7dKkVQlxDNWqFZwunTtWIDvWfM2lEUgFwv7JQtCMqcCXdvFK3rBDtyK9Kqu8fIHwq4AEHvKoezSL6WKfPGcvHInGjGyLRox2R8NGKLIS4Lnp2Rjw0HIx2MwaossSQN77xjbXA4B4zLYZEAkWE8LQLq7i4H6PNSKx4MiDMCHGdsJX3LAWObmAINsWNbikFkIwlOGaHtEK4xWX77berjdVvfOOb9WjzmWeeWRu6DNdRF0OknXaGymxUlfC6cOHCesTAm2I4jEagLRdxnjZIPRVPRrrym8McGc2DonQiekEacJxMnycE2CeEc+w34VcvxZ+gJS3yzC2dDcFH/IXF90yTHcYIYSRUakcJPmYGcIz9TrwjjJjNQxAhBHGWbYYrXy2tMPWS45XTa9SRHvI3l5UIcRF3TqfyzJG84IILapGzkzSdKXLYmkTnlUiPXMf9HZ0z6kRxz+T8zu0O8cCSIHlr5qwyLc+ja4eFMHWDvNFHsPGIOF/96ldqcY6ARczSZxo00beIj3MJ8NpqcTU7weCYPrBZ1odJLlODQh4NmtwfDYJsC8yZM7sWW7WNjzzyyKRb+cTn/oceTR//3C/S3COuScu/7OJFezWMGTNdWBKz0n6XplmHXpXe8onvpjvueWiydD7xMZuJwLrHHnvUfmYWQDKl/9aKyC9sRelrtqLps7aj6UsPgtJXjyh9/lY09YN2lJpESaRr5KUxZr8+/PDD9fYEaCmEILp5SRTAJlmYiCJcEiVeRKeJL3wrrLhC2mXXXdJXqg7y97//3aKp3MLmHlEhiYgKXUQtTgQFuSSqGP0gPhyyLBBQuhgz0lXljISFbinFjnZEgkc7shgSHWsiLtJZh/qFL9xQj75a58zwcXwUZoWgFClKomtKxJVRYlaTV3JyKN/0pjfV6Sts0X1LgaMbhrWBanRukw02mFvlz+zaoTIqycE0q4KDSQRhvEYGVqeURl6/lIaoMGpTOMKWM1GaGd9maFkSZIaWGRJmC3AcTcknVjpPPM2SyOFsGszDInIoOkV8hdWsEGIVB8TsHU6XfLJESHklCGiHxJ3R4FzCrDi6T+QEzSSlAymdfC+c3OiV4GMJnt+kASEoLw8xumy/BUspsghkuVM+N99z1InSpYl8k/fEEDNetL2WkFj+RvRxPLrvTJLD3USeNOtzhHNyXXGP6N5LA814N9sAiCPUW7CNLGFT1omz+Q05zTIwLJrh7JQcB0t81NM77ri9roP6Ef2nmaIEzFIIYSvYgF751V4TRvR/ZfoMkpzWg6Yst4Mg95v90XwN/oQdYN8wg1jK2UMPLelgPvLY4+nab/w2bXDkNekFe180FkLGTDvK3HIvuyStd/jV6cPX/TTd98CSgp3ZTPp8/WD2rzJNn2wqIr9wCSp/chhvisk+9CCIfO+Spp/fjjyJoR2lBhER6Rnoao+QTPSAkiigJcMQQnxPlWjC95znPqdumHV4RjAtj9HxOeYeUSFpRVTwSjoVQsxsiCpHRF0Zgmc1sYksB/mUU06p178a7TByJ43cIxI2eqEpdkxFKWJ0gmc0G5YScZF3jABOM8PN9FbOpOuJKZEIkimFjk4pRYpOiISKjHtG4csQdJQR9znppJPqvVCMNHM8pa3ro/uiFDi6Yf78/pfKoCmCTMz+sCToiZkgTyCd5lb5vladpzoYG9nJWw7WIIQQRAbfIGgao4y8vGxLHNRBYgcBCxxno+iO+d3SGPWVoSyM7lUa0MMmcjA6xZRygqR459/kl99NtVduLdGzJIjzIY7OyY5P6QyNEtLGt9Fl+SQvCVnioTya6UPgkZeEErNffGdH0hsp8n0iB3XUEFZ50iwbJconsV0eG1HPG05KI86o49G9ZwpxUjaN+OeleN3A0HUf8VV2y/uPOnn5ZV6WqOw28ZslT/pOtgLRVrtkRoh6K0+1a9Jx0OT2oh9ymRTPD3zgA/Wm8eIgvvqyvIQvCyHO05+a2WVGV+5nhj0jRBgHTe5zBknuK/tlww2fmAXSRH8vPSyDNQobfb75kzvSgmOuS8/bayyEjJl+lLnn731Rmv/aa9P13/h9evSxxydL5hMfIp63Girr/MLSP+mEjpfEdOD7ofRV21EKGf3S9M1bEfn7EZEfX5K1h3ZEega6emtMJnpASRTQkmEIITJUwSud70xeWqAz16kTBxiqdk9n4AiXe5WFpB1RASzpVAiBd0dHlaREXLIznh3zJjpxHZllFDamtAyIw8UYX5qEEM7/hDM+MUJVwiBlBHC0OJCmwRK3TF83e8A9lhYhJMelFQw9ZdcrWM14MbIurmb8iKcwRfeFNOyVft8m04TxY2RIXCaMcyOri7PFFvYn2Ko2yDnON910Y+1M5mVA7iHvS2OrW0qjb1Dk/PK3dCMM2P+DOGdjSUa42VkcZd9mEPjd5puWlCjL0j3fqzSih03TsWhHeZ2wSlflWNibx/yuHDbrgfMca94zcpBGhRw++0lY0kOI1HlyssSP8+TtOZxGSy6JXPKXaEKsNDMm36t0UEcVogHHuRXKqvQw84kDyWkmBp144ol1WyV/o/vOFMqlfZbs42IUulvkOwfam47EW5lfGvIzlzv7vdgY1JKXMm5ede174cKFtShgfyZtlLbXrIpX7P+K+h7yNN9vkDTbgX6QJ/oHM86E3dp97a/yyibQDptNaYaLNsg19trKm3OLu3O1wbn9GjTCOGiU7UGT+8p+kc5NASQzsUx2bt1etBJCfn37/Wmbkz+XnrvnRemlB14+Zsz0ctDl6bl7XZQ2P+H69L1f3D1ZKhf/KLvEf3Y4f69bIYTfF/mDIU8hIWSqiQ2ZSIcoifQM9CSEIHpISRTYkkGJIe6jcNi4zmv7NKpG50r8bpTDWqD8lhFCiGnbjHP3cb+ooLQiKoAhq68WF+qAdjNDPJPzbvM2Yg5HUbxKvK3B5i+cR8a4eDLcjaiLowoaiRq9EAke7cgiRzvcVzyNUDGyCTiEjhKNj6UhpqFnw43gY5q6aa9EkHZLY5qUQkcnZMeuG5oCBTyboSBvlE9xjXCMQ2VEy/4K4qkcKwPSTHjKezdpihu9EAkb3WD0x+bFHMLjjz+hNkQZ5SWWG3Ao5amRdDMnOFjEn513NvqeBZXY6OqWyADsl6aBKm99540l5aE2yFICceRcyV9OSvP8iMioHhalg5ERDukmnGVatmPCGH4Cv+W0ip4TOUszjXAJs7XAZrUQJTn8fhcPooj6aJq91+zKZ/XW+Y67R+SojiIT9fT42knUxpZwLokCCyvH2SwQ/Yx66s1PZhS4xyjFV1i0Y16baqmdsGpDu8WmsMRMwsHSIG4JW67TyqwlamYzEdGj+DVhIxkw0mZZFpPrao7zIMj1fVAIIyGEfcQmkF+EZrMOtL9EHYMIbARv6mJDWJpINJGvBhbUafdotoeDQNgGTbPfGRRl290PE+39kiII9OWzZq1d2bMHp3vvvXfSBVn8c88Dj6TdzrgxPb9yRlc94PIxY6aXAy+vZyPt+PovpN/fGYt1Xr3Ofuef8dOGJYIMY0kMIjGjF5p+eTsiP79kOkQQEEKe//zn1xMGmp+lTgixBISzq0PLb5kwIhfBgeQs6xytyddBGmXOIkjO0KiwtCIqhEswICFE2upQbehF3IjiCPHMo85GJv2m4zfzRXgGKYQgEjzaUQofJdLAaDpBh4AzVZ7mZQa+jeww4LsRQTKl0NEJkdgxFU2BQnowCIlWjM8ojplmniq/ZjNxoMWzvG9EKW50C8OlV6wH3mSTBbWBetNNX5wyT8XPOfL0m9/6ZjrjjNMnjKd53hwzOCEEkTE4CBiByjE8R91tGv/ZQPa383NYIoM3k6+ZTnJ4IfwEStPJ+8HGsWb95L0kWpEdplFhqnCJj5kU+U1XBNl8LHJURw1x820DX05jp/VUu2TfG7MKxD3fZ1SQ/uohAUebYu8WDnGniJuZleKr/WVrEGw5zepl9MyZIJe1Jrke27vHjAh5J05mo0UQBMyasN+LOKqnU5X7bsj3GgbiqQ0lPloeo8/MZVge+vab+LMtfCu7hCGDDJbP5HvkdOuXsg0fFMI4aJr9Yr80RY9WrLXWmlWa71/vzxJ97n/wkXTgu79Sb1i5yqsCR3XMmCGz7D4Xp33f+sV0b7A/iI+3yLHDV1xxxa5EEAxDCIn81FY0hYx+KX3zVkR+fsmMCyGEheiCkuiBTaJAlwxCDBFeTqyRN52adZ6EjhLGC/zNgON4GiHhzApLmalRoWlFVBgjosId0UoMka46eyNw9ofIcWqFDt5bKBYuXFhP0XePQYsgmVLsaEckfjTJQogRHAaZ0Zoofk0YN9YDc7QZW55TCh1TUYocnVIKHZ2QxQnhFF5h7zRPGasqrtdzlvfrhEjk6BT5Mj8QOqYiCyEES2JVuzxluPrmdNjLxwj0DjtsXz3fkoonjCjLbCIDrFciw7AXyvtyhvO+BOohZ7lMU+dFxm4rIoN72HiumS0cDE6Et99YCpHx/07hSJoxQRDRprl306EpaTpS04XnlmngN2GVzzkfchj97ffmzBf/97v7RY7rqCEevs2iVPemqqcgLJi9ZZ205Qc5/cp7zzTyy2wVYogZAuUsl3aYGWMWSH4Lm3hrg/MGotHzhk1O506xD4iRSzPQohmWMKPJLEyzTtX1Qc4EyfVkOtCemrFlZhbxI9uAyqr804/mfgbaL32TcOY62y/SbRgI36Bp9lf903oWSIm9wPbZZ+9apIo+Dz78WDrjgu+mWYdclV74ik/XYsiYMdPFi195WVql4qj3fSM98NCSr3j2IaKy67oVQvg5kf8XMRZBlqTUHCIi7aLJcsstN/NCCDoVQxAlrHsoUDp5nbgp9xzoEtPuX3fqqem4qpM/+OCD6/M5ofm+ZcZGBacVUYEM6XBmSCshRLg4vUcffXRtzJ3xxjNqxLmJ5QWMHaN6RjiMTBIrhKEUMAZFFjm6IRJB4H6ECVOPzQoxBVt8Sxiz4uscryJluHE+3LuXGSGIhI5OyIJEtwgj44HxaZmWEThGd4S4KuOHHnpI3fByoMUzEjumoumId0svb5MhYjCQKOfKpinI8rUkp8Hpbzi9ntnjFdBGXfMzlzSmRksMkScwikqctYmkdec2ffVqVW8tsB+IpT5GzzmcE/HrXgzJREb4oPEc8dN22g+iOb3eN4fZ6yo75a677qqdSg4Xx8X9S2emHaWTNQxy+hKu+iE7raUjO4rkcHqjj3pqWYS6GmGZiTZY+2szXG1SzpvyvqOAcKlreX8TMyS7QX+kb+U0K/8GUyzJVW+j5w0SYR8EyiN7QDpE5BlMlobMrvrDuVXftnEVP21Aea+pKOvsdCJPhIHQqh3WBmtvLCc1G8hggv18vMmLwEUgynnZb5ua241hUPY3g0CcB0fnIgjWXXedtMsuO9dL6sI3xzz6ePrY9T9LC475TFp+30vTSyqndMyY6WKl/T6d1nnN1emtF/6gFuXKjzfGWFmgT+H3djUbpEMhZLwkJqbUHCIi7aJJWyFkusWQKEEiosTNyFgOMMeSc1jid8edJ36mxAhjlLFNmgWnHVGhjIgKekQrMURFE5faoa2cy8ix9X9OvXvk9PV3VitLEWOQZJGjUyIhJCOe2UGM0IlzhMVV2sgv32W+N4WOToiEjqmIRI5OyPknPgy40phsIr5mVuQ89Nx8fS80y0y39Po2Gfm12Wab1gb3lltuMfn9BFtttWVtrOe4MpR8T1wbG1N2pS/LRr9kI7EbpKk4EHAsW8pr1M1S4zhlzPyxR4FZTNanG0knMMhj5T0ygKciMsgHSY6j6fWMVqOpRlbNrjNry282nDICm0WfdnBAzjnnnNrhVu7FoenIdENZT/rFPcXVsklCgM01e8WSRPEkXru3tGw+K3J6RwF1kGNIMGgFcYBTLe/yBsajHCfI22a96ZQsuNoolRCiDg9TCGmWkUGi/EXxEwftuj5FXIlaZsxmscsgg3CV5TeiWTdnkhwn4TZ7Uny0zfZRM/CgLTNQxInR7va7L0iUroMgt72DRvoMklZvh2nHeuvNqdqQreo+0BKD8vP44ynd9N1b6z0anr/XxfUI/Zgx08Wy+16SNjr2M+ljn/15LcqVHxulElm1MZz4pq/Wjk5FEER+ZETkl7ai9HP7IfLHI0p/PmJQs0EivaKEDjBSQkins0KaCVrew/M6CbvzPG/VVeJMLYkKUURUMCO6fYtMtEuwcDULGKJwO7cpgIyyEOLvMpwajDq9JhGXCOd5tvs0RZBMJHa0oylwdEokcrTCMwg0TZFGOHNatMI5rvG8UtTohaaw0S2dvE1mYld4zyL4TEDUYPzMmSPu4iK9l2Tu+t5+tH59n8iAWhxOSiY20rolMhzbwYhmfHOULF2zhw+xgxBiBJIoYkmQJSVGJQkI+RzTtK1P53jnZ0cGcTsiw3yQ5HhyKPIrjcWNGGL53aWXXlpv0GzGknjst99+tZNx0EEH1SKP35p4e4e9QghH0s0zmk5MN0TOWD8Ii7Jt1oPZLnnmC+SXGS1NYasd1r473zIg95a/zWdlx3emkY7N/Ib87qQuOHeU4jIM1DHfhC311RKLhQsX1kKQNCjP75dmGRkW4qTt1J7Lf7PY1E0zfLxZxl5kyrz2ysw1ddU10b2aNOvmdKD8iYc+Tf+qzJblWH3Wh2qnLVM0M9Gbf8Q5i1nu0byuW3JbPGiadW2QiPNgmOh7pV/cP7eGTbDJJhvX4pT2Mvr87Hf3pr3e/MX0zF0/lV5UOadjxkwXz979U2mbUz6fbvzurelxqlzxMbPVYImyzw/LQkc7hvGWGJQ+aTtKf7EfSl+0FaU/X8IvXyqFEESBKIkiUhIlTEROVBkQZTCiQpJxXGKvtPJK6YUveuGie7WivPdURM8sqR37qNAHrLlWZ6+6LQUGqHSeJx4EgywwRNcPkigs7ciOfjl7I4sFTZrHm+e5T45jFg16FUJQCh2dUooeEaUIwUjrlLmV4SC+4iicTWGjF5rh6IUseoRU4WXsNI2lCG+TKfE7IUWaMpbcrzSiIpY00nonMh5bIW8492Y6cJKsOzdTwv85FZb7WM5lar3lP94YYzNKU7Sdy7myXMbIq3SNDOJOiAz0QZDvb88AeybYP4IAQgghiAi/vT/MgrBMjZPBSZSOyhlDQTo1w4rIsemHyDHrFvGVn17ByREUR7N3IL+IWabV2xeDwMVRvLn69neJt27kV+i6tzQon9ckcoqnAzNA8qysbnCdcOd6IA+i+y/tKBPianaEmSDq7xFHHFGnQb9xLsvAsBBO8cjtm/hYImxfF8to1V3ihz01tEl5NpsZMN7I53x1NrrvTCIMZifljZi32367Re0WhFn74xxCNVHSrDTiLQOY4EmwlZe5jWpePxW5LRsGuV4NmlwGBkHUD3dKHuwgllteGX3uvu+R9Ip3fCU9fadPphfuf9mYMdPGf+x4YdrzjTelX992/2RpXPxjZqBZZmxy/l8pekREfl4rSt8xovRBO6H0c3sl++PtiPz4iEgXiIg0hiaRThHRkRDSqSASBaQkikxJlDAl9UyOKvE5CpR8o46582tiXWgrjAQYAeBQKmg5s8oMbhIVpFZEBbWkEyHkpau/tFYOd9xpx/SqV76q3uStU4zE+s5xlV4EglEUQ5zLqWfQMMiMSHmtXTsYLU1e9apX1eu3GZWEhjy7oimGtBJRpqIUOjqhFD4y+Ziw2htB55/x/3Zwsl998KvrEXnTlsVVvrpnKW50i/v0Qy16NJg3uWxm6622qsNr/wDTkNthjXYTaaK+Ml4Zm4wm9ywNqYgJgSU22nohMiQzjjOyTa+2BCJvwsc5Nt2XsJGN9SbyT/tFJCGYuMbMEfvA5GdGhnE3lAb7IHDfLaqwy9d3vvOd9X4hwp/fIJKXypjhQvyRhxwMcc7plePmfk2HZhiU6d4JwkUIsSwgizzELUIIR9GsAHv2EISar33OezQ1yedop/K9y+d1QnaaB417q2PaUMt3LB/oBg6yuHlLB+Er37N8zpMFQqD00q8q19E5rWjm53ShDuR661s47AXiVc/yThtlo+5bbvl2/VYcZVx59609InZ++MMfXrQJ7nTU2W7QlpjhQWQm2Nx4043ptUe/drE2Rpsj34iRhMncVuWNU8X1uuuuq5fLON+1vqfC/YeJcAwaaTE4up8BUqJPZ8PsvfdetfjW6nP0+d9I/73HRWmlV1yWVq4c1DFjpoP/3OWT6dCzv5YeeWzJ2SA+ZvVa3ptnrUfCR0nk77Ui8h9LIj+0FZF/2w9NwaMVkS8fEekCEZHG0CTSKUqyvjEwIQRRYEqiCJUQOqIEyniWwsYp9Bo4I23l2wimQmdp06xPfuqT6fAjDq+dXc+OMrlJVKhaERXWJZhi49SXrPKS2oFfuHBh+tY3vxXGpRWm5vsWV0YOw90bKzxXRZwOMSQSPSKIM0QKeWqExiiq8HeLvRZM2Tc1n4Ekfk0hZBTEEGFwjMPsFYVGlbvhi1+aiKvXGhrV4owKn3tHAke3RCJHp3AcGTVYf4OJGRzy9OKLL67y9OYwPlOh/Bp95VDak6CbmSHEidh4653IsPQc060JeDZCtXTCrAGjjAQraSNtpU8m/+abWGkk1huvjIhdcMEF9WyK/LzIQO6GyIDvB/fMszs4g4wAIyLKo7qbR5I5GAQR9dJ+Kc7RBrmHa/P9SsdmWJQOYjucL47CrL5lIUScvN1AnLw557VHHVWPqBMAtq4cLc6WNAFhLJOd5uhZg6LpcHeK6+QBcVm5y0u3bP7WKeqpNDK7yQwaDnNO7+iZSzvKf66b0q55rJkfo0Au+7ktIOBokwkC2ip5p61Stn/+84m3ACnjxALtttkvBGmiidkg+X6jgvTXjgqjPlG7o34SePzuuHosb2z8K75meIlnFqyhzeLQiDPhWlo126iSnJ7DwHOHQbMfGwz9iyAZ+4Btu+02tejW6nP2ZT9Mqx10ZVp230vTSvtVTipBZMyYIbLiyz+dVqp40ye+N1kKl/wQj7VFfMim2BExjCUxpe/Zjsiv7ZVI8IiI/PiSQS2HQalNtCLrGx0LIYhu1CQKUEkUsZKphBCvJ1KgrGE1WnH33XfXU5O6xZptnabp3YxA95ZpUYZnooLViqjAhrQRQ1704hfVTi4D88EHHwzj0Y68Rt3UVpWVs8UQEj5pOCqzQrIQQsDgOFlzl8PeDXnPAoa8kR33NCtkEDNDSpGjU1oJIQSf+++/P4zHVCi7HGajWJxPjqg4jYYYMjETJAsWJ5x4Yu1c2QRNuLtFPBmoZld485MlM63fHhMxfDHEM4gbplwztBnWpl0TM+QJkaS8JuM6aW7WhHpuLwrCjxlA+XmRsdwLkUHfD83wc7rE18wfy37MBlE+1UkYgSVq2UjVLBLxIwwoM+5VOjjTQek0ljiH+Map8nYfM0E4iXlPF2VSXn3wgwvr146a5SWv1W/fuazkb/GMnjMdNJ31Jo4JlyUeBgfsZ5LbmE6Rv+opB5OYZ4YB8SencfTcpZlmuo4yuY4S4Ygf3shlM2MDIxxOzr+ynMuzOqrtcoxQYoYQYS+3b9qQZv2ZScQNwqT98dpbYdfmiOPee+1dty2OC7/ZSoQf5+T+xOAQO1JctdvKMQHITC9tkzqcn9N83jCRX8Mg9yWDQprG/W1vzJ69blVmN636h0/VdlH0+coPbku7n3FTes4eF084qPt5o8eYMcNhxf0+nV6w96Vpq5M+n6786m8nS+Hin0ceeaSeEasN4r82RY+SbkSQJ8tbYlD68BHTKYSU2sZSKYS4j8zn/J199tl1p8cZbIfRyCZmkhi51PkzAmzwpyB7dpTpmahgtaIsrC1pI4SssuoqtVBgyjUHwoidPQQ65cILL6ydq7zeVydvKvNLXvySumKOihAiLAQCI4ny1A7MCmU3cDyt1zeyxSj/4Ac/WE//FYZSCEG3YkhT3OiGpggCz/U7p94rVJXfbpA2pvASAeWp0TwjXeLovspxvzSFjV4gUuR1v5Z+nH32e+uRNuWxEz7xiYlveUrUyg6133bddZdaCEFkUEVMLJMZnCBSGpmMQvE2a4UjmJ1BTpM8L88vkW9GW7VNHG3iLCEvPy8ymHuhNOoHiXhIA+XH7AizYywJ0WZlcUgecpbNhCKUEBcIJ5wt94gcnmESOY8lOQ/MZNF2muWjLHOk9B0EZ3EyM0L55GyKk/PzzB9p3+nzhkXpzGcck/baXsuAtEn6Gu1MJzhXPZXHxHZ5rM854IAD6vuLd/nMpZ0ybUcR6U6MIuJx+Al2BhkIrVnoYv+YySMfLWFjM/z0Zz+t+1FLpJRbZXgm6uZUNNsd3+qdsqdtIUoSMtRbYgY7QB/J/lFXzRhZuHBhPctF/TQ4ZIamdpv98MlPfrJOO8fyczLN9nQYNPuFQZLbsf6Z6EujfrYfbKDuvieffHI9mBV97n3gkXTax76Tnrnbp9LyL5+YFbLimDFDYvmXXZqevcfF6bXnfyv9/s4HJ0vh4h9tqVlz7HpOfxY9IsZCSGueNEIIokCVRJErmUoMAQdXh8iIzu+/b0U9bXkS5xu547QwDHSMxBKdofDJuCjjM1HhakVUaJeAENJiv5Askmy8ycZ1+LbfocJ3BxjJZIwb6WPocJx/8ctfpNef9vr04hdNvOJpOpbHIBI/IjhR8oeB0i1G1AlGHBTGXp7i6vmREIJI8GhHFje6pRRDoFwqh1NhJKuJUXfGLaeLQSeunDPp51lNQaMfGIG9koWKbEQrh4RLS0A6QRx92+Pm9NPfUDtZv/71b2pjnoNNYOlGCMkMUgxBNjIZ2+JNUDXaSLwhdHGapEHTII1wLcPd9Qx5I7L2lCCweE5kMPdLaeAPkhwnyHubMBIm5aNRZ85GHo02M8qeTvna0uGZLiJnMuO4OMkPf1uORuTRcZpFoR6KC6NI3Iy4E8I4k+Km38l5Gd1/phEn5c+eW+IGAmYnONf+IEbkxVs6mPnjDRDaOHlaCgmjTJQ+Sxu5vOoT9RNsHO2SssnmsYREvSOQyDfn6ZOOO/649KMf/6geJJJ/yoT7uN8okNuIJsJHRCbi5Rkd9pvyu/omXvoes0EI6vpLy2eVW+12xjVe/6382tya/aT9ys+J2tBBIrzDIvdX/TNYAUQ/ntGfm0Uq3b/85a9MuiJLfs6/+if1K3RXqJxUs0KM2o8ZMwwIIUS3t1/0g8nSt+SHv8H/4E/x55rCR8kwhJDI72xF5M/2Sil2tCLy3UumUwRBqW10JYQgummTKGAlUQQjphJDcuL57oTmtSLOSGOYmz3AWGCwC5/MizI+ExWwdkSFNyKqDBmV4qWrVferqM+d3JRnKsSVI5ZFn9tuu63+W7o1N00dFUEkn9dLWKQ1EYVjwiAySsmRdsy9ByGEoBQ5uqEphPh/dP+S8h7iwrjhKDNYb7/99trp8rvzI1GjV7Iz2y+MHDNEusW64a233qoWQH73u9+n6677TDr88MMWGU6RcTUVgxZDkIWQc889t54hoAza7NUxea0OtkO+ylOjlkQUM7iM0LovBzoynAdB06EYFO4r3uIl7JwUwqzZFGYbEEKMRMOotNlNHGmOjmtL52emaOVgQjzll1FjYoe9QjiX2ljOFpEnO51mTBDFOF7Oj+47KuS4dYv8JiKYUUAM0q9ysPWx8rQUG4ZNFLenEvJRnqhXeTmI+qZsEqnMfjBjx3m5DTKiecqpp9RCCON+VISQqLw1Ub6E0XIW/b4Zkpa7SAdxEgcDJGZ7qJfaViO40sd1GfXTgJHyq/2274823f2HRfP5g0b8BsvwRJBM/cr8uevVtlurz6du/FVa65Cr0nL7Xlo5qpXDSgwZM2bArFBhL5pl9rkknX/VjydL35Ifoinbm//Bp4oEEDgW+XYRwxBBEPmzvVCKHa1o+tyt4Js3/f52lFpCRKRLNIl0jSyEmHHf/LQUQhDdvCQKYJMokiWleFHSFDk6IV/n+TLJW1WMvuo8Fy5cWHeYnutYlPlNokLWiqgAtyKqFCiFEP9fY/WqYgXiRxNxZRCYcs8IYgzZh0M8Vc5RE0LgvG7DIi5mfchT+1EwZhRqMyocbzUjBKXw0AmlONENTSGkG/J10oZzaRd/TqVppJxmaee8SNDol6ao0Ts2C23OFmnP+uuvV1/zilfsVxvv9i647LLLqzzevzaanBMZWJ0xWDGEIyGOhJBsSBthlE8M3qaTEsFw5TRymAkh8tVU7zxaWRrQgyZyMLrFfaSFuHBgtKdmMJmmri5aOmLpBIHA8h8OiXhyns3+yfcpHaFRoZlf/p/TjeNtDwYzP04//fTKiL+sfvuGeEI8zRixvwhxwPWubd5vVCjj3Am5DBl1t9yJ2K78e31yp+V/zGCRL+qiPT449+pbFh+VRTMf9Bn6S4MHztfOj4oQktuCTlC+9IvED4KPuJrxYeag8mephf5D3B23LNqecFeawMcAAP/0SURBVNpr12bRwGarRCP2oJlNxFv3zeV70HjusMj90uAYvggCIgg+9KEPpgceiJci3PyjO9Keb/5ies6eF6cX7HNpWr5yWMeMGTTL7Htpet5el6QFx12fPvPN302WviU/2lciB7+QHxIR+XStKH3CdkT+ZitKH7YfmmJHO5r+eiv45k2/vxVN/SAi0iFKIj0DWQhhiz722GPp0UcfrRkJISQTJV5ElBElMtHzOcDHHXdc7TQbKfBmAIXZfcpMb0dU4CKiQhwRVYxWRBWuRFwZOkbULY1hIDDYhd3xpgiSKUWGQVMKH1NBxJgKceGM2lchT7/3Kj2/OV6KHyXd7heSKcWKTsiCRrdkUUIacrzkJceSIm0jPPFonjdoFhc1uodwERk/rWAQMRiNuHtDB6fS/jFbbrlFfTwysLolNvq6RzmTRoQQU6vN1LEUhLOhHBqtbIdZWqZ221uBYKlNagohTSO3NKgHTeRstCNfJ2zCqmya/WHavbKpjVUfjcYS7eSj3+wdwkmxDIqYkO8XOUajSHY4xTsLa1tttWXaa68907vf/a56ZDo7oJYlcMLMHHGda5qO69KMvOdwEv7kt3yWt0ToZlqNmV7UJcsM1LHc/2cxRL9B7LAXkVlaNi+2zElbpf3Rftn4Wb4q1zkfh01uA7pFv6f86SfUOfHzN8En7zGl/vndTErpow66VvzUXyK0dkn5tWxIO6ZNz+3boPDcYZH7o0EibaK+s1eafXyJpTEGP+SRNjP6PPDQo+k9n/5heuauF9ViCKd1uZeNGTM4zDR67l6XpGftfnE6/ePfTXfc/dBk6Vv84wUAlqXz3fh5Td+rSeS/taL0CVtR+pjtKP3Wfoj86ojSP4+I/P1WNPWDiEiHKIn0DCy//PLpBS94Qb003QqRPFjXVghB9JCSKLBNoshGRAkYEWVGBAVK4TTaYTqk5RMae79HGd+OqNC1IyrQi7H65LKXoIKUEG6sOSsrXRPP1JmLpxEPa8A5pY5FIkimFC8GTSR4tKMUPkrck8hg6rnpwIQBhoxrS9GjFUuDGALPZPSY2mz/F+u7OZKOZdFiWJTiRrd0I4YwiBhilqx5wwjnevfdd6vvERlYvcHI48T2N0MkCyE2/7Qe3ywA+3xwKBjXU2FzQo6JxpfBTgjx5pVICEFkYA+a0tkocY6wiTcnxugyR4qqbvZD3r/GCCtxyCwJDoZ42ePGDAIOiXIhTtEzUDpLo4Q0kPfYcccdF70xx6iz+HPAdKrKBAeUOJSdsOywLu1IB+2P10RbDmZQQZ/qN8eia8YMl2YZNbNB3SRsWEJJHNA+5Tf+ECftq2E2j3qrnGqLLNNzvf5KG6esN+87CKL63gvacH0/4Zngo91h0Gp7/K3+qYtmUZqlpr66TpzURWlk1qzztL3acfv6aJucMwhy2z0Myv5oEOS+Me43u6fs3yP0+WCnmpXT6mOE/sWvurwesV+2clrHjBk0hJAVXn55uuprrWeD2GiaHcN347eV/hc6XhJTXd/JkpjSp+yEyHfthcifbkXko5dE/n5EpB80ifSHkkjHyOQZIe9///vrt9Ca1YqREkKay1raEWVGO4Rx2WWXrRGeKOOnIip07YgKdsnqqwWVpBVrtp8ZQtTIS2Tkm7T0/1L4KCmFi0FTCh1TEYkfJc7T6Mhb5cHfkeDRjlLk6IRS5OiEUtzoBo6nb/mU81I4slgxTJqiRq8wQiMjqBVmhsyaZbnUmlU8Z9e/RYZWP2y0UX+zQ7IQwtHg9GcjPDsbnZKv5UQTFUZVCBFn30b9zdgxKmJk2Z4Y4mB5kHhwSuwBYqqzUT5T9S0ByuVYXMp7l0QO1EwizPJbWeYsiZMlLwsXLqyNdw6XNOBUZSfTlHtlgxjNURWv0nld2lFmpIm8VWalVXTemOFTltfcdpshYpDARr8f+tCH6tc+amvUVUsPiQaEEL+ZcWi2GnGPeOC+ub42798PzXreD8oep50DbVRPvIjQZmWpfwQes/W8GanZvrlGOMwkJUbfe++96YYbb6wFPb87ns/vF2k3LMr+qH8GOwsEzT69HYQQg1Kckscff3zS5Vz888Nf351e9vYv17NBOKzL7ls5r2PGDIjn731pekH1veVJX0jf/tldk6VuyY8ZnmxwlL4Xutkcld8X+YMlkV85FZHv2gulD92O0j8v6XRJDJq6QUSpPUSUGkaTLITYK7T5GYgQgijQJVHESwYthkSZ3CtRwWtFVLBDzAyJKkvAVLNCmjTFjqmIBIxBUood7YiEj6mIhI6p0AH3MjMkEjumIgsbvZCFiZkgCxr90K0Y0orI4OqVfmaFMJjFyUyHj3zkI/WeGPm1zt3gOo0xo906dvd1/8j4RWRwD5rI6TDab5aOEVZL0ThPnH7f9l2yR4S1s5b7OM8U+1yvnsj/+fV3djbK55Q0HajpRvhyeMWFY2gqPkeRw5hnv3AopQMHTBp4DadRanlpBqK4lk7rmDH9EJXXCHWoWY7NoDCj8Mwzz6zfsGYpiXJrRhoRD2ao+V09N9OHkJLvVd6/G5r1elCIm/qlnhFvCMlEEUsMzSY06yO3pfmaXB+Judrfz1x3XXp7VV+Jtc51z34p2+xBkvufwTJ9S2EizPg08GEvO21q9LnngUfSB675aVphv8vSM3a5KC3Hgd1nzJjBYNkVIeQNH/9e+sMf471qzBywL9GKK64YCiFdiSDV9aEfGBD5la2I/NV+iHzpksgvj4j8/IhIM2gS6Q4RkY6RyUKIPqD5mVIIyUQPbBIFvCSKfEmnQgiizImIMrpXokLYiqhwL8FYCFmCSOxoRyR0dEopdExFJHR0QiRydEokUkwXpbDRCxPOcP9Exlfv9LdEphWRETtoIiN8GHiW6aA6DU4/Zwn2ATH6avmLTUMt2eJs2aMoY7ka/J7hdHTrHJWO1TARZ9/CbVNXDiGxy94DhB+Oo30F7D8g/vZ5sQSGKCZ+wuseOeylIztmTKeUZbMXmuUxl20Ch/J63nnn1bMpLNcj7infyjaBz34iBAYiqDagvO9U5PI/TMQn0+r3COKmJZg777RT2mIyftF53ZDb5WER9TP9ov+L+8XeKPvqTiCEeHuM2YY2nm71+cr/3JFWOeDK9PSdPllvbLnMPmPG9I83xTytKlMr7nd5+sw3b50sbUt+LIsxw4xvavZ56WsNQwiJ/MlWRH5qr0T+c0Tkj7ci8vMjIs2gSaQ7lETaRZOhCyGIAl8SJUDJk2VWCKJCvgTdiCFBRWxHJHxERALGoIlEj3ZEokc7IqGjEyLBox2R0NEpkdDRCZFIMd1EIkenDEoMQWSI9UNkKE6F0Vbx6jeN8kyJyABuR2SQD5IcT29ksAGjDe2yCGImiL0xiAA2tbUBo/0yfFs6E2G5iLdT2F8jOyxNB6YTIqdrULg/x8+eF+JkmQ+xg+gh3vb/8Ldp9fZGMYpp89cs7kw4FhPiWo5b+QxETu+YMVFZGRTKYq7T2g7l3FKvvNzt/PPPSzfc8IV6eZvZITfddFP9O9HA+dE9S3IdnU7ESfjEK9e9qdrHxc6viM7plPysYSCMwyDq//ol6qM7xfIY32b0tPr85vYH0r5v/VK9jOHZe1ycnl85sWPG9Mtz9rok/feel6TtX39D+uUf7p8sbUt+2DnsNL5a6V91I4J0si8IIj+yHZGf2iuR/xwR+eMlnS6JiXSCkkhviIi0iyZ9CyGIHtwkikBJlBART7klMhVR5WlFWSHbEQkfrYgEjEESCR7tiASPdkRCx1REYsdURCJHp0RCRyeUTvdMEDnzndLt22TaERlk/dDvJqqtiIzcQRIZ6IMgh98+A4QQo8UEAfti2IDRJotek2tEmWBgw9h2EBEuuuiiejNHToywl45Nt0QOWS+4F8fISPnll19eCz15hBz2Q7Eviv0WbFxsRJkzqUyrl0SxMq+lYfSsVkTO8ZgnH1HeTyfKuvKpzCLPkPDqckLlhz/04Xq2yCv2f0VdxluV42Y9HAWabddUNOtoL+Trh0VuewdN1O/1Q9Qv9wIb9Zhjjk1//OMfJ92SxT+PPPp4uurm36V1D7s2/dsOn0zP2/vSMWP65uk7fyqtdcjV6aOf/Xl66JHHJkvb4p8HH3ywKpvH1P5t6Vd1vDlqReTvtSLyI1sR+ae9EvnNEZEfXtKpCIJIJygptYaSSK+IGIgQgigQJVFEmkSJUTJoIQRR5vdKVChbERX2iKgCtaKbmSGR4NGOSMAYJJHg0Y5I8GhHJHa0o9f9QhAJHZ1QihzdEAkU00kpcHQDMWRUBZFhiSGIDN5BExntveJ+wu1Vm0QAG8IaLTYzxLcp9H7rlLvuuqveyNCbnjgu7l86M70SOWrdIL7KplktlgA1RR9ij/0/zGrhKNoE1SwZmywSTuxJUGJZgSVF7t1v+CJneszoE+XlKKIeGu3Ur/i/WU7K7tbbbL3EuSjr3kxTtlvDJLezw6LsMwbHxGy1qM/rhbIP7pUJW2BebePtuONO9V5TjzzyyKRrsvjnrvsfTjuedmP6tx0/mZ5bObHP3WvMmN4hhPzTdp9Imx7/ufSr2+LZIMqi5YP2HOL7Nn2qbkQQRP5eROQ/tiLyS3sl8pdbEfnhJdM5G6TUKNqxVAohnYghUUa1IioAvRIVzFZEBT6i3pU4qEStaFbMdkRiRzsi8WKQlELHVERiRzsisaMTIqFjKiKRoxNKcaMbInFiOinFjV4Y1FKZyFDrlYk3yhBDBi+IRIbvoImM935wT/tlGBE555xz6iUjZ5111mL4rRO8ptIbV4w+ZwemdGp6JXLYukFYlEmbSRJ5CCAZQog3wVgK5HWklsy0w74h11xzTb2Bo3tLw/J53RA52WNGnygvRx31YMJhnlgyEp0T1b+ZRDini2ZbOwyifqN/9GVxf9crUT/cLfr/bAuwadhtNtu+8847J12TxT+PPf54evOF308rvOKK9LSdPhU6t2PGdMp/7Xpxek71ffT7v50eeiR+Y5E3S732ta+tRQ/+WdOnivyxliwFG6RG/nIrIj+8ZCyEVESRKYkSJSJK5JIosyKiAtArUcGciqjgl3Qjhiytm6ciEjxaUQodUxGJHJ0wnhXSOdmI6YdRFEMyw5odEhnAgyYy4nvF/eRTVAYQ5WsrTMV3z8ihGSSRA9cOYRI+e5zkGS++89/eaOA1uZ1gpoxvm6y6tzwvnzcoIgd8zPQQ5ceThWYdKuvWqNBso4ZJ2bYOi7Kf6J/BzgLJRP1vtzRFkAxnc5dddqnfZvTYY/Eyhe/+4o9p29fdlP5+qwufcGr3HDOmCybLzT9sc2Ha4sQvpK/84I70ePUv+pgdauCG39v0pUbhLTGI/NJeifzliMj/LhmkCIJIY2hSahTtGJgQgigwJVGEmkQJExEldCuijCuJCkE/RAW0FVHhj3gqiCGR4NGOSPBoRyR0dMJ0iyGIhI5OiBzT6aY0aLplUGIIIsOtH2IDczBExvAgiYz6XnG/KA5Nyue3InJqhk3TyYtwDqfBzBf7odx44431mzO8TtR3N9ho0nVe5ene0qZ83nQTOfJjWhOl4VOJsv6MClHbNEyi9muQlG3oIIn6s36J+txuiUQQsL3sV+N18vfcc8+ke7Lk5y2f/J/Kkf10esZuF6f/3uPSMWO65pm7XZL+c5dL0mkf++5kqVryc//996ePfexjdT3l2Df9qMgPC+lCBEHkM0ZEfmg/RH5ySeRvt2JQQkikK5RE+kQ7pl0IQRS5JlHiRESJHRFlYCuiAtELUUFtR1QBQsav1V2CSPBoRylydEMkdkxFJHJ0SiR0dEIkTkw3kWHTDaO8ieoES+/sEERG/rCIHJhRInL84Jg3aRiV3G233fpi1113rV+nGz1nlIlEgScLUXzHTFDWkVEjameGSdSGDpqoP+ifwc8AQdTP9oJ+Pur/wY5gd+200471ksRWn1t+dlfa7U1fTP+8/Scrh/bi9Ow9LhkzpmOeufvF6V92+GTa5ITPp89+u/Urc+0RZm8QPh5Bg+80ngkyNZH/HhHpAU0iPSEi0ifaMVAhBFGgSqIINokSKILChCjhS6JMjIgKRa9EhbUdUWVYghEQQhAJGIMmEj3aEYke7ShFjk4Yzwzpjsi46YZBiiGIDLr+GI4YkomM5UETGf3DJnJsRo3sEEojZbFZpptlvFNcp7w0nc0xizMWJ2aGqPyPGlE7MmzKtnIYRO3+oBjVZTCZdiJIhq3mvA9+8IPpjjvumHRRFv888uhj6R0X/7AWQv5zl4vTs3evHNwxYzphj0vqvUH+cdsL0+kXfC/d+0C8Me99992XLrzwwtrXaM4GGYYQEvmH7Yj8z36IfOOSyM+O6HQmCCI9oEmkJ5REusRUzIgQgiiSJVFClXQqhCDKzIioYPRKVGhbEVWIkDU6F0PWXGNJ0aMdkegREQkXw6AUO6aiFDumIhI7pqJXMQSR0NEJkdDRKZFTNp1Exk03MIIGKYhExl1/TKy7jgzRQREZ0IMmcgSGTeTwjCqRAzlmzNJKVMZHkajdGDZR+zhoonZ+UOQ+Ke6veifqT3sh9+lRf1/C/mFHvPzlL0/f/W7rZQvf/fkf025v/GL6j50uSv+586QYstuYMe35r10urtnq5M+nr/0wFtp8zEg68MADa/+Hv1b7TJV/FfldEfy20J8LKH3DdkR+Z69E/nBE5F+3IvLbIyINoEmkI0REusRUjIWQgKiA9EpUcFsRVYgQs0I63C/EZlPDmBkSiRbDIBI72hGJHe2IhI5OGG+g2jmRcdMLo7yJKoa1kSoiQ3rQRA7BsIkcn1ElcibHjFlaicr4KBK1G8Mmah8HTdTOD4bhLIVB1J92S6v9QNrBBnKdEfkHHnhg0k1Z8nPRTb9Kz9nz0vTvO36q3vPhWWPGTMG/7fCpehbRB679WXrw4UcnS9Lin4ceeqh+XT7bnw/Gr+Ivdfy6XDNBKr9tCV+uBZF/2IrI7+yVyB+OiPzriOmeDYJIl5iKgQshmSiATaKIRkQJVtKpGBJlaERUQHolKrjtiCpFK8IK14JS8GhHJHy0IhIvBk0keLQjEjzaUYocnTIWQ7onMnK6YbRnhiz9Ykgmcg6GTeQEjSqRYzlmzCgTleNRJWofhk3UDg6LqH0fDE8+EQRsBzaQEfmvfe1rk27Kkp8f//aetMdbvpyetvNFtYPL0X3GmDEBhLKn7XRxxUVpy5O+kL73i7snS9GSH28tevWrX137dHwvflLHIkhF6bu1I/IL21H6nP0Q+cMRpW8d0akIEvn9EZGO0CTSITplaEIIosA2iSJbEiVcxFNRDIkqXDtKwaMdkejRiki8GCSR2NGOSOyYikjo6ITxniHdExk63TBIMQSR0dc/S/9SGUQOw3QQOUejTuR8jhkzE0Tlc9SJ2oHpIGr3hkHUjg+KYSyDQdRf9kqnS2FawXZgb5511pktX6Xr8/nv3JZefMDV6R+3/WR6xq72fxgzZkmUDWXkhftfma752u9Si7fl1p/zzz+/9ovM7OhGAMlE/ltE5A+2I/I3eyXygyMiv7pkkDNBEOkHTSL9oRtmVAjJRBFvEiVeyaCFEESFpVeiQtyKqIK0otMlMijFjnaUYsdURALGIIkEj3ZEYkc7IpGjE2ZivxBEQkcnlKLETBEZOt0SGVu9EhmBgyAyWgdJZHAPi8iJmA4ip2lpIXJSx4wZJFG5W1qI6vt0ELVvwyJqtwdJ1O8Mgqif7JV+RRCwXzihhx56SPrOd74z6aos+bnr3kfS8QtvSc/f57L0z9t/KnSCx4z51x0uSs/c/dJ0wLu/lm67+6HJ0rPk52c/+1k6/PDDa582L4mJ/KtWRH5bKyJ/sBWRn9krkf/bisivLhnkbJBIMygptYduGaoQgijQJVHkm0QJGNGpGIIog0uiAtMvUYFuRVRRImZ6vxBE4sWgiQSPdkSCx1REYsdUjMWQ3oiMnW5gXE0QG1+9EhmFvTOxad2TZckMIsdiuoicqaWNyJkdM6YTovK0tBHV6+kias+GSdReD4aJfmXQM0Gi/rBX9Mu5j476727INkO2e9785jenhx9+eNJdKT6Pp/Sj39ybNnjt9el/b3ZB+s/K6f3PXS8eM2YR/7XbJXXZmH34delbP/1jevzxeDrIo48+Wpc1/gdfi1/U8YyQIe0LEvmV/RL5vxGRL12ytM0GASHkuc97XvrEJz4xmfMTn2kVQhAlQJMoESOijGlFlNElUaHph6hgtyOqMCXdzApBN2+SiUSPVpTCxbCIRI92RIJHOyKxYyr6EUNQihydUooc3dAUJWaKyOjphfnzl4YZIpFBO1giY3yYRM7GdBE5WUszkeM75qlJVD6WZqL6O51EbdewiNrlQRP3L/0R9YP9EPXTvVDaC+zinXbaKX32s59tu0TmQ9f9LL34gKvS3219Ye38Ph27jHlKM1kO/n7bC9Ny+12ezrrsx5OlZckPccR+NNttt11adtll05prjV+V2wmDmg0S6QQRke7QLcsvv3x63vOfn84+55x0++23p1/96lc1f7JicHIvRAGPiBKiSZSQEaM+KyQq2O2IKk5Jt0JInt7VCZHg0YpItBgGkdjRjkjsaEckdHTCTMwMiQSOTmkaGDNFafT0ilGnyBjrlchQ7J88M2Q8O2QQRA7X0kzkEI95ahKVj6WZqP5OJ1HbNSyidnkwPNF/xP1Lf0T9YK/0uilqRGkzZLvnqNcele68885Jt3XJjzeAHPP+b6f/u80n07/scFF6WuUI/8eYpzz/utNF6W+2ujAdcObN6fY2S2LuvvvudPzxx9c+AV+sKxEET0EhhP+9NAohZoQQQs46++z0hz/8If3iF79IP//5z9OfrLDiimk6xZAoIUqixIyIMigiyvBWRAWoV6LC3Y6o8iyBV+pGlbEF3YghiISPiEi4GAaR4NGOUuyYikjo6ISxGNI7kRHUDUuHGDJBbOgOjshAHyaR8zHdRA7Yk4HIUR7z5CDK7ycLUR2dTqJ2aphE7fAgifqRQRH1f70yyKUwrWBrbrnVluniSy6uX23a6vPZb9+aNj3hC+lvt/5k+vedLwod4zFPHZ6288Xp77a5MM096vp0+Vd/O1lKlvxYdnX55ZfX9Y7v2fFymMyTSARB5D9HRP54ROnbR0Q6QUmkN/TCMssuGy+NIYQMUgxBFJEmUWI0iRK0FZ3ODIkyPSIqRP0QFfJWRBWoFWGlDBiWEJKJxItBEwke7YgEj3ZEQkcnjPcM6Z3IKOqFyEDrlchwHATDnBnSJDLah0XkkMwEkWP2ZCRyrseMFlG+9cOCBZukjTbetGbjBaMjpkT1cCaI2qVhErW5gybqPwZB1N/1StQP90JkF5Swd9ho22+/fbr55psn3ZYlP4899nj61E2/Tiu84qr0j9t/Kv3rjhfVzvCYpxb/UfHvO12c/nG7T6Xn7nVZ+vjnfpkercpGq4/NeHfeeedF/lc3Qsgw9gVB5Ef2S+TrlkR+c0Tkh7ci8u+bRPpASaQxdAt9g84xUkIIokQpiRK2ZNBLZBAVpF6JCno7okrUiqhytiISPVoRCR7tiMSLQRKJHVNRih1TEQkdnRIJHZ1QChzdEAkdnRAZG62Yi7lPEJ3TD5Fx1AujvYlqkyefIJKJHJWZYEmnbZLi9+lmmOGInPJRZxNsMklxbCoWXVv8Ph1E6T8sFiyYEEDg7+ic6SCqZ63YGBtPfEfH+yFqd4ZN2bba/2kRxbH6OBrnlMdjhrMEBlH/1ivDXAbTDvYZ2+Vtb3tb+u1vW4/u3/fgo+mM//eD9A/bXpT+butPTjjHlVM85qkDIcQSqX/Y5lP1G4XuuKfFRrvVx9KId7/73bUPw+/rSgQJ/LFWRH5eOyI/sldK37YVkb/cisgPj4h8+iaRLhARaQzdUgohS7w1JgshtRhSEd2kF6IINYkSJiJK4JJBzwpBVKh6JSrs7YgqU0RUQVszvJkhkXgxaCKxYypKsaMTIqFjKpa2DVQjY6OE8DF7zgZpndnz0qyKdefMq57ZnQHTCZGR1AuDXi6DyLDsn4k3AMQG8eLURvUk0fGpiAz7YRM5MDMFB3L+RpuleRUbVsyUM2lEXzjg7+ic6SBy7GeKjRdUebLx5ml+hb+jcyIWbCINN6+v9U0Qic7rlii9ZpKNNt4s7bb9Bun4V66WTnjVaungvdZJ225Z1etpKj9RfZoKAsj8jTZN8zasynvFRhv3dp+SqJ0ZNlF7On/DjdP68xakuRtgk7RB9feG1W/5uHZ63vyNFx13rv8379Ek9wVxP9EfUX/WDzMlgoDNwk7afPPN08UXX5weeeSRSfdlyc8vfn9fOvA9N6d/rZziv6scYrMDxjx1+PttP5X+ZceL0x5v+nL6wS/vniwV8eeyyy6r6+FqL638qS63HIj8sYjIv2tH5D/2SuTXtiLyl0s63Rck8uMjIl2gSaQr9EIWQUZSCEGUOCVRQkeM+hIZRAU/IqpQIUHlfenqq6cXr7pmetEqFb4brPLSNdNqS/GbZCKxox2R0NEJkdgxFU+mt8lMCCDz0/ZbrJMO2G3VdMieL0n77rh62mzjOeH5gyIymrqBGLL07B/SWgzZuGJuZUTPmrNZWmfOpmnt6ptxHZ3bCZGhPx2UDs20YUS6YrutNkz77TonvXqvWenl1fdWm1dhCpy+YeFZm1bstO38tH/1/AP2mF07t5vM8Ah/OzbdVLgJN5unDTbcIq0/f8safxMfNtmkc9EignCx+WabpN13mJcO2HN2OnjvddIeO85Lmzk+hajh2u222ji9fJe5dVruu8v6acvNhXfxMEVxcu2EMLZ5FZ8tqvq1ZZpbfU/Ea7NFeeWceRtu1hWuL59p9o/f5224ef2cufOk5ea1GOYZ5flPMBHOnasyc+4Jy6fvf/Qf0g8qbjzrX6v0mpVmb7BlfY8NqnttUN27nTBC/HMOXNOu7If1qEu22GyjtOeOVd7sPivtvdN6aestNqp/72V2SNSe9MNGFfM3XJDWn7dJWm+DTdOc9TermTtv0yotpdUTzyzbTwLHeutXZWOjjdO+O62bDt179fSafVZPe24/O222YKId32D+hPix41brp4P2XDMdvu9q6ZW7rZ223XyDiXsUs0OGJYAg6sd6JfepUX/bDVF/3w1sHTbpy1/+8vSNb3xj0n2JP9/52V1po+M+n/7Plp+oZwdwkP9tx4vGPJmp8thymL/Z8sK07uHXpy99/3ZvV275ueWWW+qyxFflS5V+VDuWliUxkV8bEfnJJZ0IIJnIjy+J9ICSUlPolZ6EkEEtkYkiVhIlUEmU0BFPSSGkovkmmdVWXyOtUX1vOHeVtOn8F6dN5j3Bxhu8JM2dXYVjtTXTyi9eJ63y0rWXED5KIsGjFZFwMWgisaMdkcjRZFbFmmutm1Zfc3bNWmuvW/8eCR2d8GTYQHX2nHlp043mpBNftWL65BnPSF987z+nm8/7h3T9u/8tveU1y6RNqmNmh0TX9ktkQPXCIJfKRIbmINhg3oaV4bxRxcaVEb248c2o3mW72emkV70ovfmIFdNph6yc9th+3Vog6Xy69RM0HYLpJHJwpoONjExvuGk6+aCXpOve/V/pi+f+W7r8rc9Mh+6zduVwOx47g4OGI7zFZhuns45bIV1/1n+lL7z36ekDJy+Tdtl2Xu3sTqco0ykc7HkVO24zP718lznpoL3XSa+ueMXuc9JO21TO20aV813P4Ohthsm86nr3/sApL0hfOPs/0pfe97R03onLp922n1c9f0LsiK7L4syJB66Wrnn3M+q0/PRbn12LKY41r2vGh7hBLBCvjavvXbfbIO2/+7rpoL1mpQP3XCftu/N6aZvKYSdYYKstNk67br9BLVh1RHU/gpvnyE8CSJ2G1b22ru61xw7rp1dWzzugetZ+u86u454FCue6rhleApljx71qtfSjj/59Sl/6k5Ru/JP0+0/9ZTrsZWvUohRhjdCwx47rp2223GjiuvI+FdtvvWF13ty0945zq7ybPxHG6pnN8xadH9SjTtloo03SZptsXNWvtdInTn9OuuG9T0uffssz00kHrVLVt42rfCP8xde2ImpPeoEAsv68TdN6G2xWhXGjtPM266eX7VLlxx5rp/13m1Xlz5y07ZbzqvZ4QiCZv9GSQoiZHXtst256z9HLpmve8Z/pa+/75/T18/4pXfbm/0pHvmzV6roqDTfeMB23/4ur+P931Wf+a/rG+f+UPn/mv6czj35Bdf+qv63Ombgf4WR4IgiifqwXZnIWSASbhV13yimn1K+8bPWxJ8SnbvpVWvOQa9PfbPGJ9M/bTzjL9g0Z8+RD3v7zDhelv9rsE+lFr7wqfeT6X6RHH20tg1hepQzxybKwkX2oKelwc9RM5N+1ovQX+yXyayMiP7nkKSWEZKKb9UIUuYgooZpEiV3SqRCSiQpESVS4+iEq/O2IKlaEyrnKaqundWatll6+/fLpzKOekT508tPSwhP+YxHnHff09LbDnples8cyaYdNX5TWm71aWnW1tdIaU8wQiUSPVkTixTAoBY+pKAWQzLoV682Zleavv1basGK92c6fPBYIHZ2wtIkhyIbGnPU2SPM3WD8dv//K6Xef/IuUvlAZ4bip4ot/km5Z+Ddp281npbXW2XAxA2WQREZULwx63xBERmevbLLxvLTFpuunrTZbP22ywL0njG5TrY0+vv3I5dLdV/x5nfaPXvsn6Zxjl0lbb14ZlG2mWk9F5ChMF5GzMyw2rByz9edvli4845kT5bcqu/dd+Rfpna9dsXJON6yc1AnHLHIIBwmHeKvKyb7lg/+Q0percFT8+IK/SwdVTnHe/yG6bqawHEP6HPHy1dPCk5dJ177zv9JX3/cv6evn/0v67Huenj5wyjLpyOoY55uoEN1jKuZssGXaq3Lif3rB39QOPkf/2wv/qXKiZ9XOe6s08btrLzjtOXV+4sFr/jydcdiLElGm1cwIv0vr3XdYP5104Krp46c9L33hzKdVzuy/pK+e+6/pqrc/M515zIpp/91n13E6pArHBadXhlLFBW9oT31OxVsOf2HaYvONq3Jl2c5mafut56cj9lsjvae676fOeG664cz/SF8+51/TZ941kYbH7L9G2nnbeWnTTZTXxcMrDESU95/0gnT/1X+W0g1V/b/uT9OVb3tGHYd9dp6bzjtx2XTZ256ZPvXG56RTXr1q2q56HnEl30N8t67y6C1HvKg679np0299Vjr72BXSDs5rpFNZb3pFfdpys42qdFwu3X7p/67L+UPX/Gm6+E3/lbbafMOqHliWFl/bJGo3+sEsj3nzN6nCNr+qc2ultx6+cvro656Xrnvn06u8/5cqX/69CuOz0rknLJuO3m/VtOPW66X5VTvcXM4yr2qPt6na3Y+c8uwqH6py9/mK3CdW3x9+3TPS3Kq9Pmyf1dNPPvbXE8eco2xXZfRnF/xF2menymaZs1nVti8ds0AyUb/aC1E/3yvsK3n7nve8p+1bZHzOu/qnacX9r0r/e4sL0z9XzvK/jHnSIo+fs/fl6R0X/3Ay9+PPo48+ms4999yqzmxY+3hdvSVmiCIIIp+xV0pfthWRbxzRqRAS+e8lkQZQEukJvWByR1Pb6EoIQXTTXogiWRIlVkmU6BFRJkZEhSIiKmT9EFWAdkQVLGLFF62ZttjwRemKt/xjuvfKP08Pf+ZP08PX/FltRD1W/e37wer/91bO1TfP///SKa96Tlp3FjV0rVAAyUSCRzsi4WIYRIJHO0oRxEyQDTdYKx2xz4rpza95fnr74c9Jr9rlhWnuUiqGIBI5OoWRsdY689Me262ZrnnHv6fHGH2VEZ4+Wxni1/9pZdj+Wfri2f83bb3ZOkMVQhAZU70yaktlzATZdMG8yqF8aXr7kSuk9xy9XDrq5aumzRYI54YVG1XhXpD+32nPXuQ8M6w//eZnpd23r8rHopHF3ikdhukmcoIGSadCSEl2EAfF0iSEEAwIHGcfu0z63UX/Kz107Z+nx6t6r/6nz1Vc/yfp4c/+WfrVhX+djnj5mlUam9HQffizEPKTUgjZdzhCCFHhZbuslz79lmelOz/9l+nh6/6sjksdpypuj39W2/bn6XNnPq2euUEUeexzVZ9Zxf2xqs/Ubz5y7Z+lhxs8Wt3DsZob/jTdsvD/pm232jCtN2+LtPsOG6QPnvq8Kg3/sg7fI/l5niUNP/Nn6daL/jp98JQXpJ22rZzNKnw5rEQR8dy+utf173r6hLNdpdHdl/9FesOhq9RixxsPWyn9/qK/So9UefHQ1X+ePvOu/6yXfVl64x6uly8Ek6++71/TIzf8Wc1Pq3L3it1m12V/4wHt3ZHpRwiJ2odBQQjZfqsN0rtfu3z62f/7m/RAlV7N/PD9aGUbKeu3X/K/6hmQL995nXoJDWE67wlywqtekn740b+b6A+JHPKxus/9V/xZOuvY56Xttly/FlTYW7nPVH4eqsrKLR/4/9KeOxBCNlmiLxgUUT/VK4OcBYKof+8Xdulee+2VbrjhhvToY49OujJLfh5+5LF0+gU/SP++y8Xpb7e+MP3T9pXTvMOYJxNm+8hb36d89HvpwYcfm8z9+PO1r30t7bbbbrXfGYodLRjWchhEfmI/RH5sKyLfuGSQIghK/78k0hF6IdI1RloIQZRgTaKEb0WUmRFRwWhFVOB6JaoM7YgqW8kKL1wrbbvJyumr51QGZh6R4ATomP3dpPr9Jx/9m3Tagc9Js9cxm+SJZTJmiGD1NdZaxBoVa665pOjhtzXWdO3E3/n/WGutJcULv6251qzF8NtaxXn1uWhxfj4nixxrY+3KQa9Ye+38/+rcyd8mfp9YCpOFkBe9dL20/earpm+c9/+l26/4y3TH1X+ZLjnjaVUarl6dv25NUwxZZ50JZq0zezHWqVlSDMHs2XMq1kvrNvD/xYkEker3OXMXw2+R+FFSChzrrQezPRan/r0496VrbZgO2H2Vyuj7PxOGYlWOfl8Z9J884z/TWw5bLp164Ar10hjLZyIDxQar683doP7Ob5zx/8zcyWOLXVOf98SxCSbPX99zCsOqNq4wrz6e8f/y3EXXVMfmzZs/QTb2qr8zE8diwxCOOad5fi1ahEapZxA0Jo779v+J3+anddZbkLbdYr1009n/VJW7v0p3XvNX9RTqfXeaVZ9jucy6622Szj+xcvjU36q+MtY/fMrz6/Xn9g7Jgka9kWplrDPYM/7favnMxPkT1+TrOAsbNdbHt8M0c+dOkP8/cY9M8175/OYx5zfvucghqp0iDu3i+M1+H03nqT5/0bGJ48jXzN9wQgj5f6c/a8LhrdLw7sv/Mr3jqJUWCSET1zSeUdx/0TMqpzLDwWy1tACOZYED61fO6Zabb5S+9YF/XOS8//Bjf18vyehECCnvl6nDEZw/cc3E8U7Ph1kI9q94y+ErVU76X06Uu4jKwSUMnP6alyT7eTTFB/ePwls+OwshP/pY1ca4Z+Xsf/MD/1zPxGgKIRP3e+I+ZlrMXn/L9LHXP3dRP3bfVf+rCsuLWwohrtlx6/npAycvWznB/2uiLyzj5F7V7z+74P+ko1+xWnrv8cvX4kwtQjg/X6NPhb/z7/jqn6T/+cjf1stjLD+54m3/le6+5i8mzm1en5mcSfCDD/9d2n/3der0eCK8E3GwQeoPP/p/F537swv+Ju27y5y01pxt0rsqp/6eyydmimmjb3rvv6dX7D67IYTIz03Sy3ZdL93ywarcfaU6rwrj7y76m/TKPdapy76lLBP1BrmsP1F/2tWJTPN8dW2LTTdO7zl6+XTrxX9dl/P7r/qz9Kk3PmMJIaS+blFb0LpdyDTPrduc6vuJ9qT1NY7vst366eOn/Xe64/K/Wjw/mnnS+P991/15uuYdT0/77TKrbhuJIGbnnXnMMlX7UaV5dY5Bpe9XeXf+ic9Pbz9yxbT/bmunvXdap6rjVX4RWKpz7vj0X1bl4OnpbYcvn04/ZKW07ZZVv1y167l/aPYJE/1CB31Jfd3E/5/4Le6vemUQe4E0afbzg4SNxDbbf//903e/991JVyb+3HHPQ+n4D34n/Z8tL6wc5k/WYgin2feYpZech94O9L8WXJBe895vpNvvbj9D6Ic//GF62ctetsifiwSPVnQqhET+WztK37BfSr+1FZE/HBH5162I/PYmkd8fEekIvRDpGl0LIUvzfiFRhrYiKiQRUaHrh6hStCKqcCUrrLxm2mbBSunL7/0/6fHPTHbsV/5p+uo5/1/6xOv/Pd34nv+bHqj+X3f+qAzAb7zvb9MWG70kvXjVCSGE6PGS6m97iKz0onWq71lppQr/f8lLZ9VCRxZB1qj+XqX6beWXrJteWLHKarOq+6xT/Y11q7/Xrc4hSEyIFv5eZbXq3FVmV8crJr+dt9oaT5wHIshqa6xTH3tRdd6LVpm8rmKVlz5x31mz1k7rzJqVVl/T8+akF1Wsstrs6vg66aWrV/d+6cRv8LfzdKBmfCz7og3SNpu+NN36qT+bMBZv/pN0w5n/lLZesEZ60UvnplVWXy+tXZ237rrrVN/2EZmTVl19bnrJanPr7/rvilWq/ztGFGmKILPWqcK51npptTU3SKuuMa+637zqe4P00ur/i6j+v9asiR3RM7PWWS+tsbZj86pz5qfV1vI9r/5tndlEjVgAaZKFDYLH2utuUF07P62+1oZpzVkT36vVf89L684mOkyeO2f9tOKqC9Ird3tJ+t0nK6dh0uj//Hv+Ne27wxrVufPSxvPXqwycFsbJelVc1tkwrb72RtUz59f7iPhefe0N69/XnLVhWqPCG2iyGLJBBVHF72vM2qg+z1tqnLvm5HWzZs+vxY95k8bVnPXctzq+jvM3rr/XrL7Xqr7XmVOdu/4TI1quWW/uvPqYc9aZY9nJhmnOXGFcMMHsjWvmzK0M9lrgWNw4XH+DKi7rVefPXpDWWnT+gkX3ahqu8+ZtmGbPdXyT6hpGNFHDuQuqeEz8tvo6nIa56ccf/d8T5e7rf5K+9+F/SC/badbkeQvSnPU3TvvstFZ6x5ErpHNOXDa98TUrV8b2umnBxhMiRhY1GOqz5246sanqeptOYhPATSpjeeK8Jt5ykM9fd87E+bOq8/02bz4nJXYsQNSwqeDsuZundSusu/d/a+/XnTtxD982IDSiyklxjnNnV7875m+bEzYdmAULJhwX587ZoLr3+ltU99i8ZnaNTSYtOeAYL0ibVJjxsV51rmOu4WjNnScMT1zn+CdaCCHOh+vre1Q09zHgrHEYJ56x5aJz5mwwseFldtabEAHMPlhv3pa1c7texZqzt6mObZq++f7uhRDihNkC7icM7je3It/bMgz3aF5j2QOHOJ8D1/qtuXSiiXALxxabLaiXX9ThrOo+weMHH/6/6aOve34tDlz9jmekOy77y/TotX+azjj0xfWGrxtNPp9o4f42IfXsiedXaeu7erZ0yXF1rBMhxP2acVl3/a3SGrO3TR8+9XkdCSHiZUbOYS9bs3JS/2nC2a3i9fA1f5JuOudf0zlVnBaevGz60jn/VvWTf5J+8f/+Or32FatX56+dPnfW09PnKz535tPrWRW3XVLVVeWowoyQWxb+U33s8zj76ensY5evZ4Sce8Iy6f4rK4d5Mg0JFXdc+hfpy+f+W5W2z6rvdc8Vf1HH+daL/iK9eu+1q3g9IYTMr2eHLEgXnPasqq+u2uAqjmYxXPn2p6ftt5qf1pqzdVWGV6jvKe3MSPn8mf+R9tt13SqNzNCp6t2kiLHvLuulb7z/nxeVu19e+P/Ve6Mo1xuoK5NlX72ZbwZV/dtE3VaP3M8+O7lONFH/5s6bqGfOX2v2llW7tGl651ErthZCqrpOnFD/6zZkPc+ZaBNmV22GTUwXaxcq5m1YtTfVMedoV+o2ovqerc1avyrrG0y0Jc7N12F+1S7Z8+MdRy2b7pRWOT+q/Pvdp/53LTxf9MZnp+vf/bT06wur8Mpbx6t8eeCaP08fPOXZVXw2qtrGTdMa62yR3nfCc+rlifLj/ipfFp70vHq5zPyqzVxnzuZV2zwr/fSCv1rU1nztvH9Or95z9TS3av832Xh+FaaJmYQEjDlV/2B2yKzZ2mEbYm9Si+P6iqYYks/Vl+gXHJ89N/clE/1P1F/1yqBEkNIuGAaeYwDMzNvjjz8+3XbbbZPuTPz57R0PpCPP+3b6++0+lf7PVp9M/7jDRekfKyd6zFJMlYd/vdWFdX4eeObN6Re33jeZ2/Hn9ttvTyeeeGLtT/ER11izi1flLiWboyLyXUsiP7gVpW/dishfL4n8/pJIP+iFcklMpmshBE/2jVMRFZSIqND1Q1QxWhFVuBJCyNYbr5S+dPakEFJ1yL+tHNq3H/afacEGL0l7b7tCuuT0f0l3XT7p5FbGwR8u+sv0ih1WrJfHrPTiddKstddM+2y3Qjr1Vc9O7z7yGemcY/4zvfOIZ6RTqv/vuXV13mqz0ktXn1U1ImulDdZbPb1yl+XTW1/zjPS6A/477bnNyumQ3Zepzz/3xGek0w96btpio9VqUYOQMXf2mulVu6yQznj1s9OZr31mOufYZ6b3HPnMdNzLn5u23WSVWtww48P3qqutm7baeNV03H7Pre7/zHTusc9IZ1fXvPnQZ6aDd1subTh3jeqcddLq1blrrLVO2m3rF6c3vPo56U2HPjsduc9yafMNV0/77bRietvhz6ri8Mx09tHPrOLgOatWz6iMwblrp322f1Edvz9eVhmu0qMylH/4kb+pnvWf6dQDn5sO3G2let+QVVebk9afMyu9bMcXp1MPeEF691HPTucd/6x0/onVvY97VjrjkOekV+z8ojRntlkkZoCsU4VpTlp33dlVWr44vf7A51XxfXY697hnp/e89r/Tm1/z3PSGg5+XTq/w9/67vDjNXY8AMre6bv209aZrpaP2XSG944jnpPcd/9/Vs56d3l79ffz+y6ctF1TxXXuDNPXskLlpzVmVYbL+3Cpsq1bPe0H97Pef+N9VOP67vvfRL18xbbvZrLTWrHlpndkbpK02XTcdsNuL0yfe8O+VEVulx6Rx+O0P/H2VJs9OR7185bTDFuvU4sV6jVkdRA3iyM5br51OOXC5dNYxz0lHvmzltNOWs9Khe7+kMkaflz5w8n/XcbEE6ZW7vrQyZCdex0vU2Gv7NdIbD31Beuvhz0snvHKF9IpdVkuvO2j59IFT/ju997jnptfs/eK00fy5leE8P6297sZpu83XTce/cqXq/Oen8yoD9QMnPad+5hmHLlPde7UqPPOq+0+IJ7532Wbt9IZDlktvP/J5VfhWSLtsvU565W6rpfcc/fzq2ufWMy/ectgyaf9dV6+M6nmVwTlhXJr1sc6cjdKWm85NR+z74vSOIz3vufXzzjzmuen1r14h7b5tZYxNGqSM1x22Wi8d/6oXVo7Rc9MpB62YXrHrmvX3+Sc+Ny18XfXbgS+s14u/86gXPDHyXpW7X1/4N+kjpz4zvemwZat0XiVttdnctMu2s9ObD6vS4aRnV+m2XNpj+9m10U/QIIDYfG/PHWanUw9aOZ11bBWXk5+X3l/F551HLZOO3f8laYtN5ldx4VxMrHknguy67Xp1GN57/PPTwlOeVxn8z63S+HnpdQevnHbeZk4thji/6VSAA7PZphulV+4+K73tyOWq+D+/cubXrJ6/Xj1t3PM/eGqVlpWDcNrBL0zbbTWvdlJetfva6e1HLVcvFRC+d7122XTw3mtWaWUz08qpqu7NAbKJ4QHVuacfulLloL4gfeiU56cPVQ74wur7na9drnZmbbrIicOu28+tHOCV07uPXqa+5tV7rZ1OOGDV9MHJa048cJW0+WYbpY++/r8XOSdZCDFDY8ONNk0H7bVWde9lq7i8oIrT8pXjaO35glp04QC+rPr/aYcITxW36p7vP+n5tWN19P4vrUe/OdlEGY4rp33+hpvVG3C+/YgVqrhOhP+Nr1kpHbnfGukHH/77Ogza3E6EECKHZSqH7btmeusRK6b3nVilSXW/D1fYZPRtR65Yb77J2ScAEBA40TbRtEHs2cdV559aheHUF1R58oL0+kNeWG+aaaPY8pn1DIKK/XZdL33lff824TRWZdJSove8tkqvzZSJzerlJW85YuUqLMukl+86uw6/672NhNBhSchJB74kveeYZaswevbz67x88+Er1fElCBGRphJCzOIggHj7yBmHrpzOPWEi7mceu2x1zlrpirc+Y0LUqNKzvRBCyNqyLie3XTI5Q+OzVV375F9V5eMlVd3YqnLSF6RD9l47vevoZes0tbGpzVJftfvsmlfuMbtqk1ZL3zj/nyfyr3ouIeMdR66U9tttTn18/928CWheVa5nVXn7txNhq8rc49WzfnrB31ZldLk6/vtU6X/IPmtXdW+59IWz/iNd9bb/qmd5eKNMHd4Km8FaLvO18/5x4j5VXpjJcdohVXmu8o6otaQQ8rSOhZBX7LZuLUocWNWXd1T16l1V/Tlm/1XTTtvMq8rpaum9x76grj/nnfj8qs1cKe2y3dz6flDWzSRRN3bYel7Vzq1S56/zz6ry5o1VXn3kdc9Jv7/or+s8fUIIqdriSQFDPT907zWqMr1cet8J6tXz0jnV95sOW6HeuHSD6jyzubQ5RNa9dqrawMNXqNqNZeo2yganp776RemDr39eVa6fn4555ar1/h/zqrbkibZqor3aa8c56SvnTqZjlfdm1Vne8o6jlk8v23lW1b7OrfJknaofWT79z4f/Lj3ymT+baCuqsOvzXrHr2lW+zknHverF6evnVfXXDMkqzR+8+s/Tde/897ot2H/3Nat6MauK97PS3VdMXl+dY4bQB056VtU2rpx2284m1/qSBWnTBfOr8rZaFf9lqv7weWnhydrf51blfLm0385rVX2X9nBi9sfWm6+fjnz5S+q+5vTXVM+q+pLj9n9hOvf4qi95/XOrtmX5tN2Wc+pzzXIshY1OmZjtOJr7gUwFIcQz7Rdy6623Tro08ed3dz6YDjjzm+lvt/5U+l+bfaJypC9O/1A51GOWPuTdX1R5+DdbXZj2edtX0y/+0F4EIZSdffbZdXnhT43KviCRX9gvke9aEvnBEUvzBqmRnoEZFUIyUcSbRInXJMqAVnQqhkQFpRVRweuVqGK0I6p0TbIQ8sWznhBCfv7xv0wnvuLZacUXr5Ve+JI10wE7L5e+/8HKAK06e9x68V+lw/ZcrhZC5s5+aTp5/+emG/9/9q4Cyopj2xInuBOCu8O4z9Vxd9zd3R2CO8E9QHAnhBDi78U9eXH3F3eX8/eu7p65c6lRICHvZ9baq+90l1ufs/vUqU2V5evbjefqizVe7F+evkLuX1dFJvdtKbZIHsVrk84p/nJqaS2V19dnrpD71laTF3dDCKLA8CwEuGPXyuAuHSUoBAJ7TJCsGNtEnt5ZSX44i+cUKs20Pzx+teycVR9hghUJEh4RKQM6dZTDi+rIh7RMoLkpw6I8v95VRl7YU07WTWqsiBISIb6BDlk9oZF8izL8jOdv7L9ebp1bTx7ZXEn+oJ8L1gPC0Oe3XSnHFteRnOQg6ZIaJKeX1TbKQuGFeQD0i/ET0vjqdqM+nVMDJTLCIbOGtJUHuZXhNpQHZVbleRKAgPkd0nh4czWZPqitIliCQl0S7Y6USf3byf1ra0BovcIQxsz6Ms+vTqPN0MY/Ib/DC+shnkNsdpf0zQmSvfMaQkkoJ8I+pF+BR/l1ll8sy8o+POuVFSSRNpqH6ggQbqlxIS23pCdGyOLRbVDuGug/U0gzTyDg1603DkL5vqmh9O8cjDhRELSClEXML2wzjzb5FWF/xr3X9ldAeu0kPtYldmeewONwRUtcjBsKg4+8QWdxqOvLt1aQ40sayHO3VFFlV/ni/nd3lJGHNtaQiQN8VdzAsARZOaEFxs+VEDCNOv57Yy355MR1Rvsi/5NLb5TkBKdEOuIgLIbIoYWN5J1D5eRHkjXsW6aNMcc+e3hLTbV9JzXRJU5XrIREJkB47IBxTp8HJByuQ7nqo541jDlCJQHt8d0dUCg21ZKpgwMkDsKhO5pESqz0zI5UysELeyrJLyifCs/8UC5uGTq9sr6M7BUIpSoOAlkchNwQeXJ7VSV4M68HNtygrqr/n6KAXQVKfmNDMWMbc64gLY7Tn5H+N2iHJyG8kyyZN7KjfHryGtUfX9x2ldw8qS2E/hhxuqE0JcTJuP4hcnpFA6XYqbQ4VtAenAMUxLfNaCHdshxQQLg3PUFZlBxa2ETeO4Y+olLI8fgEgLL990RZKDId1MkHsaYliaVYWEpJp4wYCO+tVRl/R9s9vLmm8lvyxoEKeW3JtI6XVQrOYihG/95okmpmO/+CPnhsa02ZMjgIdaCFSpKkJcfJ3BEBGKc3oL7XGmVjXVg2xPsR9XkKiugiKPOZabES5sxQStv7aFemxzZ6ZGttlKOSEQ9leBR59Orskl1QNFTbIG8SIaunoI5Q6Eb3DVcnO/yINqffBpaRZIHDnQalOkGmDgmWc2vqo108yoM0GO7FWytDOWkjXbIg+McaxExSUoLMgEL58Oba8h3aR/U3yv717VdCieL8M/sI9wojQqgMk9zIyYiFsuQjT0GR/YZELdNjfxGsyx1XYWzdKNOGBktqCr+yp0n/bi5lLfHOYazvqFNuG2JMfHT8Otk5p5Vkp3NbUJ5PCoJlYJ5j+kZCca6Zu17+cOfVitDp3ilakRc2d4ZSxPnbIh14Kg7JFZ4WcnxZE3kLeasv5x7z8ovTV6Nv68iiMf4q/0h3pvQpgAhhuizf0J425XNBjQfOEbQb1+bnd1XF3K9o9AnKWBQRwrKunNQe7wZz/UNaHx4vp7Y0JKHOrA8tTRiObahIJcSzyB1a5PTIjlFWF6pOaPuvbr9WJgwIV5YufM64JE9oYfLtHSgvwrBsn54qKxtmtM8th7JwiU1VfTywuxtjwC7ZGfG55SYBlIJ6zBrBsV3BmDPI8/ndVRRBw5N83NGpKHvb/EQI1phBxSRCBvZwqHB75jdVY59rBbd5HIRi/RzaVr1zWE+k/V+0/eElTaRPF7zP4lJUmky7Z6couWVuK3md/WD2Ddv2vxhjr+yrhLUcZVPj5ypFhKSlxCrLj86ZUbJ6UgdlLcH3gGonjlH05ZenDR8tM4f6o194ahat51IV+fE51j6W80Ok/+AmrqdYvziukefda2+QrlluRbLkrVWJkpwUJysmdMC4N/3QAJ/fdi3utVdrGy3heFIXrzyJayXuK6sfM+x7RyrIuiltlUXeq/vQF+bYUWs1wHfiDyjT6ZX15CTq+ONdeMczDOcdwDnAd+a7R65X63ZyYjTWbhfq3w5rWXVlgZRbf8Tj+n7f+htk6iA/vH9iUR8eER0h96yrrQi1z/H+Zj+/sR/1YT7PGFu5hvYIV4R9aS1DLiYBQlgywZ8FWrJSuWWf7t69W77++mtTrdH/vfPxDzJs/VNSOeu4XJV4WKrmQLH+B38r0BrkavRdufRj0m/VE/Lq+9+Yvav/++abb+TWW2/FeI+VoOAgRWwUmwj5H3SOSuj0YG+UhAQhPPV0HXT6vjd0nEFp4HlKjDdKRYQQF5MM0VXeG7pG9IauI3T4/0SGFEaEtPXldpdwGdHVgwiBoErhZWjXdhISHCaLRzWC4ABFn0I3hBO+zH+923zBU2AF3j54DcK3VVtieqT7yH1rqxvPKJhSUGBYxn+apr/XybBu7cVuC5eNU+rLlxTorbC8MjyvUHjfhOI/vFsHtd2lZ6avPLyxshHOTJeO15SQwf9RL1q17JxZT2JcodLWxylbZ9TNyx9XVX+GZT1ZHqsOeLZhSmMZ1aODPLgh72uRJcCocBRQEPb5W8pLtwx/6ZYeBOUNYU1liOHoOJTKoApvlvHlPeVkUBdfaeMbIyN7dpQX90CAYpmQFs3Jf7HqwDgWUL7blteRmCiHdEoNk7tvrqUcrKlyIy7jKKelzINAnFPLaktKgg0CALe+nE+EcPtMTJRTNk5tCmHcVMKt+FYbErj/C8p179qa0jUjXEb3CpCX9kC4NQXbfG2CsfLl6Wtk3eSWkhjnVNtXLGGElh3cMrN0TDv5GEqwVXYVj23O/D3LgGfP76okfXJCxSc4WTZMa5KXD+OZbWYpUmdW3aCIkJ5Z4fLwJgjrDMd0zP5UsP5HPp+evFoWjGqHMkWJf2iyzB/VRpEsKoxVL/42+zn3PuI+tqWGDOsZAiE8XlKT3HJ0SUP51jRRZz50msgtA55leHRrFemWaYcgGAtB1l99XcxtA6tsrD+E91f3VUZ96hrjk3lbbcxwDIN77xy6HopgqCwf39pQTJA38+Se9Kw0t4Q7kmVUnzB57pZqSii3xiQd9eWmizwprNOChYpBpwy37FvQTJnZMzzDUVH5HnX7g3XBvZPLGkk3KBW0HKFgaYHKBa02eOzkwYXNVRuosrLMZrtZZVf/A8z7JxIgVt1ZRv4GKNjzize/tkY602R4r0h5ZMsNuYqfVZd88wvXNw+Wl0mDgsU/IkdmDA9Q5JX1LLedmQbK8cwtVaRvF4fc4kGEfHX7dep0jwFdHXLH6jrGfZYZ5fvw2HWKnAlzkGQJgXJofgHGM7aVcoLItjbblkrk+ultlOJJ5XR47wgogabCxHIQVrvwN+MSKF9hRIhBSiTL9CGhSM90sIo8c8tgtQnu/Y70qFT170YHuumyY24LRfZZ7cH+/e7sNSocwz99S2VFalCB1+XZG88e2ox2YRuy7gAJ8CNLmyhLhs5ZMSoclX+r3FFxaTK2X6Q8vbOGMRbN9rHi57YF8P6x8lBEfSTSlSm9u7jPI0LG9I9UFhFZaXFy7uY6Rrmt+FZbMjzT5TP8X9TWGNb1plH+8v4RU4E08cbBSrJpZlsZ3NMhOelxBvEBMI4Vl1uTmGYfKP4PbkK7cGyqcXStsvIxTogxtiLxGN3bVzVQ1gJWnR7fVku658QqsohbiCySi21ntblnebmtiKfNHFvaSPUb82Kfn1peVx1Ny60o3MZyQURId46VVDm+vIHRrmwPtGXuusF5yivvq/TLyKZpbdUR0NyCRkuvHbNbybe0KrXGNsNb/WP1De5bREhKMrccJsuWma3ks9vM9xHS5ztRyReMwzSANw6UlTF9w6C0JGKdS5MVE9uotUSVx3NM8d2Aew9tqoE2duUjQrhWpSXHyL75TeTr2w1S5g+k/dyuyupUGG7h48kw3FrIKy3rume5lMNbVX+Ep1XL/gVN1RaYz/gOZRuyXhZYXvTxQ5trqfa36pT7nL9Rxu/PXiXbZ7VQPqFo1fL56WvPrz/DmvV/dd/1eP+EiSsqQUb0DsUYQv9ZabPuvPJ/yFfvHykvo3qHGGRGKYiQv4s/kKJAMoRbkbt16ybHjx+Xn376yVRt9H/0GTJ03ZNSKeOYXJ92VKpk6xXuf3D5gX1VNvWoVEg7Ij1XPCbvffqj2av6v19++UVOnjwpOTk5St/Skh2FQKdnFQSdvlYYvHXBC4FOTy0IOv3XG38FCULoOIOSojAShCg1EUJwv40u09JA1wCe0DWkDroO8UZxiRBCN2h00A3EC4VuohQG3UTUESHvHbpWFgxvKAHBoeKwBcqGyXXls5OGEMUX9TuHy0qXFB/JTvCFkgnhny98vGjpGOzcqqpyfElNeR0vZzoIY3p8cR9ZWFuSYwKlU7I/lOjqhmBiCVUAw/z4wFXqS8rI7u1laNcO8uxOKIcUXhCOwtUHR3lyzfV4mV8rvz90hby+vzzCdRSXI0z2zL3BUFwhaDCtF3dfJ4eR50ObKhlfW00h5J2D10nvTB9p5+OUzdNMIsQSFpgP2oBfU7+lySqFE7OcPPnkpmEt1XabT05AeeQzM+7P566QL2+7CsroNXJ00Q2SkRgsfbP95Akou7//i8+ulkcR//iSOqh7VfkviSNTOGF+c4e1luAQl6yd1FT+YH64zzo8uLGaskZ5lV90mBefId5Hx6+VpWOaS2KsXRaPbi3fmPvHWUdaYJxYcqM8sL46FBIzH/QP97IvGNlG3CQ97Pl9hthNHyLDugfKi3vM/kRabPP3j14jT2yvDIWyrCJAVBnQpxRqF41qK0O6BsuJpXWUiW9um+D6E9qEX6Cf2l5JZgz2ldgYt7ICsQQRTyLkv8evN4RJltXM99OTV6k2zSUQ8JwC4rKxbcTmiJW1U5oa/WP2AcvF8fvTPVdhHF4tRxfXU0f27pnbwLACYfoI8wPK9J9bKsrTOyrK51QMzDyZxpM7qkDhDZF2galQhNooxVU9J8z0v0BffnbqKlVGK+53Z6+EwN5UCZcTBwSizaCsmW3IL8lnVtaVu9fWUQQiFXr2FQmijdNaKuJkQv/AvG0QfM50cSVx9uP9V0Fwrq3CvnMY4946kQPgGPkKY/WDo1fLXWvqSI9sh6ya2DJ3HvOkgx2zW0h6cpQ6XYbbNCwS5Pf7r1Bfyk8sbSBPbKsOBQTjnX2LsffCnipQusOgFEUoKx3rPst/24r6snNOS3loS21Vh4MLm0JRiFJfSj2JEMIdnai+vB5c0Bxjx1T2zPb8Ff36LfqCvhNy+9FsZ/6mz4Tv8Vz1P5+xzaBMThoYDKUsWZm7P4Yy8KQOrjtP7qiKsjWQ+9fXVvPD6hteuS0gODJTpg8NyDNF98jrZ4yZH6GA0SKkT2dnPiLki9PXyabpbeX40obGfEI7MF2ShasmdYSyFy9Z6bFyeAnmLuOoOX2Fsug4uawhlMqqmAtm2yLeUzuqo20j1GkZ22e3Np4xTcTlnOH4Uk4tPeYSx1JhRIhhkZCktmO8ureq/PbvK5RVxMNbaqFNGsojW2rIF1TuWAa0I9eLqYNDpFdOtNy/0TxlBM++Q9ucXtkQ5Won/9pUG4rd1bjWkG4IZ23F8ASVfvr8OLSosTpFxWpPo02vlA+PXa+sjyYNCpf0tATli4Tbizpnxsm+BS3VGLTqzrFACyoqnl+fRv2ZDtNDHzywoa7kpMcrIuRVrG+qX1FmEiG0kKB1y5wRQca8Y12QHi3KODe+Qp+puWq1JfIrlAgBaNUxvLfdsOhgn5r14tz54dzV8vqBCrJnXku1DSq3Haz4Zv/07Xw+ETJlcKgiT/icZAvJqMe2VjfKhzrxXXBiWX31XOebhfetvid5Qbii0tSYfXlvBePdgbzePVxRFo/1Vc9peXTRiJBlJhHCtjTbhWlxvf0ea6BqXz7HM1o5jegdKaH2TDXe3zxokkp4znbk+/XTU1cb85/3zf4mEXJkSUO1dWUgyvc8/bSwDVFutuE9a2+UM6vrKcsGtRaivjzV7uiSRmqtCcQ8Xz6xDdI1ypE7jpAn5zlPv6PFRLdsgwix1ipuB+S2EpKd6gMKxgnTvX1VXUlNjlEWcp5rG0/hSkmKkfvW1zTyQHgSKFwfaSX3+NZqxkkzfIa8WWe2Ed8d++Y3kt1zm2Bt4QlLZhlx5QcMlu95vJ8Wjuoo4/qFyNM7UX/zXcLTi+6+uY4ixd85XA5xjfqTqD6woLFkpblkMNbsx7ehTJwjrL8JEtF8l/A9M6pPiCI1oqKLT4ToSIzSwpOQ+CtBMoS+3+gI86677lJHpBb299nXv8iErc9JlazjyrKgUtYJqQwl+x9cvmAfsa+4HWbExqflw88LJ0F+//13eeCBB6Rfv35KD6R1h47s0OJvZAlC6PRUHXR6rw7FJUK8dfKCoNPzPaHjCUqDokgQ4m9DhBC6xvSGrmN0uNytQizoJkxB0E1GTyJEfU3lC/e2K+T08qqybExDObSwBhQtKGCWQIHnDyJscoyfLBrZyDDXf4wCzJVyx4pq0inZR5y2YJk7pCmUKAimpqD70u6y0jOjg2TEB8i9N3sQIUj3s5O01Kgrk/q3kQl92kp6QoBsU344oHiYQvrLt14n43q3kexkf0WS7J9fVw7OvxFlD5TOKQHyn12mVQLCv7a3vIzq3lbi3CGSGhckd66CYAeBgc8oaMwZ2lKCQ2yyYUo9Q3gzhQVuMzi4oI7yA7J6YmNlXqueIf+3D5ZFvBZit0fIlAGt5BOSGRQ2kOZT26vI9IFtpHeWn2QmBYvTESlp8aGyYlxzuWVOAxnTs4PaWpMcFyopuM97Kl2zbdZOaiadUkLR1vWN+uLeK3vLycR+7SQiklt4oGSxbxgeZbl1bkOJcdulZ1YQFD+0pSmIvX+0rPKnERNllx5ZwWr7jEWSUMg6vOhGiY5ySoSNp7/kESHhtmhJjLMp0oDtY5XhP7vKQxjrKF3Sw2Roj0C5dx0ELKvcUPbuWHmj9O8cInExTlk1oTmUDlPhAx6EAjVjSHso56hzgtMQPDyEEIsIWTKmnXzEbRfsH7QnBeGzq2+UsX39ZFxff8Oqhu2MPCl0377iRuWXZOXE5kabsO4sE64PbKgtC5He9CE+yqfIoK4h8tKtpqUF4lOp3XdTYxnYJUS6ZERAwW0uHxyDgM4y4zkF3+lDfBURMm9kW5TFTBugsnJ2dW3lE2Ta4I7yzE5u3zGVP4y7s2tulK6ZdjmyuCHGEdoBedJJ5J6bmkhWqlM6Zzhk28xmajsJn/2BuBSic9IdMqZPMMa3SYQwP4xJnviwbmob5T9h8sBARWZMGOCP+2grc9y9fqCSLB7TQYb2DJHu2XZxRyfI+mnNDcUK9aGSsX12SyirMTIaeXCLjeo75PHKvopQHn0lIT4Oz0KVgqGsB/CcSsrS8e1kWK9wKMOmAo08X4UQPW+kLxSDWOmZg3L3DVH+RpIS49SXUk9FgVBESKYLc7UplAuTCEFaNCffM7+FTB0SBMWhEfIzFDSr7rSKWjDKV+YOx7zejfHNdgG+O3u1LB/fUZIT4yU7PQZztKMcWNRcbS/p28WuzOhzMqJlx5zmhhUE64p06TskKjoF+flDmTLz4bjBs5f2VJW1UzrITaMDZNLAUNQtQfYvbGyEwXOOx6fR159wuwXvoRxf3FZWts5qowgQOo6cOTxQXttn9B8Vm//sqaJ8giQlJshEpEnTfEUKIz2as9802lf6dXVAYUHduP6wfVHec2vqKH8q9EVBAkVtD2OeGF+v7a8sI/CMyiqVVksRVqBiDPTt6lZbLfbMb6n8hPTu4pIuWTHSE0r5mTVYW9jGKCMVp2Xj/WTSoAh5Ykdto31RBjriXIB2oA8MbmUY1TdChveySVpqQq4C7gmSL1TYafnx2LZaRj082pb/04nkmwcrya55LdE/sWqrzIxhQRh/aC8zDE3+6XumX1eXIgfWT2tnrP1mebmtZcawYOUj5OW9WOd5H+OfRMiwXk5lEXF8WSPDcskc37RSYz5j+kVgbtZT7ydVNjwvjAgx6pWMdk5BW/jLR7RWY72sujF9/P76jmsxNiurMHQYa6VTXCKEDmGH9LTJ6/sxn832IvFH/w9MixYhRnoe/eyFOIwDbtmaMyJQnTii+hFj5aHNN0iPnGjMbfYPHZReHCLkGIkQtoGJ7+4ooyzGRvaJVNvJ1McDPkN96FdjyhC8CzE/lk/wUe8fq+04HngE+Mi+YXgXtlSEqjUWON9IrPH42s0zWmMcoF4ox3foszOr60ufLg7JSIuRVRM7yFtIR6WJ/F5Afw/uGSF+YdmKCOG2GM+ykhxYMaEj1tMAzI0QScMaZvk2ImjxkZPulke2VDHIaqT7Dcbg/gWNFRFCCxDPtc0iQu5cc0Puu/knykCr66DtndI1y4X3xQ256xDH3EGsK+P6BaJuDuX4etFYnpaDcc6xhTAkPRaMon+QSKybDrRNU8M6hfU/exXWynpI2ybpKW61XeZtbjNin6O8z95SGWtxON7HkWoboWpP1h3rC7fq7ZzdVGYN85PZw3wlM9WlSPvi+gjRkRmlhfX+v1zALTLWSTLqWN0iyJCPv/xJZu1+QWp0PinXpR2TilnHtQr4P/jrUTHzhJRNOSbVco7L1J3Py4dfFE2CPPLIIzJ48GBDvwoqoTXIJSJCvHW+iwGdfloQdHqvN0piDWLp4oVBp997Q8cTlAbFJUKaNm0qhw4dMkeL8Vembbt20o7QRPLEn02GELqG9YSuc3T4O1iG6CZOYfCejOcRIXgpUwDn14r/Hr/W+CrOlyrxeBn5GPcm9WsuTnsgFPfqaiuMEgLOXaHSWDq6oUwf2FRunVMTAiyEGL7kgU9PXikDO7eV1LgAuWcNFAAzTVpxkASJc4WgPpFYfCLF7QyWO1dBIDGFiB+R9rHFNcQWGS6tO7rVCTDp8YZ1icseJmN6tpP3DkOhpfUIwnObwOrxTWTe0OYye3BLCAYQunGfoKBFJ6guR7ismwzlgIoI7nNrCQmT7un+0rxdtHRN85eHN7MMhgLzyYmrZM6w5lK/VRzqECzvHoSAwjSR5z0318K9MOkYECX+wcapMQ67TWKjIiQtPkxykoNlUGco9n3aK5xcCgHJFLaoONGpKP18HFlUz0gT7fXWgWtkcNeO0rBVoswY0sZQiij0oCyLRrWRVj6JMqKnj7zFNmZaiPPx8avl6KLaMmdoa1kxrpncv66asqKw2vretdUUEULiw5MICY2IkfSkcAjulYwvVMiHgvX2mY2UtYhvULwEhMbLkjGt5FPLgSDCPQfha0j3AGnUPk2GdveXT09AEDbzOrm0nqQl2lU8OlX1FkDOI0KoMCDdp3dWlP5dQiUoPF6CwhJk4zQI2BAimSbL9sT2KtIzOwyKXAtjfCAOvww+D8VxYn8/dUoNT52hBcqMwX6GtQmFeipOt1SR7pmREhyRgHIlSqc0O4TVukaZ2e5ox5UT2iLvJJk7wiRCWFfcp9XEqN6B4huSrByrrpnUWn2hU33yWBl1osDYvkHy5A4I5ywX0qRD3XNrasjiMW2VY7s7VtVGu5oKHtJ9fncF6ZJpUySFIkLYBnhG/xVLx7WV+DhuJYISGhcrwbYUtWf8BcSxxt0zt1SXPp1s6oSAcHuywqbpzfIRIdtmtYTgTmeY7eXzUxgLZn3ePnSd3HpTI0VsbJ7RQp7eUUWZXfM5LRu2zmoOBSgCygbajwI17nObyGNQKLbObI62CFNfSSOcPCUiT0HwRH4ixCBZfkXbnFpRX33x5ekRkweFqr31qu7Ae0fLQ7HzU2bxDleq2makyox25pacTdPbSBYUIfoDoB+BLpnR0quTG+WJkKmDg9VWlWNLEcfsA5b98KKmkpiQCMUswCBCmB7uv3W4gvIJQMIiJhbKZxwdc3ocnwtwjCmlivMC6fFIzSOLm0LRiVYKJokQOrZUVhxMF+HfOFBOKYY3jfZTFjn/2Y15xfLg+e9IZxWU0uG9w+Xdw9flzt13DlVAX/hJiC1TKZ2TUJd3UT41vjB+CydCDCQDWWnx0g1l69vFJWP7hcv0ocEyc3iQGp+qfOgDWjWsm9ZBxvS3y783YfxzfqCuP5y7Sp7aUVORFuMHRkCR5ukeGRKfiLGXTAev+QkDQ1FPQr5JMm5AhHJIqpRtltmcT+qKfv3sZFlZO6Uj2jpZVlj+N1Aerq9P7aiG9oiUMEe2OuqVxM0T26tjrBjKM+fZumntFRHykhcRMqSnS7rlRMnDW6oZbczwGKe757XAuEzB+MxSDlRJRqlycRwVQYQQtArJQFsuGusnj269QX7lnOIYZRtybLBewBsHKsrMYUFq6w/rZlltFIcIGYYx++5hcz0FaBWza24L1b+epxEVBJ7Y0iPHLceWNDaIRpTnF6yF+xc2VVtwSIIwrYtOhCAfjqHTmMe9O7skMCJbkWb/2V3V6HOEef/o9cqhahLm3a65rQ0ikG2G/Gm9QYfHoY4MZcVx+8r6WOONccP384GFjaVrtlvOYG221jISWY9sra4cFC8c0xF1bpCPpOL7eVTfUPENzckjQvgM5eGWNa4p3DqjTrkynUd7gqfJkAih9aNVR5Jx3CpTEBHC+yQ+1LuZbX/XFXif1JGU5FjxCc3C3G9srEOo1zdnrpHl49tLdHS8hGO99g9PxRzFGnDE7H+EuXfdjdI9yyl+YWlot2i5Z13N3DHN+j+4uaqsRN0Wju4gx5fWVxZ6ai4g/gfHIC90D8H7wCRC2Na4zxMAt85qKimJ3BKLssdFF2tLDLfAWNARGiWF9/v/coB18h1PkiEZMnLkSHnqqadMFafgPzpQXXbkFbmh2ykpE39InUDC7ReVaSHyD/5ysC8qZBxH3xyWmp1PyqKDL6kTgIr6e+6552T48OFKr6JOdzmcEEN463wXCp1eWhC89Vwd/tYkiBdfURBatmpVABHStm2xiBDiYvkL0TWIDrrG9YSugwqCruN10A0iHXQD80KgmziFwXtS6ogQJQiQVHgKoPNJ/KbD0WdvrSjLxjSWkJAwiYwIkvvWQekzhQ0qCjxi8LszV8g3t9O3Be6ZL3gKVDRVHdatjaTE5CdCPj5+hfIf0qYjFPLQcOngb5dYd7A8sTVvL/hHx65V+TrsYerI3PDwCAkMsUlHf4c4HWGyaFRz+S8dZTIvlIVbBri9hSbzvCphgs9QDwre++bVVX5Cbp5kEiF4RsKA5IHbGYEyOJUFx7HFN0LIMQS4z09dKQtGNpUWHQyS5H0KsBQ2ULcH1teQbmlB6rhcIhIvVR6NS6ep6yc3krturqUcgL51sJx8cLSsKpPKF+1D5X7nrMaSnkBipmmu5Q2tU+5dW0M2T28Cgbq60TfIj3uf5w5rIy19EmVC//ZQElA+9hfiMQx9LHx7+5Xy/R1XGPVmG7LuT/CrWCUtERISHiNZKeFQssvltvnr+yvK9EEdISi4lAUJyZJJ/TvmbZVAfq/tKy+j+vhJG79kGd+vI5SdPCLkzEoIdZnh6qhdF4QNbyHkPCKEgjfa4vaVNRA+2jgKNzJWbhrZFm1mCnx4/tyuitKbJ8ZYRAjahAr/nnlNJC3JIWG2OEWEJMQ5Zc3E1igT4lIZQfxzN9dUaUfajaN46UiVJIBqH6TD9DZPb4kyx8uc4SYRwnxR1wMLm0hmilMiEMfljlV7sd8/ivYyFYZ/b6wts4b5yJsHkR/7A2B/sB+pJHN7lhKYmR7ze8wgI7pnR0KJN4kQpoV4z+8qL53S7RJmT1RCK8GjEmlVkmtlhbDP74YC2ZOnqdBJa7w6UpGnBXgTIXFxcepkGaUccHwBLMsPEJL51fOHOzGGeN8q2+Nl5NBintwQrb5iqvRYNuaL55zbzPuWuU2kT2cb8s77suoJHRFCp7+rJ7eGwp+m9uX37+ZQSr5KH21CcodHZ9Jsncdf7pxr5o98qcBumdlaWYPYXKnSo5NDNs5oKfesr6dM6N86WBEKwfXGV1TOL7MfDi9uohSvXCKE9cQYvnttXXVKhDOa+/+pJBlK46HFDY24bBOmY453xvvv8XKyYqKPIkzof4EKIk/d+Y3hzPBG216ptgyQxM3XtliDNs5oJWP6hUIxNcgAgk5M6eyThAz9KlApfcYyiwcKJUIA4+jeFBnSM0LorPTfUMJf3FNV3jlcEQrj9YalF8uIcvwEJXbDtHbSKSNOdszBuODJF5wjZv+y/C/tryr7FrSQ4b1tytqETjl1hAFhbHlJhVLsVo4i715bD3librDebEfWEVcqylSq10xtZ7QX8qPJ/uElzdCXULrQpvR50TkrVk6taKi2K6l+x9rMI2Z1RMigHi7p2cmNtHGf+XDtOlBF5owMVmUjoUFyhVZBqo7mOCqKCCG5Q3KDFi9j+trQTi2hiN9gOPVk/ta4QHonljWSnIz4XBKkUCKEDkQVEZImg9Dfaj1lOyEtbj08uKgx8jWc6Xr3sTdsrnQZ2Sdc3jhQ3rBiQLlIqC0Y7afGJ09rsYiQmye3FXUkLMKQCKFD4kE9bOcTId3yEyF0wDqohxcRgvrQke9S1YaJmKdpMriHQ+65uV5uXUhScCtaVmoslPYmuUQInTjzBKlwh3EkNp2c3jy5vXzCU2OQH4mQfQsaKx8eD21BOcyxw7VZyRcYx3yve8sXfO+NHxAsHUM8iBCzn44uaSxdstwoJ+d5goL3WuWMSpastCh5YGPN3Hftj3deibI3UISHdZJWXniMk8RYZSX5uzmWSdSS5ElLjkb9UmTvfJOQRRlp9bZuShtl2ec2yZDhWPe59dSqB8nKQd0i8I5JVFYb6tQZj/qzTqw/t6UqHyhW/bGmfHtHGRneKxjvRpMI4X08f//I1TKkB2S9iGS8R4rvF0RHZlwIvN//lwMsIoS/SYbQZ8iECRPksccek19//dVUdfR/3/30m6w6/poEjb5brkw4LFdC6aYVArdiVMr8B38JTBLkKvTHFegP3+F3yfIjr8q3Pxbel3/88YciwMaNG6d0JOpzYWFhWsKjIHjrVYXBWycrCjq970Kg00sLgreeq8PflQgpjiWIhZYtWyoi5MiRI+aoMf5KRIQQuoKUBrpG8Yaucb2h6yQdLrZViG5gXih0k6cweE5K3dYYftn48Ni1UN4ryuNbK6uTX/bfVEuGd2+NBSJE2vlBwbUFySObzS+WeFEzLhUqCin8kvIVwP3u3Ff/+elrIJSXk16ZHSQ9zj+PCMGL+u2DV8rgLm2kvZ9DwsPDxTfAJvFRwVDKzf3eAL+wTunfWmy2cCw6kco5Kq8+AQ5xO8Nk9YQm8ukp8+s8BDHDd8I1qhxURmh6y69hX0IYoa+M5WOaKmes6yabW2MQjwLY6olNJNYdJj6BTslOCpIjC/OIkM9OXSnzCyBC7l9XQ7qmGkRIeISBnJQgObGkliEYsh4ULPGbCpLyC2AJ0riSCIly2mXeiFbyGwU4CpsEySie+MCrGf/hTZWkbyc/aeUDxW5gO8P/hZkO601BicI6wTbg19Qvcf3k9uvk6OI6EuWGMm8/nwjJToVATTNttiHKy1MBJvTzVURIpD1KHas7sZ+PvLjbFM5QFvpoGV0cIsSVJ3BY0BEhPAXl9Ipa6vjecHusAgkJ9eXcFGqfu6WS9M7JT4RQySahkZroUOnSKWtKgkM2T2sO4R/jgu2P9jyzqpY43VHqOYmQkIh4WTe1pVFnpMP0tiAdhzPuPCJk3wKDCLE5Y9XJMoO75ydC/qWIkI5qG5nVPlQov8e44tdAnj5CM2/2B5Wiz86Ulfs31FRm0mMtixCmhTo+vq2idMmwSaQTQrspmOqIkOd2V5NhPYpHhKyZ3MoYcygXr8Z+9Ks9xopRNvrh+O+p69XRti4oBwO72tSWjQ+pqDC+2Va8cs7vX9BIumS6lXNVT0WB0BEh/EK5flpLsbuSFYHSt6s9jwjBOH9uVzUolVQWeIxpiiJClNCP/KjAbp4BZQLKFU3nj0JJsSyYVHzUjcqzcj7J++Y8KogIuX1VI2VNwmM0ecQwyRAqZwcX1TfayWyr3HZDWj/cdZXcsbqB2o7BL/JUaPdibFh9zrD0McC2ZZ8TtKShlYJq25PlZB4UVTpw/Y6nYJhluevm+lBCnSgD620op8/sKB4Rwv8JHodKRU6lyTHPdkF5uLZ5Om5l+5AI4dd6Hv9LPyIfHi8vv3E+MQ7j48qjQc+hXNwmQ0JBRxiQSOAzkjAx8akYB2nSLSsWa2kHtUVIOXE2246nPI0fGCprp7Yz2ssco/QX0i07RqXBo3K7ID5Pk/nBdDisnEfOblkgEdKrM32HmPOCa9e+qjJtSJgqHy0wIlyZBhHCujG9IogQkiDcmkIiRDlEZf1QLpI4t97UXJENqi1ZB5SFTnu5PYT+T5heQUQIHeqS6GJfkezq29WpHGdallhM6551dSQ1haeYIB30j2cfk9zgmOPvBNzjkbaLxvoqBVnVHWB/9UF7sCzWWCERwq0Un/EdiTzoW+LpndVkKMaTzZ2m0uc2G4Yf3ssu/8G6Yo27d49UUNZF3OKSjwjBeF4xyUfSUmlNwbZxYJ3IT4RMGxqINYsOYRtibUUdkTctQJdPbKucmvJ4XB6vzdN4eNwv8zOIkCbSI8elfDapeiFNrjUkJr5Vaynf7Xlr6Rcoy4t7KqE+EeIX7rE1huMEdeWRzJ2wpvD4cO81ygKJDhK/p5bXlx9Nvz38KPHgpprCU7e4dcYKGxdnhOdWPPq0UeMK4T/nlrmZrSQpkURI0gUQIUnK38cLJPe86m+8S7zqf+Y6ZZ3Zr0u49OsckUeEoK9e23+dDOkRhHdpYj6iQwe1XUZBT2aUFp7v/csFFgniCRIhlC1pGcJtMj///LOp7hT8d+LhDyR26gNSNvmoskAol35cKkAp/wd/PspnnFB9cE3yEXFOvl8OPPCe2UsF/5HwevTRR1WfU9ejfkQSpEQnxPyNrEEInV7qDZ1+qwPbrLhEiLcOXhB0Or0nvDmB0kLHU2jRrl0uEbJr1y75/vvv5auvvlJQREhJyBBdQUoDXcPooGtgT+g6qiDoBkBB0A0qHXQD9EKgm0SFwZqY5zlLxYuXZqbbZtSR7EQfibIHYmFAWDXhQyQoJFR8AsIUEXLPzeZXOMTh1+VHN5eXzVPrypoJDWTD5PqyblIDWT+pvqwa11DG92ktbkewdEnxzUeEvHPoShnStY10MIkQv0CbxEUFyxPb8gTbD4+WlYUjmypLEN9Auzpa12ELV9tbaNkxf3gLCF5QlvnyB947fL3a/rJ2UiPZOKWhbADW4zetMxaMaCYZ8YHIxy6b6CyVAi3iUABbo4gQ1s8h2cncqlI8IoQWITxaNyjUKYEhTgkOdcjaiY0gpJjEAASZT05cq3yjbJraUO5bV91oayWolZEdsxpLVlKYbJzaxLgPAYZbjUjkUNjhEX780v3vDVVkeI+OYsML2ycwRsb3a4dnphCNOP89fo3ctry2rJvcTDZNb4o2aKpOgdmE67KxLWVglwBxuZxqu0s+IiQiRjKTwyFM5VmEcKvR/JFtVFgSJYGhsTJ9UHt5m07vzDrRL8uIXv7Sxj+pWEQIYQkiWiIEbXHP2hqSHI82jIiX4PB4WTrW3I5jttXjW6tIj6wwWe5FhHC7Bi1CLCIkCWlwmwuPo1TjAuEe2FBdbZmhpQmtRmJQjr3zGhv9yDBIf82kNhIayX33+YkQHnnYNTNSAsMTUZ8YmT7YRz42/X3QkuH+DTfI+P7+8to+1IXKAvqEzhrvXV9TkTQ8TnfbTF5boKwt5ebJbWRM32Aoo1EyeUBgPiLkie0VkVd+IoS/aSXyipdFyLCe4UqwtrsSlQBdEBGybDyUA25zY9mQx9uHysqRxfWhELdGGJYJQBlZzqVj20v/rpGKqOCX0vSkGFk0uqP8a0NNjLGyhnJr1pFOC2l2TkWBCoKnclEcIoTH83oTIVRaCiJCuDUmOSlelk9ol2vqz/7hHHlwY011Ss696zFvrS+mKGdBRMiZ1Q2VaX+BRAjCkDB678i1GAuYZ6wz6vDxyetl1aQOKEcClOwM2THHbHOE55h8fX855NlYNs9sq46f3TG7tXKMunVWa1k2zk8dBzt1SCDmNtqEZQSe3F4T4yFCKabcbtM1K0ZZdKh2AQojQkie8MotBT9YShwUTzorvWttHeXc9kmSKqwTnpEI2Ti9nXLYGulKxzVB+bq4Z90NqGt5+ZGObVlXjO3PT10n04YEI30q3+eTBumpCcr3R2ZafC6RwRNR6Atk8TgfY102x8qPZ8vIpMEhUFTbG+2FfvjtHvpVaKCsSXgkrT0qXREhd62tJz9xuwf6nUTdxhnttETI4J4u6dEpCsq7aZ2I8NxqtWy8ryIxeNQtr8eXYp5zjpvjqCgfIZnp8ShHjKQmk3BIza1XIsJvmNYe/Wwo9szzie211FHA7AdrO0qfTtyOUzARQnKie3aUsiZRli/oF4Z761AlmT0iEMo01ploEksG+UFSpHNmjHRDnFT0G0mR3sjj5HLUy+zX3+6/Au3UxgxvjBHmxbAkTN5F36o2Qn98eIwWG0HKqoR5WFZIS8f7KCsQVR6U/bX9FTEfsf4gnDo1hn2JcpIIWUkiJCVO7O4UGdjdLndpLEJ4dPWxpaZFiDlXN2GNsbkwRlypaN94zI+WikRgfnwP71/YBG3jkn9vrJE7dvgB4bGtVdX83jKD8wnr6axWChuntZGZQwORV4yE2tPPI0L2LWiuSIvCiBCuVWkpMXLLnOaqr6z+4MlBdFrK506scdwiQ8uS5KRYvIN4xHrexwMS4/NG+Ep8XKwipUtLhDAuLUKe2FYlt/50tPrIlqqyfVZzvE+Md4las4H1U1vLlEEBkpLI4+zD8hEhrx+4Tob2LB4RoiMxLgSexMPlBE/ywxtOp1NZh3CLBJ1mFocMeeq1L6Tf6ieV35ArEqCIpx6FUk5C5B/8WbgWbX5VwhGpnnNCeix/TB555Quzdwr+4+kwJLzoE4S6G/WhkmyHISw9qjjQ6WGFQafnXQh0eqgO3jptYdDpywXBWwf3hk6P10HHC5QGOp7iPLRrp3iOVq1aSbNmzWTdunXy4YcfymuvvaaQS4Qo/D/YIlNcyxDdwCoIusF6IdBNpoJgTc7ziBC8QN89fK3cNLSR+AeEio9fqPgFhok/EBhsLBK++B0ZSYuJ6obAASGAJw4cXVRD0uJ9JSIiVJEeUUCsO0ji3IHitJFECZce6R0LJUL8g2wS4wqWc6urqK8gFEiojJxZUVWSYgLV1hgSIFP6t5FlY+hkNFDG9KKCbijTxItQ0Ptl+0iUM0zczlCJdoWiHCGSGB0scVEhBqESYJct0/VECLfcZCUFaomQliYR8p5FhKDuz+ysLKN7theHPVJZg4SEOuTQAgjBpjBFJ4+3zGqgyhqG5ysnNIaSatSN+W+d0UTG9fZRR9IqoQj33jx4rdy+opbsm1cPcRvK3OFtpUtakDgddgmPdIhfUJQM7+Ejr++DAEnhE+3JNlgwspVEux0SF2OXhFibJMZFSmpChCTHR0p0lEO96AlPIiQsIlrSEiPkgfVVc9ucRAxPg0mKg0KunKs6ZQfqwNM+mBcVgfvW1ZK+nUKkfUBisYkQC/QbonOW+u7hcqhrB0mMd6LsLigwddXJO3zGvji35gbJTrXJigmms1SU1ZsI4ek0JDymDfZTBBL7iKBQP7ZvoMREQ+lCuLF9/OXJbdWMNkc6NBnn9pb2Qaly08g2BhHCZ0pxuFaWjGuNeHGKEDm5rK4aM6q+UODvXHOj9MkJwzwyfdugPrRS2jqzmaQluxThwRNi0vGbzlMzgfg4lBMC6LRB/sUmQnItQlCfNw9Ukrkj/NSJMDGxcVAszidCqDAkxMfKnBEdlX8fVR+Ml+d3V5YpaB9ak6RBOCcyU93qyMaMFDfixEDpi8HvKGUCngrBPz0lWuaP6iiv7oMyaio8X95Gx6ptxe5KQVr5Tc5LS4Rwrz6/uHJ7zM65TfIRIRunt1Wkxi3zmub2GxXmI4uaSn+kRd8hKyaallLsG/RdqYkQ5EkHu3vnN1NzXFmfIB59qLAfhvSMlAhnhqye3E4sh4/sex7zS8sHKqKZaXHCo11zMmKhjEUrB6vOqFSZOCgICvt1ue1IUofOcakgM+y22W1wD3ObfV0EEULrAV7v31DLmEcAFcstUIq750SpZ3sXQGFm+dlepkVITnqMInNIiPD0Gyq8kwaGybO3mOszxhgtWkgq8LlFuBBWGUb3paPMlrJmSgco6dHqCz/9sbAeS8b5KDJGKXMAtwJNQLvMG+WnTnNR/Yf6v3WwApRmvC9iaIGRKqP7Rcg7h6/PPQXlg2PlZf7oQEWEeDtLHdLTqfJ9aEseuUyLHPqdYNuT6LhpVADGLJRKxuMYtIiQpERFXFh1Ikg4kPiYMyJAkSc8jSYbfZaEdmKdUxBnw3STCGHfANyGNLSnHWU3nJMyXFFECLe+pKfGq6OZP+fxsOw3tNFvSPeJ7VVl3IAwtHmC6h+SBTwe9vCiJnJieUO1nSzEnqkc8r5+AO1htu/bh8vLjGGBykKDFiNGfYy86Aj4WW61YpuiHUhMHF/aVFmPxDMc0L+rQx7cXEOVQYVDmo9urSYZaVDsXbQIwfuSeaGsxSFCZg4LQP4JigzM9RECcEsaT7qJj0+Ukb0ihMdWqxNgUC6uqQcWGVtZTi2vp6wcmd+3d1ytfP90z3YrZ8kZqSTfYpRzZBKndH7KNYc+i5ZPMIkQ5ldMIoSnXiUlxGE99cfYMy1dUR6uoQ9gXg3uHo51mEftxiH/OKydAfLK3grGyUfmOKUfqe5ZDnFHJYjDnVBqIoTWf3SmynedVf9vUP9Di+tL5wy81+Oj1buEYfge4fskMSFabXsZ2SukxESIOkpXQ2SUFjry4a+Gt/xRGCwHqkOGDJG7775bKcxF/X353S+y9tRrUqfHbYoIuS7lqJRLPSYVaCHyDy4ZyqUdk7Jo62uBWl1Pyoqjr8oX3/wsf/xhdkwBf7QEuffee6V///5KF6NOVNLtMIQn0VEUvHWwwqDT7y4E3rpnYdDptd4orhWIBW/d2xs6/V0HHR9QGuj4ifNgkiCEZRGyf/9+NXZIkBJ/KRFiQddQntA1uA66jvNGcYkQQje4CoJu0JYWuglVGDg523UM1xIhc4cYRIh/gDHZPY+R8gsKhcIfLKvG8ShZvMgR5zcIQO8eKqssQoZ3ayP9sjvIhD4tZev0OnJqWTWZO6yZuBwh0jnZp1AiJCCYREeIbJtRzxCWKczghU4h+vTyarJxSn0o6DXlvePXy9NQTgZ39pFOyYEQ8iC8UJlCuhSazq6qKtMHtpIBOb4yonsHWTa6idyGchxeVFMSY4KljY+raCJkIR2hGQKcRYS06hglnVID5LV9EF4pwADcDvTI5kqya3ZdmTesJdIIl73zIARTGEFcmtqeXl5TxvdpJ7OHtpDHt1GAMsrKNt8yvYnMGNROHt1iKuV4RmLp9f3XQVEvJw9vqii3r6ihrEmm9G8nSbHh4hMYLT0yAxV5Yn1t45fchzdVk3nDWyvnpSN7+cmiUS3RXrXlwMJ6MqxHgCJB7A5XPjIkPBLKUpxNds1pJN/QvwLbHOWgFcuhhTfKinGtZN/8G9WXcVU+1OuXc1fI2kktJCnOKb7B8TKhf8mJkPhYZ34iBP3M9iYZcu7mGnLP2qryMcqg8kSZ1JfsaS0g2ETLGh41zPGK+95EiMsdJU5XtPTMDpeX9mBcUBlBGj+hfZ7ZURlpNJdVE1qq9uZWB5U+8n5tfzl1Ok7bAOP4XEWEUPBHf1AJphXFHStrQuGsgbF5jbEvH3F/vqeM7J7bSDJTHHJwAY/rRZpso3uvlBd2V5bVE1vJ2L7BMrpPiMwf1UGOLKknJ5ffKJMH+iuneJMGBBRJhNjwOyfNAaUB9WF5AR4x++wtleTgwoayCsp/ZkqUrJncwosIQR8hj5EQup+Bgq7qg7jfnr0agvaNMnu4L56FQVEKQtzWcmb1DVBsm0q3LKfa/vPwlqpqH/zisR2g3DlRfh+UFWUwxy9PfFo8tp36SnqxLEJy0jFmFBGSfJ5FCIkQOjfdNa9J7lhjPWkFMhNK4E0j/aAImD51zH69MCKkrKye3FFWjO+A+YhycpwyTyhaR5Y0UWQCT6F4+VYo2mZ+tGC4fVV9mTU8UEgUTBsSIjyC9841dZSvia5Q3Ad0s0NRrmXMXcTjWHptX0WUtaHcsbqu+tKsjqRlOYogQix/Eg/wCzrLh3am+fzxpY1k6uBQKNvt1VY31fd49gPacd3U9or0OLm8kTy8uZasnOAjQ3o6ZOKAcHl6B9JBOKb11Znr0L/+UMbRPh6kAZ150mph5cSOipD79Pay6mhgOprlV/p9C5rKC2iTXOsh1MPYvhCJNomQF2jtwvsAyVUqkfyyv2VmG3l8ezWjz9meqPvj22qpU1DYV2oLDPvPJEKG9rIrouLAgiZK2VTlRpqfnLxOHX16FMozT1fiNh/VlmoMcsz6qfJ7EyFsW1pI0Nnq9/deLR8cLS//3lQDSm0T2TijNdqrAdYnlMEkxdhG3MaTlR6ntpcwfnGIEMOnS7L0QZ3oANpqC4JjiwTH3etukOPL62H+3YA2rijfnb1G3jhQQYb3iZSgyCzlpPcXc+3ndpczqxpKvy4uZQFi1YcEB+vYHWPuFPraGvvM52v0LZXmveirQ4sbo/+qYmyY/YV24pauW+a0UMSDw51SYiJk9gg/tQVm/ihf4RHzVt+wLe5bX0tZMD2/q7IirlS6iMf38MHF9LkSJRtQvy9MkojWLiQoaL1GUodjiGQVt9HQYenisT6SmRqtfA+VhgjhqVcxsQmSlRaN907t3PLwyq2sz++uKCeW18U4a6gIijcPlM+1AmM+n5wqi/K2QjokOhMUSkuE2N0JyjH29tnNlUWoqj/q8dbB8rJlRjMZ3z8I7/ZQmT3MB+/lhnL7yhtk3sgOiOPGez+02ETIxd4CQ+hIiL8a3rJHcUAihFtl+vbtKwcOHJCffvrJVKEL/vvmh1/k1GMfSc7CR6Rs4hEpE3VIyqdRWf8HlwLl005ImehDcm3CYUmb+5Acffh9+eq7okkr9uXBgwelR48eSg+iHlai7TAmPEmOouCtexUFnX5XWnjrnIVBp8/q8GdvhyF0HEBpoeMnzoOGCDnv+Nx8RAjxF5Ahusbyhq7RddB1ojcuBRmiG7gXCt3EKghtTSLkUS8iZP7QRkgrRAKA3AkdEqwWgCBzm0xWoo88tBEC9mOGMMAX75eneVZ9OeVfhEcDfkeTcgiNJ5fWlOTYAMlO8pN7PYiQdxUR0lra+9oVERISGiFhuPbJ9JEXdkHgZNqmQELh+MvbrjKE5KcNYWtc73bK8mPrjAbqiD2lUCE8hRRaSDx/S2V1lKL6Gg6h9JszV0inFH9p3t59HhFysxcRctSDCKGzVBIhrX3ckpEYqIgP6wsxhT/+5ikh995cTcVdOb6x/EQBD3H5jP5S+AWJjl9zhWgCv7fNbCw90oNl7zzT9Nh6ZqZNXxPc1sCtFq9DEN49u4HkpAZLZKRD5g1rbfgaYL2RF7cE0CErFXAeHcttRUyH9V88upVh+mk3iBALihhxuWRglyC0FdocCqnqH+RNk9yPjpVVCqwqGwUsPPvPrkoqfHhktASExSki5POSEiExTpSprfHVmOla7WL9plBNMF/UjXUZ3jNQ/EKSZP1UKMIeRMg2DyKEwg+vdJjKo4a/P5c3Lpjup1CS6HFfbZ9gXnjG9l0/tZkkJzjFF+nnWoQwb5aBcVk3lstSsgnEfX1fBSiQ/uKOipUxfQMh3KKPrTZE2E9OXAdFtIq8CMWQStSvSIO+XGjWnJbkRtvl3xrzpIYIsbsS1Ne/uy3ii3mb7cO0ePJG/64RsmJiq/OIkPSUKAj7sYosUuU3+5DH/LI8VEpf3VdZKY9Mlwr5iF5hMg7lUmsC7r1/rJw8s7OGOvaUfndU/kiHxMX4/iHCUxS8j9C1iJADF5EIMbbGJMgaKBX0v8J6cH59BcX/9f0Y7zwO2bN/0H+eRMjXHkTIHcUgQr4+c60iQmgtQWX4J64HZtpU0haN4XGUxjN132xbkmE83vKFPdUUgfL5aaNtX9hdVcb0C4eSmiRrp7RXTqhVHI4z1IOWWFZ92V6qHGiboogQKrzHljbIPWmF69Znp65DvCrq6jmGLSJk8Rh/eesA1m/k9dHx8lD2qguPK/6KyhfDIt8PMU94Iohy8unhs8IiQjZOa2uEf8JK+ypl4UArOJUn2xrp00JnI/qO1icpyQnCY2LVc9YReXHMspzciqPGqNmWPE1k68zWastQL/TVa1BAVZomEULfHCzHxIFh8t4R9D3nnTlnaXXH9rTKYK0jRREh7ugUObQI/fkMwnNcIh7J7k9OljUUeqZnlu+9YxVk3qgARZ6wD6z+KYoIYV6q39Cmi6DEv0/rIObFdAm2C9pBKfRsDz4DeBTqiD4RasvOmdV4XzAcQPKE21oMPyX562SRLiwnrWtUW1h5oJ344YD9li9vlPuxbdUxP50SHZMk9OfhTYSs8iJC7vYgQriFbu5IPwmMyIQiHmEcY26ljzQ4xtWJZmZe1jOWg75/eCJUr85OZS2i+tQs6xe3XavmAucV59cPWFc4dk4tbyjdst3IL0MRIcqZKuMUkwgheKKMG3XlMbNvknBjuay+xpXjiR8orPeONa5I5J1YVl+6ZqGtYuOwrtGZavGIkA80RAifx8TEycBu4VgP0W5e9edazTX77UMV5Ees8XyPHVncQLLxfhiEOJ5EyBteRIjlA+RikiDexMPlBG+5o7hgXJIhlElzcnJk69at8umnn5rqT+F/z7/1tcza9YI073cHFPUDym/F9VDc/8HFQxlFNB2UJr3OyNQdz8tTb3xptn7hf1988YVs375dMjMzlT5HfSksvISWIEr/yU90FASdzlUUvPW5C4VO79RBp8fq8FeQIISOAygpyD8U56QY8hme/IZFhGhPjfGGLsHz4FWwC4Gusbyha3gddB2pg25g6KAbaDroBu6FQje5CkKbDtwa016e3g5llC/cZ6n0Xy0LhmuIEMBaDOgrxDcgTCb2bQ7FrZIhvNOxJ0+aeRqgEGmCe8O3TK0vMc4g6ZTsJw9uqGqEeRJK6QmeJtNa2vkYRAgRHBohocCC4c3k5X0QbikokBBh+hS4CQgpD2+qKr0z/RAnQnKSA2X/vLryCU3UKcAwDPOwysIr0nhxTwV19G7LDm7ZOQuCKgVM1Jl5rJvcWPkcsYiQk0tuMNJCXAryi0c3kfb+LolyhsuKsU3lY1rDsEwsm3m6ztM7ykvnVH/pkkZrDfMLvFVuloFXCLZKUGMcxN01u6F0TwuSffOggLGuBMKQWPn05LWGMM97FLxQ3m8gQC4f11w6+MdIYmy47Jl7o7xHwoPCEtNnulbdCeT/4u6K6tQXh8MpNi8ihIi0uxUhQguSFyi0Uvhmvaz0eMX/P0HofGRLdZk5pL3ERjvUiTIBoXEyaUAH4YkgKizGwD1rbygVEaKUeEvwt9oWfUByZ8PU5mo7jU9wkmyZ2ciIw/qh3jtmN5M001kqhRhahdAhap/sMDmyqKF8yn3f7EumyTIS/I24H5woKwcWNJBOaTaUN1aCwhPyEyEoj+oDCvlWmThXkN77x6+Xmye1VltfbM44iYuNVoTKawcr5O97zgtrbiBv7tFfNKaDijdpQKAoB4zP4RnS/c/u8tLNiwhxR8VBmY+ShaPaIyzai2Ww+gd58GvhwG5hUE5Mp5DMB9ddc5urLS+hthQo/ZFyZlUd+YxfWa05YvZXLnD/oc01ocjZZFD3MPXlU9XVGksMY7bb+0fKK18ZGakoY1xCgUQITfrV2GR8tOXmmc3F5jL22/frYkffYo5zDqL+r+2vpIgQnsrAIy33zEc/My7nMNqT1gZpyXFqG8xdN9cxLD+sdmDZeEUeSoE0759c1kgS4hJl+lB/pcxY/c/TTXp1yk+EuKDwHV96o1Fn5nnvFbJ2ans8T5TBPSLUthf1zMzr7Or6kp0WA4UxUn1JJiGjxq532/I36nHfuhuVU1M6n+SxrnetqSs/kjBlmgTjoQ9o0fExHdSyfs+TBCwvI3pHKiXXW9G1Tgehov3kdnP7A+vOfmLe+E0y9XfWnf/j+abp7WR8v3ClfOXWx+pflgFl5Wkzu29qpvw8UNH3zNNyrjlhQJg8vKW2YR3FdJinJ7BmkUQ7CkWtew6d6qaISznXtKn++/KMOS+tPiTMeO9BaaeTU26jCHNkoL2cBsnIMBgv3O4yul8k+i1ZORilL5RPuJ2I7W+VBemShOMx2spSi3XEOFo23gfzydjK4lkvtiN90ywe6yvv0YGnZ1taZWPaGGPMf/WkjhivsYpoYHyLCKH/jie318p991BZnTokWNXf6j+LOMlMpc+b9vLMrhryEwlDzl/mQVh54x6PND+xvAEU7iiV1huYK2wnbtV651A5dYKMzZ2erz4WuH2KW65WY75SiVaOcT3TN9uKfcExTOfPnC882YnkILecnV6JscIwqNOv91wpqyd3kFTMRYsI4clH6jnaic7SaQkS5khXZMmScR3VFihVN4Yxw7EdSWx49s3pVfUkBenaXCmyYHR7eX53VeO9wPIyDseox3glEbxtZktlzUEiZBUdQ7Pf+BxxDi1qqrbPFEWEENzex202N43ykce31TTIVqvMnu3EMYayv3m4ohxc2EiRFq4ortdxEh0Th7UrAfnifc6xzTGAsLR4soiQMHsS+itIlI8v1glhmB+JEG5x4XpPLMT78T97KhuENPP1XFPM+vMUuo3TW6rtMkO609cX1ijmibJ+cPRqGd4rjwiJjv7/4wuE8JY7Sgpuk6EDVY6NRYsWySuvvGKqQIX/ff3Dr7L3vncl7aaHpHwmFHfXASmTcFSugxJflkg1r/+gaJhtxbYrk3gUbXlQyqYfk+Q5D8quu9+RL74t2gqEf/TpwD6MjY1Vuhf1GbUdJsyL6CgKwcW3BtHpXEVBp9NdCLx1zoKg02N10OnFOnjr2AVBp7froOMASgryD1pewgsXRoQU1yoE0BWyNNA1mDd0je8NXUfqQDasOJYhuoFWEHSD90Khm2A6dPANkTiXj2yeWkce21pJntpdSU4uqSlDOrfG8xAJBPJNblqFmNtkgsiMBodJ/5y2cnB+LXkC8XmMIU3nX9nLL80V5MltleXATTWlf3YHCceikxwTqJyXPrkLee2sJMcXV5euqR3F1z9SLUokQmgREhoWITa8gCb1ayl3rq6q9ujTouJVgF9J7lxVQ6YNaClOO8NGSmCwTdLjg2TNhIby4MYqasvASygHw78M8P+7VleXRSObSpTTcIg6Y3BzeXRLFXn61sry4KZqMrFvW3EhvQCklRAdIktGNVfOOZ/eXVnOrqouI3u0k8AQB8ppl5S4ENk8rb48tb2yvHhrRXlpX0W17WLztAbqmX+gS4Z2ay+3r6iu/DHQyd9LCPfY1spybEktKOc3yNO3VJGndlSRaQPbyoIRLSHYGl87uUebp+Zsnd5QFoxsIXvm1pUX8X+uJQAEov3z62EBp38PpyTERMji0c2VE9ZnkdfLt1ZCvSuivSqqvB/cWFVWjYdCnByhiBCHuTXGEw7A7nSJy+mWCf185PSK2qhPVZS7EtJBv0IYo+n0wYU3qi02NodbbHbD6WpoeIz07xwo59bUlGcgtBLrJreQjCSbOFzFJEIgMFLYe/vAdVAua6K/qsqrB5DvrVXkoU01ZNXEllBmSdbESoQtVmYM4VaiqvLs3qrqyyVPbCFJwi0xlhDEo3LpOLVLuk02TG0mj2yphvaogvGAsbSvkjyHcj6woaasGN9SUhLYBtxWE52fCGF7Q4h9HmPuXxtqYHxXlVcguL+4t4raWrNsbBtJS0JcVyzy5Gk0MRIfG43ydEB71JZnd1VV+b2G/KjkM97j26oJHeT2yomUOAinFKK5//3Z/dXkGQixe25qrPZ9O9zxuURILPdxQ0BOT3SjbUk+VsOYQ10O8OtgFdk3v5F0TrfLpIG+aI9q8uyt1eSJ7TVk3khfSUlCm0QbXyq7ZTqFDlsf2VwTbWtYgrBcr6JO/4GCdP/6mhC+20tSYozyF0Knrg9vqSkvIy9aXDAcLVvYFivGt1Pm6K5ovYLBffd8vnhsR5Slpjy3txrmWU2ZOcxPWZBEQzHpnOGSk8sayLP7UGbg0KLGUESiFYlC0CfJo6jPc3j2yNZaMnt4AOoTqxwXjuwdKrevrKsUu1f2V1H98tTOalDY6sjxZfXR9kY7rJzQAQpOogzrFS73oX7P7eH96rJ+alu1tSUungowiRwqjElQStvK0zury3Poj4c215apg4PV9gB+FedXbjoefQ7pPre7umyf3Up65mDeQHnu3cmpjtJ9DArNixiXbFtag7DN6Nj2nnW10R9+yndFTBwUZijh/bs65dDChuo568ATT1jPPTc1lw3T2qpTQJ47VB3zsZGyXqESTeXZW9HlfWLGsAD04Q3yItJ5lW2Cfnt8e3U5sayenFmJtPZWV30xc1iQUuAXjvVBfjUwz6vK6xhLxEuI+/CWWurIVZ6Ow/y887SUeFp3zEBat6+uh/aurvKkYsvrf9BGD2y4QW3N6ZzBdjbTAUgc8NjbnXNbyKNb2V7VVDyW9/k91dWJSismdlSOZelvhP5DSAAcX1oP/Yf2P1BdDi1uqk40Yb25bacTFP0NU9uovmM7sj3p7+To0saybmo7XJugT6urrTYkcAqqF8tJvyMrMG7o7JjWB68dwPhH2zDd51DPO1bdKHNGBGKsGie85MZPMNqFpMOuuS2xPqGs+6qrdhhCPyKmFYhnnsyPjmZpKXRkSSPVHzy5hWOHeb6IefoI5uD2WSSFSNylKILqR9PKituPePIP25NHOnum7QmWMzkxAeM5COHrqnZiv7PdabH2POr5KPLeOae59OviUESlIggxL0gWrp7UGuuTMS/+tekGrDUhal6QKKETVzpqfRZzgvPr7Oq6MrpvKNJIVs/p4Jjt+e+NteQF5Mm+eQH1OrMa7Yg5zSNume6jGPv0uZOSzFOZkhQxMaF/MMqL8YW8X0I5XzPnFdck1uHw4gYyAnM7ISFekSeTB/srnzFcb55BX3H94ckv3PqiW6e8EUvLEKw9g7tHyP6FjfH+QVpYS5i3tf49gTlFUnnB6I6SivWKFnv0t0TQXxPJjsVj2iKcsXZxHZk+JBDtxXU8DuET0ZcRWL/qoM2wHqGsO2a3kC6ZDomORhpY6y1MGOCP+t+o3g18l1hrNsvz9I5qcmBBfRncI0y9J7pn22XPvKYqPa5/nC89cyBLOWll8g8JUlxY24Yt0DqEsvrkyZPk+eefUydHFOfvtQ+/k4nbnxffkXfLdekn1HaZMvFH5Boo9/+g+GCbse2uxW+fYXfJ6M3PysvvfWu2cuF/P/74o7z00kvou8lKZ6TeQ12jVNth/gdPiLGg02O9UVxrEEKnZ3tDp697w1vnLy2KYwmiQBLkQogQQpuwFy4mEULoGs8Tug7QQdeZBUE3SHTQDTgddIP4QqGbbDoEAqEhgRJlC5AYZ4DYIwK1E9sT1sJAyxBukwkNDRa3PVA6JflKr4yO0je7g/IHEuMIkojwUAk1Fx7CHhkqsc4giXMFiSMyRBEk1jPCsgwhGRIWFi52W5ikxAYrB6gDO3WUzMRAcdoRDs9ImpCxp1UIwd8uR5ikxgVJz0w/GdTJR/pm+eH/YHVkbmSkEYbg72hnqCTEhCiHqjZb3jOmZcf/8VF4Hh0ibqRJb+IWwiMixYb4qXGh0j09QHpl+UtOCsrlYHwbYISh9UhOcoj0yQ5AeQIkMTZMvVTdzghJwu/4qAgJCXPKtpn1DAsCCLZ0/rjvpvrSLT0IYe3qSuKDWx3U1/FHy8jBBXWRh1MibLTKcKj9rG6nTTISw6RvTqAM6hwoA7sEIm8ISFH284iPguBwGkIAj9lNjbdJn5xgGdAlWLqmh0liHPJwMZwrN5wFNxAX45C0JJukJkDgj8Z9jYBh4Twi5BGDCDmzqqakJDqgsEfKkO6h6kqnqdEQbEhSuE0hhw5Pk+Mdkp5sV9tZYmIg+JjP8gtDhCGwJSCdTmmR0r9zqAzqFio5aShnjDsvbYbF73xECK1w7i8DZbWR9MyOkC7pdgjIYdKnU4SkxLNctEAh0ZAnHLpxj9fY2CjlN4THGg5FHB512zPLhnJDmYmOMsMYREdyYpRkpboQ3i2J8Xn3vUFhlleaQffrHKlIFFp6MD6F5ri4GElNdCsihQ5QExKggJoCOr+EUEjnNhkK5N2znDK0R4QM7xWGto6Qrhl06poXnmDYVKTTv0ukjEQ4hu+dY0ce0blpxqqwTFevWCQmximnq9lpUeivGJQpf9gURbrgeWoUfhtODy0wLOPSSiQjJRpKtHGf/khohUJSpGe2C31CC5ZI9eWXyltyUhziRKuvxFTCSHRwewy/9jIt434c0qcDxPxIhHLH7S70U5COK32S8D6tQnhNT+HxvSxTtPoinoDnfEYwLu/17uSS4T0jZVTvCBna0yZdM1E3r/ws8oV1opI/pIddHaFL56p0zsnjbel7gqeF0GpAp9x6ggo4SYEMxO/X1SXDenGsOpQPDSrf/DLPY4dpwZIMBV6RGUBmKi1snDKyj01G9YlUcbPSYlEuI01dXhYspZ7blegMlk5DR/a2qbzpqFU5T8VzReB4xeM91pOnoNA6hvmzvF2yohXBwvAqnpkHQcehndAeBB24WveNNI2wJHh4nCstb9h2LBu3ItE5aWeknY32oaNUz/J4Q7UN0mN+PXOMso1G27B/uE2KaVphCkqHcbPT88rKrTi6cIRVT441tkeP7CjVF8yTYykdfcdwJHy6ID06aFVWCaalCE/9YZtxy5KVpudY8xxv/J2EcUpLLhIeIzFGB3WzqzGoxrOaYyRo8qfBOLnzIiUGeeRPm/MpG/OK84tWW9ZzPrPmjpqvOS6MdZv07OREHCMv5mvNS64X1vxXlmaY61wHSKr272rDvIrAWhSONckuWWpNyL+eMGxaMvqZawbieKZXHBj+QkiIMB7mP9bEnDQX8kPeyLd3J5sil/mMayDXVIb1XDcJPk9PNhxQq7UYa2m+5wB9gRjrvuFQO8ZrvSf5zXu0NMxIRhk6R+A9Eo42wHu+U6SkJ7lznW5bYDpMz0gzGu+a/OTFxYD3e/ZygU7WKCk85RoLSjZyGH7s+vTpIydPnpSvv/7aVIcK//v99z/ksVe/kJ7LH5MbO5+Sa2jVkADFHtcrodhf9Q+0YNsoCxC01dUJR6VOp1PSdfFj8tBLn8lvaNPi/H3zzTdy+vRp6dmzp9KzqLuQ/LB0jZIQIf+QIBeXBCF0+rondPp+aVFcIkTHa5SYCCGKaxmiK2xpoGtAHXQd4Q1dp+qgGygFQTfwCoJuQJcWugmnQ2BgkPj6BwOh4kcEhJ63JUYHa4HgaTI8WYYIwm8SI7zP3zxthggJCTcXHoYJl4CgCAk0ERJqPPOERYbQZ0hgcCTSjDz/Hq7WPYu8CA61CY/XDQll+DxSg/8HmvcVCQLQkoRhgwFe+b8nERKC//nMAp8zHokQEh0hYXbc45YeEh82CcM1NMwgQRiG/4eE2tU1MtIuEUBouAPxHOoaimtwiFN8A93KOayyPqDifR+3OlwnRxbVkVUTmsvhhXXk/SPXGFsz8PzXe4xtPEGhLom00cM5yhDBNJ24OvE/iRGHsv6ItNEZqltd+b838aEDj8zllheeFkPCwwlY9wiH1/G7BMMxfKTdiFfQlhgLBREhp1fWUs/DbTQPjlYWHrTqoLWGJ9Fh3bcDvHpagniDBAe3zBjpkPAwwDRz00YYFRawiJDck0fQ7gcWNoIg6kD98iw/HM5Y5Mv/vYREwIXndjynpYgiRhQ5QouTvPtWPKbncscZME2ivQViC7zP5wzHL4cUlKNwVXHwm/ecZlq88pmn8E3igpYhNOPmlQK8IjNwte7zi6UKCxj3jD3rcWY4PnfjXhSujOuZPnG+UsG8EnPh+WWWz2mybj2jlYhn/MLixkBJYlzu7eeXYypNjM8v2bxP6w76N+CWFyphyuID/1vgfSppljJnITaO8c1wSIPWJHnPUA7zPmFYdhjPqNDxHi1HVNq8D/B+jLp/fp6WFQqfK+UTz3PTBmhBQL8SOksCHQzrAuMYV4sY4f/cksEr08p12InwVJz5f661hkcaJcmT1gaMY5ARBhif95mHLp28MCna8nrHY3lVHQimi2u+5/jNe3xubReywvO+9Uw9xzMrng4qLeSvyoE+Ztl4n+kyPuulyuwVz4JqW+ZltgvDF5Vnvrrjat232peWMUyXp+DQP4YiQh7k1pJy0qezXZzR9OOSN7YKAscgx7Y1HjlGOQ6NMcr8uWWIbeAdz2teeIThWKfViDW3dGlwrqg8MV/VnDDHulEec46r+Zw3x601gBYafM6TW5RTZhKh1tqAOJz7DJsAeN5nPO/0CoPnOmZZdnBNtPx2WOsf10SCvw0i+HxY66SCGd/zOdPiOq6AtZo+piyi2xNcw6013bIWiTXXeuudwfeAej8gPt8FTlecesd4vmcuBrzfrZcTvGWMksJbptGBH7EoH9JvyIYNG+SDDz4wVaKi/z756ic59K/3JW3OQ1Il67hcEX9YyiQdkTLJR+SKlKNQ/v8BcSXagm2i2ib+kFTKPC5Jsx6S/fe9Jx+jDYv799FHH6k+SktLy9WtPHUMS38pDnT6T2HQ6VmFwVt3uxB465SFQaevFoS/wjeITt8vDS6EBCEuKRHyZ2+RIXQd4gldx+pQnO0xntANQh10A/tCoJt0hUM/sXU4b7EAgkIMYoTgb97jMzKvPKPbWoRoIeJpJaKDRXIQtAwhAaKcqeK35zMLFolhERlh4ZHIw4BFiuhQ6DMT3vctyxDD8sNmIs9ixBO8z+ckQiLxIuXLlOBvEihBoU6ZNaSVvHfkemM/MgkRKN/04E/naD/Skz/v0RoEuG9tTemdFSAh4fT3YVfWIBZIipAciYiE0o6rbhtMsYEXPwkOgwzRCwbeYDjGs/7XCRyERYQsGdNW7d9X+7/vo8+FGhKH+2E2CHkuw0pDJ/RY0FmBFAamR+sPywLkvOcAiZD5o9rIT+fMNn+ADjcbSE4a+o2kixlfJyh6g6QIiRASJyRBSO7owhHKiZ2XEFwQGI7CrwXdc+97RH5B3BD2LehIDQt8TkeARYUzQIE/D7lKhofC4Q0+K+q57j5hWYeor8f5nhkKmvV/rtLmoZwVhsLCqa/cXvc8wXypCFooKk/P8Oc/P/+epSQXBItUIDyV9YIUdyusBV2YosC0PdPwJCmKAsPmxtM89wSfFxbGsxze4YpKWwfPshWnfN640DwtEoakAa2K9i9sok4iow8I+uq4bWU9ZUnB7Vne46Qo5BujGIO6MN64kHlBKMKPMMkLC0WtAYQ1z/XzPT+KSovwXqv06xnWSsBzrdSFKQjeRIn3msy1ujjrvvear1v3VThzC4ynleKFwvs9eblBJ2OUBJ4yTFGwyJCkpCQZPXq0PProo6ZaVPTfL7/9IS+/940cfOA9yZz/sFyVDKU/ynCoSgLgqv/nUCRIwmHVJlcmHZG0eQ/J/vvfk5fe/UZ++bV4ViD8e+SRR2TYsGFqLlCvom7jqVv8r54QQ3jrlAVBp6cWhItpDaLTy3XQ6fmlQbG3xAA6PoMoFRFC6DLRQVfw0kLXmDroOscbug72BgdHcQkR3UAsCLrBfSHQTb6ioJvg54H+QjSLRmHwXIyKCx3pURi8SYtLBR3pURQsEsQTJEiS4sJk4ciW8ujWavLZyWsUKaC++JEggCL+9e1XKl8nRxfXk4Fd/MVOSxAvEkQHmnNqSY5iQicIlBQ6wcPuiFaEx9zhHeR9Hsv7mHGSwPElddT9SDvJg7zwOuHnUiE4Il5mD2tnnDBCYur+MnLrvMaSkeQwrEc8wuqExguB5dFfJ+BeTHgK5pcehpKhU0T+KugUtP8leCrV/+DvA11fWqDlBLenzBwWIEeWNJY719WXvfObyai+Yeq+p+XS5QjdPPyrUBTxcSmgW4cvJi72aTAWPN+Nlxs8ZYTSQCevFAeUjShrUg4eNGiQ7N69W9566y1TPSre3zNvfiXrb3tThq1/WprwhBn7Pilj26uIAEWK0ELCgyT4n4RlAULyg/UHGvY5I0PXPi1rT70hT73xldlaxft78803ZdeuXerYY+qE1M88t8IQJSZB/kZbYnT6ZEHQ6anesHRcnf6rg06X9oROH9fBW7e/EOh4Bx28/YJ4gkRIkyZNSkGEFNcqRFPw0kLXoDroOsgbuk7W4f81EQJYjlOLC0+rkOLCm+goCjrS4lJAR3QUBR0RQtAqxOmwyZCuvrJ8bFPZOaue7J9fR/beVEe2z7pRVk9oJFMHtJWUuHDlIJUWHzriQ4cLIUN0QkBJoRNAnK4oiY5ySa+cUFk3pYkcW1JXds5uIJMG+Kj7Dmd+IUcnBF0q0OqjT6dQ2TyjsRxeVBfKRn0Z19df4mMgOLnzC4Y6wfFigF8ydGbSFws6Qf1SIz6eZMjlQYjoFLX/JeiU7H9w+UPXl96gr5ucjGjlOyQrjZYCxbfm+Cuhm4d/Pow1SLc+XWro1uGLAetdoXuPXAx4vu8uN3jKCKWBTl4pCShbUV5mWebMmSMPPvhgsX2HWH+ffP2z7Dj3tvRa/KgEDTsnFXNOGKfMOPZLmbhDckWyQRb8L4F1KhN32Kij84BUzDohAah7D7TB1rNvycdf/my2TvH+2OZs+xkzZiiZl3qeNwFCUP/Q6SUFglbtGr2nIHjrUUVBp69dCHT6ZEHQ6aneKAkJQuh0aU946+IFQafflwbkF3S8w3kohAQhCiRC2rRpo42QD38yGaJrUB10HaSDrqO9UVwihNANxoKgG+QXCt1ELAy6ia5FCS1DdAtUUdARHgVBR1pcKujIjuJAR4ZERNLPiF35EAkOxQs21ImrAd4LCze2vBTHEsQbf7VliE4IIUiIRNqjJdwWIxF2+vwoWLjxFoIuJUh42ByxyicI4SjEB4kFnRB5obiUZIgFndB+aXF5WYdY0Clv/4vQKeD/4M+Brj9KCmsbFS1E1JYWTZi/Grr59dfjf4sAIS4VAaJ7v11O0MkHJYVOTikJPOUjynSUPTt37iw7d+6UF198UZ1WUpK/7378Tc4++bGM3/acRE19QJr2vF2uprPQqINSxg3EHpIyiUekTAruESQT/g6wysqysw6sC3A1/m/S47RETXlAxm15Tm5/4r/yzY+/mq1RvL+ffvpJXnjhBdmxY4dkZWXl6jk6HeJSkiDeulNx4K2fXSh0emRB0OmnOhSXCNHpzzro9HEddPp9aaDjG85DESQI0aJFi0tPhBB/tr8QXSd5Q9fhOvxDhgCXeJuMN9lRFHSkxaWEN9FRHOjJEDo+1YPP6ANER3QUB5fjNhk6VKX1hwUSI95hPKETii4F6D+EDlgteFuCFAadYHkxoBOELyZ0QvyfAb3S8tdDp+D9f4JOkf8HBUPXhpcKyhdHvHHVPf8roJtDfzV0682fAd36ejFxKbbAELr32eUGnVxQEujkkpLCWzaibEUZizIcy9ivXz+57bbb5IsvvpBffvnFVJuK9/fLr7/L19//ovyIZMx/RJr0vUNqdrlNrk83j5GNOWQQCnS2SnIhyYN0uFzAMrFsLCPLyjKj7KxDjc63SZM+d0j6TQ/L/vvfla9QV9a5+B5ARH799Vf58ssv1YkwvXr1UvI09RCSF1pLkP/h7TCETn8sCDq9VIeSWIPo9Gdv6PRwHXQ6fUlRbEsQ4kKJkGKRIYA2cy9cTCKE0DWwN3Sd5Q1dp+tQEjKE0A1Qb+gG/IVCNzGLgm7yFwTdolIYvBeswqAjPAqDjrC4lPAmOooDbyKkOPAmOEoK75d4SaETDEoKnYBSEngLR5cbdELmxYBOKL7Y0An2fw4uT0sRQqf4/QM9dCTB3wW6+vwDPXTz5PLAX2P5QejW04sN3XvhYkD3HrucoJMDSgqdLFIS6OQhT1C+oizIa2pqqowbN07uvPNO+eOPkqj5xt/Pv/4uH37+o7z03rdy6tGPZNi6p6VJ7zvkyuhDxtaZ2MPGMbyeIPlAKxISEX8mmCfzzlcWlI/bX1wH5cqYg4rQGbb+KTn5yIfy4rvfqrqxjiX9Y1vefffdMnbsWLVmk/ygvsSrTm/Q6R2FQafXFASdvlQUdHrZhcJbd9RBp4cWhL+CBNHp8aVFcYmQwvyCWCDPUSQRUixCpLhbZABdpUoLXWN7QtdhOug6X4e/i2WIbnIWBt0CUCBoGYIFSbfA6ECmtiR+Q3SER2HwJisuNXRkR1HQkR3FgSe5URLw68XlaB1SGugEpssNOqGztLAc4v0ZW2YInbB/aWE5Mbx8/IkUBJ1y+A/+wf8idOP/coLnuqFfVy4ddOvmxYbhB8RY+3XvhdJC97663KB775cUOvmjpNDJQQWB8hnlYMp3Xbp0kQULFsi9994rP/zwg6lClfzvnY+/l389/6nsveddmbv7RclZ8Ih0HHZOHS9bxn1AykTslTK2fcZvWmFYxAiPob0UsIgPWnuQmGHeLAPyr5R5UjoOPSc5Cx+ReSjrvrvflQf+86m888n3Zm1K/vfzzz+rNpw3b546vpjtS72LeodOVyAupSUIodOXCoNOH7tQ6HRGHXR6qA4XmwQhdPq3J3T6e2lR3FNiikuCEBeHCAF0BdHhz94iQ+g6zhu6QaCDbmAVBN1gLQi6CXAh0E3SwqBbBApCSYgQoqQOVHWER2HQERaXEt5ER3HgTXIUFzqio7j4hwz586ATQi8UlmCsE5wvNnQKwJ8DT2JErwRdTtApkf/gH/ydoBvXlxt4ZLbn2qBfOy4tdOvkxcfFJz8s6N5Tlxt07/uSQid3lBQ6+ac4oIxGeZtya58+fRQhQmuGb7/91lSlSvf31Q+/yrNvfSW3P/ahbL/zLVly+BUZtfZpSZj6gLTsf4dUyDhuEBSOA1Imch9gkiTqZBY6KAVIXpA0IXiEryes+y4zLJ2aqlNtPNJi2tGHVF4t+59VeY+6+SlZfOgVlOltlO0jeQ5l/BplvZC/77//Xu655x7Vdj169FDtSf2Ouoa3buANnb5RGLx1mcKg05MKg6f+dTGg0xMLgk7/LAg6vVYHnZ7sDZ2+rYO37l5aFJcEIXQ8hTcsfuPiESEl8Beiq2BpoGtwHXQd6A3dQNDhH6uQf4gQHdFRFLwJjuJCR3CUBBdiHaITGEoKneBSUugEqMsNOkH0YsH4WqgToi8edIrAnw3rxAedYnS5QKdY/oN/8HeCblxfPjDWgL+K/PCEbp28WLDW9EtFghC699TlBt37vqTQyR0lhU7+KQ4oW1HOooxH2Zj6Rrdu3WTjxo1y7q5z8vrrr5sq1YX/ffvjb/LYq1/IrnvelXn7X5aRG5+R/iuflJ6LH5Oc+Q9L0qwHxTn5fokYd58EjrpH2g0+Jy363yHN+t4hjXqfkQY9b5f6AH83xb0W/c9KuyHnEPZuiRh/n7gQl2kwrR5IcwDSHrnhGbnpwMuy6953Vd7f/vCbWZoL/2PbnDt3TrVV165dhXokdSzqFzq9wBv/nBCTB53+qcNfsSWG0OnvpUGxiZBiWIMQFr9RbCKE0CXkieKSIboKlha6RtdB14me0A2EgvC/SoYQugVBh0tNhhDehEdoWIQEh0RIUAheOriGheV/riMtLhW8iY7iQkd2FAVvcqM00L3ESwKd8FAc2B1uibS7xeaIPu/I3JJCJ0hdbtAJpKVFVBSduMaIw8VTbWIlKlovVF9s6JSCS4mY2DhxR8ejfvESHWMoQXol6dIjDoiJTZComMRcxMYVrjzqlM1/8A/+CtDBKk+biY4lkoocu5cbdOvDn4HY2Fi19nAdckfx96UlQnTr/cWC7r10uUH3fi8pdPJGSaGTdYoLiwSxYMlrSlYNDcW4ipNp06bJ/fffL2+//bZ89dVXpnp18f7omeSX3/6Q7378Vd7/7AdlRfLQS5/LnU9/Igf/9b7sPPe2bDnzpqw79YasPv66rAL4e/OZt/DsHTn0rw/k3NMfy8Mvf66sO5jGdz/9Kr8izZJ7PSn6j23w1ltvyQMPPCBTp05V45W6CnUKtY0e0OkC3viHBMmDTu8sCDp9tiDo9GRP6PRsHXR6e2lR7G0xGn7CE97chkWEHD582Bypxl+piBDiciVDdB2pg25A6HApyBDdhLg4CBI//2DxJfyCxS8gWAI1k9mCbmHQ4k8+VjciIlxskWHisIWpq+ezvDB64qK0CA2LlOBQG+oKhEZKWHhkvuc6sqMoeJIcxYXnC7e00L3MSwKdIFEU3G6XxEQ5JTbaIVFu53nCTGmgE6wuR3gLqKVBbEyUxMe5JT42Kvfr4Z+1XYbQKQ0XG/HxsZKUGC1JCdGSgN/nP9crTRcbVBpjY6FQ4ndyUqykJseqK/+nqb4uTkHQKan/oGjwuNgYKPBU4nmlUq8L9w/04NhLTMD4TYwzxm5CnCL3vMfn5YLLyfIjPo5rUBTmezTun78WXij+v1t/WNC900sKnaxREujkm5JAJ19ZoLxmyYf8nyTbkCFDZNu2bfLss8/K119/rfxhXMo/+m797fc/FKFBkCzhyS0K5j2CYUrh57VEf6wr6/zcc8/J1q1bZdCgQaoPKa+ToKDOUVwrEKKkfkFKQoJ460JFQa9vXTh0+qEOOn1Th5JYghA63dgbOj3bGzp9vbTQ8QjnoYSWIBYsImT//v3y22+/qZOgCC0RQugS9URJtsjQ86uuwiWFrgN00HWmDrqBoUNxyRDdAC4IuklxweCEBcJCAxXUBDYnckHQLRIFQbv4FALd4lY4yLBHSKcUf5k2oJUsHtVMpuCaHMPzxMMVSkuGhBPhBnTPw3DfFhkhTnu4ROKqC6cjO4qCN9FREni/eC3w6F0FzTMLF9tviFMJFcbV8z4tQUh+DOsRIAtGtpVlY1vJyJ5+EhfDNCDIeAk2pYFOyCoMbsJtXHXPLwS5aWvS1wmuRcHpjpWsVIdMGeQnS8e1k8Wj20mfzuHqGS1FrHA6gbskiCFoou11XwedEnEhoICYlBAjw3uGy4rx7WXp2A4yrn+IZKSgzZRlyPlxLuXWmejYBMlMiZHx/UNlJcqzeXprWTmxnQzqHom8DWsRXbySQKe8/n+DOhrWxHnP4kmGJEhKUpxCfPw/RIg32G66sRgTmygZqTEycUCILBvnIysndJARvcIlMZFz6fzwfw3+euKDsNY0a8thelKUTOofKKsmtpUFozrK4O7hKCvX2Au3DLHWak9EEVjHedU9Ly483zOXM3Tv79LAU8YoLXRyTUmgk6t0oKxGeZQyMn/zBJSsrCwZM2aMHD16VFlG/PTTTyZd8L/3x7q98847cuTIERkxYoSkpaVh7sUpmZ56EdulpB9HS0qCXMpjcgmtvnWB0OmFBcFb19ThYm+HIXT6tQ46fb000PEHWhSDCNHxGi1btpSmTZvKunXr5KOPPlLbtl577bWCiRBCl3g+FJMMuVhEiAVdR3hD16k66AaJN/4OW2Ta+wRLrNNHNkyuI/evqyr3b6kqy8c0lGiHP54HA/oJTugWCy0usWVISGi4BAVHyqrxDeWtQ+Xkg1Nl5T+7K8rUAa3FaQ9T22Q8iZDikiEkQUI8LD5o/WE9o+VHSJhNJvZrJWdX1pB/b6smJ5bWlv45vooY8QxL6MiOouBJbpQU+V64QESkA2V2SliEU/3+M8gQh9ONfKIk0gT/t56FRkRLRlKEnFtTQ947Vk4+vO16Obu6jvTtFJIbVyfolBQ6oUsHl5tbc2LEDjic3HJycYVIpytapU3wt/dznRBbGMJsCTKuv5+8sKeifHCinLyPNtwyswUUdQfaLyZXgOZXRgveAnhRoPm3KypOIQoCf3H9kOgUi5LCMkXv29kmR5c0lg9Pso7l5cFNNaGEhInNmaiNZ4DKlAG9slUyxMUlqK0E/brYZd/8ZvLK/iryIdr7U6wzH50qJ4cXN5ZeOQ5lMcKwujQuFDqF938RtPigtYexbSMRdTfux+J+YmKCDOsVKYcWNZJHdtSW+9fXkcVjO+A+rXX+fxIi3uOEY5BjlVu2ogFPgsPuSpEB3SLl0a1VsWaUlw8xdo8uaSK9Ojkx3y7d2C0KnvNVP5//PHivZVz34uKiZXy/IHlwY2356HQ5efdwecz5+pKejPeUG23uFac4sPx/6KxA3FF52x2dbpTBg9guCbzfMZcrdO/tksKSKy4UOnmmuKDc5L0dprigjEhZmXoD5d/s7GwZPny42jqzZs0a5WD1yy+/NCmEv+8f60DHp6tXr1ZbX1jHzMxMQxeBzkf9hhYalNF1sn5h+IcEyQ+dnqlDcYkQnR6sg06v1kGno5cWOv7AGyU5JcYblkXILbfcIt99950ax1988cUFEiFEMcmQDoSm4qWFrkN00HWwJ3QDRYeSkCGEbkAXBN1EKQkCAgKlbfsQ6ZvZWj47eZXIU2VEni0jz+yogHtt8DxYQTfJCd2CUSAuIRkSFBIu/oGRcmB+TZFHUYcny8gvd10pq8Y3lWhXqAQFn0+EEJ5EhTdo2WG3hUtKbLB0TfWX7ul+Eh8dYmx9wbOQ0EiJRLhTS2uJPG6022/3lJGbJzaRWDfyDMkzf7SgIzuKgo7kKC6sl6wDSIkLl16ZgahHkPrtdPKLxPkvZAvWS133wi8KLheFAhfayyGdU8OkT3awdM8IlbgYpmkIHEHhMdIpLUzePHiNyGNoP4y9V/ZVllG9A9RzWozwqhN6Sgqd8GXBss5IjHNJj8wI6d85VLqkRUpCLPL2CFda0AIkJtotWSk26Z0TJv06hUlmsgP3IfDimS6OTqj1RlBEoswd0UZ+x5hT7fdIGbl9VT3plhkpTg8ixBMlIkRiYtVX0D6dIqV/l3DpnO6QxHjG14QtAjqFoyiQCKFPkBG9Q+WJbTWMOYY6fnziahnbP1DCHUnaeOfDU8nSK2JFgUoisXlGK/nmToxXlEMeBp4Anisjz95STVmt0HfIX6FM6hTkvyuy0mJkQFeHDOzmkK5Z0ZKcxPakT5YkyUiLlW2zWsl3d+Bd9TTaHmv9AxtqIkycuGOSten93aHrby1okQSkp8RI704OGdTNpsi5pMQ4RY4wTLgzVUb2CZEvTqPtuGZg/D6+rZYM6RFpjPE/aewq66l881I3b/8c6NYrT7ijY9WWmAUjO8hHx8oZMtJDaLftlSQ7FUqvi2uDPq4eevKDUGt2VLSkJLikVzbfReF4R9rxLuJ74fzwOujeJ5czdO/rksIiMS4EOjmmJCgtAWLBU26jrEj52tIf+Lx3796ycOFC2b17t5w9e1aeeeYZee+99y75FpoL+fv5l5/lgw8+UGU9e/YO2bVrl8yfP1969eqlZFtLJ6PeQ3nfUzb3lvGLwqUkQQhv3aco6PStC4VOB9TBW6csCt46a0HQ6cHe0OnS3vDUxy8GiuMXpDgkCKHjMwiLCKH1kuffhRMhgK7A3mAldZUvLXQdo4Oukz2hGygF4XK1DLGIkCGdWyolXgmXwMu3lpfhXVviebD4F0KEBGkWjMJAple3KBWE4jpQNYiQCNk9p7bIA6gDlJSvb79Glo5pJlHOgokQWnx4kxUWAoNtkhoXJNtn1Jczq2rJnTfXlIUjW0iMm75H6JQ1UuwR4cqKhiQIBaQ/7r0C4RtIQnSIiu+dpjfJURx4viBLDnort0tWUpisHNdCzt1cW86svEHWTmwiGUmhEhpetBlnacmQsAi3DO/hJyeW1FX53rb8RhnT20/5AXE4XRIcHiM5qWHy4q1lRf6N9oNy+dyuqlAoA5Vg8mcRIQ5XtCJBJvX3lxNL68s962+QQwsaoKz+6pmrALKiuIh0xEhGik22z2yCMXSj3L3+Rlk1oY2kJdIfSh4R4wmdgOuN4IhEmTWsHZRCtB3bD+P++LIG0iXDViARYsH4GqkT0g3wK2hGslvmj/CRs6vqyd1rb5Q9c5rIwK5h4nRDsdLEKQw6BaQoWETIsJ5h8uAmzOsHjTq+c7isjO4bJBHFJkI8YZw4kQe9ouYJbjGgktgpLRpK9w0G0fqvMvLb3VfIW4cqyisHqsiBhU2ld85f91Vdq0Br7l3OoEVH54woWTrOV+66mWOuntwyp4X072ZXJIg7Olmy06Pl0OIm8us9Vyqym+TYE9urSkry/x4RYvWfrr91iI2jI2GuCf5yZnUDuXdDXTm2pBHmT4T5PEEinKkyvHeofHjsKmPNgEL/7011ZFB3mxq7l5YIyZt3fzX54QndeuUJiwiZO9xH3jpY0SBB72O7VVVbE4tLhFhrrm49tkDrj9QEl8we6iNnVmAOrLtRbp3XWAZ3Cxa7M1Ybxxve75LLHbr3dUnhSWiUFjoZpjiwPhjpZKeSQC+/2ZQMSNmR8jP1A8q73D4zevRoRYzs3LlTztxxRh555BF58cUX5cMPP1THzf5xqR17ePwxL+bJvF944QV5+OGH5cyZM+rr+eLFi2XUqFGSkZEB+T9Y6U7UXawPnVq5HPCU74vCpXaMSmj1n0Kg07cuFN76X0Hw1ikLAvXS4lqDEN46sA46XdobOr28tOCuER1v4I2LRYQU69QYT+gy8YauwDpcTDJE1zE66DrZG7rBUhB0A7Eg6AZ3QdBNmJKgTYcQyYhrJ/etrSSvHSonLx8sD6WnDu51RPqGA9UOviHSrmOo+PiFKEeqvLb3CQWMa0ffUPEPKN7iEhCI8P5hQLj4BoSJfxDSxbWjX7j44L5/UP6zvwPxv19gBMJGAtY1UgKCaJVhLJjFIULoJ4SnyfgH2ZBefvgH2dXWF8u/B6+tO7qkS6qffHwcQiOFn8fKyL1ra0p6fLD4BTnEN9Ch4tw8sYG8eqCCvHakgjy6papM6tdWXA7UwdwaY22vITHCfAKCHbkIDHFgESdhYpIe6qUXiXIa4aznoeE2CQp14v88hIY5EEf/8rQQEWlHWJcM6Bwgj22tlqvEvbSnrPTM9Jc2vjFqu4ynZUikDXniXnCYC3kaCAmPwr0oCY90i91RtNBgs7mkvX+8LBvXXOR+oz8oPK6f0lyi3S6kHSP+obFaImRI9yDkEy1BCMPtM0SEjVtL9EKQ08VtN9ESbotBPNTHRAT+5yk03r5GPIWwaCDMFivJED5vmdNUfjpn9PX3Z69AWZuhDPFIKw6CUp6ASfKCW2ci7bHIMxb5GFeC90iekNxg2gzrH5IoXTLC5f0j1xrtAOXt4c01pXtGJOLESQTiWJYh3DIT6chLM9LO5wYoCPOEGEvgLS0RQrNrphXpiAPixeY04HDFK6GfQnuEI0G6Zdrl9hX1jfkEhenTE1cjv47iH5aiwnqemkABn9tneN/uTACYJq743+nmaS9GWJ0iEhUTJ86oBMRNRHgCv90JSI+nMxROhPA0GRXXnajAOLyny8cTsQBPf3BFMV5SLpxRSeKKZrqGQkgnqPztwv0BXe3yxI6axlqAsnx8/DqZM9xfhkKJHNDVJmnJTDu/8sf4VC4Z3xmVnJs2FVb+73ATRr7cyuAZX+WL8AzjxpVxmI5R1mQV3jMvhndHM12kl1sn5pmstpnQr4anoh0Xx+0TzDsF12SU09iSwvAullWV14irI1XUFhbEN8KnKDijUxQhEcMtLWa4RIB+PJiHi8/NNK28GZ9xbK5U6d/VKfesq2uMZ7Qx58ykQYESFJkpDoSlT5C5IwPkie215M3jleTVfZVl++zmkpRE/y1JuWVjXZgm8yOMfIx6st5WOM/wVvms8ATTKMmWG7YJ62W1icpX5c3+yt8HtHKhzw4+41hg/xp9aIwVY1ywTHnjsTCw78McqXJgYSNjrmCcfnf2alk01hdzLwHtmyKh9rTziJB/baoj/bpSoWcfYG5jzDBf7/HoCaZnlZPjzYrDewWV1XP+xQMxnPeY55zrnMPcBkfik/9zDbDWgagYziFjmxzDe68R3vPdCutS64IR3mGmx9+Mw+dcjwhr7TKec01gPvzfWBe5FjJcYUQI10219nmk4elTiafM5K65Hmu6zYlymmt6DMDtjjlI8/iSBioPvi++OHWVzBvRVvxCk9R6zfXbe00nrPfT3wGe7+MLhY7UKAl08ktJ4ElmlBY62c0b1ocxQz7NIwusbSSpqakydOhQWbp0qXLoeNdddyly5Omnn1bkBH0a0IKE/g0+/vhj+eyzz+Sbb75RZv7ffvutFnzGMAzLOIzLNJgW03zqqadUHjzi9sCBAyrvwYMHS0pKiiGXBxlOTgkSH55W3lYddLDCFAf/H0gQnd5XEHT6ZEHQ6akFQaf/6qDTpb2h08tLg+KeEENcyLYYgkRI48aN5eDBgyYFYvyVad26tTaCN3QZekJXaG9crlYhhG7QFIRLYRmimzglgZ9/oISH+Ev3lLYypV9TGd29haTEdMQCYDhNDQsJFEekv7jtfhIRFoD7UEJwddr8JNbpK9EOXzwPkLBQLgAhhVqJ8FlEWJC47EjPGSAOWyAW9mBxOwIlIdpf4tz+Yrdh8cSCFYwFKzCYC2cwwgdJrCtIEqMDJC4qUKLx22GjxQhfBCQ4CidCAoMMIsRuC8P/IcgnGGkFSVJMEPINkhhXsPIlEh5unPpCHx8kLgZ3aS+fc8sQFdhHy8iDG6tL32xfiXKFicPORTtCUuMCZXzvtjJjcGvpl+2DsoWprTN8YTEt+gqxRYYjTijKHiLJscFAiMRHhyrrEoedLzabhEcYLzu7LUKicT8Oz2OjQtVz3uPvpNhQSYkLk8SYMLQfLUwQR/PStEAixGmPlPF928szOysbQty/yshr+66TET06IIwdZYgUhwMvY7yQle8Q3IvGvfiYcEmOC5f0xDB1TYxFGaKNk2Vs9sIFCLfLgbTcsnFq43xEyM7ZjSHohSsnqeG26POIkGdvqSojewVIYpxdkuNtkp4UKakJkWpLjXK6CngKQU4SHa4oSYh1SkqCXTIRPjMZcRJtSMMh0VGMwzD5hadcgQwg+dAjK1wOLWwoP91lECE/3nkFytpI4mNdkhDnlNgYIw79hhD8PyneIalJdgjDNrXthb+T4p1qGwzTZLjo6CixOWJlcPdA+e+xa4x2eIxfsavL8O5BqKMTebhVOCt8Iu6lJtolA+nlmGmnJTmQtssUeA3BtzRESBSEaCIx3q3SzEpFHmmoQ7IDijzqGm9sm4mGcjCsZ4jcs7ZOLhHyOQTypePa4Hm0pCS61VdSIywVj1i1bYZpZKY6pVO6Q7LTnJKRgn5B2DiEUz5GTMXAgKGwJMTHIJ5bstLcKIsLQLxUtG8C48TL0B56IiTMTqU2FnGjkCfzdanfiYjnqRh5g4oT8+UJNOkpbhWPeeakO9Vvbi2wCBAqgiQy0pJjZOawAHlpb1WjD1GOV/ZdL4N7hGN8GCfI6JxT8h63JmSkRqN+UUg7GuWLk+TEWLRPlHTKIFj2KHWP1iSWRYkVj+FSkT+fZ+L/zpluFY9lsk6rsZRPhstU6boRziXZ6Wwb9BfLh3Q9v/jTQSbryjDpKei/xATEj5Os9GjpgjyIrLRodY/kgeWrw1L4iTSGR5gumVEKOYhLZ5xJiaw74xgkAv/PSEWd8TwzLUZZcKSlxCkLkK5ZqD/uJSH/MX3NvjaJEM6Zm0b5qDTSWEZcmc7EgaGyeIyPcvrJPEm6WCBxYYSLUc+6ZKE9MtGO+M00rPJbRA1/85pulo/hOyN8TkZeXfi8KDBf1pd5sE3YR53RJryyf9k3nn3AvmO/ZCIsxwb7l6e5sF/Z5+znHNU30UjfIB+svisYcXJyWb1cIuT7s1fL2ilt0c5upB8nDneKlggZ2jMS5eZYMMrN/K0x4zmu+dsaawzPclvjkb+tMck5RkJCN/8IPuM8teYf5z9PhuK9TMx9zkVrHeD6wPlK8iQN4bOxTnTKcCI/rC1JUUZ6WEustJk300o11wWG74zwjMP/uR5x/VEWGrjy9JfkxCi1VtHnB9exZIQhycF1LCWJa1FUgURIpBPjx1z7VBopLpUe/YpwzXWbREdSAuqZ5JRsrLlEOtZfEvDcJkNyg+syww7oGipnVt2YS4R8dfoqWTmhpQqXhHWbp4TlX9PPJxouZ3i+h0sLHaFRGuhkl5JAR2qUFDq5rShYZIgiAjwIBsqPLBfbmXOC6xJJCZIk3bp1U/44pkyZIrNnz5YlS5Yoiw0SGHv37tWCzxhm2bJlKg7jDhs2TLp06aLSTUpKUmsB5xL7hZYxLBvLY8n8FgnC8nkTHt6wyI3igumeR3QUhr8hCULo9D4ddHpkQdDppwVBp/d6Q6c/66DTx0uL4hIhOt7BGzruwhPNmze/tEQIcbkeqUvoOl0H3QDyxuW4RYbOUuNdHWXrtFry7w3l5OGN5WXxiPriiPDHwhEogzq1khNLqsnT28vJukl1ZVjXVrJ2Ql25d20FeXlvOfnP7nJydmVlmTagqYSF0uJDv9gEBoWIr3+ojO/TTO65uaI8sL687JtXSxYMbyq3r6ghrx0uJ09tryiLRzXEYhqkrETCw0JkbK+WcnJpVXl8a3ko8OXkhd3l5cENFWTjlHrSJdVXgkPClXVIYUSIbwCUyfggpN1UTi+vJs/sYFrAgfKoQ3m5f10lWTmukaTEoZzBEFISgmTp6Kby2NYK8uvdVxhpAp+eulqV446V1WTV+MbKZ8i4Pq3l7jVV5clt5eXYohrSN9tHESkkQYJCbRLlCJeJfdvK4YU15dEtyO/W8vIq8nxyWwW5bXlNmTO0lcRFhSGsYQWSlRQk+xfUkYc2V5S71lSTGQNbI482cueqqvIi6v7q3gry+LaKsmZCI8lIDJHwCBIY578sQ8Md4nREypqJjeS5W8opgUrV4/4yUJ6vRD0qyn3rKsv6KY2gkOPFGukAnNIzM0g24N59aJPnbqkgrx+oIP/ZVQFjo7JsndFI+uQES6Rdbxlit1PAcMqgLgFyy+z68vbB6wwiBPn+AcHuTfz/0KZKENZry/i+vtI5LVSex/ixhPIX9iCP6U0wHmrJ87dUktf2V5Bnb6koO2Y1kh6ZYcjDhZetIQyR4CAR0is7FP3eCO1VVbXNG4jzzI6KGLM3yOQBPhIX4xKbgwKplzAF0OpiVG9/uX99dfX1+bd7jL6m3403D14vD2yojj6qI8N6BEG4iJYIe4ykJjohFHfA/dryJPJ57QCwv6I8taOSnFh6g8wY4gOh3UibRMbSsW2UpdDPd+WNoy9uu0aFv+vmmrJpWjMVjsTFhP7+cmhhPYy7yqhLRXnjoFGfZ3dWlgMLGsjwnkFKEHa6YktMhFjCdu9OEbJ9dlN5ZEsVzIGK8uahCvIqrnevrYV6dVSKwMxhHeWJbZXlkxPXGAI50v4F5adjVrbJwYUNpHdOpCJAHK445OmQFePboj61VH+9gTZ5BeV/YlslFXZcv2BFhlgWJwS/mpKMmDPcV06vvFGe21VZxXsdbfnQ5mqyfmprKAxuKAaRUI5vOI8I8Q9LVU5Tjy+tJ4+ivdhme29qLAO7hSMf4yuypRxZ4D2SK5lQklZMwJxaXVsRhK8jX7b3o1uryAkokuMHsLxUHJMkC8rorfMby4uYt9+dzZtD35y5Sh7eUl1uh9IyaWCQOKK4VcdTKeXX7SQZ1itc7lhTRx7dVkWFnT40UJaPbydPbK+C+nKMV5QHN1eX1ZPaSFco4bQAIEkxtn8Y2qWuPLe7ktyKevHUnHvW1cSYqCRvHK4kG9A+qVBWLcuQ0b3DUP8maqy9vLcSxm9FrM2V5L71NWTdlNbSI9uFdjGsDqhYD4Hye3hxQ8y/SnJoUQOZNjhYNk1vI49srY4xUUle3V8J/VAD91opJdfKx1Dmk6R3Z6fsnNMcYarLK/uQH+rCOXvH6htk3kh/KLFxuRYmPTs55eiShvIY2uCedbXQt23UtpfXkcdriHdyeQM5sLCJPIx+/+yUOebQxj+fuwLlqwyls7rsmtdEeua4ZHivSIzz+libOGZvkAWj/JSzVFqhKGuP+ESZODBETq2oh/lptjHK9+T2yrIP/TiyTyTqkYg6GGQOSZMxfcPl2NKG8swtlVW7sf4v3VpJTi2vJ5ORVnISx1OexYlnH1ttQouO/l3ssnteM8yRGvLiHvZBJXX998ZqcsvcptKnkwPtn4gxaJzeMn+0L/q+hjyOsq2c2A5jg2t/I5QbcwFx2X+3r7hRJmA8RsfkkWSeYHokURjm6JL68t8TWHM5RgG+u17Fe+5BtOvxpVg/ekWg38Pk/aNXK0Kcc+rxbTVl+6wW6Jcb1Lh5DX3yFNptA/q9W5Yb7ZqXL3+TkBnRO1yOLGmAuFXV3GE/Po15dBjjaCzmOo+4pqWX9/yzQMuJEb1D5M41tdWcO72yjkwZFCCLx3TAulRdzQlrHZg3oqNkJEfLmH5BcmZVHTXW3kAfPYexxm0jg7pHQBEzyM1YzNkUhJ08MNAoH+aYWuMQnmsL+/fAgoYyolcoyhEjTqxBndKdcvOUlpiPeB+ur4a52VZ2z8U7k+vRsYpol9oypEe4zBnmq9LwJELSU5wSZk/COuyj1j6m8cCGanLzpNaSleJQFiAkNwZ3C8H4bpC75rJuT2P9P7yorozrG6hIjjBbvEwf0lHN3/8ez1t32Ycv3VpBrbuHF9eTvp3C1buIPqa8SYbLGd7v39JCR2iUFN5yS0lxMbbCEN4yW3FgWYZ4Q314CzMsRDwVcus3ZXCGYdnZBuwTnlKTnJysCA0d+IxhKD8wjkV0MC2dDsL7JCd0JEdR8CY5ikJJSZC/o08QwrudC4NOjywIOv1UB52u6w2d3qyDTg8vLS4mCULouAtPFEqEXDSrkGISIf8LliGXGxnSql2odEpqixc0hCMKUA+XkXtvriJpsR0kPDRAFg5vpL4G80v2Zyevlpf2lJdPcVUKrumk8Q/8fgkK7ezBTSQyLFD8NNtkSJC09wmD4n1jrnJMhfz9I2Xlt7vxP52Q4f6h+TWxsAdJZESIrJ3QAAJ5OfmFz6Eoq33hzBNxPz9ztdy1uoYM6dwWC124dPSP9CJCrpYlo5uK0x6qLD92zGwgH5xAXvSFQmGGaXmk99HRaxG/riTGBkuPDF95aGNVIy0KjBRKTOGc//9xbxkILBUlKykAimw9+Q3/M0+207xhLcXlCBefAIekJwTKlqkN0Lbl5QcI9UphpdNHAkLoLyjL24fKye7Z9SQnOUBadYyS3tm+8u5htC+ekzx4HfVnmyunmCw3t7cgnY9vv1b2zG0gcVHcfsMtLflfmNxKE+WKUAqtiseye9aDwP0nIMx2zwhRDlUn9W8n/4IQ/+ntEMTM58ohpBn/8zPXQKivIVMGtFcCQaQtv1ARaXNLlNshC0a2lncPlTX6zDtftN+Pd5aRnbMaSpf0UCjO5Y12wf1vkP6Hx8pC6cb/jMu6oh2+uPMauQ0KQVZypNjsbjFOn3HLhH4+6Idq8hXiqX5iu7K8iPMTFPdXINivHAeFMRFChxcZwviBoXGyckIr+YP9THi3D8rwHRTeJWPaKouNbpnhsn9+I3n7cAX5mWVEPipPjiHU4UfkSeJi64wmkoI86Rz1Xxtq5dbbux34m8RB75wQmT64oyrv92evzBsnrAvTRj7fnrsKyn51GdYjGOWPlaBwCuDFJEIgONOsun/XUAj2NeSL09fmtRfnHfLhWKNS2zUzUvZA6VTt790mvGKcv3+knEwcEIg8YmVojxAoa3XVyTVqbjEe0zW3YX1351Xy/K6qaOc2UNx5ygK3+cRLTrpDds5uppSLn0g2Mh7rarblR8evl0VjfKDgh0IJqJNbx7cPXS9De4YgrSg5trgB5pXZXmijp3dUg1IbrLbjeBMhhgVKvAzoGiGnMZY+QPq/cl2x+pDlRfo/Ir2X91ExbSPuqETpkWNXc1SVz2oDqz3YPqjjphmtJMKRgnzyK6rhjlSZCQXqmzMIhzKSDKOi+f5RpMf2Z57m3Prw5PWya24LKMixysJk2biO8slJKLUI8xXWsg8QJ9cxLtat0ysbYIzFoR1ioLy1l2d3Vpevz2IesExMk3VCmdmvH58qK2dX15XRfUPVVgaWbfbwAHnrYAWV3rdYh1/bXxn5XW/EZx5MA78/gWJNMosWJjYXrXASoOyGQhGsKV9gDcoNz/zQllzT6Dtl8/Q2yqokxJ4G5Ttc3juCsGiD37FWfnzievniNqNuLOOr+yrIh3gPsKzntTGvGHMv7a0skwfx2Fdfo/1wj++FU8vrS3Iit4YkS3pyvKye1A7KchXMf4wLz75Fe39959Xy2LbaMnNooLK44XaQ6UN9oSBXle8xTlV4zjnzvfATxgIJlaxUKAJI37NvCVpIkPxKiE+QGUP95fFt1eVLton5PlB584o6fIE19ZEtNRRhwW0kXdCeBxY0Ve3BfD84Vk5eP1AZYwVrP8czy4z7P2NuPLqlptoiRGsSkhGeZSC5RasRHuX8+W3Iu4BxSuJuBY96hlL/3hFzvcT9L7EW/Bf9wXea6nMCzz4+U1b2o3y0cDGsowzLngWjO8oLu832YjlZR/Y/fn+HNYqOg+eP9MW4xHobzfbJPw8JWnPNG9lBvjtr5MV5QRLmnUN4F3A8WeVA2d88UF7uW18b6VZWZKy6b7bN1+euljMr60uPLDvWImObHI8S55ap3P5k+fKto1er9qSlGbez9OsSIfeuM4hWyjGcZ1+dNt6/8gzG/8myiliZO9xXET4qf7Tr/RuqKSJkULdweXxrDfmN7Yy+5hw9ubSedErHexhr7uxhHTE3q8q3JFHZ5iwPgfS/xxjl2jh/RAes6TGyc04B666Z9kfHr8N7wldio43tmd5kw+UGz/fthcCTxLhQeMorJQWJgAslQTxltJJCR4AUBxZJosgD0yrCUt51uoQnGIZhGcey7rDIC6argyfBURx4kxxFocSWIMClPCHGU5+6mND1R0HQ6Y86UP8kdLqpDt56rjd0+rIOOv27tCjRlhgN3+AJHV/hDfIclxURQlzMI3V1HaaDbgB4QzeICoJugOqgG/AFQTeRioOW7UKla3IbKDcQHPkShpDx4MYqkpXYXiLC/GXZqEZQnCA4UaCzBDQKFQTv8aXN+3ixP7m1giRH+0oH3zzTOAsWEbJ5GoQOCgQWmCeFCworSOfoourisgfKtAHN5ONjEEhMAeanc2UgKF0n31PxYzyUgwrs2RXV1baZtj6284iQRaOaii0yVAbkQHjbVVGd8MD0vrvjCnnvcFm1/1YJgGY5aDUxumdb6ZISIA+jDVTZ+MwSSiwhDfce21JJMhMDZMcsU0lDeWiFsnhUC3E7wiQo2C5LRjeDYIw6MA7TQjiSAKyL1WZ8RiFp1bgm0tHfLX2yfeSjY6YQz7x5ZZuzfcy8VTnw//uHr5eJ/dqJw26TsIj8L1mLCHlyO4Q3Cl6Mx7qyHla6EPif3FZZuqSGqtNkHttSNa8/UD62DZUkJYixvOxvxHtkczXpkhaqiA+HI09Q4P/cFjN/RBv58Kip6FhtZ+WLtH+9q4xsn+lFhDAPq31ZXrMM6j76jMrggpFtJSbaIYFhsTKgc6A8tLGaUQ+WGXH/C0Hx05OmMsh7KO+7EK4n9feRsEj64vAUrtwSoIiQFnl9wbzYRlZ9ke/P6KsFo9pJQqwbykZzCK9mfzI86vMD+lMRdfzfbCNafMwa2kH65YQbRIgZNrcdWD62Je49s7OidM8Mk33z6xtOd1l3lOHj49dCKL9eKWMqXeaJuPwKmpViF5+Q4hMhFLJjY6LVl0+lbDJv1JEKJQXxj44b25M+PnGVDOwWbAjk7Dum61lm/o9x99GxsjKub5BkJruVg9nf7jcVFNYT4b47e6Uxr/g/+wF4+2B5GYs4VD6otCwY1RHzzVxXzPYhkaLICbP/9y9oJtMGBaljUq06vnWwnIzrH4x+ay9fnDEVP8T/HnNo2+zmyrRefR32Ur7oL4CWK0cXNzQIBeZLoG4kZFW+zINlQd2pgI3tGyw9cmzI83qjfmwDaw7xN8MiDq0mIhypyOd8ImT2iI7yg6nwqfRZXrYt8+b/vE8g/Q+PlpW5I33UtgRagHwKJUyF43OzHdV6+BTWvdX1MQ5iZHy/YLRtBeOZmSbrogg1K0/cp6J22/IGSJtf6uPlppF+WE8Rz0qfV6sPmZZVNtz/9syVMmeEn6pjn852uftm9IcVB9dPT0KZ5hiy5g3uk+xgHweGZygrhI/oa8lKk1erLri+i7X4k+OYV9YY04w5Wi1xK8zqiR1U2qoNkd/ZNXXQ1vQzkax8tryN8aGeoR4cTyTtSAJ4lpeEYu9OdkmMj1NEh7qP8L/cfYWybHlxT1Ws28bY/M+eCooEoh8Mz74l6KCUFjyj+4TKU9vNbVOsF8Av+d/jPaPqYbUprvetra1Oc+G2Fx67/Bsdv7KODMP2Z5tY/WDW//cHrpDTK+sp8oaWJ55lMIiQGNk4rbV8TRKFcZmnNU6ZNsrFsqyY4EWEsL94ZRzOObN9VL74n203bXAgxguto2hpEyQv7jbJAJYPeXCN+pLEAeOYdXxxd2Xl24c+OTznoAUSIfNHtzPeg8yPZWRc9hvB3ywbwXws8BnzZng+w/9f3nadrJrYFm0RI+H2JDmzCvLFM3iG8nMN+vjEdVjnuI6aHyIQ/w+Mi91zm0p6klv6do7AGm1uxyKsvNgWWI8/R/ozh/rJvBE+uUQI06X1yICuYXIKa+7P96IPGR7xeLTuzKE+as2lJeGzOz3aC2X+8Nj1SDN/e720p5L06xwmW2c2zaufZg58hnfb5AF+WNONLZ068uFyguf79kKgIzRKC09ioyT4K61ALOhIjuJAR1ZcSujIjsLgTXQUhhL7BCFI/vxDhCjo9NHC4KPRdT2h05d10OnfpUFxnaMqXKBfEAvFIkKKS4joCpEPfwEZouswHXQDQAfdQNLBYuV0A1UH3cDXQTeZigKJkC7JbSAUm4IqXugPrK8imQkGEbJkZCPDXJkvbb6U8XL+4Mi1cv+6KvL09goQkhGP9/EC//jEtdIro534+tHJaf7FxSJCNk6FEG0JOYwHQei/x66Tp3ZUln9vrCJLRjWQjAQfeWBDZUNIQr5UCm+ZVVsm9Gkua8bXlbcO5PmV+OjYtdI/u4P4+kfKLbPPJ0LsNtbPT25bWlveOFxO7rm5mqybVF9mDmwhi0bSHBuCiiVwIb9lY5pKUnSIzBzUAu1Q2RCgrHJC0X5gXVU5srCmzBvWXG272TUHgpeZJxXg+SNbiMMWLj3S/eThTVDUKSAhLpUTbkfZNqOu7Jp9ozy/s0IeCYMw/1pfQ9LjQ6Rnlq+8e8QU3Fku1JOCPE1m74fw9dkpU4hCeVnHXbPrSaw7XILD6N8j76UZFm7HyzsSbdBMHt1cGcKXSRAgTab3L7Tv6RW1ZOGo5pKVFCrrJzdVe8pVeRHug6PXypFFtWXrjAZy56oahrBrtvkXt10rC0e2ltgou0R4WIVwu4wL197ZwbJhSmN5ZS8ULVOYY11fubWC3LWmhuydd6MM6+4vnVK5NQZKDdNlXVFn+ud4ZmdVuW9dDQiNUHTNNvjx3FVyclkdSU+OkMDQWIyjJsoCg89+vecK9FU1mT+irdw0og3GUVWjbZkusGNWE9NfiIdwBdDB6uBuAWiH2lB2y0MpMfqa6XHL1B0ra8n++TRHDpXRvQPl+V1VDEEVYSjEP7ipiuyY3VAOLKwvr+0vn1tW9s1ty+vJ0G4YR0M7QGiuLj/cCWGZ7Y86fnqSW4Sqoz43yLJxrSQ5wSlrpzSXt49VkKdQ933Ic/GYVjJ3eHtlGq++MiMeSYwnoXAN7Bos7QKSi02EOJyx0i3ThvwaGGVAeBI8++Zzu02ILBrdVk4srSMHFxrH747p64/5zfZH37D/UC9+Yac59x1QNLZBYO+ZbVP75tXXebYJyvc1xhW3++yY0wR51ZUPjmGechyjPf5Am+6a3Uzt0e/ZySZ3rb3ReIaysF4v7qkoBxbUg3JYX/6zu6pSdrmlg4r+A+sxx1hHlIOWBdzKQQJHjVXc55g5tqS+dMnEHHCer3zRGoSK3OzhvvL5KaMt2Q5f33EtxgrG+MxmqH9dVd/f78MYwPPfcOXWiOx09k0LeXJbNfnG7AeWg1+Nue3k8KJ6MrZfkLK0yH8qjUGEzEIbfUuLELY7xweuH58oi/FdG2tcTeMrvjlHfsfz21bUlYyUaFk6tqOh8Hsohd/ccbU8u6uaPL2nhqyd3BbjIFKOLm5kPDfb5/UD5dGP9WX3vCZqm4Ei0lhm9BGV/AkDQpRCPXuYv+HzwEofZSDx8sDGmuoL/H+PI29zrPAZlXZaRiwe20G+4TqBNNlv3B6xbHw75cvjbtRJbSVkfkiX22FcUckyuIfHdgyzrHRM/Mr+KvL49pqqnffMayR3r61t1JlhAM6ZJ7ZXkztX15EN01pKzxynLB/fwSgb6kNritOrblSEBH2v3L22jvqqz7xJSp9YVk/mjvCVNZNbYz6jrswfY/GbO67CvPTH2I9QFiLWGv3pyavkZrTr6D5h6PPWcnbNDRjLTSUjDUpnjGFJ4wluEyH5tW9BYyjDRr3/wLj56Hg5ZanCcfUvtOe3d2DtZbnQnt+cvUqWjGsvGckx6Kcm8svdZv/gGdcfbvv496ZaWE8qCY+AV33wmHFEc5eMKImO5ZaevDLQWoP9ObJ3mOy5qYkxHxkHYPwXdldW7Xorng3oZlOk1AeefYErrVCe2F5DWfnkvif4fjlzjYqXlIj6Ryeo7UO/cazi2Y93XiVnV98gN43siP5vi/JhbWR6eEaicfmE9mgf+g84f4sMiZCbRrXH+wbhmZdZDs6LhzZxu1pV+ZnEJO8zP4yXX9FOL++tosr44fGyue9O1vHONXUkLcUlobYk2Ta7qbx9vCLW0Wqyf0F9tHVbZX1CvxtfkThFWhw3j2M+9+uC93S2He9V8+OMWRY+f/tQBXliVw2sZzeibUPUWsdtVhx3JL6fuaW82q74KbcimesQLTZWT2qFNTdGWYPsx/NfWU60Ccc7t8/MG9EBa3trtDfkG9YP8TiPlqOc4/v54f1YU94/YlrooDy0lqHV4JmVtSFrNJSuGRHKOvFy3xrjSWRcCHRkRmngSWqUFH81CaIjN4oLHVFxKaEjOgqDjuwoDFqiozCU0C+IjugoCt461cWATr8rCDqdUYeLaQliQacv66DTv0uKv4oEIS4aEULoCpMPxd0i49VAFwpdx3lDNwh00A2qgqAbrAVBNwEKgm5iFYSCiZAOighZPKKh+hKhBGY8f+8wlOARDcQWHiBdU9pDQTC/eACfQckY07OlBGNxCAjMv8CcR4TgJU+Lji9vu1rWTWggGXF+khAVIAnuABnWpS0EOihRZrpPIY9eGe0lxumPMH5y9xqTYAC+PH2N3DSsORbVMNkxM4+UIEmwWG2NCZHIiDAZ1LmDjO/dRlJjgyTaESIxrhBx2UNl3SRTkTAVAh5/G+MMkVYdndIjw0f+S6sUCDJM8561NSUnOVBCwmzKmWpQiA2Kcq3cPEmE3DSihfIRsmhUYyhdRlwK56/vu0aGd2snfuq0GbtM6tdGPjlhCqQIwy/d4/u0kx6ZvvIOt8bwPvA9BKjji2spR6l0oHp6eQ0IfxC6EefHc1fI8SW1lI+R4FCe1pL/BUpnqaFhdijkPvLYVtPaA2V5cff10jcH4zXQLf7BbumeGQDBsDKEL6SLPv4JCsjuufXQdnbU1SUp8eGKwPiN9WS+eH58yQ3KR0lwGJ2W5hcc7A6n+AXHysrxzYwvk4hDIX/j1GYSH2NXp88EhkZLdkqovLDHVJaBnyDs3r+2mvTMDJNotxNCeF1j6wPik5wgoZCdEi6xUU4IhhhHHB+o0w9QLkgcZCTRyatTlo1tZWy3QjzWh0Iwt7XYlXPV/IIWnbamJ9khZDY2iCCkxy/gG6c2FZ7owpNdeIQu/ZQo0g9pUll+fld56d8lWJ0q43DFyJKxbYznZl1evrWiTBmIF0VwknLG+t5hCMwsD8r80Oaa0ic7XBEWDmeM+rrXv0uoTBvsKwNwpdNVgs5U5wxvr/wMqLmJviOZxCOG2/qnyMxiECG88sSCntmRcvvKekb5EJ6WSSRC+nQOR/2dEqvC07FfjNrb3is7AuHr5ioi3Lc+B/mF2hIl0pmgnALevqqOEtRV/9yLvltfQzqlYRziOZ0F7p4HBdH84k0F8eHNNZSPkkkD/eS9I+h3jieU58vTV8rCMe0kwkEfFnQuGw7Ft5XadjO0e2jeF1uU5evbSUJQMTLK9cPZK6GQ1ZbuUGhIdngrXQQtRFKSYmTn7BZGnkwL17turgtlCPPEkSRpSejj2c3VVgHVT4/SGoAOETG+3fEyoX8IxirWHY459AN9VHRDnozr6awxD3HKgiIfEQJ8BQV9+6zmeJ6grAJOoM9+sLYZIE/6bKA/j3xECNqIX/tJLPTpZEdf0uljrEwaFADF2dxOgDAkZ+hrxB2VpDCoW4T62vz7v4w++vL0dbJ1VktlQTBzKLfGmEQI8ma9d8xpIXSuGg/lev/8JvKrSQqx3VmuKQODZM+85kYcpMcjhGmJQIeZbF9as9AyR7UfwKNZ6ffEezsGv6A/vLmWjO0bprbPcJsIrVR4+o46NcasD+fM1MH+6thXnkiSmow1BQq2ahf0AxXW2zBGSYL062xXWyJU/2AtZt3o6yUn3S0ZKUY7W+X+4dzVsmVma7RBEBRSrN+Mg/w+UURIG+nVySHpdG4KRT4e5fIkPyyw/7hVpWe2E/MZ45PWCkj7uzuulq1Im+0Yak+Vgd0i5d51dYwtMOxj5LVrXgvMU3ceEYL7fBe+sKeKTB8SiPrEy6xhAYpQUWVGnJdurYJ5Eany9HR6a4E+ROzuZKTZ0GhnxONWw6XjOiqihO0X7nl8LsMAbIvbltfFvKXjUreysKFlDOui3i/L6qm5wfI+yVOTWE+07ycnyioyKSfdpbbB7JqLtZ79xr7HeNm/sKl0znBh/Tl/e8x5RAhA67CtM5tLAuo2sleo8gVkbVn89f4r5Nmd1WRUn1DliHQP1pVvaf1i5vXw5qqSneZQ6we3qswcEqB8BXH7XGqSWzkyvWlUB7X9RsXB/KXfjcFYW7pneRAhAEmJ/+yuiLr5Sk6qC+9GmyQnRMnsYb7GfEHdSYR8cRvaF2uRsi5DvE9PXSNbZjTBWsD1ln6T7BgXGFtsL/TFF5CNuE0mM4VOtd0Ia56oxvKgjocXN0I700msHe/W+kjX6ANuR14wso2ERMSrdV133PrlBM9364VAR2aUBt6ySWmgIzVKCm/ZrLjQkRvFhY6ouFTQkRxFQUd0FAUt2VEIPHWQoqAjOYqCTqe6UOh0Oh10emJB+KtIEJ2+XVoUlwi50BNiPGHxG8UmQghdQp7QFSgfSmIVAugaq7TQdaIOugHhDd3gKgi6QVsQdJOhIOgmmA7FIkJoEUJhEULC8cXVlO+QNh3C1DG6J5fkCUckAqYPaI7nPI3GWFisReY8IgQv+Z8hBB5bVFMy4n2kgx/SCwgTW0SwzBnUTJlbM00KGXTaePfqKnJ2ZVWginzEEzgoQOA5jwjcMKWhIjy2zUDaFJ5w3/IR4nYEi18gXwqhkp3oL5P7tZabxzeSXbPryt65N8hTWysYyjrrjnLtml1f4qOCpXl7l3RN9ZWP+PXMzOvum2tJZmKwBIbY1VG4gToiZHhLvIQiZNPUuoayBiGIX88OL7hBUuOCpGOAE3V1SucUf/n3hirKfJvp0+/KnGEtlH+Sdw4hT7MvHt9aVQZ37Yj86KgqUlaNb6qO7mR/MH06biVBEhSiJ0KCQx0yqIuvPLIFShyFatTxhV3XS68sX2nnFyUdAqKkXydfeftQ3pdAKt4T+7VXR+gGhrglLMIpayc1kk9p0os0WOYHNlSVTql4EYQYTrTyCw4u8QmMk+U8PteDCOHxuTFRDnUcb0BITB4RYioIL++rJJMHdBSbPQp5RqtjA2mpwXbgF7KHN1eBwA7lKS1cHtqEcYf7HB/8Ck1niOdW15Czq2rJ87vyvrYRJB54LC/9hHgTIWG2GElNoL+KJvmIEB6fGxoRJ8EQQPkF7sQyjC2Mfz6ngrF7bmMoo04JjYyToPAElT73saswyPODo9dB+G4r7QOT1Ve8dw/lESEPbqolPTMjUB4eqxij0qe5c2ayXVmerJrQGuVpKocWNpB/b6wOBc1UIlGnNw6UkxG9MP80RMixpRYRQqegeRYhPKIxNdGlFH1r7rGc3Ef/hrIgaCijetFBKE+voYl5HBSASDnNbQNmfTjnZg1tL4HhiRIcSXN8u3J0qNJDP9CnB5VwOkKNdCRAKUmQWcM7Gv41zLJT+RgE5WPuiPZo4zwl+5mdVWRE72D1RdfNoydjYtRJDTEx9EESqqw2rDTUl1LmaY1VKC39u0SIdSymt9LFLTL0VdAj2yEnl0FJNONRMV0xoa0iMngsJ+MP6h6unD+qtQ5rGv1m0FmrOypBnWjyn93VjWfI/9mdFZUFSqgtWQo6spcKH9vgW6uPUIe719ZVCn+kM0V9zZ82OEj5h1BjGXk+dwv9wETICsvygfcRl0Rm9yyn2goRE5OIcqfIPG4vuj3PouCRLbVkeK9w4TGoBE/xOL60Ye64JuFyZElDpaRT4bYUO8alY9FuUOptKFc4FPh5I32Qv0lWse/2VpY1k9pBaTaPZ0We7AseeX3XzXXkHBTop3ZUM/qH5UGYZ1GXIT1sql1ziRDcJ2Exd4QfxlsCxinqA+WXjmX7d7WjfTDmmCfCcs6Q7OGxr46oZEnRECGnVtSFshsrUwaGyLtHzPogLq0ZaFlBh6os3zuHzS14yJ/kw5ElTZWT1DOrTIIEcX7HWPwW8f6zu4oijNhPJGh0xIOyBsF1bN9QrDcmQYZ0SOCTsGD/0kqIfbwUffkzrTuYD8p3bGljKOyRcmCBSYSgTD+eKyObZ7bAODQIi5y0aHnlVpPYAdhmY/qFqbyZpnd56MyWeR5YgP5hO5vr1OKxPuq5050sYY7zj8+lJcjoPiFYhxJRpzhlhUWSg+Xk+4VbTTJS3DKiZ5iyyFDlQfo/3Hm18nnC9mXf08Gpypfpoh25datvF5uaV7p5kUuEMDz6++zqetK3cyTWllTplmUX+qoi+c0ycnvL+qkt1dpAUnL2MB95y5qnGJt0Utop3a7WHTpB5Ykz4/oGy+qJbWXXnGZyeFFDrLlYRynHsIyIQyeyQ3qEYJ3zIEJQFq6nS8a1Ufnw2FsXEBcbrSxCLOKQZIlaF7kOEYh7ctmNwpO9bHSQGhWt1lM1LszxyI8Hj+EdTKuQc6trK2fSapyz/nh+19o6eE/YJCPZqXwfWUQI5YKb8B4MDE0QO94X1lHrlyM836sXAh2hURp4yiSlwT+WIMWDjuQoDDqCoyhc6mNyvQmO4kCnT10IdHpcQdDphwVBp3cWBE89tjDodGNv6PTs0qIk1iAXgwjx5jZKRIQQukQ9oSuUN3SV0+FyJUN0A6wg6AZuQdBNiIKgm2g6lIQI4deP3XNqiI9viLTrGKpw4CYopKaARyJg5oBm+YgQggvNeUQI4vBL/qpxDcURGSgd/EKlo3+ouJ2BsnZiQ1FbMSAIUOCgcM28ec1VhCi4IE8K95unNhC3I0S2ehEhtAhx2UOQd6RM7NsKykRFZa7P/d/8csltL4qsoFDD9JAuiZCEqGBp3dEpPb0sQu5dW1M6pwQaJ8KE6C1C5g1vqV4Ot85DWRgP9eTXq3WTmkhcFAkLm/gF2ZV/kTMrTOsOhKF/kgUjmkr3dJISyNPsi/vW1YTij0UyGC9VW4TcNKylvHsYigCUJpb97CqDCAkMyb81hiARwi0yw7qfbxHSr5MPyuGSjgFuGdyN/hoMgZyg8t2/k7/wJBmSIDxWd/Ho5kq5ZxpUQB7ZXAnlCpKAEHe+l74hQLgU0bFqQn6LEJ6QkhiLF7zNJUFhHhYhrCvGF50WDu4WJJH2KHUyzZQBHdUXbbYD+/2RzVUVETKkWyAURgjlLC/HAvqP48MaI6o/LSETYR6FwD6sR6CWCImwR0tmsk0RG55EyKZpTVCGaAmLNL7C8cQO1X4AtxAsG9dWEuJcisigVUi/LiHy4MYaRv7I95MT1yoTaMMiJCyfRcjDm2tK35ww5B+trEGYRr/OoXJkcX3liPXz09epL8s0pybJo74msz6oV1FESOf0yFxHehYRQlBAH9M3ML8AzvJg3H9/FwmRiqhzC7SFQ4IjEqR3DpREL4uQucPbqdMNCB69yxOQVBroH+6fnz7EH0oj2ysOini8svx4cQ+UOc4t5Pn6fkP5oKJBpZNxKfBzG0GvHJTbzZMfaJVinEZDfyLeREg+oC94ukefTjZFdlCR81a6aK1BZWwIlPEH6GuEdUdaJCdmD+8oIbYURZbQ0WJ6apSyAlHELvrp9QOV0NY8YSJWxmssQug/RLcVx4KOCDm+tJGygGB+/FpOooWnWqh0ged2VZdRvcOVjxCLCGH/0/qGVghKucY1zJGqtqSoscG0UabbVjSU3p2c4oZSTN8VPLKVFhxfc0sP0uEpLCeX1xMe55pLhDBf9MW/NtWQtBSMRVeKciI6FX35xoEKRnsh7Vf2VVTOXO/bgDFh9QXiMX8191gOa5zyOfrmP1AEh/WMyCNCWE7cf3hLbRncw6aUdyr13NpCgmdwD1pP5LcImYZykNRhWJ1FyAnUh8cMLx1H4qacMR5RLiqrJGwZJt87A/lzzLEfuma6lfPP/1Lx5zNrTiDsV3deq4icRWM6qlNZrFNzLFhkxLzhfobvCKTLNLilrls2t2ilqOeRzmTlW4NzWYUBTi1vKCN6hucjQuiLafnENmo7FZ3SksRSxCr6jXUlETKuX2i+vD3Bexwbh6D0W/U0LEI6oPy0DONWrWQZBgXdkwi5f0MdRVjY3QnCo2qXjO0g7x/BvEaeFhGSleZS1h/cLmK1L2G1r+p73mO+Zvvdtaae9MfYLhYRgvCHFjWWTuku9axrll3Orqa1GdoG9X/vUDn0QzuMS/oXipVJAwKx9pgkEeKSCMlJw7vKlqQsQY4tbihvH7HW0Wu06+h5RAjLgfLTl824/v4SEpmEdSgGaxDWkJgomeNBhKi6cjxZQJ15bHFCXJQiK7jekqx5g+PCo72seXLeOwr50mFrj6wIdYIY/S55WoQsHNVGvWO8t8PwvURi5K8kRzzfpRcCHZFxIfAmNUqCv6s/EG+C4s+AjugoDDqSoyhcyhNiPImNkkCnS10odHpcQdDphwVBp3cWBE89VgedPqyDTr8uLUrkHPUSkCDERSdCLOgKmIvibpEBdA1XWug6VAfdAPGGbpDpcKn8hRC6yeaNkhAh3G6wd251xAuS9j6h0tE3RPaTCOHLHs9JBMwoARFCMmLZmEbijAxA+BDxIRHiCJS1kxoaTkaZLoQEkhrP31JBXthVAUp8efX72Z0VoLSUl/vWVpOR3dthsQyXnbPyb41RzlIjQmVgp3by1DYIcRRiTCWHDgzf3F8WwrO5R59CHMpVGBFyz801pVNyUJFESCReELfOQ1mYH/AtlNp1kxvnESGBBhGSu80FYb687Sq5aXhT6e5lEcKjGHtkBiAeXq6eRIgpqN7hQYR4vhT5Mi2ICHlhd7n8REjXjvLlaUPwIui/YmDnAEWAhIYbRMiiUS0gIENhQBoU5h7aVFk6a4gQJUQUQIRsmNpcEmMKJkKevaWqDOsRIDa7S50Ocx4RssWwCMlHhKDtf7+XTg7LQ/GqrLak0KKFViE8fpLHIG6Y0lyykm3icJ4vuOmIkG+4NWZa01wihP5E7llbw2g/gD4+lo9vI4lxToMIscVJ/84h8m/0laov6kO/NovGtFFESM/s84mQPjnhENgMIiQlwQmlqKH8eC/mIJ0lor7sJ1qCfIA2zz22FeO0uESIpwk1BXP6CYmHoD5xgL+y9FD+VzjmWSezXLQAmDrID3VOkJ45EfmIEFqEzPEgQrJT7fLSrabpPspLImXGED+haTiPxqXSMmlgAOYr+on5oHxUPgZ3D4EC39qoD/KlwE8lqCsUEqdFhJjH8jKNXCKEdURZ1IlCbGOuIUiXc4unmtD83eYyvggzDUvpIsnhghLoTYTwxApPIsQVlSDZaW554dY8IoR+GoZBYeXzi0WEHF3SSDplQFiHgkjldHC3iDxCAqDyzSN38xEhmOf0HcJjdUkY0BKBCvPS8W2VcqXSRplOm0QIlXaDCInFuG4mX3G7D9KhvxAePXseEYL2pG8QgwhJVlssSEDQWkj1HdJ+CYontxbdt9707aLG4xVYi7Auo12oqNNi4IU9VeVFtOGLt1aRXXObqy0muT5CWE6Mlwc31ZGB3e1oV2ObB+ujI0LoRJWETGQxiJAlYz2IEMSnxcIrKA+3lLyCsvHK005ewr0nttVUJ5twSw3rTLKDY0xZ1zA+YY7r53ZVg3Jtw5hku+cRELlEyAg/Q+FleNTvlX3lFBES6UxVz23OZJkyKD8RcnJ5I+WfxJsIWT25tWp7gnV6mkQI46CubF+e1uOZtyd4IhK3htF/juofxCMRsoRESAKJkDiMGR7nnJ8I+demG1C/CEXMWUTIexoiZMbQAHn7EMaL2b4/33WV8Fhibud5Za/RvvTtw35/emc1ZdHEcaaz0tJZhHBedM3kcbSJuNrkDk8i5HA5WTqurVpXSJJOGkhC14MI2VZRbY2Jj42Vw4saGeso5zDi8jl9l9FSRzkQ5tjCvYKIkPeOXC3j+vlJqC1BrZvcjpKPCOF8xJyjw2+mo4B49OtBgpeEs8sdq4gQHpNrtRf7mVYzPCKep4ORIOb7iv/zA8AqrIkJsS61fp/AHPW0CFmgIUJoRWhzxKitm9zC+Vc4T/V+l5YWOiKjNNCRGiXFxSBBvEmN4sJTfispdCTFpYaO6CgMOpKjKPxzTO750OmFBeFib4nR6cM66PTr0qK4REhRJIiOh9BBx2v8NUQIUJyTZNhAF9NfiK5DddANEG/oBlph0A1iHXQToyDoJpw3LpQIURYhfNnjeWmIkBVjG4rLZhAhfv6hYosIgrLfTPkbUYIM8MyOijKiW2vpn91WBnVuDbSR/jltpW92O+mc0lGRHdz+snsuFCYKOohDImThyKYSjsV0w2TziFuUkz4LHt1cRZaOaSh9sjrItun1lMBnCSzeRMjHPM2Az9gu62ooHyFqe4u/UwKCbXKgACJky/S66osZ49KhG0mPpJhgadXBBbilc6q/PLuzvOGcEWHo9HXawJZFEyFIvzRECLfYKKEaZX3zwDXSM9NPmrWPldY+0cpfyLvMkwI0yvLmgetl+sA24hMYhbpGS2CoW7bNaGA4SWR97r5CbUPJTkEf49l5goDdoYiQ1V5EyNYZTdXWGN/gGPEJitUQIVVkWA//PCJkYEcI2OcTId0ywpVZtqoP4tKy6OaJLWRQ10AZ1ctPRvX2kxE9/WVo9wAZ2CVI+Q7RCWCERYTs8SBCePTu5umNUM4ElDMBAmeUnFxWyzCJRl04bg8vxDiJdYpfSIIiO+i3gySFJRhzSwj9e/iYRMj7R0wiBHV5bFsN6dMpXILCEtTWmhE9g4wvnDy5Af3z0fFrlBPWSQN8oFC0MkgfthGelY4IodAaLSERCeIfmiSZKU4I6u0U+fIqTcxZZpYNaWya3hJxYqR7VoTc4UGEfHXbVYiDdTcwBXXmF2uHPE7/QIjDNqMT0o1TmyvCJSg8UQLCk6FsmiefcFwhHW6BoYPCBaPbQjHEPdyn7xAegcwTGPzDUpUiRCJkQNdw1MWhnLn+i0QIy4c0Pj1xFdqqgjrNQdUb4Na5WVA8uKWG5uzeRAitRXrl2OX2laazWI5HpEV/EDZnEvI0tsdM6BesFHv2EQmpl6Fsdc1yKsJC5yOkNEQITxfhNiDfsDSUNUGWjOmAOmE+cywjz6d2VJeeKCt9O+QSIVhHTq+8UZISWZcEiY2n/5EUmT+6gyLtVPuiTDymc0TvMAmOTIcil6YsGc6tuUF+uttQwkka7Z3fRDljneG5NQbxqZiRiAh3pElQRAbyb28cS81yq76rLismtFfH9lrtTh8hO2a3xHgMV0QRHbGOw3V03zB1r2uWS23XGNozPxHy0OYbkJdNS4Tct94kQhD20xNXy+RBAeITmqX8hCQn8ZQnr60xy+sp6wluMXr3iNl3yIPWC7OH+8uoPmEyHuVi2Ugk0BEq82EbkFAIRjvRl0vfznZZPqENxkh9+a91jDDyoDUNjxomaRITm2cVYpERPMlGjQszXzrMHNEbigLSDLOnSgLCbJzaGmu1SbIgTfrPoOPXooiQZ7RECMvBMng65uVpMjzZJUEOexAhdNK6cmIHzId4te0sKDKlaCJkXH4ihM6RM1JdWFe5NQblMevJeb1wdEcZ3isUfR6E/g9SR1fTsejgHuHK30hsXMFbxvREiEPNfxIhdMRaEBHC42w9iRBaeuZgrRjSPcy4n7uO0u9NI4whX1k1sZX8ZzeeMT/EKYgI4Tgd189XQiJNIkSduOVBhCBPHp3+/uFr5NW9FeQny78P8BTWtz6d6Mw0Rkb2DFbEkNVedDC+ZGxbGdojGGMwQMb08ZeRWMeH9wiUgV1DJD0J7297jHTLjMC7Jo8I+Q7zm0QInWOHRtJPiLG2J8a5lRNv+qEajbRoyWeQE/nJiksJ3fu0NNCRGqWBjtgoCf7ZClMy6MiOwqAjOgrDpd4OQ3iSHMWBToe6GPDW3QqDTi/UoSQkCOGtw+qg04d10OnXpQH1+2IRIRfBEsSCjtcoMRFC6BL3hq6g3ijusbqXKxlC6AacDn+VVUjJiZBqEoB4JSFCiOIQIQwTHBwiQ7rw+NVrja86CPfS7vIyqkdLiXYESkR4sDpeNy3OR/pmt5EeGe3UItjRPwLKrDcR0kwtqLtmI09TIGGeJD+SYgLxAgmVDVPqQRjFM9YBcT2JEDpLVR72+Qx4DcLTsjFNpGeGr6TFB2Fxj5S9N+XlyfpbPkIWj2oC5dBsU9T3/SN81lRS4gIlOylAWb3kCoKI+8zOytIr01fl+S6dpVp9UUoiRL0cI43TY4Z09ZFHN0NYZz2QLh1OLkE9uqX7S3JcqPTN8ZPHt1bK3dZBQe/0sprSE/lmJYdAUe8gT++EkmGW6bs7uB2psSTGhktI+PnOxGw2u/gHR0OJb5qbJhXeB9ZXl2mD6BA2WDlNzUkJhbCIujBd1MeTCKHVSEFESEyUS5lOq/GBuD+evVI5quuUGo5nTomLcUhGUoT06xQIRdpP/SaxohPCSISkJ9lk56w8HyHsz7vWVJcBXQKlR3aopCbaZceshmI5S2V/vr6/nPBEmJw0m/TMDpc9NzWUX62v88BDm2rIkG7B4hdKh4ph8s5hjGdzHL19qLysm9wcgiwFcYyV0W2VRQXrybxf2nO99M4JVWbWs4d1gKJlWlUg39IQIfx6SKuT4T2DZAqUgl4obwyE/PQklxxdbCpOKBf76JY5zSFkR6n96jz5RpE/SJ+k3j7UsU/nMCgqkcoXye0rza+2iEul9MltVZSQ3xltMgDC/dk15txgvZHOqeUNJAtK1fQhPsb85jPg69uvhELdWDlSHdAtTCk99OvA41fH9uHxuVBUmAbq/+bB62TN5FZyzzrzHspGMvGxLTWU80M6aiUR4gkqT6mJ0XILfaRY5UGdH91SCwo0ypvhkFFQ4M6uqqt8Dqn2xDh4eEtNSUiIUdYiEwcEXxgRwjZG3iSAbltxIxTSEJkxzBdKHK3CTDID/X8f6pqRHAWlyXSWintsWxIhiaos9FkRK5HOJJmCsisfOmY7UpneM6+JOp61J3AT2k9tZ2N9kc5Hx8pBefVVx/PO8jw1BvXl2OeWDabJ44lpqq/agUDf3bmmLsZdmOxd0DQ3DomQ/QsaS69OdklOpEPaWOmU4VaK9dh+wdI9mz5U0otNhNDygj5U2L4My5ONdsxuprYPMY9OGVGKCPmvBxFy2nSW2r+LTV7lF3jzncHTU+aPwvxMdytnoSRLumc7ZUTvUAVuG8pKi5IJAzgnAjCm3eizBOnf2SFPbDNJVrTZl6fLyqKxRpv9X3vnASfHUab94+P44A4OjvwBDpKs5KAcdlebFVY5WJajnHOSbEtOkpwlZxsbR9nGUY7I2BzRYLJtwDiSDBwYcCTDAQcHR6jv/ddM7da2npnpnundVZj9/Z7fTndXV3grvc/T1dXxp2sJy/4hbKz6NWsn3WPRw6/1pJ6vuOxjtlh3wjhrK2/zfYs6/uuXX+OuXb2L37CWzVKDQNIthEyd59qnzXOLF07vLYTc+xa/H8lsq3u1yiIIIayO8u0B+32WL7u8z5fvkH1a3ZzZM60uGt0rGYQQNiJeNH+a3/j0qVut/VNOy++vP/Z6v8fO3os7zf7Wv+bN8ELGsQc2uROszyKeTBf5BHkLIY/b3LXP4na/Iu3H4ZPQFudzd/6rF5ynWZ9Zu9zmEvY4IT27JwghS6sQQrDL1278d5vfdrHxuLjS1O7/w6df5zZeuKPfj2mP+Z02flg7YoWf2YvNYK86baTNUdbuLb65s6b612CO3G+yO/6gCW7RvHa/JxX7ST14yQ7+wYHvt9bG779oey96HGJgE23Gc4QUNgznK1GIq5eu2NUtmGtEvrOrl1iRN9QcWi2UmFEtlLCRFgggdREkG5TQUQ5JkaMS6iKIhuKDCluLCKL4voLSD5JQOkQSSs8AVQkhQCWShMpsjLRCCMhTDAGqgpNQjUVBNTyFLGIIUB1FQXW+gKqEkImT3G5jGjMJIRMmNngh5IYyQsjkyQ1u3PgmN3+GEYSbig6GxQ0Jfv7e17k7z3mPu3LlYCPh27uHr3yrOcTsJv8GN3PaBDdiVKvbcG7P6oxYCPngmuJybouLd4WfNVJ/85nbuwcvfqeRDXPQuVZ0kIIQssvYDrfforHu+3cZkeC6gfL/9MF/try92d161nZubleDkSsrTzFNyn/BsuGuva3ZHb7XGPfEB81Zwykrxv3ixtf5PT349PCvP2aODnawPP3d4r577Xb+azQH7jHWHNGeuvjSdW93Byye4KoSQlpavRCydPeJ7vNXWT1hT0sLe75gefm2Ee7bzt7BHbb3RLPHju6P5oyH/P7efn/d8v/QFe9yP7jn9QWxiDxZus/f+0Z39L4TbAJv96/NbOoMIIRMd+cvH9ZDAq2svI70/H1vcI9e/3b/BRI+n/vN2/+1O95KQgibc+6zaIqb2DjT3XTGYPe/fJGEtmf2/90nX+M+d9W7/IasrEz4yCXvs3vf6Je7n798ZzexaaZ3mJLOGK+/zJ3V4T5wysgeIcTy+9tPvNZ97+5/9XsnnHLYeLf6qLHuOxssL5ZPrvM6DqIEn/ZkRcPvWVZPO7D84MTeeMZQN6trmpvcPNvtv2SKkWgrJ9ftXtoR7e4JK8+HLtjBb47KppMhbr6kxJNdvizgvxjDfcAIaVYhhP8soearNF+69t1WH3w6+R1mpxFGKnf1RNzHbeXGxmyWyLvxbNp3z7ohPs1gYzYt/O7db3KfvPK9lodGd5k53688UGiL5Bvigo0esuvfuP3Njs/a+rxZ3L/n607LxrrOqeyL0VxY5WH3hLz/5uOv9Q7907e+1f3pM3bO0r1z7VBrAxPdF6+1PlYMhxBy9AENbu2yUe7XbN7LeQNCzS1GmvnCBfsIxEIIK0U6ps6xNsdeOEUxizq0e9gzha/pPGHk9y984pg8WX75jOj1Z4zwG7ayIuS0WoUQbEx/t/8IjXye+pUHX+/+xpeauGZ5om5uOnO4J5WXrRjtflFCCCFuiOvBe7e5T7KhbXEcIe+/trH6sfXvcp83m5EGdeqvWZm+dtO73dIlUz2RP/d4I41BCKGOLQ984pin6K8++Dr/xZCQL9rztat3NVvOcZefvFvhNQ/itOv//dBr3KPr32n53tndaHjQCC2vo/3ezmM/VnPwydZKQgivvuxveWPvDl8HwMr10wffYP3wTf51AVaZIIT4r6lYPWAX2iKCBKtf+OzvP0iDvFmZeP3rPy7b0a1fs6u1jRHu4avea/l4g7WhN7gjlrYaYW+2MeIt7jfWNj/5/h3cVaePsjLsWnjVhXiM9P/qo693a46e5G2WfCUFe/BVGcjv375UbOtmE77I9MQI2K6VAABZr0lEQVQt73CfunI7GzvNxtQP1wzfs/FsxeENbsnC6XbfpkII7altKpsRT3PP3GbzB2WxsqYRQljVdNu5g/284O1nNmB8QMCH7J92xGSze1OvuqgkhHzmqnf7r6/w+Vz2l/n7l62cRfvy2gZ9Z/2aXdzNZ43w5eXrZ6yiPOWIif5VnGQ+6Y+sTlm7fLdchZC9F7ebfRodr7P581b+wjg6yPI23NpQ73G08Jpeg9vP7ssqhHD/5695u9t3cau794Lt3F/JJ/ebXfjE/pqj2Qh4hrvn/GK7KNqLByMPXfEeG3tHuhvXDPdf6/nhvf9ibey1VibzExvm2rjbYT7FUD+/+Pssv7yKSR/4/DXvckctbbR5rMvdfu4OXiikDhnH2NeLvah4TTMpXuSB5LxZC5IiRi1QwkYW5CWAACVwpEHSb0sLJVD0NZTIUQlJkaMSMosgBiV0lEPMTdJAcac8oPhaKSgOqJD36zBA8V+FJI+uBYrnl4LSD2Io/SEJpWME9KkQAlSme2EbE0OAatyloDpMKaiOiBCy3/xd3MsfLjgdPMF4dP1buoWQS5YXNy5luak5nveufavFVRBCRo9tcB9aZ0SK++w64sNZR5YWQthc9cbV5nTgpJmT+ZeH/4+7YmWPEMIANX5io6U72V1w/CD/CT3vDBSdFF7J4AssvOvuHXxLk70XZk2f4IaNanV3nWdkn7BWBlYtsFlqS/MUd+ZRQ83BeV0hXQNPuXGy/Pv1OEaBSNi9d567nRdCRo1vd4tmT/RfZfH7EkAYuN/+k/aj17/FLZ470d16dpGkWZqFfUmGu6kdUxxflrny5EEFMsh9xTL4fFv6/thAXp697c3uhAN2cyNGT3MHLxljzr/VBelZnI9c/za3/+Lx/nO9CCHnLxthBMfsYmUnrs984K1lVoS0uuaWNjejk9UyPUvafX4ot8X/tRvf5vac1+gOWDzRffO2fy18spDrwOwC2fBhi2XglSXEk5nTW/3+IdohaHeTm6a6FQePct8NAkBI1+zMu9o3rhns9l7U6L51h5E9ymrl+daGt/QSQlYfOcYc1uJTXsvLk7e8xe27e5M5jLPcMUsnmm3e6f4RCIgBe/BEFqLmn6hx3tK7ZMVIN6GR96h7HKjglHVOne6x8tDxnuj7thzsY795nWDt8aO8qMHrKjwF77aH/fcOa6hPO/dXXr266e3u2P0nu5Y2Pr8700hPm/vE+9/j2213O7Lw2PZpK9OqI8cXvtASrllZWTLviQBxB/vZ/59s/Be/pBoh5Ozjd/Oky99n1yGLSghp7ehyR+zT5B657l2Fdm7xYyf2UfB2KpblFesjJx8+wfIMCehyl67YzffR7nyRDyMCLxpRYgXF4vmszHmX+zt1wPVi3v2ybvvvj319/7MnACz7bm6fbXaf6S46MfpyTNF2/h5AHdj/O9cNdauPmlggKsUyvvjh17njDprs5szq8psi+jxRJgMk99zjxzg+74v4EYQQ0D6NL8e0uo9eur0vu7+naFNvA+xcLAPkBYGLPQvCJqynH9Hgvnv3W32fIcy373hTdUJIsEsoc4Dl5/Gb3umO2K/FSP0Md8XJo4w4WT8vtv1PXfmeXkJIl4FXa1YdNcG/SuXjD3FaWfw4E+K2a9TZFafuVizPTLd2WfFzoNiVsod8xSA+u8bXfo4/eIprbFvkjtq/1a/a8AIO14th6HOFTSmtvXCvtZNbzxnuxjQWhBA2ofRp2XkEmVgI8aKC/Z8ze5ZfLeHzTv0QD+UyG3znrn/3m4UihHiBiHqwPLOXBPfzedjzTxhnRNgIcmRb6jaMCX4ss/QZp3k9hk1pf3BPgVBTHvrD/xiC7RgLn7GxmVeV2HMlCCABrAphlcipR0z2rzR1j51Fm3T3A47tGuPedat29u1pX2tbH754sKVlYay9/8nmiauMIMdCCGKi7wtW1uc/9OayQghfLqJtXHjSKPfSh80+xfIH/Pbjr7NxcDf/1Sb/akyxLh678d29hBC+cPMqXzGyNLHD54x8syKk1fK1+mibI+54q/tHFC9l7LYv5bV4mVdXHT3BCx5xHwzg/LoTENQsjmK/5utGsRDy8FXvLvRLq/tXH/gXd9nJPULIqiMnFQSPYl986pY3+T1C9jCb+U9tEyf5M9uXGkcRlI8pCiHd91ibo52eLIQQvhrjX5sjTbv/kfVvdYvmdvjPjD97a88rMKT59Q++zcaaZpsDGgtfUuplr545KtiLvJ1xzBj/miVfnFm3bLS1lWIdcR/5trriVbmTDp7kX4+5/+Liwx07X0jzrX7lIXuJJEWMWhGLGLUgFjBqhRI1smKgV4GApM+WFkqk6GsokaMclMhRCfWVIJtC8b5SGCgRRPHnapFlJUhfvxITULUQEqASjKEyvgkG4BUZoCo8CdVwFFRDLAXVwEtBdZxySHbGsCLkpY0Fp8M9Dcn/d7do5hjHZ3IvOG6Q+705ju4Zu2YT9l3nvt3i6RFC7kMIYTK2+xAfVh8+1DU1TnLjJ/YecCYWhZD1q4pCyJMFJ+ryEwf5r8YggBQGqQY3aXKjF0fOO2aIOV5FIk0a5A9HBNjvP/tXON7hX5UZOaalsCIER+cpu/aZ17oLlw117a1NbnpHg6X7PvfrjxdJHXERhzk+rMx49QFzOnBk7DwrQmZObfT7f7S1THEnHbiLkZ6e5eXB+frCNWaj2RPdLWeZQ8I1S5MvfZx/3HDLT7MbO6nDrxj5wMmD/VOf7jKEclhcbNj46Svf6Y5bOtq1tTa7Xcd2eiHkFfJDGIvzkeve7vZdOMHxqd621hZ37jEj7brFR31ABIqfz1VCSEBDU7tbfsAYI93FVyywAWWxOPgSy4JZTTbREWa0+9zV7zDbRWHIL/8t/9+7543u/ScPs3Jb+DZLz6AcA8AXZ+Z2tbirTxvifhO+SFO0H+IQX9HZa2FjYUUIaVj74R3uo/ctbJbaajj1sDH+iT12IN9f/+C/eyFk8pTC6o5j959k9vt//qlnd71itwDL8w/N4V156Fg3udlIZMKZCg4aX5NZPI/9Xnb0woePh/xaG0W8OMuc1Nb2mW7JghZ361lDjHAXVwlRnmAjS5/VJ3w9gE/p4kDisIIuc6RXHGok4vbi60Uhr/abvVtY8rzi0EleCOquH/JvtuLrMxB8f87w4w+9wS07aEJhRcixu/lVNj6sxffgJdv75dYdxffIgyOLMLL73E5305k7FZ7CFuOO7QTZvXTlzn5Zd0fnLCNks/yGrp+76j2FV34oJzaxeuJzr2xiyoamh+w9xQjddgWxlLIFexRt+OpH/q+787yd/Os4OPm8P99ucfNaztWnj3A/ud/qP9gy2IW2dte/udON5B+9tNmIio0Z5NfCvHj/643ATnITmha6Uw6f7Pisq89X0Z43WBmbjUyxkiMmX+w7AnhF4N7zh7hf8tpaaJMhv3b/rz72z+7eCwe7w/ZttfCsVGAD15lGjhosT0Z4aIt23zeDEGKkNUlKAzZ5Ncb6K6tY/vCQjbWkTXn5b+efuOXtbtVRk7xQMW9ulxG/Ue437INCenb9E+9/ryeqLPMP8fObjTBZ9v/0bcVP1xJnKJP9h/w/aST9/BPGuoXzrU0a4Z09q6u3EGJh6PP/xYbJllZ3XdhvVmmtOWaC4/WTwkatc6zuW93HL9/B/Q4hK9g+tCVgdnz5wTdavsa7CVP28ELIq2w6TbzWp/hqDJ+m9atBikIIQGw4xuL+yg1W3xDXkA9rc2zCyca1vDL0K/adKdrlU1e+128iyxdT+Izu2mUTCq9wYAvuD3kq1jF7RX31xndZ3XW6vXefbvcX9ySJ82/hIKy88rLmmIlujpV9RrQ/SAz23+CVE8SQLxqhZrWPz3PR/h5Wlu/f8yb/eeklC2286ZzrhRBejfFpW9v+46df4648bWffnoIQ8uxtxRUIVla+LMTrNtR7qc81I5Dss7jT3XPBYCPbdh/5AFYmXs04/4QxXgjxr3sSr9XFYzf+P2vrhc/czrZysHGsX3FjNiff7DFDXtiIGCFutbXRx8x+ftVJKGdkO4R99jQ6ev8prqWDT/L29MGAsCLEzzPcZzb68CV8NYbNUueYbVgRYvMqbcDK/uqD/+JFHIQQVnvxOpP/Ug95tPb31K1v8UIIn88957hxhb1A4nHUgMj96oPFcdTuQQhhRcjedp8XWov5YDXUysP4akxBCGG8mtk1w8ba8Tb2vLGQpsX96Pq32VjZ6UXjq08b6X5JXy2mxaunxx840TW2zHYn27j/pevf2dMuimG6x19rw89teLP1qck+PKL1/kuabV5/n3/w4+1LHzM7/MLa/fEHNrh2C3PtqqFe0OMBAisMH7y4MPazcWoY92tBLGDkgeTcWwuUqJEVymfJCiVsZIHy1dJAiRR9DSV0lIMSOSqhrzdGBTEnSYskZ6oVipeVg+J9pbAtCSFpvhADlO6QhNIuYgQhZOPGjUUJpPCXWggBKuEYKvO9kGVViEEZt1qoSldQDSgJ1RgV+uoVmYC4U44d1+CmtY1zqw4bZCR3e/f+U3dwy/cf4dqaJ9ggMMntMXuUW3vsYHfFqdu7i5bv4A5ePNLfN27CZDfecOiSEe6yFTuYE7eDW3vcYLdw5hjXYIPHxEnJwYTwDW7pwl3dJSfs6MNfdMJgt8/80W5Kk12fHA9WjW7s+CbX3jLJHbXXSHfhskHuutO3dxvOeZ+7b9173Z3nvs9dY/efdeRO7oDdR9kg2uAmTJ7iDlmyq7t8xSB31ek7uguXD3F7zx/vV4Swkeq8rgl+ZcgNq3d0d9j9t5+znbvi5EFGtoe50w0fOGWQu/KUwf6VlrZWBuYWG2xbXEd7k1t2wM5G3Ae7287Z3t1x3nY+jmX77+o67dohe45xV568k7t6zRB34QnDLE0j8q0t/ssykxra3YzOJnfiQbu6S0/cyd181o7+FRhWVFxt8Z19zDC3dPfxrmkKYdtcQ1OrmzOjwZ119HAjiUPcVauGuBUH7+a6pjb5MExIe86b5M47bqS79owhfg+O4/cf5To7bOJpLj2xNk1pc9M7m92x+411V506xN127iB397od3M3nDDJHbTc3bSr57fA4aI8Jbu3xw931q4e4u9bu4O403GRpXbZiqDvhoNFu1owWy+dUm8grP01pbul0i+ZMceceO9LdfOZgt2Htjn4vjStPHeb3CZnV1eZWH7mru2b1UHftmUPdGUfv5hbONpt3mKNiWDJ/ijvrmN3cdWcMNXsNs7oa7ebMNCeifZpraYPgT3MHLml0644f6a5fM8zqxgaqC3dwGy/Y0co4xF2+crhbeegYc1hb/YanyqmaZiAenDU2Yb1g+S5ml52MLA9yd51v7f6UEW6f3Vv8qpHmti63aK7l+ajRZscR7o61Fu6CQdaeBrvrVg9z5xy/q9t/jyn+PW1eR2GTUpxK3ulmRcmKQ8a59ZbPO9cNcXdfMMTvf3DaEeP8Z3hn2vWTDp5g14d7In6PpX3jmcPcmceONjI2xl27eoQv41pLY8mCNr8Eej/L76UrrOwW7to1I9zygyYZybVyJTbMCxvo4WBfcOLO/hWS+y4c5O6/iPoY4q45fbhbcajlY7Y5mVML75iHJ6FH7DvFbLCzu23tUCNug92dF+xkcYxyixd0GhGnnIX32tkY9nrLI5tx3mfhbj/X6nTVCKvTMW6vReY0+q8pdPm9SSAYfJZy/pxp7vQjx1lbH2m2HuKfCt9jdrlm1UgjlhPcgnlTDdP9HgfrzxrpbjhzpN/3Yq/djfR0zrFr0yzcJLP9zu6Gs7DPSCPdjZ4wJcnXLMO0GTw1J7/tVlejffgN51Eua+vrdvLpcp79Bjqm8SUOSGdBUIGknWfE/oZzLB9njLR6GeuflE/v6hEmkuglhCASGel99IZ3Wn5H+lc17ruIdjDU0t3FbzoJoYaQ8h/B5rJTRrsbLb1rVu3sP33MaoCuxGoAXtuZNWuWO/HQBv/ayq3nDncfsnjvsXq6+ewRfgPQ5Qc3eBLLHhIIOwgq3UJIkag/d+e/2f07u5vMjvcbKb1j7TDrc7u4kw6b7OPn1QiI8rQuVkGwN0abEetRbr3ZYsO6oX51A+D31afv7NYcPcHtY2S/c9pc/9URVircaHW4/pyd3epjbV5ZaH3Cf4WlRwhhM1L28zjuoBZ3tdnkzvOHuY0X7+TuvHC4O2/ZeLfHohlmlw6/agG7XLd6F7+fydw5hddWWBXCXiWsVrri1F2tH4+0/jnUPXjpEHf/xdbfzDaXrRzllh8yxe/5wSs17JlxleWXfG80u91/EeOUzQdW9uMOLG5OauGwgUahzvh91NIp7pKVu5oNR1o/sPgszdvPG+7zcuqRE71oxX4zCBbz581wyw5pctet2cXdePZIq6dd/UbCtCcwz8LSxtZbm19v5Vh3wlhr91N9euwRE7eBGLQH6oa2QB3SDu65cCeb13fze7ZQF/TfG6gLS3fVMROtL0/vble8bnXRCrPvuTbHmH3ZBJW8kGcvllgY9gG5bOUuVs7hVs6d3AMXDzLbDTL7DnOXnWxtxtqq7xuJV9QC6IN8lYqNoOm311kbWn5Io0+Ha/PnTnMrrd3RBuhvtJ2D9kaYpP13Wf/scGuXj/XX6MNrjhln7YYxa7aN9YjOk6xdFsbRey8Y4l83O/PYMd6e11rfu97G2POWMYZ12NjLGDLBxlDG0RHuAmvTey9CTJ7px6np02f4MYs9k9hzZr31W+Lg0+CzZyKiz7Kxoc3GPxtPzrAxyNK63Mq158JW19jC6owZNoY2uItOsjHKrt1l4y3jbsFeQ21eHek3O2V/j27hfAYboU7xNr71vMJctMHuu/Ck3fyrM4ThdcuLTrQ6OHuYH5+P3q/R8mPjt8018difFUkBoxao+bYWKEEjC8JeIHmsBFHCRhoo/ywLkgJFf0AJHeWgRI5K2Ny+DhMQc6U8oPhYOSi+Vwrb2mqQNEKI0htiKL1CYfjw4W7IkCFu/fr17pe//KV76aWX3IsvvjgAQkgWMSRh3FqgKl5BNaIkVIMshSxiiOpA5RB3TMQOBI1dRjW6UWMa3G6j+d/oxk+0TmvXx4xrcLuObjCb8r9wzd9XxKixhfOjxza6Xcc0bfJKTIyGhsl+X5FdRzf58KwQGTehyU0WAxeYMIkwU9wuo5stzUbX2TbZzZw6yU1rR2hpcruMaXFjJ0wxYt5oZL/RjZvY7EaPb7Y4C/8nTG6284WBdsJkwra5psZmN7W9weJq9Od2HdvuxkxotfK22H2tbqKdmxIN6oghYye228DbavdMcdM6mlxrC3G32bVmN7Gh1dJt96IHn8VtaGzrNYk0NrXa/R2WdocXSGZOm2LxWHka2rq/PNPc3OK/NMMmqwge4yZ1WD7arYwGS6ep2SbBYnwNTW12T7vZrMPyYOHsP3uBtIlJM4BrCCWEndzU4aZ2tHpBo70V8YXP44ZJus2ud7qxk6ZZmh1u5vQW12Vobe1w4yZPdRMaprrmlmxOBK/PTOITu23tbsa0NtdlaG3rdE0t0/1ndhumTHeNzdMtXOE/q0GC49Jivzk/pXitccoMf89UuzZ1qjk2nVPdlFa+ajPTNdt/NkpdOKfNLZjd7qZP4xO9XRZ/l91jjplwrHqjsF9IU4s56p3T3PxZnW52V6fllTR7HERWjzQ0z7R8mVNuDuv82Z1+81Y+szu5mU8ZzrBwOJVGBCIHEzGEZcs8zcOBZtf/rhnT/RM87wDbdT6F2N6JQDDVzZs11YflqzKAe1va+VxiITxpd3R2dZ9HGGHVSlIEidHaYflu5dUUNk+d6pd2z+6yclucxMNKkjg8Kzi4p6XdyKCRgYVGUGZ38dnGgqgBUQDkmSeore2zfbkWWDjCN7fNtvTmdJOKJBBb/Od47b45s6Ybeeh082ZbPjtnu5YOiK0ROyM/HVNnWxpzPHiaDsGaPcvyav/ZHBUQhnsgQ+ETugpdBsgWS/C5b7Yds6/IvNkz/P1T2ub668n7+Pxo+1TSCfmY45/MIw4kyWjAJkLII+yFMNjKiX3nGFmcYaSvy+Ka51cB+PiK97IypN3OdRrarcyIGMn4A7iPsM3t84wozna7z59udYCghU0KcYfXKTYRQnji/MV/8k+t/YqTGXPcHkaMyQe2Jt7kCgRWyHRa3OwB0WHXEW74VCr7XvCb1yhYDRDSgmS3WxkRRQjfMZ2VAogfvb98EkQHPgML5lpcixd02f9Z1hbJByKB2d/iwC4dUy3O6exDEd1vYdhwtKVjvtXZHGuzXW7PRdO98IJtOM9mpDMtHb5qQp1iX/LNJrV7GOZY+UiDa6VWXyRBONpGs8U/1epq/pwuy/sMN8vON1s7wCahDryg5W1YLIuVFVuzwodrALGjkIeCzfgf7q8E9grB3sRDOwC0Jz4jTV3QHnw75r+FjctYaHfWjwy+rgwF4YUvMVGX5MvKyZeWps7y4sWSBVP9a3IIFazGYmUGvxEfk/0IEA99rLWdPLAKwtKyfovIwTXubbcxgD5W6GuzzVY9fZJ+7/tisR8CXuXj0918Naqlw9qQjTkL5jA+8/qj9cXiZ78Zk1pt/Gq1MY0xrDDGccx5ax/2n3Gpy8a5XmPV1C5/vc0Qwk6384zhhU+o2718ytaPpRZHcYxm3GfMbmgxu9pYOsfGfr4Qs2hup/XPGTavMUZaXiz8DBtzAfMHYznzAeMwc8wsi4tzxMs5hHaOO+w/8fOb+7g/HsOzIhYyaoWeZ6tHLGpUA+WfVIukwJEWyj/Lgti37C/EIkcaJEWOStgcX4cJiLlSHlB8rBwU31PIIoIAxU8VFNdNQvHmarEbEJxeYSCEkBtuuMH96le/ci+//LIXQ3IVQgJUQWLUxZDSUJ2oFHQH7Y1S1+Lzyeus+lCDSRKEC+BVGDVwxSi8LlP4BO+kBtDkJjc2eQEkOUg2MEgWwTGDbPeA2zTFzjXbQFoAxwgl/n+AHW8ysBuapoAWC4NY0VssmWLXpjQzYZSYSIBdY5UIQgf/Oea8DF+Mq1SY+DoiiJowFdgzhPDsGwL4vG6rmqxBK4JOewH2m+NwXTkG5cCeIbxGg6DiYcft/skMYgZPaqYWYL+TzosPEyCud3biIAGEgWkWbwH85rxyqErCO289+4YAjjdx8OJwnT3hOJ8M28vJ9I5mQRTB8eV//ApL9/VwzX77c8Xz4bhXnOG8IT5fCoQL6eNUx+mo8AWQT8IacbDwHMckAUAKCuEIA8GAiBfOJ8PGiO8rEJOe+yBGATPC74hQAY7jcPG1cgj3QbrYdyA8bU7GHyNOh3Ax+VRACDln2RjnX0diefujfDFmB/9k3q8MMAIKCUVYUPdzPkBdTwLCSnyQ3UK8hkSYIE6sWz7O/WTjv3Uvz//qTW9zey6aWhBkuu/vfW8SxE0YwkLSQbgvmW4Iq64phHhVXrrjKRNX4f6evHXHUzJsMYxILwtCObvjqxAX1wI2uVbhejkQ3uehiPj+XvEWz8Uo3NsTpnAu0RcAfceAMNHdhxLhyiHuT1mvc44xIYwLm44p8TiEeNIz1gQkx6Dk+STiMCFcGCPjcRj0Hj8L4yvnGW+98B2NvcmwASF8PB+o6+XiSIvkvFUr5PxaJTad87Mhr1UgIPaTskL5ZGmQ9P/6E7EfnAaxwJEGm6sIonhOHlB8rBQUz1PoCxFE8VsFxZerAXw91WdyAQJIDiIIUHqFQi6vxgCVCQVVoBjSMCWgDF4tVCNQUI1KQTVQhf4UQ/KAGlQqQQ1eCqwcKaweEQNkGcRiSGHwLSA+p7DJIF9E8nwMNZnEQNhQ4kYtUJNnOXhBhN9iso7hBZHEuRjKUSiHtiLic8pxqQbdTlMRsSOVFQVHTgsbSaQJIx1PcS7AO82Jc3kjpJElnRA2SRBiBMKhrpVDNxlJnI+RJEN5wZO6xLlqERPKsCLECyG8gvLYP/m9NZYu6bBysiJBE9FaUS7eIISct2yce4FPjT5h+foye0W83Qsh7dPYwFTfWw59WRZ1Pi1CvtLEkzZcGuQZVy2oJh+qXZdC6Dt59Z+0SK7YUKh2LKqE5LiYBbWMu30BNV/VAjWfVgs1z1eD2N+oFsr/yQLlh6WB8vf6GsqvrQTlP1dCZhHEoHhBOSi+UQmK1+QBxcNKQfE7hSwiiOKhCorXKiieXC0Ufy8FpQvEULqCgtIpSqHmzVJjqMwkoQqWRNqVIcrgtUI1iCRU41JQjVUhixgCVMdSUJ01D6jBpRLUIFYWjQ1yoCwF3kFUg3ElqEG/EtTk0tdQk2haqIk7LZTTUA14YqOcmCxQzlStUM5etVCO6JYMRRL6C+op8eYGXrVZefgk99xdb/Ibi/7mE69xt5w9zL9GwioFRUL7GqTLKxMrDmv0Xzf688OvcT/7yOv855rZFLNzeulXcOrY+pBss5srkqs++htq/NuSoeanaqHmzVqh5vcsyGsFCFB+TxYonysNlJ/X11D+bCUov7kS6itBSkNxOoWtRQQBir9vghSrQIDSFZJQ+kQ55CqEAJWpJFThYqQVQlhqk+crMkA1iiRUA1NQDbYU+koMAarj1go1yKSBGtBKoi6G9IKaTLNATeJpoRyIrMhDDAlQzlW1UM5frVDO6ZYKRRz6AzwVDlDkaaDBKwOLF0x1xx3U4D9LvNJwwJ5tjq+2cF0R075GeNWBDTKPOaDJnX7kRLfisEl+c1a/n8fMgRFo6uhbJNvmloC4f6v+3x9Q492WDDUX1QI1X1YLNY9Xg81BBFH+VRYo/66vofzYSlD+ciVsKxujAsW3SkHxuFLIIoIAxT8VFJ9VUNy4WmR6JUboATGUnpCE0iUqYUCEEKAK2QvKUCWgjF8LVMNIQjUyBdVoS0F1iHJQna0UVCfOA2rAqQQ1uJXEZiyGADXh9DXUxJoWalJPC+VIZAVOTF6CiHK2aoFyBGuFcla3dChC0deISRObJipi1d9g40fEEDaQ5JOhIGwKqcIHKCKbN1gZwgadvL7jNz0tvhLDahEVvo4tA6o9bTno3Y9VP+9rqPFsS4ead2qFmh9rgZq/syL4DsqvyArl36SF8quyQPl0fQ3lu1aC8pMrIbMI0iR8/jJQfCINFHepFYpnlYLib+UwUKtBFB+uBalFEIPUASIoHUFB6RKVsPkKISlXhYD6qpDKUB05D6hBpxLUAFcOLJtTg2gpJPcMSQM1EaSBmnT6GmpyTQs1saeFciiqRR5iiHK4aoFyCGuFcly3dCiC0Z8oEKnCcvot4RWaJBTBraOONFDtaXNG3E8HSvyIocazLR1q3qkVan6sBWr+zoK8BJAA5d+khfKrskD5dH0N5btWgvKTy6Gq12Hqq0E2ATxwaxBC4OWKr0vktBoEKF2iEnIXQgJUBmOogm6CLGKIQVVGtVCNREE1uCRU4y0F1TFKQXU4BcLG+eBYdexqoQaeSkgObnR87El8/Ca/5D2EkQNpGZQTQ4gv2CB5njTJD8dqclCIJxzu88KNAXU8eT1PqEk2DcJkThzkLz4XyhRP/Ekox6IaKDGE86QR8sRxMkwSyvGqFco5jEHesB/pq+tJKAdWgfiwC3lQ17OAOIKN1fUYhAt1z28VphQU4agV2CzUrboeI60YMmMG5Wy3tkW9dcgweaKrC/tQ/7SnHoRz5IX/McFNEt80KBDM6f6/ug5C2fmvrgPuJ2/lwtTR94jb0JYO1V/7E2q82lqQnGNqRZj78gRjeB6I/YZaEHyYaoFfUg1iv60/Eeb0rIj94rRQfng5BN8+LWL+kBYxT8kTMb9Kg8DZ0iDmg5UQ88xySPJWBcWDq0UWESTNF2KA0hFiKB0iLfpMCAEqszFUYRWU8ZLIWwgBqrEoqIaXhGrEpZBlZYjqdAoMCmFDIu4jT/xXnTxGyJO6FiM5AKVBGNzIF5MUkzsDaiBiDMjxQOgFhjCINvK53Ylu0uRJJV+fUWII4gRp4SQxUZMG58J5SBVpM4kQPp4cyiFMPEx6YdLldxBF4jBZwb3EQR6T1+LJNiuwM4gnenVOIZQxD5BecHioE5wy6oDfXCe9OEw5BAcsDyQdxRjz5s1zCxcuNGd/prxeDpStFIhv9uzC6xXqehYQB3ERp7oeg3BLlixxe+21l5s/f74MUwlJEpIF2IX6C/GQ5zlz5vh8JcOmgSJlkMw99ljs9t9/qf+vwuQJ0pszZ7bH7Nmzun+D+fPnWR728P8RINT9ScRkOYDzIW51PWDevLluzz2XuAUL5svrIORr7tz6hqp9jWTdbg1Q/XCgkBybthYk55K8oOa/apGck6sFc37SV6gFSR8mK5QPlQZJn62/EPunaZH0l9OgvjFqecR8rRyyrAIBSY6poPiqguK/tSCtEKL4voLSD2Io/SELBlQICVAFj6EMWAqqUqqFajCloBqhgmrQCnmIIeE6pOK4445zK1ascMuWLXN77723HyjDvaFzx/GFc8nOH4eNzwE1EIXr8bn4PGVlIj7nnHPcfffd5xYvXuzOPfdcd+eddxph2d/f0yuOhsl+MA3ih19aV0R8TLhwDjBgMwCT7yOPPNLdcsstbu3atX6yDfk54ogj3G233eYuuugiPxFzjvviCSI5YcTHxHXwwQe5008/3Z166qne5pBlJkOul5qgyk1c4Xx8XYXnuNzEG66FvECSDznkEHfUUUf535ybNWuWO+yww/w5HBrijePkf9Ip4HfsZMROR3xdOSLhfLiGo3fggQe6k08+2Z1xxhm+ve67774+L4QJzlGM2GmKz5Vyyqo5HzuK5IM0rr76anfvvfe6ww8/3IfjXOxYBoT7ksexY8sx92P/E044wZ111lnugAMOkHGG+8K96jr/iZO6PPvss307hByQz2T4kAZ97tFHH3Vf+tKXfF+kTSTTL5duEiFsQCmCEp/nP/eSz4MOOsjnA3tgl9hm6t5S10KciA3Y48EHP+J+8IP/dOvXX+/HRVZAcC0WI8JxfC55XqEn3HQvKhx44AFu9erVvj7XrFljbXqNO/PMM92qVat8+/7IRz5i51db32q2fBZWdJRKK5yPEe456qgj/ZjD2BOuBcLNdWx3/PHHu8985jM+be6LV32EuLDPeeed55YvX+7FlWS6cfg05wOS18Px1oq47FszaB9xPxtIqDFga0M8vuYFxoY8EebNWsHcE/sH1SLpc2RF8HOqRdIP6y/EvmFa4ANmAQ/mgn+dGnURRCKLCKJ4pYLiqaWg+G+1yHNfEKA0gySU/pAFfSqEAJVpBWWAbvCKTMrXZAbqFRmgGqOCatwKWcQQkOyEpMWAhTP+7W9/233/+983EvAD///DH/6wOc4H+85NWoQNZeaY+BgcL7zwQu/IcxzyFMJSZo7jgSIMRCF9wnBfuEY88Xnqi6e+t99+u/ve977nifCtt97qvvGNb3jnnXhi2/rjsWO8Y3D55Zd70syEN2HiBC98TJw80Y2fYIPKhHF+xUgskJA27QmR4oknnvBiC85AGIROO+00f/6ee+7xEzF5CysxwqCMPbEL5ykP18LEsOeeexrRetC9+OILVpbvup/85CfumWeecZdddpmbO3du9/3h3nA/ExfnkwM/4Ti/YMECd/3113tSiB05F+chhA0TL3H6ScrOEV9II0zOhN9vv/3cXXfd5T760Y/6lQDYFuFp48aN7j/+4z+MyM3x4UI6cTw4CJznmPg4DpNvcB7II9f5zznqKM5bCBscFtKA8N5xxx3uu9/9rvvhD3/ofvSjH7nHH3/ck3SuxWkD0qGecJzi8/zmHI4Zv7kPkE5w1kJ+APEEB4zzHIfzxA/COeInzMc//nH3zW9+05100knd8XB/0tEMDh3pJo8Bv8kjNmElBv3g85//vG+LwXbcw/9wX3CKw/kAjrlGGH5fcMEFXthAtOE8eQ/pE5788p/+96Uvfdm9+uorvv7pH5ALyhziJmxIl/tDHCFPcbz8DraM7yXOUGZAOI4BfR1xEuGLtsCYQ95vvPFG3xYJH+IM9wUCxHnOhTxwbfr0HpLU1tbubXvddde5H//4J35sIX6IHK/IAF5RKRA77EdbII1Ofwy5DecJF+5BRAEhbBAOpk3rdIsWLXIXXXShe/rpp31bfv755/3///zP/3Rf+cpjVq6b/Hh3xRXvtzFtgsXR7tMIJDPOR8hbuAY4Jm3GBvowfYW2U7DJtO44eB2Gtskc8Itf/MJdeeWV3fEShrIRvr29za1bt9Y98sgjZqfrvZATyst/wgSiH/IWzsfxEJ7yh2uhTOE+rofjLQ3ke1sFwihtLkboXwMJ+v/WjjCX5IUw5uYJxuA8EI/jtSLMXdWC+a8WBL+gvxH8oCzA18gC/JVNRI4KwAcPPm4aBN82K2I+kjcCt0oD+EYabLMiSIVXYpROoKB0h6xACBk0aJC770P3FSWQwt8/jRw5Ut5QDVTmk1CGSEIZU4HKqG+gWhAQGNAh0X/5y1/cxvs3uosvudg99thj7g9/+IP75Cc/aQ7eLH8fq0ROOeUUv2IE4sE5VgbguD/11FP+N4SJgRbCTNhjjz3WnyOfhGegYCCijAyuPGHkqf4+++zjjznPJMeKDM4vXbrU38fkDAFGoOFJMKsyIJnET3qEI73wdJh7IKAQiy984QueuOGoIXzMnTfXLVu+zJ140on+9QUEEs4zeBM3T8dvuOEGL1DcfffdPu1YCPn617/uPvGJT3SXDwJFGJbTIx4wwVFGiA6iDWkEck/8lOGVV17xBAdBhd/g/PPP9/mG5BEPAg625qk06WNHVqRwjXTDU3wmdO792c9+5j71qU95m1JWJgqW1mMH4uI39seZIF/Eg525xu8wgZF/2sahhx7qvvzlL7tnn33WCzhDhw71wthXv/pVTxQRbkaNGu3bAnnhSTL30J4oK4SV8OQFR4j2Q7rkGXuRNuQrtBHSJK4TTzzR1xd1StnIE/8pD7aE/L766qvdgsx//dd/+fZKGWg/rLChTMRBHmhP3Et9cJ58kg8cSNoO+eJpOe2NMMHRok1S3zypx6bB6STOY445xoenvZF32hx1VXjqfrAvH0/zn3vuOff+97/fx3P00Uf7umxra/XxUA8c01dYeUPZsBXHrCIhToB9IOXYa/fdd/eiGQIdNmd1FNdJk7JxjnhYQUAahx12qLcx6ZNf6gf7B6eS/NIGEZKwG32YMDzxX7lypbcHZSHcz3/+CyPTz3vxBBtwP+liH/rCkiV7+D5MHWIfhAvSxC68ToMNySv1QhoQdGxC3ljdEtoJbY0wrFQhPOcpJ8LsL3/5Sy9WYCPSpX+yOgs7kh/SYEXFipNW+Hs4R7nCyib6AuVC2Av1Sfn4j+2+8pWvuJ/+9Kfu/vvv9/k+5JCDfR5XrTrdynOcr2teDSGOs846099DHbGnyF577enDUjbyT33wqsm+++7j84pNg3gA4aeejjvuWHf11Vf59H7/+9+7F154wa9EufLKK9w111zjRWnESOxJv1i8eHezB32+zepmodn3JJ8P2gb1StyBkAcBgjpgfOGPMRNbcw2hgzgoJ+XBrr/+9a99ez388MN8nOSROBYuWuCPL7vsUm9zxhtWhNA+uJeVOXEeli7dz7cZ8sYqFM5RdsJQpyefvNLa5SpvrwMO2N/SmevDsEKGdkM7T4oM/QXKW0dlbI6iBwj9emsH41beiIWLPBHmm1qRlwACYkGjGsSCRhYEMWKgEISNLAi+YVpsiyJIzKsqAT8/LbKIICBwyEpIctNSUFy3WuQpggClEySh9IZqAP/ZYdAOmwohI0aOcCN3zkcMUQVIQhkiibSrQsDWIoSALGJI3CHJE4MzQghEeh9z2t/xjnd4cg8J5gkhTj1OLUSEpfGAJ7OQG/7/+c9/9mSU1wAgNTjJEFSeHBL2pptuMgezIE6ENCE3ELqvfe1rXkRBrMApJhwiBISElRc8+SZtHGPSgliGFSFPPvmkzxskDGGC/HIfBAIiuWHDBvff//3fvgw8nccBhyxDLIiXsPzed799XVtHmyebX/ziF31+EHdefPFFL74wAYfBCKcfgYSVHKQP7jJSSh7Xr1/vyTkCAWGvuOIKT4Zx/pkYGLwhITzlfeihh9yIESO8TSAR2O+zn/2cFyuWL1/mn+BSHux31VVX+fqgTF/84he8EBDsc/HFF3tS+PDDD7t//OMf7uWXX/a2gfRhzwceeMALF5SJOiEOiCpE+rOf/ayPC6GDa0HEYCKjnhBtiBfRAxJHnVG/pEuclBNSSP2SH2xBfOvWrfMO6aWXXuqXkSFokCb1zRNpSB32In3sTRoQaggrNqTMCBvUKeQP+9NGsR/EjPCkD+klLp50B4EMgkv5uU4crL7BFrRV2gVxf+5zn/NCGmGpG0go+Sc8doHkYydewyI810gT0YN4WD3BKhTshvBEG2TlEXbhHOUiTdrCr371K28/7E9ctDHINA4dZaLMxEdbpTyUj/rmXtoqr2bxugLlwZYQb/oXfYQ0INj0IexO+vzm1QXsDeknf5zjGvn44Ac/6J1oHEHsCkm++eabvViCyEY56beUmZUKjAvYlXaMUPpz60vUN2lTFsKHfnDPPXd70kt7pO4oM2lSllAO7MY5fjNeYHOOP/axj/n2R1uhz4U8UC7sCxA1aeP0P1YtECd2IB+IKhzTr6kD0qGtkXeINbYLdiBfpIEARnunLrifOqTP/+53v/PpUnbCkcdnn/2G/x36OWIocXHt4osv8ePWCScs9+nTprmOTeh/tMFvfvMbvg4Rd+gzCCFB0GhunuLrmnEBu0yaNNny1O4FnhdffMmPNSE90mYsZP8S8oediJf7qEPiDgIIcbDfB2McfeQ3v/mN+/GPf+z7JSIG4gN9AluRV1akUHbaF6tsqEPGTPYDWbV6lRfFseO1117rX9vZe++9vP0pM/m75ZZbfd0j7lDmxx//uq+rT3/6014UIt+0c/LLefK+ceP91hdv9XExZtB3SRd7zJhRINtKrOhLJAl/HWG1R2/E4sPmhKRgsLVCCRm1Iilg5IUgZFSL8HAiKWbUgljUqAZB2MgKJU70J5TQUQn4hGmReT8QUFxRnAVK5EgDJWLkgZhXVULMx8ohqwgCFJ9UiHlpOSiuWy0UD5dIIYIApRMkkdQaqgE6x05Dd/JCyCavxiCE5CmGAFWQGMoYmyDtKzKiomqFakhJqEapoBp5OaiOVAqhQ5IfBmeeBv785z93hx52qF8ChPoFoUJEwOHmOkII5AUnlrA4zJznKS1PHCFwECucYxxhnjRDUHl6j4DAYEe5qOewDBvnGxKEMw6B5jUbRAFIIw0OYg9xgexA2L7zne90CyE43zz95R7igLhyHcKEsx7KRBqIKDjjkBmevOKEQ/QgdzffcrNbuv9S/7oFpANyR74hBYRnIg4DEuWDsPDkFEJNvn/7298Uy3uvTw8CCqElfwg3iB8M3JSf36TDvQye2IP4KeOTTz7ln7g+8siXLZ6feXGIvBMn5AXBh1U6EBrySF4pL2SYuvnjH//o0+OJPfb97MOf9U+3EV0gI9gVYkweqMP/+Z//8aSEfFKHEEcIdBjUsTOkPqw0QTwgXeJEpOFp8FVXfcAfk3/yANEiXwgU1B/54TdEk+vYC4EI4oZIheADUSZPCAJBOIBgkj/ShxwHIQnxhXtJB3JOvmh7Ye8YyoB9qFvKhU1IFwJJnZI32iVt+vDDD/fk7re//a0nvt/61re8qEf+IHrkjTQoM3klDYQZ6u5vf/ubt+EGI3ach2hSV+Tt0ccedaedfponwf/7v//r04Us0t6xG4IDDgMOBmIMIh32o91gU9KlXiHwEFTyR/1RBtofwk1o+x/4wAf8YPzSSy/5fNEuIeIQduJ55ZWXfdvktbe///3v3tY4vPR5HEue/mNviC/9A/vT7ml7rEagXIwDCEScf+HFF9wll1ziRQfKxQoG0qEd0YawBaIZdsb2lAvxBTthQ+JEkKCOsA1pQ/AJCymnrSDKESeEmL5K+yU9bEGbwJaMB9iDe+mj2A7xknQfePAB9/QzT/t+Q9qIhYwJ5J9xhf5L+qwMwg70P9pVKBPlIH3GG+z2pz/9yfGqCu2C9kJ/IF3aBulhI1ZmEF/on9gP2/BHu3j00Ue66//II48wR7rVE8zwaggiGPmnbOQHoeKSSy62tH7u72O8Ii2EmmOPO9aLirR77qFM9O2nn37K7He0lanFx42zz8qMIEZQh7Qr+gx9hVUZ5P2FF37i2w7lpo4YhxFPKCerU1jVQp0QlnIjUNFeqGdsTDk/9amH3OWXX+bHKOqLPGMDftMmuYd2T93/9a9/9eMCbZF+R19G/OU6YyP5RRCmnSKEUJY6BhZKcNicoISCrRWxcJEnlIBRCxjH8sDmJIAEMaNaKGGiP5AUNrIgCBxpUJUIYogFjjRQAkclxKJF3gh8Kg0UHyuFJMerhJg/lkOSkyooflsrFA/fBJuhCILOgRCy46AdNw8hBCij9MIArgoBqlEpqAaahGrspaA6UjnQKckHA3QQDXDIw7tQEGycWAgKBI0nthBsSAKOLsIHTwAhZTi0TFgMUjzxhsRBJiFlEGXIOQMy9iFdSAZxsySfyY4JilUBEAGcexx1wiFgQE5wzPkNWYU08xuHObw6whNq4uJ+CAOkhSf7LAWHCELwEXkgZuRngxEzHHEcf5x8VjpQfgSU9o52t+78dT4fkAcm9SCE4OgTJw4+5B6xIIg5CEMIN4hFEEzuhyxB4hmImShiIYRz2J/zEAREAkg6+aOcPCnFfhBhyF5BPPqlfyKPzSB5kAjKzWoFCAnhaDcQZuxAvljFQJ1gG4gQhA0CCnmlTiH3PEWHeFLPYcAmrwgRkCwIIYQLAgM5JS5eYfj8Fz7vr5EeeaLcECrIctgjg1UXrGjB3pQTEoddKBf2hQCRP2wKIYboUz+vvPqKv5+yhcmMeoTUQTi5n/rD5hBoyCzxQ3jvvedeP2D99Gc/9SQMuyCOUFeISrSNQJ6xG20c4YJ7+U+7xjY8wcfOtA3yh/gAwYMU0ldwTLEbQgTlohzkgyemlJH6QUjAlogk5AHBgTaBkxGEEAjmiSec6FeIcB82ZfUH/SrYibZGeMQGRAHyghhAP4LEY2PqizZOO+beZ54ppEceKSfhcHrpb0khhD4A+cX+2BlhinIRhrzQDxECKCPiI4SftojoRz8kHspHH8E+2Ikn+7Q/2jWCKHmmHKEuDj/8cB83dUg/Xbhwgdn9EC90kD7nGV+InzqiHhB5GLMYU7iGvagj+g1jEoIjfQUbIiAwtiF+0BfIK22TvFOuQCxwcskr5fN1YX0CEMeTTz3pX5FhBQV9BlGF9sYKB+xPe2c1Cf0KcYL+jwBBeydPvPpCW6LPUzcrV66w/BfEirAyBDvQFulXjDeswkAUxWa333abm2v1wZjJ8dnnnO0e+vRDVoZfe5EO22Lvl1560Wx/so0nTVauwqoQxnDGamzLyjPqiHRY6RHGD8QOVrRgb8pC/2DsRrSiDhnLGTfIWxDhqHfqrSCkvGDt7To/ZlM2zhGW12uoT4QXzpE+7ZYxhPqhjVGniG/8Z0wnHK/esDIj7BVSR/9CCQ2bG2JhYFtALFjkiVi4yAtBwMgDsYBRK5KiRlbEgkY1SIoT/YWksJEG+KRZUc3rMP21EkSJF3kh+MtpoHhYOSQ5XjkkuaNCzD/LIclpa0XaL8R4pBBClC6goDSGrEgthHgxZAvfL0RVXi1QjUtBNVYF1fAVsrwiA8gDg3wQQnDYh+w0xMcFmeIcT1Rx9CGZAAGC85AOiBlP7yFglJsBEYcahxsSAumHHAQhBFszKUASIDmQIuqTFSiQRZxsiAiD6pAhQzy5xAnnqX5SCCEc5ANSRp7IG2EhbzjzkHrOQ0xIG+IKISLvkFIEEMQHltnzFBTCAHGg4Z+04iRPWhBgcBiCEBJeDeE8cUJ4yRPOfiCulBlhgbQpN3ZmAMc2QQjBXpwnXp5+cg7ywIoGyDgkBOINeIpM/iAnECvIOf0NIkd5INoIQZAICAp2g/z+7Oc/cx+8+YPeoaANYXNIECSTvFF+yAivD5AGZYDchUE7vBqDGMGKHkgk9oHMQJAQE5548gn3la9+xf+mbnmFAftiU8g395I37iV97E1cvLZDmtQVpJhzpM8qAcQfxAGuQ/qptzBhEg95on3RziDBECnSoy3RfniCj30htdQHNiU9hCraB+SP+g8EGfJP+yJ92iztHZtSH+QfIQWxgfiwHenTBqh77EQ46gviTB45R9tAMOR+SDMiBQMobYo2RHlwOIIQQr55wo64FoQQ7I9d6F/YFJtj/2BH2gOrr7AhRJo+g4hDXJQN4g3hR8Ag/9yPwIOziggC6Ne0BeJBYKBP0q9p69gL0o9tqQNsB6GGiHCOuLETZWbVDvkk35SP+zZs2ODbPGWiv3Au7COBqEYfoW/R/rlGHYTXeehT1AXEnH4NcSevtH/sRN9B1OEaAge2ZbUENmEsweZ+vHr8a75s1AOryBjvEGqCkEsdYg/qi7qgTyB20Gbpz9Qz9Uj9IXBhK/LNMf0KG4WxkLpB3KFfIiwgXFAOxB9EAuqG+kesYA+XAuksLYQwhiFmUu7Ro0d5AYf6QaTFfoiA1DXtkr7CWMHXYVhtwmsxCJWMffQH+gg25jf5pX3Q7sjf2rXn+XGIsRS7kH/GAeJj7KY9Ug+Iy4zH9FfKxus5HGMT6oW0sAO/6bfsP9LU1OBFPMQSxkLGDsrIPEOavEZD36E8jF/kh3aIXUBM0OvIF7GwsCVACQRbO2LRIk8E0SJvxCJGtdicVoAEJEWNrGB+GQgkBY40YM7OiroIUhmBc6VB4BtpkeSLCjHvLIckl60VW/K+IEEESS2EgP4UQ5SBNkGWlSEGVYnVQjWwUlCNVkF1AAU6kepcCuSVgZ5XBXCQefrHYMjTOxxTnt5BXnBUccIRRzYYweHJJE/xeNoLUcTBZeKG1HAPhAAHHicaZxqxggmB9EgXRxrCz3nICI4xjjgkE+cfYsAkxhNI4kL4SAohpAshI2842jjlQWDhN3mBAEGKITmQOZx2iCPCAuQNoslKlNWrVnevvIC4hafROPFMzmFgQmCAEEL6yDPHOP6QMZ6U86oCKyZ45YaVCxBPBnAGfSYM8o59IOjEC3mnjBAUnspDtCEj5BNCwCaP5JH7uAZpRwihvZIWcUFGIX4QfIgq9cc9L7/ysie/7IWwt9XTM0ZgsB8rLKgvSB+EDrtApCBUsRCCXagPiCGiEquEeGpOnIgVxMvvH//kx578Qv5oG9iRPEKGyBMECCILCSR9yCp1A9GkHiF0PFmnnlgRwpNq2hykGNLLKgkmdewYhJBgf1YKQPAghKwsYQ8V2hX1RxysVCEdyoiwAFnlXuoIgQQ7k0fydPTRR1kbPN2LOpA6yoGNIHe0L4ghdYCIghDBSiTqFeJO36G9Yz/6EButIgRBmik7RJgBFLsjFlEW6onzpEEZzj3vXF9eRDFIMeUhL5By+hHtgqf/tDXaflIIoR8TjmsIYuQRW9D/OEefDs51cDhLCSFM8ghC5IM+Rh7IF2nj8NJ/WJVDf6Nt0Hfpp7QVhAZ+8yoVfZ66RgiB8NJOaSfUAWIW+WEMITxlCytcIMsQb0Qc6hYbQtAh9IgPM+w+2hVlRGAIq3ZIE9JE/hi/EINoC4wDXJtg/Rj7Y0v6TxBCyCftmfIRJ22GuuA3fWr33RdbXmd4O9IH6feUizolv+SF+qAc5JN+hfBC/dNmiJt4qH/uZV8QBBD1agz5CUIIbZP4xo8f54+pS8pGH2ClFmMHtqGvsMqCvTZYSUH8vILDWPWDH/zQtwtsS9ulLVMOxifyS1thfKS/0l4YO+lv2Ie+SV9BZGKzWNoQZdqwobDHCu2O8SSslCEd2iPxH3HE4X68QJDiGnbHnuSd+xobG3x+6SfUK/u/0JewXV0EyQ+0M4Wk0LC5IYgB2xKSgkWeCGJF3ggCRh7YnESQIGJUi1iQGAgEYSMLgrCRBdWIINvS12GSnKsSsoggiicqKN5ZCjGPrRV5iyBA6QExlJ5QDdAzYn0jtRACVITVQhUyCWWoXthGxRDVwRTIJwMgogZ/EAbIAw44xAWnmwkaZxWHHwJMGJ7cQ55mz5ntPv6Jj7u//e3v3gnmc5AQKwgV8eDcQ25xrpkcSI96gaCSBiICQgYkmVc8AIQG0oVYAOmAoC9bdrxfMo0TD0HnN6QakgBBhdjg5HMfogLlwaHmqTLOPa9wQFQQchBxiJs4KBcEkE1iyQNPPnkKTL7CngpMzmPHFeyPMw8Z4Y/0QxkgjZQNQkP++eOpK0TZTxRFIQRhhDxiE2zJsnteAUFQQOyAXEEGSINykT4EEWKGbbgPIkhbRbwKog6E47nnvuPJEeIN5AuCDcGAfEBesCV1Fq9KQWRAMICgkQeIOe2CARyhgbqBTCEaUW8hLE+FIf3khbyGp7qhPskPAs1LL73sSRSCDftqQLzIN/kIKzZoVwhi1CUiGO2LcmOHsLKHNsrERp0Sf3h1BPEJ8opdePJOvZMedUgcXMNukHnsQZq0SUgy4s2GDRt8fdFWC6tCPunJOnnEdpB1SDt5xz6UKdiEFQJM0tiffNOuvmKE8OuWNmQXwoddINTUK3nB7hBWykJ/IP+IEbTfHz7/Qx8vf6+88qoXF6hL8k15aPuQWexCviClkG3qnBUvOG+0GeoaQY9+SBmIkzyTPn0ApxgnkXaN6IE9iIdr9BXqhvpHiKBMtGNsgl0h6qRD26C/ED8kmHJiA/o5K2M4z4RBWEg2hJ22gXBFmckb5BghAtGIOmD8CGkigNA2qFfyT7s744w11rf/6J63uqOeETbog6RDmpSbeCgrcZOnCy+4wPdN+gniFkIIYhh7jVDH8YoQ8kGfIE7qDHGBdsa4Qhnow6RLGrRj2kVIj36NGMIxYwxiKuML+WDlCnFTb/QD2h1jAmSPumB8RfSi3NiSemGlFm2W8Yj4EEKoK4QJ0qG/8Plt6g4hiHEMQYMvV7EiBDGEvoMge999H/LpszErognCEuIGYjT9mDwjXLDChz/64ZQpzVb+E32d80e981Uc0qVusDltnHSpN8qJrah/BB/yTR0D4scWvPJE36aMRx1Fe231r8AwVjEGsHcI9uW1oboQkh1K7ABJgWFzRCwGbIuIBYu8kRQu8oISMqoFY15eIkgQMmpBLGhUg6Qo0Z+IhY0siMWNtNhcRRAlXOSFWOSohCTfSgPF5xSS3LAUFN8shcBd88CWLIKAUkIIvmz8J4WQzW6/EEOWL8moCq0WqqGVgmrACqpDKKAqplkZQpwMNhApnFqEAwgIpBCBgMGOzg8xYIk4pBrHn9+QDzZHWnnySn8Pjj5kitUALLsmLPFBSCFSxEXeSBPnBxLNSgSINeEhzzgFEBQc87AsnaeHOPEQSMgPxJh0IGysmCAf5B0Hn7zhiHOOiZVwOPFf+OIXfBkgKMRB3nDSyR/iRktbiy/vZx4uPO1HpMAGZ519lms1h51P7AJWcEAauU56OPUQFUQBOg7CAq9bQAR5Mk7biycOiDzOPvfzpBSyzNNsxAmIFhMZT98hvxBNiArl4RxkCdJDXVG3EBGIMtewJwQGu0FMIDyIMhAW7EteSQehAwLPb5ba83SeJ/LkCRIDSQ0TEOQPMgbBoly0F5bbU14IOSSSuLgXm5FfyDZPiLE95J97KSfXeQJNuhBB6piykTeEHp4uYxvSIzxEn3sgsZzHLtiP/PKkmnixGecR1UiX/6yggLhTXkgX9Ut7hPwShjqHwGIrygqhZ2Aj76SJ2IHAwnlWMRAPoJ1CLLE96VMO7seBoD1C4Mn3sxY/bRbbE562Rj4pAyQS8kl75j5shENJnjds2ODTof5oE3ffXfhk6h133G75etbbiXvJF0SY8pMX2jdtgjiIjzSpD+oIsg5phYTS3vij7DjHOGs4oLQh8kg8iA20tdDvsSfiAf2Dvkk81A/3UXaEGoQXbEpfZeUFtkA0I08IAOSJsiMWseIAW9BuWP1EmWm33MMYQV3TnykntqDM9GfKSrvbb799LX8P+PPY/8ILC3aASCMcIHjR18kPdqSOabf0D9JGxMJxo5yMN5STvGAP8kkf5pPWxE0/R3AlLwhVjBvYDDvQdskfdU2bZvUVzjNjDuXAXiE/CFK0J+KmblgBRf0TPiaA1B95pN6w78yZs3y8tE3iazIHkvGENhziI1+PP/41386xyY033mDxFAQP0qfdMybTH1l5wnm+IsPXaBAEaV/nn7/O9zPaLmWh7VHvtEuED/LD+TPPPMPHiThEe8GW5IP4SR970C8YMxinNm78kO/fgHaDLXfffZG3J/2TPVT4XC6f8D300MO8UEV7Je3OznZP4BXZ39ZBey0F2tOWitAPtlXEwkXeiMWLPBFEjFrAuAuUoFEtYkGjWsSiRjUIosRAIBY3soA5Pws256/DJMWLPKEEj1JI8q1yCJwtyeVKIeaF5aD4ZikoHlstFL+WSCmCAKUBxFA6QjVAxyglhMD/wqb4PMCRQghQEVcDVVAFZbAk0oohqkJrhWpwSagGXAqqU5SC6nAKhA1xx52R33Ro/geizkDDPZxnYOA3AymTUAjLMWEZyBAQQtiAkC7EBGfYhyueIywDLfGF89wTD3RhkAzxEg8TGPdxzLUwIBIPky35D+EJCznw5Wmw+BotvP1vaW3pjoc4kgO5V8AtHq7jyBMv5whLuSFZYTUMT2E5R9h4suF+wH0hPv5zLVznf3ASmVg5Jq9hkiWueMINcQfHiuMQJ3HguITjEA9h4vvj4xAGxI5B8hq/iReHC2ec4zgeyFfB0Zvq4wGcx268WoKwEeLhP/eSV16BIU7OBQcnRnCeQpwcgxAXZYaAE0dIk98IN6Qb4mlrK8TFk2nSJO1wjfDkj/yH+IPzxv/YISQ88c4n33aOMFyj3Mmw4Xd8DpAWNuRe7iN92ijlIG/hXs6Hewthpnf/Bg3WjhGbeJqPwIMggKDBk3kEQ8KTX/4Tfw/Yl6FASkK84TcI18I50uQ3+UMYKeS7dDwByTDhNwhxQrqxBysDCB/A8QJLj2vYKOSba9xLHNiK69grTiukx//yxLEnfO/fPWWivIgjnAvpFghpzz3huPdT+d7xBZTKV/KJfrg+bVqhzufMme1FEdp1CBuTZtok53vOFeKkvfN/+nRew5lbLAurMHo+HxvC9o6D34W4C/HMcosX725toOeTwKE9sVEqbaNQtsK1nvsLafN1HAQbhGMERMrCvT3p1REQ6n5rAG2ijt5jW95gfMgbYa7KA8wXYa7NC8EfqBb4D7UCX2MgEHy4rMAnzIr612HSIXCaNAicKw2SnLAcFN9UUNy1Fih+vQlyWgkSoHSEaqB0jaHDhrpBgwf5B42sbg6rjksKISCvlSGqsArKeDGyrArZ2j6rCxlXHS8G4ZL55BzX6NDEEdIP1znH4MD/kE5ASNvfM26sjyc5oMThQEgrHIe4OMc9XOc4vp//4XcMwjCQco37QvoMlOEY+LgbJvlBetJki3eSxWfw4o3951yvgbyxwccT4gKkwzETKa9n8PoDT/855lqYPMKkkxzgOUZMCBMTvzkXEIQREH4z8SWPuU+JKjHiNECYQMMxv+OJNcTFcZjkQ9zhONwbx5EMGxDi5398PjgR4Xz8HzvGzg73g3A+3Md/zvEbhHRCXsK5EC44YhyHc/wP6YRjENLjHv4DnLngHIbw7dG1EE8IlzyOncsQJyjkoc1fSzqL4RwI94bzOL+cZ/UAKwxY0cKKEASRH/3oeffQQ5/yT/QJC3DEQxzx/fG1cMw1woHgxIfrAVwLTngcTxyWaxwn4wrhQzohTjb9TMYLwv0gpNP7vtL5SR6DQM44F58PxzGB4zhOn/jCtfiY/yGuwnFP3CG+gHBvnBb3J+PjmLAg5CP+H8dNeNIsCByBTJNWz/nwO4SNwyfDxueCsMG1EIb/nONaiCuA89xPmBAOIRkRha/WfPe7z/lVQ7T9mTO3TRGkYLutE6HN1rHliR8BjDF5gfE3ntdqRTx/Vosw11cD/IOBRPB5siL2wdICHy/2iVPBfM/Yp02D2EdOi+Cb9wUC10iLmGdUQsyD0iBwsUqI+VwpJLlqHlC8WiKFEKL4voLSD6qB0jNAWBHCCnZeledVXlBWCAGb3WsyWcQQg6rgWqAaoYJq0EmozlEOiAOqAyqoTh2grseDRHLQCMflUC6cGuxKIQ6vBtSS5xp7r/xoaNp0JYgCE0I8OTAh8XSVVwN4ehdfD1CTUSkk70lOfgoqbJb7S0FN/jEqhSvneJS6ljynHKBSKHVPfK63Y1ZwzuJzhfObnlOIncXYecyCSvcqx1eBsJAPXk3iNQVeCePrHLw2wRP5OKxy1LMir3hilIuzUnq15idJ4kohS9i+RNZ8JwEBD0JFNSjcu+n9pc4HcJ0VLbwmw8aqvDqDaKLCbsnYmlZypEVok3X0gHGpr5CcK/JEPM/Vinguzgthrq8WwQ+pFrGf1N8Ivl01iP3StKiLIOmQ5FSlAC9TfK0cFB9MQvFKBcVTa8HW8JncUghCCK8/x3/9KoQAZYAYypCbYCsSQ4DqKKWQRQwBqoOXgxpA8oIa+CpBDbAlkRBD0oBJwWNKj+CBHahn/scTiIKanCpBTYb9CeUIZIFyRLJCOUPVAJEjrdCRBcqZzAvKCU4Cp5t8UF+07dB/aHOUV90TkHTe6yhAkb2tCUEMyQJF+rMgvJ7Dqh8+J8wKEc6psJsLkjZIA2XvrQmqv9TRt8IHUPNDXkjOabUizLVqHq4Gyi/ICuWfZEHSN+pvKP8wDZJ+aBoEX1f5weXQHxujgiRfyBMxx0kDxaUUtjoRJMGfy2Gz3Bw1pRCS6qsxMTZLIcQwkK/JqAapoBq4guos5ZDXyhAFNYjkBTX4VYIaaMvBvz4iBvOKmNLz6koWqEmqEtSE2J9QDkEWKIckK5RjVAvyFkOUY5kXlEOcJ5RDX8fWL4RUg8JeH/0HLUz0L5QdtnWo/lJHXQgJyFMACVB+QVYo/yQLlH/Un1D+YRooX7Qcqt0PpL9WggDFGfKC4jrloLiUguJnlaA4YBKKTyoofloLFH+WSCmCAMXzYyidoFqkEkJ2VELICH1DDHZezUsQUYZIQhlTIYsYoiq9WqgGWQqqkSuoDlMOdTGkNLwYUoUgglquJpFKUBNVJahJsb+hHIO0UE5JVijnqBaEJ1Z5iiLKwcwLyjHOE8qxr6M3FCmso+9QWGERCxM6XB19B9UP6ugNNZ7mCTUf5AU1j1WDeD5V820tUP5AVii/JC2UP9TfUH5hJSj/sxKq/TJMf4kgiifkBcVvykHxJwX4V9bVIIr3KSgeWQqKn1aL1KtBchRBgNIJqkElEQTstNNObocddvBf94v//mn48OEujRgCVOLVQBlDQRk2ibRiiKr4WqAaZSmoxq6gOk85qA5aCqrTl4MaVPKCGgwrQQ26lbC5iyEBapLsLygnISuUk5IVylmqBXmKIQHK6cwLylnOG8rhr0NDEcg66tiSoNp1HRpqvMwbatzPC2q+qhVqXq0Fat7PCuV/ZIXyg/oTygdMA+V3VkI1r8JUI4AA5bdXguIHeUHxmnJQvKkUFB8rB8X3FBR/LAXFS2tBWiFE8XAFxemTUPpANUh+JrcUhgwZ4rbffnsthGzJYshArQoJUA20FFTDT0J1olJQHbQcVOcvBzW45AU1KFaCGnwroop9Q4CaVCpBTV5poSbM/oRyGLJAOS1ZoZynWlEXRDaFIgJ1VIYim3XUsTlAtdc6KkONj3lDjfN5Qc1PtaAvVn8ANd9nhfI7skD5Pf0J5felhfI3K6E/9gMJUP56JShekBcUnykHxZfKQfGxUlA8T0FxRgXFQ2uF4suloHh4DMXjFZQuUA2UTrEJRozwOsdmJ4QAZZwklKGTyCKGDNRndQNUB0hCdaZSyPKKDFCDQDmoQSYvqMExDdRAXAlq0K8ENblUgprE0kJNnv0N5UBkgXJgskI5UrVCOX21QDmleUM51XlDkYM6skER0zrq6Auo9ldHNqhxsC+gxvQ8oealWrA1vgIToHyd/oTy99JC+ZmVoPzZSqiLIOmgeFgpKH6XhOKJpaD4Zy3I+wsxQPH4JJQeUC2UTrEJ0gohHiOG60gi5LlfSIAyVAxl7E2QRQwxqEZRC1SjVVAdoRRUx1LIKoYANSCUgxpw8oIaKCtBDchlUe0XZaKvyWSFmtQqQU2iAwHlTGSBcmiqgXKuqgFOXoByAmuBclLzhHKy+wKKNNRRGxSZraOOclDtqI7aoMa7voAav/OEmn9qRZgX1bxZDdQ8Xi2Ub5EWyq8ZCCg/rxKUP5kG+Kv9tRJE+eVpoDhAXlDcpRwUNyqFrPuCKE6noHiiguKdtSCLCJLXF2KA0gCqRapXYooiSHohxJBqZcjO/bsyRBlcYSBfk1ENV0F1hFJQnasUVMctBzUolIMadPKCGiwrQQ3MlVDNniF8TaZaMURNcJWgJtKBgHIsskA5NdVAOVq1Im8xRDmseUI53H0BRSDqqA2K6NZRRzmodlRHbVDjXV9Ajd95Qs0/1SJvASRAzePVQvkWaaH8moGA8vMqQfmTleA3RTV/Vfqx5dCPe4IAxQHyguIu5aC4USko3lUOitMpKJ6ooHhnLdgNCG6soPi2guLvSSgNoBqk2RzVY3gVQghII4bkuSpEGSsJZXSFtGIIq0I298/qAtXBFIJaqTpwKaiBoRzUwJMX1ICZBmqALoeqxBBDtatD1CSXFmpS7U8o5yIrlHOTFcrZqhXBCcxTFFGOa19AOeB9AUUo6sgPigTXsW1AtYc68oMaz/oKaozOG2q+qQbxvKfmxVqh5u+sUH5EVih/pr+hfLo0UH5kOVS7CsSjChFE+eFpoPz+vKD4SjkoPlQOfbESBCh+qKD4Zi3I9IWYHFeDAKUBZEUqEYSVICN6axuZhBAgI06AZSkqk9VAGSwJZXwFWaEloBpJLVCNWEF1ilJQna0UVCcuBzVIlIMahPKCGjzTQA3WZVHlBqpATUSVoCa7tFATbH9CORlZoZydaqAcrzygHMZaoZzZvKGc8r6CIht19D0Uia5j84eqyzr6Hmrs6guo8bgvoOaWWqDmvzyg5utqoPyHrFB+TH9C+XFpofzHSlB+airURZBU2GZFEIPi1wqKryeheH81SPuFGKVrbPZCCFDGU1AVEUNVaDmoxlIrVINOQnUOBdXhykF15nJQg0U5qMEoL6hBNC3UwF0SNYgh29rKkADldGSFcn6qgXLGakWeq0MClHObN5Sj3pdQBKSOgYMi4nX0DZT96xg4qPGpL6HG37yh5pFasDmv/ghQvkIWKH9lIKD8t7RQfmMlKP80Dep7gqSD4lfloPibguKDSSheWSsU/y0Hxa+TUBw9CcX3q0W/CiEg1X4hBpXZaqGMqKAqJMZA7hcCVMMuBdVRklCdrhy2xddkgBrAK0FNFJVQ7b4hQE2CaaAm3v6GckKqgXKGskI5Z7WiL8QQoBzevoJy4PsSiqDUsflCEfxtFco+dWy+UONPX0KNr30FNW/Uiq39FRig/JT+hvLX0kD5h2ng9wMRfmklKP+3EpSfnRbKv88LipeUg+I95aB4VTko3qagOKCC4pW1QvHfUlC8Oobi5QqK51eLWkQQUJUQAlLtFzIAK0NUxWyCAdwvBKjGXQqqwyShOl85ZBVDgBpAykENUHlBDaxpoAbzsmB1SBV7h/Beppqk0kBNimmhJuL+hnJIskI5R9VAOWq1AOexrwSRAOUI5w3l2Pc1FHmpY9uAEhrygkqvjm0Dapzpa6jxNG+oeSEvhDlMzW+1QM2/1UD5A1mh/JKBgPLR0kD5hWlQtQjSj6tAgPLp84LiIuWguE4pwJuyvA4DFF9LQvG+UlB8shbAb/PeF0Tx8iQUv68WqUQQsS9IjOqFkOEiMYHNdvNUVdEKiYaTB1QDLwXVcZJQHbASVEcvBzWIlIMapPKCGlzTQA3oldDYoCePSvAbVW2Dr8ooxyQrlINUDZTDlgf6UhBRjnHeUA5+X0MRmTq2DSgBIy+o9OrYNqDGmb6GGk/zhpoXakVfCSABav6tBsofyArllwwElI+WBsovLIfga24JX4YByqfPC4qLlIPiOqWgeFQlKL6WhOJ9paD4ZC3I8oWY3QSPVlC8PAnF76tBNV+IUahaCPEYkXLPkJzEEGVQBVU5m4BVIRlWhqhGVAtUIy8F1XkUVEcshaBuqg5fCmogKQc1UOUFNcCmgRrUK6K+b0hmKAelGihnqRoo561WBOeyL0QR5SD3FZTD39dQxKaOOuqooxTUONLXUONlX0HNA7WiLwUQNc9WAzXvVwvli/Q3lF+WFsofLAcvgAi/MxX6WQRRfnxeUPyjHBS/KYesK0GA4mhJKL5XCopH1gJWgyi+q7DFfiEGsBpE6RcRSgohw4YNkzf0QkohBOT5mowybBKqkhRUpStsjWIIUJ2+HNSgUg5q0MoLarBNAzW4V0Q/iyFATZRpoSbogYByVrJCOU/VQDlzeUE5oXlBOc19AUUE+guK+NRRRx3bNtRY0R9Q42NfQI33eaGvBBCg5tdqoOb7rFB+x0BA+WFZoHzASlD+ZhpU8zoMUP50Gij/PS8o3lEOiteUQ1+8DgMUzysFxR9rQaYvxGzJIghIIYQMHjzYbbfddgkhxLn/D28+WkeuAD3aAAAAAElFTkSuQmCC\" width=\"804\" height=\"606\"></p>\n<p class=\"MsoNormal\">Based on the patterns exhibited in this table, it&rsquo;s evident that the Monton and Eccles area has remained stable in a hot sellers&rsquo; market throughout 2023.</p>\n<h2 class=\"MsoNormal\"><strong>Implications &amp; Considerations for Monton and Eccles's Homeowners</strong></h2>\n<p class=\"MsoNormal\">This new data prompts us to take stock and ponder:</p>\n<p class=\"MsoNormal\">For Sellers: Are we transitioning into a market where you must be more strategic, flexible, or patient? Should you brace yourself for longer marketing periods? Realistic pricing is even more vital than ever.</p>\n<p class=\"MsoNormal\">For Buyers: What challenges and opportunities lie ahead? Some properties will still have bidding wars, yet will you have the luxury of choice and time with others?</p>\n<p class=\"MsoNormal\">Broader Economic Picture: External influences, from inflation and interest rate repercussions to global economic trends, all cast shadows on the local property market. How might these larger forces be influencing Monton and Eccles's property scene?</p>\n<p class=\"MsoNormal\">The Local Pulse: Infrastructure projects, school ratings, transport links, and even Monton and Eccles&rsquo;s cultural events can make certain areas more desirable. Are there upcoming local developments that could be game-changers?</p>\n<h2 class=\"MsoNormal\"><strong>Delving Deeper: Strategies and Tactics</strong></h2>\n<p class=\"MsoNormal\">Given the market's temperature, here are more granular insights:</p>\n<p class=\"MsoNormal\">Sellers: Innovative marketing&mdash;like specialised social media campaigns, virtual/video tours or interactive property listings&mdash;could make a difference in a cooling market. Emphasising unique property attributes, whether a south-facing garden or proximity to popular schools, can elevate a listing.</p>\n<p class=\"MsoNormal\">Buyers: Again, there is more than one market. If you are looking for the type of property everyone is looking for, the competition will heat up. Therefore, it is worth having mortgage pre-approvals in place and also being open to widening your search radius. Alternatively, buyers can wield more power in negotiations in a less competitive market, from price to property extras.</p>\n<p class=\"MsoNormal\">Dual Role of Buyer-Seller: A pivotal 81% of sellers also wear the buyer's hat. This duality presents its challenges and advantages, where a victory on one side might mean a compromise on the other.</p>\n<h2 class=\"MsoNormal\"><strong>Final Thoughts on the Monton and Eccles Property Market</strong></h2>\n<p class=\"MsoNormal\">As we leave 2023 going into 2024, with its twists and turns, the Monton and Eccles property market offers both challenges and opportunities for Monton and Eccles's home buyers and sellers. Understanding the market nuances is paramount if you are a first-time buyer, a seasoned property buy-to-let investor, or someone looking to relocate.</p>\n<p class=\"MsoNormal\">Stay informed, stay adaptable, and remember that, as always, your home-moving journey is as much about the voyage as the destination.</p>\n<p class=\"MsoNormal\">What are your thoughts on Monton and Eccles&rsquo;s evolving property scene? Do you foresee any other trends or shifts? Engage with us - your local insights and experiences enrich this ongoing dialogue.</p>","embed_video_url":null,"post_on":null,"tile_image":{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/i/CORRECT_Strapi_banner_image_sizing_96_d756059be6.png","alternativeText":""},"tags":null,"slug":"monton-and-eccles-property-market-pulse-deciphering-the-latter-half-of-2023","publish":true,"imagetransforms":{"tile_image_Transforms":"{\"i.prod/CORRECT_Strapi_banner_image_sizing_96_d756059be6.png\":{\"webp\":{\"352x220\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/352x220/CORRECT_Strapi_banner_image_sizing_96_d756059be6.webp\",\"720x380\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/720x380/CORRECT_Strapi_banner_image_sizing_96_d756059be6.webp\"},\"png\":{\"352x220\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/352x220/CORRECT_Strapi_banner_image_sizing_96_d756059be6.png\"}}}","banner_image_Transforms":"{\"i.prod/CORRECT_Strapi_banner_image_sizing_96_d756059be6.png\":{\"webp\":{\"336x240\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/336x240/CORRECT_Strapi_banner_image_sizing_96_d756059be6.webp\",\"928x500\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/928x500/CORRECT_Strapi_banner_image_sizing_96_d756059be6.webp\",\"720x500\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/720x500/CORRECT_Strapi_banner_image_sizing_96_d756059be6.webp\"}}}"},"ggfx_results":[{"id":"670fb2e29e6e2acd76e5aa45","transforms":[{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/352x220/CORRECT_Strapi_banner_image_sizing_96_d756059be6.webp","format":"webp","transform":"352x220","inputParams":{"action":"transform","src":{"cftle":{"Key":"i.prod/CORRECT_Strapi_banner_image_sizing_96_d756059be6.png"}},"dest":{"cftle":{"Key":"x.prod/352x220/CORRECT_Strapi_banner_image_sizing_96_d756059be6.webp"},"format":{"isFormatChanged":true,"format":"webp","content-type":"image/webp"},"transform":"352x220","resize":{"width":352,"height":220,"position":"x","fit":null},"brightness":null,"sharpness":null,"quality":null,"watermark":false,"resizeText":"352x220"},"additionalParams":{"contentType":"blog","id":"65041961d449ce7cb6f9c521","field":"tile_image","force":null}},"created_at":"2024-10-14 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19:21:46.842"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x/352x220/CORRECT_Strapi_banner_image_sizing_96_d756059be6.webp","format":"webp","transform":"352x220","created_at":"2026-03-27 06:44:07.181","updated_at":"2026-03-27 06:44:07.181"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x/928x500/CORRECT_Strapi_banner_image_sizing_96_d756059be6.webp","format":"webp","transform":"928x500","created_at":"2026-03-30 03:07:37.378","updated_at":"2026-03-30 03:07:37.378"}],"src_cftle":"i/CORRECT_Strapi_banner_image_sizing_96_d756059be6.png","src_url":"i/CORRECT_Strapi_banner_image_sizing_96_d756059be6.png"}],"createdAt":"2023-09-15T08:44:17.458Z","updatedAt":"2026-03-30T03:07:37.849Z"},{"id":"65032c90d449ce7cb6f9c4e7","title":"Hale’s Property Market Pulse: Deciphering the Latter Half of 2023","categories":"General","description":"<p class=\"MsoNormal\"><span style=\"font-size: 11.0pt; mso-fareast-language: EN-GB;\">Stepping into the world of the property market is akin to stepping into a rhythm. The beats of buying and selling, supply and demand form the underlying tempo.&nbsp;</span></p>\n<p class=\"MsoNormal\"><span style=\"font-size: 11.0pt; mso-fareast-language: EN-GB;\">Hale, an area rich in history and character, is no exception. As we venture into the last quarter of 2023, it&rsquo;s crucial to understand the current property market&rsquo;s tempo and how it might influence your property decisions.</span></p>\n<h2 class=\"MsoNormal\"><strong><span style=\"font-size: 11.0pt; mso-fareast-language: EN-GB;\">A Refresher on Market Dynamics</span></strong></h2>\n<p class=\"MsoNormal\"><span style=\"font-size: 11.0pt; mso-fareast-language: EN-GB;\">For the uninitiated or those who need a memory jog, Hale's property dynamics hinge primarily on the proportion of properties tagged as \"Sold STC\" and \"Under Offer\" with the total properties on the market,<em> e.g. if there are 40 properties sold stc and 100 properties available/for sale, then 40 as a percentage of 100 is 40%.</em></span></p>\n<p class=\"MsoNormal\"><span style=\"font-size: 11.0pt; mso-fareast-language: EN-GB;\">This isn't just a number game; it's a barometer of market sentiment:</span></p>\n<ul>\n<li class=\"MsoNormal\"><span style=\"font-size: 11.0pt; mso-fareast-language: EN-GB;\">Extreme Buyers' Market (0%-20%)</span></li>\n<li class=\"MsoNormal\"><span style=\"font-size: 11.0pt; mso-fareast-language: EN-GB;\">Buyers' Market (21%-29%)</span></li>\n<li class=\"MsoNormal\"><!-- [if !supportLists]--><span style=\"font-size: 11.0pt; mso-fareast-language: EN-GB;\">Balanced Market (30%-40%)</span></li>\n<li class=\"MsoNormal\"><!-- [if !supportLists]--><span style=\"font-size: 11.0pt; mso-fareast-language: EN-GB;\">Sellers' Market (41%-49%)</span></li>\n<li class=\"MsoNormal\"><!-- [if !supportLists]--><span style=\"font-size: 11.0pt; mso-fareast-language: EN-GB;\">Hot Sellers' Market (50%-59%)</span></li>\n<li class=\"MsoNormal\"><!-- [if !supportLists]--><span style=\"font-size: 11.0pt; mso-fareast-language: EN-GB;\">Extreme Sellers' Market (60%+)</span></li>\n</ul>\n<p class=\"MsoNormal\"><span style=\"font-size: 11.0pt; mso-fareast-language: EN-GB;\">The weight of these brackets can&rsquo;t be overstated. They directly impact everything from listing prices to negotiation leverage.</span></p>\n<h2 class=\"MsoNormal\"><strong><span style=\"font-size: 11.0pt; mso-fareast-language: EN-GB;\">Current Hale Property Market Snapshot</span></strong></h2>\n<p class=\"MsoNormal\"><span style=\"font-size: 11.0pt; mso-fareast-language: EN-GB;\">To fathom where Hale&rsquo;s property market stands now, let&rsquo;s incorporate our most recent findings:</span></p>\n<p class=\"MsoNormal\"><span style=\"font-size: 11.0pt; mso-ascii-font-family: Calibri; mso-hansi-font-family: Calibri; mso-bidi-font-family: Calibri; color: black; mso-themecolor: text1;\">The statistics have been sourced from the website 'The Advisory', which has calculated the market state for many years. I wanted to share them from the summer of 2018 to today so you can see for yourself.</span></p>\n<p class=\"MsoNormal\"><strong><span style=\"font-size: 11.0pt; mso-ascii-font-family: Calibri; mso-hansi-font-family: Calibri; mso-bidi-font-family: Calibri; color: black; mso-themecolor: text1;\">What are the Statistics for the Hale area for the Last 5 Years?</span></strong></p>\n<table class=\"MsoTableGrid\" style=\"border-collapse: collapse; border: none; mso-border-alt: solid windowtext .5pt; mso-yfti-tbllook: 1184; mso-padding-alt: 0cm 5.4pt 0cm 5.4pt;\" border=\"1\" cellspacing=\"0\" cellpadding=\"0\">\n<tbody>\n<tr style=\"mso-yfti-irow: 0; mso-yfti-firstrow: yes;\">\n<td style=\"width: 38.3pt; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt;\" valign=\"top\" width=\"51\">\n<p class=\"MsoNormal\"><span style=\"font-size: 11.0pt; mso-ascii-font-family: Calibri; mso-hansi-font-family: Calibri; mso-bidi-font-family: Calibri; color: black; mso-themecolor: text1;\">&nbsp;</span></p>\n</td>\n<td style=\"width: 34.55pt; border: solid windowtext 1.0pt; border-left: none; mso-border-left-alt: solid windowtext .5pt; mso-border-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt;\" width=\"46\">\n<p class=\"MsoNormal\"><span style=\"font-size: 11.0pt; mso-ascii-font-family: Calibri; mso-hansi-font-family: Calibri; mso-bidi-font-family: Calibri; color: black;\">Jun-18</span></p>\n</td>\n<td style=\"width: 34.6pt; border: solid windowtext 1.0pt; border-left: none; mso-border-left-alt: solid windowtext .5pt; mso-border-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt;\" width=\"46\">\n<p class=\"MsoNormal\"><span style=\"font-size: 11.0pt; mso-ascii-font-family: Calibri; mso-hansi-font-family: Calibri; mso-bidi-font-family: Calibri; color: black;\">Jun-19</span></p>\n</td>\n<td style=\"width: 34.6pt; border: solid windowtext 1.0pt; border-left: none; mso-border-left-alt: solid windowtext .5pt; mso-border-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt;\" width=\"46\">\n<p class=\"MsoNormal\"><span style=\"font-size: 11.0pt; mso-ascii-font-family: Calibri; mso-hansi-font-family: Calibri; mso-bidi-font-family: Calibri; color: black;\">Jun-20</span></p>\n</td>\n<td style=\"width: 34.65pt; border: solid windowtext 1.0pt; border-left: none; mso-border-left-alt: solid windowtext .5pt; mso-border-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt;\" width=\"46\">\n<p class=\"MsoNormal\"><span style=\"font-size: 11.0pt; mso-ascii-font-family: Calibri; mso-hansi-font-family: Calibri; mso-bidi-font-family: Calibri; color: black;\">Jun-21</span></p>\n</td>\n<td style=\"width: 34.65pt; border: solid windowtext 1.0pt; border-left: none; mso-border-left-alt: solid windowtext .5pt; mso-border-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt;\" width=\"46\">\n<p class=\"MsoNormal\"><span style=\"font-size: 11.0pt; mso-ascii-font-family: Calibri; mso-hansi-font-family: Calibri; mso-bidi-font-family: Calibri; color: black;\">Jun-22</span></p>\n</td>\n<td style=\"width: 34.7pt; border: solid windowtext 1.0pt; border-left: none; mso-border-left-alt: solid windowtext .5pt; mso-border-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt;\" width=\"46\">\n<p class=\"MsoNormal\"><span style=\"font-size: 11.0pt; mso-ascii-font-family: Calibri; mso-hansi-font-family: Calibri; mso-bidi-font-family: Calibri; color: black;\">Dec-22</span></p>\n</td>\n<td style=\"width: 34.7pt; border: solid windowtext 1.0pt; border-left: none; mso-border-left-alt: solid windowtext .5pt; mso-border-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt;\" width=\"46\">\n<p class=\"MsoNormal\"><span style=\"font-size: 11.0pt; mso-ascii-font-family: Calibri; mso-hansi-font-family: Calibri; mso-bidi-font-family: Calibri; color: black;\">Mar-23</span></p>\n</td>\n<td style=\"width: 35.45pt; border: solid windowtext 1.0pt; border-left: none; mso-border-left-alt: solid windowtext .5pt; mso-border-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt;\" width=\"47\">\n<p class=\"MsoNormal\"><span style=\"font-size: 11.0pt; mso-ascii-font-family: Calibri; mso-hansi-font-family: Calibri; mso-bidi-font-family: Calibri; color: black;\">May-23</span></p>\n</td>\n<td style=\"width: 34.65pt; border: solid windowtext 1.0pt; border-left: none; mso-border-left-alt: solid windowtext .5pt; mso-border-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt;\" width=\"46\">\n<p class=\"MsoNormal\"><span style=\"font-size: 11.0pt; mso-ascii-font-family: Calibri; mso-hansi-font-family: Calibri; mso-bidi-font-family: Calibri; color: black;\">Jun-23</span></p>\n</td>\n<td style=\"width: 34.6pt; border: solid windowtext 1.0pt; border-left: none; mso-border-left-alt: solid windowtext .5pt; mso-border-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt;\" width=\"46\">\n<p class=\"MsoNormal\"><span style=\"font-size: 11.0pt; mso-ascii-font-family: Calibri; mso-hansi-font-family: Calibri; mso-bidi-font-family: Calibri; color: black;\">Jul-23</span></p>\n</td>\n<td style=\"width: 34.7pt; border: solid windowtext 1.0pt; border-left: none; mso-border-left-alt: solid windowtext .5pt; mso-border-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt;\" width=\"46\">\n<p class=\"MsoNormal\"><span style=\"font-size: 11.0pt; mso-ascii-font-family: Calibri; mso-hansi-font-family: Calibri; mso-bidi-font-family: Calibri; color: black;\">Aug-23</span></p>\n</td>\n<td style=\"width: 34.65pt; border: solid windowtext 1.0pt; border-left: none; mso-border-left-alt: solid windowtext .5pt; mso-border-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt;\" width=\"46\">\n<p class=\"MsoNormal\"><span style=\"font-size: 11.0pt; mso-ascii-font-family: Calibri; mso-hansi-font-family: Calibri; mso-bidi-font-family: Calibri; color: black;\">Sep-23</span></p>\n</td>\n</tr>\n<tr style=\"mso-yfti-irow: 1; mso-yfti-lastrow: yes;\">\n<td style=\"width: 38.3pt; border: solid windowtext 1.0pt; border-top: none; mso-border-top-alt: solid windowtext .5pt; mso-border-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt;\" valign=\"bottom\" width=\"51\">\n<p class=\"MsoNormal\"><span style=\"font-size: 11.0pt; mso-ascii-font-family: Calibri; mso-hansi-font-family: Calibri; mso-bidi-font-family: Calibri; color: black;\">WA15</span></p>\n</td>\n<td style=\"width: 34.55pt; border-top: none; border-left: none; border-bottom: solid windowtext 1.0pt; border-right: solid windowtext 1.0pt; mso-border-top-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt;\" valign=\"bottom\" width=\"46\">\n<p class=\"MsoNormal\"><span style=\"font-size: 11.0pt; mso-ascii-font-family: Calibri; mso-hansi-font-family: Calibri; mso-bidi-font-family: Calibri; color: black;\">42%</span></p>\n</td>\n<td style=\"width: 34.6pt; border-top: none; border-left: none; border-bottom: solid windowtext 1.0pt; border-right: solid windowtext 1.0pt; mso-border-top-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt;\" valign=\"bottom\" width=\"46\">\n<p class=\"MsoNormal\"><span style=\"font-size: 11.0pt; mso-ascii-font-family: Calibri; mso-hansi-font-family: Calibri; mso-bidi-font-family: Calibri; color: black;\">44%</span></p>\n</td>\n<td style=\"width: 34.6pt; border-top: none; border-left: none; border-bottom: solid windowtext 1.0pt; border-right: solid windowtext 1.0pt; mso-border-top-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt;\" valign=\"bottom\" width=\"46\">\n<p class=\"MsoNormal\"><span style=\"font-size: 11.0pt; mso-ascii-font-family: Calibri; mso-hansi-font-family: Calibri; mso-bidi-font-family: Calibri; color: black;\">41%</span></p>\n</td>\n<td style=\"width: 34.65pt; border-top: none; border-left: none; border-bottom: solid windowtext 1.0pt; border-right: solid windowtext 1.0pt; mso-border-top-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt;\" valign=\"bottom\" width=\"46\">\n<p class=\"MsoNormal\"><span style=\"font-size: 11.0pt; mso-ascii-font-family: Calibri; mso-hansi-font-family: Calibri; mso-bidi-font-family: Calibri; color: black;\">74%</span></p>\n</td>\n<td style=\"width: 34.65pt; border-top: none; border-left: none; border-bottom: solid windowtext 1.0pt; border-right: solid windowtext 1.0pt; mso-border-top-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt;\" valign=\"bottom\" width=\"46\">\n<p class=\"MsoNormal\"><span style=\"font-size: 11.0pt; mso-ascii-font-family: Calibri; mso-hansi-font-family: Calibri; mso-bidi-font-family: Calibri; color: black;\">71%</span></p>\n</td>\n<td style=\"width: 34.7pt; border-top: none; border-left: none; border-bottom: solid windowtext 1.0pt; border-right: solid windowtext 1.0pt; mso-border-top-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt;\" valign=\"bottom\" width=\"46\">\n<p class=\"MsoNormal\"><span style=\"font-size: 11.0pt; mso-ascii-font-family: Calibri; mso-hansi-font-family: Calibri; mso-bidi-font-family: Calibri; color: black;\">55%</span></p>\n</td>\n<td style=\"width: 34.7pt; border-top: none; border-left: none; border-bottom: solid windowtext 1.0pt; border-right: solid windowtext 1.0pt; mso-border-top-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt;\" valign=\"bottom\" width=\"46\">\n<p class=\"MsoNormal\"><span style=\"font-size: 11.0pt; mso-ascii-font-family: Calibri; mso-hansi-font-family: Calibri; mso-bidi-font-family: Calibri; color: black;\">45%</span></p>\n</td>\n<td style=\"width: 35.45pt; border-top: none; border-left: none; border-bottom: solid windowtext 1.0pt; border-right: solid windowtext 1.0pt; mso-border-top-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt;\" valign=\"bottom\" width=\"47\">\n<p class=\"MsoNormal\"><span style=\"font-size: 11.0pt; mso-ascii-font-family: Calibri; mso-hansi-font-family: Calibri; mso-bidi-font-family: Calibri; color: black;\">47%</span></p>\n</td>\n<td style=\"width: 34.65pt; border-top: none; border-left: none; border-bottom: solid windowtext 1.0pt; border-right: solid windowtext 1.0pt; mso-border-top-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt;\" valign=\"bottom\" width=\"46\">\n<p class=\"MsoNormal\"><span style=\"font-size: 11.0pt; mso-ascii-font-family: Calibri; mso-hansi-font-family: Calibri; mso-bidi-font-family: Calibri; color: black;\">46%</span></p>\n</td>\n<td style=\"width: 34.6pt; border-top: none; border-left: none; border-bottom: solid windowtext 1.0pt; border-right: solid windowtext 1.0pt; mso-border-top-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt;\" valign=\"bottom\" width=\"46\">\n<p class=\"MsoNormal\"><span style=\"font-size: 11.0pt; mso-ascii-font-family: Calibri; mso-hansi-font-family: Calibri; mso-bidi-font-family: Calibri; color: black;\">48%</span></p>\n</td>\n<td style=\"width: 34.7pt; border-top: none; border-left: none; border-bottom: solid windowtext 1.0pt; border-right: solid windowtext 1.0pt; mso-border-top-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt;\" valign=\"bottom\" width=\"46\">\n<p class=\"MsoNormal\"><span style=\"font-size: 11.0pt; mso-ascii-font-family: Calibri; mso-hansi-font-family: Calibri; mso-bidi-font-family: Calibri; color: black;\">46%</span></p>\n</td>\n<td style=\"width: 34.65pt; border-top: none; border-left: none; border-bottom: solid windowtext 1.0pt; border-right: solid windowtext 1.0pt; mso-border-top-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt;\" valign=\"bottom\" width=\"46\">\n<p class=\"MsoNormal\"><span style=\"font-size: 11.0pt; mso-ascii-font-family: Calibri; mso-hansi-font-family: Calibri; mso-bidi-font-family: Calibri; color: black;\">41%</span></p>\n</td>\n</tr>\n</tbody>\n</table>\n<p class=\"MsoNormal\"><span style=\"font-size: 11.0pt; mso-ascii-font-family: Calibri; mso-fareast-font-family: 'Times New Roman'; mso-hansi-font-family: Calibri; mso-bidi-font-family: Calibri; color: black; mso-themecolor: text1; mso-font-kerning: 0pt; mso-ligatures: none; mso-fareast-language: EN-GB;\">In June 2023, we were at 46% in the Hale area. In July, that increased to 48%; in August, it dropped to 46%, and as we enter September, it has dropped to 41%.</span></p>\n<p class=\"MsoNormal\"><span style=\"font-size: 11.0pt; mso-fareast-language: EN-GB;\">Based on the patterns exhibited in this table, it&rsquo;s evident that the Hale area sat in a sellers&rsquo; market in the spring and early summer of 2023, not unexpectedly is heading towards a balanced market as we go into the autumn.</span></p>\n<h2 class=\"MsoNormal\"><strong><span style=\"font-size: 11.0pt; mso-fareast-language: EN-GB;\">Implications &amp; Considerations for Hale's Homeowners</span></strong></h2>\n<p class=\"MsoNormal\"><span style=\"font-size: 11.0pt; mso-fareast-language: EN-GB;\">This new data prompts us to take stock and ponder:</span></p>\n<p class=\"MsoNormal\"><span style=\"font-size: 11.0pt; mso-fareast-language: EN-GB;\">For Sellers: Are we transitioning into a market where you must be more strategic, flexible, or patient? Should you brace yourself for longer marketing periods? Realistic pricing is even more vital than ever.&nbsp;</span></p>\n<p class=\"MsoNormal\"><span style=\"font-size: 11.0pt; mso-fareast-language: EN-GB;\">For Buyers: What challenges and opportunities lie ahead? Some properties will still have bidding wars, yet will you have the luxury of choice and time with others?</span></p>\n<p class=\"MsoNormal\"><span style=\"font-size: 11.0pt; mso-fareast-language: EN-GB;\">Broader Economic Picture: External influences, from inflation and interest rate repercussions to global economic trends, all cast shadows on the local property market. How might these larger forces be influencing Hale's property scene?</span></p>\n<p class=\"MsoNormal\"><span style=\"font-size: 11.0pt; mso-fareast-language: EN-GB;\">The Local Pulse: Infrastructure projects, school ratings, transport links, and even Hale&rsquo;s cultural events can make certain areas more desirable. Are there upcoming local developments that could be game-changers?</span></p>\n<h2 class=\"MsoNormal\"><strong><span style=\"font-size: 11.0pt; mso-fareast-language: EN-GB;\">Delving Deeper: Strategies and Tactics</span></strong></h2>\n<p class=\"MsoNormal\"><span style=\"font-size: 11.0pt; mso-fareast-language: EN-GB;\">Given the market's temperature, here are more granular insights:</span></p>\n<p class=\"MsoNormal\"><span style=\"font-size: 11.0pt; mso-fareast-language: EN-GB;\">Sellers: Innovative marketing&mdash;like specialised social media campaigns, virtual/video tours or interactive property listings&mdash;could make a difference in a cooling market. Emphasising unique property attributes, whether a south-facing garden or proximity to popular schools, can elevate a listing.</span></p>\n<p class=\"MsoNormal\"><span style=\"font-size: 11.0pt; mso-fareast-language: EN-GB;\">Buyers: Again, there is more than one market. If you are looking for the type of property everyone is looking for, the competition will heat up. Therefore, it is worth having mortgage pre-approvals in place and also being open to widening your search radius. Alternatively, buyers can wield more power in negotiations in a less competitive market, from price to property extras.</span></p>\n<p class=\"MsoNormal\"><span style=\"font-size: 11.0pt; mso-fareast-language: EN-GB;\">Dual Role of Buyer-Seller: A pivotal 81% of sellers also wear the buyer's hat. This duality presents its challenges and advantages, where a victory on one side might mean a compromise on the other.</span></p>\n<h2 class=\"MsoNormal\"><strong><span style=\"font-size: 11.0pt; mso-fareast-language: EN-GB;\">Final Thoughts on the Hale Property Market</span></strong></h2>\n<p class=\"MsoNormal\"><span style=\"font-size: 11.0pt; mso-fareast-language: EN-GB;\">As we leave 2023 going into 2024, with its twists and turns, the Hale property market offers both challenges and opportunities for Hale's home buyers and sellers. Understanding the market nuances is paramount if you are a Hale first-time buyer, a seasoned property buy-to-let investor, or someone looking to relocate.</span></p>\n<p class=\"MsoNormal\"><span style=\"font-size: 11.0pt; mso-fareast-language: EN-GB;\">Stay informed, stay adaptable, and remember that, as always, your home-moving journey is as much about the voyage as the destination.</span></p>\n<p class=\"MsoNormal\"><span style=\"font-size: 11.0pt; mso-fareast-language: EN-GB;\">What are your thoughts on Hale&rsquo;s evolving property scene? Do you foresee any other trends or shifts? Engage with us&mdash;your local insights and experiences enrich this ongoing dialogue.</span></p>","embed_video_url":null,"post_on":null,"tile_image":{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/i/CORRECT_Strapi_banner_image_sizing_95_a8f999e27e.png","alternativeText":""},"tags":null,"slug":"hale-property-market-pulse","publish":true,"imagetransforms":{"tile_image_Transforms":"{\"i.prod/CORRECT_Strapi_banner_image_sizing_95_a8f999e27e.png\":{\"webp\":{\"352x220\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/352x220/CORRECT_Strapi_banner_image_sizing_95_a8f999e27e.webp\",\"720x380\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/720x380/CORRECT_Strapi_banner_image_sizing_95_a8f999e27e.webp\"},\"png\":{\"352x220\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/352x220/CORRECT_Strapi_banner_image_sizing_95_a8f999e27e.png\"}},\"i.dev/CORRECT_Strapi_banner_image_sizing_95_a8f999e27e.png\":{\"webp\":{\"352x220\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.dev/352x220/CORRECT_Strapi_banner_image_sizing_95_a8f999e27e.webp\"}}}","banner_image_Transforms":"{\"i.prod/CORRECT_Strapi_banner_image_sizing_95_a8f999e27e.png\":{\"webp\":{\"336x240\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/336x240/CORRECT_Strapi_banner_image_sizing_95_a8f999e27e.webp\",\"720x500\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/720x500/CORRECT_Strapi_banner_image_sizing_95_a8f999e27e.webp\",\"928x500\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/928x500/CORRECT_Strapi_banner_image_sizing_95_a8f999e27e.webp\"}}}"},"ggfx_results":[{"id":"670fb2e29e6e2acd76e5aa46","transforms":[{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/352x220/CORRECT_Strapi_banner_image_sizing_95_a8f999e27e.webp","format":"webp","transform":"352x220","inputParams":{"action":"transform","src":{"cftle":{"Key":"i.prod/CORRECT_Strapi_banner_image_sizing_95_a8f999e27e.png"}},"dest":{"cftle":{"Key":"x.prod/352x220/CORRECT_Strapi_banner_image_sizing_95_a8f999e27e.webp"},"format":{"isFormatChanged":true,"format":"webp","content-type":"image/webp"},"transform":"352x220","resize":{"width":352,"height":220,"position":"x","fit":null},"brightness":null,"sharpness":null,"quality":null,"watermark":false,"resizeText":"352x220"},"additionalParams":{"contentType":"blog","id":"65032c90d449ce7cb6f9c4e7","field":"tile_image","force":null}},"created_at":"2024-10-14 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09:54:58.687"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/720x500/CORRECT_Strapi_banner_image_sizing_95_a8f999e27e.webp","format":"webp","transform":"720x500","inputParams":{"action":"transform","src":{"cftle":{"Key":"i.prod/CORRECT_Strapi_banner_image_sizing_95_a8f999e27e.png"}},"dest":{"cftle":{"Key":"x.prod/720x500/CORRECT_Strapi_banner_image_sizing_95_a8f999e27e.webp"},"format":{"isFormatChanged":true,"format":"webp","content-type":"image/webp"},"transform":"720x500","resize":{"width":720,"height":500,"position":"x","fit":null},"brightness":null,"sharpness":null,"quality":null,"watermark":false,"resizeText":"720x500"},"additionalParams":{"contentType":"blog","id":"65032c90d449ce7cb6f9c4e7","field":"banner_image","force":null}},"created_at":"2024-12-18 04:56:05.966","updated_at":"2024-12-18 04:56:05.966"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/336x240/CORRECT_Strapi_banner_image_sizing_95_a8f999e27e.webp","format":"webp","transform":"336x240","inputParams":{"action":"transform","src":{"cftle":{"Key":"i.prod/CORRECT_Strapi_banner_image_sizing_95_a8f999e27e.png"}},"dest":{"cftle":{"Key":"x.prod/336x240/CORRECT_Strapi_banner_image_sizing_95_a8f999e27e.webp"},"format":{"isFormatChanged":true,"format":"webp","content-type":"image/webp"},"transform":"336x240","resize":{"width":336,"height":240,"position":"x","fit":null},"brightness":null,"sharpness":null,"quality":null,"watermark":false,"resizeText":"336x240"},"additionalParams":{"contentType":"blog","id":"65032c90d449ce7cb6f9c4e7","field":"banner_image","force":null}},"created_at":"2024-12-18 04:56:06.477","updated_at":"2024-12-18 04:56:06.477"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/720x380/CORRECT_Strapi_banner_image_sizing_95_a8f999e27e.webp","format":"webp","transform":"720x380","inputParams":{"action":"transform","src":{"cftle":{"Key":"i.prod/CORRECT_Strapi_banner_image_sizing_95_a8f999e27e.png"}},"dest":{"cftle":{"Key":"x.prod/720x380/CORRECT_Strapi_banner_image_sizing_95_a8f999e27e.webp"},"format":{"isFormatChanged":true,"format":"webp","content-type":"image/webp"},"transform":"720x380","resize":{"width":720,"height":380,"position":"x","fit":null},"brightness":null,"sharpness":null,"quality":null,"watermark":false,"resizeText":"720x380"},"additionalParams":{"contentType":"blog","id":"65032c90d449ce7cb6f9c4e7","field":"tile_image","force":null}},"created_at":"2025-03-17 19:04:02.113","updated_at":"2025-03-17 19:04:02.113"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/688x460/CORRECT_Strapi_banner_image_sizing_95_a8f999e27e.webp","format":"webp","transform":"688x460","inputParams":{"action":"transform","src":{"cftle":{"Key":"i.prod/CORRECT_Strapi_banner_image_sizing_95_a8f999e27e.png"}},"dest":{"cftle":{"Key":"x.prod/688x460/CORRECT_Strapi_banner_image_sizing_95_a8f999e27e.webp"},"format":{"isFormatChanged":true,"format":"webp","content-type":"image/webp"},"transform":"688x460","resize":{"width":688,"height":460,"position":"x","fit":null},"brightness":null,"sharpness":null,"quality":null,"watermark":false,"resizeText":"688x460"},"additionalParams":{"contentType":"blog","id":"65032c90d449ce7cb6f9c4e7","field":"tile_image","force":null}},"created_at":"2025-05-22 11:33:24.005","updated_at":"2025-05-22 11:33:24.005"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/352x220/CORRECT_Strapi_banner_image_sizing_95_a8f999e27e.png","format":"png","transform":"352x220"}],"src_cftle":"i.prod/CORRECT_Strapi_banner_image_sizing_95_a8f999e27e.png","src_url":null},{"id":"69c6273840e98113c1eb16e5","transforms":[{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x/336x240/CORRECT_Strapi_banner_image_sizing_95_a8f999e27e.webp","format":"webp","transform":"336x240","created_at":"2026-01-22 21:35:49.171","updated_at":"2026-01-22 21:35:49.171"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x/720x500/CORRECT_Strapi_banner_image_sizing_95_a8f999e27e.webp","format":"webp","transform":"720x500","created_at":"2026-01-22 21:35:50.373","updated_at":"2026-01-22 21:35:50.373"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x/928x500/CORRECT_Strapi_banner_image_sizing_95_a8f999e27e.webp","format":"webp","transform":"928x500","created_at":"2026-01-22 21:35:51.775","updated_at":"2026-01-22 21:35:51.775"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x/352x220/CORRECT_Strapi_banner_image_sizing_95_a8f999e27e.webp","format":"webp","transform":"352x220","created_at":"2026-03-27 06:44:07.573","updated_at":"2026-03-27 06:44:07.573"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x/720x500/CORRECT_Strapi_banner_image_sizing_95_a8f999e27e.png","format":"png","transform":"720x500","created_at":"2026-04-29 11:49:38.284","updated_at":"2026-04-29 11:49:38.284"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x/928x500/CORRECT_Strapi_banner_image_sizing_95_a8f999e27e.png","format":"png","transform":"928x500","created_at":"2026-04-30 06:40:51.758","updated_at":"2026-04-30 06:40:51.758"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x/336x240/CORRECT_Strapi_banner_image_sizing_95_a8f999e27e.png","format":"png","transform":"336x240","created_at":"2026-06-08 16:19:17.240","updated_at":"2026-06-08 16:19:17.240"}],"src_cftle":"i/CORRECT_Strapi_banner_image_sizing_95_a8f999e27e.png","src_url":"i/CORRECT_Strapi_banner_image_sizing_95_a8f999e27e.png"}],"createdAt":"2023-09-14T15:53:52.237Z","updatedAt":"2026-07-23T14:33:57.597Z"},{"id":"64f9b46ad1f4b3ae2fde9908","title":"Understanding the Manchester Property Market","categories":"General","description":"<p class=\"MsoNormal\"><span style=\"mso-fareast-language: EN-GB;\">In an age of soundbites and sensationalism, the UK property market - particularly here in Manchester - often finds itself misconstrued by general narratives.&nbsp;</span></p>\n<p class=\"MsoNormal\"><span style=\"mso-fareast-language: EN-GB;\">While we cannot ignore the challenges of increasing mortgage rates and shifting buyer preferences, it is vital to appreciate the broader context to understand what's happening in the Manchester property landscape.</span></p>\n<p class=\"MsoNormal\">The UK housing market is currently at a crossroads, characterised by its lowest house price growth since 2012. High mortgage rates are making a significant dent in market activity, affecting everything from buyer demand to the volume of property sales.</p>\n<p class=\"MsoNormal\">Manchester properties are still selling but not at the rate or level they were in 2021. Therefore, correctly pricing your property for sale cannot be underestimated. Let me explain why, then the reasons behind the current state of play nationally, and finally, the exact story of what is happening now (and in the future) in Manchester.</p>\n<p class=\"MsoNormal\"><strong><span style=\"font-size: 14.0pt;\">The Importance of Correctly Setting an Asking Price for Your Manchester Home</span></strong></p>\n<p class=\"MsoNormal\">Putting your Manchester property on the market at too high an asking price can significantly deter potential buyers and limit the number of people who come to view it. Buyers often have a budget range in mind, and if your property is priced above comparable homes in the area, it's likely to be filtered out of search results and go unnoticed.</p>\n<p class=\"MsoNormal\">Even if the property gets some attention, the inflated price can send a message that you're not serious about selling or unwilling to negotiate. This can result in your property languishing on the market, which could necessitate future price reductions.</p>\n<p class=\"MsoNormal\">Over time, a stale listing may become stigmatised, leading buyers to suspect that something must be wrong with the property beyond its high price.</p>\n<p class=\"MsoNormal\">Thus, setting a realistic, market-aligned asking price is crucial for attracting a broad pool of qualified buyers and facilitating a quicker, more lucrative sale.</p>\n<p class=\"MsoNormal\"><strong><span style=\"font-size: 14.0pt;\">The Impact of High Mortgage Rates</span></strong></p>\n<p class=\"MsoNormal\">High mortgage rates are putting a strain on the housing market. The latest data shows a significant fall in demand from buyers &mdash; about a third less than the average during the same period over the last five years (2018-2022). While there is a greater number of homes available for sale now compared to the previous two years, fewer homes are selling.</p>\n<p class=\"MsoNormal\">Nationally, this year, the number of properties sold stc has been 750,113 (to the end of August). That same sales figure to the end of August 2022 was 903,799 (a 17% decrease), and to the end of August 2021, 1,020,439 (a 26.49% decrease). As you&rsquo;d expect, mortgage-backed sales are particularly hit hard, expected to be just over a quarter lower than last year. Cash sales are expected to be less affected, but the overall market activity remains sluggish.</p>\n<p class=\"MsoNormal\"><strong><span style=\"font-size: 14.0pt;\">Regional Disparities</span></strong></p>\n<p class=\"MsoNormal\">An interesting aspect of the current housing market is the distinct regional disparity. Looking at the &pound; per square foot of the sales agreed (not completed) of the August 2022 sales vs. August 2023:</p>\n<p class=\"MsoNormal\">East of England<span style=\"mso-tab-count: 2;\">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span>-4.85%</p>\n<p class=\"MsoNormal\">North East<span style=\"mso-tab-count: 3;\">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span>-3.71%</p>\n<p class=\"MsoNormal\">South East<span style=\"mso-tab-count: 3;\">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span>-2.99%</p>\n<p class=\"MsoNormal\">Wales<span style=\"mso-tab-count: 4;\">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span>-2.02%</p>\n<p class=\"MsoNormal\">East Midlands<span style=\"mso-tab-count: 3;\">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span>-1.72%</p>\n<p class=\"MsoNormal\">Yorkshire and The Humber<span style=\"mso-tab-count: 1;\">&nbsp;&nbsp;&nbsp;&nbsp; </span>-0.85%</p>\n<p class=\"MsoNormal\">West Midlands<span style=\"mso-tab-count: 2;\">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span>-0.62%</p>\n<p class=\"MsoNormal\">North West<span style=\"mso-tab-count: 3;\">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span>-0.54%</p>\n<p class=\"MsoNormal\">Outer London<span style=\"mso-tab-count: 3;\">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span>-0.44%</p>\n<p class=\"MsoNormal\">Inner London<span style=\"mso-tab-count: 3;\">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span>-0.13%</p>\n<p class=\"MsoNormal\">South West<span style=\"mso-tab-count: 3;\">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span>2.85%</p>\n<p class=\"MsoNormal\">Scotland<span style=\"mso-tab-count: 3;\">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span>3.88%</p>\n<p class=\"MsoNormal\"><strong><span style=\"font-size: 14.0pt;\">First-time Buyers and Affordability</span></strong></p>\n<p class=\"MsoNormal\">High mortgage rates are affecting first-time buyers disproportionately. In 2021/2, low mortgage rates made buying a Manchester home cheaper than renting, spurring a wave of first-time buyers. However, continuing with the regional theme, with current mortgage rates soaring above 5%, renting has now become cheaper on average than buying for a first-time buyer property in London, the South and parts of the Midlands, even despite high rental growth in recent years (although it is still cheaper to buy than rent in the North, Wales and Scotland).</p>\n<p class=\"MsoNormal\"><strong><span style=\"font-size: 14.0pt;\">The Role of Wage Growth</span></strong></p>\n<p class=\"MsoNormal\">Despite the bleak outlook, there is a silver lining. Faster wage growth is making housing more affordable. Average wage rises of 8.2% over the past year are helping to balance out the effect of 22.56% higher mortgage payments on first-time buyers' household incomes (up from 31.9% in Q2, 2022 to 39% in Q2, 2023). As a result, the gap between house prices and earnings is closing, and affordability is expected to improve by 10% over 2023.</p>\n<p class=\"MsoNormal\"><strong><span style=\"font-size: 14.0pt;\">The Curse of Overvaluing and How it Could Cost You Your Dream Home</span></strong></p>\n<p class=\"MsoNormal\">I hope I have proven to you why it is sensible to put your property on the market at a realistic asking price from day one and not be tempted to overcook the initial asking price. You only have one chance of a property being a new instruction (and all the excitement and focus that creates).</p>\n<p class=\"MsoNormal\">Overvaluing homes is becoming a concerning trend in Manchester, often led by estate agents more interested in listing as many properties as possible rather than making actual sales. Such overvaluation harms homeowners, tempting them with unrealistically high prices only to advise price reductions later. The problem is your dream home might have sold by then.</p>\n<p class=\"MsoNormal\">While listing your Manchester home at a price 10-20% higher than its actual value might seem tempting, this strategy often backfires. Research from Which shows that overpriced properties linger on the market and eventually sell for less than those priced correctly from the start.</p>\n<p class=\"MsoNormal\">Additionally, some estate agencies incentivise their staff to list properties rather than sell them, exacerbating the issue. As the Manchester property market stabilises, setting a realistic asking price is crucial for attracting serious buyers and achieving a timely sale.</p>\n<p class=\"MsoNormal\"><strong><span style=\"font-size: 14.0pt;\">The Future of the Manchester Housing Market</span></strong></p>\n<p class=\"MsoNormal\">The immediate future doesn&rsquo;t hold much promise for dramatic house price growth in Manchester, nor is it expected to fall dramatically (read my previous articles on this).</p>\n<p class=\"MsoNormal\">However, factors like an ageing population, more flexible work arrangements, a strong labour market, and high immigration rates could stir market activity in the next few years. Mortgage rates are also expected to fall below 5% later this year, although the impact may only be felt in the first half of 2024.</p>\n<p class=\"MsoNormal\">The UK housing market is navigating through turbulent waters with high mortgage rates and a severe slowdown in house price growth. However, the emerging trend of faster wage growth could be a game-changer, making housing more affordable in the long term.</p>\n<p class=\"MsoNormal\">Furthermore, anticipated drops in mortgage rates and sociodemographic changes are expected to drive market activity in the coming years. All eyes will be on how these multiple forces will shape the UK housing market in the foreseeable future.</p>\n<p class=\"MsoNormal\">Buyers and sellers can make more informed decisions by understanding these trends and potential future shifts. The market might be under strain now, and homeowners need to be realistic with their pricing; these indicators suggest we might be heading towards a more balanced and accessible market in the coming years.</p>","embed_video_url":null,"post_on":null,"tile_image":{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/i/CORRECT_Strapi_banner_image_sizing_85_92bb9f981a.png","alternativeText":""},"tags":null,"slug":"understanding-the-manchester-property-market","publish":true,"imagetransforms":{"tile_image_Transforms":"{\"i.prod/CORRECT_Strapi_banner_image_sizing_85_92bb9f981a.png\":{\"webp\":{\"352x220\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/352x220/CORRECT_Strapi_banner_image_sizing_85_92bb9f981a.webp\",\"720x380\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/720x380/CORRECT_Strapi_banner_image_sizing_85_92bb9f981a.webp\"},\"png\":{\"352x220\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/352x220/CORRECT_Strapi_banner_image_sizing_85_92bb9f981a.png\"}},\"i.dev/CORRECT_Strapi_banner_image_sizing_85_92bb9f981a.png\":{\"webp\":{\"352x220\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.dev/352x220/CORRECT_Strapi_banner_image_sizing_85_92bb9f981a.webp\"}}}","banner_image_Transforms":"{\"i.prod/CORRECT_Strapi_banner_image_sizing_85_92bb9f981a.png\":{\"webp\":{\"336x240\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/336x240/CORRECT_Strapi_banner_image_sizing_85_92bb9f981a.webp\",\"720x500\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/720x500/CORRECT_Strapi_banner_image_sizing_85_92bb9f981a.webp\",\"928x500\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/928x500/CORRECT_Strapi_banner_image_sizing_85_92bb9f981a.webp\"}}}"},"ggfx_results":[{"id":"670fb2e29e6e2acd76e5aa47","transforms":[{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/352x220/CORRECT_Strapi_banner_image_sizing_85_92bb9f981a.webp","format":"webp","transform":"352x220","inputParams":{"action":"transform","src":{"cftle":{"Key":"i.prod/CORRECT_Strapi_banner_image_sizing_85_92bb9f981a.png"}},"dest":{"cftle":{"Key":"x.prod/352x220/CORRECT_Strapi_banner_image_sizing_85_92bb9f981a.webp"},"format":{"isFormatChanged":true,"format":"webp","content-type":"image/webp"},"transform":"352x220","resize":{"width":352,"height":220,"position":"x","fit":null},"brightness":null,"sharpness":null,"quality":null,"watermark":false,"resizeText":"352x220"},"additionalParams":{"contentType":"blog","id":"64f9b46ad1f4b3ae2fde9908","field":"tile_image","force":null}},"created_at":"2024-10-14 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17:28:10.688"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x/928x500/CORRECT_Strapi_banner_image_sizing_85_92bb9f981a.webp","format":"webp","transform":"928x500","created_at":"2026-04-02 03:46:26.243","updated_at":"2026-04-02 03:46:26.243"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x/720x500/CORRECT_Strapi_banner_image_sizing_85_92bb9f981a.webp","format":"webp","transform":"720x500","created_at":"2026-04-04 16:19:04.588","updated_at":"2026-04-04 16:19:04.588"}],"src_cftle":"i/CORRECT_Strapi_banner_image_sizing_85_92bb9f981a.png","src_url":"i/CORRECT_Strapi_banner_image_sizing_85_92bb9f981a.png"}],"createdAt":"2023-09-07T11:30:50.864Z","updatedAt":"2026-07-23T14:34:01.555Z"},{"id":"64f986bbd1f4b3ae2fde9747","title":"Manchester Landlords Provide Over 48,000 Homes Since 1980 but what are the challenges surrounding Buy-To-Let properties?","categories":"Lettings","description":"<p class=\"MsoNormal\">As Manchester continues to grapple with housing challenges, collaborative efforts between policymakers in local and central Government, developers, Manchester landlords, and tenants are essential to creating a housing landscape that is fair and accessible to all.</p>\n<p class=\"MsoNormal\">And, while landlords in the private rental sector (PRS) have received increasing levels of criticism in recent years, evidence shows that the housing market would be a whole lot worse without them.</p>\n<p class=\"MsoNormal\">In fact, buy-to-let landlords have provided 48,157 homes to residents of Manchester since the early 1980s. If Manchester Council was to build the same number of additional properties, it would cost their entire budget for the next 8 to 10 years &ndash; &pound;6.115m &ndash; assuming the building would take place on pre-owned land.</p>\n<p class=\"MsoNormal\">Despite this huge positive, though, questions remain surrounding the ethicality of the PRS and the treatment of tenants. Let&rsquo;s start at the beginning.</p>\n<h2 class=\"MsoNormal\">What caused the current housing crisis?</h2>\n<p class=\"MsoNormal\">To comprehend Manchester&rsquo;s current housing challenges, we must trace the key events that shaped its housing market. The mass construction of council housing during the 1950s and 60s, followed by the selloff of many council houses in the 1980s and the 1990s&rsquo; interest rates of up to 15% are blamed by many for altering market dynamics forever.</p>\n<p class=\"MsoNormal\">Another catalyst was risky lending practices in the UK and USA in the early 2000s. UK banks started introducing 100% mortgages and even riskier lending practices, built on the back of &lsquo;derivative swaps&rsquo; between all the world's banks (they would sell the debts (i.e., mortgages) between each other to make money).</p>\n<p class=\"MsoNormal\">When the money markets then started getting cold feet in 2007 because the banks didn&rsquo;t know if their derivatives had a small or large number of high-risk sub-prime mortgages, the banks went into self-preservation mode and stopped lending to each other.</p>\n<p class=\"MsoNormal\">This then had a ripple effect on the UK's housing market; banks in the UK had much smaller funds to lend out, so they stopped lending to high-risk UK borrowers (i.e., 95% first-time buyers), whilst at the same time they increased lending to lower-risk landlords with buy-to-let mortgages with a 25% deposit and a stable income. In essence, more power was given to those who were financially secure.</p>\n<h2 class=\"MsoNormal\">Millennials and the Buy-to-Let Controversy</h2>\n<p class=\"MsoNormal\">Fast-forward to today, and the millennial generation &ndash; born between the mid-1980s and late 1990s &ndash; has been particularly affected by the continued surge of their predecessors&rsquo; buy-to-let investments.</p>\n<p class=\"MsoNormal\">Decades of inflation and all-round cost of living rises have left thousands of tenants across the country, not just Manchester, struggling to save any of their monthly income towards deposits for their own property. Something that older landlords have been criticised for not understanding.</p>\n<p class=\"MsoNormal\">The Baby Boomer Generation, who make up the vast majority of UK landlords, experienced unparalleled economic growth and prosperity during the 1970s and 1980s, benefiting from improved education, government subsidies, changing property prices, and technological advancements.</p>\n<p class=\"MsoNormal\">Critics argue that this success has led to a generational economic imbalance, leaving the generations that followed struggling with soaring rents and burdensome mortgage rates, and in a position that &lsquo;Baby Boomers&rsquo; never were.</p>\n<p class=\"MsoNormal\">Fact of the matter is, though, that the same economic changes that are hitting wannabe first-time homeowners hard also apply to landlords, with costs of maintaining and repairing properties increasing alongside the government legislation for all properties to meet certain standards. Unless inflation and the cost of living is brought under control, rental prices will continue to rise.</p>\n<h3 class=\"MsoNormal\">All this conjures up many questions such as:</h3>\n<ul>\n<li class=\"MsoNormal\">Is the buy-to-let practice immoral or in fact necessary?</li>\n<li class=\"MsoNormal\">Should, as recently voiced, landlords be restricted to one rental property each?</li>\n<li class=\"MsoNormal\">What would our housing landscape be like without rented accommodation?</li>\n<li class=\"MsoNormal\">Of the 69,403 Manchester households that are in private rented accommodation, how many of those have little or no option other than to rent, so where would they be if there was no private rented sector?</li>\n</ul>\n<h2 class=\"MsoNormal\">What can be done to improve the market?</h2>\n<p class=\"MsoNormal\">It&rsquo;s clear to me that we need to find<span style=\"mso-spacerun: yes;\"> a&nbsp;</span>middle ground between suitable income for landlords and rental prices for tenants. Tenant power has slowly risen in recent years, with more and more being done to prevent unfair unexplained evictions from landlords looking to make a higher profit, as well as unfound restriction of pet ownership in RPS properties.</p>\n<p class=\"MsoNormal\">The proposed Rental Reform Bill would hand more power to tenants, and the government have already stated at all RPS properties must meet an EPC rating of C or above from 2028. If these areas continue to addressed, tenant satisfaction will start to increase and pressure on landlords may subdue somewhat, although it will likely never go away completely.</p>\n<p class=\"MsoNormal\">In response to the growing housing demand, property investors have stepped up, acquiring run-down properties and repurposing them into habitable homes. This has provided a partial solution to the shortage of available housing, particularly for those who rely on rental properties provided by landlords and property developers.</p>\n<p class=\"MsoNormal\">There has also been an uptake in property developments across Manchester, most prominently energy-efficient new-build homes designed to provide owners with a sleek, modern living while simultaneously reducing monthly utility bills as much as possible.</p>\n<p class=\"MsoNormal\">The bottom line is that, as the population of Manchester grows, there needs to be more properties being built for everyone to have a decent roof over their head. Finally, Manchester tenants should expect a more regulated rental market (which they have achieved over the last few years), with greater security for tenants, where they can rely on good decent Manchester landlords providing high standards for their safe and modernised home.</p>\n<h2 class=\"MsoNormal\">Final Thoughts</h2>\n<p class=\"MsoNormal\">Manchester's housing market has undergone substantial changes over the years, with the rise of private renting and the proliferation of buy-to-let investments playing a pivotal role. The generational economic imbalance and ethical concerns associated with the Manchester buy-to-let market have sparked passionate debates about the responsibility of different generations and the moral implications of housing as an investment.</p>\n<p class=\"MsoNormal\">To alleviate Manchester&rsquo;s housing crisis, a multifaceted approach is necessary. Fairer regulations for Manchester landlords, enhanced tenant protections, and incentivising property development could contribute to a more balanced housing market. Exploring innovative models from European countries, where renting is more prevalent, could provide insights into creating a system that ensures decent and affordable housing.</p>\n<p class=\"MsoNormal\">&nbsp;</p>\n<p class=\"MsoNormal\">These are my thoughts - tell me yours!</p>","embed_video_url":null,"post_on":null,"tile_image":{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/i/CORRECT_Strapi_banner_image_sizing_82_7017dba849.png","alternativeText":""},"tags":"Lettings","slug":"manchester-landlords-provide-over-48000-homes-since-1980-but-what-are-the-challenges-surrounding-buy-to-let-properties","publish":true,"imagetransforms":{"tile_image_Transforms":"{\"i.prod/CORRECT_Strapi_banner_image_sizing_82_7017dba849.png\":{\"webp\":{\"352x220\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/352x220/CORRECT_Strapi_banner_image_sizing_82_7017dba849.webp\",\"720x380\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/720x380/CORRECT_Strapi_banner_image_sizing_82_7017dba849.webp\"},\"png\":{\"352x220\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/352x220/CORRECT_Strapi_banner_image_sizing_82_7017dba849.png\",\"720x380\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/720x380/CORRECT_Strapi_banner_image_sizing_82_7017dba849.png\"}},\"i.dev/CORRECT_Strapi_banner_image_sizing_82_7017dba849.png\":{\"webp\":{\"352x220\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.dev/352x220/CORRECT_Strapi_banner_image_sizing_82_7017dba849.webp\"}}}","banner_image_Transforms":"{\"i.prod/CORRECT_Strapi_banner_image_sizing_82_7017dba849.png\":{\"webp\":{\"336x240\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/336x240/CORRECT_Strapi_banner_image_sizing_82_7017dba849.webp\",\"720x500\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/720x500/CORRECT_Strapi_banner_image_sizing_82_7017dba849.webp\",\"928x500\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/928x500/CORRECT_Strapi_banner_image_sizing_82_7017dba849.webp\"}}}"},"ggfx_results":[{"id":"670fb2e29e6e2acd76e5aa48","transforms":[{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/352x220/CORRECT_Strapi_banner_image_sizing_82_7017dba849.webp","format":"webp","transform":"352x220","inputParams":{"action":"transform","src":{"cftle":{"Key":"i.prod/CORRECT_Strapi_banner_image_sizing_82_7017dba849.png"}},"dest":{"cftle":{"Key":"x.prod/352x220/CORRECT_Strapi_banner_image_sizing_82_7017dba849.webp"},"format":{"isFormatChanged":true,"format":"webp","content-type":"image/webp"},"transform":"352x220","resize":{"width":352,"height":220,"position":"x","fit":null},"brightness":null,"sharpness":null,"quality":null,"watermark":false,"resizeText":"352x220"},"additionalParams":{"contentType":"blog","id":"64f986bbd1f4b3ae2fde9747","field":"tile_image","force":null}},"created_at":"2024-10-14 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01:12:18.267"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x/336x240/CORRECT_Strapi_banner_image_sizing_82_7017dba849.png","format":"png","transform":"336x240","created_at":"2026-06-05 11:12:44.666","updated_at":"2026-06-05 11:12:44.666"}],"src_cftle":"i/CORRECT_Strapi_banner_image_sizing_82_7017dba849.png","src_url":"i/CORRECT_Strapi_banner_image_sizing_82_7017dba849.png"}],"createdAt":"2023-09-07T08:15:55.993Z","updatedAt":"2026-07-23T14:33:59.591Z"},{"id":"64e7369bd1f4b3ae2fde8989","title":"Lomond Quarterly Insights Highlight: Manchester Property Market","categories":"General","description":"<div class=\"OutlineElement Ltr SCXW220501845 BCX0\">\n<h2 class=\"Paragraph SCXW220501845 BCX0\"><span class=\"TextRun SCXW220501845 BCX0\" lang=\"EN-GB\" xml:lang=\"EN-GB\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW220501845 BCX0\">A Snapshot of Affordability and Growth</span></span></h2>\n</div>\n<div class=\"OutlineElement Ltr SCXW220501845 BCX0\">\n<p class=\"Paragraph SCXW220501845 BCX0\"><span class=\"TextRun SCXW220501845 BCX0\" lang=\"EN-GB\" xml:lang=\"EN-GB\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW220501845 BCX0\">Average rents for apartments in the city and houses in the outer areas of Manchester have </span><span class=\"NormalTextRun SCXW220501845 BCX0\">witnessed</span><span class=\"NormalTextRun SCXW220501845 BCX0\"> a substantial increase over the last five years</span><span class=\"NormalTextRun SCXW220501845 BCX0\">.&nbsp; </span><span class=\"NormalTextRun SCXW220501845 BCX0\">This surge comes after a period of unsustainable growth that had seen prices soaring. However, now is still an opportune time to buy, as prices are projected to rise in the long term.</span></span><span class=\"EOP SCXW220501845 BCX0\" data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">&nbsp;</span></p>\n</div>\n<div class=\"OutlineElement Ltr SCXW220501845 BCX0\">\n<p class=\"Paragraph SCXW220501845 BCX0\"><span class=\"TextRun SCXW220501845 BCX0\" lang=\"EN-GB\" xml:lang=\"EN-GB\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW220501845 BCX0\">Affordability </span><span class=\"NormalTextRun SCXW220501845 BCX0\">remains</span><span class=\"NormalTextRun SCXW220501845 BCX0\"> a key concern for renters in Manchester. Currently, tenants in the city spend an average of 25% of their income on rent, as highlighted by </span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW220501845 BCX0\">Dataloft</span><span class=\"NormalTextRun SCXW220501845 BCX0\"> Rental Market Analytics for March to May 2023. Fortunately, with a renter affordability threshold of 30%, renters are within their affordability limits.</span></span><span class=\"EOP SCXW220501845 BCX0\" data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">&nbsp;</span></p>\n</div>\n<div class=\"OutlineElement Ltr SCXW220501845 BCX0\">\n<p class=\"Paragraph SCXW220501845 BCX0\"><span class=\"TextRun SCXW220501845 BCX0\" lang=\"EN-GB\" xml:lang=\"EN-GB\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW220501845 BCX0\">Furthermore, post-Covid, there has been a noticeable shift back to city-</span><span class=\"NormalTextRun SCXW220501845 BCX0\">centre</span><span class=\"NormalTextRun SCXW220501845 BCX0\"> living, leading to high demand in the rental market. Properties in Manchester are often let within a week, and tenants are staying longer and renewing their leases more </span><span class=\"NormalTextRun SCXW220501845 BCX0\">frequently</span><span class=\"NormalTextRun SCXW220501845 BCX0\">.</span></span><span class=\"EOP SCXW220501845 BCX0\" data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">&nbsp;</span></p>\n</div>\n<div class=\"OutlineElement Ltr SCXW220501845 BCX0\">\n<h2 class=\"Paragraph SCXW220501845 BCX0\"><span class=\"TextRun SCXW220501845 BCX0\" lang=\"EN-GB\" xml:lang=\"EN-GB\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW220501845 BCX0\">Long-Term Investment in Manchester: Opportunities and Considerations</span></span><span class=\"TextRun SCXW220501845 BCX0\" lang=\"EN-GB\" xml:lang=\"EN-GB\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW220501845 BCX0\">&nbsp;</span></span><span class=\"EOP SCXW220501845 BCX0\" data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">&nbsp;</span></h2>\n</div>\n<div class=\"OutlineElement Ltr SCXW220501845 BCX0\">\n<p class=\"Paragraph SCXW220501845 BCX0\"><span class=\"TextRun SCXW220501845 BCX0\" lang=\"EN-GB\" xml:lang=\"EN-GB\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW220501845 BCX0\">Amidst mortgage volatility and increasing legislation, the buy-to-let landscape in Manchester is evolving. Whilst smaller landlords with one or two properties are selling up due to concerns about rising costs and regulations, many landlords view the current market as an opportunity.</span></span></p>\n</div>\n<div class=\"OutlineElement Ltr SCXW220501845 BCX0\">\n<p class=\"Paragraph SCXW220501845 BCX0\"><span class=\"TextRun SCXW220501845 BCX0\" lang=\"EN-GB\" xml:lang=\"EN-GB\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW220501845 BCX0\">With Manchester's </span><span class=\"NormalTextRun SCXW220501845 BCX0\">high levels</span><span class=\"NormalTextRun SCXW220501845 BCX0\"> of employment and ongoing investment, houses continue to be the preferred choice for medium to long-term investment. Good yields, supported by a strong rental market, make properties in Manchester an attractive prospect for professional landlords. However, it is crucial for landlords to seek sound advice to navigate the changing environment and maximise their investment potential.</span></span><span class=\"EOP SCXW220501845 BCX0\" data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">&nbsp;</span></p>\n</div>\n<div class=\"OutlineElement Ltr SCXW220501845 BCX0\">\n<h2 class=\"Paragraph SCXW220501845 BCX0\"><span class=\"TextRun SCXW220501845 BCX0\" lang=\"EN-GB\" xml:lang=\"EN-GB\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW220501845 BCX0\">The Manchester Sales Market: Steadiness Despite Recent Turbulence</span></span></h2>\n</div>\n<div class=\"OutlineElement Ltr SCXW220501845 BCX0\">\n<p class=\"Paragraph SCXW220501845 BCX0\"><span class=\"TextRun SCXW220501845 BCX0\" lang=\"EN-GB\" xml:lang=\"EN-GB\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW220501845 BCX0\">In the sales market, Manchester </span><span class=\"NormalTextRun SCXW220501845 BCX0\">maintains</span><span class=\"NormalTextRun SCXW220501845 BCX0\"> steady activity across all price points, resilient in the face of recent turbulence. The city's high employment rates and ongoing investment contribute to the market's stability. Suburban properties in the &pound;300k to &pound;400k range and apartments in the city </span><span class=\"NormalTextRun SCXW220501845 BCX0\">centre</span><span class=\"NormalTextRun SCXW220501845 BCX0\"> remain particularly sought after.</span></span><span class=\"EOP SCXW220501845 BCX0\" data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">&nbsp;</span></p>\n</div>\n<div class=\"OutlineElement Ltr SCXW220501845 BCX0\">\n<p class=\"Paragraph SCXW220501845 BCX0\"><span class=\"TextRun SCXW220501845 BCX0\" lang=\"EN-GB\" xml:lang=\"EN-GB\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW220501845 BCX0\">Well-insulated and energy-efficient properties are increasingly in demand, reflecting rising costs and shifting consumer preferences. High-quality properties, priced correctly, continue to garner multiple </span><span class=\"NormalTextRun SCXW220501845 BCX0\">viewings</span><span class=\"NormalTextRun SCXW220501845 BCX0\"> and receive offers above the asking price.</span></span><span class=\"EOP SCXW220501845 BCX0\" data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">&nbsp;</span></p>\n</div>\n<div class=\"OutlineElement Ltr SCXW220501845 BCX0\">\n<p class=\"Paragraph SCXW220501845 BCX0\"><span class=\"TextRun SCXW220501845 BCX0\" lang=\"EN-GB\" xml:lang=\"EN-GB\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW220501845 BCX0\">While buyers display diligence and discretion </span><span class=\"NormalTextRun SCXW220501845 BCX0\">regarding</span><span class=\"NormalTextRun SCXW220501845 BCX0\"> price points, vendors should adopt a realistic approach. Approximately two out of three properties are being agreed upon at or above the asking price. However, staying grounded and attuned to market dynamics is crucial for a successful sale.</span></span><span class=\"EOP SCXW220501845 BCX0\" data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">&nbsp;</span></p>\n</div>\n<div class=\"OutlineElement Ltr SCXW220501845 BCX0\">\n<p class=\"Paragraph SCXW220501845 BCX0\"><span class=\"TextRun SCXW220501845 BCX0\" lang=\"EN-GB\" xml:lang=\"EN-GB\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW220501845 BCX0\">Find out more about the UK-wide property market in </span><span class=\"NormalTextRun SCXW220501845 BCX0\">our</span><span class=\"NormalTextRun SCXW220501845 BCX0\"> Lomond Quarterly Insights <a href=\"https://www.lomond.group/about-lomond-group/latest-property-news/lomond-quarterly-insights-q2-2023/\">here</a>.</span></span></p>\n</div>","embed_video_url":null,"post_on":null,"tile_image":{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/i/CORRECT_Strapi_banner_sizing_55_1_e5dee0886c.png","alternativeText":""},"tags":null,"slug":"lomond-quarterly-insights-highlight-manchester-property-market","publish":true,"imagetransforms":{"tile_image_Transforms":"{\"i.prod/CORRECT_Strapi_banner_sizing_55_1_e5dee0886c.png\":{\"webp\":{\"352x220\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/352x220/CORRECT_Strapi_banner_sizing_55_1_e5dee0886c.webp\",\"720x380\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/720x380/CORRECT_Strapi_banner_sizing_55_1_e5dee0886c.webp\"},\"png\":{\"352x220\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/352x220/CORRECT_Strapi_banner_sizing_55_1_e5dee0886c.png\",\"720x380\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/720x380/CORRECT_Strapi_banner_sizing_55_1_e5dee0886c.png\"}},\"i.dev/CORRECT_Strapi_banner_sizing_55_1_e5dee0886c.png\":{\"webp\":{\"352x220\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.dev/352x220/CORRECT_Strapi_banner_sizing_55_1_e5dee0886c.webp\"}}}","banner_image_Transforms":"{\"i.prod/CORRECT_Strapi_banner_sizing_55_1_e5dee0886c.png\":{\"webp\":{\"336x240\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/336x240/CORRECT_Strapi_banner_sizing_55_1_e5dee0886c.webp\",\"720x500\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/720x500/CORRECT_Strapi_banner_sizing_55_1_e5dee0886c.webp\",\"928x500\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/928x500/CORRECT_Strapi_banner_sizing_55_1_e5dee0886c.webp\"},\"png\":{\"336x240\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/336x240/CORRECT_Strapi_banner_sizing_55_1_e5dee0886c.png\",\"720x500\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/720x500/CORRECT_Strapi_banner_sizing_55_1_e5dee0886c.png\",\"928x500\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/928x500/CORRECT_Strapi_banner_sizing_55_1_e5dee0886c.png\"}}}"},"ggfx_results":[{"id":"670fb2e29e6e2acd76e5aa49","transforms":[{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/352x220/CORRECT_Strapi_banner_sizing_55_1_e5dee0886c.webp","format":"webp","transform":"352x220","inputParams":{"action":"transform","src":{"cftle":{"Key":"i.prod/CORRECT_Strapi_banner_sizing_55_1_e5dee0886c.png"}},"dest":{"cftle":{"Key":"x.prod/352x220/CORRECT_Strapi_banner_sizing_55_1_e5dee0886c.webp"},"format":{"isFormatChanged":true,"format":"webp","content-type":"image/webp"},"transform":"352x220","resize":{"width":352,"height":220,"position":"x","fit":null},"brightness":null,"sharpness":null,"quality":null,"watermark":false,"resizeText":"352x220"},"additionalParams":{"contentType":"blog","id":"64e7369bd1f4b3ae2fde8989","field":"tile_image","force":null}},"created_at":"2024-10-14 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couple of years ago.</span></span><span class=\"EOP SCXW117005377 BCX9\" data-ccp-props=\"{}\">&nbsp;</span></p>\n</div>\n<div class=\"OutlineElement Ltr SCXW117005377 BCX9\">\n<p class=\"Paragraph SCXW117005377 BCX9\"><span class=\"TextRun SCXW117005377 BCX9\" lang=\"EN-GB\" xml:lang=\"EN-GB\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW117005377 BCX9\">I stated</span><span class=\"NormalTextRun SCXW117005377 BCX9\"> that</span><span class=\"NormalTextRun SCXW117005377 BCX9\"> this was the case, and it </span><span class=\"NormalTextRun SCXW117005377 BCX9\">wasn't</span><span class=\"NormalTextRun SCXW117005377 BCX9\"> all down to the recent rental growth &ndash; it was the growth of the upmarket 'accidental landlord'.</span></span></p>\n</div>\n<div class=\"OutlineElement Ltr SCXW117005377 BCX9\">\n<p class=\"Paragraph SCXW117005377 BCX9\"><span class=\"TextRun SCXW117005377 BCX9\" lang=\"EN-GB\" xml:lang=\"EN-GB\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW117005377 BCX9\">With the housing market returning to standardised trading conditions with normalised levels of demand, and predictions of a further correction in house prices, I am starting to see the return of the &lsquo;accidental landlord</span><span class=\"NormalTextRun SCXW117005377 BCX9\">&rsquo;,</span><span class=\"NormalTextRun SCXW117005377 BCX9\"> but in a </span><span class=\"NormalTextRun SCXW117005377 BCX9\">somewhat different</span><span class=\"NormalTextRun SCXW117005377 BCX9\"> form to what they were in 2008/9.</span></span><span class=\"EOP SCXW117005377 BCX9\" data-ccp-props=\"{}\">&nbsp;</span></p>\n</div>\n<div class=\"OutlineElement Ltr SCXW117005377 BCX9\">\n<p class=\"Paragraph SCXW117005377 BCX9\"><span class=\"TextRun SCXW117005377 BCX9\" lang=\"EN-GB\" xml:lang=\"EN-GB\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW117005377 BCX9\">An </span><span class=\"NormalTextRun SCXW117005377 BCX9\">&lsquo;</span><span class=\"NormalTextRun SCXW117005377 BCX9\">accidental landlord</span><span class=\"NormalTextRun SCXW117005377 BCX9\">&rsquo;</span><span class=\"NormalTextRun SCXW117005377 BCX9\"> becomes a landlord unexpectedly or uninte</span><span class=\"NormalTextRun SCXW117005377 BCX9\">ntionally. This often occurs when homeowners</span><span class=\"NormalTextRun SCXW117005377 BCX9\"> decide to</span><span class=\"NormalTextRun SCXW117005377 BCX9\"> rent out their property instead of selling it due to </span><span class=\"NormalTextRun SCXW117005377 BCX9\">a </span><span class=\"NormalTextRun SCXW117005377 BCX9\">change</span> <span class=\"NormalTextRun SCXW117005377 BCX9\">in </span><span class=\"NormalTextRun SCXW117005377 BCX9\">personal circumstances, </span><span class=\"NormalTextRun SCXW117005377 BCX9\">a stabilised property market after a boom period, </span><span class=\"NormalTextRun SCXW117005377 BCX9\">or other unforeseen reasons</span><span class=\"NormalTextRun SCXW117005377 BCX9\">.</span></span><span class=\"EOP SCXW117005377 BCX9\" data-ccp-props=\"{}\">&nbsp;</span></p>\n</div>\n<div class=\"OutlineElement Ltr SCXW117005377 BCX9\">\n<p class=\"Paragraph SCXW117005377 BCX9\"><span class=\"TextRun SCXW117005377 BCX9\" lang=\"EN-GB\" xml:lang=\"EN-GB\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW117005377 BCX9\">While the sales market </span><span class=\"NormalTextRun SCXW117005377 BCX9\">has experienced a p</span><span class=\"NormalTextRun SCXW117005377 BCX9\">eriod of strength in recent years, activity has started to slow down</span><span class=\"NormalTextRun SCXW117005377 BCX9\"> from the levels seen in 2021/</span><span class=\"NormalTextRun SCXW117005377 BCX9\">2</span><span class=\"NormalTextRun SCXW117005377 BCX9\">2</span><span class=\"NormalTextRun SCXW117005377 BCX9\">. In </span><span class=\"NormalTextRun SCXW117005377 BCX9\">contrast</span><span class=\"NormalTextRun SCXW117005377 BCX9\">, there has been </span><span class=\"NormalTextRun SCXW117005377 BCX9\">soaring demand </span><span class=\"NormalTextRun SCXW117005377 BCX9\">for </span><span class=\"NormalTextRun SCXW117005377 BCX9\">rental properties</span><span class=\"NormalTextRun SCXW117005377 BCX9\">.&nbsp;</span></span><span class=\"EOP SCXW117005377 BCX9\" data-ccp-props=\"{}\">&nbsp;</span></p>\n</div>\n<div class=\"OutlineElement Ltr SCXW117005377 BCX9\">\n<p class=\"Paragraph SCXW117005377 BCX9\"><span class=\"TextRun SCXW117005377 BCX9\" lang=\"EN-GB\" xml:lang=\"EN-GB\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW117005377 BCX9\">Some</span> <span class=\"NormalTextRun SCXW117005377 BCX9\">homeowners, f</span><span class=\"NormalTextRun SCXW117005377 BCX9\">earing not achieving the</span><span class=\"NormalTextRun SCXW117005377 BCX9\">ir</span><span class=\"NormalTextRun SCXW117005377 BCX9\"> desired selling price, </span><span class=\"NormalTextRun SCXW117005377 BCX9\">might</span><span class=\"NormalTextRun SCXW117005377 BCX9\"> opt to </span><span class=\"NormalTextRun SCXW117005377 BCX9\">keep</span><span class=\"NormalTextRun SCXW117005377 BCX9\"> ownership of their properties and instead rent them out until market conditions improve.&nbsp;</span></span><span class=\"EOP SCXW117005377 BCX9\" data-ccp-props=\"{}\">&nbsp;</span></p>\n</div>\n<div class=\"OutlineElement Ltr SCXW117005377 BCX9\">\n<h2 class=\"Paragraph SCXW117005377 BCX9\"><span class=\"TextRun SCXW117005377 BCX9\" lang=\"EN-GB\" xml:lang=\"EN-GB\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW117005377 BCX9\">Back in 2008/</span><span class=\"NormalTextRun SCXW117005377 BCX9\">0</span><span class=\"NormalTextRun SCXW117005377 BCX9\">9, t</span><span class=\"NormalTextRun SCXW117005377 BCX9\">his trend </span><span class=\"NormalTextRun SCXW117005377 BCX9\">was</span><span class=\"NormalTextRun SCXW117005377 BCX9\"> particularly </span><span class=\"NormalTextRun SCXW117005377 BCX9\">clear</span><span class=\"NormalTextRun SCXW117005377 BCX9\"> in the</span></span> <span class=\"TextRun SCXW117005377 BCX9\" lang=\"EN-GB\" xml:lang=\"EN-GB\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW117005377 BCX9\">middle market</span><span class=\"NormalTextRun SCXW117005377 BCX9\"> segment</span></span></h2>\n</div>\n<div class=\"OutlineElement Ltr SCXW117005377 BCX9\">\n<p class=\"Paragraph SCXW117005377 BCX9\"><span class=\"TextRun SCXW117005377 BCX9\" lang=\"EN-GB\" xml:lang=\"EN-GB\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW117005377 BCX9\">However, in 2023,&nbsp;</span><span class=\"NormalTextRun SCXW117005377 BCX9\">many</span><span class=\"NormalTextRun SCXW117005377 BCX9\"> property comme</span><span class=\"NormalTextRun SCXW117005377 BCX9\">ntators are suggesting if accidental landlords do start to </span><span class=\"NormalTextRun SCXW117005377 BCX9\">appear</span><span class=\"NormalTextRun SCXW117005377 BCX9\">, it will be in the upper quartile property segment </span></span><span class=\"TextRun SCXW117005377 BCX9\" lang=\"EN-GB\" xml:lang=\"EN-GB\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW117005377 BCX9\">(</span><span class=\"NormalTextRun SCXW117005377 BCX9\">i.e.,</span><span class=\"NormalTextRun SCXW117005377 BCX9\"> the top 25% of properties by value), </span></span><span class=\"TextRun SCXW117005377 BCX9\" lang=\"EN-GB\" xml:lang=\"EN-GB\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW117005377 BCX9\">where </span><span class=\"NormalTextRun SCXW117005377 BCX9\">many </span><span class=\"NormalTextRun SCXW117005377 BCX9\">homeowners </span><span class=\"NormalTextRun SCXW117005377 BCX9\">bought in the post Lockdown race for space of 2021/2.&nbsp;</span></span><span class=\"EOP SCXW117005377 BCX9\" data-ccp-props=\"{}\">&nbsp;</span></p>\n</div>\n<div class=\"OutlineElement Ltr SCXW117005377 BCX9\">\n<p class=\"Paragraph SCXW117005377 BCX9\"><span class=\"TextRun SCXW117005377 BCX9\" lang=\"EN-GB\" xml:lang=\"EN-GB\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW117005377 BCX9\">Many</span><span class=\"NormalTextRun SCXW117005377 BCX9\"> of these </span><span class=\"NormalTextRun SCXW117005377 BCX9\">could</span><span class=\"NormalTextRun SCXW117005377 BCX9\"> afford to be patient in pursuit of </span><span class=\"NormalTextRun SCXW117005377 BCX9\">best-selling</span><span class=\"NormalTextRun SCXW117005377 BCX9\"> conditions</span><span class=\"NormalTextRun SCXW117005377 BCX9\">, to maximise the sale price of their property</span><span class=\"NormalTextRun SCXW117005377 BCX9\">. The rise of accidental landlords</span> <span class=\"NormalTextRun SCXW117005377 BCX9\">can be attributed to </span><span class=\"NormalTextRun SCXW117005377 BCX9\">numerous</span><span class=\"NormalTextRun SCXW117005377 BCX9\"> factors</span><span class=\"NormalTextRun SCXW117005377 BCX9\">, such as limited property appreciation, increasing mortgage costs, and robust demand for </span><span class=\"NormalTextRun SCXW117005377 BCX9\">rentals, making renti</span><span class=\"NormalTextRun SCXW117005377 BCX9\">ng out properties an attractive alternative.</span></span><span class=\"EOP SCXW117005377 BCX9\" data-ccp-props=\"{}\">&nbsp;</span></p>\n</div>\n<div class=\"OutlineElement Ltr SCXW117005377 BCX9\">\n<h2 class=\"Paragraph SCXW117005377 BCX9\"><span class=\"TextRun SCXW117005377 BCX9\" lang=\"EN-GB\" xml:lang=\"EN-GB\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW117005377 BCX9\">Accidental landlords are </span><span class=\"NormalTextRun SCXW117005377 BCX9\">also </span><span class=\"NormalTextRun SCXW117005377 BCX9\">created through </span><span class=\"NormalTextRun SCXW117005377 BCX9\">other</span> <span class=\"NormalTextRun SCXW117005377 BCX9\">diverse circumstances</span></span></h2>\n</div>\n<div class=\"OutlineElement Ltr SCXW117005377 BCX9\">\n<p class=\"Paragraph SCXW117005377 BCX9\"><span class=\"TextRun SCXW117005377 BCX9\" lang=\"EN-GB\" xml:lang=\"EN-GB\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW117005377 BCX9\">Irrespective of what is happening in the economy and </span><span class=\"NormalTextRun SCXW117005377 BCX9\">the </span><span class=\"NormalTextRun SCXW117005377 BCX9\">property market, births, </span><span class=\"NormalTextRun SCXW117005377 BCX9\">deaths</span><span class=\"NormalTextRun SCXW117005377 BCX9\"> and marriages continue. There will always be </span><span class=\"NormalTextRun SCXW117005377 BCX9\">s</span><span class=\"NormalTextRun SCXW117005377 BCX9\">ome</span> <span class=\"NormalTextRun SCXW117005377 BCX9\">new </span><span class=\"NormalTextRun SCXW117005377 BCX9\">couples </span><span class=\"NormalTextRun SCXW117005377 BCX9\">who </span><span class=\"NormalTextRun SCXW117005377 BCX9\">decide to rent out </span><span class=\"NormalTextRun SCXW117005377 BCX9\">one of </span><span class=\"NormalTextRun SCXW117005377 BCX9\">their propert</span><span class=\"NormalTextRun SCXW117005377 BCX9\">ies</span><span class=\"NormalTextRun SCXW117005377 BCX9\"> after moving into a shared home, while others inherit properties through the passing of parents or grandparents.&nbsp;</span></span><span class=\"EOP SCXW117005377 BCX9\" data-ccp-props=\"{}\">&nbsp;</span></p>\n</div>\n<div class=\"OutlineElement Ltr SCXW117005377 BCX9\">\n<p class=\"Paragraph SCXW117005377 BCX9\"><span class=\"TextRun SCXW117005377 BCX9\" lang=\"EN-GB\" xml:lang=\"EN-GB\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW117005377 BCX9\">The current average tenancy length of </span><span class=\"NormalTextRun SCXW117005377 BCX9\">51 </span><span class=\"NormalTextRun SCXW117005377 BCX9\">months provides these new landlords with </span><span class=\"NormalTextRun SCXW117005377 BCX9\">just over</span> <span class=\"NormalTextRun SCXW117005377 BCX9\">four</span><span class=\"NormalTextRun SCXW117005377 BCX9\"> years to allow </span><span class=\"NormalTextRun SCXW117005377 BCX9\">property values to recover before </span><span class=\"NormalTextRun SCXW117005377 BCX9\">re-evaluating</span><span class=\"NormalTextRun SCXW117005377 BCX9\"> the market. However, stepping into the role of an accidental landlord carries specif</span><span class=\"NormalTextRun SCXW117005377 BCX9\">ic implications that homeowners need to be mindful of.</span></span><span class=\"EOP SCXW117005377 BCX9\" data-ccp-props=\"{}\">&nbsp;</span></p>\n</div>\n<div class=\"OutlineElement Ltr SCXW117005377 BCX9\">\n<h2 class=\"Paragraph SCXW117005377 BCX9\"><span class=\"TextRun SCXW117005377 BCX9\" lang=\"EN-GB\" xml:lang=\"EN-GB\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW117005377 BCX9\">Understanding the tax implications is a crucial aspect that </span><span class=\"NormalTextRun SCXW117005377 BCX9\">a</span><span class=\"NormalTextRun SCXW117005377 BCX9\">ccidental landlords should grasp</span></span><span class=\"EOP SCXW117005377 BCX9\" data-ccp-props=\"{}\">&nbsp;</span></h2>\n</div>\n<div class=\"OutlineElement Ltr SCXW117005377 BCX9\">\n<p class=\"Paragraph SCXW117005377 BCX9\"><span class=\"TextRun SCXW117005377 BCX9\" lang=\"EN-GB\" xml:lang=\"EN-GB\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW117005377 BCX9\">Transitioning to landlord status may result in the loss of specific tax benefits, including </span><span class=\"NormalTextRun SCXW117005377 BCX9\">s</span><span class=\"NormalTextRun SCXW117005377 BCX9\">tamp </span><span class=\"NormalTextRun SCXW117005377 BCX9\">d</span><span class=\"NormalTextRun SCXW117005377 BCX9\">uty r</span><span class=\"NormalTextRun SCXW117005377 BCX9\">elief, and </span><span class=\"NormalTextRun SCXW117005377 BCX9\">need</span><span class=\"NormalTextRun SCXW117005377 BCX9\"> payment of income tax on </span><span class=\"NormalTextRun SCXW117005377 BCX9\">rent</span><span class=\"NormalTextRun SCXW117005377 BCX9\">. Furthermore, upon selling the </span><span class=\"NormalTextRun SCXW117005377 BCX9\">rental property, landlords </span><span class=\"NormalTextRun SCXW117005377 BCX9\">may </span><span class=\"NormalTextRun SCXW117005377 BCX9\">become liable for capital gains tax on the profit made from the sale, as it is no longer considered their primary residence</span><span class=\"NormalTextRun SCXW117005377 BCX9\"> and</span><span class=\"NormalTextRun SCXW117005377 BCX9\"> I implore you to take advice from an </span><span class=\"NormalTextRun SCXW117005377 BCX9\">a</span><span class=\"NormalTextRun SCXW117005377 BCX9\">ccountant</span><span class=\"NormalTextRun SCXW117005377 BCX9\">.</span></span><span class=\"EOP SCXW117005377 BCX9\" data-ccp-props=\"{}\">&nbsp;</span></p>\n</div>\n<div class=\"OutlineElement Ltr SCXW117005377 BCX9\">\n<p class=\"Paragraph SCXW117005377 BCX9\"><span class=\"TextRun SCXW117005377 BCX9\" lang=\"EN-GB\" xml:lang=\"EN-GB\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW117005377 BCX9\">To mitigate the impact of tax changes, </span><span class=\"NormalTextRun SCXW117005377 BCX9\">some</span> <span class=\"NormalTextRun SCXW117005377 BCX9\">landlords have chosen to incorporate their properties into </span><span class=\"NormalTextRun SCXW117005377 BCX9\">L</span><span class=\"NormalTextRun SCXW117005377 BCX9\">imited </span><span class=\"NormalTextRun SCXW117005377 BCX9\">C</span><span class=\"NormalTextRun SCXW117005377 BCX9\">ompanies. Corporate structures offer potential tax relief on mortgage costs and the opportunity to pay lower </span><span class=\"NormalTextRun SCXW117005377 BCX9\">C</span><span class=\"NormalTextRun SCXW117005377 BCX9\">orporation </span><span class=\"NormalTextRun SCXW117005377 BCX9\">T</span><span class=\"NormalTextRun SCXW117005377 BCX9\">ax rates than individual income tax rates. However, incorporating properties involves </span><span class=\"NormalTextRun SCXW117005377 BCX9\">added</span><span class=\"NormalTextRun SCXW117005377 BCX9\"> expenses, such as stamp duty and capi</span><span class=\"NormalTextRun SCXW117005377 BCX9\">tal gains tax on existing properties transferred to the company.&nbsp;</span></span><span class=\"EOP SCXW117005377 BCX9\" data-ccp-props=\"{}\">&nbsp;</span></p>\n</div>\n<div class=\"OutlineElement Ltr SCXW117005377 BCX9\">\n<p class=\"Paragraph SCXW117005377 BCX9\"><span class=\"TextRun SCXW117005377 BCX9\" lang=\"EN-GB\" xml:lang=\"EN-GB\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW117005377 BCX9\">Individual landlords with only one property may find incorporation less </span><span class=\"NormalTextRun SCXW117005377 BCX9\">helpful</span><span class=\"NormalTextRun SCXW117005377 BCX9\">, but it could be </span><span class=\"NormalTextRun SCXW117005377 BCX9\">a viable</span> <span class=\"NormalTextRun SCXW117005377 BCX9\">option</span><span class=\"NormalTextRun SCXW117005377 BCX9\"> for those planning to expand their buy-to-let portfolios.</span></span><span class=\"EOP SCXW117005377 BCX9\" data-ccp-props=\"{}\">&nbsp;</span></p>\n</div>\n<div class=\"OutlineElement Ltr SCXW117005377 BCX9\">\n<h2 class=\"Paragraph SCXW117005377 BCX9\"><span class=\"TextRun SCXW117005377 BCX9\" lang=\"EN-GB\" xml:lang=\"EN-GB\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW117005377 BCX9\">Investing in</span><span class=\"NormalTextRun SCXW117005377 BCX9\"> property maintenance is a crucial consideration</span> <span class=\"NormalTextRun SCXW117005377 BCX9\">for </span><span class=\"NormalTextRun SCXW117005377 BCX9\">accidental landlords</span></span><span class=\"EOP SCXW117005377 BCX9\" data-ccp-props=\"{}\">&nbsp;</span></h2>\n</div>\n<div class=\"OutlineElement Ltr SCXW117005377 BCX9\">\n<p class=\"Paragraph SCXW117005377 BCX9\"><span class=\"TextRun SCXW117005377 BCX9\" lang=\"EN-GB\" xml:lang=\"EN-GB\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW117005377 BCX9\">Well-maintained properties are more likely to </span><span class=\"NormalTextRun SCXW117005377 BCX9\">keep</span><span class=\"NormalTextRun SCXW117005377 BCX9\"> or increase their value over time. Retrofitting properties to improve energy performance can also </span><span class=\"NormalTextRun SCXW117005377 BCX9\">help</span><span class=\"NormalTextRun SCXW117005377 BCX9\"> tenants </span><span class=\"NormalTextRun SCXW117005377 BCX9\">and future buyers, helping reduce utility costs and enhance overall comfort.</span></span><span class=\"EOP SCXW117005377 BCX9\" data-ccp-props=\"{}\">&nbsp;</span></p>\n</div>\n<div class=\"OutlineElement Ltr SCXW117005377 BCX9\">\n<p class=\"Paragraph SCXW117005377 BCX9\"><span class=\"TextRun SCXW117005377 BCX9\" lang=\"EN-GB\" xml:lang=\"EN-GB\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW117005377 BCX9\">Accidental landlord</span><span class=\"NormalTextRun SCXW117005377 BCX9\">s</span><span class=\"NormalTextRun SCXW117005377 BCX9\"> must diligently </span><span class=\"NormalTextRun SCXW117005377 BCX9\">handle</span><span class=\"NormalTextRun SCXW117005377 BCX9\"> this critical area: appropriately protecting tenants' deposits. Please safeguard deposits adequately to avoid significant compensation claims, with landlords potentially losing up to three </span><span class=\"NormalTextRun SCXW117005377 BCX9\">times the deposit amount. To protect against such risks, landlords must ensure compliance with deposit protection schemes and provide tenants with essential documents, including Energy Performance Certificates, the </span><span class=\"NormalTextRun SCXW117005377 BCX9\">G</span><span class=\"NormalTextRun SCXW117005377 BCX9\">overnment's \"How to Rent\" guide, and current gas safety certificates.</span></span><span class=\"EOP SCXW117005377 BCX9\" data-ccp-props=\"{}\">&nbsp;</span></p>\n</div>\n<div class=\"OutlineElement Ltr SCXW117005377 BCX9\">\n<h2 class=\"Paragraph SCXW117005377 BCX9\"><span class=\"TextRun SCXW117005377 BCX9\" lang=\"EN-GB\" xml:lang=\"EN-GB\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW117005377 BCX9\">Misunderstandings can inadvertently arise </span><span class=\"NormalTextRun SCXW117005377 BCX9\">to renting direct</span> <span class=\"NormalTextRun SCXW117005377 BCX9\">to family or friends, leading to legal disputes</span></span></h2>\n</div>\n<div class=\"OutlineElement Ltr SCXW117005377 BCX9\">\n<p class=\"Paragraph SCXW117005377 BCX9\"><span class=\"TextRun SCXW117005377 BCX9\" lang=\"EN-GB\" xml:lang=\"EN-GB\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW117005377 BCX9\">Even though you know the tenant, it </span><span class=\"NormalTextRun SCXW117005377 BCX9\">would still </span><span class=\"NormalTextRun SCXW117005377 BCX9\">be wise to employ the services of a letting </span><span class=\"NormalTextRun SCXW117005377 BCX9\">a</span><span class=\"NormalTextRun SCXW117005377 BCX9\">gent to </span><span class=\"NormalTextRun SCXW117005377 BCX9\">establish</span><span class=\"NormalTextRun SCXW117005377 BCX9\"> clear terms in writing at the outset of a tenancy to avoid potential conflicts and protect the rights of both landlords and tenants. This becomes</span><span class=\"NormalTextRun SCXW117005377 BCX9\"> particularly relevant as the Renters Reform Bill, set to introduce significant changes to the private rental sector, including tenancy length and the process of regaining possession, is awaiting approval.</span></span><span class=\"EOP SCXW117005377 BCX9\" data-ccp-props=\"{}\">&nbsp;</span></p>\n</div>\n<div class=\"OutlineElement Ltr SCXW117005377 BCX9\">\n<p class=\"Paragraph SCXW117005377 BCX9\"><span class=\"TextRun SCXW117005377 BCX9\" lang=\"EN-GB\" xml:lang=\"EN-GB\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW117005377 BCX9\">My overriding message to every accidental landlor</span><span class=\"NormalTextRun SCXW117005377 BCX9\">d</span> <span class=\"NormalTextRun SCXW117005377 BCX9\">is that they must be aware of the tax implications, consider incorporation a potential strategy, invest in property maintenance, protect tenants' deposits, and </span><span class=\"NormalTextRun SCXW117005377 BCX9\">establish</span><span class=\"NormalTextRun SCXW117005377 BCX9\"> clear terms to avoid disputes. Additionally, the</span><span class=\"NormalTextRun SCXW117005377 BCX9\">re</span><span class=\"NormalTextRun SCXW117005377 BCX9\"> are over 170 pieces</span><span class=\"NormalTextRun SCXW117005377 BCX9\"> of regulations </span><span class=\"NormalTextRun SCXW117005377 BCX9\">regarding</span><span class=\"NormalTextRun SCXW117005377 BCX9\"> renting your property out. Also, </span><span class=\"NormalTextRun SCXW117005377 BCX9\">it's</span><span class=\"NormalTextRun SCXW117005377 BCX9\"> essential to stay informed about forthcoming changes in renters' rights introduced by the Renters Reform Bill.&nbsp;</span></span><span class=\"EOP SCXW117005377 BCX9\" data-ccp-props=\"{}\">&nbsp;</span></p>\n</div>\n<div class=\"OutlineElement Ltr SCXW117005377 BCX9\">\n<p class=\"Paragraph SCXW117005377 BCX9\"><span class=\"TextRun SCXW117005377 BCX9\" lang=\"EN-GB\" xml:lang=\"EN-GB\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW117005377 BCX9\">In conclusion, with the </span><span class=\"NormalTextRun SCXW117005377 BCX9\">housing market experiencing a slowdown, </span><span class=\"NormalTextRun SCXW117005377 BCX9\">I suspect an</span><span class=\"NormalTextRun SCXW117005377 BCX9\"> increasing number of </span><span class=\"NormalTextRun SCXW117005377 BCX9\">homeowners are considering becoming </span><span class=\"NormalTextRun SCXW117005377 BCX9\">&lsquo;</span><span class=\"NormalTextRun SCXW117005377 BCX9\">accidental landlords</span><span class=\"NormalTextRun SCXW117005377 BCX9\">&rsquo;</span><span class=\"NormalTextRun SCXW117005377 BCX9\"> by opting to rent out their properties instead of selling.</span></span><span class=\"EOP SCXW117005377 BCX9\" data-ccp-props=\"{}\">&nbsp;</span></p>\n</div>\n<div class=\"OutlineElement Ltr SCXW117005377 BCX9\">\n<h2 class=\"Paragraph SCXW117005377 BCX9\"><span class=\"TextRun SCXW117005377 BCX9\" lang=\"EN-GB\" xml:lang=\"EN-GB\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW117005377 BCX9\">You must weigh the risks of renting your </span></span><span class=\"TextRun SCXW117005377 BCX9\" lang=\"EN-GB\" xml:lang=\"EN-GB\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW117005377 BCX9\">home</span> <span class=\"NormalTextRun SCXW117005377 BCX9\">and the potential rewards</span></span></h2>\n</div>\n<div class=\"OutlineElement Ltr SCXW117005377 BCX9\">\n<p class=\"Paragraph SCXW117005377 BCX9\"><span class=\"TextRun SCXW117005377 BCX9\" lang=\"EN-GB\" xml:lang=\"EN-GB\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW117005377 BCX9\">I know of </span><span class=\"NormalTextRun SCXW117005377 BCX9\">many</span><span class=\"NormalTextRun SCXW117005377 BCX9\"> stories of </span><span class=\"NormalTextRun SCXW117005377 BCX9\">homeowners who waited five</span><span class=\"NormalTextRun SCXW117005377 BCX9\"> or six years after the Credit Crunch to hit their &lsquo;target price&rsquo; for their existing home, only to realise it cost them tens of thousands of pounds in costs and the price they had to pay for th</span><span class=\"NormalTextRun SCXW117005377 BCX9\">eir new home. On the other side of the coin, I know </span><span class=\"NormalTextRun SCXW117005377 BCX9\">plenty of</span><span class=\"NormalTextRun SCXW117005377 BCX9\"> accidental landlords in </span><span class=\"NormalTextRun SCXW117005377 BCX9\">who used the fact</span><span class=\"NormalTextRun SCXW117005377 BCX9\"> that</span><span class=\"NormalTextRun SCXW117005377 BCX9\"> they became an accidental landlord as an opportunity to build an impressive rental portfolio</span><span class=\"NormalTextRun SCXW117005377 BCX9\"> over the last 15 years.</span></span></p>\n</div>\n<div class=\"OutlineElement Ltr SCXW117005377 BCX9\">\n<p class=\"Paragraph SCXW117005377 BCX9\"><span class=\"TextRun SCXW117005377 BCX9\" lang=\"EN-GB\" xml:lang=\"EN-GB\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW117005377 BCX9\">If you are uncerta</span><span class=\"NormalTextRun SCXW117005377 BCX9\">in or do not </span><span class=\"NormalTextRun SCXW117005377 BCX9\">possess</span><span class=\"NormalTextRun SCXW117005377 BCX9\"> all the facts, </span><span class=\"NormalTextRun SCXW117005377 BCX9\">don't</span><span class=\"NormalTextRun SCXW117005377 BCX9\"> hesitate to contact me to discuss your plans. Then I can give you </span><span class=\"NormalTextRun SCXW117005377 BCX9\">appropriate level-headed</span><span class=\"NormalTextRun SCXW117005377 BCX9\"> advice to make the right decision. </span><span class=\"NormalTextRun SCXW117005377 BCX9\">By taking </span><span class=\"NormalTextRun SCXW117005377 BCX9\">proactive</span><span class=\"NormalTextRun SCXW117005377 BCX9\"> steps and understanding the </span><span class=\"NormalTextRun SCXW117005377 BCX9\">risk and rewards </span><span class=\"NormalTextRun SCXW117005377 BCX9\">of being a</span><span class=\"NormalTextRun SCXW117005377 BCX9\">n </span><span class=\"NormalTextRun SCXW117005377 BCX9\">&lsquo;accidental</span><span class=\"NormalTextRun SCXW117005377 BCX9\"> landlord</span><span class=\"NormalTextRun SCXW117005377 BCX9\">&rsquo; in</span><span class=\"NormalTextRun SCXW117005377 BCX9\">, </span><span class=\"NormalTextRun SCXW117005377 BCX9\">you </span><span class=\"NormalTextRun SCXW117005377 BCX9\">can navigate the 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Abode is a collaborative magazine from three of the leading estate agents in the area; Thornley Groves, Julian Wadden and Matthews of Chester. This issue is packed full of features, from property market updates to exclusive listings with each of the agents, and everything in-between. This month's features include:</p>\n<p><strong>Meet The Agent: Ben Foster&nbsp;</strong></p>\n<p>This month, we feature Ben Foster of Julian Wadden's Didsbury branch. As a local agent, Ben has his finger on the pulse of the North-West property market and shares his insights on what's happening in the area. Read his exclusive interview to find out what's driving the property market in the North-West.&nbsp;</p>\n<p><strong>Local Spotlight: Altrincham&nbsp;</strong></p>\n<p>Altrincham is fast becoming one of the most desirable places to live in the North-West region. Learn more about this vibrant town through our Local Spotlight feature. From its charming architecture to its abundance of shops and restaurants, Altrincham has a lot to offer.&nbsp;</p>\n<p>With Abode, you get all the information you need to make informed decisions about your property and lifestyle needs in the North-West. Whether you are looking for exclusive listings or want to stay up-to-date with the latest trends, Abode is your go-to guide for property and lifestyle in the North-West.</p>\n<p>&nbsp;</p>\n<div style=\"position: relative; padding-top: max(60%,326px); height: 0; width: 100%;\"><iframe style=\"position: absolute; border: none; width: 100%; height: 100%; left: 0; right: 0; top: 0; bottom: 0;\" src=\"https://e.issuu.com/embed.html?d=manchester_magazine_-_edition_1_digital_-_pages&amp;u=lomondlife\" sandbox=\"allow-top-navigation allow-top-navigation-by-user-activation allow-downloads allow-scripts allow-same-origin allow-popups allow-modals allow-popups-to-escape-sandbox allow-forms\" allow=\"clipboard-write\" 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05:03:19.898"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/928x500/Abode_Magazine_Cover_Photo_9f5eb080c9.webp","format":"webp","transform":"928x500","inputParams":{"action":"transform","src":{"cftle":{"Key":"i.prod/Abode_Magazine_Cover_Photo_9f5eb080c9.jpg"}},"dest":{"cftle":{"Key":"x.prod/928x500/Abode_Magazine_Cover_Photo_9f5eb080c9.webp"},"format":{"isFormatChanged":true,"format":"webp","content-type":"image/webp"},"transform":"928x500","resize":{"width":928,"height":500,"position":"x","fit":null},"brightness":null,"sharpness":null,"quality":null,"watermark":false,"resizeText":"928x500"},"additionalParams":{"contentType":"blog","id":"64d5eb5a59da140c13e8131e","field":"banner_image","force":null}},"created_at":"2024-10-29 05:03:20.647","updated_at":"2024-10-29 05:03:20.647"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/688x460/Abode_Magazine_Cover_Photo_9f5eb080c9.webp","format":"webp","transform":"688x460","inputParams":{"action":"transform","src":{"cftle":{"Key":"i.prod/Abode_Magazine_Cover_Photo_9f5eb080c9.jpg"}},"dest":{"cftle":{"Key":"x.prod/688x460/Abode_Magazine_Cover_Photo_9f5eb080c9.webp"},"format":{"isFormatChanged":true,"format":"webp","content-type":"image/webp"},"transform":"688x460","resize":{"width":688,"height":460,"position":"x","fit":null},"brightness":null,"sharpness":null,"quality":null,"watermark":false,"resizeText":"688x460"},"additionalParams":{"contentType":"blog","id":"64d5eb5a59da140c13e8131e","field":"tile_image","force":null}},"created_at":"2025-05-22 11:33:25.030","updated_at":"2025-05-22 11:33:25.030"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/352x220/Abode_Magazine_Cover_Photo_9f5eb080c9.jpg","format":"jpg","transform":"352x220"}],"src_cftle":"i.prod/Abode_Magazine_Cover_Photo_9f5eb080c9.jpg","src_url":null},{"id":"69c6273840e98113c1eb16d7","transforms":[{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x/352x220/Abode_Magazine_Cover_Photo_9f5eb080c9.webp","format":"webp","transform":"352x220","created_at":"2026-03-27 06:44:08.289","updated_at":"2026-03-27 06:44:08.289"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x/928x500/Abode_Magazine_Cover_Photo_9f5eb080c9.webp","format":"webp","transform":"928x500","created_at":"2026-04-01 23:35:14.499","updated_at":"2026-04-01 23:35:14.499"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x/928x500/Abode_Magazine_Cover_Photo_9f5eb080c9.jpg","format":"jpg","transform":"928x500","created_at":"2026-04-06 11:12:41.347","updated_at":"2026-04-06 11:12:41.347"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x/720x500/Abode_Magazine_Cover_Photo_9f5eb080c9.jpg","format":"jpg","transform":"720x500","created_at":"2026-04-06 12:48:21.675","updated_at":"2026-04-06 12:48:21.675"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x/336x240/Abode_Magazine_Cover_Photo_9f5eb080c9.jpg","format":"jpg","transform":"336x240","created_at":"2026-04-06 13:20:23.544","updated_at":"2026-04-06 13:20:23.544"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x/720x500/Abode_Magazine_Cover_Photo_9f5eb080c9.webp","format":"webp","transform":"720x500","created_at":"2026-04-06 21:17:33.422","updated_at":"2026-04-06 21:17:33.422"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x/336x240/Abode_Magazine_Cover_Photo_9f5eb080c9.webp","format":"webp","transform":"336x240","created_at":"2026-04-10 06:55:15.280","updated_at":"2026-04-10 06:55:15.280"}],"src_cftle":"i/Abode_Magazine_Cover_Photo_9f5eb080c9.jpg","src_url":"i/Abode_Magazine_Cover_Photo_9f5eb080c9.jpg"}],"createdAt":"2023-08-11T08:03:38.991Z","updatedAt":"2026-04-10T06:55:15.530Z"},{"id":"64d210258c006107ecff4ba4","title":"The Hidden Benefits of Retaining Your Buy-To-Let Property: A Smart Investment Move!","categories":"Lettings","description":"<p class=\"MsoNormal\"><span style=\"font-size: 12.0pt; font-family: 'Arial',sans-serif; color: black;\">While demand for rental property is currently at an all-time high, it's worth noting that the number of landlords planning to sell their properties has also reached a record high. This may seem contradictory, but let's break it down.</span></p>\n<p class=\"MsoNormal\"><span style=\"font-size: 12.0pt; font-family: 'Arial',sans-serif; color: black;\">In simple terms, the rationale behind Buy To Let is to buy a cash-generating asset. By utilizing the income to cover the borrowing and capital appreciation, you create an opportunity to repeat the process. Over time, money loses value due to inflation. What could be bought with &pound;1 five years ago may not be affordable today. That's why investing in buy-to-let property should be a long-term commitment rather than a short-term endeavor.</span></p>\n<p class=\"MsoNormal\"><span style=\"font-size: 12.0pt; font-family: 'Arial',sans-serif; color: black;\">Consider this example: If you bought a property for &pound;50,000 in 2000 and it is now worth &pound;150,000. Selling it would result in a profit of &pound;100,000. However, after taxes, mortgage repayment, and fees, you would be left with less than &pound;20,000. By keeping the property, a mere 4% increase in value over the next five years would match the return you could generate from a bank saving account. Plus, you would still own the underlying asset.</span></p>\n<p><img src=\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/i.prod/tg_blog_asset_10b8fe1c9e.png\" alt=\"\" width=\"818\" height=\"545\"></p>\n<p class=\"paragraph\" style=\"margin-bottom: 12.0pt; background: white;\"><span class=\"contentpasted3\"><span style=\"font-size: 12.0pt; font-family: 'Arial',sans-serif; color: black; background: white;\">Of course, everyone's situation is unique, and selling might be the right decision for some individuals. But it's crucial to weigh the potential costs and lost gains before making any moves. Property remains an excellent investment, despite the uncertainties. That's why it's essential to have a well-considered long-term strategy and explore all options to maximize the benefits of your investment.</span></span></p>\n<p class=\"paragraph\" style=\"margin-bottom: 12.0pt; background: white;\"><span class=\"contentpasted3\"><span style=\"font-size: 12.0pt; font-family: 'Arial',sans-serif; color: black; background: white;\">If you would like to get professional advice on your personal circumstances, contact your local property management team.</span></span></p>\n<p class=\"paragraph\" style=\"margin-bottom: 12.0pt; background: white;\"><span class=\"contentpasted3\"><span style=\"font-size: 12.0pt; font-family: 'Arial',sans-serif; color: black; background: white;\">For personal tax advice, book a free consultation with James, Director at Tax Bees, on 01244 563 700, or visit their <a href=\"https://taxbees.co.uk\">website</a>.</span></span></p>\n<p class=\"paragraph\" style=\"margin-bottom: 12.0pt; background: white;\"><span class=\"contentpasted3\"><span style=\"font-size: 12.0pt; font-family: 'Arial',sans-serif; color: black; background: white;\">PS: If you decide to sell, you only have 60 days post-completion to let HMRC know about it - <a href=\"https://taxbees.co.uk/\">we can help</a> with CGT Returns and keeping your tax liability to a minimum.</span></span></p>","embed_video_url":null,"post_on":null,"tile_image":{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/i/CORRECT_Strapi_banner_sizing_82_c31592b461.png","alternativeText":""},"tags":"Lettings","slug":"the-hidden-benefits-of-retaining-your-buy-to-let-property-a-smart-investment-move","publish":true,"imagetransforms":{"tile_image_Transforms":"{\"i.prod/CORRECT_Strapi_banner_sizing_82_c31592b461.png\":{\"webp\":{\"352x220\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/352x220/CORRECT_Strapi_banner_sizing_82_c31592b461.webp\",\"720x380\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/720x380/CORRECT_Strapi_banner_sizing_82_c31592b461.webp\"},\"png\":{\"352x220\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/352x220/CORRECT_Strapi_banner_sizing_82_c31592b461.png\"}}}","banner_image_Transforms":"{\"i.prod/CORRECT_Strapi_banner_sizing_82_c31592b461.png\":{\"webp\":{\"720x500\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/720x500/CORRECT_Strapi_banner_sizing_82_c31592b461.webp\",\"336x240\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/336x240/CORRECT_Strapi_banner_sizing_82_c31592b461.webp\",\"928x500\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/928x500/CORRECT_Strapi_banner_sizing_82_c31592b461.webp\"},\"png\":{\"336x240\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/336x240/CORRECT_Strapi_banner_sizing_82_c31592b461.png\",\"720x500\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/720x500/CORRECT_Strapi_banner_sizing_82_c31592b461.png\",\"928x500\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/928x500/CORRECT_Strapi_banner_sizing_82_c31592b461.png\"}}}"},"ggfx_results":[{"id":"670fb2e39e6e2acd76e5aa4c","transforms":[{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/352x220/CORRECT_Strapi_banner_sizing_82_c31592b461.webp","format":"webp","transform":"352x220","inputParams":{"action":"transform","src":{"cftle":{"Key":"i.prod/CORRECT_Strapi_banner_sizing_82_c31592b461.png"}},"dest":{"cftle":{"Key":"x.prod/352x220/CORRECT_Strapi_banner_sizing_82_c31592b461.webp"},"format":{"isFormatChanged":true,"format":"webp","content-type":"image/webp"},"transform":"352x220","resize":{"width":352,"height":220,"position":"x","fit":null},"brightness":null,"sharpness":null,"quality":null,"watermark":false,"resizeText":"352x220"},"additionalParams":{"contentType":"blog","id":"64d210258c006107ecff4ba4","field":"tile_image","force":null}},"created_at":"2024-10-14 08:51:30.976","updated_at":"2024-10-14 08:51:30.976"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/336x240/CORRECT_Strapi_banner_sizing_82_c31592b461.webp","format":"webp","transform":"336x240","inputParams":{"action":"transform","src":{"cftle":{"Key":"i.prod/CORRECT_Strapi_banner_sizing_82_c31592b461.png"}},"dest":{"cftle":{"Key":"x.prod/336x240/CORRECT_Strapi_banner_sizing_82_c31592b461.webp"},"format":{"isFormatChanged":true,"format":"webp","content-type":"image/webp"},"transform":"336x240","resize":{"width":336,"height":240,"position":"x","fit":null},"brightness":null,"sharpness":null,"quality":null,"watermark":false,"resizeText":"336x240"},"additionalParams":{"contentType":"blog","id":"64d210258c006107ecff4ba4","field":"banner_image","force":null}},"created_at":"2024-12-18 04:57:07.685","updated_at":"2024-12-18 04:57:07.685"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/720x500/CORRECT_Strapi_banner_sizing_82_c31592b461.webp","format":"webp","transform":"720x500","inputParams":{"action":"transform","src":{"cftle":{"Key":"i.prod/CORRECT_Strapi_banner_sizing_82_c31592b461.png"}},"dest":{"cftle":{"Key":"x.prod/720x500/CORRECT_Strapi_banner_sizing_82_c31592b461.webp"},"format":{"isFormatChanged":true,"format":"webp","content-type":"image/webp"},"transform":"720x500","resize":{"width":720,"height":500,"position":"x","fit":null},"brightness":null,"sharpness":null,"quality":null,"watermark":false,"resizeText":"720x500"},"additionalParams":{"contentType":"blog","id":"64d210258c006107ecff4ba4","field":"banner_image","force":null}},"created_at":"2024-12-18 04:57:08.367","updated_at":"2024-12-18 04:57:08.367"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/928x500/CORRECT_Strapi_banner_sizing_82_c31592b461.webp","format":"webp","transform":"928x500","inputParams":{"action":"transform","src":{"cftle":{"Key":"i.prod/CORRECT_Strapi_banner_sizing_82_c31592b461.png"}},"dest":{"cftle":{"Key":"x.prod/928x500/CORRECT_Strapi_banner_sizing_82_c31592b461.webp"},"format":{"isFormatChanged":true,"format":"webp","content-type":"image/webp"},"transform":"928x500","resize":{"width":928,"height":500,"position":"x","fit":null},"brightness":null,"sharpness":null,"quality":null,"watermark":false,"resizeText":"928x500"},"additionalParams":{"contentType":"blog","id":"64d210258c006107ecff4ba4","field":"banner_image","force":null}},"created_at":"2024-12-18 04:57:09.117","updated_at":"2024-12-18 04:57:09.117"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/720x380/CORRECT_Strapi_banner_sizing_82_c31592b461.webp","format":"webp","transform":"720x380","inputParams":{"action":"transform","src":{"cftle":{"Key":"i.prod/CORRECT_Strapi_banner_sizing_82_c31592b461.png"}},"dest":{"cftle":{"Key":"x.prod/720x380/CORRECT_Strapi_banner_sizing_82_c31592b461.webp"},"format":{"isFormatChanged":true,"format":"webp","content-type":"image/webp"},"transform":"720x380","resize":{"width":720,"height":380,"position":"x","fit":null},"brightness":null,"sharpness":null,"quality":null,"watermark":false,"resizeText":"720x380"},"additionalParams":{"contentType":"blog","id":"64d210258c006107ecff4ba4","field":"tile_image","force":null}},"created_at":"2025-04-15 06:21:02.986","updated_at":"2025-04-15 06:21:02.986"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/688x460/CORRECT_Strapi_banner_sizing_82_c31592b461.webp","format":"webp","transform":"688x460","inputParams":{"action":"transform","src":{"cftle":{"Key":"i.prod/CORRECT_Strapi_banner_sizing_82_c31592b461.png"}},"dest":{"cftle":{"Key":"x.prod/688x460/CORRECT_Strapi_banner_sizing_82_c31592b461.webp"},"format":{"isFormatChanged":true,"format":"webp","content-type":"image/webp"},"transform":"688x460","resize":{"width":688,"height":460,"position":"x","fit":null},"brightness":null,"sharpness":null,"quality":null,"watermark":false,"resizeText":"688x460"},"additionalParams":{"contentType":"blog","id":"64d210258c006107ecff4ba4","field":"tile_image","force":null}},"created_at":"2025-05-22 11:33:25.441","updated_at":"2025-05-22 11:33:25.441"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/352x220/CORRECT_Strapi_banner_sizing_82_c31592b461.png","format":"png","transform":"352x220"}],"src_cftle":"i.prod/CORRECT_Strapi_banner_sizing_82_c31592b461.png","src_url":null},{"id":"69c6273940e98113c1eb173a","transforms":[{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x/352x220/CORRECT_Strapi_banner_sizing_82_c31592b461.webp","format":"webp","transform":"352x220","created_at":"2026-03-27 06:44:08.516","updated_at":"2026-03-27 06:44:08.516"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x/928x500/CORRECT_Strapi_banner_sizing_82_c31592b461.webp","format":"webp","transform":"928x500","created_at":"2026-03-30 05:57:17.306","updated_at":"2026-03-30 05:57:17.306"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x/720x500/CORRECT_Strapi_banner_sizing_82_c31592b461.webp","format":"webp","transform":"720x500","created_at":"2026-04-04 09:17:40.258","updated_at":"2026-04-04 09:17:40.258"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x/336x240/CORRECT_Strapi_banner_sizing_82_c31592b461.webp","format":"webp","transform":"336x240","created_at":"2026-04-04 17:41:58.727","updated_at":"2026-04-04 17:41:58.727"}],"src_cftle":"i/CORRECT_Strapi_banner_sizing_82_c31592b461.png","src_url":"i/CORRECT_Strapi_banner_sizing_82_c31592b461.png"}],"createdAt":"2023-08-08T09:51:33.174Z","updatedAt":"2026-04-04T17:41:59.091Z"},{"id":"64d0bc038c006107ecff48c6","title":"14 Reasons Not to Fear House Price Drops","categories":"Sales","description":"<p class=\"MsoNormal\"><span style=\"mso-fareast-language:EN-GB;\">The property market experienced a boom nationwide between the summer of 2020 and late summer of 2022, fuelled mainly by pandemic-induced trends such as the stamp duty stimulus, low mortgage rates, the race for space, and the rise of remote working.&nbsp;</span></p><p class=\"MsoNormal\"><span style=\"mso-fareast-language:EN-GB;\">2023 has presented a different story for the housing market so far, with cooling demand, rising mortgage rates, and declining home sales from the previous two years.&nbsp;</span></p><p class=\"MsoNormal\"><span style=\"mso-fareast-language:EN-GB;\">Many homeowners are now concerned about a possible fall in property prices, as the newspapers predict a housing recession. Nonetheless, there are several reasons why homeowners should not fear house price drops.&nbsp;</span></p><p class=\"MsoNormal\"><span style=\"mso-fareast-language:EN-GB;\">This article explores 14 key factors that can provide reassurance in uncertain times.</span></p><p class=\"MsoListParagraph\" style=\"mso-list:l0 level1 lfo1;text-indent:-18.0pt;\"><span style=\"font-size:14.0pt;mso-bidi-font-family:Calibri;mso-bidi-theme-font:minor-latin;mso-fareast-language:EN-GB;mso-list:Ignore;\"><strong>1.</strong></span><span style=\"font-size:14.0pt;font:7.0pt 'Times New Roman';mso-bidi-font-family:Calibri;mso-bidi-theme-font:minor-latin;mso-fareast-language:EN-GB;mso-list:Ignore;\"><strong>&nbsp;&nbsp;&nbsp;&nbsp; </strong></span><span style=\"font-size:14.0pt;mso-fareast-language:EN-GB;\"><strong>Strength of the Job Market</strong></span></p><p class=\"MsoNormal\"><span style=\"mso-fareast-language:EN-GB;\">The job market is crucial in determining home prices, directly impacting income levels. Fortunately, the Manchester job market remains robust, with unemployment hovering near all-time lows of just 3.6%. Labour shortages are currently a more significant concern than a lack of job opportunities. As long as the job market remains stable, home prices should be firm and prevent substantial house price falls.</span></p><p class=\"MsoListParagraph\" style=\"mso-list:l0 level1 lfo1;text-indent:-18.0pt;\"><span style=\"font-size:14.0pt;mso-bidi-font-family:Calibri;mso-bidi-theme-font:minor-latin;mso-fareast-language:EN-GB;mso-list:Ignore;\"><strong>2.</strong></span><span style=\"font-size:14.0pt;font:7.0pt 'Times New Roman';mso-bidi-font-family:Calibri;mso-bidi-theme-font:minor-latin;mso-fareast-language:EN-GB;mso-list:Ignore;\"><strong>&nbsp;&nbsp;&nbsp;&nbsp; </strong></span><span style=\"font-size:14.0pt;mso-fareast-language:EN-GB;\"><strong>2023 is Different to 2008</strong></span></p><p class=\"MsoNormal\"><span style=\"mso-fareast-language:EN-GB;\">Comparing the current housing market to the 2008 Credit Crunch reveals significant differences. The housing bubble that led to the crisis was primarily driven by subprime mortgages in the USA, resulting in a wave of defaults. This spread to the UK, and banks stopped lending to each other (and mortgage borrowers).&nbsp;</span></p><p class=\"MsoNormal\"><span style=\"mso-fareast-language:EN-GB;\">Today's property market differs significantly for four reasons.</span></p><p class=\"MsoNormal\"><span style=\"mso-fareast-language:EN-GB;\">Firstly, homeowners have built substantial equity in their properties since 2008. Secondly, many homeowners with a mortgage have taken advantage of re-mortgaging at lower fixed rates during the pandemic meaning they are immune to the recent hike in interest rates.&nbsp;</span></p><p class=\"MsoNormal\"><span style=\"mso-fareast-language:EN-GB;\">Third, the banks are prepared to lend money, unlike in 2008 when there was a severe lack of credit as banks weren’t prepared to lend money. Finally, the Bank of England in 2014 told lenders to stress test every mortgage application up to 6% or 6.5% mortgage rates. These four points have reduced the threat of widespread defaults, even if the UK economy were to enter a recession.</span></p><p class=\"MsoListParagraphCxSpFirst\" style=\"mso-list:l0 level1 lfo1;text-indent:-18.0pt;\"><span style=\"font-size:14.0pt;mso-bidi-font-family:Calibri;mso-bidi-theme-font:minor-latin;mso-fareast-language:EN-GB;mso-list:Ignore;\"><strong>3.</strong></span><span style=\"font-size:14.0pt;font:7.0pt 'Times New Roman';mso-bidi-font-family:Calibri;mso-bidi-theme-font:minor-latin;mso-fareast-language:EN-GB;mso-list:Ignore;\"><strong>&nbsp;&nbsp;&nbsp;&nbsp; </strong></span><span style=\"font-size:14.0pt;mso-fareast-language:EN-GB;\"><strong>The Long Game of Homeownership</strong></span></p><p class=\"MsoListParagraphCxSpMiddle\" style=\"margin-left:0cm;mso-add-space:auto;\"><span style=\"mso-fareast-language:EN-GB;\">Most homeowners view their household as more than a house; it's a home. It’s more than just a financial asset; the home represents a lifestyle choice. Despite potential house price declines over the next few years, homeowners' long-term perspective should remain intact. Throughout British history, home prices have always appreciated over time, even after the financial crisis of 2008.&nbsp;</span></p><p class=\"MsoListParagraphCxSpLast\" style=\"margin-left:0cm;mso-add-space:auto;\"><span style=\"mso-fareast-language:EN-GB;\">Homeowners who held onto their properties during the Credit Crunch eventually saw house prices return to their pre–Credit Crunch 2007 peak by July 2015.&nbsp;</span><span style=\"mso-fareast-language:EN-GB;mso-spacerun:yes;\"> </span><span style=\"mso-fareast-language:EN-GB;\">It’s so easy to fixate on the short term and forget the medium to long terms gains made by property.</span></p><p class=\"MsoListParagraph\" style=\"mso-list:l0 level1 lfo1;text-indent:-18.0pt;\"><span style=\"font-size:14.0pt;mso-bidi-font-family:Calibri;mso-bidi-theme-font:minor-latin;mso-fareast-language:EN-GB;mso-list:Ignore;\"><strong>4.</strong></span><span style=\"font-size:14.0pt;font:7.0pt 'Times New Roman';mso-bidi-font-family:Calibri;mso-bidi-theme-font:minor-latin;mso-fareast-language:EN-GB;mso-list:Ignore;\"><strong>&nbsp;&nbsp;&nbsp;&nbsp; </strong></span><span style=\"font-size:14.0pt;mso-fareast-language:EN-GB;\"><strong>Inflation is Good News for Homeowners and Landlords</strong></span></p><p class=\"MsoNormal\"><span style=\"mso-fareast-language:EN-GB;\">While inflation may be a cause for concern in various aspects of daily life, it can benefit most homeowners, and landlords. Inflation often leads to increased house prices and reduces any mortgage's 'real' value, thus acting as a hedge against rising costs. Higher wages resulting from inflation will improve affordability, thereby supporting home prices. The key is avoiding inflation leading to a full-blown recession, which could negatively impact the housing market.</span></p><p class=\"MsoListParagraph\" style=\"mso-list:l0 level1 lfo1;text-indent:-18.0pt;\"><span style=\"font-size:14.0pt;mso-bidi-font-family:Calibri;mso-bidi-theme-font:minor-latin;mso-fareast-language:EN-GB;mso-list:Ignore;\"><strong>5.</strong></span><span style=\"font-size:14.0pt;font:7.0pt 'Times New Roman';mso-bidi-font-family:Calibri;mso-bidi-theme-font:minor-latin;mso-fareast-language:EN-GB;mso-list:Ignore;\"><strong>&nbsp;&nbsp;&nbsp;&nbsp; </strong></span><span style=\"font-size:14.0pt;mso-fareast-language:EN-GB;\"><strong>Positive Implications for Going Upmarket</strong></span></p><p class=\"MsoNormal\"><span style=\"mso-fareast-language:EN-GB;\">A national home price decline can be good news for homeowners looking to move up to a bigger or more expensive property. Such a decline would reduce the price gap between selling their home and purchasing the next one.&nbsp;</span></p><p class=\"MsoNormal\"><span style=\"mso-fareast-language:EN-GB;\">For example, if you were planning to move from a £300,000 home to a £500,000 home today, excluding moving expenses, it would cost you an additional £200,000 to move home.</span></p><p class=\"MsoNormal\"><span style=\"mso-fareast-language:EN-GB;\">Let's say, for example, house prices dropped by 10%, the £300,000 house would be reduced to £270,000, and the £500,000 house would be reduced to £450,000, meaning the gap between the two would only be £180,000 – thus saving you money!</span></p><p class=\"MsoListParagraph\" style=\"mso-list:l0 level1 lfo1;text-indent:-18.0pt;\"><span style=\"font-size:14.0pt;mso-bidi-font-family:Calibri;mso-bidi-theme-font:minor-latin;mso-fareast-language:EN-GB;mso-list:Ignore;\"><strong>6.</strong></span><span style=\"font-size:14.0pt;font:7.0pt 'Times New Roman';mso-bidi-font-family:Calibri;mso-bidi-theme-font:minor-latin;mso-fareast-language:EN-GB;mso-list:Ignore;\"><strong>&nbsp;&nbsp;&nbsp;&nbsp; </strong></span><span style=\"font-size:14.0pt;mso-fareast-language:EN-GB;\"><strong>Persistent Housing Shortage</strong></span></p><p class=\"MsoNormal\"><span style=\"mso-fareast-language:EN-GB;\">The national housing shortage, which originated during the financial crisis when homebuilders scaled back construction, remains a significant factor in supporting home prices. Analysts estimate that the market needs to add around four million new homes to meet current demand fully. Given the cooling of the market and rising mortgage rates, homebuilders are still cautious about increasing construction. As long as the housing shortage persists (which it will without an additional 2 million homes being built), it should help sustain home prices.</span></p><p class=\"MsoListParagraph\" style=\"mso-list:l0 level1 lfo1;text-indent:-18.0pt;\"><span style=\"font-size:14.0pt;mso-bidi-font-family:Calibri;mso-bidi-theme-font:minor-latin;mso-fareast-language:EN-GB;mso-list:Ignore;\"><strong>7.</strong></span><span style=\"font-size:14.0pt;font:7.0pt 'Times New Roman';mso-bidi-font-family:Calibri;mso-bidi-theme-font:minor-latin;mso-fareast-language:EN-GB;mso-list:Ignore;\"><strong>&nbsp;&nbsp;&nbsp;&nbsp; </strong></span><span style=\"font-size:14.0pt;mso-fareast-language:EN-GB;\"><strong>Rental Market Dynamics</strong></span></p><p class=\"MsoNormal\"><span style=\"mso-fareast-language:EN-GB;\">Soaring rental prices, another consequence of inflation, are another reason for homeowners to be content with their current ownership status. Homeowners with fixed-rate mortgages enjoy the stability of locked-in monthly mortgage payments. In contrast, renters face challenges with rent increases of 10% or even 20% per annum on new properties coming onto the market (some types of properties) due to the ongoing lack of properties to rent. The rise in rental prices is encouraging more people to consider homeownership, maintaining demand, and supporting property prices.</span></p><p class=\"MsoListParagraph\" style=\"mso-list:l0 level1 lfo1;text-indent:-18.0pt;\"><span style=\"font-size:14.0pt;mso-bidi-font-family:Calibri;mso-bidi-theme-font:minor-latin;mso-fareast-language:EN-GB;mso-list:Ignore;\"><strong>8.</strong></span><span style=\"font-size:14.0pt;font:7.0pt 'Times New Roman';mso-bidi-font-family:Calibri;mso-bidi-theme-font:minor-latin;mso-fareast-language:EN-GB;mso-list:Ignore;\"><strong>&nbsp;&nbsp;&nbsp;&nbsp; </strong></span><span style=\"font-size:14.0pt;mso-fareast-language:EN-GB;\"><strong>Anticipated Mortgage Rate Reduction</strong></span></p><p class=\"MsoNormal\"><span style=\"mso-fareast-language:EN-GB;\">While recent rate hikes from the Bank of England have affected the housing market, there is an expectation of easing in the near future. According to the money market's latest forecasts based on the 5-year swap rate, the Bank rate is projected to fall in early 2024. A decline in the Bank of England rate would lead to a decrease in mortgage rates. If the economy remains stable during that period, declining mortgage rates could support house price growth.</span></p><p class=\"MsoListParagraph\" style=\"mso-list:l0 level1 lfo1;text-indent:-18.0pt;\"><span style=\"font-size:14.0pt;mso-bidi-font-family:Calibri;mso-bidi-theme-font:minor-latin;mso-fareast-language:EN-GB;mso-list:Ignore;\"><strong>9.</strong></span><span style=\"font-size:14.0pt;font:7.0pt 'Times New Roman';mso-bidi-font-family:Calibri;mso-bidi-theme-font:minor-latin;mso-fareast-language:EN-GB;mso-list:Ignore;\"><strong>&nbsp;&nbsp;&nbsp;&nbsp; </strong></span><span style=\"font-size:14.0pt;mso-fareast-language:EN-GB;\"><strong>Expected Moderate Decline</strong></span></p><p class=\"MsoNormal\"><span style=\"mso-fareast-language:EN-GB;\">Economists generally predict that any potential home price decline will be modest. With the current support from the housing shortage, inflationary trends, and well-capitalised mortgage owners, a moderate single-digit decrease is more likely than a severe crash like 2008. Such a moderate decline should be less intimidating for homeowners.</span></p><p class=\"MsoListParagraph\" style=\"mso-list:l0 level1 lfo1;text-indent:-18.0pt;\"><span style=\"font-size:14.0pt;mso-bidi-font-family:Calibri;mso-bidi-theme-font:minor-latin;mso-fareast-language:EN-GB;mso-list:Ignore;\"><strong>10.</strong></span><span style=\"font-size:14.0pt;mso-fareast-language:EN-GB;mso-spacerun:yes;\"><strong>&nbsp; </strong></span><span style=\"font-size:14.0pt;mso-fareast-language:EN-GB;\"><strong>Potential for Renovation Costs Dropping</strong></span></p><p class=\"MsoNormal\"><span style=\"mso-fareast-language:EN-GB;\">The demand for home improvement during the pandemic led to a surge of 41.9% in construction materials in the two years after lockdown. However, in the last 12 months, overall building costs have fallen by 1% (despite inflation). Some notable drops include timber dropping 27.6% over the previous 12 months, although cement is up 13.7%. Price reductions in new construction might lead to even more easing of renovation costs. The trajectory of renovation costs will depend on the housing market and broader economic conditions.</span></p><p class=\"MsoListParagraph\" style=\"mso-list:l0 level1 lfo1;text-indent:-18.0pt;\"><span style=\"font-size:14.0pt;mso-bidi-font-family:Calibri;mso-bidi-theme-font:minor-latin;mso-fareast-language:EN-GB;mso-list:Ignore;\"><strong>11.</strong></span><span style=\"font-size:14.0pt;mso-fareast-language:EN-GB;mso-spacerun:yes;\"><strong>&nbsp; </strong></span><span style=\"font-size:14.0pt;mso-fareast-language:EN-GB;\"><strong>The Property Market Loop of Recovery</strong></span></p><p class=\"MsoNormal\"><span style=\"mso-fareast-language:EN-GB;\">If home prices were to fall, it would likely be driven by weakened homebuyer demand rather than an oversupply of homes. Such a decline would indicate an economic slowdown or recession, prompting the Bank of England to respond with interest rate cuts. Lower interest rates would subsequently reduce mortgage rates, giving homebuyers a boost in affordability and ultimately contributing to the market's recovery.</span></p><p class=\"MsoListParagraph\" style=\"mso-list:l0 level1 lfo1;text-indent:-18.0pt;\"><span style=\"font-size:14.0pt;mso-bidi-font-family:Calibri;mso-bidi-theme-font:minor-latin;mso-fareast-language:EN-GB;mso-list:Ignore;\"><strong>12.</strong></span><span style=\"font-size:14.0pt;mso-fareast-language:EN-GB;mso-spacerun:yes;\"><strong>&nbsp; </strong></span><span style=\"font-size:14.0pt;mso-fareast-language:EN-GB;\"><strong>House Price Drops Only Affect You if You Sell</strong></span></p><p class=\"MsoNormal\"><span style=\"mso-fareast-language:EN-GB;\">A decline in home prices might psychologically impact homeowners, even though it may not affect them directly if they do not plan to sell soon. House prices can only affect you if you are moving. 96.54% of homeowners will still be in their homes in 12 months, so they won't lose money if the property market dips. Price change only affects those looking to buy and sell. Don't be held hostage by market trends - know when to buy and (just as importantly) when to sit tight.</span></p><p class=\"MsoListParagraph\" style=\"mso-list:l0 level1 lfo1;text-indent:-18.0pt;\"><span style=\"font-size:14.0pt;mso-bidi-font-family:Calibri;mso-bidi-theme-font:minor-latin;mso-fareast-language:EN-GB;mso-list:Ignore;\"><strong>13.</strong></span><span style=\"font-size:14.0pt;mso-fareast-language:EN-GB;mso-spacerun:yes;\"><strong>&nbsp; </strong></span><span style=\"font-size:14.0pt;mso-fareast-language:EN-GB;\"><strong>Actual Value of Homeownership</strong></span></p><p class=\"MsoNormal\"><span style=\"mso-fareast-language:EN-GB;\">The pandemic has brought heightened attention to the value of homes, with widespread discussions on the housing market and price speculations. However, homeowners' connection to their homes goes beyond financial considerations. It is often rooted in the relationships shared with loved ones, the sense of community, the peace of mind derived from home ownership, and the efforts invested in the property. The true value of homeownership transcends mere monetary figures.</span></p><p class=\"MsoListParagraph\" style=\"mso-list:l0 level1 lfo1;text-indent:-18.0pt;\"><span style=\"font-size:14.0pt;mso-bidi-font-family:Calibri;mso-bidi-theme-font:minor-latin;mso-fareast-language:EN-GB;mso-list:Ignore;\"><strong>14.</strong></span><span style=\"font-size:14.0pt;mso-fareast-language:EN-GB;\"><strong> The Rarity of Prolonged Price Declines</strong></span></p><p class=\"MsoNormal\"><span style=\"mso-fareast-language:EN-GB;\">Prolonged home price declines lasting five-plus years, especially those as severe as the early mid-1990s-era housing bust, are infrequent. Throughout the last century, national home prices have only declined occasionally and typically required unique combinations of events. While recent price surges have led to speculation about a potential decline, numerous market tailwinds and the reasons above should prevent a sharp plunge and potentially avert any significant house price crash.</span></p><p class=\"MsoNormal\" style=\"text-align:center;\"><span style=\"font-size:16.0pt;mso-fareast-language:EN-GB;\"><strong>But What if House Prices Do Drop?</strong></span></p><p class=\"MsoListParagraphCxSpFirst\" style=\"margin-left:0cm;mso-add-space:auto;\"><span style=\"mso-fareast-language:EN-GB;\">Ignoring the 14 points mentioned above, let us see what a price reduction would mean for homeowners.</span></p><p class=\"MsoListParagraphCxSpMiddle\" style=\"margin-left:0cm;mso-add-space:auto;\"><span style=\"mso-fareast-language:EN-GB;\">If house prices dropped by 10%, let’s say, they would still be at a greater level than in<strong> </strong></span><span style=\"color:black;\"><span style=\"mso-fareast-language:EN-GB;mso-themecolor:text1;\">August 2021 … and nobody was complaining about those!</span></span></p><p class=\"MsoListParagraphCxSpMiddle\" style=\"margin-left:0cm;mso-add-space:auto;\"><span style=\"mso-fareast-language:EN-GB;\">Now, don't get me wrong, if house prices drop by 10%, a tiny percentage of homeowners (2.83% of all homeowners that have bought in the last two years) will be in negative equity.&nbsp;</span></p><p class=\"MsoListParagraphCxSpLast\" style=\"margin-left:0cm;mso-add-space:auto;\"><span style=\"mso-fareast-language:EN-GB;\">However, that is only an issue if they decide to sell the property, and as we all know, homeownership is a long-term thing, and most of those who would have negative equity will probably be on five-year fixed-rate low-rate mortgages.</span></p><p class=\"MsoNormal\">But what if house prices dropped by the same percentage as they did in the global financial crash in 2008? If that were the case, house prices would <strong>only</strong> return to the house price levels achieved in the summer of 2020 (although the number of people in negative equity would increase slightly)</p><p class=\"MsoNormal\"><span style=\"mso-fareast-language:EN-GB;\">As homeowners face uncertainty regarding potential house price drops, it is crucial to recognise the various factors that support the housing market's resilience. While economic conditions can fluctuate, history has shown that housing values tend to appreciate over the long term.&nbsp;</span></p><p class=\"MsoNormal\"><span style=\"mso-fareast-language:EN-GB;\">Homeowners can take comfort in the differences between the 2023 market and the 2008 housing bubble, including stronger equity positions and a more regulated lending environment.&nbsp;</span></p><p class=\"MsoNormal\"><span style=\"mso-fareast-language:EN-GB;\">As we navigate through market cycles, homeowners should remain focused on their long-term goals, the strength of the job market, and the true value that their homes bring beyond monetary considerations. By acknowledging these factors, homeowners can confidently approach potential price declines and adapt to the market.</span></p><p class=\"MsoNormal\"><span style=\"mso-fareast-language:EN-GB;\">These are my thoughts, what are yours?</span></p>","embed_video_url":null,"post_on":null,"tile_image":{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/i/446_Powerpoint_c03372c93c.jpg","alternativeText":""},"tags":"Sales","slug":"14-reasons-not-to-fear-house-price-drops","publish":true,"imagetransforms":{"tile_image_Transforms":"{\"i.prod/446_Powerpoint_c03372c93c.jpg\":{\"webp\":{\"352x220\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/352x220/446_Powerpoint_c03372c93c.webp\",\"720x380\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/720x380/446_Powerpoint_c03372c93c.webp\"},\"jpg\":{\"352x220\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/352x220/446_Powerpoint_c03372c93c.jpg\"}},\"i.dev/446_Powerpoint_c03372c93c.jpg\":{\"webp\":{\"352x220\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.dev/352x220/446_Powerpoint_c03372c93c.webp\"}}}","banner_image_Transforms":"{\"i.prod/446_Powerpoint_c03372c93c.jpg\":{\"webp\":{\"336x240\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/336x240/446_Powerpoint_c03372c93c.webp\",\"720x500\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/720x500/446_Powerpoint_c03372c93c.webp\",\"928x500\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/928x500/446_Powerpoint_c03372c93c.webp\"},\"jpg\":{\"336x240\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/336x240/446_Powerpoint_c03372c93c.jpg\",\"928x500\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/928x500/446_Powerpoint_c03372c93c.jpg\",\"720x500\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/720x500/446_Powerpoint_c03372c93c.jpg\"}}}"},"ggfx_results":[{"id":"670fb2e39e6e2acd76e5aa4d","transforms":[{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/352x220/446_Powerpoint_c03372c93c.webp","format":"webp","transform":"352x220","inputParams":{"action":"transform","src":{"cftle":{"Key":"i.prod/446_Powerpoint_c03372c93c.jpg"}},"dest":{"cftle":{"Key":"x.prod/352x220/446_Powerpoint_c03372c93c.webp"},"format":{"isFormatChanged":true,"format":"webp","content-type":"image/webp"},"transform":"352x220","resize":{"width":352,"height":220,"position":"x","fit":null},"brightness":null,"sharpness":null,"quality":null,"watermark":false,"resizeText":"352x220"},"additionalParams":{"contentType":"blog","id":"64d0bc038c006107ecff48c6","field":"tile_image","force":null}},"created_at":"2024-10-14 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11:13:32.720"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x/336x240/446_Powerpoint_c03372c93c.jpg","format":"jpg","transform":"336x240","created_at":"2026-04-09 11:33:07.614","updated_at":"2026-04-09 11:33:07.614"}],"src_cftle":"i/446_Powerpoint_c03372c93c.jpg","src_url":"i/446_Powerpoint_c03372c93c.jpg"}],"createdAt":"2023-08-07T09:40:19.715Z","updatedAt":"2026-07-23T14:33:59.849Z"},{"id":"64c119a15876094241d29c89","title":"Lomond Insights: Manchester property market Q2 review","categories":"General","description":"<p class=\"MsoNormal\">As we reached the midway point of the year, the Manchester property market looks different to the end of its first quarter. Price and inflation changes have knock-on effects in the selling and buying market, while the private rental sector continues to grow.</p>\n<h2 class=\"MsoNormal\">SALES MARKET</h2>\n<p class=\"MsoNormal\">Throughout our region, activity is steady across all price points, with Manchester&rsquo;s high levels of employment and investment keeping the market afloat, despite recent turbulence. Demand is high in the suburbs for properties between &pound;300-&pound;400k, and apartments in the city remain popular.</p>\n<p class=\"MsoNormal\">Rising costs mean well-insulated, energy-efficient properties are increasingly in demand. Multiple viewings and offers are still occurring for high-quality properties priced correctly, with around two out of three of our properties agreed at above asking prices. However, realism by vendors is critical as buyers are particularly diligent about price point.</p>\n<h2 class=\"MsoNormal\">LETTINGS MARKET</h2>\n<p class=\"MsoNormal\">With mortgage volatility and increasing legislation, we are seeing some landlords in the city selling up, and fewer new landlords registering. The landlords exiting tend to be those with only one or two properties, who are concerned about increasing costs and legislation in the sector.</p>\n<p class=\"MsoNormal\">Professional landlords are still taking the opportunity to buy at good prices, with good yields, supported by the strong rental market. Houses continue to provide the best medium to long-term investment. Good advice is key in supporting landlords through a changing environment and making their investment work hard, especially with the average yield for a two-bed apartment in Manchester currently standing at 7.3% (Dataloft Rental Market Analytics, March to May 2023).</p>\n<p class=\"MsoNormal\">The rental market remains largely in the same place as at the start of the year, with supply down and demand high, particularly with a post-Covid shift back to city-centre living. Manchester experienced the second-highest rental growth of the UK cities, with an annual increase of 13% (Zoopla).</p>\n<p class=\"MsoNormal\">Most of our properties are let within a week, and we are noticing tenants are staying longer and renewing more. Renters in Manchester are spending an average of 25% of their income on rent (Dataloft Rental Market Analytics, March to May 2023). Assuming a renter affordability threshold of 30%, renters are currently within their affordability limits. Location is of top importance, with outdoor space or home working space also highly valued.</p>\n<h2 class=\"MsoNormal\">HOW WE PERFORMED IN Q2</h2>\n<p class=\"MsoNormal\">Despite fluctuations in the current markets, our property experts continue to deliver brilliant service to our thousands of customers.</p>\n<p class=\"MsoNormal\">While we continue our efforts to grow the company even further, our teams produced the following numbers in Q2:</p>\n<h3 class=\"MsoNormal\">SALES (per branch)</h3>\n<ul>\n<li class=\"MsoNormal\">45 new instructions</li>\n<li class=\"MsoNormal\">334 applicants</li>\n<li class=\"MsoNormal\">23 contract exchanges</li>\n<li class=\"MsoNormal\">7 applicants per property</li>\n</ul>\n<h3 class=\"MsoNormal\">LETTINGS (per branch)</h3>\n<ul>\n<li class=\"MsoNormal\">12 new instructions</li>\n<li class=\"MsoNormal\">360 applicants</li>\n<li class=\"MsoNormal\">31 applicants per property</li>\n<li class=\"MsoNormal\">75 new tenancies agreed</li>\n</ul>\n<p class=\"MsoNormal\">Jason Watkin, Chief Executive Officer, summarised: &ldquo;Prices are correcting after unstainable growth over the last few years. It remains a good time to buy, with prices only set to increase in the long term.&rdquo;</p>\n<p class=\"MsoNormal\">You can read the full summary of the Manchester property market below, or click <a href=\"https://www.lomond.group/about-lomond-group/latest-property-news/lomond-quarterly-insights-q2-2023/\">here</a> to learn how Lomond is transforming the UK property market, notably in the investment sector.</p>\n<p class=\"MsoNormal\">&nbsp;</p>\n<div style=\"position: relative; padding-top: max(60%,326px); height: 0; width: 100%;\"><iframe style=\"position: absolute; border: none; width: 100%; height: 100%; left: 0; right: 0; top: 0; bottom: 0;\" src=\"https://e.issuu.com/embed.html?d=2_dataloft_lomond_quarterly_2023_summer_web_72_pa&amp;pageNumber=12&amp;u=lomondlife\" sandbox=\"allow-top-navigation allow-top-navigation-by-user-activation allow-downloads allow-scripts allow-same-origin allow-popups allow-modals allow-popups-to-escape-sandbox allow-forms\" allow=\"clipboard-write\" 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","categories":"Property_Management","description":"<p>Disputes with tenants over tenancy deposits and bonds can cause stress and financial strain for both parties involved. Here we can explain the tenancy deposit scheme, provide valuable advice on resolving bond disputes, and highlight the importance of finding the right tenant to avoid such issues altogether.&nbsp;</p>\n<p>&nbsp;</p>\n<h3>Understanding the UK Tenancy Deposit Scheme&nbsp;</h3>\n<p>In the UK, landlords are legally required to protect their tenants' deposits using a government-approved tenancy deposit scheme. These schemes provide an independent dispute resolution service and ensure that the deposit is returned fairly at the end of the tenancy. There are three government-approved schemes in the UK: Deposit Protection Service (DPS), MyDeposits, and the Tenancy Deposit Scheme (TDS). Landlords must choose one of these schemes within 30 days of receiving the deposit.&nbsp;</p>\n<p>In addition to protecting the deposit, Landlords also have another option - The No Deposit Scheme. This is an alternative to a traditional deposit. It is only available to landlords using our Fully Managed Service and it is offered at our discretion. &nbsp;</p>\n<h4>Benefits of the scheme include;&nbsp;</h4>\n<p>&bull; Attracts more tenants&nbsp;</p>\n<p>&bull; Quicker move ins&nbsp;</p>\n<p>&bull; 8 weeks protection versus 5 weeks with traditional deposit&nbsp;</p>\n<p>&bull; Faster payment, no need to wait until the end of adjudication, we will pay within 10 days of claim being internally approved&nbsp;</p>\n<p>To learn more about the No Deposit Scheme, please reach out to your local branch. <a href=\"https://www.thornleygroves.co.uk/contact/branch-finder/\">Click here</a> to find your local branch.&nbsp;</p>\n<p>&nbsp;</p>\n<h4>Resolving Bond Disputes&nbsp;</h4>\n<p>Despite the existence of tenancy deposit schemes, disagreements can still occur between landlords and tenants regarding the return of the deposit. Here are some key steps and advice to navigate bond disputes effectively:&nbsp;</p>\n<p>&nbsp;</p>\n<p>Accurate Check-In and Check-Out Reports: Maintaining comprehensive check-in and check-out reports that detail the condition of the property is essential. This documentation acts as evidence in the event of a dispute and helps determine responsibility for any damages.&nbsp;</p>\n<p>&nbsp;</p>\n<p>Effective Communication: Clear and timely communication between landlords and tenants is crucial. It's recommended to address any concerns or issues promptly to avoid them escalating into disputes. Maintaining a paper trail of all correspondence can also be beneficial.&nbsp;</p>\n<p>&nbsp;</p>\n<p>Mediation and Alternative Dispute Resolution (ADR): If a dispute arises, both parties should consider mediation or ADR services provided by the tenancy deposit schemes. Mediation involves an impartial third-party facilitating communication between the landlord and tenant, helping them reach a mutually agreeable solution. ADR is a formal process where an independent adjudicator reviews the evidence and makes a binding decision on the deposit's distribution.&nbsp;</p>\n<p>&nbsp;</p>\n<p>Keeping Evidence: To strengthen your case during a bond dispute, gather and retain evidence such as photographs, invoices for repairs, and relevant communication records. This evidence will support your claims and help you protect your rights as a landlord.&nbsp;</p>\n<p>&nbsp;</p>\n<p>To illustrate the challenges and solutions related to tenancy deposit disputes, let's consider two hypothetical case studies:&nbsp;</p>\n<p>&nbsp;</p>\n<h4>Unreported Damages&nbsp;</h4>\n<p>Tenant A rented a property for six months and failed to report some damages caused during their tenancy. When the tenancy ended, the landlord discovered these damages and withheld a portion of the deposit to cover the repair costs. The tenant claimed they were not responsible for the damages, resulting in a dispute. Through mediation facilitated by the tenancy deposit scheme, both parties agreed to a fair deduction, avoiding a lengthy legal process.&nbsp;</p>\n<p>&nbsp;</p>\n<h4>Insufficient Documentation&nbsp;</h4>\n<p>Tenant B moved out of their rented property, leaving it in good condition. However, the check-in and check-out reports were incomplete and did not provide sufficient evidence of the property's condition at the start and end of the tenancy. This lack of documentation complicated the resolution process, leading to delays in the deposit return. In this case, both the landlord and tenant learned the importance of thorough documentation for future reference.&nbsp;</p>\n<p>&nbsp;</p>\n<h4>Avoiding Bond Disputes by Finding the Right Tenant&nbsp;</h4>\n<p>Preventing bond disputes starts with finding the right tenant for your property. Thornley Groves implements a comprehensive tenant screening process that includes background checks, employment verification, and previous landlord references. This helps assess a potential tenant's reliability and ability to meet their obligations.&nbsp;</p>","embed_video_url":null,"post_on":null,"tile_image":{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/i/Getty_Images_1263705798_1_c4deddef2b.jpg","alternativeText":""},"tags":"Lettings","slug":"tds-and-bond-dispute-advice-how-you-can-avoid-them-and-why-finding-the-right-tenant-is-important","publish":true,"imagetransforms":{"tile_image_Transforms":"{\"i.prod/Getty_Images_1263705798_1_c4deddef2b.jpg\":{\"webp\":{\"720x380\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/720x380/Getty_Images_1263705798_1_c4deddef2b.webp\",\"352x220\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/352x220/Getty_Images_1263705798_1_c4deddef2b.webp\"},\"jpg\":{\"352x220\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/352x220/Getty_Images_1263705798_1_c4deddef2b.jpg\",\"720x380\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/720x380/Getty_Images_1263705798_1_c4deddef2b.jpg\"}}}","banner_image_Transforms":"{\"i.prod/Getty_Images_1263705798_1_c4deddef2b.jpg\":{\"webp\":{\"336x240\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/336x240/Getty_Images_1263705798_1_c4deddef2b.webp\",\"928x500\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/928x500/Getty_Images_1263705798_1_c4deddef2b.webp\",\"720x500\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/720x500/Getty_Images_1263705798_1_c4deddef2b.webp\"}}}"},"ggfx_results":[{"id":"670fb2e39e6e2acd76e5aa4f","transforms":[{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/352x220/Getty_Images_1263705798_1_c4deddef2b.webp","format":"webp","transform":"352x220","inputParams":{"action":"transform","src":{"cftle":{"Key":"i.prod/Getty_Images_1263705798_1_c4deddef2b.jpg"}},"dest":{"cftle":{"Key":"x.prod/352x220/Getty_Images_1263705798_1_c4deddef2b.webp"},"format":{"isFormatChanged":true,"format":"webp","content-type":"image/webp"},"transform":"352x220","resize":{"width":352,"height":220,"position":"x","fit":null},"brightness":null,"sharpness":null,"quality":null,"watermark":false,"resizeText":"352x220"},"additionalParams":{"contentType":"blog","id":"64900d79a068c16e02638b8a","field":"tile_image","force":null}},"created_at":"2024-10-14 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since Lockdown One has undergone some notable changes, reflecting shifting preferences and lifestyle choices.&nbsp;</span><span style=\"mso-fareast-language: EN-GB;\">&nbsp;</span></span></p>\n<p class=\"MsoNormal\"><span style=\"font-family: helvetica, arial, sans-serif; font-size: 10pt;\">This article explores the transformations in property purchasing trends over the last two years compared to the long-term, almost three-decade average, with a focus on Monton and Eccles detached houses, semi-detached houses, terraced houses and apartments.</span></p>\n<p class=\"MsoNormal\"><span style=\"font-family: helvetica, arial, sans-serif; font-size: 10pt;\"><strong>Monton and Eccles Detached Houses: A Shift Towards Modernity</strong></span></p>\n<p class=\"MsoNormal\"><span style=\"font-family: helvetica, arial, sans-serif; font-size: 10pt;\">Detached houses, long considered the epitome of homeownership, have witnessed a transformation in Monton and Eccles buyer preferences. While they still hold significant appeal, particularly for families seeking privacy and ample space, the demand for Monton and Eccles detached properties in the last couple of years has decreased, when compared to the previous average of the last three decades. This shift started before lockdown and can be attributed to several factors, including changing demographics, the way people live, higher land costs and evolving lifestyles that prioritise convenience and urban living.</span></p>\n<p class=\"MsoNormal\" style=\"text-align: center;\" align=\"center\"><span style=\"font-family: helvetica, arial, sans-serif; font-size: 10pt;\"><strong><span style=\"mso-fareast-language: EN-GB;\">Between 1995 and 2020, 790 detached homes sold in the Monton and Eccles area, representing 9.9% of all the property sales in those 26 years.</span></strong><strong><span style=\"mso-fareast-language: EN-GB;\">&nbsp;</span></strong></span></p>\n<p class=\"MsoNormal\" style=\"text-align: center;\" align=\"center\"><span style=\"font-family: helvetica, arial, sans-serif; font-size: 10pt;\"><strong><span style=\"mso-fareast-language: EN-GB;\">In the last two years (2021 &amp; 2022), 67 detached homes sold in the Monton and Eccles area, representing 8.0% of all the property sales in those 2 years, a proportional drop of 19.1%.</span></strong></span></p>\n<p class=\"MsoNormal\"><span style=\"font-family: helvetica, arial, sans-serif; font-size: 10pt;\"><strong>Monton and Eccles Semi-Detached Houses: Balancing Space and Affordability</strong></span></p>\n<p class=\"MsoNormal\"><span style=\"font-family: helvetica, arial, sans-serif; font-size: 10pt;\">Monton and Eccles semi-detached houses have maintained a slightly more stable position in the property market over the past three decades, striking a balance between the space offered by detached houses and the affordability of terraced houses. While their popularity has seen minor fluctuations, their appeal to both families and young professionals looking for more spacious living arrangements remains consistent.</span></p>\n<p class=\"MsoNormal\"><span style=\"font-family: helvetica, arial, sans-serif; font-size: 10pt;\">In recent years, there has been a noticeable increase in demand for well-presented mature Monton and Eccles extended semi-detached houses as homeowners increasingly seek larger properties that accommodate work-from-home setups and additional living spaces for multi-generational living. This trend suggests a growing emphasis on both comfort and adaptability within the modern Monton and Eccles homes.</span></p>\n<p class=\"MsoNormal\" style=\"text-align: center;\" align=\"center\"><span style=\"font-family: helvetica, arial, sans-serif; font-size: 10pt;\"><strong><span style=\"mso-fareast-language: EN-GB;\">Between 1995 and 2020, 2,690 semi-detached homes sold in the Monton and Eccles area, representing 33.9% of all the property sales in those 26 years.</span></strong><strong><span style=\"mso-fareast-language: EN-GB;\">&nbsp;</span></strong></span></p>\n<p class=\"MsoNormal\" style=\"text-align: center;\" align=\"center\"><span style=\"font-family: helvetica, arial, sans-serif; font-size: 10pt;\"><strong><span style=\"mso-fareast-language: EN-GB;\">In the last two years (2021 &amp; 2022), 299 semi-detached homes sold in the Monton and Eccles area, representing 35.9% of all the property sales in those 2 years, a proportional rise of 6.0%.</span></strong></span></p>\n<p class=\"MsoNormal\"><span style=\"font-family: helvetica, arial, sans-serif; font-size: 10pt;\"><strong>Monton and Eccles Terraced Houses: Embracing Urban Living</strong></span></p>\n<p class=\"MsoNormal\"><span style=\"font-family: helvetica, arial, sans-serif; font-size: 10pt;\">Nationally terraced houses have witnessed a resurgence in popularity with many new home builders utilising the modern &lsquo;town house&rsquo; in a three-storey format. These houses in modern suburban areas provide a contemporary take on this traditional property type, attracting younger buyers looking for a low-maintenance lifestyle without sacrificing space (as they are built over three floors).</span></p>\n<p class=\"MsoNormal\"><span style=\"font-family: helvetica, arial, sans-serif; font-size: 10pt;\">&nbsp;</span></p>\n<p class=\"MsoNormal\"><span style=\"font-family: helvetica, arial, sans-serif; font-size: 10pt;\">Then we have the Victorian terraced home which offers a blend of affordability, convenience and a sense of community tracing its history back over 100+ years. Young professionals, couples and small families are attracted to the charm and character of these properties, the generous square footage and convenient location, often means the need for a car is reduced.</span></p>\n<p class=\"MsoNormal\" style=\"text-align: center;\" align=\"center\"><span style=\"font-family: helvetica, arial, sans-serif; font-size: 10pt;\"><strong><span style=\"mso-fareast-language: EN-GB;\">Between 1995 and 2020, 3,215 terraced homes sold in the Monton and Eccles area, representing 40.5% of all the property sales in those 26 years.</span></strong><strong><span style=\"mso-fareast-language: EN-GB;\">&nbsp;</span></strong></span></p>\n<p class=\"MsoNormal\" style=\"text-align: center;\" align=\"center\"><span style=\"font-family: helvetica, arial, sans-serif; font-size: 10pt;\"><strong><span style=\"mso-fareast-language: EN-GB;\">In the last two years (2021 &amp; 2022), 329 terraced homes sold in the Monton and Eccles area, representing 39.5% of all the property sales in those 2 years, a proportional&nbsp;</span></strong><strong><span style=\"mso-fareast-language: EN-GB;\">drop of 2.4%.</span></strong></span></p>\n<p class=\"MsoNormal\"><span style=\"font-family: helvetica, arial, sans-serif; font-size: 10pt;\"><span style=\"mso-fareast-language: EN-GB;\">&nbsp;<strong>M</strong></span><strong>onton and Eccles Apartments: The Rise of Vertical Living</strong></span></p>\n<p class=\"MsoNormal\"><span style=\"font-family: helvetica, arial, sans-serif; font-size: 10pt;\">Perhaps the most significant transformation in property type preferences over the past three decades can be observed in the increased popularity of apartments in the UK. Rapidly rising land costs and a growing desire for low-maintenance living have propelled the demand for apartment living to new heights.</span></p>\n<p class=\"MsoNormal\"><span style=\"font-family: helvetica, arial, sans-serif; font-size: 10pt;\">Apartments offer a range of benefits, including affordability, security, access to amenities and a lock-and-leave lifestyle. Millennials and young professionals are drawn to the convenience and vibrant urban environments that apartments often provide. Additionally, the growing focus on sustainable living and reduced carbon footprints has further fuelled the demand for high-density housing options. Also, the issue of cladding which has become a great worry is hopefully on its way to being sorted.</span></p>\n<p class=\"MsoNormal\" style=\"text-align: center;\" align=\"center\"><span style=\"font-family: helvetica, arial, sans-serif; font-size: 10pt;\"><strong><span style=\"mso-fareast-language: EN-GB;\">Between 1995 and 2020, <span style=\"color: black; mso-themecolor: text1;\">1,247 </span>apartments sold in the Monton and Eccles area, representing 15.7% of all the property sales in those 26 years.</span></strong></span></p>\n<p class=\"MsoNormal\" style=\"text-align: center;\" align=\"center\"><span style=\"font-family: helvetica, arial, sans-serif; font-size: 10pt;\"><strong><span style=\"mso-fareast-language: EN-GB;\">In the last two years (2021 &amp; 2022), 138 apartments sold in the Monton and Eccles area, representing 16.6% of all the property sales in those 2 years, a proportional&nbsp;</span></strong><strong><span style=\"mso-fareast-language: EN-GB;\">increase of 5.5%.</span></strong></span></p>\n<p class=\"MsoNormal\"><span style=\"font-family: helvetica, arial, sans-serif; font-size: 10pt;\">This is particularly interesting when we compare the Monton and Eccles stats to the national picture. Detached houses have seen an increase in demand from 34% of sales a decade ago to 39% last year, semi-detached houses have maintained their appeal and increased from 26% to 28% in the last decade. Terraced houses have witnessed a drop from 26% a decade ago to 21% last year and finally apartments have slightly increased from 11% to 12%.</span></p>\n<p class=\"MsoNormal\"><span style=\"font-family: helvetica, arial, sans-serif; font-size: 10pt;\">The property preferences in Monton and Eccles have experienced notable shifts over the past two years compared to the long-term average of the last three decades. As the local property landscape continues to evolve, it is crucial to analyse these shifting preferences to understand the needs and desires of potential Monton and Eccles homeowners (and tenants).</span></p>\n<p class=\"MsoNormal\"><span style=\"font-family: helvetica, arial, sans-serif; font-size: 10pt;\">Of course, detached houses remain a peak of home ownership, yet as the Monton and Eccles market is adapting to cater to changing demographics, urbanisation and evolving lifestyles, this might start to change in the coming decade.</span></p>\n<p class=\"MsoNormal\"><span style=\"font-family: helvetica, arial, sans-serif; font-size: 10pt;\">By recognising and responding to these trends, homeowners, buy-to-let landlords and planners and developers can ensure that Monton and Eccles's property market continues to thrive and meet the deman</span>ds of the 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mso-fareast-font-family: Calibri;\">ti</span><span style=\"font-size: 11.5pt;\">es &ndash; crea</span><span style=\"font-size: 11.5pt; mso-fareast-font-family: Calibri;\">ti</span><span style=\"font-size: 11.5pt;\">ng a windfall for the treasury and a hole in their pockets.&nbsp;</span></p>\n<p class=\"Default\"><span style=\"font-size: 11.5pt;\">Selling a rental property is o</span><span style=\"font-size: 11.5pt; mso-fareast-font-family: Calibri;\">ft</span><span style=\"font-size: 11.5pt;\">en a finely balanced decision, and the impact of a lump sum heading in the direc</span><span style=\"font-size: 11.5pt; mso-fareast-font-family: Calibri;\">ti</span><span style=\"font-size: 11.5pt;\">on of HMRC should not be discounted.</span></p>\n<p class=\"Default\"><span style=\"font-size: 11.5pt;\">Whilst some landlords are looking to divest themselves of proper</span><span style=\"font-size: 11.5pt; mso-fareast-font-family: Calibri;\">ti</span><span style=\"font-size: 11.5pt;\">es that seem at present to be marginally profitable, there are many factors to consider, not least the possibility of con</span><span style=\"font-size: 11.5pt; mso-fareast-font-family: Calibri;\">ti</span><span style=\"font-size: 11.5pt;\">nued capital apprecia</span><span style=\"font-size: 11.5pt; mso-fareast-font-family: Calibri;\">ti</span><span style=\"font-size: 11.5pt;\">on.&nbsp;</span></p>\n<p class=\"Default\"><span style=\"font-size: 11.5pt;\">Recently, one of our landlord clients popped in for a chat about selling their property. They were near to a sale and wanted to know how much they would be le</span><span style=\"font-size: 11.5pt; mso-fareast-font-family: Calibri;\">ft </span><span style=\"font-size: 11.5pt;\">with a</span><span style=\"font-size: 11.5pt; mso-fareast-font-family: Calibri;\">ft</span><span style=\"font-size: 11.5pt;\">er paying CGT.&nbsp;</span></p>\n<p class=\"Default\"><span style=\"font-size: 11.5pt;\">The plan was to transfer the profit to a savings product, collect the interest, and never have to darken a rental agent&rsquo;s doorway again.</span></p>\n<p class=\"Default\"><span style=\"font-size: 11.5pt;\">It was a simple ques</span><span style=\"font-size: 11.5pt; mso-fareast-font-family: Calibri;\">ti</span><span style=\"font-size: 11.5pt;\">on with a simple answer&hellip;&hellip; the &pound;50k profit in the property netted down to &pound;31,680 a</span><span style=\"font-size: 11.5pt; mso-fareast-font-family: Calibri;\">ft</span><span style=\"font-size: 11.5pt;\">er transac</span><span style=\"font-size: 11.5pt; mso-fareast-font-family: Calibri;\">ti</span><span style=\"font-size: 11.5pt;\">on costs and tax were paid. (In this instance higher rate tax, but s</span><span style=\"font-size: 11.5pt; mso-fareast-font-family: Calibri;\">ti</span><span style=\"font-size: 11.5pt;\">ll a shocker).&nbsp;</span></p>\n<p class=\"Default\"><span style=\"font-size: 11.5pt;\">Our client needed a moment to compose themselves.</span></p>\n<p class=\"Default\"><span style=\"font-size: 11.5pt;\">A</span><span style=\"font-size: 11.5pt; mso-fareast-font-family: Calibri;\">ft</span><span style=\"font-size: 11.5pt;\">er administering a strong cup of tea, we took a moment to compare their position if they were to hold the property.&nbsp;</span></p>\n<p class=\"Default\"><span style=\"font-size: 11.5pt;\">With a bit of imagina</span><span style=\"font-size: 11.5pt; mso-fareast-font-family: Calibri;\">ti</span><span style=\"font-size: 11.5pt;\">on, we had a look at available data and came up with some forecasts to play with &ndash; data sources included Savills, the Bank of England, Sta</span><span style=\"font-size: 11.5pt; mso-fareast-font-family: Calibri;\">ti</span><span style=\"font-size: 11.5pt;\">sta, and Mabel, the office pooch. </span></p>\n<p class=\"Default\" style=\"margin-bottom: 16.35pt; page-break-before: always;\"><strong><span style=\"font-size: 11.5pt;\">We came up with this chart:</span></strong></p>\n<p><img src=\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/i.prod/chart1_c06380cd50.png\"></p>\n<p class=\"MsoNormal\"><strong><span style=\"font-size: 12.0pt; line-height: 107%; font-family: 'Calibri-Bold',sans-serif; mso-bidi-font-family: Calibri-Bold; mso-font-kerning: 0pt;\">We then applied the forecasts above to their property to have a look at the posi</span></strong><strong><span style=\"font-size: 12.0pt; line-height: 107%; mso-ascii-font-family: Calibri; mso-fareast-font-family: Calibri; mso-hansi-font-family: Calibri; mso-bidi-font-family: Calibri; mso-font-kerning: 0pt;\">ti</span></strong><strong><span style=\"font-size: 12.0pt; line-height: 107%; font-family: 'Calibri-Bold',sans-serif; mso-bidi-font-family: Calibri-Bold; mso-font-kerning: 0pt;\">on in the future and came up with this: Another Chart!</span></strong></p>\n<p><img src=\"data:image/png;base64,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\" width=\"729\" height=\"383\"></p>\n<p class=\"MsoNormal\" style=\"margin-bottom: 0cm; line-height: normal; mso-layout-grid-align: none; text-autospace: none;\"><span style=\"font-size: 12.0pt; mso-ascii-font-family: Calibri; mso-hansi-font-family: Calibri; mso-bidi-font-family: Calibri; color: black; mso-font-kerning: 0pt;\">So, the calcula</span><span style=\"font-size: 12.0pt; mso-ascii-font-family: Calibri; mso-fareast-font-family: Calibri; mso-hansi-font-family: Calibri; mso-bidi-font-family: Calibri; color: black; mso-font-kerning: 0pt;\">ti</span><span style=\"font-size: 12.0pt; mso-ascii-font-family: Calibri; mso-hansi-font-family: Calibri; mso-bidi-font-family: Calibri; color: black; mso-font-kerning: 0pt;\">on showed a &pound;41,000 improvement in profit by holding for five years &ndash; in this case the client was at 80% LTV and so leverage significantly improved their profit over </span><span style=\"font-size: 12.0pt; mso-ascii-font-family: Calibri; mso-fareast-font-family: Calibri; mso-hansi-font-family: Calibri; mso-bidi-font-family: Calibri; color: black; mso-font-kerning: 0pt;\">ti</span><span style=\"font-size: 12.0pt; mso-ascii-font-family: Calibri; mso-hansi-font-family: Calibri; mso-bidi-font-family: Calibri; color: black; mso-font-kerning: 0pt;\">me.</span></p>\n<p class=\"MsoNormal\" style=\"margin-bottom: 0cm; line-height: normal; mso-layout-grid-align: none; text-autospace: none;\"><span style=\"font-size: 9.0pt; line-height: 107%; mso-ascii-font-family: Calibri; mso-hansi-font-family: Calibri; mso-bidi-font-family: Calibri; color: #595959; mso-font-kerning: 0pt;\"><img src=\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/i.prod/dog_0501670f37.png\">&nbsp;</span></p>\n<p class=\"Default\"><span style=\"font-size: 11.5pt;\">Mabel, the office dog, recommended that the client hold the property, and they agreed.&nbsp;</span></p>\n<p class=\"Default\"><span style=\"font-size: 11.5pt;\">Each property is different, and everyone will have their own ideas on what the future will hold.</span></p>\n<p class=\"Default\"><span style=\"font-size: 11.5pt;\">It is strongly recommended that you fully consider your CGT and Personal Tax position before taking a decision to dispose of a rental property. Look before you leap!&nbsp;</span></p>\n<p class=\"Default\"><span style=\"font-size: 11.5pt;\">There are other reasons to hold onto your property:</span></p>\n<p class=\"Default\" style=\"margin-left: 36.0pt; text-indent: -18.0pt; mso-list: l0 level1 lfo1;\"><!-- [if !supportLists]--><span style=\"font-size: 11.5pt; font-family: Symbol; mso-fareast-font-family: Symbol; mso-bidi-font-family: Symbol;\"><span style=\"mso-list: Ignore;\">&middot;<span style=\"font: 7.0pt 'Times New Roman';\">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span></span><!--[endif]--><span style=\"font-size: 11.5pt;\">Rela</span><span style=\"font-size: 11.5pt; mso-fareast-font-family: Calibri;\">ti</span><span style=\"font-size: 11.5pt;\">vely low savings rates </span></p>\n<p class=\"Default\" style=\"margin-left: 36.0pt; text-indent: -18.0pt; mso-list: l0 level1 lfo1;\"><!-- [if !supportLists]--><span style=\"font-size: 11.5pt; font-family: Symbol; mso-fareast-font-family: Symbol; mso-bidi-font-family: Symbol;\"><span style=\"mso-list: Ignore;\">&middot;<span style=\"font: 7.0pt 'Times New Roman';\">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span></span><!--[endif]--><span style=\"font-size: 11.5pt;\">High inflation </span></p>\n<p class=\"Default\" style=\"margin-left: 36.0pt; text-indent: -18.0pt; mso-list: l0 level1 lfo1;\"><!-- [if !supportLists]--><span style=\"font-size: 11.5pt; font-family: Symbol; mso-fareast-font-family: Symbol; mso-bidi-font-family: Symbol;\"><span style=\"mso-list: Ignore;\">&middot;<span style=\"font: 7.0pt 'Times New Roman';\">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span></span><!--[endif]--><span style=\"font-size: 11.5pt;\">Opportunities to reprice </span></p>\n<p class=\"Default\" style=\"margin-left: 36.0pt; text-indent: -18.0pt; mso-list: l0 level1 lfo1;\"><!-- [if !supportLists]--><span style=\"font-size: 11.5pt; font-family: Symbol; mso-fareast-font-family: Symbol; mso-bidi-font-family: Symbol;\"><span style=\"mso-list: Ignore;\">&middot;<span style=\"font: 7.0pt 'Times New Roman';\">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span></span><!--[endif]--><span style=\"font-size: 11.5pt;\">Reduction in financial security</span></p>\n<p class=\"Default\" style=\"margin-left: 36.0pt; text-indent: -18.0pt; mso-list: l0 level1 lfo1;\"><!-- [if !supportLists]--><span style=\"font-size: 11.5pt; font-family: Symbol; mso-fareast-font-family: Symbol; mso-bidi-font-family: Symbol;\"><span style=\"mso-list: Ignore;\">&middot;<span style=\"font: 7.0pt 'Times New Roman';\">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span></span><!--[endif]--><span style=\"font-size: 11.5pt;\">Weaker selling prices</span></p>\n<p class=\"Default\" style=\"margin-left: 36.0pt; text-indent: -18.0pt; mso-list: l0 level1 lfo1;\"><!-- [if !supportLists]--><span style=\"font-size: 11.5pt; font-family: Symbol; mso-fareast-font-family: Symbol; mso-bidi-font-family: Symbol;\"><span style=\"mso-list: Ignore;\">&middot;<span style=\"font: 7.0pt 'Times New Roman';\">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span></span><!--[endif]--><span style=\"font-size: 11.5pt;\">Difficulty in re-entering the market</span></p>\n<p class=\"Default\" style=\"margin-left: 36.0pt; text-indent: -18.0pt; mso-list: l0 level1 lfo1;\"><!-- [if !supportLists]--><span style=\"font-size: 11.5pt; font-family: Symbol; mso-fareast-font-family: Symbol; mso-bidi-font-family: Symbol;\"><span style=\"mso-list: Ignore;\">&middot;<span style=\"font: 7.0pt 'Times New Roman';\">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span></span><!--[endif]--><span style=\"font-size: 11.5pt;\">Cost of re-entering the market &ndash; SDLT</span></p>\n<p class=\"Default\"><span style=\"font-size: 11.5pt;\">We&rsquo;d be happy to discuss any aspect of this article with you, and to look at your own circumstances to see if selling or holding will work best for you.&nbsp;</span></p>\n<p>If you would like to get professional advice on your personal circumstances you can contact your local <a title=\"https://www.thornleygroves.co.uk/contact/branch-finder/\" href=\"https://www.thornleygroves.co.uk/contact/branch-finder/\">Property Management team</a>.</p>\n<p>For personal tax advice you can contact James, Director at Tax Bees on 01244 563 700, or visit <a title=\"https://taxbees.co.uk\" href=\"https://taxbees.co.uk\">https://taxbees.co.uk</a></p>\n<p>PS: If you decide to sell, you only have 60 days post-completion to let HMRC know about it &ndash; <a title=\"https://taxbees.co.uk\" href=\"https://taxbees.co.uk\">we can help</a> with CGT Returns and with keeping your tax liability to a minimum.&nbsp;</p>\n<p class=\"Default\"><em><span style=\"font-size: 11.5pt;\">James Dean </span></em></p>\n<p class=\"Default\"><em><span style=\"font-size: 11.5pt;\">Director, Tax Bees</span></em></p>","embed_video_url":null,"post_on":null,"tile_image":{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/i/landlord_tax_e064d1d2e4.png","alternativeText":""},"tags":"Lettings","slug":"the-taxing-reality-landlords-should-beware-of-capital-gains-consequences","publish":true,"imagetransforms":{"tile_image_Transforms":"{\"i.prod/landlord_tax_e064d1d2e4.png\":{\"webp\":{\"352x220\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/352x220/landlord_tax_e064d1d2e4.webp\",\"720x380\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/720x380/landlord_tax_e064d1d2e4.webp\"},\"png\":{\"352x220\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/352x220/landlord_tax_e064d1d2e4.png\"}}}","banner_image_Transforms":"{\"i.prod/landlord_tax_e064d1d2e4.png\":{\"webp\":{\"336x240\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/336x240/landlord_tax_e064d1d2e4.webp\",\"720x500\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/720x500/landlord_tax_e064d1d2e4.webp\",\"928x500\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/928x500/landlord_tax_e064d1d2e4.webp\"},\"png\":{\"336x240\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/336x240/landlord_tax_e064d1d2e4.png\",\"720x500\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/720x500/landlord_tax_e064d1d2e4.png\",\"928x500\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/928x500/landlord_tax_e064d1d2e4.png\"}}}"},"ggfx_results":[{"id":"670fb2e39e6e2acd76e5aa51","transforms":[{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/352x220/landlord_tax_e064d1d2e4.webp","format":"webp","transform":"352x220","inputParams":{"action":"transform","src":{"cftle":{"Key":"i.prod/landlord_tax_e064d1d2e4.png"}},"dest":{"cftle":{"Key":"x.prod/352x220/landlord_tax_e064d1d2e4.webp"},"format":{"isFormatChanged":true,"format":"webp","content-type":"image/webp"},"transform":"352x220","resize":{"width":352,"height":220,"position":"x","fit":null},"brightness":null,"sharpness":null,"quality":null,"watermark":false,"resizeText":"352x220"},"additionalParams":{"contentType":"blog","id":"648348226d3214e30035c5e4","field":"tile_image","force":null}},"created_at":"2024-10-14 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As the school year comes to an end and summer holidays begin, many families are actively searching for new homes to settle into before the next academic term. This increased demand translates to a larger pool of interested buyers, leading to more competition and potentially higher offers.</p>\n<p class=\"MsoNormal\">Moreover, the pleasant weather in June allows for beautiful home viewings. Blooming gardens, lush landscapes, and sunlit interiors create an inviting atmosphere that can truly captivate prospective buyers. The longer days mean more daylight hours for showcasing your property's best features, making it easier for buyers to visualise themselves living in the space.</p>\n<p class=\"MsoNormal\">Lastly, selling in June allows for a smoother transition. With a sale during this month, homeowners can plan their moves during the summer when schedules tend to be more flexible. This can minimize disruptions to work, school, and other commitments, ensuring a seamless transition to a new property.</p>\n<p class=\"MsoNormal\">In conclusion, if you're contemplating selling your house, June presents an optimal opportunity. Take advantage of the motivated buyers, the picturesque surroundings, and the favourable economic conditions that this month brings.</p>\n<p class=\"MsoNormal\">So, prepare your home, <a href=\"https://www.thornleygroves.co.uk/property-valuation/\">book your free no obligation valuation</a>, and set the stage to let June be the month that leads you to a successful 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Therefore, your property&rsquo;s kerb appeal is an essential consideration. </span></p>\n<p class=\"MsoNormal\"><strong><span style=\"font-family: arial, helvetica, sans-serif; font-size: 10pt;\"><span lang=\"EN-US\" style=\"mso-ansi-language: EN-US;\">What is kerb appeal?</span></span></strong></p>\n<p class=\"MsoNormal\"><span lang=\"EN-US\" style=\"font-family: arial, helvetica, sans-serif; font-size: 10pt;\">Kerb appeal relates to the desirability of a home from the first impression. Having great kerb appeal can be the difference between a prospective tenant wishing to progress with your property or not.<span style=\"mso-spacerun: yes;\">&nbsp; </span></span></p>\n<p class=\"MsoNormal\"><span lang=\"EN-US\" style=\"font-family: arial, helvetica, sans-serif; font-size: 10pt;\">We&rsquo;ve pulled together a list of simple and cost-effective ways to boost your kerb appeal and ensure your property remains ahead of the rest&hellip;</span></p>\n<p class=\"MsoNormal\"><strong><span style=\"font-family: arial, helvetica, sans-serif; font-size: 10pt;\"><span lang=\"EN-US\" style=\"mso-ansi-language: EN-US;\">1. Maintain the garden&nbsp;</span></span></strong></p>\n<p class=\"MsoNormal\"><span lang=\"EN-US\" style=\"font-family: arial, helvetica, sans-serif; font-size: 10pt;\">This doesn&rsquo;t necessarily mean hiring a gardener to maintain your outdoor spaces. This can be as simple as keeping the lawn cut, planting and maintaining greenery, and ensuring any paved areas are free of weeds and litter. </span></p>\n<p class=\"MsoNormal\"><strong><span style=\"font-family: arial, helvetica, sans-serif; font-size: 10pt;\"><span lang=\"EN-US\" style=\"mso-ansi-language: EN-US;\">2. A clean and clear path and driveway</span></span></strong></p>\n<p class=\"MsoNormal\"><span lang=\"EN-US\" style=\"font-family: arial, helvetica, sans-serif; font-size: 10pt;\">An unkept driveway or paved area is easily fixed with the help of a jet wash. Make sure you remove any weeds and fix any broken paving slabs which could be deemed a trip hazard.</span></p>\n<p class=\"MsoNormal\"><strong><span style=\"font-family: arial, helvetica, sans-serif; font-size: 10pt;\"><span lang=\"EN-US\" style=\"mso-ansi-language: EN-US;\">3. Clean windows and window frames</span></span></strong></p>\n<p class=\"MsoNormal\"><span lang=\"EN-US\" style=\"font-family: arial, helvetica, sans-serif; font-size: 10pt;\">Clean windows not only look attractive but also allow more light into the property, creating an overall brighter space.</span></p>\n<p class=\"MsoNormal\"><strong><span style=\"font-family: arial, helvetica, sans-serif; font-size: 10pt;\"><span lang=\"EN-US\" style=\"mso-ansi-language: EN-US;\">4. Security</span></span></strong></p>\n<p class=\"MsoNormal\"><span lang=\"EN-US\" style=\"font-family: arial, helvetica, sans-serif; font-size: 10pt;\">No, not CCTV or expensive new gates; simple investments go a long way when it comes to security &ndash; good lighting on the route to the property, alarms and secure locks are all important when marketing your rental property.</span></p>\n<p class=\"MsoNormal\"><strong><span style=\"font-family: arial, helvetica, sans-serif; font-size: 10pt;\"><span lang=\"EN-US\" style=\"mso-ansi-language: EN-US;\">5. Front door focus</span></span></strong></p>\n<p class=\"MsoNormal\"><span lang=\"EN-US\" style=\"font-family: arial, helvetica, sans-serif; font-size: 10pt;\">The front door is arguably one of the most important features of any rental property. It&rsquo;s the entrance into the home and the first point of contact potential tenants will make at a viewing. Basic enhancements such as cleaning your door or giving it a lick of paint can provide a much better introduction to the property.</span></p>\n<p class=\"MsoNormal\"><strong><span style=\"font-family: arial, helvetica, sans-serif; font-size: 10pt;\"><span lang=\"EN-US\" style=\"mso-ansi-language: EN-US;\">The bottom line: Why is kerb appeal important and should you consider making any of these improvements to your property?</span></span></strong></p>\n<p class=\"MsoNormal\"><span lang=\"EN-US\" style=\"font-family: arial, helvetica, sans-serif; font-size: 10pt;\">As a landlord, you&rsquo;re looking for a responsible tenant to rent your property. By setting a good standard for the appearance of your property, you&rsquo;ll attract like-minded tenants who will take care of the home as you would yourself. But, the benefits don&rsquo;t stop there; a property with better kerb appeal can also increase rental values, encourage tenants to stay in your property for longer and make positive contributions to the appearance of their home.</span></p>\n<p class=\"MsoNormal\"><span lang=\"EN-US\" style=\"font-family: arial, helvetica, sans-serif; font-size: 10pt;\">Contact <a href=\"https://www.thornleygroves.co.uk/contact/branch-finder/\">your local branch</a> for advice on getting the most out of your rental property. 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Not only that but these appliances have a higher probability of faulting with 1 in 7 of all accidental dwelling fires caused by faulty appliances and leads.</p>\n<p>As you can imagine we have had numerous examples over the years but one that stands out was with a Landlord from Manchester who agreed to have an additional PAT carried out at his property, along with the scheduled yearly gas safety check. Whilst on site, the engineer reported back that there was an issue with the fridge/freezer and deemed the appliance unsafe to use. The appliance was disconnected onsite and the tenants were informed not to use it. The landlord was grateful for the information and proceeded to replace the appliance. This highlights the importance of a PAT test and a proactive approach which subsequently reduced the likelihood of an appliance fire.</p>\n<p>The risks we take by not assuring our portable appliances (and white goods) are safe to use regularly are too great to consider. Combining checks like these with your annual Gas Safe Checks are a great way to avoid disruption to your tenants while keeping them and your property safe.</p>\n<p>The best way of ensuring that your appliances are safe is to have a PAT test carried out on them. This is a good way for landlords to ensure that they are meeting their legal obligations to maintain high standards of electrical safety in their rented property.&nbsp;<a href=\"https://www.thornleygroves.co.uk/contact/branch-finder/\">Speak to your local branch</a> to organise PAT's for your property, or properties. We can take care of this for you, just speak to your dedicated Property 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sans-serif; font-size: 10pt;\">Here are some top tips to help you get started on your buy-to-let journey.</span></p>\n<p class=\"MsoNormal\"><span style=\"font-family: arial, helvetica, sans-serif; font-size: 10pt;\"><strong><u><span style=\"mso-fareast-language: EN-GB;\">One. Research the Market</span></u></strong></span></p>\n<p class=\"MsoNormal\"><span style=\"font-family: arial, helvetica, sans-serif; font-size: 10pt;\">Before investing in buy-to-let property, it's crucial to research the property market. Look at the rental demand, average rental prices, and property prices in the area you're looking to invest in. You should also consider the location of the property and whether it is in a desirable area for renters.</span></p>\n<p class=\"MsoNormal\"><span style=\"font-family: arial, helvetica, sans-serif; font-size: 10pt;\"><strong><u><span style=\"mso-fareast-language: EN-GB;\">Two. Choose the&nbsp;Right Property</span></u></strong></span></p>\n<p class=\"MsoNormal\"><span style=\"font-family: arial, helvetica, sans-serif; font-size: 10pt;\">When choosing a property to invest in, think about the type of tenant you want to attract. For example, if you're targeting young professionals, look for properties that are close to transport links and local amenities. If you're targeting families, look for properties with multiple bedrooms, close to good schools, and a garden.</span></p>\n<p class=\"MsoNormal\"><span style=\"font-family: arial, helvetica, sans-serif; font-size: 10pt;\"><strong><u><span style=\"mso-fareast-language: EN-GB;\">Three. Calculate Your Costs</span></u></strong></span></p>\n<p class=\"MsoNormal\"><span style=\"font-family: arial, helvetica, sans-serif; font-size: 10pt;\">When investing in buy-to-let property, it's important to calculate all your costs. This includes the purchase price, <span style=\"background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial;\">stamp</span> duty, legal fees, and any renovation costs. You should also factor in ongoing costs such as mortgage payments, tax, insurance, and maintenance costs.</span></p>\n<p class=\"MsoNormal\"><span style=\"font-family: arial, helvetica, sans-serif; font-size: 10pt;\"><strong><u><span style=\"mso-fareast-language: EN-GB;\">Four. Consider Your Financing Options</span></u></strong></span></p>\n<p class=\"MsoNormal\"><span style=\"font-family: arial, helvetica, sans-serif; font-size: 10pt;\">There are several financing options available for buy-to-let investors. You can use a traditional mortgage, a specialist buy-to-let mortgage, or even cash if you have the funds available. It's important to research each option and choose the one that best suits your financial situation.</span></p>\n<p class=\"MsoNormal\"><span style=\"font-family: arial, helvetica, sans-serif; font-size: 10pt;\"><strong><u><span style=\"mso-fareast-language: EN-GB;\">Five. Choose a Good Letting Agent</span></u></strong></span></p>\n<p class=\"MsoNormal\"><span style=\"font-family: arial, helvetica, sans-serif; font-size: 10pt;\">A good letting agent can make all the difference when it comes to managing your buy-to-let investment. They can help you find tenants, manage the property, and deal with any issues that may arise. It's important to choose a reputable letting agent with experience in the local market.</span></p>\n<p class=\"MsoNormal\"><span style=\"font-family: arial, helvetica, sans-serif; font-size: 10pt;\"><strong><u><span style=\"mso-fareast-language: EN-GB;\">Six. Stay on Top of Regulations</span></u></strong></span></p>\n<p class=\"MsoNormal\"><span style=\"font-family: arial, helvetica, sans-serif; font-size: 10pt;\">As a buy-to-let investor, you need to be aware of the 170+ laws and regulations that apply to your property. This includes the safety regulations for gas and electrical appliances, as well as the legal requirements for tenancy agreements and deposits. It's important to stay on top of these regulations to avoid any legal issues.</span></p>\n<p class=\"MsoNormal\"><span style=\"font-family: arial, helvetica, sans-serif; font-size: 10pt;\"><strong><u><span style=\"mso-fareast-language: EN-GB;\">Seven. Expect the Unexpected</span></u></strong></span></p>\n<p class=\"MsoNormal\"><span style=\"font-family: arial, helvetica, sans-serif; font-size: 10pt;\">It's important to be prepared for the unexpected when investing in buy-to-let property. This could include unexpected repairs or difficult tenants. It's vital to have a contingency plan in place and to set aside some funds for unexpected expenses.</span></p>\n<p class=\"MsoNormal\"><span style=\"font-family: arial, helvetica, sans-serif; font-size: 10pt;\">Investing in buy-to-let property can be a great way to generate passive income and build long-term wealth. However, it's important to research the local&nbsp;market, choose the right property, and stay on top of regulations to ensure a successful investment.</span></p>","embed_video_url":null,"post_on":null,"tile_image":{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/i/Copy_of_7_Top_Tips_for_Buy_To_Let_in_Grantham_a1cb823fea.png","alternativeText":""},"tags":null,"slug":"7-top-tips-for-buy-to-let","publish":true,"imagetransforms":{"tile_image_Transforms":"{\"i.prod/Copy_of_7_Top_Tips_for_Buy_To_Let_in_Grantham_a1cb823fea.png\":{\"webp\":{\"352x220\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/352x220/Copy_of_7_Top_Tips_for_Buy_To_Let_in_Grantham_a1cb823fea.webp\",\"720x380\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/720x380/Copy_of_7_Top_Tips_for_Buy_To_Let_in_Grantham_a1cb823fea.webp\"},\"png\":{\"352x220\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/352x220/Copy_of_7_Top_Tips_for_Buy_To_Let_in_Grantham_a1cb823fea.png\",\"720x380\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/720x380/Copy_of_7_Top_Tips_for_Buy_To_Let_in_Grantham_a1cb823fea.png\"}}}","banner_image_Transforms":"{\"i.prod/Copy_of_7_Top_Tips_for_Buy_To_Let_in_Grantham_a1cb823fea.png\":{\"webp\":{\"336x240\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/336x240/Copy_of_7_Top_Tips_for_Buy_To_Let_in_Grantham_a1cb823fea.webp\",\"720x500\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/720x500/Copy_of_7_Top_Tips_for_Buy_To_Let_in_Grantham_a1cb823fea.webp\",\"928x500\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/928x500/Copy_of_7_Top_Tips_for_Buy_To_Let_in_Grantham_a1cb823fea.webp\"}}}"},"ggfx_results":[{"id":"670fb2e49e6e2acd76e5aa55","transforms":[{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/352x220/Copy_of_7_Top_Tips_for_Buy_To_Let_in_Grantham_a1cb823fea.webp","format":"webp","transform":"352x220","inputParams":{"action":"transform","src":{"cftle":{"Key":"i.prod/Copy_of_7_Top_Tips_for_Buy_To_Let_in_Grantham_a1cb823fea.png"}},"dest":{"cftle":{"Key":"x.prod/352x220/Copy_of_7_Top_Tips_for_Buy_To_Let_in_Grantham_a1cb823fea.webp"},"format":{"isFormatChanged":true,"format":"webp","content-type":"image/webp"},"transform":"352x220","resize":{"width":352,"height":220,"position":"x","fit":null},"brightness":null,"sharpness":null,"quality":null,"watermark":false,"resizeText":"352x220"},"additionalParams":{"contentType":"blog","id":"645a379d3455ee56b574b342","field":"tile_image","force":null}},"created_at":"2024-10-14 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BCX0\">That's</span><span class=\"NormalTextRun SCXW200603035 BCX0\"> why </span><span class=\"NormalTextRun SCXW200603035 BCX0\">we've</span><span class=\"NormalTextRun SCXW200603035 BCX0\"> put together a simple, </span><span class=\"NormalTextRun SCXW200603035 BCX0\">6-step</span><span class=\"NormalTextRun SCXW200603035 BCX0\"> guide to help you navigate the process with ease.</span></span><span class=\"EOP SCXW200603035 BCX0\" data-ccp-props=\"{}\">&nbsp;</span></p>\n</div>\n<div class=\"OutlineElement Ltr SCXW200603035 BCX0\">\n<p class=\"Paragraph SCXW200603035 BCX0\"><strong><span class=\"TextRun SCXW200603035 BCX0\" lang=\"EN-GB\" xml:lang=\"EN-GB\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW200603035 BCX0\">Step 1: </span><span class=\"NormalTextRun SCXW200603035 BCX0\">Determine</span><span class=\"NormalTextRun SCXW200603035 BCX0\"> Your</span></span><span class=\"TextRun SCXW200603035 BCX0\" lang=\"EN-GB\" xml:lang=\"EN-GB\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW200603035 BCX0\">&nbsp;Home&rsquo;s Value</span></span><span class=\"EOP SCXW200603035 BCX0\" data-ccp-props=\"{}\">&nbsp;</span></strong></p>\n</div>\n<div class=\"OutlineElement Ltr SCXW200603035 BCX0\">\n<p class=\"Paragraph SCXW200603035 BCX0\"><span class=\"TextRun SCXW200603035 BCX0\" lang=\"EN-GB\" xml:lang=\"EN-GB\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW200603035 BCX0\">Setting the right price for your property is crucial to a successful sale</span><span class=\"NormalTextRun SCXW200603035 BCX0\">.&nbsp;</span></span><span class=\"EOP SCXW200603035 BCX0\" data-ccp-props=\"{}\">&nbsp;</span></p>\n</div>\n<div class=\"OutlineElement Ltr SCXW200603035 BCX0\">\n<p class=\"Paragraph SCXW200603035 BCX0\"><span class=\"TextRun SCXW200603035 BCX0\" lang=\"EN-GB\" xml:lang=\"EN-GB\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW200603035 BCX0\">Many </span></span><span class=\"TextRun SCXW200603035 BCX0\" lang=\"EN-GB\" xml:lang=\"EN-GB\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW200603035 BCX0\">homeowners</span><span class=\"NormalTextRun SCXW200603035 BCX0\"> start by using online valuation tools </span><span class=\"NormalTextRun SCXW200603035 BCX0\">on the portals</span><span class=\"NormalTextRun SCXW200603035 BCX0\">, which </span><span class=\"NormalTextRun SCXW200603035 BCX0\">can </span><span class=\"NormalTextRun SCXW200603035 BCX0\">provide</span><span class=\"NormalTextRun SCXW200603035 BCX0\"> a </span><span class=\"NormalTextRun SCXW200603035 BCX0\">fair</span> <span class=\"NormalTextRun SCXW200603035 BCX0\">indication</span><span class=\"NormalTextRun SCXW200603035 BCX0\"> of the current market value of your home based on recent sales in the area.&nbsp;</span></span><span class=\"EOP SCXW200603035 BCX0\" data-ccp-props=\"{}\">&nbsp;</span></p>\n</div>\n<div class=\"OutlineElement Ltr SCXW200603035 BCX0\">\n<p class=\"Paragraph SCXW200603035 BCX0\"><span class=\"TextRun SCXW200603035 BCX0\" lang=\"EN-GB\" xml:lang=\"EN-GB\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW200603035 BCX0\">However, </span><span class=\"NormalTextRun SCXW200603035 BCX0\">the</span><span class=\"NormalTextRun SCXW200603035 BCX0\">se tools are</span> <span class=\"NormalTextRun SCXW200603035 BCX0\">computer-generated</span><span class=\"NormalTextRun SCXW200603035 BCX0\"> valuations and cannot consider such things </span><span class=\"NormalTextRun SCXW200603035 BCX0\">as</span><span class=\"NormalTextRun SCXW200603035 BCX0\"> your </span><span class=\"NormalTextRun SCXW200603035 BCX0\">d&eacute;cor</span><span class=\"NormalTextRun SCXW200603035 BCX0\">, any improvements </span><span class=\"NormalTextRun SCXW200603035 BCX0\">you have made</span><span class=\"NormalTextRun SCXW200603035 BCX0\">,</span> <span class=\"NormalTextRun SCXW200603035 BCX0\">or which side of the street you are</span><span class=\"NormalTextRun SCXW200603035 BCX0\"> on</span><span class=\"NormalTextRun SCXW200603035 BCX0\"> (</span></span><span class=\"TextRun SCXW200603035 BCX0\" lang=\"EN-GB\" xml:lang=\"EN-GB\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW200603035 BCX0\">for example one side of your street might have North facing gardens with no views and the other South facing with open views)</span><span class=\"NormalTextRun SCXW200603035 BCX0\">.</span></span><span class=\"EOP SCXW200603035 BCX0\" data-ccp-props=\"{}\">&nbsp;</span></p>\n</div>\n<div class=\"OutlineElement Ltr SCXW200603035 BCX0\">\n<p class=\"Paragraph SCXW200603035 BCX0\"><span class=\"TextRun SCXW200603035 BCX0\" lang=\"EN-GB\" xml:lang=\"EN-GB\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW200603035 BCX0\">We</span><span class=\"NormalTextRun SCXW200603035 BCX0\"> recommend inviting</span><span class=\"NormalTextRun SCXW200603035 BCX0\"> two or three</span><span class=\"NormalTextRun SCXW200603035 BCX0\"> high street estate agents to </span><span class=\"NormalTextRun SCXW200603035 BCX0\">provide</span><span class=\"NormalTextRun SCXW200603035 BCX0\"> a more </span><span class=\"NormalTextRun SCXW200603035 BCX0\">accurate</span><span class=\"NormalTextRun SCXW200603035 BCX0\"> valuation. Be sure to ask each</span></span><span class=\"TextRun SCXW200603035 BCX0\" lang=\"EN-GB\" xml:lang=\"EN-GB\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW200603035 BCX0\">&nbsp;estate </span><span class=\"NormalTextRun SCXW200603035 BCX0\">agent how they arrived at their valuation, and </span><span class=\"NormalTextRun SCXW200603035 BCX0\">don't</span><span class=\"NormalTextRun SCXW200603035 BCX0\"> be swayed by an agent who promises an unrealistically high price.</span></span><span class=\"EOP SCXW200603035 BCX0\" data-ccp-props=\"{}\">&nbsp;</span></p>\n</div>\n<div class=\"OutlineElement Ltr SCXW200603035 BCX0\">\n<p class=\"Paragraph SCXW200603035 BCX0\"><span class=\"EOP SCXW200603035 BCX0\" data-ccp-props=\"{}\">&nbsp;</span></p>\n</div>\n<div class=\"OutlineElement Ltr SCXW200603035 BCX0\">\n<p class=\"Paragraph SCXW200603035 BCX0\"><strong><span class=\"TextRun SCXW200603035 BCX0\" lang=\"EN-GB\" xml:lang=\"EN-GB\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW200603035 BCX0\">Step 2: Choose the Right</span></span><span class=\"TextRun SCXW200603035 BCX0\" lang=\"EN-GB\" xml:lang=\"EN-GB\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW200603035 BCX0\">&nbsp;Estate </span><span class=\"NormalTextRun SCXW200603035 BCX0\">Agent</span></span><span class=\"EOP SCXW200603035 BCX0\" data-ccp-props=\"{}\">&nbsp;</span></strong></p>\n</div>\n<div class=\"OutlineElement Ltr SCXW200603035 BCX0\">\n<p class=\"Paragraph SCXW200603035 BCX0\"><span class=\"TextRun SCXW200603035 BCX0\" lang=\"EN-GB\" xml:lang=\"EN-GB\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW200603035 BCX0\">When choosing an </span></span><span class=\"TextRun SCXW200603035 BCX0\" lang=\"EN-GB\" xml:lang=\"EN-GB\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW200603035 BCX0\">estate </span><span class=\"NormalTextRun SCXW200603035 BCX0\">agent, </span><span class=\"NormalTextRun SCXW200603035 BCX0\">it's</span><span class=\"NormalTextRun SCXW200603035 BCX0\"> important to consider your needs and preferences. If </span><span class=\"NormalTextRun SCXW200603035 BCX0\">you're</span><span class=\"NormalTextRun SCXW200603035 BCX0\"> short on time and prefer a more hands-off approach, a traditional high street agency may be the best choice. They will take care of marketing your </span></span><span class=\"TextRun SCXW200603035 BCX0\" lang=\"EN-GB\" xml:lang=\"EN-GB\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW200603035 BCX0\">home </span><span class=\"NormalTextRun SCXW200603035 BCX0\">and </span><span class=\"NormalTextRun SCXW200603035 BCX0\">screen </span><span class=\"NormalTextRun SCXW200603035 BCX0\">viewings </span><span class=\"NormalTextRun SCXW200603035 BCX0\">(to reduce time wasters) </span><span class=\"NormalTextRun SCXW200603035 BCX0\">on your behalf. However, if </span><span class=\"NormalTextRun SCXW200603035 BCX0\">you're</span><span class=\"NormalTextRun SCXW200603035 BCX0\"> comfortable doing some of the work yourself, an online estate agent may be a more affordable </span><span class=\"NormalTextRun SCXW200603035 BCX0\">option</span><span class=\"NormalTextRun SCXW200603035 BCX0\">. </span><span class=\"NormalTextRun SCXW200603035 BCX0\">However, k</span><span class=\"NormalTextRun SCXW200603035 BCX0\">eep in mind that online agents often require payment regardless of whether your property sells or not.</span></span><span class=\"EOP SCXW200603035 BCX0\" data-ccp-props=\"{}\">&nbsp;</span></p>\n</div>\n<div class=\"OutlineElement Ltr SCXW200603035 BCX0\">\n<p class=\"Paragraph SCXW200603035 BCX0\"><span class=\"EOP SCXW200603035 BCX0\" data-ccp-props=\"{}\">&nbsp;</span></p>\n</div>\n<div class=\"OutlineElement Ltr SCXW200603035 BCX0\">\n<p class=\"Paragraph SCXW200603035 BCX0\"><strong><span class=\"TextRun SCXW200603035 BCX0\" lang=\"EN-GB\" xml:lang=\"EN-GB\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW200603035 BCX0\">Step 3: Get Your</span><span class=\"NormalTextRun SCXW200603035 BCX0\">&nbsp;</span></span><span class=\"TextRun SCXW200603035 BCX0\" lang=\"EN-GB\" xml:lang=\"EN-GB\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW200603035 BCX0\">Home Market-Ready</span></span><span class=\"EOP SCXW200603035 BCX0\" data-ccp-props=\"{}\">&nbsp;</span></strong></p>\n</div>\n<div class=\"OutlineElement Ltr SCXW200603035 BCX0\">\n<p class=\"Paragraph SCXW200603035 BCX0\"><span class=\"TextRun SCXW200603035 BCX0\" lang=\"EN-GB\" xml:lang=\"EN-GB\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW200603035 BCX0\">Before putting your</span></span><span class=\"TextRun SCXW200603035 BCX0\" lang=\"EN-GB\" xml:lang=\"EN-GB\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW200603035 BCX0\">&nbsp;home</span><span class=\"NormalTextRun SCXW200603035 BCX0\"> on the market, </span><span class=\"NormalTextRun SCXW200603035 BCX0\">it's</span><span class=\"NormalTextRun SCXW200603035 BCX0\"> important to ensure that </span><span class=\"NormalTextRun SCXW200603035 BCX0\">it's</span><span class=\"NormalTextRun SCXW200603035 BCX0\"> in the best possible condition. This means decluttering, depersonali</span><span class=\"NormalTextRun SCXW200603035 BCX0\">s</span><span class=\"NormalTextRun SCXW200603035 BCX0\">ing, and making any necessary repairs or improvements. </span><span class=\"NormalTextRun SCXW200603035 BCX0\">If you need any guidance on that, do pick up the phone.</span></span><span class=\"EOP SCXW200603035 BCX0\" data-ccp-props=\"{}\">&nbsp;</span></p>\n</div>\n<div class=\"OutlineElement Ltr SCXW200603035 BCX0\">\n<p class=\"Paragraph SCXW200603035 BCX0\"><span class=\"EOP SCXW200603035 BCX0\" data-ccp-props=\"{}\">&nbsp;</span></p>\n</div>\n<div class=\"OutlineElement Ltr SCXW200603035 BCX0\">\n<p class=\"Paragraph SCXW200603035 BCX0\"><strong><span class=\"TextRun SCXW200603035 BCX0\" lang=\"EN-GB\" xml:lang=\"EN-GB\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW200603035 BCX0\">Step 4: Market Your </span></span><span class=\"TextRun SCXW200603035 BCX0\" lang=\"EN-GB\" xml:lang=\"EN-GB\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW200603035 BCX0\">Property</span></span><span class=\"EOP SCXW200603035 BCX0\" data-ccp-props=\"{}\">&nbsp;</span></strong></p>\n</div>\n<div class=\"OutlineElement Ltr SCXW200603035 BCX0\">\n<p class=\"Paragraph SCXW200603035 BCX0\"><span class=\"TextRun SCXW200603035 BCX0\" lang=\"EN-GB\" xml:lang=\"EN-GB\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW200603035 BCX0\">Marketing is key to attracting potential buyers</span><span class=\"NormalTextRun SCXW200603035 BCX0\"> for your </span></span><span class=\"TextRun SCXW200603035 BCX0\" lang=\"EN-GB\" xml:lang=\"EN-GB\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW200603035 BCX0\">home</span><span class=\"NormalTextRun SCXW200603035 BCX0\">, so </span><span class=\"NormalTextRun SCXW200603035 BCX0\">it's</span><span class=\"NormalTextRun SCXW200603035 BCX0\"> important to make sure your property is visible across all relevant channels. Your </span></span><span class=\"TextRun SCXW200603035 BCX0\" lang=\"EN-GB\" xml:lang=\"EN-GB\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW200603035 BCX0\">agent should take care of this for you, but </span><span class=\"NormalTextRun SCXW200603035 BCX0\">it's</span><span class=\"NormalTextRun SCXW200603035 BCX0\"> worth asking them about their marketing strategy to ensure it aligns with your expectations.</span></span><span class=\"EOP SCXW200603035 BCX0\" data-ccp-props=\"{}\">&nbsp;</span></p>\n</div>\n<div class=\"OutlineElement Ltr SCXW200603035 BCX0\">\n<p class=\"Paragraph SCXW200603035 BCX0\"><span class=\"EOP SCXW200603035 BCX0\" data-ccp-props=\"{}\">&nbsp;</span></p>\n</div>\n<div class=\"OutlineElement Ltr SCXW200603035 BCX0\">\n<p class=\"Paragraph SCXW200603035 BCX0\"><strong><span class=\"TextRun SCXW200603035 BCX0\" lang=\"EN-GB\" xml:lang=\"EN-GB\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW200603035 BCX0\">Step 5: Conduct Viewings</span></span><span class=\"EOP SCXW200603035 BCX0\" data-ccp-props=\"{}\">&nbsp;</span></strong></p>\n</div>\n<div class=\"OutlineElement Ltr SCXW200603035 BCX0\">\n<p class=\"Paragraph SCXW200603035 BCX0\"><span class=\"TextRun SCXW200603035 BCX0\" lang=\"EN-GB\" xml:lang=\"EN-GB\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW200603035 BCX0\">Once your property is on the market, </span><span class=\"NormalTextRun SCXW200603035 BCX0\">you'll</span><span class=\"NormalTextRun SCXW200603035 BCX0\"> need to conduct viewings for potential buyers. </span><span class=\"NormalTextRun SCXW200603035 BCX0\">Either the estate</span> <span class=\"NormalTextRun SCXW200603035 BCX0\">agent</span> <span class=\"NormalTextRun SCXW200603035 BCX0\">will take care of this on your </span><span class=\"NormalTextRun SCXW200603035 BCX0\">behalf,</span><span class=\"NormalTextRun SCXW200603035 BCX0\"> or you can do them yourself</span><span class=\"NormalTextRun SCXW200603035 BCX0\">. </span><span class=\"NormalTextRun SCXW200603035 BCX0\">Make</span><span class=\"NormalTextRun SCXW200603035 BCX0\"> sure to prepare your home for </span><span class=\"NormalTextRun SCXW200603035 BCX0\">viewing</span><span class=\"NormalTextRun SCXW200603035 BCX0\"> and be ready to answer any questions potential buyers may have.</span></span><span class=\"EOP SCXW200603035 BCX0\" data-ccp-props=\"{}\">&nbsp;</span></p>\n</div>\n<div class=\"OutlineElement Ltr SCXW200603035 BCX0\">\n<p class=\"Paragraph SCXW200603035 BCX0\"><span class=\"EOP SCXW200603035 BCX0\" data-ccp-props=\"{}\">&nbsp;</span></p>\n</div>\n<div class=\"OutlineElement Ltr SCXW200603035 BCX0\">\n<p class=\"Paragraph SCXW200603035 BCX0\"><strong><span class=\"TextRun SCXW200603035 BCX0\" lang=\"EN-GB\" xml:lang=\"EN-GB\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW200603035 BCX0\">Step 6: Negotiate the Sale</span></span><span class=\"EOP SCXW200603035 BCX0\" data-ccp-props=\"{}\">&nbsp;</span></strong></p>\n</div>\n<div class=\"OutlineElement Ltr SCXW200603035 BCX0\">\n<p class=\"Paragraph SCXW200603035 BCX0\"><span class=\"TextRun SCXW200603035 BCX0\" lang=\"EN-GB\" xml:lang=\"EN-GB\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW200603035 BCX0\">Once </span><span class=\"NormalTextRun SCXW200603035 BCX0\">you've</span><span class=\"NormalTextRun SCXW200603035 BCX0\"> received an offer on your property, </span><span class=\"NormalTextRun SCXW200603035 BCX0\">it's</span><span class=\"NormalTextRun SCXW200603035 BCX0\"> time to negotiate the sale. Your agent will handle this on your behalf, but </span><span class=\"NormalTextRun SCXW200603035 BCX0\">it's</span><span class=\"NormalTextRun SCXW200603035 BCX0\"> important to be clear about your expectations and preferences. Remember, the goal is to achieve a fair price for your property that satisfies both you and the buyer.</span></span><span class=\"EOP SCXW200603035 BCX0\" data-ccp-props=\"{}\">&nbsp;</span></p>\n</div>\n<div class=\"OutlineElement Ltr SCXW200603035 BCX0\">\n<p class=\"Paragraph SCXW200603035 BCX0\"><span class=\"EOP SCXW200603035 BCX0\" data-ccp-props=\"{}\">&nbsp;</span></p>\n</div>\n<div class=\"OutlineElement Ltr SCXW200603035 BCX0\">\n<p class=\"Paragraph SCXW200603035 BCX0\"><span class=\"TextRun SCXW200603035 BCX0\" lang=\"EN-GB\" xml:lang=\"EN-GB\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW200603035 BCX0\">If </span><span class=\"NormalTextRun SCXW200603035 BCX0\">you're</span><span class=\"NormalTextRun SCXW200603035 BCX0\"> thinking of selling your&nbsp;</span></span><span class=\"TextRun SCXW200603035 BCX0\" lang=\"EN-GB\" xml:lang=\"EN-GB\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW200603035 BCX0\">home, why not take advantage of our free valuation 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11:39:51.275","updated_at":"2026-05-19 11:39:51.275"}],"src_cftle":"i/Copy_of_6_Step_Guide_to_Selling_Your_Grantham_Home_1_235dfc2068.png","src_url":"i/Copy_of_6_Step_Guide_to_Selling_Your_Grantham_Home_1_235dfc2068.png"}],"createdAt":"2023-04-28T14:54:12.046Z","updatedAt":"2026-05-19T11:39:53.066Z"},{"id":"644287dc0f73e27d68e4b4d9","title":"How to Make Your Home More Energy Efficient: Tips and Tricks for UK Homeowners","categories":"Home_Improvement","description":"<p>How to Make Your Home More Energy Efficient: Tips and Tricks for UK Homeowners<br>As a homeowner in the UK, it's important to take steps to reduce your property's energy consumption. Not only does this help to reduce your carbon footprint, but it can also lower your energy bills and increase your home's value. Statistics from Money Super Market found that increasing your home&rsquo;s EPC rating to an A could increase the value of your property by 14%.&nbsp;<br>Not only this but having a high EPC is a hot topic for buy-to-let landlords currently. The Government has set a deadline of 2025 for newly rented properties and 2028 for all other properties to get to a minimum EPC rating of C, and with many buy-to-let properties being older houses this could become quite an expensive task for many landlords.&nbsp;<br>We explore some simple yet effective ways to make your home more energy efficient that aren&rsquo;t going to cost you the earth but could add some value to your property.&nbsp;</p>\n<p>&nbsp;</p>\n<h3><span style=\"color: rgb(134, 0, 94);\">Upgrade Your Insulation</span></h3>\n<p><br>One of the most effective ways to reduce energy consumption in your home is to ensure it is well-insulated. In the UK, homes lose a significant amount of heat through their roofs, walls and windows. By upgrading your insulation, you can keep your home warmer in winter and cooler in summer, without relying as much on your heating and cooling systems.<br>There are several types of insulation available, including cavity wall insulation, loft insulation, and floor insulation. You can also consider installing double-glazed windows or adding secondary glazing to existing windows to improve their energy efficiency.</p>\n<p>&nbsp;</p>\n<h3><span style=\"color: rgb(134, 0, 94);\">Install Energy-Efficient Appliances</span></h3>\n<p><br>Another way to reduce energy consumption in your home is to upgrade your appliances to more energy-efficient models. Look for appliances with an A++ or higher rating, which means they use less energy to operate. This can include your fridge/freezer, washing machine, dishwasher, and even your light bulbs.<br>You can also invest in smart home technology that helps you monitor and control your energy consumption. For example, you can use a smart thermostat to adjust your heating based on your schedule and occupancy, or a smart meter to track your energy usage in real-time.</p>\n<p>&nbsp;</p>\n<h3><span style=\"color: rgb(134, 0, 94);\">Reduce Water Consumption</span></h3>\n<p><br>Finally, reducing your water consumption can also help to make your home more energy-efficient. This is because heating water requires a significant amount of energy, and reducing your water usage can help to lower your energy bills.<br>There are several ways to reduce water consumption in your home, such as fixing any leaks, installing low-flow showerheads and faucets, and using a dishwasher instead of washing dishes by hand. You can also consider collecting rainwater to use for watering plants or washing your car.</p>\n<p><a href=\"https://www.moneysupermarket.com/gas-and-electricity/value-of-efficiency/\">Source</a></p>\n<p>&nbsp;</p>\n<p>By implementing these tips, you can make your home more energy-efficient and reduce your property's carbon footprint. Not only will this benefit the environment, but it can also save you money on your energy bills over time and also increase your properties value if and when you come to sell. Remember, making your home more energy-efficient doesn't have to be expensive or complicated - small changes can make a big difference in the long run.</p>\n<p>&nbsp;</p>\n<p>Check out our most energy efficient properties on the market today.</p>\n<p><span style=\"color: rgb(134, 0, 94);\"><a style=\"color: rgb(134, 0, 94);\" href=\"https://www.thornleygroves.co.uk/property-for-sale/1-bedroom-apartment-for-sale-in-axis-tower-whitworth-street-west-city-centre-manchester-m1-64005390d7b5eae02fa3d4d9/?utm_medium=blog&amp;utm_source=website&amp;utm_campaign=energy+efficient+property\">Axis Tower, Whitworth Street West, City Centre</a></span><br><span style=\"color: rgb(134, 0, 94);\"><a style=\"color: rgb(134, 0, 94);\" href=\"https://www.thornleygroves.co.uk/property-for-sale/2-bedroom-apartment-for-sale-in-corbel-house-30-clifton-road-monton-m30-63f506a86dbbaf9018fec0ad/?utm_medium=blog&amp;utm_source=website&amp;utm_campaign=energy+efficient+property\">Corbel House, 30 Clifton Road, Monton</a></span><br><span style=\"color: rgb(134, 0, 94);\"><a style=\"color: rgb(134, 0, 94);\" href=\"https://www.thornleygroves.co.uk/property-for-sale/2-bedroom-apartment-for-sale-in-downtown-block-a-7-woden-street-salford-greater-manchester-m5-63e0ebc77c31afd054e6b3b2/?utm_medium=blog&amp;utm_source=website&amp;utm_campaign=energy+efficient+property\">Downtown Block A, 7 Woden Street, Salford</a></span><br><span style=\"color: rgb(134, 0, 94);\"><a style=\"color: rgb(134, 0, 94);\" href=\"https://www.thornleygroves.co.uk/property-for-sale/3-bedroom-house-for-sale-in-south-william-street-carpino-place-salford-greater-manchester-m3-643d5ef409961af29205df28/?utm_medium=blog&amp;utm_source=website&amp;utm_campaign=energy+efficient+property\">South William Street, Carpino Place, Salford</a></span></p>\n<p>&nbsp;</p>\n<p>Made some improvements to your home recently and are curious to know its new value? <span style=\"color: rgb(134, 0, 94);\"><a style=\"color: rgb(134, 0, 94);\" href=\"https://www.thornleygroves.co.uk/property-valuation/?utm_medium=blog&amp;utm_source=website&amp;utm_campaign=energy+efficient+blog+valuation\">Click here to book your free valuation</a></span> with one of our team.</p>","embed_video_url":null,"post_on":null,"tile_image":{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/i/2_450e5a1674.jpg","alternativeText":""},"tags":null,"slug":"how-to-make-your-home-more-energy-efficient-tips-and-tricks-for-uk-homeowners","publish":true,"imagetransforms":{"banner_image_Transforms":"{\"i.prod/2_cd2ec148d8.jpg\":{\"webp\":{\"928x500\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/928x500/2_cd2ec148d8.webp\",\"336x240\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/336x240/2_cd2ec148d8.webp\",\"720x500\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/720x500/2_cd2ec148d8.webp\"}}}","tile_image_Transforms":"{\"i.prod/2_450e5a1674.jpg\":{\"webp\":{\"352x220\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/352x220/2_450e5a1674.webp\",\"720x380\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/720x380/2_450e5a1674.webp\"},\"jpg\":{\"352x220\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/352x220/2_450e5a1674.jpg\",\"720x380\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/720x380/2_450e5a1674.jpg\"}}}"},"ggfx_results":[{"id":"670fb2e49e6e2acd76e5aa57","transforms":[{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/352x220/2_450e5a1674.webp","format":"webp","transform":"352x220","inputParams":{"action":"transform","src":{"cftle":{"Key":"i.prod/2_450e5a1674.jpg"}},"dest":{"cftle":{"Key":"x.prod/352x220/2_450e5a1674.webp"},"format":{"isFormatChanged":true,"format":"webp","content-type":"image/webp"},"transform":"352x220","resize":{"width":352,"height":220,"position":"x","fit":null},"brightness":null,"sharpness":null,"quality":null,"watermark":false,"resizeText":"352x220"},"additionalParams":{"contentType":"blog","id":"644287dc0f73e27d68e4b4d9","field":"tile_image","force":null}},"created_at":"2024-10-14 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tenant's deposit when you decide to sell your rental property while the tenant is still living in it.</p>\n<p>If the property is sold with the tenant in situ, the new landlord will need to consider how to deal with the tenancy deposit.</p>\n<p>Both the current landlord and new owner are responsible for managing the continued protection of the deposit.</p>\n<p>Under strict rules since 2019, security deposits in England need to be limited to either five weeks' rent for tenancies with yearly rents under &pound;50,000, or six weeks' rent for rents above &pound;50,000.</p>\n<p>If a landlord chooses to sell a property and wants the tenant to leave, the landlord must return the deposit to the tenant within 10 days of the final deposit amount being agreed.</p>\n<p>However, if the new landlord takes over the property with the tenant in-situ, the deposit will need to move to the new landlord, and it's their responsibility to register the deposit for protection and serve the required prescribed information to the tenants.</p>\n<p>Under an insured deposit scheme, the seller should agree to pass the deposit to the buyer, who will need to register the deposit for protection and show that it has been registered before passing it over. The new landlord must also inform the tenants where their deposit is protected and serve the required prescribed information.</p>\n<p>In a custodial deposit scheme, the buyer will usually need to register an account, and the seller can then move the registration data to show under the buying landlord's account.</p>\n<p>In both situations, it's recommended to formally amend the tenancy agreement with the new owner/landlord's name as it is a material change.</p>\n<p>It's crucial to ensure that landlords understand their responsibilities in managing tenancy deposits to avoid any issues that may be costly later.</p>\n<p>If you are a landlord buying a property with a sitting tenant or recently bought a buy-to-let property and you are not sure you are complaint, feel free to contact your local Julian Wadden team for a no obligation 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Expert commentary accompanies all the data research.</p>\n<p>Covering Manchester, Stockport, and Chester, our local experts have an unrivalled depth of knowledge in key strategic locations.</p>\n<h3><span style=\"color: rgb(134, 0, 94);\">Sales activity&nbsp;</span></h3>\n<p>Manchester has seen an 11% year-on-year increase in house prices due to the increasing demand for people looking to buy in the popular city centre and surrounding areas. This significantly outperforms the national average of 7%. Other desirable areas in the North West include Stockport and Christleton near Chester which was deemed one of the best places to live in the North West.</p>\n<p>Our supply, demand, and activity have remained consistent compared to last year with 34 new instructions, 22 exchanges, and 248 applicants per branch.</p>\n<h3><span style=\"color: rgb(134, 0, 94);\">Lettings activity&nbsp;</span></h3>\n<p>There is no denying Manchester is a hotspot for investment properties with 1/3 of the population being in the privately rented sector and there has been a 19% increase in the number of households in the last decade.</p>\n<p>The city is also home to 3 universities including the University of Manchester which is ranked 28th in the world and 44% of students are from overseas. This results in a major demand for student properties each year, contributing to the 15% uplift in rents over the last 12 months alone.</p>\n<p>Compared to last year we have definitely felt the demand for rental properties increase as we have 324.8 applicants per branch and we receive 46.4 applicants for every new instruction which is a dramatic increase from last year.</p>\n<p class=\"MsoNormal\" style=\"margin-bottom: 0cm; line-height: normal; mso-layout-grid-align: none; text-autospace: none;\"><span style=\"mso-fareast-font-family: LFTEtica-Book; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin; mso-font-kerning: 0pt;\">To find out how we can help you with your sales or lettings needs, contact your <span style=\"color: rgb(134, 0, 94);\"><a style=\"color: rgb(134, 0, 94);\" href=\"https://www.thornleygroves.co.uk/contact/branch-finder/\">local branch</a></span>.</span></p>\n<p class=\"MsoNormal\" style=\"margin-bottom: 0cm; line-height: normal; mso-layout-grid-align: 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Bad credit mortgages are becoming increasingly available, as lenders recognise that not everyone has a perfect credit rating. This means that even if you have had financial difficulties in the past, there may still be options available to you.</p>\n<p>&nbsp;</p>\n<p>One option is to seek the help of a specialist mortgage broker, who can advise you on the best lenders and products for your individual circumstances. They may also be able to help you to improve your credit rating, by offering guidance on how to pay off debts, for example.</p>\n<p>Another option is to consider a guarantor mortgage, where a family member or friend agrees to guarantee your mortgage payments. This can help to reassure lenders that you are a reliable borrower, even if your credit history is less than perfect.</p>\n<p>&nbsp;</p>\n<p>It&rsquo;s worth noting that bad credit mortgages may come with higher interest rates and fees, as lenders consider you to be a higher-risk borrower. However, if you can make your payments on time and demonstrate that you are a responsible borrower, you may be able to re-mortgage in the future at a more competitive rate.</p>\n<p>If you are struggling to obtain a mortgage due to bad credit, it&rsquo;s important to seek advice from a reputable source.</p>\n<p>Don&rsquo;t be disheartened by your credit history &ndash; with the right guidance, you may still be able to achieve your dream of homeownership.</p>\n<p>&nbsp;</p>\n<p>At Thornley Groves, we understand that everyone&rsquo;s situation is different, and we&rsquo;re here to help you navigate the complex world of mortgages. Get in touch with us today to find out more about how we can help you overcome bad credit and secure your dream home.</p>\n<p>&nbsp;</p>\n<p>Your property may be repossessed if you do not keep up repayments on your Mortgage. The content contained in this article is accurate as of the most recent time of writing. Lender criteria and policies change regularly so speak to one of the advisors our agency works with to confirm the most accurate up to date information. This is of course not tailored advice to each individual reader, and as such does not constitute financial advice. All the advisors working with us are fully qualified to provide mortgage advice and are authorised and regulated by the Financial Conduct Authority. They will offer any advice specific to you and your needs. Phew!</p>","embed_video_url":null,"post_on":"2023-04-07T07:00:00.000Z","tile_image":{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/i/Copy_of_Overcoming_Bad_Credit_to_Secure_a_Mortgage_in_TOWN_1_2997519ff7.png","alternativeText":""},"tags":null,"slug":"overcoming-bad-credit-to-secure-a-mortgage-1","publish":true,"imagetransforms":{"tile_image_Transforms":"{\"i.prod/Copy_of_Overcoming_Bad_Credit_to_Secure_a_Mortgage_in_TOWN_1_2997519ff7.png\":{\"webp\":{\"352x220\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/352x220/Copy_of_Overcoming_Bad_Credit_to_Secure_a_Mortgage_in_TOWN_1_2997519ff7.webp\",\"720x380\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/720x380/Copy_of_Overcoming_Bad_Credit_to_Secure_a_Mortgage_in_TOWN_1_2997519ff7.webp\"},\"png\":{\"352x220\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/352x220/Copy_of_Overcoming_Bad_Credit_to_Secure_a_Mortgage_in_TOWN_1_2997519ff7.png\",\"720x380\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/720x380/Copy_of_Overcoming_Bad_Credit_to_Secure_a_Mortgage_in_TOWN_1_2997519ff7.png\"}}}","banner_image_Transforms":"{\"i.prod/Copy_of_Overcoming_Bad_Credit_to_Secure_a_Mortgage_in_TOWN_1_2997519ff7.png\":{\"webp\":{\"336x240\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/336x240/Copy_of_Overcoming_Bad_Credit_to_Secure_a_Mortgage_in_TOWN_1_2997519ff7.webp\",\"720x500\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/720x500/Copy_of_Overcoming_Bad_Credit_to_Secure_a_Mortgage_in_TOWN_1_2997519ff7.webp\",\"928x500\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/928x500/Copy_of_Overcoming_Bad_Credit_to_Secure_a_Mortgage_in_TOWN_1_2997519ff7.webp\"}}}"},"ggfx_results":[{"id":"670fb2e49e6e2acd76e5aa5a","transforms":[{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/352x220/Copy_of_Overcoming_Bad_Credit_to_Secure_a_Mortgage_in_TOWN_1_2997519ff7.webp","format":"webp","transform":"352x220","inputParams":{"action":"transform","src":{"cftle":{"Key":"i.prod/Copy_of_Overcoming_Bad_Credit_to_Secure_a_Mortgage_in_TOWN_1_2997519ff7.png"}},"dest":{"cftle":{"Key":"x.prod/352x220/Copy_of_Overcoming_Bad_Credit_to_Secure_a_Mortgage_in_TOWN_1_2997519ff7.webp"},"format":{"isFormatChanged":true,"format":"webp","content-type":"image/webp"},"transform":"352x220","resize":{"width":352,"height":220,"position":"x","fit":null},"brightness":null,"sharpness":null,"quality":null,"watermark":false,"resizeText":"352x220"},"additionalParams":{"contentType":"blog","id":"642fbb4d09961af29205d897","field":"tile_image","force":null}},"created_at":"2024-10-14 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calculating their profit from rental income.</p>\n<p style=\"text-align: justify;\">The landlord can then claim back a tax credit equivalent to 20% of annual mortgage interest.</p>\n<p style=\"text-align: justify;\">This means landlords have to pay tax on the gross income they earn from a rental property. This can often lead to landlords entering a higher tax bracket and cause further costs with repayment of Child Benefits and Student Loans, as well as a higher tax charge as the interest relief, is given as a flat 20% deduction on the overall tax bill.</p>\n<h4 style=\"text-align: justify;\">Here is an example of how a landlord will be affected.</h4>\n<p style=\"text-align: justify;\">Bob earns &pound;48,000.<br>He has two children and receives Child Benefit<br>He owns 1 rental property &ndash; which generates rental income of &pound;12,000 after costs and incurs &pound;12,000 of interest.</p>\n<table style=\"border-collapse: collapse; width: 100%; height: 224.532px;\" border=\"1\"><colgroup><col style=\"width: 20.3017%;\"><col style=\"width: 46.365%;\"><col style=\"width: 33.3333%;\"></colgroup>\n<tbody>\n<tr style=\"height: 19.5938px;\">\n<td style=\"height: 19.5938px;\">&nbsp;</td>\n<td style=\"height: 19.5938px;\"><strong>Under the old rules</strong></td>\n<td style=\"height: 19.5938px;\"><strong>Under the new rules (S24)</strong></td>\n</tr>\n<tr style=\"height: 19.5938px;\">\n<td style=\"height: 19.5938px;\">Salary</td>\n<td style=\"height: 19.5938px;\">&pound;48,000</td>\n<td style=\"height: 19.5938px;\">&pound;48,000</td>\n</tr>\n<tr style=\"height: 19.5938px;\">\n<td style=\"height: 19.5938px;\">Rental income</td>\n<td style=\"height: 19.5938px;\">&pound;12,000</td>\n<td style=\"height: 19.5938px;\">&pound;12,000</td>\n</tr>\n<tr style=\"height: 19.5938px;\">\n<td style=\"height: 19.5938px;\">Less mortgage interest old rules</td>\n<td style=\"height: 19.5938px;\">-&pound;12,000</td>\n<td style=\"height: 19.5938px;\">&pound;0</td>\n</tr>\n<tr style=\"height: 19.5938px;\">\n<td style=\"height: 19.5938px;\"><strong>Total income</strong></td>\n<td style=\"height: 19.5938px;\"><strong>&pound;48,000</strong></td>\n<td style=\"height: 19.5938px;\"><strong>&pound;60,000</strong></td>\n</tr>\n<tr style=\"height: 19.5938px;\">\n<td style=\"height: 19.5938px;\">&nbsp;</td>\n<td style=\"height: 19.5938px;\">&nbsp;</td>\n<td style=\"height: 19.5938px;\">&nbsp;</td>\n</tr>\n<tr>\n<td>Tax due at 20%</td>\n<td>&pound;7,086</td>\n<td>&pound;7,540</td>\n</tr>\n<tr style=\"height: 19.5938px;\">\n<td style=\"height: 19.5938px;\">Tax due at 40%</td>\n<td style=\"height: 19.5938px;\">&pound;0</td>\n<td style=\"height: 19.5938px;\">&pound;3,892</td>\n</tr>\n<tr style=\"height: 19.5938px;\">\n<td style=\"height: 19.5938px;\">Child benefit repayment</td>\n<td style=\"height: 19.5938px;\">&pound;0</td>\n<td style=\"height: 19.5938px;\">&pound;1,885</td>\n</tr>\n<tr style=\"height: 19.5938px;\">\n<td style=\"height: 19.5938px;\">Less finance relief new rules</td>\n<td style=\"height: 19.5938px;\">&pound;0</td>\n<td style=\"height: 19.5938px;\">-&pound;2,400</td>\n</tr>\n<tr style=\"height: 19.5938px;\">\n<td style=\"height: 19.5938px;\"><strong>Total tax due</strong></td>\n<td style=\"height: 19.5938px;\"><strong>&pound;7,086</strong></td>\n<td style=\"height: 19.5938px;\"><strong>&pound;10,917</strong></td>\n</tr>\n</tbody>\n</table>\n<p style=\"text-align: justify;\">&nbsp;</p>\n<p style=\"text-align: justify;\">As we can see this is one property &ndash; and even if we assume that most landlords are already repaying Child Benefit &ndash; then the tax due still leaps up.</p>\n<p style=\"text-align: justify;\">Landlords have long been a target of successive governments and often the costs of transferring property to a limited company can be prohibitive &ndash; it becomes more and more important to ensure refinancing models and taxation projections are looked at to ensure the property ownership still makes sense and what options are available.</p>\n<p style=\"text-align: justify;\">If you would like to read more about the Section 24 petition then&nbsp;<a href=\"https://www.thornleygroves.co.uk/about-thornley-groves/insights/section-24-petition-gathers-momentum/\">click here</a>.</p>\n<h3 style=\"text-align: justify;\">There are also several updates that come in from the new tax year.</h3>\n<h4 style=\"text-align: justify;\">Corporation Tax</h4>\n<p style=\"text-align: justify;\">The Corporation Tax rate has risen to 25%. This is not an all-or-nothing situation as there is a starting rate of 19% and a marginal rate of 26.25%. If you earn up to &pound;50,000 in profits is taxed at 19%, between &pound;50,001 and &pound;250,000 is taxed at 26.25% and once a company makes &pound;250,000 all of its profits will be taxed at 25%.</p>\n<p style=\"text-align: justify;\">It is worth noting these allowances are reduced where there are connected companies &ndash; for example, 2 connected companies and the starting rate halves to &pound;25,000 for example in each company.</p>\n<h4 style=\"text-align: justify;\">Capital gains tax</h4>\n<p style=\"text-align: justify;\">From the 6th of April 2023, the Capital gains tax threshold will decrease to &pound;6000. An example of how this will affect a landlord is if they sell one of their buy-to-let properties from this date then the level they start to pay capital gains tax on their profit will be from &pound;6000 instead of &pound;12,300.</p>\n<p style=\"text-align: justify;\">In the worst case scenario this will cost an additional &pound;6,300 x 28%(higher rate on residential CGT) - &pound;1,764 extra CGT.&nbsp;</p>\n<p style=\"text-align: justify;\">Here are a few things to be aware of with this upcoming change...</p>\n<ul style=\"text-align: justify;\">\n<li>\n<p>The relevant tax will have to be paid within 30 days of completion of a sale rather than the current 31 January deadline.</p>\n</li>\n<li>\n<p>Ensure you can accurately calculate your Capital Gains Tax by keeping a record of all your rental income and expenses.</p>\n</li>\n<li>\n<p>Ensure you are balancing the impact of recent market conditions with the increased demand for rental properties. As potential buyers pause their plans due to the mortgage instability, investing in property continues to be a sensible choice with an average 6.4% annual increase in property prices over the last 10 years.&nbsp;</p>\n</li>\n</ul>\n<h4 style=\"text-align: justify;\">Second homeowners</h4>\n<p style=\"text-align: justify;\">From April 2023, second homeowners will have to prove holiday lets are being rented out for at least 70 days a year to access small business rates relief, where they meet the criteria..&nbsp;</p>\n<p style=\"text-align: justify;\">If you are in need of more advice, contact our team at your&nbsp;<a href=\"https://www.thornleygroves.co.uk/contact/branch-finder/\">local branch</a>, who will be happy to help.</p>\n<p style=\"text-align: justify;\"><em>Robert Bowden, property tax expert, specialising in developers and investors in the property sector.&nbsp;</em></p>","embed_video_url":null,"post_on":"2023-04-06T10:00:00.000Z","tile_image":{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/i/24_2131761eed.png","alternativeText":""},"tags":"Lettings","slug":"the-effects-of-section-24-and-updates-for-the-new-tax-year","publish":true,"imagetransforms":{"tile_image_Transforms":"{\"i.prod/24_2131761eed.png\":{\"webp\":{\"352x220\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/352x220/24_2131761eed.webp\",\"720x380\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/720x380/24_2131761eed.webp\"},\"png\":{\"352x220\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/352x220/24_2131761eed.png\",\"720x380\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/720x380/24_2131761eed.png\"}}}","banner_image_Transforms":"{\"i.prod/24_2131761eed.png\":{\"webp\":{\"336x240\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/336x240/24_2131761eed.webp\",\"720x500\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/720x500/24_2131761eed.webp\",\"928x500\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/928x500/24_2131761eed.webp\"},\"png\":{\"336x240\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/336x240/24_2131761eed.png\",\"720x500\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/720x500/24_2131761eed.png\",\"928x500\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/928x500/24_2131761eed.png\"}}}"},"ggfx_results":[{"id":"670fb2e49e6e2acd76e5aa5b","transforms":[{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/352x220/24_2131761eed.webp","format":"webp","transform":"352x220","inputParams":{"action":"transform","src":{"cftle":{"Key":"i.prod/24_2131761eed.png"}},"dest":{"cftle":{"Key":"x.prod/352x220/24_2131761eed.webp"},"format":{"isFormatChanged":true,"format":"webp","content-type":"image/webp"},"transform":"352x220","resize":{"width":352,"height":220,"position":"x","fit":null},"brightness":null,"sharpness":null,"quality":null,"watermark":false,"resizeText":"352x220"},"additionalParams":{"contentType":"blog","id":"642e93a709961af29205d49b","field":"tile_image","force":null}},"created_at":"2024-10-14 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reason.&nbsp;</span></div>\n<p style=\"text-align: left;\"><span style=\"font-size: 12px; color: #000000; font-weight: normal;\">Due to personal circumstances, Cecilia's tenant was unable to pay their rent. Fortunately Cecilia was benefitting from our Rent &amp; Legal Protection (RLP) Service, meaning that when the tenant fell into arrears, in July 2022, she was able to claim back all of the rental arrears and all of her legal fees were covered.&nbsp;</span></p>\n<p style=\"text-align: left;\"><strong><span style=\"font-size: 12px; color: rgb(0, 0, 0);\">An insight into Cecilia's story.</span></strong></p>\n<p style=\"text-align: left;\"><span style=\"font-size: 12px; color: #000000; font-weight: normal;\">A court hearing took place in December 2022, whereby the judge awarded a court order for possession of the property back to Cecilia. Unfortunately the tenant failed to vacate in line with the court order. As part of the RLP cover, we applied for a bailiff to attend at no expense to Cecilia, in order to gain possession.&nbsp;</span></p>\n<p style=\"text-align: left;\"><span style=\"font-size: 12px; color: #000000; font-weight: normal;\">Fast-forward and Cecilia is now in possession of her property and is due to receive her final payment to cover all rental arrears plus 75% of the rent for the vacant period for a maximum of two months.</span></p>\n<p style=\"text-align: left;\"><span style=\"font-size: 12px; color: #000000; font-weight: normal;\">Had the Cecilia not taken advantage of our RLP service offering, she would have been out of pocket by circa &pound;8,000 for the rental arrears and would have had to pay for all associated legal fees in order to gain possession, which would have been well in excess of a further &pound;2,000. She also wouldn't have benefitted from the 75% of the rental value whilst she made some improvements to the property.</span></p>\n<p style=\"text-align: left;\"><strong><span style=\"font-size: 12px; color: rgb(0, 0, 0);\">Check out her review of our team below.</span></strong></p>\n<p style=\"text-align: left;\"><span style=\"font-size: 12px; color: rgb(0, 0, 0);\">I have been waiting to show a gesture of appreciation to write a glowing review for our letting agent.</span></p>\n<p style=\"text-align: left;\"><span style=\"font-size: 12px; color: rgb(0, 0, 0);\">Being an overseas landlord, we have to leave our trust to the letting agent.There are countless procedures and paper work when we encountered a tenant who stayed with rent arrears and also failed to contact.</span><span style=\"font-size: 12px; color: rgb(0, 0, 0);\">The tenant is complicated, the process and procedures from contacting tenant, seeking legal services, solicitors, time to wait for court hearings and application to bailiff eviction are all lengthy, but the team members, from Debt Recovery Manager, Account and Finance team, Rent Arrears Team, Property team had kept us updated at the drop of a hat whenever we had concerns.</span></p>\n<p style=\"text-align: left;\"><span style=\"font-size: 12px; color: rgb(0, 0, 0);\">In particular, I can imagine the hardship and stress when anyone had to face such a difficult tenant, when behind the scenes witness the eviction process that matter so much to the family who also have tons of personal issues!<br>We are so grateful for the effort of those that kept us informed and confident while navigating this major milestone. We are so very happy to share our experience to help encourage others to get in touch with you should anyone who encounter anything similar. Everything is well done and this is and exciting step forward for our family in helping us to get back our HOME now!</span></p>\n<p style=\"text-align: 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mso-hansi-theme-font: major-latin; mso-bidi-theme-font: major-latin;\">Whether you&rsquo;re a new Landlord or an experienced Landlord, having us as your Managing Agent helps to lighten the load.&nbsp;</span></p>\n<p class=\"MsoNormal\"><span style=\"font-family: 'Calibri Light',sans-serif; mso-ascii-theme-font: major-latin; mso-hansi-theme-font: major-latin; mso-bidi-theme-font: major-latin;\">Here&rsquo;s a quick reminder of some of the associated benefits of having your property managed:</span></p>\n<p class=\"MsoNormal\"><strong><span style=\"font-family: 'Calibri Light',sans-serif; mso-ascii-theme-font: major-latin; mso-hansi-theme-font: major-latin; mso-bidi-theme-font: major-latin;\">We are experts in our field and know the law.</span></strong></p>\n<p class=\"MsoNormal\" style=\"text-autospace: none;\"><span style=\"font-family: 'Calibri Light',sans-serif; mso-ascii-theme-font: major-latin; mso-hansi-theme-font: major-latin; mso-bidi-theme-font: major-latin;\">There are approximately 145 laws, and over 400 regulations, which must be adhered to in order to legally Let a property in England and Wales. By way of utilising our managed service you get the benefit of experienced market leading professionals who are well versed in these laws. If Landlords fail to comply with the law, in the most serious cases, you could receive an unlimited fine, a banning order prohibiting you from letting your property and/or prison time.&nbsp;</span></p>\n<p class=\"MsoNormal\" style=\"text-autospace: none;\"><span style=\"font-family: 'Calibri Light',sans-serif; mso-ascii-theme-font: major-latin; mso-hansi-theme-font: major-latin; mso-bidi-theme-font: major-latin;\">Our team of Property Managers are experienced and well trained. We are Members of the professional industry body ARLA, meaning that we are held to a code of practice and are kept up to date with legislation changes to ensure that you, the Landlord, are compliant with the law. This mitigates the risk of any potential fines (or otherwise) and protects you and your tenants.</span></p>\n<p class=\"MsoNormal\" style=\"text-autospace: none;\"><strong><span style=\"font-family: 'Calibri Light',sans-serif; mso-ascii-theme-font: major-latin; mso-hansi-theme-font: major-latin; mso-bidi-theme-font: major-latin;\">We collect your rent.</span></strong></p>\n<p class=\"MsoNormal\"><span style=\"font-family: 'Calibri Light',sans-serif; mso-ascii-theme-font: major-latin; mso-hansi-theme-font: major-latin; mso-bidi-theme-font: major-latin;\">We understand just how important it is to ensure your rent is received in full and on time, as many of our Landlords rely on this income to cover their mortgage payments. All of our tenants will have undertaken a robust referencing process to ensure that they meet the affordability criteria and have no adverse credit.<span style=\"mso-spacerun: yes;\"> &nbsp; </span></span></p>\n<p class=\"MsoNormal\"><span style=\"font-family: 'Calibri Light',sans-serif; mso-ascii-theme-font: major-latin; mso-hansi-theme-font: major-latin; mso-bidi-theme-font: major-latin;\">We have a team of arrears clerks dedicated to chasing rent to ensure you are paid promptly. They act as the neutral middle person who can proactively chase the rent whilst removing the emotional element.&nbsp;</span></p>\n<p class=\"MsoNormal\"><span style=\"font-family: 'Calibri Light',sans-serif; mso-ascii-theme-font: major-latin; mso-hansi-theme-font: major-latin; mso-bidi-theme-font: major-latin; color: black; mso-color-alt: windowtext; background: white;\">There are very specific processes, paperwork and timescales that must be adhered to if you need to evict a tenant. In the worst case scenario any errors could mean that a Landlord will not legally be able to evict the tenant at all. Our team are fully trained and have specific processes to avoid this.&nbsp;</span></p>\n<p class=\"MsoNormal\"><span style=\"font-family: 'Calibri Light',sans-serif; mso-ascii-theme-font: major-latin; mso-hansi-theme-font: major-latin; mso-bidi-theme-font: major-latin; color: black; mso-color-alt: windowtext; background: white;\">We know that not receiving your rent can be nothing short of a disaster, and as such we offer an additional service, Rent &amp; Legal Protection (RLP) to our managed clients. With our Rent and Legal Protection service, landlords will always get the income they expect, they also benefit from legal cover to gain possession of their property. If you don&rsquo;t already benefit from RLP and want to know more please follow this link: </span><a href=\"https://www.thornleygroves.co.uk/landlords/rent-and-legal-protection/\"><span style=\"font-family: 'Calibri Light',sans-serif; mso-ascii-theme-font: major-latin; mso-hansi-theme-font: major-latin; mso-bidi-theme-font: major-latin; background: white;\">https://www.thornleygroves.co.uk/landlords/rent-and-legal-protection/</span></a><span style=\"font-family: 'Calibri Light',sans-serif; mso-ascii-theme-font: major-latin; mso-hansi-theme-font: major-latin; mso-bidi-theme-font: major-latin; color: black; mso-color-alt: windowtext; background: white;\"> </span></p>\n<p class=\"MsoNormal\"><strong><span style=\"font-family: 'Calibri Light',sans-serif; mso-ascii-theme-font: major-latin; mso-hansi-theme-font: major-latin; mso-bidi-theme-font: major-latin; background: white;\">We offer piece of mind.</span></strong></p>\n<p class=\"MsoNormal\"><span style=\"font-family: 'Calibri Light',sans-serif; mso-ascii-theme-font: major-latin; mso-hansi-theme-font: major-latin; mso-bidi-theme-font: major-latin;\">Your time is precious, <span style=\"color: black; mso-color-alt: windowtext; background: white;\">as are your properties. It&rsquo;s our job to ensure that we are proactively managing your investment by being proactive and troubleshooting.&nbsp;</span></span></p>\n<p class=\"MsoNormal\"><span style=\"font-family: 'Calibri Light',sans-serif; mso-ascii-theme-font: major-latin; mso-hansi-theme-font: major-latin; mso-bidi-theme-font: major-latin; color: black; mso-color-alt: windowtext; background: white;\">There are two main focuses for a Landlord; &ldquo;Is the rent being received&rdquo; and &ldquo;are my tenants looking after my property&rdquo;. There are numerous things we do to help offer peace of mind in this respect. </span></p>\n<p class=\"MsoNormal\"><span style=\"font-family: 'Calibri Light',sans-serif; mso-ascii-theme-font: major-latin; mso-hansi-theme-font: major-latin; mso-bidi-theme-font: major-latin; color: black; mso-color-alt: windowtext; background: white;\">We conduct regular property inspections to ensure that the property is being cared for by the Tenant and to get ahead of any maintenance issues which can end up costing more if not dealt with quickly.&nbsp;</span></p>\n<p class=\"MsoNormal\"><span style=\"font-family: 'Calibri Light',sans-serif; mso-ascii-theme-font: major-latin; mso-hansi-theme-font: major-latin; mso-bidi-theme-font: major-latin; color: black; mso-color-alt: windowtext; background: white;\">We have a &ldquo;little black book&rdquo; of vetted professional contractors who value the business we pass their way, meaning that they are motivated to provide our clients with competitive rates and attend to jobs swiftly.&nbsp;</span><span style=\"font-family: 'Calibri Light',sans-serif; mso-ascii-theme-font: major-latin; mso-hansi-theme-font: major-latin; mso-bidi-theme-font: major-latin; background: white;\">&nbsp;</span></p>\n<p class=\"MsoNormal\"><span style=\"font-family: 'Calibri Light',sans-serif; mso-ascii-theme-font: major-latin; mso-hansi-theme-font: major-latin; mso-bidi-theme-font: major-latin; color: black; mso-color-alt: windowtext; background: white;\">We have a 24 hour 7 day a week online maintenance reporting portal which Tenants, Landlords and Contractors can engage with. This allow us to handle all maintenance issue efficiently and quickly whatever the time of day.&nbsp;</span></p>\n<p class=\"MsoNormal\"><span style=\"font-family: 'Calibri Light',sans-serif; mso-ascii-theme-font: major-latin; mso-hansi-theme-font: major-latin; mso-bidi-theme-font: major-latin; color: black; mso-color-alt: windowtext; background: white;\">If you&rsquo;re looking to expand your portfolio or want to know more about all that we offer under our Managed Service offering, get in touch with your local team today.</span></p>","embed_video_url":null,"post_on":null,"tile_image":{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/i/Thornley_Groves_Monton_office_b7c5a4ba20.jpg","alternativeText":"Monton office 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These changes remove the right of landlords to deduct finance costs from their rental income before calculating their tax liability, which means they must now pay tax on their gross rental income.</p>\n<p>This petition has gained over 38,000 signatures so far, and if it reaches 100,000 signatures by the 10<sup>th</sup>&nbsp;of May, it is likely that a Parliamentary debate on the subject would take place. While this does not guarantee any changes to the law, it is an important step in raising awareness of the issue and puts pressure on the government to consider its impact on landlords and the wider property market.</p>\n<p>The changes to Section 24 were introduced in 2015 and have been gradually phased in over the past few years. They were designed to level the playing field between owner-occupiers and buy-to-let landlords, as the latter had previously been able to offset their mortgage interest payments against their rental income, reducing their tax liability.</p>\n<p>However, the changes have had a significant impact on landlords, particularly those with highly leveraged properties, as they are now required to pay more tax on their rental income, even if they are not making a profit. This has led to some landlords being forced to sell their properties or increase their rents, which in turn has put pressure on the rental market.</p>\n<p>Hassan Mahmood, Regional Lettings Director for Thornley Groves adds;</p>\n<blockquote>\n<p>&lsquo;<em>It&rsquo;s understandable why so many landlords are against this tax policy and feel the scales aren&rsquo;t fairly balanced, given the current system effectively taxes landlords on turnover, rather than profit. With demand for rental properties continuing to exceed supply, it&rsquo;s important that landlords are encouraged into the market rather than pushed out, and a review of the current approach would of course be welcome, so it&rsquo;s worth signing the petition in the hope we can collectively trigger a debate on this important issue</em>&rsquo;.</p>\n</blockquote>\n<p>The petition argues that the changes to Section 24 are unfair and have had a negative impact on landlords, the rental market, and tenants. It also suggests that the changes could lead to a reduction in the supply of rental properties, which could ultimately make it more difficult for tenants to find suitable accommodation.</p>\n<p>If you are a landlord, tenant, or anyone with an interest in the rental market, you may wish to consider signing the petition and adding your voice to the debate.</p>\n<p><a href=\"https://petition.parliament.uk/petitions/627785\">Click here to find out more.</a></p>","embed_video_url":null,"post_on":null,"tile_image":{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/i/Untitled_design_10_5a651d5f2c.png","alternativeText":""},"tags":"Lettings","slug":"section-24-petition-gathers-momentum","publish":true,"imagetransforms":{"tile_image_Transforms":"{\"i.prod/Untitled_design_10_5a651d5f2c.png\":{\"webp\":{\"352x220\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/352x220/Untitled_design_10_5a651d5f2c.webp\",\"720x380\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/720x380/Untitled_design_10_5a651d5f2c.webp\"},\"png\":{\"352x220\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/352x220/Untitled_design_10_5a651d5f2c.png\",\"720x380\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/720x380/Untitled_design_10_5a651d5f2c.png\"}}}","banner_image_Transforms":"{\"i.prod/Untitled_design_10_5a651d5f2c.png\":{\"webp\":{\"336x240\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/336x240/Untitled_design_10_5a651d5f2c.webp\",\"720x500\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/720x500/Untitled_design_10_5a651d5f2c.webp\",\"928x500\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/928x500/Untitled_design_10_5a651d5f2c.webp\"}}}"},"ggfx_results":[{"id":"670fb2e49e6e2acd76e5aa5e","transforms":[{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/352x220/Untitled_design_10_5a651d5f2c.webp","format":"webp","transform":"352x220","inputParams":{"action":"transform","src":{"cftle":{"Key":"i.prod/Untitled_design_10_5a651d5f2c.png"}},"dest":{"cftle":{"Key":"x.prod/352x220/Untitled_design_10_5a651d5f2c.webp"},"format":{"isFormatChanged":true,"format":"webp","content-type":"image/webp"},"transform":"352x220","resize":{"width":352,"height":220,"position":"x","fit":null},"brightness":null,"sharpness":null,"quality":null,"watermark":false,"resizeText":"352x220"},"additionalParams":{"contentType":"blog","id":"642d503c09961af29205d3d3","field":"tile_image","force":null}},"created_at":"2024-10-14 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affect how landlords report their income tax to HMRC.<br>The original plan was for Landlords income of &pound;10,000 or more from their properties must file their income and expenditure tax returns quarterly (instead annually) from 2024, however, that has been moved to 2026/7.&nbsp;</p>\n<p><br>From April 2026, all self-employed landlords or any landlord with an income of more than &pound;50,000 will need to keep digital records and send HMRC via approved software quarterly updates on their income and expenditure.</p>\n<p>&nbsp;</p>\n<p>Those landlords with a rental income of between &pound;30,000 and &pound;50,000 will need to do this from April 2027.</p>\n<p>This means there will be four extra filings a year, with a fifth filing required to collate all the information.The new regulations will also introduce a penalty point system to encourage compliance with submission dates.&nbsp;<br>The points system will replace the current fine structure, with an automatic &pound;200 penalty applied once a certain number of points have been reached.&nbsp;</p>\n<p>Exemptions are available for those who cannot cope with digital tax returns for genuine reasons. Landlords wishing to seek an exemption must apply through the HMRC website, and each case will be considered individually.</p>\n<p>&nbsp;</p>\n<p>We understand this may be confusing and overwhelming for some landlords.&nbsp;<br>That's why we are here to help. If you have any questions or concerns about MTD for Income Tax, please don't hesitate to contact us.</p>\n<p>We are happy to assist you and guide you through the process. And if we don't know the answer, we know someone who will!</p>\n<p>&nbsp;</p>\n<p>Remember, these changes will be in effect from 6 April 2026, so it's essential to start preparing for them now. By getting ahead of the game, you can ensure that your tax returns are submitted on time and avoid penalties.</p>","embed_video_url":null,"post_on":null,"tile_image":{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/i/tax_b7bd486848.jpg","alternativeText":""},"tags":"Lettings","slug":"new-tax-rules-for-buy-to-let-landlords-from-2026","publish":true,"imagetransforms":{"tile_image_Transforms":"{\"i.prod/tax_b7bd486848.jpg\":{\"webp\":{\"352x220\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/352x220/tax_b7bd486848.webp\",\"720x380\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/720x380/tax_b7bd486848.webp\"},\"jpg\":{\"352x220\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/352x220/tax_b7bd486848.jpg\",\"720x380\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/720x380/tax_b7bd486848.jpg\"}}}","banner_image_Transforms":"{\"i.prod/tax_b7bd486848.jpg\":{\"webp\":{\"336x240\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/336x240/tax_b7bd486848.webp\",\"928x500\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/928x500/tax_b7bd486848.webp\",\"720x500\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/720x500/tax_b7bd486848.webp\"},\"jpg\":{\"336x240\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/336x240/tax_b7bd486848.jpg\",\"720x500\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/720x500/tax_b7bd486848.jpg\",\"928x500\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/928x500/tax_b7bd486848.jpg\"}}}"},"ggfx_results":[{"id":"670fb2e49e6e2acd76e5aa5f","transforms":[{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/352x220/tax_b7bd486848.webp","format":"webp","transform":"352x220","inputParams":{"action":"transform","src":{"cftle":{"Key":"i.prod/tax_b7bd486848.jpg"}},"dest":{"cftle":{"Key":"x.prod/352x220/tax_b7bd486848.webp"},"format":{"isFormatChanged":true,"format":"webp","content-type":"image/webp"},"transform":"352x220","resize":{"width":352,"height":220,"position":"x","fit":null},"brightness":null,"sharpness":null,"quality":null,"watermark":false,"resizeText":"352x220"},"additionalParams":{"contentType":"blog","id":"641c6ca551445b8c5b286133","field":"tile_image","force":null}},"created_at":"2024-10-14 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22:20:42.866"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/336x240/tax_b7bd486848.jpg","format":"jpg","transform":"336x240","inputParams":{"action":"transform","src":{"cftle":{"Key":"i.prod/tax_b7bd486848.jpg"}},"dest":{"cftle":{"Key":"x.prod/336x240/tax_b7bd486848.jpg"},"format":{"isFormatChanged":false,"format":"jpg","content-type":"image/jpg"},"transform":"336x240","resize":{"width":336,"height":240,"position":"x","fit":null},"brightness":null,"sharpness":null,"quality":null,"watermark":false,"resizeText":"336x240"},"additionalParams":{"contentType":"blog","id":"641c6ca551445b8c5b286133","field":"banner_image","force":null}},"created_at":"2025-03-28 20:18:07.352","updated_at":"2025-03-28 20:18:07.352"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/688x460/tax_b7bd486848.webp","format":"webp","transform":"688x460","inputParams":{"action":"transform","src":{"cftle":{"Key":"i.prod/tax_b7bd486848.jpg"}},"dest":{"cftle":{"Key":"x.prod/688x460/tax_b7bd486848.webp"},"format":{"isFormatChanged":true,"format":"webp","content-type":"image/webp"},"transform":"688x460","resize":{"width":688,"height":460,"position":"x","fit":null},"brightness":null,"sharpness":null,"quality":null,"watermark":false,"resizeText":"688x460"},"additionalParams":{"contentType":"blog","id":"641c6ca551445b8c5b286133","field":"tile_image","force":null}},"created_at":"2025-05-22 11:33:27.893","updated_at":"2025-05-22 11:33:27.893"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/352x220/tax_b7bd486848.jpg","format":"jpg","transform":"352x220"}],"src_cftle":"i.prod/tax_b7bd486848.jpg","src_url":null},{"id":"69c6273b40e98113c1eb1838","transforms":[{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x/928x500/tax_b7bd486848.webp","format":"webp","transform":"928x500","created_at":"2026-01-23 00:40:44.405","updated_at":"2026-01-23 00:40:44.405"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x/720x500/tax_b7bd486848.webp","format":"webp","transform":"720x500","created_at":"2026-01-23 00:40:46.003","updated_at":"2026-01-23 00:40:46.003"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x/336x240/tax_b7bd486848.webp","format":"webp","transform":"336x240","created_at":"2026-01-23 00:40:46.693","updated_at":"2026-01-23 00:40:46.693"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x/352x220/tax_b7bd486848.webp","format":"webp","transform":"352x220","created_at":"2026-03-27 06:44:11.154","updated_at":"2026-03-27 06:44:11.154"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x/720x500/tax_b7bd486848.jpg","format":"jpg","transform":"720x500","created_at":"2026-03-27 14:44:22.125","updated_at":"2026-03-27 14:44:22.125"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x/928x500/tax_b7bd486848.jpg","format":"jpg","transform":"928x500","created_at":"2026-03-27 17:32:36.735","updated_at":"2026-03-27 17:32:36.735"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x/336x240/tax_b7bd486848.jpg","format":"jpg","transform":"336x240","created_at":"2026-04-03 08:34:33.328","updated_at":"2026-04-03 08:34:33.328"}],"src_cftle":"i/tax_b7bd486848.jpg","src_url":"i/tax_b7bd486848.jpg"}],"createdAt":"2023-03-23T15:13:41.841Z","updatedAt":"2026-04-03T08:34:33.559Z"},{"id":"6410a9ac89f7923a30c3fbf1","title":"The Importance of Choosing the Correct Mortgage Broker","categories":"Lettings","description":"<p>In this guest blog, we hear from Adam Smith, Director of Grange Mortgage and Protection Services Ltd. With over 18 years of experience in the mortgage market, both in residential mortgages and buy-to-let, we are pleased to work with Thornley Groves as their Financial Services partner..</p><p>At the start of 2023, we have seen some significant volatility in the interest rates available within the buy-to-let space, in an already challenging market. It is common that given the inherent risk, a lender would want a buy-to-let client to have their own home already (with a mortgage is fine). By way of initial deposit, most buy-to-let lenders in the UK will ask for a minimum 25% deposit, although sometimes 20%.</p><p>The complex nature of buy-to-let mortgages means that an experienced mortgage advisor is crucial to getting the best deals. With access to a much wider pool of lenders, you will find that you can save thousands of pounds by using a professional to navigate the buy-to-let market.</p><p>The good news is that the volatility in the market has recently been negated, and lenders are taking a much more positive view of this specialist lending sector. Following the shockwaves that ran through the market after the mini budget in September last year. Pricing and criteria seem to be returning to more acceptable levels.</p><p>There are, however, still a number of major things to consider if you are looking at buy-to-let funding at the moment;</p><p>First, be aware that many of the most attractively priced deals will carry large arrangement fees, and whilst lenders will suggest these can be added to the loan, wise investors should consider the impact of this.</p><p>Second, we are seeing a larger number of ‘Green’ Deals on offer giving lower rates for properties with a higher rated EPC and, given the requirements on you as a landlord, these could well be worth considering.</p><p>Third, and perhaps the biggest issue in the market at the moment is the increase in the stress test rates that lenders use to ascertain maximum borrowing levels.</p><p>Many landlords agree that it’s a wise idea to ensure that, should rates rise, rental income will still cover the mortgage interest payments. Some of the stress test rates used by lenders, since the mini budget in September, have been much harder to pass. Sadly some landlords have been unable to refinance properties with even a strong rent being received. A feat made much easier with an experienced mortgage advisor in your corner.</p><p>For further information please reach out to <a href=\"/branch-finder/\">your letting agent</a>. We’d be more than happy to put you in touch with expert advisors.</p>","embed_video_url":null,"post_on":null,"tile_image":{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/i/Choosing_the_Correct_Mortgage_Broker_1fc3dbdf3e.png","alternativeText":"Adam Smith"},"tags":"Lettings","slug":"the-importance-of-choosing-the-correct-mortgage-broker","publish":true,"imagetransforms":{"tile_image_Transforms":"{\"i.prod/Choosing_the_Correct_Mortgage_Broker_1fc3dbdf3e.png\":{\"webp\":{\"352x220\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/352x220/Choosing_the_Correct_Mortgage_Broker_1fc3dbdf3e.webp\",\"720x380\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/720x380/Choosing_the_Correct_Mortgage_Broker_1fc3dbdf3e.webp\"},\"png\":{\"352x220\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/352x220/Choosing_the_Correct_Mortgage_Broker_1fc3dbdf3e.png\",\"720x380\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/720x380/Choosing_the_Correct_Mortgage_Broker_1fc3dbdf3e.png\"}}}"},"ggfx_results":[{"id":"670fb2e49e6e2acd76e5aa60","transforms":[{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/352x220/Choosing_the_Correct_Mortgage_Broker_1fc3dbdf3e.webp","format":"webp","transform":"352x220","inputParams":{"action":"transform","src":{"cftle":{"Key":"i.prod/Choosing_the_Correct_Mortgage_Broker_1fc3dbdf3e.png"}},"dest":{"cftle":{"Key":"x.prod/352x220/Choosing_the_Correct_Mortgage_Broker_1fc3dbdf3e.webp"},"format":{"isFormatChanged":true,"format":"webp","content-type":"image/webp"},"transform":"352x220","resize":{"width":352,"height":220,"position":"x","fit":null},"brightness":null,"sharpness":null,"quality":null,"watermark":false,"resizeText":"352x220"},"additionalParams":{"contentType":"blog","id":"6410a9ac89f7923a30c3fbf1","field":"tile_image","force":null}},"created_at":"2024-10-14 08:51:32.453","updated_at":"2024-10-14 08:51:32.453"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/688x460/Choosing_the_Correct_Mortgage_Broker_1fc3dbdf3e.webp","format":"webp","transform":"688x460","inputParams":{"action":"transform","src":{"cftle":{"Key":"i.prod/Choosing_the_Correct_Mortgage_Broker_1fc3dbdf3e.png"}},"dest":{"cftle":{"Key":"x.prod/688x460/Choosing_the_Correct_Mortgage_Broker_1fc3dbdf3e.webp"},"format":{"isFormatChanged":true,"format":"webp","content-type":"image/webp"},"transform":"688x460","resize":{"width":688,"height":460,"position":"x","fit":null},"brightness":null,"sharpness":null,"quality":null,"watermark":false,"resizeText":"688x460"},"additionalParams":{"contentType":"blog","id":"6410a9ac89f7923a30c3fbf1","field":"tile_image","force":null}},"created_at":"2025-05-22 11:33:28.138","updated_at":"2025-05-22 11:33:28.138"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/352x220/Choosing_the_Correct_Mortgage_Broker_1fc3dbdf3e.png","format":"png","transform":"352x220"}],"src_cftle":"i.prod/Choosing_the_Correct_Mortgage_Broker_1fc3dbdf3e.png","src_url":null},{"id":"69c6273b40e98113c1eb180a","transforms":[{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x/352x220/Choosing_the_Correct_Mortgage_Broker_1fc3dbdf3e.webp","format":"webp","transform":"352x220","created_at":"2026-03-27 06:44:11.054","updated_at":"2026-03-27 06:44:11.054"}],"src_cftle":"i/Choosing_the_Correct_Mortgage_Broker_1fc3dbdf3e.png","src_url":"i/Choosing_the_Correct_Mortgage_Broker_1fc3dbdf3e.png"}],"createdAt":"2023-03-14T17:06:52.193Z","updatedAt":"2026-04-14T11:56:23.290Z"},{"id":"63f64f306dbbaf9018fec215","title":"Mortgage advice for if you have bad credit","categories":"Sales","description":"<p>Getting a mortgage with bad credit is difficult, but it's not impossible.</p>\n<p>Can I get a mortgage if I have bad credit?&nbsp;In short, yes. It&rsquo;s hard, but getting a mortgage with a poor credit history is possible. Your options might be limited, though.</p>\n<p>Mortgage lenders perform credit checks on everyone who applies, and black marks on your credit history will stand out every time. The level of significance depends on the amount(s) of money involved, as well as how recent the incident(s) occurred.</p>\n<p>A number of high-street banks will refuse you a mortgage because of poor credit history, but other corporations like building societies are more flexible. There are also specialist &lsquo;bad-credit mortgage lenders&rsquo; who focus on deals for people who have gone through difficult life events, such as serious illness or divorce.</p>\n<p>These lenders are more flexible when considering mortgage applications, but have higher-than-average interest rates in place and charge larger deposits.</p>\n<h3><br>How to get a mortgage if you have bad credit</h3>\n<p>There are still a lot of ways you can give yourself the best possible chance of being accepted for a mortgage:</p>\n<p><strong>Ask if your partner is in debt: </strong>your partner&rsquo;s credit score is taken into consideration if you&rsquo;re buying together, so get everything out in the open before you proceed.</p>\n<p><strong>Get your own credit in order:</strong> being able to show a history of paying in full and on time raises your credit score and tells lenders that you are reliable.</p>\n<p><strong>Be patient:</strong> the magnitude of blotches on your history will reduce over time, most certainly if you are much better off financially when you apply.</p>\n<p><strong>Be honest with lenders:</strong> mortgage lenders will find anything, so don&rsquo;t try to keep things covered in the hope of them brushing passed it. A lying customer is an untrustworthy customer.</p>\n<p><strong>Explain your situation:</strong> mortgage lenders will invariably want to know why you were in financial trouble and, more importantly, what you have done to turn things around.</p>\n<h4><br>Types of bad credit: missed payments, IVAs, CCJs and bankruptcies</h4>\n<p>Like we said earlier, mortgage lenders don&rsquo;t just look at your credit score, but also the details of your credit history, when analysing your application. They need to know what happened, when it happened, and why. There are levels to this &ndash; for example, a missed utility bill will be judged much less harshly than a court judgement.</p>\n<p>Each lender&rsquo;s criteria will vary, so it could come down to finding the lender which is most suited to, or understanding of, your circumstances.</p>\n<p>Here are the most common examples of bad credit, how each one may affect your mortgage application, and some examples of available help:</p>\n<p>&nbsp;</p>\n<h3>Missing a payment</h3>\n<p>Failure to make payments on time for things like bills or outstanding debts are recorded as defaults on your credit history and lower your rating. They don&rsquo;t all hold the same importance, though. A missed bill payment is understandable, but a missed mortgage payment at any point will make any lender extremely unwilling to agree to a mortgage.</p>\n<p>&nbsp;</p>\n<h3>County court judgements (CCJs)</h3>\n<p>A CCJ can be ordered against you when you fail to pay someone the money you owe, even just for minor sums, and they can stay on your record for seven years.</p>\n<p>Banks will take the failed repayment amount into account when looking at your mortgage application. Amounts of &pound;200 will not be viewed as harshly as those of over &pound;1,000, for example.</p>\n<p>Most high-street lenders might be willing to give you a mortgage despite a CCJ if it is more than three years old and the amount is fully repaid, but any CCJs that are not &lsquo;fully satisfied&rsquo; will severely lower your chances.</p>\n<p>Debt management plans or IVAs can help</p>\n<p>If you find yourself in large amounts of debt, one of the best ways to get out of it is by setting up a debt management plan. This is where you reach an agreement with a creditor to repay a limited amount of money per month.</p>\n<p>Or, you can go for an individual voluntary agreement (IVA), which enables you to pay in affordable amounts for a longer period of time &ndash; often over five to six years. These are recorded in a public register and creditors cannot demand complete repayment while you have an IVA set up.</p>\n<p>&nbsp;</p>\n<h3>Bankruptcy</h3>\n<p>In extreme circumstances, declaring bankruptcy might be your one and only option. Your application may be considered by specialist lenders if the bankruptcy occurred over six years prior to the application and has been discharged, but high-street lenders are much less likely to be considerate.</p>\n<h3><br>Checking your credit score</h3>\n<p>It is advisable to think twice about applying for a mortgage if you think there&rsquo;s a chance that you could be rejected, because every failed attempt shows up on your credit history and lower your score.</p>\n<p>You might get around this if you&rsquo;re applying for a mortgage in principle because lenders may only conduct a &lsquo;soft check&rsquo;, which will not appear on your record. But, soft checks don&rsquo;t cover everything in your history, so a future mortgage application could still fail if issues crop up later down the line.</p>\n<p>Whether you believe these factors apply to your situation or not, it is always worth checking your credit report before you apply for a mortgage. It could be beneficial to check with a few companies, because they all score differently.</p>\n<p>Once you have the report(s), make sure to check that all your information is correct and start thinking of how you can improve your credit score.</p>\n<p>In most cases, you will be better off waiting until your credit history has improved because this gives you access to more affordable mortgage deals. A reliable broker will advise you on the deals you'll likely be accepted for, or will tell you you&rsquo;re better off waiting.</p>\n<p><br>For more information and to get advice on mortgages with bad credit, visit our mortgage advice page.</p>","embed_video_url":null,"post_on":"2022-04-25T11:00:00.000Z","tile_image":null,"tags":"Sales","slug":"mortgage-advice-for-if-you-have-bad-credit","publish":true,"imagetransforms":{"tile_image_Transforms":"{\"i.prod/Thornley_Groves_mortgage_advice_for_if_you_have_bad_credit_888fc95615.jpg\":{\"webp\":{\"352x220\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/352x220/Thornley_Groves_mortgage_advice_for_if_you_have_bad_credit_888fc95615.webp\",\"720x380\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/720x380/Thornley_Groves_mortgage_advice_for_if_you_have_bad_credit_888fc95615.webp\"}}}","banner_image_Transforms":"{\"i.prod/Thornley_Groves_mortgage_advice_for_if_you_have_bad_credit_888fc95615.jpg\":{\"webp\":{\"928x500\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/928x500/Thornley_Groves_mortgage_advice_for_if_you_have_bad_credit_888fc95615.webp\",\"720x500\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/720x500/Thornley_Groves_mortgage_advice_for_if_you_have_bad_credit_888fc95615.webp\",\"336x240\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/336x240/Thornley_Groves_mortgage_advice_for_if_you_have_bad_credit_888fc95615.webp\"}}}"},"ggfx_results":[],"createdAt":"2023-02-22T17:21:52.503Z","updatedAt":"2023-03-09T05:27:46.511Z"},{"id":"63f64d716dbbaf9018fec20f","title":"HMO Landlord Fire Safety Responsibilities","categories":"Lettings","description":"<p>When you get started as a Houses in Multiple Occupation (HMO) landlord, it&rsquo;s really important to make sure that you fulfil a few legal obligations.</p>\n<p>Firstly, you need to have all of the relevant paperwork in order. That means getting a HMO licence, drawing up tenancy agreements, and perhaps even taking out HMO insurance - and it doesn&rsquo;t end there.</p>\n<p>There are certain legal requirements regarding room sizes and how many occupants you can have in rooms of certain sizes, not to mention legal permissions to make adjustments to the structure of the property.</p>\n<p>One legally binding and absolutely obligatory element is the fulfilment of fire safety regulations and ensuring your HMO property is gas safe.</p>\n<p>Here are a few guidelines about the legal requirements for fire safety in HMOs to give you a push in the right direction&hellip;</p>\n<h3><br>HMO Fire Safety Regulations</h3>\n<p><br>There are strict fire safety regulations that must be adhered to. Failing to inform yourself of these duties, or neglecting to carry them out, could have serious legal repercussions in the event of a fire.</p>\n<p>Ignorance is not an excuse to fall short of Fire Safety for HMO Building requirements, as the consequences could put tenants and emergency responders at risk.</p>\n<p>Here are some of the most essential points that you need to know:</p>\n<p>Fire safety is paramount in any HMO property rented out, so you must ensure that you install and maintain smoke and carbon monoxide alarm systems and obtain all of the relevant fire safety certificates. All HMO alarm systems should be mains-powered and interlinked.</p>\n<p>You must undertake gas safety checks and provide safety certificates for all of the gas appliances in your property to the local authority. You must also send the council an updated gas safety certificate every year to ensure that their records are up to date.<br>You cannot undertake the safety checks yourself. You must procure the services of a professional not only to do the gas safety checks but also to test all of the electrical appliances. You must have an Electrical Installation Condition Report (EICR) and test certificates.</p>\n<p>You are expected, as the responsible person and HMO landlord, to install fire doors and inform tenants not to obstruct them or keep them open. Your HMO landlord responsibilities include marking fire exits and escape routes and leaving tenants clear instructions on what to do in the event of a fire. The instructions should be left in a prominent place, for example on a noticeboard in the communal kitchen.</p>\n<p><br>All kitchens and any bedrooms with cooking facilities require a wall-mounted fire blanket. This serves to extinguish small pan fires. The blankets should be regularly checked for damage.&nbsp;Additionally, your HMO landlord responsibilities entail ensuring that all furniture and furnishing you provide meets fire resistance regulations.&nbsp;</p>\n<p>Fire extinguishers are not a legal requirement in HMOs unless the fire risk assessment deems them necessary. That&rsquo;s because they are often targets of vandalism, and increase the risk of tenants attempting to quench fires without adequate training instead of simply evacuating the building.</p>\n<p>The best plan of action in case of fire is always: evacuate, call 999, and stay out.</p>\n<h3><br>Fire Risk Assessments</h3>\n<p><br>Once you have invested in a HMO property, it will be visited by the local authorities within the first five years.</p>\n<p>They will carry out a Housing Health and Safety Rating System (HHSRS) risk assessment. If any safety issues are identified, such as asbestos, carbon monoxide, or radiation, you will be obliged to rectify them immediately.</p>\n<p>If they encounter any causes for concern, your HMO landlord responsibilities oblige you to fix them immediately to bring them up to standard.</p>\n<h3><br>Tenant Responsibilities</h3>\n<p><br>Your tenants are also responsible for allowing you as their HMO landlord to carry out your management duties.</p>\n<p>They cannot obstruct you from maintaining and inspecting the HMO property. They must allow access to any safety checks.</p>\n<p>They should also avoid, and be made aware of the risks of, leaving fire doors open, tampering with alarms, or obstructing fire escape routes with furniture or other objects.</p>\n<p>Ensure you leave your tenants clear written instructions, with your contact details.</p>\n<p>This serves to protect yourself as well as your tenants. In the case of fire provoked by negligence, you need to be able to prove that you made your tenants aware of their responsibilities.</p>\n<p>&nbsp;</p>\n<h3>Making Fire Safety a Priority in Your HMO Property</h3>\n<p><br>As you can see, fire safety regulations are quite a complicated matter, with many details and intricacies.&nbsp;Quite understandably so, as fire can lead to grave consequences for human life, property damage, and financial and reputational losses.</p>\n<p>It really is more than worthwhile to do your research and put in the legwork before opening up your property to tenants.&nbsp;HMO fire safety rules are enhanced, with more details and requirements than in single-occupancy properties.</p>\n<p>This is because more people who may not know each other are living together, and therefore there is an increased risk of accidents.&nbsp;The nature of enforcement varies according to where the property is located, so make sure that you do your research.</p>\n<p>&nbsp;</p>\n<p>If you are in any doubt as to what your HMO landlord responsibilities are, get in touch with our team of friendly, informative experts here at Thornley Groves, who are on hand to advise you.</p>","embed_video_url":null,"post_on":"2022-05-17T11:00:00.000Z","tile_image":{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/i/Thornley_Groves_HMO_Landlord_Fire_Safety_Responsibilities_ed3f7cb258.jpg","alternativeText":"Fire 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the rising cost of living hasn&rsquo;t made it any easier. Whether you&rsquo;re moving into your first home or are a seasoned homeowner, the same struggles arise.</p>\n<p>That&rsquo;s why we&rsquo;re sharing our helpful tips and tricks to save better &ndash; and faster.</p>\n<h3><br>De-clutter before moving</h3>\n<p>Letting go of your old things can be tricky. Some hold sentimental value, and some you just like, so what do you throw out? First, you have to think if you actually need something, or whether it&rsquo;s just found a place in your home and is dispensable. If it falls under the second category, chuck it.</p>\n<h3><br>Donate or sell old items</h3>\n<p>You must have been living under a rock for the past decade if you haven&rsquo;t heard of at least one of the many online selling platforms available today. Packaging and posting belongings might seem like a lot of effort for a few quid, but the numbers soon add up &ndash; and what you earn can then go towards the pot for spending on essentials for your new home!</p>\n<p>If you feel like you don&rsquo;t have the time for it, however, gifting and donating old belongings to charity shops and shelters is a great way to get rid of what you don&rsquo;t need whilst giving back to your community in the process.</p>\n<h3><br>Spend wisely</h3>\n<p>If there&rsquo;s one thing we&rsquo;re all guilty of, it&rsquo;s spending money on things that we don&rsquo;t need. See something in a store window? Take time to think if you really need it. Some friends want to go out for drinks? Invite them over. Fancy a takeaway? Make a meal from what&rsquo;s already in the fridge &ndash; meal prepping is time-efficient, healthier, and saves money!</p>\n<p>We know that everyone deserves a treat now and again; just make sure to hit those budgeting goals.</p>\n<h3><br>Ask friends and family</h3>\n<p>Everyone hates getting a pair of socks for their birthday just for the sake of it, so why not set up a savings account and ask your nearest and dearest to all chip in for your special day? It doesn&rsquo;t have to be a large amount; every little helps. And, in all honesty, they&rsquo;ll probably appreciate not having to go to the store.</p>\n<p>Before you open a savings account, it is important to do your research to ensure you choose the right one. Speak to different banks to get a bigger picture of which is best for your situation. The same goes for when you apply for a mortgage.</p>\n<h3><br>Do up your current home</h3>\n<p>This is for those of you who are lucky enough to already be on the property ladder.</p>\n<p>It might sound counter-productive at first, but giving your current place a new lease of life before putting it on the market will raise the asking price. When prospective buyers come for viewings, they want to be wowed and think, &lsquo;yes, this is the home for me&rsquo;, first impressions really do count! Everyone loves a bidding war if they really want somewhere, so you could easily make a few thousand in net profit if you get it right.</p>\n<p>Are you looking to sell in or move to Manchester? Want to use reliable property experts you can trust? Call our dedicated team today and make new memories in no time! Find your local branch&rsquo;s details via the Contact tab on our homepage.</p>","embed_video_url":null,"post_on":"2022-06-20T11:00:00.000Z","tile_image":{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/i/Thornley_Groves_How_to_save_for_your_new_home_in_Manchester_76a541795f.jpg","alternativeText":"Savings 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agency","categories":"General","description":"<p>Thornley Groves is proud to announce that Lomond has broken new ground in its continued expansion drive by acquiring a major online lettings agency.</p>\n<p>The progressive network of estate agencies, of which Thornley Groves is a part of, spanning England and Scotland has bought Manchester-based Property Hub Lets, which specialises in the rental and management of properties owned by portfolio investors.</p>\n<p>Over 700 properties across Manchester, Liverpool, Leeds and Birmingham will transfer to Lomond as part of the deal, in addition to three staff members.</p>\n<p>They will no longer be managed online and will be integrated within the existing High Street branches of three of Lomond&rsquo;s major brands &ndash; Thornley Groves in Manchester and the North West; Linley &amp; Simpson in Yorkshire; and John Shepherd in the Midlands.</p>\n<p>Will Linley, Managing Director of Lomond, said: &ldquo;This is the first time we have acquired an agency that operated exclusively online, and are thrilled with the high-quality portfolio we have inherited.\"</p>\n<p>&ldquo;It represents a perfect synergy for us as we already have a strong presence across the majority of major cities that Property Hub Lets covers. We now look forward to transferring all these properties smoothly and speedily into a number of our local branches.&rdquo;</p>\n<p>&ldquo;This deal is our first multi-regional one in England &ndash; and a model we are looking to mirror in future acquisitions.\"</p>\n<p>&ldquo;It underlines the unique proposition of Lomond and the strength of our network of regional brands, where they are able to link together across huge swathes of the country to accommodate a diverse geographical portfolio.&rdquo;</p>\n<p>He added: &ldquo;The deal also extends our portfolio reach into Liverpool for the first time, where lets will be managed by our Thornley Groves team.&rdquo;</p>\n<p>Property Hub Lets is part of the London-headquartered Property Hub, founded by Rob Bence and Rob Dix, which has an online community of more than 60,000 property investors. It&rsquo;s best-known for producing The Property Podcast, which tops 300,000 downloads a month.</p>\n<p>The deal will see the duo and their team of more than 50 people focus on their core business of helping more people change their lives through property investment. This includes its portfolio-building service called Property Hub Invest and its growing programme of new build tailored specifically for property investors.</p>\n<p>CEO of Property Hub, Rob Bence, said: &ldquo;When we started Property Hub Lets in 2014, we had the vision of creating the letting agency that we wanted as investors ourselves.</p>\n<p>&ldquo;It&rsquo;s been an incredible journey with lots of ups and downs and plenty of learnings along the way. We now believe that the best way to fully realise that vision is for Property Hub Lets to become part of Lomond.</p>\n<p>&ldquo;The Property Hub Lets team will immediately benefit from Lomond&rsquo;s established infrastructure and greater resources, and we&rsquo;re confident that our clients will immediately experience an enhanced level of service.</p>\n<p>&ldquo;We will partner closely with Lomond to ensure that our Property Hub Invest clients continue to benefit from a seamless experience from purchase through to property management.&rdquo;</p>","embed_video_url":null,"post_on":"2022-08-10T12:00:00.000Z","tile_image":{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/i/Thornley_Groves_Lomond_announcement_798e53bceb.png","alternativeText":"Lomond 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perfect place, consider how long you would like to commit to living in a new home. A rental agreement is legally binding, so it is important to decide from the outset whether you are looking for a short-term let or somewhere you can stay for a longer period.</p>\n<p>Work out how much you can afford. You will need to have enough money to pay your first month&rsquo;s rent upfront in addition to a deposit, which will usually be equivalent to five or six weeks&rsquo; rent.</p>\n<p>Decide on your must-haves. How much space do you need? Do you need a garden? How about parking or a garage space? Which location do you need to be in and how far outside that area are you willing to go? Do you have a pet who will be moving with you?</p>\n<p>Consider when you would like to move in. A landlord will want to minimise the amount of time their property is vacant, so it can be helpful to shortlist properties which are available as close as possible to your preferred moving date.</p>\n<h3><br>Preparing the paperwork</h3>\n<p>It is a good idea to get all your paperwork in order before you start viewing potential properties. Demand for good rental properties can be high, and having everything ready to go will help you stand out from the competition.</p>\n<p>You will need to be able to prove who you are, with a passport, driving licence, national identity card, immigration status document or similar. You will also need to prove where you live and how much you earn. The landlord or agent will need to be confident you can afford the rent and that you have a steady income. If you are employed, your contract and three most recent payslips will usually suffice. If you are self-employed, you may need to show a previous tax return or bank statements going back several months.</p>\n<h3><br>Looking for your new home</h3>\n<p>Online sites like Rightmove and Zoopla are a good place to start your property search. It is also important to register with local agents. Some properties are so popular they never make it to an online listing.</p>\n<p>&nbsp;</p>\n<h3>Questions to ask when you have found a place</h3>\n<p>The first question to ask is what type of tenancy agreement you will be asked to sign and for how long the agreement will be valid. The landlord must allow you to stay in the property for a minimum of six months, and most tenancies will be for a fixed term of either six or twelve months.</p>\n<p>Next, ask about the deposit. If the total annual rent will be less than &pound;50,000, the maximum deposit allowed is five weeks&rsquo; rent. If the annual rent is &pound;50,000 or above, the maximum amount a deposit can be will be six weeks&rsquo; rent. The deposit must be refundable at the end of the tenancy, assuming you keep the property in good condition and pay your rent promptly each month.</p>\n<p>Talk to the landlord or agent about who is responsible for paying utility bills such as gas, electricity, water and council tax. When you move in, it can also be helpful to know which companies are currently supplying the property.</p>\n<p>Confirm which furniture, fixtures and fittings will be left in the property and finally, check for rules about things like smoking, pets, places to keep bikes, bins and recycling.</p>\n<h3><br>Moving in</h3>\n<p>If you will need a removal service to move furniture and other belongings, it is sensible to get that booked in the diary as soon as you confirm the moving date. You should also arrange home contents insurance, along with tenants insurance to protect you and your belongings from the day you move.</p>\n<p>The keys for your new home will usually be available on the day your tenancy starts. If the landlord or agent has supplied an inventory, check all the details as soon as you can. Put in writing what state the property is in on the day you move, listing each room and taking photos too.</p>\n<p>Make sure you know how to operate the boiler and other appliances and ask where the stopcock, fuse box, and any meters are located.</p>\n<p>&nbsp;</p>\n<p><br>Are you ready to rent? <a href=\"https://www.thornleygroves.co.uk/search-property-to-rent/\">Browse our available properties</a> and do not hesitate to get in touch to discuss your requirements.</p>","embed_video_url":null,"post_on":"2022-08-18T11:00:00.000Z","tile_image":{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/i/Thornley_Groves_the_ultimate_guide_to_renting_a_property_in_the_UK_e8ab27c1fd.jpg","alternativeText":"friends 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08:51:33.685","updated_at":"2024-10-14 08:51:33.685"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/928x500/Thornley_Groves_the_ultimate_guide_to_renting_a_property_in_the_UK_e8ab27c1fd.webp","format":"webp","transform":"928x500","inputParams":{"action":"transform","src":{"cftle":{"Key":"i.prod/Thornley_Groves_the_ultimate_guide_to_renting_a_property_in_the_UK_e8ab27c1fd.jpg"}},"dest":{"cftle":{"Key":"x.prod/928x500/Thornley_Groves_the_ultimate_guide_to_renting_a_property_in_the_UK_e8ab27c1fd.webp"},"format":{"isFormatChanged":true,"format":"webp","content-type":"image/webp"},"transform":"928x500","resize":{"width":928,"height":500,"position":"x","fit":null},"brightness":null,"sharpness":null,"quality":null,"watermark":false,"resizeText":"928x500"},"additionalParams":{"contentType":"blog","id":"63f61dc26dbbaf9018fec164","field":"banner_image","force":null}},"created_at":"2024-10-30 04:08:10.418","updated_at":"2024-10-30 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18:33:42.673"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x/336x240/Thornley_Groves_the_ultimate_guide_to_renting_a_property_in_the_UK_e8ab27c1fd.jpg","format":"jpg","transform":"336x240","created_at":"2026-04-21 19:19:03.044","updated_at":"2026-04-21 19:19:03.044"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x/720x500/Thornley_Groves_the_ultimate_guide_to_renting_a_property_in_the_UK_e8ab27c1fd.jpg","format":"jpg","transform":"720x500","created_at":"2026-04-21 19:47:18.094","updated_at":"2026-04-21 19:47:18.094"}],"src_cftle":"i/Thornley_Groves_the_ultimate_guide_to_renting_a_property_in_the_UK_e8ab27c1fd.jpg","src_url":"i/Thornley_Groves_the_ultimate_guide_to_renting_a_property_in_the_UK_e8ab27c1fd.jpg"}],"createdAt":"2023-02-22T13:50:58.490Z","updatedAt":"2026-04-21T19:47:18.916Z"},{"id":"63f61b516dbbaf9018fec15c","title":"What is an HMO property?","categories":"Lettings","description":"<p>You may have heard of the term House in Multiple Occupation, or its abbreviation, HMO. But perhaps you&rsquo;re not 100% sure of what it means.</p>\n<p>Well, for a property to qualify as a house in multiple occupation (HMO) it meets these criteria:</p>\n<ul>\n<li>There are at least 3 unrelated tenants living there, and therefore forming more than 1 household</li>\n<li>The tenants share communal areas such as toilet, bathroom or kitchen facilities</li>\n<li>If there are more than 5 tenants living there, then this is considered a large HMO</li>\n</ul>\n<p>HMO is sometimes called &lsquo;house share&rsquo; but can also cover hostels, bedsits, lodgings, private halls of residence, refuges, blocks of converted flats, and employee accommodation.</p>\n<p>&nbsp;</p>\n<h3>HMO Licensing</h3>\n<p>If you are interested in renting out your property as an HMO, it&rsquo;s best to contact the local council, as you will most likely need to apply for a licence.</p>\n<p>An HMO licence is valid for a maximum of 5 years, and once it runs out you must replace it. You also need a separate licence for each HMO you run.</p>\n<p>Not all HMO properties need a licence, so if in doubt it&rsquo;s best to talk to an expert.</p>\n<p>The average cost of an HMO licence in the UK is around &pound;600.</p>\n<p>But license costs vary from authority to authority, with some as cheap as &pound;60 and others as costly as &pound;1,000.</p>\n<p>&nbsp;</p>\n<h3><br>Your obligations as an HMO landlord</h3>\n<p>HMO properties must follow specific rules to be eligible for a licence. You could receive an unlimited fine if you rent out an unlicensed HMO.</p>\n<p>You must ensure the house is suitable for the number of occupants you rent it out to. That is, it must offer communal facilities, rubbish disposal facilities, be kept clean and proper, and meet certain room size requirements to avoid overcrowding.</p>\n<p>Here are some guidelines regarding room sizes:</p>\n<ul>\n<li>No more than two people must sleep in any room, regardless of age</li>\n<li>Rooms can only be shared if the individual's consent to do so</li>\n<li>Nobody over the age of 12 should share a room unless they are cohabiting as a couple</li>\n<li>For people aged over 10, their room must be no less than 6.51 square metres</li>\n<li>If two people aged over 10 inhabit a room, it must measure no less than 10.22 square metres</li>\n<li>For one person aged under 10, their room must measure no less than 4.64 square metres</li>\n</ul>\n<p>&nbsp;</p>\n<h3>Further compliance rules</h3>\n<p><br>As manager of the house, you must be deemed &lsquo;fit and proper&rsquo;. You cannot be an HMO landlord if you have a criminal record or have ever breached landlord laws or code of practice</p>\n<p>It is also your legal obligation to:</p>\n<ul>\n<li>send the council an updated gas safety certificate every year</li>\n<li>install and maintain smoke and carbon monoxide alarms</li>\n<li>provide safety certificates for all electrical appliances when requested</li>\n<li>organise electrical safety checks every five years</li>\n</ul>\n<p>Health and safety standards in HMOs are taken extremely seriously by local authorities.</p>\n<p>If your tenant has a grievance it is very likely to be brought to the attention of their Tenant Liaison Officer (TLO).</p>\n<p>&nbsp;</p>\n<h3>Are HMOs profitable?</h3>\n<p>HMOs are generally a sound investment and more profitable than standard buy-to-let properties. That&rsquo;s because the rooms are let separately and the use of space can be maximised. For example, by converting a parlour into an extra bedroom you could be earning extra income.</p>\n<p>&nbsp;</p>\n<h3><br>What are the pros and cons of HMOs?</h3>\n<p>Every investment has pros and cons.</p>\n<p>Here are the pros of investing in an HMO:</p>\n<ul>\n<li>Higher yields</li>\n<li>High demand</li>\n<li>Fewer void periods</li>\n</ul>\n<p>If one tenant moves out, there is always someone who remains to pay their part of the rent.</p>\n<p>Here are some of the perhaps trickier aspects of investing in HMO:</p>\n<ul>\n<li>Mortgages and finance</li>\n<li>An HMO mortgage is not possible until the property is converted, which takes investment and time.</li>\n<li>Tighter legislation</li>\n<li>You will probably need a licence and need to meet strict compliance rules, as detailed above.</li>\n<li>Higher costs upfront</li>\n<li>You must provide the HMO accommodation as fully furnished and decorated.</li>\n</ul>\n<h3><br>HMO Insurance</h3>\n<p>One other thing to consider is HMO insurance. It&rsquo;s not legally binding to take it out, but many mortgage lenders require it as part of their terms and conditions.</p>\n<p>That&rsquo;s because an HMO property is at higher risk of damage due to increased footfall and normal wear and tear expected by having multiple occupants.</p>\n<p>It makes sense, then, that any landlord would see HMO insurance as an investment and one of your HMO landlord responsibilities.</p>\n<p>&nbsp;</p>\n<p><br>If you want to know more about HMO properties or get a little more advice about where to start, get in touch with one of our friendly professionals today.</p>","embed_video_url":null,"post_on":"2022-10-12T15:00:00.000Z","tile_image":null,"tags":"Lettings","slug":"what-is-an-hmo-property","publish":true,"imagetransforms":{"tile_image_Transforms":"{\"i.prod/Thornley_Groves_What_is_an_HMO_property_7b071984f2.jpg\":{\"webp\":{\"352x220\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/352x220/Thornley_Groves_What_is_an_HMO_property_7b071984f2.webp\"}}}","banner_image_Transforms":"{\"i.prod/Thornley_Groves_What_is_an_HMO_property_7b071984f2.jpg\":{\"webp\":{\"336x240\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/336x240/Thornley_Groves_What_is_an_HMO_property_7b071984f2.webp\"}}}"},"ggfx_results":[],"createdAt":"2023-02-22T13:40:33.554Z","updatedAt":"2023-03-09T05:40:10.284Z"},{"id":"63f619896dbbaf9018fec156","title":"HMO Checklist for Student Landlords","categories":"Lettings","description":"<p>If you&rsquo;re a landlord considering renting out your property to students then did you know it will technically be classed as an HMO (Houses of Multiple Occupation)?</p>\n<p>If you decide to set off on the HMO journey and rent out to students, then there&rsquo;s a few things you need to get in order beforehand.</p>\n<p>That&rsquo;s why we&rsquo;ve put together an HMO checklist for student landlords, to make the process that much easier for you.</p>\n<h3><br>1. &nbsp; &nbsp;Obtain an HMO Licence</h3>\n<p><br>A highly recommended first step is to ask your local authority about specific requirements when it comes to your HMO property.</p>\n<p>Be aware that the rules in England and Wales about HMO properties differ from those in Scotland and Northern Ireland. You will definitely need a licence if:</p>\n<ul>\n<li>your property houses five or more tenants</li>\n<li>the tenants live separately but share communal facilities like kitchens and toilets, as in most student houses.</li>\n</ul>\n<p>There may also be other paperwork that is legally required before you start, and things to consider like the legally mandated minimum bedroom sizes. Another very important thing on every HMO checklist for student landlords is the legal obligations surrounding full gas and safety checks. You must complete a full Fire Risk Assessment carried out by a qualified professional. You must also fit fireproof doors, provide a fire blanket in the kitchen and smoke alarms throughout the property.</p>\n<h3><br>2. &nbsp; &nbsp;Keep Your Students in the Loop</h3>\n<p>&nbsp;</p>\n<p>It&rsquo;s a good idea to set up a noticeboard with all the fire procedures and health and safety information (such as a copy of the gas safety certificate and energy performance certificate), as well as emergency contact details.</p>\n<p>You should also include any relevant information about the landlord or manager of the property. Be sure to inform the student tenants of the rubbish and recycling collection days.</p>\n<p>Little things like this will make life easier for everyone, and remember that you&rsquo;re dealing with students so this is probably their first time living independently. That means they might need a bit more guidance than the average tenant.</p>\n<p>&nbsp;</p>\n<h3>3. &nbsp; &nbsp;Make sure all appliances are in working order</h3>\n<p>&nbsp;</p>\n<p>Next on our HMO checklist for student landlords - make sure that the house is livable. All tenants, including student tenants, have expectations and needs to be met when they choose to live in a property.</p>\n<p>One very obvious expectation is that everything in the HMO student property is in working order and in good condition.</p>\n<p>Furniture and appliances like washing machines, kettles and cookers need to be fully functioning before the student tenancy agreement is signed.</p>\n<h3><br>4. &nbsp; &nbsp;Cut keys for everyone</h3>\n<p><br>One small but very important thing to remember on this HMO checklist for student landlords is to have enough keys cut for every student for the main building.</p>\n<p>You&rsquo;ll also need separate keys for their individual bedrooms. Most people usually appreciate having locks on their bedrooms to ensure the security of their possessions and valuables.</p>\n<p>Don&rsquo;t forget to get a spare set of keys cut for yourself.</p>\n<h3><br>5. &nbsp; &nbsp;Install high-speed wireless broadband</h3>\n<p>&nbsp;</p>\n<p>This one is essential these days, and any university student will expect their home to come fully equipped with wifi.</p>\n<p>Most students rely on internet access for their study sessions and research, so securing a good, strong Internet connection is an obvious must-do on our HMO checklist for student landlords.</p>\n<p>On that note, it&rsquo;s generally good practice not to mix tenants from different stages of life. For instance, a postgraduate student on work placement may not appreciate a property share with an undergraduate student who stays up all night partying.</p>\n<p>Try to be specific when advertising the property about what age group and demographic you want to attract. &nbsp;If you&rsquo;d like to talk to someone about how to attract your ideal tenants, our Thornley Groves friendly team members are always happy to help.</p>\n<p>&nbsp;</p>\n<h3>6. &nbsp; &nbsp;Spruce up the property</h3>\n<p><br>Get the property spick and span before taking viewings - you want to make the right impression. Consider hiring a cleaner for the communal spaces to take care of them on a regular basis.</p>\n<p>When organising viewings, it&rsquo;s super important that the house is well-decorated and looks attractive. They may be student tenants but they still want to see some furniture and maybe even some nice finishing touches like some flowers.</p>\n<p>&nbsp;</p>\n<h3>7. &nbsp; &nbsp;Take professional photos</h3>\n<p><br>Set off on the right foot by showcasing the best aspects of your property with some attractive photos.</p>\n<p>Photos should be well-lit and high resolution so it&rsquo;s not advisable to take pictures on your mobile phone. Even the best phone cameras probably won&rsquo;t be adequate to represent your property to its full potential.</p>\n<h3><br>8. &nbsp; &nbsp;Get your paperwork in order</h3>\n<p><br>This point is an essential one on our HMO checklist for student landlords.</p>\n<p>You absolutely must sort out all your paperwork to lay down the terms and conditions for your tenants.</p>\n<p>Having everyone know where they stand, what their rights are, and having some rules to follow, is crucial to protect both landlord and student tenant.</p>\n<p>You should be thinking about the tenancy agreement, guarantor forms, and inventory forms. As a specialist HMO Agency, Thornley Groves can handle all the paperwork for you.</p>\n<h3><br>9. &nbsp; &nbsp;Use an HMO management service</h3>\n<p><br>Self-managing is an option, but having a specialist team to manage the process and talk you through the HMO checklist for student landlords can save a lot of time and hassle.</p>\n<p>Here at Thornley Groves, we are happy to help. We offer full support services led by our professional teams who are trained and qualified to industry-recognised standards.</p>\n<p>Our dedicated teams can ensure that rent payments and deposits are taken care of and facilitate all of the paperwork, from tenancy agreements to drawing up contracts.</p>\n<p>With us, the whole property management experience is tailored to suit your needs. 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likely experience excellent returns throughout the process.</p>\n<p>However, renting out to students can be a little complicated sometimes. You must give students a reason to choose your property over purpose-built student accommodation.</p>\n<p>One thing that can make the experience run more smoothly is taking out student landlord insurance and implementing an appropriate bill-splitting system.</p>\n<p>&nbsp;</p>\n<h3>Do I have to get student landlord insurance?</h3>\n<p>Student landlord insurance is not mandatory, but it is definitely recommended.</p>\n<p>Student landlord insurance covers properties that are rented by students, or HMOs (Houses in Multiple Occupation).</p>\n<p>As a landlord with multiple tenants, you run a higher risk of problems and damage to the property.</p>\n<p>Before letting your property, you should talk to a professional who can advise you on the insurance plans available.</p>\n<p>It&rsquo;s also important to also create an inventory so you can keep on top of any furniture or belongings being held at the property, and their condition at the beginning of the tenancy.</p>\n<p>&nbsp;</p>\n<h3>Why do you need student property landlord insurance?</h3>\n<p>Student rental properties often require a certain amount of renovation before a tenancy begins, in order to make the property suitable for multiple occupations.</p>\n<p>It&rsquo;s also true that at the end of a tenancy agreement, you might also need to repair unexpected damage to your property. It&rsquo;s only logical that the more tenants you have, the higher the risk of wear and tear to the property you are running.</p>\n<p>Expect to regularly have to redo paint jobs, pay a cleaner to do a deep clean, and upgrade minor aspects of the house. You may also encounter damage to the building too.</p>\n<p>Student landlord insurance can prevent you from having to foot the bill yourself before the next batch of student tenants arrive.</p>\n<p>&nbsp;</p>\n<h3>What does student landlord insurance typically cover?</h3>\n<p>Student landlord insurance covers all of the usual risks that come with owning a house, such as fire and storm damage, or damage to the building.</p>\n<p>Student landlord insurance also covers accidental damage cover, in some cases even when the students unintentionally damaged the property.</p>\n<p>Most student landlord insurance policies also offer malicious damage cover, in the rare case that an aggrieved tenant should seek to harm your property.</p>\n<h4>There are a few other benefits too.</h4>\n<p>Student landlord insurance can also include property owner&rsquo;s liability insurance as an extra, so if your tenant is injured due to damages to the property, you would be covered by additional support.</p>\n<p>There are even some policies in place to protect you if you find your property is unoccupied for an extended period of time and you are losing rental income. Particularly handy in case of a pandemic, for example.</p>\n<p>Every student landlord&rsquo;s nightmare is a tenant who defaults on payments &nbsp;- but even that can be covered by student landlord insurance.</p>\n<p>As you can see, the benefits are wide-ranging and policies vary. It&rsquo;s just a question of finding the right insurance plan for your needs.</p>\n<p>&nbsp;</p>\n<h3>What type of student landlord insurance cover suits you?</h3>\n<h4>Landlord building insurance</h4>\n<p>Covers loss or damage caused to your property, including in case of flood or fire, for example. Some buildings' insurance policies will also cover damage caused by tenants.</p>\n<h4>Landlord contents insurance</h4>\n<p>Covers damage to fixtures and fittings that aren&rsquo;t integral to the structure of the building, such as ovens, fridges, washing machines, beds and sofas. Also protects against damage to floorings.</p>\n<h4>Landlord portfolio insurance</h4>\n<p>A good one for landlords who want one cover-all insurance policy for multiple properties.</p>\n<h4>Home emergency cover</h4>\n<p>Protects landlords against unexpected costs ranging from cutting new sets of keys, changing locks, boiler and plumbing problems, pest control, power supply issues and drainage systems.</p>\n<h4>Legal fees</h4>\n<p>Student landlord insurance covers legal fees incurred in the process of claiming owed rent or tenant damage to the property or furnishings.</p>\n<p>&nbsp;</p>\n<h3>How expensive is student landlord insurance?</h3>\n<p>Student tenants could be considered to be high risk to insurers, due to their lack of income.</p>\n<p>You can lower the cost of your premium by carrying out essential repairs and upgrades to your property and installing adequate security systems.</p>\n<p>You should only make claims when necessary to avoid an increase in your premium - multiple claims only make the premium more expensive.</p>\n<p>&nbsp;</p>\n<h3>Bill-splitting services</h3>\n<p>Some tenants are naturally more organised than others, whether they are students or not.</p>\n<p>Using a bill-splitting service, you can avoid having to chase tenants for bill payments.</p>\n<p>This service sets up the utilities on your behalf, pays the bill and then takes a &lsquo;split&rsquo; of the bill from each tenant. 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Like most things in life, if you break the process down into doable steps, then buying your first house isn&rsquo;t so scary after all.</p>\n<p>Keep reading to find out how to buy your first house in the UK&hellip;</p>\n<h4><br>1. Start building a deposit</h4>\n<p>The first thing you should really consider when you start your property-buying journey is whether you can afford it.</p>\n<p>In order to buy a house you&rsquo;ll need to take out a mortgage, and normally your deposit will need to be at least 5% of the property&rsquo;s value.</p>\n<p>So if, for example, you want to buy a house that costs &pound;250,000, you&rsquo;ll need to prepare a deposit of at least &pound;12,500 - in an ideal world, even more.</p>\n<p>If you have a bigger deposit prepared then you&rsquo;ll have a wider range of mortgages available to you, and at cheaper rates, because mortgage lenders will see you as lower risk.</p>\n<p>On that note, when you&rsquo;re preparing your mortgage application, you&rsquo;ll need to check your credit score.</p>\n<p>Lenders want to see you are a reliable borrower when they are assessing your mortgage application. They will carry out an affordability and credit score check, so it&rsquo;s better to keep on top of your current account and credit score.</p>\n<p>If you&rsquo;re struggling to save up the deposit, a range of family assist mortgages exists. That way, other people can support you by depositing money into a specific savings account, or they can secure your mortgage against a percentage of their own property.</p>\n<h4><br>2. Research the hidden costs</h4>\n<p>When you&rsquo;re thinking about how to buy your first house in the UK you have to be realistic about the costs.</p>\n<p>It&rsquo;s not as simple as taking out a mortgage - there are other hidden costs that you might not have considered.</p>\n<p>The other cost involved include:</p>\n<p>survey costs<br>solicitor or conveyancer fees (this often includes extra costs, such as search and Land Registry fees)<br>mortgage arrangement and valuation fees<br>removal and moving in costs<br>buildings insurance<br>initial furnishing and decorating costs<br>Stamp Duty (Land and Buildings Transaction Tax in Scotland, or Land Transaction Tax in Wales).</p>\n<p>The cost of maintaining the home will also include service charges, ongoing maintenance costs and utilities.</p>\n<p>If you want to know more about the hidden costs of buying a home in the UK, speak to our friendly team of advisors today.</p>\n<h4><br>3. Find out which mortgage is best for you</h4>\n<p>Don&rsquo;t just rely on gut instinct or go for the first mortgage that you can afford.</p>\n<p>We are talking about large sums of money here, and that means that even the tiniest difference in interest rates can have a huge impact on how much your mortgage actually costs over its lifetime. The difference can be as hefty as tens of thousands of pounds.</p>\n<p>You also need to know about the different types of mortgages - fixed or variable? And the term of the mortgage? Most mortgages last for 25 years although some can be extended to 35 years.</p>\n<p>Most people start out on a fixed rate deal for a set number of years and then move on to the lender&rsquo;s more expensive standard variable rate.</p>\n<p>Repayment mortgages are the most common, where you make monthly payments for the amount you borrowed, plus interest.</p>\n<p>There is also such a thing as an &lsquo;interest only&rsquo; mortgage, but these aren&rsquo;t often available unless you&rsquo;re looking for a buy-to-let mortgage.</p>\n<p>It&rsquo;s a good idea to talk to an expert about these matters, as there is a sea of information out there, and such a big commitment shouldn&rsquo;t be taken lightly.</p>\n<p>Perhaps talking to friends and family who&rsquo;ve bought houses could be a good idea too, as they are sure to have some advice and warnings for you.</p>\n<h4><br>4. What help is available?</h4>\n<p><strong>Shared Ownership Schemes</strong></p>\n<p>Some housing associations and private developers offer the option to buy only a part of your home. For example, you could buy 60% of the property, and then pay rent on the remainder until you can afford to buy the rest.</p>\n<p>Sometimes, there is also a monthly service charge to contribute to major maintenance works.</p>\n<p><strong>Mortgage Guarantee Scheme</strong></p>\n<p>Since April 2021, the Mortgage Guarantee Scheme has offered buyers the chance to get a mortgage with just a 5% deposit. Be quick though - the scheme only runs until December 2022. &nbsp;The scheme applies to all types of properties (new build and old) that cost less than &pound;600,000.</p>\n<p><strong>Help to Buy Equity Loan</strong></p>\n<p>This scheme lends you up to 20% of the value of a new build home you want to buy, interest-free for the first five years.</p>\n<p>You can borrow up to 20% of the value of the property, allowing you to secure a home with just a 5% deposit, and mortgage out the remaining 75%. Applications close this October, so make sure you take advantage while you can!</p>\n<p><strong>First Homes Scheme</strong></p>\n<p>This scheme launched In June 2021 and offers newly built homes to first-time buyers with a discount of at least 30% compared to the market value of equivalent properties.</p>\n<p>But be aware that the schemecurrently has limited availability depending on demand and regions.</p>\n<h4><br>5. View Properties in Person</h4>\n<p>Viewing a property in person at least once is highly superior to viewing it online, particularly if you&rsquo;re unfamiliar with the neighbourhood.</p>\n<p>Things to look out for:</p>\n<ul>\n<li><strong>School catchment areas.</strong> Prices can be higher if there are highly rated schools in the area.</li>\n<li><strong>Transport links.</strong> Close proximity to motorways and train stations boosts a property's value.</li>\n<li><strong>Local infrastructure plans.</strong> New commercial and housing developments can have an impact on local services, but also increase traffic and pollution levels.</li>\n<li style=\"font-weight: bold;\"><strong>Flood zones</strong></li>\n<li style=\"font-weight: bold;\"><strong>Crime levels</strong></li>\n<li><strong>Register with local estate agents.</strong> Registering is free and won&rsquo;t create any obligation on your part.</li>\n</ul>\n<p>&nbsp;</p>\n<h4>6. Arrange a solicitor and surveyor</h4>\n<p>A vital part of the home buying process is to arrange for a valuation and property survey.</p>\n<p>The surveyor will value the property and check for problems, which might affect the cost of the home.</p>\n<p>You also need a solicitor or conveyancer to carry out legal work regarding the property. They will submit searches to the local council, to make sure that there are no planning or local issues.</p>\n<p><strong>Valuation survey</strong></p>\n<p>This survey is carried out by the lender to ensure that the property is worth the price you&rsquo;re paying before your mortgage is approved. This survey won&rsquo;t identify all the repairs or maintenance that might be needed.</p>\n<p><strong>The property survey</strong></p>\n<p>The property survey is essential to avoid any hidden costly problems in the long run. It&rsquo;s worth doing this correctly.</p>\n<p>If the survey reveals problems with the home that will later cost you money, you are within your rights to ask the seller to lower the price by that amount.</p>\n<p>There are several types of surveys available:</p>\n<ul>\n<li>RICS condition report &ndash; basic &lsquo;traffic light&rsquo; survey and the cheapest.</li>\n<li>RICS homebuyer report. Much more detailed survey of the interior and exterior of the property.</li>\n<li>A building or structural survey - the most comprehensive survey, most suitable for older homes.</li>\n</ul>\n<p>&nbsp;</p>\n<p><strong>7. Make an Offer</strong></p>\n<p>It&rsquo;s quite common to offer below the asking price, but that depends on the property and the demand it&rsquo;s attracting.</p>\n<p>Once you&rsquo;ve decided how much you want to offer, tell your estate agent and we recommend putting it in writing.</p>\n<p><br><strong>8. Finalise Mortgage</strong></p>\n<p>If your offer is accepted with no hitches, contact your mortgage advisor to proceed.</p>\n<p>It&rsquo;s normal procedure for the mortgage lender to give you at least seven days to think about whether or not this is the right mortgage for you.</p>\n<p>&nbsp;</p>\n<p><strong>9. Exchange Contracts</strong></p>\n<p>You&rsquo;ll receive the contract to sign and complete the sale. Go through the contract with your solicitor to ensure it&rsquo;s all correct.</p>\n<p>It&rsquo;s normal to be asked to pay a holding deposit of around &pound;500-1000 to show intent.</p>\n<p>To exchange contracts, you&rsquo;ll need a written mortgage offer, an agreed completion date, and buildings insurance in place. The building insurance is legally binding in order to protect the structure of the property.</p>\n<p><br><strong>10. Complete and move in</strong></p>\n<p>The completion date isn&rsquo;t set in stone, but it typically takes place around two weeks after the exchange of contracts.</p>\n<p>On completion day, you can collect the keys and move into your new home.</p>\n<p>All that remains then is to organise with a removals company and move in!</p>\n<p>&nbsp;</p>\n<p>If there&rsquo;s anything else you want to know about how to buy your first house in the UK, then get in touch with us here at Thornley Groves today. Your dream home is waiting for you!</p>","embed_video_url":null,"post_on":"2022-10-12T11:00:00.000Z","tile_image":{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/i/Thornley_Groves_how_to_buy_your_first_property_in_the_UK_06042868dd.jpg","alternativeText":"Waterside 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now.</p>\n<p><a href=\"https://www.rightmove.co.uk/estate-agents/find.html?radius=0.0&amp;locationIdentifier=REGION%5E904&amp;brandName=thornley%20groves&amp;branchType=ALL\">Rightmove</a> have reported that demand for rental properties far outweighs supply, with tenant demand up 20%, available rental properties down 9% on last year, and long-term capital growth on offer, the outlook for landlords and lettings is far more positive than recent headlines have suggested.</p>\n<p>Mike Cook, Chief Mortgage Officer at specialist finance provider MFS, acknowledges that interest rates and changes to regulation have caused concern among some landlords but offers significant reassurance: &ldquo;With huge demand from renters and long-term capital growth on offer, residential properties will continue to attract interest from a wide range of investors.&rdquo;&nbsp;</p>\n<p>Whether you are new to property investment or an established Landlord, it&rsquo;s important to know how to maximise your investment &ndash; especially in such rapidly changing times! For instance, you may want an up-to-date valuation of your existing portfolio to consider equity release for reinvestment. Or perhaps you need advice on local rental demand and the best areas to buy. Or you may need mortgage advice to take the first step on your buy-to-let journey. &nbsp;</p>\n<h3>&nbsp;BOOK YOUR PERSONAL PROPERTY REVIEW</h3>\n<p>Contact us today to book your personal property review and one of our specialist property managers will book you in within 24 hours!&nbsp;You can also view available <a href=\"https://www.thornleygroves.co.uk/search-property-for-sale/\">buy-to-let properties</a> on our website .</p>\n<p>We know many of you have property questions you&rsquo;d like answered &ndash; and we&rsquo;re encouraging you to &ldquo;Ask away&hellip;&rdquo; &nbsp;&nbsp;</p>\n<p>Whether you&rsquo;re looking to release capital, reinvest, refinance your portfolio, or simply want to discuss your options for the best yields and locations, we want you to &ldquo;Ask away&rdquo;. 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href=\"https://www.thornleygroves.co.uk/student-hub/\">Student real estate</a> is big business.</p>\n<p>Investing in properties that have been bought to rent exclusively to student tenants can have some high returns and be a rewarding experience in one of the fastest-growing sectors in the UK.</p>\n<p>According to a recent national student survey, around 88% of UK university students live in student accommodation, so there&rsquo;s lots of scope for getting your foot on the student property ladder. Students can also bring in higher rental yields when compared to other types of renters.</p>\n<p>So read on to find out how to start investing in student real estate using these 5 simple steps.</p>\n<h3><br>1. &nbsp; &nbsp; Select the Type of Student Property</h3>\n<p>When you think of student accommodation you might think of a poky, dingy, unappealing space. Think again.</p>\n<p>Many students these days expect a higher-quality living experience such as premium student buy-to-let properties. Typically, once students have completed their first year living in halls of residence, they move into private housing.</p>\n<p>Student housing might come in the form of purpose-built student accommodation (PBSA), or houses of multiple occupation (HMO).</p>\n<p>If you&rsquo;re looking to become a student property landlord, you need to know which type of student accommodation you will invest in.</p>\n<p>PBSA properties are designed specifically as private accommodation for students, in shared flats or studios. Special amenities like common rooms, study rooms, kitchens, and even luxuries like cinemas and gyms can be a real pull for prospective students.</p>\n<p>The other kind of student accommodation, HMOs, are properties where each room is rented separately to individual tenants, who share communal amenities like kitchens and bathrooms. When you invest in these properties, you must adhere to some strict legal health and safety requirements and provide multiple plug points, high-quality furnishings, and an overall clean and inviting finish.</p>\n<p>HMOs are a good investment because many university students prefer to live in larger groups and, as there are multiple tenants, there is less chance of a void period occurring. That is, other tenants are at hand to pay any rent owed if one defaults on payment.</p>\n<p>Multiple occupancy homes also generally give a higher monthly rental yield and benefit greatly from <a href=\"https://www.thornleygroves.co.uk/student-hub/\">property management</a>.</p>\n<p>Next up on our guide to how to start investing in student real estate using these 5 simple steps&hellip;.</p>\n<h3><br>2. &nbsp; &nbsp;Choose a Location</h3>\n<p>When it comes to choosing the student property, the location should be of utmost importance to you.</p>\n<p>The UK is home to many university towns and cities, and those places automatically guarantee an influx of potential tenants. So when you are looking for properties to invest in, check the following:</p>\n<ul>\n<li>Does the town or city have high-quality universities?</li>\n<li>Are there attractive employment opportunities?</li>\n<li>What is the graduation retention rate in the town or city?</li>\n<li>What nightlife is there in the town or city?</li>\n<li>Is the property located near to the university campuses, in the city centre, or in student-centric areas?</li>\n<li>What is the demand like in those areas?</li>\n</ul>\n<p>Some students prefer to be close to other student houses, whereas others prioritise proximity to the campus. If you choose your property location wisely, your investment will be in higher demand, making it a better long-term investment.</p>\n<p>Some of the most popular student cities include Manchester, Leeds, Newcastle, Edinburgh, Liverpool, Sheffield, and Nottingham. Amongst the top university towns is St Andrew&rsquo;s, where Prince William studied and met fellow alumni Kate Middleton.</p>\n<h3><br>3. &nbsp; &nbsp;Do Your Research</h3>\n<p>There are currently around 177,000 HMOs in England, and if you are new to this type of investment, it&rsquo;s best to do your research.</p>\n<p>You don&rsquo;t want to leave any stone unturned as there are legal requirements involved, such as room sizes, obtaining an HMO licence and putting fire safety measures in place.</p>\n<p>Take a look at this HMO checklist for student landlords, to give you an insight into what to expect.</p>\n<p>You should also bear in mind that if you&rsquo;re buying a second home or a buy-to-let, you&rsquo;ll have to pay a 3% additional rate of stamp duty.</p>\n<p>Buy-to-let properties also have long-term implications in terms of capital gains tax and inheritance tax. If in doubt, talk to a real estate professional.</p>\n<h3><br>4. &nbsp; Choose a Student Housing Advisor</h3>\n<p>Official paperwork and big decision-making may seem a little daunting.</p>\n<p>One great way to lighten the load is to find a student accommodation investment advisor. Their expertise of the market and ins and outs of how to achieve your personal investment objectives will be invaluable throughout the process.</p>\n<h3><br>5. &nbsp; &nbsp;Be Clear About Student Responsibilities</h3>\n<p>Once you&rsquo;re set up with the location, and property and have done all your research with the help of your real estate advisor, there&rsquo;s only one last thing to do.</p>\n<p>The final point in our guide to how to start investing in student real estate using these 5 simple steps is&hellip;laying down ground rules with your student tenants.</p>\n<p>That means informing your tenants about the basics of living in and taking care of the property - how to work the thermostat, what to do if the boiler breaks, rubbish collection days, fire safety drills and so on&hellip;</p>\n<p>It might also be a good idea to appoint a lead tenant among the students- they will be the main point of contact for rent collection or for any issue that may arise.</p>\n<p>Before signing the tenancy agreement, go through the rules, terms and conditions, and clearly explain any important points to remember.</p>\n<p>You also need to lay down some do&rsquo;s and don&rsquo;ts for house parties, and sort out the security deposit and guarantors.</p>\n<p><br>When becoming a student landlord, there&rsquo;s plenty to consider, but it&rsquo;s a potentially lucrative opportunity with growing demand. If you&rsquo;d like to know more about how to start investing in student real estate using these 5 simple steps and beyond, contact us at Thornley Groves today.</p>","embed_video_url":null,"post_on":"2022-11-24T13:30:00.000Z","tile_image":{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/i/Thornley_Groves_Investing_in_Student_Real_Estate_c180ed0d70.jpg","alternativeText":"Students"},"tags":"Lettings","slug":"start-investing-in-student-real-estate-using-these-5-simple-steps","publish":true,"imagetransforms":{"tile_image_Transforms":"{\"i.prod/Thornley_Groves_Investing_in_Student_Real_Estate_c180ed0d70.jpg\":{\"webp\":{\"352x220\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/352x220/Thornley_Groves_Investing_in_Student_Real_Estate_c180ed0d70.webp\",\"720x380\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/720x380/Thornley_Groves_Investing_in_Student_Real_Estate_c180ed0d70.webp\"},\"jpg\":{\"352x220\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/352x220/Thornley_Groves_Investing_in_Student_Real_Estate_c180ed0d70.jpg\"}}}","banner_image_Transforms":"{\"i.prod/Thornley_Groves_Investing_in_Student_Real_Estate_c180ed0d70.jpg\":{\"webp\":{\"336x240\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/336x240/Thornley_Groves_Investing_in_Student_Real_Estate_c180ed0d70.webp\",\"928x500\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/928x500/Thornley_Groves_Investing_in_Student_Real_Estate_c180ed0d70.webp\",\"720x500\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/720x500/Thornley_Groves_Investing_in_Student_Real_Estate_c180ed0d70.webp\"}}}"},"ggfx_results":[{"id":"670fb2e59e6e2acd76e5aa69","transforms":[{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/352x220/Thornley_Groves_Investing_in_Student_Real_Estate_c180ed0d70.webp","format":"webp","transform":"352x220","inputParams":{"action":"transform","src":{"cftle":{"Key":"i.prod/Thornley_Groves_Investing_in_Student_Real_Estate_c180ed0d70.jpg"}},"dest":{"cftle":{"Key":"x.prod/352x220/Thornley_Groves_Investing_in_Student_Real_Estate_c180ed0d70.webp"},"format":{"isFormatChanged":true,"format":"webp","content-type":"image/webp"},"transform":"352x220","resize":{"width":352,"height":220,"position":"x","fit":null},"brightness":null,"sharpness":null,"quality":null,"watermark":false,"resizeText":"352x220"},"additionalParams":{"contentType":"blog","id":"63f60dec6dbbaf9018fec13e","field":"tile_image","force":null}},"created_at":"2024-10-14 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The right manager will take on the main responsibilities associated with rental properties, and make your life as a landlord much easier.</p>\n<p>Let&rsquo;s take a closer look&hellip;</p>\n<h3><br>What is a property manager?</h3>\n<p><a href=\"https://www.thornleygroves.co.uk/contact/property-management/\">Our property managers</a> take on a range of tasks, including the following:</p>\n<ul>\n<li>Collecting rent</li>\n<li>Organising <a href=\"https://www.thornleygroves.co.uk/mortgage-advice/\">mortgage</a> and utility payments</li>\n<li>Accounting Services</li>\n<li>Leasing and property marketing services &ndash; finding and screening potential tenants</li>\n<li>Organising security deposits</li>\n<li>Property inspections</li>\n<li>Scheduling repair and maintenance</li>\n<li>Tax reporting</li>\n<li>Communicating with tenants</li>\n<li>Handling <a href=\"https://www.thornleygroves.co.uk/rlp/\">legal matters</a> such as notices and evictions</li>\n<li>Keeping a record of <a href=\"https://www.thornleygroves.co.uk/make-a-payment/\">financial statements</a> and preparing reports for the landlord</li>\n<li>Employee management for larger properties with staff members</li>\n<li>Maintaining positive tenant relations</li>\n</ul>\n<p>Property managers can be especially useful when acting as the middleman between landlords and tenants in more complex situations like missing rent, breaches of contract(s), complaints, and evictions.</p>\n<p>As you can see, the property manager is a jack-of-all-trades and takes on the property as though it were their own. The importance of property management in real estate is such that they take on these tasks so you don&rsquo;t have to worry about them.</p>\n<p>&nbsp;</p>\n<h3><br>Choosing the right property manager</h3>\n<p>The right property manager for you will have the same outlook and goals as you.</p>\n<p>The ultimate objective is to keep the occupant in the property, as constant turnover can mean financial loss. To keep tenants happy, you have to look after the property and nurture relations with them.</p>\n<p>To find the right property manager, you need to keep a few things in mind:</p>\n<ul>\n<li>How long have they been in the property management business?</li>\n<li>How many properties do you need to be managed by them?</li>\n<li>Who will take responsibility for which aspects of the property?</li>\n<li>Will maintenance be handled by third parties?</li>\n<li>Will you make a profit from maintenance and repairs?</li>\n<li>What is the eviction process?</li>\n<li>Is there one point of contact?</li>\n<li>How will reporting work?</li>\n</ul>\n<p>You should also consider the following factors when determining who should be your property manager:</p>\n<ul>\n<li>How close are they to your rental property?</li>\n<li>Are they located out of reach?</li>\n<li>Could they get to the property quickly in case of emergency or when a repair needs doing?</li>\n<li>Do they communicate well with you? This is absolutely crucial.</li>\n</ul>\n<p>&nbsp;</p>\n<h3>Pros and cons of having a property manager</h3>\n<p>When you&rsquo;re working out the importance of property management in real estate, it helps to look at the pros and cons of having a property manager.</p>\n<h4>Pros:</h4>\n<p>Aside from managing the property's more stressful or tedious daily operations, having a manager is a passive investment and can make for big returns.</p>\n<p>Also, property management software, used by property managers, can help integrate financial and property management information into one portfolio.</p>\n<p>Having access to property managers' insights can be invaluable in setting adequate rent prices. Most property managers have many clients, meaning they have better insights into current market conditions. That means you&rsquo;ll get a good rental rate for your property compared to other similar properties.</p>\n<p>The marketing services that property managers provide also help enormously. They can advertise for tenants in various media (newspaper, online, etc.) before doing property showings and carrying out credit checks on the tenant.</p>\n<p>Having a property manager affords you the freedom to move around, to travel, to spend time with family and friends, and to invest in other properties, safe in the knowledge that a professional is handling your property well.</p>\n<h4>Cons:</h4>\n<p>One of the downsides could be the cost. A percentage of the monthly rent goes to the property management fee (usually around 5% and 9% of the rent). If you struggle with cash flow, then this may impact your tenant turnover.</p>\n<p>However, if you hire a manager who handles the property well, you should see great returns on your investment.</p>\n<p>&nbsp;</p>\n<p>Having considered all of these factors, hopefully, the importance of property management in real estate is plain to see. If you need any further information or help with taking the next steps into property management, contact Thornley Grove today.</p>","embed_video_url":null,"post_on":"2022-11-24T12:00:00.000Z","tile_image":{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/i/Thornley_Groves_the_importance_of_a_property_manager_in_real_estate_2794fb1528.jpg","alternativeText":"Apartment 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href=\"https://www.thornleygroves.co.uk/prepare-to-rent/\">regulations</a> and <a href=\"https://www.thornleygroves.co.uk/landlord-identification-requirements/\">property legislation</a> for you to know about. What&rsquo;s more, legislation is often updated and new laws are introduced &ndash; and you&rsquo;re expected to keep up with it all so that everything is above board and your assets are protected. &nbsp;</p>\n<p>There is much to consider but we are always happy to help and offer our <a href=\"https://www.thornleygroves.co.uk/our-services-for-landlords/\">expert advice and service</a>. Here are several of the key legislation changes you need to look out for in the coming year&hellip; &nbsp;</p>\n<h4>1. Changes to the Energy Price Guarantee&nbsp;</h4>\n<p>As the cost of energy rose during 2022, the Energy Price Guarantee helped households save around &pound;900 on their bills, reducing the average yearly bill to about &pound;2,500. From April 2023, this guarantee is changing, and there will be a slight decrease in support available. The new terms should still save households around &pound;500, cutting the average yearly bill to &pound;3000. How this affects landlords is explained on the government&rsquo;s website. &nbsp;</p>\n<h4>2. Changes to required EPC ratings of commercial properties&nbsp;</h4>\n<p>As of April 2023, all commercial properties must have a minimum &lsquo;E&rsquo; rating &ndash; and there are further plans for this to rise to &lsquo;C&rsquo; in April 2027 and &lsquo;B&rsquo; in April 2030. &nbsp;</p>\n<h4>3. Renters Reform Bill&nbsp;</h4>\n<p>The government white paper, &lsquo;A Fairer Private Rented Sector&rsquo;, was published in June 2022. Proposed changes include: &nbsp;</p>\n<ul>\n<li>Ending no-fault evictions</li>\n<li>A digital property portal for private landlords</li>\n<li>Better dispute resolution through an ombudsman scheme</li>\n<li>Applying the &lsquo;Decent Homes Standard&rsquo; from the social rented sector to the private sector&nbsp;</li>\n</ul>\n<p>The Renters Reform Bill is to be introduced before spring 2023, but it takes around a year for a Bill to become law, so there&rsquo;s unlikely to be any legislation changes before 2024. This does mean, however, that landlords have time to influence the final Bill, so it&rsquo;s one to keep a close eye on.&nbsp;</p>\n<p>&nbsp;</p>\n<p>We understand that being a landlord is often a full-time job, and keeping up with changing laws and legislation can be demanding. If you&rsquo;re lacking in time, new to being a landlord, or would prefer to leave the legal aspects of your role to the experts, our qualified team are happy to help. &nbsp;</p>\n<p>Call us today for a friendly chat and we&rsquo;ll discuss the options for a fully managed or concierge service and how we can save you time, give you peace of mind, valuable advice and ensure you stay up-to-date on the laws and legislations.</p>\n<p>&nbsp;</p>\n<h3>We know many of you have property questions you&rsquo;d like answered &ndash; and we&rsquo;re encouraging you to &ldquo;Ask away&hellip;&rdquo;   &nbsp;</h3>\n<p>Whether you&rsquo;re looking to release capital, reinvest, refinance your portfolio or simply want to discuss your options for the best yields and locations, we want you to &ldquo;Ask away&rdquo;. Whatever your question might be &ndash; whether it&rsquo;s a quick query or a more complicated one &ndash; we&rsquo;re here to offer help and reassurance.  &nbsp;</p>\n<h4>P.S. We can answer questions such as: &nbsp;</h4>\n<ul>\n<li>Ask us what the ideal property tenure is and why it matters</li>\n<li>Ask us how to get your portfolio valued</li>\n<li>Ask us how how to ensure your rentals are at maximum profitability</li>\n<li>Ask us what locations can obtain the best yield</li>\n<li>Ask us how to efficiently expand your property portfolio  </li>\n</ul>\n<p>&nbsp;</p>\n<h3>Tailored services for landlords &nbsp;</h3>\n<p>We offer a flexible approach to letting and property management, allowing you to choose exactly how hands-on you want to be as a landlord. We can simply find high-quality committed tenants, or we can provide a full management service, giving you peace of mind that your investment is in the safest hands. Our experienced lettings team are up-to-date with the latest regulations and legislation concerning the rental sector, so you can be sure you&rsquo;re receiving expert guidance.</p>\n<p>&nbsp;</p>\n<h3>How we market your rental property &nbsp;</h3>\n<p>Our comprehensive marketing services are designed to showcase your property and attract high-quality tenants:  &nbsp;</p>\n<ul>\n<li>360&deg; Virtual Tour that lets potential tenants do an online &lsquo;walk-through&rsquo; of your property</li>\n<li>Professional photography</li>\n<li>EPC charts</li>\n<li>Advertising your property on <a href=\"https://www.rightmove.co.uk/estate-agents/find.html?radius=0.0&amp;locationIdentifier=REGION%5E904&amp;brandName=thornley%20groves&amp;branchType=ALL\">Rightmove</a>, Zoopla, Prime Location and social media &nbsp;</li>\n</ul>\n<p>&nbsp;</p>\n<h3>How to get started  &nbsp;</h3>\n<p>Any property questions you have, no matter how big or small &ndash; simply ask away!   &nbsp;</p>\n<p>Let&rsquo;s 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You enter your address and details about your property, then receive an immediate estimate of what your home could be worth. It's quick and easy, and you can do it any time of the day or night at a time convenient to you.</p>\n<p>&nbsp;</p>\n<h3>How do instant online valuations work?</h3>\n<p>Instant valuation tools combine public data from land registries, Ordnance Survey, and Royal Mail on your property's age, size, and style. It then combines this with available information on what your property is known to have sold for and the market value of surrounding buildings to estimate your home's worth. &nbsp;</p>\n<p>Try ours to see for yourself how quick and easy it is: Instant online property valuation</p>\n<p>&nbsp;</p>\n<p>An instant online valuation cannot see the condition of your home, the d&eacute;cor, and improvements made, or any extensions and renovations you've made to the property. It also doesn't factor in real-time demand from buyers in the local area. &nbsp;</p>\n<p>In short, instant online valuations are no substitute for an in-person valuation done by a knowledgeable local estate agent. An estate agent will have the expertise of the local area, the most up-to-date market knowledge, and, most importantly: they will see your property, inside and out. They will be able to assess its kerb appeal, they&rsquo;ll be able to see the condition, layout, and d&eacute;cor, and will be able to give you an accurate valuation based on all these factors.</p>\n<p>&nbsp;</p>\n<h3>I've got an instant valuation - what next?</h3>\n<p>These valuation tools are built to give you an indication of the value of your house quickly. They can only provide you with a rough guide and should not be used to make any decisions. Our passionate property experts are happy to offer a no-fee valuation of your property at a time that suits you so that you&rsquo;re equipped with the information you need to make your next property decision. </p>\n<p>&nbsp;</p>\n<h3>We know many of you have property questions you'd like answered - and we're encouraging you to \"Ask away...\"</h3>\n<p>Whatever you'd like to know - perhaps it's one quick query, perhaps you have a list of questions - get in touch. Call, email, or message us on our social media channels and we'll provide advice, reassurance, and expert advice.</p>\n<p><strong>P.S. We can answer questions such as:</strong>    &nbsp;<br>What are the quickest ways to increase my property&rsquo;s value?&nbsp;<br>What are the local plans that may affect local properties?<br>How can I maximise what my property could sell for?<br>What does it take to get my property market ready?</p>\n<p>&nbsp;</p>\n<h3><strong>All done in 3 easy steps:</strong></h3>\n<p><strong>1. 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11:33:47.073"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/352x220/Thornley_Groves_the_benefits_of_an_in_person_valuation_a941849b99.png","format":"png","transform":"352x220"}],"src_cftle":"i.prod/Thornley_Groves_the_benefits_of_an_in_person_valuation_a941849b99.png","src_url":null},{"id":"69c6273d40e98113c1eb18d1","transforms":[{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x/352x220/Thornley_Groves_the_benefits_of_an_in_person_valuation_a941849b99.webp","format":"webp","transform":"352x220","created_at":"2026-03-27 06:44:12.902","updated_at":"2026-03-27 06:44:12.902"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x/720x500/Thornley_Groves_the_benefits_of_an_in_person_valuation_a941849b99.webp","format":"webp","transform":"720x500","created_at":"2026-04-01 22:07:31.468","updated_at":"2026-04-01 22:07:31.468"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x/928x500/Thornley_Groves_the_benefits_of_an_in_person_valuation_a941849b99.webp","format":"webp","transform":"928x500","created_at":"2026-04-06 19:22:38.858","updated_at":"2026-04-06 19:22:38.858"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x/336x240/Thornley_Groves_the_benefits_of_an_in_person_valuation_a941849b99.webp","format":"webp","transform":"336x240","created_at":"2026-04-11 05:21:22.840","updated_at":"2026-04-11 05:21:22.840"},{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x/928x500/Thornley_Groves_the_benefits_of_an_in_person_valuation_a941849b99.png","format":"png","transform":"928x500","created_at":"2026-05-19 04:08:23.870","updated_at":"2026-05-19 04:08:23.870"}],"src_cftle":"i/Thornley_Groves_the_benefits_of_an_in_person_valuation_a941849b99.png","src_url":"i/Thornley_Groves_the_benefits_of_an_in_person_valuation_a941849b99.png"}],"createdAt":"2023-02-22T11:45:37.347Z","updatedAt":"2026-05-19T04:08:24.991Z"},{"id":"63f5fd136dbbaf9018fec11c","title":"Ask us how to boost your chances of selling quickly for a great price","categories":"Sales","description":"<p><span data-contrast=\"none\">As spring is traditionally seen as the best time for buying and selling a home, putting your house on the market in late December or early January will place you ahead of the competition.</span></p>\n<p><span data-contrast=\"none\">You can take several actions to boost your chances of selling quickly and beating the springtime rush. Read on for our top tips on getting your home ready to appeal to potential buyers&hellip;</span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:276}\">&nbsp;</span></p>\n<p><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:276}\">&nbsp;</span></p>\n<h3><strong><span data-contrast=\"none\">Boost your kerb appeal</span></strong><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:276}\">&nbsp;</span></h3>\n<p><span data-contrast=\"none\">It may sound obvious, but the best thing you can do to boost your chances of selling quickly is to make sure your home looks its best inside and out. Research shows that 93% of people viewing a property will judge it based purely on &lsquo;kerb appeal'</span><span data-contrast=\"none\">&nbsp;&ndash; how it looks from the street. Features that will make a good impression on potential buyers include:&nbsp;</span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:276}\">&nbsp;</span></p>\n<ul>\n<li data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"15\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559684&quot;:-2,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" aria-setsize=\"-1\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"none\">A freshly painted front door with a polished knocker and letterbox</span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:276}\">&nbsp;</span></li>\n<li data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"15\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559684&quot;:-2,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" aria-setsize=\"-1\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"none\">A tidy, well-kept front garden</span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:276}\">&nbsp;</span></li>\n<li data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"15\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559684&quot;:-2,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" aria-setsize=\"-1\" data-aria-posinset=\"3\" data-aria-level=\"1\"><span data-contrast=\"none\">Jet-washed walls and pathways</span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:276}\">&nbsp;</span></li>\n<li data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"15\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559684&quot;:-2,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" aria-setsize=\"-1\" data-aria-posinset=\"4\" data-aria-level=\"1\"><span data-contrast=\"none\">Clean windows</span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:276}\">&nbsp;</span></li>\n<li data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"15\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559684&quot;:-2,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" aria-setsize=\"-1\" data-aria-posinset=\"4\" data-aria-level=\"1\"><span data-contrast=\"none\">Fences that are in good condition</span></li>\n<li data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"15\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559684&quot;:-2,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" aria-setsize=\"-1\" data-aria-posinset=\"4\" data-aria-level=\"1\">A well-maintained roof with no missing tiles<span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:276}\">&nbsp;</span></li>\n</ul>\n<p><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:276}\">&nbsp;</span></p>\n<h3><strong><span data-contrast=\"none\">The three R&rsquo;s</span></strong><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:276}\">&nbsp;</span></h3>\n<p><span data-contrast=\"none\">Before you open your house up for viewings, ensure the interiors look as good as possible. This means:</span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:0,&quot;335559740&quot;:276}\">&nbsp;</span></p>\n<ul>\n<li data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"14\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559684&quot;:-2,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" aria-setsize=\"-1\" data-aria-posinset=\"1\" data-aria-level=\"1\"><strong><span data-contrast=\"none\">Redecorate. </span></strong><span data-contrast=\"none\">A fresh coat of paint on any areas that need doing up can work wonders. Pay particular attention to the kitchen &ndash; a new kitchen can add thousands of pounds to the value of your home, but you don&rsquo;t necessarily need to go that far as a kitchen that&rsquo;s clean, tidy, decluttered, and in good condition will appeal to potential buyers.</span></li>\n</ul>\n<ul>\n<li data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"14\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559684&quot;:-2,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" aria-setsize=\"-1\" data-aria-posinset=\"2\" data-aria-level=\"1\"><strong><span data-contrast=\"none\">Repair.</span></strong><span data-contrast=\"none\"> Fix those little problems you may have been putting off, like dripping taps or broken cupboard doors.</span></li>\n</ul>\n<ul>\n<li data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"14\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559684&quot;:-2,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" aria-setsize=\"-1\" data-aria-posinset=\"3\" data-aria-level=\"1\"><strong><span data-contrast=\"none\">Replace. </span></strong><span data-contrast=\"none\">Furnishings that are well past their best may be comfy, but they don&rsquo;t tend to look great. Sofas or chairs can be recovered but any carpets and curtains that are stained or threadbare should be replaced.</span></li>\n</ul>\n<p>&nbsp;</p>\n<p><span data-contrast=\"auto\">Some slightly bigger changes you can make to appeal to potential buyers are:</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:0,&quot;335559740&quot;:276}\">&nbsp;</span></p>\n<ul>\n<li data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"17\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559684&quot;:-2,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" aria-setsize=\"-1\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">Fitting bifold doors that open out onto your garden.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:0,&quot;335559740&quot;:276}\">&nbsp;</span></li>\n<li data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"16\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559684&quot;:-2,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" aria-setsize=\"-1\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"auto\">Creating an open-plan kitchen/dining area.</span></li>\n<li data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"16\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559684&quot;:-2,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" aria-setsize=\"-1\" data-aria-posinset=\"3\" data-aria-level=\"1\"><span data-contrast=\"auto\">Make a real feature of the garden. If you can accommodate both grass and a paved area, this will make even the smallest garden look appealing.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:276}\">&nbsp;</span></li>\n</ul>\n<p>&nbsp;</p>\n<p><span data-contrast=\"auto\">Ultimately, when you open up your home for viewings, you want it to look inviting and well cared for. Ensure all rooms are clean, tidy, and make sure it smells pleasant throughout.</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:276}\">&nbsp;</span></p>\n<p><span data-contrast=\"auto\">If you&rsquo;re planning a move for early 2023, the first step is to obtain an up-to-date valuation of your property. We can offer help and support to get you in the best possible position to move in the new year, but first things first, let&rsquo;s get your valuation booked in.&nbsp;</span> <span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:276}\">&nbsp;</span></p>\n<p><strong><span data-contrast=\"none\">Request a <a href=\"https://thornleygroves.q.starberry.com/property-valuation/\">free property valuation</a> today!</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:276}\">&nbsp;</span></p>\n<p>&nbsp;</p>\n<h3><strong><span data-contrast=\"none\">We know many of you have property questions you&rsquo;d like answered &ndash; and we&rsquo;re encouraging you to &ldquo;Ask away&hellip;&rdquo;</span></strong></h3>\n<p><span data-contrast=\"auto\">Whether you&rsquo;re looking to relocate, release capital, downsize, or find your next dream home, we want you to ask us any and all of your property questions. Whatever you&rsquo;d like to know &ndash; perhaps it&rsquo;s one quick query, perhaps you have a list of questions &ndash; get in touch with us. Call, email or message us on our social media channels and we&rsquo;ll provide advice, reassurance and expert guidance.</span><span data-contrast=\"auto\"> </span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:276}\">&nbsp;</span></p>\n<p><span data-contrast=\"none\"> </span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:276}\">&nbsp;</span></p>\n<p><strong><span data-contrast=\"none\">P.S. We can answer questions such as:</span></strong><span data-contrast=\"none\"> </span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:276}\">&nbsp;</span></p>\n<ul>\n<li data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"18\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559684&quot;:-2,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" aria-setsize=\"-1\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"none\">Ask us what the maximum price you could sell for is</span></li>\n<li data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"18\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559684&quot;:-2,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" aria-setsize=\"-1\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"none\">Ask us how long it takes to sell a property </span><span data-contrast=\"none\">on average</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:276}\">&nbsp;</span></li>\n<li data-leveltext=\"\" data-font=\"Symbol\" data-listid=\"18\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559684&quot;:-2,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" aria-setsize=\"-1\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:276}\">Ask us if you should expect to get above the asking price</span></li>\n</ul>\n<p><span data-contrast=\"auto\"> </span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:276}\">&nbsp;</span></p>\n<p><strong><span data-contrast=\"auto\">All done in 3 easy steps: </span></strong><span data-contrast=\"auto\"> </span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:276}\">&nbsp;</span></p>\n<p><strong><span data-contrast=\"auto\">1. Call our team&nbsp;</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559685&quot;:1080,&quot;335559731&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:276}\">&nbsp;</span></p>\n<ul>\n<li data-leveltext=\"o\" data-font=\"Courier New\" data-listid=\"4\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559684&quot;:-2,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Courier New&quot;,&quot;469769242&quot;:[9675],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;o&quot;,&quot;469777815&quot;:&quot;multilevel&quot;}\" aria-setsize=\"-1\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">We&rsquo;ll meet to discuss marketing and pricing </span><span data-contrast=\"auto\"> </span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559685&quot;:1800,&quot;335559731&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:276}\">&nbsp;</span></li>\n<li data-leveltext=\"o\" data-font=\"Courier New\" data-listid=\"4\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559684&quot;:-2,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Courier New&quot;,&quot;469769242&quot;:[9675],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;o&quot;,&quot;469777815&quot;:&quot;multilevel&quot;}\" aria-setsize=\"-1\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"auto\">We&rsquo;ll take professional photographs and a virtual tour video&nbsp;</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559685&quot;:1800,&quot;335559731&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:276}\">&nbsp;</span></li>\n</ul>\n<p><strong><span data-contrast=\"auto\">2. Advertise&nbsp;</span></strong><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559685&quot;:1080,&quot;335559731&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:276}\">&nbsp;</span></p>\n<ul>\n<li data-leveltext=\"o\" data-font=\"Courier New\" data-listid=\"6\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559684&quot;:-2,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Courier New&quot;,&quot;469769242&quot;:[9675],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;o&quot;,&quot;469777815&quot;:&quot;multilevel&quot;}\" aria-setsize=\"-1\" data-aria-posinset=\"3\" data-aria-level=\"1\"><span data-contrast=\"auto\">We set your property listing live&nbsp;</span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559685&quot;:1800,&quot;335559731&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:276}\">&nbsp;</span></li>\n<li data-leveltext=\"o\" data-font=\"Courier New\" data-listid=\"6\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559684&quot;:-2,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Courier New&quot;,&quot;469769242&quot;:[9675],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;o&quot;,&quot;469777815&quot;:&quot;multilevel&quot;}\" aria-setsize=\"-1\" data-aria-posinset=\"4\" data-aria-level=\"1\"><span data-contrast=\"auto\">Marketing and viewings take place </span><span data-contrast=\"auto\"> </span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559685&quot;:1800,&quot;335559731&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:276}\">&nbsp;</span></li>\n</ul>\n<p><strong><span data-contrast=\"auto\">3. Final offer accepted </span><span data-contrast=\"auto\"> </span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559685&quot;:1080,&quot;335559731&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:276}\">&nbsp;</span></strong></p>\n<ul>\n<li data-leveltext=\"o\" data-font=\"Courier New\" data-listid=\"8\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559684&quot;:-2,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Courier New&quot;,&quot;469769242&quot;:[9675],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;o&quot;,&quot;469777815&quot;:&quot;multilevel&quot;}\" aria-setsize=\"-1\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">Your property is sold </span><span data-contrast=\"auto\"> </span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559685&quot;:1800,&quot;335559731&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:276}\">&nbsp;</span></li>\n</ul>\n<p><span data-contrast=\"auto\"> </span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:276}\">&nbsp;</span></p>\n<h3><strong><span data-contrast=\"auto\">Here&rsquo;s how to get started</span></strong><span data-contrast=\"auto\"> </span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:276}\">&nbsp;</span></h3>\n<p><span data-contrast=\"auto\">Any property </span><span data-contrast=\"none\">questions you have &ndash; simply ask away! </span><span data-contrast=\"none\"> </span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:276}\">&nbsp;</span></p>\n<p><span data-contrast=\"auto\">Let&rsquo;s </span><span data-contrast=\"none\">discuss your options to get you moving in the right direction for 2023. </span><span data-contrast=\"auto\">Call your local branch or request a <a href=\"https://thornleygroves.q.starberry.com/property-valuation/\">free property valuation</a> today.</span><span data-contrast=\"auto\"> </span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:276}\">&nbsp;</span></p>\n<p><span data-contrast=\"auto\"> </span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:276}\">&nbsp;</span></p>","embed_video_url":null,"post_on":"2022-12-23T12:00:00.000Z","tile_image":{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/i/Thornley_Groves_how_to_sell_quickly_for_a_great_price_d812959bfb.jpg","alternativeText":"House keys in a door"},"tags":"Sales","slug":"ask-us-how-to-boost-your-chances-of-selling-quickly-for-a-great-price","publish":true,"imagetransforms":{"tile_image_Transforms":"{\"i.prod/Thornley_Groves_how_to_sell_quickly_for_a_great_price_d812959bfb.jpg\":{\"webp\":{\"352x220\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/352x220/Thornley_Groves_how_to_sell_quickly_for_a_great_price_d812959bfb.webp\",\"720x380\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/720x380/Thornley_Groves_how_to_sell_quickly_for_a_great_price_d812959bfb.webp\"},\"jpg\":{\"352x220\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/352x220/Thornley_Groves_how_to_sell_quickly_for_a_great_price_d812959bfb.jpg\"}}}","banner_image_Transforms":"{\"i.prod/Thornley_Groves_how_to_sell_quickly_for_a_great_price_d812959bfb.jpg\":{\"webp\":{\"336x240\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/336x240/Thornley_Groves_how_to_sell_quickly_for_a_great_price_d812959bfb.webp\",\"928x500\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/928x500/Thornley_Groves_how_to_sell_quickly_for_a_great_price_d812959bfb.webp\",\"720x500\":\"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/720x500/Thornley_Groves_how_to_sell_quickly_for_a_great_price_d812959bfb.webp\"}}}"},"ggfx_results":[{"id":"670fb2e59e6e2acd76e5aa6e","transforms":[{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/x.prod/352x220/Thornley_Groves_how_to_sell_quickly_for_a_great_price_d812959bfb.webp","format":"webp","transform":"352x220","inputParams":{"action":"transform","src":{"cftle":{"Key":"i.prod/Thornley_Groves_how_to_sell_quickly_for_a_great_price_d812959bfb.jpg"}},"dest":{"cftle":{"Key":"x.prod/352x220/Thornley_Groves_how_to_sell_quickly_for_a_great_price_d812959bfb.webp"},"format":{"isFormatChanged":true,"format":"webp","content-type":"image/webp"},"transform":"352x220","resize":{"width":352,"height":220,"position":"x","fit":null},"brightness":null,"sharpness":null,"quality":null,"watermark":false,"resizeText":"352x220"},"additionalParams":{"contentType":"blog","id":"63f5fd136dbbaf9018fec11c","field":"tile_image","force":null}},"created_at":"2024-10-14 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Fortunately, there are plenty of actions you can take to make sure your portfolio is as profitable as it can be. Read on for our tips on how to get the most out of your buy-to-let portfolio&hellip;&nbsp;</p>\n<p><strong>1. Review your rent(s) yearly.</strong> It&rsquo;s a good idea to regularly check that the rent you&rsquo;re charging is competitive. It&rsquo;s also fairer to long-term tenants if rent goes up by a small amount each year, rather than staying the same for several years then increasing suddenly by a large amount.</p>\n<p><strong>2. Keep costs and regular outgoings under control.</strong> As well as reviewing the rent, you should keep an eye on your outgoings and see if there are areas where you can cut back. If you pay the utility bills, for example, shop around providers to get the best deal.</p>\n<p><strong>3. Stay on top of maintenance.</strong> Keeping your properties well-maintained will make them easier to market when you need to find new tenants, and will also encourage existing tenants to stay in your property, reducing void periods (the time between tenancies when the property is empty) for you&nbsp;</p>\n<p><strong>4. Kitchens and bathrooms are key.</strong> Make sure these rooms look their best &ndash; freshly decorated modern kitchens and bathrooms will enable you to set higher rents.</p>\n<p><strong>5. Invest in good quality appliances.</strong> It&rsquo;s worth investing in high-quality appliances and white goods (if you&rsquo;re supplying them), as you won&rsquo;t have to spend money on frequent repairs or replacements.</p>\n<p><strong>6. Consider allowing pets.</strong> The law now prevents landlords from automatically banning pets, although ultimately it&rsquo;s still up to you whether you permit tenants to have them or not. But it is worth bearing in mind that tenants with pets are usually prepared to pay higher rents and are also likely to be financially stable and looking to commit to longer-term leases.</p>\n<p><strong>7. Maintain a good relationship with tenants. </strong>If you have reliable tenants who look after your property, try and maintain a positive relationship with them. Void periods mean a loss of income for you, so it pays to do what you can to keep good tenants.</p>\n<p><strong>8. Consider setting up a limited company. </strong>There are tax benefits to operating through a limited company as well as specific legal protections. There are also a couple of disadvantages so it&rsquo;s best to speak to a financial advisor before you make any decisions.&nbsp;</p>\n<p>&nbsp;</p>\n<p>The first step towards making sure your rental properties are at maximum profitability is knowing exactly what they&rsquo;re currently worth. Contact us today for an up-to-date valuation, and from there, we can offer expert guidance and help you start 2023 in the best possible position.&nbsp;</p>\n<p> Request a <a href=\"https://www.thornleygroves.co.uk/request-a-free-valuation/\">free property valuation</a> today!&nbsp;</p>\n<p>&nbsp;</p>\n<h3>We know many of you have property questions you&rsquo;d like answered &ndash; and we&rsquo;re encouraging you to &ldquo;Ask away&hellip;&rdquo;   &nbsp;</h3>\n<p>Whether you&rsquo;re looking to release capital, reinvest, refinance your <a href=\"https://www.thornleygroves.co.uk/our-services-for-landlords/\">portfolio</a> or simply want to discuss your options for the best yields and locations, we want you to &ldquo;ask away&rdquo;. Whatever you&rsquo;d like to know &ndash; perhaps it&rsquo;s one quick query, perhaps you have a list of questions &ndash; get in touch with us. Call, email or message us on our social media channels and we&rsquo;ll provide advice, reassurance and expert knowledge.  &nbsp;</p>\n<p><strong>P.S. We can answer questions such as:  &nbsp;</strong></p>\n<p>Ask us what a good yield for a landlord is    &nbsp;<br>Ask us if you should reinvest your property returns&nbsp;<br>Ask us about remodelling an existing property&nbsp;<br>Ask us how to offset the increase in the cost of living and&nbsp;<a href=\"https://www.thornleygroves.co.uk/mortgage-advice/\">mortgages</a>&nbsp;<br>Ask us what locations can obtain the best yield&nbsp;</p>\n<p>&nbsp;</p>\n<h3> Tailored services for landlords</h3>\n<p>We offer a flexible approach to letting and <a href=\"https://www.thornleygroves.co.uk/landlords-property-management/\">property management</a>, allowing you to choose exactly how hands-on you want to be as a landlord. We can simply find high-quality committed tenants or provide a full management service, giving you peace of mind that your investment is in the safest hands. Our experienced lettings team are always up-to-date with the latest <a href=\"https://www.thornleygroves.co.uk/prepare-to-rent/\">regulations</a> and <a href=\"https://www.thornleygroves.co.uk/landlord-identification-requirements/\">legislation</a> concerning the rental sector, so you can be sure you&rsquo;re receiving expert guidance.   &nbsp;</p>\n<p>  &nbsp;</p>\n<h3>How we market your rental property  &nbsp;</h3>\n<p>Our comprehensive marketing services are designed to showcase your property and attract high-quality tenants:   &nbsp;</p>\n<p>360&deg; Virtual Tour that lets potential tenants do an online &lsquo;walk-through&rsquo; of your property   &nbsp;<br>Professional photography  &nbsp;<br>EPC charts  &nbsp;<br>Advertising your property on <a href=\"https://www.rightmove.co.uk/estate-agents/find.html?radius=0.0&amp;locationIdentifier=REGION%5E904&amp;brandName=thornley%20groves&amp;branchType=ALL\">Rightmove</a> and social media  &nbsp;</p>\n<p>  &nbsp;</p>\n<h3>How to get started   &nbsp;</h3>\n<p>Any property questions you have, no matter how big or small &ndash; simply ask away!    &nbsp;</p>\n<p>Let&rsquo;s discuss your options to get you moving in the right direction for 2023.&nbsp;Speak to our team at your local branch or request a <a href=\"https://www.thornleygroves.co.uk/request-a-free-valuation/\">free rental property valuation</a> today.    &nbsp;</p>","embed_video_url":null,"post_on":"2022-12-27T12:00:00.000Z","tile_image":{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/i/Thornley_Groves_how_to_maximise_rental_profitability_06c3cecf9d.jpg","alternativeText":"Modern 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people. At Thornley Groves, we find great joy in matching people with their perfect property. Finding your dream home is similar to the search for 'the one'. The more you think about it, the more you&rsquo;ll see the similarities between finding the right person and the right property. Both take time, patience, effort, and even a few heartbreaks before you can settle down and commit.</p>\n<p>Below, we have compared the similarities between property and relationships to provide advice and insight on how you find your dream home.</p>\n<h3>What you see online isn&rsquo;t always what you get</h3>\n<p>Whether it&rsquo;s a home or a person, you can only tell so much from looking at photos. Online property photos are like online dating profiles &ndash; sometimes what you see isn&rsquo;t what you get, but it's what's on the inside that matters &ndash; especially with property. Always keep an open mind and consider the potential in those with some flaws because not everyone &ndash; or every property &ndash; is perfect straight away.</p>\n<p>Likewise, carefully check the descriptions. They could offer hints and tips about the property that you might not be able to gather from the photos.</p>\n<h3>You know what you want, but you need to compromise</h3>\n<p>You might be following a set of standards or criteria just like when you&rsquo;re just starting to date. Dating someone for their looks alone might be fun at first, but the relationship won&rsquo;t last without substance. The same is true when you&rsquo;re looking for your next home. You might have fallen in love with a house because of its open-plan kitchen or a large garden, but it doesn&rsquo;t have that third bedroom you desperately need.</p>\n<p>It's important you understand your &lsquo;must haves&rsquo; when searching for a property or a partner. There&rsquo;s no point tying yourself into a long-term commitment if you&rsquo;re simply not going to be happy in the future . However, a good partner, like a good homeowner, is flexible and will see the potential within that person or property. If you find a property that meets at least 85% of your requirements, you might need to initially compromise with the remaining 15%. And you never know&hellip; you might end up loving that 15% in the future!</p>\n<h3>You might have to kiss a few frogs before you find your prince</h3>\n<p>Like relationships, buying a house is a huge commitment and you shouldn&rsquo;t rush such an important life decision. The reality is that finding &lsquo;the one&rsquo; will most likely take time and effort. Viewing property after property can seem very time-consuming, and if you find one that you like enough to put an offer in, you also need to be prepared that you might experience some heartbreak. Good things come to those who wait and are patient, but trust the process. If you&rsquo;re strategic with your house hunt with the help of an experienced estate agent who will negotiate on your behalf, you&rsquo;ll be able to find the right home at the right time. There&rsquo;s someone and something out there for everyone!</p>\n<h3>The perfect wingman</h3>\n<p>The most successful dates always involve a wingman. Trusted to have your back in the dating game, here at Thornley Groves we would like to think of ourselves as your very own property wingman, helping you secure the property love of your life. Whether that&rsquo;s helping your property look its best for the online listing or introducing you to &lsquo;the one,&rsquo; we can give you the confidence and support to find your dream home.Think you&rsquo;re ready to find &lsquo;the one&rsquo;? Speak to our friendly, expert teams to get your search started today.</p>","embed_video_url":null,"post_on":"2023-02-13T13:00:00.000Z","tile_image":{"url":"https://ggfx-thornleygroves.s3.eu-west-2.amazonaws.com/i/Thornley_Groves_a_match_made_in_heaven_2e3b6ad044.jpg","alternativeText":"Happy 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The week commencing 26th December was the busiest seen for such requests since early September, and the total number of valuation requests was 29% higher compared to last Christmas.</p>\n<p>The property portal also report that it saw number of views of homes for sale jump by 20% between 19th and 26<sup>th</sup>&nbsp;December as prospective buyers considered the new choice available. Rightmove&rsquo;s property expert Tim Bannister said:&nbsp;<em>&ldquo;Boxing Day is traditionally the start of activity ramping up into January and the spring selling season after Christmas, as people return to their search or consider a New Year move. We&rsquo;ve seen some promising activity and familiar patterns over the festive period this year, which are good signs for the year ahead.</em></p>\n<p><em>&ldquo;While we expect a calmer market this year than we&rsquo;ve had since the pandemic started, the record number of sellers who chose to come to market this Boxing Day indicates there is a group of motivated sellers ready to move, who perhaps held back and now feel more confident. After such frenetic market conditions over the last few years, this year&rsquo;s calmer market will better suit measured movers who prefer to take their time to find the right property.&rdquo;</em></p>\n<p>Douglas Plant, Thornley Groves Altrincham, is also encouraged by the late-year traffic and states that high levels of interest in both selling and buying property will help the property market throughout 2023.</p>\n<p>Main takeaways:</p>\n<ul>\n<li>Record number of new sellers listed properties on Rightmove on Boxing Day, a 46% jump on 2021.</li>\n<li>Total number of valuation requests received estate agents between Boxing Day and New Year&rsquo;s Day 29% higher than the same period last year.</li>\n<li>Boxing Day week saw the number of views of homes for sale on Rightmove jump by 20% compared with the previous week, as activity ramps up ahead of the spring moving season.</li>\n</ul>\n<p>Are you looking to sell or buy property in Manchester in 2023? Contact your local branch to learn how our property experts can help you, and read our detailed guide to selling today.</p>","embed_video_url":null,"post_on":null,"tile_image":null,"tags":null,"slug":"property-market-enjoys-record-breaking-boxing-day-bounce-as-new-high-numbers-of-homes-listed","publish":true,"imagetransforms":{"tile_image_Transforms":"{\"i.prod/Blog_Headers_NY_JS_Blog_Header_Lettings_d463deda27.png\":{\"webp\":{\"352x220\":\"https://ggfx-johnshepherd.s3.eu-west-2.amazonaws.com/x.prod/352x220/Blog_Headers_NY_JS_Blog_Header_Lettings_d463deda27.webp\",\"720x380\":\"https://ggfx-johnshepherd.s3.eu-west-2.amazonaws.com/x.prod/720x380/Blog_Headers_NY_JS_Blog_Header_Lettings_d463deda27.webp\"},\"png\":{\"352x220\":\"https://ggfx-johnshepherd.s3.eu-west-2.amazonaws.com/x.prod/352x220/Blog_Headers_NY_JS_Blog_Header_Lettings_d463deda27.png\"}}}"},"ggfx_results":[],"createdAt":"2023-01-06T10:25:16.159Z","updatedAt":"2023-01-16T12:25:43.133Z"}]}}}